Dhi Mortgage Company Ltd. Rates, Fees & Info
DALLAS, TXLEI: 5493001SXWZ4OFP8Z903
Tax ID: 74-2853239
Latest/2021 | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Dhi Mortgage Company Ltd. is a large mortgage company specializing in loans. Dhi Mortgage Company Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Austin, Atlanta, and San Antonio among others. We have data for 195 markets. (Some data included below & more in-depth data is available with an active subscription.)Dhi Mortgage Company Ltd. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dhi Mortgage Company Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.41% | 1/25/23 |
| 30 Year Conventional Refi | 6.46% | 1/25/23 |
| 30 Year Cash-out Refi | 6.51% | 1/25/23 |
| 30 Year FHA Purchase | 7.19% | 1/25/23 |
| 30 Year FHA Refi | 7.04% | 1/25/23 |
| 30 Year VA Purchase | 6.15% | 1/25/23 |
| 30 Year VA Refi | 6.27% | 1/25/23 |
| 30 Year USDA Purchase | 6.49% | 1/25/23 |
| 15 Year Conventional Purchase | 5.74% | 1/25/23 |
| 15 Year Conventional Refi | 5.81% | 1/25/23 |
| 15 Year Cash-out Refi | 5.81% | 1/25/23 |
| 15 Year FHA Purchase | 7.00% | 1/25/23 |
| 15 Year VA Purchase | 6.03% | 1/25/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
56,404Origination Dollar Volume (All Markets)
$16,400,720,000Awards
DHI MORTGAGE COMPANY LTD. - 2021
DHI MORTGAGE COMPANY LTD. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for DHI MORTGAGE COMPANY LTD.?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Dhi Mortgage Company Ltd.'s average 30 year fixed mortgage rate was
2.9%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of -0.25%.
Relative Fees (Closing Costs)
Dhi Mortgage Company Ltd.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $5,831.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 5,832 | $1,489,290,000 | $255,365 | $6,288 | 2.90% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4,078 | $1,007,750,000 | $247,119 | $6,469 | 2.90% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2,469 | $656,585,000 | $265,932 | $5,886 | 2.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,988 | $609,960,000 | $306,821 | $5,531 | 2.86% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2,466 | $605,490,000 | $245,535 | $6,793 | 2.84% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,756 | $501,500,000 | $285,592 | $5,797 | 2.97% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,880 | $494,650,000 | $263,112 | $6,147 | 3.03% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,101 | $453,645,000 | $412,030 | $8,083 | 2.86% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1,355 | $426,355,000 | $314,653 | $6,224 | 2.90% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 768 | $424,250,000 | $552,409 | $5,789 | 2.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1,600 | $410,730,000 | $256,706 | $5,511 | 2.96% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,134 | $388,170,000 | $342,302 | $6,972 | 2.79% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1,168 | $354,220,000 | $303,271 | $2,383 | 2.84% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 645 | $232,105,000 | $359,853 | $1,255 | 2.76% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 816 | $215,860,000 | $264,534 | $6,660 | 2.90% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 726 | $215,790,000 | $297,231 | $5,323 | 2.98% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 828 | $208,870,000 | $252,258 | $5,534 | 2.97% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 435 | $198,565,000 | $456,471 | $7,547 | 2.79% |
| GREELEY, CO (FHA|USDA|VA) | 511 | $198,215,000 | $387,896 | $6,034 | 2.87% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 482 | $190,320,000 | $394,855 | $7,573 | 2.85% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 782 | $186,980,000 | $239,105 | $4,005 | 2.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 563 | $185,985,000 | $330,346 | $3,894 | 2.95% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 566 | $178,210,000 | $314,859 | $6,243 | 2.85% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 600 | $175,170,000 | $291,950 | $4,566 | 2.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 706 | $174,420,000 | $247,054 | $3,878 | 2.85% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 306 | $172,890,000 | $565,000 | $10,984 | 2.73% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 571 | $171,695,000 | $300,692 | $6,679 | 2.76% |
| COLUMBUS, OH (FHA|USDA|VA) | 492 | $163,350,000 | $332,012 | $6,130 | 2.78% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 576 | $161,050,000 | $279,601 | $1,757 | 2.93% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 618 | $150,090,000 | $242,864 | $4,763 | 2.97% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 418 | $145,340,000 | $347,703 | $7,471 | 2.85% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 557 | $143,535,000 | $257,693 | $5,292 | 2.93% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 524 | $142,120,000 | $271,221 | $3,510 | 2.89% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 376 | $134,000,000 | $356,383 | $4,876 | 2.89% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 618 | $129,730,000 | $209,919 | $6,239 | 2.80% |
| RENO, NV (FHA|USDA|VA) | 353 | $128,935,000 | $365,255 | $5,847 | 2.93% |
| TUCSON, AZ (FHA|USDA|VA) | 479 | $128,515,000 | $268,299 | $5,490 | 2.80% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 506 | $125,050,000 | $247,134 | $4,866 | 2.85% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 311 | $123,855,000 | $398,248 | $5,653 | 2.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 480 | $122,280,000 | $254,750 | $4,686 | 2.82% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 499 | $120,005,000 | $240,491 | $3,966 | 2.84% |
| PANAMA CITY, FL (FHA|USDA|VA) | 388 | $110,660,000 | $285,206 | $7,265 | 2.81% |
| MERCED, CA (FHA|USDA|VA) | 302 | $107,950,000 | $357,450 | $5,843 | 2.97% |
| BATON ROUGE, LA (FHA|USDA|VA) | 414 | $103,610,000 | $250,266 | $6,347 | 2.85% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 266 | $103,440,000 | $388,872 | $5,592 | 2.84% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 312 | $101,820,000 | $326,346 | $7,432 | 2.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 391 | $98,275,000 | $251,343 | $4,937 | 2.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 238 | $91,190,000 | $383,151 | $6,415 | 2.70% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 324 | $90,790,000 | $280,216 | $5,963 | 2.91% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 326 | $89,950,000 | $275,920 | $5,730 | 2.93% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 320 | $89,480,000 | $279,625 | $4,841 | 2.83% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 175 | $88,485,000 | $505,629 | $7,835 | 2.77% |
| MIDLAND, TX (FHA|USDA|VA) | 275 | $85,035,000 | $309,218 | $7,455 | 2.93% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 301 | $84,725,000 | $281,478 | $5,792 | 2.98% |
| COLUMBIA, SC (FHA|USDA|VA) | 302 | $83,750,000 | $277,318 | $5,041 | 2.69% |
| OCALA, FL (FHA|USDA|VA) | 314 | $75,890,000 | $241,688 | $5,329 | 2.94% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 276 | $73,640,000 | $266,812 | $4,753 | 2.80% |
| VALLEJO, CA (FHA|USDA|VA) | 137 | $69,415,000 | $506,679 | $9,135 | 2.78% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 254 | $68,490,000 | $269,646 | $5,688 | 2.80% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 252 | $67,710,000 | $268,690 | $6,525 | 2.87% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 258 | $66,760,000 | $258,760 | $3,199 | 2.82% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 107 | $65,765,000 | $614,626 | $8,697 | 2.77% |
| SPARTANBURG, SC (FHA|USDA|VA) | 262 | $62,910,000 | $240,115 | $5,038 | 2.83% |
| SAVANNAH, GA (FHA|USDA|VA) | 245 | $61,435,000 | $250,755 | $6,200 | 2.81% |
| MOBILE, AL (FHA|USDA|VA) | 220 | $58,860,000 | $267,545 | $4,689 | 2.80% |
| RICHMOND, VA (FHA|USDA|VA) | 162 | $58,840,000 | $363,210 | $7,229 | 2.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 141 | $58,205,000 | $412,801 | $6,463 | 2.76% |
| GAINESVILLE, GA (FHA|USDA|VA) | 205 | $57,655,000 | $281,244 | $4,962 | 2.98% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 104 | $57,300,000 | $550,962 | $7,842 | 2.82% |
| SALEM, OR (FHA|USDA|VA) | 153 | $57,145,000 | $373,497 | $5,709 | 2.86% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 186 | $57,060,000 | $306,774 | $4,013 | 3.14% |
| Outside of Metro Areas | 187 | $55,665,000 | $297,674 | $6,074 | 2.78% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 140 | $53,480,000 | $382,000 | $4,048 | 2.76% |
| LAFAYETTE, LA (FHA|USDA|VA) | 249 | $52,855,000 | $212,269 | $5,568 | 2.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 208 | $50,650,000 | $243,510 | $4,449 | 2.94% |
| Jefferson, GA (FHA|USDA|VA) | 182 | $49,640,000 | $272,747 | $5,491 | 2.86% |
| GAINESVILLE, FL (FHA|USDA|VA) | 187 | $49,245,000 | $263,342 | $5,364 | 2.93% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 215 | $47,295,000 | $219,977 | $5,299 | 2.90% |
| DOVER, DE (FHA|USDA|VA) | 171 | $46,915,000 | $274,357 | $7,165 | 2.90% |
| VISALIA, CA (FHA|USDA|VA) | 138 | $45,110,000 | $326,884 | $7,079 | 2.78% |
| WACO, TX (FHA|USDA|VA) | 198 | $44,950,000 | $227,020 | $5,537 | 2.86% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 124 | $41,270,000 | $332,823 | $4,970 | 2.86% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 123 | $41,115,000 | $334,268 | $4,875 | 2.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 167 | $40,885,000 | $244,820 | $6,731 | 2.97% |
| ODESSA, TX (FHA|USDA|VA) | 148 | $38,090,000 | $257,365 | $7,516 | 3.02% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 148 | $37,760,000 | $255,135 | $4,062 | 2.84% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 179 | $37,595,000 | $210,028 | $5,316 | 2.98% |
| STOCKTON, CA (FHA|USDA|VA) | 78 | $37,580,000 | $481,795 | $5,866 | 3.03% |
| WILMINGTON, NC (FHA|USDA|VA) | 138 | $36,540,000 | $264,783 | $4,740 | 2.81% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 107 | $35,755,000 | $334,159 | $3,685 | 2.82% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 92 | $35,640,000 | $387,391 | $10,496 | 2.62% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 172 | $35,420,000 | $205,930 | $4,164 | 2.98% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 99 | $34,725,000 | $350,758 | $6,947 | 2.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 113 | $34,125,000 | $301,991 | $5,617 | 2.84% |
| HAMMOND, LA (FHA|USDA|VA) | 153 | $33,105,000 | $216,373 | $5,285 | 2.87% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 161 | $32,945,000 | $204,627 | $4,458 | 2.92% |
| BEND, OR (FHA|USDA|VA) | 82 | $32,080,000 | $391,220 | $4,718 | 2.85% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 94 | $28,670,000 | $305,000 | $4,594 | 2.80% |
| NEW BERN, NC (FHA|USDA|VA) | 114 | $25,280,000 | $221,754 | $5,362 | 2.82% |
| ASHEVILLE, NC (FHA|USDA|VA) | 88 | $23,940,000 | $272,045 | $1,774 | 2.85% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 35 | $22,445,000 | $641,286 | $7,401 | 2.90% |
| THE VILLAGES, FL (FHA|USDA|VA) | 96 | $21,590,000 | $224,896 | $4,867 | 2.96% |
| FORT WAYNE, IN (FHA|USDA|VA) | 82 | $21,030,000 | $256,463 | $3,382 | 2.89% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 76 | $17,340,000 | $228,158 | $3,796 | 2.83% |
| BURLINGTON, NC (FHA|USDA|VA) | 60 | $16,400,000 | $273,333 | $4,234 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 57 | $16,205,000 | $284,298 | $5,643 | 2.91% |
| Granbury, TX (FHA|USDA|VA) | 60 | $15,600,000 | $260,000 | $5,706 | 2.78% |
| Heber, UT (FHA|USDA|VA) | 30 | $15,280,000 | $509,333 | $3,208 | 2.86% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 48 | $15,130,000 | $315,208 | $6,269 | 2.79% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 51 | $13,525,000 | $265,196 | $5,400 | 2.83% |
| St. Marys, GA (FHA|USDA|VA) | 55 | $12,595,000 | $229,000 | $5,577 | 2.90% |
| Georgetown, SC (FHA|USDA|VA) | 50 | $12,180,000 | $243,600 | $3,665 | 2.90% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 46 | $11,550,000 | $251,087 | $6,061 | 2.72% |
| Ellensburg, WA (FHA|USDA|VA) | 28 | $11,530,000 | $411,786 | $3,248 | 2.78% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 43 | $11,275,000 | $262,209 | $5,400 | 2.94% |
| GREENVILLE, NC (FHA|USDA|VA) | 44 | $10,970,000 | $249,318 | $4,752 | 2.87% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 36 | $10,940,000 | $303,889 | $5,525 | 2.84% |
| MORRISTOWN, TN (FHA|USDA|VA) | 48 | $10,570,000 | $220,208 | $4,227 | 2.78% |
| Morehead City, NC (FHA|USDA|VA) | 32 | $8,900,000 | $278,125 | $5,404 | 2.78% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 22 | $8,840,000 | $401,818 | $10,415 | 2.53% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 31 | $8,735,000 | $281,774 | $3,890 | 2.91% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 29 | $8,605,000 | $296,724 | $6,675 | 2.75% |
| Huntsville, TX (FHA|USDA|VA) | 45 | $8,375,000 | $186,111 | $4,928 | 2.98% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 25 | $7,695,000 | $307,800 | $8,829 | 2.81% |
| MONTGOMERY, AL (FHA|USDA|VA) | 27 | $7,185,000 | $266,111 | $4,755 | 2.86% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 21 | $6,715,000 | $319,762 | $5,917 | 2.94% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 18 | $6,600,000 | $366,667 | $4,222 | 2.90% |
| ST. GEORGE, UT (FHA|USDA|VA) | 14 | $6,340,000 | $452,857 | $2,724 | 2.93% |
| FRESNO, CA (FHA|USDA|VA) | 18 | $6,250,000 | $347,222 | $7,854 | 2.99% |
| MODESTO, CA (FHA|USDA|VA) | 16 | $5,840,000 | $365,000 | $5,517 | 3.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 23 | $5,765,000 | $250,652 | $7,577 | 3.09% |
| YUBA CITY, CA (FHA|USDA|VA) | 14 | $4,900,000 | $350,000 | $8,134 | 2.76% |
| CLEVELAND, TN (FHA|USDA|VA) | 19 | $4,705,000 | $247,632 | $3,337 | 2.85% |
| Sevierville, TN (FHA|USDA|VA) | 20 | $4,540,000 | $227,000 | $3,212 | 2.90% |
| Lewisburg, TN (FHA|USDA|VA) | 17 | $4,265,000 | $250,882 | $3,206 | 2.75% |
| Jennings, LA (FHA|USDA|VA) | 22 | $4,250,000 | $193,182 | $4,703 | 2.90% |
| Brenham, TX (FHA|USDA|VA) | 18 | $4,180,000 | $232,222 | $5,716 | 2.98% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 15 | $3,905,000 | $260,333 | $8,517 | 2.66% |
| Opelousas, LA (FHA|USDA|VA) | 20 | $3,860,000 | $193,000 | $5,455 | 2.78% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $3,855,000 | $428,333 | $4,675 | 2.42% |
| Cookeville, TN (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $3,999 | 2.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 9 | $3,315,000 | $368,333 | $8,448 | 2.78% |
| Wilson, NC (FHA|USDA|VA) | 12 | $2,820,000 | $235,000 | $5,362 | 2.89% |
| MADERA, CA (FHA|USDA|VA) | 8 | $2,780,000 | $347,500 | $7,094 | 2.61% |
| Clewiston, FL (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $5,161 | 2.86% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 12 | $2,700,000 | $225,000 | $3,571 | 2.84% |
| TULSA, OK (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $5,072 | 3.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $2,505,000 | $278,333 | $5,463 | 2.92% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $2,280,000 | $570,000 | $10,605 | 3.06% |
| Greenwood, SC (FHA|USDA|VA) | 10 | $2,240,000 | $224,000 | $6,373 | 2.86% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $5,844 | 2.71% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $7,006 | 2.70% |
| AMES, IA (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $2,811 | 2.82% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,745 | 2.70% |
| Shelton, WA (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $3,137 | 2.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $5,997 | 3.21% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $2,907 | 3.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,420 | 3.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $14,217 | 3.25% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,321 | 2.96% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,306 | 3.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,221 | 3.06% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,364 | 3.16% |
| Vernal, UT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,809 | 2.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,694 | 3.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,138 | 2.88% |
| Cullman, AL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,484 | 2.96% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,155 | 2.81% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,936 | 2.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $17,763 | 3.13% |
| Forest City, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,231 | 2.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,525 | 2.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,021 | 2.99% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,781 | 2.75% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,219 | 2.44% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,167 | 3.50% |
| MONROE, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,006 | 2.88% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,348 | 3.25% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,495 | 3.25% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,146 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,660 | 3.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,506 | 2.99% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,169 | 3.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,836 | 3.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,740 | 3.25% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,387 | 2.88% |
| Wabash, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,010 | 2.25% |
| Celina, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,249 | 3.00% |
| Snyder, TX (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $7,287 | 3.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,809 | 3.75% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,871 | 2.99% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,654 | 2.38% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,392 | 3.13% |
| Mason City, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.00% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,033 | 2.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against DHI MORTGAGE COMPANY LTD. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 53
Similarity Rank: 63
Similarity Rank: 140
Similarity Rank: 153
Similarity Rank: 204
Similarity Rank: 212
Similarity Rank: 228
Similarity Rank: 250
Similarity Rank: 264
Similarity Rank: 266
Product Mix
For 2021, Dhi Mortgage Company Ltd.'s most frequently originated type of loan was Conventional, with 29,927 originations. Their 2nd most popular type was FHA, with 16,109 originations.
Loan Reason
For 2021, Dhi Mortgage Company Ltd.'s most frequently cited loan purpose was Home Purchase, with 56,115 originations. The 2nd most popular reason was Refi, with 196 originations.
Loan Duration/Length
For 2021, Dhi Mortgage Company Ltd.'s most frequently cited loan duration was 30 Year, with 54,326 originations. The 2nd most popular length was 15 Year, with 1,265 originations.
Origination Fees/Closing Costs
Dhi Mortgage Company Ltd.'s average total fees were $5,831, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 44,742 originations.
Interest Rates
During 2021, Dhi Mortgage Company Ltd.'s average interest rate for loans was 2.90%, while their most frequently originated rate bucket for loans was 2.5-3%, with 33,247 originations.
Loan Sizing
2021 saw Dhi Mortgage Company Ltd. place emphasis on $200k-400k loans with 43,324 originations, totaling $12,290,510,000 in origination value.
Applicant Income
Dhi Mortgage Company Ltd. lent most frequently to those with incomes in the $50k-75k range, with 18,850 originations. The second most popular income band? $75k-100k, with 14,458 originations.
Applicant Debt to Income Ratio
Dhi Mortgage Company Ltd. lent most frequently to those with DTI ratios of 30-36%, with 8,704 originations. The next most common DTI ratio? 50-60%, with 8,121 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.30%
Dhi Mortgage Company Ltd. has an average approval rate.
Pick Rate
Approvals leading to origination71.29%
Dhi Mortgage Company Ltd. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 909 | $7,675,000 | $8,443 |
| NA | 55,495 | $16,393,045,000 | $295,397 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 56,404 | $16,400,720,000 | $290,772 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| DHI Mortgage Company | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 7 | 46.7% |
| DHI Mortgage Company | Conventional home mortgage | Closing on a mortgage | 3 | 20.0% |
| DHI Mortgage Company | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 13.3% |
| DHI Mortgage Company | FHA mortgage | Closing on a mortgage | 2 | 13.3% |
| DHI Mortgage Company | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 6.7% |