Poplar Bluff Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Poplar Bluff averaged 7.14% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2023-09-07) was 6.98% and one month ago for the week of 2023-08-10, the average rate was 7.02%.

    Poplar Bluff's average rate one year ago was 5.75%.

    For refis of the same type during the week of 2023-09-14, the average rate was 7.38%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-14 7.18%
    Poplar Bluff 30 Year Fixed Rate 2023-09-14 7.14%
    Poplar Bluff 30 Year Fixed Rate Refi 2023-09-14 7.38%
    Poplar Bluff 15 Year Fixed Rate 2023-09-14 6.61%
    Poplar Bluff 15 Year Fixed Rate Refi 2023-09-14 6.71%
    Poplar Bluff 30 Year FHA 2023-09-14 6.57%
    Poplar Bluff 30 Year FHA Refi 2023-09-14 6.99%
    Poplar Bluff 30 Year USDA 2023-09-14 6.58%
    Poplar Bluff 30 Year USDA Refi 2023-09-14 6.88%
    Poplar Bluff 30 Year VA 2023-09-14 6.81%
    Poplar Bluff 30 Year VA Refi 2023-09-14 6.71%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Poplar Bluff, MO.

    Poplar Bluff Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Poplar Bluff, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Southern Bank 88 5.27% $1,828
    DAS Acquisition Company, LLC 33 4.89% $5,094
    Flanagan State Bank 24 4.97% $7,331
    The Bank of Missouri 13 5.09% $2,757
    QUICKEN LOANS, LLC 12 4.85% $5,002
    FLAT BRANCH MORTGAGE, INC. 11 5.50% $3,054
    Regions Bank 6 4.15% $2,589
    NAVY FEDERAL CREDIT UNION 3 4.17% $1,561
    UNITED WHOLESALE MORTGAGE, LLC 3 6.33% $4,972
    U.S. Bank 3 4.63% $2,134
    ROYAL UNITED MORTGAGE LLC 2 6.19% $5,008
    The Central Trust Bank 2 5.25% $2,732
    GUILD MORTGAGE COMPANY 2 6.25% $4,264
    Wells Fargo Bank 2 5.00% $1,765
    LOANDEPOT.COM, LLC 2 4.00% $3,254
    Commerce Bank 2 6.25% $2,402
    AMERISAVE MORTGAGE CORPORATION 2 5.75% $10,241
    Centennial Bank 1 5.63% $4,485
    Carrington Mortgage Services, LLC 1 5.00% $4,934
    GERSHMAN INVESTMENT CORP. 1 4.38% $4,031
    HOME POINT FINANCIAL CORPORATION 1 4.50% $4,157
    JPMorgan Chase Bank 1 5.75% $6,328
    LAKEVIEW LOAN SERVICING, LLC 1 4.63% $1,152
    Magnolia Bank 1 3.13% $2,163
    Midland States Bank 1 4.00% $2,585
    MISSOURI Credit Union 1 3.13% $2,138
    MOVEMENT MORTGAGE, LLC 1 6.50% $2,953
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.00% $5,240
    21ST MORTGAGE CORPORATION 1 5.55% $6,220
    NBKC BANK 1 3.75% $1,773
    NP, Inc. 1 6.62% $2,554
    Oakstar Bank 1 3.75% $2,076
    PENNYMAC LOAN SERVICES, LLC 1 4.63% $10,660
    PNC Bank 1 3.75% $4,141
    Arvest Bank 1 4.38% $3,223
    American Southwest Credit Union 1 8.13% $1,500
    Springfield First Community Bank 1 6.13% $1,809
    T2 FINANCIAL LLC 1 6.13% $3,682
    ALLTRU Federal Credit Union 1 3.50% $3,428
    The Home Loan Expert LLC 1 3.38% $3,199
    USAA Federal Savings Bank 1 5.63% $5,329
    Citizens Bank 1 4.88% $2,826
    COMMUNITYAMERICA 1 5.38% $2,635
    FINANCE OF AMERICA MORTGAGE LLC 1 4.13% $1,630
    First National Bank of America 1 7.75% $6,184
    First State Bank of St. Charles, Missouri 1 4.88% $2,481
    First State Community Bank 1 3.88% $6,706
    First United Bank and Trust Company 1 3.88% $1,696
    Flagstar Bank, FSB 1 7.00% $5,525

    Poplar Bluff Average Closing Costs & Other Stats

    Poplar Bluff, MO's 49 lenders originated 1,110 loans during 2022. The total origination value was $163,300,000, with an average loan value of $147,117.

    Poplar Bluff's average closing costs are $3,980.

    The top Poplar Bluff lender as defined by loan originations is Southern Bank, with 88 loans originated. Their average total fees are $1,828, which is $3,266 lower than the next largest lender, DAS Acquisition Company, LLC.

    The lowest fee Poplar Bluff lenders (with over 10 loans originated) are Southern Bank ($1,828), The Bank of Missouri ($2,757), FLAT BRANCH MORTGAGE, INC. ($3,054), QUICKEN LOANS, LLC ($5,002) and DAS Acquisition Company, LLC ($5,094).

    The lowest rate Poplar Bluff lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.85%), DAS Acquisition Company, LLC (4.89%), Flanagan State Bank (4.97%), The Bank of Missouri (5.09%) and Southern Bank (5.27%).

    Poplar Bluff, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Southern Bank $38,290,000 $34,790,000 -9.1% 21.3%
    DAS Acquisition Company, LLC $34,520,000 $23,570,000 -31.7% 14.4%
    First Midwest Bank of Poplar Bluff $23,960,000 $23,295,000 -2.8% 14.3%
    Peoples Community Bank $22,780,000 $17,995,000 -21.0% 11.0%
    Flanagan State Bank $13,725,000 $11,940,000 -13.0% 7.3%
    FLAT BRANCH MORTGAGE, INC. $4,755,000 $6,795,000 42.9% 4.2%
    QUICKEN LOANS, LLC $14,060,000 $5,330,000 -62.1% 3.3%
    Mortgage Research Center, LLC $5,250,000 $4,060,000 -22.7% 2.5%
    The Bank of Missouri $4,020,000 $3,810,000 -5.2% 2.3%
    PENNYMAC LOAN SERVICES, LLC $2,535,000 $2,200,000 -13.2% 1.3%
    Commerce Bank $1,770,000 $1,735,000 -2.0% 1.1%
    NAVY FEDERAL CREDIT UNION $1,540,000 $1,600,000 3.9% 1.0%
    AMERISAVE MORTGAGE CORPORATION $465,000 $1,255,000 169.9% 0.8%
    U.S. Bank $1,545,000 $1,180,000 -23.6% 0.7%
    Regions Bank $945,000 $1,095,000 15.9% 0.7%
    21ST MORTGAGE CORPORATION $415,000 $860,000 107.2% 0.5%
    Members Mortgage Services, L.L.C. $200,000 $855,000 327.5% 0.5%
    UNITED WHOLESALE MORTGAGE, LLC $310,000 $835,000 169.4% 0.5%
    LOANDEPOT.COM, LLC $1,335,000 $810,000 -39.3% 0.5%
    VILLAGE CAPITAL MORTGAGE $2,205,000 $755,000 -65.8% 0.5%
    The Central Trust Bank $225,000 $730,000 224.4% 0.4%
    First Midwest Bank of Dexter $1,030,000 $685,000 -33.5% 0.4%
    AMERICAN FINANCING CORPORATION $165,000 $655,000 297.0% 0.4%
    BROKER SOLUTIONS, INC. $625,000 n/a 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $110,000 $625,000 468.2% 0.4%
    Wells Fargo Bank $2,230,000 $575,000 -74.2% 0.4%
    FREEDOM MORTGAGE CORPORATION $5,005,000 $560,000 -88.8% 0.3%
    GERSHMAN INVESTMENT CORP. $4,540,000 $560,000 -87.7% 0.3%
    Flagstar Bank, FSB $155,000 $540,000 248.4% 0.3%
    USAA Federal Savings Bank $1,395,000 $525,000 -62.4% 0.3%
    FINANCE OF AMERICA MORTGAGE LLC $495,000 n/a 0.3%
    PNC Bank $95,000 $495,000 421.1% 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $695,000 $460,000 -33.8% 0.3%
    GUILD MORTGAGE COMPANY $355,000 $445,000 25.4% 0.3%
    JPMorgan Chase Bank $485,000 $430,000 -11.3% 0.3%
    NP, Inc. $430,000 n/a 0.3%
    Bank of England $255,000 $420,000 64.7% 0.3%
    First State Community Bank $280,000 $350,000 25.0% 0.2%
    Barrington Bank & Trust Company, N.A. $455,000 $345,000 -24.2% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $315,000 n/a 0.2%
    Carrington Mortgage Services, LLC $75,000 $310,000 313.3% 0.2%
    Citizens Bank $95,000 $300,000 215.8% 0.2%
    FIRST COMMUNITY $285,000 n/a 0.2%
    NBKC BANK $275,000 n/a 0.2%
    Arvest Bank $185,000 $270,000 45.9% 0.2%
    MOVEMENT MORTGAGE, LLC $270,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $770,000 $260,000 -66.2% 0.2%
    FirstBank $255,000 n/a 0.2%
    JLB CORPORATION $245,000 n/a 0.2%
    First State Bank of St. Charles, Missouri $235,000 $240,000 2.1% 0.1%
    Alliance Bank $195,000 $225,000 15.4% 0.1%
    The Home Loan Expert LLC $225,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $1,565,000 $220,000 -85.9% 0.1%
    LEADERONE FINANCIAL CORPORATION $215,000 n/a 0.1%
    The Farmers & Merchants Bank $210,000 n/a 0.1%
    Centennial Bank $65,000 $205,000 215.4% 0.1%
    COMMUNITYAMERICA $195,000 n/a 0.1%
    Focus Bank $2,505,000 $195,000 -92.2% 0.1%
    MISSOURI Credit Union $160,000 $195,000 21.9% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $675,000 $190,000 -71.9% 0.1%
    Bank of America $310,000 $185,000 -40.3% 0.1%
    T2 FINANCIAL LLC $185,000 n/a 0.1%
    First National Bank of America $175,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $835,000 $175,000 -79.0% 0.1%
    Farmers State Bank of Alto Pass $165,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $235,000 $155,000 -34.0% 0.1%
    First United Bank and Trust Company $155,000 n/a 0.1%
    NEWREZ LLC $355,000 $145,000 -59.2% 0.1%
    OPEN MORTGAGE, LLC $135,000 n/a 0.1%
    ALLTRU Federal Credit Union $125,000 n/a 0.1%
    Magnolia Bank $965,000 $125,000 -87.0% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $55,000 $125,000 127.3% 0.1%
    ROYAL UNITED MORTGAGE LLC $120,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $505,000 $115,000 -77.2% 0.1%
    CALIBER HOME LOANS, INC. $895,000 $105,000 -88.3% 0.1%
    CMG MORTGAGE, INC. $195,000 $105,000 -46.2% 0.1%
    Equity Prime Mortgage LLC $105,000 n/a 0.1%
    PLANET HOME LENDING, LLC $695,000 $85,000 -87.8% 0.1%
    Oakstar Bank $65,000 n/a 0.0%
    American Southwest Credit Union $55,000 n/a 0.0%
    Midland States Bank $55,000 n/a 0.0%
    CITIZENS EQUITY FIRST $45,000 n/a 0.0%
    Springfield First Community Bank $35,000 n/a 0.0%

    Poplar Bluff's top lender by overall market share is Southern Bank, with 21.3% market share. In second place, with 14.4%, is DAS Acquisition Company, LLC, having originated $23,570,000 in loans. In third place, with 14.3%, is First Midwest Bank of Poplar Bluff, having originated $23,295,000 in loans. In fourth place, with 11.0%, is Peoples Community Bank, having originated $17,995,000 in loans. In fifth place, with 7.3%, is Flanagan State Bank, having originated $11,940,000 in loans.

    Poplar Bluff Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $125,725 (17.0%) $164,225 (12.9%) 0.00 336
    2018-02-01 $120,950 (14.4%) $160,154 (11.8%) 0.00 385
    2018-03-01 $119,900 (20.0%) $156,877 (12.1%) 0.00 406
    2018-04-01 $124,925 (25.1%) $159,426 (14.6%) 0.00 413
    2018-05-01 $127,650 (25.2%) $162,008 (21.8%) 0.00 406
    2018-06-01 $124,900 (10.5%) $158,073 (10.3%) 0.00 452
    2018-07-01 $119,900 (2.9%) $154,829 (5.7%) 0.00 459
    2018-08-01 $119,900 (0.3%) $156,810 (4.8%) 0.00 452
    2018-09-01 $119,900 (0.2%) $157,641 (4.6%) 0.00 444
    2018-10-01 $119,900 (-0.5%) $159,842 (2.8%) 0.00 444
    2018-11-01 $118,600 (-2.4%) $161,950 (2.4%) 0.00 432
    2018-12-01 $118,250 (-8.3%) $162,126 (-0.7%) 0.00 410
    2019-01-01 $118,900 (-5.4%) $160,166 (-2.5%) 0.00 392
    2019-02-01 $119,400 (-1.3%) $156,596 (-2.2%) 0.00 401
    2019-03-01 $120,479 (0.5%) $155,251 (-1.0%) 0.00 394
    2019-04-01 $122,225 (-2.2%) $154,134 (-3.3%) 0.00 372
    2019-05-01 $123,200 (-3.5%) $152,860 (-5.7%) 0.00 364
    2019-06-01 $126,900 (1.6%) $152,149 (-3.8%) 0.00 371
    2019-07-01 $122,300 (2.0%) $150,701 (-2.7%) 0.00 365
    2019-08-01 $123,305 (2.8%) $150,706 (-3.9%) 0.00 357
    2019-09-01 $122,711 (2.3%) $150,780 (-4.4%) 0.00 344
    2019-10-01 $123,441 (3.0%) $150,829 (-5.6%) 0.00 332
    2019-11-01 $119,950 (1.1%) $149,816 (-7.5%) 0.00 317
    2019-12-01 $119,175 (0.8%) $141,137 (-13.0%) 0.00 301
    2020-01-01 $119,900 (0.8%) $142,781 (-10.9%) 0.00 274
    2020-02-01 $119,900 (0.4%) $141,207 (-9.8%) 0.00 263
    2020-03-01 $119,900 (-0.5%) $144,105 (-7.2%) 0.00 269
    2020-04-01 $119,075 (-2.6%) $140,463 (-8.9%) 0.00 261
    2020-05-01 $114,950 (-6.7%) $143,504 (-6.1%) 0.00 233
    2020-06-01 $114,300 (-9.9%) $150,065 (-1.4%) 0.00 225
    2020-07-01 $119,450 (-2.3%) $157,393 (4.4%) 0.00 198
    2020-08-01 $124,950 (1.3%) $156,834 (4.1%) 0.00 182
    2020-09-01 $118,700 (-3.3%) $147,952 (-1.9%) 0.00 188
    2020-10-01 $106,750 (-13.5%) $136,588 (-9.4%) 0.00 190
    2020-11-01 $99,900 (-16.7%) $134,350 (-10.3%) 0.00 191
    2020-12-01 $99,900 (-16.2%) $133,744 (-5.2%) 0.00 188
    2021-01-01 $99,700 (-16.9%) $144,003 (0.9%) 0.00 149
    2021-02-01 $99,900 (-16.7%) $164,063 (16.2%) 0.00 133
    2021-03-01 $99,900 (-16.7%) $175,532 (21.8%) 0.00 127
    2021-04-01 $108,700 (-8.7%) $193,865 (38.0%) 0.00 108
    2021-05-01 $121,200 (5.4%) $210,910 (47.0%) 0.00 93
    2021-06-01 $123,700 (8.2%) $214,494 (42.9%) 0.00 95
    2021-07-01 $111,000 (-7.1%) $210,868 (34.0%) 0.00 116
    2021-08-01 $124,200 (-0.6%) $197,429 (25.9%) 0.00 124
    2021-09-01 $132,286 (11.5%) $193,287 (30.6%) 0.00 126
    2021-10-01 $124,950 (17.1%) $201,175 (47.3%) 0.00 122
    2021-11-01 $132,200 (32.3%) $189,697 (41.2%) 0.00 138
    2021-12-01 $134,950 (35.1%) $189,599 (41.8%) 0.00 142
    2022-01-01 $129,900 (30.3%) $180,232 (25.2%) 0.00 136
    2022-02-01 $131,825 (32.0%) $187,096 (14.0%) 0.00 109
    2022-03-01 $135,000 (35.1%) $189,991 (8.2%) 0.00 94
    2022-04-01 $145,900 (34.2%) $193,778 (0.0%) 0.00 84
    2022-05-01 $157,775 (30.2%) $198,935 (-5.7%) 0.00 107
    2022-06-01 $168,175 (36.0%) $201,151 (-6.2%) 0.00 115
    2022-07-01 $167,900 (51.3%) $196,880 (-6.6%) 0.00 130
    2022-08-01 $166,700 (34.2%) $206,865 (4.8%) 0.00 138
    2022-09-01 $169,800 (28.4%) $225,987 (16.9%) 0.00 153
    2022-10-01 $169,900 (36.0%) $216,370 (7.6%) 0.00 158
    2022-11-01 $172,325 (30.4%) $222,937 (17.5%) 0.00 154
    2022-12-01 $172,450 (27.8%) $217,913 (14.9%) 0.00 145
    2023-01-01 $179,925 (38.5%) $243,496 (35.1%) 0.00 133
    2023-02-01 $177,400 (34.6%) $237,321 (26.8%) 0.00 116
    2023-03-01 $174,950 (29.6%) $247,066 (30.0%) 0.00 120
    2023-04-01 $179,350 (22.9%) $249,537 (28.8%) 0.00 116
    2023-05-01 $177,350 (12.4%) $258,900 (30.1%) 0.00 125
    2023-06-01 $169,800 (1.0%) $251,164 (24.9%) 0.00 140
    2023-07-01 $169,900 (1.2%) $260,053 (32.1%) 0.00 159
    2023-08-01 $169,900 (1.9%) $254,904 (23.2%) 0.00 153
    Poplar Bluff's median listing price for 2023-08-01 was $169,900, a difference of $3,200 (1.9%) versus the prior year and $0 versus the prior month.

    Poplar Bluff's median listing price comes in at 0% of the national average.

    Poplar Bluff's average listing price for 2023-08-01 was $254,904, a difference of $48,039 (23.2%) versus the prior year and $-5,149 versus the prior month.

    For the 2023-08-01 period, Poplar Bluff had 153 MLS listings, a difference of -6 listings (-4%) versus the prior month and 15 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,694 sqft
    2018-02-01 0 days 1,670 sqft
    2018-03-01 0 days 1,625 sqft
    2018-04-01 0 days 1,645 sqft
    2018-05-01 0 days 1,643 sqft
    2018-06-01 0 days 1,647 sqft
    2018-07-01 0 days 1,652 sqft
    2018-08-01 0 days 1,670 sqft
    2018-09-01 0 days 1,650 sqft
    2018-10-01 0 days 1,630 sqft
    2018-11-01 0 days 1,605 sqft
    2018-12-01 0 days 1,600 sqft
    2019-01-01 0 days 1,600 sqft
    2019-02-01 0 days 1,572 sqft
    2019-03-01 0 days 1,569 sqft
    2019-04-01 0 days 1,572 sqft
    2019-05-01 0 days 1,597 sqft
    2019-06-01 0 days 1,600 sqft
    2019-07-01 0 days 1,601 sqft
    2019-08-01 0 days 1,602 sqft
    2019-09-01 0 days 1,605 sqft
    2019-10-01 0 days 1,608 sqft
    2019-11-01 0 days 1,606 sqft
    2019-12-01 0 days 1,601 sqft
    2020-01-01 0 days 1,608 sqft
    2020-02-01 0 days 1,605 sqft
    2020-03-01 0 days 1,600 sqft
    2020-04-01 0 days 1,582 sqft
    2020-05-01 0 days 1,541 sqft
    2020-06-01 0 days 1,570 sqft
    2020-07-01 0 days 1,632 sqft
    2020-08-01 0 days 1,637 sqft
    2020-09-01 0 days 1,540 sqft
    2020-10-01 0 days 1,560 sqft
    2020-11-01 0 days 1,542 sqft
    2020-12-01 0 days 1,466 sqft
    2021-01-01 0 days 1,436 sqft
    2021-02-01 0 days 1,411 sqft
    2021-03-01 0 days 1,357 sqft
    2021-04-01 0 days 1,385 sqft
    2021-05-01 0 days 1,500 sqft
    2021-06-01 0 days 1,462 sqft
    2021-07-01 0 days 1,380 sqft
    2021-08-01 0 days 1,399 sqft
    2021-09-01 0 days 1,422 sqft
    2021-10-01 0 days 1,400 sqft
    2021-11-01 0 days 1,476 sqft
    2021-12-01 0 days 1,499 sqft
    2022-01-01 0 days 1,421 sqft
    2022-02-01 0 days 1,547 sqft
    2022-03-01 0 days 1,508 sqft
    2022-04-01 0 days 1,556 sqft
    2022-05-01 0 days 1,572 sqft
    2022-06-01 0 days 1,671 sqft
    2022-07-01 0 days 1,650 sqft
    2022-08-01 0 days 1,703 sqft
    2022-09-01 0 days 1,694 sqft
    2022-10-01 0 days 1,648 sqft
    2022-11-01 0 days 1,660 sqft
    2022-12-01 0 days 1,619 sqft
    2023-01-01 0 days 1,584 sqft
    2023-02-01 0 days 1,542 sqft
    2023-03-01 0 days 1,532 sqft
    2023-04-01 0 days 1,571 sqft
    2023-05-01 0 days 1,537 sqft
    2023-06-01 0 days 1,526 sqft
    2023-07-01 0 days 1,523 sqft
    2023-08-01 0 days 1,541 sqft
    Poplar Bluff's median listing age (time on market) for 2023-08-01 was 0 days.

    Poplar Bluff's median square footage for active listings during the 2023-08-01 period was 1,541 sqft. One year prior, the average listing was 1,703 sqft.

    Poplar Bluff, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 744 $114,630,000 $154,073
    Refi 171 $24,745,000 $144,708
    Cash Out Refi 85 $14,475,000 $170,294
    Other 58 $5,530,000 $95,345
    Home Improvement 52 $3,920,000 $75,385

    Poplar Bluff's most frequently cited loan purpose was Home Purchase, with 744 originations. The 2nd most popular reason was Refi, with 171 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 238 $34,550,000 $145,168
    4-5% 218 $33,470,000 $153,532
    3-4% 165 $26,855,000 $162,758
    6-7% 110 $15,010,000 $136,455
    7-8% 32 $3,890,000 $121,563
    2.5-3% 23 $3,695,000 $160,652
    Over 8% 12 $990,000 $82,500
    <2.5% 6 $1,860,000 $310,000

    During 2022, Poplar Bluff's most frequently originated rate bucket was 5-6%, with 238 originations.

    Loan Sizing (Poplar Bluff, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 476 $67,440,000 $141,681
    $100,000 or less 414 $24,270,000 $58,623
    $200k-400k 180 $48,080,000 $267,111
    $400k-600k 28 $13,290,000 $474,643
    $600k-1000k 10 $6,970,000 $697,000
    $Over $1MM 2 $3,250,000 $1,625,000

    Poplar Bluff's loan sizing saw the bucket of loans from $100k-200k with 476 originations, totaling $67,440,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 442 $67,750,000 $153,281
    60-80% 182 $31,470,000 $172,912
    40-60% 67 $9,375,000 $139,925
    20-40% 53 $5,395,000 $101,792
    Under 20% 39 $1,795,000 $46,026
    Over 100% 18 $4,090,000 $227,222

    Poplar Bluff's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 442 originations, totaling $67,750,000 in origination value.