Athens Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Athens averaged
6.56%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.26% and
one month ago for the week of 2024-09-05, the
average rate was 6.39%.
Athens's average rate one year ago was 7.53%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.52%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Athens 30 Year Fixed Rate | 2024-10-10 | 6.56% |
Athens 30 Year Fixed Rate Refi | 2024-10-10 | 6.52% |
Athens 15 Year Fixed Rate | 2024-10-10 | 5.51% |
Athens 15 Year Fixed Rate Refi | 2024-10-10 | 5.51% |
Athens 30 Year FHA | 2024-10-10 | 6.2% |
Athens 30 Year FHA Refi | 2024-10-10 | 5.9% |
Athens 30 Year USDA | 2024-10-10 | 6.08% |
Athens 30 Year USDA Refi | 2024-10-10 | 6.18% |
Athens 30 Year VA | 2024-10-10 | 5.95% |
Athens 30 Year VA Refi | 2024-10-10 | 5.95% |
Athens Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Athens, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Athens Average Closing Costs & Other Stats
Athens, OH's 56 lenders originated 448
loans during 2023. The total origination value was $76,350,000, with an average loan value of
$170,424.
Athens's average closing costs are $4,795.
The top Athens lender as defined by loan originations is QUICKEN LOANS, LLC, with
20 loans originated. Their average total fees are
$5,817, which is $1,051
higher than the next largest lender,
UNION HOME MORTGAGE CORP..
The lowest fee Athens lenders (with over 10 loans originated) are
Peoples Bank ($3,727), JPMorgan Chase Bank ($4,481), T2 FINANCIAL LLC ($4,729), UNION HOME MORTGAGE CORP. ($4,766) and QUICKEN LOANS, LLC ($5,817).
The lowest rate Athens lenders (with over 10 loans originated) are
JPMorgan Chase Bank (6.59%), QUICKEN LOANS, LLC (6.64%), Peoples Bank (6.77%), T2 FINANCIAL LLC (7.02%) and UNION HOME MORTGAGE CORP. (7.08%).
Athens, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $8,555,000 | $6,040,000 | -29.4% | 7.9% |
UNION HOME MORTGAGE CORP. | $7,170,000 | $5,075,000 | -29.2% | 6.6% |
M&T Realty Capital Corporation | $4,955,000 | n/a | 6.5% | |
The First National Bank of McConnelsville | $5,025,000 | $4,265,000 | -15.1% | 5.6% |
Peoples Bank | $6,640,000 | $4,185,000 | -37.0% | 5.5% |
T2 FINANCIAL LLC | $3,020,000 | $3,790,000 | 25.5% | 5.0% |
JPMorgan Chase Bank | $3,820,000 | $3,280,000 | -14.1% | 4.3% |
The Huntington National Bank | $3,630,000 | $2,485,000 | -31.5% | 3.3% |
Mortgage Research Center, LLC | $2,505,000 | $2,475,000 | -1.2% | 3.2% |
NEWREZ LLC | $310,000 | $2,115,000 | 582.3% | 2.8% |
RAPID MORTGAGE COMPANY | $2,915,000 | $2,055,000 | -29.5% | 2.7% |
The Ohio Valley Bank Company | $1,590,000 | $2,015,000 | 26.7% | 2.6% |
Third Federal Savings and Loan Association of Cleveland | $1,515,000 | $1,845,000 | 21.8% | 2.4% |
THE VINTON COUNTY NATIONAL BANK | $2,150,000 | $1,655,000 | -23.0% | 2.2% |
The Park National Bank | $2,315,000 | $1,435,000 | -38.0% | 1.9% |
The Merchants National Bank | $1,700,000 | $1,305,000 | -23.2% | 1.7% |
J. VIRGIL, INC. | $1,505,000 | $1,185,000 | -21.3% | 1.6% |
PNC Bank | $2,065,000 | $1,155,000 | -44.1% | 1.5% |
RUOFF MORTGAGE COMPANY, INC. | $3,625,000 | $1,045,000 | -71.2% | 1.4% |
First Financial Bank | $235,000 | $895,000 | 280.9% | 1.2% |
POLARIS HOME FUNDING CORP. | $665,000 | $875,000 | 31.6% | 1.1% |
CROSSCOUNTRY MORTGAGE, LLC | $740,000 | $870,000 | 17.6% | 1.1% |
Union Savings Bank | $760,000 | $865,000 | 13.8% | 1.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $805,000 | $835,000 | 3.7% | 1.1% |
UNITED WHOLESALE MORTGAGE, LLC | $1,605,000 | $795,000 | -50.5% | 1.0% |
Fifth Third Bank | $740,000 | $785,000 | 6.1% | 1.0% |
The Farmers Bank & Savings Company | $2,325,000 | $765,000 | -67.1% | 1.0% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $440,000 | $745,000 | 69.3% | 1.0% |
MOVEMENT MORTGAGE, LLC | $360,000 | $695,000 | 93.1% | 0.9% |
GUILD MORTGAGE COMPANY | $635,000 | n/a | 0.8% | |
Farm Credit Mid-America, ACA | $1,305,000 | $615,000 | -52.9% | 0.8% |
FREEDOM MORTGAGE CORPORATION | $95,000 | $550,000 | 478.9% | 0.7% |
LOANDEPOT.COM, LLC | $1,150,000 | $535,000 | -53.5% | 0.7% |
WesBanco | $980,000 | $495,000 | -49.5% | 0.6% |
EQUITY RESOURCES, INC. | $570,000 | $450,000 | -21.1% | 0.6% |
U.S. Bank | $160,000 | $410,000 | 156.3% | 0.5% |
First National Bank of Pennsylvania | $405,000 | n/a | 0.5% | |
VAN DYK MORTGAGE CORPORATION | $395,000 | n/a | 0.5% | |
21ST MORTGAGE CORPORATION | $395,000 | $365,000 | -7.6% | 0.5% |
Unified Bank | $775,000 | $360,000 | -53.5% | 0.5% |
Flagstar Bank, FSB | $635,000 | $355,000 | -44.1% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $685,000 | $350,000 | -48.9% | 0.5% |
Gateway First Bank | $330,000 | n/a | 0.4% | |
Towne Bank | $325,000 | n/a | 0.4% | |
Coastal Community Bank | $320,000 | n/a | 0.4% | |
Citizens Bank | $55,000 | $305,000 | 454.5% | 0.4% |
LIBERTY HOME MORTGAGE CORPORATION | $135,000 | $300,000 | 122.2% | 0.4% |
ZILLOW HOME LOANS, LLC | $295,000 | $300,000 | 1.7% | 0.4% |
BROKER SOLUTIONS, INC. | $335,000 | $285,000 | -14.9% | 0.4% |
NAVY FEDERAL CREDIT UNION | $280,000 | n/a | 0.4% | |
Ally Bank | $460,000 | $275,000 | -40.2% | 0.4% |
Carrington Mortgage Services, LLC | $125,000 | $270,000 | 116.0% | 0.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $825,000 | $270,000 | -67.3% | 0.4% |
North Valley Bank | $480,000 | $270,000 | -43.8% | 0.4% |
AmRes Corporation | $265,000 | n/a | 0.3% | |
First Federal Bank | $265,000 | n/a | 0.3% | |
WRIGHT-PATT CREDIT UNION, INC. | $330,000 | $260,000 | -21.2% | 0.3% |
Williamstown Bank, Inc | $245,000 | n/a | 0.3% | |
The Campbell & Fetter Bank | $235,000 | n/a | 0.3% | |
FIRST TECHNOLOGY | $225,000 | n/a | 0.3% | |
MILEND, INC. | $215,000 | n/a | 0.3% | |
Peoples State Bank | $215,000 | n/a | 0.3% | |
1ST SIGNATURE LENDING, LLC | $285,000 | $205,000 | -28.1% | 0.3% |
LAKE MICHIGAN CREDIT UNION | $205,000 | n/a | 0.3% | |
NFM, INC. | $930,000 | $205,000 | -78.0% | 0.3% |
The Commercial and Savings Bank of Millersburg Ohio | $195,000 | n/a | 0.3% | |
AMERISAVE MORTGAGE CORPORATION | $665,000 | $185,000 | -72.2% | 0.2% |
TRIAD FINANCIAL SERVICES, INC. | $110,000 | $180,000 | 63.6% | 0.2% |
GoPrime Mortgage, Inc. | $175,000 | n/a | 0.2% | |
HOMESPIRE MORTGAGE CORPORATION | $165,000 | $175,000 | 6.1% | 0.2% |
Wells Fargo Bank | $250,000 | $175,000 | -30.0% | 0.2% |
Discover Bank | $180,000 | $160,000 | -11.1% | 0.2% |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $155,000 | n/a | 0.2% | |
EVERETT FINANCIAL, INC. | $155,000 | n/a | 0.2% | |
Heartland Bank | $145,000 | n/a | 0.2% | |
NETWORK CAPITAL FUNDING CORPORATION | $145,000 | n/a | 0.2% | |
Merchants Bank of Indiana | $135,000 | n/a | 0.2% | |
Community Bank of Parkersburg | $545,000 | $125,000 | -77.1% | 0.2% |
The State Bank and Trust Company | $145,000 | $115,000 | -20.7% | 0.2% |
LONGBRIDGE FINANCIAL, LLC | $105,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $105,000 | n/a | 0.1% | |
NTFN, INC. | $105,000 | n/a | 0.1% | |
Signature Federal Credit Union | $105,000 | n/a | 0.1% | |
THE EQUITABLE MORTGAGE CORPORATION | $75,000 | $105,000 | 40.0% | 0.1% |
CREDIT HUMAN FEDERAL CREDIT UNION | $160,000 | $95,000 | -40.6% | 0.1% |
DAS Acquisition Company, LLC | $205,000 | $85,000 | -58.5% | 0.1% |
NATIONS RELIABLE LENDING, LLC | $85,000 | n/a | 0.1% | |
ATOMIC CREDIT UNION, INC. | $810,000 | $80,000 | -90.1% | 0.1% |
Bethpage Federal Credit Union | $75,000 | n/a | 0.1% | |
KEMBA FINANCIAL | $55,000 | n/a | 0.1% | |
MidFirst Bank | $45,000 | n/a | 0.1% | |
Figure Lending LLC | $90,000 | $25,000 | -72.2% | 0.0% |
Athens's top lender by overall market share is QUICKEN LOANS, LLC, with 7.9% market share. In second place, with 6.6%, is UNION HOME MORTGAGE CORP., having originated $5,075,000 in loans. In third place, with 6.5%, is M&T Realty Capital Corporation, having originated $4,955,000 in loans. In fourth place, with 5.6%, is The First National Bank of McConnelsville, having originated $4,265,000 in loans. In fifth place, with 5.5%, is Peoples Bank, having originated $4,185,000 in loans.
Athens Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Athens (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $165,000 (24.6%) | $186,377 (0.2%) | 0.00 | 150 |
2018-02-01 | $180,425 (27.3%) | $192,650 (-0.7%) | 0.00 | 154 |
2018-03-01 | $173,450 (2.1%) | $193,758 (-9.6%) | 0.00 | 184 |
2018-04-01 | $184,050 (8.9%) | $204,628 (-3.0%) | 0.00 | 189 |
2018-05-01 | $195,000 (17.1%) | $210,181 (-0.3%) | 0.00 | 188 |
2018-06-01 | $189,500 (11.4%) | $213,470 (-0.6%) | 0.00 | 205 |
2018-07-01 | $192,425 (4.3%) | $214,907 (-0.1%) | 0.00 | 199 |
2018-08-01 | $184,450 (7.0%) | $213,942 (6.8%) | 0.00 | 189 |
2018-09-01 | $179,900 (5.9%) | $212,826 (9.7%) | 0.00 | 175 |
2018-10-01 | $165,000 (-5.7%) | $207,516 (6.5%) | 0.00 | 180 |
2018-11-01 | $178,650 (3.4%) | $216,215 (10.1%) | 0.00 | 170 |
2018-12-01 | $179,900 (2.8%) | $214,613 (10.7%) | 0.00 | 158 |
2019-01-01 | $184,450 (11.8%) | $214,352 (15.0%) | 0.00 | 146 |
2019-02-01 | $179,900 (-0.3%) | $210,500 (9.3%) | 0.00 | 155 |
2019-03-01 | $175,614 (1.3%) | $206,894 (6.8%) | 0.00 | 175 |
2019-04-01 | $169,900 (-7.7%) | $203,220 (-0.7%) | 0.00 | 195 |
2019-05-01 | $171,069 (-12.3%) | $206,322 (-1.8%) | 0.00 | 194 |
2019-06-01 | $167,000 (-11.9%) | $201,039 (-5.8%) | 0.00 | 206 |
2019-07-01 | $162,250 (-15.7%) | $194,228 (-9.6%) | 0.00 | 208 |
2019-08-01 | $162,818 (-11.7%) | $194,364 (-9.2%) | 0.00 | 210 |
2019-09-01 | $166,295 (-7.6%) | $196,337 (-7.8%) | 0.00 | 208 |
2019-10-01 | $168,614 (2.2%) | $196,852 (-5.1%) | 0.00 | 200 |
2019-11-01 | $175,000 (-2.0%) | $199,233 (-7.9%) | 0.00 | 181 |
2019-12-01 | $169,000 (-6.1%) | $197,159 (-8.1%) | 0.00 | 160 |
2020-01-01 | $166,500 (-9.7%) | $197,955 (-7.7%) | 0.00 | 142 |
2020-02-01 | $165,000 (-8.3%) | $204,240 (-3.0%) | 0.00 | 150 |
2020-03-01 | $189,450 (7.9%) | $212,981 (2.9%) | 0.00 | 168 |
2020-04-01 | $189,675 (11.6%) | $211,349 (4.0%) | 0.00 | 168 |
2020-05-01 | $196,250 (14.7%) | $218,290 (5.8%) | 0.00 | 156 |
2020-06-01 | $198,875 (19.1%) | $215,962 (7.4%) | 0.00 | 150 |
2020-07-01 | $192,475 (18.6%) | $207,211 (6.7%) | 0.00 | 146 |
2020-08-01 | $190,500 (17.0%) | $208,785 (7.4%) | 0.00 | 136 |
2020-09-01 | $184,675 (11.1%) | $210,651 (7.3%) | 0.00 | 137 |
2020-10-01 | $185,000 (9.7%) | $198,848 (1.0%) | 0.00 | 129 |
2020-11-01 | $179,375 (2.5%) | $199,763 (0.3%) | 0.00 | 114 |
2020-12-01 | $161,250 (-4.6%) | $189,162 (-4.1%) | 0.00 | 99 |
2021-01-01 | $163,750 (-1.7%) | $185,662 (-6.2%) | 0.00 | 87 |
2021-02-01 | $157,725 (-4.4%) | $177,720 (-13.0%) | 0.00 | 84 |
2021-03-01 | $152,925 (-19.3%) | $184,114 (-13.6%) | 0.00 | 94 |
2021-04-01 | $152,725 (-19.5%) | $191,272 (-9.5%) | 0.00 | 100 |
2021-05-01 | $179,450 (-8.6%) | $212,551 (-2.6%) | 0.00 | 98 |
2021-06-01 | $183,700 (-7.6%) | $213,893 (-1.0%) | 0.00 | 112 |
2021-07-01 | $179,000 (-7.0%) | $215,079 (3.8%) | 0.00 | 103 |
2021-08-01 | $187,000 (-1.8%) | $217,721 (4.3%) | 0.00 | 100 |
2021-09-01 | $185,000 (0.2%) | $211,654 (0.5%) | 0.00 | 96 |
2021-10-01 | $189,900 (2.7%) | $205,692 (3.4%) | 0.00 | 85 |
2021-11-01 | $179,500 (0.1%) | $203,218 (1.7%) | 0.00 | 73 |
2021-12-01 | $167,975 (4.2%) | $189,216 (0.0%) | 0.00 | 62 |
2022-01-01 | $168,000 (2.6%) | $187,623 (1.1%) | 0.00 | 54 |
2022-02-01 | $177,500 (12.5%) | $192,192 (8.1%) | 0.00 | 56 |
2022-03-01 | $174,125 (13.9%) | $209,577 (13.8%) | 0.00 | 56 |
2022-04-01 | $180,000 (17.9%) | $230,593 (20.6%) | 0.00 | 71 |
2022-05-01 | $188,625 (5.1%) | $223,851 (5.3%) | 0.00 | 92 |
2022-06-01 | $194,750 (6.0%) | $249,495 (16.6%) | 0.00 | 102 |
2022-07-01 | $209,750 (17.2%) | $258,105 (20.0%) | 0.00 | 108 |
2022-08-01 | $182,225 (-2.6%) | $228,008 (4.7%) | 0.00 | 104 |
2022-09-01 | $188,000 (1.6%) | $217,301 (2.7%) | 0.00 | 110 |
2022-10-01 | $194,500 (2.4%) | $234,202 (13.9%) | 0.00 | 112 |
2022-11-01 | $199,950 (11.4%) | $240,452 (18.3%) | 0.00 | 99 |
2022-12-01 | $194,900 (16.0%) | $243,252 (28.6%) | 0.00 | 95 |
2023-01-01 | $193,475 (15.2%) | $245,832 (31.0%) | 0.00 | 80 |
2023-02-01 | $218,475 (23.1%) | $254,237 (32.3%) | 0.00 | 84 |
2023-03-01 | $192,400 (10.5%) | $236,576 (12.9%) | 0.00 | 95 |
2023-04-01 | $225,000 (25.0%) | $263,671 (14.3%) | 0.00 | 71 |
2023-05-01 | $191,500 (1.5%) | $239,849 (7.2%) | 0.00 | 61 |
2023-06-01 | $199,925 (2.7%) | $267,818 (7.3%) | 0.00 | 48 |
2023-07-01 | $205,000 (-2.3%) | $274,335 (6.3%) | 0.00 | 48 |
2023-08-01 | $222,450 (22.1%) | $301,444 (32.2%) | 0.00 | 51 |
2023-09-01 | $209,900 (11.7%) | $276,472 (27.2%) | 0.00 | 53 |
2023-10-01 | $203,725 (4.7%) | $263,719 (12.6%) | 0.00 | 63 |
2023-11-01 | $235,000 (17.5%) | $258,662 (7.6%) | 0.00 | 68 |
2023-12-01 | $247,200 (26.8%) | $282,497 (16.1%) | 0.00 | 66 |
2024-01-01 | $225,675 (16.6%) | $273,162 (11.1%) | 0.00 | 59 |
2024-02-01 | $224,000 (2.5%) | $270,186 (6.3%) | 0.00 | 60 |
2024-03-01 | $256,750 (33.5%) | $288,806 (22.1%) | 0.00 | 52 |
2024-04-01 | $258,125 (14.7%) | $290,671 (10.2%) | 0.00 | 50 |
2024-05-01 | $259,000 (35.3%) | $300,724 (25.4%) | 0.00 | 53 |
2024-06-01 | $254,000 (27.1%) | $295,969 (10.5%) | 0.00 | 69 |
2024-07-01 | $234,200 (14.2%) | $280,491 (2.2%) | 0.00 | 73 |
2024-08-01 | $249,000 (11.9%) | $293,660 (-2.6%) | 0.00 | 82 |
2024-09-01 | $267,000 (27.2%) | $305,815 (10.6%) | 0.00 | 86 |
Athens's median listing price comes in at 0% of the national average.
Athens's average listing price for 2024-09-01 was $305,815, a difference of $29,343 (10.6%) versus the prior year and $12,155 versus the prior month.
For the 2024-09-01 period, Athens had 86 MLS listings, a difference of 4 listings (5%) versus the prior month and 33 listings (62%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Athens (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,844 sqft |
2018-02-01 | 0 days | 1,901 sqft |
2018-03-01 | 0 days | 1,788 sqft |
2018-04-01 | 0 days | 1,818 sqft |
2018-05-01 | 0 days | 1,895 sqft |
2018-06-01 | 0 days | 1,960 sqft |
2018-07-01 | 0 days | 1,889 sqft |
2018-08-01 | 0 days | 1,853 sqft |
2018-09-01 | 0 days | 1,817 sqft |
2018-10-01 | 0 days | 1,800 sqft |
2018-11-01 | 0 days | 1,774 sqft |
2018-12-01 | 0 days | 1,739 sqft |
2019-01-01 | 0 days | 1,718 sqft |
2019-02-01 | 0 days | 1,680 sqft |
2019-03-01 | 0 days | 1,701 sqft |
2019-04-01 | 0 days | 1,727 sqft |
2019-05-01 | 0 days | 1,728 sqft |
2019-06-01 | 0 days | 1,722 sqft |
2019-07-01 | 0 days | 1,709 sqft |
2019-08-01 | 0 days | 1,717 sqft |
2019-09-01 | 0 days | 1,723 sqft |
2019-10-01 | 0 days | 1,734 sqft |
2019-11-01 | 0 days | 1,760 sqft |
2019-12-01 | 0 days | 1,736 sqft |
2020-01-01 | 0 days | 1,698 sqft |
2020-02-01 | 0 days | 1,672 sqft |
2020-03-01 | 0 days | 1,779 sqft |
2020-04-01 | 0 days | 1,773 sqft |
2020-05-01 | 0 days | 1,780 sqft |
2020-06-01 | 0 days | 1,789 sqft |
2020-07-01 | 0 days | 1,731 sqft |
2020-08-01 | 0 days | 1,696 sqft |
2020-09-01 | 0 days | 1,683 sqft |
2020-10-01 | 0 days | 1,689 sqft |
2020-11-01 | 0 days | 1,682 sqft |
2020-12-01 | 0 days | 1,593 sqft |
2021-01-01 | 0 days | 1,560 sqft |
2021-02-01 | 0 days | 1,442 sqft |
2021-03-01 | 0 days | 1,503 sqft |
2021-04-01 | 0 days | 1,506 sqft |
2021-05-01 | 0 days | 1,610 sqft |
2021-06-01 | 0 days | 1,628 sqft |
2021-07-01 | 0 days | 1,616 sqft |
2021-08-01 | 0 days | 1,660 sqft |
2021-09-01 | 0 days | 1,648 sqft |
2021-10-01 | 0 days | 1,632 sqft |
2021-11-01 | 0 days | 1,560 sqft |
2021-12-01 | 0 days | 1,369 sqft |
2022-01-01 | 0 days | 1,355 sqft |
2022-02-01 | 0 days | 1,364 sqft |
2022-03-01 | 0 days | 1,476 sqft |
2022-04-01 | 0 days | 1,568 sqft |
2022-05-01 | 0 days | 1,415 sqft |
2022-06-01 | 0 days | 1,456 sqft |
2022-07-01 | 0 days | 1,640 sqft |
2022-08-01 | 0 days | 1,630 sqft |
2022-09-01 | 0 days | 1,494 sqft |
2022-10-01 | 0 days | 1,640 sqft |
2022-11-01 | 0 days | 1,694 sqft |
2022-12-01 | 0 days | 1,715 sqft |
2023-01-01 | 0 days | 1,692 sqft |
2023-02-01 | 0 days | 1,670 sqft |
2023-03-01 | 0 days | 1,640 sqft |
2023-04-01 | 0 days | 1,640 sqft |
2023-05-01 | 0 days | 1,519 sqft |
2023-06-01 | 0 days | 1,518 sqft |
2023-07-01 | 0 days | 1,750 sqft |
2023-08-01 | 0 days | 1,750 sqft |
2023-09-01 | 0 days | 1,680 sqft |
2023-10-01 | 0 days | 1,660 sqft |
2023-11-01 | 0 days | 1,677 sqft |
2023-12-01 | 0 days | 1,658 sqft |
2024-01-01 | 0 days | 1,620 sqft |
2024-02-01 | 0 days | 1,660 sqft |
2024-03-01 | 0 days | 1,659 sqft |
2024-04-01 | 0 days | 1,663 sqft |
2024-05-01 | 0 days | 1,729 sqft |
2024-06-01 | 0 days | 1,671 sqft |
2024-07-01 | 0 days | 1,661 sqft |
2024-08-01 | 0 days | 1,738 sqft |
2024-09-01 | 0 days | 1,692 sqft |
Athens's median square footage for active listings during the 2024-09-01 period was 1,692 sqft. One year prior, the average listing was 1,680 sqft.
Athens, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 303 | $56,965,000 | $188,003 |
Home Improvement | 44 | $2,780,000 | $63,182 |
Cash Out Refi | 42 | $5,520,000 | $131,429 |
Other | 35 | $3,595,000 | $102,714 |
Refi | 24 | $7,490,000 | $312,083 |
Athens's most frequently cited loan purpose was Home Purchase, with 303 originations. The 2nd most popular reason was Home Improvement, with 44 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 156 | $30,640,000 | $196,410 |
7-8% | 123 | $19,105,000 | $155,325 |
Over 8% | 62 | $5,060,000 | $81,613 |
5-6% | 52 | $9,690,000 | $186,346 |
3-4% | 7 | $615,000 | $87,857 |
<2.5% | 1 | $35,000 | $35,000 |
4-5% | 1 | $245,000 | $245,000 |
During 2023, Athens's most frequently originated rate bucket was 6-7%, with 156 originations.
Loan Sizing (Athens, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 180 | $26,640,000 | $148,000 |
$100,000 or less | 149 | $8,485,000 | $56,946 |
$200k-400k | 103 | $28,185,000 | $273,641 |
$400k-600k | 10 | $4,610,000 | $461,000 |
$600k-1000k | 5 | $3,475,000 | $695,000 |
$Over $1MM | 1 | $4,955,000 | $4,955,000 |
Athens's loan sizing saw the bucket of loans from $100k-200k with 180 originations, totaling $26,640,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 204 | $37,930,000 | $185,931 |
60-80% | 87 | $16,805,000 | $193,161 |
20-40% | 43 | $2,955,000 | $68,721 |
40-60% | 35 | $5,245,000 | $149,857 |
Under 20% | 27 | $985,000 | $36,481 |
Over 100% | 5 | $1,375,000 | $275,000 |
Athens's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 204 originations, totaling $37,930,000 in origination value.