Community Bank Of Parkersburg Mortgage Rates, Fees & Info
Parkersburg, WVLEI: 549300RMW817W08PUN16
Tax ID: 55-0148620
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Community Bank Of Parkersburg is a smaller bank specializing in Home Purchase loans. Community Bank Of Parkersburg has a high proportion of conventional loans. Their top markets by origination volume include: Parkersburg, Marietta, Charleston, Fairmont, and Athens among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Community Bank Of Parkersburg has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
136Origination Dollar Volume (All Markets)
$24,930,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 100 | $18,420,000 | $184,200 | $0 | 0.00% |
| Marietta, OH (FHA|USDA|VA) | 15 | $2,405,000 | $160,333 | $0 | 0.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $0 | 0.00% |
| Fairmont, WV (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $465,000 | $155,000 | $0 | 0.00% |
| Athens, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 0.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 0.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Community Bank of Parkersburg based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 136 | $24,930,000 | $183,309 | $0 | 0.00% |
For 2024, Community Bank Of Parkersburg's most frequently originated type of loan was Conventional, with 136 originations.
Loan Reason
For 2024, Community Bank Of Parkersburg's most frequently cited loan purpose was Home Purchase, with 93 originations. The 2nd most popular reason was Refi, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 136 | $24,930,000 | $183,309 | $0 | 0.00% |
For 2024, Community Bank Of Parkersburg's most frequently cited loan duration was Other, with 136 originations.
Loan Sizing
2024 saw Community Bank Of Parkersburg place emphasis on $100,000 or less loans with 54 originations, totaling $3,190,000 in origination value.
Applicant Income
Community Bank Of Parkersburg lent most frequently to those with incomes in the $150k-250k range, with 22 originations. The second most popular income band? $75k-100k, with 21 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 136 | $24,930,000 | $183,309 | $0 | 0.00% |
Community Bank Of Parkersburg lent most frequently to those with DTI ratios of Exempt%, with 136 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.92%
Community Bank Of Parkersburg has an average approval rate.
Pick Rate
Approvals leading to origination66.91%
Community Bank Of Parkersburg has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 136 | $24,930,000 | $183,309 |