Deutsche Bank Trust Company Americas Mortgage Rates, Fees & Info
New York, NYLEI: 8EWQ2UQKS07AKK8ANH81
Tax ID: 13-4941247
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Mortgage Data
Review & Overview
Deutsche Bank Trust Company Americas is a smaller bank specializing in Refi and Cash Out Refi loans. Deutsche Bank Trust Company Americas has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Glenwood Springs, Miami, and San Francisco among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)Deutsche Bank Trust Company Americas has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
77Origination Dollar Volume (All Markets)
$292,085,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 36 | $123,310,000 | $3,425,278 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 20 | $90,470,000 | $4,523,500 | $0 | 0.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $21,870,000 | $10,935,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $12,970,000 | $2,161,667 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $11,830,000 | $5,915,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $10,070,000 | $5,035,000 | $0 | 0.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $6,015,000 | $6,015,000 | $0 | 0.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $2,995,000 | $2,995,000 | $0 | 0.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $2,805,000 | $2,805,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $2,705,000 | $2,705,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $1,825,000 | $1,825,000 | $0 | 0.00% |
| Hudson, NY (FHA|USDA|VA) | 1 | $1,755,000 | $1,755,000 | $0 | 0.00% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $1,445,000 | $1,445,000 | $0 | 0.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $1,235,000 | $1,235,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 77 | $292,085,000 | $3,793,312 | $0 | 0.00% |
For 2019, Deutsche Bank Trust Company Americas's most frequently originated type of loan was Conventional, with 77 originations.
Loan Reason
For 2019, Deutsche Bank Trust Company Americas's most frequently cited loan purpose was Refi, with 30 originations. The 2nd most popular reason was Cash Out Refi, with 23 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 77 | $292,085,000 | $3,793,312 | $0 | 0.00% |
For 2019, Deutsche Bank Trust Company Americas's most frequently cited loan duration was Other, with 77 originations.
Loan Sizing
2019 saw Deutsche Bank Trust Company Americas place emphasis on $1MM+ loans with 69 originations, totaling $287,035,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $250k+ | 26 | $76,520,000 | $2,943,077 | $0 | 0.00% |
Deutsche Bank Trust Company Americas lent most frequently to those with incomes in the $250k+ range, with 26 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 77 | $292,085,000 | $3,793,312 | $0 | 0.00% |
Deutsche Bank Trust Company Americas lent most frequently to those with DTI ratios of Exempt%, with 77 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.24%
Deutsche Bank Trust Company Americas has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination80.52%
Deutsche Bank Trust Company Americas has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 77 | $292,085,000 | $3,793,312 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 2 | $9,650,000 | $4,825,000 |
| Single Family (1-4 Units):Site-Built | 75 | $282,435,000 | $3,765,800 |
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Deutsche Bank | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |