Poplar Bluff Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Poplar Bluff averaged 6.89% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 7.01% and one month ago for the week of 2025-01-09, the average rate was 7.25%.

    Poplar Bluff's average rate one year ago was 6.86%.

    For refis of the same type during the week of 2025-02-13, the average rate was 6.97%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Poplar Bluff 30 Year Fixed Rate 2025-02-13 6.89%
    Poplar Bluff 30 Year Fixed Rate Refi 2025-02-13 6.97%
    Poplar Bluff 15 Year Fixed Rate 2025-02-13 5.99%
    Poplar Bluff 15 Year Fixed Rate Refi 2025-02-13 5.99%
    Poplar Bluff 30 Year FHA 2025-02-13 6.33%
    Poplar Bluff 30 Year FHA Refi 2025-02-13 6.62%
    Poplar Bluff 30 Year USDA 2025-02-13 6.7%
    Poplar Bluff 30 Year USDA Refi 2025-02-13 6.63%
    Poplar Bluff 30 Year VA 2025-02-13 6.92%
    Poplar Bluff 30 Year VA Refi 2025-02-13 6.53%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Poplar Bluff, MO.

    Poplar Bluff Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Poplar Bluff, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Southern Bank 66 7.25% $1,804
    DAS Acquisition Company, LLC 23 6.79% $5,344
    QUICKEN LOANS, LLC 10 6.75% $5,466
    U.S. Bank 8 7.20% $2,166
    Flanagan State Bank 6 6.65% $4,607
    The Bank of Missouri 6 6.58% $2,443
    FLAT BRANCH MORTGAGE, INC. 5 7.35% $2,476
    PENNYMAC LOAN SERVICES, LLC 3 6.33% $6,349
    Wells Fargo Bank 3 7.13% $4,295
    The Central Trust Bank 2 7.00% $2,678
    BROKER SOLUTIONS, INC. 2 7.37% $4,198
    Mortgage Research Center, LLC 1 5.25% $2,140
    NAVY FEDERAL CREDIT UNION 1 7.75% $1,465
    Northpointe Bank 1 6.99% $5,976
    Ottawa Savings Bank 1 6.38% $2,209
    Stifel Bank and Trust 1 6.38% $2,032
    Sullivan Bank 1 8.50% $1,361
    T2 FINANCIAL LLC 1 7.63% $2,748
    Truist 1 5.75% $2,893
    Union Bank and Trust Company 1 6.13% $2,490
    USAA Federal Savings Bank 1 6.88% $9,741
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.50% $2,996
    Arvest Bank 1 6.88% $2,840
    ZILLOW HOME LOANS, LLC 1 6.50% $4,841
    BMO Harris Bank 1 6.13% $2,656
    COMPEER FINANCIAL, FLCA 1 7.63% $3,523
    Farm Credit Mid-America, ACA 1 7.50% $6,491
    First State Community Bank 1 8.40% $1,464
    GERSHMAN INVESTMENT CORP. 1 6.00% $2,511
    GREENSTATE CREDIT UNION 1 6.25% $2,192
    GUILD MORTGAGE COMPANY 1 7.13% $4,211
    Hawthorn Bank 1 6.50% $2,963
    Magnolia Bank 1 6.50% $2,183
    MISSOURI Credit Union 1 6.75% $2,578

    Poplar Bluff Average Closing Costs & Other Stats

    Poplar Bluff, MO's 34 lenders originated 816 loans during 2023. The total origination value was $118,940,000, with an average loan value of $145,760.

    Poplar Bluff's average closing costs are $4,104.

    The top Poplar Bluff lender as defined by loan originations is Southern Bank, with 66 loans originated. Their average total fees are $1,804, which is $3,539 lower than the next largest lender, DAS Acquisition Company, LLC.

    The lowest fee Poplar Bluff lenders (with over 10 loans originated) are Southern Bank ($1,804), DAS Acquisition Company, LLC ($5,344), QUICKEN LOANS, LLC ($5,466), .

    The lowest rate Poplar Bluff lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.75%), DAS Acquisition Company, LLC (6.79%), Southern Bank (7.25%), .

    Poplar Bluff, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Southern Bank $34,790,000 $23,245,000 -33.2% 19.5%
    First Midwest Bank of Poplar Bluff $23,295,000 $20,155,000 -13.5% 16.9%
    DAS Acquisition Company, LLC $23,570,000 $16,100,000 -31.7% 13.5%
    Flanagan State Bank $11,940,000 $9,125,000 -23.6% 7.7%
    Peoples Community Bank $17,995,000 $8,530,000 -52.6% 7.2%
    Mortgage Research Center, LLC $4,060,000 $5,120,000 26.1% 4.3%
    QUICKEN LOANS, LLC $5,330,000 $4,325,000 -18.9% 3.6%
    FLAT BRANCH MORTGAGE, INC. $6,795,000 $3,595,000 -47.1% 3.0%
    Sterling Bank $3,400,000 n/a 2.9%
    The Bank of Missouri $3,810,000 $2,260,000 -40.7% 1.9%
    U.S. Bank $1,180,000 $1,555,000 31.8% 1.3%
    The Central Trust Bank $730,000 $1,255,000 71.9% 1.1%
    NAVY FEDERAL CREDIT UNION $1,600,000 $1,075,000 -32.8% 0.9%
    Members Mortgage Services, L.L.C. $855,000 $885,000 3.5% 0.7%
    Montgomery Bank $860,000 n/a 0.7%
    USAA Federal Savings Bank $525,000 $825,000 57.1% 0.7%
    Bank of England $420,000 $790,000 88.1% 0.7%
    BROKER SOLUTIONS, INC. $625,000 $730,000 16.8% 0.6%
    Commerce Bank $1,735,000 $660,000 -62.0% 0.6%
    PENNYMAC LOAN SERVICES, LLC $2,200,000 $655,000 -70.2% 0.6%
    PLANET HOME LENDING, LLC $85,000 $630,000 641.2% 0.5%
    Wells Fargo Bank $575,000 $605,000 5.2% 0.5%
    Stifel Bank and Trust $595,000 n/a 0.5%
    Northpointe Bank $565,000 n/a 0.5%
    ZILLOW HOME LOANS, LLC $530,000 n/a 0.4%
    NEWREZ LLC $145,000 $510,000 251.7% 0.4%
    VILLAGE CAPITAL MORTGAGE $755,000 $500,000 -33.8% 0.4%
    LOANPAL, LLC $440,000 n/a 0.4%
    Alliance Bank $225,000 $395,000 75.6% 0.3%
    Magnolia Bank $125,000 $380,000 204.0% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $190,000 $345,000 81.6% 0.3%
    NEW DAY FINANCIAL, LLC $260,000 $320,000 23.1% 0.3%
    GERSHMAN INVESTMENT CORP. $560,000 $280,000 -50.0% 0.2%
    GUARANTEED RATE, INC. $280,000 n/a 0.2%
    COMPEER FINANCIAL, FLCA $275,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $860,000 $265,000 -69.2% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $265,000 n/a 0.2%
    Carrington Mortgage Services, LLC $310,000 $255,000 -17.7% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $255,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $255,000 n/a 0.2%
    Flagstar Bank, FSB $540,000 $250,000 -53.7% 0.2%
    Hawthorn Bank $245,000 n/a 0.2%
    Farm Credit Mid-America, ACA $235,000 n/a 0.2%
    SIRVA MORTGAGE, INC. $235,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 n/a 0.2%
    LOANDEPOT.COM, LLC $810,000 $220,000 -72.8% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $220,000 $210,000 -4.5% 0.2%
    Mid-Continent Funding, Inc. $205,000 n/a 0.2%
    Union Bank and Trust Company $205,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $190,000 8.6% 0.2%
    BMO Harris Bank $185,000 n/a 0.2%
    Arvest Bank $270,000 $175,000 -35.2% 0.1%
    CORNERSTONE HOME LENDING, INC. $165,000 n/a 0.1%
    First State Community Bank $350,000 $160,000 -54.3% 0.1%
    Barrington Bank & Trust Company, N.A. $345,000 $155,000 -55.1% 0.1%
    Truist $155,000 n/a 0.1%
    First Midwest Bank of Dexter $685,000 $150,000 -78.1% 0.1%
    First Bank $145,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $135,000 n/a 0.1%
    Bank of America $185,000 $115,000 -37.8% 0.1%
    Bloomsdale Bank $115,000 n/a 0.1%
    FOUR POINTS $115,000 n/a 0.1%
    MISSOURI Credit Union $195,000 $115,000 -41.0% 0.1%
    FIRST COMMUNITY $285,000 $110,000 -61.4% 0.1%
    First National Bank $105,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $445,000 $95,000 -78.7% 0.1%
    T2 FINANCIAL LLC $185,000 $95,000 -48.6% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $85,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $125,000 $85,000 -32.0% 0.1%
    GREENSTATE CREDIT UNION $75,000 n/a 0.1%
    Sullivan Bank $75,000 n/a 0.1%
    Ottawa Savings Bank $65,000 n/a 0.1%
    Focus Bank $195,000 $55,000 -71.8% 0.0%
    GSF Mortgage Corporation $55,000 n/a 0.0%
    JPMorgan Chase Bank $430,000 $55,000 -87.2% 0.0%
    ROYAL UNITED MORTGAGE LLC $120,000 $55,000 -54.2% 0.0%

    Poplar Bluff's top lender by overall market share is Southern Bank, with 19.5% market share. In second place, with 16.9%, is First Midwest Bank of Poplar Bluff, having originated $20,155,000 in loans. In third place, with 13.5%, is DAS Acquisition Company, LLC, having originated $16,100,000 in loans. In fourth place, with 7.7%, is Flanagan State Bank, having originated $9,125,000 in loans. In fifth place, with 7.2%, is Peoples Community Bank, having originated $8,530,000 in loans.

    Poplar Bluff Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $126,425 (15.0%) $154,760 (5.6%) 0.00 238
    2018-02-01 $120,425 (12.9%) $149,863 (4.9%) 0.00 279
    2018-03-01 $120,950 (21.1%) $149,282 (8.4%) 0.00 288
    2018-04-01 $127,850 (28.0%) $154,714 (13.6%) 0.00 291
    2018-05-01 $129,900 (24.6%) $155,068 (20.0%) 0.00 284
    2018-06-01 $127,700 (9.7%) $152,006 (6.1%) 0.00 308
    2018-07-01 $119,850 (1.1%) $149,358 (1.6%) 0.00 311
    2018-08-01 $119,800 (1.2%) $149,408 (0.4%) 0.00 304
    2018-09-01 $119,900 (0.8%) $150,406 (-0.3%) 0.00 296
    2018-10-01 $119,850 (-1.4%) $155,777 (0.5%) 0.00 297
    2018-11-01 $119,150 (-7.9%) $160,748 (0.6%) 0.00 285
    2018-12-01 $118,500 (-8.8%) $164,018 (2.7%) 0.00 272
    2019-01-01 $119,900 (-5.2%) $161,339 (4.3%) 0.00 259
    2019-02-01 $122,200 (1.5%) $157,373 (5.0%) 0.00 268
    2019-03-01 $125,121 (3.5%) $153,880 (3.1%) 0.00 263
    2019-04-01 $126,425 (-1.1%) $154,278 (-0.3%) 0.00 254
    2019-05-01 $123,850 (-4.7%) $152,512 (-1.7%) 0.00 244
    2019-06-01 $128,375 (0.5%) $150,861 (-0.8%) 0.00 254
    2019-07-01 $124,900 (4.2%) $149,146 (-0.1%) 0.00 252
    2019-08-01 $128,091 (6.9%) $150,545 (0.8%) 0.00 241
    2019-09-01 $128,602 (7.3%) $151,858 (1.0%) 0.00 228
    2019-10-01 $129,000 (7.6%) $152,570 (-2.1%) 0.00 220
    2019-11-01 $129,900 (9.0%) $150,144 (-6.6%) 0.00 218
    2019-12-01 $126,725 (6.9%) $144,472 (-11.9%) 0.00 201
    2020-01-01 $128,450 (7.1%) $143,257 (-11.2%) 0.00 191
    2020-02-01 $129,900 (6.3%) $141,776 (-9.9%) 0.00 180
    2020-03-01 $129,600 (3.6%) $145,656 (-5.3%) 0.00 193
    2020-04-01 $123,650 (-2.2%) $140,868 (-8.7%) 0.00 192
    2020-05-01 $119,900 (-3.2%) $146,008 (-4.3%) 0.00 167
    2020-06-01 $123,025 (-4.2%) $152,468 (1.1%) 0.00 151
    2020-07-01 $123,625 (-1.0%) $157,152 (5.4%) 0.00 140
    2020-08-01 $129,000 (0.7%) $156,712 (4.1%) 0.00 130
    2020-09-01 $122,400 (-4.8%) $150,709 (-0.8%) 0.00 129
    2020-10-01 $119,500 (-7.4%) $148,337 (-2.8%) 0.00 122
    2020-11-01 $102,300 (-21.3%) $138,190 (-8.0%) 0.00 124
    2020-12-01 $96,900 (-23.5%) $135,242 (-6.4%) 0.00 120
    2021-01-01 $99,900 (-22.2%) $147,973 (3.3%) 0.00 95
    2021-02-01 $99,800 (-23.2%) $171,640 (21.1%) 0.00 87
    2021-03-01 $96,950 (-25.2%) $188,630 (29.5%) 0.00 85
    2021-04-01 $106,250 (-14.1%) $212,485 (50.8%) 0.00 74
    2021-05-01 $116,400 (-2.9%) $240,026 (64.4%) 0.00 58
    2021-06-01 $114,375 (-7.0%) $233,885 (53.4%) 0.00 60
    2021-07-01 $109,900 (-11.1%) $225,497 (43.5%) 0.00 76
    2021-08-01 $123,800 (-4.0%) $206,741 (31.9%) 0.00 79
    2021-09-01 $131,036 (7.1%) $197,717 (31.2%) 0.00 85
    2021-10-01 $124,950 (4.6%) $204,799 (38.1%) 0.00 82
    2021-11-01 $129,900 (27.0%) $194,243 (40.6%) 0.00 94
    2021-12-01 $129,600 (33.8%) $190,417 (40.8%) 0.00 96
    2022-01-01 $119,900 (20.0%) $180,433 (21.9%) 0.00 90
    2022-02-01 $127,950 (28.2%) $189,945 (10.7%) 0.00 73
    2022-03-01 $127,250 (31.3%) $198,149 (5.1%) 0.00 61
    2022-04-01 $129,900 (22.3%) $194,097 (-8.7%) 0.00 50
    2022-05-01 $145,200 (24.7%) $200,523 (-16.5%) 0.00 73
    2022-06-01 $150,500 (31.6%) $198,102 (-15.3%) 0.00 73
    2022-07-01 $157,500 (43.3%) $200,779 (-11.0%) 0.00 77
    2022-08-01 $169,900 (37.2%) $199,866 (-3.3%) 0.00 90
    2022-09-01 $172,300 (31.5%) $211,137 (6.8%) 0.00 97
    2022-10-01 $169,900 (36.0%) $208,026 (1.6%) 0.00 106
    2022-11-01 $179,225 (38.0%) $211,295 (8.8%) 0.00 101
    2022-12-01 $179,000 (38.1%) $208,826 (9.7%) 0.00 97
    2023-01-01 $181,750 (51.6%) $227,703 (26.2%) 0.00 93
    2023-02-01 $178,900 (39.8%) $217,789 (14.7%) 0.00 79
    2023-03-01 $175,175 (37.7%) $216,092 (9.1%) 0.00 83
    2023-04-01 $176,950 (36.2%) $216,655 (11.6%) 0.00 84
    2023-05-01 $174,800 (20.4%) $222,701 (11.1%) 0.00 90
    2023-06-01 $165,000 (9.6%) $218,022 (10.1%) 0.00 103
    2023-07-01 $162,250 (3.0%) $211,746 (5.5%) 0.00 111
    2023-08-01 $164,700 (-3.1%) $206,697 (3.4%) 0.00 106
    2023-09-01 $159,950 (-7.2%) $206,330 (-2.3%) 0.00 106
    2023-10-01 $176,700 (4.0%) $232,785 (11.9%) 0.00 121
    2023-11-01 $171,725 (-4.2%) $219,557 (3.9%) 0.00 124
    2023-12-01 $154,900 (-13.5%) $210,080 (0.6%) 0.00 147
    2024-01-01 $178,500 (-1.8%) $212,710 (-6.6%) 0.00 147
    2024-02-01 $179,975 (0.6%) $222,260 (2.1%) 0.00 138
    2024-03-01 $179,900 (2.7%) $218,116 (0.9%) 0.00 135
    2024-04-01 $189,900 (7.3%) $222,597 (2.7%) 0.00 129
    2024-05-01 $179,975 (3.0%) $209,880 (-5.8%) 0.00 138
    2024-06-01 $188,900 (14.5%) $214,540 (-1.6%) 0.00 131
    2024-07-01 $182,400 (12.4%) $215,204 (1.6%) 0.00 139
    2024-08-01 $187,400 (13.8%) $215,550 (4.3%) 0.00 137
    2024-09-01 $179,950 (12.5%) $218,174 (5.7%) 0.00 143
    2024-10-01 $179,975 (1.9%) $226,460 (-2.7%) 0.00 148
    2024-11-01 $189,900 (10.6%) $224,448 (2.2%) 0.00 154
    2024-12-01 $195,975 (26.5%) $226,480 (7.8%) 0.00 148
    2025-01-01 $199,900 (12.0%) $237,291 (11.6%) 0.00 135
    Poplar Bluff's median listing price for 2025-01-01 was $199,900, a difference of $21,400 (12.0%) versus the prior year and $3,925 versus the prior month.

    Poplar Bluff's median listing price comes in at 0% of the national average.

    Poplar Bluff's average listing price for 2025-01-01 was $237,291, a difference of $24,581 (11.6%) versus the prior year and $10,811 versus the prior month.

    For the 2025-01-01 period, Poplar Bluff had 135 MLS listings, a difference of -13 listings (-9%) versus the prior month and -12 listings (-8%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,698 sqft
    2018-02-01 0 days 1,692 sqft
    2018-03-01 0 days 1,689 sqft
    2018-04-01 0 days 1,689 sqft
    2018-05-01 0 days 1,698 sqft
    2018-06-01 0 days 1,689 sqft
    2018-07-01 0 days 1,668 sqft
    2018-08-01 0 days 1,669 sqft
    2018-09-01 0 days 1,659 sqft
    2018-10-01 0 days 1,662 sqft
    2018-11-01 0 days 1,667 sqft
    2018-12-01 0 days 1,685 sqft
    2019-01-01 0 days 1,683 sqft
    2019-02-01 0 days 1,630 sqft
    2019-03-01 0 days 1,611 sqft
    2019-04-01 0 days 1,607 sqft
    2019-05-01 0 days 1,616 sqft
    2019-06-01 0 days 1,620 sqft
    2019-07-01 0 days 1,604 sqft
    2019-08-01 0 days 1,609 sqft
    2019-09-01 0 days 1,616 sqft
    2019-10-01 0 days 1,612 sqft
    2019-11-01 0 days 1,580 sqft
    2019-12-01 0 days 1,598 sqft
    2020-01-01 0 days 1,605 sqft
    2020-02-01 0 days 1,608 sqft
    2020-03-01 0 days 1,616 sqft
    2020-04-01 0 days 1,591 sqft
    2020-05-01 0 days 1,582 sqft
    2020-06-01 0 days 1,606 sqft
    2020-07-01 0 days 1,667 sqft
    2020-08-01 0 days 1,638 sqft
    2020-09-01 0 days 1,545 sqft
    2020-10-01 0 days 1,594 sqft
    2020-11-01 0 days 1,529 sqft
    2020-12-01 0 days 1,425 sqft
    2021-01-01 0 days 1,427 sqft
    2021-02-01 0 days 1,395 sqft
    2021-03-01 0 days 1,341 sqft
    2021-04-01 0 days 1,349 sqft
    2021-05-01 0 days 1,383 sqft
    2021-06-01 0 days 1,431 sqft
    2021-07-01 0 days 1,396 sqft
    2021-08-01 0 days 1,415 sqft
    2021-09-01 0 days 1,530 sqft
    2021-10-01 0 days 1,535 sqft
    2021-11-01 0 days 1,506 sqft
    2021-12-01 0 days 1,530 sqft
    2022-01-01 0 days 1,487 sqft
    2022-02-01 0 days 1,558 sqft
    2022-03-01 0 days 1,505 sqft
    2022-04-01 0 days 1,563 sqft
    2022-05-01 0 days 1,624 sqft
    2022-06-01 0 days 1,675 sqft
    2022-07-01 0 days 1,638 sqft
    2022-08-01 0 days 1,748 sqft
    2022-09-01 0 days 1,716 sqft
    2022-10-01 0 days 1,619 sqft
    2022-11-01 0 days 1,610 sqft
    2022-12-01 0 days 1,610 sqft
    2023-01-01 0 days 1,630 sqft
    2023-02-01 0 days 1,563 sqft
    2023-03-01 0 days 1,530 sqft
    2023-04-01 0 days 1,600 sqft
    2023-05-01 0 days 1,574 sqft
    2023-06-01 0 days 1,544 sqft
    2023-07-01 0 days 1,524 sqft
    2023-08-01 0 days 1,542 sqft
    2023-09-01 0 days 1,507 sqft
    2023-10-01 0 days 1,673 sqft
    2023-11-01 0 days 1,586 sqft
    2023-12-01 0 days 1,529 sqft
    2024-01-01 0 days 1,557 sqft
    2024-02-01 0 days 1,609 sqft
    2024-03-01 0 days 1,674 sqft
    2024-04-01 0 days 1,654 sqft
    2024-05-01 0 days 1,571 sqft
    2024-06-01 0 days 1,584 sqft
    2024-07-01 0 days 1,668 sqft
    2024-08-01 0 days 1,577 sqft
    2024-09-01 0 days 1,565 sqft
    2024-10-01 0 days 1,683 sqft
    2024-11-01 0 days 1,683 sqft
    2024-12-01 0 days 1,706 sqft
    2025-01-01 0 days 1,646 sqft
    Poplar Bluff's median listing age (time on market) for 2025-01-01 was 0 days.

    Poplar Bluff's median square footage for active listings during the 2025-01-01 period was 1,646 sqft. One year prior, the average listing was 1,557 sqft.

    Poplar Bluff, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 562 $87,840,000 $156,299
    Refi 101 $16,785,000 $166,188
    Cash Out Refi 62 $7,530,000 $121,452
    Home Improvement 46 $2,940,000 $63,913
    Other 45 $3,845,000 $85,444

    Poplar Bluff's most frequently cited loan purpose was Home Purchase, with 562 originations. The 2nd most popular reason was Refi, with 101 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 252 $40,530,000 $160,833
    7-8% 172 $25,940,000 $150,814
    Over 8% 90 $9,140,000 $101,556
    5-6% 44 $7,590,000 $172,500
    4-5% 6 $1,350,000 $225,000
    2.5-3% 2 $380,000 $190,000
    3-4% 1 $25,000 $25,000

    During 2023, Poplar Bluff's most frequently originated rate bucket was 6-7%, with 252 originations.

    Loan Sizing (Poplar Bluff, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 336 $19,950,000 $59,375
    $100k-200k 309 $44,135,000 $142,832
    $200k-400k 147 $40,035,000 $272,347
    $400k-600k 19 $9,035,000 $475,526
    $600k-1000k 3 $2,085,000 $695,000
    $Over $1MM 2 $3,700,000 $1,850,000

    Poplar Bluff's loan sizing saw the bucket of loans from $100,000 or less with 336 originations, totaling $19,950,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 321 $51,095,000 $159,174
    60-80% 112 $19,220,000 $171,607
    40-60% 53 $7,725,000 $145,755
    20-40% 46 $3,720,000 $80,870
    Under 20% 26 $1,210,000 $46,538
    Over 100% 8 $1,870,000 $233,750

    Poplar Bluff's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 321 originations, totaling $51,095,000 in origination value.