Community Bank Of Parkersburg Mortgage Rates, Fees & Info
Parkersburg, WVLEI: 549300RMW817W08PUN16
Tax ID: 55-0148620
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Community Bank Of Parkersburg is a smaller bank specializing in Home Purchase and Refi loans. Community Bank Of Parkersburg has a high proportion of conventional loans. Their top markets by origination volume include: Parkersburg, Marietta, Zanesville, Atlanta, and Phoenix among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Community Bank Of Parkersburg has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
150Origination Dollar Volume (All Markets)
$20,950,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 112 | $14,480,000 | $129,286 | $0 | 0.00% |
| Marietta, OH (FHA|USDA|VA) | 24 | $2,970,000 | $123,750 | $0 | 0.00% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $545,000 | $181,667 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 0.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 0.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Athens, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Community Bank of Parkersburg based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 150 | $20,950,000 | $139,667 | $0 | 0.00% |
For 2023, Community Bank Of Parkersburg's most frequently originated type of loan was Conventional, with 150 originations.
Loan Reason
For 2023, Community Bank Of Parkersburg's most frequently cited loan purpose was Home Purchase, with 82 originations. The 2nd most popular reason was Refi, with 39 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 150 | $20,950,000 | $139,667 | $0 | 0.00% |
For 2023, Community Bank Of Parkersburg's most frequently cited loan duration was Other, with 150 originations.
Loan Sizing
2023 saw Community Bank Of Parkersburg place emphasis on $100,000 or less loans with 68 originations, totaling $3,810,000 in origination value.
Applicant Income
Community Bank Of Parkersburg lent most frequently to those with incomes in the $100k-150k range, with 39 originations. The second most popular income band? $75k-100k, with 26 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 150 | $20,950,000 | $139,667 | $0 | 0.00% |
Community Bank Of Parkersburg lent most frequently to those with DTI ratios of Exempt%, with 150 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.43%
Community Bank Of Parkersburg has a below average approval rate.
Pick Rate
Approvals leading to origination63.33%
Community Bank Of Parkersburg has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 150 | $20,950,000 | $139,667 |