Fairmont Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fairmont averaged 6.74% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.39% and one month ago for the week of 2025-04-17, the average rate was 6.71%.

    Fairmont's average rate one year ago was 6.7%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.06%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Fairmont 30 Year Fixed Rate 2025-05-22 6.74%
    Fairmont 30 Year Fixed Rate Refi 2025-05-22 7.06%
    Fairmont 15 Year Fixed Rate 2025-05-22 5.91%
    Fairmont 15 Year Fixed Rate Refi 2025-05-22 6.31%
    Fairmont 30 Year FHA 2025-05-22 6.4%
    Fairmont 30 Year FHA Refi 2025-05-22 6.41%
    Fairmont 30 Year USDA 2025-05-22 6.63%
    Fairmont 30 Year USDA Refi 2025-05-22 6.43%
    Fairmont 30 Year VA 2025-05-22 6.32%
    Fairmont 30 Year VA Refi 2025-05-22 6.42%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fairmont, WV.

    Fairmont Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fairmont, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    LOANDEPOT.COM, LLC 41 6.37% $4,339
    FAIRMONT 40 6.13% $2,764
    WesBanco 31 6.35% $4,342
    QUICKEN LOANS, LLC 25 7.07% $5,770
    The Huntington National Bank 24 6.25% $4,042
    INTERCOASTAL MORTGAGE COMPANY 16 6.41% $4,131
    City National Bank of West Virginia 15 6.51% $2,095
    CROSSCOUNTRY MORTGAGE, LLC 11 6.69% $6,942
    UNITED WHOLESALE MORTGAGE, LLC 10 6.52% $5,079
    Truist 9 6.87% $4,317
    Clear Mountain Bank 8 6.70% $3,416
    PNC Bank 6 6.46% $4,711
    Flagstar Bank, FSB 5 6.49% $4,089
    DHI MORTGAGE COMPANY, LTD. 3 6.50% $6,611
    MY MORTGAGE, INC. 3 7.41% $3,151
    First Federal Savings and Loan Association of Greene Co 3 6.25% $2,978
    ZILLOW HOME LOANS, LLC 2 6.63% $3,886
    JPMorgan Chase Bank 2 7.88% $2,970
    NAVY FEDERAL CREDIT UNION 2 6.56% $2,633
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.50% $6,590
    SUN WEST MORTGAGE COMPANY, INC. 2 6.63% $9,770
    U.S. Bank 2 6.50% $3,334
    JUSTICE Federal Credit Union 1 6.88% $3,726
    Cornerstone First Mortgage, Inc 1 6.88% $5,009
    MEMBERS 1ST FEDERAL CREDIT UNION 1 6.50% $3,145
    Mortgage Research Center, LLC 1 7.13% $1,292
    MOVEMENT MORTGAGE, LLC 1 6.56% $5,476
    CITIZENS EQUITY FIRST 1 7.00% $2,793
    Ally Bank 1 7.63% $3,051
    Peoples Bank 1 6.50% $3,154
    CHURCHILL MORTGAGE CORPORATION 1 6.13% $4,305
    PREMIA MORTGAGE, LLC 1 5.88% $5,650
    Wells Fargo Bank 1 6.63% $11,384
    CENTURY 1 6.70% $0
    RADIUS FINANCIAL GROUP INC. 1 7.13% $4,019
    ROYAL UNITED MORTGAGE LLC 1 7.13% $3,682
    SIRVA MORTGAGE, INC. 1 7.38% $2,244
    STOCKTON MORTGAGE CORPORATION 1 6.63% $6,063
    AMERICAN FINANCING CORPORATION 1 6.63% $4,299
    The Federal Savings Bank 1 6.13% $3,784
    CALCON MUTUAL MORTGAGE LLC 1 6.49% $3,913
    Towne Bank 1 6.63% $4,952
    Bank of America 1 6.25% $4,398
    United Bank 1 6.75% $3,255
    First National Bank of Pennsylvania 1 6.63% $3,687
    First Federal Bank of the Midwest 1 7.00% $3,802
    Integrity Home Mortgage Corp 1 6.63% $4,840
    Discover Bank 1 7.74% $0
    AMERISAVE MORTGAGE CORPORATION 1 8.13% $5,104

    Fairmont Average Closing Costs & Other Stats

    Fairmont, WV's 49 lenders originated 842 loans during 2024. The total origination value was $143,300,000, with an average loan value of $170,190.

    Fairmont's average closing costs are $4,738.

    The top Fairmont lender as defined by loan originations is LOANDEPOT.COM, LLC, with 41 loans originated. Their average total fees are $4,339, which is $1,574 higher than the next largest lender, FAIRMONT.

    The lowest fee Fairmont lenders (with over 10 loans originated) are City National Bank of West Virginia ($2,095), FAIRMONT ($2,764), The Huntington National Bank ($4,042), INTERCOASTAL MORTGAGE COMPANY ($4,131) and LOANDEPOT.COM, LLC ($4,339).

    The lowest rate Fairmont lenders (with over 10 loans originated) are FAIRMONT (6.13%), The Huntington National Bank (6.25%), WesBanco (6.35%), LOANDEPOT.COM, LLC (6.37%) and INTERCOASTAL MORTGAGE COMPANY (6.41%).

    Fairmont, WV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    The Huntington National Bank $10,875,000 $16,320,000 50.1% 11.4%
    LOANDEPOT.COM, LLC $10,785,000 $14,920,000 38.3% 10.4%
    WesBanco $8,020,000 $14,120,000 76.1% 9.9%
    FAIRMONT $8,090,000 $9,970,000 23.2% 7.0%
    QUICKEN LOANS, LLC $10,155,000 $9,490,000 -6.5% 6.6%
    Mortgage Research Center, LLC $6,470,000 $6,210,000 -4.0% 4.3%
    UNITED WHOLESALE MORTGAGE, LLC $5,920,000 $5,495,000 -7.2% 3.8%
    First Exchange Bank $13,020,000 $5,240,000 -59.8% 3.7%
    INTERCOASTAL MORTGAGE COMPANY $5,415,000 $4,720,000 -12.8% 3.3%
    City National Bank of West Virginia $5,020,000 $4,075,000 -18.8% 2.8%
    CROSSCOUNTRY MORTGAGE, LLC $115,000 $3,940,000 3,326.1% 2.7%
    MY MORTGAGE, INC. $3,365,000 n/a 2.3%
    Clear Mountain Bank $1,980,000 $3,315,000 67.4% 2.3%
    Truist $4,280,000 $3,255,000 -23.9% 2.3%
    PNC Bank $1,220,000 $2,915,000 138.9% 2.0%
    First Federal Savings and Loan Association of Greene Co $2,565,000 $2,895,000 12.9% 2.0%
    First National Bank of Pennsylvania $2,045,000 $2,625,000 28.4% 1.8%
    Flagstar Bank, FSB $1,265,000 $2,095,000 65.6% 1.5%
    GUARANTEED RATE, INC. $1,260,000 $1,655,000 31.3% 1.2%
    NAVY FEDERAL CREDIT UNION $1,045,000 $1,490,000 42.6% 1.0%
    SUN WEST MORTGAGE COMPANY, INC. $930,000 $1,310,000 40.9% 0.9%
    FREEDOM MORTGAGE CORPORATION $865,000 $1,070,000 23.7% 0.7%
    U.S. Bank $470,000 $1,030,000 119.1% 0.7%
    DHI MORTGAGE COMPANY, LTD. $1,025,000 n/a 0.7%
    USAA Federal Savings Bank $135,000 $900,000 566.7% 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $855,000 $890,000 4.1% 0.6%
    First United Corporation $730,000 $880,000 20.5% 0.6%
    POLARIS HOME FUNDING CORP. $165,000 $845,000 412.1% 0.6%
    AMERICAN FINANCIAL NETWORK, INC. $740,000 $760,000 2.7% 0.5%
    Wells Fargo Bank $505,000 $760,000 50.5% 0.5%
    Magnolia Bank $625,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $910,000 $605,000 -33.5% 0.4%
    NEWREZ LLC $125,000 $570,000 356.0% 0.4%
    Community Bank of Parkersburg $555,000 n/a 0.4%
    Discover Bank $125,000 $535,000 328.0% 0.4%
    Century Mortgage Company DBA Century Lending Company $480,000 n/a 0.3%
    The Federal Savings Bank $450,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $680,000 $440,000 -35.3% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,400,000 $415,000 -70.4% 0.3%
    JUSTICE Federal Credit Union $765,000 $375,000 -51.0% 0.3%
    AMERISAVE MORTGAGE CORPORATION $530,000 $365,000 -31.1% 0.3%
    Equity Prime Mortgage LLC $365,000 n/a 0.3%
    The United Federal Credit Union $155,000 $360,000 132.3% 0.3%
    JPMorgan Chase Bank $1,230,000 $355,000 -71.1% 0.2%
    VILLAGE CAPITAL MORTGAGE $420,000 $340,000 -19.0% 0.2%
    EVERETT FINANCIAL, INC. $335,000 n/a 0.2%
    MOVEMENT MORTGAGE, LLC $785,000 $325,000 -58.6% 0.2%
    RADIUS FINANCIAL GROUP INC. $315,000 n/a 0.2%
    MORTGAGE ACCESS CORP. $305,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $215,000 $295,000 37.2% 0.2%
    Bank of America $505,000 $285,000 -43.6% 0.2%
    Victorian Finance, LLC $265,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $235,000 $260,000 10.6% 0.2%
    Cornerstone First Mortgage, Inc $255,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $180,000 $235,000 30.6% 0.2%
    First Federal Bank of the Midwest $5,360,000 $230,000 -95.7% 0.2%
    CONSTRUCTIVE LOANS, LLC $225,000 n/a 0.2%
    Sierra Pacific Mortgage Company, Inc. $2,315,000 $225,000 -90.3% 0.2%
    ZILLOW HOME LOANS, LLC $220,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $210,000 n/a 0.1%
    Carrington Mortgage Services, LLC $280,000 $205,000 -26.8% 0.1%
    Burke & Herbert Bank & Trust Company $200,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $195,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $195,000 n/a 0.1%
    Ally Bank $185,000 n/a 0.1%
    CENTURY $185,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $185,000 n/a 0.1%
    BAYER HERITAGE $570,000 $165,000 -71.1% 0.1%
    SIRVA MORTGAGE, INC. $165,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $45,000 $160,000 255.6% 0.1%
    Gateway First Bank $485,000 $155,000 -68.0% 0.1%
    DAS Acquisition Company, LLC $205,000 $145,000 -29.3% 0.1%
    MEMBERS 1ST FEDERAL CREDIT UNION $145,000 n/a 0.1%
    M&T Bank $140,000 n/a 0.1%
    Peoples Bank $55,000 $140,000 154.5% 0.1%
    CHURCHILL MORTGAGE CORPORATION $135,000 n/a 0.1%
    STOCKTON MORTGAGE CORPORATION $125,000 n/a 0.1%
    CITIZENS EQUITY FIRST $115,000 n/a 0.1%
    Integrity Home Mortgage Corp $115,000 n/a 0.1%
    The Grant County Bank $115,000 n/a 0.1%
    United Bank $310,000 $100,000 -67.7% 0.1%
    PLANET HOME LENDING, LLC $325,000 $95,000 -70.8% 0.1%
    Towne Bank $95,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $185,000 $85,000 -54.1% 0.1%
    Bank of Charles Town $75,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $75,000 n/a 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $65,000 n/a 0.0%
    First Guaranty Bank $285,000 $45,000 -84.2% 0.0%

    Fairmont's top lender by overall market share is The Huntington National Bank, with 11.4% market share. In second place, with 10.4%, is LOANDEPOT.COM, LLC, having originated $14,920,000 in loans. In third place, with 9.9%, is WesBanco, having originated $14,120,000 in loans. In fourth place, with 7.0%, is FAIRMONT, having originated $9,970,000 in loans. In fifth place, with 6.6%, is QUICKEN LOANS, LLC, having originated $9,490,000 in loans.

    Fairmont Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fairmont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $133,425 (2.0%) $152,172 (2.4%) 0.00 216
    2018-02-01 $138,300 (8.3%) $158,855 (9.5%) 0.00 173
    2018-03-01 $147,200 (9.9%) $161,728 (10.0%) 0.00 155
    2018-04-01 $150,950 (11.6%) $162,464 (10.6%) 0.00 148
    2018-05-01 $158,225 (13.3%) $167,132 (8.6%) 0.00 158
    2018-06-01 $154,000 (5.3%) $166,766 (5.0%) 0.00 189
    2018-07-01 $152,400 (4.6%) $168,830 (4.4%) 0.00 187
    2018-08-01 $143,725 (2.0%) $160,820 (1.0%) 0.00 187
    2018-09-01 $133,500 (-4.6%) $153,292 (-3.2%) 0.00 198
    2018-10-01 $128,400 (-7.6%) $146,972 (-5.4%) 0.00 196
    2018-11-01 $129,750 (-7.3%) $145,525 (-8.0%) 0.00 193
    2018-12-01 $129,900 (-6.6%) $147,742 (-6.1%) 0.00 190
    2019-01-01 $144,950 (8.6%) $156,310 (2.7%) 0.00 165
    2019-02-01 $147,425 (6.6%) $162,946 (2.6%) 0.00 157
    2019-03-01 $139,900 (-5.0%) $162,641 (0.6%) 0.00 153
    2019-04-01 $144,675 (-4.2%) $168,218 (3.5%) 0.00 148
    2019-05-01 $151,950 (-4.0%) $173,908 (4.1%) 0.00 139
    2019-06-01 $149,000 (-3.3%) $168,144 (0.8%) 0.00 147
    2019-07-01 $149,000 (-2.2%) $167,495 (-0.8%) 0.00 163
    2019-08-01 $146,518 (1.9%) $167,957 (4.4%) 0.00 160
    2019-09-01 $142,795 (7.0%) $167,735 (9.4%) 0.00 158
    2019-10-01 $139,900 (9.0%) $167,588 (14.0%) 0.00 157
    2019-11-01 $133,700 (3.0%) $157,245 (8.1%) 0.00 160
    2019-12-01 $138,000 (6.2%) $160,503 (8.6%) 0.00 156
    2020-01-01 $127,350 (-12.1%) $156,578 (0.2%) 0.00 135
    2020-02-01 $126,000 (-14.5%) $163,033 (0.1%) 0.00 134
    2020-03-01 $129,950 (-7.1%) $164,104 (0.9%) 0.00 122
    2020-04-01 $129,250 (-10.7%) $168,801 (0.4%) 0.00 123
    2020-05-01 $141,700 (-6.8%) $179,663 (3.3%) 0.00 119
    2020-06-01 $137,225 (-7.9%) $173,455 (3.2%) 0.00 127
    2020-07-01 $148,450 (-0.4%) $175,172 (4.6%) 0.00 128
    2020-08-01 $147,450 (0.6%) $181,041 (7.8%) 0.00 112
    2020-09-01 $139,225 (-2.5%) $169,682 (1.2%) 0.00 118
    2020-10-01 $139,900 (0.0%) $168,757 (0.7%) 0.00 127
    2020-11-01 $140,950 (5.4%) $166,829 (6.1%) 0.00 123
    2020-12-01 $139,900 (1.4%) $164,367 (2.4%) 0.00 112
    2021-01-01 $139,900 (9.9%) $165,041 (5.4%) 0.00 104
    2021-02-01 $126,900 (0.7%) $154,088 (-5.5%) 0.00 85
    2021-03-01 $138,400 (6.5%) $155,784 (-5.1%) 0.00 78
    2021-04-01 $150,000 (16.1%) $168,528 (-0.2%) 0.00 69
    2021-05-01 $152,000 (7.3%) $166,991 (-7.1%) 0.00 83
    2021-06-01 $154,850 (12.8%) $176,405 (1.7%) 0.00 89
    2021-07-01 $172,450 (16.2%) $170,722 (-2.5%) 0.00 85
    2021-08-01 $169,900 (15.2%) $175,304 (-3.2%) 0.00 97
    2021-09-01 $169,725 (21.9%) $177,807 (4.8%) 0.00 101
    2021-10-01 $174,900 (25.0%) $181,151 (7.3%) 0.00 96
    2021-11-01 $154,025 (9.3%) $165,652 (-0.7%) 0.00 99
    2021-12-01 $148,075 (5.8%) $165,394 (0.6%) 0.00 93
    2022-01-01 $155,450 (11.1%) $168,770 (2.3%) 0.00 70
    2022-02-01 $156,875 (23.6%) $183,913 (19.4%) 0.00 64
    2022-03-01 $163,250 (18.0%) $191,405 (22.9%) 0.00 68
    2022-04-01 $147,000 (-2.0%) $194,087 (15.2%) 0.00 68
    2022-05-01 $149,925 (-1.4%) $191,557 (14.7%) 0.00 74
    2022-06-01 $157,475 (1.7%) $198,866 (12.7%) 0.00 86
    2022-07-01 $159,900 (-7.3%) $200,802 (17.6%) 0.00 104
    2022-08-01 $168,000 (-1.1%) $196,727 (12.2%) 0.00 110
    2022-09-01 $165,200 (-2.7%) $187,472 (5.4%) 0.00 117
    2022-10-01 $154,900 (-11.4%) $182,263 (0.6%) 0.00 119
    2022-11-01 $168,325 (9.3%) $188,081 (13.5%) 0.00 119
    2022-12-01 $159,900 (8.0%) $187,693 (13.5%) 0.00 111
    2023-01-01 $145,650 (-6.3%) $194,716 (15.4%) 0.00 101
    2023-02-01 $141,150 (-10.0%) $189,154 (2.9%) 0.00 88
    2023-03-01 $165,875 (1.6%) $206,970 (8.1%) 0.00 71
    2023-04-01 $169,000 (15.0%) $212,068 (9.3%) 0.00 78
    2023-05-01 $204,950 (36.7%) $219,464 (14.6%) 0.00 87
    2023-06-01 $224,125 (42.3%) $225,737 (13.5%) 0.00 98
    2023-07-01 $212,500 (32.9%) $218,783 (9.0%) 0.00 99
    2023-08-01 $218,450 (30.0%) $218,251 (10.9%) 0.00 109
    2023-09-01 $209,900 (27.1%) $224,548 (19.8%) 0.00 103
    2023-10-01 $201,175 (29.9%) $230,207 (26.3%) 0.00 108
    2023-11-01 $198,738 (18.1%) $229,447 (22.0%) 0.00 121
    2023-12-01 $179,999 (12.6%) $218,310 (16.3%) 0.00 115
    2024-01-01 $175,000 (20.2%) $221,188 (13.6%) 0.00 92
    2024-02-01 $204,250 (44.7%) $223,078 (17.9%) 0.00 93
    2024-03-01 $217,450 (31.1%) $238,467 (15.2%) 0.00 81
    2024-04-01 $205,200 (21.4%) $225,603 (6.4%) 0.00 93
    2024-05-01 $196,950 (-3.9%) $231,555 (5.5%) 0.00 87
    2024-06-01 $209,900 (-6.4%) $239,358 (6.0%) 0.00 91
    2024-07-01 $214,725 (1.1%) $234,552 (7.2%) 0.00 88
    2024-08-01 $229,000 (4.8%) $248,183 (13.7%) 0.00 89
    2024-09-01 $210,000 (0.1%) $240,235 (7.0%) 0.00 92
    2024-10-01 $204,250 (1.5%) $235,629 (2.4%) 0.00 89
    2024-11-01 $196,950 (-0.9%) $227,378 (-0.9%) 0.00 100
    2024-12-01 $196,950 (9.4%) $226,217 (3.6%) 0.00 88
    2025-01-01 $192,250 (9.9%) $226,270 (2.3%) 0.00 78
    2025-02-01 $174,700 (-14.5%) $224,269 (0.5%) 0.00 70
    2025-03-01 $165,000 (-24.1%) $200,212 (-16.0%) 0.00 77
    2025-04-01 $184,900 (-9.9%) $213,128 (-5.5%) 0.00 84
    Fairmont's median listing price for 2025-04-01 was $184,900, a difference of $-20,300 (-9.9%) versus the prior year and $19,900 versus the prior month.

    Fairmont's median listing price comes in at 0% of the national average.

    Fairmont's average listing price for 2025-04-01 was $213,128, a difference of $-12,475 (-5.5%) versus the prior year and $12,916 versus the prior month.

    For the 2025-04-01 period, Fairmont had 84 MLS listings, a difference of 7 listings (9%) versus the prior month and -9 listings (-10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fairmont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,611 sqft
    2018-02-01 0 days 1,630 sqft
    2018-03-01 0 days 1,619 sqft
    2018-04-01 0 days 1,596 sqft
    2018-05-01 0 days 1,638 sqft
    2018-06-01 0 days 1,627 sqft
    2018-07-01 0 days 1,627 sqft
    2018-08-01 0 days 1,620 sqft
    2018-09-01 0 days 1,604 sqft
    2018-10-01 0 days 1,619 sqft
    2018-11-01 0 days 1,620 sqft
    2018-12-01 0 days 1,620 sqft
    2019-01-01 0 days 1,637 sqft
    2019-02-01 0 days 1,645 sqft
    2019-03-01 0 days 1,644 sqft
    2019-04-01 0 days 1,655 sqft
    2019-05-01 0 days 1,700 sqft
    2019-06-01 0 days 1,696 sqft
    2019-07-01 0 days 1,680 sqft
    2019-08-01 0 days 1,635 sqft
    2019-09-01 0 days 1,628 sqft
    2019-10-01 0 days 1,621 sqft
    2019-11-01 0 days 1,566 sqft
    2019-12-01 0 days 1,543 sqft
    2020-01-01 0 days 1,506 sqft
    2020-02-01 0 days 1,523 sqft
    2020-03-01 0 days 1,529 sqft
    2020-04-01 0 days 1,544 sqft
    2020-05-01 0 days 1,676 sqft
    2020-06-01 0 days 1,610 sqft
    2020-07-01 0 days 1,646 sqft
    2020-08-01 0 days 1,666 sqft
    2020-09-01 0 days 1,709 sqft
    2020-10-01 0 days 1,703 sqft
    2020-11-01 0 days 1,642 sqft
    2020-12-01 0 days 1,683 sqft
    2021-01-01 0 days 1,680 sqft
    2021-02-01 0 days 1,639 sqft
    2021-03-01 0 days 1,667 sqft
    2021-04-01 0 days 1,689 sqft
    2021-05-01 0 days 1,696 sqft
    2021-06-01 0 days 1,568 sqft
    2021-07-01 0 days 1,567 sqft
    2021-08-01 0 days 1,568 sqft
    2021-09-01 0 days 1,608 sqft
    2021-10-01 0 days 1,732 sqft
    2021-11-01 0 days 1,670 sqft
    2021-12-01 0 days 1,666 sqft
    2022-01-01 0 days 1,704 sqft
    2022-02-01 0 days 1,669 sqft
    2022-03-01 0 days 1,695 sqft
    2022-04-01 0 days 1,683 sqft
    2022-05-01 0 days 1,679 sqft
    2022-06-01 0 days 1,660 sqft
    2022-07-01 0 days 1,676 sqft
    2022-08-01 0 days 1,669 sqft
    2022-09-01 0 days 1,636 sqft
    2022-10-01 0 days 1,672 sqft
    2022-11-01 0 days 1,694 sqft
    2022-12-01 0 days 1,567 sqft
    2023-01-01 0 days 1,606 sqft
    2023-02-01 0 days 1,568 sqft
    2023-03-01 0 days 1,644 sqft
    2023-04-01 0 days 1,619 sqft
    2023-05-01 0 days 1,674 sqft
    2023-06-01 0 days 1,676 sqft
    2023-07-01 0 days 1,676 sqft
    2023-08-01 0 days 1,744 sqft
    2023-09-01 0 days 1,712 sqft
    2023-10-01 0 days 1,676 sqft
    2023-11-01 0 days 1,670 sqft
    2023-12-01 0 days 1,687 sqft
    2024-01-01 0 days 1,684 sqft
    2024-02-01 0 days 1,642 sqft
    2024-03-01 0 days 1,700 sqft
    2024-04-01 0 days 1,702 sqft
    2024-05-01 0 days 1,700 sqft
    2024-06-01 0 days 1,700 sqft
    2024-07-01 0 days 1,653 sqft
    2024-08-01 0 days 1,706 sqft
    2024-09-01 0 days 1,705 sqft
    2024-10-01 0 days 1,677 sqft
    2024-11-01 0 days 1,655 sqft
    2024-12-01 0 days 1,677 sqft
    2025-01-01 0 days 1,678 sqft
    2025-02-01 0 days 1,644 sqft
    2025-03-01 0 days 1,536 sqft
    2025-04-01 0 days 1,549 sqft
    Fairmont's median listing age (time on market) for 2025-04-01 was 0 days.

    Fairmont's median square footage for active listings during the 2025-04-01 period was 1,549 sqft. One year prior, the average listing was 1,702 sqft.

    Fairmont, WV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 514 $100,200,000 $194,942
    Cash Out Refi 99 $13,165,000 $132,980
    Refi 98 $18,440,000 $188,163
    Home Improvement 69 $5,945,000 $86,159
    Other 61 $5,415,000 $88,770
    NA 1 $135,000 $135,000

    Fairmont's most frequently cited loan purpose was Home Purchase, with 514 originations. The 2nd most popular reason was Cash Out Refi, with 99 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 388 $73,210,000 $188,686
    Over 8% 131 $12,775,000 $97,519
    5-6% 122 $22,320,000 $182,951
    7-8% 118 $23,660,000 $200,508
    3-4% 15 $1,505,000 $100,333
    4-5% 13 $2,675,000 $205,769
    2.5-3% 3 $235,000 $78,333
    <2.5% 2 $10,000 $5,000

    During 2024, Fairmont's most frequently originated rate bucket was 6-7%, with 388 originations.

    Loan Sizing (Fairmont, WV MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 330 $47,890,000 $145,121
    $100,000 or less 254 $15,930,000 $62,717
    $200k-400k 231 $62,135,000 $268,983
    $400k-600k 22 $10,220,000 $464,545
    $Over $1MM 3 $5,875,000 $1,958,333
    $600k-1000k 2 $1,250,000 $625,000

    Fairmont's loan sizing saw the bucket of loans from $100k-200k with 330 originations, totaling $47,890,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 406 $82,010,000 $201,995
    60-80% 140 $24,720,000 $176,571
    20-40% 87 $6,635,000 $76,264
    40-60% 74 $12,780,000 $172,703
    Under 20% 56 $2,060,000 $36,786
    Over 100% 20 $5,840,000 $292,000

    Fairmont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 406 originations, totaling $82,010,000 in origination value.