CHARLESTON Mortgage Rates
30 Year Fixed Rate mortgages in Charleston averaged
5.78%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.75% and
one month ago for the week of 2022-04-07, the
average rate was 5.2%.
Charleston's average rate one year ago was 3.19%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.58%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Charleston 30 Year Fixed Rate | 2022-05-12 | 5.78% |
| Charleston 30 Year Fixed Rate Refi | 2022-05-12 | 5.58% |
| Charleston 15 Year Fixed Rate | 2022-05-12 | 5.21% |
| Charleston 15 Year Fixed Rate Refi | 2022-05-12 | 4.84% |
| Charleston 30 Year FHA | 2022-05-12 | 5.45% |
| Charleston 30 Year FHA Refi | 2022-05-12 | 5.47% |
| Charleston 30 Year USDA | 2022-05-12 | 5.51% |
| Charleston 30 Year USDA Refi | 2022-05-12 | 5.08% |
| Charleston 30 Year VA | 2022-05-12 | 5.55% |
| Charleston 30 Year VA Refi | 2022-05-12 | 5.45% |
CHARLESTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CHARLESTON, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CHARLESTON, WV's 102 lenders originated 5,667
loans during 2021. The total origination value was $869,175,000, with an average loan value of
$153,375.
The top CHARLESTON lender as defined by loan originations is QUICKEN LOANS, LLC, with
208 loans originated. Their average total fees are
$4,879, which is $3,633
higher than the next largest lender,
City National Bank of West Virginia.
The lowest fee CHARLESTON lenders (with over 10 loans originated) are
City National Bank of West Virginia ($1,246), FREEDOM MORTGAGE CORPORATION ($1,813), UNION HOME MORTGAGE CORP. ($2,399), JPMorgan Chase Bank ($2,877) and Gateway First Bank ($3,047).
The lowest rate CHARLESTON lenders (with over 10 loans originated) are
Victorian Finance, LLC (2.89%), Ally Bank (2.95%), AMERISAVE MORTGAGE CORPORATION (3.00%), BETTER MORTGAGE CORPORATION (3.05%) and United Bank (3.05%).
CHARLESTON, WV Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $70,280,000 | $88,065,000 | 25.3% | 10.1% |
| Gateway First Bank | $62,325,000 | $65,090,000 | 4.4% | 7.5% |
| Victorian Finance, LLC | $53,225,000 | $60,605,000 | 13.9% | 7.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $38,350,000 | $54,370,000 | 41.8% | 6.3% |
| City National Bank of West Virginia | $60,740,000 | $51,390,000 | -15.4% | 5.9% |
| The Huntington National Bank | $30,610,000 | $42,975,000 | 40.4% | 4.9% |
| LOANDEPOT.COM, LLC | $37,365,000 | $41,285,000 | 10.5% | 4.7% |
| The Poca Valley Bank, Inc. | $32,185,000 | $32,900,000 | 2.2% | 3.8% |
| Summit Community Bank, Inc. | $25,195,000 | $31,545,000 | 25.2% | 3.6% |
| Truist Bank | $36,980,000 | $31,230,000 | -15.5% | 3.6% |
| JPMorgan Chase Bank | $21,675,000 | $23,525,000 | 8.5% | 2.7% |
| United Bank | $31,410,000 | $22,530,000 | -28.3% | 2.6% |
| FREEDOM MORTGAGE CORPORATION | $22,645,000 | $22,145,000 | -2.2% | 2.5% |
| WesBanco Bank, Inc. | $44,865,000 | $18,575,000 | -58.6% | 2.1% |
| MOVEMENT MORTGAGE, LLC | $18,635,000 | $17,715,000 | -4.9% | 2.0% |
| Fifth Third Bank | $11,315,000 | $17,485,000 | 54.5% | 2.0% |
| Mortgage Research Center, LLC | $14,000,000 | $16,365,000 | 16.9% | 1.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $18,435,000 | $15,740,000 | -14.6% | 1.8% |
| AMERISAVE MORTGAGE CORPORATION | $6,640,000 | $10,385,000 | 56.4% | 1.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $7,455,000 | $9,640,000 | 29.3% | 1.1% |
| Wells Fargo Bank | $4,135,000 | $9,245,000 | 123.6% | 1.1% |
| Putnam County Bank | $4,270,000 | $8,450,000 | 97.9% | 1.0% |
| Clay County Bank, Inc. | $5,450,000 | $6,125,000 | 12.4% | 0.7% |
| HOMESPIRE MORTGAGE CORPORATION | $240,000 | $5,885,000 | 2,352.1% | 0.7% |
| Logan Bank & Trust Company | $3,895,000 | $5,635,000 | 44.7% | 0.6% |
| Premier Bank, Inc. | $5,755,000 | $5,585,000 | -3.0% | 0.6% |
| BETTER MORTGAGE CORPORATION | $3,385,000 | $5,355,000 | 58.2% | 0.6% |
| Northwest Bank | $5,075,000 | n/a | 0.6% | |
| UNION HOME MORTGAGE CORP. | $5,965,000 | $4,895,000 | -17.9% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $2,485,000 | $4,810,000 | 93.6% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $875,000 | $4,690,000 | 436.0% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $3,115,000 | $4,650,000 | 49.3% | 0.5% |
| STAR USA FEDERAL CREDIT UNION | $5,600,000 | $4,620,000 | -17.5% | 0.5% |
| Bank of America | $965,000 | $4,060,000 | 320.7% | 0.5% |
| Ally Bank | $1,055,000 | $4,055,000 | 284.4% | 0.5% |
| BROKER SOLUTIONS, INC. | $2,155,000 | $3,780,000 | 75.4% | 0.4% |
| USAA Federal Savings Bank | $5,800,000 | $3,690,000 | -36.4% | 0.4% |
| CALIBER HOME LOANS, INC. | $1,900,000 | $3,630,000 | 91.1% | 0.4% |
| Renasant Bank | $795,000 | $3,545,000 | 345.9% | 0.4% |
| Carrington Mortgage Services, LLC | $3,020,000 | $3,365,000 | 11.4% | 0.4% |
| INTERCOASTAL MORTGAGE COMPANY | $1,645,000 | $3,055,000 | 85.7% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,445,000 | $2,955,000 | 20.9% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $580,000 | $2,655,000 | 357.8% | 0.3% |
| First Federal Bank of the Midwest | $3,035,000 | $2,555,000 | -15.8% | 0.3% |
| Peoples Bank | $3,920,000 | $2,515,000 | -35.8% | 0.3% |
| U.S. Bank | $1,415,000 | $2,515,000 | 77.7% | 0.3% |
| NEWREZ LLC | $790,000 | $2,430,000 | 207.6% | 0.3% |
| LIBERTY HOME MORTGAGE CORPORATION | $2,105,000 | $2,410,000 | 14.5% | 0.3% |
| PLANET HOME LENDING, LLC | $2,015,000 | $2,310,000 | 14.6% | 0.3% |
| The Ohio Valley Bank Company | $1,560,000 | $2,270,000 | 45.5% | 0.3% |
| The Farmers Bank & Savings Company | $1,470,000 | $2,220,000 | 51.0% | 0.3% |
| AMERICAN FINANCING CORPORATION | $2,080,000 | n/a | 0.2% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $2,135,000 | $2,055,000 | -3.7% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $2,320,000 | $2,030,000 | -12.5% | 0.2% |
| First Community Bank | $555,000 | $2,015,000 | 263.1% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $1,165,000 | $1,950,000 | 67.4% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,080,000 | $1,910,000 | 76.9% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $750,000 | $1,900,000 | 153.3% | 0.2% |
| Citizens Bank | $2,200,000 | $1,785,000 | -18.9% | 0.2% |
| First Guaranty Mortgage Corporation | $1,060,000 | $1,785,000 | 68.4% | 0.2% |
| PNC Bank | $750,000 | $1,605,000 | 114.0% | 0.2% |
| Nations Lending Corporation | $1,390,000 | $1,535,000 | 10.4% | 0.2% |
| Clear Mountain Bank | $785,000 | $1,445,000 | 84.1% | 0.2% |
| SIWELL, INC. | $2,365,000 | $1,350,000 | -42.9% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $145,000 | $1,215,000 | 737.9% | 0.1% |
| Community Trust Bank, Inc. | $2,505,000 | $1,135,000 | -54.7% | 0.1% |
| Farm Credit of the Virginias, ACA | $3,005,000 | $1,055,000 | -64.9% | 0.1% |
| MYCUMORTGAGE, LLC | $770,000 | $1,050,000 | 36.4% | 0.1% |
| TCF National Bank | $1,050,000 | n/a | 0.1% | |
| UNITED WHOLESALE MORTGAGE, LLC | $720,000 | $1,040,000 | 44.4% | 0.1% |
| Bank of England | $495,000 | $995,000 | 101.0% | 0.1% |
| Huntington Federal Savings Bank | $135,000 | $975,000 | 622.2% | 0.1% |
| Bank of Tennessee | $905,000 | n/a | 0.1% | |
| Community Bank of Parkersburg | $880,000 | n/a | 0.1% | |
| First Internet Bank of Indiana | $380,000 | $880,000 | 131.6% | 0.1% |
| First National Bank of Pennsylvania | $175,000 | $880,000 | 402.9% | 0.1% |
| Flagstar Bank, FSB | $410,000 | $865,000 | 111.0% | 0.1% |
| First Federal Bank | $350,000 | $855,000 | 144.3% | 0.1% |
| GUARANTEED RATE, INC. | $270,000 | $800,000 | 196.3% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $815,000 | $780,000 | -4.3% | 0.1% |
| POLARIS HOME FUNDING CORP. | $1,190,000 | $770,000 | -35.3% | 0.1% |
| Hometown Lenders, Inc. | $1,490,000 | $760,000 | -49.0% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $340,000 | $745,000 | 119.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $740,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $735,000 | n/a | 0.1% | |
| The Federal Savings Bank | $2,245,000 | $725,000 | -67.7% | 0.1% |
| Chicago Mortgage Solutions LLC | $675,000 | n/a | 0.1% | |
| NBKC BANK | $395,000 | $640,000 | 62.0% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $625,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $1,255,000 | $620,000 | -50.6% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $520,000 | $580,000 | 11.5% | 0.1% |
| TIAA, FSB | $260,000 | $570,000 | 119.2% | 0.1% |
| AgFirst Farm Credit Bank | $930,000 | $565,000 | -39.2% | 0.1% |
| Equity Prime Mortgage LLC | $555,000 | n/a | 0.1% | |
| Bank of Whittier | $545,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $175,000 | $545,000 | 211.4% | 0.1% |
| Manufacturers and Traders Trust Company | $535,000 | n/a | 0.1% | |
| Discover Bank | $365,000 | $520,000 | 42.5% | 0.1% |
| MCNB Bank and Trust Co. | $1,715,000 | $480,000 | -72.0% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $460,000 | n/a | 0.1% | |
| BNC National Bank | $135,000 | $430,000 | 218.5% | 0.0% |
| Stifel Bank and Trust | $430,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $420,000 | n/a | 0.0% | |
| LENDERFI, INC. | $405,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $155,000 | $400,000 | 158.1% | 0.0% |
| Alcova Mortgage LLC | $345,000 | $390,000 | 13.0% | 0.0% |
| CITIZENS EQUITY FIRST | $385,000 | n/a | 0.0% | |
| RCB Bank | $385,000 | n/a | 0.0% | |
| WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION | $625,000 | $375,000 | -40.0% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $410,000 | $365,000 | -11.0% | 0.0% |
| Blue Ridge Bank | $205,000 | $365,000 | 78.0% | 0.0% |
| SIRVA MORTGAGE, INC. | $930,000 | $345,000 | -62.9% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $335,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $290,000 | $300,000 | 3.4% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $215,000 | $295,000 | 37.2% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $1,275,000 | $295,000 | -76.9% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $125,000 | $295,000 | 136.0% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $685,000 | $295,000 | -56.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $115,000 | $290,000 | 152.2% | 0.0% |
| EMBRACE HOME LOANS, INC. | $165,000 | $290,000 | 75.8% | 0.0% |
| PHH Mortgage Corporation | $400,000 | $290,000 | -27.5% | 0.0% |
| Dollar Bank, Federal Savings Bank | $275,000 | n/a | 0.0% | |
| Plains Commerce Bank | $155,000 | $270,000 | 74.2% | 0.0% |
| Citibank | $240,000 | $260,000 | 8.3% | 0.0% |
| FirstBank | $340,000 | $245,000 | -27.9% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $235,000 | n/a | 0.0% | |
| Northpointe Bank | $625,000 | $235,000 | -62.4% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $230,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $230,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $545,000 | $220,000 | -59.6% | 0.0% |
| First United Corporation | $215,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $215,000 | n/a | 0.0% | |
| Magnolia Bank | $225,000 | $205,000 | -8.9% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $175,000 | $200,000 | 14.3% | 0.0% |
| AMERICAN ADVISORS GROUP | $705,000 | $195,000 | -72.3% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $195,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $195,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $195,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $185,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $995,000 | $175,000 | -82.4% | 0.0% |
| Goldwater Bank, N.A. | $320,000 | $165,000 | -48.4% | 0.0% |
| Integrity Home Mortgage Corp | $165,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $165,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $105,000 | $150,000 | 42.9% | 0.0% |
| BP Federal Credit Union | $145,000 | n/a | 0.0% | |
| First Federal Bank, A FSB | $145,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $145,000 | n/a | 0.0% | |
| CBM Mortgage, Inc. | $135,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $115,000 | $135,000 | 17.4% | 0.0% |
| HOMESTEAD FUNDING CORP. | $125,000 | n/a | 0.0% | |
| Ameris Bank | $115,000 | n/a | 0.0% | |
| ARC HOME LLC | $115,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $125,000 | $115,000 | -8.0% | 0.0% |
| First Option Mortgage, LLC | $115,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $115,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $115,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $105,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,675,000 | $105,000 | -93.7% | 0.0% |
| UNIVERSAL Federal Credit Union | $105,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $95,000 | n/a | 0.0% | |
| CNB Bank Inc. | $95,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $95,000 | n/a | 0.0% | |
| Connexus Credit Union | $85,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $85,000 | n/a | 0.0% | |
| Pendleton Community Bank, Inc. | $75,000 | $85,000 | 13.3% | 0.0% |
| Uwharrie Bank | $85,000 | n/a | 0.0% | |
| HANSCOM | $75,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $75,000 | n/a | 0.0% | |
| Arvest Bank | $65,000 | n/a | 0.0% | |
| ATOMIC CREDIT UNION, INC. | $35,000 | n/a | 0.0% | |
| Baxter Credit Union | $25,000 | $25,000 | 0.0% | 0.0% |
| First Commonwealth Bank | $25,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% |
CHARLESTON's top lender by overall market share is QUICKEN LOANS, LLC, with 10.1% market share. In second place, with 7.5%, is Gateway First Bank, having originated $65,090,000 in loans. In third place, with 7.0%, is Victorian Finance, LLC, having originated $60,605,000 in loans. In third place, with 6.3%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $54,370,000 in loans. In third place, with 5.9%, is City National Bank of West Virginia, having originated $51,390,000 in loans.
CHARLESTON, WV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,707 | $457,625,000 | $169,052 |
| Refi | 1,786 | $278,140,000 | $155,733 |
| Cash Out Refi | 726 | $101,290,000 | $139,518 |
| Home Improvement | 228 | $15,030,000 | $65,921 |
| Other | 220 | $17,090,000 | $77,682 |
Charleston's most frequently cited loan purpose was Home Purchase, with 2,707 originations. The 2nd most popular reason was Refi, with 1,786 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,006 | $304,350,000 | $151,720 |
| 2.5-3% | 1,829 | $300,875,000 | $164,502 |
| <2.5% | 835 | $141,885,000 | $169,922 |
| 4-5% | 344 | $45,460,000 | $132,151 |
| Over 8% | 64 | $4,630,000 | $72,344 |
| 5-6% | 42 | $3,230,000 | $76,905 |
| 6-7% | 34 | $3,100,000 | $91,176 |
| 7-8% | 28 | $2,380,000 | $85,000 |
During 2021, Charleston's most frequently originated rate bucket was 3-4%, with 2,006 originations.
Loan Sizing (CHARLESTON, WV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,612 | $370,510,000 | $141,849 |
| $100,000 or less | 1,876 | $124,250,000 | $66,231 |
| $200k-400k | 1,004 | $265,850,000 | $264,791 |
| $400k-600k | 132 | $62,440,000 | $473,030 |
| $600k-1000k | 30 | $21,530,000 | $717,667 |
| $Over $1MM | 13 | $24,595,000 | $1,891,923 |
CHARLESTON's loan sizing saw the bucket of loans from $100k-200k with 2,612 originations, totaling $370,510,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,529 | $423,255,000 | $167,361 |
| 60-80% | 1,426 | $237,550,000 | $166,585 |
| 40-60% | 503 | $66,995,000 | $133,191 |
| 20-40% | 303 | $23,085,000 | $76,188 |
| Under 20% | 162 | $5,900,000 | $36,420 |
| Over 100% | 66 | $18,520,000 | $280,606 |
CHARLESTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,529 originations, totaling $423,255,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - CHARLESTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $138,000 (-1.4%) | $214,840 (1.2%) | 0.51 | 1,066 |
| 2018-02-01 | $139,450 (-0.3%) | $217,244 (-0.8%) | 0.50 | 1,057 |
| 2018-03-01 | $140,000 (0.1%) | $222,654 (0.9%) | 0.48 | 1,049 |
| 2018-04-01 | $148,461 (3.1%) | $230,494 (1.3%) | 0.50 | 1,087 |
| 2018-05-01 | $145,250 (2.7%) | $227,299 (0.7%) | 0.48 | 1,133 |
| 2018-06-01 | $147,000 (1.0%) | $227,796 (1.5%) | 0.49 | 1,176 |
| 2018-07-01 | $148,969 (-0.6%) | $229,690 (2.4%) | 0.50 | 1,217 |
| 2018-08-01 | $149,000 (-0.6%) | $230,761 (3.3%) | 0.50 | 1,239 |
| 2018-09-01 | $148,500 (-0.9%) | $232,995 (4.9%) | 0.50 | 1,262 |
| 2018-10-01 | $148,500 (-0.6%) | $236,375 (7.9%) | 0.50 | 1,201 |
| 2018-11-01 | $148,750 (2.6%) | $240,566 (11.0%) | 0.50 | 1,158 |
| 2018-12-01 | $145,000 (0.0%) | $237,877 (9.0%) | 0.50 | 1,099 |
| 2019-01-01 | $149,200 (8.1%) | $238,489 (11.0%) | 0.51 | 1,027 |
| 2019-02-01 | $149,900 (7.5%) | $243,142 (11.9%) | 0.50 | 1,025 |
| 2019-03-01 | $149,943 (7.1%) | $242,977 (9.1%) | 0.49 | 1,025 |
| 2019-04-01 | $149,993 (1.0%) | $243,023 (5.4%) | 0.47 | 1,014 |
| 2019-05-01 | $149,950 (3.2%) | $246,308 (8.4%) | 0.46 | 1,056 |
| 2019-06-01 | $150,000 (2.0%) | $246,659 (8.3%) | 0.46 | 1,114 |
| 2019-07-01 | $149,450 (0.3%) | $234,762 (2.2%) | 0.46 | 1,153 |
| 2019-08-01 | $149,100 (0.1%) | $226,957 (-1.7%) | 0.47 | 1,159 |
| 2019-09-01 | $149,800 (0.9%) | $225,472 (-3.2%) | 0.48 | 1,145 |
| 2019-10-01 | $149,900 (0.9%) | $228,586 (-3.3%) | 0.48 | 1,112 |
| 2019-11-01 | $149,900 (0.8%) | $226,347 (-5.9%) | 0.48 | 1,075 |
| 2019-12-01 | $149,000 (2.8%) | $232,816 (-2.1%) | 0.50 | 1,029 |
| 2020-01-01 | $146,950 (-1.5%) | $238,046 (-0.2%) | 0.49 | 971 |
| 2020-02-01 | $147,500 (-1.6%) | $238,144 (-2.1%) | 0.48 | 931 |
| 2020-03-01 | $149,950 (0.0%) | $243,833 (0.4%) | 0.47 | 897 |
| 2020-04-01 | $156,250 (4.2%) | $247,189 (1.7%) | 0.49 | 841 |
| 2020-05-01 | $162,000 (8.0%) | $262,168 (6.4%) | 0.49 | 754 |
| 2020-06-01 | $161,200 (7.5%) | $261,856 (6.2%) | 0.47 | 741 |
| 2020-07-01 | $159,900 (7.0%) | $265,733 (13.2%) | 0.46 | 726 |
| 2020-08-01 | $160,695 (7.8%) | $274,329 (20.9%) | 0.46 | 693 |
| 2020-09-01 | $160,298 (7.0%) | $273,446 (21.3%) | 0.46 | 674 |
| 2020-10-01 | $160,725 (7.2%) | $273,093 (19.5%) | 0.46 | 667 |
| 2020-11-01 | $157,900 (5.3%) | $262,711 (16.1%) | 0.45 | 530 |
| 2020-12-01 | $149,900 (0.6%) | $246,535 (5.9%) | 0.44 | 497 |
| 2021-01-01 | $145,000 (-1.3%) | $241,026 (1.3%) | 0.43 | 451 |
| 2021-02-01 | $139,000 (-5.8%) | $235,161 (-1.3%) | 0.40 | 410 |
| 2021-03-01 | $137,000 (-8.6%) | $236,644 (-3.0%) | 0.38 | 368 |
| 2021-04-01 | $137,000 (-12.3%) | $260,460 (5.4%) | 0.37 | 317 |
| 2021-05-01 | $139,900 (-13.6%) | $262,616 (0.2%) | 0.37 | 332 |
| 2021-06-01 | $140,000 (-13.2%) | $233,526 (-10.8%) | 0.36 | 341 |
| 2021-07-01 | $146,000 (-8.7%) | $222,194 (-16.4%) | 0.38 | 341 |
| 2021-08-01 | $139,900 (-12.9%) | $209,952 (-23.5%) | 0.37 | 370 |
| 2021-09-01 | $147,000 (-8.3%) | $206,401 (-24.5%) | 0.39 | 392 |
| 2021-10-01 | $144,000 (-10.4%) | $201,384 (-26.3%) | 0.38 | 439 |
| 2021-11-01 | $143,950 (-8.8%) | $206,520 (-21.4%) | 0.38 | 399 |
| 2021-12-01 | $149,500 (-0.3%) | $203,201 (-17.6%) | 0.40 | 382 |
| 2022-01-01 | $142,900 (-1.5%) | $203,384 (-15.6%) | 0.38 | 339 |
| 2022-02-01 | $148,900 (7.1%) | $229,279 (-2.5%) | 0.38 | 300 |
| 2022-03-01 | $142,500 (4.0%) | $235,446 (-0.5%) | 0.35 | 262 |
| 2022-04-01 | $144,000 (5.1%) | $236,681 (-9.1%) | 0.34 | 253 |
CHARLESTON's median listing price comes in at 34% of the national average.
CHARLESTON's average listing price for 2022-04-01 was $236,681, a difference of $-23,779 (-9.1%) versus the prior year and $1,235 versus the prior month.
For the 2022-04-01 period, CHARLESTON had 253 MLS listings, a difference of -9 listings (-3%) versus the prior month and -64 listings (-20%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CHARLESTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 105 days | 1,814 sqft |
| 2018-02-01 | 107 days | 1,827 sqft |
| 2018-03-01 | 101 days | 1,848 sqft |
| 2018-04-01 | 80 days | 1,888 sqft |
| 2018-05-01 | 75 days | 1,854 sqft |
| 2018-06-01 | 78 days | 1,870 sqft |
| 2018-07-01 | 84 days | 1,870 sqft |
| 2018-08-01 | 89 days | 1,900 sqft |
| 2018-09-01 | 92 days | 1,854 sqft |
| 2018-10-01 | 93 days | 1,862 sqft |
| 2018-11-01 | 97 days | 1,888 sqft |
| 2018-12-01 | 102 days | 1,845 sqft |
| 2019-01-01 | 108 days | 1,839 sqft |
| 2019-02-01 | 107 days | 1,893 sqft |
| 2019-03-01 | 100 days | 1,895 sqft |
| 2019-04-01 | 86 days | 1,889 sqft |
| 2019-05-01 | 79 days | 1,851 sqft |
| 2019-06-01 | 77 days | 1,863 sqft |
| 2019-07-01 | 79 days | 1,867 sqft |
| 2019-08-01 | 84 days | 1,853 sqft |
| 2019-09-01 | 90 days | 1,849 sqft |
| 2019-10-01 | 92 days | 1,862 sqft |
| 2019-11-01 | 93 days | 1,855 sqft |
| 2019-12-01 | 99 days | 1,850 sqft |
| 2020-01-01 | 107 days | 1,842 sqft |
| 2020-02-01 | 105 days | 1,828 sqft |
| 2020-03-01 | 95 days | 1,892 sqft |
| 2020-04-01 | 87 days | 1,912 sqft |
| 2020-05-01 | 94 days | 1,930 sqft |
| 2020-06-01 | 102 days | 1,924 sqft |
| 2020-07-01 | 93 days | 1,902 sqft |
| 2020-08-01 | 81 days | 1,906 sqft |
| 2020-09-01 | 80 days | 1,891 sqft |
| 2020-10-01 | 80 days | 1,868 sqft |
| 2020-11-01 | 78 days | 1,810 sqft |
| 2020-12-01 | 79 days | 1,792 sqft |
| 2021-01-01 | 86 days | 1,810 sqft |
| 2021-02-01 | 81 days | 1,740 sqft |
| 2021-03-01 | 69 days | 1,717 sqft |
| 2021-04-01 | 70 days | 1,652 sqft |
| 2021-05-01 | 51 days | 1,690 sqft |
| 2021-06-01 | 52 days | 1,644 sqft |
| 2021-07-01 | 56 days | 1,687 sqft |
| 2021-08-01 | 51 days | 1,674 sqft |
| 2021-09-01 | 50 days | 1,699 sqft |
| 2021-10-01 | 49 days | 1,668 sqft |
| 2021-11-01 | 58 days | 1,654 sqft |
| 2021-12-01 | 64 days | 1,666 sqft |
| 2022-01-01 | 73 days | 1,650 sqft |
| 2022-02-01 | 81 days | 1,715 sqft |
| 2022-03-01 | 71 days | 1,719 sqft |
| 2022-04-01 | 55 days | 1,664 sqft |
CHARLESTON's median square footage for active listings during the 2022-04-01 period was 1,664 sqft. One year prior, the average listing was 1,652 sqft.
