Dhi Mortgage Company Ltd. Rates, Fees & Info

DALLAS, TX

LEI: 5493001SXWZ4OFP8Z903

Tax ID: 74-2853239

4.7 stars - out of 5 stars, based on 237 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Dhi Mortgage Company Ltd. is a large mortgage company specializing in Home Purchase loans. Dhi Mortgage Company Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Dallas, Houston, Austin, Atlanta, and San Antonio among others. Dhi Mortgage Company Ltd. has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Dhi Mortgage Company Ltd. is typically an average fee lendor.


Originations

56,404

Origination Dollar Volume (All Markets)

$16,400,720,000
Show all (332) awards

Relative Rate

Dhi Mortgage Company Ltd.'s average 30 year fixed rate mortgage of loans were 2.9%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.25%.

Relative Fees

Dhi Mortgage Company Ltd.'s average total fees for a 30 year fixed rate mortgage are $5,831.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 5,832 $1,489,290,000 $255,365 $6,288 2.90%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4,078 $1,007,750,000 $247,119 $6,469 2.90%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2,469 $656,585,000 $265,932 $5,886 2.91%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,988 $609,960,000 $306,821 $5,531 2.86%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2,466 $605,490,000 $245,535 $6,793 2.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,756 $501,500,000 $285,592 $5,797 2.97%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,880 $494,650,000 $263,112 $6,147 3.03%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,101 $453,645,000 $412,030 $8,083 2.86%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,355 $426,355,000 $314,653 $6,224 2.90%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 768 $424,250,000 $552,409 $5,789 2.81%
JACKSONVILLE, FL (FHA|USDA|VA) 1,600 $410,730,000 $256,706 $5,511 2.96%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,134 $388,170,000 $342,302 $6,972 2.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,168 $354,220,000 $303,271 $2,383 2.84%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 645 $232,105,000 $359,853 $1,255 2.76%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 816 $215,860,000 $264,534 $6,660 2.90%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 726 $215,790,000 $297,231 $5,323 2.98%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 828 $208,870,000 $252,258 $5,534 2.97%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 435 $198,565,000 $456,471 $7,547 2.79%
GREELEY, CO (FHA|USDA|VA) 511 $198,215,000 $387,896 $6,034 2.87%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 482 $190,320,000 $394,855 $7,573 2.85%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 782 $186,980,000 $239,105 $4,005 2.88%
PROVO-OREM, UT (FHA|USDA|VA) 563 $185,985,000 $330,346 $3,894 2.95%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 566 $178,210,000 $314,859 $6,243 2.85%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 600 $175,170,000 $291,950 $4,566 2.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 706 $174,420,000 $247,054 $3,878 2.85%
URBAN HONOLULU, HI (FHA|USDA|VA) 306 $172,890,000 $565,000 $10,984 2.73%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 571 $171,695,000 $300,692 $6,679 2.76%
COLUMBUS, OH (FHA|USDA|VA) 492 $163,350,000 $332,012 $6,130 2.78%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 576 $161,050,000 $279,601 $1,757 2.93%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 618 $150,090,000 $242,864 $4,763 2.97%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 418 $145,340,000 $347,703 $7,471 2.85%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 557 $143,535,000 $257,693 $5,292 2.93%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 524 $142,120,000 $271,221 $3,510 2.89%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 376 $134,000,000 $356,383 $4,876 2.89%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 618 $129,730,000 $209,919 $6,239 2.80%
RENO, NV (FHA|USDA|VA) 353 $128,935,000 $365,255 $5,847 2.93%
TUCSON, AZ (FHA|USDA|VA) 479 $128,515,000 $268,299 $5,490 2.80%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 506 $125,050,000 $247,134 $4,866 2.85%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 311 $123,855,000 $398,248 $5,653 2.88%
KNOXVILLE, TN (FHA|USDA|VA) 480 $122,280,000 $254,750 $4,686 2.82%
HUNTSVILLE, AL (FHA|USDA|VA) 499 $120,005,000 $240,491 $3,966 2.84%
PANAMA CITY, FL (FHA|USDA|VA) 388 $110,660,000 $285,206 $7,265 2.81%
MERCED, CA (FHA|USDA|VA) 302 $107,950,000 $357,450 $5,843 2.97%
BATON ROUGE, LA (FHA|USDA|VA) 414 $103,610,000 $250,266 $6,347 2.85%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 266 $103,440,000 $388,872 $5,592 2.84%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 312 $101,820,000 $326,346 $7,432 2.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 391 $98,275,000 $251,343 $4,937 2.75%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 238 $91,190,000 $383,151 $6,415 2.70%
SALISBURY, MD-DE (FHA|USDA|VA) 324 $90,790,000 $280,216 $5,963 2.91%
PORT ST. LUCIE, FL (FHA|USDA|VA) 326 $89,950,000 $275,920 $5,730 2.93%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 320 $89,480,000 $279,625 $4,841 2.83%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 175 $88,485,000 $505,629 $7,835 2.77%
MIDLAND, TX (FHA|USDA|VA) 275 $85,035,000 $309,218 $7,455 2.93%
ALBUQUERQUE, NM (FHA|USDA|VA) 301 $84,725,000 $281,478 $5,792 2.98%
COLUMBIA, SC (FHA|USDA|VA) 302 $83,750,000 $277,318 $5,041 2.69%
OCALA, FL (FHA|USDA|VA) 314 $75,890,000 $241,688 $5,329 2.94%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 276 $73,640,000 $266,812 $4,753 2.80%
VALLEJO, CA (FHA|USDA|VA) 137 $69,415,000 $506,679 $9,135 2.78%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 254 $68,490,000 $269,646 $5,688 2.80%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 252 $67,710,000 $268,690 $6,525 2.87%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 258 $66,760,000 $258,760 $3,199 2.82%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 107 $65,765,000 $614,626 $8,697 2.77%
SPARTANBURG, SC (FHA|USDA|VA) 262 $62,910,000 $240,115 $5,038 2.83%
SAVANNAH, GA (FHA|USDA|VA) 245 $61,435,000 $250,755 $6,200 2.81%
MOBILE, AL (FHA|USDA|VA) 220 $58,860,000 $267,545 $4,689 2.80%
RICHMOND, VA (FHA|USDA|VA) 162 $58,840,000 $363,210 $7,229 2.75%
FORT COLLINS, CO (FHA|USDA|VA) 141 $58,205,000 $412,801 $6,463 2.76%
GAINESVILLE, GA (FHA|USDA|VA) 205 $57,655,000 $281,244 $4,962 2.98%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 104 $57,300,000 $550,962 $7,842 2.82%
SALEM, OR (FHA|USDA|VA) 153 $57,145,000 $373,497 $5,709 2.86%
SALT LAKE CITY, UT (FHA|USDA|VA) 186 $57,060,000 $306,774 $4,013 3.14%
Outside of Metro Areas 187 $55,665,000 $297,674 $6,074 2.78%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 140 $53,480,000 $382,000 $4,048 2.76%
LAFAYETTE, LA (FHA|USDA|VA) 249 $52,855,000 $212,269 $5,568 2.94%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 208 $50,650,000 $243,510 $4,449 2.94%
Jefferson, GA (FHA|USDA|VA) 182 $49,640,000 $272,747 $5,491 2.86%
GAINESVILLE, FL (FHA|USDA|VA) 187 $49,245,000 $263,342 $5,364 2.93%
LAKE CHARLES, LA (FHA|USDA|VA) 215 $47,295,000 $219,977 $5,299 2.90%
DOVER, DE (FHA|USDA|VA) 171 $46,915,000 $274,357 $7,165 2.90%
VISALIA, CA (FHA|USDA|VA) 138 $45,110,000 $326,884 $7,079 2.78%
WACO, TX (FHA|USDA|VA) 198 $44,950,000 $227,020 $5,537 2.86%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 124 $41,270,000 $332,823 $4,970 2.86%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 123 $41,115,000 $334,268 $4,875 2.94%
CORPUS CHRISTI, TX (FHA|USDA|VA) 167 $40,885,000 $244,820 $6,731 2.97%
ODESSA, TX (FHA|USDA|VA) 148 $38,090,000 $257,365 $7,516 3.02%
WINSTON-SALEM, NC (FHA|USDA|VA) 148 $37,760,000 $255,135 $4,062 2.84%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 179 $37,595,000 $210,028 $5,316 2.98%
STOCKTON, CA (FHA|USDA|VA) 78 $37,580,000 $481,795 $5,866 3.03%
WILMINGTON, NC (FHA|USDA|VA) 138 $36,540,000 $264,783 $4,740 2.81%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 107 $35,755,000 $334,159 $3,685 2.82%
COLORADO SPRINGS, CO (FHA|USDA|VA) 92 $35,640,000 $387,391 $10,496 2.62%
PUNTA GORDA, FL (FHA|USDA|VA) 172 $35,420,000 $205,930 $4,164 2.98%
BAKERSFIELD, CA (FHA|USDA|VA) 99 $34,725,000 $350,758 $6,947 2.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 113 $34,125,000 $301,991 $5,617 2.84%
HAMMOND, LA (FHA|USDA|VA) 153 $33,105,000 $216,373 $5,285 2.87%
OKLAHOMA CITY, OK (FHA|USDA|VA) 161 $32,945,000 $204,627 $4,458 2.92%
BEND, OR (FHA|USDA|VA) 82 $32,080,000 $391,220 $4,718 2.85%
RALEIGH-CARY, NC (FHA|USDA|VA) 94 $28,670,000 $305,000 $4,594 2.80%
NEW BERN, NC (FHA|USDA|VA) 114 $25,280,000 $221,754 $5,362 2.82%
ASHEVILLE, NC (FHA|USDA|VA) 88 $23,940,000 $272,045 $1,774 2.85%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 35 $22,445,000 $641,286 $7,401 2.90%
THE VILLAGES, FL (FHA|USDA|VA) 96 $21,590,000 $224,896 $4,867 2.96%
FORT WAYNE, IN (FHA|USDA|VA) 82 $21,030,000 $256,463 $3,382 2.89%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 76 $17,340,000 $228,158 $3,796 2.83%
BURLINGTON, NC (FHA|USDA|VA) 60 $16,400,000 $273,333 $4,234 2.88%
TUSCALOOSA, AL (FHA|USDA|VA) 57 $16,205,000 $284,298 $5,643 2.91%
Granbury, TX (FHA|USDA|VA) 60 $15,600,000 $260,000 $5,706 2.78%
Heber, UT (FHA|USDA|VA) 30 $15,280,000 $509,333 $3,208 2.86%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 48 $15,130,000 $315,208 $6,269 2.79%
ROCKY MOUNT, NC (FHA|USDA|VA) 51 $13,525,000 $265,196 $5,400 2.83%
St. Marys, GA (FHA|USDA|VA) 55 $12,595,000 $229,000 $5,577 2.90%
Georgetown, SC (FHA|USDA|VA) 50 $12,180,000 $243,600 $3,665 2.90%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 46 $11,550,000 $251,087 $6,061 2.72%
Ellensburg, WA (FHA|USDA|VA) 28 $11,530,000 $411,786 $3,248 2.78%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 43 $11,275,000 $262,209 $5,400 2.94%
GREENVILLE, NC (FHA|USDA|VA) 44 $10,970,000 $249,318 $4,752 2.87%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 36 $10,940,000 $303,889 $5,525 2.84%
MORRISTOWN, TN (FHA|USDA|VA) 48 $10,570,000 $220,208 $4,227 2.78%
Morehead City, NC (FHA|USDA|VA) 32 $8,900,000 $278,125 $5,404 2.78%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 22 $8,840,000 $401,818 $10,415 2.53%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 31 $8,735,000 $281,774 $3,890 2.91%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 29 $8,605,000 $296,724 $6,675 2.75%
Huntsville, TX (FHA|USDA|VA) 45 $8,375,000 $186,111 $4,928 2.98%
YORK-HANOVER, PA (FHA|USDA|VA) 25 $7,695,000 $307,800 $8,829 2.81%
MONTGOMERY, AL (FHA|USDA|VA) 27 $7,185,000 $266,111 $4,755 2.86%
FAYETTEVILLE, NC (FHA|USDA|VA) 21 $6,715,000 $319,762 $5,917 2.94%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 18 $6,600,000 $366,667 $4,222 2.90%
ST. GEORGE, UT (FHA|USDA|VA) 14 $6,340,000 $452,857 $2,724 2.93%
FRESNO, CA (FHA|USDA|VA) 18 $6,250,000 $347,222 $7,854 2.99%
MODESTO, CA (FHA|USDA|VA) 16 $5,840,000 $365,000 $5,517 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 23 $5,765,000 $250,652 $7,577 3.09%
YUBA CITY, CA (FHA|USDA|VA) 14 $4,900,000 $350,000 $8,134 2.76%
CLEVELAND, TN (FHA|USDA|VA) 19 $4,705,000 $247,632 $3,337 2.85%
Sevierville, TN (FHA|USDA|VA) 20 $4,540,000 $227,000 $3,212 2.90%
Lewisburg, TN (FHA|USDA|VA) 17 $4,265,000 $250,882 $3,206 2.75%
Jennings, LA (FHA|USDA|VA) 22 $4,250,000 $193,182 $4,703 2.90%
Brenham, TX (FHA|USDA|VA) 18 $4,180,000 $232,222 $5,716 2.98%
JACKSONVILLE, NC (FHA|USDA|VA) 15 $3,905,000 $260,333 $8,517 2.66%
Opelousas, LA (FHA|USDA|VA) 20 $3,860,000 $193,000 $5,455 2.78%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $3,855,000 $428,333 $4,675 2.42%
Cookeville, TN (FHA|USDA|VA) 9 $3,475,000 $386,111 $3,999 2.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $3,315,000 $368,333 $8,448 2.78%
Wilson, NC (FHA|USDA|VA) 12 $2,820,000 $235,000 $5,362 2.89%
MADERA, CA (FHA|USDA|VA) 8 $2,780,000 $347,500 $7,094 2.61%
Clewiston, FL (FHA|USDA|VA) 14 $2,720,000 $194,286 $5,161 2.86%
JOHNSON CITY, TN (FHA|USDA|VA) 12 $2,700,000 $225,000 $3,571 2.84%
TULSA, OK (FHA|USDA|VA) 11 $2,535,000 $230,455 $5,072 3.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $2,505,000 $278,333 $5,463 2.92%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $2,280,000 $570,000 $10,605 3.06%
Greenwood, SC (FHA|USDA|VA) 10 $2,240,000 $224,000 $6,373 2.86%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 7 $1,985,000 $283,571 $5,844 2.71%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $1,585,000 $317,000 $7,006 2.70%
AMES, IA (FHA|USDA|VA) 5 $1,445,000 $289,000 $2,811 2.82%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,105,000 $221,000 $3,745 2.70%
Shelton, WA (FHA|USDA|VA) 2 $1,080,000 $540,000 $3,137 2.88%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $1,005,000 $335,000 $5,997 3.21%
Oak Harbor, WA (FHA|USDA|VA) 2 $930,000 $465,000 $2,907 3.13%
LUBBOCK, TX (FHA|USDA|VA) 4 $880,000 $220,000 $5,420 3.25%
Fredericksburg, TX (FHA|USDA|VA) 2 $850,000 $425,000 $14,217 3.25%
DECATUR, AL (FHA|USDA|VA) 3 $785,000 $261,667 $4,321 2.96%
BELLINGHAM, WA (FHA|USDA|VA) 2 $740,000 $370,000 $2,306 3.00%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $700,000 $350,000 $4,221 3.06%
EL PASO, TX (FHA|USDA|VA) 3 $545,000 $181,667 $7,364 3.16%
Vernal, UT (FHA|USDA|VA) 1 $525,000 $525,000 $3,809 2.63%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $525,000 $525,000 $4,694 3.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $505,000 $505,000 $3,138 2.88%
Cullman, AL (FHA|USDA|VA) 3 $505,000 $168,333 $4,484 2.96%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $460,000 $230,000 $4,155 2.81%
Spirit Lake, IA (FHA|USDA|VA) 1 $425,000 $425,000 $1,936 2.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $385,000 $385,000 $17,763 3.13%
Forest City, NC (FHA|USDA|VA) 1 $385,000 $385,000 $9,231 2.88%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $345,000 $345,000 $5,525 2.75%
Centralia, WA (FHA|USDA|VA) 1 $345,000 $345,000 $8,021 2.99%
Brownwood, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,781 2.75%
Aberdeen, WA (FHA|USDA|VA) 2 $330,000 $165,000 $1,219 2.44%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $325,000 $325,000 $9,167 3.50%
MONROE, LA (FHA|USDA|VA) 1 $305,000 $305,000 $9,006 2.88%
Calhoun, GA (FHA|USDA|VA) 1 $305,000 $305,000 $7,348 3.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $265,000 $265,000 $4,495 3.25%
Cedar City, UT (FHA|USDA|VA) 1 $265,000 $265,000 $3,146 3.25%
ABILENE, TX (FHA|USDA|VA) 1 $265,000 $265,000 $8,660 3.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $8,506 2.99%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $255,000 $255,000 $9,169 3.00%
Athens, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,836 3.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $4,740 3.25%
MUNCIE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $1,387 2.88%
Wabash, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,010 2.25%
Celina, OH (FHA|USDA|VA) 1 $165,000 $165,000 $8,249 3.00%
Snyder, TX (FHA|USDA|VA) 2 $150,000 $75,000 $7,287 3.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,809 3.75%
Lamesa, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,871 2.99%
DULUTH, MN-WI (FHA|USDA|VA) 1 $105,000 $105,000 $1,654 2.38%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $95,000 $95,000 $4,392 3.13%
Mason City, IA (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.00%
Cornelia, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,033 2.75%

Dhi Mortgage Company Ltd.'s top markets include Dallas, Houston, Austin, Atlanta, and San Antonio among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 29,927 $8,510,085,000 $284,361 $3,539 2.95%
FHA 16,109 $4,595,625,000 $285,283 $8,421 2.88%
VA 8,897 $2,913,815,000 $327,505 $7,835 2.70%
USDA 1,471 $381,195,000 $259,140 $5,707 2.69%

For the 2021 period, Dhi Mortgage Company Ltd.'s most frequently originated loan type of loans were Conventional, with 29,927 originations. Their 2nd most popular type is FHA, with 16,109 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 56,115 $16,310,675,000 $290,665 $5,762 2.88%
Refi 196 $58,750,000 $299,745 $3,130 2.83%
Cash Out Refi 93 $31,295,000 $336,505 $3,301 3.00%

For the 2021, Dhi Mortgage Company Ltd.'s most frequently cited loan purpose of loans were Home Purchase, with 56,115 originations. The 2nd most popular reason of loans were Refi, with 196 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 54,326 $15,999,970,000 $294,518 $5,831 2.90%
15 Year 1,265 $287,995,000 $227,664 $3,018 2.38%
20 Year 371 $101,075,000 $272,439 $3,323 2.60%
3 Year 302 $3,130,000 $10,364 $225 0.00%
10 Year 103 $7,345,000 $71,311 $1,686 2.77%
Other 34 $1,170,000 $34,412 $3,440 2.78%
5 Year 3 $35,000 $11,667 $152 0.00%

For the 2021, Dhi Mortgage Company Ltd.'s most frequently cited loan length of loans were 30 Year, with 54,326 originations. The 2nd most popular length of loans were 15 Year, with 1,265 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 44,742 $13,001,580,000 $290,590
$1k-2k 4,858 $1,477,540,000 $304,146
$2k-3k 2,400 $753,220,000 $313,842
$3k-4k 1,674 $591,940,000 $353,608
$5k+ 649 $273,905,000 $422,042

$5,831 of loans were Dhi Mortgage Company Ltd.'s average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 44,742 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 33,247 $9,948,705,000 $299,236
3-4% 11,365 $3,306,605,000 $290,946
<2.5% 10,476 $3,075,010,000 $293,529
4-5% 271 $60,835,000 $224,483
5-6% 31 $475,000 $15,323

During 2021, Dhi Mortgage Company Ltd.'s average interest rate of loans were 2.90%, while their most frequently originated rate bucket of loans were 2.5-3%, with 33,247 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 43,324 $12,290,510,000 $283,688 $5,811 2.88%
$400k-600k 5,871 $2,730,575,000 $465,095 $7,038 2.85%
$100k-200k 4,934 $833,220,000 $168,873 $3,567 2.89%
$100,000 or less 1,572 $45,390,000 $28,874 $1,556 3.10%
$600k-1MM 683 $476,445,000 $697,577 $9,366 2.76%
$1MM+ 20 $24,580,000 $1,229,000 $13,967 2.68%

2021 saw Dhi Mortgage Company Ltd. place emphasis on $200k-400k loans with 43,324 originations, totaling $12,290,510,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 18,850 $4,851,900,000 $257,395 $5,912 2.87%
$75k-100k 14,458 $4,273,200,000 $295,560 $6,066 2.89%
$100k-150k 12,602 $4,221,000,000 $334,947 $5,794 2.88%
$50k or less 4,589 $950,455,000 $207,116 $4,712 2.83%
$150k-250k 4,393 $1,599,395,000 $364,078 $5,165 2.93%
$250k+ 1,032 $359,030,000 $347,897 $4,730 3.08%

Dhi Mortgage Company Ltd. lent most frequently to those with incomes in the $50k-75k range, with 18,850 originations. The second most popular income band? $75k-100k, with 14,458 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 8,704 $2,582,300,000 $296,680 $5,000 2.89%
50-60% 8,121 $2,405,015,000 $296,148 $8,340 2.81%
20-30% 7,665 $2,205,875,000 $287,785 $4,343 2.86%
49% 2,518 $712,830,000 $283,094 $6,088 2.91%
44% 2,456 $700,900,000 $285,383 $5,753 2.94%
43% 2,336 $685,340,000 $293,382 $5,752 2.90%
42% 2,230 $656,080,000 $294,206 $5,663 2.91%
48% 2,168 $615,700,000 $283,994 $6,075 2.90%
41% 2,147 $623,195,000 $290,263 $5,599 2.91%
45% 2,141 $625,385,000 $292,099 $5,710 2.91%
40% 2,092 $607,860,000 $290,564 $5,472 2.90%
46% 2,066 $587,790,000 $284,506 $5,920 2.90%
39% 2,023 $594,115,000 $293,680 $5,438 2.90%
47% 2,020 $574,960,000 $284,634 $6,131 2.90%
38% 1,929 $567,815,000 $294,357 $5,393 2.91%
<20% 1,907 $486,905,000 $255,325 $3,476 2.84%
37% 1,782 $525,970,000 $295,157 $5,374 2.89%
36% 1,722 $509,390,000 $295,813 $5,321 2.90%
>60% 377 $133,295,000 $353,568 $8,962 2.73%

Dhi Mortgage Company Ltd. lent most frequently to those with DTI ratios of 30-36%, with 8,704 originations. The next most common DTI ratio? 50-60%, with 8,121 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 31,550 $8,892,500,000 $281,854 $5,483 2.88%
Black 9,719 $2,804,335,000 $288,542 $6,576 2.86%
Not provided 8,098 $2,362,750,000 $291,770 $6,193 2.90%
Asian 4,384 $1,470,550,000 $335,436 $5,122 2.88%
Asian Indian 959 $339,715,000 $354,239 $3,977 2.90%
American Indian 771 $221,145,000 $286,829 $6,527 2.89%
Filipino 242 $94,620,000 $390,992 $6,332 2.85%
Other Asian 204 $61,400,000 $300,980 $4,851 2.87%
Native Hawaiian 165 $56,915,000 $344,939 $8,149 2.81%
Chinese 96 $31,280,000 $325,833 $4,717 2.89%
Vietnamese 75 $20,125,000 $268,333 $5,157 2.91%
Other Pacific Islander 61 $18,785,000 $307,951 $6,735 2.87%
Korean 37 $12,485,000 $337,432 $4,335 2.86%
Japanese 17 $5,245,000 $308,529 $4,181 2.92%
Guamanian 12 $4,090,000 $340,833 $7,178 2.87%
Samoan 8 $3,100,000 $387,500 $9,662 2.76%
Native Hawiian 6 $1,680,000 $280,000 $9,632 3.15%

Approval Rates

Total approvals of all applications
80.60%

Dhi Mortgage Company Ltd. has a below average approval rate.

Pick Rate

Approvals leading to origination
62.99%

Dhi Mortgage Company Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
0.0 909 $7,675,000 $8,443
NA 55,495 $16,393,045,000 $295,397

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
56,404 $16,400,720,000 $290,772

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 851 $97,855,000 $114,988 $2,407 2.79%
40-60% 1,773 $343,765,000 $193,889 $2,886 2.82%
60-80% 8,108 $2,258,990,000 $278,612 $3,666 2.97%
80-100% 40,990 $12,504,640,000 $305,066 $5,773 2.88%
Over 100% 3,483 $1,179,135,000 $338,540 $12,362 2.69%
Under 20% 1,199 $16,335,000 $13,624 $659 3.63%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
DHI Mortgage Company Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 7 46.7%
DHI Mortgage Company Conventional home mortgage Closing on a mortgage 3 20.0%
DHI Mortgage Company FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 13.3%
DHI Mortgage Company FHA mortgage Closing on a mortgage 2 13.3%
DHI Mortgage Company Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%