Brazos Valley Schools Mortgage Rates, Fees & Info
Katy, TXLEI: 549300U1V61ZDK023383
Tax ID: 74-1397874
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Mortgage Data
Review & Overview
Brazos Valley Schools is a smaller mortgage company specializing in Home Purchase and Refi loans. Brazos Valley Schools has a high proportion of conventional loans. Their top markets by origination volume include: Houston, College Station, San Antonio, El Campo, and Austin among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Brazos Valley Schools has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
351Origination Dollar Volume (All Markets)
$66,345,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 215 | $36,375,000 | $169,186 | $0 | 0.00% |
| Outside of Metro Areas | 86 | $21,170,000 | $246,163 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 22 | $3,540,000 | $160,909 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $0 | 0.00% |
| El Campo, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $0 | 0.00% |
| Brenham, TX (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $0 | 0.00% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Bay City, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 0.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 351 | $66,345,000 | $189,017 | $0 | 0.00% |
For 2021, Brazos Valley Schools's most frequently originated type of loan was Conventional, with 351 originations.
Loan Reason
For 2021, Brazos Valley Schools's most frequently cited loan purpose was Home Purchase, with 153 originations. The 2nd most popular reason was Refi, with 107 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 351 | $66,345,000 | $189,017 | $0 | 0.00% |
For 2021, Brazos Valley Schools's most frequently cited loan duration was Other, with 351 originations.
Loan Sizing
2021 saw Brazos Valley Schools place emphasis on $200k-400k loans with 129 originations, totaling $34,185,000 in origination value.
Applicant Income
Brazos Valley Schools lent most frequently to those with incomes in the $100k-150k range, with 93 originations. The second most popular income band? $50k-75k, with 85 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 351 | $66,345,000 | $189,017 | $0 | 0.00% |
Brazos Valley Schools lent most frequently to those with DTI ratios of Exempt%, with 351 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications77.74%
Brazos Valley Schools has a below average approval rate.
Pick Rate
Approvals leading to origination72.93%
Brazos Valley Schools has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 351 | $66,345,000 | $189,017 |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Brock & Scott, PLLC | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |