Dhi Mortgage Company Ltd. Rates, Fees & Info
DALLAS, TXLEI: 5493001SXWZ4OFP8Z903
Tax ID: 74-2853239
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Dhi Mortgage Company Ltd. is a large mortgage company specializing in Home Purchase loans. Dhi Mortgage Company Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Dallas, Houston, Austin, Atlanta, and San Antonio among others. Dhi Mortgage Company Ltd. has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Dhi Mortgage Company Ltd. is typically an average fee lendor.Originations
56,404Origination Dollar Volume (All Markets)
$16,400,720,000Awards
DHI MORTGAGE COMPANY LTD. - 2021
DHI MORTGAGE COMPANY LTD. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Dhi Mortgage Company Ltd.'s average 30 year fixed rate mortgage of loans were
2.9%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.25%.
Relative Fees
Dhi Mortgage Company Ltd.'s average total fees for a 30 year fixed rate
mortgage are $5,831.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 5,832 | $1,489,290,000 | $255,365 | $6,288 | 2.90% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4,078 | $1,007,750,000 | $247,119 | $6,469 | 2.90% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2,469 | $656,585,000 | $265,932 | $5,886 | 2.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,988 | $609,960,000 | $306,821 | $5,531 | 2.86% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2,466 | $605,490,000 | $245,535 | $6,793 | 2.84% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,756 | $501,500,000 | $285,592 | $5,797 | 2.97% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,880 | $494,650,000 | $263,112 | $6,147 | 3.03% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,101 | $453,645,000 | $412,030 | $8,083 | 2.86% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1,355 | $426,355,000 | $314,653 | $6,224 | 2.90% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 768 | $424,250,000 | $552,409 | $5,789 | 2.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1,600 | $410,730,000 | $256,706 | $5,511 | 2.96% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,134 | $388,170,000 | $342,302 | $6,972 | 2.79% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1,168 | $354,220,000 | $303,271 | $2,383 | 2.84% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 645 | $232,105,000 | $359,853 | $1,255 | 2.76% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 816 | $215,860,000 | $264,534 | $6,660 | 2.90% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 726 | $215,790,000 | $297,231 | $5,323 | 2.98% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 828 | $208,870,000 | $252,258 | $5,534 | 2.97% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 435 | $198,565,000 | $456,471 | $7,547 | 2.79% |
| GREELEY, CO (FHA|USDA|VA) | 511 | $198,215,000 | $387,896 | $6,034 | 2.87% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 482 | $190,320,000 | $394,855 | $7,573 | 2.85% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 782 | $186,980,000 | $239,105 | $4,005 | 2.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 563 | $185,985,000 | $330,346 | $3,894 | 2.95% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 566 | $178,210,000 | $314,859 | $6,243 | 2.85% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 600 | $175,170,000 | $291,950 | $4,566 | 2.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 706 | $174,420,000 | $247,054 | $3,878 | 2.85% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 306 | $172,890,000 | $565,000 | $10,984 | 2.73% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 571 | $171,695,000 | $300,692 | $6,679 | 2.76% |
| COLUMBUS, OH (FHA|USDA|VA) | 492 | $163,350,000 | $332,012 | $6,130 | 2.78% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 576 | $161,050,000 | $279,601 | $1,757 | 2.93% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 618 | $150,090,000 | $242,864 | $4,763 | 2.97% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 418 | $145,340,000 | $347,703 | $7,471 | 2.85% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 557 | $143,535,000 | $257,693 | $5,292 | 2.93% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 524 | $142,120,000 | $271,221 | $3,510 | 2.89% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 376 | $134,000,000 | $356,383 | $4,876 | 2.89% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 618 | $129,730,000 | $209,919 | $6,239 | 2.80% |
| RENO, NV (FHA|USDA|VA) | 353 | $128,935,000 | $365,255 | $5,847 | 2.93% |
| TUCSON, AZ (FHA|USDA|VA) | 479 | $128,515,000 | $268,299 | $5,490 | 2.80% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 506 | $125,050,000 | $247,134 | $4,866 | 2.85% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 311 | $123,855,000 | $398,248 | $5,653 | 2.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 480 | $122,280,000 | $254,750 | $4,686 | 2.82% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 499 | $120,005,000 | $240,491 | $3,966 | 2.84% |
| PANAMA CITY, FL (FHA|USDA|VA) | 388 | $110,660,000 | $285,206 | $7,265 | 2.81% |
| MERCED, CA (FHA|USDA|VA) | 302 | $107,950,000 | $357,450 | $5,843 | 2.97% |
| BATON ROUGE, LA (FHA|USDA|VA) | 414 | $103,610,000 | $250,266 | $6,347 | 2.85% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 266 | $103,440,000 | $388,872 | $5,592 | 2.84% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 312 | $101,820,000 | $326,346 | $7,432 | 2.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 391 | $98,275,000 | $251,343 | $4,937 | 2.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 238 | $91,190,000 | $383,151 | $6,415 | 2.70% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 324 | $90,790,000 | $280,216 | $5,963 | 2.91% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 326 | $89,950,000 | $275,920 | $5,730 | 2.93% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 320 | $89,480,000 | $279,625 | $4,841 | 2.83% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 175 | $88,485,000 | $505,629 | $7,835 | 2.77% |
| MIDLAND, TX (FHA|USDA|VA) | 275 | $85,035,000 | $309,218 | $7,455 | 2.93% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 301 | $84,725,000 | $281,478 | $5,792 | 2.98% |
| COLUMBIA, SC (FHA|USDA|VA) | 302 | $83,750,000 | $277,318 | $5,041 | 2.69% |
| OCALA, FL (FHA|USDA|VA) | 314 | $75,890,000 | $241,688 | $5,329 | 2.94% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 276 | $73,640,000 | $266,812 | $4,753 | 2.80% |
| VALLEJO, CA (FHA|USDA|VA) | 137 | $69,415,000 | $506,679 | $9,135 | 2.78% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 254 | $68,490,000 | $269,646 | $5,688 | 2.80% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 252 | $67,710,000 | $268,690 | $6,525 | 2.87% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 258 | $66,760,000 | $258,760 | $3,199 | 2.82% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 107 | $65,765,000 | $614,626 | $8,697 | 2.77% |
| SPARTANBURG, SC (FHA|USDA|VA) | 262 | $62,910,000 | $240,115 | $5,038 | 2.83% |
| SAVANNAH, GA (FHA|USDA|VA) | 245 | $61,435,000 | $250,755 | $6,200 | 2.81% |
| MOBILE, AL (FHA|USDA|VA) | 220 | $58,860,000 | $267,545 | $4,689 | 2.80% |
| RICHMOND, VA (FHA|USDA|VA) | 162 | $58,840,000 | $363,210 | $7,229 | 2.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 141 | $58,205,000 | $412,801 | $6,463 | 2.76% |
| GAINESVILLE, GA (FHA|USDA|VA) | 205 | $57,655,000 | $281,244 | $4,962 | 2.98% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 104 | $57,300,000 | $550,962 | $7,842 | 2.82% |
| SALEM, OR (FHA|USDA|VA) | 153 | $57,145,000 | $373,497 | $5,709 | 2.86% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 186 | $57,060,000 | $306,774 | $4,013 | 3.14% |
| Outside of Metro Areas | 187 | $55,665,000 | $297,674 | $6,074 | 2.78% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 140 | $53,480,000 | $382,000 | $4,048 | 2.76% |
| LAFAYETTE, LA (FHA|USDA|VA) | 249 | $52,855,000 | $212,269 | $5,568 | 2.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 208 | $50,650,000 | $243,510 | $4,449 | 2.94% |
| Jefferson, GA (FHA|USDA|VA) | 182 | $49,640,000 | $272,747 | $5,491 | 2.86% |
| GAINESVILLE, FL (FHA|USDA|VA) | 187 | $49,245,000 | $263,342 | $5,364 | 2.93% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 215 | $47,295,000 | $219,977 | $5,299 | 2.90% |
| DOVER, DE (FHA|USDA|VA) | 171 | $46,915,000 | $274,357 | $7,165 | 2.90% |
| VISALIA, CA (FHA|USDA|VA) | 138 | $45,110,000 | $326,884 | $7,079 | 2.78% |
| WACO, TX (FHA|USDA|VA) | 198 | $44,950,000 | $227,020 | $5,537 | 2.86% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 124 | $41,270,000 | $332,823 | $4,970 | 2.86% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 123 | $41,115,000 | $334,268 | $4,875 | 2.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 167 | $40,885,000 | $244,820 | $6,731 | 2.97% |
| ODESSA, TX (FHA|USDA|VA) | 148 | $38,090,000 | $257,365 | $7,516 | 3.02% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 148 | $37,760,000 | $255,135 | $4,062 | 2.84% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 179 | $37,595,000 | $210,028 | $5,316 | 2.98% |
| STOCKTON, CA (FHA|USDA|VA) | 78 | $37,580,000 | $481,795 | $5,866 | 3.03% |
| WILMINGTON, NC (FHA|USDA|VA) | 138 | $36,540,000 | $264,783 | $4,740 | 2.81% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 107 | $35,755,000 | $334,159 | $3,685 | 2.82% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 92 | $35,640,000 | $387,391 | $10,496 | 2.62% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 172 | $35,420,000 | $205,930 | $4,164 | 2.98% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 99 | $34,725,000 | $350,758 | $6,947 | 2.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 113 | $34,125,000 | $301,991 | $5,617 | 2.84% |
| HAMMOND, LA (FHA|USDA|VA) | 153 | $33,105,000 | $216,373 | $5,285 | 2.87% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 161 | $32,945,000 | $204,627 | $4,458 | 2.92% |
| BEND, OR (FHA|USDA|VA) | 82 | $32,080,000 | $391,220 | $4,718 | 2.85% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 94 | $28,670,000 | $305,000 | $4,594 | 2.80% |
| NEW BERN, NC (FHA|USDA|VA) | 114 | $25,280,000 | $221,754 | $5,362 | 2.82% |
| ASHEVILLE, NC (FHA|USDA|VA) | 88 | $23,940,000 | $272,045 | $1,774 | 2.85% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 35 | $22,445,000 | $641,286 | $7,401 | 2.90% |
| THE VILLAGES, FL (FHA|USDA|VA) | 96 | $21,590,000 | $224,896 | $4,867 | 2.96% |
| FORT WAYNE, IN (FHA|USDA|VA) | 82 | $21,030,000 | $256,463 | $3,382 | 2.89% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 76 | $17,340,000 | $228,158 | $3,796 | 2.83% |
| BURLINGTON, NC (FHA|USDA|VA) | 60 | $16,400,000 | $273,333 | $4,234 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 57 | $16,205,000 | $284,298 | $5,643 | 2.91% |
| Granbury, TX (FHA|USDA|VA) | 60 | $15,600,000 | $260,000 | $5,706 | 2.78% |
| Heber, UT (FHA|USDA|VA) | 30 | $15,280,000 | $509,333 | $3,208 | 2.86% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 48 | $15,130,000 | $315,208 | $6,269 | 2.79% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 51 | $13,525,000 | $265,196 | $5,400 | 2.83% |
| St. Marys, GA (FHA|USDA|VA) | 55 | $12,595,000 | $229,000 | $5,577 | 2.90% |
| Georgetown, SC (FHA|USDA|VA) | 50 | $12,180,000 | $243,600 | $3,665 | 2.90% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 46 | $11,550,000 | $251,087 | $6,061 | 2.72% |
| Ellensburg, WA (FHA|USDA|VA) | 28 | $11,530,000 | $411,786 | $3,248 | 2.78% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 43 | $11,275,000 | $262,209 | $5,400 | 2.94% |
| GREENVILLE, NC (FHA|USDA|VA) | 44 | $10,970,000 | $249,318 | $4,752 | 2.87% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 36 | $10,940,000 | $303,889 | $5,525 | 2.84% |
| MORRISTOWN, TN (FHA|USDA|VA) | 48 | $10,570,000 | $220,208 | $4,227 | 2.78% |
| Morehead City, NC (FHA|USDA|VA) | 32 | $8,900,000 | $278,125 | $5,404 | 2.78% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 22 | $8,840,000 | $401,818 | $10,415 | 2.53% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 31 | $8,735,000 | $281,774 | $3,890 | 2.91% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 29 | $8,605,000 | $296,724 | $6,675 | 2.75% |
| Huntsville, TX (FHA|USDA|VA) | 45 | $8,375,000 | $186,111 | $4,928 | 2.98% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 25 | $7,695,000 | $307,800 | $8,829 | 2.81% |
| MONTGOMERY, AL (FHA|USDA|VA) | 27 | $7,185,000 | $266,111 | $4,755 | 2.86% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 21 | $6,715,000 | $319,762 | $5,917 | 2.94% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 18 | $6,600,000 | $366,667 | $4,222 | 2.90% |
| ST. GEORGE, UT (FHA|USDA|VA) | 14 | $6,340,000 | $452,857 | $2,724 | 2.93% |
| FRESNO, CA (FHA|USDA|VA) | 18 | $6,250,000 | $347,222 | $7,854 | 2.99% |
| MODESTO, CA (FHA|USDA|VA) | 16 | $5,840,000 | $365,000 | $5,517 | 3.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 23 | $5,765,000 | $250,652 | $7,577 | 3.09% |
| YUBA CITY, CA (FHA|USDA|VA) | 14 | $4,900,000 | $350,000 | $8,134 | 2.76% |
| CLEVELAND, TN (FHA|USDA|VA) | 19 | $4,705,000 | $247,632 | $3,337 | 2.85% |
| Sevierville, TN (FHA|USDA|VA) | 20 | $4,540,000 | $227,000 | $3,212 | 2.90% |
| Lewisburg, TN (FHA|USDA|VA) | 17 | $4,265,000 | $250,882 | $3,206 | 2.75% |
| Jennings, LA (FHA|USDA|VA) | 22 | $4,250,000 | $193,182 | $4,703 | 2.90% |
| Brenham, TX (FHA|USDA|VA) | 18 | $4,180,000 | $232,222 | $5,716 | 2.98% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 15 | $3,905,000 | $260,333 | $8,517 | 2.66% |
| Opelousas, LA (FHA|USDA|VA) | 20 | $3,860,000 | $193,000 | $5,455 | 2.78% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $3,855,000 | $428,333 | $4,675 | 2.42% |
| Cookeville, TN (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $3,999 | 2.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 9 | $3,315,000 | $368,333 | $8,448 | 2.78% |
| Wilson, NC (FHA|USDA|VA) | 12 | $2,820,000 | $235,000 | $5,362 | 2.89% |
| MADERA, CA (FHA|USDA|VA) | 8 | $2,780,000 | $347,500 | $7,094 | 2.61% |
| Clewiston, FL (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $5,161 | 2.86% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 12 | $2,700,000 | $225,000 | $3,571 | 2.84% |
| TULSA, OK (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $5,072 | 3.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $2,505,000 | $278,333 | $5,463 | 2.92% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $2,280,000 | $570,000 | $10,605 | 3.06% |
| Greenwood, SC (FHA|USDA|VA) | 10 | $2,240,000 | $224,000 | $6,373 | 2.86% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $5,844 | 2.71% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $7,006 | 2.70% |
| AMES, IA (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $2,811 | 2.82% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,745 | 2.70% |
| Shelton, WA (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $3,137 | 2.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $5,997 | 3.21% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $2,907 | 3.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,420 | 3.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $14,217 | 3.25% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,321 | 2.96% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,306 | 3.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,221 | 3.06% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,364 | 3.16% |
| Vernal, UT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,809 | 2.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,694 | 3.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,138 | 2.88% |
| Cullman, AL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,484 | 2.96% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,155 | 2.81% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,936 | 2.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $17,763 | 3.13% |
| Forest City, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,231 | 2.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,525 | 2.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,021 | 2.99% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,781 | 2.75% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,219 | 2.44% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,167 | 3.50% |
| MONROE, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,006 | 2.88% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,348 | 3.25% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,495 | 3.25% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,146 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,660 | 3.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,506 | 2.99% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,169 | 3.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,836 | 3.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,740 | 3.25% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,387 | 2.88% |
| Wabash, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,010 | 2.25% |
| Celina, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,249 | 3.00% |
| Snyder, TX (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $7,287 | 3.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,809 | 3.75% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,871 | 2.99% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,654 | 2.38% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,392 | 3.13% |
| Mason City, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.00% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,033 | 2.75% |
Dhi Mortgage Company Ltd.'s top markets include Dallas, Houston, Austin, Atlanta, and San Antonio among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 29,927 | $8,510,085,000 | $284,361 | $3,539 | 2.95% |
| FHA | 16,109 | $4,595,625,000 | $285,283 | $8,421 | 2.88% |
| VA | 8,897 | $2,913,815,000 | $327,505 | $7,835 | 2.70% |
| USDA | 1,471 | $381,195,000 | $259,140 | $5,707 | 2.69% |
For the 2021 period, Dhi Mortgage Company Ltd.'s most frequently originated loan type of loans were Conventional, with 29,927 originations. Their 2nd most popular type is FHA, with 16,109 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 56,115 | $16,310,675,000 | $290,665 | $5,762 | 2.88% |
| Refi | 196 | $58,750,000 | $299,745 | $3,130 | 2.83% |
| Cash Out Refi | 93 | $31,295,000 | $336,505 | $3,301 | 3.00% |
For the 2021, Dhi Mortgage Company Ltd.'s most frequently cited loan purpose of loans were Home Purchase, with 56,115 originations. The 2nd most popular reason of loans were Refi, with 196 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 54,326 | $15,999,970,000 | $294,518 | $5,831 | 2.90% |
| 15 Year | 1,265 | $287,995,000 | $227,664 | $3,018 | 2.38% |
| 20 Year | 371 | $101,075,000 | $272,439 | $3,323 | 2.60% |
| 3 Year | 302 | $3,130,000 | $10,364 | $225 | 0.00% |
| 10 Year | 103 | $7,345,000 | $71,311 | $1,686 | 2.77% |
| Other | 34 | $1,170,000 | $34,412 | $3,440 | 2.78% |
| 5 Year | 3 | $35,000 | $11,667 | $152 | 0.00% |
For the 2021, Dhi Mortgage Company Ltd.'s most frequently cited loan length of loans were 30 Year, with 54,326 originations. The 2nd most popular length of loans were 15 Year, with 1,265 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 44,742 | $13,001,580,000 | $290,590 |
| $1k-2k | 4,858 | $1,477,540,000 | $304,146 |
| $2k-3k | 2,400 | $753,220,000 | $313,842 |
| $3k-4k | 1,674 | $591,940,000 | $353,608 |
| $5k+ | 649 | $273,905,000 | $422,042 |
$5,831 of loans were Dhi Mortgage Company Ltd.'s average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 44,742 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 33,247 | $9,948,705,000 | $299,236 |
| 3-4% | 11,365 | $3,306,605,000 | $290,946 |
| <2.5% | 10,476 | $3,075,010,000 | $293,529 |
| 4-5% | 271 | $60,835,000 | $224,483 |
| 5-6% | 31 | $475,000 | $15,323 |
During 2021, Dhi Mortgage Company Ltd.'s average interest rate of loans were 2.90%, while their most frequently originated rate bucket of loans were 2.5-3%, with 33,247 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 43,324 | $12,290,510,000 | $283,688 | $5,811 | 2.88% |
| $400k-600k | 5,871 | $2,730,575,000 | $465,095 | $7,038 | 2.85% |
| $100k-200k | 4,934 | $833,220,000 | $168,873 | $3,567 | 2.89% |
| $100,000 or less | 1,572 | $45,390,000 | $28,874 | $1,556 | 3.10% |
| $600k-1MM | 683 | $476,445,000 | $697,577 | $9,366 | 2.76% |
| $1MM+ | 20 | $24,580,000 | $1,229,000 | $13,967 | 2.68% |
2021 saw Dhi Mortgage Company Ltd. place emphasis on $200k-400k loans with 43,324 originations, totaling $12,290,510,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 18,850 | $4,851,900,000 | $257,395 | $5,912 | 2.87% |
| $75k-100k | 14,458 | $4,273,200,000 | $295,560 | $6,066 | 2.89% |
| $100k-150k | 12,602 | $4,221,000,000 | $334,947 | $5,794 | 2.88% |
| $50k or less | 4,589 | $950,455,000 | $207,116 | $4,712 | 2.83% |
| $150k-250k | 4,393 | $1,599,395,000 | $364,078 | $5,165 | 2.93% |
| $250k+ | 1,032 | $359,030,000 | $347,897 | $4,730 | 3.08% |
Dhi Mortgage Company Ltd. lent most frequently to those with incomes in the $50k-75k range, with 18,850 originations. The second most popular income band? $75k-100k, with 14,458 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30-36% | 8,704 | $2,582,300,000 | $296,680 | $5,000 | 2.89% |
| 50-60% | 8,121 | $2,405,015,000 | $296,148 | $8,340 | 2.81% |
| 20-30% | 7,665 | $2,205,875,000 | $287,785 | $4,343 | 2.86% |
| 49% | 2,518 | $712,830,000 | $283,094 | $6,088 | 2.91% |
| 44% | 2,456 | $700,900,000 | $285,383 | $5,753 | 2.94% |
| 43% | 2,336 | $685,340,000 | $293,382 | $5,752 | 2.90% |
| 42% | 2,230 | $656,080,000 | $294,206 | $5,663 | 2.91% |
| 48% | 2,168 | $615,700,000 | $283,994 | $6,075 | 2.90% |
| 41% | 2,147 | $623,195,000 | $290,263 | $5,599 | 2.91% |
| 45% | 2,141 | $625,385,000 | $292,099 | $5,710 | 2.91% |
| 40% | 2,092 | $607,860,000 | $290,564 | $5,472 | 2.90% |
| 46% | 2,066 | $587,790,000 | $284,506 | $5,920 | 2.90% |
| 39% | 2,023 | $594,115,000 | $293,680 | $5,438 | 2.90% |
| 47% | 2,020 | $574,960,000 | $284,634 | $6,131 | 2.90% |
| 38% | 1,929 | $567,815,000 | $294,357 | $5,393 | 2.91% |
| <20% | 1,907 | $486,905,000 | $255,325 | $3,476 | 2.84% |
| 37% | 1,782 | $525,970,000 | $295,157 | $5,374 | 2.89% |
| 36% | 1,722 | $509,390,000 | $295,813 | $5,321 | 2.90% |
| >60% | 377 | $133,295,000 | $353,568 | $8,962 | 2.73% |
Dhi Mortgage Company Ltd. lent most frequently to those with DTI ratios of 30-36%, with 8,704 originations. The next most common DTI ratio? 50-60%, with 8,121 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 31,550 | $8,892,500,000 | $281,854 | $5,483 | 2.88% |
| Black | 9,719 | $2,804,335,000 | $288,542 | $6,576 | 2.86% |
| Not provided | 8,098 | $2,362,750,000 | $291,770 | $6,193 | 2.90% |
| Asian | 4,384 | $1,470,550,000 | $335,436 | $5,122 | 2.88% |
| Asian Indian | 959 | $339,715,000 | $354,239 | $3,977 | 2.90% |
| American Indian | 771 | $221,145,000 | $286,829 | $6,527 | 2.89% |
| Filipino | 242 | $94,620,000 | $390,992 | $6,332 | 2.85% |
| Other Asian | 204 | $61,400,000 | $300,980 | $4,851 | 2.87% |
| Native Hawaiian | 165 | $56,915,000 | $344,939 | $8,149 | 2.81% |
| Chinese | 96 | $31,280,000 | $325,833 | $4,717 | 2.89% |
| Vietnamese | 75 | $20,125,000 | $268,333 | $5,157 | 2.91% |
| Other Pacific Islander | 61 | $18,785,000 | $307,951 | $6,735 | 2.87% |
| Korean | 37 | $12,485,000 | $337,432 | $4,335 | 2.86% |
| Japanese | 17 | $5,245,000 | $308,529 | $4,181 | 2.92% |
| Guamanian | 12 | $4,090,000 | $340,833 | $7,178 | 2.87% |
| Samoan | 8 | $3,100,000 | $387,500 | $9,662 | 2.76% |
| Native Hawiian | 6 | $1,680,000 | $280,000 | $9,632 | 3.15% |
Approval Rates
Total approvals of all applications80.60%
Dhi Mortgage Company Ltd. has a below average approval rate.
Pick Rate
Approvals leading to origination62.99%
Dhi Mortgage Company Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 909 | $7,675,000 | $8,443 |
| NA | 55,495 | $16,393,045,000 | $295,397 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 56,404 | $16,400,720,000 | $290,772 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 851 | $97,855,000 | $114,988 | $2,407 | 2.79% |
| 40-60% | 1,773 | $343,765,000 | $193,889 | $2,886 | 2.82% |
| 60-80% | 8,108 | $2,258,990,000 | $278,612 | $3,666 | 2.97% |
| 80-100% | 40,990 | $12,504,640,000 | $305,066 | $5,773 | 2.88% |
| Over 100% | 3,483 | $1,179,135,000 | $338,540 | $12,362 | 2.69% |
| Under 20% | 1,199 | $16,335,000 | $13,624 | $659 | 3.63% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| DHI Mortgage Company | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 7 | 46.7% |
| DHI Mortgage Company | Conventional home mortgage | Closing on a mortgage | 3 | 20.0% |
| DHI Mortgage Company | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 13.3% |
| DHI Mortgage Company | FHA mortgage | Closing on a mortgage | 2 | 13.3% |
| DHI Mortgage Company | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 6.7% |
