Deutsche Bank Trust Company Americas Mortgage Rates, Fees & Info

New York, NY

LEI: 8EWQ2UQKS07AKK8ANH81

Tax ID: 13-4941247

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Mortgage Data

Review & Overview

Deutsche Bank Trust Company Americas is a smaller bank specializing in Refi loans. Deutsche Bank Trust Company Americas has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Miami, San Francisco, and Glenwood Springs among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)

Deutsche Bank Trust Company Americas has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

28

Origination Dollar Volume (All Markets)

$381,990,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 17 $295,995,000 $17,411,471 $0 0.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 6 $38,850,000 $6,475,000 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $30,005,000 $30,005,000 $0 0.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $11,530,000 $5,765,000 $0 0.00%
Outside of Metro Areas 1 $3,805,000 $3,805,000 $0 0.00%
Glenwood Springs, CO (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $0 0.00%
Deutsche Bank Trust Company Americas's top markets include New York, Los Angeles, Miami, San Francisco, and Glenwood Springs among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 28 $381,990,000 $13,642,500 $0 0.00%

    For 2023, Deutsche Bank Trust Company Americas's most frequently originated type of loan was Conventional, with 28 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10 $52,460,000 $5,246,000 $0 0.00%
    Refi 8 $276,310,000 $34,538,750 $0 0.00%
    Cash Out Refi 6 $27,180,000 $4,530,000 $0 0.00%
    Other 4 $26,040,000 $6,510,000 $0 0.00%

    For 2023, Deutsche Bank Trust Company Americas's most frequently cited loan purpose was Home Purchase, with 10 originations. The 2nd most popular reason was Refi, with 8 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 28 $381,990,000 $13,642,500 $0 0.00%

    For 2023, Deutsche Bank Trust Company Americas's most frequently cited loan duration was Other, with 28 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 25 $379,645,000 $15,185,800 $0 0.00%
    $600k-1MM 3 $2,345,000 $781,667 $0 0.00%

    2023 saw Deutsche Bank Trust Company Americas place emphasis on $1MM+ loans with 25 originations, totaling $379,645,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 11 $30,325,000 $2,756,818 $0 0.00%

    Deutsche Bank Trust Company Americas lent most frequently to those with incomes in the $250k+ range, with 11 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 28 $381,990,000 $13,642,500 $0 0.00%

    Deutsche Bank Trust Company Americas lent most frequently to those with DTI ratios of Exempt%, with 28 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 5 $284,145,000 $56,829,000 $0 0.00%
    Not provided 13 $68,025,000 $5,232,692 $0 0.00%
    White 6 $17,770,000 $2,961,667 $0 0.00%
    Asian 4 $12,050,000 $3,012,500 $0 0.00%

    Approval Rates

    Total approvals of all applications
    95.35%

    Deutsche Bank Trust Company Americas has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    67.86%

    Deutsche Bank Trust Company Americas has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 28 $381,990,000 $13,642,500

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    28 $381,990,000 $13,642,500