Calcon Mutual Mortgage Rates, Fees & Info

CAMDEN, DE

LEI: 549300NFPC3Y4W3Y7R87

Tax ID: 77-0717225

1 stars - out of 5 stars, based on 88 reviews

2020 Data | 2019 Data | 2018 Data


Overview

Calcon Mutual Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Calcon Mutual Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Houston, San Diego, Charleston, Reno, and Salt Lake City among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Calcon Mutual Mortgage is typically a high fee lendor.


Originations

7,797

Origination Dollar Volume (All Markets)

$2,164,035,000
Show all (15) awards

Relative Rate

Calcon Mutual Mortgage 's average 30 year fixed rate mortgage of loans were 3.5%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of 0.14%.

Relative Fees

Calcon Mutual Mortgage 's average total fees for a 30 year fixed rate mortgage are $6,580.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 948 $238,390,000 $251,466 $6,574 3.63%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 469 $219,945,000 $468,966 $5,589 3.05%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 674 $167,150,000 $247,997 $7,264 3.45%
RENO, NV (FHA|USDA|VA) 363 $124,975,000 $344,284 $5,809 3.25%
SALT LAKE CITY, UT (FHA|USDA|VA) 388 $122,950,000 $316,881 $6,699 3.38%
ALBUQUERQUE, NM (FHA|USDA|VA) 480 $116,260,000 $242,208 $4,655 3.06%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 527 $113,505,000 $215,380 $6,946 3.56%
BOISE CITY, ID (FHA|USDA|VA) 329 $99,655,000 $302,903 $6,357 3.05%
Outside of Metro Areas 367 $94,815,000 $258,351 $6,281 3.57%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 294 $76,110,000 $258,878 $6,237 3.54%
RALEIGH-CARY, NC (FHA|USDA|VA) 272 $64,390,000 $236,728 $5,950 3.63%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 162 $42,140,000 $260,123 $7,770 3.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 189 $41,825,000 $221,296 $7,272 3.82%
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 92 $38,790,000 $421,630 $4,955 3.14%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 148 $38,110,000 $257,500 $7,527 3.89%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 111 $33,205,000 $299,144 $5,510 3.65%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 127 $32,175,000 $253,346 $7,171 3.43%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 145 $31,605,000 $217,966 $6,599 3.90%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 141 $30,625,000 $217,199 $6,466 4.10%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 135 $30,325,000 $224,630 $6,945 4.08%
PROVO-OREM, UT (FHA|USDA|VA) 90 $27,310,000 $303,444 $7,253 3.51%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 69 $24,165,000 $350,217 $6,661 3.43%
JACKSONVILLE, FL (FHA|USDA|VA) 87 $21,105,000 $242,586 $8,675 3.52%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 49 $19,135,000 $390,510 $6,683 3.24%
STOCKTON, CA (FHA|USDA|VA) 55 $18,865,000 $343,000 $8,349 3.52%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 74 $15,740,000 $212,703 $6,244 4.12%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 63 $15,165,000 $240,714 $6,227 3.80%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 91 $14,485,000 $159,176 $6,978 3.36%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 24 $13,530,000 $563,750 $7,140 3.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 57 $12,905,000 $226,404 $6,210 3.25%
VALLEJO, CA (FHA|USDA|VA) 31 $10,855,000 $350,161 $8,698 3.44%
WILMINGTON, NC (FHA|USDA|VA) 40 $9,740,000 $243,500 $6,565 3.70%
FAYETTEVILLE, NC (FHA|USDA|VA) 43 $9,725,000 $226,163 $5,917 3.66%
COLUMBIA, SC (FHA|USDA|VA) 44 $9,130,000 $207,500 $6,822 3.67%
YUBA CITY, CA (FHA|USDA|VA) 26 $8,330,000 $320,385 $9,223 3.87%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 17 $8,315,000 $489,118 $4,010 2.99%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 14 $7,740,000 $552,857 $5,774 3.08%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 24 $7,290,000 $303,750 $6,801 3.47%
FRESNO, CA (FHA|USDA|VA) 31 $7,035,000 $226,935 $5,531 3.08%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 13 $6,805,000 $523,462 $5,718 3.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 33 $6,505,000 $197,121 $5,275 3.77%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 16 $6,290,000 $393,125 $5,258 3.26%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $6,215,000 $2,071,667 $7,104 4.29%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 32 $5,950,000 $185,938 $5,808 3.30%
PORT ST. LUCIE, FL (FHA|USDA|VA) 28 $5,920,000 $211,429 $7,145 3.96%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 13 $5,915,000 $455,000 $5,138 3.55%
BAKERSFIELD, CA (FHA|USDA|VA) 20 $5,910,000 $295,500 $6,396 3.21%
KNOXVILLE, TN (FHA|USDA|VA) 22 $5,620,000 $255,455 $3,831 2.88%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 7 $4,065,000 $580,714 $8,428 3.16%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $3,945,000 $358,636 $4,518 3.13%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 19 $3,835,000 $201,842 $6,084 3.49%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $3,785,000 $344,091 $7,828 3.15%
ST. GEORGE, UT (FHA|USDA|VA) 13 $3,445,000 $265,000 $5,228 3.65%
SANTA FE, NM (FHA|USDA|VA) 13 $3,405,000 $261,923 $3,655 3.15%
CARSON CITY, NV (FHA|USDA|VA) 12 $3,010,000 $250,833 $4,351 3.44%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $2,865,000 $573,000 $3,912 2.78%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $2,845,000 $406,429 $6,512 3.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 10 $2,840,000 $284,000 $8,015 3.78%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 17 $2,625,000 $154,412 $5,715 3.94%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $2,260,000 $282,500 $7,048 4.02%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $2,050,000 $341,667 $9,625 3.67%
SPARTANBURG, SC (FHA|USDA|VA) 10 $2,010,000 $201,000 $7,437 3.58%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $1,965,000 $218,333 $9,274 3.94%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,560,000 $260,000 $8,267 4.10%
SAVANNAH, GA (FHA|USDA|VA) 3 $1,535,000 $511,667 $5,245 3.17%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,510,000 $251,667 $4,453 2.83%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 4 $1,490,000 $372,500 $11,695 3.13%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,360,000 $680,000 $15,396 5.06%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,300,000 $650,000 $5,528 2.75%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $1,225,000 $408,333 $7,340 4.04%
NASSAU COUNTY-SUFFOLK COUNTY, NY (FHA|USDA|VA) 2 $1,210,000 $605,000 $0 7.75%
NAPA, CA (FHA|USDA|VA) 2 $1,160,000 $580,000 $1,638 3.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,155,000 $231,000 $8,157 3.30%
BURLINGTON, NC (FHA|USDA|VA) 5 $1,105,000 $221,000 $7,347 3.88%
BEND, OR (FHA|USDA|VA) 3 $1,045,000 $348,333 $5,633 3.29%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,030,000 $257,500 $3,919 2.66%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,514 3.98%
ASHEVILLE, NC (FHA|USDA|VA) 4 $950,000 $237,500 $9,753 3.94%
RICHMOND, VA (FHA|USDA|VA) 2 $910,000 $455,000 $11,278 4.63%
GAINESVILLE, FL (FHA|USDA|VA) 3 $905,000 $301,667 $7,720 3.29%
BATON ROUGE, LA (FHA|USDA|VA) 3 $905,000 $301,667 $10,644 3.21%
FARMINGTON, NM (FHA|USDA|VA) 3 $885,000 $295,000 $7,603 3.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $810,000 $202,500 $3,394 3.19%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $745,000 $745,000 $3,895 3.25%
SUMTER, SC (FHA|USDA|VA) 4 $740,000 $185,000 $6,330 3.22%
COEUR D'ALENE, ID (FHA|USDA|VA) 2 $730,000 $365,000 $6,390 3.38%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 2 $690,000 $345,000 $6,386 3.19%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 3 $685,000 $228,333 $4,571 3.00%
TULSA, OK (FHA|USDA|VA) 2 $680,000 $340,000 $5,553 4.25%
MORRISTOWN, TN (FHA|USDA|VA) 3 $665,000 $221,667 $4,123 3.50%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $660,000 $330,000 $6,015 3.69%
LOGAN, UT-ID (FHA|USDA|VA) 2 $650,000 $325,000 $7,275 3.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $630,000 $315,000 $2,315 2.50%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $595,000 $198,333 $8,486 3.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $565,000 $188,333 $7,539 3.42%
SALINAS, CA (FHA|USDA|VA) 1 $535,000 $535,000 $5,238 2.50%
PITTSBURGH, PA (FHA|USDA|VA) 2 $520,000 $260,000 $5,752 3.88%
ANN ARBOR, MI (FHA|USDA|VA) 1 $515,000 $515,000 $4,433 2.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $515,000 $515,000 $8,050 2.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $510,000 $255,000 $3,296 3.06%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $500,000 $250,000 $3,459 3.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $480,000 $240,000 $6,623 2.56%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $475,000 $475,000 $3,595 3.38%
TWIN FALLS, ID (FHA|USDA|VA) 2 $460,000 $230,000 $7,087 3.25%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $455,000 $455,000 $5,522 3.38%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 2 $450,000 $225,000 $6,969 2.56%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $430,000 $215,000 $3,184 3.56%
LAFAYETTE, LA (FHA|USDA|VA) 1 $415,000 $415,000 $8,386 3.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $415,000 $415,000 $3,065 2.75%
TUCSON, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $3,853 2.69%
COLUMBUS, OH (FHA|USDA|VA) 2 $400,000 $200,000 $4,710 3.56%
OCALA, FL (FHA|USDA|VA) 2 $390,000 $195,000 $9,454 3.00%
BILLINGS, MT (FHA|USDA|VA) 1 $375,000 $375,000 $9,179 2.25%
COLUMBIA, MO (FHA|USDA|VA) 1 $365,000 $365,000 $3,230 2.88%
ARECIBO, PR (FHA|USDA|VA) 3 $345,000 $115,000 $6,373 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 2 $340,000 $170,000 $6,307 3.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $315,000 $315,000 $8,615 3.75%
FLORENCE, SC (FHA|USDA|VA) 1 $305,000 $305,000 $14,272 3.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $295,000 $295,000 $3,736 2.25%
MODESTO, CA (FHA|USDA|VA) 1 $275,000 $275,000 $3,140 3.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $265,000 $265,000 $2,710 2.75%
WALLA WALLA, WA (FHA|USDA|VA) 1 $265,000 $265,000 $3,697 2.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,957 2.25%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 1 $245,000 $245,000 $2,605 2.63%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $245,000 $245,000 $6,336 2.38%
MIDLAND, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,663 2.88%
MADERA, CA (FHA|USDA|VA) 2 $230,000 $115,000 $3,153 2.81%
AMARILLO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,082 3.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,860 3.25%
PANAMA CITY, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,683 2.88%
FORT COLLINS, CO (FHA|USDA|VA) 1 $215,000 $215,000 $3,695 2.38%
MAYAGÜEZ, PR (FHA|USDA|VA) 2 $200,000 $100,000 $5,645 3.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $2,570 2.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $175,000 $175,000 $8,698 2.88%
BRUNSWICK, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,152 2.75%
VICTORIA, TX (FHA|USDA|VA) 1 $165,000 $165,000 $9,530 3.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $165,000 $165,000 $2,197 3.25%
FLINT, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,397 2.88%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $145,000 $145,000 $3,383 3.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,629 3.75%
CHARLESTON, WV (FHA|USDA|VA) 1 $145,000 $145,000 $4,745 4.75%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 1 $135,000 $135,000 $4,852 3.88%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $135,000 $135,000 $4,964 4.88%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $125,000 $125,000 $5,024 2.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,311 2.88%
PONCE, PR (FHA|USDA|VA) 1 $105,000 $105,000 $5,132 3.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $95,000 $95,000 $5,375 4.25%
WACO, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,407 3.38%
WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) 1 $85,000 $85,000 $5,308 8.00%
GOLDSBORO, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,083 4.00%

Calcon Mutual Mortgage 's top markets include Houston, San Diego, Charleston, Reno, and Salt Lake City among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 4,500 $1,352,620,000 $300,582 $5,190 3.22%
FHA 2,384 $544,760,000 $228,507 $8,625 3.93%
VA 712 $224,870,000 $315,829 $7,193 3.57%
USDA 201 $41,785,000 $207,886 $6,443 3.69%

For the 2020 period, Calcon Mutual Mortgage 's most frequently originated loan type of loans were Conventional, with 4,500 originations. Their 2nd most popular type is FHA, with 2,384 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 5,243 $1,364,375,000 $260,228 $6,992 3.63%
Refi 1,920 $609,190,000 $317,286 $5,221 3.11%
Cash Out Refi 583 $175,145,000 $300,420 $5,754 3.36%
Home Improvement 51 $15,325,000 $300,490 $4,938 2.91%

For the 2020, Calcon Mutual Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 5,243 originations. The 2nd most popular reason of loans were Refi, with 1,920 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 7,229 $2,013,825,000 $278,576 $6,580 3.50%
15 Year 338 $80,350,000 $237,722 $4,130 3.23%
20 Year 86 $22,740,000 $264,419 $4,629 3.03%
Other 72 $23,610,000 $327,917 $4,789 3.52%
30+ year 64 $22,050,000 $344,531 $7,862 3.51%
10 Year 8 $1,460,000 $182,500 $4,917 2.45%

For the 2020, Calcon Mutual Mortgage 's most frequently cited loan length of loans were 30 Year, with 7,229 originations. The 2nd most popular length of loans were 15 Year, with 338 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 2,211 $647,115,000 $292,680
$<1k 1,944 $482,490,000 $248,194
$3k-4k 1,546 $402,350,000 $260,252
$5k+ 1,046 $359,940,000 $344,111
$2k-3k 1,031 $261,805,000 $253,933

$6,580 of loans were Calcon Mutual Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,211 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 3,667 $993,225,000 $270,855
2.5-3% 2,174 $682,840,000 $314,094
4-5% 1,392 $329,630,000 $236,803
<2.5% 412 $124,780,000 $302,864
5-6% 109 $23,365,000 $214,358
6-7% 31 $6,825,000 $220,161
7-8% 11 $3,275,000 $297,727
Over 8% 1 $95,000 $95,000

During 2020, Calcon Mutual Mortgage 's average interest rate of loans were 3.50%, while their most frequently originated rate bucket of loans were 3-4%, with 3,667 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 4,689 $1,260,165,000 $268,749 $6,746 3.52%
$100k-200k 1,856 $306,620,000 $165,205 $5,468 3.54%
$400k-600k 858 $410,170,000 $478,054 $6,625 3.13%
$600k-1MM 194 $138,060,000 $711,649 $8,918 3.14%
$100,000 or less 174 $13,570,000 $77,989 $3,879 3.86%
$1MM+ 26 $35,450,000 $1,363,462 $15,526 3.37%

2020 saw Calcon Mutual Mortgage place emphasis on $200k-400k loans with 4,689 originations, totaling $1,260,165,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 2,286 $526,220,000 $230,192 $6,511 3.63%
$75k-100k 1,445 $388,375,000 $268,772 $6,636 3.53%
$100k-150k 1,365 $445,605,000 $326,451 $6,415 3.34%
$50k or less 1,219 $221,555,000 $181,751 $6,081 3.49%
$150k-250k 833 $318,015,000 $381,771 $6,217 3.25%
$250k+ 337 $168,315,000 $499,451 $6,757 3.46%

Calcon Mutual Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,286 originations. The second most popular income band? $75k-100k, with 1,445 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,221 $359,445,000 $294,386 $5,475 3.18%
30-36% 1,162 $335,340,000 $288,589 $5,976 3.36%
50-60% 937 $228,515,000 $243,879 $8,379 3.89%
<20% 447 $135,685,000 $303,546 $5,274 3.08%
44% 361 $93,315,000 $258,490 $6,479 3.56%
49% 311 $77,985,000 $250,756 $6,867 3.72%
43% 298 $79,890,000 $268,087 $6,212 3.48%
42% 291 $83,765,000 $287,852 $6,496 3.53%
40% 286 $81,550,000 $285,140 $6,534 3.45%
45% 279 $74,705,000 $267,760 $6,699 3.66%
41% 277 $82,295,000 $297,094 $6,303 3.50%
39% 249 $69,005,000 $277,129 $6,485 3.48%
38% 245 $69,885,000 $285,245 $6,327 3.47%
36% 244 $72,110,000 $295,533 $6,101 3.44%
48% 237 $62,655,000 $264,367 $6,846 3.70%
46% 235 $63,065,000 $268,362 $6,856 3.66%
37% 228 $61,150,000 $268,202 $5,941 3.49%
47% 212 $53,100,000 $250,472 $6,602 3.71%
>60% 12 $4,590,000 $382,500 $10,089 4.02%

Calcon Mutual Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,221 originations. The next most common DTI ratio? 30-36%, with 1,162 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 5,907 $1,681,305,000 $284,629 $6,286 3.41%
Black 1,427 $336,035,000 $235,484 $7,193 3.82%
Asian 273 $87,775,000 $321,520 $5,868 3.24%
Not provided 141 $46,235,000 $327,908 $6,815 3.34%
American Indian 34 $8,080,000 $237,647 $5,719 3.42%
Native Hawaiian 15 $4,605,000 $307,000 $7,987 3.65%

Approval Rates

Total approvals of all applications
77.74%

Calcon Mutual Mortgage has a below average approval rate.

Pick Rate

Approvals leading to origination
73.73%

Calcon Mutual Mortgage has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 7,797 $2,164,035,000 $277,547

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 74 $12,740,000 $172,162
Single Family (1-4 Units):Site-Built 7,723 $2,151,295,000 $278,557

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 192 $50,130,000 $261,094 $4,227 3.20%
40-60% 659 $196,845,000 $298,703 $4,712 3.00%
60-80% 1,725 $546,005,000 $316,525 $5,418 3.22%
80-100% 4,708 $1,219,490,000 $259,025 $6,891 3.63%
Over 100% 210 $72,240,000 $344,000 $12,289 3.46%
Under 20% 55 $7,025,000 $127,727 $2,137 4.98%