First Midwest Bank Of Poplar Bluff Mortgage Rates, Fees & Info
Poplar Bluff, MOLEI: 549300TSIYX9RDYWC806
Tax ID: 43-0811547
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
First Midwest Bank Of Poplar Bluff is a smaller bank specializing in Home Purchase loans. First Midwest Bank Of Poplar Bluff has a high proportion of conventional loans. Their top markets by origination volume include: Poplar Bluff, Columbia, St. Louis, Chicago, and Branson among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)First Midwest Bank Of Poplar Bluff has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
215Origination Dollar Volume (All Markets)
$34,215,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Poplar Bluff, MO (FHA|USDA|VA) | 125 | $14,525,000 | $116,200 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 23 | $11,685,000 | $508,043 | $0 | 0.00% |
| Outside of Metro Areas | 52 | $4,600,000 | $88,462 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 0.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 0.00% |
| Kennett, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against First Midwest Bank of Poplar Bluff based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 236
Similarity Rank: 889
Similarity Rank: 2754
Similarity Rank: 3707
Similarity Rank: 4615
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 215 | $34,215,000 | $159,140 | $0 | 0.00% |
For 2024, First Midwest Bank Of Poplar Bluff's most frequently originated type of loan was Conventional, with 215 originations.
Loan Reason
For 2024, First Midwest Bank Of Poplar Bluff's most frequently cited loan purpose was Home Purchase, with 149 originations. The 2nd most popular reason was Cash Out Refi, with 33 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 215 | $34,215,000 | $159,140 | $0 | 0.00% |
For 2024, First Midwest Bank Of Poplar Bluff's most frequently cited loan duration was Other, with 215 originations.
Loan Sizing
2024 saw First Midwest Bank Of Poplar Bluff place emphasis on $100,000 or less loans with 116 originations, totaling $6,560,000 in origination value.
Applicant Income
First Midwest Bank Of Poplar Bluff lent most frequently to those with incomes in the $50k-75k range, with 39 originations. The second most popular income band? $50k or less, with 29 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 215 | $34,215,000 | $159,140 | $0 | 0.00% |
First Midwest Bank Of Poplar Bluff lent most frequently to those with DTI ratios of Exempt%, with 215 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.43%
First Midwest Bank Of Poplar Bluff has an average approval rate.
Pick Rate
Approvals leading to origination92.09%
First Midwest Bank Of Poplar Bluff has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 215 | $34,215,000 | $159,140 |