MOBILE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mobile averaged 5.48% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.53% and one month ago for the week of 2022-04-14, the average rate was 5.33%.

Mobile's average rate one year ago was 3.21%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.56%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Mobile 30 Year Fixed Rate 2022-05-19 5.48%
Mobile 30 Year Fixed Rate Refi 2022-05-19 5.56%
Mobile 15 Year Fixed Rate 2022-05-19 4.98%
Mobile 15 Year Fixed Rate Refi 2022-05-19 4.53%
Mobile 30 Year FHA 2022-05-19 5.37%
Mobile 30 Year FHA Refi 2022-05-19 5.54%
Mobile 30 Year USDA 2022-05-19 5.19%
Mobile 30 Year USDA Refi 2022-05-19 5.37%
Mobile 30 Year VA 2022-05-19 5.29%
Mobile 30 Year VA Refi 2022-05-19 4.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MOBILE, AL.

MOBILE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the MOBILE, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Trustmark National Bank 523 3.20% $3,076
QUICKEN LOANS, LLC 463 3.19% $4,525
Regions Bank 307 3.27% $3,295
BancorpSouth Bank 287 3.37% $2,984
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 223 3.06% $4,272
GMFS LLC 183 3.01% $3,039
HOME POINT FINANCIAL CORPORATION 177 3.15% $3,901
CALIBER HOME LOANS, INC. 140 3.28% $3,995
SWBC MORTGAGE CORPORATION 134 3.13% $2,275
Renasant Bank 123 3.25% $3,044
Wells Fargo Bank 119 3.25% $2,998
First Federal Bank, A FSB 96 3.06% $2,348
EMBRACE HOME LOANS, INC. 89 3.34% $3,476
UNITED WHOLESALE MORTGAGE, LLC 85 3.05% $4,426
FIRST COMMUNITY MORTGAGE, INC. 81 3.04% $3,861
PENNYMAC LOAN SERVICES, LLC 71 3.11% $4,060
First Horizon Bank 70 3.08% $3,657
LOANDEPOT.COM, LLC 70 2.99% $4,834
DHI MORTGAGE COMPANY, LTD. 64 2.93% $2,353
Hancock Whitney Bank 63 3.07% $3,893
AMERISAVE MORTGAGE CORPORATION 61 3.01% $4,779
Community Bank of Mississippi 61 3.33% $3,261
NAVY FEDERAL CREDIT UNION 51 3.74% $3,745
Mr. Cooper ( Nationstar Mortgage ) 49 3.47% $4,789
Hometown Lenders, Inc. 48 3.38% $4,031
DIRECT MORTGAGE LOANS, LLC 43 3.29% $4,233
PNC Bank 40 3.14% $3,433
BETTER MORTGAGE CORPORATION 39 3.06% $3,429
ServisFirst Bank 35 3.31% $3,244
NEWREZ LLC 33 3.15% $3,544
FREEDOM MORTGAGE CORPORATION 32 3.25% $2,657
Truist Bank 32 3.10% $3,085
Tyndall Federal Credit Union 32 3.13% $2,131
Prosperity Home Mortgage, LLC 30 3.24% $2,756
Flagstar Bank, FSB 30 3.26% $3,709
MOVEMENT MORTGAGE, LLC 29 3.12% $2,782
BBVA USA 28 3.27% $4,047
AMERICAN HOME LENDING USA, LLC 27 3.12% $4,179
PACIFIC RESIDENTIAL MORTGAGE, LLC 26 3.41% $4,038
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 26 3.30% $4,162
Bank of England 25 3.25% $4,046
Synovus Bank 24 3.08% $4,565
FirstBank 23 3.07% $2,852
ROYAL UNITED MORTGAGE LLC 20 3.54% $5,626
CMG MORTGAGE, INC. 20 3.16% $4,449
CROSSCOUNTRY MORTGAGE, LLC 18 3.29% $4,598
AVADIAN 18 3.16% $2,444
River Bank & Trust 18 3.24% $3,030
PRIMELENDING, A PLAINSCAPITAL COMPANY 16 3.40% $4,053
JPMorgan Chase Bank 16 3.15% $2,566
HOMETRUST MORTGAGE COMPANY 16 3.23% $2,163
HOMESIDE FINANCIAL, LLC 16 3.32% $3,484
GUILD MORTGAGE COMPANY 15 3.36% $3,663
A Mortgage Boutique, LLC 14 2.88% $4,859
APCO EMPLOYEES 14 3.15% $2,530
KEESLER 14 3.09% $3,052
BROKER SOLUTIONS, INC. 13 3.07% $3,439
KELLER MORTGAGE, LLC 13 3.13% $2,230
SouthPoint Bank 12 3.38% $3,403
BankPlus 12 2.99% $2,198
Bank of America 12 3.00% $2,746
AMERICAN FINANCING CORPORATION 12 3.32% $3,735
U.S. Bank 11 3.23% $3,699
HOMESTAR FINANCIAL CORPORATION 11 3.18% $2,713
CHEVRON 11 2.93% $3,632
Ally Bank 10 3.11% $3,667
NAVIGATOR CU 10 3.09% $2,566
Citizens Bank 9 2.99% $3,288
Assurance Financial Group, L.L.C. 9 3.21% $4,003
CHURCHILL MORTGAGE CORPORATION 9 3.53% $4,518
MUTUAL OF OMAHA MORTGAGE, INC. 9 3.12% $2,486
VANDERBILT MORTGAGE AND FINANCE, INC. 9 3.10% $3,003
PENTAGON FEDERAL CREDIT UNION 8 3.08% $1,572
MORTGAGE INVESTORS GROUP, INC. 8 3.25% $4,498
InterContinental Capital Group, Inc 8 3.36% $3,615
Triumph Bank 7 2.91% $2,975
NBKC BANK 7 3.05% $2,645
Bryant Bank 7 3.05% $2,765
SOFI LENDING CORP. 7 3.11% $3,570
Stifel Bank and Trust 7 2.71% $4,632
THE MORTGAGE FIRM, INC. 7 3.38% $2,492
New Horizons Credit Union 6 3.09% $3,711
Nations Lending Corporation 6 3.19% $3,546
AMERICAN FINANCIAL NETWORK, INC. 6 3.13% $9,233
TJC Mortgage, Inc. 6 3.06% $4,017
Mortgage Research Center, LLC 6 3.08% $2,107
The Home Loan Expert LLC 6 3.33% $3,269
Alabama One Credit Union 6 3.54% $4,734
First Savings Bank 6 3.25% $4,444
GUARANTEED RATE, INC. 6 3.44% $3,589
GUARANTY HOME MORTGAGE CORPORATION 6 3.17% $3,956
AmeriHome Mortgage Company, LLC 6 3.19% $4,052
RESOURCE FINANCIAL SERVICES, INC. 6 2.65% $2,692
GENEVA FINANCIAL, LLC 5 3.28% $4,086
DELMAR FINANCIAL COMPANY 5 2.98% $3,640
SOUTHWEST FUNDING, LP 5 3.27% $4,728
South State Bank 5 3.25% $5,425
GoPrime Mortgage, Inc. 5 3.40% $2,913
First Federal Bank 5 3.23% $4,670
Manufacturers and Traders Trust Company 4 3.66% $4,971
TIAA, FSB 4 3.06% $3,834
North American Savings Bank, F.S.B. 4 2.81% $2,372
SmartBank 4 3.53% $2,986
ANGEL OAK HOME LOANS LLC 4 3.28% $3,462
First Guaranty Mortgage Corporation 4 3.25% $4,901
ZILLOW HOME LOANS, LLC 4 3.31% $3,764
RUOFF MORTGAGE COMPANY, INC. 4 3.09% $2,639
NATIONS DIRECT MORTGAGE, LLC 4 3.63% $5,460
Carrington Mortgage Services, LLC 4 3.44% $3,952
AMERICAN INTERNET MORTGAGE, INC. 3 2.88% $2,357
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 3.29% $5,075
SUN WEST MORTGAGE COMPANY, INC. 3 2.87% $2,056
SOVEREIGN LENDING GROUP INCORPORATED 3 3.17% $4,770
Republic Bank & Trust Company 3 2.75% $4,969
CERTAINTY HOME LOANS, LLC 3 3.08% $3,813
ALLIED MORTGAGE GROUP, INC. 3 3.08% $2,625
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 5.50% $7,595
ALABAMA CREDIT UNION 3 3.17% $4,064
ENCORE BANK 3 2.33% $2,408
Northpointe Bank 3 3.25% $3,306
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 3.42% $3,475
Ameris Bank 3 3.04% $3,577
Wyndham Capital Mortgage, Inc. 3 3.13% $1,193
FINANCE OF AMERICA MORTGAGE LLC 3 3.00% $2,732
Discover Bank 3 3.99% $0
CELEBRITY HOME LOANS, LLC 2 3.06% $4,633
CORNERSTONE HOME LENDING, INC. 2 3.44% $5,246
Consumer First Mortgage, Inc. 2 2.94% $5,441
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 3.31% $3,765
FIDELITY BANK 2 3.19% $2,838
Colten Mortgage, LLC 2 3.56% $2,735
Citibank 2 3.06% $1,874
Charles Schwab Bank, SSB 2 2.11% $2,462
GUARANTEED RATE AFFINITY, LLC 2 3.31% $3,149
Centennial Bank 2 3.25% $2,405
INLANTA MORTGAGE, INC. 2 2.88% $3,114
INTERLINC MORTGAGE SERVICES, LLC 2 3.06% $0
Ixonia Bank 2 3.00% $4,204
Cadence Bank, N.A. 2 3.25% $3,313
BNC National Bank 2 2.88% $2,423
MAX Credit Union 2 3.44% $4,076
MID AMERICA MORTGAGE, INC. 2 2.75% $2,745
Morgan Stanley Private Bank 2 2.63% $2,654
NEW DAY FINANCIAL, LLC 2 2.75% $4,413
Austin Capital Bank SSB 2 2.75% $3,928
Raymond James Bank 2 3.63% $2,107
REDSTONE Federal Credit Union 2 3.31% $2,751
SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 4.06% $4,669
AMERICA'S FIRST 2 2.86% $3,918
The Central Trust Bank 2 3.13% $3,125
The Federal Savings Bank 2 3.38% $7,242
Toyota Financial Savings Bank 2 2.94% $3,178
CRESCENT MORTGAGE COMPANY 2 3.13% $4,952
DAS Acquisition Company, LLC 2 3.25% $2,905
JUSTICE Federal Credit Union 1 3.75% $4,319
HUNT MORTGAGE CORPORATION 1 3.25% $4,075
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.50% $6,789
Baxter Credit Union 1 2.38% $1,235
Barrington Bank & Trust Company, N.A. 1 3.13% $3,457
CANOPY MORTGAGE, LLC 1 2.99% $1,905
NETWORK CAPITAL FUNDING CORPORATION 1 3.88% $3,714
DRAPER AND KRAMER MORTGAGE CORP. 1 2.88% $4,560
Capital City Home Loans, LLC 1 5.00% $8,243
Bank OZK 1 6.10% $1,518
Hometown Equity Mortgage, LLC 1 3.13% $1,803
HOMESTEAD FUNDING CORP. 1 2.88% $3,375
Oakstar Bank 1 2.75% $2,952
Origin Bank 1 3.38% $2,961
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $2,905
PANORAMA MORTGAGE GROUP, LLC 1 2.75% $5,198
Paramount Bank 1 3.38% $2,949
Paramount Residential Mortgage Group, Inc. 1 3.00% $5,754
Pen Air Federal Credit Union 1 3.25% $2,716
Atlantic Union Bank 1 3.38% $4,894
Capitol Federal Savings Bank 1 2.75% $3,918
Peoples National Bank , N.A. 1 3.13% $3,985
Pinnacle Bank 1 3.25% $2,200
PLANET HOME LENDING, LLC 1 2.75% $1,508
ATLANTA POSTAL 1 2.88% $3,190
PREMIA MORTGAGE, LLC 1 2.63% $2,175
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.88% $2,216
Prime Choice Funding Inc. 1 3.38% $3,676
Arvest Bank 1 3.38% $2,398
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.25% $2,060
ARC HOME LLC 1 3.25% $1,386
Valley National Bank 1 3.50% $3,603
Devon Bank 1 3.25% $10,118
AOD Federal Credit Union 1 3.24% $4,341
RELIANCE FIRST CAPITAL, LLC 1 3.75% $4,706
HOMESPIRE MORTGAGE CORPORATION 1 3.38% $3,378
CapStar Bank 1 3.00% $2,697
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.38% $3,139
Home Mortgage Alliance Corp 1 3.63% $5,365
RIVERLAND FEDERAL CREDIT UNION 1 2.88% $7,088
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.49% $4,397
Deere Employees Credit Union 1 2.88% $2,314
Gulf Winds Credit Union 1 3.50% $2,378
Sierra Pacific Mortgage Company, Inc. 1 2.88% $2,124
Simmons Bank 1 4.75% $6,229
Goldwater Bank, N.A. 1 3.00% $3,869
Gateway First Bank 1 3.50% $2,651
Victorian Finance, LLC 1 3.50% $2,775
V.I.P. MORTGAGE, INC. 1 3.38% $2,978
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.00% $4,755
Cf Bank 1 3.25% $1,593
Florida Capital Bank 1 2.88% $6,223
First Palmetto Bank 1 3.13% $2,655
SPRING EQ, LLC 1 3.25% $4,339
STEARNS LENDING, LLC 1 3.63% $2,737
First National Bank of Omaha 1 3.13% $2,151
Strong Home Mortgage, LLC 1 2.88% $168
First Midwest Bank 1 3.25% $1,788
Superior Credit Union, Inc. 1 1.88% $2,676
A&D Mortgage LLC 1 5.88% $6,820
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 3.13% $3,593
T2 FINANCIAL LLC 1 2.99% $5,308
ADVANCIAL 1 3.00% $3,162
West Town Bank & Trust 1 2.88% $1,798
Fifth Third Bank 1 3.13% $3,165
FBC MORTGAGE, LLC 1 2.99% $2,565
THRIVENT Federal Credit Union 1 3.00% $2,423
Family Security Credit Union 1 2.45% $2,926
Commerce Home Mortgage, Inc. 1 3.50% $3,884
TOWNE MORTGAGE COMPANY 1 3.25% $3,100
Wolfe Financial, Inc 1 3.13% $6,027
EQUITY RESOURCES, INC. 1 2.88% $3,255
ENVOY MORTGAGE, LTD 1 3.63% $2,606
EMM LOANS LLC 1 3.50% $9,588
LOANLEADERS OF AMERICA, INC. 1 3.25% $3,927
Magnolia Bank 1 3.63% $3,030
LOANFLIGHT LENDING, LLC 1 2.75% $2,715
Marquette Bank 1 3.00% $2,842
ALLIANT CREDIT UNION 1 2.75% $2,845
UNION HOME MORTGAGE CORP. 1 3.25% $2,861
United Community Bank 1 3.38% $2,665
MORTGAGE ACCESS CORP. 1 3.38% $2,603
BLUELEAF LENDING, LLC 1 3.13% $2,458
LENDERFI, INC. 1 2.99% $2,787
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.00% $3,523
Beach Community Mortgage Services, Inc. 1 3.25% $2,682
BAYSHORE MORTGAGE FUNDING, LLC 1 2.88% $9,466
LAKEVIEW LOAN SERVICING, LLC 1 3.88% $2,077

MOBILE, AL's 242 lenders originated 14,414 loans during 2021. The total origination value was $2,736,790,000, with an average loan value of $189,870.

The top MOBILE lender as defined by loan originations is Trustmark National Bank, with 523 loans originated. Their average total fees are $3,076, which is $1,448 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee MOBILE lenders (with over 10 loans originated) are Tyndall Federal Credit Union ($2,131), HOMETRUST MORTGAGE COMPANY ($2,163), BankPlus ($2,198), KELLER MORTGAGE, LLC ($2,230) and SWBC MORTGAGE CORPORATION ($2,275).

The lowest rate MOBILE lenders (with over 10 loans originated) are A Mortgage Boutique, LLC (2.88%), DHI MORTGAGE COMPANY, LTD. (2.93%), CHEVRON (2.93%), LOANDEPOT.COM, LLC (2.99%) and BankPlus (2.99%).

MOBILE, AL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Trustmark National Bank $188,250,000 $214,950,000 14.2% 7.9%
QUICKEN LOANS, LLC $177,160,000 $213,365,000 20.4% 7.8%
Regions Bank $128,315,000 $139,030,000 8.4% 5.1%
BancorpSouth Bank $101,055,000 $118,875,000 17.6% 4.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $64,200,000 $113,825,000 77.3% 4.2%
FREEDOM MORTGAGE CORPORATION $70,665,000 $89,515,000 26.7% 3.3%
EMBRACE HOME LOANS, INC. $52,825,000 $78,800,000 49.2% 2.9%
HOME POINT FINANCIAL CORPORATION $44,505,000 $76,790,000 72.5% 2.8%
GMFS LLC $82,885,000 $71,850,000 -13.3% 2.6%
CALIBER HOME LOANS, INC. $41,740,000 $66,770,000 60.0% 2.4%
DHI MORTGAGE COMPANY, LTD. $37,005,000 $58,860,000 59.1% 2.2%
First Horizon Bank $56,800,000 n/a 2.1%
Renasant Bank $43,800,000 $52,510,000 19.9% 1.9%
SWBC MORTGAGE CORPORATION $39,545,000 $47,625,000 20.4% 1.7%
Hancock Whitney Bank $45,885,000 $45,470,000 -0.9% 1.7%
PENNYMAC LOAN SERVICES, LLC $13,735,000 $43,240,000 214.8% 1.6%
Mortgage Research Center, LLC $26,740,000 $42,255,000 58.0% 1.5%
UNITED WHOLESALE MORTGAGE, LLC $36,200,000 $40,310,000 11.4% 1.5%
LOANDEPOT.COM, LLC $15,020,000 $40,050,000 166.6% 1.5%
Wells Fargo Bank $36,870,000 $39,910,000 8.2% 1.5%
PNC Bank $27,715,000 $39,805,000 43.6% 1.5%
First Federal Bank, A FSB $31,915,000 $37,325,000 17.0% 1.4%
Community Bank of Mississippi $27,180,000 $36,655,000 34.9% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $24,050,000 $31,885,000 32.6% 1.2%
FIRST COMMUNITY MORTGAGE, INC. $5,090,000 $31,770,000 524.2% 1.2%
The First, A National Banking Association $29,055,000 $27,660,000 -4.8% 1.0%
Hometown Lenders, Inc. $26,895,000 $27,015,000 0.4% 1.0%
DIRECT MORTGAGE LOANS, LLC $25,545,000 $26,220,000 2.6% 1.0%
AMERISAVE MORTGAGE CORPORATION $11,720,000 $24,625,000 110.1% 0.9%
NAVY FEDERAL CREDIT UNION $17,760,000 $23,355,000 31.5% 0.9%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $8,075,000 $23,245,000 187.9% 0.8%
PACIFIC RESIDENTIAL MORTGAGE, LLC $7,445,000 $19,890,000 167.2% 0.7%
ServisFirst Bank $17,860,000 $18,955,000 6.1% 0.7%
WALKER & DUNLOP, LLC $18,895,000 n/a 0.7%
LAKEVIEW LOAN SERVICING, LLC $9,640,000 $18,625,000 93.2% 0.7%
NEWREZ LLC $7,450,000 $17,940,000 140.8% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $9,675,000 $17,800,000 84.0% 0.7%
BETTER MORTGAGE CORPORATION $4,810,000 $15,900,000 230.6% 0.6%
Truist Bank $16,270,000 $14,520,000 -10.8% 0.5%
CMG MORTGAGE, INC. $18,950,000 $14,220,000 -25.0% 0.5%
FirstBank $13,350,000 $13,930,000 4.3% 0.5%
BBVA USA $29,000,000 $13,600,000 -53.1% 0.5%
USAA Federal Savings Bank $12,450,000 $13,490,000 8.4% 0.5%
Bank of England $7,105,000 $12,895,000 81.5% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $7,450,000 $12,790,000 71.7% 0.5%
Tyndall Federal Credit Union $21,060,000 $12,690,000 -39.7% 0.5%
Prosperity Home Mortgage, LLC $1,075,000 $12,555,000 1,067.9% 0.5%
HOMETRUST MORTGAGE COMPANY $8,760,000 $12,465,000 42.3% 0.5%
MOVEMENT MORTGAGE, LLC $7,015,000 $11,780,000 67.9% 0.4%
River Bank & Trust $7,720,000 $11,480,000 48.7% 0.4%
Flagstar Bank, FSB $6,845,000 $11,410,000 66.7% 0.4%
Synovus Bank $27,705,000 $10,995,000 -60.3% 0.4%
Century Bank $4,080,000 $10,875,000 166.5% 0.4%
NEW DAY FINANCIAL, LLC $8,565,000 $10,380,000 21.2% 0.4%
A Mortgage Boutique, LLC $25,875,000 $10,030,000 -61.2% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $6,900,000 $8,900,000 29.0% 0.3%
Bank of America $6,545,000 $8,605,000 31.5% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $17,115,000 $8,455,000 -50.6% 0.3%
AMERICAN HOME LENDING USA, LLC $9,050,000 $8,395,000 -7.2% 0.3%
Carrington Mortgage Services, LLC $6,680,000 $8,180,000 22.5% 0.3%
BankPlus $8,075,000 $7,975,000 -1.2% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $6,815,000 $7,100,000 4.2% 0.3%
HOMESTAR FINANCIAL CORPORATION $1,780,000 $6,575,000 269.4% 0.2%
JPMorgan Chase Bank $4,730,000 $6,120,000 29.4% 0.2%
Arbor Realty Trust, Inc. $23,190,000 $6,075,000 -73.8% 0.2%
21ST MORTGAGE CORPORATION $4,280,000 $6,015,000 40.5% 0.2%
BROKER SOLUTIONS, INC. $2,325,000 $5,965,000 156.6% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,725,000 $5,630,000 -16.3% 0.2%
Bryant Bank $4,780,000 $5,575,000 16.6% 0.2%
KEESLER $10,305,000 $5,395,000 -47.6% 0.2%
APCO EMPLOYEES $5,675,000 $5,330,000 -6.1% 0.2%
CHEVRON $4,475,000 $5,060,000 13.1% 0.2%
HOMESIDE FINANCIAL, LLC $260,000 $4,965,000 1,809.6% 0.2%
U.S. Bank $4,045,000 $4,915,000 21.5% 0.2%
MORTGAGE INVESTORS GROUP, INC. $4,665,000 $4,870,000 4.4% 0.2%
GUILD MORTGAGE COMPANY $3,130,000 $4,820,000 54.0% 0.2%
CLEARPATH LENDING $4,020,000 $4,650,000 15.7% 0.2%
New Horizons Credit Union $4,670,000 $4,525,000 -3.1% 0.2%
Stifel Bank and Trust $3,770,000 $4,485,000 19.0% 0.2%
AmeriHome Mortgage Company, LLC $6,400,000 $4,330,000 -32.3% 0.2%
NBKC BANK $380,000 $4,225,000 1,011.8% 0.2%
InterContinental Capital Group, Inc $2,320,000 $4,155,000 79.1% 0.2%
AMERICAN FINANCING CORPORATION $2,510,000 $4,060,000 61.8% 0.1%
ROYAL UNITED MORTGAGE LLC $3,730,000 $3,990,000 7.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,395,000 $3,945,000 16.2% 0.1%
KELLER MORTGAGE, LLC $2,130,000 $3,895,000 82.9% 0.1%
THE MORTGAGE FIRM, INC. $440,000 $3,835,000 771.6% 0.1%
SouthPoint Bank $4,495,000 $3,800,000 -15.5% 0.1%
NAVIGATOR CU $2,345,000 $3,760,000 60.3% 0.1%
Citizens Bank $420,000 $3,750,000 792.9% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $4,100,000 $3,740,000 -8.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,570,000 $3,700,000 135.7% 0.1%
AMERICA'S FIRST $1,550,000 $3,610,000 132.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $945,000 $3,590,000 279.9% 0.1%
Home Mortgage Alliance Corp $3,470,000 n/a 0.1%
SmartBank $1,510,000 $3,425,000 126.8% 0.1%
First Guaranty Mortgage Corporation $2,045,000 $3,345,000 63.6% 0.1%
Grandbridge Real Estate Capital LLC $3,285,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $3,240,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,820,000 $3,020,000 65.9% 0.1%
AVADIAN $4,240,000 $3,010,000 -29.0% 0.1%
South State Bank $2,480,000 $3,000,000 21.0% 0.1%
Ally Bank $1,250,000 $2,985,000 138.8% 0.1%
First Savings Bank $2,170,000 $2,900,000 33.6% 0.1%
Nations Lending Corporation $6,215,000 $2,860,000 -54.0% 0.1%
TJC Mortgage, Inc. $545,000 $2,765,000 407.3% 0.1%
SOUTHWEST FUNDING, LP $2,025,000 $2,755,000 36.0% 0.1%
Triumph Bank $420,000 $2,730,000 550.0% 0.1%
PLANET HOME LENDING, LLC $1,725,000 $2,695,000 56.2% 0.1%
The Federal Savings Bank $4,710,000 $2,665,000 -43.4% 0.1%
Alabama One Credit Union $2,030,000 $2,535,000 24.9% 0.1%
First Federal Bank $1,485,000 $2,495,000 68.0% 0.1%
Capitol Federal Savings Bank $3,670,000 $2,485,000 -32.3% 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,250,000 $2,430,000 94.4% 0.1%
Merchants & Marine Bank $570,000 $2,415,000 323.7% 0.1%
MID AMERICA MORTGAGE, INC. $720,000 $2,370,000 229.2% 0.1%
North American Savings Bank, F.S.B. $1,365,000 $2,285,000 67.4% 0.1%
SOFI LENDING CORP. $1,200,000 $2,270,000 89.2% 0.1%
GUARANTEED RATE, INC. $1,175,000 $2,250,000 91.5% 0.1%
RESOURCE FINANCIAL SERVICES, INC. $6,335,000 $2,145,000 -66.1% 0.1%
Northpointe Bank $1,765,000 $2,065,000 17.0% 0.1%
Assurance Financial Group, L.L.C. $1,145,000 $2,040,000 78.2% 0.1%
ALL IN $2,985,000 $2,005,000 -32.8% 0.1%
TRIAD FINANCIAL SERVICES, INC. $445,000 $1,990,000 347.2% 0.1%
DELMAR FINANCIAL COMPANY $1,115,000 $1,975,000 77.1% 0.1%
Barrington Bank & Trust Company, N.A. $3,930,000 $1,965,000 -50.0% 0.1%
First Federal Savings and Loan Association $1,795,000 $1,955,000 8.9% 0.1%
Low VA Rates, LLC $2,135,000 $1,915,000 -10.3% 0.1%
GoPrime Mortgage, Inc. $4,405,000 $1,905,000 -56.8% 0.1%
Progress Bank and Trust $90,000 $1,850,000 1,955.6% 0.1%
ZILLOW HOME LOANS, LLC $565,000 $1,735,000 207.1% 0.1%
Consumer First Mortgage, Inc. $1,470,000 $1,725,000 17.3% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,250,000 $1,660,000 32.8% 0.1%
GENEVA FINANCIAL, LLC $655,000 $1,655,000 152.7% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $1,645,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $7,630,000 $1,625,000 -78.7% 0.1%
NATIONS DIRECT MORTGAGE, LLC $260,000 $1,550,000 496.2% 0.1%
ALABAMA CREDIT UNION $655,000 $1,545,000 135.9% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,000,000 $1,545,000 54.5% 0.1%
Ameris Bank $925,000 $1,515,000 63.8% 0.1%
Morgan Stanley Private Bank $335,000 $1,440,000 329.9% 0.1%
ENVOY MORTGAGE, LTD $33,685,000 $1,435,000 -95.7% 0.1%
Manufacturers and Traders Trust Company $340,000 $1,365,000 301.5% 0.0%
Centennial Bank $1,020,000 $1,360,000 33.3% 0.0%
FIDELITY BANK $545,000 $1,320,000 142.2% 0.0%
Mid-Continent Funding, Inc. $1,590,000 $1,295,000 -18.6% 0.0%
GUIDANCE RESIDENTIAL, LLC $870,000 $1,275,000 46.6% 0.0%
Family Security Credit Union $55,000 $1,270,000 2,209.1% 0.0%
PHH Mortgage Corporation $715,000 $1,240,000 73.4% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $1,230,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $640,000 $1,225,000 91.4% 0.0%
Charles Schwab Bank, SSB $1,205,000 n/a 0.0%
CityWorth Mortgage LLC $725,000 $1,195,000 64.8% 0.0%
The Home Loan Expert LLC $1,170,000 n/a 0.0%
NP, Inc. $1,825,000 $1,155,000 -36.7% 0.0%
TIAA, FSB $1,545,000 $1,150,000 -25.6% 0.0%
United Bank $600,000 $1,140,000 90.0% 0.0%
LENDINGONE, LLC $1,125,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,730,000 $1,115,000 -35.5% 0.0%
Pen Air Federal Credit Union $500,000 $1,100,000 120.0% 0.0%
Wyndham Capital Mortgage, Inc. $355,000 $1,075,000 202.8% 0.0%
FBC MORTGAGE, LLC $1,055,000 $1,010,000 -4.3% 0.0%
CRESCENT MORTGAGE COMPANY $1,680,000 $1,005,000 -40.2% 0.0%
Discover Bank $805,000 $995,000 23.6% 0.0%
ANGEL OAK HOME LOANS LLC $710,000 $990,000 39.4% 0.0%
REDSTONE Federal Credit Union $310,000 $990,000 219.4% 0.0%
LENDERFI, INC. $985,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,360,000 $975,000 -58.7% 0.0%
Citibank $325,000 $970,000 198.5% 0.0%
CELEBRITY HOME LOANS, LLC $960,000 n/a 0.0%
The Central Trust Bank $960,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $960,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $165,000 $930,000 463.6% 0.0%
ALLIED MORTGAGE GROUP, INC. $910,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $135,000 $905,000 570.4% 0.0%
CERTAINTY HOME LOANS, LLC $900,000 n/a 0.0%
Oakstar Bank $385,000 $890,000 131.2% 0.0%
DAS Acquisition Company, LLC $380,000 $875,000 130.3% 0.0%
ENCORE BANK $865,000 n/a 0.0%
Hamilton Mortgage Corporation $555,000 $860,000 55.0% 0.0%
Magnolia Bank $1,500,000 $855,000 -43.0% 0.0%
INLANTA MORTGAGE, INC. $850,000 n/a 0.0%
The Citizens National Bank of Meridian $845,000 n/a 0.0%
MILEND, INC. $570,000 $835,000 46.5% 0.0%
Colten Mortgage, LLC $825,000 n/a 0.0%
Republic Bank & Trust Company $680,000 $805,000 18.4% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $65,000 $795,000 1,123.1% 0.0%
Metro City Bank $770,000 n/a 0.0%
West Town Bank & Trust $985,000 $760,000 -22.8% 0.0%
Goldwater Bank, N.A. $695,000 $755,000 8.6% 0.0%
Southwest Airlines Federal Credit Union $755,000 n/a 0.0%
AMERICAN ADVISORS GROUP $1,130,000 $740,000 -34.5% 0.0%
MAX Credit Union $740,000 n/a 0.0%
First Commercial Bank $720,000 n/a 0.0%
Austin Capital Bank SSB $420,000 $715,000 70.2% 0.0%
Pinnacle Bank $695,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $660,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $155,000 $660,000 325.8% 0.0%
Toyota Financial Savings Bank $730,000 $650,000 -11.0% 0.0%
Wolfe Financial, Inc $115,000 $645,000 460.9% 0.0%
Capital City Home Loans, LLC $605,000 $620,000 2.5% 0.0%
Platinum Home Mortgage Corporation $800,000 $610,000 -23.8% 0.0%
Gulf Coast Bank and Trust Company $595,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 $590,000 306.9% 0.0%
RUOFF MORTGAGE COMPANY, INC. $250,000 $585,000 134.0% 0.0%
Colonial Savings, F.A. $560,000 n/a 0.0%
Cadence Bank, N.A. $545,000 n/a 0.0%
BNC National Bank $2,140,000 $540,000 -74.8% 0.0%
CHERRY CREEK MORTGAGE, LLC $540,000 n/a 0.0%
Simmons Bank $515,000 $535,000 3.9% 0.0%
CANOPY MORTGAGE, LLC $530,000 n/a 0.0%
Figure Lending LLC $265,000 $530,000 100.0% 0.0%
GUARANTEED RATE AFFINITY, LLC $525,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,320,000 $525,000 -77.4% 0.0%
Raymond James Bank $520,000 n/a 0.0%
American Community Bank of Indiana $640,000 $515,000 -19.5% 0.0%
CSL Financial, LLC $325,000 $510,000 56.9% 0.0%
MORTGAGE ACCESS CORP. $510,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $505,000 n/a 0.0%
Ixonia Bank $495,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $490,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $480,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $725,000 $480,000 -33.8% 0.0%
Paramount Bank $135,000 $470,000 248.1% 0.0%
Florida Capital Bank $465,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $650,000 $460,000 -29.2% 0.0%
MICHIGAN MUTUAL, INC. $175,000 $460,000 162.9% 0.0%
Hometown Equity Mortgage, LLC $1,030,000 $455,000 -55.8% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $780,000 $445,000 -42.9% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $440,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $440,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $400,000 $425,000 6.3% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $420,000 n/a 0.0%
Centennial Bank $1,020,000 $420,000 -58.8% 0.0%
Chickasaw Community Bank $1,920,000 $420,000 -78.1% 0.0%
Fifth Third Bank $410,000 n/a 0.0%
UNITED PREMIER FUNDING, LLC $410,000 n/a 0.0%
Farmers Bank & Trust $395,000 n/a 0.0%
Prime Choice Funding Inc. $930,000 $395,000 -57.5% 0.0%
Wayne Savings Community Bank $535,000 $395,000 -26.2% 0.0%
BM Real Estate Services, Inc. $385,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $240,000 $385,000 60.4% 0.0%
RIVERLAND FEDERAL CREDIT UNION $385,000 n/a 0.0%
UNIVERSITY LENDING GROUP, LLC $385,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $375,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $375,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $370,000 n/a 0.0%
INTERLINC MORTGAGE SERVICES, LLC $680,000 $370,000 -45.6% 0.0%
CapStar Bank $365,000 n/a 0.0%
Devon Bank $365,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $365,000 $365,000 0.0% 0.0%
EQUITY RESOURCES, INC. $355,000 n/a 0.0%
Gulf Winds Credit Union $25,000 $345,000 1,280.0% 0.0%
Baxter Credit Union $320,000 n/a 0.0%
SPRING EQ, LLC $70,000 $320,000 357.1% 0.0%
CB&S Bank, Inc. $315,000 n/a 0.0%
Gateway First Bank $315,000 n/a 0.0%
Waterstone Mortgage Corporation $315,000 n/a 0.0%
Bank Independent $315,000 $305,000 -3.2% 0.0%
Cf Bank $305,000 n/a 0.0%
Victorian Finance, LLC $305,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $690,000 $300,000 -56.5% 0.0%
Superior Credit Union, Inc. $530,000 $300,000 -43.4% 0.0%
Home Federal Bank $295,000 n/a 0.0%
PREMIA MORTGAGE, LLC $800,000 $285,000 -64.4% 0.0%
CU COMMUNITY, LLC $280,000 n/a 0.0%
Marquette Bank $275,000 n/a 0.0%
T2 FINANCIAL LLC $270,000 n/a 0.0%
FBT Mortgage, L.L.C. $105,000 $265,000 152.4% 0.0%
Origin Bank $345,000 $265,000 -23.2% 0.0%
PANORAMA MORTGAGE GROUP, LLC $505,000 $265,000 -47.5% 0.0%
The Union Bank Company $550,000 $265,000 -51.8% 0.0%
Citizens Bank & Trust Company of Vivian, Louisiana $260,000 n/a 0.0%
AMWEST FUNDING CORP. $255,000 n/a 0.0%
ATLANTA POSTAL $255,000 n/a 0.0%
Commerce Home Mortgage, Inc. $255,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $255,000 n/a 0.0%
STEARNS LENDING, LLC $250,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $115,000 $245,000 113.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $245,000 n/a 0.0%
Arvest Bank $1,470,000 $240,000 -83.7% 0.0%
EvaBank $45,000 $235,000 422.2% 0.0%
OPEN MORTGAGE, LLC $125,000 $235,000 88.0% 0.0%
Peoples National Bank , N.A. $235,000 n/a 0.0%
Strong Home Mortgage, LLC $215,000 $235,000 9.3% 0.0%
V.I.P. MORTGAGE, INC. $235,000 n/a 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $855,000 $230,000 -73.1% 0.0%
AOD Federal Credit Union $225,000 n/a 0.0%
BankFirst Financial Services $635,000 $225,000 -64.6% 0.0%
DELTA COMMUNITY CREDIT UNION $210,000 $215,000 2.4% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $215,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $215,000 n/a 0.0%
ALLIANT CREDIT UNION $205,000 $205,000 0.0% 0.0%
Beach Community Mortgage Services, Inc. $205,000 n/a 0.0%
Bell Bank $205,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $240,000 $205,000 -14.6% 0.0%
First Internet Bank of Indiana $265,000 $205,000 -22.6% 0.0%
Troy Bank and Trust Company $205,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $115,000 $200,000 73.9% 0.0%
EVERETT FINANCIAL, INC. $2,095,000 $195,000 -90.7% 0.0%
Reliant Bank $45,000 $190,000 322.2% 0.0%
FINANCE OF AMERICA REVERSE LLC $95,000 $185,000 94.7% 0.0%
First Guaranty Bank $185,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $185,000 n/a 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $585,000 $175,000 -70.1% 0.0%
JUSTICE Federal Credit Union $175,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $175,000 n/a 0.0%
The Evangeline Bank & Trust Company $175,000 n/a 0.0%
THRIVENT Federal Credit Union $175,000 n/a 0.0%
MidFirst Bank $170,000 n/a 0.0%
1st Franklin Financial Corporation $45,000 $165,000 266.7% 0.0%
EMM LOANS LLC $435,000 $165,000 -62.1% 0.0%
MORTGAGE FINANCIAL SERVICES, LLC $165,000 n/a 0.0%
Paragon Bank $165,000 n/a 0.0%
Prosperity Bank $165,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $165,000 $165,000 0.0% 0.0%
Visio Financial Services Inc. $165,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $155,000 n/a 0.0%
Equity Prime Mortgage LLC $95,000 $155,000 63.2% 0.0%
First Midwest Bank $155,000 n/a 0.0%
LENDUS, LLC $330,000 $155,000 -53.0% 0.0%
UNION HOME MORTGAGE CORP. $155,000 n/a 0.0%
Valley National Bank $145,000 n/a 0.0%
AmRes Corporation $340,000 $135,000 -60.3% 0.0%
Atlantic Union Bank $135,000 n/a 0.0%
EVANSVILLE TEACHERS $280,000 $135,000 -51.8% 0.0%
First National Bank of Omaha $155,000 $135,000 -12.9% 0.0%
HUNT MORTGAGE CORPORATION $135,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $275,000 $135,000 -50.9% 0.0%
CALCON MUTUAL MORTGAGE LLC $125,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $125,000 n/a 0.0%
Deere Employees Credit Union $125,000 n/a 0.0%
First Palmetto Bank $125,000 n/a 0.0%
Progressive Bank $125,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $125,000 n/a 0.0%
The First National Bank of Middle Tennessee $125,000 n/a 0.0%
United Community Bank $735,000 $125,000 -83.0% 0.0%
FCB Banks $120,000 n/a 0.0%
THRIVE MORTGAGE, LLC $120,000 n/a 0.0%
American Airlines Federal Credit Union $115,000 n/a 0.0%
BELEM SERVICING LLC $115,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $115,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $115,000 n/a 0.0%
Service Federal Credit Union $105,000 n/a 0.0%
The Huntington National Bank $105,000 n/a 0.0%
Bank OZK $495,000 $100,000 -79.8% 0.0%
A&D Mortgage LLC $95,000 n/a 0.0%
BLUELEAF LENDING, LLC $95,000 n/a 0.0%
Fidelity Bank $95,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $125,000 $95,000 -24.0% 0.0%
Amerifirst Financial, Inc. $85,000 n/a 0.0%
Colony Bank $70,000 $85,000 21.4% 0.0%
Peoples Bank $95,000 $85,000 -10.5% 0.0%
ADVANCIAL $75,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,180,000 $75,000 -93.6% 0.0%
ARC HOME LLC $1,945,000 $75,000 -96.1% 0.0%
REVERSE MORTGAGE FUNDING LLC $75,000 n/a 0.0%
TELCOE FEDERAL CREDIT UNION $75,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $165,000 $65,000 -60.6% 0.0%
First Financial Bank $65,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $65,000 n/a 0.0%
NFM, INC. $65,000 n/a 0.0%
Secured Investment Corp. $65,000 n/a 0.0%
First US Bank $55,000 n/a 0.0%
Great Southern Bank $55,000 n/a 0.0%
LEGACY COMMUNITY FEDERAL CREDIT UNION $55,000 n/a 0.0%
Washington Trust Bank $55,000 n/a 0.0%
ALABAMA STATE EMPLOYEES CREDIT UNION $45,000 n/a 0.0%
First South Farm Credit, ACA $45,000 n/a 0.0%

MOBILE's top lender by overall market share is Trustmark National Bank, with 7.9% market share. In second place, with 7.8%, is QUICKEN LOANS, LLC, having originated $213,365,000 in loans. In third place, with 5.1%, is Regions Bank, having originated $139,030,000 in loans. In third place, with 4.3%, is BancorpSouth Bank, having originated $118,875,000 in loans. In third place, with 4.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $113,825,000 in loans.


MOBILE, AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,614 $1,383,460,000 $209,171
Refi 4,625 $856,775,000 $185,249
Cash Out Refi 2,312 $421,760,000 $182,422
Other 440 $40,020,000 $90,955
Home Improvement 423 $34,775,000 $82,210

Mobile's most frequently cited loan purpose was Home Purchase, with 6,614 originations. The 2nd most popular reason was Refi, with 4,625 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 5,386 $976,070,000 $181,224
2.5-3% 5,327 $1,104,265,000 $207,296
<2.5% 2,489 $486,975,000 $195,651
4-5% 680 $91,000,000 $133,824
5-6% 134 $9,830,000 $73,358
Over 8% 122 $8,610,000 $70,574
6-7% 109 $10,325,000 $94,725
7-8% 62 $5,200,000 $83,871

During 2021, Mobile's most frequently originated rate bucket was 3-4%, with 5,386 originations.

Loan Sizing (MOBILE, AL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 6,611 $982,875,000 $148,673
$200k-400k 4,362 $1,154,980,000 $264,782
$100,000 or less 2,796 $179,630,000 $64,245
$400k-600k 504 $239,720,000 $475,635
$600k-1000k 95 $70,315,000 $740,158
$Over $1MM 46 $109,270,000 $2,375,435

MOBILE's loan sizing saw the bucket of loans from $100k-200k with 6,611 originations, totaling $982,875,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 6,662 $1,383,230,000 $207,630
60-80% 4,094 $810,090,000 $197,872
40-60% 1,425 $215,925,000 $151,526
20-40% 684 $67,210,000 $98,260
Under 20% 491 $16,145,000 $32,882
Over 100% 261 $65,965,000 $252,739

MOBILE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,662 originations, totaling $1,383,230,000 in origination value.