Deutsche Bank Trust Company Americas Mortgage Rates, Fees & Info
New York, NYLEI: 8EWQ2UQKS07AKK8ANH81
Tax ID: 13-4941247
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Deutsche Bank Trust Company Americas is a smaller bank specializing in Home Purchase, Other, and Refi loans. Deutsche Bank Trust Company Americas has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, New York, Miami, Chicago, and Dallas among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Deutsche Bank Trust Company Americas has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
26Origination Dollar Volume (All Markets)
$94,150,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $34,680,000 | $4,335,000 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 9 | $34,195,000 | $3,799,444 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $15,125,000 | $5,041,667 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $5,265,000 | $1,755,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $2,105,000 | $2,105,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $2,025,000 | $2,025,000 | $0 | 0.00% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 26 | $94,150,000 | $3,621,154 | $0 | 0.00% |
For 2018, Deutsche Bank Trust Company Americas's most frequently originated type of loan was Conventional, with 26 originations.
Loan Reason
For 2018, Deutsche Bank Trust Company Americas's most frequently cited loan purpose was Home Purchase, with 10 originations. The 2nd most popular reason was Other, with 6 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 26 | $94,150,000 | $3,621,154 | $0 | 0.00% |
For 2018, Deutsche Bank Trust Company Americas's most frequently cited loan duration was Other, with 26 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 22 | $91,340,000 | $4,151,818 | $0 | 0.00% |
| $600k-1MM | 3 | $2,405,000 | $801,667 | $0 | 0.00% |
| $400k-600k | 1 | $405,000 | $405,000 | $0 | 0.00% |
2018 saw Deutsche Bank Trust Company Americas place emphasis on $1MM+ loans with 22 originations, totaling $91,340,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $250k+ | 8 | $21,410,000 | $2,676,250 | $0 | 0.00% |
Deutsche Bank Trust Company Americas lent most frequently to those with incomes in the $250k+ range, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 26 | $94,150,000 | $3,621,154 | $0 | 0.00% |
Deutsche Bank Trust Company Americas lent most frequently to those with DTI ratios of Exempt%, with 26 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Deutsche Bank Trust Company Americas has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination65.38%
Deutsche Bank Trust Company Americas has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 26 | $94,150,000 | $3,621,154 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 3 | $5,265,000 | $1,755,000 |
| Single Family (1-4 Units):Site-Built | 23 | $88,885,000 | $3,864,565 |
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Deutsche Bank | Conventional home mortgage | Trouble during payment process | 1 | 33.3% |
| Deutsche Bank | Other type of mortgage | Trouble during payment process | 2 | 66.7% |