Glenwood Springs Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Glenwood Springs averaged
5.85%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.02% and
one month ago for the week of 2022-05-19, the
average rate was 5.19%.
Glenwood Springs's average rate one year ago was 3.01%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.87%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Glenwood Springs 30 Year Fixed Rate | 2022-06-23 | 5.85% |
| Glenwood Springs 30 Year Fixed Rate Refi | 2022-06-23 | 5.87% |
| Glenwood Springs 15 Year Fixed Rate | 2022-06-23 | 5% |
| Glenwood Springs 15 Year Fixed Rate Refi | 2022-06-23 | 5.05% |
| Glenwood Springs 30 Year FHA | 2022-06-23 | 0.23% |
| Glenwood Springs 30 Year FHA Refi | 2022-06-23 | 0.07% |
| Glenwood Springs 30 Year USDA | 2022-06-23 | -0.11% |
| Glenwood Springs 30 Year USDA Refi | 2022-06-23 | -0.31% |
| Glenwood Springs 30 Year VA | 2022-06-23 | 0.3% |
| Glenwood Springs 30 Year VA Refi | 2022-06-23 | 0.11% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Glenwood Springs, CO.
Glenwood Springs Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Glenwood Springs, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Glenwood Springs, CO's 235 lenders originated 5,829
loans during 2021. The total origination value was $4,287,545,000, with an average loan value of
$735,554.
The top Glenwood Springs lender as defined by loan originations is BAY EQUITY LLC, with
655 loans originated. Their average total fees are
$3,451, which is $386
lower than the next largest lender,
Wells Fargo Bank.
The lowest fee Glenwood Springs lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($994), Chicago Mortgage Solutions LLC ($2,330), BETTER MORTGAGE CORPORATION ($2,913), NBH Bank ($3,312) and BAY EQUITY LLC ($3,451).
The lowest rate Glenwood Springs lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.26%), KeyBank (2.55%), Morgan Stanley Private Bank (2.59%), Bank of America (2.62%) and City National Bank (2.63%).
Glenwood Springs, CO Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| JPMorgan Chase Bank | $464,380,000 | $488,655,000 | 5.2% | 11.4% |
| Alpine Bank | $302,855,000 | $387,220,000 | 27.9% | 9.0% |
| BAY EQUITY LLC | $418,115,000 | $348,475,000 | -16.7% | 8.1% |
| Wells Fargo Bank | $221,255,000 | $258,345,000 | 16.8% | 6.0% |
| U.S. Bank | $168,255,000 | $176,625,000 | 5.0% | 4.1% |
| Morgan Stanley Private Bank | $92,220,000 | $160,110,000 | 73.6% | 3.7% |
| Bank of America | $280,165,000 | $159,510,000 | -43.1% | 3.7% |
| Citibank | $113,270,000 | $157,295,000 | 38.9% | 3.7% |
| First Republic Bank | $90,595,000 | $152,855,000 | 68.7% | 3.6% |
| City National Bank | $26,830,000 | $131,830,000 | 391.4% | 3.1% |
| FirstBank | $865,000 | $130,905,000 | 15,033.5% | 3.1% |
| ACADEMY MORTGAGE CORPORATION | $94,645,000 | $119,030,000 | 25.8% | 2.8% |
| QUICKEN LOANS, LLC | $96,190,000 | $95,930,000 | -0.3% | 2.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $63,515,000 | $95,050,000 | 49.6% | 2.2% |
| UBS Bank USA | $51,995,000 | $88,740,000 | 70.7% | 2.1% |
| CORNERSTONE HOME LENDING, INC. | $74,395,000 | $69,250,000 | -6.9% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $53,385,000 | $55,535,000 | 4.0% | 1.3% |
| Charles Schwab Bank, SSB | $19,940,000 | $52,520,000 | 163.4% | 1.2% |
| Bank of Colorado | $55,620,000 | $51,810,000 | -6.9% | 1.2% |
| ANB Bank | $48,165,000 | $48,270,000 | 0.2% | 1.1% |
| Stifel Bank and Trust | $10,095,000 | $34,130,000 | 238.1% | 0.8% |
| MidFirst Bank | $35,080,000 | $33,980,000 | -3.1% | 0.8% |
| Bank of the West | $1,600,000 | $32,190,000 | 1,911.9% | 0.8% |
| LOANDEPOT.COM, LLC | $21,075,000 | $31,235,000 | 48.2% | 0.7% |
| Goldman Sachs Bank USA | $40,430,000 | $30,880,000 | -23.6% | 0.7% |
| Zions Bancorporation, N.A. | $35,425,000 | $29,140,000 | -17.7% | 0.7% |
| UMB Bank | $5,975,000 | $28,950,000 | 384.5% | 0.7% |
| The Northern Trust Company | $55,380,000 | $25,370,000 | -54.2% | 0.6% |
| KeyBank | $6,530,000 | $24,340,000 | 272.7% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $14,895,000 | $22,430,000 | 50.6% | 0.5% |
| First Western Trust Bank | $16,150,000 | $22,230,000 | 37.6% | 0.5% |
| Northpointe Bank | $6,480,000 | $20,280,000 | 213.0% | 0.5% |
| BETTER MORTGAGE CORPORATION | $5,420,000 | $18,145,000 | 234.8% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $9,295,000 | $17,490,000 | 88.2% | 0.4% |
| Citizens Bank | $13,680,000 | $17,340,000 | 26.8% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $22,040,000 | $17,285,000 | -21.6% | 0.4% |
| BNY Mellon | $5,880,000 | $16,810,000 | 185.9% | 0.4% |
| Comerica Bank | $13,765,000 | $15,610,000 | 13.4% | 0.4% |
| AMERICAN FINANCING CORPORATION | $12,375,000 | $15,500,000 | 25.3% | 0.4% |
| CHERRY CREEK MORTGAGE, LLC | $10,335,000 | $15,380,000 | 48.8% | 0.4% |
| PNC Bank | $4,970,000 | $15,280,000 | 207.4% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $8,565,000 | $14,570,000 | 70.1% | 0.3% |
| BELLCO | $1,605,000 | $13,240,000 | 724.9% | 0.3% |
| GUARANTEED RATE, INC. | $5,740,000 | $12,870,000 | 124.2% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,740,000 | $12,580,000 | 62.5% | 0.3% |
| Silicon Valley Bank | $12,565,000 | $12,510,000 | -0.4% | 0.3% |
| Truist Bank | $1,990,000 | $12,055,000 | 505.8% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,770,000 | $9,685,000 | 249.6% | 0.2% |
| Inwood National Bank | $9,665,000 | n/a | 0.2% | |
| BROKER SOLUTIONS, INC. | $6,820,000 | $9,365,000 | 37.3% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,735,000 | $9,245,000 | 432.9% | 0.2% |
| CALIBER HOME LOANS, INC. | $11,885,000 | $8,980,000 | -24.4% | 0.2% |
| Flagstar Bank, FSB | $6,235,000 | $8,700,000 | 39.5% | 0.2% |
| First Guaranty Mortgage Corporation | $3,325,000 | $8,330,000 | 150.5% | 0.2% |
| GUILD MORTGAGE COMPANY | $7,475,000 | $7,955,000 | 6.4% | 0.2% |
| Elevations Credit Union | $7,840,000 | n/a | 0.2% | |
| Fortis Private Bank | $7,685,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $12,215,000 | $7,530,000 | -38.4% | 0.2% |
| NBH Bank | $15,160,000 | $7,430,000 | -51.0% | 0.2% |
| City National Bank of Florida | $6,625,000 | $7,290,000 | 10.0% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $4,020,000 | $7,135,000 | 77.5% | 0.2% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $6,535,000 | $6,860,000 | 5.0% | 0.2% |
| Raymond James Bank | $18,800,000 | $6,740,000 | -64.1% | 0.2% |
| BBVA USA | $2,225,000 | $6,360,000 | 185.8% | 0.1% |
| NEWREZ LLC | $2,765,000 | $6,260,000 | 126.4% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $6,235,000 | $6,040,000 | -3.1% | 0.1% |
| Citadel Servicing Corporation | $6,005,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $5,145,000 | $5,570,000 | 8.3% | 0.1% |
| CIBC Bank USA | $21,135,000 | $5,520,000 | -73.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $3,655,000 | $5,510,000 | 50.8% | 0.1% |
| FUNDLOANS CAPITAL | $2,005,000 | $5,370,000 | 167.8% | 0.1% |
| Independent Bank | $725,000 | $5,155,000 | 611.0% | 0.1% |
| PARKSIDE LENDING, LLC | $5,495,000 | $5,090,000 | -7.4% | 0.1% |
| EASTMAN | $5,005,000 | n/a | 0.1% | |
| AMCAP MORTGAGE, LTD. | $5,220,000 | $5,000,000 | -4.2% | 0.1% |
| Mortgage Research Center, LLC | $5,985,000 | $4,795,000 | -19.9% | 0.1% |
| Ally Bank | $485,000 | $4,750,000 | 879.4% | 0.1% |
| BMO Harris Bank | $5,875,000 | $4,505,000 | -23.3% | 0.1% |
| International Bank of Commerce | $4,405,000 | n/a | 0.1% | |
| Montgomery Bank | $4,405,000 | n/a | 0.1% | |
| Regions Bank | $490,000 | $4,320,000 | 781.6% | 0.1% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $3,150,000 | $4,160,000 | 32.1% | 0.1% |
| Chicago Mortgage Solutions LLC | $425,000 | $4,070,000 | 857.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,225,000 | $3,945,000 | 222.0% | 0.1% |
| Carrington Mortgage Services, LLC | $3,230,000 | $3,875,000 | 20.0% | 0.1% |
| BTH Bank | $3,830,000 | n/a | 0.1% | |
| NAVY FEDERAL CREDIT UNION | $4,870,000 | $3,675,000 | -24.5% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,470,000 | $3,670,000 | -17.9% | 0.1% |
| Bryant Bank | $505,000 | $3,305,000 | 554.5% | 0.1% |
| PlainsCapital Bank | $3,245,000 | n/a | 0.1% | |
| LOANPAL, LLC | $1,620,000 | $3,215,000 | 98.5% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,885,000 | $3,215,000 | 70.6% | 0.1% |
| Ent Credit Union | $1,175,000 | $3,165,000 | 169.4% | 0.1% |
| CANOPY MORTGAGE, LLC | $3,115,000 | n/a | 0.1% | |
| Bank of England | $1,325,000 | $3,020,000 | 127.9% | 0.1% |
| LENDUS, LLC | $1,750,000 | $3,020,000 | 72.6% | 0.1% |
| TIAA, FSB | $3,495,000 | $3,020,000 | -13.6% | 0.1% |
| Financial Federal Bank | $2,910,000 | n/a | 0.1% | |
| GERSHMAN INVESTMENT CORP. | $215,000 | $2,890,000 | 1,244.2% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $930,000 | $2,790,000 | 200.0% | 0.1% |
| VisionBank of Iowa | $2,725,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $730,000 | $2,680,000 | 267.1% | 0.1% |
| Commerce Bank | $1,515,000 | $2,655,000 | 75.2% | 0.1% |
| AMERICAN ADVISORS GROUP | $1,420,000 | $2,640,000 | 85.9% | 0.1% |
| First United Bank and Trust Company | $5,895,000 | $2,580,000 | -56.2% | 0.1% |
| Banco do Brasil Americas | $2,555,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $575,000 | $2,540,000 | 341.7% | 0.1% |
| BLUELEAF LENDING, LLC | $2,515,000 | n/a | 0.1% | |
| Spirit of Texas Bank, SSB | $2,505,000 | n/a | 0.1% | |
| CrossFirst Bank | $1,035,000 | $2,475,000 | 139.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $6,070,000 | $2,465,000 | -59.4% | 0.1% |
| First National Bank Of Oklahoma | $2,455,000 | n/a | 0.1% | |
| Manufacturers and Traders Trust Company | $675,000 | $2,430,000 | 260.0% | 0.1% |
| EVANSVILLE TEACHERS | $2,120,000 | $2,405,000 | 13.4% | 0.1% |
| THE MORTGAGE COMPANY | $265,000 | $2,390,000 | 801.9% | 0.1% |
| Waterstone Mortgage Corporation | $2,360,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $965,000 | $2,275,000 | 135.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,675,000 | $2,275,000 | -38.1% | 0.1% |
| CMG MORTGAGE, INC. | $1,620,000 | $2,255,000 | 39.2% | 0.1% |
| ARC HOME LLC | $1,600,000 | $2,230,000 | 39.4% | 0.1% |
| First Midwest Bank | $2,980,000 | $2,210,000 | -25.8% | 0.1% |
| Nations Lending Corporation | $2,775,000 | $2,200,000 | -20.7% | 0.1% |
| EagleBank | $2,335,000 | $2,165,000 | -7.3% | 0.1% |
| CALCULATED RISK ANALYTICS LLC | $2,125,000 | n/a | 0.0% | |
| BancorpSouth Bank | $1,520,000 | $2,110,000 | 38.8% | 0.0% |
| ALL WESTERN MORTGAGE, INC. | $2,090,000 | n/a | 0.0% | |
| The Federal Savings Bank | $2,865,000 | $2,090,000 | -27.1% | 0.0% |
| WESTERRA CREDIT UNION | $2,445,000 | $2,090,000 | -14.5% | 0.0% |
| Arvest Bank | $710,000 | $2,050,000 | 188.7% | 0.0% |
| Gateway First Bank | $2,035,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $765,000 | $1,995,000 | 160.8% | 0.0% |
| MANN FINANCIAL INC. | $1,985,000 | n/a | 0.0% | |
| BOKF | $7,555,000 | $1,970,000 | -73.9% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,675,000 | $1,845,000 | 10.1% | 0.0% |
| EVERETT FINANCIAL, INC. | $1,670,000 | $1,800,000 | 7.8% | 0.0% |
| City Bank | $1,765,000 | n/a | 0.0% | |
| First Horizon Bank | $1,185,000 | $1,740,000 | 46.8% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,250,000 | $1,740,000 | -66.9% | 0.0% |
| UNIVERSAL LENDING CORPORATION | $2,580,000 | $1,740,000 | -32.6% | 0.0% |
| InterContinental Capital Group, Inc | $3,355,000 | $1,670,000 | -50.2% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $560,000 | $1,655,000 | 195.5% | 0.0% |
| S1L, Inc. | $685,000 | $1,655,000 | 141.6% | 0.0% |
| First Foundation Bank | $1,605,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $620,000 | $1,565,000 | 152.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,275,000 | $1,560,000 | 22.4% | 0.0% |
| Academy Bank | $1,560,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $345,000 | $1,550,000 | 349.3% | 0.0% |
| United Nations Federal Credit Union | $1,505,000 | n/a | 0.0% | |
| NBKC BANK | $3,205,000 | $1,500,000 | -53.2% | 0.0% |
| First Mortgage Solutions, LLC | $1,955,000 | $1,495,000 | -23.5% | 0.0% |
| OAKTREE FUNDING CORP. | $1,485,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $795,000 | $1,470,000 | 84.9% | 0.0% |
| USAA Federal Savings Bank | $4,650,000 | $1,470,000 | -68.4% | 0.0% |
| SOFI LENDING CORP. | $980,000 | $1,415,000 | 44.4% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,400,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $1,395,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $395,000 | $1,390,000 | 251.9% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $525,000 | $1,370,000 | 161.0% | 0.0% |
| Glacier Bank | $1,330,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $1,310,000 | n/a | 0.0% | |
| Sunflower Bank | $1,865,000 | $1,305,000 | -30.0% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,265,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $1,230,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $1,885,000 | $1,230,000 | -34.7% | 0.0% |
| The Central Trust Bank | $155,000 | $1,230,000 | 693.5% | 0.0% |
| MOUNTAIN AMERICA | $670,000 | $1,225,000 | 82.8% | 0.0% |
| Plains Commerce Bank | $195,000 | $1,205,000 | 517.9% | 0.0% |
| Elements Financial Federal Credit Union | $1,195,000 | n/a | 0.0% | |
| CELEBRITY HOME LOANS, LLC | $2,745,000 | $1,180,000 | -57.0% | 0.0% |
| HOME MORTGAGE ALLIANCE, LLC | $3,310,000 | $1,180,000 | -64.4% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $690,000 | $1,160,000 | 68.1% | 0.0% |
| Amerifirst Financial, Inc. | $1,155,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $1,815,000 | $1,125,000 | -38.0% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $405,000 | $1,115,000 | 175.3% | 0.0% |
| First State Bank | $1,090,000 | n/a | 0.0% | |
| NP, Inc. | $195,000 | $1,080,000 | 453.8% | 0.0% |
| PLANET HOME LENDING, LLC | $3,535,000 | $1,075,000 | -69.6% | 0.0% |
| CANVAS CREDIT UNION | $135,000 | $1,010,000 | 648.1% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,280,000 | $1,010,000 | -21.1% | 0.0% |
| Financial Funding Solutions, Inc. | $745,000 | $1,005,000 | 34.9% | 0.0% |
| Luxury Mortgage Corp. | $4,715,000 | $1,005,000 | -78.7% | 0.0% |
| NMSI, INC. | $1,005,000 | n/a | 0.0% | |
| Prosperity Bank | $505,000 | $1,005,000 | 99.0% | 0.0% |
| Cf Bank | $305,000 | $1,000,000 | 227.9% | 0.0% |
| Texas Regional Bank | $995,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $185,000 | $980,000 | 429.7% | 0.0% |
| LADERA LENDING, INC. | $1,595,000 | $980,000 | -38.6% | 0.0% |
| Low VA Rates, LLC | $915,000 | $970,000 | 6.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $955,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $1,405,000 | $935,000 | -33.5% | 0.0% |
| Regent Bank | $935,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $415,000 | $930,000 | 124.1% | 0.0% |
| Midwest BankCentre | $295,000 | $920,000 | 211.9% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $915,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $255,000 | $915,000 | 258.8% | 0.0% |
| Axos Bank | $980,000 | $910,000 | -7.1% | 0.0% |
| Popular Bank | $2,085,000 | $905,000 | -56.6% | 0.0% |
| United Fidelity Funding Corp. | $900,000 | n/a | 0.0% | |
| BNC National Bank | $890,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,135,000 | $885,000 | -58.5% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $2,320,000 | $885,000 | -61.9% | 0.0% |
| KELLER MORTGAGE, LLC | $420,000 | $870,000 | 107.1% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $870,000 | $860,000 | -1.1% | 0.0% |
| AIR ACADEMY | $725,000 | $855,000 | 17.9% | 0.0% |
| Strong Home Mortgage, LLC | $530,000 | $855,000 | 61.3% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,840,000 | $810,000 | -56.0% | 0.0% |
| MidWestOne Bank | $805,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $800,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $1,560,000 | $770,000 | -50.6% | 0.0% |
| INTELLILOAN, INC. | $765,000 | n/a | 0.0% | |
| The Huntington National Bank | $4,110,000 | $760,000 | -81.5% | 0.0% |
| BLUE BRICK FINANCIAL LLC | $750,000 | $750,000 | 0.0% | 0.0% |
| JMAC LENDING, INC. | $740,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $735,000 | $740,000 | 0.7% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $165,000 | $725,000 | 339.4% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $1,385,000 | $720,000 | -48.0% | 0.0% |
| ZILLOW HOME LOANS, LLC | $720,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $660,000 | n/a | 0.0% | |
| Sandy Spring Bank | $645,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $840,000 | $635,000 | -24.4% | 0.0% |
| IDEAL HOME LOANS LLC | $630,000 | n/a | 0.0% | |
| Discover Bank | $180,000 | $625,000 | 247.2% | 0.0% |
| TJC Mortgage, Inc. | $235,000 | $585,000 | 148.9% | 0.0% |
| Flanagan State Bank | $145,000 | $580,000 | 300.0% | 0.0% |
| COLORAMO | $360,000 | $565,000 | 56.9% | 0.0% |
| DAS Acquisition Company, LLC | $1,765,000 | $565,000 | -68.0% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,090,000 | $560,000 | -48.6% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $545,000 | n/a | 0.0% | |
| Hometown Lenders, Inc. | $545,000 | n/a | 0.0% | |
| PREMIER MEMBERS CREDIT UNION | $400,000 | $545,000 | 36.3% | 0.0% |
| Prime Choice Funding Inc. | $1,370,000 | $545,000 | -60.2% | 0.0% |
| TOGETHER CREDIT UNION | $455,000 | $545,000 | 19.8% | 0.0% |
| UNIVERSITY CREDIT UNION | $545,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $210,000 | $535,000 | 154.8% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $535,000 | n/a | 0.0% | |
| Core Bank | $525,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $515,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $375,000 | $515,000 | 37.3% | 0.0% |
| Great Southern Bank | $2,900,000 | $505,000 | -82.6% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $295,000 | $505,000 | 71.2% | 0.0% |
| BM Real Estate Services, Inc. | $495,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $495,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $480,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,620,000 | $480,000 | -70.4% | 0.0% |
| PHH Mortgage Corporation | $735,000 | $480,000 | -34.7% | 0.0% |
| Bank Iowa | $475,000 | n/a | 0.0% | |
| DHA FINANCIAL, LLC | $475,000 | n/a | 0.0% | |
| LOANSNAP, INC. | $1,145,000 | $475,000 | -58.5% | 0.0% |
| Quontic Bank | $465,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $1,030,000 | $460,000 | -55.3% | 0.0% |
| First National Bank | $445,000 | n/a | 0.0% | |
| Johnson Bank | $445,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $435,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $335,000 | $425,000 | 26.9% | 0.0% |
| DIGITAL Federal Credit Union | $415,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $515,000 | $405,000 | -21.4% | 0.0% |
| GROUP MORTGAGE, LLC | $405,000 | n/a | 0.0% | |
| Midwest Mortgage Associates Corporation | $405,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $405,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $395,000 | $385,000 | -2.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,050,000 | $365,000 | -65.2% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $365,000 | n/a | 0.0% | |
| First National Bank of Omaha | $35,000 | $365,000 | 942.9% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $365,000 | n/a | 0.0% | |
| Amalgamated Bank | $355,000 | n/a | 0.0% | |
| NEST HOME LENDING, LLC | $1,310,000 | $355,000 | -72.9% | 0.0% |
| Adams Bank & Trust | $325,000 | $345,000 | 6.2% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $325,000 | $345,000 | 6.2% | 0.0% |
| INTEGRITY MORTGAGE & FINANCIAL INCORPORATED | $825,000 | $345,000 | -58.2% | 0.0% |
| Umpqua Bank | $345,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $335,000 | n/a | 0.0% | |
| Ixonia Bank | $335,000 | n/a | 0.0% | |
| Figure Lending LLC | $470,000 | $315,000 | -33.0% | 0.0% |
| NFM, INC. | $2,000,000 | $315,000 | -84.3% | 0.0% |
| Peoples Bank | $315,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $175,000 | $305,000 | 74.3% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $300,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $295,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $290,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $290,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $50,000 | $285,000 | 470.0% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $275,000 | $275,000 | 0.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $275,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $265,000 | n/a | 0.0% | |
| EMM LOANS LLC | $215,000 | $255,000 | 18.6% | 0.0% |
| FIRST TECHNOLOGY | $255,000 | n/a | 0.0% | |
| CENTENNIAL LENDING, LLC | $405,000 | $245,000 | -39.5% | 0.0% |
| Fifth Third Bank | $245,000 | n/a | 0.0% | |
| COLORADO CREDIT UNION | $660,000 | $235,000 | -64.4% | 0.0% |
| Alerus Financial | $225,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $905,000 | $225,000 | -75.1% | 0.0% |
| OCMBC, INC. | $225,000 | n/a | 0.0% | |
| SECURITY SERVICE | $3,500,000 | $220,000 | -93.7% | 0.0% |
| BELEM SERVICING LLC | $215,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| Christensen Financial, Inc. | $205,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| Wallick & Volk, Inc. | $155,000 | $205,000 | 32.3% | 0.0% |
| WINGS FINANCIAL | $205,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $75,000 | $195,000 | 160.0% | 0.0% |
| EXPRESS FUNDING, INC. | $185,000 | n/a | 0.0% | |
| THE MONEY SOURCE INC. | $175,000 | n/a | 0.0% | |
| Red Rocks Credit Union | $110,000 | $170,000 | 54.5% | 0.0% |
| MORIA DEVELOPMENT, INC. | $165,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $505,000 | $155,000 | -69.3% | 0.0% |
| Citywide Banks | $155,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $280,000 | $135,000 | -51.8% | 0.0% |
| Western Bank | $135,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| JLB CORPORATION | $335,000 | $115,000 | -65.7% | 0.0% |
| ON TAP | $95,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $85,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $55,000 | $85,000 | 54.5% | 0.0% |
| Deere Employees Credit Union | $85,000 | n/a | 0.0% | |
| Credit Union of Denver | $350,000 | $50,000 | -85.7% | 0.0% |
| NUMARK CREDIT UNION | $25,000 | $45,000 | 80.0% | 0.0% |
Glenwood Springs's top lender by overall market share is JPMorgan Chase Bank, with 11.4% market share. In second place, with 9.0%, is Alpine Bank, having originated $387,220,000 in loans. In third place, with 8.1%, is BAY EQUITY LLC, having originated $348,475,000 in loans. In third place, with 6.0%, is Wells Fargo Bank, having originated $258,345,000 in loans. In third place, with 4.1%, is U.S. Bank, having originated $176,625,000 in loans.
Glenwood Springs, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 2,268 | $1,306,460,000 | $576,041 |
| Home Purchase | 1,971 | $1,744,815,000 | $885,244 |
| Cash Out Refi | 1,053 | $737,805,000 | $700,670 |
| Other | 285 | $426,675,000 | $1,497,105 |
| Home Improvement | 252 | $71,790,000 | $284,881 |
Glenwood Springs's most frequently cited loan purpose was Refi, with 2,268 originations. The 2nd most popular reason was Home Purchase, with 1,971 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2,287 | $1,618,945,000 | $707,890 |
| 3-4% | 2,071 | $1,189,815,000 | $574,512 |
| <2.5% | 947 | $1,241,165,000 | $1,310,628 |
| 4-5% | 368 | $134,770,000 | $366,223 |
| 5-6% | 36 | $11,690,000 | $324,722 |
| Over 8% | 28 | $1,490,000 | $53,214 |
| 7-8% | 14 | $2,440,000 | $174,286 |
| 6-7% | 6 | $9,260,000 | $1,543,333 |
During 2021, Glenwood Springs's most frequently originated rate bucket was 2.5-3%, with 2,287 originations.
Loan Sizing (Glenwood Springs, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,285 | $676,425,000 | $296,028 |
| $400k-600k | 1,207 | $584,465,000 | $484,229 |
| $100k-200k | 756 | $115,040,000 | $152,169 |
| $Over $1MM | 674 | $2,515,620,000 | $3,732,374 |
| $600k-1000k | 511 | $376,645,000 | $737,074 |
| $100,000 or less | 396 | $19,350,000 | $48,864 |
Glenwood Springs's loan sizing saw the bucket of loans from $200k-400k with 2,285 originations, totaling $676,425,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,975 | $1,856,395,000 | $939,947 |
| 80-100% | 1,260 | $613,970,000 | $487,278 |
| 40-60% | 1,214 | $1,114,880,000 | $918,353 |
| 20-40% | 660 | $448,530,000 | $679,591 |
| Under 20% | 550 | $139,020,000 | $252,764 |
| Over 100% | 22 | $10,730,000 | $487,727 |
Glenwood Springs's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,975 originations, totaling $1,856,395,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Glenwood Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $950,000 (25.0%) | $3,670,573 (24.6%) | 0.00 | 906 |
| 2018-02-01 | $935,000 (17.0%) | $3,621,555 (20.2%) | 0.00 | 967 |
| 2018-03-01 | $895,000 (13.7%) | $3,438,866 (17.9%) | 0.00 | 997 |
| 2018-04-01 | $854,000 (12.4%) | $3,241,676 (16.7%) | 0.00 | 987 |
| 2018-05-01 | $732,200 (0.4%) | $2,872,254 (6.7%) | 0.00 | 999 |
| 2018-06-01 | $789,000 (3.5%) | $3,081,384 (12.6%) | 0.00 | 1,128 |
| 2018-07-01 | $799,000 (0.0%) | $3,191,108 (8.8%) | 0.00 | 1,220 |
| 2018-08-01 | $848,250 (2.6%) | $3,303,406 (9.9%) | 0.00 | 1,216 |
| 2018-09-01 | $849,000 (6.1%) | $3,388,185 (12.6%) | 0.00 | 1,164 |
| 2018-10-01 | $825,000 (3.9%) | $3,343,804 (10.0%) | 0.00 | 1,095 |
| 2018-11-01 | $795,250 (-0.1%) | $3,259,904 (2.5%) | 0.00 | 1,058 |
| 2018-12-01 | $895,000 (2.3%) | $3,390,245 (-3.2%) | 0.00 | 1,029 |
| 2019-01-01 | $950,000 (0.0%) | $3,497,131 (-4.7%) | 0.00 | 1,064 |
| 2019-02-01 | $995,000 (6.4%) | $3,482,851 (-3.8%) | 0.00 | 1,090 |
| 2019-03-01 | $954,286 (6.6%) | $3,425,715 (-0.4%) | 0.00 | 1,041 |
| 2019-04-01 | $900,000 (5.4%) | $3,304,152 (1.9%) | 0.00 | 983 |
| 2019-05-01 | $822,500 (12.3%) | $3,134,931 (9.2%) | 0.00 | 967 |
| 2019-06-01 | $849,000 (7.6%) | $3,139,788 (1.9%) | 0.00 | 1,025 |
| 2019-07-01 | $892,500 (11.7%) | $3,315,842 (3.9%) | 0.00 | 1,074 |
| 2019-08-01 | $879,286 (3.7%) | $3,324,749 (0.7%) | 0.00 | 1,077 |
| 2019-09-01 | $857,500 (1.0%) | $3,307,426 (-2.4%) | 0.00 | 1,067 |
| 2019-10-01 | $898,500 (8.9%) | $3,378,483 (1.0%) | 0.00 | 1,012 |
| 2019-11-01 | $839,000 (5.5%) | $3,029,472 (-7.1%) | 0.00 | 1,067 |
| 2019-12-01 | $883,200 (-1.3%) | $3,169,343 (-6.5%) | 0.00 | 1,039 |
| 2020-01-01 | $899,000 (-5.4%) | $3,238,663 (-7.4%) | 0.00 | 1,008 |
| 2020-02-01 | $850,000 (-14.6%) | $3,146,748 (-9.7%) | 0.00 | 1,045 |
| 2020-03-01 | $829,000 (-13.1%) | $3,030,746 (-11.5%) | 0.00 | 1,075 |
| 2020-04-01 | $747,000 (-17.0%) | $2,777,341 (-15.9%) | 0.00 | 1,001 |
| 2020-05-01 | $699,000 (-15.0%) | $2,647,072 (-15.6%) | 0.00 | 1,008 |
| 2020-06-01 | $696,000 (-18.0%) | $2,698,105 (-14.1%) | 0.00 | 1,089 |
| 2020-07-01 | $739,500 (-17.1%) | $2,961,947 (-10.7%) | 0.00 | 1,163 |
| 2020-08-01 | $835,000 (-5.0%) | $3,340,785 (0.5%) | 0.00 | 1,190 |
| 2020-09-01 | $897,000 (4.6%) | $3,419,824 (3.4%) | 0.00 | 1,137 |
| 2020-10-01 | $850,000 (-5.4%) | $3,311,634 (-2.0%) | 0.00 | 1,076 |
| 2020-11-01 | $779,000 (-7.2%) | $3,024,964 (-0.2%) | 0.00 | 967 |
| 2020-12-01 | $775,000 (-12.3%) | $3,011,747 (-5.0%) | 0.00 | 914 |
| 2021-01-01 | $765,000 (-14.9%) | $3,072,196 (-5.1%) | 0.00 | 854 |
| 2021-02-01 | $775,000 (-8.8%) | $2,985,337 (-5.1%) | 0.00 | 856 |
| 2021-03-01 | $795,000 (-4.1%) | $3,033,572 (0.1%) | 0.00 | 866 |
| 2021-04-01 | $820,000 (9.8%) | $3,041,922 (9.5%) | 0.00 | 836 |
| 2021-05-01 | $815,000 (16.6%) | $2,950,200 (11.5%) | 0.00 | 787 |
| 2021-06-01 | $853,727 (22.7%) | $3,017,222 (11.8%) | 0.00 | 815 |
| 2021-07-01 | $899,000 (21.6%) | $3,259,859 (10.1%) | 0.00 | 894 |
| 2021-08-01 | $897,000 (7.4%) | $3,204,668 (-4.1%) | 0.00 | 884 |
| 2021-09-01 | $910,000 (1.5%) | $3,261,233 (-4.6%) | 0.00 | 833 |
| 2021-10-01 | $899,000 (5.8%) | $3,243,643 (-2.1%) | 0.00 | 745 |
| 2021-11-01 | $900,000 (15.5%) | $3,223,387 (6.6%) | 0.00 | 628 |
| 2021-12-01 | $899,000 (16.0%) | $3,247,682 (7.8%) | 0.00 | 561 |
| 2022-01-01 | $933,673 (22.1%) | $3,133,489 (2.0%) | 0.00 | 482 |
| 2022-02-01 | $985,000 (27.1%) | $3,155,091 (5.7%) | 0.00 | 496 |
| 2022-03-01 | $1,047,500 (31.8%) | $3,169,894 (4.5%) | 0.00 | 521 |
| 2022-04-01 | $1,150,000 (40.2%) | $3,197,095 (5.1%) | 0.00 | 544 |
| 2022-05-01 | $1,097,500 (34.7%) | $2,923,411 (-0.9%) | 0.00 | 598 |
Glenwood Springs's median listing price for 2022-05-01 was $1,097,500, a difference of
$282,500
(34.7%) versus the prior year and
$-52,500 versus the prior month.
Glenwood Springs's median listing price comes in at 0% of the national average.
Glenwood Springs's average listing price for 2022-05-01 was $2,923,411, a difference of $-26,789 (-0.9%) versus the prior year and $-273,684 versus the prior month.
For the 2022-05-01 period, Glenwood Springs had 598 MLS listings, a difference of 54 listings (10%) versus the prior month and -189 listings (-24%) versus the prior year.
Glenwood Springs's median listing price comes in at 0% of the national average.
Glenwood Springs's average listing price for 2022-05-01 was $2,923,411, a difference of $-26,789 (-0.9%) versus the prior year and $-273,684 versus the prior month.
For the 2022-05-01 period, Glenwood Springs had 598 MLS listings, a difference of 54 listings (10%) versus the prior month and -189 listings (-24%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Glenwood Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,516 sqft |
| 2018-02-01 | 0 days | 2,300 sqft |
| 2018-03-01 | 0 days | 2,179 sqft |
| 2018-04-01 | 0 days | 2,147 sqft |
| 2018-05-01 | 0 days | 2,135 sqft |
| 2018-06-01 | 0 days | 2,200 sqft |
| 2018-07-01 | 0 days | 2,219 sqft |
| 2018-08-01 | 0 days | 2,264 sqft |
| 2018-09-01 | 0 days | 2,289 sqft |
| 2018-10-01 | 0 days | 2,313 sqft |
| 2018-11-01 | 0 days | 2,274 sqft |
| 2018-12-01 | 0 days | 2,293 sqft |
| 2019-01-01 | 0 days | 2,242 sqft |
| 2019-02-01 | 0 days | 2,254 sqft |
| 2019-03-01 | 0 days | 2,230 sqft |
| 2019-04-01 | 0 days | 2,210 sqft |
| 2019-05-01 | 0 days | 2,240 sqft |
| 2019-06-01 | 0 days | 2,289 sqft |
| 2019-07-01 | 0 days | 2,306 sqft |
| 2019-08-01 | 0 days | 2,340 sqft |
| 2019-09-01 | 0 days | 2,351 sqft |
| 2019-10-01 | 0 days | 2,339 sqft |
| 2019-11-01 | 0 days | 2,272 sqft |
| 2019-12-01 | 0 days | 2,250 sqft |
| 2020-01-01 | 0 days | 2,234 sqft |
| 2020-02-01 | 0 days | 2,220 sqft |
| 2020-03-01 | 0 days | 2,145 sqft |
| 2020-04-01 | 0 days | 2,036 sqft |
| 2020-05-01 | 0 days | 1,999 sqft |
| 2020-06-01 | 0 days | 1,999 sqft |
| 2020-07-01 | 0 days | 2,015 sqft |
| 2020-08-01 | 0 days | 2,054 sqft |
| 2020-09-01 | 0 days | 2,054 sqft |
| 2020-10-01 | 0 days | 1,998 sqft |
| 2020-11-01 | 0 days | 1,943 sqft |
| 2020-12-01 | 0 days | 1,912 sqft |
| 2021-01-01 | 0 days | 1,824 sqft |
| 2021-02-01 | 0 days | 1,862 sqft |
| 2021-03-01 | 0 days | 1,847 sqft |
| 2021-04-01 | 0 days | 1,823 sqft |
| 2021-05-01 | 0 days | 1,824 sqft |
| 2021-06-01 | 0 days | 1,856 sqft |
| 2021-07-01 | 0 days | 1,897 sqft |
| 2021-08-01 | 0 days | 1,857 sqft |
| 2021-09-01 | 0 days | 1,881 sqft |
| 2021-10-01 | 0 days | 1,916 sqft |
| 2021-11-01 | 0 days | 1,932 sqft |
| 2021-12-01 | 0 days | 1,944 sqft |
| 2022-01-01 | 0 days | 1,925 sqft |
| 2022-02-01 | 0 days | 1,900 sqft |
| 2022-03-01 | 0 days | 1,941 sqft |
| 2022-04-01 | 0 days | 1,993 sqft |
| 2022-05-01 | 0 days | 1,986 sqft |
Glenwood Springs's median listing age (time on market) for 2022-05-01 was 0 days.
Glenwood Springs's median square footage for active listings during the 2022-05-01 period was 1,986 sqft. One year prior, the average listing was 1,824 sqft.
Glenwood Springs's median square footage for active listings during the 2022-05-01 period was 1,986 sqft. One year prior, the average listing was 1,824 sqft.
