Brazos Valley Schools Mortgage Rates, Fees & Info
Katy, TXLEI: 549300U1V61ZDK023383
Tax ID: 74-1397874
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Brazos Valley Schools is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Brazos Valley Schools has a high proportion of conventional loans. Their top markets by origination volume include: Houston, College Station, Brenham, El Campo, and Huntsville among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Brazos Valley Schools has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
153Origination Dollar Volume (All Markets)
$25,925,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 114 | $17,970,000 | $157,632 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 18 | $3,290,000 | $182,778 | $0 | 0.00% |
| Brenham, TX (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $1,250,000 | $312,500 | $0 | 0.00% |
| El Campo, TX (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $0 | 0.00% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 0.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 153 | $25,925,000 | $169,444 | $0 | 0.00% |
For 2023, Brazos Valley Schools's most frequently originated type of loan was Conventional, with 153 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 104 | $9,410,000 | $90,481 | $0 | 0.00% |
| Home Purchase | 39 | $11,885,000 | $304,744 | $0 | 0.00% |
| Refi | 10 | $4,630,000 | $463,000 | $0 | 0.00% |
For 2023, Brazos Valley Schools's most frequently cited loan purpose was Cash Out Refi, with 104 originations. The 2nd most popular reason was Home Purchase, with 39 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 153 | $25,925,000 | $169,444 | $0 | 0.00% |
For 2023, Brazos Valley Schools's most frequently cited loan duration was Other, with 153 originations.
Loan Sizing
2023 saw Brazos Valley Schools place emphasis on $100,000 or less loans with 77 originations, totaling $4,485,000 in origination value.
Applicant Income
Brazos Valley Schools lent most frequently to those with incomes in the $100k-150k range, with 49 originations. The second most popular income band? $150k-250k, with 33 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 153 | $25,925,000 | $169,444 | $0 | 0.00% |
Brazos Valley Schools lent most frequently to those with DTI ratios of Exempt%, with 153 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.41%
Brazos Valley Schools has a below average approval rate.
Pick Rate
Approvals leading to origination2.61%
Brazos Valley Schools has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 153 | $25,925,000 | $169,444 |