Glenwood Springs Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Glenwood Springs averaged 6.81% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.62% and one month ago for the week of 2024-10-10, the average rate was 6.25%.

Glenwood Springs's average rate one year ago was 7.23%.

For refis of the same type during the week of 2024-11-14, the average rate was 6.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Glenwood Springs 30 Year Fixed Rate 2024-11-14 6.81%
Glenwood Springs 30 Year Fixed Rate Refi 2024-11-14 6.52%
Glenwood Springs 15 Year Fixed Rate 2024-11-14 6.19%
Glenwood Springs 15 Year Fixed Rate Refi 2024-11-14 5.99%
Glenwood Springs 30 Year FHA 2024-11-14 0.01%
Glenwood Springs 30 Year FHA Refi 2024-11-14 0.2%
Glenwood Springs 30 Year USDA 2024-11-14 0.1%
Glenwood Springs 30 Year USDA Refi 2024-11-14 0.1%
Glenwood Springs 30 Year VA 2024-11-14 0.2%
Glenwood Springs 30 Year VA Refi 2024-11-14 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Glenwood Springs, CO.

Glenwood Springs Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Glenwood Springs, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
BAY EQUITY LLC 119 6.94% $5,754
Alpine Bank 63 7.27% $6,078
ANB Bank 48 6.21% $6,806
UNITED WHOLESALE MORTGAGE, LLC 44 6.63% $9,896
ACADEMY MORTGAGE CORPORATION 35 6.95% $6,955
QUICKEN LOANS, LLC 31 6.47% $8,294
U.S. Bank 27 6.36% $9,686
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 22 6.88% $7,535
CORNERSTONE HOME LENDING, INC. 21 7.20% $7,786
Morgan Stanley Private Bank 19 5.79% $5,061
Citibank 18 5.06% $16,424
JPMorgan Chase Bank 18 6.17% $10,809
FirstBank 18 6.69% $5,790
Wells Fargo Bank 17 6.31% $24,898
Northpointe Bank 14 6.58% $6,631
BMO Harris Bank 11 6.30% $8,575
UBS Bank USA 9 5.51% $9,933
Bank of Colorado 7 6.06% $5,894
MUTUAL OF OMAHA MORTGAGE, INC. 6 6.90% $8,289
First Western Trust Bank 6 6.71% $5,194
Flagstar Bank, FSB 6 6.36% $9,332
NBH Bank 6 7.07% $5,231
MASON MCDUFFIE MORTGAGE CORPORATION 6 7.02% $7,069
Bank of America 5 5.88% $5,050
Ent Credit Union 5 6.03% $4,250
GUILD MORTGAGE COMPANY 5 6.47% $10,446
GENEVA FINANCIAL, LLC 5 7.90% $12,778
Ixonia Bank 4 6.81% $7,155
Paramount Residential Mortgage Group, Inc. 4 6.53% $12,434
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 6.88% $7,856
NEWREZ LLC 4 6.28% $7,017
Goldman Sachs Bank USA 4 5.53% $13,475
Elevations Credit Union 4 6.69% $4,145
PENNYMAC LOAN SERVICES, LLC 4 6.86% $7,598
City National Bank 3 5.60% $67,654
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.58% $14,336
PNC Bank 3 6.00% $18,596
First-Citizens Bank & Trust Company 3 5.13% $10,951
MEGASTAR FINANCIAL CORP. 3 6.63% $3,643
First Republic Bank 2 4.48% $13,711
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 8.00% $7,720
Bank of England 2 6.94% $5,934
CANVAS CREDIT UNION 2 7.13% $2,724
Charles Schwab Bank, SSB 2 5.63% $3,156
DEEPHAVEN MORTGAGE LLC 2 7.81% $3,522
First Savings Bank 2 6.31% $2,954
GUARANTEED RATE, INC. 2 7.31% $5,939
NAVY FEDERAL CREDIT UNION 2 6.44% $7,565
Plains Commerce Bank 2 7.06% $8,055
Stifel Bank and Trust 2 5.63% $3,036
The Loan Store, Inc. 2 6.06% $4,099
UMB Bank 2 5.67% $2,043
KeyBank 1 7.38% $10,388
Leader Bank 1 5.75% $4,053
LOANDEPOT.COM, LLC 1 6.63% $7,270
M2 Lending Solutions, LLC 1 6.63% $4,245
MANN FINANCIAL INC. 1 6.63% $5,443
Financial Partners Credit Union 1 6.75% $3,793
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 1 7.25% $4,954
MidFirst Bank 1 5.75% $3,068
Comerica Bank 1 6.00% $8,155
Mortgage Research Center, LLC 1 6.99% $3,148
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.13% $10,598
MOVEMENT MORTGAGE, LLC 1 7.00% $4,649
M&T Bank 1 5.50% $7,438
COLORAMO 1 5.50% $8,237
NATIONS RELIABLE LENDING, LLC 1 8.63% $4,625
American Mortgage & Equity Consultants, Inc. 1 6.88% $26,935
Citizens Bank 1 6.13% $16,690
CHERRY CREEK MORTGAGE, LLC 1 6.00% $828
NEXERA HOLDING LLC 1 7.88% $8,454
North American Savings Bank, F.S.B. 1 7.75% $9,414
CALCON MUTUAL MORTGAGE LLC 1 6.25% $19,829
OCMBC, INC. 1 7.50% $48,381
BOKF 1 6.88% $5,811
Barrington Bank & Trust Company, N.A. 1 8.50% $19,344
V.I.P. MORTGAGE, INC. 1 7.63% $3,800
BancorpSouth 1 7.00% $5,002
PREMIA MORTGAGE, LLC 1 6.25% $3,768
Axos Bank 1 7.50% $16,257
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.99% $10,842
Prosperity Home Mortgage, LLC 1 6.88% $2,264
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.25% $3,056
ARC HOME LLC 1 9.75% $4,912
Quontic Bank 1 9.00% $23,094
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 8.50% $19,344
Regions Bank 1 5.63% $2,994
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.88% $3,977
SECURITYNATIONAL MORTGAGE COMPANY 1 6.99% $7,705
Ally Bank 1 5.25% $12,928
Sunflower Bank 1 6.99% $9,540
SWBC MORTGAGE CORPORATION 1 7.75% $155
The Central Trust Bank 1 7.00% $2,727
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.13% $3,893
The Northern Trust Company 1 5.88% $16,187
Truist 1 6.50% $9,677
AMERISAVE MORTGAGE CORPORATION 1 6.75% $14,786
ZILLOW HOME LOANS, LLC 1 7.00% $6,688
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.88% $2,499
FREEDOM MORTGAGE CORPORATION 1 5.88% $14,135
HOMEXPRESS MORTGAGE CORP. 1 8.63% $15,671
FIRST MORTGAGE COMPANY, INC. 1 7.00% $132,268
FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.13% $15,472
KEMBA CREDIT UNION, INC. 1 4.75% $2,786

Glenwood Springs Average Closing Costs & Other Stats

Glenwood Springs, CO's 104 lenders originated 1,802 loans during 2023. The total origination value was $1,442,160,000, with an average loan value of $800,311.

Glenwood Springs's average closing costs are $5,945.

The top Glenwood Springs lender as defined by loan originations is BAY EQUITY LLC, with 119 loans originated. Their average total fees are $5,754, which is $324 lower than the next largest lender, Alpine Bank.

The lowest fee Glenwood Springs lenders (with over 10 loans originated) are Morgan Stanley Private Bank ($5,061), BAY EQUITY LLC ($5,754), FirstBank ($5,790), Alpine Bank ($6,078) and Northpointe Bank ($6,631).

The lowest rate Glenwood Springs lenders (with over 10 loans originated) are Citibank (5.06%), Morgan Stanley Private Bank (5.79%), JPMorgan Chase Bank (6.17%), ANB Bank (6.21%) and BMO Harris Bank (6.30%).

Glenwood Springs, CO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Alpine Bank $358,615,000 $164,155,000 -54.2% 11.4%
JPMorgan Chase Bank $364,770,000 $159,895,000 -56.2% 11.1%
Citibank $184,465,000 $96,870,000 -47.5% 6.7%
BAY EQUITY LLC $127,800,000 $70,655,000 -44.7% 4.9%
Bank of America $308,430,000 $59,680,000 -80.7% 4.1%
ANB Bank $57,345,000 $53,595,000 -6.5% 3.7%
Wells Fargo Bank $99,705,000 $48,100,000 -51.8% 3.3%
U.S. Bank $100,225,000 $45,905,000 -54.2% 3.2%
City National Bank $20,370,000 $39,630,000 94.6% 2.7%
FirstBank $85,920,000 $38,105,000 -55.7% 2.6%
UBS Bank USA $70,520,000 $37,805,000 -46.4% 2.6%
Morgan Stanley Private Bank $105,945,000 $36,085,000 -65.9% 2.5%
ACADEMY MORTGAGE CORPORATION $51,095,000 $35,125,000 -31.3% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $37,805,000 $31,590,000 -16.4% 2.2%
BMO Harris Bank $7,320,000 $24,805,000 238.9% 1.7%
QUICKEN LOANS, LLC $36,145,000 $23,025,000 -36.3% 1.6%
The Piedmont Bank $23,005,000 n/a 1.6%
HSBC BANK USA, NATIONAL ASSOCIATION $1,505,000 $19,240,000 1,178.4% 1.3%
First-Citizens Bank & Trust Company $18,225,000 n/a 1.3%
First Western Trust Bank $11,265,000 $16,710,000 48.3% 1.2%
Goldman Sachs Bank USA $54,580,000 $16,440,000 -69.9% 1.1%
FIRST MORTGAGE COMPANY, INC. $10,795,000 $16,005,000 48.3% 1.1%
Bank of Colorado $57,080,000 $15,605,000 -72.7% 1.1%
First Republic Bank $217,600,000 $13,790,000 -93.7% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $20,665,000 $12,520,000 -39.4% 0.9%
Zions Bank $37,585,000 $12,070,000 -67.9% 0.8%
Truist $20,060,000 $11,905,000 -40.7% 0.8%
PNC Bank $7,850,000 $10,725,000 36.6% 0.7%
Citizens Bank $2,630,000 $10,205,000 288.0% 0.7%
MidFirst Bank $20,500,000 $10,105,000 -50.7% 0.7%
CORNERSTONE HOME LENDING, INC. $19,315,000 $10,030,000 -48.1% 0.7%
Comerica Bank $9,890,000 n/a 0.7%
Horizon Bank SSB $9,885,000 n/a 0.7%
The Northern Trust Company $81,115,000 $9,425,000 -88.4% 0.7%
FINANCE OF AMERICA REVERSE LLC $5,295,000 $9,060,000 71.1% 0.6%
Flagstar Bank, FSB $7,455,000 $8,985,000 20.5% 0.6%
UMB Bank $100,710,000 $8,915,000 -91.1% 0.6%
Northpointe Bank $8,580,000 $7,950,000 -7.3% 0.6%
First Financial Bank $7,010,000 n/a 0.5%
BAC Florida Bank $5,925,000 n/a 0.4%
United Community Bank $5,105,000 n/a 0.4%
Ent Credit Union $1,010,000 $4,990,000 394.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,325,000 $4,970,000 275.1% 0.3%
NBH Bank $3,765,000 $4,365,000 15.9% 0.3%
MASON MCDUFFIE MORTGAGE CORPORATION $4,170,000 n/a 0.3%
Charles Schwab Bank, SSB $37,325,000 $4,110,000 -89.0% 0.3%
Elevations Credit Union $2,450,000 $3,850,000 57.1% 0.3%
BancorpSouth $1,200,000 $3,740,000 211.7% 0.3%
Paramount Residential Mortgage Group, Inc. $4,150,000 $3,710,000 -10.6% 0.3%
GENEVA FINANCIAL, LLC $5,300,000 $3,520,000 -33.6% 0.2%
PENNYMAC LOAN SERVICES, LLC $3,470,000 $3,505,000 1.0% 0.2%
Grand Valley Bank $3,405,000 n/a 0.2%
ENCORE BANK $3,305,000 n/a 0.2%
DEEPHAVEN MORTGAGE LLC $3,040,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $2,970,000 n/a 0.2%
Sunflower Bank $2,955,000 n/a 0.2%
Oakstar Bank $460,000 $2,830,000 515.2% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,540,000 $2,735,000 77.6% 0.2%
GUILD MORTGAGE COMPANY $3,095,000 $2,705,000 -12.6% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,080,000 $2,615,000 25.7% 0.2%
SWBC MORTGAGE CORPORATION $275,000 $2,545,000 825.5% 0.2%
Ixonia Bank $2,530,000 n/a 0.2%
CENDERA BANK, N.A. $2,505,000 n/a 0.2%
NEWREZ LLC $1,535,000 $2,450,000 59.6% 0.2%
Wintrust Bank, N.A. $2,405,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $215,000 $2,005,000 832.6% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,005,000 n/a 0.1%
MEGASTAR FINANCIAL CORP. $1,210,000 $1,945,000 60.7% 0.1%
CANVAS CREDIT UNION $1,895,000 $1,905,000 0.5% 0.1%
City National Bank of Florida $32,955,000 $1,825,000 -94.5% 0.1%
Deutsche Bank Trust Company Americas $1,805,000 n/a 0.1%
21ST MORTGAGE CORPORATION $2,280,000 $1,680,000 -26.3% 0.1%
FOUNDATION MORTGAGE CORPORATION $1,655,000 n/a 0.1%
OCMBC, INC. $1,650,000 n/a 0.1%
Broadway National Bank $725,000 $1,635,000 125.5% 0.1%
Mortgage Research Center, LLC $4,175,000 $1,625,000 -61.1% 0.1%
GUARANTEED RATE, INC. $4,130,000 $1,565,000 -62.1% 0.1%
Stifel Bank and Trust $14,320,000 $1,550,000 -89.2% 0.1%
Johnson Bank $1,520,000 n/a 0.1%
Bank of England $915,000 $1,495,000 63.4% 0.1%
LENDSURE MORTGAGE CORP. $2,920,000 $1,465,000 -49.8% 0.1%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $1,155,000 $1,430,000 23.8% 0.1%
BOKF $1,065,000 $1,415,000 32.9% 0.1%
Blackhawk Bank $1,405,000 n/a 0.1%
SECURITY SERVICE $1,000,000 $1,385,000 38.5% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,195,000 $1,345,000 12.6% 0.1%
AMERISAVE MORTGAGE CORPORATION $3,010,000 $1,285,000 -57.3% 0.1%
Independent Bank $3,005,000 $1,235,000 -58.9% 0.1%
V.I.P. MORTGAGE, INC. $255,000 $1,220,000 378.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,290,000 $1,215,000 -5.8% 0.1%
First United Bank and Trust Company $1,200,000 n/a 0.1%
Citadel Servicing Corporation $1,710,000 $1,190,000 -30.4% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,160,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $590,000 $1,150,000 94.9% 0.1%
BROKER SOLUTIONS, INC. $4,635,000 $1,095,000 -76.4% 0.1%
AMERICAN FINANCING CORPORATION $5,905,000 $1,075,000 -81.8% 0.1%
CALCON MUTUAL MORTGAGE LLC $1,070,000 n/a 0.1%
BNY Mellon $15,995,000 $985,000 -93.8% 0.1%
Plains Commerce Bank $2,765,000 $980,000 -64.6% 0.1%
Figure Lending LLC $510,000 $975,000 91.2% 0.1%
CMG MORTGAGE, INC. $1,155,000 $935,000 -19.0% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $920,000 n/a 0.1%
LOANDEPOT.COM, LLC $10,815,000 $905,000 -91.6% 0.1%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $55,000 $885,000 1,509.1% 0.1%
CHERRY CREEK MORTGAGE, LLC $1,865,000 $855,000 -54.2% 0.1%
The Central Trust Bank $7,150,000 $855,000 -88.0% 0.1%
ARC HOME LLC $835,000 n/a 0.1%
First Savings Bank $830,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $825,000 n/a 0.1%
KeyBank $10,685,000 $815,000 -92.4% 0.1%
UNIVERSAL LENDING CORPORATION $840,000 $815,000 -3.0% 0.1%
Quontic Bank $795,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $3,730,000 $790,000 -78.8% 0.1%
BELLCO $1,590,000 $770,000 -51.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $275,000 $760,000 176.4% 0.1%
American Mortgage & Equity Consultants, Inc. $755,000 n/a 0.1%
NAVY FEDERAL CREDIT UNION $1,055,000 $740,000 -29.9% 0.1%
Leader Bank $735,000 n/a 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $255,000 $715,000 180.4% 0.0%
Mr. Cooper ( Nationstar Mortgage ) $5,220,000 $705,000 -86.5% 0.0%
Hancock Whitney Bank $695,000 n/a 0.0%
M&T Bank $245,000 $675,000 175.5% 0.0%
Discover Bank $800,000 $645,000 -19.4% 0.0%
M2 Lending Solutions, LLC $645,000 n/a 0.0%
NEW WAVE LENDING GROUP INC $645,000 n/a 0.0%
Credit Union of Denver $470,000 $630,000 34.0% 0.0%
MOUNTAIN AMERICA $1,565,000 $610,000 -61.0% 0.0%
TOWNE MORTGAGE COMPANY $610,000 n/a 0.0%
Axos Bank $7,955,000 $605,000 -92.4% 0.0%
The Loan Store, Inc. $600,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $530,000 $590,000 11.3% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $325,000 $555,000 70.8% 0.0%
Pinnacle Bank $555,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,805,000 $555,000 -80.2% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $680,000 $555,000 -18.4% 0.0%
Paramount Bank $505,000 n/a 0.0%
PREMIA MORTGAGE, LLC $495,000 n/a 0.0%
MidWestOne Bank $1,015,000 $485,000 -52.2% 0.0%
NEXERA HOLDING LLC $800,000 $485,000 -39.4% 0.0%
AMCAP MORTGAGE, LTD. $1,190,000 $475,000 -60.1% 0.0%
NATIONS DIRECT MORTGAGE, LLC $455,000 $435,000 -4.4% 0.0%
Nations Lending Corporation $960,000 $435,000 -54.7% 0.0%
North American Savings Bank, F.S.B. $625,000 $425,000 -32.0% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $415,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $795,000 $410,000 -48.4% 0.0%
FREEDOM MORTGAGE CORPORATION $4,325,000 $405,000 -90.6% 0.0%
KEMBA CREDIT UNION, INC. $405,000 n/a 0.0%
Logan Finance Corporation $385,000 n/a 0.0%
Regions Bank $385,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $385,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $375,000 n/a 0.0%
FineMark National Bank & Trust $355,000 n/a 0.0%
MANN FINANCIAL INC. $765,000 $355,000 -53.6% 0.0%
The Federal Savings Bank $880,000 $355,000 -59.7% 0.0%
The Huntington National Bank $3,840,000 $345,000 -91.0% 0.0%
COLORAMO $25,000 $340,000 1,260.0% 0.0%
NATIONS RELIABLE LENDING, LLC $325,000 n/a 0.0%
Red Rocks Credit Union $785,000 $325,000 -58.6% 0.0%
MICHIGAN MUTUAL, INC. $305,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $680,000 $305,000 -55.1% 0.0%
PLANET HOME LENDING, LLC $295,000 n/a 0.0%
SPRING EQ, LLC $840,000 $290,000 -65.5% 0.0%
Ally Bank $1,430,000 $285,000 -80.1% 0.0%
HomeStreet Bank $285,000 n/a 0.0%
Prosperity Home Mortgage, LLC $625,000 $275,000 -56.0% 0.0%
Carrington Mortgage Services, LLC $1,680,000 $215,000 -87.2% 0.0%
Coastal Community Bank $215,000 n/a 0.0%
COLORADO CREDIT UNION $470,000 $210,000 -55.3% 0.0%
ALLIANT CREDIT UNION $460,000 $205,000 -55.4% 0.0%
GROUP MORTGAGE, LLC $185,000 n/a 0.0%
Arvest Bank $1,000,000 $155,000 -84.5% 0.0%
Financial Partners Credit Union $145,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $1,670,000 $145,000 -91.3% 0.0%
HighTechLending Inc $145,000 $135,000 -6.9% 0.0%
WESTERRA CREDIT UNION $495,000 $125,000 -74.7% 0.0%
Peak Financial $105,000 $105,000 0.0% 0.0%
Sooper Credit Union $400,000 $90,000 -77.5% 0.0%
Bank Iowa $75,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $2,325,000 $65,000 -97.2% 0.0%
TOWER $65,000 n/a 0.0%
Centier Bank $55,000 n/a 0.0%
DENVER COMMUNITY $55,000 n/a 0.0%
USAA Federal Savings Bank $1,025,000 $55,000 -94.6% 0.0%
Baxter Credit Union $370,000 $25,000 -93.2% 0.0%
Lakeview Community Capital, LLC $705,000 $25,000 -96.5% 0.0%

Glenwood Springs's top lender by overall market share is Alpine Bank, with 11.4% market share. In second place, with 11.1%, is JPMorgan Chase Bank, having originated $159,895,000 in loans. In third place, with 6.7%, is Citibank, having originated $96,870,000 in loans. In fourth place, with 4.9%, is BAY EQUITY LLC, having originated $70,655,000 in loans. In fifth place, with 4.1%, is Bank of America, having originated $59,680,000 in loans.


Glenwood Springs Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Glenwood Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $1,050,000 (19.2%) $3,809,309 (21.9%) 0.00 884
2018-02-01 $1,022,500 (9.1%) $3,791,625 (18.4%) 0.00 933
2018-03-01 $992,000 (10.6%) $3,632,963 (17.5%) 0.00 963
2018-04-01 $937,000 (17.3%) $3,416,142 (16.8%) 0.00 961
2018-05-01 $824,000 (7.0%) $3,059,315 (9.3%) 0.00 965
2018-06-01 $859,000 (5.1%) $3,255,742 (14.2%) 0.00 1,089
2018-07-01 $897,000 (2.8%) $3,369,944 (10.6%) 0.00 1,192
2018-08-01 $932,000 (4.1%) $3,458,100 (10.2%) 0.00 1,195
2018-09-01 $945,000 (5.9%) $3,546,644 (12.6%) 0.00 1,133
2018-10-01 $899,000 (1.6%) $3,512,764 (8.7%) 0.00 1,067
2018-11-01 $837,000 (-5.7%) $3,409,884 (1.2%) 0.00 1,028
2018-12-01 $955,000 (0.5%) $3,525,908 (-4.1%) 0.00 1,007
2019-01-01 $998,500 (-4.9%) $3,662,787 (-3.9%) 0.00 1,039
2019-02-01 $1,025,000 (0.2%) $3,646,821 (-3.8%) 0.00 1,061
2019-03-01 $1,032,429 (4.1%) $3,644,638 (0.3%) 0.00 1,018
2019-04-01 $992,000 (5.9%) $3,594,674 (5.2%) 0.00 966
2019-05-01 $912,500 (10.7%) $3,444,080 (12.6%) 0.00 954
2019-06-01 $909,000 (5.8%) $3,451,966 (6.0%) 0.00 1,009
2019-07-01 $952,000 (6.1%) $3,586,668 (6.4%) 0.00 1,076
2019-08-01 $960,909 (3.1%) $3,620,454 (4.7%) 0.00 1,068
2019-09-01 $977,273 (3.4%) $3,664,430 (3.3%) 0.00 1,041
2019-10-01 $990,000 (10.1%) $3,687,261 (5.0%) 0.00 1,009
2019-11-01 $995,000 (18.9%) $3,604,509 (5.7%) 0.00 909
2019-12-01 $1,016,250 (6.4%) $3,623,050 (2.8%) 0.00 952
2020-01-01 $976,750 (-2.2%) $3,527,820 (-3.7%) 0.00 995
2020-02-01 $919,000 (-10.3%) $3,449,428 (-5.4%) 0.00 1,034
2020-03-01 $893,500 (-13.5%) $3,325,595 (-8.8%) 0.00 1,052
2020-04-01 $819,500 (-17.4%) $3,068,028 (-14.7%) 0.00 979
2020-05-01 $745,000 (-18.4%) $2,904,568 (-15.7%) 0.00 985
2020-06-01 $724,125 (-20.3%) $2,928,318 (-15.2%) 0.00 1,079
2020-07-01 $800,000 (-16.0%) $3,194,231 (-10.9%) 0.00 1,164
2020-08-01 $900,000 (-6.3%) $3,567,721 (-1.5%) 0.00 1,207
2020-09-01 $949,000 (-2.9%) $3,647,780 (-0.5%) 0.00 1,148
2020-10-01 $899,000 (-9.2%) $3,531,706 (-4.2%) 0.00 1,063
2020-11-01 $817,500 (-17.8%) $3,255,376 (-9.7%) 0.00 962
2020-12-01 $819,500 (-19.4%) $3,246,769 (-10.4%) 0.00 899
2021-01-01 $847,000 (-13.3%) $3,441,547 (-2.5%) 0.00 827
2021-02-01 $851,750 (-7.3%) $3,365,662 (-2.4%) 0.00 845
2021-03-01 $872,000 (-2.4%) $3,409,211 (2.5%) 0.00 854
2021-04-01 $875,000 (6.8%) $3,404,146 (11.0%) 0.00 815
2021-05-01 $843,250 (13.2%) $3,211,302 (10.6%) 0.00 776
2021-06-01 $885,000 (22.2%) $3,318,374 (13.3%) 0.00 807
2021-07-01 $925,000 (15.6%) $3,527,748 (10.4%) 0.00 894
2021-08-01 $937,168 (4.1%) $3,536,228 (-0.9%) 0.00 882
2021-09-01 $967,500 (2.0%) $3,621,203 (-0.7%) 0.00 829
2021-10-01 $945,223 (5.1%) $3,632,583 (2.9%) 0.00 745
2021-11-01 $949,750 (16.2%) $3,590,664 (10.3%) 0.00 631
2021-12-01 $941,750 (14.9%) $3,611,457 (11.2%) 0.00 562
2022-01-01 $1,100,000 (29.9%) $3,567,033 (3.7%) 0.00 497
2022-02-01 $1,156,250 (35.8%) $3,583,009 (6.5%) 0.00 518
2022-03-01 $1,212,250 (39.0%) $3,519,508 (3.2%) 0.00 541
2022-04-01 $1,300,000 (48.6%) $3,517,941 (3.3%) 0.00 560
2022-05-01 $1,198,750 (42.2%) $3,288,449 (2.4%) 0.00 618
2022-06-01 $1,281,250 (44.8%) $3,389,919 (2.2%) 0.00 675
2022-07-01 $1,382,500 (49.5%) $4,074,966 (15.5%) 0.00 786
2022-08-01 $1,445,000 (54.2%) $4,260,332 (20.5%) 0.00 833
2022-09-01 $1,487,500 (53.8%) $4,192,201 (15.8%) 0.00 823
2022-10-01 $1,562,000 (65.3%) $4,279,516 (17.8%) 0.00 756
2022-11-01 $1,536,250 (61.8%) $3,994,109 (11.2%) 0.00 665
2022-12-01 $1,575,000 (67.2%) $4,018,572 (11.3%) 0.00 660
2023-01-01 $1,752,500 (59.3%) $4,134,355 (15.9%) 0.00 709
2023-02-01 $1,783,250 (54.2%) $4,397,363 (22.7%) 0.00 717
2023-03-01 $1,841,000 (51.9%) $4,537,914 (28.9%) 0.00 734
2023-04-01 $1,850,000 (42.3%) $4,485,522 (27.5%) 0.00 707
2023-05-01 $1,597,000 (33.2%) $4,252,932 (29.3%) 0.00 664
2023-06-01 $1,713,250 (33.7%) $4,261,379 (25.7%) 0.00 722
2023-07-01 $1,817,675 (31.5%) $4,866,919 (19.4%) 0.00 802
2023-08-01 $1,879,575 (30.1%) $4,776,430 (12.1%) 0.00 822
2023-09-01 $1,995,000 (34.1%) $5,195,676 (23.9%) 0.00 717
2023-10-01 $1,974,858 (26.4%) $5,496,118 (28.4%) 0.00 613
2023-11-01 $1,772,500 (15.4%) $5,948,950 (48.9%) 0.00 537
2023-12-01 $1,810,350 (14.9%) $5,877,512 (46.3%) 0.00 541
2024-01-01 $1,722,085 (-1.7%) $5,722,630 (38.4%) 0.00 526
2024-02-01 $1,700,000 (-4.7%) $5,723,412 (30.2%) 0.00 516
2024-03-01 $1,739,340 (-5.5%) $5,713,807 (25.9%) 0.00 489
2024-04-01 $1,712,500 (-7.4%) $5,446,857 (21.4%) 0.00 483
2024-05-01 $1,620,000 (1.4%) $5,187,853 (22.0%) 0.00 464
2024-06-01 $1,850,000 (8.0%) $6,020,822 (41.3%) 0.00 557
2024-07-01 $1,887,500 (3.8%) $5,888,197 (21.0%) 0.00 655
2024-08-01 $1,900,000 (1.1%) $5,809,357 (21.6%) 0.00 692
2024-09-01 $1,895,000 (-5.0%) $5,746,794 (10.6%) 0.00 670
2024-10-01 $1,762,500 (-10.8%) $5,336,329 (-2.9%) 0.00 621
Glenwood Springs's median listing price for 2024-10-01 was $1,762,500, a difference of $-212,358 (-10.8%) versus the prior year and $-132,500 versus the prior month.

Glenwood Springs's median listing price comes in at 0% of the national average.

Glenwood Springs's average listing price for 2024-10-01 was $5,336,329, a difference of $-159,789 (-2.9%) versus the prior year and $-410,465 versus the prior month.

For the 2024-10-01 period, Glenwood Springs had 621 MLS listings, a difference of -49 listings (-7%) versus the prior month and 8 listings (1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Glenwood Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,563 sqft
2018-02-01 0 days 2,415 sqft
2018-03-01 0 days 2,284 sqft
2018-04-01 0 days 2,247 sqft
2018-05-01 0 days 2,218 sqft
2018-06-01 0 days 2,272 sqft
2018-07-01 0 days 2,282 sqft
2018-08-01 0 days 2,316 sqft
2018-09-01 0 days 2,366 sqft
2018-10-01 0 days 2,367 sqft
2018-11-01 0 days 2,287 sqft
2018-12-01 0 days 2,348 sqft
2019-01-01 0 days 2,317 sqft
2019-02-01 0 days 2,342 sqft
2019-03-01 0 days 2,317 sqft
2019-04-01 0 days 2,287 sqft
2019-05-01 0 days 2,314 sqft
2019-06-01 0 days 2,336 sqft
2019-07-01 0 days 2,360 sqft
2019-08-01 0 days 2,377 sqft
2019-09-01 0 days 2,388 sqft
2019-10-01 0 days 2,390 sqft
2019-11-01 0 days 2,584 sqft
2019-12-01 0 days 2,449 sqft
2020-01-01 0 days 2,288 sqft
2020-02-01 0 days 2,248 sqft
2020-03-01 0 days 2,205 sqft
2020-04-01 0 days 2,079 sqft
2020-05-01 0 days 1,992 sqft
2020-06-01 0 days 1,986 sqft
2020-07-01 0 days 2,010 sqft
2020-08-01 0 days 2,053 sqft
2020-09-01 0 days 2,051 sqft
2020-10-01 0 days 2,000 sqft
2020-11-01 0 days 1,961 sqft
2020-12-01 0 days 1,935 sqft
2021-01-01 0 days 1,932 sqft
2021-02-01 0 days 1,962 sqft
2021-03-01 0 days 1,922 sqft
2021-04-01 0 days 1,868 sqft
2021-05-01 0 days 1,848 sqft
2021-06-01 0 days 1,916 sqft
2021-07-01 0 days 1,927 sqft
2021-08-01 0 days 1,913 sqft
2021-09-01 0 days 1,923 sqft
2021-10-01 0 days 1,925 sqft
2021-11-01 0 days 1,931 sqft
2021-12-01 0 days 1,944 sqft
2022-01-01 0 days 1,856 sqft
2022-02-01 0 days 1,851 sqft
2022-03-01 0 days 1,904 sqft
2022-04-01 0 days 1,972 sqft
2022-05-01 0 days 1,949 sqft
2022-06-01 0 days 1,944 sqft
2022-07-01 0 days 1,992 sqft
2022-08-01 0 days 2,020 sqft
2022-09-01 0 days 2,000 sqft
2022-10-01 0 days 2,010 sqft
2022-11-01 0 days 1,929 sqft
2022-12-01 0 days 1,880 sqft
2023-01-01 0 days 1,779 sqft
2023-02-01 0 days 1,803 sqft
2023-03-01 0 days 1,824 sqft
2023-04-01 0 days 1,831 sqft
2023-05-01 0 days 1,946 sqft
2023-06-01 0 days 2,008 sqft
2023-07-01 0 days 2,021 sqft
2023-08-01 0 days 2,048 sqft
2023-09-01 0 days 2,048 sqft
2023-10-01 0 days 2,011 sqft
2023-11-01 0 days 1,985 sqft
2023-12-01 0 days 1,925 sqft
2024-01-01 0 days 1,929 sqft
2024-02-01 0 days 1,922 sqft
2024-03-01 0 days 1,844 sqft
2024-04-01 0 days 1,897 sqft
2024-05-01 0 days 1,945 sqft
2024-06-01 0 days 2,128 sqft
2024-07-01 0 days 2,090 sqft
2024-08-01 0 days 2,071 sqft
2024-09-01 0 days 2,082 sqft
2024-10-01 0 days 2,022 sqft
Glenwood Springs's median listing age (time on market) for 2024-10-01 was 0 days.

Glenwood Springs's median square footage for active listings during the 2024-10-01 period was 2,022 sqft. One year prior, the average listing was 2,011 sqft.

Glenwood Springs, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,054 $838,770,000 $795,797
Home Improvement 233 $65,715,000 $282,039
Refi 197 $187,565,000 $952,107
Other 178 $215,910,000 $1,212,978
Cash Out Refi 140 $134,200,000 $958,571

Glenwood Springs's most frequently cited loan purpose was Home Purchase, with 1,054 originations. The 2nd most popular reason was Home Improvement, with 233 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 567 $432,125,000 $762,125
Over 8% 534 $173,520,000 $324,944
7-8% 340 $217,430,000 $639,500
5-6% 243 $343,055,000 $1,411,749
<2.5% 54 $14,150,000 $262,037
4-5% 37 $185,055,000 $5,001,486
3-4% 4 $28,740,000 $7,185,000
2.5-3% 2 $880,000 $440,000

During 2023, Glenwood Springs's most frequently originated rate bucket was 6-7%, with 567 originations.

Loan Sizing (Glenwood Springs, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 473 $139,085,000 $294,049
$400k-600k 318 $150,470,000 $473,176
$100,000 or less 303 $14,135,000 $46,650
$100k-200k 265 $37,155,000 $140,208
$Over $1MM 261 $964,465,000 $3,695,268
$600k-1000k 182 $136,850,000 $751,923

Glenwood Springs's loan sizing saw the bucket of loans from $200k-400k with 473 originations, totaling $139,085,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 491 $95,475,000 $194,450
80-100% 447 $254,135,000 $568,535
60-80% 397 $523,565,000 $1,318,804
20-40% 247 $204,615,000 $828,401
40-60% 197 $314,195,000 $1,594,898
Over 100% 5 $1,895,000 $379,000

Glenwood Springs's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 491 originations, totaling $95,475,000 in origination value.