Poplar Bluff Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Poplar Bluff averaged 6.91% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.96% and one month ago for the week of 2025-04-17, the average rate was 6.98%.

    Poplar Bluff's average rate one year ago was 7.27%.

    For refis of the same type during the week of 2025-05-22, the average rate was 6.76%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Poplar Bluff 30 Year Fixed Rate 2025-05-22 6.91%
    Poplar Bluff 30 Year Fixed Rate Refi 2025-05-22 6.76%
    Poplar Bluff 15 Year Fixed Rate 2025-05-22 5.91%
    Poplar Bluff 15 Year Fixed Rate Refi 2025-05-22 6.11%
    Poplar Bluff 30 Year FHA 2025-05-22 6.68%
    Poplar Bluff 30 Year FHA Refi 2025-05-22 6.51%
    Poplar Bluff 30 Year USDA 2025-05-22 6.66%
    Poplar Bluff 30 Year USDA Refi 2025-05-22 6.33%
    Poplar Bluff 30 Year VA 2025-05-22 6.66%
    Poplar Bluff 30 Year VA Refi 2025-05-22 6.32%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Poplar Bluff, MO.

    Poplar Bluff Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Poplar Bluff, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Southern Bank 65 7.13% $1,812
    DAS Acquisition Company, LLC 22 6.77% $4,671
    QUICKEN LOANS, LLC 13 6.96% $5,192
    Flanagan State Bank 7 6.70% $5,180
    U.S. Bank 6 7.08% $2,806
    FLAT BRANCH MORTGAGE, INC. 5 7.02% $2,778
    The Bank of Missouri 5 7.14% $6,150
    The Central Trust Bank 3 7.00% $3,209
    NEWREZ LLC 2 6.49% $4,304
    Arvest Bank 2 6.75% $4,852
    SCOTT CREDIT UNION 2 6.81% $2,319
    First State Community Bank 2 7.05% $988
    Mr. Cooper ( Nationstar Mortgage ) 2 7.31% $4,569
    UNITED WHOLESALE MORTGAGE, LLC 2 5.78% $5,488
    NAVY FEDERAL CREDIT UNION 2 6.63% $4,289
    GERSHMAN INVESTMENT CORP. 2 7.00% $2,545
    Midwest Mortgage Associates Corporation 1 6.63% $600
    MISSOURI ELECTRIC COOPERATIVES EMPL 1 5.88% $2,043
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $5,321
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $3,248
    Regions Bank 1 6.88% $2,623
    ROYAL UNITED MORTGAGE LLC 1 7.13% $6,842
    S1L, Inc. 1 7.00% $3,699
    Stifel Bank and Trust 1 6.50% $3,693
    TOGETHER CREDIT UNION 1 6.38% $2,424
    Truist 1 6.88% $3,328
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.75% $7,778
    AMERISAVE MORTGAGE CORPORATION 1 7.38% $7,641
    VERIDIAN CREDIT UNION 1 5.75% $2,288
    Bank of America 1 7.25% $2,802
    Barrington Bank & Trust Company, N.A. 1 7.00% $4,914
    BROKER SOLUTIONS, INC. 1 5.99% $5,496
    Charles Schwab Bank, SSB 1 6.50% $3,601
    EVERETT FINANCIAL, INC. 1 7.13% $5,142
    Farm Credit Mid-America, ACA 1 6.88% $4,088
    Farmers Bank & Trust 1 6.13% $2,962
    First Federal Bank 1 7.00% $7,841
    First State Bank of St. Charles, Missouri 1 7.38% $4,072
    Flagstar Bank, FSB 1 6.13% $1,719
    FREEDOM MORTGAGE CORPORATION 1 5.88% $6,712
    Gateway First Bank 1 7.13% $3,921
    GENEVA FINANCIAL, LLC 1 6.63% $6,136
    HOMESIDE FINANCIAL, LLC 1 7.50% $3,579
    LOANDEPOT.COM, LLC 1 7.38% $5,521

    Poplar Bluff Average Closing Costs & Other Stats

    Poplar Bluff, MO's 44 lenders originated 992 loans during 2024. The total origination value was $145,850,000, with an average loan value of $147,026.

    Poplar Bluff's average closing costs are $4,255.

    The top Poplar Bluff lender as defined by loan originations is Southern Bank, with 65 loans originated. Their average total fees are $1,812, which is $2,859 lower than the next largest lender, DAS Acquisition Company, LLC.

    The lowest fee Poplar Bluff lenders (with over 10 loans originated) are Southern Bank ($1,812), DAS Acquisition Company, LLC ($4,671), QUICKEN LOANS, LLC ($5,192), .

    The lowest rate Poplar Bluff lenders (with over 10 loans originated) are DAS Acquisition Company, LLC (6.77%), QUICKEN LOANS, LLC (6.96%), Southern Bank (7.13%), .

    Poplar Bluff, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Southern Bank $23,245,000 $29,285,000 26.0% 20.1%
    DAS Acquisition Company, LLC $16,100,000 $22,200,000 37.9% 15.2%
    First Midwest Bank of Poplar Bluff $20,155,000 $14,525,000 -27.9% 10.0%
    Peoples Community Bank $8,530,000 $12,390,000 45.3% 8.5%
    Flanagan State Bank $9,125,000 $10,725,000 17.5% 7.4%
    Mortgage Research Center, LLC $5,120,000 $6,205,000 21.2% 4.3%
    QUICKEN LOANS, LLC $4,325,000 $5,620,000 29.9% 3.9%
    FLAT BRANCH MORTGAGE, INC. $3,595,000 $3,380,000 -6.0% 2.3%
    Sterling Bank $3,400,000 $3,365,000 -1.0% 2.3%
    The Bank of Missouri $2,260,000 $2,870,000 27.0% 2.0%
    U.S. Bank $1,555,000 $1,910,000 22.8% 1.3%
    VILLAGE CAPITAL MORTGAGE $500,000 $1,765,000 253.0% 1.2%
    FREEDOM MORTGAGE CORPORATION $1,695,000 n/a 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,535,000 n/a 1.1%
    BROKER SOLUTIONS, INC. $730,000 $1,475,000 102.1% 1.0%
    PENNYMAC LOAN SERVICES, LLC $655,000 $1,330,000 103.1% 0.9%
    GERSHMAN INVESTMENT CORP. $280,000 $1,240,000 342.9% 0.9%
    NEWREZ LLC $510,000 $1,200,000 135.3% 0.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $980,000 n/a 0.7%
    Commerce Bank $660,000 $955,000 44.7% 0.7%
    NAVY FEDERAL CREDIT UNION $1,075,000 $950,000 -11.6% 0.7%
    Charles Schwab Bank, SSB $895,000 n/a 0.6%
    USAA Federal Savings Bank $825,000 $845,000 2.4% 0.6%
    First State Community Bank $160,000 $825,000 415.6% 0.6%
    Stifel Bank and Trust $595,000 $665,000 11.8% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $190,000 $650,000 242.1% 0.4%
    LOANDEPOT.COM, LLC $220,000 $640,000 190.9% 0.4%
    Barrington Bank & Trust Company, N.A. $155,000 $635,000 309.7% 0.4%
    Arvest Bank $175,000 $610,000 248.6% 0.4%
    Gateway First Bank $610,000 n/a 0.4%
    AMERICAN FINANCING CORPORATION $595,000 n/a 0.4%
    AmeriHome Mortgage Company, LLC $590,000 n/a 0.4%
    The Central Trust Bank $1,255,000 $575,000 -54.2% 0.4%
    GUARANTEED RATE, INC. $280,000 $555,000 98.2% 0.4%
    CARDINAL FINANCIAL $515,000 n/a 0.4%
    Regions Bank $460,000 n/a 0.3%
    VERIDIAN CREDIT UNION $380,000 n/a 0.3%
    GENEVA FINANCIAL, LLC $370,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $345,000 $345,000 0.0% 0.2%
    NEW DAY FINANCIAL, LLC $320,000 $340,000 6.3% 0.2%
    LOANPAL, LLC $440,000 $335,000 -23.9% 0.2%
    Carrington Mortgage Services, LLC $255,000 $325,000 27.5% 0.2%
    FINANCE OF AMERICA REVERSE LLC $315,000 n/a 0.2%
    First State Bank of St. Charles, Missouri $315,000 n/a 0.2%
    Academy Bank $305,000 n/a 0.2%
    First Federal Bank $295,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $210,000 $295,000 40.5% 0.2%
    Midwest Mortgage Associates Corporation $290,000 n/a 0.2%
    PNC Bank $285,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $530,000 $280,000 -47.2% 0.2%
    Equity Prime Mortgage LLC $270,000 n/a 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $255,000 n/a 0.2%
    MISSOURI ELECTRIC COOPERATIVES EMPL $255,000 n/a 0.2%
    PLANET HOME LENDING, LLC $630,000 $255,000 -59.5% 0.2%
    GUILD MORTGAGE COMPANY $95,000 $250,000 163.2% 0.2%
    HOMESIDE FINANCIAL, LLC $235,000 n/a 0.2%
    Farmers Bank & Trust $225,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 $225,000 164.7% 0.2%
    Members Mortgage Services, L.L.C. $885,000 $215,000 -75.7% 0.1%
    MY MOVE MORTGAGE, LLC $215,000 n/a 0.1%
    Figure Lending LLC $205,000 n/a 0.1%
    Centennial Bank $195,000 n/a 0.1%
    JPMorgan Chase Bank $55,000 $195,000 254.5% 0.1%
    Magnolia Bank $380,000 $185,000 -51.3% 0.1%
    OPEN MORTGAGE, LLC $185,000 n/a 0.1%
    Alliance Bank Central Texas $175,000 n/a 0.1%
    Bank of America $115,000 $175,000 52.2% 0.1%
    Bloomsdale Bank $115,000 $175,000 52.2% 0.1%
    SCOTT CREDIT UNION $170,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $160,000 n/a 0.1%
    Farm Credit Mid-America, ACA $235,000 $155,000 -34.0% 0.1%
    Great Southern Bank $155,000 n/a 0.1%
    FNBC Bank $145,000 n/a 0.1%
    S1L, Inc. $145,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $135,000 n/a 0.1%
    Flagstar Bank, FSB $250,000 $115,000 -54.0% 0.1%
    JLB CORPORATION $115,000 n/a 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $105,000 n/a 0.1%
    American Southwest Credit Union $95,000 n/a 0.1%
    TOGETHER CREDIT UNION $95,000 n/a 0.1%
    Truist $155,000 $95,000 -38.7% 0.1%
    Renasant Bank $90,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $255,000 $75,000 -70.6% 0.1%
    ROYAL UNITED MORTGAGE LLC $55,000 $75,000 36.4% 0.1%
    21ST MORTGAGE CORPORATION $265,000 $65,000 -75.5% 0.0%
    BancorpSouth $45,000 n/a 0.0%
    Discover Bank $35,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $25,000 n/a 0.0%

    Poplar Bluff's top lender by overall market share is Southern Bank, with 20.1% market share. In second place, with 15.2%, is DAS Acquisition Company, LLC, having originated $22,200,000 in loans. In third place, with 10.0%, is First Midwest Bank of Poplar Bluff, having originated $14,525,000 in loans. In fourth place, with 8.5%, is Peoples Community Bank, having originated $12,390,000 in loans. In fifth place, with 7.4%, is Flanagan State Bank, having originated $10,725,000 in loans.

    Poplar Bluff Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $126,425 (15.0%) $154,760 (5.6%) 0.00 238
    2018-02-01 $120,425 (12.9%) $149,863 (4.9%) 0.00 279
    2018-03-01 $120,950 (21.1%) $149,282 (8.4%) 0.00 288
    2018-04-01 $127,850 (28.0%) $154,714 (13.6%) 0.00 291
    2018-05-01 $129,900 (24.6%) $155,068 (20.0%) 0.00 284
    2018-06-01 $127,700 (9.7%) $152,006 (6.1%) 0.00 308
    2018-07-01 $119,850 (1.1%) $149,358 (1.6%) 0.00 311
    2018-08-01 $119,800 (1.2%) $149,408 (0.4%) 0.00 304
    2018-09-01 $119,900 (0.8%) $150,406 (-0.3%) 0.00 296
    2018-10-01 $119,850 (-1.4%) $155,777 (0.5%) 0.00 297
    2018-11-01 $119,150 (-7.9%) $160,748 (0.6%) 0.00 285
    2018-12-01 $118,500 (-8.8%) $164,018 (2.7%) 0.00 272
    2019-01-01 $119,900 (-5.2%) $161,339 (4.3%) 0.00 259
    2019-02-01 $122,200 (1.5%) $157,373 (5.0%) 0.00 268
    2019-03-01 $125,121 (3.5%) $153,880 (3.1%) 0.00 263
    2019-04-01 $126,425 (-1.1%) $154,278 (-0.3%) 0.00 254
    2019-05-01 $123,850 (-4.7%) $152,512 (-1.7%) 0.00 244
    2019-06-01 $128,375 (0.5%) $150,861 (-0.8%) 0.00 254
    2019-07-01 $124,900 (4.2%) $149,146 (-0.1%) 0.00 252
    2019-08-01 $128,091 (6.9%) $150,545 (0.8%) 0.00 241
    2019-09-01 $128,602 (7.3%) $151,858 (1.0%) 0.00 228
    2019-10-01 $129,000 (7.6%) $152,570 (-2.1%) 0.00 220
    2019-11-01 $129,900 (9.0%) $150,144 (-6.6%) 0.00 218
    2019-12-01 $126,725 (6.9%) $144,472 (-11.9%) 0.00 201
    2020-01-01 $128,450 (7.1%) $143,257 (-11.2%) 0.00 191
    2020-02-01 $129,900 (6.3%) $141,776 (-9.9%) 0.00 180
    2020-03-01 $129,600 (3.6%) $145,656 (-5.3%) 0.00 193
    2020-04-01 $123,650 (-2.2%) $140,868 (-8.7%) 0.00 192
    2020-05-01 $119,900 (-3.2%) $146,008 (-4.3%) 0.00 167
    2020-06-01 $123,025 (-4.2%) $152,468 (1.1%) 0.00 151
    2020-07-01 $123,625 (-1.0%) $157,152 (5.4%) 0.00 140
    2020-08-01 $129,000 (0.7%) $156,712 (4.1%) 0.00 130
    2020-09-01 $122,400 (-4.8%) $150,709 (-0.8%) 0.00 129
    2020-10-01 $119,500 (-7.4%) $148,337 (-2.8%) 0.00 122
    2020-11-01 $102,300 (-21.3%) $138,190 (-8.0%) 0.00 124
    2020-12-01 $96,900 (-23.5%) $135,242 (-6.4%) 0.00 120
    2021-01-01 $99,900 (-22.2%) $147,973 (3.3%) 0.00 95
    2021-02-01 $99,800 (-23.2%) $171,640 (21.1%) 0.00 87
    2021-03-01 $96,950 (-25.2%) $188,630 (29.5%) 0.00 85
    2021-04-01 $106,250 (-14.1%) $212,485 (50.8%) 0.00 74
    2021-05-01 $116,400 (-2.9%) $240,026 (64.4%) 0.00 58
    2021-06-01 $114,375 (-7.0%) $233,885 (53.4%) 0.00 60
    2021-07-01 $109,900 (-11.1%) $225,497 (43.5%) 0.00 76
    2021-08-01 $123,800 (-4.0%) $206,741 (31.9%) 0.00 79
    2021-09-01 $131,036 (7.1%) $197,717 (31.2%) 0.00 85
    2021-10-01 $124,950 (4.6%) $204,799 (38.1%) 0.00 82
    2021-11-01 $129,900 (27.0%) $194,243 (40.6%) 0.00 94
    2021-12-01 $129,600 (33.8%) $190,417 (40.8%) 0.00 96
    2022-01-01 $119,900 (20.0%) $180,433 (21.9%) 0.00 90
    2022-02-01 $127,950 (28.2%) $189,945 (10.7%) 0.00 73
    2022-03-01 $127,250 (31.3%) $198,149 (5.1%) 0.00 61
    2022-04-01 $129,900 (22.3%) $194,097 (-8.7%) 0.00 50
    2022-05-01 $145,200 (24.7%) $200,523 (-16.5%) 0.00 73
    2022-06-01 $150,500 (31.6%) $198,102 (-15.3%) 0.00 73
    2022-07-01 $157,500 (43.3%) $200,779 (-11.0%) 0.00 77
    2022-08-01 $169,900 (37.2%) $199,866 (-3.3%) 0.00 90
    2022-09-01 $172,300 (31.5%) $211,137 (6.8%) 0.00 97
    2022-10-01 $169,900 (36.0%) $208,026 (1.6%) 0.00 106
    2022-11-01 $179,225 (38.0%) $211,295 (8.8%) 0.00 101
    2022-12-01 $179,000 (38.1%) $208,826 (9.7%) 0.00 97
    2023-01-01 $181,750 (51.6%) $227,703 (26.2%) 0.00 93
    2023-02-01 $178,900 (39.8%) $217,789 (14.7%) 0.00 79
    2023-03-01 $175,175 (37.7%) $216,092 (9.1%) 0.00 83
    2023-04-01 $176,950 (36.2%) $216,655 (11.6%) 0.00 84
    2023-05-01 $174,800 (20.4%) $222,701 (11.1%) 0.00 90
    2023-06-01 $165,000 (9.6%) $218,022 (10.1%) 0.00 103
    2023-07-01 $162,250 (3.0%) $211,746 (5.5%) 0.00 111
    2023-08-01 $164,700 (-3.1%) $206,697 (3.4%) 0.00 106
    2023-09-01 $159,950 (-7.2%) $206,330 (-2.3%) 0.00 106
    2023-10-01 $176,700 (4.0%) $232,785 (11.9%) 0.00 121
    2023-11-01 $171,725 (-4.2%) $219,557 (3.9%) 0.00 124
    2023-12-01 $154,900 (-13.5%) $210,080 (0.6%) 0.00 147
    2024-01-01 $178,500 (-1.8%) $212,710 (-6.6%) 0.00 147
    2024-02-01 $179,975 (0.6%) $222,260 (2.1%) 0.00 138
    2024-03-01 $179,900 (2.7%) $218,116 (0.9%) 0.00 135
    2024-04-01 $189,900 (7.3%) $222,597 (2.7%) 0.00 129
    2024-05-01 $179,975 (3.0%) $209,880 (-5.8%) 0.00 138
    2024-06-01 $188,900 (14.5%) $214,540 (-1.6%) 0.00 131
    2024-07-01 $182,400 (12.4%) $215,204 (1.6%) 0.00 139
    2024-08-01 $187,400 (13.8%) $215,550 (4.3%) 0.00 137
    2024-09-01 $179,950 (12.5%) $218,174 (5.7%) 0.00 143
    2024-10-01 $179,975 (1.9%) $226,460 (-2.7%) 0.00 148
    2024-11-01 $189,900 (10.6%) $224,448 (2.2%) 0.00 154
    2024-12-01 $195,975 (26.5%) $226,480 (7.8%) 0.00 148
    2025-01-01 $199,900 (12.0%) $237,291 (11.6%) 0.00 135
    2025-02-01 $204,700 (13.7%) $234,984 (5.7%) 0.00 135
    2025-03-01 $199,000 (10.6%) $221,011 (1.3%) 0.00 130
    2025-04-01 $200,100 (5.4%) $228,865 (2.8%) 0.00 130
    Poplar Bluff's median listing price for 2025-04-01 was $200,100, a difference of $10,200 (5.4%) versus the prior year and $1,100 versus the prior month.

    Poplar Bluff's median listing price comes in at 0% of the national average.

    Poplar Bluff's average listing price for 2025-04-01 was $228,865, a difference of $6,268 (2.8%) versus the prior year and $7,854 versus the prior month.

    For the 2025-04-01 period, Poplar Bluff had 130 MLS listings, a difference of 0 listings (0%) versus the prior month and 1 listings (1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,698 sqft
    2018-02-01 0 days 1,692 sqft
    2018-03-01 0 days 1,689 sqft
    2018-04-01 0 days 1,689 sqft
    2018-05-01 0 days 1,698 sqft
    2018-06-01 0 days 1,689 sqft
    2018-07-01 0 days 1,668 sqft
    2018-08-01 0 days 1,669 sqft
    2018-09-01 0 days 1,659 sqft
    2018-10-01 0 days 1,662 sqft
    2018-11-01 0 days 1,667 sqft
    2018-12-01 0 days 1,685 sqft
    2019-01-01 0 days 1,683 sqft
    2019-02-01 0 days 1,630 sqft
    2019-03-01 0 days 1,611 sqft
    2019-04-01 0 days 1,607 sqft
    2019-05-01 0 days 1,616 sqft
    2019-06-01 0 days 1,620 sqft
    2019-07-01 0 days 1,604 sqft
    2019-08-01 0 days 1,609 sqft
    2019-09-01 0 days 1,616 sqft
    2019-10-01 0 days 1,612 sqft
    2019-11-01 0 days 1,580 sqft
    2019-12-01 0 days 1,598 sqft
    2020-01-01 0 days 1,605 sqft
    2020-02-01 0 days 1,608 sqft
    2020-03-01 0 days 1,616 sqft
    2020-04-01 0 days 1,591 sqft
    2020-05-01 0 days 1,582 sqft
    2020-06-01 0 days 1,606 sqft
    2020-07-01 0 days 1,667 sqft
    2020-08-01 0 days 1,638 sqft
    2020-09-01 0 days 1,545 sqft
    2020-10-01 0 days 1,594 sqft
    2020-11-01 0 days 1,529 sqft
    2020-12-01 0 days 1,425 sqft
    2021-01-01 0 days 1,427 sqft
    2021-02-01 0 days 1,395 sqft
    2021-03-01 0 days 1,341 sqft
    2021-04-01 0 days 1,349 sqft
    2021-05-01 0 days 1,383 sqft
    2021-06-01 0 days 1,431 sqft
    2021-07-01 0 days 1,396 sqft
    2021-08-01 0 days 1,415 sqft
    2021-09-01 0 days 1,530 sqft
    2021-10-01 0 days 1,535 sqft
    2021-11-01 0 days 1,506 sqft
    2021-12-01 0 days 1,530 sqft
    2022-01-01 0 days 1,487 sqft
    2022-02-01 0 days 1,558 sqft
    2022-03-01 0 days 1,505 sqft
    2022-04-01 0 days 1,563 sqft
    2022-05-01 0 days 1,624 sqft
    2022-06-01 0 days 1,675 sqft
    2022-07-01 0 days 1,638 sqft
    2022-08-01 0 days 1,748 sqft
    2022-09-01 0 days 1,716 sqft
    2022-10-01 0 days 1,619 sqft
    2022-11-01 0 days 1,610 sqft
    2022-12-01 0 days 1,610 sqft
    2023-01-01 0 days 1,630 sqft
    2023-02-01 0 days 1,563 sqft
    2023-03-01 0 days 1,530 sqft
    2023-04-01 0 days 1,600 sqft
    2023-05-01 0 days 1,574 sqft
    2023-06-01 0 days 1,544 sqft
    2023-07-01 0 days 1,524 sqft
    2023-08-01 0 days 1,542 sqft
    2023-09-01 0 days 1,507 sqft
    2023-10-01 0 days 1,673 sqft
    2023-11-01 0 days 1,586 sqft
    2023-12-01 0 days 1,529 sqft
    2024-01-01 0 days 1,557 sqft
    2024-02-01 0 days 1,609 sqft
    2024-03-01 0 days 1,674 sqft
    2024-04-01 0 days 1,654 sqft
    2024-05-01 0 days 1,571 sqft
    2024-06-01 0 days 1,584 sqft
    2024-07-01 0 days 1,668 sqft
    2024-08-01 0 days 1,577 sqft
    2024-09-01 0 days 1,565 sqft
    2024-10-01 0 days 1,683 sqft
    2024-11-01 0 days 1,683 sqft
    2024-12-01 0 days 1,706 sqft
    2025-01-01 0 days 1,646 sqft
    2025-02-01 0 days 1,653 sqft
    2025-03-01 0 days 1,597 sqft
    2025-04-01 0 days 1,577 sqft
    Poplar Bluff's median listing age (time on market) for 2025-04-01 was 0 days.

    Poplar Bluff's median square footage for active listings during the 2025-04-01 period was 1,577 sqft. One year prior, the average listing was 1,654 sqft.

    Poplar Bluff, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 630 $103,450,000 $164,206
    Refi 119 $18,145,000 $152,479
    Cash Out Refi 97 $14,015,000 $144,485
    Home Improvement 73 $4,575,000 $62,671
    Other 73 $5,665,000 $77,603

    Poplar Bluff's most frequently cited loan purpose was Home Purchase, with 630 originations. The 2nd most popular reason was Refi, with 119 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 326 $56,660,000 $173,804
    7-8% 176 $26,470,000 $150,398
    Over 8% 150 $15,070,000 $100,467
    5-6% 79 $15,615,000 $197,658
    4-5% 4 $630,000 $157,500
    2.5-3% 4 $530,000 $132,500
    <2.5% 1 $5,000 $5,000
    3-4% 1 $45,000 $45,000

    During 2024, Poplar Bluff's most frequently originated rate bucket was 6-7%, with 326 originations.

    Loan Sizing (Poplar Bluff, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 396 $22,520,000 $56,869
    $100k-200k 378 $55,490,000 $146,799
    $200k-400k 188 $49,520,000 $263,404
    $400k-600k 20 $9,460,000 $473,000
    $600k-1000k 8 $6,170,000 $771,250
    $Over $1MM 2 $2,690,000 $1,345,000

    Poplar Bluff's loan sizing saw the bucket of loans from $100,000 or less with 396 originations, totaling $22,520,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 404 $71,500,000 $176,980
    60-80% 133 $21,995,000 $165,376
    20-40% 64 $5,270,000 $82,344
    Under 20% 60 $2,660,000 $44,333
    40-60% 52 $8,070,000 $155,192
    Over 100% 5 $1,045,000 $209,000

    Poplar Bluff's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 404 originations, totaling $71,500,000 in origination value.