Barrington Bank & Trust Company N.a. Mortgage Rates, Fees & Info

Barrington, IL

LEI: C398JSK21YCXWM603F55

Tax ID: 36-4108515

2020 Data | 2019 Data | 2018 Data


Overview

Barrington Bank & Trust Company N.a. is a large bank specializing in Refi and Home Purchase loans. Barrington Bank & Trust Company N.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Chicago, Los Angeles, Minneapolis, Lake County, and Madison among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Barrington Bank & Trust Company N.a. is typically an average fee lendor.


Originations

29,604

Origination Dollar Volume (All Markets)

$8,060,960,000

Employee count

1,233

Relative Rate

Barrington Bank & Trust Company N.a.'s average 30 year fixed rate mortgage was 3.17%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.19%.

Relative Fees

Barrington Bank & Trust Company N.a.'s average total fees for a 30 year fixed rate mortgage are $4,445.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 16,956 $5,170,290,000 $304,924 $3,485 3.16%
VA 10,561 $2,477,585,000 $234,598 $4,507 2.96%
FHA 1,946 $389,260,000 $200,031 $7,866 3.36%
USDA 141 $23,825,000 $168,972 $5,233 3.07%

For the 2020 period, Barrington Bank & Trust Company N.a.'s most frequently originated loan type was Conventional, with 16,956 originations. Their 2nd most popular type is VA, with 10,561 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 16,015 $4,302,705,000 $268,667 $2,961 3.01%
Home Purchase 10,168 $2,823,070,000 $277,643 $5,833 3.21%
Cash Out Refi 3,203 $883,615,000 $275,871 $4,762 3.22%
Other 176 $42,400,000 $240,909 $3,350 3.40%
Home Improvement 42 $9,170,000 $218,333 $3,920 3.37%

For the 2020, Barrington Bank & Trust Company N.a.'s most frequently cited loan purpose was Refi, with 16,015 originations. The 2nd most popular reason was Home Purchase, with 10,168 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 23,711 $6,650,445,000 $280,479 $4,444 3.16%
15 Year 3,184 $733,280,000 $230,302 $2,942 2.76%
20 Year 1,673 $434,295,000 $259,591 $2,876 3.10%
Other 750 $178,830,000 $238,440 $3,208 3.06%
10 Year 275 $56,275,000 $204,636 $2,477 2.70%
5 Year 5 $3,335,000 $667,000 $0 3.92%
30+ year 4 $2,950,000 $737,500 $16,662 3.56%
1 Year 2 $1,550,000 $775,000 $0 4.00%

For the 2020, Barrington Bank & Trust Company N.a.'s most frequently cited loan length was 30 Year, with 23,711 originations. The 2nd most popular length was 15 Year, with 3,184 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 18,361 $5,034,285,000 $274,184
$<1k 5,148 $1,116,020,000 $216,787
$2k-3k 3,242 $828,800,000 $255,645
$3k-4k 1,967 $638,125,000 $324,415
$5k+ 870 $428,780,000 $492,851

$4,445 was Barrington Bank & Trust Company N.a.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 18,361 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
CHICAGO-NAPERVILLE-EVANSTON, IL 7,738 $2,112,770,000 $273,038 $3,797 3.15%
LOS ANGELES-LONG BEACH-GLENDALE, CA 1,450 $769,190,000 $530,476 $5,272 3.20%
Outside of Metro Areas 3,543 $689,805,000 $194,695 $3,882 3.12%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1,289 $365,515,000 $283,565 $4,465 3.15%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1,271 $341,795,000 $268,918 $3,318 3.10%
MADISON, WI 1,027 $317,965,000 $309,606 $3,253 3.09%
MILWAUKEE-WAUKESHA, WI 724 $205,950,000 $284,461 $2,520 3.13%
ELGIN, IL 801 $193,815,000 $241,966 $3,620 3.15%
PHOENIX-MESA-CHANDLER, AZ 512 $143,210,000 $279,707 $4,522 3.07%
OXNARD-THOUSAND OAKS-VENTURA, CA 217 $111,085,000 $511,912 $4,640 3.20%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 207 $110,065,000 $531,715 $6,594 2.95%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 192 $80,250,000 $417,969 $6,529 2.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 220 $74,780,000 $339,909 $5,350 3.07%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 312 $71,940,000 $230,577 $4,349 3.05%
ANAHEIM-SANTA ANA-IRVINE, CA 100 $59,810,000 $598,100 $5,779 3.05%
LAS VEGAS-HENDERSON-PARADISE, NV 201 $58,505,000 $291,070 $5,143 3.07%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 201 $51,715,000 $257,289 $4,417 2.97%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 191 $45,805,000 $239,817 $4,844 3.10%
ROCHESTER, MN 192 $44,030,000 $229,323 $4,522 3.14%
OAKLAND-BERKELEY-LIVERMORE, CA 59 $35,735,000 $605,678 $6,066 3.11%
DES MOINES-WEST DES MOINES, IA 166 $33,730,000 $203,193 $2,583 2.98%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 66 $32,650,000 $494,697 $7,389 3.09%
APPLETON, WI 155 $32,615,000 $210,419 $1,884 3.02%
GRAND FORKS, ND-MN 151 $31,855,000 $210,960 $5,112 2.93%
DENVER-AURORA-LAKEWOOD, CO 87 $31,695,000 $364,310 $4,283 3.09%
SEATTLE-BELLEVUE-KENT, WA 64 $31,170,000 $487,031 $6,632 2.99%
DALLAS-PLANO-IRVING, TX 99 $29,915,000 $302,172 $4,879 2.97%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 108 $29,020,000 $268,704 $5,208 2.96%
RACINE, WI 138 $28,000,000 $202,899 $2,713 3.14%
SAN ANTONIO-NEW BRAUNFELS, TX 105 $26,355,000 $251,000 $5,540 2.93%
ROCKFORD, IL 195 $26,165,000 $134,179 $3,786 3.23%
JACKSONVILLE, FL 101 $24,695,000 $244,505 $5,182 3.01%
INDIANAPOLIS-CARMEL-ANDERSON, IN 124 $24,080,000 $194,194 $3,258 3.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 108 $23,820,000 $220,556 $5,065 3.11%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 48 $23,630,000 $492,292 $7,092 2.90%
ST. LOUIS, MO-IL 120 $23,280,000 $194,000 $3,466 3.02%
SANTA MARIA-SANTA BARBARA, CA 49 $23,105,000 $471,531 $5,575 3.10%
SALT LAKE CITY, UT 71 $22,945,000 $323,169 $5,042 2.90%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 65 $22,925,000 $352,692 $5,611 3.06%
GARY, IN 105 $22,915,000 $218,238 $3,225 3.17%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 67 $22,895,000 $341,716 $5,108 3.02%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 81 $22,805,000 $281,543 $4,937 2.97%
NEW BRUNSWICK-LAKEWOOD, NJ 64 $22,580,000 $352,813 $5,360 2.96%
ORLANDO-KISSIMMEE-SANFORD, FL 91 $21,585,000 $237,198 $5,474 3.06%
BLOOMINGTON, IL 96 $21,090,000 $219,688 $2,565 3.13%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 60 $20,650,000 $344,167 $5,135 3.14%
BALTIMORE-COLUMBIA-TOWSON, MD 63 $19,805,000 $314,365 $5,267 3.04%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 23 $19,355,000 $841,522 $6,245 3.03%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 54 $18,680,000 $345,926 $5,671 3.11%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 64 $18,650,000 $291,406 $5,068 3.02%
CAPE CORAL-FORT MYERS, FL 65 $18,125,000 $278,846 $5,452 3.03%
NAPLES-MARCO ISLAND, FL 46 $17,870,000 $388,478 $5,975 3.09%
BOSTON, MA 37 $17,175,000 $464,189 $5,908 3.04%
WARREN-TROY-FARMINGTON HILLS, MI 82 $16,780,000 $204,634 $3,812 3.08%
TACOMA-LAKEWOOD, WA 46 $16,310,000 $354,565 $5,623 2.97%
NORTH PORT-SARASOTA-BRADENTON, FL 54 $16,160,000 $299,259 $5,396 3.01%
NASSAU COUNTY-SUFFOLK COUNTY, NY 36 $15,940,000 $442,778 $7,960 2.90%
NEWARK, NJ-PA 45 $15,305,000 $340,111 $5,704 2.99%
TUCSON, AZ 74 $15,280,000 $206,486 $4,955 2.96%
KANSAS CITY, MO-KS 78 $14,630,000 $187,564 $3,720 3.02%
CHARLESTON-NORTH CHARLESTON, SC 53 $14,615,000 $275,755 $5,139 3.00%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 21 $14,575,000 $694,048 $5,254 3.21%
JANESVILLE-BELOIT, WI 71 $14,175,000 $199,648 $2,595 3.15%
CHARLOTTESVILLE, VA 49 $14,115,000 $288,061 $3,892 3.16%
FAYETTEVILLE, NC 79 $14,075,000 $178,165 $4,233 2.99%
RICHMOND, VA 54 $14,020,000 $259,630 $5,348 2.97%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 45 $13,995,000 $311,000 $6,821 3.06%
COLORADO SPRINGS, CO 48 $13,410,000 $279,375 $6,852 3.05%
OGDEN-CLEARFIELD, UT 43 $13,295,000 $309,186 $6,095 3.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 61 $13,275,000 $217,623 $5,088 3.09%
OKLAHOMA CITY, OK 73 $13,215,000 $181,027 $4,622 2.97%
BOISE CITY, ID 48 $13,140,000 $273,750 $5,223 3.08%
CINCINNATI, OH-KY-IN 73 $12,905,000 $176,781 $4,499 3.08%
RALEIGH-CARY, NC 51 $12,505,000 $245,196 $5,280 3.04%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 30 $12,150,000 $405,000 $4,401 2.95%
COLUMBUS, OH 64 $11,960,000 $186,875 $4,165 3.07%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 39 $11,915,000 $305,513 $7,078 3.02%
PALM BAY-MELBOURNE-TITUSVILLE, FL 52 $11,850,000 $227,885 $4,854 3.06%
OSHKOSH-NEENAH, WI 58 $11,400,000 $196,552 $2,232 3.09%
ALBUQUERQUE, NM 48 $11,290,000 $235,208 $4,129 2.99%
AUGUSTA-RICHMOND COUNTY, GA-SC 53 $11,185,000 $211,038 $4,647 3.05%
BIRMINGHAM-HOOVER, AL 50 $10,230,000 $204,600 $4,364 3.02%
PITTSBURGH, PA 65 $10,155,000 $156,231 $4,059 3.09%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 51 $9,955,000 $195,196 $4,316 3.03%
EAU CLAIRE, WI 53 $9,935,000 $187,453 $4,034 2.92%
WORCESTER, MA-CT 39 $9,935,000 $254,744 $5,763 2.89%
GREENVILLE-ANDERSON, SC 46 $9,930,000 $215,870 $5,040 3.00%
MEMPHIS, TN-MS-AR 54 $9,780,000 $181,111 $3,972 3.03%
COEUR D'ALENE, ID 30 $9,530,000 $317,667 $7,053 2.98%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 55 $9,515,000 $173,000 $4,009 3.01%
RENO, NV 30 $9,350,000 $311,667 $4,738 3.02%
CLEVELAND-ELYRIA, OH 52 $9,290,000 $178,654 $4,550 3.15%
PROVIDENCE-WARWICK, RI-MA 30 $9,210,000 $307,000 $5,357 2.91%
ANCHORAGE, AK 29 $8,775,000 $302,586 $5,286 3.00%
NEW ORLEANS-METAIRIE, LA 34 $8,590,000 $252,647 $6,362 2.99%
PHILADELPHIA, PA 41 $8,585,000 $209,390 $4,652 3.05%
NILES, MI 31 $8,435,000 $272,097 $3,237 2.99%
KNOXVILLE, TN 47 $8,305,000 $176,702 $4,447 3.16%
PRESCOTT VALLEY-PRESCOTT, AZ 34 $8,270,000 $243,235 $4,479 3.04%
LAKE HAVASU CITY-KINGMAN, AZ 45 $8,155,000 $181,222 $3,993 3.03%
COLUMBIA, SC 44 $7,950,000 $180,682 $3,317 2.99%
DETROIT-DEARBORN-LIVONIA, MI 43 $7,785,000 $181,047 $3,961 3.15%
MIAMI-MIAMI BEACH-KENDALL, FL 27 $7,775,000 $287,963 $5,843 2.97%
URBAN HONOLULU, HI 12 $7,750,000 $645,833 $14,563 3.06%
CAMDEN, NJ 37 $7,725,000 $208,784 $4,032 3.03%
GULFPORT-BILOXI, MS 41 $7,715,000 $188,171 $3,697 2.94%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 34 $7,630,000 $224,412 $4,696 2.97%
LAKELAND-WINTER HAVEN, FL 46 $7,620,000 $165,652 $3,945 3.31%
FRESNO, CA 26 $7,370,000 $283,462 $4,096 2.99%
VALLEJO, CA 19 $7,345,000 $386,579 $5,105 3.07%
PENSACOLA-FERRY PASS-BRENT, FL 37 $7,325,000 $197,973 $5,009 2.86%
GRAND RAPIDS-KENTWOOD, MI 36 $7,320,000 $203,333 $3,903 3.05%
BUFFALO-CHEEKTOWAGA, NY 39 $7,295,000 $187,051 $4,547 3.12%
PROVO-OREM, UT 21 $7,235,000 $344,524 $5,631 3.08%
WINSTON-SALEM, NC 36 $7,210,000 $200,278 $3,413 3.15%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 31 $7,205,000 $232,419 $4,087 2.91%
GREENSBORO-HIGH POINT, NC 36 $7,190,000 $199,722 $3,946 2.97%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 39 $7,075,000 $181,410 $3,521 3.13%
BRIDGEPORT-STAMFORD-NORWALK, CT 21 $7,065,000 $336,429 $5,504 2.94%
CHATTANOOGA, TN-GA 36 $6,990,000 $194,167 $3,321 3.10%
HUNTSVILLE, AL 32 $6,960,000 $217,500 $4,204 3.12%
GREEN BAY, WI 32 $6,930,000 $216,563 $2,309 2.90%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 22 $6,910,000 $314,091 $5,904 2.93%
KILLEEN-TEMPLE, TX 38 $6,890,000 $181,316 $3,191 3.00%
WICHITA, KS 40 $6,890,000 $172,250 $3,852 2.98%
SAN LUIS OBISPO-PASO ROBLES, CA 16 $6,880,000 $430,000 $5,405 3.19%
NEW HAVEN-MILFORD, CT 26 $6,720,000 $258,462 $5,726 2.86%
OCALA, FL 41 $6,715,000 $163,780 $4,151 3.04%
OMAHA-COUNCIL BLUFFS, NE-IA 30 $6,580,000 $219,333 $5,045 2.87%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 22 $6,510,000 $295,909 $5,755 3.11%
OLYMPIA-LACEY-TUMWATER, WA 22 $6,510,000 $295,909 $6,409 3.10%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 23 $6,505,000 $282,826 $7,495 3.25%
CLARKSVILLE, TN-KY 34 $6,420,000 $188,824 $4,227 3.02%
DAYTON-KETTERING, OH 36 $6,340,000 $176,111 $4,328 2.99%
TULSA, OK 33 $6,145,000 $186,212 $3,921 2.99%
STOCKTON, CA 18 $6,130,000 $340,556 $6,149 2.98%
SALEM, OR 23 $6,125,000 $266,304 $4,607 3.23%
BAKERSFIELD, CA 26 $6,110,000 $235,000 $4,386 3.04%
DAPHNE-FAIRHOPE-FOLEY, AL 24 $6,050,000 $252,083 $4,580 3.03%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 26 $5,980,000 $230,000 $5,357 3.04%
SPRINGFIELD, MA 26 $5,960,000 $229,231 $4,337 3.11%
ALBANY-SCHENECTADY-TROY, NY 30 $5,950,000 $198,333 $5,468 3.13%
PANAMA CITY, FL 24 $5,900,000 $245,833 $3,983 3.27%
SAN RAFAEL, CA 10 $5,830,000 $583,000 $11,077 2.92%
SAVANNAH, GA 28 $5,800,000 $207,143 $4,849 2.95%
BOULDER, CO 11 $5,675,000 $515,909 $4,838 3.17%
EL PASO, TX 34 $5,640,000 $165,882 $3,578 2.88%
MODESTO, CA 18 $5,600,000 $311,111 $5,998 3.21%
DULUTH, MN-WI 33 $5,565,000 $168,636 $3,003 2.97%
MONTGOMERY, AL 28 $5,530,000 $197,500 $3,152 2.96%
ST. GEORGE, UT 18 $5,380,000 $298,889 $4,353 3.01%
PORTLAND-SOUTH PORTLAND, ME 21 $5,355,000 $255,000 $5,967 2.90%
SANTA ROSA-PETALUMA, CA 9 $5,015,000 $557,222 $9,011 3.22%
JACKSON, MS 23 $4,885,000 $212,391 $3,756 2.99%
PORT ST. LUCIE, FL 22 $4,800,000 $218,182 $4,112 3.03%
SANTA FE, NM 10 $4,800,000 $480,000 $5,813 3.08%
FORT COLLINS, CO 15 $4,795,000 $319,667 $4,261 2.92%
DURHAM-CHAPEL HILL, NC 17 $4,795,000 $282,059 $3,503 3.07%
WILMINGTON, DE-MD-NJ 20 $4,780,000 $239,000 $4,013 3.10%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 19 $4,675,000 $246,053 $5,404 2.93%
HAGERSTOWN-MARTINSBURG, MD-WV 21 $4,655,000 $221,667 $4,837 3.27%
PUNTA GORDA, FL 17 $4,555,000 $267,941 $5,298 3.08%
MEDFORD, OR 14 $4,480,000 $320,000 $7,427 3.07%
HILTON HEAD ISLAND-BLUFFTON, SC 10 $4,410,000 $441,000 $6,583 3.15%
ROCHESTER, NY 26 $4,330,000 $166,538 $4,528 3.22%
JACKSONVILLE, NC 27 $4,295,000 $159,074 $3,378 3.03%
SOUTH BEND-MISHAWAKA, IN-MI 24 $4,280,000 $178,333 $3,604 2.96%
MANCHESTER-NASHUA, NH 14 $4,270,000 $305,000 $5,696 2.86%
KAHULUI-WAILUKU-LAHAINA, HI 6 $4,250,000 $708,333 $10,681 3.25%
HOMOSASSA SPRINGS, FL 23 $4,235,000 $184,130 $4,599 3.09%
BATON ROUGE, LA 23 $4,215,000 $183,261 $4,824 3.00%
SALISBURY, MD-DE 19 $4,205,000 $221,316 $4,365 3.10%
WARNER ROBINS, GA 22 $4,170,000 $189,545 $3,646 3.06%
WILMINGTON, NC 14 $4,030,000 $287,857 $4,052 2.97%
SPOKANE-SPOKANE VALLEY, WA 20 $4,020,000 $201,000 $2,871 3.05%
MOBILE, AL 22 $3,930,000 $178,636 $3,917 3.07%
LAS CRUCES, NM 16 $3,890,000 $243,125 $4,516 3.09%
FARGO, ND-MN 15 $3,805,000 $253,667 $4,824 3.00%
SIOUX FALLS, SD 18 $3,760,000 $208,889 $3,416 3.00%
COLUMBUS, GA-AL 26 $3,730,000 $143,462 $3,240 3.10%
PEORIA, IL 22 $3,720,000 $169,091 $3,265 2.98%
SPRINGFIELD, MO 26 $3,600,000 $138,462 $3,190 3.09%
DOVER, DE 18 $3,550,000 $197,222 $3,591 3.00%
GAINESVILLE, FL 20 $3,540,000 $177,000 $4,757 3.21%
ELIZABETHTOWN-FORT KNOX, KY 19 $3,495,000 $183,947 $4,765 3.05%
MANHATTAN, KS 19 $3,485,000 $183,421 $3,421 2.93%
KANKAKEE, IL 21 $3,475,000 $165,476 $4,218 3.37%
ASHEVILLE, NC 18 $3,460,000 $192,222 $3,755 3.19%
BEND, OR 8 $3,330,000 $416,250 $7,107 3.20%
MISSOULA, MT 11 $3,315,000 $301,364 $5,388 3.25%
MADERA, CA 12 $3,240,000 $270,000 $4,590 2.92%
SANTA CRUZ-WATSONVILLE, CA 5 $3,235,000 $647,000 $3,334 3.35%
SYRACUSE, NY 23 $3,215,000 $139,783 $4,164 3.05%
MICHIGAN CITY-LA PORTE, IN 15 $3,205,000 $213,667 $2,948 3.31%
HARRISBURG-CARLISLE, PA 17 $3,205,000 $188,529 $4,824 3.00%
VISALIA, CA 14 $3,160,000 $225,714 $3,784 3.10%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 17 $3,155,000 $185,588 $3,356 3.04%
PUEBLO, CO 17 $3,145,000 $185,000 $4,853 2.95%
HICKORY-LENOIR-MORGANTON, NC 14 $3,140,000 $224,286 $3,729 2.94%
FLINT, MI 16 $3,060,000 $191,250 $5,244 3.16%
HUNTINGTON-ASHLAND, WV-KY-OH 20 $3,050,000 $152,500 $3,794 3.18%
TALLAHASSEE, FL 16 $3,050,000 $190,625 $3,728 3.06%
NORWICH-NEW LONDON, CT 14 $2,990,000 $213,571 $4,360 2.89%
MORRISTOWN, TN 12 $2,980,000 $248,333 $8,697 3.12%
SHEBOYGAN, WI 10 $2,930,000 $293,000 $2,747 2.96%
VALDOSTA, GA 16 $2,910,000 $181,875 $3,953 3.28%
LANSING-EAST LANSING, MI 19 $2,815,000 $148,158 $4,401 3.03%
CORPUS CHRISTI, TX 15 $2,815,000 $187,667 $3,148 2.82%
DOTHAN, AL 18 $2,760,000 $153,333 $3,297 2.99%
TRENTON-PRINCETON, NJ 11 $2,725,000 $247,727 $5,176 3.20%
YUMA, AZ 15 $2,705,000 $180,333 $3,723 3.05%
YORK-HANOVER, PA 14 $2,610,000 $186,429 $5,257 3.10%
HINESVILLE, GA 16 $2,600,000 $162,500 $3,677 3.09%
CHEYENNE, WY 9 $2,555,000 $283,889 $6,128 2.88%
ST. CLOUD, MN 11 $2,545,000 $231,364 $4,084 2.93%
WAUSAU-WESTON, WI 16 $2,510,000 $156,875 $2,854 2.92%
KINGSPORT-BRISTOL, TN-VA 16 $2,500,000 $156,250 $3,253 3.09%
TYLER, TX 12 $2,490,000 $207,500 $3,766 3.12%
MCALLEN-EDINBURG-MISSION, TX 14 $2,480,000 $177,143 $4,079 2.79%
SIERRA VISTA-DOUGLAS, AZ 17 $2,465,000 $145,000 $4,075 2.94%
BURLINGTON-SOUTH BURLINGTON, VT 5 $2,465,000 $493,000 $12,365 3.22%
SEBASTIAN-VERO BEACH, FL 8 $2,460,000 $307,500 $6,438 3.04%
CANTON-MASSILLON, OH 17 $2,415,000 $142,059 $2,880 3.03%
CHAMPAIGN-URBANA, IL 15 $2,325,000 $155,000 $3,809 2.92%
CHARLESTON, WV 18 $2,320,000 $128,889 $4,560 3.33%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 20 $2,300,000 $115,000 $2,998 3.04%
FAIRBANKS, AK 9 $2,295,000 $255,000 $4,689 2.90%
EUGENE-SPRINGFIELD, OR 10 $2,270,000 $227,000 $4,515 3.04%
EVANSVILLE, IN-KY 14 $2,260,000 $161,429 $3,644 2.89%
BROWNSVILLE-HARLINGEN, TX 10 $2,250,000 $225,000 $5,504 3.15%
TUSCALOOSA, AL 13 $2,225,000 $171,154 $3,539 3.08%
SPARTANBURG, SC 11 $2,205,000 $200,455 $3,530 3.06%
FORT WAYNE, IN 17 $2,205,000 $129,706 $3,775 2.97%
BRUNSWICK, GA 10 $2,200,000 $220,000 $3,971 3.11%
READING, PA 15 $2,195,000 $146,333 $4,196 2.99%
NEW BERN, NC 13 $2,165,000 $166,538 $3,351 2.92%
LEXINGTON-FAYETTE, KY 14 $2,140,000 $152,857 $3,086 2.88%
EAST STROUDSBURG, PA 8 $2,100,000 $262,500 $6,610 2.93%
MERCED, CA 8 $2,100,000 $262,500 $4,093 3.26%
WINCHESTER, VA-WV 7 $2,075,000 $296,429 $10,413 2.84%
SHREVEPORT-BOSSIER CITY, LA 10 $2,070,000 $207,000 $4,531 3.15%
YAKIMA, WA 10 $2,040,000 $204,000 $3,604 3.27%
CHICO, CA 8 $2,040,000 $255,000 $5,782 3.09%
IDAHO FALLS, ID 9 $2,035,000 $226,111 $4,643 3.02%
ALBANY, GA 13 $2,025,000 $155,769 $3,703 3.16%
SPRINGFIELD, IL 10 $2,020,000 $202,000 $2,762 2.97%
HATTIESBURG, MS 12 $1,990,000 $165,833 $3,520 2.85%
SALINAS, CA 4 $1,990,000 $497,500 $5,860 3.00%
AUBURN-OPELIKA, AL 12 $1,970,000 $164,167 $3,787 3.16%
FORT SMITH, AR-OK 15 $1,965,000 $131,000 $3,740 3.05%
LA CROSSE-ONALASKA, WI-MN 11 $1,955,000 $177,727 $3,577 2.74%
TOPEKA, KS 14 $1,950,000 $139,286 $4,038 3.14%
ROANOKE, VA 10 $1,920,000 $192,000 $3,231 2.86%
LAFAYETTE, LA 8 $1,890,000 $236,250 $5,139 3.08%
GOLDSBORO, NC 10 $1,840,000 $184,000 $4,512 3.02%
LINCOLN, NE 8 $1,840,000 $230,000 $6,706 2.84%
MACON-BIBB COUNTY, GA 12 $1,800,000 $150,000 $3,954 3.15%
TOLEDO, OH 15 $1,795,000 $119,667 $3,170 3.09%
BELLINGHAM, WA 6 $1,790,000 $298,333 $4,770 3.05%
WENATCHEE, WA 5 $1,785,000 $357,000 $3,348 3.01%
ELKHART-GOSHEN, IN 12 $1,780,000 $148,333 $3,098 3.04%
GRANTS PASS, OR 6 $1,770,000 $295,000 $5,043 3.40%
BISMARCK, ND 8 $1,760,000 $220,000 $4,924 2.94%
LUBBOCK, TX 11 $1,755,000 $159,545 $3,487 3.17%
SCRANTON--WILKES-BARRE, PA 14 $1,740,000 $124,286 $3,422 3.03%
PARKERSBURG-VIENNA, WV 8 $1,730,000 $216,250 $2,989 3.13%
AKRON, OH 11 $1,695,000 $154,091 $3,280 3.11%
LEBANON, PA 8 $1,690,000 $211,250 $6,701 3.21%
FLORENCE, SC 9 $1,655,000 $183,889 $4,825 3.25%
MIDLAND, MI 13 $1,655,000 $127,308 $2,376 3.10%
CEDAR RAPIDS, IA 8 $1,640,000 $205,000 $4,312 2.62%
LEWISTON, ID-WA 8 $1,630,000 $203,750 $3,488 2.95%
TEXARKANA, TX-AR 9 $1,595,000 $177,222 $4,089 3.33%
CHAMBERSBURG-WAYNESBORO, PA 8 $1,590,000 $198,750 $6,146 3.18%
MORGANTOWN, WV 7 $1,585,000 $226,429 $3,830 3.38%
ANN ARBOR, MI 9 $1,575,000 $175,000 $3,347 3.08%
THE VILLAGES, FL 5 $1,565,000 $313,000 $4,035 2.92%
GREELEY, CO 6 $1,560,000 $260,000 $5,480 2.91%
CALIFORNIA-LEXINGTON PARK, MD 6 $1,550,000 $258,333 $4,713 2.83%
TWIN FALLS, ID 7 $1,545,000 $220,714 $7,100 3.07%
MANSFIELD, OH 10 $1,540,000 $154,000 $3,394 3.02%
ERIE, PA 12 $1,510,000 $125,833 $2,758 2.92%
STATE COLLEGE, PA 6 $1,460,000 $243,333 $4,248 2.89%
FLAGSTAFF, AZ 5 $1,455,000 $291,000 $5,504 3.07%
LONGVIEW, WA 7 $1,455,000 $207,857 $4,170 3.09%
KINGSTON, NY 5 $1,445,000 $289,000 $2,876 2.88%
JONESBORO, AR 8 $1,440,000 $180,000 $3,610 2.94%
LOGAN, UT-ID 5 $1,435,000 $287,000 $7,661 3.12%
ALEXANDRIA, LA 6 $1,430,000 $238,333 $5,870 3.04%
GAINESVILLE, GA 6 $1,420,000 $236,667 $4,080 3.16%
LEWISTON-AUBURN, ME 8 $1,420,000 $177,500 $4,383 2.96%
JOHNSON CITY, TN 8 $1,420,000 $177,500 $3,659 2.75%
BARNSTABLE TOWN, MA 6 $1,400,000 $233,333 $2,764 2.90%
SUMTER, SC 9 $1,385,000 $153,889 $3,473 2.80%
RAPID CITY, SD 7 $1,375,000 $196,429 $2,820 2.89%
KALAMAZOO-PORTAGE, MI 8 $1,370,000 $171,250 $2,241 2.90%
KENNEWICK-RICHLAND, WA 5 $1,355,000 $271,000 $5,335 2.94%
IOWA CITY, IA 6 $1,340,000 $223,333 $2,783 3.02%
ATHENS-CLARKE COUNTY, GA 7 $1,315,000 $187,857 $2,956 3.11%
LANCASTER, PA 6 $1,310,000 $218,333 $4,741 2.71%
GLENS FALLS, NY 8 $1,300,000 $162,500 $4,682 3.19%
LONGVIEW, TX 7 $1,295,000 $185,000 $4,441 3.11%
UTICA-ROME, NY 8 $1,280,000 $160,000 $2,480 3.12%
LYNCHBURG, VA 8 $1,270,000 $158,750 $5,092 2.91%
TERRE HAUTE, IN 12 $1,270,000 $105,833 $2,524 3.10%
AMARILLO, TX 8 $1,250,000 $156,250 $4,666 3.68%
SHERMAN-DENISON, TX 7 $1,245,000 $177,857 $6,039 3.30%
AMES, IA 7 $1,225,000 $175,000 $2,973 2.67%
BURLINGTON, NC 7 $1,225,000 $175,000 $3,717 3.31%
VICTORIA, TX 5 $1,225,000 $245,000 $5,325 3.04%
BLOOMINGTON, IN 7 $1,215,000 $173,571 $4,305 2.68%
BEAUMONT-PORT ARTHUR, TX 6 $1,210,000 $201,667 $4,945 3.21%
ABILENE, TX 9 $1,205,000 $133,889 $3,465 3.07%
LAFAYETTE-WEST LAFAYETTE, IN 7 $1,195,000 $170,714 $3,781 2.95%
NAPA, CA 3 $1,195,000 $398,333 $7,291 3.37%
YUBA CITY, CA 5 $1,185,000 $237,000 $3,447 2.99%
JOPLIN, MO 9 $1,155,000 $128,333 $2,831 3.03%
ATLANTIC CITY-HAMMONTON, NJ 6 $1,140,000 $190,000 $4,931 2.77%
MUNCIE, IN 8 $1,140,000 $142,500 $2,739 2.94%
WACO, TX 5 $1,125,000 $225,000 $3,453 2.92%
DECATUR, AL 7 $1,125,000 $160,714 $3,180 3.10%
SAGINAW, MI 8 $1,120,000 $140,000 $3,762 3.28%
CARBONDALE-MARION, IL 8 $1,100,000 $137,500 $4,197 3.14%
ROCKY MOUNT, NC 8 $1,100,000 $137,500 $2,979 2.97%
HANFORD-CORCORAN, CA 5 $1,095,000 $219,000 $3,117 2.65%
COLUMBIA, MO 6 $1,090,000 $181,667 $4,548 3.18%
POCATELLO, ID 6 $1,080,000 $180,000 $2,188 2.98%
SAN ANGELO, TX 5 $1,065,000 $213,000 $7,442 2.82%
ANNISTON-OXFORD, AL 7 $1,065,000 $152,143 $4,059 2.98%
GREENVILLE, NC 7 $1,045,000 $149,286 $4,409 2.95%
PITTSFIELD, MA 5 $1,025,000 $205,000 $5,793 3.14%
LAKE CHARLES, LA 6 $1,020,000 $170,000 $4,422 3.20%
GRAND JUNCTION, CO 4 $1,020,000 $255,000 $6,193 2.86%
JACKSON, MI 8 $1,010,000 $126,250 $2,937 2.86%
BATTLE CREEK, MI 8 $1,010,000 $126,250 $3,267 2.92%
OWENSBORO, KY 6 $1,010,000 $168,333 $3,492 3.06%
MUSKEGON, MI 6 $970,000 $161,667 $2,666 3.12%
MONROE, LA 6 $960,000 $160,000 $3,898 3.19%
BINGHAMTON, NY 7 $955,000 $136,429 $3,829 3.53%
JACKSON, TN 5 $955,000 $191,000 $3,533 3.09%
ENID, OK 6 $950,000 $158,333 $3,690 2.79%
LAWTON, OK 5 $945,000 $189,000 $2,198 3.18%
WICHITA FALLS, TX 6 $900,000 $150,000 $2,933 3.02%
WHEELING, WV-OH 7 $895,000 $127,857 $4,343 2.88%
JOHNSTOWN, PA 7 $885,000 $126,429 $2,890 3.09%
SIOUX CITY, IA-NE-SD 4 $870,000 $217,500 $7,392 2.55%
EL CENTRO, CA 6 $870,000 $145,000 $3,066 3.18%
FOND DU LAC, WI 6 $870,000 $145,000 $4,150 2.77%
CASPER, WY 4 $870,000 $217,500 $4,267 3.02%
FARMINGTON, NM 6 $860,000 $143,333 $4,602 3.44%
HOT SPRINGS, AR 6 $860,000 $143,333 $2,791 3.04%
SEBRING-AVON PARK, FL 7 $855,000 $122,143 $2,319 3.14%
MANKATO, MN 4 $850,000 $212,500 $3,425 2.88%
REDDING, CA 3 $805,000 $268,333 $8,630 2.52%
COLUMBUS, IN 5 $805,000 $161,000 $5,694 2.79%
ALBANY-LEBANON, OR 4 $800,000 $200,000 $2,594 3.16%
GREAT FALLS, MT 4 $800,000 $200,000 $4,371 2.76%
WATERTOWN-FORT DRUM, NY 4 $780,000 $195,000 $4,529 3.52%
STAUNTON, VA 5 $755,000 $151,000 $2,669 2.90%
BANGOR, ME 5 $745,000 $149,000 $2,058 3.08%
WALLA WALLA, WA 3 $735,000 $245,000 $4,451 2.82%
BOWLING GREEN, KY 4 $730,000 $182,500 $2,735 3.08%
GETTYSBURG, PA 3 $725,000 $241,667 $6,035 3.04%
WILLIAMSPORT, PA 4 $710,000 $177,500 $5,072 3.18%
ALTOONA, PA 6 $700,000 $116,667 $2,624 2.71%
SPRINGFIELD, OH 5 $695,000 $139,000 $4,412 2.85%
DUBUQUE, IA 3 $695,000 $231,667 $2,444 3.71%
CAPE GIRARDEAU, MO-IL 3 $685,000 $228,333 $6,611 3.36%
WEIRTON-STEUBENVILLE, WV-OH 5 $655,000 $131,000 $3,373 2.97%
BAY CITY, MI 4 $650,000 $162,500 $1,799 3.09%
FLORENCE-MUSCLE SHOALS, AL 5 $645,000 $129,000 $3,995 3.30%
ST. JOSEPH, MO-KS 5 $635,000 $127,000 $4,747 3.62%
OCEAN CITY, NJ 3 $615,000 $205,000 $2,427 3.33%
GRAND ISLAND, NE 4 $610,000 $152,500 $4,795 3.10%
VINELAND-BRIDGETON, NJ 4 $590,000 $147,500 $2,285 3.06%
GADSDEN, AL 5 $585,000 $117,000 $2,979 3.40%
CUMBERLAND, MD-WV 4 $560,000 $140,000 $2,634 4.02%
MIDLAND, TX 2 $550,000 $275,000 $1,080 3.28%
WATERLOO-CEDAR FALLS, IA 3 $515,000 $171,667 $2,641 2.74%
PINE BLUFF, AR 4 $490,000 $122,500 $1,329 3.38%
BECKLEY, WV 3 $465,000 $155,000 $3,633 2.93%
JEFFERSON CITY, MO 3 $435,000 $145,000 $2,461 2.59%
CORVALLIS, OR 1 $425,000 $425,000 $5,188 2.49%
BLACKSBURG-CHRISTIANSBURG, VA 2 $420,000 $210,000 $4,292 3.02%
CLEVELAND, TN 3 $415,000 $138,333 $3,657 3.10%
ROME, GA 3 $405,000 $135,000 $3,778 3.14%
BLOOMSBURG-BERWICK, PA 3 $385,000 $128,333 $3,141 3.02%
MOUNT VERNON-ANACORTES, WA 1 $385,000 $385,000 $1,787 2.63%
HARRISONBURG, VA 1 $365,000 $365,000 $2,809 3.13%
DANVILLE, IL 3 $365,000 $121,667 $2,605 2.58%
HOUMA-THIBODAUX, LA 2 $360,000 $180,000 $3,470 2.87%
COLLEGE STATION-BRYAN, TX 2 $330,000 $165,000 $2,293 3.06%
KOKOMO, IN 2 $230,000 $115,000 $2,284 2.63%
MONROE, MI 1 $225,000 $225,000 $1,542 3.49%
LAREDO, TX 2 $220,000 $110,000 $3,635 2.94%
ODESSA, TX 1 $215,000 $215,000 $5,024 3.79%
HAMMOND, LA 1 $205,000 $205,000 $5,985 2.75%
BILLINGS, MT 1 $155,000 $155,000 $7,640 2.75%
ELMIRA, NY 1 $115,000 $115,000 $0 3.69%
ITHACA, NY 1 $105,000 $105,000 $1,801 3.38%
DECATUR, IL 2 $90,000 $45,000 $3,766 3.87%
LAWRENCE, KS 1 $85,000 $85,000 $5,606 3.49%
LIMA, OH 1 $85,000 $85,000 $4,838 3.25%

Barrington Bank & Trust Company N.a.'s top markets include Chicago, Los Angeles, Minneapolis, Lake County, and Madison among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 13,625 $3,712,855,000 $272,503
3-4% 12,824 $3,552,640,000 $277,031
<2.5% 2,229 $594,415,000 $266,673
4-5% 810 $175,460,000 $216,617
5-6% 108 $23,330,000 $216,019
6-7% 8 $2,260,000 $282,500

During 2020, Barrington Bank & Trust Company N.a.'s average interest rate was 3.17%, while their most frequently originated rate bucket was 2.5-3%, with 13,625 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 13,270 $3,737,470,000 $281,648 $4,269 3.09%
$100k-200k 9,212 $1,410,480,000 $153,113 $3,540 3.10%
$400k-600k 3,679 $1,751,145,000 $475,984 $4,924 3.10%
$100,000 or less 2,251 $174,915,000 $77,705 $2,779 3.20%
$600k-1MM 993 $715,975,000 $721,022 $7,026 3.12%
$1MM+ 199 $270,975,000 $1,361,683 $10,955 3.10%

2020 saw Barrington Bank & Trust Company N.a. place emphasis on $200k-400k loans with 13,270 originations, totaling $3,737,470,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 5,273 $1,627,425,000 $308,634 $4,345 3.15%
$50k-75k 4,659 $944,515,000 $202,729 $4,718 3.18%
$150k-250k 4,001 $1,529,965,000 $382,396 $4,056 3.13%
$75k-100k 3,908 $986,170,000 $252,346 $4,651 3.18%
$50k or less 2,678 $384,370,000 $143,529 $4,508 3.24%
$250k+ 1,880 $998,400,000 $531,064 $4,695 3.09%

Barrington Bank & Trust Company N.a. lent most frequently to those with incomes in the $100k-150k range, with 5,273 originations. The second most popular income band? $50k-75k, with 4,659 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 5,559 $1,636,745,000 $294,432 $3,762 3.11%
30-36% 4,147 $1,205,825,000 $290,770 $4,190 3.16%
<20% 2,193 $654,325,000 $298,370 $3,285 3.03%
50-60% 1,259 $330,955,000 $262,871 $7,472 3.21%
44% 858 $227,670,000 $265,350 $4,835 3.26%
42% 813 $239,725,000 $294,865 $4,980 3.22%
43% 784 $206,840,000 $263,827 $4,659 3.25%
36% 748 $214,140,000 $286,283 $4,485 3.17%
39% 748 $217,380,000 $290,615 $4,692 3.21%
41% 744 $222,810,000 $299,476 $4,822 3.22%
38% 742 $217,380,000 $292,965 $4,650 3.19%
40% 730 $215,780,000 $295,589 $4,349 3.20%
37% 690 $193,250,000 $280,072 $4,407 3.22%
49% 590 $167,810,000 $284,424 $4,886 3.21%
45% 574 $160,520,000 $279,652 $4,849 3.20%
46% 523 $151,665,000 $289,990 $4,814 3.20%
48% 512 $144,020,000 $281,289 $5,150 3.27%
47% 499 $138,245,000 $277,044 $4,949 3.21%
>60% 155 $54,315,000 $350,419 $9,308 3.06%

Barrington Bank & Trust Company N.a. lent most frequently to those with DTI ratios of 20-30%, with 5,559 originations. The next most common DTI ratio? 30-36%, with 4,147 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 22,646 $6,149,750,000 $271,560 $3,987 3.11%
Not provided 3,522 $996,830,000 $283,030 $4,810 3.07%
Black 2,169 $507,195,000 $233,838 $4,644 3.15%
Asian 843 $272,345,000 $323,066 $4,127 3.08%
American Indian 148 $36,410,000 $246,014 $4,915 3.11%
Asian Indian 104 $36,120,000 $347,308 $3,693 2.96%
Native Hawaiian 49 $15,915,000 $324,796 $6,431 3.08%
Not applicable 12 $12,090,000 $1,007,500 $0 3.89%
Other Asian 29 $10,565,000 $364,310 $4,840 2.95%
Filipino 34 $9,710,000 $285,588 $4,542 2.93%
Chinese 12 $4,230,000 $352,500 $3,157 2.89%
Other Pacific Islander 9 $2,545,000 $282,778 $4,736 3.13%
Korean 10 $2,540,000 $254,000 $4,115 2.91%
Vietnamese 8 $1,750,000 $218,750 $3,378 2.83%
Japanese 5 $1,565,000 $313,000 $4,421 3.13%
Native Hawiian 2 $900,000 $450,000 $5,154 3.18%
Samoan 1 $295,000 $295,000 $2,560 3.69%
Guamanian 1 $205,000 $205,000 $2,758 2.59%

Approval Rates

Total approvals of all applications
93.70%

Barrington Bank & Trust Company N.a. has an average approval rate.

Pick Rate

Approvals leading to origination
58.00%

Barrington Bank & Trust Company N.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 29,604 $8,060,960,000 $272,293

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Site-Built 11 $12,305,000 $1,118,636
Single Family (1-4 Units):Manufactured 783 $101,835,000 $130,057
Single Family (1-4 Units):Site-Built 28,810 $7,946,820,000 $275,835

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 861 $215,215,000 $249,959 $3,361 2.95%
40-60% 3,266 $968,480,000 $296,534 $3,223 2.99%
60-80% 8,210 $2,573,070,000 $313,407 $3,495 3.18%
80-100% 9,684 $2,589,880,000 $267,439 $5,145 3.23%
Over 100% 836 $260,240,000 $311,292 $11,599 3.09%
Under 20% 62 $13,050,000 $210,484 $3,689 3.02%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Barrington Bank & Trust Company, National Association 988 E Dundee Rd Palatine, IL 60074 Full Service B&M $11,464
Barrington Bank & Trust Company, National Association 110 W Palatine Rd Palatine, IL 60067 Full Service B&M $188,611
Barrington Bank & Trust Company, National Association 1375 Palatine Road Hoffman Estates, IL 60192 Full Service B&M $99,544
Barrington Bank & Trust Company, National Association 201 South Hough Street Barrington, IL 60010 Full Service B&M $1,915,054
Barrington Bank & Trust Company, National Association 2200 West Higgins Road Hoffman Estates, IL 60169 Full Service B&M $77,816
Barrington Bank & Trust Company, National Association 233 W. Northwest Highway Barrington, IL 60010 Full Service Retail $68,844
Barrington Bank & Trust Company, National Association 2497 West Golf Road Hoffman Estates, IL 60169 Full Service B&M $55,408
Barrington Bank & Trust Company, National Association 6800 Barrington Road Hanover Park, IL 60133 Full Service B&M $78,275

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $83,087
Net interest income $71,949
Total noninterest income $360,559
Gross Fiduciary activities income $0
Service charges on deposit accounts $2,709
Trading account gains and fees $40,638
Additional Noninterest Income $317,212
Pre-tax net operating income $144,141
Securities gains (or losses, -) $59
Income before extraordinary items $106,842
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $106,842
Minority interest net income $0
Net income $106,842
Sale, conversion, retirement of capital stock, net $-119
Net operating income $106,795

Bank Expenses

Item Value (in 000's)
Total interest expense $11,138
Provision for credit losses $9,553
Total noninterest expense $278,814
Salaries and employee benefits $196,875
Premises and equipment expense $10,379
Additional noninterest expense $71,560
Applicable income taxes $37,358
Net charge-offs $5,287
Cash dividends $82,000

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 5.0%
Real Estate loans 9.0%
Construction & Land Development loans 2.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 11.0%
HELOC loans 4.0%
All other family 11.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $2,690,160
Deposits held in domestic offices $2,690,160
Deposits by Individuals, partnerships, and corporations $2,535,789
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $149,233
Deposits by Commercial banks and other depository institutions in U.S. $5,138
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $1,233,985
Demand deposits $1,227,063
Nontransaction accounts $1,456,175
Money market deposit accounts (MMDAs) $1,030,449
Other savings deposits (excluding MMDAs) $162,803
Total time deposits $262,923
Total time and savings deposits $1,463,097
Noninterest-bearing deposits $1,181,792
Interest-bearing deposits $1,508,368
Retail deposits $2,423,897
IRAs and Keogh plan accounts $66,585
Brokered deposits $187,698
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $3,620,042
Cash & Balances due from depository institutions $87,904
Interest-bearing balances $65,543
Total securities $139,392
Federal funds sold & reverse repurchase $3
Net loans and leases $3,080,822
Loan and leases loss allowance $12,274
Trading account assets $52,079
Bank premises and fixed assets $44,128
Other real estate owned $2,457
Goodwill and other intangibles $134,447
All other assets $78,810

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $3,620,042
Total Liabilities $3,226,326
Total deposits $2,690,160
Interest-bearing deposits $1,508,368
Deposits held in domestic offices $2,690,160
% insured (estimated) $59
Federal funds purchased and repurchase agreements $313,000
Trading liabilities $15,662
Other borrowed funds $117,354
Subordinated debt $0
All other liabilities $90,150

Issued Loan Types

Type Value (in 000's)
Net loans and leases $3,080,822
Loan and leases loss allowance $12,274
Total loans and leases (domestic) $3,093,096
All real estate loans $1,775,926
Real estate loans in domestic offices $1,775,926
Construction and development loans $47,162
Residential 1-4 family construction $2,252
Other construction, all land development and other land $44,910
Loans secured by nonfarm nonresidential properties $195,925
Nonfarm nonresidential secured by owner-occupied properties $82,118
Commercial real estate & other non-farm, non-residential $113,807
Multifamily residential real estate $26,799
1-4 family residential loans $1,506,040
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $762,173
To non-U.S. addressees $0
Loans to individuals $544,515
Credit card loans $0
Related Plans $74
Consumer Auto Loans $2
Other loans to individuals $544,439
All other loans & leases $10,481
Loans to foreign governments and official institutions $0
Other loans $60
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $273,365
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $2,994
Non 1-4 family restructured loans & leases $27
Total loans and leases (foreign) $0

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 124 $41,947 $338,282
Nonfarm, nonresidential loans - <$100k 8 $642 $80,250
Nonfarm, nonresidential loans - $100-250k 41 $6,245 $152,317
Nonfarm, nonresidential loans - $250k-1MM 75 $35,060 $467,467
Commercial & Industrial, US addressed loans - <$1MM 8,707 $283,483 $32,558
Commercial & Industrial, US addressed loans - <$100k 7,543 $60,900 $8,074
Commercial & Industrial, US addressed loans - $100-250k 588 $53,336 $90,707
Commercial & Industrial, US addressed loans - $250k-1MM 576 $169,247 $293,832