Barrington Bank & Trust Company N.a. Mortgage Rates, Fees & Info

Barrington, IL

LEI: C398JSK21YCXWM603F55

Tax ID: 36-4108515

5 stars - out of 5 stars, based on 157 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Barrington Bank & Trust Company N.a. is a mid-sized bank specializing in Home Purchase and Refi loans. Barrington Bank & Trust Company N.a. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Chicago, Los Angeles, Madison, Minneapolis, and Milwaukee among others. Barrington Bank & Trust Company N.a. has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Barrington Bank & Trust Company N.a. is typically an average fee lendor.


Originations

24,530

Origination Dollar Volume (All Markets)

$7,048,660,000

Employee count

1,153 Show all (42) awards

Relative Rate

Barrington Bank & Trust Company N.a.'s average 30 year fixed rate mortgage of loans were 3.03%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.12%.

Relative Fees

Barrington Bank & Trust Company N.a.'s average total fees for a 30 year fixed rate mortgage are $4,984.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 8,364 $2,360,070,000 $282,170 $4,086 3.01%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,048 $614,250,000 $586,116 $6,024 3.00%
MADISON, WI (FHA|USDA|VA) 1,069 $349,415,000 $326,862 $3,687 2.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,206 $346,440,000 $287,264 $4,904 2.98%
Outside of Metro Areas 1,067 $204,625,000 $191,776 $4,578 2.92%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 653 $203,165,000 $311,126 $2,845 2.95%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 390 $125,670,000 $322,231 $5,120 2.97%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 202 $93,950,000 $465,099 $8,410 2.92%
Kalispell, MT (FHA|USDA|VA) 259 $81,905,000 $316,236 $4,477 3.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 102 $77,830,000 $763,039 $6,304 2.83%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 117 $69,325,000 $592,521 $6,414 2.76%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 167 $63,525,000 $380,389 $7,484 2.98%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 118 $62,360,000 $528,475 $5,539 3.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 216 $57,170,000 $264,676 $5,237 2.91%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 117 $56,115,000 $479,615 $7,492 2.82%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 244 $51,390,000 $210,615 $3,355 3.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 143 $48,125,000 $336,538 $5,164 2.82%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 151 $48,005,000 $317,914 $6,038 2.87%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 106 $42,750,000 $403,302 $6,817 2.93%
ROCHESTER, MN (FHA|USDA|VA) 171 $39,805,000 $232,778 $4,556 3.03%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 129 $37,425,000 $290,116 $5,349 2.89%
Whitewater, WI (FHA|USDA|VA) 128 $36,660,000 $286,406 $2,501 2.97%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 74 $36,540,000 $493,784 $6,039 2.75%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 134 $34,240,000 $255,522 $6,034 2.93%
GRAND FORKS, ND-MN (FHA|USDA|VA) 159 $34,065,000 $214,245 $5,011 2.84%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 74 $33,050,000 $446,622 $7,420 2.83%
RACINE, WI (FHA|USDA|VA) 159 $32,445,000 $204,057 $2,643 3.05%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 56 $30,130,000 $538,036 $5,724 2.95%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 112 $29,370,000 $262,232 $5,345 2.87%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 60 $29,020,000 $483,667 $5,888 2.97%
ROCKFORD, IL (FHA|USDA|VA) 175 $27,445,000 $156,829 $3,754 3.09%
APPLETON, WI (FHA|USDA|VA) 131 $27,205,000 $207,672 $2,402 2.95%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 23 $24,185,000 $1,051,522 $5,672 2.77%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 64 $23,980,000 $374,688 $6,161 2.87%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 54 $22,850,000 $423,148 $6,463 2.97%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 68 $21,370,000 $314,265 $5,282 2.93%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 93 $20,485,000 $220,269 $4,859 2.80%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 74 $20,190,000 $272,838 $5,888 2.81%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 83 $19,915,000 $239,940 $5,943 2.90%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 81 $19,895,000 $245,617 $4,716 2.97%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 59 $19,815,000 $335,847 $4,597 2.90%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 67 $18,025,000 $269,030 $5,201 2.78%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 61 $17,795,000 $291,721 $6,486 2.80%
ST. LOUIS, MO-IL (FHA|USDA|VA) 90 $16,970,000 $188,556 $3,491 2.85%
TUCSON, AZ (FHA|USDA|VA) 67 $16,045,000 $239,478 $5,015 2.88%
JACKSONVILLE, FL (FHA|USDA|VA) 62 $16,040,000 $258,710 $6,439 2.89%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 29 $15,875,000 $547,414 $4,331 2.93%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 44 $15,630,000 $355,227 $5,619 2.78%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 82 $15,460,000 $188,537 $4,047 2.76%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 79 $14,945,000 $189,177 $3,271 3.08%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 31 $13,065,000 $421,452 $5,229 2.81%
KANSAS CITY, MO-KS (FHA|USDA|VA) 62 $12,720,000 $205,161 $4,193 2.78%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 60 $12,160,000 $202,667 $2,182 3.02%
NILES, MI (FHA|USDA|VA) 42 $12,040,000 $286,667 $3,921 3.04%
ALBUQUERQUE, NM (FHA|USDA|VA) 51 $11,465,000 $224,804 $4,896 2.68%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 32 $10,770,000 $336,563 $6,326 2.81%
FAYETTEVILLE, NC (FHA|USDA|VA) 61 $10,755,000 $176,311 $4,412 2.74%
ANCHORAGE, AK (FHA|USDA|VA) 34 $10,430,000 $306,765 $5,656 2.54%
SALT LAKE CITY, UT (FHA|USDA|VA) 34 $10,270,000 $302,059 $5,433 2.72%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 41 $10,165,000 $247,927 $5,344 2.97%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 34 $9,990,000 $293,824 $4,555 2.97%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 31 $9,715,000 $313,387 $7,901 2.92%
BLOOMINGTON, IL (FHA|USDA|VA) 49 $9,705,000 $198,061 $2,679 2.78%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 43 $9,585,000 $222,907 $5,411 2.83%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 58 $9,520,000 $164,138 $4,153 2.93%
OKLAHOMA CITY, OK (FHA|USDA|VA) 48 $9,430,000 $196,458 $5,187 2.78%
COLUMBUS, OH (FHA|USDA|VA) 50 $9,390,000 $187,800 $5,314 2.88%
PITTSBURGH, PA (FHA|USDA|VA) 55 $9,345,000 $169,909 $5,354 2.97%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 48 $9,200,000 $191,667 $5,249 2.96%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 37 $9,185,000 $248,243 $6,165 2.74%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 32 $9,160,000 $286,250 $6,669 2.68%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 49 $9,125,000 $186,224 $5,463 2.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 17 $8,935,000 $525,588 $6,936 2.87%
RALEIGH-CARY, NC (FHA|USDA|VA) 34 $8,870,000 $260,882 $5,690 2.84%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 35 $8,865,000 $253,286 $3,407 2.97%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 40 $8,550,000 $213,750 $6,185 2.87%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 39 $8,455,000 $216,795 $6,130 3.02%
COLORADO SPRINGS, CO (FHA|USDA|VA) 26 $8,370,000 $321,923 $6,887 2.90%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 43 $8,305,000 $193,140 $5,308 3.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 36 $8,210,000 $228,056 $5,091 2.87%
BOISE CITY, ID (FHA|USDA|VA) 25 $8,035,000 $321,400 $7,877 2.78%
COLUMBIA, SC (FHA|USDA|VA) 36 $7,970,000 $221,389 $7,238 3.07%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 38 $7,960,000 $209,474 $5,491 2.80%
RENO, NV (FHA|USDA|VA) 20 $7,640,000 $382,000 $5,368 2.85%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 38 $7,540,000 $198,421 $4,868 3.04%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 35 $7,385,000 $211,000 $4,904 2.85%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 45 $7,315,000 $162,556 $4,626 3.01%
HUNTSVILLE, AL (FHA|USDA|VA) 31 $7,305,000 $235,645 $4,922 2.75%
OCALA, FL (FHA|USDA|VA) 38 $7,280,000 $191,579 $6,998 2.93%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 36 $7,120,000 $197,778 $5,128 2.83%
Baraboo, WI (FHA|USDA|VA) 26 $7,050,000 $271,154 $3,820 2.84%
BAKERSFIELD, CA (FHA|USDA|VA) 29 $6,985,000 $240,862 $4,867 2.94%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 35 $6,885,000 $196,714 $3,911 2.86%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 28 $6,840,000 $244,286 $5,023 2.95%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 30 $6,810,000 $227,000 $7,167 2.99%
SAVANNAH, GA (FHA|USDA|VA) 32 $6,760,000 $211,250 $4,609 2.83%
GREEN BAY, WI (FHA|USDA|VA) 26 $6,710,000 $258,077 $2,728 2.86%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 23 $6,685,000 $290,652 $7,574 2.80%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 26 $6,490,000 $249,615 $4,405 2.90%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 32 $6,450,000 $201,563 $4,695 2.77%
Bozeman, MT (FHA|USDA|VA) 10 $6,430,000 $643,000 $7,073 3.20%
RICHMOND, VA (FHA|USDA|VA) 26 $6,420,000 $246,923 $5,888 2.82%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 34 $6,390,000 $187,941 $5,161 2.73%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 22 $6,380,000 $290,000 $6,038 2.86%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $6,370,000 $265,417 $5,378 2.77%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 25 $6,325,000 $253,000 $6,864 2.75%
STOCKTON, CA (FHA|USDA|VA) 15 $6,235,000 $415,667 $6,851 2.76%
EAU CLAIRE, WI (FHA|USDA|VA) 30 $6,190,000 $206,333 $4,634 3.07%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 21 $6,135,000 $292,143 $5,001 2.76%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $6,105,000 $359,118 $4,767 3.11%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 39 $6,055,000 $155,256 $4,674 2.97%
URBAN HONOLULU, HI (FHA|USDA|VA) 12 $6,010,000 $500,833 $4,160 2.68%
VALLEJO, CA (FHA|USDA|VA) 12 $5,780,000 $481,667 $8,791 3.11%
TULSA, OK (FHA|USDA|VA) 31 $5,745,000 $185,323 $5,284 2.81%
FRESNO, CA (FHA|USDA|VA) 22 $5,720,000 $260,000 $5,837 2.88%
Sonora, CA (FHA|USDA|VA) 19 $5,615,000 $295,526 $4,615 3.05%
SPRINGFIELD, MA (FHA|USDA|VA) 19 $5,525,000 $290,789 $6,801 2.71%
KNOXVILLE, TN (FHA|USDA|VA) 26 $5,510,000 $211,923 $4,596 2.83%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 27 $5,415,000 $200,556 $5,669 2.90%
WILMINGTON, NC (FHA|USDA|VA) 17 $5,405,000 $317,941 $7,965 2.93%
PUNTA GORDA, FL (FHA|USDA|VA) 24 $5,350,000 $222,917 $5,060 2.79%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 20 $5,300,000 $265,000 $4,346 2.93%
SALISBURY, MD-DE (FHA|USDA|VA) 23 $5,285,000 $229,783 $6,068 2.87%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 22 $5,260,000 $239,091 $5,626 2.86%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 30 $5,190,000 $173,000 $5,308 2.97%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 26 $5,180,000 $199,231 $6,071 2.87%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 22 $5,000,000 $227,273 $4,677 2.79%
ST. CLOUD, MN (FHA|USDA|VA) 19 $4,995,000 $262,895 $5,013 2.85%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 18 $4,910,000 $272,778 $5,226 3.01%
MONTGOMERY, AL (FHA|USDA|VA) 27 $4,785,000 $177,222 $4,016 2.78%
ROCHESTER, NY (FHA|USDA|VA) 27 $4,745,000 $175,741 $4,675 2.73%
COLUMBUS, GA-AL (FHA|USDA|VA) 26 $4,650,000 $178,846 $3,825 2.80%
ASHEVILLE, NC (FHA|USDA|VA) 17 $4,625,000 $272,059 $5,423 2.91%
JACKSON, MS (FHA|USDA|VA) 23 $4,555,000 $198,043 $4,211 2.92%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $4,550,000 $568,750 $8,170 2.73%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 19 $4,525,000 $238,158 $4,952 2.87%
DAYTON-KETTERING, OH (FHA|USDA|VA) 27 $4,475,000 $165,741 $4,260 2.75%
FARGO, ND-MN (FHA|USDA|VA) 20 $4,420,000 $221,000 $4,917 2.69%
Red Wing, MN (FHA|USDA|VA) 20 $4,410,000 $220,500 $4,687 2.84%
DULUTH, MN-WI (FHA|USDA|VA) 23 $4,315,000 $187,609 $4,106 2.96%
BATON ROUGE, LA (FHA|USDA|VA) 24 $4,280,000 $178,333 $4,933 2.72%
GAINESVILLE, FL (FHA|USDA|VA) 20 $4,250,000 $212,500 $4,523 3.15%
GREELEY, CO (FHA|USDA|VA) 13 $4,235,000 $325,769 $8,175 2.85%
PROVO-OREM, UT (FHA|USDA|VA) 11 $4,215,000 $383,182 $5,598 2.69%
BILLINGS, MT (FHA|USDA|VA) 11 $4,165,000 $378,636 $6,913 2.83%
ANN ARBOR, MI (FHA|USDA|VA) 11 $4,145,000 $376,818 $5,755 2.90%
Hilo, HI (FHA|USDA|VA) 15 $4,135,000 $275,667 $5,778 2.74%
WARNER ROBINS, GA (FHA|USDA|VA) 23 $4,115,000 $178,913 $4,620 2.84%
UTICA-ROME, NY (FHA|USDA|VA) 22 $4,040,000 $183,636 $6,129 3.07%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 9 $4,035,000 $448,333 $3,953 3.06%
PANAMA CITY, FL (FHA|USDA|VA) 12 $4,030,000 $335,833 $6,746 2.94%
DOVER, DE (FHA|USDA|VA) 13 $3,985,000 $306,538 $7,572 2.65%
SALEM, OR (FHA|USDA|VA) 14 $3,870,000 $276,429 $6,325 2.70%
MORRISTOWN, TN (FHA|USDA|VA) 11 $3,865,000 $351,364 $5,844 2.99%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 11 $3,855,000 $350,455 $10,411 2.71%
VALDOSTA, GA (FHA|USDA|VA) 18 $3,850,000 $213,889 $5,075 2.99%
SYRACUSE, NY (FHA|USDA|VA) 23 $3,815,000 $165,870 $5,597 2.98%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 7 $3,785,000 $540,714 $5,799 3.02%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 17 $3,745,000 $220,294 $3,976 2.89%
MEDFORD, OR (FHA|USDA|VA) 11 $3,655,000 $332,273 $7,112 2.64%
Owatonna, MN (FHA|USDA|VA) 19 $3,645,000 $191,842 $4,307 2.90%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 15 $3,645,000 $243,000 $4,168 2.84%
SPRINGFIELD, MO (FHA|USDA|VA) 21 $3,585,000 $170,714 $3,564 2.85%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 17 $3,535,000 $207,941 $4,993 2.81%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 15 $3,495,000 $233,000 $5,313 2.70%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 13 $3,485,000 $268,077 $5,483 2.66%
Heber, UT (FHA|USDA|VA) 7 $3,435,000 $490,714 $7,041 2.85%
WAUSAU-WESTON, WI (FHA|USDA|VA) 17 $3,435,000 $202,059 $4,541 2.95%
KANKAKEE, IL (FHA|USDA|VA) 20 $3,410,000 $170,500 $3,616 2.97%
WINSTON-SALEM, NC (FHA|USDA|VA) 19 $3,395,000 $178,684 $6,564 2.95%
EAST STROUDSBURG, PA (FHA|USDA|VA) 19 $3,335,000 $175,526 $6,511 3.04%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $3,310,000 $551,667 $3,903 2.95%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $3,260,000 $232,857 $4,745 2.86%
AKRON, OH (FHA|USDA|VA) 20 $3,210,000 $160,500 $4,190 2.98%
Beaver Dam, WI (FHA|USDA|VA) 17 $3,145,000 $185,000 $3,266 2.98%
WICHITA, KS (FHA|USDA|VA) 20 $3,140,000 $157,000 $3,576 2.83%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 9 $3,115,000 $346,111 $5,303 2.82%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 19 $3,115,000 $163,947 $4,344 3.13%
Helena, MT (FHA|USDA|VA) 8 $3,110,000 $388,750 $9,289 3.02%
JACKSONVILLE, NC (FHA|USDA|VA) 18 $3,070,000 $170,556 $3,415 2.70%
MODESTO, CA (FHA|USDA|VA) 9 $3,065,000 $340,556 $5,395 2.90%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $2,990,000 $498,333 $9,303 2.64%
Marshalltown, IA (FHA|USDA|VA) 18 $2,980,000 $165,556 $2,374 2.99%
EL PASO, TX (FHA|USDA|VA) 16 $2,970,000 $185,625 $5,839 2.68%
SPARTANBURG, SC (FHA|USDA|VA) 16 $2,960,000 $185,000 $4,619 2.84%
SANTA FE, NM (FHA|USDA|VA) 3 $2,945,000 $981,667 $6,182 2.88%
READING, PA (FHA|USDA|VA) 13 $2,935,000 $225,769 $7,673 2.77%
BOULDER, CO (FHA|USDA|VA) 5 $2,925,000 $585,000 $6,907 3.07%
Lebanon, NH-VT (FHA|USDA|VA) 13 $2,915,000 $224,231 $6,313 2.86%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $2,910,000 $207,857 $6,328 2.64%
CHEYENNE, WY (FHA|USDA|VA) 9 $2,905,000 $322,778 $5,832 2.88%
PUEBLO, CO (FHA|USDA|VA) 14 $2,890,000 $206,429 $5,530 2.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 13 $2,845,000 $218,846 $3,922 3.16%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 14 $2,840,000 $202,857 $5,174 2.82%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 17 $2,815,000 $165,588 $3,998 3.08%
Faribault-Northfield, MN (FHA|USDA|VA) 11 $2,795,000 $254,091 $6,048 3.12%
CEDAR RAPIDS, IA (FHA|USDA|VA) 15 $2,765,000 $184,333 $4,191 2.77%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 13 $2,705,000 $208,077 $4,361 3.02%
Breckenridge, CO (FHA|USDA|VA) 4 $2,690,000 $672,500 $3,614 3.21%
AMES, IA (FHA|USDA|VA) 14 $2,670,000 $190,714 $3,248 2.73%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 17 $2,665,000 $156,765 $5,691 3.21%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 9 $2,665,000 $296,111 $5,221 2.92%
ST. GEORGE, UT (FHA|USDA|VA) 9 $2,655,000 $295,000 $5,291 2.78%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $2,650,000 $662,500 $6,042 2.81%
Torrington, CT (FHA|USDA|VA) 10 $2,650,000 $265,000 $5,020 2.92%
VISALIA, CA (FHA|USDA|VA) 10 $2,650,000 $265,000 $7,983 2.78%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 15 $2,585,000 $172,333 $3,997 3.10%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 16 $2,470,000 $154,375 $3,763 2.82%
SIOUX FALLS, SD (FHA|USDA|VA) 12 $2,470,000 $205,833 $3,912 2.82%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $2,465,000 $352,143 $6,767 2.70%
MADERA, CA (FHA|USDA|VA) 9 $2,455,000 $272,778 $5,117 2.87%
LAS CRUCES, NM (FHA|USDA|VA) 12 $2,430,000 $202,500 $6,012 2.65%
NAPA, CA (FHA|USDA|VA) 3 $2,415,000 $805,000 $12,944 2.87%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $2,405,000 $343,571 $5,083 2.74%
BEND, OR (FHA|USDA|VA) 9 $2,375,000 $263,889 $6,367 2.64%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 11 $2,335,000 $212,273 $3,478 3.12%
Kapaa, HI (FHA|USDA|VA) 3 $2,335,000 $778,333 $10,320 3.13%
TOLEDO, OH (FHA|USDA|VA) 14 $2,330,000 $166,429 $4,817 2.68%
YORK-HANOVER, PA (FHA|USDA|VA) 11 $2,325,000 $211,364 $6,045 2.92%
Brainerd, MN (FHA|USDA|VA) 8 $2,310,000 $288,750 $4,057 3.00%
Pahrump, NV (FHA|USDA|VA) 12 $2,310,000 $192,500 $4,591 3.09%
TUSCALOOSA, AL (FHA|USDA|VA) 9 $2,295,000 $255,000 $7,664 2.78%
CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $2,275,000 $206,818 $6,230 2.88%
MUSKEGON, MI (FHA|USDA|VA) 8 $2,270,000 $283,750 $6,429 2.87%
Minot, ND (FHA|USDA|VA) 9 $2,265,000 $251,667 $6,103 2.60%
FLINT, MI (FHA|USDA|VA) 14 $2,250,000 $160,714 $4,264 2.82%
BISMARCK, ND (FHA|USDA|VA) 9 $2,235,000 $248,333 $4,258 2.83%
SUMTER, SC (FHA|USDA|VA) 13 $2,235,000 $171,923 $4,201 2.84%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 10 $2,230,000 $223,000 $3,692 2.93%
SALINAS, CA (FHA|USDA|VA) 5 $2,215,000 $443,000 $8,748 2.73%
PEORIA, IL (FHA|USDA|VA) 15 $2,205,000 $147,000 $3,123 3.02%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 13 $2,195,000 $168,846 $4,886 2.88%
LAFAYETTE, LA (FHA|USDA|VA) 13 $2,185,000 $168,077 $3,584 2.92%
WACO, TX (FHA|USDA|VA) 9 $2,175,000 $241,667 $4,776 2.64%
CLEVELAND, TN (FHA|USDA|VA) 11 $2,155,000 $195,909 $5,208 2.88%
LAWTON, OK (FHA|USDA|VA) 13 $2,155,000 $165,769 $4,295 2.77%
Ottawa, IL (FHA|USDA|VA) 13 $2,085,000 $160,385 $4,009 3.30%
Edwards, CO (FHA|USDA|VA) 3 $2,075,000 $691,667 $6,553 3.00%
Menomonie, WI (FHA|USDA|VA) 9 $2,055,000 $228,333 $4,848 2.78%
FORT SMITH, AR-OK (FHA|USDA|VA) 13 $2,035,000 $156,538 $3,269 2.76%
WINCHESTER, VA-WV (FHA|USDA|VA) 8 $2,030,000 $253,750 $3,758 3.05%
CHARLESTON, WV (FHA|USDA|VA) 12 $2,030,000 $169,167 $6,297 3.07%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $2,030,000 $169,167 $4,347 3.01%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 8 $2,020,000 $252,500 $3,892 2.81%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 8 $2,010,000 $251,250 $6,967 2.51%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 15 $2,005,000 $133,667 $4,435 3.13%
HINESVILLE, GA (FHA|USDA|VA) 13 $1,965,000 $151,154 $4,439 2.76%
MOBILE, AL (FHA|USDA|VA) 11 $1,965,000 $178,636 $4,283 3.02%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,960,000 $326,667 $6,724 2.96%
YUMA, AZ (FHA|USDA|VA) 10 $1,950,000 $195,000 $3,093 2.81%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,930,000 $482,500 $6,854 2.91%
Traverse City, MI (FHA|USDA|VA) 8 $1,910,000 $238,750 $4,065 3.16%
FORT WAYNE, IN (FHA|USDA|VA) 12 $1,900,000 $158,333 $4,253 2.75%
Hailey, ID (FHA|USDA|VA) 3 $1,895,000 $631,667 $5,514 2.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 10 $1,890,000 $189,000 $3,832 3.10%
Granbury, TX (FHA|USDA|VA) 6 $1,880,000 $313,333 $3,689 3.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 14 $1,880,000 $134,286 $4,700 2.84%
Pella, IA (FHA|USDA|VA) 10 $1,870,000 $187,000 $3,033 2.84%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 13 $1,855,000 $142,692 $6,048 2.98%
SPRINGFIELD, IL (FHA|USDA|VA) 9 $1,845,000 $205,000 $3,232 2.54%
CANTON-MASSILLON, OH (FHA|USDA|VA) 13 $1,845,000 $141,923 $4,670 2.93%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,825,000 $202,778 $4,865 2.83%
Manitowoc, WI (FHA|USDA|VA) 10 $1,810,000 $181,000 $2,526 3.01%
CHICO, CA (FHA|USDA|VA) 8 $1,800,000 $225,000 $7,487 2.79%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,795,000 $256,429 $8,208 3.00%
FAIRBANKS, AK (FHA|USDA|VA) 8 $1,790,000 $223,750 $7,094 2.82%
THE VILLAGES, FL (FHA|USDA|VA) 8 $1,780,000 $222,500 $4,158 2.95%
Rochelle, IL (FHA|USDA|VA) 10 $1,770,000 $177,000 $4,084 2.97%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $1,770,000 $147,500 $4,880 2.97%
JOPLIN, MO (FHA|USDA|VA) 11 $1,745,000 $158,636 $5,042 3.08%
AMARILLO, TX (FHA|USDA|VA) 8 $1,730,000 $216,250 $3,104 2.77%
Olean, NY (FHA|USDA|VA) 10 $1,720,000 $172,000 $3,049 3.10%
Sanford, NC (FHA|USDA|VA) 8 $1,720,000 $215,000 $4,576 2.67%
Fernley, NV (FHA|USDA|VA) 6 $1,710,000 $285,000 $4,725 3.02%
Mason City, IA (FHA|USDA|VA) 8 $1,690,000 $211,250 $3,648 3.08%
St. Marys, GA (FHA|USDA|VA) 9 $1,685,000 $187,222 $6,329 2.87%
Aberdeen, WA (FHA|USDA|VA) 7 $1,685,000 $240,714 $7,373 2.81%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 8 $1,680,000 $210,000 $5,970 2.83%
Shelton, WA (FHA|USDA|VA) 5 $1,675,000 $335,000 $7,383 2.42%
Roseburg, OR (FHA|USDA|VA) 5 $1,675,000 $335,000 $9,834 2.84%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,670,000 $417,500 $4,736 2.81%
Enterprise, AL (FHA|USDA|VA) 8 $1,670,000 $208,750 $4,865 2.59%
BINGHAMTON, NY (FHA|USDA|VA) 10 $1,650,000 $165,000 $5,689 3.56%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,645,000 $329,000 $7,130 2.79%
Outside of Metro Areas 7 $1,635,000 $233,571 $5,055 2.70%
HARRISONBURG, VA (FHA|USDA|VA) 4 $1,630,000 $407,500 $5,206 2.97%
ERIE, PA (FHA|USDA|VA) 8 $1,620,000 $202,500 $6,020 2.92%
TEXARKANA, TX-AR (FHA|USDA|VA) 10 $1,610,000 $161,000 $4,284 2.91%
BANGOR, ME (FHA|USDA|VA) 8 $1,590,000 $198,750 $3,851 2.94%
Alamogordo, NM (FHA|USDA|VA) 8 $1,570,000 $196,250 $5,534 2.97%
Bluefield, WV-VA (FHA|USDA|VA) 13 $1,555,000 $119,615 $4,171 2.81%
TERRE HAUTE, IN (FHA|USDA|VA) 11 $1,555,000 $141,364 $4,616 2.63%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,550,000 $775,000 $6,004 2.75%
Picayune, MS (FHA|USDA|VA) 9 $1,545,000 $171,667 $4,683 2.94%
GREAT FALLS, MT (FHA|USDA|VA) 7 $1,545,000 $220,714 $7,327 2.69%
Moses Lake, WA (FHA|USDA|VA) 5 $1,545,000 $309,000 $7,409 3.13%
Sevierville, TN (FHA|USDA|VA) 5 $1,525,000 $305,000 $6,612 3.89%
Concord, NH (FHA|USDA|VA) 7 $1,515,000 $216,429 $4,362 2.47%
WICHITA FALLS, TX (FHA|USDA|VA) 10 $1,490,000 $149,000 $5,291 2.75%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $1,490,000 $745,000 $5,498 3.50%
LONGVIEW, WA (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,162 2.68%
LONGVIEW, TX (FHA|USDA|VA) 7 $1,425,000 $203,571 $4,399 3.11%
RAPID CITY, SD (FHA|USDA|VA) 4 $1,420,000 $355,000 $7,907 2.94%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,415,000 $283,000 $6,600 3.00%
LUBBOCK, TX (FHA|USDA|VA) 7 $1,415,000 $202,143 $2,736 3.11%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 7 $1,395,000 $199,286 $6,990 2.64%
Newport, OR (FHA|USDA|VA) 4 $1,380,000 $345,000 $5,559 2.92%
Plattsburgh, NY (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,781 2.81%
BURLINGTON, NC (FHA|USDA|VA) 10 $1,370,000 $137,000 $4,174 2.67%
MORGANTOWN, WV (FHA|USDA|VA) 6 $1,360,000 $226,667 $3,836 2.69%
Meridian, MS (FHA|USDA|VA) 7 $1,355,000 $193,571 $6,829 3.11%
LANCASTER, PA (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,487 2.80%
HATTIESBURG, MS (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,063 3.16%
Austin, MN (FHA|USDA|VA) 9 $1,315,000 $146,111 $5,305 3.07%
JACKSON, MI (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,061 3.07%
Palatka, FL (FHA|USDA|VA) 7 $1,315,000 $187,857 $2,167 3.00%
ROANOKE, VA (FHA|USDA|VA) 7 $1,305,000 $186,429 $4,437 3.15%
Elko, NV (FHA|USDA|VA) 5 $1,305,000 $261,000 $2,567 2.65%
ALBANY, GA (FHA|USDA|VA) 10 $1,300,000 $130,000 $2,676 2.69%
Tupelo, MS (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,757 2.60%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $1,285,000 $142,778 $6,510 2.71%
Centralia, WA (FHA|USDA|VA) 5 $1,285,000 $257,000 $5,116 3.15%
KINGSTON, NY (FHA|USDA|VA) 6 $1,270,000 $211,667 $7,134 3.21%
CARBONDALE-MARION, IL (FHA|USDA|VA) 8 $1,270,000 $158,750 $3,831 2.85%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 8 $1,270,000 $158,750 $3,295 3.02%
Opelousas, LA (FHA|USDA|VA) 5 $1,265,000 $253,000 $7,078 2.60%
IDAHO FALLS, ID (FHA|USDA|VA) 6 $1,260,000 $210,000 $3,160 2.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $1,245,000 $249,000 $7,850 3.23%
STAUNTON, VA (FHA|USDA|VA) 7 $1,225,000 $175,000 $3,459 2.80%
Grand Rapids, MN (FHA|USDA|VA) 3 $1,215,000 $405,000 $21,804 3.08%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,215,000 $405,000 $3,115 2.83%
Adrian, MI (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,054 3.06%
MONROE, LA (FHA|USDA|VA) 8 $1,190,000 $148,750 $4,459 2.77%
Marinette, WI-MI (FHA|USDA|VA) 7 $1,185,000 $169,286 $3,737 2.88%
Winona, MN (FHA|USDA|VA) 6 $1,180,000 $196,667 $2,988 3.41%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $1,175,000 $391,667 $3,517 2.88%
Paducah, KY-IL (FHA|USDA|VA) 8 $1,160,000 $145,000 $3,423 2.79%
Wilson, NC (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,193 2.65%
Athens, TX (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,693 2.75%
HOT SPRINGS, AR (FHA|USDA|VA) 9 $1,155,000 $128,333 $4,562 3.06%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,980 2.67%
MERCED, CA (FHA|USDA|VA) 4 $1,140,000 $285,000 $3,408 2.91%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,125,000 $225,000 $7,508 2.83%
Stevens Point, WI (FHA|USDA|VA) 6 $1,120,000 $186,667 $2,286 2.54%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $1,110,000 $277,500 $6,399 3.03%
Warsaw, IN (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,048 2.95%
Cullman, AL (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,358 3.03%
GOLDSBORO, NC (FHA|USDA|VA) 6 $1,090,000 $181,667 $4,007 2.74%
ALEXANDRIA, LA (FHA|USDA|VA) 6 $1,090,000 $181,667 $6,612 2.82%
TYLER, TX (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,267 2.52%
TOPEKA, KS (FHA|USDA|VA) 8 $1,090,000 $136,250 $4,240 2.80%
YAKIMA, WA (FHA|USDA|VA) 3 $1,085,000 $361,667 $10,693 2.63%
Ruidoso, NM (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,673 2.95%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 4 $1,060,000 $265,000 $10,718 2.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 7 $1,055,000 $150,714 $4,441 2.88%
Rock Springs, WY (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,605 2.77%
Oak Harbor, WA (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,096 2.71%
Shawnee, OK (FHA|USDA|VA) 6 $1,050,000 $175,000 $5,098 2.70%
POCATELLO, ID (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,335 2.71%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,112 2.94%
DOTHAN, AL (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,106 2.92%
Sunbury, PA (FHA|USDA|VA) 7 $1,015,000 $145,000 $5,466 2.77%
SHEBOYGAN, WI (FHA|USDA|VA) 7 $1,015,000 $145,000 $2,351 2.91%
Coffeyville, KS (FHA|USDA|VA) 7 $1,015,000 $145,000 $2,704 3.02%
SAN ANGELO, TX (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,225 2.88%
Bartlesville, OK (FHA|USDA|VA) 6 $1,010,000 $168,333 $6,596 2.88%
LYNCHBURG, VA (FHA|USDA|VA) 6 $1,010,000 $168,333 $7,424 2.81%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 7 $1,005,000 $143,571 $3,800 2.91%
Silver City, NM (FHA|USDA|VA) 5 $985,000 $197,000 $5,077 2.68%
ODESSA, TX (FHA|USDA|VA) 3 $985,000 $328,333 $8,752 2.83%
Glasgow, KY (FHA|USDA|VA) 6 $980,000 $163,333 $3,312 2.81%
Scottsbluff, NE (FHA|USDA|VA) 8 $970,000 $121,250 $4,831 3.30%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 8 $970,000 $121,250 $4,874 2.71%
Richmond-Berea, KY (FHA|USDA|VA) 6 $970,000 $161,667 $4,696 3.12%
Rolla, MO (FHA|USDA|VA) 3 $965,000 $321,667 $6,159 3.13%
OWENSBORO, KY (FHA|USDA|VA) 6 $960,000 $160,000 $4,052 2.73%
GLENS FALLS, NY (FHA|USDA|VA) 5 $955,000 $191,000 $5,566 3.10%
DECATUR, AL (FHA|USDA|VA) 5 $955,000 $191,000 $4,286 3.44%
Mountain Home, ID (FHA|USDA|VA) 5 $955,000 $191,000 $6,523 2.66%
Keene, NH (FHA|USDA|VA) 4 $950,000 $237,500 $8,562 3.03%
Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $950,000 $237,500 $6,676 2.88%
Ardmore, OK (FHA|USDA|VA) 4 $940,000 $235,000 $5,720 2.68%
Fergus Falls, MN (FHA|USDA|VA) 5 $935,000 $187,000 $4,098 2.75%
FLORENCE, SC (FHA|USDA|VA) 7 $935,000 $133,571 $2,660 2.43%
ELMIRA, NY (FHA|USDA|VA) 6 $930,000 $155,000 $4,325 3.09%
Thomasville, GA (FHA|USDA|VA) 5 $925,000 $185,000 $4,218 2.99%
ALTOONA, PA (FHA|USDA|VA) 7 $925,000 $132,143 $4,048 3.01%
Mount Pleasant, MI (FHA|USDA|VA) 4 $920,000 $230,000 $6,405 2.91%
Klamath Falls, OR (FHA|USDA|VA) 4 $920,000 $230,000 $4,731 2.90%
YUBA CITY, CA (FHA|USDA|VA) 3 $915,000 $305,000 $2,028 2.70%
LAWRENCE, KS (FHA|USDA|VA) 4 $900,000 $225,000 $8,039 3.13%
Key West, FL (FHA|USDA|VA) 2 $890,000 $445,000 $11,806 2.74%
Augusta-Waterville, ME (FHA|USDA|VA) 5 $885,000 $177,000 $5,343 2.83%
Alexandria, MN (FHA|USDA|VA) 3 $885,000 $295,000 $3,259 3.17%
Paris, TN (FHA|USDA|VA) 5 $885,000 $177,000 $4,013 3.30%
LaGrange, GA-AL (FHA|USDA|VA) 7 $875,000 $125,000 $5,868 2.91%
Holland, MI (FHA|USDA|VA) 5 $875,000 $175,000 $4,523 2.65%
Greeneville, TN (FHA|USDA|VA) 6 $870,000 $145,000 $4,138 2.81%
Clarksburg, WV (FHA|USDA|VA) 7 $865,000 $123,571 $3,726 2.66%
LOGAN, UT-ID (FHA|USDA|VA) 2 $860,000 $430,000 $9,242 3.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $860,000 $143,333 $5,332 2.71%
SAGINAW, MI (FHA|USDA|VA) 7 $855,000 $122,143 $4,719 3.21%
Ogdensburg-Massena, NY (FHA|USDA|VA) 7 $845,000 $120,714 $4,434 3.20%
Payson, AZ (FHA|USDA|VA) 4 $840,000 $210,000 $5,863 2.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $835,000 $278,333 $6,712 2.58%
Iron Mountain, MI-WI (FHA|USDA|VA) 5 $835,000 $167,000 $5,213 3.01%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $835,000 $278,333 $4,037 2.63%
Roanoke Rapids, NC (FHA|USDA|VA) 4 $830,000 $207,500 $3,806 2.93%
Laconia, NH (FHA|USDA|VA) 3 $825,000 $275,000 $5,409 3.13%
TWIN FALLS, ID (FHA|USDA|VA) 4 $820,000 $205,000 $4,916 2.88%
MIDLAND, TX (FHA|USDA|VA) 2 $820,000 $410,000 $21,212 2.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 6 $810,000 $135,000 $3,724 2.97%
FARMINGTON, NM (FHA|USDA|VA) 6 $810,000 $135,000 $5,141 2.94%
PINE BLUFF, AR (FHA|USDA|VA) 5 $805,000 $161,000 $4,053 3.13%
Batavia, NY (FHA|USDA|VA) 4 $800,000 $200,000 $4,964 2.91%
Albert Lea, MN (FHA|USDA|VA) 5 $795,000 $159,000 $3,570 3.03%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $795,000 $159,000 $3,753 2.48%
MISSOULA, MT (FHA|USDA|VA) 3 $795,000 $265,000 $2,724 2.95%
ENID, OK (FHA|USDA|VA) 4 $790,000 $197,500 $3,197 2.50%
REDDING, CA (FHA|USDA|VA) 3 $785,000 $261,667 $8,323 2.87%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $785,000 $261,667 $7,580 3.04%
MANHATTAN, KS (FHA|USDA|VA) 5 $765,000 $153,000 $3,537 2.87%
Jesup, GA (FHA|USDA|VA) 5 $765,000 $153,000 $6,502 3.25%
Clovis, NM (FHA|USDA|VA) 4 $760,000 $190,000 $3,508 2.91%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $760,000 $190,000 $6,132 2.94%
Hobbs, NM (FHA|USDA|VA) 3 $755,000 $251,667 $6,900 2.56%
Alexander City, AL (FHA|USDA|VA) 6 $750,000 $125,000 $3,470 2.96%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 4 $750,000 $187,500 $3,094 3.00%
ABILENE, TX (FHA|USDA|VA) 3 $745,000 $248,333 $3,895 2.90%
Marion, OH (FHA|USDA|VA) 5 $745,000 $149,000 $4,961 2.68%
Freeport, IL (FHA|USDA|VA) 6 $740,000 $123,333 $3,943 3.37%
Shelbyville, TN (FHA|USDA|VA) 3 $735,000 $245,000 $6,424 2.71%
Fort Polk South, LA (FHA|USDA|VA) 3 $725,000 $241,667 $4,881 2.96%
Danville, VA (FHA|USDA|VA) 5 $725,000 $145,000 $6,034 2.95%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $725,000 $241,667 $11,064 3.28%
Pottsville, PA (FHA|USDA|VA) 4 $720,000 $180,000 $6,157 3.50%
ITHACA, NY (FHA|USDA|VA) 4 $720,000 $180,000 $6,991 3.03%
Red Bluff, CA (FHA|USDA|VA) 3 $715,000 $238,333 $8,503 2.96%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $715,000 $143,000 $6,608 2.57%
Natchitoches, LA (FHA|USDA|VA) 4 $710,000 $177,500 $4,763 3.22%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $705,000 $235,000 $6,051 3.08%
Ottawa, KS (FHA|USDA|VA) 3 $705,000 $235,000 $5,800 3.46%
Murray, KY (FHA|USDA|VA) 4 $700,000 $175,000 $3,612 3.10%
Sandusky, OH (FHA|USDA|VA) 3 $695,000 $231,667 $5,764 2.62%
Branson, MO (FHA|USDA|VA) 4 $690,000 $172,500 $4,412 2.69%
FOND DU LAC, WI (FHA|USDA|VA) 4 $690,000 $172,500 $5,409 2.82%
SPRINGFIELD, OH (FHA|USDA|VA) 6 $690,000 $115,000 $4,813 2.75%
Wilmington, OH (FHA|USDA|VA) 4 $690,000 $172,500 $4,340 2.84%
DUBUQUE, IA (FHA|USDA|VA) 4 $680,000 $170,000 $4,231 2.56%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 4 $680,000 $170,000 $3,957 3.11%
Dickinson, ND (FHA|USDA|VA) 2 $680,000 $340,000 $3,882 2.68%
WILLIAMSPORT, PA (FHA|USDA|VA) 6 $680,000 $113,333 $4,428 2.60%
Crossville, TN (FHA|USDA|VA) 4 $680,000 $170,000 $3,311 2.38%
Sturgis, MI (FHA|USDA|VA) 2 $680,000 $340,000 $2,944 2.81%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $675,000 $225,000 $7,156 2.46%
Athens, TN (FHA|USDA|VA) 4 $670,000 $167,500 $6,138 3.00%
BELLINGHAM, WA (FHA|USDA|VA) 2 $670,000 $335,000 $10,918 2.69%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $665,000 $221,667 $4,069 2.92%
London, KY (FHA|USDA|VA) 5 $665,000 $133,000 $3,483 3.12%
Orangeburg, SC (FHA|USDA|VA) 5 $665,000 $133,000 $5,517 3.11%
IOWA CITY, IA (FHA|USDA|VA) 3 $665,000 $221,667 $8,946 2.73%
Somerset, KY (FHA|USDA|VA) 3 $665,000 $221,667 $7,301 2.58%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $660,000 $165,000 $3,799 2.94%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $660,000 $330,000 $4,599 3.00%
Ottumwa, IA (FHA|USDA|VA) 4 $660,000 $165,000 $1,658 2.65%
ROME, GA (FHA|USDA|VA) 5 $655,000 $131,000 $4,631 2.58%
Eufaula, AL-GA (FHA|USDA|VA) 5 $655,000 $131,000 $3,792 2.90%
Ketchikan, AK (FHA|USDA|VA) 2 $650,000 $325,000 $4,425 3.18%
Paris, TX (FHA|USDA|VA) 3 $645,000 $215,000 $3,054 2.68%
Camden, AR (FHA|USDA|VA) 3 $635,000 $211,667 $4,904 2.75%
CASPER, WY (FHA|USDA|VA) 3 $635,000 $211,667 $4,040 2.39%
MANKATO, MN (FHA|USDA|VA) 3 $635,000 $211,667 $5,816 2.95%
Angola, IN (FHA|USDA|VA) 3 $635,000 $211,667 $2,136 2.79%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $625,000 $208,333 $5,780 2.54%
Platteville, WI (FHA|USDA|VA) 3 $625,000 $208,333 $3,277 2.93%
Richmond, IN (FHA|USDA|VA) 5 $625,000 $125,000 $3,368 2.98%
BRUNSWICK, GA (FHA|USDA|VA) 2 $620,000 $310,000 $3,953 3.13%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $615,000 $205,000 $4,588 2.67%
Stephenville, TX (FHA|USDA|VA) 1 $615,000 $615,000 $32,142 3.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $605,000 $121,000 $2,037 3.04%
Jefferson, GA (FHA|USDA|VA) 3 $605,000 $201,667 $8,610 2.83%
NEW BERN, NC (FHA|USDA|VA) 4 $600,000 $150,000 $4,596 2.69%
Brownwood, TX (FHA|USDA|VA) 3 $595,000 $198,333 $4,753 3.04%
Steamboat Springs, CO (FHA|USDA|VA) 1 $595,000 $595,000 $4,106 3.13%
Astoria, OR (FHA|USDA|VA) 2 $590,000 $295,000 $5,105 2.44%
Russellville, AR (FHA|USDA|VA) 4 $590,000 $147,500 $5,542 2.83%
Albemarle, NC (FHA|USDA|VA) 4 $590,000 $147,500 $6,049 2.88%
Corning, NY (FHA|USDA|VA) 5 $585,000 $117,000 $4,118 2.98%
BATTLE CREEK, MI (FHA|USDA|VA) 5 $585,000 $117,000 $2,093 3.32%
Columbus, MS (FHA|USDA|VA) 3 $585,000 $195,000 $3,956 3.04%
Roswell, NM (FHA|USDA|VA) 5 $585,000 $117,000 $5,250 2.55%
Fort Payne, AL (FHA|USDA|VA) 3 $575,000 $191,667 $3,913 2.58%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $575,000 $191,667 $1,600 2.96%
Hutchinson, MN (FHA|USDA|VA) 4 $570,000 $142,500 $3,880 2.91%
Toccoa, GA (FHA|USDA|VA) 4 $570,000 $142,500 $3,934 2.77%
LINCOLN, NE (FHA|USDA|VA) 4 $570,000 $142,500 $3,680 2.68%
Vidalia, GA (FHA|USDA|VA) 2 $570,000 $285,000 $10,104 2.44%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $570,000 $142,500 $7,167 2.94%
Paragould, AR (FHA|USDA|VA) 3 $565,000 $188,333 $6,160 2.58%
New Castle, IN (FHA|USDA|VA) 5 $565,000 $113,000 $3,548 2.56%
LIMA, OH (FHA|USDA|VA) 4 $550,000 $137,500 $4,422 2.66%
Shelby, NC (FHA|USDA|VA) 3 $545,000 $181,667 $2,283 3.07%
Columbus, NE (FHA|USDA|VA) 3 $545,000 $181,667 $5,088 2.61%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $545,000 $181,667 $5,391 2.49%
North Wilkesboro, NC (FHA|USDA|VA) 3 $545,000 $181,667 $6,317 3.13%
Auburn, NY (FHA|USDA|VA) 4 $540,000 $135,000 $6,500 2.69%
Salem, OH (FHA|USDA|VA) 4 $540,000 $135,000 $2,923 2.85%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $535,000 $178,333 $8,262 2.63%
Cookeville, TN (FHA|USDA|VA) 3 $535,000 $178,333 $5,586 3.00%
Cortland, NY (FHA|USDA|VA) 3 $535,000 $178,333 $5,213 3.08%
Gloversville, NY (FHA|USDA|VA) 3 $535,000 $178,333 $8,258 2.96%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $525,000 $175,000 $5,527 2.71%
Kendallville, IN (FHA|USDA|VA) 3 $525,000 $175,000 $3,689 2.96%
Marion, NC (FHA|USDA|VA) 3 $525,000 $175,000 $4,955 2.79%
PITTSFIELD, MA (FHA|USDA|VA) 2 $520,000 $260,000 $3,639 2.63%
Jacksonville, TX (FHA|USDA|VA) 2 $520,000 $260,000 $3,720 3.33%
The Dalles, OR (FHA|USDA|VA) 2 $520,000 $260,000 $3,058 2.75%
VICTORIA, TX (FHA|USDA|VA) 3 $515,000 $171,667 $7,357 4.00%
Ozark, AL (FHA|USDA|VA) 4 $510,000 $127,500 $2,028 2.52%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $510,000 $127,500 $3,064 2.87%
Cañon City, CO (FHA|USDA|VA) 2 $510,000 $255,000 $8,326 3.13%
Las Vegas, NM (FHA|USDA|VA) 3 $505,000 $168,333 $4,905 2.53%
Clearlake, CA (FHA|USDA|VA) 3 $505,000 $168,333 $4,280 2.63%
Greenwood, SC (FHA|USDA|VA) 4 $500,000 $125,000 $4,853 2.72%
Fallon, NV (FHA|USDA|VA) 2 $500,000 $250,000 $5,710 3.05%
Elizabeth City, NC (FHA|USDA|VA) 2 $500,000 $250,000 $2,048 3.56%
Meadville, PA (FHA|USDA|VA) 2 $500,000 $250,000 $11,887 3.27%
Riverton, WY (FHA|USDA|VA) 2 $500,000 $250,000 $5,380 2.63%
Barre, VT (FHA|USDA|VA) 2 $500,000 $250,000 $10,592 3.00%
WENATCHEE, WA (FHA|USDA|VA) 2 $500,000 $250,000 $3,598 3.00%
MONROE, MI (FHA|USDA|VA) 3 $495,000 $165,000 $3,658 2.71%
Gillette, WY (FHA|USDA|VA) 2 $490,000 $245,000 $3,770 3.69%
Vincennes, IN (FHA|USDA|VA) 3 $485,000 $161,667 $4,482 2.46%
Bedford, IN (FHA|USDA|VA) 3 $485,000 $161,667 $5,394 2.99%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $485,000 $161,667 $2,881 2.79%
Prineville, OR (FHA|USDA|VA) 2 $480,000 $240,000 $5,709 2.75%
GREENVILLE, NC (FHA|USDA|VA) 3 $465,000 $155,000 $6,321 3.26%
Alpena, MI (FHA|USDA|VA) 4 $460,000 $115,000 $4,955 2.59%
Great Bend, KS (FHA|USDA|VA) 1 $455,000 $455,000 $21,906 2.50%
Poplar Bluff, MO (FHA|USDA|VA) 3 $455,000 $151,667 $5,452 3.04%
MANSFIELD, OH (FHA|USDA|VA) 3 $455,000 $151,667 $3,556 2.92%
Centralia, IL (FHA|USDA|VA) 2 $450,000 $225,000 $5,001 3.13%
DeRidder, LA (FHA|USDA|VA) 2 $450,000 $225,000 $5,840 3.00%
Bogalusa, LA (FHA|USDA|VA) 4 $450,000 $112,500 $4,399 3.28%
Lumberton, NC (FHA|USDA|VA) 3 $445,000 $148,333 $5,721 3.42%
Newport, TN (FHA|USDA|VA) 1 $445,000 $445,000 $15,711 2.25%
Crawfordsville, IN (FHA|USDA|VA) 3 $445,000 $148,333 $2,884 2.30%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $440,000 $220,000 $9,886 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $440,000 $220,000 $4,252 2.94%
Waycross, GA (FHA|USDA|VA) 3 $435,000 $145,000 $5,781 2.92%
Clewiston, FL (FHA|USDA|VA) 2 $430,000 $215,000 $10,218 3.25%
Boone, NC (FHA|USDA|VA) 2 $430,000 $215,000 $2,844 2.81%
Miami, OK (FHA|USDA|VA) 3 $425,000 $141,667 $6,154 3.21%
BAY CITY, MI (FHA|USDA|VA) 3 $425,000 $141,667 $4,762 2.60%
Fairmont, WV (FHA|USDA|VA) 4 $420,000 $105,000 $3,945 3.25%
DECATUR, IL (FHA|USDA|VA) 2 $420,000 $210,000 $3,023 2.81%
Uvalde, TX (FHA|USDA|VA) 2 $420,000 $210,000 $6,257 2.94%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $415,000 $138,333 $3,163 2.86%
Mount Airy, NC (FHA|USDA|VA) 5 $415,000 $83,000 $4,585 2.64%
Statesboro, GA (FHA|USDA|VA) 3 $415,000 $138,333 $6,549 3.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $410,000 $102,500 $3,600 3.00%
Sayre, PA (FHA|USDA|VA) 2 $410,000 $205,000 $4,526 2.74%
Vineyard Haven, MA (FHA|USDA|VA) 1 $405,000 $405,000 $3,910 3.13%
Effingham, IL (FHA|USDA|VA) 2 $400,000 $200,000 $4,551 3.19%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $400,000 $200,000 $2,478 2.50%
Tahlequah, OK (FHA|USDA|VA) 2 $400,000 $200,000 $6,976 2.38%
Muskogee, OK (FHA|USDA|VA) 3 $385,000 $128,333 $5,566 2.67%
BECKLEY, WV (FHA|USDA|VA) 3 $385,000 $128,333 $3,313 3.13%
Lufkin, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,467 2.63%
MUNCIE, IN (FHA|USDA|VA) 4 $380,000 $95,000 $4,092 2.64%
Safford, AZ (FHA|USDA|VA) 2 $380,000 $190,000 $2,270 2.63%
Watertown, SD (FHA|USDA|VA) 2 $380,000 $190,000 $8,414 3.00%
EL CENTRO, CA (FHA|USDA|VA) 2 $380,000 $190,000 $5,789 3.03%
Harrison, AR (FHA|USDA|VA) 2 $380,000 $190,000 $6,199 2.81%
Dublin, GA (FHA|USDA|VA) 2 $380,000 $190,000 $4,014 3.06%
WHEELING, WV-OH (FHA|USDA|VA) 3 $375,000 $125,000 $5,622 2.50%
Searcy, AR (FHA|USDA|VA) 3 $375,000 $125,000 $5,845 2.92%
Ruston, LA (FHA|USDA|VA) 3 $375,000 $125,000 $7,396 2.97%
Sterling, IL (FHA|USDA|VA) 4 $370,000 $92,500 $2,761 2.74%
Portales, NM (FHA|USDA|VA) 2 $370,000 $185,000 $4,587 3.38%
La Grande, OR (FHA|USDA|VA) 1 $365,000 $365,000 $4,783 2.75%
JONESBORO, AR (FHA|USDA|VA) 2 $360,000 $180,000 $4,566 2.81%
Mount Vernon, OH (FHA|USDA|VA) 2 $360,000 $180,000 $5,008 3.00%
Wooster, OH (FHA|USDA|VA) 2 $360,000 $180,000 $5,062 3.13%
Newberry, SC (FHA|USDA|VA) 2 $360,000 $180,000 $5,410 2.81%
Quincy, IL-MO (FHA|USDA|VA) 2 $360,000 $180,000 $2,944 3.56%
Ontario, OR-ID (FHA|USDA|VA) 1 $355,000 $355,000 $4,205 3.13%
Vicksburg, MS (FHA|USDA|VA) 3 $355,000 $118,333 $4,329 3.09%
Brevard, NC (FHA|USDA|VA) 1 $355,000 $355,000 $1,997 3.25%
McComb, MS (FHA|USDA|VA) 2 $350,000 $175,000 $4,477 2.94%
Decatur, IN (FHA|USDA|VA) 2 $350,000 $175,000 $3,667 3.00%
HAMMOND, LA (FHA|USDA|VA) 2 $350,000 $175,000 $5,071 2.88%
Peru, IN (FHA|USDA|VA) 2 $350,000 $175,000 $6,760 2.94%
Danville, KY (FHA|USDA|VA) 3 $345,000 $115,000 $5,201 2.79%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $345,000 $115,000 $3,816 2.90%
Fremont, OH (FHA|USDA|VA) 3 $345,000 $115,000 $2,306 3.08%
McAlester, OK (FHA|USDA|VA) 3 $345,000 $115,000 $3,069 3.08%
Snyder, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,531 2.39%
Madison, IN (FHA|USDA|VA) 2 $340,000 $170,000 $5,258 2.69%
Amsterdam, NY (FHA|USDA|VA) 2 $340,000 $170,000 $9,444 3.38%
Jamestown, ND (FHA|USDA|VA) 1 $335,000 $335,000 $4,717 2.38%
Pontiac, IL (FHA|USDA|VA) 3 $335,000 $111,667 $3,733 2.83%
Rockingham, NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,569 3.81%
Hutchinson, KS (FHA|USDA|VA) 2 $330,000 $165,000 $5,394 2.78%
Natchez, MS-LA (FHA|USDA|VA) 2 $330,000 $165,000 $1,965 3.25%
Oskaloosa, IA (FHA|USDA|VA) 3 $325,000 $108,333 $2,373 2.54%
Moscow, ID (FHA|USDA|VA) 1 $325,000 $325,000 $7,114 4.88%
Norwalk, OH (FHA|USDA|VA) 1 $325,000 $325,000 $1,840 3.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $325,000 $325,000 $7,599 3.63%
Ashtabula, OH (FHA|USDA|VA) 3 $325,000 $108,333 $4,969 2.92%
Española, NM (FHA|USDA|VA) 1 $325,000 $325,000 $2,629 3.13%
Williston, ND (FHA|USDA|VA) 2 $320,000 $160,000 $5,546 2.56%
Kingsville, TX (FHA|USDA|VA) 2 $320,000 $160,000 $5,557 2.69%
Henderson, NC (FHA|USDA|VA) 2 $320,000 $160,000 $7,215 3.19%
Crescent City, CA (FHA|USDA|VA) 2 $320,000 $160,000 $3,185 2.60%
Hillsdale, MI (FHA|USDA|VA) 2 $320,000 $160,000 $4,703 2.69%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $320,000 $160,000 $5,259 3.50%
Forest City, NC (FHA|USDA|VA) 3 $315,000 $105,000 $3,580 2.83%
Pecos, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,311 2.70%
WALLA WALLA, WA (FHA|USDA|VA) 1 $315,000 $315,000 $2,672 2.88%
CORVALLIS, OR (FHA|USDA|VA) 1 $305,000 $305,000 $3,153 2.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $305,000 $101,667 $2,685 2.88%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $300,000 $150,000 $5,039 2.52%
Gallup, NM (FHA|USDA|VA) 2 $300,000 $150,000 $4,358 2.63%
Dodge City, KS (FHA|USDA|VA) 2 $300,000 $150,000 $5,256 2.19%
Brenham, TX (FHA|USDA|VA) 1 $295,000 $295,000 $9,406 2.75%
Spirit Lake, IA (FHA|USDA|VA) 1 $295,000 $295,000 $4,161 4.25%
Kinston, NC (FHA|USDA|VA) 3 $295,000 $98,333 $5,759 3.53%
Oneonta, NY (FHA|USDA|VA) 1 $295,000 $295,000 $10,357 3.00%
Lake City, FL (FHA|USDA|VA) 2 $290,000 $145,000 $3,669 3.00%
Madisonville, KY (FHA|USDA|VA) 2 $290,000 $145,000 $4,021 3.00%
Portsmouth, OH (FHA|USDA|VA) 2 $290,000 $145,000 $5,920 3.06%
Willmar, MN (FHA|USDA|VA) 2 $290,000 $145,000 $6,193 3.00%
Mount Vernon, IL (FHA|USDA|VA) 2 $290,000 $145,000 $3,937 2.72%
Wabash, IN (FHA|USDA|VA) 2 $290,000 $145,000 $5,340 2.88%
Dayton, TN (FHA|USDA|VA) 1 $285,000 $285,000 $3,382 3.25%
Marion, IN (FHA|USDA|VA) 3 $285,000 $95,000 $3,620 3.58%
Big Spring, TX (FHA|USDA|VA) 1 $285,000 $285,000 $10,123 2.88%
Batesville, AR (FHA|USDA|VA) 3 $285,000 $95,000 $2,072 2.86%
Galesburg, IL (FHA|USDA|VA) 3 $285,000 $95,000 $2,606 3.04%
Durango, CO (FHA|USDA|VA) 1 $285,000 $285,000 $7,565 2.75%
Lawrenceburg, TN (FHA|USDA|VA) 3 $285,000 $95,000 $5,915 2.91%
Sterling, CO (FHA|USDA|VA) 1 $285,000 $285,000 $7,471 3.13%
New Castle, PA (FHA|USDA|VA) 2 $280,000 $140,000 $4,248 2.88%
Laurel, MS (FHA|USDA|VA) 2 $280,000 $140,000 $5,622 3.69%
Tiffin, OH (FHA|USDA|VA) 2 $280,000 $140,000 $7,022 3.13%
Defiance, OH (FHA|USDA|VA) 2 $280,000 $140,000 $4,853 3.18%
Show Low, AZ (FHA|USDA|VA) 2 $280,000 $140,000 $5,200 3.50%
Hastings, NE (FHA|USDA|VA) 1 $275,000 $275,000 $4,243 2.46%
Martinsville, VA (FHA|USDA|VA) 3 $275,000 $91,667 $4,555 3.45%
Troy, AL (FHA|USDA|VA) 2 $270,000 $135,000 $6,089 3.50%
Shawano, WI (FHA|USDA|VA) 2 $270,000 $135,000 $2,411 3.06%
Indianola, MS (FHA|USDA|VA) 3 $265,000 $88,333 $3,413 2.61%
Muscatine, IA (FHA|USDA|VA) 2 $260,000 $130,000 $2,020 2.81%
Elk City, OK (FHA|USDA|VA) 2 $260,000 $130,000 $2,682 3.12%
Montrose, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,686 3.25%
Stillwater, OK (FHA|USDA|VA) 1 $255,000 $255,000 $9,205 2.75%
Oxford, MS (FHA|USDA|VA) 1 $255,000 $255,000 $12,108 2.75%
Marquette, MI (FHA|USDA|VA) 2 $250,000 $125,000 $5,052 3.12%
Chillicothe, OH (FHA|USDA|VA) 2 $250,000 $125,000 $4,532 2.77%
Van Wert, OH (FHA|USDA|VA) 2 $250,000 $125,000 $5,128 3.00%
Liberal, KS (FHA|USDA|VA) 2 $250,000 $125,000 $2,155 2.44%
Mount Pleasant, TX (FHA|USDA|VA) 2 $250,000 $125,000 $4,022 2.72%
Bennington, VT (FHA|USDA|VA) 2 $250,000 $125,000 $8,666 2.81%
North Platte, NE (FHA|USDA|VA) 2 $250,000 $125,000 $2,525 2.69%
Alice, TX (FHA|USDA|VA) 2 $250,000 $125,000 $4,019 2.80%
DANVILLE, IL (FHA|USDA|VA) 1 $245,000 $245,000 $11,488 2.63%
Othello, WA (FHA|USDA|VA) 1 $245,000 $245,000 $1,865 2.38%
Mineral Wells, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,484 2.40%
LAREDO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,905 2.50%
Laramie, WY (FHA|USDA|VA) 1 $245,000 $245,000 $3,661 2.33%
Selinsgrove, PA (FHA|USDA|VA) 1 $245,000 $245,000 $1,905 3.25%
Craig, CO (FHA|USDA|VA) 1 $245,000 $245,000 $9,755 2.50%
Okeechobee, FL (FHA|USDA|VA) 1 $245,000 $245,000 $9,752 3.88%
LEBANON, PA (FHA|USDA|VA) 1 $245,000 $245,000 $4,732 2.50%
Scottsboro, AL (FHA|USDA|VA) 2 $240,000 $120,000 $5,242 2.81%
Malone, NY (FHA|USDA|VA) 2 $240,000 $120,000 $2,542 3.00%
Ludington, MI (FHA|USDA|VA) 2 $240,000 $120,000 $7,536 3.25%
Blytheville, AR (FHA|USDA|VA) 2 $240,000 $120,000 $4,636 4.06%
Mountain Home, AR (FHA|USDA|VA) 3 $235,000 $78,333 $3,262 3.00%
Garden City, KS (FHA|USDA|VA) 1 $235,000 $235,000 $3,459 2.50%
West Plains, MO (FHA|USDA|VA) 3 $235,000 $78,333 $2,285 2.89%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $235,000 $235,000 $8,469 2.50%
Cullowhee, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,140 2.88%
Burlington, IA-IL (FHA|USDA|VA) 2 $230,000 $115,000 $2,028 3.56%
Coos Bay, OR (FHA|USDA|VA) 2 $230,000 $115,000 $8,016 2.78%
Mitchell, SD (FHA|USDA|VA) 2 $230,000 $115,000 $3,700 2.69%
Findlay, OH (FHA|USDA|VA) 2 $230,000 $115,000 $2,816 2.50%
Burley, ID (FHA|USDA|VA) 2 $230,000 $115,000 $2,571 2.44%
Somerset, PA (FHA|USDA|VA) 2 $230,000 $115,000 $4,254 4.08%
Fairmont, MN (FHA|USDA|VA) 1 $225,000 $225,000 $8,873 3.75%
Sulphur Springs, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,519 2.88%
Plymouth, IN (FHA|USDA|VA) 1 $225,000 $225,000 $7,082 2.75%
Nogales, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $3,590 3.25%
Bradford, PA (FHA|USDA|VA) 2 $220,000 $110,000 $3,400 3.44%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $220,000 $110,000 $5,401 2.69%
Selma, AL (FHA|USDA|VA) 2 $220,000 $110,000 $3,761 3.00%
Scottsburg, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,257 2.75%
Lewisburg, TN (FHA|USDA|VA) 1 $215,000 $215,000 $6,191 3.00%
Mount Sterling, KY (FHA|USDA|VA) 1 $215,000 $215,000 $3,393 3.13%
Albertville, AL (FHA|USDA|VA) 1 $215,000 $215,000 $1,315 3.00%
Bardstown, KY (FHA|USDA|VA) 2 $210,000 $105,000 $2,960 3.14%
MIDLAND, MI (FHA|USDA|VA) 2 $210,000 $105,000 $3,504 2.81%
Lebanon, MO (FHA|USDA|VA) 2 $210,000 $105,000 $2,504 2.50%
Bellefontaine, OH (FHA|USDA|VA) 2 $210,000 $105,000 $3,398 3.19%
Emporia, KS (FHA|USDA|VA) 2 $210,000 $105,000 $1,876 2.76%
Nacogdoches, TX (FHA|USDA|VA) 1 $205,000 $205,000 $2,998 3.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,305 2.49%
Corsicana, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,221 2.50%
Yankton, SD (FHA|USDA|VA) 1 $205,000 $205,000 $7,619 3.00%
Carroll, IA (FHA|USDA|VA) 1 $205,000 $205,000 $2,147 3.13%
Middlesborough, KY (FHA|USDA|VA) 2 $200,000 $100,000 $6,719 2.56%
Oil City, PA (FHA|USDA|VA) 2 $200,000 $100,000 $2,186 4.33%
Ponca City, OK (FHA|USDA|VA) 2 $200,000 $100,000 $3,692 3.63%
Calhoun, GA (FHA|USDA|VA) 1 $195,000 $195,000 $9,217 2.88%
Jennings, LA (FHA|USDA|VA) 1 $195,000 $195,000 $6,856 2.88%
Cornelia, GA (FHA|USDA|VA) 1 $195,000 $195,000 $3,501 2.71%
DuBois, PA (FHA|USDA|VA) 2 $190,000 $95,000 $3,556 3.25%
Washington, IN (FHA|USDA|VA) 1 $185,000 $185,000 $5,825 3.25%
El Dorado, AR (FHA|USDA|VA) 1 $185,000 $185,000 $7,894 3.88%
Bonham, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,099 2.45%
Atmore, AL (FHA|USDA|VA) 2 $180,000 $90,000 $3,780 2.81%
Logansport, IN (FHA|USDA|VA) 2 $180,000 $90,000 $4,113 2.69%
Ashland, OH (FHA|USDA|VA) 2 $180,000 $90,000 $6,577 3.00%
JACKSON, TN (FHA|USDA|VA) 2 $180,000 $90,000 $5,435 2.88%
Cedartown, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,165 3.13%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $175,000 $175,000 $1,648 2.66%
Bennettsville, SC (FHA|USDA|VA) 1 $175,000 $175,000 $3,590 2.50%
Evanston, WY (FHA|USDA|VA) 1 $165,000 $165,000 $5,618 3.19%
Del Rio, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,366 2.63%
Woodward, OK (FHA|USDA|VA) 1 $165,000 $165,000 $3,109 2.60%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,409 2.50%
Cleveland, MS (FHA|USDA|VA) 1 $165,000 $165,000 $3,353 4.00%
Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,828 2.63%
Parsons, KS (FHA|USDA|VA) 1 $155,000 $155,000 $6,076 2.88%
Coldwater, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,463 2.44%
McMinnville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,116 2.67%
Taos, NM (FHA|USDA|VA) 1 $155,000 $155,000 $1,952 2.75%
Tifton, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,186 2.43%
Huntingdon, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,684 2.25%
Dixon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $4,602 2.99%
Sidney, OH (FHA|USDA|VA) 1 $155,000 $155,000 $8,663 2.25%
Greensburg, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,725 3.00%
Fremont, NE (FHA|USDA|VA) 1 $155,000 $155,000 $5,341 3.25%
Duncan, OK (FHA|USDA|VA) 2 $150,000 $75,000 $2,860 2.75%
Berlin, NH (FHA|USDA|VA) 2 $150,000 $75,000 $4,264 2.94%
Lexington, NE (FHA|USDA|VA) 2 $150,000 $75,000 $3,078 3.19%
Borger, TX (FHA|USDA|VA) 1 $145,000 $145,000 $7,177 3.13%
Starkville, MS (FHA|USDA|VA) 1 $145,000 $145,000 $6,192 3.38%
Kennett, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,243 2.38%
Kerrville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $11,011 2.75%
Sikeston, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,609 2.53%
Urbana, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,998 3.13%
Altus, OK (FHA|USDA|VA) 1 $145,000 $145,000 $6,325 2.25%
Durant, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,885 3.25%
Marietta, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,962 3.13%
Bluffton, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,371 2.38%
Taylorville, IL (FHA|USDA|VA) 2 $140,000 $70,000 $3,509 3.56%
DALTON, GA (FHA|USDA|VA) 2 $140,000 $70,000 $2,842 2.06%
Guymon, OK (FHA|USDA|VA) 1 $135,000 $135,000 $7,278 3.25%
Pierre, SD (FHA|USDA|VA) 1 $135,000 $135,000 $1,688 2.50%
Arcadia, FL (FHA|USDA|VA) 1 $135,000 $135,000 $6,601 3.13%
GADSDEN, AL (FHA|USDA|VA) 2 $130,000 $65,000 $2,382 2.69%
Bemidji, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,390 2.38%
Frankfort, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,884 2.25%
Washington Court House, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,535 3.25%
Marshall, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,400 2.47%
Cedar City, UT (FHA|USDA|VA) 1 $125,000 $125,000 $8,508 2.63%
KOKOMO, IN (FHA|USDA|VA) 2 $120,000 $60,000 $2,729 3.19%
Rutland, VT (FHA|USDA|VA) 1 $115,000 $115,000 $2,367 4.75%
Lewisburg, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,153 2.50%
Greenwood, MS (FHA|USDA|VA) 1 $115,000 $115,000 $4,440 2.38%
Indiana, PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,344 2.88%
Kearney, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,035 2.50%
Atchison, KS (FHA|USDA|VA) 1 $115,000 $115,000 $5,740 3.13%
Moultrie, GA (FHA|USDA|VA) 1 $115,000 $115,000 $4,707 2.25%
New Ulm, MN (FHA|USDA|VA) 1 $115,000 $115,000 $4,549 2.75%
Warren, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,063 2.75%
Macomb, IL (FHA|USDA|VA) 1 $105,000 $105,000 $7,050 3.25%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $105,000 $105,000 $5,059 3.75%
Campbellsville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,431 3.25%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,327 2.51%
Lincoln, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,523 2.88%
Auburn, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,571 3.25%
Arkadelphia, AR (FHA|USDA|VA) 1 $105,000 $105,000 $6,314 2.75%
Zanesville, OH (FHA|USDA|VA) 1 $105,000 $105,000 $7,763 3.00%
Sandpoint, ID (FHA|USDA|VA) 1 $95,000 $95,000 $4,736 3.38%
Escanaba, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,195 2.70%
Hope, AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,910 2.45%
Jacksonville, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,956 1.88%
Greenville, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,002 3.13%
Aberdeen, SD (FHA|USDA|VA) 1 $95,000 $95,000 $3,082 2.13%
Athens, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,268 2.38%
Milledgeville, GA (FHA|USDA|VA) 1 $95,000 $95,000 $7,527 3.65%
Cadillac, MI (FHA|USDA|VA) 1 $95,000 $95,000 $916 2.49%
Big Stone Gap, VA (FHA|USDA|VA) 1 $85,000 $85,000 $2,089 3.75%
Vernal, UT (FHA|USDA|VA) 1 $85,000 $85,000 $1,392 2.88%
Celina, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,469 2.38%
Grenada, MS (FHA|USDA|VA) 1 $85,000 $85,000 $4,480 3.25%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,015 3.50%
Hudson, NY (FHA|USDA|VA) 1 $85,000 $85,000 $1,534 2.75%
Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $1,109 2.75%
Seneca, SC (FHA|USDA|VA) 1 $85,000 $85,000 $6,346 2.63%
Morehead City, NC (FHA|USDA|VA) 1 $85,000 $85,000 $1,176 2.25%
Blackfoot, ID (FHA|USDA|VA) 1 $85,000 $85,000 $2,999 2.75%
Summerville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,090 2.88%
Gaffney, SC (FHA|USDA|VA) 1 $75,000 $75,000 $5,351 3.25%
Magnolia, AR (FHA|USDA|VA) 1 $75,000 $75,000 $3,414 3.59%
Malvern, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,011 2.68%
West Point, MS (FHA|USDA|VA) 1 $65,000 $65,000 $3,673 4.50%
Pittsburg, KS (FHA|USDA|VA) 1 $65,000 $65,000 $1,904 2.59%
North Vernon, IN (FHA|USDA|VA) 1 $55,000 $55,000 $1,888 3.20%
COLUMBUS, IN (FHA|USDA|VA) 1 $55,000 $55,000 $1,780 2.88%
Mayfield, KY (FHA|USDA|VA) 1 $55,000 $55,000 $1,290 3.13%
Farmington, MO (FHA|USDA|VA) 1 $55,000 $55,000 $2,482 3.25%
Big Rapids, MI (FHA|USDA|VA) 1 $45,000 $45,000 $1,365 3.13%
Price, UT (FHA|USDA|VA) 1 $45,000 $45,000 $1,272 2.25%
Plainview, TX (FHA|USDA|VA) 1 $45,000 $45,000 $945 2.63%

Barrington Bank & Trust Company N.a.'s top markets include Chicago, Los Angeles, Madison, Minneapolis, and Milwaukee among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 15,305 $4,885,605,000 $319,216 $3,855 3.02%
VA 7,167 $1,752,825,000 $244,569 $5,375 2.74%
FHA 1,934 $386,740,000 $199,969 $8,213 3.21%
USDA 124 $23,490,000 $189,435 $5,588 2.95%

For the 2021 period, Barrington Bank & Trust Company N.a.'s most frequently originated loan type of loans were Conventional, with 15,305 originations. Their 2nd most popular type is VA, with 7,167 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 10,184 $3,114,610,000 $305,834 $6,061 3.10%
Refi 9,979 $2,796,635,000 $280,252 $2,999 2.77%
Cash Out Refi 4,051 $1,054,175,000 $260,226 $5,274 3.00%
Other 272 $73,140,000 $268,897 $3,533 3.22%
Home Improvement 44 $10,100,000 $229,545 $3,797 3.18%

For the 2021, Barrington Bank & Trust Company N.a.'s most frequently cited loan purpose of loans were Home Purchase, with 10,184 originations. The 2nd most popular reason of loans were Refi, with 9,979 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 19,679 $5,964,395,000 $303,084 $4,984 3.03%
15 Year 2,926 $639,930,000 $218,705 $3,350 2.51%
20 Year 1,021 $246,145,000 $241,082 $3,173 2.92%
Other 541 $118,295,000 $218,660 $3,654 2.89%
10 Year 332 $60,300,000 $181,627 $2,455 2.43%
5 Year 24 $14,220,000 $592,500 $0 3.84%
30+ year 6 $4,870,000 $811,667 $16,792 3.25%
1 Year 1 $505,000 $505,000 $0 4.00%

For the 2021, Barrington Bank & Trust Company N.a.'s most frequently cited loan length of loans were 30 Year, with 19,679 originations. The 2nd most popular length of loans were 15 Year, with 2,926 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 15,789 $4,580,065,000 $290,079
$<1k 3,361 $799,005,000 $237,728
$2k-3k 2,511 $620,825,000 $247,242
$3k-4k 1,846 $552,150,000 $299,106
$5k+ 993 $479,425,000 $482,805

$4,984 of loans were Barrington Bank & Trust Company N.a.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 15,789 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 11,000 $3,474,080,000 $315,825
3-4% 8,112 $2,260,940,000 $278,715
<2.5% 4,965 $1,213,785,000 $244,468
4-5% 417 $94,715,000 $227,134
5-6% 36 $5,140,000 $142,778

During 2021, Barrington Bank & Trust Company N.a.'s average interest rate of loans were 3.03%, while their most frequently originated rate bucket of loans were 2.5-3%, with 11,000 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 10,479 $2,953,885,000 $281,886 $4,785 2.97%
$100k-200k 7,639 $1,160,375,000 $151,901 $3,961 2.93%
$400k-600k 3,021 $1,456,045,000 $481,975 $5,482 2.96%
$100,000 or less 1,877 $146,445,000 $78,021 $3,245 2.92%
$600k-1MM 1,183 $880,355,000 $744,172 $6,818 2.97%
$1MM+ 331 $451,555,000 $1,364,215 $9,233 2.86%

2021 saw Barrington Bank & Trust Company N.a. place emphasis on $200k-400k loans with 10,479 originations, totaling $2,953,885,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 4,747 $991,235,000 $208,813 $5,085 3.06%
$100k-150k 4,219 $1,323,565,000 $313,715 $4,787 3.01%
$75k-100k 3,605 $919,765,000 $255,136 $5,034 3.03%
$150k-250k 3,301 $1,345,165,000 $407,502 $4,509 2.98%
$50k or less 2,974 $439,000,000 $147,613 $5,115 3.05%
$250k+ 1,870 $1,163,710,000 $622,305 $5,213 2.93%

Barrington Bank & Trust Company N.a. lent most frequently to those with incomes in the $50k-75k range, with 4,747 originations. The second most popular income band? $100k-150k, with 4,219 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 4,629 $1,407,945,000 $304,157 $4,206 2.95%
30-36% 3,751 $1,145,045,000 $305,264 $4,663 3.01%
<20% 1,904 $617,570,000 $324,354 $3,752 2.88%
50-60% 1,291 $345,155,000 $267,355 $7,862 3.01%
42% 789 $239,935,000 $304,100 $5,255 3.11%
39% 761 $229,555,000 $301,649 $5,051 3.08%
43% 755 $196,695,000 $260,523 $4,917 3.09%
44% 746 $208,830,000 $279,933 $5,351 3.08%
41% 742 $224,290,000 $302,278 $4,989 3.09%
40% 732 $210,780,000 $287,951 $4,707 3.10%
37% 692 $208,130,000 $300,766 $4,789 3.06%
38% 680 $204,540,000 $300,794 $4,848 3.06%
36% 654 $204,210,000 $312,248 $5,047 3.03%
49% 609 $175,745,000 $288,580 $5,488 3.09%
45% 588 $164,460,000 $279,694 $5,304 3.07%
48% 541 $149,805,000 $276,904 $5,453 3.05%
46% 519 $144,125,000 $277,697 $5,522 3.07%
47% 499 $137,595,000 $275,741 $4,997 3.11%
>60% 190 $64,950,000 $341,842 $9,110 2.91%

Barrington Bank & Trust Company N.a. lent most frequently to those with DTI ratios of 20-30%, with 4,629 originations. The next most common DTI ratio? 30-36%, with 3,751 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 18,124 $5,218,570,000 $287,937 $4,417 2.94%
Not provided 3,368 $963,550,000 $286,090 $5,372 2.96%
Black 1,897 $468,705,000 $247,077 $5,553 3.01%
Asian 765 $270,635,000 $353,771 $4,632 2.93%
Asian Indian 84 $32,270,000 $384,167 $4,177 2.92%
American Indian 125 $30,875,000 $247,000 $5,557 3.07%
Not applicable 28 $16,480,000 $588,571 $0 3.84%
Filipino 38 $13,610,000 $358,158 $5,304 2.79%
Native Hawaiian 33 $8,755,000 $265,303 $6,831 3.03%
Chinese 15 $7,405,000 $493,667 $4,236 2.77%
Other Asian 21 $6,755,000 $321,667 $3,723 2.84%
Japanese 9 $3,115,000 $346,111 $4,170 2.74%
Korean 6 $2,920,000 $486,667 $4,779 2.77%
Vietnamese 7 $2,335,000 $333,571 $5,050 2.62%
Other Pacific Islander 5 $1,325,000 $265,000 $6,040 2.89%
Native Hawiian 4 $1,210,000 $302,500 $6,751 3.06%
Samoan 1 $145,000 $145,000 $2,405 2.88%

Approval Rates

Total approvals of all applications
93.60%

Barrington Bank & Trust Company N.a. has an average approval rate.

Pick Rate

Approvals leading to origination
59.07%

Barrington Bank & Trust Company N.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 24,530 $7,048,660,000 $287,349

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
24,530 $7,048,660,000 $287,349

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,001 $236,405,000 $236,169 $3,548 2.76%
40-60% 3,215 $922,935,000 $287,072 $3,486 2.84%
60-80% 7,302 $2,398,750,000 $328,506 $4,060 3.03%
80-100% 8,876 $2,515,260,000 $283,378 $5,745 3.10%
Over 100% 613 $206,275,000 $336,501 $13,009 3.02%
Under 20% 115 $21,355,000 $185,696 $3,765 2.90%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Barrington Bank & Trust Company, National Association 110 W Palatine Rd Palatine, IL 60067 Full Service B&M $177,417
Barrington Bank & Trust Company, National Association 6800 Barrington Road Hanover Park, IL 60133 Full Service B&M $85,469
Barrington Bank & Trust Company, National Association 988 E Dundee Rd Palatine, IL 60074 Full Service B&M $14,319
Barrington Bank & Trust Company, National Association 1375 Palatine Road Hoffman Estates, IL 60192 Full Service B&M $103,011
Barrington Bank & Trust Company, National Association 201 South Hough Street Barrington, IL 60010 Full Service B&M $2,085,180
Barrington Bank & Trust Company, National Association 2200 West Higgins Road Hoffman Estates, IL 60169 Full Service B&M $90,501
Barrington Bank & Trust Company, National Association 233 W. Northwest Highway Barrington, IL 60010 Full Service Retail $99,080
Barrington Bank & Trust Company, National Association 2497 West Golf Road Hoffman Estates, IL 60169 Full Service B&M $55,263

For 2021, Barrington Bank & Trust Company N.a. had 8 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $93,122
Net interest income $86,144
Total noninterest income $291,095
Gross Fiduciary activities income $0
Service charges on deposit accounts $2,804
Trading account gains and fees $-26,825
Additional Noninterest Income $315,116
Pre-tax net operating income $120,565
Securities gains (or losses, -) $-399
Income before extraordinary items $87,970
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $87,970
Minority interest net income $0
Net income $87,970
Sale, conversion, retirement of capital stock, net $520
Net operating income $88,285

Barrington Bank & Trust Company N.a.'s gross interest income from loans was $93,122,000.
Barrington Bank & Trust Company N.a.'s net interest income from loans was $86,144,000.
Barrington Bank & Trust Company N.a.'s fee based income from loans was $2,804,000.
Barrington Bank & Trust Company N.a.'s net income from loans was $87,970,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $6,978
Provision for credit losses $-3,654
Total noninterest expense $260,328
Salaries and employee benefits $194,691
Premises and equipment expense $10,167
Additional noninterest expense $55,470
Applicable income taxes $32,196
Net charge-offs $-685
Cash dividends $80,000

Barrington Bank & Trust Company N.a.'s interest expense for loans was $6,978,000.
Barrington Bank & Trust Company N.a.'s payroll and benefits expense were $194,691,000.
Barrington Bank & Trust Company N.a.'s property, plant and equipment expenses $10,167,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 5.0%
Real Estate loans 10.0%
Construction & Land Development loans 3.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 12.0%
HELOC loans 1.0%
All other family 12.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $2,606,256
Deposits held in domestic offices $2,606,256
Deposits by Individuals, partnerships, and corporations $2,442,809
Deposits by U.S. Government $1
Deposits by States and political subdivisions in the U.S. $160,235
Deposits by Commercial banks and other depository institutions in U.S. $3,211
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $999,660
Demand deposits $991,497
Nontransaction accounts $1,606,596
Money market deposit accounts (MMDAs) $1,216,551
Other savings deposits (excluding MMDAs) $176,558
Total time deposits $213,487
Total time and savings deposits $1,614,759
Noninterest-bearing deposits $956,458
Interest-bearing deposits $1,649,798
Retail deposits $2,337,097
IRAs and Keogh plan accounts $58,884
Brokered deposits $205,132
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $3,348,940
Cash & Balances due from depository institutions $62,012
Interest-bearing balances $48,744
Total securities $159,721
Federal funds sold & reverse repurchase $3
Net loans and leases $2,806,311
Loan and leases loss allowance $9,086
Trading account assets $13,639
Bank premises and fixed assets $41,802
Other real estate owned $522
Goodwill and other intangibles $190,248
All other assets $74,682

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $3,348,940
Total Liabilities $2,947,167
Total deposits $2,606,256
Interest-bearing deposits $1,649,798
Deposits held in domestic offices $2,606,256
% insured (estimated) $63
Federal funds purchased and repurchase agreements $175,000
Trading liabilities $4,217
Other borrowed funds $96,213
Subordinated debt $0
All other liabilities $65,481

Issued Loan Types

Type Value (in 000's)
Net loans and leases $2,806,311
Loan and leases loss allowance $9,086
Total loans and leases (domestic) $2,815,397
All real estate loans $1,481,612
Real estate loans in domestic offices $1,481,612
Construction and development loans $30,904
Residential 1-4 family construction $2,554
Other construction, all land development and other land $28,350
Loans secured by nonfarm nonresidential properties $188,399
Nonfarm nonresidential secured by owner-occupied properties $72,873
Commercial real estate & other non-farm, non-residential $115,526
Multifamily residential real estate $33,304
1-4 family residential loans $1,229,005
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $736,460
To non-U.S. addressees $0
Loans to individuals $581,791
Credit card loans $0
Related Plans $64
Consumer Auto Loans $0
Other loans to individuals $581,727
All other loans & leases $15,534
Loans to foreign governments and official institutions $0
Other loans $379
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $314,597
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $1,388
Non 1-4 family restructured loans & leases $5
Total loans and leases (foreign) $0

Barrington Bank & Trust Company N.A. had $2,806,311,000 of loans outstanding in 2021. $1,481,612,000 of loans were in real estate loans. $30,904,000 of loans were in development loans. $33,304,000 of loans were in multifamily mortgage loans. $1,229,005,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 126 $42,780 $339,524
Nonfarm, nonresidential loans - <$100k 7 $488 $69,714
Nonfarm, nonresidential loans - $100-250k 44 $6,477 $147,205
Nonfarm, nonresidential loans - $250k-1MM 75 $35,815 $477,533
Commercial & Industrial, US addressed loans - <$1MM 7,373 $257,345 $34,904
Commercial & Industrial, US addressed loans - <$100k 6,317 $55,386 $8,768
Commercial & Industrial, US addressed loans - $100-250k 536 $49,063 $91,535
Commercial & Industrial, US addressed loans - $250k-1MM 520 $152,896 $294,031