Poplar Bluff Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Poplar Bluff averaged 6.92% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.81% and one month ago for the week of 2024-11-07, the average rate was 6.91%.

    Poplar Bluff's average rate one year ago was 7.25%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Poplar Bluff 30 Year Fixed Rate 2024-12-12 6.92%
    Poplar Bluff 30 Year Fixed Rate Refi 2024-12-12 6.6%
    Poplar Bluff 15 Year Fixed Rate 2024-12-12 5.74%
    Poplar Bluff 15 Year Fixed Rate Refi 2024-12-12 5.94%
    Poplar Bluff 30 Year FHA 2024-12-12 6.19%
    Poplar Bluff 30 Year FHA Refi 2024-12-12 6.18%
    Poplar Bluff 30 Year USDA 2024-12-12 6.28%
    Poplar Bluff 30 Year USDA Refi 2024-12-12 6.3%
    Poplar Bluff 30 Year VA 2024-12-12 6.37%
    Poplar Bluff 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Poplar Bluff, MO.

    Poplar Bluff Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Poplar Bluff, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Southern Bank 66 7.25% $1,804
    DAS Acquisition Company, LLC 23 6.79% $5,344
    QUICKEN LOANS, LLC 10 6.75% $5,466
    U.S. Bank 8 7.20% $2,166
    Flanagan State Bank 6 6.65% $4,607
    The Bank of Missouri 6 6.58% $2,443
    FLAT BRANCH MORTGAGE, INC. 5 7.35% $2,476
    PENNYMAC LOAN SERVICES, LLC 3 6.33% $6,349
    Wells Fargo Bank 3 7.13% $4,295
    The Central Trust Bank 2 7.00% $2,678
    BROKER SOLUTIONS, INC. 2 7.37% $4,198
    Mortgage Research Center, LLC 1 5.25% $2,140
    NAVY FEDERAL CREDIT UNION 1 7.75% $1,465
    Northpointe Bank 1 6.99% $5,976
    Ottawa Savings Bank 1 6.38% $2,209
    Stifel Bank and Trust 1 6.38% $2,032
    Sullivan Bank 1 8.50% $1,361
    T2 FINANCIAL LLC 1 7.63% $2,748
    Truist 1 5.75% $2,893
    Union Bank and Trust Company 1 6.13% $2,490
    USAA Federal Savings Bank 1 6.88% $9,741
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.50% $2,996
    Arvest Bank 1 6.88% $2,840
    ZILLOW HOME LOANS, LLC 1 6.50% $4,841
    BMO Harris Bank 1 6.13% $2,656
    COMPEER FINANCIAL, FLCA 1 7.63% $3,523
    Farm Credit Mid-America, ACA 1 7.50% $6,491
    First State Community Bank 1 8.40% $1,464
    GERSHMAN INVESTMENT CORP. 1 6.00% $2,511
    GREENSTATE CREDIT UNION 1 6.25% $2,192
    GUILD MORTGAGE COMPANY 1 7.13% $4,211
    Hawthorn Bank 1 6.50% $2,963
    Magnolia Bank 1 6.50% $2,183
    MISSOURI Credit Union 1 6.75% $2,578

    Poplar Bluff Average Closing Costs & Other Stats

    Poplar Bluff, MO's 34 lenders originated 816 loans during 2023. The total origination value was $118,940,000, with an average loan value of $145,760.

    Poplar Bluff's average closing costs are $4,104.

    The top Poplar Bluff lender as defined by loan originations is Southern Bank, with 66 loans originated. Their average total fees are $1,804, which is $3,539 lower than the next largest lender, DAS Acquisition Company, LLC.

    The lowest fee Poplar Bluff lenders (with over 10 loans originated) are Southern Bank ($1,804), DAS Acquisition Company, LLC ($5,344), QUICKEN LOANS, LLC ($5,466), .

    The lowest rate Poplar Bluff lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.75%), DAS Acquisition Company, LLC (6.79%), Southern Bank (7.25%), .

    Poplar Bluff, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Southern Bank $34,790,000 $23,245,000 -33.2% 19.5%
    First Midwest Bank of Poplar Bluff $23,295,000 $20,155,000 -13.5% 16.9%
    DAS Acquisition Company, LLC $23,570,000 $16,100,000 -31.7% 13.5%
    Flanagan State Bank $11,940,000 $9,125,000 -23.6% 7.7%
    Peoples Community Bank $17,995,000 $8,530,000 -52.6% 7.2%
    Mortgage Research Center, LLC $4,060,000 $5,120,000 26.1% 4.3%
    QUICKEN LOANS, LLC $5,330,000 $4,325,000 -18.9% 3.6%
    FLAT BRANCH MORTGAGE, INC. $6,795,000 $3,595,000 -47.1% 3.0%
    Sterling Bank $3,400,000 n/a 2.9%
    The Bank of Missouri $3,810,000 $2,260,000 -40.7% 1.9%
    U.S. Bank $1,180,000 $1,555,000 31.8% 1.3%
    The Central Trust Bank $730,000 $1,255,000 71.9% 1.1%
    NAVY FEDERAL CREDIT UNION $1,600,000 $1,075,000 -32.8% 0.9%
    Members Mortgage Services, L.L.C. $855,000 $885,000 3.5% 0.7%
    Montgomery Bank $860,000 n/a 0.7%
    USAA Federal Savings Bank $525,000 $825,000 57.1% 0.7%
    Bank of England $420,000 $790,000 88.1% 0.7%
    BROKER SOLUTIONS, INC. $625,000 $730,000 16.8% 0.6%
    Commerce Bank $1,735,000 $660,000 -62.0% 0.6%
    PENNYMAC LOAN SERVICES, LLC $2,200,000 $655,000 -70.2% 0.6%
    PLANET HOME LENDING, LLC $85,000 $630,000 641.2% 0.5%
    Wells Fargo Bank $575,000 $605,000 5.2% 0.5%
    Stifel Bank and Trust $595,000 n/a 0.5%
    Northpointe Bank $565,000 n/a 0.5%
    ZILLOW HOME LOANS, LLC $530,000 n/a 0.4%
    NEWREZ LLC $145,000 $510,000 251.7% 0.4%
    VILLAGE CAPITAL MORTGAGE $755,000 $500,000 -33.8% 0.4%
    LOANPAL, LLC $440,000 n/a 0.4%
    Alliance Bank $225,000 $395,000 75.6% 0.3%
    Magnolia Bank $125,000 $380,000 204.0% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $190,000 $345,000 81.6% 0.3%
    NEW DAY FINANCIAL, LLC $260,000 $320,000 23.1% 0.3%
    GERSHMAN INVESTMENT CORP. $560,000 $280,000 -50.0% 0.2%
    GUARANTEED RATE, INC. $280,000 n/a 0.2%
    COMPEER FINANCIAL, FLCA $275,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $860,000 $265,000 -69.2% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $265,000 n/a 0.2%
    Carrington Mortgage Services, LLC $310,000 $255,000 -17.7% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $255,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $255,000 n/a 0.2%
    Flagstar Bank, FSB $540,000 $250,000 -53.7% 0.2%
    Hawthorn Bank $245,000 n/a 0.2%
    Farm Credit Mid-America, ACA $235,000 n/a 0.2%
    SIRVA MORTGAGE, INC. $235,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 n/a 0.2%
    LOANDEPOT.COM, LLC $810,000 $220,000 -72.8% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $220,000 $210,000 -4.5% 0.2%
    Mid-Continent Funding, Inc. $205,000 n/a 0.2%
    Union Bank and Trust Company $205,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $190,000 8.6% 0.2%
    BMO Harris Bank $185,000 n/a 0.2%
    Arvest Bank $270,000 $175,000 -35.2% 0.1%
    CORNERSTONE HOME LENDING, INC. $165,000 n/a 0.1%
    First State Community Bank $350,000 $160,000 -54.3% 0.1%
    Barrington Bank & Trust Company, N.A. $345,000 $155,000 -55.1% 0.1%
    Truist $155,000 n/a 0.1%
    First Midwest Bank of Dexter $685,000 $150,000 -78.1% 0.1%
    First Bank $145,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $135,000 n/a 0.1%
    Bank of America $185,000 $115,000 -37.8% 0.1%
    Bloomsdale Bank $115,000 n/a 0.1%
    FOUR POINTS $115,000 n/a 0.1%
    MISSOURI Credit Union $195,000 $115,000 -41.0% 0.1%
    FIRST COMMUNITY $285,000 $110,000 -61.4% 0.1%
    First National Bank $105,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $445,000 $95,000 -78.7% 0.1%
    T2 FINANCIAL LLC $185,000 $95,000 -48.6% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $85,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $125,000 $85,000 -32.0% 0.1%
    GREENSTATE CREDIT UNION $75,000 n/a 0.1%
    Sullivan Bank $75,000 n/a 0.1%
    Ottawa Savings Bank $65,000 n/a 0.1%
    Focus Bank $195,000 $55,000 -71.8% 0.0%
    GSF Mortgage Corporation $55,000 n/a 0.0%
    JPMorgan Chase Bank $430,000 $55,000 -87.2% 0.0%
    ROYAL UNITED MORTGAGE LLC $120,000 $55,000 -54.2% 0.0%

    Poplar Bluff's top lender by overall market share is Southern Bank, with 19.5% market share. In second place, with 16.9%, is First Midwest Bank of Poplar Bluff, having originated $20,155,000 in loans. In third place, with 13.5%, is DAS Acquisition Company, LLC, having originated $16,100,000 in loans. In fourth place, with 7.7%, is Flanagan State Bank, having originated $9,125,000 in loans. In fifth place, with 7.2%, is Peoples Community Bank, having originated $8,530,000 in loans.

    Poplar Bluff Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $125,725 (17.0%) $164,225 (12.9%) 0.00 336
    2018-02-01 $120,950 (14.4%) $160,091 (11.8%) 0.00 384
    2018-03-01 $119,900 (20.0%) $156,748 (12.1%) 0.00 405
    2018-04-01 $124,900 (25.0%) $159,309 (14.5%) 0.00 412
    2018-05-01 $127,500 (25.0%) $161,896 (21.7%) 0.00 405
    2018-06-01 $124,900 (10.5%) $157,963 (10.2%) 0.00 451
    2018-07-01 $119,850 (2.9%) $154,717 (5.6%) 0.00 458
    2018-08-01 $119,900 (0.3%) $156,702 (4.8%) 0.00 451
    2018-09-01 $119,900 (0.2%) $157,529 (4.5%) 0.00 443
    2018-10-01 $119,900 (-0.5%) $159,783 (2.8%) 0.00 443
    2018-11-01 $118,425 (-2.5%) $161,894 (2.3%) 0.00 431
    2018-12-01 $118,000 (-8.5%) $162,070 (-0.7%) 0.00 409
    2019-01-01 $118,850 (-5.5%) $160,100 (-2.5%) 0.00 391
    2019-02-01 $119,400 (-1.3%) $156,523 (-2.2%) 0.00 400
    2019-03-01 $119,943 (0.0%) $155,172 (-1.0%) 0.00 393
    2019-04-01 $121,450 (-2.8%) $154,048 (-3.3%) 0.00 371
    2019-05-01 $122,475 (-3.9%) $152,770 (-5.6%) 0.00 363
    2019-06-01 $126,900 (1.6%) $152,061 (-3.7%) 0.00 370
    2019-07-01 $121,400 (1.3%) $150,607 (-2.7%) 0.00 364
    2019-08-01 $122,655 (2.3%) $150,608 (-3.9%) 0.00 356
    2019-09-01 $122,286 (2.0%) $150,678 (-4.4%) 0.00 343
    2019-10-01 $123,291 (2.8%) $150,724 (-5.7%) 0.00 332
    2019-11-01 $119,950 (1.3%) $149,816 (-7.5%) 0.00 317
    2019-12-01 $119,175 (1.0%) $141,064 (-13.0%) 0.00 301
    2020-01-01 $119,900 (0.9%) $142,781 (-10.8%) 0.00 274
    2020-02-01 $119,900 (0.4%) $141,207 (-9.8%) 0.00 263
    2020-03-01 $119,900 (0.0%) $144,105 (-7.1%) 0.00 269
    2020-04-01 $119,075 (-2.0%) $140,463 (-8.8%) 0.00 261
    2020-05-01 $114,950 (-6.1%) $143,504 (-6.1%) 0.00 233
    2020-06-01 $114,300 (-9.9%) $150,065 (-1.3%) 0.00 225
    2020-07-01 $119,450 (-1.6%) $157,393 (4.5%) 0.00 198
    2020-08-01 $124,950 (1.9%) $156,834 (4.1%) 0.00 182
    2020-09-01 $118,700 (-2.9%) $147,952 (-1.8%) 0.00 188
    2020-10-01 $106,750 (-13.4%) $136,588 (-9.4%) 0.00 190
    2020-11-01 $99,900 (-16.7%) $134,350 (-10.3%) 0.00 191
    2020-12-01 $99,900 (-16.2%) $133,744 (-5.2%) 0.00 188
    2021-01-01 $99,500 (-17.0%) $143,266 (0.3%) 0.00 150
    2021-02-01 $99,900 (-16.7%) $163,202 (15.6%) 0.00 133
    2021-03-01 $99,900 (-16.7%) $175,532 (21.8%) 0.00 127
    2021-04-01 $108,700 (-8.7%) $193,865 (38.0%) 0.00 108
    2021-05-01 $121,200 (5.4%) $210,910 (47.0%) 0.00 93
    2021-06-01 $123,700 (8.2%) $214,494 (42.9%) 0.00 95
    2021-07-01 $111,000 (-7.1%) $210,868 (34.0%) 0.00 116
    2021-08-01 $124,200 (-0.6%) $197,429 (25.9%) 0.00 124
    2021-09-01 $132,286 (11.5%) $193,287 (30.6%) 0.00 126
    2021-10-01 $124,950 (17.1%) $201,175 (47.3%) 0.00 122
    2021-11-01 $132,200 (32.3%) $189,697 (41.2%) 0.00 138
    2021-12-01 $134,950 (35.1%) $189,599 (41.8%) 0.00 142
    2022-01-01 $129,900 (30.6%) $180,232 (25.8%) 0.00 136
    2022-02-01 $131,825 (32.0%) $187,096 (14.6%) 0.00 109
    2022-03-01 $135,000 (35.1%) $189,991 (8.2%) 0.00 94
    2022-04-01 $145,900 (34.2%) $193,778 (0.0%) 0.00 84
    2022-05-01 $157,775 (30.2%) $198,935 (-5.7%) 0.00 107
    2022-06-01 $168,175 (36.0%) $201,151 (-6.2%) 0.00 115
    2022-07-01 $167,900 (51.3%) $196,880 (-6.6%) 0.00 130
    2022-08-01 $166,700 (34.2%) $206,865 (4.8%) 0.00 138
    2022-09-01 $169,800 (28.4%) $225,987 (16.9%) 0.00 153
    2022-10-01 $169,900 (36.0%) $216,370 (7.6%) 0.00 158
    2022-11-01 $172,325 (30.4%) $222,937 (17.5%) 0.00 154
    2022-12-01 $172,450 (27.8%) $217,913 (14.9%) 0.00 145
    2023-01-01 $179,925 (38.5%) $243,496 (35.1%) 0.00 133
    2023-02-01 $177,400 (34.6%) $237,321 (26.8%) 0.00 116
    2023-03-01 $174,950 (29.6%) $247,066 (30.0%) 0.00 120
    2023-04-01 $179,350 (22.9%) $249,537 (28.8%) 0.00 116
    2023-05-01 $177,350 (12.4%) $258,900 (30.1%) 0.00 125
    2023-06-01 $169,800 (1.0%) $251,164 (24.9%) 0.00 140
    2023-07-01 $169,900 (1.2%) $260,053 (32.1%) 0.00 159
    2023-08-01 $169,900 (1.9%) $254,904 (23.2%) 0.00 153
    2023-09-01 $168,000 (-1.1%) $247,208 (9.4%) 0.00 151
    2023-10-01 $185,475 (9.2%) $259,271 (19.8%) 0.00 168
    2023-11-01 $179,950 (4.4%) $248,585 (11.5%) 0.00 176
    2023-12-01 $165,000 (-4.3%) $229,324 (5.2%) 0.00 200
    2024-01-01 $179,925 (0.0%) $233,073 (-4.3%) 0.00 196
    2024-02-01 $189,900 (7.1%) $243,929 (2.8%) 0.00 190
    2024-03-01 $189,900 (8.6%) $244,202 (-1.2%) 0.00 184
    2024-04-01 $199,075 (11.0%) $249,190 (-0.1%) 0.00 181
    2024-05-01 $189,900 (7.1%) $239,169 (-7.6%) 0.00 194
    2024-06-01 $199,900 (17.7%) $241,811 (-3.7%) 0.00 194
    2024-07-01 $198,950 (17.1%) $243,379 (-6.4%) 0.00 204
    2024-08-01 $199,900 (17.7%) $244,798 (-4.0%) 0.00 201
    2024-09-01 $189,900 (13.0%) $243,766 (-1.4%) 0.00 207
    2024-10-01 $189,900 (2.4%) $239,656 (-7.6%) 0.00 217
    2024-11-01 $195,000 (8.4%) $245,903 (-1.1%) 0.00 233
    Poplar Bluff's median listing price for 2024-11-01 was $195,000, a difference of $15,050 (8.4%) versus the prior year and $5,100 versus the prior month.

    Poplar Bluff's median listing price comes in at 0% of the national average.

    Poplar Bluff's average listing price for 2024-11-01 was $245,903, a difference of $-2,682 (-1.1%) versus the prior year and $6,247 versus the prior month.

    For the 2024-11-01 period, Poplar Bluff had 233 MLS listings, a difference of 16 listings (7%) versus the prior month and 57 listings (32%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,697 sqft
    2018-02-01 0 days 1,672 sqft
    2018-03-01 0 days 1,626 sqft
    2018-04-01 0 days 1,646 sqft
    2018-05-01 0 days 1,645 sqft
    2018-06-01 0 days 1,650 sqft
    2018-07-01 0 days 1,652 sqft
    2018-08-01 0 days 1,670 sqft
    2018-09-01 0 days 1,650 sqft
    2018-10-01 0 days 1,629 sqft
    2018-11-01 0 days 1,602 sqft
    2018-12-01 0 days 1,600 sqft
    2019-01-01 0 days 1,599 sqft
    2019-02-01 0 days 1,572 sqft
    2019-03-01 0 days 1,568 sqft
    2019-04-01 0 days 1,568 sqft
    2019-05-01 0 days 1,595 sqft
    2019-06-01 0 days 1,600 sqft
    2019-07-01 0 days 1,600 sqft
    2019-08-01 0 days 1,602 sqft
    2019-09-01 0 days 1,605 sqft
    2019-10-01 0 days 1,608 sqft
    2019-11-01 0 days 1,606 sqft
    2019-12-01 0 days 1,601 sqft
    2020-01-01 0 days 1,608 sqft
    2020-02-01 0 days 1,605 sqft
    2020-03-01 0 days 1,600 sqft
    2020-04-01 0 days 1,582 sqft
    2020-05-01 0 days 1,541 sqft
    2020-06-01 0 days 1,570 sqft
    2020-07-01 0 days 1,632 sqft
    2020-08-01 0 days 1,637 sqft
    2020-09-01 0 days 1,540 sqft
    2020-10-01 0 days 1,560 sqft
    2020-11-01 0 days 1,542 sqft
    2020-12-01 0 days 1,466 sqft
    2021-01-01 0 days 1,433 sqft
    2021-02-01 0 days 1,403 sqft
    2021-03-01 0 days 1,357 sqft
    2021-04-01 0 days 1,385 sqft
    2021-05-01 0 days 1,500 sqft
    2021-06-01 0 days 1,462 sqft
    2021-07-01 0 days 1,380 sqft
    2021-08-01 0 days 1,399 sqft
    2021-09-01 0 days 1,422 sqft
    2021-10-01 0 days 1,400 sqft
    2021-11-01 0 days 1,476 sqft
    2021-12-01 0 days 1,499 sqft
    2022-01-01 0 days 1,421 sqft
    2022-02-01 0 days 1,561 sqft
    2022-03-01 0 days 1,513 sqft
    2022-04-01 0 days 1,556 sqft
    2022-05-01 0 days 1,572 sqft
    2022-06-01 0 days 1,671 sqft
    2022-07-01 0 days 1,650 sqft
    2022-08-01 0 days 1,703 sqft
    2022-09-01 0 days 1,694 sqft
    2022-10-01 0 days 1,648 sqft
    2022-11-01 0 days 1,660 sqft
    2022-12-01 0 days 1,619 sqft
    2023-01-01 0 days 1,584 sqft
    2023-02-01 0 days 1,542 sqft
    2023-03-01 0 days 1,532 sqft
    2023-04-01 0 days 1,571 sqft
    2023-05-01 0 days 1,537 sqft
    2023-06-01 0 days 1,526 sqft
    2023-07-01 0 days 1,523 sqft
    2023-08-01 0 days 1,541 sqft
    2023-09-01 0 days 1,496 sqft
    2023-10-01 0 days 1,676 sqft
    2023-11-01 0 days 1,627 sqft
    2023-12-01 0 days 1,512 sqft
    2024-01-01 0 days 1,549 sqft
    2024-02-01 0 days 1,664 sqft
    2024-03-01 0 days 1,667 sqft
    2024-04-01 0 days 1,645 sqft
    2024-05-01 0 days 1,555 sqft
    2024-06-01 0 days 1,652 sqft
    2024-07-01 0 days 1,689 sqft
    2024-08-01 0 days 1,652 sqft
    2024-09-01 0 days 1,614 sqft
    2024-10-01 0 days 1,678 sqft
    2024-11-01 0 days 1,670 sqft
    Poplar Bluff's median listing age (time on market) for 2024-11-01 was 0 days.

    Poplar Bluff's median square footage for active listings during the 2024-11-01 period was 1,670 sqft. One year prior, the average listing was 1,627 sqft.

    Poplar Bluff, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 562 $87,840,000 $156,299
    Refi 101 $16,785,000 $166,188
    Cash Out Refi 62 $7,530,000 $121,452
    Home Improvement 46 $2,940,000 $63,913
    Other 45 $3,845,000 $85,444

    Poplar Bluff's most frequently cited loan purpose was Home Purchase, with 562 originations. The 2nd most popular reason was Refi, with 101 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 252 $40,530,000 $160,833
    7-8% 172 $25,940,000 $150,814
    Over 8% 90 $9,140,000 $101,556
    5-6% 44 $7,590,000 $172,500
    4-5% 6 $1,350,000 $225,000
    2.5-3% 2 $380,000 $190,000
    3-4% 1 $25,000 $25,000

    During 2023, Poplar Bluff's most frequently originated rate bucket was 6-7%, with 252 originations.

    Loan Sizing (Poplar Bluff, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 336 $19,950,000 $59,375
    $100k-200k 309 $44,135,000 $142,832
    $200k-400k 147 $40,035,000 $272,347
    $400k-600k 19 $9,035,000 $475,526
    $600k-1000k 3 $2,085,000 $695,000
    $Over $1MM 2 $3,700,000 $1,850,000

    Poplar Bluff's loan sizing saw the bucket of loans from $100,000 or less with 336 originations, totaling $19,950,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 321 $51,095,000 $159,174
    60-80% 112 $19,220,000 $171,607
    40-60% 53 $7,725,000 $145,755
    20-40% 46 $3,720,000 $80,870
    Under 20% 26 $1,210,000 $46,538
    Over 100% 8 $1,870,000 $233,750

    Poplar Bluff's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 321 originations, totaling $51,095,000 in origination value.