Poplar Bluff VA Loan Rates, Closing Costs & Stats
Poplar Bluff, MO
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Poplar Bluff's 20 lenders originated 80 VA loans during 2023. The total origination value was $16,080,000, with an average VA loan value of $201,000.
Poplar Bluff VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Poplar Bluff
averaged
7%
for the week of 2024-04-12, compared to the national average (all VA variants) of
6.574% for the same period.
Poplar Bluff's average VA mortgage closing costs are $3,442.
The average rate for the prior week (2024-04-05) was
6.54% and
one month ago for the week of 2024-03-08, the
average rate was 6.58%.
The average rate one year ago was 6.17%.
For refis of the same type during the week of 2024-04-12, the average rate
was 6.77%.
Poplar Bluff VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Poplar Bluff level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| Mortgage Research Center, LLC | 25 | 6.82% | $3,186 |
| DAS Acquisition Company, LLC | 16 | 6.97% | $1,756 |
| FLAT BRANCH MORTGAGE, INC. | 8 | 6.98% | $3,423 |
| NAVY FEDERAL CREDIT UNION | 3 | 6.33% | $4,625 |
| Flanagan State Bank | 3 | 6.50% | $789 |
| VILLAGE CAPITAL MORTGAGE | 2 | 6.50% | $9,143 |
| NEWREZ LLC | 2 | 6.75% | $2,674 |
| PENNYMAC LOAN SERVICES, LLC | 2 | 6.13% | $2,976 |
| QUICKEN LOANS, LLC | 2 | 5.24% | $10,002 |
| The Central Trust Bank | 2 | 6.94% | $3,651 |
| USAA Federal Savings Bank | 2 | 5.75% | $7,507 |
| Bank of England | 2 | 6.69% | $10,174 |
| CROSSCOUNTRY MORTGAGE, LLC | 1 | 7.50% | $8,151 |
| NEW DAY FINANCIAL, LLC | 1 | 7.99% | $9,436 |
| LAKEVIEW LOAN SERVICING, LLC | 1 | 6.25% | $10,961 |
| Magnolia Bank | 1 | 6.25% | $2,805 |
| Members Mortgage Services, L.L.C. | 1 | 7.25% | $2,238 |
| Mid-Continent Funding, Inc. | 1 | 6.13% | $14,190 |
| GUARANTEED RATE, INC. | 1 | 6.75% | $575 |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | 7.75% | $0 |
The top Poplar Bluff VA lender as defined by loan originations is Mortgage Research Center, LLC, with
25 VA loans originated. Their average total fees are
$3,186, which is $1,430
higher than the next largest lender,
DAS Acquisition Company, LLC.
The lowest fee Poplar Bluff VA lenders (with over 10 loans originated) are
DAS Acquisition Company, LLC ($1,756), Mortgage Research Center, LLC ($3,186), .
The lowest rate Poplar Bluff VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (6.82%), DAS Acquisition Company, LLC (6.97%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $125,725 (17.0%) | $164,225 (12.9%) | 0.00 | 336 |
| 2018-02-01 | $120,950 (14.4%) | $160,091 (11.8%) | 0.00 | 384 |
| 2018-03-01 | $119,900 (20.0%) | $156,748 (12.1%) | 0.00 | 405 |
| 2018-04-01 | $124,900 (25.0%) | $159,309 (14.5%) | 0.00 | 412 |
| 2018-05-01 | $127,500 (25.0%) | $161,896 (21.7%) | 0.00 | 405 |
| 2018-06-01 | $124,900 (10.5%) | $157,963 (10.2%) | 0.00 | 451 |
| 2018-07-01 | $119,850 (2.9%) | $154,717 (5.6%) | 0.00 | 458 |
| 2018-08-01 | $119,900 (0.3%) | $156,702 (4.8%) | 0.00 | 451 |
| 2018-09-01 | $119,900 (0.2%) | $157,529 (4.5%) | 0.00 | 443 |
| 2018-10-01 | $119,900 (-0.5%) | $159,783 (2.8%) | 0.00 | 443 |
| 2018-11-01 | $118,425 (-2.5%) | $161,894 (2.3%) | 0.00 | 431 |
| 2018-12-01 | $118,000 (-8.5%) | $162,070 (-0.7%) | 0.00 | 409 |
| 2019-01-01 | $118,850 (-5.5%) | $160,100 (-2.5%) | 0.00 | 391 |
| 2019-02-01 | $119,400 (-1.3%) | $156,523 (-2.2%) | 0.00 | 400 |
| 2019-03-01 | $119,943 (0.0%) | $155,172 (-1.0%) | 0.00 | 393 |
| 2019-04-01 | $121,450 (-2.8%) | $154,048 (-3.3%) | 0.00 | 371 |
| 2019-05-01 | $122,475 (-3.9%) | $152,770 (-5.6%) | 0.00 | 363 |
| 2019-06-01 | $126,900 (1.6%) | $152,061 (-3.7%) | 0.00 | 370 |
| 2019-07-01 | $121,400 (1.3%) | $150,607 (-2.7%) | 0.00 | 364 |
| 2019-08-01 | $122,655 (2.3%) | $150,608 (-3.9%) | 0.00 | 356 |
| 2019-09-01 | $122,286 (2.0%) | $150,678 (-4.4%) | 0.00 | 343 |
| 2019-10-01 | $123,291 (2.8%) | $150,724 (-5.7%) | 0.00 | 332 |
| 2019-11-01 | $119,950 (1.3%) | $149,816 (-7.5%) | 0.00 | 317 |
| 2019-12-01 | $119,175 (1.0%) | $141,064 (-13.0%) | 0.00 | 301 |
| 2020-01-01 | $119,900 (0.9%) | $142,781 (-10.8%) | 0.00 | 274 |
| 2020-02-01 | $119,900 (0.4%) | $141,207 (-9.8%) | 0.00 | 263 |
| 2020-03-01 | $119,900 (0.0%) | $144,105 (-7.1%) | 0.00 | 269 |
| 2020-04-01 | $119,075 (-2.0%) | $140,463 (-8.8%) | 0.00 | 261 |
| 2020-05-01 | $114,950 (-6.1%) | $143,504 (-6.1%) | 0.00 | 233 |
| 2020-06-01 | $114,300 (-9.9%) | $150,065 (-1.3%) | 0.00 | 225 |
| 2020-07-01 | $119,450 (-1.6%) | $157,393 (4.5%) | 0.00 | 198 |
| 2020-08-01 | $124,950 (1.9%) | $156,834 (4.1%) | 0.00 | 182 |
| 2020-09-01 | $118,700 (-2.9%) | $147,952 (-1.8%) | 0.00 | 188 |
| 2020-10-01 | $106,750 (-13.4%) | $136,588 (-9.4%) | 0.00 | 190 |
| 2020-11-01 | $99,900 (-16.7%) | $134,350 (-10.3%) | 0.00 | 191 |
| 2020-12-01 | $99,900 (-16.2%) | $133,744 (-5.2%) | 0.00 | 188 |
| 2021-01-01 | $99,500 (-17.0%) | $143,266 (0.3%) | 0.00 | 150 |
| 2021-02-01 | $99,900 (-16.7%) | $163,202 (15.6%) | 0.00 | 133 |
| 2021-03-01 | $99,900 (-16.7%) | $175,532 (21.8%) | 0.00 | 127 |
| 2021-04-01 | $108,700 (-8.7%) | $193,865 (38.0%) | 0.00 | 108 |
| 2021-05-01 | $121,200 (5.4%) | $210,910 (47.0%) | 0.00 | 93 |
| 2021-06-01 | $123,700 (8.2%) | $214,494 (42.9%) | 0.00 | 95 |
| 2021-07-01 | $111,000 (-7.1%) | $210,868 (34.0%) | 0.00 | 116 |
| 2021-08-01 | $124,200 (-0.6%) | $197,429 (25.9%) | 0.00 | 124 |
| 2021-09-01 | $132,286 (11.5%) | $193,287 (30.6%) | 0.00 | 126 |
| 2021-10-01 | $124,950 (17.1%) | $201,175 (47.3%) | 0.00 | 122 |
| 2021-11-01 | $132,200 (32.3%) | $189,697 (41.2%) | 0.00 | 138 |
| 2021-12-01 | $134,950 (35.1%) | $189,599 (41.8%) | 0.00 | 142 |
| 2022-01-01 | $129,900 (30.6%) | $180,232 (25.8%) | 0.00 | 136 |
| 2022-02-01 | $131,825 (32.0%) | $187,096 (14.6%) | 0.00 | 109 |
| 2022-03-01 | $135,000 (35.1%) | $189,991 (8.2%) | 0.00 | 94 |
| 2022-04-01 | $145,900 (34.2%) | $193,778 (0.0%) | 0.00 | 84 |
| 2022-05-01 | $157,775 (30.2%) | $198,935 (-5.7%) | 0.00 | 107 |
| 2022-06-01 | $168,175 (36.0%) | $201,151 (-6.2%) | 0.00 | 115 |
| 2022-07-01 | $167,900 (51.3%) | $196,880 (-6.6%) | 0.00 | 130 |
| 2022-08-01 | $166,700 (34.2%) | $206,865 (4.8%) | 0.00 | 138 |
| 2022-09-01 | $169,800 (28.4%) | $225,987 (16.9%) | 0.00 | 153 |
| 2022-10-01 | $169,900 (36.0%) | $216,370 (7.6%) | 0.00 | 158 |
| 2022-11-01 | $172,325 (30.4%) | $222,937 (17.5%) | 0.00 | 154 |
| 2022-12-01 | $172,450 (27.8%) | $217,913 (14.9%) | 0.00 | 145 |
| 2023-01-01 | $179,925 (38.5%) | $243,496 (35.1%) | 0.00 | 133 |
| 2023-02-01 | $177,400 (34.6%) | $237,321 (26.8%) | 0.00 | 116 |
| 2023-03-01 | $174,950 (29.6%) | $247,066 (30.0%) | 0.00 | 120 |
| 2023-04-01 | $179,350 (22.9%) | $249,537 (28.8%) | 0.00 | 116 |
| 2023-05-01 | $177,350 (12.4%) | $258,900 (30.1%) | 0.00 | 125 |
| 2023-06-01 | $169,800 (1.0%) | $251,164 (24.9%) | 0.00 | 140 |
| 2023-07-01 | $169,900 (1.2%) | $260,053 (32.1%) | 0.00 | 159 |
| 2023-08-01 | $169,900 (1.9%) | $254,904 (23.2%) | 0.00 | 153 |
| 2023-09-01 | $168,000 (-1.1%) | $247,208 (9.4%) | 0.00 | 151 |
| 2023-10-01 | $185,475 (9.2%) | $259,271 (19.8%) | 0.00 | 168 |
| 2023-11-01 | $179,950 (4.4%) | $248,585 (11.5%) | 0.00 | 176 |
| 2023-12-01 | $165,000 (-4.3%) | $229,324 (5.2%) | 0.00 | 200 |
| 2024-01-01 | $179,925 (0.0%) | $233,073 (-4.3%) | 0.00 | 196 |
| 2024-02-01 | $189,900 (7.1%) | $243,929 (2.8%) | 0.00 | 190 |
| 2024-03-01 | $189,900 (8.6%) | $244,202 (-1.2%) | 0.00 | 184 |
Poplar Bluff's median listing price comes in at 0% of the national average.
Poplar Bluff's average listing price for 2024-03-01 was $244,202, a difference of $-2,864 (-1.2%) versus the prior year and $273 versus the prior month.
For the 2024-03-01 period, Poplar Bluff had 184 MLS listings, a difference of -6 listings (-3%) versus the prior month and 64 listings (53%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Poplar Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,697 sqft |
| 2018-02-01 | 0 days | 1,672 sqft |
| 2018-03-01 | 0 days | 1,626 sqft |
| 2018-04-01 | 0 days | 1,646 sqft |
| 2018-05-01 | 0 days | 1,645 sqft |
| 2018-06-01 | 0 days | 1,650 sqft |
| 2018-07-01 | 0 days | 1,652 sqft |
| 2018-08-01 | 0 days | 1,670 sqft |
| 2018-09-01 | 0 days | 1,650 sqft |
| 2018-10-01 | 0 days | 1,629 sqft |
| 2018-11-01 | 0 days | 1,602 sqft |
| 2018-12-01 | 0 days | 1,600 sqft |
| 2019-01-01 | 0 days | 1,599 sqft |
| 2019-02-01 | 0 days | 1,572 sqft |
| 2019-03-01 | 0 days | 1,568 sqft |
| 2019-04-01 | 0 days | 1,568 sqft |
| 2019-05-01 | 0 days | 1,595 sqft |
| 2019-06-01 | 0 days | 1,600 sqft |
| 2019-07-01 | 0 days | 1,600 sqft |
| 2019-08-01 | 0 days | 1,602 sqft |
| 2019-09-01 | 0 days | 1,605 sqft |
| 2019-10-01 | 0 days | 1,608 sqft |
| 2019-11-01 | 0 days | 1,606 sqft |
| 2019-12-01 | 0 days | 1,601 sqft |
| 2020-01-01 | 0 days | 1,608 sqft |
| 2020-02-01 | 0 days | 1,605 sqft |
| 2020-03-01 | 0 days | 1,600 sqft |
| 2020-04-01 | 0 days | 1,582 sqft |
| 2020-05-01 | 0 days | 1,541 sqft |
| 2020-06-01 | 0 days | 1,570 sqft |
| 2020-07-01 | 0 days | 1,632 sqft |
| 2020-08-01 | 0 days | 1,637 sqft |
| 2020-09-01 | 0 days | 1,540 sqft |
| 2020-10-01 | 0 days | 1,560 sqft |
| 2020-11-01 | 0 days | 1,542 sqft |
| 2020-12-01 | 0 days | 1,466 sqft |
| 2021-01-01 | 0 days | 1,433 sqft |
| 2021-02-01 | 0 days | 1,403 sqft |
| 2021-03-01 | 0 days | 1,357 sqft |
| 2021-04-01 | 0 days | 1,385 sqft |
| 2021-05-01 | 0 days | 1,500 sqft |
| 2021-06-01 | 0 days | 1,462 sqft |
| 2021-07-01 | 0 days | 1,380 sqft |
| 2021-08-01 | 0 days | 1,399 sqft |
| 2021-09-01 | 0 days | 1,422 sqft |
| 2021-10-01 | 0 days | 1,400 sqft |
| 2021-11-01 | 0 days | 1,476 sqft |
| 2021-12-01 | 0 days | 1,499 sqft |
| 2022-01-01 | 0 days | 1,421 sqft |
| 2022-02-01 | 0 days | 1,561 sqft |
| 2022-03-01 | 0 days | 1,513 sqft |
| 2022-04-01 | 0 days | 1,556 sqft |
| 2022-05-01 | 0 days | 1,572 sqft |
| 2022-06-01 | 0 days | 1,671 sqft |
| 2022-07-01 | 0 days | 1,650 sqft |
| 2022-08-01 | 0 days | 1,703 sqft |
| 2022-09-01 | 0 days | 1,694 sqft |
| 2022-10-01 | 0 days | 1,648 sqft |
| 2022-11-01 | 0 days | 1,660 sqft |
| 2022-12-01 | 0 days | 1,619 sqft |
| 2023-01-01 | 0 days | 1,584 sqft |
| 2023-02-01 | 0 days | 1,542 sqft |
| 2023-03-01 | 0 days | 1,532 sqft |
| 2023-04-01 | 0 days | 1,571 sqft |
| 2023-05-01 | 0 days | 1,537 sqft |
| 2023-06-01 | 0 days | 1,526 sqft |
| 2023-07-01 | 0 days | 1,523 sqft |
| 2023-08-01 | 0 days | 1,541 sqft |
| 2023-09-01 | 0 days | 1,496 sqft |
| 2023-10-01 | 0 days | 1,676 sqft |
| 2023-11-01 | 0 days | 1,627 sqft |
| 2023-12-01 | 0 days | 1,512 sqft |
| 2024-01-01 | 0 days | 1,549 sqft |
| 2024-02-01 | 0 days | 1,664 sqft |
| 2024-03-01 | 0 days | 1,667 sqft |
Poplar Bluff's median square footage for active listings during the 2024-03-01 period was 1,667 sqft. One year prior, the average listing was 1,532 sqft.