Calcon Mutual Mortgage Rates, Fees & Info

CAMDEN, DE

LEI: 549300NFPC3Y4W3Y7R87

Tax ID: 77-0717225

2.4 stars - out of 5 stars, based on 76 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Calcon Mutual Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Calcon Mutual Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, Charleston, San Diego, Albuquerque, and Reno among others. We have data for 247 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Calcon Mutual Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Calcon Mutual Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.02% 11/26/22
    30 Year Conventional Refi 6.76% 11/26/22
    30 Year Cash-out Refi 6.96% 11/26/22
    30 Year FHA Purchase 8.52% 11/26/22
    30 Year FHA Refi 7.93% 11/26/22
    30 Year VA Purchase 7.32% 11/26/22
    30 Year VA Refi 6.78% 11/26/22
    30 Year USDA Purchase 7.53% 11/26/22
    30 Year USDA Refi 7.18% 11/26/22
    15 Year Conventional Purchase 7.42% 11/26/22
    15 Year Conventional Refi 6.34% 11/26/22
    15 Year Cash-out Refi 6.34% 11/26/22
    15 Year FHA Refi 7.13% 11/26/22
    15 Year VA Refi 5.90% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    5,842

    Origination Dollar Volume (All Markets)

    $1,829,220,000
    Show all (6) awards

    Relative Rate

    Calcon Mutual Mortgage's average 30 year fixed mortgage rate was 3.28%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.13%.

    Relative Fees (Closing Costs)

    Calcon Mutual Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $6,929.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 609 $194,605,000 $319,548 $6,812 3.24%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 598 $168,490,000 $281,756 $7,640 3.27%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 291 $151,525,000 $520,704 $6,386 3.07%
    ALBUQUERQUE, NM (FHA|USDA|VA) 516 $129,510,000 $250,988 $4,718 3.05%
    RENO, NV (FHA|USDA|VA) 317 $118,405,000 $373,517 $6,271 3.21%
    BOISE CITY, ID (FHA|USDA|VA) 302 $114,450,000 $378,974 $7,139 3.03%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 328 $74,350,000 $226,677 $7,184 3.52%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 236 $65,000,000 $275,424 $5,860 3.15%
    RALEIGH-CARY, NC (FHA|USDA|VA) 213 $55,285,000 $259,554 $5,813 3.45%
    Outside of Metro Areas 145 $42,035,000 $289,897 $7,299 3.33%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 78 $37,990,000 $487,051 $7,032 3.08%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 145 $34,815,000 $240,103 $7,812 3.79%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 81 $33,315,000 $411,296 $8,247 3.35%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 118 $29,350,000 $248,729 $6,748 3.67%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 96 $27,910,000 $290,729 $7,613 3.51%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 100 $27,590,000 $275,900 $8,098 3.44%
    SALT LAKE CITY, UT (FHA|USDA|VA) 75 $26,925,000 $359,000 $8,786 3.24%
    STOCKTON, CA (FHA|USDA|VA) 63 $24,385,000 $387,063 $9,195 3.25%
    SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 106 $23,940,000 $225,849 $8,102 3.01%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 96 $23,760,000 $247,500 $6,895 3.65%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 70 $17,150,000 $245,000 $7,193 3.72%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 40 $16,970,000 $424,250 $8,225 2.99%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 24 $16,070,000 $669,583 $9,247 3.32%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 67 $15,315,000 $228,582 $6,533 3.46%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 21 $13,655,000 $650,238 $6,528 2.93%
    VALLEJO, CA (FHA|USDA|VA) 37 $13,645,000 $368,784 $10,077 3.17%
    YUBA CITY, CA (FHA|USDA|VA) 39 $13,065,000 $335,000 $8,871 3.46%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 46 $11,830,000 $257,174 $6,790 3.16%
    BAKERSFIELD, CA (FHA|USDA|VA) 34 $11,510,000 $338,529 $7,648 3.47%
    COLUMBIA, SC (FHA|USDA|VA) 40 $11,390,000 $284,750 $8,164 3.45%
    FRESNO, CA (FHA|USDA|VA) 36 $9,590,000 $266,389 $6,412 3.05%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 30 $9,370,000 $312,333 $6,538 3.28%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 21 $7,675,000 $365,476 $7,462 2.84%
    Hailey, ID (FHA|USDA|VA) 16 $7,450,000 $465,625 $7,484 2.91%
    PROVO-OREM, UT (FHA|USDA|VA) 11 $7,325,000 $665,909 $12,083 4.23%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 9 $7,045,000 $782,778 $8,134 3.61%
    JACKSONVILLE, FL (FHA|USDA|VA) 27 $6,395,000 $236,852 $7,309 3.14%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 12 $6,030,000 $502,500 $6,901 3.05%
    Fernley, NV (FHA|USDA|VA) 22 $5,940,000 $270,000 $6,808 3.46%
    TOLEDO, OH (FHA|USDA|VA) 16 $5,690,000 $355,625 $7,369 3.40%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9 $5,485,000 $609,444 $5,478 3.22%
    KNOXVILLE, TN (FHA|USDA|VA) 23 $5,295,000 $230,217 $4,441 3.11%
    WILMINGTON, NC (FHA|USDA|VA) 18 $4,920,000 $273,333 $7,756 3.25%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 21 $4,625,000 $220,238 $7,930 3.57%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 12 $4,160,000 $346,667 $5,197 3.14%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 12 $4,070,000 $339,167 $8,028 4.14%
    Gallup, NM (FHA|USDA|VA) 27 $4,035,000 $149,444 $5,958 3.21%
    SPARTANBURG, SC (FHA|USDA|VA) 14 $3,950,000 $282,143 $8,109 3.43%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $3,795,000 $345,000 $4,290 3.10%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 8 $3,700,000 $462,500 $4,887 3.56%
    FAYETTEVILLE, NC (FHA|USDA|VA) 9 $3,545,000 $393,889 $10,347 3.64%
    SANTA FE, NM (FHA|USDA|VA) 11 $3,245,000 $295,000 $5,786 2.86%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 14 $3,210,000 $229,286 $5,022 3.38%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $2,900,000 $241,667 $7,131 4.07%
    CARSON CITY, NV (FHA|USDA|VA) 7 $2,835,000 $405,000 $5,479 3.25%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $2,825,000 $256,818 $7,891 3.51%
    ASHEVILLE, NC (FHA|USDA|VA) 8 $2,820,000 $352,500 $6,894 3.50%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $2,805,000 $400,714 $8,205 3.30%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 8 $2,690,000 $336,250 $9,892 2.67%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 7 $2,625,000 $375,000 $7,236 3.64%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $2,500,000 $416,667 $11,783 3.48%
    BURLINGTON, NC (FHA|USDA|VA) 8 $2,490,000 $311,250 $9,376 3.50%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $2,480,000 $620,000 $6,096 3.09%
    Winnemucca, NV (FHA|USDA|VA) 9 $2,445,000 $271,667 $4,653 3.35%
    Grants, NM (FHA|USDA|VA) 17 $2,425,000 $142,647 $5,046 3.26%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 9 $2,355,000 $261,667 $3,873 3.43%
    Rexburg, ID (FHA|USDA|VA) 5 $2,205,000 $441,000 $10,376 4.50%
    Key West, FL (FHA|USDA|VA) 4 $2,180,000 $545,000 $11,639 3.00%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $2,165,000 $433,000 $11,870 5.93%
    Sevierville, TN (FHA|USDA|VA) 5 $2,155,000 $431,000 $9,574 3.10%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $2,120,000 $265,000 $6,577 3.16%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $2,090,000 $522,500 $8,643 2.84%
    BATON ROUGE, LA (FHA|USDA|VA) 6 $2,080,000 $346,667 $7,537 3.71%
    Seneca, SC (FHA|USDA|VA) 8 $2,070,000 $258,750 $6,735 3.06%
    Orangeburg, SC (FHA|USDA|VA) 9 $1,985,000 $220,556 $7,195 3.57%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $1,935,000 $645,000 $4,495 3.92%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $1,890,000 $472,500 $3,954 4.00%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 7 $1,825,000 $260,714 $7,256 3.14%
    WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,800,000 $225,000 $7,182 3.38%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 6 $1,710,000 $285,000 $8,262 3.10%
    TWIN FALLS, ID (FHA|USDA|VA) 5 $1,705,000 $341,000 $10,910 2.95%
    JACKSONVILLE, NC (FHA|USDA|VA) 4 $1,700,000 $425,000 $10,011 3.19%
    Heber, UT (FHA|USDA|VA) 3 $1,655,000 $551,667 $7,637 3.04%
    Ellensburg, WA (FHA|USDA|VA) 2 $1,630,000 $815,000 $10,721 3.13%
    WHEELING, WV-OH (FHA|USDA|VA) 5 $1,585,000 $317,000 $8,777 3.45%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 5 $1,525,000 $305,000 $11,900 3.53%
    TULSA, OK (FHA|USDA|VA) 6 $1,520,000 $253,333 $4,588 3.38%
    Marion, NC (FHA|USDA|VA) 3 $1,515,000 $505,000 $12,100 3.92%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $1,475,000 $491,667 $5,623 3.63%
    ST. GEORGE, UT (FHA|USDA|VA) 5 $1,465,000 $293,000 $7,705 3.13%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $1,405,000 $468,333 $5,601 2.79%
    ROCKY MOUNT, NC (FHA|USDA|VA) 5 $1,405,000 $281,000 $7,977 3.85%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,405,000 $468,333 $4,474 5.21%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,380,000 $345,000 $6,135 3.09%
    Fremont, OH (FHA|USDA|VA) 4 $1,370,000 $342,500 $7,463 3.56%
    Georgetown, SC (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,977 3.63%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $1,335,000 $445,000 $8,957 3.58%
    LIMA, OH (FHA|USDA|VA) 3 $1,315,000 $438,333 $10,026 3.83%
    SUMTER, SC (FHA|USDA|VA) 6 $1,280,000 $213,333 $6,175 3.27%
    Greenwood, SC (FHA|USDA|VA) 3 $1,265,000 $421,667 $6,721 3.54%
    CHARLESTON, WV (FHA|USDA|VA) 3 $1,215,000 $405,000 $8,131 3.75%
    Hilo, HI (FHA|USDA|VA) 1 $1,175,000 $1,175,000 $0 3.50%
    MANSFIELD, OH (FHA|USDA|VA) 4 $1,170,000 $292,500 $7,776 3.41%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,160,000 $290,000 $5,263 3.44%
    Outside of Metro Areas 3 $1,135,000 $378,333 $4,908 2.79%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,105,000 $368,333 $5,387 3.04%
    ROANOKE, VA (FHA|USDA|VA) 2 $1,060,000 $530,000 $6,794 3.06%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3 $1,035,000 $345,000 $4,096 3.00%
    Fallon, NV (FHA|USDA|VA) 4 $1,020,000 $255,000 $6,008 3.44%
    Tiffin, OH (FHA|USDA|VA) 3 $905,000 $301,667 $7,199 3.54%
    BELLINGHAM, WA (FHA|USDA|VA) 2 $900,000 $450,000 $3,993 3.44%
    COLUMBUS, OH (FHA|USDA|VA) 2 $900,000 $450,000 $7,457 3.38%
    SAVANNAH, GA (FHA|USDA|VA) 3 $895,000 $298,333 $9,881 3.29%
    Helena, MT (FHA|USDA|VA) 4 $870,000 $217,500 $6,202 2.59%
    NAPA, CA (FHA|USDA|VA) 2 $860,000 $430,000 $4,765 4.94%
    WARNER ROBINS, GA (FHA|USDA|VA) 3 $855,000 $285,000 $4,867 3.38%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $830,000 $415,000 $12,139 3.19%
    Kapaa, HI (FHA|USDA|VA) 2 $830,000 $415,000 $5,677 2.88%
    Coos Bay, OR (FHA|USDA|VA) 1 $825,000 $825,000 $7,020 3.38%
    AKRON, OH (FHA|USDA|VA) 3 $825,000 $275,000 $4,620 3.63%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $805,000 $161,000 $8,556 2.93%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $780,000 $390,000 $5,481 3.81%
    PANAMA CITY, FL (FHA|USDA|VA) 3 $775,000 $258,333 $3,851 3.54%
    Findlay, OH (FHA|USDA|VA) 2 $760,000 $380,000 $10,407 2.94%
    AGUADILLA-ISABELA, PR (FHA|USDA|VA) 5 $755,000 $151,000 $4,894 3.25%
    FLORENCE, SC (FHA|USDA|VA) 5 $735,000 $147,000 $6,344 3.43%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $735,000 $245,000 $7,595 3.29%
    Shelbyville, TN (FHA|USDA|VA) 2 $710,000 $355,000 $7,059 3.13%
    Jefferson, GA (FHA|USDA|VA) 3 $695,000 $231,667 $6,749 3.63%
    Chillicothe, OH (FHA|USDA|VA) 2 $690,000 $345,000 $8,508 3.63%
    Torrington, CT (FHA|USDA|VA) 3 $675,000 $225,000 $3,941 2.88%
    Gaffney, SC (FHA|USDA|VA) 2 $660,000 $330,000 $8,611 3.94%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $645,000 $215,000 $4,434 2.83%
    SAN GERMÁN, PR (FHA|USDA|VA) 5 $645,000 $129,000 $6,399 2.90%
    Elko, NV (FHA|USDA|VA) 2 $640,000 $320,000 $4,730 3.44%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $630,000 $315,000 $4,538 2.88%
    Defiance, OH (FHA|USDA|VA) 2 $590,000 $295,000 $8,172 3.56%
    Cambridge, OH (FHA|USDA|VA) 2 $570,000 $285,000 $11,773 3.75%
    Thomasville, GA (FHA|USDA|VA) 3 $565,000 $188,333 $7,683 3.58%
    MORRISTOWN, TN (FHA|USDA|VA) 3 $565,000 $188,333 $4,443 4.71%
    Ontario, OR-ID (FHA|USDA|VA) 2 $550,000 $275,000 $5,559 2.75%
    FARMINGTON, NM (FHA|USDA|VA) 1 $545,000 $545,000 $24,163 3.25%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $545,000 $545,000 $5,511 3.00%
    Celina, OH (FHA|USDA|VA) 1 $545,000 $545,000 $9,073 3.38%
    Jennings, LA (FHA|USDA|VA) 1 $545,000 $545,000 $7,177 3.50%
    MEDFORD, OR (FHA|USDA|VA) 1 $545,000 $545,000 $6,409 3.38%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $545,000 $545,000 $5,872 3.00%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $545,000 $545,000 $7,830 2.88%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $535,000 $178,333 $5,359 3.42%
    ALTOONA, PA (FHA|USDA|VA) 1 $535,000 $535,000 $17,696 3.75%
    COLUMBUS, GA-AL (FHA|USDA|VA) 3 $535,000 $178,333 $8,084 3.33%
    Forest City, NC (FHA|USDA|VA) 1 $515,000 $515,000 $6,829 3.63%
    Arecibo, PR (FHA|USDA|VA) 5 $515,000 $103,000 $6,721 2.85%
    VISALIA, CA (FHA|USDA|VA) 1 $495,000 $495,000 $6,400 3.00%
    Nacogdoches, TX (FHA|USDA|VA) 1 $485,000 $485,000 $6,388 3.25%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $480,000 $240,000 $7,624 3.56%
    Wilson, NC (FHA|USDA|VA) 1 $465,000 $465,000 $9,197 3.75%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $465,000 $465,000 $8,320 2.25%
    Taos, NM (FHA|USDA|VA) 2 $460,000 $230,000 $3,634 4.13%
    Lawrenceburg, TN (FHA|USDA|VA) 2 $460,000 $230,000 $6,610 3.50%
    BEND, OR (FHA|USDA|VA) 2 $460,000 $230,000 $5,024 2.75%
    Traverse City, MI (FHA|USDA|VA) 1 $445,000 $445,000 $10,509 3.13%
    Los Alamos, NM (FHA|USDA|VA) 2 $440,000 $220,000 $3,661 2.75%
    Cullowhee, NC (FHA|USDA|VA) 2 $430,000 $215,000 $4,652 3.25%
    Henderson, NC (FHA|USDA|VA) 1 $425,000 $425,000 $8,256 3.50%
    WICHITA, KS (FHA|USDA|VA) 2 $420,000 $210,000 $3,019 3.06%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $415,000 $415,000 $12,429 3.38%
    LaGrange, GA-AL (FHA|USDA|VA) 2 $410,000 $205,000 $7,718 4.50%
    Astoria, OR (FHA|USDA|VA) 1 $405,000 $405,000 $14,468 3.25%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $405,000 $135,000 $5,531 4.13%
    MERCED, CA (FHA|USDA|VA) 1 $405,000 $405,000 $5,984 3.38%
    Clovis, NM (FHA|USDA|VA) 1 $405,000 $405,000 $3,821 3.00%
    Española, NM (FHA|USDA|VA) 2 $390,000 $195,000 $7,753 3.25%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $385,000 $385,000 $3,885 2.63%
    New Castle, PA (FHA|USDA|VA) 1 $385,000 $385,000 $7,896 4.63%
    Urbana, OH (FHA|USDA|VA) 1 $375,000 $375,000 $6,711 3.75%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $375,000 $125,000 $3,429 4.08%
    EL PASO, TX (FHA|USDA|VA) 3 $365,000 $121,667 $4,894 3.54%
    TYLER, TX (FHA|USDA|VA) 1 $355,000 $355,000 $18,419 3.75%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.25%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $350,000 $175,000 $7,958 4.00%
    Shelton, WA (FHA|USDA|VA) 1 $345,000 $345,000 $4,780 2.63%
    LAFAYETTE, LA (FHA|USDA|VA) 1 $335,000 $335,000 $13,242 3.00%
    Sanford, NC (FHA|USDA|VA) 1 $335,000 $335,000 $6,506 3.88%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $325,000 $325,000 $5,181 3.00%
    Newberry, SC (FHA|USDA|VA) 1 $325,000 $325,000 $6,516 3.50%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $325,000 $325,000 $6,590 3.50%
    Zanesville, OH (FHA|USDA|VA) 1 $315,000 $315,000 $5,953 3.63%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $315,000 $315,000 $4,891 3.75%
    Roseburg, OR (FHA|USDA|VA) 1 $315,000 $315,000 $3,693 2.88%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $315,000 $315,000 $11,864 3.75%
    Kinston, NC (FHA|USDA|VA) 1 $305,000 $305,000 $4,017 3.38%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,424 3.25%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $295,000 $295,000 $3,724 3.00%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.25%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $295,000 $295,000 $6,962 3.13%
    Clearlake, CA (FHA|USDA|VA) 1 $285,000 $285,000 $8,978 3.50%
    Lufkin, TX (FHA|USDA|VA) 1 $285,000 $285,000 $11,226 2.75%
    Bozeman, MT (FHA|USDA|VA) 1 $285,000 $285,000 $5,486 3.25%
    Stillwater, OK (FHA|USDA|VA) 1 $275,000 $275,000 $4,493 2.75%
    Marietta, OH (FHA|USDA|VA) 1 $275,000 $275,000 $6,840 3.88%
    GADSDEN, AL (FHA|USDA|VA) 1 $275,000 $275,000 $4,499 4.25%
    McMinnville, TN (FHA|USDA|VA) 1 $275,000 $275,000 $14,507 3.88%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $275,000 $275,000 $2,936 3.00%
    OCALA, FL (FHA|USDA|VA) 1 $265,000 $265,000 $6,279 3.13%
    Union, SC (FHA|USDA|VA) 1 $265,000 $265,000 $6,967 3.63%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $265,000 $265,000 $4,247 2.25%
    HINESVILLE, GA (FHA|USDA|VA) 1 $245,000 $245,000 $1,503 3.75%
    Mountain Home, ID (FHA|USDA|VA) 1 $245,000 $245,000 $7,156 3.38%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,793 2.13%
    Lake City, FL (FHA|USDA|VA) 1 $235,000 $235,000 $9,413 2.75%
    Ruidoso, NM (FHA|USDA|VA) 1 $235,000 $235,000 $14,045 3.25%
    Mount Vernon, OH (FHA|USDA|VA) 1 $235,000 $235,000 $8,057 3.25%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,654 3.38%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $5,121 3.25%
    Bartlesville, OK (FHA|USDA|VA) 1 $225,000 $225,000 $4,125 2.88%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $225,000 $225,000 $4,205 2.63%
    WORCESTER, MA-CT (FHA|USDA|VA) 1 $215,000 $215,000 $3,590 3.00%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,628 3.75%
    VICTORIA, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,357 3.50%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $215,000 $215,000 $2,605 2.13%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,803 2.63%
    MIDLAND, TX (FHA|USDA|VA) 1 $205,000 $205,000 $6,167 3.38%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,527 3.25%
    Concord, NH (FHA|USDA|VA) 1 $195,000 $195,000 $3,953 2.88%
    TUCSON, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $6,281 3.13%
    Okeechobee, FL (FHA|USDA|VA) 1 $185,000 $185,000 $4,018 3.25%
    Palatka, FL (FHA|USDA|VA) 1 $185,000 $185,000 $9,914 2.88%
    MADERA, CA (FHA|USDA|VA) 1 $185,000 $185,000 $5,076 2.50%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $3,669 3.00%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $165,000 $165,000 $5,287 3.75%
    Roswell, NM (FHA|USDA|VA) 2 $160,000 $80,000 $3,949 3.06%
    Coamo, PR (FHA|USDA|VA) 1 $155,000 $155,000 $8,247 2.75%
    MAYAGÜEZ, PR (FHA|USDA|VA) 1 $155,000 $155,000 $6,698 4.50%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.75%
    Martinsville, VA (FHA|USDA|VA) 1 $145,000 $145,000 $3,180 3.13%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,092 2.75%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,829 2.88%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,898 3.25%
    MOBILE, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,090 2.50%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,964 3.88%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $125,000 $125,000 $4,877 3.13%
    GUAYAMA, PR (FHA|USDA|VA) 1 $105,000 $105,000 $4,157 4.75%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,788 2.38%
    PONCE, PR (FHA|USDA|VA) 1 $85,000 $85,000 $5,372 2.75%
    ERIE, PA (FHA|USDA|VA) 1 $75,000 $75,000 $4,754 3.88%
    Butte-Silver Bow, MT (FHA|USDA|VA) 1 $75,000 $75,000 $3,522 3.63%
    Calcon Mutual Mortgage's top markets include Houston, Charleston, San Diego, Albuquerque, and Reno among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CALCON MUTUAL MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    CARIBE FEDERAL CREDIT UNION
    Similarity Rank: 168

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,206 $1,382,590,000 $328,718 $5,934 3.17%
    FHA 1,112 $278,220,000 $250,198 $9,658 3.71%
    VA 418 $144,800,000 $346,411 $8,876 3.39%
    USDA 100 $21,690,000 $216,900 $7,564 3.18%
    FHA 3 $995,000 $331,667 $0 2.60%
    FHA 3 $925,000 $308,333 $0 3.60%

    For 2021, Calcon Mutual Mortgage's most frequently originated type of loan was Conventional, with 4,206 originations. Their 2nd most popular type was FHA, with 1,112 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,903 $1,210,005,000 $310,019 $7,366 3.41%
    Refi 1,243 $394,435,000 $317,325 $5,615 2.91%
    Cash Out Refi 612 $193,060,000 $315,458 $6,476 3.27%
    Home Improvement 78 $27,980,000 $358,718 $6,168 3.10%
    Other 6 $3,740,000 $623,333 $0 6.23%

    For 2021, Calcon Mutual Mortgage's most frequently cited loan purpose was Home Purchase, with 3,903 originations. The 2nd most popular reason was Refi, with 1,243 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,174 $1,627,300,000 $314,515 $6,929 3.28%
    15 Year 336 $74,550,000 $221,875 $4,521 2.98%
    30+ year 235 $97,445,000 $414,660 $9,296 3.50%
    Other 49 $18,535,000 $378,265 $9,961 4.88%
    20 Year 41 $9,795,000 $238,902 $5,484 2.99%
    10 Year 6 $850,000 $141,667 $4,993 2.75%
    1 Year 1 $745,000 $745,000 $0 6.13%

    For 2021, Calcon Mutual Mortgage's most frequently cited loan duration was 30 Year, with 5,174 originations. The 2nd most popular length was 15 Year, with 336 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,660 $537,330,000 $323,693
    $5k+ 1,109 $449,925,000 $405,703
    $2k-3k 862 $231,150,000 $268,155
    $<1k 859 $235,425,000 $274,069
    $3k-4k 772 $210,320,000 $272,435
    $4k-5k 565 $161,575,000 $285,973

    Calcon Mutual Mortgage's average total fees were $6,929, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,660 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,633 $825,985,000 $313,705
    2.5-3% 2,206 $726,250,000 $329,216
    4-5% 535 $133,385,000 $249,318
    <2.5% 378 $113,400,000 $300,000
    6-7% 44 $15,260,000 $346,818
    5-6% 28 $12,290,000 $438,929
    7-8% 12 $1,600,000 $133,333
    Over 8% 6 $1,050,000 $175,000

    During 2021, Calcon Mutual Mortgage's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 2,633 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,274 $914,610,000 $279,356 $6,876 3.31%
    $100k-200k 1,158 $184,060,000 $158,946 $5,352 3.32%
    $400k-600k 937 $450,195,000 $480,464 $7,733 3.16%
    $600k-1MM 248 $181,040,000 $730,000 $9,970 3.17%
    $100,000 or less 162 $13,160,000 $81,235 $4,206 3.59%
    $1MM+ 63 $86,155,000 $1,367,540 $17,278 3.15%

    2021 saw Calcon Mutual Mortgage place emphasis on $200k-400k loans with 3,274 originations, totaling $914,610,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,522 $376,030,000 $247,063 $6,809 3.34%
    $100k-150k 1,221 $422,535,000 $346,057 $6,997 3.25%
    $75k-100k 1,061 $305,555,000 $287,988 $6,958 3.32%
    $150k-250k 763 $320,115,000 $419,548 $6,873 3.25%
    $50k or less 748 $136,810,000 $182,901 $5,946 3.21%
    $250k+ 392 $225,750,000 $575,893 $8,451 3.43%

    Calcon Mutual Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,522 originations. The second most popular income band? $100k-150k, with 1,221 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,018 $326,240,000 $320,472 $6,009 3.10%
    30-36% 977 $313,585,000 $320,967 $6,445 3.26%
    50-60% 448 $124,290,000 $277,433 $9,689 3.76%
    <20% 371 $126,585,000 $341,199 $5,981 3.07%
    42% 248 $76,710,000 $309,315 $6,877 3.29%
    44% 243 $76,865,000 $316,317 $7,661 3.33%
    43% 228 $62,970,000 $276,184 $6,519 3.40%
    40% 224 $67,590,000 $301,741 $6,511 3.32%
    41% 214 $72,620,000 $339,346 $6,821 3.35%
    39% 214 $69,760,000 $325,981 $6,598 3.21%
    45% 206 $59,020,000 $286,505 $7,491 3.38%
    49% 201 $60,075,000 $298,881 $7,291 3.46%
    48% 193 $56,275,000 $291,580 $7,439 3.32%
    36% 191 $65,185,000 $341,283 $6,852 3.28%
    38% 189 $64,385,000 $340,661 $6,556 3.27%
    37% 181 $57,175,000 $315,884 $6,659 3.27%
    46% 180 $54,520,000 $302,889 $7,126 3.33%
    47% 172 $56,030,000 $325,756 $7,181 3.32%
    >60% 18 $6,270,000 $348,333 $9,877 4.09%

    Calcon Mutual Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,018 originations. The next most common DTI ratio? 30-36%, with 977 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,521 $1,448,955,000 $320,494 $6,692 3.23%
    Black 880 $232,300,000 $263,977 $7,817 3.55%
    Asian 254 $85,560,000 $336,850 $6,591 3.32%
    Not provided 137 $48,395,000 $353,248 $7,339 3.27%
    American Indian 39 $11,005,000 $282,179 $7,813 3.38%
    Native Hawaiian or Islander 11 $3,005,000 $273,182 $6,428 3.86%

    Approval Rates

    Total approvals of all applications
    80.39%

    Calcon Mutual Mortgage has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    86.31%

    Calcon Mutual Mortgage has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,842 $1,829,220,000 $313,115

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,842 $1,829,220,000 $313,115

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 201 $53,375,000 $265,547 $4,965 3.20%
    40-60% 636 $213,120,000 $335,094 $5,633 2.94%
    60-80% 1,675 $568,205,000 $339,227 $6,429 3.20%
    80-100% 3,085 $920,295,000 $298,313 $7,230 3.39%
    Over 100% 122 $45,800,000 $375,410 $14,945 3.42%
    Under 20% 34 $4,680,000 $137,647 $2,748 4.98%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 28.6%
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS Conventional home mortgage Trouble during payment process 3 42.9%
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 14.3%
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS VA mortgage Trouble during payment process 1 14.3%