Glenwood Springs Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Glenwood Springs averaged 6.44% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

The average rate for the prior week (2025-06-26) was 6.94% and one month ago for the week of 2025-05-29, the average rate was 6.96%.

Glenwood Springs's average rate one year ago was 6.63%.

For refis of the same type during the week of 2025-07-03, the average rate was 6.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-07-03 6.67%
Glenwood Springs 30 Year Fixed Rate 2025-07-03 6.44%
Glenwood Springs 30 Year Fixed Rate Refi 2025-07-03 6.79%
Glenwood Springs 15 Year Fixed Rate 2025-07-03 6%
Glenwood Springs 15 Year Fixed Rate Refi 2025-07-03 6.4%
Glenwood Springs 30 Year FHA 2025-07-03 -0.16%
Glenwood Springs 30 Year FHA Refi 2025-07-03 -0.1%
Glenwood Springs 30 Year USDA 2025-07-03 0%
Glenwood Springs 30 Year USDA Refi 2025-07-03 0%
Glenwood Springs 30 Year VA 2025-07-03 0%
Glenwood Springs 30 Year VA Refi 2025-07-03 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Glenwood Springs, CO.

Glenwood Springs Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Glenwood Springs, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
BAY EQUITY LLC 136 6.80% $5,195
UNITED WHOLESALE MORTGAGE, LLC 76 6.52% $7,027
Alpine Bank 63 7.06% $4,917
ANB Bank 49 6.31% $5,187
T2 FINANCIAL LLC 39 6.99% $7,370
FirstBank 32 6.13% $4,650
QUICKEN LOANS, LLC 24 6.75% $8,957
Morgan Stanley Private Bank 21 5.77% $9,426
JPMorgan Chase Bank 16 6.41% $13,793
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 6.77% $6,776
CORNERSTONE HOME LENDING, INC. 14 7.15% $5,591
GUILD MORTGAGE COMPANY 14 6.65% $7,672
Wells Fargo Bank 13 6.18% $11,242
U.S. Bank 12 6.24% $8,811
First Western Trust Bank 11 6.81% $5,553
BMO Harris Bank 10 6.54% $9,311
Paramount Residential Mortgage Group, Inc. 10 6.45% $11,063
UBS Bank USA 9 5.93% $7,532
Charles Schwab Bank, SSB 8 5.88% $3,817
Citibank 6 6.17% $8,049
Bank of Colorado 6 6.48% $10,342
NEWREZ LLC 6 6.29% $9,061
CROSSCOUNTRY MORTGAGE, LLC 5 7.07% $11,821
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 7.34% $6,443
NBH Bank 5 7.03% $7,421
Goldman Sachs Bank USA 5 5.87% $14,509
Elevations Credit Union 4 7.13% $3,308
PENNYMAC LOAN SERVICES, LLC 4 6.56% $6,465
BROKER SOLUTIONS, INC. 4 7.22% $9,162
CANVAS CREDIT UNION 3 7.50% $5,349
ZILLOW HOME LOANS, LLC 3 6.63% $2,875
ALLIED MORTGAGE GROUP, INC. 3 7.42% $4,350
CMG MORTGAGE, INC. 3 6.83% $4,183
LOANDEPOT.COM, LLC 3 6.33% $7,883
The Loan Store, Inc. 3 6.54% $6,435
Mr. Cooper ( Nationstar Mortgage ) 3 6.08% $11,384
EVERETT FINANCIAL, INC. 3 7.04% $8,312
Zions Bank 2 6.63% $3,967
ALLIANT CREDIT UNION 2 6.44% $7,827
BOKF 2 6.33% $4,735
Carrington Mortgage Services, LLC 2 8.00% $54,243
City National Bank of Florida 2 5.88% $6,329
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 2 6.56% $8,601
GUARANTEED RATE, INC. 2 6.98% $7,596
HOMESIDE FINANCIAL, LLC 2 6.81% $5,544
LENDSURE MORTGAGE CORP. 2 7.81% $18,164
Luxury Mortgage Corp. 2 7.25% $10,052
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.44% $3,820
PLAZA HOME MORTGAGE, INC. 2 8.13% $12,574
PNC Bank 2 6.50% $4,309
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.63% $8,468
PROVIDENT FUNDING ASSOCIATES, L.P. 2 5.88% $3,901
Raymond James Bank 2 5.38% $3,763
Stifel Bank and Trust 2 6.00% $2,551
The Huntington National Bank 2 6.38% $9,404
V.I.P. MORTGAGE, INC. 2 6.94% $10,178
LENOX FINANCIAL MORTGAGE CORPORATION 1 7.00% $3,301
First-Citizens Bank & Trust Company 1 6.13% $2,915
Loan Simple, Inc. 1 7.38% $7,798
Bank of England 1 7.00% $6,564
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.62% $4,043
MidFirst Bank 1 7.38% $9,773
Financial Partners Credit Union 1 5.75% $4,507
MOUNTAIN AMERICA 1 6.38% $6,575
MOVEMENT MORTGAGE, LLC 1 7.25% $4,989
DEEPHAVEN MORTGAGE LLC 1 7.63% $35,430
Union Bank and Trust Company 1 6.88% $3,459
NAVY FEDERAL CREDIT UNION 1 5.50% $7,822
CREDIT HUMAN FEDERAL CREDIT UNION 1 6.20% $3,291
NBKC BANK 1 7.13% $1,768
Network Funding, L.P. 1 6.63% $4,504
Commerce Home Mortgage, Inc. 1 6.50% $2,140
NexBank 1 6.75% $5,704
Northpointe Bank 1 6.38% $4,493
Oakstar Bank 1 6.63% $3,167
City National Bank 1 6.90% $8,531
Citizens Bank 1 5.23% $11,471
Pinnacle Bank 1 7.75% $3,559
Plains Commerce Bank 1 5.75% $25,656
PLANET HOME LENDING, LLC 1 7.25% $11,892
UNION HOME MORTGAGE CORP. 1 6.99% $3,153
Bank of America 1 6.25% $6,989
USAA Federal Savings Bank 1 6.38% $6,182
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.63% $8,864
Prosperity Home Mortgage, LLC 1 7.50% $3,392
Axos Bank 1 8.00% $102,283
CARDINAL FINANCIAL 1 6.63% $6,903
Affiliated Bank 1 6.50% $4,556
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 8.63% $6,236
S1L, Inc. 1 7.75% $25,873
SECURITYNATIONAL MORTGAGE COMPANY 1 6.63% $12,682
ServisFirst Bank 1 7.25% $25,574
State Department Federal Credit Union 1 6.13% $11,477
AMERICAN FINANCING CORPORATION 1 6.38% $9,796
SWBC MORTGAGE CORPORATION 1 7.63% $3,349
BNY Mellon 1 6.38% $5,762
The Central Trust Bank 1 7.38% $4,361
Ally Bank 1 7.00% $1,616
Frandsen Bank & Trust 1 6.63% $3,645
FREEDOM MORTGAGE CORPORATION 1 6.25% $16,965
FM Home Loans, LLC 1 7.50% $8,840
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.75% $9,510
GROUP MORTGAGE, LLC 1 5.63% $13,600
BETTER MORTGAGE CORPORATION 1 6.13% $1,031
Flagstar Bank, FSB 1 6.88% $6,615
The Northern Trust Company 1 6.75% $10,577
Ixonia Bank 1 7.63% $4,298
First United Bank and Trust Company 1 8.13% $16,027
Keystone Funding, Inc. 1 6.99% $4,713
LAKEVIEW LOAN SERVICING, LLC 1 6.13% $5,176
Truist 1 6.12% $23,078

Glenwood Springs Average Closing Costs & Other Stats

Glenwood Springs, CO's 111 lenders originated 1,973 loans during 2024. The total origination value was $1,820,125,000, with an average loan value of $922,516.

Glenwood Springs's average closing costs are $6,154.

The top Glenwood Springs lender as defined by loan originations is BAY EQUITY LLC, with 136 loans originated. Their average total fees are $5,195, which is $1,832 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Glenwood Springs lenders (with over 10 loans originated) are FirstBank ($4,650), Alpine Bank ($4,917), ANB Bank ($5,187), BAY EQUITY LLC ($5,195) and First Western Trust Bank ($5,553).

The lowest rate Glenwood Springs lenders (with over 10 loans originated) are Morgan Stanley Private Bank (5.77%), FirstBank (6.13%), Wells Fargo Bank (6.18%), U.S. Bank (6.24%) and ANB Bank (6.31%).

Glenwood Springs, CO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
JPMorgan Chase Bank $159,895,000 $333,440,000 108.5% 18.3%
Alpine Bank $164,155,000 $207,065,000 26.1% 11.4%
Bank of America $59,680,000 $115,410,000 93.4% 6.3%
Morgan Stanley Private Bank $36,085,000 $94,955,000 163.1% 5.2%
BAY EQUITY LLC $70,655,000 $89,670,000 26.9% 4.9%
FirstBank $38,105,000 $80,865,000 112.2% 4.4%
ANB Bank $53,595,000 $73,095,000 36.4% 4.0%
UNITED WHOLESALE MORTGAGE, LLC $31,590,000 $67,170,000 112.6% 3.7%
UMB Bank $8,915,000 $53,460,000 499.7% 2.9%
Citibank $96,870,000 $35,670,000 -63.2% 2.0%
UBS Bank USA $37,805,000 $30,980,000 -18.1% 1.7%
Prudential Huntoon Paige Associates, LLC $30,355,000 n/a 1.7%
T2 FINANCIAL LLC $29,730,000 n/a 1.6%
Goldman Sachs Bank USA $16,440,000 $27,225,000 65.6% 1.5%
BMO Harris Bank $24,805,000 $25,920,000 4.5% 1.4%
U.S. Bank $45,905,000 $25,400,000 -44.7% 1.4%
Wells Fargo Bank $48,100,000 $24,895,000 -48.2% 1.4%
QUICKEN LOANS, LLC $23,025,000 $23,465,000 1.9% 1.3%
The Central Trust Bank $855,000 $22,960,000 2,585.4% 1.3%
Centier Bank $55,000 $17,605,000 31,909.1% 1.0%
First Western Trust Bank $16,710,000 $15,830,000 -5.3% 0.9%
Bank of Colorado $15,605,000 $14,550,000 -6.8% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,520,000 $13,970,000 11.6% 0.8%
Charles Schwab Bank, SSB $4,110,000 $13,950,000 239.4% 0.8%
GUILD MORTGAGE COMPANY $2,705,000 $13,415,000 395.9% 0.7%
Paramount Residential Mortgage Group, Inc. $3,710,000 $12,620,000 240.2% 0.7%
Zions Bank $12,070,000 $10,245,000 -15.1% 0.6%
Truist $11,905,000 $8,505,000 -28.6% 0.5%
Axos Bank $605,000 $8,090,000 1,237.2% 0.4%
NEWREZ LLC $2,450,000 $7,900,000 222.4% 0.4%
The Northern Trust Company $9,425,000 $7,800,000 -17.2% 0.4%
MidFirst Bank $10,105,000 $7,315,000 -27.6% 0.4%
City National Bank of Florida $1,825,000 $7,260,000 297.8% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $790,000 $7,130,000 802.5% 0.4%
Oakstar Bank $2,830,000 $6,980,000 146.6% 0.4%
BROKER SOLUTIONS, INC. $1,095,000 $6,610,000 503.7% 0.4%
CORNERSTONE HOME LENDING, INC. $10,030,000 $6,015,000 -40.0% 0.3%
BAC Florida Bank $5,925,000 $5,240,000 -11.6% 0.3%
Citizens Bank $10,205,000 $5,075,000 -50.3% 0.3%
NBH Bank $4,365,000 $4,845,000 11.0% 0.3%
Elevations Credit Union $3,850,000 $4,690,000 21.8% 0.3%
Carrington Mortgage Services, LLC $215,000 $4,545,000 2,014.0% 0.2%
City National Bank $39,630,000 $4,345,000 -89.0% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,615,000 $4,125,000 57.7% 0.2%
PNC Bank $10,725,000 $4,070,000 -62.1% 0.2%
PlainsCapital Bank $4,005,000 n/a 0.2%
FREEDOM MORTGAGE CORPORATION $405,000 $3,830,000 845.7% 0.2%
First-Citizens Bank & Trust Company $18,225,000 $3,735,000 -79.5% 0.2%
CANVAS CREDIT UNION $1,905,000 $3,680,000 93.2% 0.2%
Mortgage Research Center, LLC $1,625,000 $3,440,000 111.7% 0.2%
ServisFirst Bank $3,405,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $4,970,000 $3,225,000 -35.1% 0.2%
Prosperity Bank $3,155,000 n/a 0.2%
Flagstar Bank, FSB $8,985,000 $3,135,000 -65.1% 0.2%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $1,430,000 $3,115,000 117.8% 0.2%
Raymond James Bank $3,040,000 n/a 0.2%
SWBC MORTGAGE CORPORATION $2,545,000 $3,005,000 18.1% 0.2%
BOKF $1,415,000 $2,805,000 98.2% 0.2%
CMG MORTGAGE, INC. $935,000 $2,795,000 198.9% 0.2%
Affiliated Bank $2,755,000 n/a 0.2%
S1L, Inc. $2,695,000 n/a 0.1%
PENNYMAC LOAN SERVICES, LLC $3,505,000 $2,685,000 -23.4% 0.1%
HOMESIDE FINANCIAL, LLC $2,585,000 n/a 0.1%
Luxury Mortgage Corp. $2,570,000 n/a 0.1%
Ent Credit Union $4,990,000 $2,560,000 -48.7% 0.1%
ALLIANT CREDIT UNION $205,000 $2,545,000 1,141.5% 0.1%
FirstBank $38,105,000 $2,505,000 -93.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $9,060,000 $2,500,000 -72.4% 0.1%
V.I.P. MORTGAGE, INC. $1,220,000 $2,495,000 104.5% 0.1%
Stifel Bank and Trust $1,550,000 $2,430,000 56.8% 0.1%
BNY Mellon $985,000 $2,410,000 144.7% 0.1%
Merchants Capital Corp. $2,325,000 n/a 0.1%
Mr. Cooper ( Nationstar Mortgage ) $705,000 $2,290,000 224.8% 0.1%
LOANDEPOT.COM, LLC $905,000 $2,245,000 148.1% 0.1%
EVERETT FINANCIAL, INC. $2,115,000 n/a 0.1%
GUARANTEED RATE, INC. $1,565,000 $2,065,000 31.9% 0.1%
The Huntington National Bank $345,000 $1,910,000 453.6% 0.1%
FM Home Loans, LLC $1,905,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $1,150,000 $1,885,000 63.9% 0.1%
FOUNDATION MORTGAGE CORPORATION $1,655,000 $1,875,000 13.3% 0.1%
21ST MORTGAGE CORPORATION $1,680,000 $1,850,000 10.1% 0.1%
ZILLOW HOME LOANS, LLC $305,000 $1,850,000 506.6% 0.1%
Discover Bank $645,000 $1,780,000 176.0% 0.1%
FIRST MORTGAGE COMPANY, INC. $16,005,000 $1,765,000 -89.0% 0.1%
ALLIED MORTGAGE GROUP, INC. $1,715,000 n/a 0.1%
Johnson Bank $1,520,000 $1,705,000 12.2% 0.1%
Northpointe Bank $7,950,000 $1,700,000 -78.6% 0.1%
BELLCO $770,000 $1,670,000 116.9% 0.1%
LENDSURE MORTGAGE CORP. $1,465,000 $1,655,000 13.0% 0.1%
PLAZA HOME MORTGAGE, INC. $145,000 $1,620,000 1,017.2% 0.1%
VILLAGE CAPITAL MORTGAGE $1,615,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,075,000 $1,610,000 49.8% 0.1%
NEXERA HOLDING LLC $485,000 $1,575,000 224.7% 0.1%
OCMBC, INC. $1,650,000 $1,520,000 -7.9% 0.1%
MOVEMENT MORTGAGE, LLC $2,970,000 $1,495,000 -49.7% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,005,000 $1,495,000 -25.4% 0.1%
DEEPHAVEN MORTGAGE LLC $3,040,000 $1,490,000 -51.0% 0.1%
KeyBank $815,000 $1,475,000 81.0% 0.1%
NexBank $1,355,000 n/a 0.1%
Deutsche Bank Trust Company Americas $1,805,000 $1,265,000 -29.9% 0.1%
Republic Bank & Trust Company $1,255,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $385,000 $1,210,000 214.3% 0.1%
Third Federal Savings and Loan Association of Cleveland $410,000 $1,185,000 189.0% 0.1%
AMERISAVE MORTGAGE CORPORATION $1,285,000 $1,150,000 -10.5% 0.1%
First United Bank and Trust Company $1,200,000 $1,145,000 -4.6% 0.1%
Loan Simple, Inc. $1,125,000 n/a 0.1%
USAA Federal Savings Bank $55,000 $1,050,000 1,809.1% 0.1%
PANORAMA MORTGAGE GROUP, LLC $1,030,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,215,000 $1,010,000 -16.9% 0.1%
The Loan Store, Inc. $600,000 $1,005,000 67.5% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $975,000 n/a 0.1%
PLANET HOME LENDING, LLC $295,000 $970,000 228.8% 0.1%
Figure Lending LLC $975,000 $890,000 -8.7% 0.0%
Coastal Community Bank $215,000 $880,000 309.3% 0.0%
CLIFFCO, INC. $865,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $555,000 $830,000 49.5% 0.0%
NAVY FEDERAL CREDIT UNION $740,000 $805,000 8.8% 0.0%
Pinnacle Bank $555,000 $805,000 45.0% 0.0%
Broadway National Bank $1,635,000 $795,000 -51.4% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,735,000 $785,000 -71.3% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $4,170,000 $775,000 -81.4% 0.0%
Frontier Bank of Texas $765,000 n/a 0.0%
Union Bank and Trust Company $765,000 n/a 0.0%
Prosperity Home Mortgage, LLC $275,000 $725,000 163.6% 0.0%
Commerce Home Mortgage, Inc. $720,000 n/a 0.0%
FUNDLOANS CAPITAL $715,000 n/a 0.0%
Network Funding, L.P. $715,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $555,000 $710,000 27.9% 0.0%
PHH Mortgage Corporation $700,000 n/a 0.0%
Citadel Servicing Corporation $1,190,000 $695,000 -41.6% 0.0%
Ixonia Bank $2,530,000 $695,000 -72.5% 0.0%
Bank of England $1,495,000 $690,000 -53.8% 0.0%
Pinnacle Bank $555,000 $655,000 18.0% 0.0%
LONGBRIDGE FINANCIAL, LLC $1,345,000 $630,000 -53.2% 0.0%
SECURITY SERVICE $1,385,000 $620,000 -55.2% 0.0%
HOMEXPRESS MORTGAGE CORP. $760,000 $615,000 -19.1% 0.0%
Plains Commerce Bank $980,000 $605,000 -38.3% 0.0%
Equity Prime Mortgage LLC $600,000 n/a 0.0%
Keystone Funding, Inc. $590,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $580,000 n/a 0.0%
Fifth Third Bank $555,000 n/a 0.0%
GENEVA FINANCIAL, LLC $3,520,000 $550,000 -84.4% 0.0%
SOUTHWEST FUNDING, LP $550,000 n/a 0.0%
GMFS LLC $540,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $535,000 n/a 0.0%
CITIZENS EQUITY FIRST $505,000 n/a 0.0%
Frandsen Bank & Trust $505,000 n/a 0.0%
NBKC BANK $505,000 n/a 0.0%
State Department Federal Credit Union $505,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $495,000 n/a 0.0%
Texana Bank $495,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $495,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $465,000 n/a 0.0%
GROUP MORTGAGE, LLC $185,000 $455,000 145.9% 0.0%
Montgomery Bank $455,000 n/a 0.0%
Bethpage Federal Credit Union $425,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $425,000 n/a 0.0%
Lakeview Community Capital, LLC $25,000 $415,000 1,560.0% 0.0%
CHEVRON $405,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $405,000 n/a 0.0%
MOUNTAIN AMERICA $610,000 $405,000 -33.6% 0.0%
QUORUM FEDERAL CREDIT UNION $385,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $385,000 n/a 0.0%
THE MORTGAGE COMPANY $380,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $350,000 n/a 0.0%
Nations Lending Corporation $435,000 $345,000 -20.7% 0.0%
VERITAS FUNDING, LLC $335,000 n/a 0.0%
Sooper Credit Union $90,000 $330,000 266.7% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $305,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $590,000 $305,000 -48.3% 0.0%
CARDINAL FINANCIAL $255,000 n/a 0.0%
LOANPAL, LLC $220,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $215,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $210,000 n/a 0.0%
Financial Partners Credit Union $145,000 $155,000 6.9% 0.0%
COLORAMO $340,000 $140,000 -58.8% 0.0%
Blue Federal Credit Union $105,000 n/a 0.0%
Connexus Credit Union $95,000 n/a 0.0%
SPRING EQ, LLC $290,000 $95,000 -67.2% 0.0%
WESTERRA CREDIT UNION $125,000 $95,000 -24.0% 0.0%
AIR ACADEMY $85,000 n/a 0.0%
Ally Bank $285,000 $75,000 -73.7% 0.0%
Independent Bank $1,235,000 $75,000 -93.9% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $19,240,000 $35,000 -99.8% 0.0%
PREMIER MEMBERS CREDIT UNION $35,000 n/a 0.0%

Glenwood Springs's top lender by overall market share is JPMorgan Chase Bank, with 18.3% market share. In second place, with 11.4%, is Alpine Bank, having originated $207,065,000 in loans. In third place, with 6.3%, is Bank of America, having originated $115,410,000 in loans. In fourth place, with 5.2%, is Morgan Stanley Private Bank, having originated $94,955,000 in loans. In fifth place, with 4.9%, is BAY EQUITY LLC, having originated $89,670,000 in loans.

Glenwood Springs, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,063 $1,038,425,000 $976,881
Refi 307 $262,985,000 $856,629
Home Improvement 222 $44,390,000 $199,955
Cash Out Refi 191 $279,435,000 $1,463,010
Other 190 $194,890,000 $1,025,737

Glenwood Springs's most frequently cited loan purpose was Home Purchase, with 1,063 originations. The 2nd most popular reason was Refi, with 307 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 710 $629,410,000 $886,493
Over 8% 582 $239,160,000 $410,928
7-8% 336 $249,520,000 $742,619
5-6% 276 $561,090,000 $2,032,935
<2.5% 27 $1,235,000 $45,741
4-5% 19 $107,895,000 $5,678,684
3-4% 3 $1,135,000 $378,333

During 2024, Glenwood Springs's most frequently originated rate bucket was 6-7%, with 710 originations.

Loan Sizing (Glenwood Springs, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 466 $139,610,000 $299,592
$400k-600k 389 $187,525,000 $482,069
$100,000 or less 314 $16,690,000 $53,153
$Over $1MM 292 $1,274,580,000 $4,365,000
$100k-200k 290 $40,470,000 $139,552
$600k-1000k 222 $161,250,000 $726,351

Glenwood Springs's loan sizing saw the bucket of loans from $200k-400k with 466 originations, totaling $139,610,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 502 $119,080,000 $237,211
80-100% 481 $355,555,000 $739,200
60-80% 461 $677,785,000 $1,470,249
20-40% 272 $211,510,000 $777,610
40-60% 218 $411,380,000 $1,887,064
Over 100% 13 $7,385,000 $568,077

Glenwood Springs's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 502 originations, totaling $119,080,000 in origination value.