Dhi Mortgage Company Ltd. Rates, Fees & Info

DALLAS, TX

LEI: 5493001SXWZ4OFP8Z903

Tax ID: 74-2853239

2020 Data | 2019 Data | 2018 Data


Overview

Dhi Mortgage Company Ltd. is a large mortgage company specializing in Home Purchase loans. Dhi Mortgage Company Ltd. has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Dallas, Houston, Atlanta, San Antonio, and Austin among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Dhi Mortgage Company Ltd. is typically an average fee lendor.


Originations

51,243

Origination Dollar Volume (All Markets)

$13,496,675,000

Awards

2020 DHI MORTGAGE COMPANY LTD. Low Rate Award
Details

Relative Rate

Dhi Mortgage Company Ltd.'s average 30 year fixed rate mortgage was 2.99%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.37%.

Relative Fees

Dhi Mortgage Company Ltd.'s average total fees for a 30 year fixed rate mortgage are $5,705.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 24,066 $6,148,230,000 $255,474 $3,348 3.12%
FHA 16,375 $4,260,335,000 $260,173 $7,861 2.91%
VA 9,061 $2,674,945,000 $295,215 $7,175 2.82%
USDA 1,741 $413,165,000 $237,315 $5,464 2.86%

For the 2020 period, Dhi Mortgage Company Ltd.'s most frequently originated loan type was Conventional, with 24,066 originations. Their 2nd most popular type is FHA, with 16,375 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 50,793 $13,368,945,000 $263,204 $5,648 2.98%
Refi 336 $96,490,000 $287,173 $3,013 3.11%
Cash Out Refi 114 $31,240,000 $274,035 $3,294 3.46%

For the 2020, Dhi Mortgage Company Ltd.'s most frequently cited loan purpose was Home Purchase, with 50,793 originations. The 2nd most popular reason was Refi, with 336 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 49,665 $13,232,395,000 $266,433 $5,704 2.99%
15 Year 994 $205,420,000 $206,660 $2,778 2.72%
20 Year 211 $49,795,000 $235,995 $2,766 3.09%
3 Year 180 $1,460,000 $8,111 $873 0.00%
30+ year 65 $595,000 $9,154 $0 4.14%
10 Year 55 $5,145,000 $93,545 $1,718 3.04%
5 Year 40 $510,000 $12,750 $121 0.00%
Other 33 $1,355,000 $41,061 $4,927 3.22%

For the 2020, Dhi Mortgage Company Ltd.'s most frequently cited loan length was 30 Year, with 49,665 originations. The 2nd most popular length was 15 Year, with 994 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 40,501 $10,694,855,000 $264,064
$1k-2k 4,832 $1,314,090,000 $271,956
$2k-3k 2,145 $624,665,000 $291,219
$3k-4k 1,388 $451,700,000 $325,432
$5k+ 415 $170,305,000 $410,373

$5,705 was Dhi Mortgage Company Ltd.'s average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 40,501 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
DALLAS-PLANO-IRVING, TX 4,181 $981,165,000 $234,672 $6,289 2.97%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 4,155 $928,795,000 $223,537 $6,378 2.92%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 2,104 $563,020,000 $267,595 $5,295 2.99%
SAN ANTONIO-NEW BRAUNFELS, TX 2,361 $547,595,000 $231,934 $6,587 2.86%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 2,386 $538,120,000 $225,532 $6,181 3.05%
LAS VEGAS-HENDERSON-PARADISE, NV 1,282 $388,100,000 $302,730 $6,537 2.95%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 1,608 $377,850,000 $234,981 $6,535 3.01%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1,530 $374,980,000 $245,085 $5,443 3.08%
JACKSONVILLE, FL 1,568 $370,910,000 $236,550 $5,180 2.94%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1,337 $358,745,000 $268,321 $1,970 3.08%
PHOENIX-MESA-CHANDLER, AZ 1,437 $343,765,000 $239,224 $5,806 3.09%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 923 $339,535,000 $367,860 $7,885 2.95%
SEATTLE-BELLEVUE-KENT, WA 711 $338,875,000 $476,617 $6,034 3.05%
ORLANDO-KISSIMMEE-SANFORD, FL 967 $270,285,000 $279,509 $5,919 2.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 649 $225,325,000 $347,188 $1,383 3.01%
URBAN HONOLULU, HI 334 $186,730,000 $559,072 $11,215 3.02%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 520 $174,480,000 $335,538 $5,427 3.08%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 825 $173,645,000 $210,479 $4,005 3.03%
CHARLESTON-NORTH CHARLESTON, SC 598 $169,940,000 $284,181 $6,065 2.94%
DENVER-AURORA-LAKEWOOD, CO 430 $167,620,000 $389,814 $6,811 3.05%
KILLEEN-TEMPLE, TX 741 $167,075,000 $225,472 $6,177 2.86%
DAPHNE-FAIRHOPE-FOLEY, AL 651 $145,525,000 $223,541 $3,449 2.98%
CAPE CORAL-FORT MYERS, FL 663 $145,345,000 $219,223 $5,001 3.09%
PENSACOLA-FERRY PASS-BRENT, FL 578 $143,270,000 $247,872 $5,447 2.96%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 583 $138,085,000 $236,852 $5,426 2.97%
PALM BAY-MELBOURNE-TITUSVILLE, FL 567 $136,765,000 $241,208 $5,200 2.99%
LAKELAND-WINTER HAVEN, FL 548 $130,480,000 $238,102 $6,623 2.78%
PROVO-OREM, UT 462 $129,330,000 $279,935 $3,867 3.04%
TUCSON, AZ 517 $129,325,000 $250,145 $5,152 3.00%
BALTIMORE-COLUMBIA-TOWSON, MD 315 $127,755,000 $405,571 $7,420 2.97%
GREENVILLE-ANDERSON, SC 543 $124,385,000 $229,070 $5,061 2.93%
GREELEY, CO 359 $122,755,000 $341,936 $6,075 3.12%
NORTH PORT-SARASOTA-BRADENTON, FL 455 $117,435,000 $258,099 $5,077 3.12%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 440 $115,060,000 $261,500 $4,363 3.05%
INDIANAPOLIS-CARMEL-ANDERSON, IN 405 $101,795,000 $251,346 $3,634 2.96%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 292 $100,590,000 $344,486 $5,119 3.07%
COLUMBUS, OH 339 $95,325,000 $281,195 $5,591 2.94%
PANAMA CITY, FL 395 $92,895,000 $235,177 $5,731 2.87%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 173 $90,015,000 $520,318 $8,880 2.95%
RENO, NV 277 $89,695,000 $323,809 $5,825 3.01%
Outside of Metro Areas 373 $89,025,000 $238,673 $5,008 3.05%
ALBUQUERQUE, NM 366 $86,370,000 $235,984 $5,227 3.24%
TACOMA-LAKEWOOD, WA 196 $82,480,000 $420,816 $6,762 2.85%
MIAMI-MIAMI BEACH-KENDALL, FL 243 $82,165,000 $338,128 $7,659 2.92%
HUNTSVILLE, AL 386 $80,960,000 $209,741 $3,822 3.08%
GULFPORT-BILOXI, MS 333 $79,665,000 $239,234 $5,276 2.83%
MIDLAND, TX 254 $74,210,000 $292,165 $7,394 3.17%
BIRMINGHAM-HOOVER, AL 287 $73,535,000 $256,220 $4,755 2.96%
COLUMBIA, SC 293 $72,935,000 $248,925 $5,435 2.90%
NEW BRUNSWICK-LAKEWOOD, NJ 225 $72,465,000 $322,067 $6,089 3.00%
PORT ST. LUCIE, FL 275 $70,745,000 $257,255 $5,497 3.01%
ELGIN, IL 300 $70,610,000 $235,367 $1,759 3.02%
BATON ROUGE, LA 287 $67,475,000 $235,105 $5,669 2.84%
AUGUSTA-RICHMOND COUNTY, GA-SC 266 $65,030,000 $244,474 $5,658 2.86%
NEW ORLEANS-METAIRIE, LA 256 $63,870,000 $249,492 $6,554 2.96%
RALEIGH-CARY, NC 245 $62,735,000 $256,061 $4,905 3.12%
CHICAGO-NAPERVILLE-EVANSTON, IL 244 $62,020,000 $254,180 $2,114 2.94%
KNOXVILLE, TN 276 $60,220,000 $218,188 $4,239 3.08%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 127 $55,585,000 $437,677 $7,970 2.87%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 192 $54,320,000 $282,917 $5,898 3.06%
SALEM, OR 175 $53,095,000 $303,400 $6,119 3.01%
HILTON HEAD ISLAND-BLUFFTON, SC 196 $52,510,000 $267,908 $5,443 3.01%
FORT COLLINS, CO 136 $51,230,000 $376,691 $6,283 3.02%
VISALIA, CA 179 $50,325,000 $281,145 $6,747 2.94%
SALISBURY, MD-DE 206 $50,180,000 $243,592 $4,948 2.96%
GAINESVILLE, GA 210 $50,100,000 $238,571 $4,710 2.96%
DES MOINES-WEST DES MOINES, IA 220 $49,530,000 $225,136 $2,778 2.96%
OAKLAND-BERKELEY-LIVERMORE, CA 79 $48,945,000 $619,557 $10,463 2.93%
NAPLES-MARCO ISLAND, FL 143 $46,925,000 $328,147 $5,168 3.09%
FRESNO, CA 166 $46,520,000 $280,241 $7,041 3.01%
LOS ANGELES-LONG BEACH-GLENDALE, CA 78 $45,770,000 $586,795 $6,783 3.08%
SPOKANE-SPOKANE VALLEY, WA 143 $45,665,000 $319,336 $4,582 2.85%
MERCED, CA 149 $44,705,000 $300,034 $6,351 2.98%
OLYMPIA-LACEY-TUMWATER, WA 107 $44,115,000 $412,290 $7,983 2.95%
VALLEJO, CA 93 $43,625,000 $469,086 $9,473 2.95%
WINSTON-SALEM, NC 194 $43,020,000 $221,753 $4,126 3.11%
OCALA, FL 200 $39,980,000 $199,900 $4,730 3.12%
SALT LAKE CITY, UT 145 $39,775,000 $274,310 $4,181 3.35%
PUNTA GORDA, FL 206 $39,430,000 $191,408 $4,232 3.10%
SAVANNAH, GA 173 $39,415,000 $227,832 $5,826 2.97%
SPARTANBURG, SC 177 $38,955,000 $220,085 $5,181 2.97%
OGDEN-CLEARFIELD, UT 118 $38,430,000 $325,678 $4,239 3.02%
ODESSA, TX 152 $37,230,000 $244,934 $7,646 2.99%
MOBILE, AL 155 $37,005,000 $238,742 $4,250 2.95%
DOVER, DE 141 $35,675,000 $253,014 $7,246 2.92%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 87 $34,315,000 $394,425 $6,249 3.01%
LAKE CHARLES, LA 155 $33,575,000 $216,613 $5,616 2.99%
BURLINGTON, NC 125 $31,805,000 $254,440 $4,410 2.97%
RICHMOND, VA 91 $28,875,000 $317,308 $5,498 2.92%
GREENSBORO-HIGH POINT, NC 126 $28,220,000 $223,968 $4,675 3.15%
SEBASTIAN-VERO BEACH, FL 123 $27,435,000 $223,049 $4,261 2.97%
WACO, TX 127 $27,115,000 $213,504 $5,297 3.02%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 70 $26,070,000 $372,429 $6,101 3.09%
GAINESVILLE, FL 105 $24,345,000 $231,857 $5,134 3.07%
BAKERSFIELD, CA 83 $22,385,000 $269,699 $6,934 3.05%
CAMDEN, NJ 76 $22,090,000 $290,658 $5,556 3.03%
HAMMOND, LA 107 $20,655,000 $193,037 $5,243 2.92%
WILMINGTON, NC 76 $19,450,000 $255,921 $4,323 2.92%
LAFAYETTE, LA 91 $19,115,000 $210,055 $5,286 2.98%
FORT WAYNE, IN 85 $18,885,000 $222,176 $3,330 3.02%
ATLANTIC CITY-HAMMONTON, NJ 71 $18,465,000 $260,070 $7,039 2.91%
KAHULUI-WAILUKU-LAHAINA, HI 29 $17,765,000 $612,586 $10,979 3.27%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 54 $17,670,000 $327,222 $6,687 2.77%
COLLEGE STATION-BRYAN, TX 78 $17,310,000 $221,923 $5,288 2.80%
BEND, OR 49 $17,235,000 $351,735 $4,875 2.97%
OKLAHOMA CITY, OK 68 $16,570,000 $243,676 $5,143 2.82%
DURHAM-CHAPEL HILL, NC 59 $15,735,000 $266,695 $5,068 3.00%
YUBA CITY, CA 41 $13,695,000 $334,024 $7,403 2.94%
MODESTO, CA 40 $13,400,000 $335,000 $5,396 3.31%
STOCKTON, CA 29 $11,515,000 $397,069 $7,159 3.16%
MADERA, CA 30 $11,340,000 $378,000 $6,535 2.95%
NEW BERN, NC 45 $9,485,000 $210,778 $5,852 2.94%
ASHEVILLE, NC 32 $8,920,000 $278,750 $1,837 2.87%
TUSCALOOSA, AL 35 $8,245,000 $235,571 $5,077 3.15%
KINGSPORT-BRISTOL, TN-VA 39 $7,965,000 $204,231 $3,924 2.93%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 25 $7,335,000 $293,400 $1,637 3.13%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 23 $6,375,000 $277,174 $7,372 2.95%
ROCKY MOUNT, NC 33 $6,235,000 $188,939 $5,009 3.11%
SANTA FE, NM 22 $6,090,000 $276,818 $5,639 3.15%
GREENVILLE, NC 27 $6,005,000 $222,407 $4,355 2.94%
SEBRING-AVON PARK, FL 24 $5,870,000 $244,583 $7,590 3.02%
THE VILLAGES, FL 28 $5,670,000 $202,500 $4,843 2.83%
OCEAN CITY, NJ 18 $5,060,000 $281,111 $4,134 3.13%
MONTGOMERY, AL 20 $4,600,000 $230,000 $4,936 2.77%
HAGERSTOWN-MARTINSBURG, MD-WV 25 $4,465,000 $178,600 $4,764 3.27%
ATHENS-CLARKE COUNTY, GA 19 $4,315,000 $227,105 $3,576 3.01%
MORRISTOWN, TN 23 $4,265,000 $185,435 $3,514 2.93%
JACKSONVILLE, NC 19 $4,235,000 $222,895 $6,132 2.97%
SHERMAN-DENISON, TX 21 $3,685,000 $175,476 $4,476 3.04%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 6 $2,820,000 $470,000 $3,707 3.35%
CHAMBERSBURG-WAYNESBORO, PA 11 $2,725,000 $247,727 $6,684 2.68%
JOHNSON CITY, TN 12 $2,550,000 $212,500 $3,308 2.96%
SANTA MARIA-SANTA BARBARA, CA 6 $2,530,000 $421,667 $6,501 2.96%
CHATTANOOGA, TN-GA 7 $1,655,000 $236,429 $7,066 3.77%
COLORADO SPRINGS, CO 5 $1,635,000 $327,000 $10,989 2.53%
CINCINNATI, OH-KY-IN 6 $1,490,000 $248,333 $4,007 3.19%
HOMOSASSA SPRINGS, FL 9 $1,415,000 $157,222 $3,438 3.32%
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $1,330,000 $665,000 $5,095 3.63%
BOULDER, CO 4 $1,200,000 $300,000 $1,600 3.06%
AMES, IA 5 $1,035,000 $207,000 $1,413 2.90%
VINELAND-BRIDGETON, NJ 5 $1,015,000 $203,000 $4,246 2.67%
MOUNT VERNON-ANACORTES, WA 2 $990,000 $495,000 $4,140 2.94%
DAYTON-KETTERING, OH 4 $980,000 $245,000 $5,839 2.81%
HANFORD-CORCORAN, CA 4 $850,000 $212,500 $4,255 3.09%
CORPUS CHRISTI, TX 2 $720,000 $360,000 $4,513 3.13%
ANAHEIM-SANTA ANA-IRVINE, CA 1 $705,000 $705,000 $7,228 3.25%
TYLER, TX 3 $705,000 $235,000 $8,319 2.91%
CHICO, CA 2 $550,000 $275,000 $2,615 3.63%
WENATCHEE, WA 1 $515,000 $515,000 $3,137 3.25%
LONGVIEW, WA 1 $475,000 $475,000 $2,549 3.25%
WILMINGTON, DE-MD-NJ 1 $445,000 $445,000 $8,999 3.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 1 $395,000 $395,000 $14,307 3.75%
TALLAHASSEE, FL 2 $370,000 $185,000 $4,692 2.63%
LAREDO, TX 1 $345,000 $345,000 $17,761 3.13%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $345,000 $345,000 $9,175 3.38%
BELLINGHAM, WA 1 $325,000 $325,000 $2,513 3.50%
EL PASO, TX 4 $300,000 $75,000 $5,906 3.00%
WARNER ROBINS, GA 1 $285,000 $285,000 $8,598 3.00%
ST. GEORGE, UT 1 $275,000 $275,000 $2,656 2.50%
MCALLEN-EDINBURG-MISSION, TX 1 $255,000 $255,000 $8,700 2.88%
BEAUMONT-PORT ARTHUR, TX 1 $225,000 $225,000 $2,709 2.50%
GARY, IN 1 $155,000 $155,000 $4,923 3.25%
FAYETTEVILLE, NC 1 $135,000 $135,000 $4,453 3.63%
ANNISTON-OXFORD, AL 1 $115,000 $115,000 $4,881 3.00%

Dhi Mortgage Company Ltd.'s top markets include Dallas, Houston, Atlanta, San Antonio, and Austin among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 26,617 $7,147,655,000 $268,537
3-4% 14,730 $3,930,380,000 $266,828
<2.5% 8,057 $2,211,885,000 $274,530
4-5% 858 $192,720,000 $224,615
5-6% 66 $7,240,000 $109,697
6-7% 3 $275,000 $91,667

During 2020, Dhi Mortgage Company Ltd.'s average interest rate was 2.99%, while their most frequently originated rate bucket was 2.5-3%, with 26,617 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 38,228 $10,240,850,000 $267,889 $5,821 2.96%
$100k-200k 7,577 $1,309,365,000 $172,808 $3,874 3.09%
$400k-600k 3,496 $1,623,120,000 $464,279 $7,221 2.98%
$100,000 or less 1,545 $45,715,000 $29,589 $1,569 3.35%
$600k-1MM 388 $265,690,000 $684,768 $11,014 2.95%
$1MM+ 9 $11,935,000 $1,326,111 $13,685 2.96%

2020 saw Dhi Mortgage Company Ltd. place emphasis on $200k-400k loans with 38,228 originations, totaling $10,240,850,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 17,882 $4,220,740,000 $236,033 $5,738 2.95%
$75k-100k 12,470 $3,378,950,000 $270,966 $5,963 2.99%
$100k-150k 10,379 $3,229,195,000 $311,128 $5,729 3.01%
$50k or less 5,730 $1,121,370,000 $195,702 $4,715 2.95%
$150k-250k 3,499 $1,156,355,000 $330,482 $5,279 3.08%
$250k+ 778 $249,760,000 $321,028 $4,480 3.22%

Dhi Mortgage Company Ltd. lent most frequently to those with incomes in the $50k-75k range, with 17,882 originations. The second most popular income band? $75k-100k, with 12,470 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
50-60% 8,400 $2,220,860,000 $264,388 $7,832 2.88%
30-36% 7,533 $2,020,385,000 $268,205 $4,931 3.01%
20-30% 6,334 $1,679,220,000 $265,112 $4,207 3.00%
44% 2,440 $643,920,000 $263,902 $5,550 3.04%
49% 2,377 $600,225,000 $252,514 $5,703 3.00%
43% 2,173 $572,125,000 $263,288 $5,495 3.03%
42% 2,074 $545,580,000 $263,057 $5,445 3.01%
45% 1,961 $510,365,000 $260,258 $5,691 2.98%
48% 1,936 $501,260,000 $258,915 $6,038 2.98%
41% 1,928 $512,090,000 $265,607 $5,432 3.02%
40% 1,869 $498,465,000 $266,701 $5,380 3.03%
39% 1,808 $479,460,000 $265,188 $5,433 3.01%
38% 1,778 $476,310,000 $267,891 $5,395 3.02%
47% 1,772 $464,570,000 $262,173 $5,855 2.98%
46% 1,757 $454,865,000 $258,887 $5,874 3.01%
37% 1,622 $432,640,000 $266,732 $5,420 3.03%
36% 1,608 $423,140,000 $263,147 $5,148 3.00%
<20% 1,493 $342,745,000 $229,568 $3,256 3.01%
>60% 380 $118,450,000 $311,711 $7,345 2.82%

Dhi Mortgage Company Ltd. lent most frequently to those with DTI ratios of 50-60%, with 8,400 originations. The next most common DTI ratio? 30-36%, with 7,533 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 30,158 $7,762,380,000 $257,390 $5,395 2.99%
Black 8,413 $2,177,125,000 $258,781 $6,283 2.93%
Not provided 7,715 $2,050,185,000 $265,740 $5,924 3.01%
Asian 3,308 $1,031,900,000 $311,941 $5,357 3.05%
American Indian 601 $154,965,000 $257,845 $6,173 2.91%
Asian Indian 443 $132,915,000 $300,034 $4,006 3.00%
Filipino 145 $52,705,000 $363,483 $6,841 2.86%
Native Hawaiian 136 $43,070,000 $316,691 $6,767 3.03%
Other Asian 144 $41,710,000 $289,653 $4,988 2.93%
Chinese 62 $16,780,000 $270,645 $4,581 3.08%
Vietnamese 36 $9,240,000 $256,667 $4,898 2.99%
Korean 28 $8,010,000 $286,071 $4,004 2.91%
Other Pacific Islander 26 $7,620,000 $293,077 $7,221 2.89%
Guamanian 13 $3,305,000 $254,231 $7,330 2.99%
Japanese 8 $2,150,000 $268,750 $3,793 3.05%
Samoan 5 $1,635,000 $327,000 $5,826 2.97%
Native Hawiian 2 $980,000 $490,000 $10,250 2.63%

Approval Rates

Total approvals of all applications
77.33%

Dhi Mortgage Company Ltd. has a below average approval rate.

Pick Rate

Approvals leading to origination
58.56%

Dhi Mortgage Company Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
0.0 824 $5,480,000 $6,650
NA 50,419 $13,491,195,000 $267,582

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Site-Built 51,243 $13,496,675,000 $263,386

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 711 $78,825,000 $110,865 $2,330 2.98%
40-60% 1,459 $265,105,000 $181,703 $2,692 3.03%
60-80% 6,672 $1,687,530,000 $252,927 $3,404 3.14%
80-100% 37,704 $10,346,900,000 $274,424 $5,650 2.97%
Over 100% 3,580 $1,105,860,000 $308,899 $11,110 2.81%
Under 20% 1,117 $12,455,000 $11,150 $786 4.01%