Poplar Bluff Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Poplar Bluff averaged 7.12% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

The average rate for the prior week (2024-04-11) was 6.9% and one month ago for the week of 2024-03-14, the average rate was 6.86%.

Poplar Bluff's average rate one year ago was 6.69%.

For refis of the same type during the week of 2024-04-18, the average rate was 7.1%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-18 7.1%
Poplar Bluff 30 Year Fixed Rate 2024-04-18 7.12%
Poplar Bluff 30 Year Fixed Rate Refi 2024-04-18 7.1%
Poplar Bluff 15 Year Fixed Rate 2024-04-18 6.29%
Poplar Bluff 15 Year Fixed Rate Refi 2024-04-18 6.39%
Poplar Bluff 30 Year FHA 2024-04-18 6.97%
Poplar Bluff 30 Year FHA Refi 2024-04-18 6.86%
Poplar Bluff 30 Year USDA 2024-04-18 6.84%
Poplar Bluff 30 Year USDA Refi 2024-04-18 6.76%
Poplar Bluff 30 Year VA 2024-04-18 7.15%
Poplar Bluff 30 Year VA Refi 2024-04-18 6.96%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Poplar Bluff, MO.

Poplar Bluff Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Poplar Bluff, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Southern Bank 66 7.25% $1,804
DAS Acquisition Company, LLC 23 6.79% $5,344
QUICKEN LOANS, LLC 10 6.75% $5,466
U.S. Bank 8 7.20% $2,166
Flanagan State Bank 6 6.65% $4,607
The Bank of Missouri 6 6.58% $2,443
FLAT BRANCH MORTGAGE, INC. 5 7.35% $2,476
PENNYMAC LOAN SERVICES, LLC 3 6.33% $6,349
Wells Fargo Bank 3 7.13% $4,295
The Central Trust Bank 2 7.00% $2,678
BROKER SOLUTIONS, INC. 2 7.37% $4,198
Mortgage Research Center, LLC 1 5.25% $2,140
NAVY FEDERAL CREDIT UNION 1 7.75% $1,465
Northpointe Bank 1 6.99% $5,976
Ottawa Savings Bank 1 6.38% $2,209
Stifel Bank and Trust 1 6.38% $2,032
Sullivan Bank 1 8.50% $1,361
T2 FINANCIAL LLC 1 7.63% $2,748
Truist 1 5.75% $2,893
Union Bank and Trust Company 1 6.13% $2,490
USAA Federal Savings Bank 1 6.88% $9,741
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.50% $2,996
Arvest Bank 1 6.88% $2,840
ZILLOW HOME LOANS, LLC 1 6.50% $4,841
BMO Harris Bank 1 6.13% $2,656
COMPEER FINANCIAL, FLCA 1 7.63% $3,523
Farm Credit Mid-America, ACA 1 7.50% $6,491
First State Community Bank 1 8.40% $1,464
GERSHMAN INVESTMENT CORP. 1 6.00% $2,511
GREENSTATE CREDIT UNION 1 6.25% $2,192
GUILD MORTGAGE COMPANY 1 7.13% $4,211
Hawthorn Bank 1 6.50% $2,963
Magnolia Bank 1 6.50% $2,183
MISSOURI Credit Union 1 6.75% $2,578

Poplar Bluff Average Closing Costs & Other Stats

Poplar Bluff, MO's 34 lenders originated 816 loans during 2023. The total origination value was $118,940,000, with an average loan value of $145,760.

Poplar Bluff's average closing costs are $4,104.

The top Poplar Bluff lender as defined by loan originations is Southern Bank, with 66 loans originated. Their average total fees are $1,804, which is $3,539 lower than the next largest lender, DAS Acquisition Company, LLC.

The lowest fee Poplar Bluff lenders (with over 10 loans originated) are Southern Bank ($1,804), DAS Acquisition Company, LLC ($5,344), QUICKEN LOANS, LLC ($5,466), .

The lowest rate Poplar Bluff lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.75%), DAS Acquisition Company, LLC (6.79%), Southern Bank (7.25%), .

Poplar Bluff, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Southern Bank $34,790,000 $23,245,000 -33.2% 19.5%
First Midwest Bank of Poplar Bluff $23,295,000 $20,155,000 -13.5% 16.9%
DAS Acquisition Company, LLC $23,570,000 $16,100,000 -31.7% 13.5%
Flanagan State Bank $11,940,000 $9,125,000 -23.6% 7.7%
Peoples Community Bank $17,995,000 $8,530,000 -52.6% 7.2%
Mortgage Research Center, LLC $4,060,000 $5,120,000 26.1% 4.3%
QUICKEN LOANS, LLC $5,330,000 $4,325,000 -18.9% 3.6%
FLAT BRANCH MORTGAGE, INC. $6,795,000 $3,595,000 -47.1% 3.0%
Sterling Bank $3,400,000 n/a 2.9%
The Bank of Missouri $3,810,000 $2,260,000 -40.7% 1.9%
U.S. Bank $1,180,000 $1,555,000 31.8% 1.3%
The Central Trust Bank $730,000 $1,255,000 71.9% 1.1%
NAVY FEDERAL CREDIT UNION $1,600,000 $1,075,000 -32.8% 0.9%
Members Mortgage Services, L.L.C. $855,000 $885,000 3.5% 0.7%
Montgomery Bank $860,000 n/a 0.7%
USAA Federal Savings Bank $525,000 $825,000 57.1% 0.7%
Bank of England $420,000 $790,000 88.1% 0.7%
BROKER SOLUTIONS, INC. $625,000 $730,000 16.8% 0.6%
Commerce Bank $1,735,000 $660,000 -62.0% 0.6%
PENNYMAC LOAN SERVICES, LLC $2,200,000 $655,000 -70.2% 0.6%
PLANET HOME LENDING, LLC $85,000 $630,000 641.2% 0.5%
Wells Fargo Bank $575,000 $605,000 5.2% 0.5%
Stifel Bank and Trust $595,000 n/a 0.5%
Northpointe Bank $565,000 n/a 0.5%
ZILLOW HOME LOANS, LLC $530,000 n/a 0.4%
NEWREZ LLC $145,000 $510,000 251.7% 0.4%
VILLAGE CAPITAL MORTGAGE $755,000 $500,000 -33.8% 0.4%
LOANPAL, LLC $440,000 n/a 0.4%
Alliance Bank $225,000 $395,000 75.6% 0.3%
Magnolia Bank $125,000 $380,000 204.0% 0.3%
LAKEVIEW LOAN SERVICING, LLC $190,000 $345,000 81.6% 0.3%
NEW DAY FINANCIAL, LLC $260,000 $320,000 23.1% 0.3%
GERSHMAN INVESTMENT CORP. $560,000 $280,000 -50.0% 0.2%
GUARANTEED RATE, INC. $280,000 n/a 0.2%
COMPEER FINANCIAL, FLCA $275,000 n/a 0.2%
21ST MORTGAGE CORPORATION $860,000 $265,000 -69.2% 0.2%
TRIAD FINANCIAL SERVICES, INC. $265,000 n/a 0.2%
Carrington Mortgage Services, LLC $310,000 $255,000 -17.7% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $255,000 n/a 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $255,000 n/a 0.2%
Flagstar Bank, FSB $540,000 $250,000 -53.7% 0.2%
Hawthorn Bank $245,000 n/a 0.2%
Farm Credit Mid-America, ACA $235,000 n/a 0.2%
SIRVA MORTGAGE, INC. $235,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 n/a 0.2%
LOANDEPOT.COM, LLC $810,000 $220,000 -72.8% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $220,000 $210,000 -4.5% 0.2%
Mid-Continent Funding, Inc. $205,000 n/a 0.2%
Union Bank and Trust Company $205,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $190,000 8.6% 0.2%
BMO Harris Bank $185,000 n/a 0.2%
Arvest Bank $270,000 $175,000 -35.2% 0.1%
CORNERSTONE HOME LENDING, INC. $165,000 n/a 0.1%
First State Community Bank $350,000 $160,000 -54.3% 0.1%
Barrington Bank & Trust Company, N.A. $345,000 $155,000 -55.1% 0.1%
Truist $155,000 n/a 0.1%
First Midwest Bank of Dexter $685,000 $150,000 -78.1% 0.1%
First Bank $145,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $135,000 n/a 0.1%
Bank of America $185,000 $115,000 -37.8% 0.1%
Bloomsdale Bank $115,000 n/a 0.1%
FOUR POINTS $115,000 n/a 0.1%
MISSOURI Credit Union $195,000 $115,000 -41.0% 0.1%
FIRST COMMUNITY $285,000 $110,000 -61.4% 0.1%
First National Bank $105,000 n/a 0.1%
GUILD MORTGAGE COMPANY $445,000 $95,000 -78.7% 0.1%
T2 FINANCIAL LLC $185,000 $95,000 -48.6% 0.1%
SOUTHWEST STAGE FUNDING, LLC $85,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $125,000 $85,000 -32.0% 0.1%
GREENSTATE CREDIT UNION $75,000 n/a 0.1%
Sullivan Bank $75,000 n/a 0.1%
Ottawa Savings Bank $65,000 n/a 0.1%
Focus Bank $195,000 $55,000 -71.8% 0.0%
GSF Mortgage Corporation $55,000 n/a 0.0%
JPMorgan Chase Bank $430,000 $55,000 -87.2% 0.0%
ROYAL UNITED MORTGAGE LLC $120,000 $55,000 -54.2% 0.0%

Poplar Bluff's top lender by overall market share is Southern Bank, with 19.5% market share. In second place, with 16.9%, is First Midwest Bank of Poplar Bluff, having originated $20,155,000 in loans. In third place, with 13.5%, is DAS Acquisition Company, LLC, having originated $16,100,000 in loans. In fourth place, with 7.7%, is Flanagan State Bank, having originated $9,125,000 in loans. In fifth place, with 7.2%, is Peoples Community Bank, having originated $8,530,000 in loans.


Poplar Bluff Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $125,725 (17.0%) $164,225 (12.9%) 0.00 336
2018-02-01 $120,950 (14.4%) $160,091 (11.8%) 0.00 384
2018-03-01 $119,900 (20.0%) $156,748 (12.1%) 0.00 405
2018-04-01 $124,900 (25.0%) $159,309 (14.5%) 0.00 412
2018-05-01 $127,500 (25.0%) $161,896 (21.7%) 0.00 405
2018-06-01 $124,900 (10.5%) $157,963 (10.2%) 0.00 451
2018-07-01 $119,850 (2.9%) $154,717 (5.6%) 0.00 458
2018-08-01 $119,900 (0.3%) $156,702 (4.8%) 0.00 451
2018-09-01 $119,900 (0.2%) $157,529 (4.5%) 0.00 443
2018-10-01 $119,900 (-0.5%) $159,783 (2.8%) 0.00 443
2018-11-01 $118,425 (-2.5%) $161,894 (2.3%) 0.00 431
2018-12-01 $118,000 (-8.5%) $162,070 (-0.7%) 0.00 409
2019-01-01 $118,850 (-5.5%) $160,100 (-2.5%) 0.00 391
2019-02-01 $119,400 (-1.3%) $156,523 (-2.2%) 0.00 400
2019-03-01 $119,943 (0.0%) $155,172 (-1.0%) 0.00 393
2019-04-01 $121,450 (-2.8%) $154,048 (-3.3%) 0.00 371
2019-05-01 $122,475 (-3.9%) $152,770 (-5.6%) 0.00 363
2019-06-01 $126,900 (1.6%) $152,061 (-3.7%) 0.00 370
2019-07-01 $121,400 (1.3%) $150,607 (-2.7%) 0.00 364
2019-08-01 $122,655 (2.3%) $150,608 (-3.9%) 0.00 356
2019-09-01 $122,286 (2.0%) $150,678 (-4.4%) 0.00 343
2019-10-01 $123,291 (2.8%) $150,724 (-5.7%) 0.00 332
2019-11-01 $119,950 (1.3%) $149,816 (-7.5%) 0.00 317
2019-12-01 $119,175 (1.0%) $141,064 (-13.0%) 0.00 301
2020-01-01 $119,900 (0.9%) $142,781 (-10.8%) 0.00 274
2020-02-01 $119,900 (0.4%) $141,207 (-9.8%) 0.00 263
2020-03-01 $119,900 (0.0%) $144,105 (-7.1%) 0.00 269
2020-04-01 $119,075 (-2.0%) $140,463 (-8.8%) 0.00 261
2020-05-01 $114,950 (-6.1%) $143,504 (-6.1%) 0.00 233
2020-06-01 $114,300 (-9.9%) $150,065 (-1.3%) 0.00 225
2020-07-01 $119,450 (-1.6%) $157,393 (4.5%) 0.00 198
2020-08-01 $124,950 (1.9%) $156,834 (4.1%) 0.00 182
2020-09-01 $118,700 (-2.9%) $147,952 (-1.8%) 0.00 188
2020-10-01 $106,750 (-13.4%) $136,588 (-9.4%) 0.00 190
2020-11-01 $99,900 (-16.7%) $134,350 (-10.3%) 0.00 191
2020-12-01 $99,900 (-16.2%) $133,744 (-5.2%) 0.00 188
2021-01-01 $99,500 (-17.0%) $143,266 (0.3%) 0.00 150
2021-02-01 $99,900 (-16.7%) $163,202 (15.6%) 0.00 133
2021-03-01 $99,900 (-16.7%) $175,532 (21.8%) 0.00 127
2021-04-01 $108,700 (-8.7%) $193,865 (38.0%) 0.00 108
2021-05-01 $121,200 (5.4%) $210,910 (47.0%) 0.00 93
2021-06-01 $123,700 (8.2%) $214,494 (42.9%) 0.00 95
2021-07-01 $111,000 (-7.1%) $210,868 (34.0%) 0.00 116
2021-08-01 $124,200 (-0.6%) $197,429 (25.9%) 0.00 124
2021-09-01 $132,286 (11.5%) $193,287 (30.6%) 0.00 126
2021-10-01 $124,950 (17.1%) $201,175 (47.3%) 0.00 122
2021-11-01 $132,200 (32.3%) $189,697 (41.2%) 0.00 138
2021-12-01 $134,950 (35.1%) $189,599 (41.8%) 0.00 142
2022-01-01 $129,900 (30.6%) $180,232 (25.8%) 0.00 136
2022-02-01 $131,825 (32.0%) $187,096 (14.6%) 0.00 109
2022-03-01 $135,000 (35.1%) $189,991 (8.2%) 0.00 94
2022-04-01 $145,900 (34.2%) $193,778 (0.0%) 0.00 84
2022-05-01 $157,775 (30.2%) $198,935 (-5.7%) 0.00 107
2022-06-01 $168,175 (36.0%) $201,151 (-6.2%) 0.00 115
2022-07-01 $167,900 (51.3%) $196,880 (-6.6%) 0.00 130
2022-08-01 $166,700 (34.2%) $206,865 (4.8%) 0.00 138
2022-09-01 $169,800 (28.4%) $225,987 (16.9%) 0.00 153
2022-10-01 $169,900 (36.0%) $216,370 (7.6%) 0.00 158
2022-11-01 $172,325 (30.4%) $222,937 (17.5%) 0.00 154
2022-12-01 $172,450 (27.8%) $217,913 (14.9%) 0.00 145
2023-01-01 $179,925 (38.5%) $243,496 (35.1%) 0.00 133
2023-02-01 $177,400 (34.6%) $237,321 (26.8%) 0.00 116
2023-03-01 $174,950 (29.6%) $247,066 (30.0%) 0.00 120
2023-04-01 $179,350 (22.9%) $249,537 (28.8%) 0.00 116
2023-05-01 $177,350 (12.4%) $258,900 (30.1%) 0.00 125
2023-06-01 $169,800 (1.0%) $251,164 (24.9%) 0.00 140
2023-07-01 $169,900 (1.2%) $260,053 (32.1%) 0.00 159
2023-08-01 $169,900 (1.9%) $254,904 (23.2%) 0.00 153
2023-09-01 $168,000 (-1.1%) $247,208 (9.4%) 0.00 151
2023-10-01 $185,475 (9.2%) $259,271 (19.8%) 0.00 168
2023-11-01 $179,950 (4.4%) $248,585 (11.5%) 0.00 176
2023-12-01 $165,000 (-4.3%) $229,324 (5.2%) 0.00 200
2024-01-01 $179,925 (0.0%) $233,073 (-4.3%) 0.00 196
2024-02-01 $189,900 (7.1%) $243,929 (2.8%) 0.00 190
2024-03-01 $189,900 (8.6%) $244,202 (-1.2%) 0.00 184
Poplar Bluff's median listing price for 2024-03-01 was $189,900, a difference of $14,950 (8.6%) versus the prior year and $0 versus the prior month.

Poplar Bluff's median listing price comes in at 0% of the national average.

Poplar Bluff's average listing price for 2024-03-01 was $244,202, a difference of $-2,864 (-1.2%) versus the prior year and $273 versus the prior month.

For the 2024-03-01 period, Poplar Bluff had 184 MLS listings, a difference of -6 listings (-3%) versus the prior month and 64 listings (53%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,697 sqft
2018-02-01 0 days 1,672 sqft
2018-03-01 0 days 1,626 sqft
2018-04-01 0 days 1,646 sqft
2018-05-01 0 days 1,645 sqft
2018-06-01 0 days 1,650 sqft
2018-07-01 0 days 1,652 sqft
2018-08-01 0 days 1,670 sqft
2018-09-01 0 days 1,650 sqft
2018-10-01 0 days 1,629 sqft
2018-11-01 0 days 1,602 sqft
2018-12-01 0 days 1,600 sqft
2019-01-01 0 days 1,599 sqft
2019-02-01 0 days 1,572 sqft
2019-03-01 0 days 1,568 sqft
2019-04-01 0 days 1,568 sqft
2019-05-01 0 days 1,595 sqft
2019-06-01 0 days 1,600 sqft
2019-07-01 0 days 1,600 sqft
2019-08-01 0 days 1,602 sqft
2019-09-01 0 days 1,605 sqft
2019-10-01 0 days 1,608 sqft
2019-11-01 0 days 1,606 sqft
2019-12-01 0 days 1,601 sqft
2020-01-01 0 days 1,608 sqft
2020-02-01 0 days 1,605 sqft
2020-03-01 0 days 1,600 sqft
2020-04-01 0 days 1,582 sqft
2020-05-01 0 days 1,541 sqft
2020-06-01 0 days 1,570 sqft
2020-07-01 0 days 1,632 sqft
2020-08-01 0 days 1,637 sqft
2020-09-01 0 days 1,540 sqft
2020-10-01 0 days 1,560 sqft
2020-11-01 0 days 1,542 sqft
2020-12-01 0 days 1,466 sqft
2021-01-01 0 days 1,433 sqft
2021-02-01 0 days 1,403 sqft
2021-03-01 0 days 1,357 sqft
2021-04-01 0 days 1,385 sqft
2021-05-01 0 days 1,500 sqft
2021-06-01 0 days 1,462 sqft
2021-07-01 0 days 1,380 sqft
2021-08-01 0 days 1,399 sqft
2021-09-01 0 days 1,422 sqft
2021-10-01 0 days 1,400 sqft
2021-11-01 0 days 1,476 sqft
2021-12-01 0 days 1,499 sqft
2022-01-01 0 days 1,421 sqft
2022-02-01 0 days 1,561 sqft
2022-03-01 0 days 1,513 sqft
2022-04-01 0 days 1,556 sqft
2022-05-01 0 days 1,572 sqft
2022-06-01 0 days 1,671 sqft
2022-07-01 0 days 1,650 sqft
2022-08-01 0 days 1,703 sqft
2022-09-01 0 days 1,694 sqft
2022-10-01 0 days 1,648 sqft
2022-11-01 0 days 1,660 sqft
2022-12-01 0 days 1,619 sqft
2023-01-01 0 days 1,584 sqft
2023-02-01 0 days 1,542 sqft
2023-03-01 0 days 1,532 sqft
2023-04-01 0 days 1,571 sqft
2023-05-01 0 days 1,537 sqft
2023-06-01 0 days 1,526 sqft
2023-07-01 0 days 1,523 sqft
2023-08-01 0 days 1,541 sqft
2023-09-01 0 days 1,496 sqft
2023-10-01 0 days 1,676 sqft
2023-11-01 0 days 1,627 sqft
2023-12-01 0 days 1,512 sqft
2024-01-01 0 days 1,549 sqft
2024-02-01 0 days 1,664 sqft
2024-03-01 0 days 1,667 sqft
Poplar Bluff's median listing age (time on market) for 2024-03-01 was 0 days.

Poplar Bluff's median square footage for active listings during the 2024-03-01 period was 1,667 sqft. One year prior, the average listing was 1,532 sqft.

Poplar Bluff, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 562 $87,840,000 $156,299
Refi 101 $16,785,000 $166,188
Cash Out Refi 62 $7,530,000 $121,452
Home Improvement 46 $2,940,000 $63,913
Other 45 $3,845,000 $85,444

Poplar Bluff's most frequently cited loan purpose was Home Purchase, with 562 originations. The 2nd most popular reason was Refi, with 101 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 252 $40,530,000 $160,833
7-8% 172 $25,940,000 $150,814
Over 8% 90 $9,140,000 $101,556
5-6% 44 $7,590,000 $172,500
4-5% 6 $1,350,000 $225,000
2.5-3% 2 $380,000 $190,000
3-4% 1 $25,000 $25,000

During 2023, Poplar Bluff's most frequently originated rate bucket was 6-7%, with 252 originations.

Loan Sizing (Poplar Bluff, MO MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 336 $19,950,000 $59,375
$100k-200k 309 $44,135,000 $142,832
$200k-400k 147 $40,035,000 $272,347
$400k-600k 19 $9,035,000 $475,526
$600k-1000k 3 $2,085,000 $695,000
$Over $1MM 2 $3,700,000 $1,850,000

Poplar Bluff's loan sizing saw the bucket of loans from $100,000 or less with 336 originations, totaling $19,950,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 321 $51,095,000 $159,174
60-80% 112 $19,220,000 $171,607
40-60% 53 $7,725,000 $145,755
20-40% 46 $3,720,000 $80,870
Under 20% 26 $1,210,000 $46,538
Over 100% 8 $1,870,000 $233,750

Poplar Bluff's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 321 originations, totaling $51,095,000 in origination value.