First Midwest Bank Of Poplar Bluff Mortgage Rates, Fees & Info
Poplar Bluff, MOLEI: 549300TSIYX9RDYWC806
Tax ID: 43-0811547
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Mortgage Data
Review & Overview
First Midwest Bank Of Poplar Bluff is a smaller bank specializing in Home Purchase loans. First Midwest Bank Of Poplar Bluff has a high proportion of conventional loans. Their top markets by origination volume include: Poplar Bluff, Columbia, Pensacola, St. Louis, and Springfield among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)First Midwest Bank Of Poplar Bluff has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
250Origination Dollar Volume (All Markets)
$37,870,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Poplar Bluff, MO (FHA|USDA|VA) | 141 | $20,155,000 | $142,943 | $0 | 0.00% |
| Outside of Metro Areas | 66 | $6,960,000 | $105,455 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 23 | $5,355,000 | $232,826 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $1,525,000 | $1,525,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 0.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Mexico, MO (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 0.00% |
| Kennett, MO (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 0.00% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Farmington, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against First Midwest Bank of Poplar Bluff based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 250 | $37,870,000 | $151,480 | $0 | 0.00% |
For 2023, First Midwest Bank Of Poplar Bluff's most frequently originated type of loan was Conventional, with 250 originations.
Loan Reason
For 2023, First Midwest Bank Of Poplar Bluff's most frequently cited loan purpose was Home Purchase, with 164 originations. The 2nd most popular reason was Cash Out Refi, with 40 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 250 | $37,870,000 | $151,480 | $0 | 0.00% |
For 2023, First Midwest Bank Of Poplar Bluff's most frequently cited loan duration was Other, with 250 originations.
Loan Sizing
2023 saw First Midwest Bank Of Poplar Bluff place emphasis on $100,000 or less loans with 128 originations, totaling $6,930,000 in origination value.
Applicant Income
First Midwest Bank Of Poplar Bluff lent most frequently to those with incomes in the $50k or less range, with 46 originations. The second most popular income band? $100k-150k, with 35 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 250 | $37,870,000 | $151,480 | $0 | 0.00% |
First Midwest Bank Of Poplar Bluff lent most frequently to those with DTI ratios of Exempt%, with 250 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.60%
First Midwest Bank Of Poplar Bluff has an average approval rate.
Pick Rate
Approvals leading to origination88.80%
First Midwest Bank Of Poplar Bluff has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 250 | $37,870,000 | $151,480 |