Clewiston VA Loan Rates, Closing Costs & Stats

Clewiston, FL

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Clewiston's 25 lenders originated 43 VA loans during 2023. The total origination value was $12,685,000, with an average VA loan value of $295,000.

    Clewiston VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Clewiston averaged 6.82% for the week of 2025-02-14, compared to the national average (all VA variants) of 6.428% for the same period.

    Clewiston's average VA mortgage closing costs are $6,751.

    The average rate for the prior week (2025-02-07) was 6.75% and one month ago for the week of 2025-01-10, the average rate was 6.79%.

    The average rate one year ago was 6.41%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.63%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Clewiston VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Clewiston level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 5 6.68% $8,324
    DHI MORTGAGE COMPANY, LTD. 5 5.97% $6,490
    CROSSCOUNTRY MORTGAGE, LLC 4 6.75% $8,555
    UNITED WHOLESALE MORTGAGE, LLC 3 6.33% $17,334
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.87% $6,617
    NAVY FEDERAL CREDIT UNION 2 5.75% $5,544
    Waterstone Mortgage Corporation 2 6.38% $13,788
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.25% $6,691
    HOMESIDE FINANCIAL, LLC 1 6.25% $7,627
    AMERICAN FINANCIAL NETWORK, INC. 1 6.75% $9,376
    LOANDEPOT.COM, LLC 1 6.50% $3,347
    Mid-Continent Funding, Inc. 1 7.75% $13,613
    Mr. Cooper ( Nationstar Mortgage ) 1 7.25% $3,474
    NATIONS RELIABLE LENDING, LLC 1 5.75% $5,854
    NEW DAY FINANCIAL, LLC 1 6.75% $11,502
    NEWREZ LLC 1 6.25% $7,366
    Paramount Residential Mortgage Group, Inc. 1 6.25% $6,202
    Truist 1 6.25% $943
    LAKEVIEW LOAN SERVICING, LLC 1 6.25% $5,750
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.25% $10,589
    CARDINAL FINANCIAL 1 5.50% $14,106
    Century Mortgage Company DBA Century Lending Company 1 7.25% $11,044
    FIRST COMMUNITY MORTGAGE, INC. 1 7.50% $6,678
    First Federal Bank 1 6.63% $7,801
    GUILD MORTGAGE COMPANY 1 6.00% $5,146

    The top Clewiston VA lender as defined by loan originations is Mortgage Research Center, LLC, with 5 VA loans originated. Their average total fees are $8,324, which is $1,834 higher than the next largest lender, DHI MORTGAGE COMPANY, LTD..

    The lowest fee Clewiston VA lenders (with over 10 loans originated) are .

    The lowest rate Clewiston VA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Clewiston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $219,725 (10.6%) $306,114 (0.2%) 0.00 129
    2018-02-01 $214,900 (7.5%) $291,107 (-8.2%) 0.00 129
    2018-03-01 $191,950 (-3.8%) $286,373 (-9.4%) 0.00 128
    2018-04-01 $208,700 (4.4%) $320,537 (3.1%) 0.00 116
    2018-05-01 $194,950 (-3.0%) $322,383 (-1.6%) 0.00 112
    2018-06-01 $189,900 (-0.4%) $321,634 (6.4%) 0.00 106
    2018-07-01 $189,900 (0.0%) $320,572 (12.3%) 0.00 110
    2018-08-01 $184,900 (-1.4%) $284,288 (-0.8%) 0.00 126
    2018-09-01 $189,900 (-2.6%) $309,328 (4.3%) 0.00 120
    2018-10-01 $202,400 (9.4%) $306,723 (8.5%) 0.00 127
    2018-11-01 $194,475 (-1.7%) $305,199 (5.0%) 0.00 131
    2018-12-01 $199,000 (-9.5%) $307,243 (-3.9%) 0.00 144
    2019-01-01 $198,750 (-9.6%) $322,105 (5.2%) 0.00 144
    2019-02-01 $199,000 (-7.4%) $320,367 (10.1%) 0.00 143
    2019-03-01 $199,214 (3.8%) $319,198 (11.5%) 0.00 144
    2019-04-01 $199,750 (-4.3%) $325,173 (1.5%) 0.00 136
    2019-05-01 $215,000 (10.3%) $322,870 (0.2%) 0.00 137
    2019-06-01 $210,000 (10.6%) $331,761 (3.2%) 0.00 136
    2019-07-01 $199,800 (5.2%) $312,459 (-2.5%) 0.00 134
    2019-08-01 $199,000 (7.6%) $305,417 (7.4%) 0.00 133
    2019-09-01 $199,000 (4.8%) $305,070 (-1.4%) 0.00 134
    2019-10-01 $199,000 (-1.7%) $304,839 (-0.6%) 0.00 135
    2019-11-01 $207,500 (6.7%) $318,596 (4.4%) 0.00 133
    2019-12-01 $223,475 (12.3%) $315,383 (2.7%) 0.00 135
    2020-01-01 $214,925 (8.1%) $316,134 (-1.9%) 0.00 135
    2020-02-01 $197,500 (-0.8%) $306,764 (-4.3%) 0.00 147
    2020-03-01 $200,000 (0.4%) $318,756 (-0.1%) 0.00 143
    2020-04-01 $217,400 (8.8%) $332,776 (2.3%) 0.00 132
    2020-05-01 $220,000 (2.3%) $348,155 (7.8%) 0.00 124
    2020-06-01 $222,475 (5.9%) $370,830 (11.8%) 0.00 115
    2020-07-01 $236,150 (18.2%) $364,928 (16.8%) 0.00 102
    2020-08-01 $232,500 (16.8%) $380,406 (24.6%) 0.00 98
    2020-09-01 $233,450 (17.3%) $388,227 (27.3%) 0.00 102
    2020-10-01 $239,000 (20.1%) $388,566 (27.5%) 0.00 95
    2020-11-01 $239,000 (15.2%) $408,390 (28.2%) 0.00 96
    2020-12-01 $238,750 (6.8%) $421,880 (33.8%) 0.00 94
    2021-01-01 $249,900 (16.3%) $447,510 (41.6%) 0.00 88
    2021-02-01 $238,725 (20.9%) $442,598 (44.3%) 0.00 88
    2021-03-01 $247,475 (23.7%) $464,402 (45.7%) 0.00 86
    2021-04-01 $257,333 (18.4%) $480,182 (44.3%) 0.00 79
    2021-05-01 $267,500 (21.6%) $445,759 (28.0%) 0.00 79
    2021-06-01 $260,000 (16.9%) $443,533 (19.6%) 0.00 74
    2021-07-01 $275,000 (16.5%) $412,749 (13.1%) 0.00 86
    2021-08-01 $299,450 (28.8%) $451,528 (18.7%) 0.00 94
    2021-09-01 $306,750 (31.4%) $469,467 (20.9%) 0.00 94
    2021-10-01 $299,900 (25.5%) $463,894 (19.4%) 0.00 110
    2021-11-01 $307,000 (28.5%) $467,852 (14.6%) 0.00 107
    2021-12-01 $300,000 (25.7%) $463,899 (10.0%) 0.00 117
    2022-01-01 $289,950 (16.0%) $468,664 (4.7%) 0.00 114
    2022-02-01 $295,978 (24.0%) $535,772 (21.1%) 0.00 95
    2022-03-01 $299,953 (21.2%) $550,529 (18.6%) 0.00 84
    2022-04-01 $329,900 (28.2%) $506,918 (5.6%) 0.00 91
    2022-05-01 $350,000 (30.8%) $539,533 (21.0%) 0.00 79
    2022-06-01 $342,250 (31.6%) $504,123 (13.7%) 0.00 98
    2022-07-01 $350,000 (27.3%) $488,026 (18.2%) 0.00 124
    2022-08-01 $352,000 (17.6%) $495,931 (9.8%) 0.00 148
    2022-09-01 $349,198 (13.8%) $443,064 (-5.6%) 0.00 175
    2022-10-01 $348,450 (16.2%) $432,983 (-6.7%) 0.00 181
    2022-11-01 $341,325 (11.2%) $433,140 (-7.4%) 0.00 179
    2022-12-01 $349,500 (16.5%) $431,426 (-7.0%) 0.00 178
    2023-01-01 $340,000 (17.3%) $412,313 (-12.0%) 0.00 187
    2023-02-01 $339,900 (14.8%) $397,904 (-25.7%) 0.00 220
    2023-03-01 $340,000 (13.4%) $402,384 (-26.9%) 0.00 224
    2023-04-01 $339,900 (3.0%) $408,853 (-19.4%) 0.00 184
    2023-05-01 $346,200 (-1.1%) $442,466 (-18.0%) 0.00 171
    2023-06-01 $349,900 (2.2%) $486,855 (-3.4%) 0.00 183
    2023-07-01 $349,900 (0.0%) $479,989 (-1.7%) 0.00 183
    2023-08-01 $352,150 (0.0%) $494,144 (-0.4%) 0.00 188
    2023-09-01 $350,900 (0.5%) $483,523 (9.1%) 0.00 192
    2023-10-01 $350,450 (0.6%) $483,781 (11.7%) 0.00 207
    2023-11-01 $350,000 (2.5%) $474,505 (9.6%) 0.00 226
    2023-12-01 $349,900 (0.1%) $461,954 (7.1%) 0.00 229
    2024-01-01 $346,450 (1.9%) $469,933 (14.0%) 0.00 247
    2024-02-01 $342,000 (0.6%) $460,297 (15.7%) 0.00 262
    2024-03-01 $349,000 (2.7%) $472,124 (17.3%) 0.00 257
    2024-04-01 $345,175 (1.6%) $442,977 (8.4%) 0.00 266
    2024-05-01 $343,850 (-0.7%) $445,239 (0.6%) 0.00 293
    2024-06-01 $342,450 (-2.1%) $450,173 (-7.5%) 0.00 293
    2024-07-01 $344,900 (-1.4%) $444,956 (-7.3%) 0.00 293
    2024-08-01 $339,000 (-3.7%) $448,223 (-9.3%) 0.00 296
    2024-09-01 $347,450 (-1.0%) $452,939 (-6.3%) 0.00 303
    2024-10-01 $350,000 (-0.1%) $463,134 (-4.3%) 0.00 305
    2024-11-01 $349,500 (-0.1%) $465,165 (-2.0%) 0.00 306
    2024-12-01 $349,375 (-0.2%) $459,764 (-0.5%) 0.00 311
    2025-01-01 $359,950 (3.9%) $471,527 (0.3%) 0.00 288
    Clewiston's median listing price for 2025-01-01 was $359,950, a difference of $13,500 (3.9%) versus the prior year and $10,575 versus the prior month.

    Clewiston's median listing price comes in at 0% of the national average.

    Clewiston's average listing price for 2025-01-01 was $471,527, a difference of $1,594 (0.3%) versus the prior year and $11,763 versus the prior month.

    For the 2025-01-01 period, Clewiston had 288 MLS listings, a difference of -23 listings (-7%) versus the prior month and 41 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Clewiston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,838 sqft
    2018-02-01 0 days 1,827 sqft
    2018-03-01 0 days 1,702 sqft
    2018-04-01 0 days 1,828 sqft
    2018-05-01 0 days 1,750 sqft
    2018-06-01 0 days 1,712 sqft
    2018-07-01 0 days 1,693 sqft
    2018-08-01 0 days 1,651 sqft
    2018-09-01 0 days 1,713 sqft
    2018-10-01 0 days 1,750 sqft
    2018-11-01 0 days 1,750 sqft
    2018-12-01 0 days 1,750 sqft
    2019-01-01 0 days 1,718 sqft
    2019-02-01 0 days 1,694 sqft
    2019-03-01 0 days 1,679 sqft
    2019-04-01 0 days 1,673 sqft
    2019-05-01 0 days 1,605 sqft
    2019-06-01 0 days 1,679 sqft
    2019-07-01 0 days 1,591 sqft
    2019-08-01 0 days 1,573 sqft
    2019-09-01 0 days 1,573 sqft
    2019-10-01 0 days 1,574 sqft
    2019-11-01 0 days 1,605 sqft
    2019-12-01 0 days 1,662 sqft
    2020-01-01 0 days 1,590 sqft
    2020-02-01 0 days 1,582 sqft
    2020-03-01 0 days 1,598 sqft
    2020-04-01 0 days 1,667 sqft
    2020-05-01 0 days 1,669 sqft
    2020-06-01 0 days 1,736 sqft
    2020-07-01 0 days 1,742 sqft
    2020-08-01 0 days 1,740 sqft
    2020-09-01 0 days 1,669 sqft
    2020-10-01 0 days 1,677 sqft
    2020-11-01 0 days 1,634 sqft
    2020-12-01 0 days 1,657 sqft
    2021-01-01 0 days 1,620 sqft
    2021-02-01 0 days 1,637 sqft
    2021-03-01 0 days 1,604 sqft
    2021-04-01 0 days 1,531 sqft
    2021-05-01 0 days 1,536 sqft
    2021-06-01 0 days 1,513 sqft
    2021-07-01 0 days 1,503 sqft
    2021-08-01 0 days 1,531 sqft
    2021-09-01 0 days 1,535 sqft
    2021-10-01 0 days 1,546 sqft
    2021-11-01 0 days 1,556 sqft
    2021-12-01 0 days 1,524 sqft
    2022-01-01 0 days 1,439 sqft
    2022-02-01 0 days 1,472 sqft
    2022-03-01 0 days 1,494 sqft
    2022-04-01 0 days 1,512 sqft
    2022-05-01 0 days 1,506 sqft
    2022-06-01 0 days 1,540 sqft
    2022-07-01 0 days 1,568 sqft
    2022-08-01 0 days 1,601 sqft
    2022-09-01 0 days 1,576 sqft
    2022-10-01 0 days 1,600 sqft
    2022-11-01 0 days 1,562 sqft
    2022-12-01 0 days 1,546 sqft
    2023-01-01 0 days 1,536 sqft
    2023-02-01 0 days 1,536 sqft
    2023-03-01 0 days 1,543 sqft
    2023-04-01 0 days 1,546 sqft
    2023-05-01 0 days 1,639 sqft
    2023-06-01 0 days 1,563 sqft
    2023-07-01 0 days 1,598 sqft
    2023-08-01 0 days 1,602 sqft
    2023-09-01 0 days 1,607 sqft
    2023-10-01 0 days 1,590 sqft
    2023-11-01 0 days 1,613 sqft
    2023-12-01 0 days 1,604 sqft
    2024-01-01 0 days 1,611 sqft
    2024-02-01 0 days 1,619 sqft
    2024-03-01 0 days 1,640 sqft
    2024-04-01 0 days 1,633 sqft
    2024-05-01 0 days 1,586 sqft
    2024-06-01 0 days 1,622 sqft
    2024-07-01 0 days 1,655 sqft
    2024-08-01 0 days 1,662 sqft
    2024-09-01 0 days 1,650 sqft
    2024-10-01 0 days 1,660 sqft
    2024-11-01 0 days 1,662 sqft
    2024-12-01 0 days 1,662 sqft
    2025-01-01 0 days 1,661 sqft
    Clewiston's median listing age (time on market) for 2025-01-01 was 0 days.

    Clewiston's median square footage for active listings during the 2025-01-01 period was 1,661 sqft. One year prior, the average listing was 1,611 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.