Dhi Mortgage Company Ltd. Rates, Fees & Info

DALLAS, TX

LEI: 5493001SXWZ4OFP8Z903

Tax ID: 74-2853239

5 stars - Updated: 12/17/24 - out of 5 stars, based on 255 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Dhi Mortgage Company Ltd. is a large mortgage company specializing in Home Purchase loans. Dhi Mortgage Company Ltd. has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, San Antonio, Phoenix, and Austin among others. We have data for 227 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dhi Mortgage Company Ltd. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dhi Mortgage Company Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.05% 12/17/24
30 Year Conventional Refi 6.43% 12/17/24
30 Year Cash-out Refi 6.79% 12/17/24
30 Year FHA Purchase 6.72% 12/17/24
30 Year FHA Refi 6.27% 12/17/24
30 Year VA Purchase 5.75% 12/17/24
30 Year USDA Purchase 6.15% 12/17/24
15 Year Conventional Purchase 5.75% 12/17/24
15 Year Conventional Refi 6.01% 12/17/24
15 Year Cash-out Refi 6.01% 12/17/24
15 Year FHA Purchase 6.70% 12/17/24
15 Year VA Purchase 5.82% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dhi Mortgage Company Ltd. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dhi Mortgage Company Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

65,004

Origination Dollar Volume (All Markets)

$21,688,480,000
Show all (790) awards

Relative Rate

Dhi Mortgage Company Ltd.'s average 30 year fixed mortgage rate was 5.59%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.89%.

Relative Fees (Closing Costs)

Dhi Mortgage Company Ltd.'s average total fees/closing costs for a 30 year fixed rate mortgage were $6,762.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 6,776 $2,140,310,000 $315,866 $7,723 5.53%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3,991 $1,150,155,000 $288,187 $7,482 5.50%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2,841 $864,275,000 $304,215 $8,316 5.27%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,997 $790,115,000 $395,651 $8,310 5.53%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2,220 $747,540,000 $336,730 $7,962 5.53%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,809 $659,775,000 $364,718 $7,394 5.58%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,974 $656,410,000 $332,528 $6,693 5.83%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,663 $652,855,000 $392,577 $6,203 5.57%
JACKSONVILLE, FL (FHA|USDA|VA) 1,722 $491,520,000 $285,436 $5,792 5.54%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,230 $478,150,000 $388,740 $6,971 5.72%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 930 $450,940,000 $484,882 $10,649 5.57%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1,656 $434,560,000 $262,415 $4,342 5.56%
PROVO-OREM, UT (FHA|USDA|VA) 944 $350,730,000 $371,536 $5,071 6.11%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 955 $344,345,000 $360,571 $6,143 5.76%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1,068 $340,260,000 $318,596 $8,052 5.55%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 521 $337,595,000 $647,975 $6,854 6.01%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 820 $297,380,000 $362,659 $3,339 5.71%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 842 $297,280,000 $353,064 $7,097 5.33%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 973 $290,795,000 $298,864 $5,949 5.59%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 688 $266,360,000 $387,151 $2,031 5.89%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 809 $254,345,000 $314,394 $5,258 5.67%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 798 $248,620,000 $311,554 $5,967 5.48%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 851 $248,615,000 $292,145 $4,108 5.39%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 534 $245,110,000 $459,007 $7,749 5.90%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 789 $242,235,000 $307,015 $5,967 5.34%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 842 $239,050,000 $283,907 $7,781 5.30%
COLUMBUS, OH (FHA|USDA|VA) 613 $222,845,000 $363,532 $7,144 5.36%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 677 $214,905,000 $317,437 $4,375 5.39%
URBAN HONOLULU, HI (FHA|USDA|VA) 277 $214,005,000 $772,581 $9,824 5.71%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 552 $178,160,000 $322,754 $4,740 5.50%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 332 $172,480,000 $519,518 $11,808 5.53%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 525 $170,025,000 $323,857 $6,425 5.93%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 453 $154,335,000 $340,695 $6,587 5.46%
PANAMA CITY, FL (FHA|USDA|VA) 485 $153,355,000 $316,196 $7,161 5.56%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 527 $146,945,000 $278,833 $5,488 5.42%
RALEIGH-CARY, NC (FHA|USDA|VA) 379 $141,965,000 $374,578 $4,220 5.53%
GREELEY, CO (FHA|USDA|VA) 318 $139,720,000 $439,371 $11,109 5.40%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 318 $138,840,000 $436,604 $6,874 6.03%
ALBUQUERQUE, NM (FHA|USDA|VA) 438 $137,170,000 $313,174 $6,873 5.45%
SALT LAKE CITY, UT (FHA|USDA|VA) 373 $135,625,000 $363,606 $6,875 6.05%
OCALA, FL (FHA|USDA|VA) 480 $135,340,000 $281,958 $6,143 5.63%
TUCSON, AZ (FHA|USDA|VA) 381 $133,555,000 $350,538 $10,255 5.50%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 384 $128,060,000 $333,490 $7,997 6.49%
HUNTSVILLE, AL (FHA|USDA|VA) 450 $124,330,000 $276,289 $4,175 5.58%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 425 $119,585,000 $281,376 $5,276 5.56%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 406 $115,990,000 $285,690 $5,549 5.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 371 $106,535,000 $287,156 $5,362 5.29%
CORPUS CHRISTI, TX (FHA|USDA|VA) 367 $106,105,000 $289,114 $7,335 5.49%
SALISBURY, MD-DE (FHA|USDA|VA) 329 $105,395,000 $320,350 $7,293 5.87%
Outside of Metro Areas 333 $101,885,000 $305,961 $6,881 5.71%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 364 $100,990,000 $277,445 $6,008 5.48%
SPARTANBURG, SC (FHA|USDA|VA) 367 $100,725,000 $274,455 $5,840 5.40%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 243 $98,335,000 $404,671 $6,046 5.95%
SAVANNAH, GA (FHA|USDA|VA) 304 $96,990,000 $319,046 $6,457 5.39%
WINSTON-SALEM, NC (FHA|USDA|VA) 347 $92,785,000 $267,392 $4,808 5.46%
KNOXVILLE, TN (FHA|USDA|VA) 318 $91,190,000 $286,761 $5,193 6.64%
BAKERSFIELD, CA (FHA|USDA|VA) 239 $90,355,000 $378,054 $7,514 5.75%
ODESSA, TX (FHA|USDA|VA) 288 $87,770,000 $304,757 $8,597 5.64%
PORT ST. LUCIE, FL (FHA|USDA|VA) 252 $87,570,000 $347,500 $7,300 5.32%
COLUMBIA, SC (FHA|USDA|VA) 315 $85,915,000 $272,746 $6,298 5.43%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 219 $85,225,000 $389,155 $5,317 5.70%
MOBILE, AL (FHA|USDA|VA) 288 $84,380,000 $292,986 $5,073 5.31%
BURLINGTON, NC (FHA|USDA|VA) 244 $81,710,000 $334,877 $5,111 5.58%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 168 $80,040,000 $476,429 $8,594 5.45%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 277 $76,005,000 $274,386 $6,761 5.40%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 264 $75,490,000 $285,947 $5,662 5.34%
PUNTA GORDA, FL (FHA|USDA|VA) 262 $74,770,000 $285,382 $5,490 6.04%
STOCKTON, CA (FHA|USDA|VA) 145 $70,395,000 $485,483 $8,056 6.12%
ASHEVILLE, NC (FHA|USDA|VA) 211 $69,235,000 $328,128 $2,319 5.62%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 198 $68,270,000 $344,798 $4,771 5.51%
VISALIA, CA (FHA|USDA|VA) 180 $67,440,000 $374,667 $8,037 5.54%
RENO, NV (FHA|USDA|VA) 165 $66,705,000 $404,273 $7,186 5.62%
MIDLAND, TX (FHA|USDA|VA) 191 $65,815,000 $344,581 $8,267 5.73%
FORT COLLINS, CO (FHA|USDA|VA) 139 $62,975,000 $453,058 $10,083 5.47%
BATON ROUGE, LA (FHA|USDA|VA) 248 $62,380,000 $251,532 $6,124 5.49%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 228 $60,940,000 $267,281 $4,937 6.16%
MERCED, CA (FHA|USDA|VA) 159 $59,845,000 $376,384 $7,390 5.72%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 142 $58,970,000 $415,282 $7,454 6.37%
ST. GEORGE, UT (FHA|USDA|VA) 163 $58,635,000 $359,724 $5,369 6.18%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 217 $57,315,000 $264,124 $6,432 5.54%
WILMINGTON, NC (FHA|USDA|VA) 193 $56,755,000 $294,067 $4,812 5.58%
LAFAYETTE, LA (FHA|USDA|VA) 233 $56,185,000 $241,137 $6,458 5.39%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 127 $55,705,000 $438,622 $7,656 5.94%
RICHMOND, VA (FHA|USDA|VA) 112 $51,550,000 $460,268 $11,006 5.38%
MORRISTOWN, TN (FHA|USDA|VA) 203 $50,415,000 $248,350 $4,684 5.98%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 173 $48,715,000 $281,590 $4,606 6.11%
Jefferson, GA (FHA|USDA|VA) 136 $48,260,000 $354,853 $5,641 5.48%
NAPA, CA (FHA|USDA|VA) 73 $48,195,000 $660,205 $9,355 5.73%
WACO, TX (FHA|USDA|VA) 178 $46,910,000 $263,539 $6,447 5.35%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 95 $46,405,000 $488,474 $6,800 5.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 107 $46,225,000 $432,009 $11,137 5.33%
GAINESVILLE, FL (FHA|USDA|VA) 140 $45,330,000 $323,786 $6,429 5.56%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 152 $45,080,000 $296,579 $2,650 5.36%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 150 $43,960,000 $293,067 $6,308 5.73%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 136 $43,750,000 $321,691 $8,121 5.54%
FAYETTEVILLE, NC (FHA|USDA|VA) 138 $42,930,000 $311,087 $5,361 5.43%
SALEM, OR (FHA|USDA|VA) 108 $41,970,000 $388,611 $8,160 5.74%
FORT WAYNE, IN (FHA|USDA|VA) 143 $41,825,000 $292,483 $4,260 5.40%
OKLAHOMA CITY, OK (FHA|USDA|VA) 165 $41,335,000 $250,515 $5,498 5.63%
Fernley, NV (FHA|USDA|VA) 108 $39,060,000 $361,667 $6,244 5.67%
DOVER, DE (FHA|USDA|VA) 126 $37,350,000 $296,429 $9,839 5.57%
GREENVILLE, NC (FHA|USDA|VA) 140 $36,400,000 $260,000 $4,412 5.52%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 67 $33,905,000 $506,045 $9,039 5.90%
VALLEJO, CA (FHA|USDA|VA) 60 $33,290,000 $554,833 $10,520 5.76%
COLORADO SPRINGS, CO (FHA|USDA|VA) 71 $32,985,000 $464,577 $12,962 5.59%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 80 $31,430,000 $392,875 $6,668 5.82%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 98 $29,800,000 $304,082 $6,684 5.51%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 106 $29,210,000 $275,566 $4,669 5.51%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 82 $28,370,000 $345,976 $5,104 6.33%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 87 $27,495,000 $316,034 $3,484 5.61%
Sanford, NC (FHA|USDA|VA) 88 $27,160,000 $308,636 $5,386 5.42%
TUSCALOOSA, AL (FHA|USDA|VA) 105 $26,965,000 $256,810 $5,584 5.29%
Lewisburg, TN (FHA|USDA|VA) 95 $26,805,000 $282,158 $4,043 5.37%
Albemarle, NC (FHA|USDA|VA) 76 $26,800,000 $352,632 $3,103 5.47%
THE VILLAGES, FL (FHA|USDA|VA) 102 $26,680,000 $261,569 $5,536 5.56%
SHERMAN-DENISON, TX (FHA|USDA|VA) 106 $26,320,000 $248,302 $7,704 6.12%
TALLAHASSEE, FL (FHA|USDA|VA) 88 $26,290,000 $298,750 $5,700 5.62%
MADERA, CA (FHA|USDA|VA) 68 $24,640,000 $362,353 $7,741 5.61%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 78 $23,910,000 $306,538 $5,511 5.91%
Ellensburg, WA (FHA|USDA|VA) 61 $23,655,000 $387,787 $6,203 5.65%
LUBBOCK, TX (FHA|USDA|VA) 93 $22,565,000 $242,634 $5,621 5.63%
MONTGOMERY, AL (FHA|USDA|VA) 71 $22,105,000 $311,338 $6,571 5.56%
MODESTO, CA (FHA|USDA|VA) 48 $21,500,000 $447,917 $6,471 5.23%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 35 $21,225,000 $606,429 $6,919 6.00%
Athens, TN (FHA|USDA|VA) 80 $21,020,000 $262,750 $5,684 5.47%
REDDING, CA (FHA|USDA|VA) 55 $20,465,000 $372,091 $6,381 5.73%
Gainesville, TX (FHA|USDA|VA) 67 $20,395,000 $304,403 $8,113 5.60%
TULSA, OK (FHA|USDA|VA) 70 $20,040,000 $286,286 $5,806 5.78%
NEW BERN, NC (FHA|USDA|VA) 65 $18,835,000 $289,769 $4,864 5.50%
JACKSONVILLE, NC (FHA|USDA|VA) 58 $18,750,000 $323,276 $7,681 5.43%
LAKE CHARLES, LA (FHA|USDA|VA) 75 $18,215,000 $242,867 $6,219 5.36%
BEND, OR (FHA|USDA|VA) 38 $17,950,000 $472,368 $7,428 5.93%
VALDOSTA, GA (FHA|USDA|VA) 71 $17,575,000 $247,535 $5,416 5.58%
Pahrump, NV (FHA|USDA|VA) 57 $17,395,000 $305,175 $5,531 5.71%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 71 $17,375,000 $244,718 $5,476 5.42%
WINCHESTER, VA-WV (FHA|USDA|VA) 48 $16,670,000 $347,292 $9,448 6.03%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 58 $16,210,000 $279,483 $8,685 5.43%
YORK-HANOVER, PA (FHA|USDA|VA) 48 $15,710,000 $327,292 $8,363 5.77%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 55 $15,475,000 $281,364 $6,794 6.32%
Cedar City, UT (FHA|USDA|VA) 52 $15,280,000 $293,846 $4,166 6.21%
Huntsville, TX (FHA|USDA|VA) 56 $14,760,000 $263,571 $6,368 5.51%
READING, PA (FHA|USDA|VA) 39 $14,385,000 $368,846 $8,460 5.82%
St. Marys, GA (FHA|USDA|VA) 46 $14,060,000 $305,652 $3,946 5.79%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 21 $14,015,000 $667,381 $5,702 6.39%
CHICO, CA (FHA|USDA|VA) 35 $13,495,000 $385,571 $6,448 5.75%
Fallon, NV (FHA|USDA|VA) 42 $13,480,000 $320,952 $7,829 5.43%
Brenham, TX (FHA|USDA|VA) 50 $12,900,000 $258,000 $5,821 5.37%
WARNER ROBINS, GA (FHA|USDA|VA) 46 $12,540,000 $272,609 $6,134 5.47%
DAYTON-KETTERING, OH (FHA|USDA|VA) 38 $12,270,000 $322,895 $4,804 5.74%
Morehead City, NC (FHA|USDA|VA) 39 $12,155,000 $311,667 $4,453 5.77%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 26 $11,050,000 $425,000 $8,429 6.22%
JOHNSON CITY, TN (FHA|USDA|VA) 41 $10,545,000 $257,195 $3,991 6.04%
LOUISVILLE, KY (FHA|USDA|VA) 36 $9,980,000 $277,222 $5,293 5.63%
Clewiston, FL (FHA|USDA|VA) 40 $9,690,000 $242,250 $6,346 5.93%
LONGVIEW, WA (FHA|USDA|VA) 23 $9,365,000 $407,174 $5,822 6.02%
CEDAR RAPIDS, IA (FHA|USDA|VA) 34 $9,310,000 $273,824 $6,150 5.67%
HAMMOND, LA (FHA|USDA|VA) 37 $9,295,000 $251,216 $6,362 5.51%
Cambridge, MD (FHA|USDA|VA) 31 $9,075,000 $292,742 $8,289 5.54%
GETTYSBURG, PA (FHA|USDA|VA) 29 $9,035,000 $311,552 $8,058 5.82%
Prineville, OR (FHA|USDA|VA) 23 $8,965,000 $389,783 $8,020 5.69%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 26 $8,780,000 $337,692 $7,454 5.84%
ALEXANDRIA, LA (FHA|USDA|VA) 35 $8,545,000 $244,143 $6,063 5.54%
FRESNO, CA (FHA|USDA|VA) 21 $8,515,000 $405,476 $8,271 5.61%
ABILENE, TX (FHA|USDA|VA) 34 $8,450,000 $248,529 $6,208 5.36%
Greenwood, SC (FHA|USDA|VA) 33 $8,415,000 $255,000 $4,535 5.35%
Wilson, NC (FHA|USDA|VA) 30 $8,130,000 $271,000 $5,171 5.53%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 23 $7,995,000 $347,609 $6,053 6.05%
Washington, NC (FHA|USDA|VA) 32 $7,900,000 $246,875 $4,023 5.47%
Greeneville, TN (FHA|USDA|VA) 29 $7,895,000 $272,241 $4,195 5.98%
IOWA CITY, IA (FHA|USDA|VA) 27 $7,745,000 $286,852 $5,061 5.74%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 33 $7,735,000 $234,394 $5,016 5.53%
DECATUR, AL (FHA|USDA|VA) 30 $7,660,000 $255,333 $4,480 5.61%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 24 $7,370,000 $307,083 $6,445 5.86%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 32 $7,120,000 $222,500 $5,068 5.53%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 13 $6,085,000 $468,077 $6,693 5.74%
Klamath Falls, OR (FHA|USDA|VA) 16 $6,000,000 $375,000 $7,006 5.70%
Opelousas, LA (FHA|USDA|VA) 22 $5,520,000 $250,909 $7,398 5.22%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 13 $5,495,000 $422,692 $6,897 6.30%
Orangeburg, SC (FHA|USDA|VA) 19 $5,365,000 $282,368 $5,326 5.27%
Cullman, AL (FHA|USDA|VA) 21 $4,535,000 $215,952 $3,769 5.72%
GADSDEN, AL (FHA|USDA|VA) 20 $4,510,000 $225,500 $4,511 5.20%
Jennings, LA (FHA|USDA|VA) 20 $4,340,000 $217,000 $6,375 5.27%
CLEVELAND, TN (FHA|USDA|VA) 14 $4,170,000 $297,857 $4,606 5.91%
SUMTER, SC (FHA|USDA|VA) 17 $3,855,000 $226,765 $6,389 5.78%
Kinston, NC (FHA|USDA|VA) 17 $3,785,000 $222,647 $5,459 5.31%
PITTSBURGH, PA (FHA|USDA|VA) 12 $3,700,000 $308,333 $6,565 6.18%
Seneca, SC (FHA|USDA|VA) 19 $3,495,000 $183,947 $4,246 5.44%
Newberry, SC (FHA|USDA|VA) 15 $3,455,000 $230,333 $4,322 5.09%
Fremont, NE (FHA|USDA|VA) 14 $3,440,000 $245,714 $3,969 5.72%
ROCKY MOUNT, NC (FHA|USDA|VA) 11 $3,375,000 $306,818 $5,465 5.40%
Bluffton, IN (FHA|USDA|VA) 11 $3,015,000 $274,091 $4,006 5.58%
Rockport, TX (FHA|USDA|VA) 10 $2,930,000 $293,000 $6,716 5.47%
Cookeville, TN (FHA|USDA|VA) 9 $2,795,000 $310,556 $3,294 5.96%
STAUNTON, VA (FHA|USDA|VA) 8 $2,510,000 $313,750 $6,784 5.78%
Troy, AL (FHA|USDA|VA) 9 $2,475,000 $275,000 $4,972 5.54%
YUBA CITY, CA (FHA|USDA|VA) 6 $2,300,000 $383,333 $7,305 5.73%
Bainbridge, GA (FHA|USDA|VA) 9 $2,205,000 $245,000 $4,682 5.60%
Athens, TX (FHA|USDA|VA) 10 $2,110,000 $211,000 $6,586 6.07%
JACKSON, MS (FHA|USDA|VA) 5 $2,075,000 $415,000 $8,232 6.22%
MEDFORD, OR (FHA|USDA|VA) 6 $2,050,000 $341,667 $4,477 5.72%
HARRISONBURG, VA (FHA|USDA|VA) 7 $1,905,000 $272,143 $5,621 5.95%
FLORENCE, SC (FHA|USDA|VA) 8 $1,860,000 $232,500 $5,179 5.67%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $1,840,000 $306,667 $9,442 7.23%
Bartlesville, OK (FHA|USDA|VA) 7 $1,665,000 $237,857 $3,590 5.57%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 5 $1,595,000 $319,000 $5,004 6.18%
Huntington, IN (FHA|USDA|VA) 6 $1,430,000 $238,333 $3,522 5.58%
GOLDSBORO, NC (FHA|USDA|VA) 4 $1,240,000 $310,000 $5,012 5.87%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $995,000 $995,000 $23,561 5.99%
GAINESVILLE, GA (FHA|USDA|VA) 1 $665,000 $665,000 $3,779 5.99%
LYNCHBURG, VA (FHA|USDA|VA) 2 $620,000 $310,000 $11,524 6.06%
EL PASO, TX (FHA|USDA|VA) 2 $580,000 $290,000 $9,346 6.56%
CORVALLIS, OR (FHA|USDA|VA) 1 $565,000 $565,000 $6,067 6.38%
DOTHAN, AL (FHA|USDA|VA) 2 $520,000 $260,000 $4,808 5.75%
Oak Harbor, WA (FHA|USDA|VA) 1 $485,000 $485,000 $2,459 6.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $460,000 $230,000 $5,817 6.81%
Granbury, TX (FHA|USDA|VA) 1 $435,000 $435,000 $21,465 5.50%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $415,000 $415,000 $9,334 6.25%
Shelbyville, TN (FHA|USDA|VA) 1 $385,000 $385,000 $9,141 6.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $345,000 $345,000 $5,162 7.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $315,000 $315,000 $3,812 6.25%
TYLER, TX (FHA|USDA|VA) 1 $315,000 $315,000 $7,246 6.63%
LONGVIEW, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,789 7.25%
Shelton, WA (FHA|USDA|VA) 1 $245,000 $245,000 $8,600 7.38%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $225,000 $225,000 $1,817 5.88%
Sevierville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $3,866 7.88%
McMinnville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $1,515 6.50%
Uvalde, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,155 7.25%
Dhi Mortgage Company Ltd.'s top markets include Dallas, Houston, San Antonio, Phoenix, and Austin among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 31,130 $9,962,960,000 $320,044 $3,925 5.79%
    FHA 22,235 $7,586,805,000 $341,210 $9,868 5.43%
    VA 11,174 $4,005,160,000 $358,436 $7,690 5.37%
    USDA 465 $133,555,000 $287,215 $6,278 5.24%

    For 2023, Dhi Mortgage Company Ltd.'s most frequently originated type of loan was Conventional, with 31,130 originations. Their 2nd most popular type was FHA, with 22,235 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 64,992 $21,685,060,000 $333,657 $6,739 5.59%
    Cash Out Refi 8 $1,960,000 $245,000 $4,541 7.06%
    Refi 4 $1,460,000 $365,000 $7,305 6.34%

    For 2023, Dhi Mortgage Company Ltd.'s most frequently cited loan purpose was Home Purchase, with 64,992 originations. The 2nd most popular reason was Cash Out Refi, with 8 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 64,411 $21,548,105,000 $334,541 $6,762 5.59%
    15 Year 491 $123,155,000 $250,825 $3,882 5.53%
    20 Year 53 $14,305,000 $269,906 $4,427 6.24%
    10 Year 34 $2,570,000 $75,588 $1,211 6.83%
    3 Year 14 $120,000 $8,571 $0 0.00%
    Other 1 $225,000 $225,000 $4,472 5.13%

    For 2023, Dhi Mortgage Company Ltd.'s most frequently cited loan duration was 30 Year, with 64,411 originations. The 2nd most popular length was 15 Year, with 491 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 52,408 $17,449,760,000 $332,960
    $5k+ 2,678 $1,082,320,000 $404,152
    $1k-2k 2,532 $853,610,000 $337,129
    $2k-3k 2,149 $723,685,000 $336,754
    $3k-4k 1,587 $558,075,000 $351,654
    $4k-5k 956 $344,300,000 $360,146

    Dhi Mortgage Company Ltd.'s average total fees were $6,762, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 52,408 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 38,261 $12,861,755,000 $336,158
    4-5% 15,546 $5,098,180,000 $327,942
    6-7% 8,484 $2,904,670,000 $342,370
    7-8% 1,970 $618,980,000 $314,203
    3-4% 500 $171,770,000 $343,540
    Over 8% 116 $31,680,000 $273,103

    During 2023, Dhi Mortgage Company Ltd.'s average interest rate for loans was 5.59%, while their most frequently originated rate bucket for loans was 5-6%, with 38,261 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 48,071 $14,823,895,000 $308,375 $6,579 5.55%
    $400k-600k 11,399 $5,244,425,000 $460,078 $8,351 5.66%
    $100k-200k 3,303 $528,465,000 $159,995 $2,973 5.74%
    $600k-1MM 1,364 $964,140,000 $706,848 $8,927 5.76%
    $100,000 or less 798 $46,930,000 $58,810 $1,775 5.95%
    $1MM+ 69 $80,625,000 $1,168,478 $13,128 5.78%

    2023 saw Dhi Mortgage Company Ltd. place emphasis on $200k-400k loans with 48,071 originations, totaling $14,823,895,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 21,592 $7,694,310,000 $356,350 $7,146 5.61%
    $75k-100k 18,038 $5,736,120,000 $318,002 $7,058 5.51%
    $50k-75k 11,907 $3,263,025,000 $274,043 $6,022 5.42%
    $150k-250k 9,291 $3,680,365,000 $396,122 $6,673 5.79%
    $250k+ 2,467 $956,085,000 $387,550 $6,099 6.05%
    $50k or less 1,334 $231,860,000 $173,808 $3,481 5.48%

    Dhi Mortgage Company Ltd. lent most frequently to those with incomes in the $100k-150k range, with 21,592 originations. The second most popular income band? $75k-100k, with 18,038 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 13,133 $4,593,445,000 $349,764 $9,404 5.43%
    30-36% 8,112 $2,662,410,000 $328,206 $5,600 5.64%
    20-30% 6,180 $1,893,600,000 $306,408 $4,698 5.66%
    49% 4,175 $1,388,085,000 $332,475 $6,110 5.65%
    48% 3,194 $1,075,320,000 $336,669 $6,563 5.61%
    47% 2,964 $1,003,120,000 $338,435 $6,660 5.61%
    44% 2,796 $947,010,000 $338,702 $6,544 5.62%
    46% 2,781 $937,315,000 $337,042 $6,735 5.64%
    45% 2,635 $900,205,000 $341,634 $6,564 5.60%
    43% 2,563 $865,185,000 $337,567 $6,580 5.59%
    42% 2,484 $842,220,000 $339,058 $6,301 5.61%
    41% 2,246 $759,850,000 $338,313 $6,309 5.63%
    40% 2,192 $732,700,000 $334,261 $6,141 5.59%
    39% 2,003 $673,665,000 $336,328 $6,166 5.61%
    38% 1,976 $659,190,000 $333,598 $6,082 5.60%
    37% 1,904 $628,920,000 $330,315 $6,139 5.63%
    36% 1,701 $555,735,000 $326,711 $5,953 5.63%
    <20% 1,452 $366,720,000 $252,562 $3,751 5.78%
    >60% 513 $203,785,000 $397,242 $9,441 5.39%

    Dhi Mortgage Company Ltd. lent most frequently to those with DTI ratios of 50-60%, with 13,133 originations. The next most common DTI ratio? 30-36%, with 8,112 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 36,820 $11,843,290,000 $321,654 $6,514 5.57%
    Black 9,899 $3,338,005,000 $337,206 $7,539 5.49%
    Not provided 8,648 $2,926,030,000 $338,348 $7,190 5.57%
    Asian 5,804 $2,161,930,000 $372,490 $6,184 5.77%
    Asian Indian 1,828 $711,570,000 $389,261 $5,651 5.89%
    American Indian 839 $281,475,000 $335,489 $7,593 5.49%
    Filipino 267 $111,265,000 $416,723 $7,621 5.68%
    Other Asian 296 $102,020,000 $344,662 $5,807 5.73%
    Native Hawaiian or Islander 151 $58,255,000 $385,795 $8,137 5.55%
    Chinese 115 $36,715,000 $319,261 $4,245 5.85%
    Vietnamese 101 $30,405,000 $301,040 $5,093 5.68%
    Korean 65 $24,885,000 $382,846 $5,852 5.60%
    65 $22,365,000 $344,077 $9,403 5.49%
    Other Pacific Islander 44 $15,850,000 $360,227 $8,702 5.62%
    Japanese 26 $10,170,000 $391,154 $5,747 5.62%
    Guamanian 17 $6,105,000 $359,118 $6,616 5.59%
    Samoan 13 $5,225,000 $401,923 $8,653 5.53%
    Native Hawaiian 6 $2,920,000 $486,667 $7,363 5.67%

    Approval Rates

    Total approvals of all applications
    91.84%

    Dhi Mortgage Company Ltd. has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.80%

    Dhi Mortgage Company Ltd. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 64 $540,000 $8,438
    NA 64,940 $21,687,940,000 $333,969

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    65,004 $21,688,480,000 $333,648

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,500 $193,120,000 $128,747 $2,693 5.75%
    40-60% 2,724 $588,240,000 $215,947 $3,332 5.70%
    60-80% 10,437 $3,212,535,000 $307,803 $4,146 5.85%
    80-100% 46,006 $16,244,720,000 $353,100 $7,051 5.53%
    Over 100% 3,914 $1,432,590,000 $366,017 $12,843 5.36%
    Under 20% 423 $17,275,000 $40,839 $1,202 6.25%