First Midwest Bank Of Poplar Bluff Mortgage Rates, Fees & Info
Poplar Bluff, MOLEI: 549300TSIYX9RDYWC806
Tax ID: 43-0811547
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First Midwest Bank Of Poplar Bluff is a smaller bank specializing in Home Purchase and Cash Out Refi loans. First Midwest Bank Of Poplar Bluff has a high proportion of conventional loans. Their top markets by origination volume include: Columbia, Poplar Bluff, Crestview, St. Louis, and Kennett among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)First Midwest Bank Of Poplar Bluff has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
316Origination Dollar Volume (All Markets)
$68,390,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLUMBIA, MO (FHA|USDA|VA) | 69 | $23,625,000 | $342,391 | $0 | 0.00% |
| Poplar Bluff, MO (FHA|USDA|VA) | 133 | $23,295,000 | $175,150 | $0 | 0.00% |
| Outside of Metro Areas | 84 | $9,940,000 | $118,333 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $5,755,000 | $5,755,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $2,970,000 | $297,000 | $0 | 0.00% |
| Kennett, MO (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 0.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Mexico, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 0.00% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 0.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against First Midwest Bank of Poplar Bluff based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 316 | $68,390,000 | $216,424 | $0 | 0.00% |
For 2022, First Midwest Bank Of Poplar Bluff's most frequently originated type of loan was Conventional, with 316 originations.
Loan Reason
For 2022, First Midwest Bank Of Poplar Bluff's most frequently cited loan purpose was Home Purchase, with 212 originations. The 2nd most popular reason was Cash Out Refi, with 47 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 316 | $68,390,000 | $216,424 | $0 | 0.00% |
For 2022, First Midwest Bank Of Poplar Bluff's most frequently cited loan duration was Other, with 316 originations.
Loan Sizing
2022 saw First Midwest Bank Of Poplar Bluff place emphasis on $100,000 or less loans with 117 originations, totaling $6,285,000 in origination value.
Applicant Income
First Midwest Bank Of Poplar Bluff lent most frequently to those with incomes in the $50k or less range, with 64 originations. The second most popular income band? $50k-75k, with 42 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 316 | $68,390,000 | $216,424 | $0 | 0.00% |
First Midwest Bank Of Poplar Bluff lent most frequently to those with DTI ratios of Exempt%, with 316 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.74%
First Midwest Bank Of Poplar Bluff has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination93.67%
First Midwest Bank Of Poplar Bluff has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 316 | $68,390,000 | $216,424 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST CITIZENS BANCSHARES, INC. | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |