Barrington Bank & Trust Company N.a. Mortgage Rates, Fees & Info
Barrington, ILLEI: C398JSK21YCXWM603F55
Tax ID: 36-4108515
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Overview
Barrington Bank & Trust Company N.a. is a mid-sized bank specializing in Home Purchase and Refi loans. Barrington Bank & Trust Company N.a. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Chicago, Los Angeles, Madison, Minneapolis, and Milwaukee among others. Barrington Bank & Trust Company N.a. has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Barrington Bank & Trust Company N.a. is typically an average fee lendor.Originations
24,530Origination Dollar Volume (All Markets)
$7,048,660,000Employee count
1,153Awards
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Barrington Bank & Trust Company N.A. - 2021
Barrington Bank & Trust Company N.A. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Barrington Bank & Trust Company N.a.'s average 30 year fixed rate mortgage of loans were
3.03%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.12%.
Relative Fees
Barrington Bank & Trust Company N.a.'s average total fees for a 30 year fixed rate
mortgage are $4,984.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8,364 | $2,360,070,000 | $282,170 | $4,086 | 3.01% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,048 | $614,250,000 | $586,116 | $6,024 | 3.00% |
| MADISON, WI (FHA|USDA|VA) | 1,069 | $349,415,000 | $326,862 | $3,687 | 2.92% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,206 | $346,440,000 | $287,264 | $4,904 | 2.98% |
| Outside of Metro Areas | 1,067 | $204,625,000 | $191,776 | $4,578 | 2.92% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 653 | $203,165,000 | $311,126 | $2,845 | 2.95% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 390 | $125,670,000 | $322,231 | $5,120 | 2.97% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 202 | $93,950,000 | $465,099 | $8,410 | 2.92% |
| Kalispell, MT (FHA|USDA|VA) | 259 | $81,905,000 | $316,236 | $4,477 | 3.13% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 102 | $77,830,000 | $763,039 | $6,304 | 2.83% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 117 | $69,325,000 | $592,521 | $6,414 | 2.76% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 167 | $63,525,000 | $380,389 | $7,484 | 2.98% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 118 | $62,360,000 | $528,475 | $5,539 | 3.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 216 | $57,170,000 | $264,676 | $5,237 | 2.91% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 117 | $56,115,000 | $479,615 | $7,492 | 2.82% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 244 | $51,390,000 | $210,615 | $3,355 | 3.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 143 | $48,125,000 | $336,538 | $5,164 | 2.82% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 151 | $48,005,000 | $317,914 | $6,038 | 2.87% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 106 | $42,750,000 | $403,302 | $6,817 | 2.93% |
| ROCHESTER, MN (FHA|USDA|VA) | 171 | $39,805,000 | $232,778 | $4,556 | 3.03% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 129 | $37,425,000 | $290,116 | $5,349 | 2.89% |
| Whitewater, WI (FHA|USDA|VA) | 128 | $36,660,000 | $286,406 | $2,501 | 2.97% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 74 | $36,540,000 | $493,784 | $6,039 | 2.75% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 134 | $34,240,000 | $255,522 | $6,034 | 2.93% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 159 | $34,065,000 | $214,245 | $5,011 | 2.84% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 74 | $33,050,000 | $446,622 | $7,420 | 2.83% |
| RACINE, WI (FHA|USDA|VA) | 159 | $32,445,000 | $204,057 | $2,643 | 3.05% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 56 | $30,130,000 | $538,036 | $5,724 | 2.95% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 112 | $29,370,000 | $262,232 | $5,345 | 2.87% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 60 | $29,020,000 | $483,667 | $5,888 | 2.97% |
| ROCKFORD, IL (FHA|USDA|VA) | 175 | $27,445,000 | $156,829 | $3,754 | 3.09% |
| APPLETON, WI (FHA|USDA|VA) | 131 | $27,205,000 | $207,672 | $2,402 | 2.95% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 23 | $24,185,000 | $1,051,522 | $5,672 | 2.77% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 64 | $23,980,000 | $374,688 | $6,161 | 2.87% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 54 | $22,850,000 | $423,148 | $6,463 | 2.97% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 68 | $21,370,000 | $314,265 | $5,282 | 2.93% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 93 | $20,485,000 | $220,269 | $4,859 | 2.80% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 74 | $20,190,000 | $272,838 | $5,888 | 2.81% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 83 | $19,915,000 | $239,940 | $5,943 | 2.90% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 81 | $19,895,000 | $245,617 | $4,716 | 2.97% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 59 | $19,815,000 | $335,847 | $4,597 | 2.90% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 67 | $18,025,000 | $269,030 | $5,201 | 2.78% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 61 | $17,795,000 | $291,721 | $6,486 | 2.80% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 90 | $16,970,000 | $188,556 | $3,491 | 2.85% |
| TUCSON, AZ (FHA|USDA|VA) | 67 | $16,045,000 | $239,478 | $5,015 | 2.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 62 | $16,040,000 | $258,710 | $6,439 | 2.89% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 29 | $15,875,000 | $547,414 | $4,331 | 2.93% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 44 | $15,630,000 | $355,227 | $5,619 | 2.78% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 82 | $15,460,000 | $188,537 | $4,047 | 2.76% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 79 | $14,945,000 | $189,177 | $3,271 | 3.08% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 31 | $13,065,000 | $421,452 | $5,229 | 2.81% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 62 | $12,720,000 | $205,161 | $4,193 | 2.78% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 60 | $12,160,000 | $202,667 | $2,182 | 3.02% |
| NILES, MI (FHA|USDA|VA) | 42 | $12,040,000 | $286,667 | $3,921 | 3.04% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 51 | $11,465,000 | $224,804 | $4,896 | 2.68% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 32 | $10,770,000 | $336,563 | $6,326 | 2.81% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 61 | $10,755,000 | $176,311 | $4,412 | 2.74% |
| ANCHORAGE, AK (FHA|USDA|VA) | 34 | $10,430,000 | $306,765 | $5,656 | 2.54% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 34 | $10,270,000 | $302,059 | $5,433 | 2.72% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 41 | $10,165,000 | $247,927 | $5,344 | 2.97% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 34 | $9,990,000 | $293,824 | $4,555 | 2.97% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 31 | $9,715,000 | $313,387 | $7,901 | 2.92% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 49 | $9,705,000 | $198,061 | $2,679 | 2.78% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 43 | $9,585,000 | $222,907 | $5,411 | 2.83% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 58 | $9,520,000 | $164,138 | $4,153 | 2.93% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 48 | $9,430,000 | $196,458 | $5,187 | 2.78% |
| COLUMBUS, OH (FHA|USDA|VA) | 50 | $9,390,000 | $187,800 | $5,314 | 2.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 55 | $9,345,000 | $169,909 | $5,354 | 2.97% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 48 | $9,200,000 | $191,667 | $5,249 | 2.96% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 37 | $9,185,000 | $248,243 | $6,165 | 2.74% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 32 | $9,160,000 | $286,250 | $6,669 | 2.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 49 | $9,125,000 | $186,224 | $5,463 | 2.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 17 | $8,935,000 | $525,588 | $6,936 | 2.87% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 34 | $8,870,000 | $260,882 | $5,690 | 2.84% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 35 | $8,865,000 | $253,286 | $3,407 | 2.97% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 40 | $8,550,000 | $213,750 | $6,185 | 2.87% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 39 | $8,455,000 | $216,795 | $6,130 | 3.02% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 26 | $8,370,000 | $321,923 | $6,887 | 2.90% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 43 | $8,305,000 | $193,140 | $5,308 | 3.10% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 36 | $8,210,000 | $228,056 | $5,091 | 2.87% |
| BOISE CITY, ID (FHA|USDA|VA) | 25 | $8,035,000 | $321,400 | $7,877 | 2.78% |
| COLUMBIA, SC (FHA|USDA|VA) | 36 | $7,970,000 | $221,389 | $7,238 | 3.07% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 38 | $7,960,000 | $209,474 | $5,491 | 2.80% |
| RENO, NV (FHA|USDA|VA) | 20 | $7,640,000 | $382,000 | $5,368 | 2.85% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 38 | $7,540,000 | $198,421 | $4,868 | 3.04% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 35 | $7,385,000 | $211,000 | $4,904 | 2.85% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 45 | $7,315,000 | $162,556 | $4,626 | 3.01% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 31 | $7,305,000 | $235,645 | $4,922 | 2.75% |
| OCALA, FL (FHA|USDA|VA) | 38 | $7,280,000 | $191,579 | $6,998 | 2.93% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 36 | $7,120,000 | $197,778 | $5,128 | 2.83% |
| Baraboo, WI (FHA|USDA|VA) | 26 | $7,050,000 | $271,154 | $3,820 | 2.84% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 29 | $6,985,000 | $240,862 | $4,867 | 2.94% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 35 | $6,885,000 | $196,714 | $3,911 | 2.86% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 28 | $6,840,000 | $244,286 | $5,023 | 2.95% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 30 | $6,810,000 | $227,000 | $7,167 | 2.99% |
| SAVANNAH, GA (FHA|USDA|VA) | 32 | $6,760,000 | $211,250 | $4,609 | 2.83% |
| GREEN BAY, WI (FHA|USDA|VA) | 26 | $6,710,000 | $258,077 | $2,728 | 2.86% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 23 | $6,685,000 | $290,652 | $7,574 | 2.80% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 26 | $6,490,000 | $249,615 | $4,405 | 2.90% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 32 | $6,450,000 | $201,563 | $4,695 | 2.77% |
| Bozeman, MT (FHA|USDA|VA) | 10 | $6,430,000 | $643,000 | $7,073 | 3.20% |
| RICHMOND, VA (FHA|USDA|VA) | 26 | $6,420,000 | $246,923 | $5,888 | 2.82% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 34 | $6,390,000 | $187,941 | $5,161 | 2.73% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 22 | $6,380,000 | $290,000 | $6,038 | 2.86% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 24 | $6,370,000 | $265,417 | $5,378 | 2.77% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 25 | $6,325,000 | $253,000 | $6,864 | 2.75% |
| STOCKTON, CA (FHA|USDA|VA) | 15 | $6,235,000 | $415,667 | $6,851 | 2.76% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 30 | $6,190,000 | $206,333 | $4,634 | 3.07% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 21 | $6,135,000 | $292,143 | $5,001 | 2.76% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 17 | $6,105,000 | $359,118 | $4,767 | 3.11% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 39 | $6,055,000 | $155,256 | $4,674 | 2.97% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 12 | $6,010,000 | $500,833 | $4,160 | 2.68% |
| VALLEJO, CA (FHA|USDA|VA) | 12 | $5,780,000 | $481,667 | $8,791 | 3.11% |
| TULSA, OK (FHA|USDA|VA) | 31 | $5,745,000 | $185,323 | $5,284 | 2.81% |
| FRESNO, CA (FHA|USDA|VA) | 22 | $5,720,000 | $260,000 | $5,837 | 2.88% |
| Sonora, CA (FHA|USDA|VA) | 19 | $5,615,000 | $295,526 | $4,615 | 3.05% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 19 | $5,525,000 | $290,789 | $6,801 | 2.71% |
| KNOXVILLE, TN (FHA|USDA|VA) | 26 | $5,510,000 | $211,923 | $4,596 | 2.83% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 27 | $5,415,000 | $200,556 | $5,669 | 2.90% |
| WILMINGTON, NC (FHA|USDA|VA) | 17 | $5,405,000 | $317,941 | $7,965 | 2.93% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 24 | $5,350,000 | $222,917 | $5,060 | 2.79% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 20 | $5,300,000 | $265,000 | $4,346 | 2.93% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 23 | $5,285,000 | $229,783 | $6,068 | 2.87% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 22 | $5,260,000 | $239,091 | $5,626 | 2.86% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 30 | $5,190,000 | $173,000 | $5,308 | 2.97% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 26 | $5,180,000 | $199,231 | $6,071 | 2.87% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 22 | $5,000,000 | $227,273 | $4,677 | 2.79% |
| ST. CLOUD, MN (FHA|USDA|VA) | 19 | $4,995,000 | $262,895 | $5,013 | 2.85% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 18 | $4,910,000 | $272,778 | $5,226 | 3.01% |
| MONTGOMERY, AL (FHA|USDA|VA) | 27 | $4,785,000 | $177,222 | $4,016 | 2.78% |
| ROCHESTER, NY (FHA|USDA|VA) | 27 | $4,745,000 | $175,741 | $4,675 | 2.73% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 26 | $4,650,000 | $178,846 | $3,825 | 2.80% |
| ASHEVILLE, NC (FHA|USDA|VA) | 17 | $4,625,000 | $272,059 | $5,423 | 2.91% |
| JACKSON, MS (FHA|USDA|VA) | 23 | $4,555,000 | $198,043 | $4,211 | 2.92% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 8 | $4,550,000 | $568,750 | $8,170 | 2.73% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 19 | $4,525,000 | $238,158 | $4,952 | 2.87% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 27 | $4,475,000 | $165,741 | $4,260 | 2.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 20 | $4,420,000 | $221,000 | $4,917 | 2.69% |
| Red Wing, MN (FHA|USDA|VA) | 20 | $4,410,000 | $220,500 | $4,687 | 2.84% |
| DULUTH, MN-WI (FHA|USDA|VA) | 23 | $4,315,000 | $187,609 | $4,106 | 2.96% |
| BATON ROUGE, LA (FHA|USDA|VA) | 24 | $4,280,000 | $178,333 | $4,933 | 2.72% |
| GAINESVILLE, FL (FHA|USDA|VA) | 20 | $4,250,000 | $212,500 | $4,523 | 3.15% |
| GREELEY, CO (FHA|USDA|VA) | 13 | $4,235,000 | $325,769 | $8,175 | 2.85% |
| PROVO-OREM, UT (FHA|USDA|VA) | 11 | $4,215,000 | $383,182 | $5,598 | 2.69% |
| BILLINGS, MT (FHA|USDA|VA) | 11 | $4,165,000 | $378,636 | $6,913 | 2.83% |
| ANN ARBOR, MI (FHA|USDA|VA) | 11 | $4,145,000 | $376,818 | $5,755 | 2.90% |
| Hilo, HI (FHA|USDA|VA) | 15 | $4,135,000 | $275,667 | $5,778 | 2.74% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 23 | $4,115,000 | $178,913 | $4,620 | 2.84% |
| UTICA-ROME, NY (FHA|USDA|VA) | 22 | $4,040,000 | $183,636 | $6,129 | 3.07% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 9 | $4,035,000 | $448,333 | $3,953 | 3.06% |
| PANAMA CITY, FL (FHA|USDA|VA) | 12 | $4,030,000 | $335,833 | $6,746 | 2.94% |
| DOVER, DE (FHA|USDA|VA) | 13 | $3,985,000 | $306,538 | $7,572 | 2.65% |
| SALEM, OR (FHA|USDA|VA) | 14 | $3,870,000 | $276,429 | $6,325 | 2.70% |
| MORRISTOWN, TN (FHA|USDA|VA) | 11 | $3,865,000 | $351,364 | $5,844 | 2.99% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 11 | $3,855,000 | $350,455 | $10,411 | 2.71% |
| VALDOSTA, GA (FHA|USDA|VA) | 18 | $3,850,000 | $213,889 | $5,075 | 2.99% |
| SYRACUSE, NY (FHA|USDA|VA) | 23 | $3,815,000 | $165,870 | $5,597 | 2.98% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 7 | $3,785,000 | $540,714 | $5,799 | 3.02% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 17 | $3,745,000 | $220,294 | $3,976 | 2.89% |
| MEDFORD, OR (FHA|USDA|VA) | 11 | $3,655,000 | $332,273 | $7,112 | 2.64% |
| Owatonna, MN (FHA|USDA|VA) | 19 | $3,645,000 | $191,842 | $4,307 | 2.90% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 15 | $3,645,000 | $243,000 | $4,168 | 2.84% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 21 | $3,585,000 | $170,714 | $3,564 | 2.85% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 17 | $3,535,000 | $207,941 | $4,993 | 2.81% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 15 | $3,495,000 | $233,000 | $5,313 | 2.70% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 13 | $3,485,000 | $268,077 | $5,483 | 2.66% |
| Heber, UT (FHA|USDA|VA) | 7 | $3,435,000 | $490,714 | $7,041 | 2.85% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 17 | $3,435,000 | $202,059 | $4,541 | 2.95% |
| KANKAKEE, IL (FHA|USDA|VA) | 20 | $3,410,000 | $170,500 | $3,616 | 2.97% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 19 | $3,395,000 | $178,684 | $6,564 | 2.95% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 19 | $3,335,000 | $175,526 | $6,511 | 3.04% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 6 | $3,310,000 | $551,667 | $3,903 | 2.95% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $3,260,000 | $232,857 | $4,745 | 2.86% |
| AKRON, OH (FHA|USDA|VA) | 20 | $3,210,000 | $160,500 | $4,190 | 2.98% |
| Beaver Dam, WI (FHA|USDA|VA) | 17 | $3,145,000 | $185,000 | $3,266 | 2.98% |
| WICHITA, KS (FHA|USDA|VA) | 20 | $3,140,000 | $157,000 | $3,576 | 2.83% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $3,115,000 | $346,111 | $5,303 | 2.82% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 19 | $3,115,000 | $163,947 | $4,344 | 3.13% |
| Helena, MT (FHA|USDA|VA) | 8 | $3,110,000 | $388,750 | $9,289 | 3.02% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 18 | $3,070,000 | $170,556 | $3,415 | 2.70% |
| MODESTO, CA (FHA|USDA|VA) | 9 | $3,065,000 | $340,556 | $5,395 | 2.90% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $2,990,000 | $498,333 | $9,303 | 2.64% |
| Marshalltown, IA (FHA|USDA|VA) | 18 | $2,980,000 | $165,556 | $2,374 | 2.99% |
| EL PASO, TX (FHA|USDA|VA) | 16 | $2,970,000 | $185,625 | $5,839 | 2.68% |
| SPARTANBURG, SC (FHA|USDA|VA) | 16 | $2,960,000 | $185,000 | $4,619 | 2.84% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $2,945,000 | $981,667 | $6,182 | 2.88% |
| READING, PA (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $7,673 | 2.77% |
| BOULDER, CO (FHA|USDA|VA) | 5 | $2,925,000 | $585,000 | $6,907 | 3.07% |
| Lebanon, NH-VT (FHA|USDA|VA) | 13 | $2,915,000 | $224,231 | $6,313 | 2.86% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $2,910,000 | $207,857 | $6,328 | 2.64% |
| CHEYENNE, WY (FHA|USDA|VA) | 9 | $2,905,000 | $322,778 | $5,832 | 2.88% |
| PUEBLO, CO (FHA|USDA|VA) | 14 | $2,890,000 | $206,429 | $5,530 | 2.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 13 | $2,845,000 | $218,846 | $3,922 | 3.16% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 14 | $2,840,000 | $202,857 | $5,174 | 2.82% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 17 | $2,815,000 | $165,588 | $3,998 | 3.08% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $6,048 | 3.12% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 15 | $2,765,000 | $184,333 | $4,191 | 2.77% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 13 | $2,705,000 | $208,077 | $4,361 | 3.02% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $2,690,000 | $672,500 | $3,614 | 3.21% |
| AMES, IA (FHA|USDA|VA) | 14 | $2,670,000 | $190,714 | $3,248 | 2.73% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 17 | $2,665,000 | $156,765 | $5,691 | 3.21% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $5,221 | 2.92% |
| ST. GEORGE, UT (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $5,291 | 2.78% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $2,650,000 | $662,500 | $6,042 | 2.81% |
| Torrington, CT (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $5,020 | 2.92% |
| VISALIA, CA (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $7,983 | 2.78% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 15 | $2,585,000 | $172,333 | $3,997 | 3.10% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $2,470,000 | $154,375 | $3,763 | 2.82% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 12 | $2,470,000 | $205,833 | $3,912 | 2.82% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $6,767 | 2.70% |
| MADERA, CA (FHA|USDA|VA) | 9 | $2,455,000 | $272,778 | $5,117 | 2.87% |
| LAS CRUCES, NM (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $6,012 | 2.65% |
| NAPA, CA (FHA|USDA|VA) | 3 | $2,415,000 | $805,000 | $12,944 | 2.87% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $2,405,000 | $343,571 | $5,083 | 2.74% |
| BEND, OR (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $6,367 | 2.64% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 11 | $2,335,000 | $212,273 | $3,478 | 3.12% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $2,335,000 | $778,333 | $10,320 | 3.13% |
| TOLEDO, OH (FHA|USDA|VA) | 14 | $2,330,000 | $166,429 | $4,817 | 2.68% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 11 | $2,325,000 | $211,364 | $6,045 | 2.92% |
| Brainerd, MN (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $4,057 | 3.00% |
| Pahrump, NV (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $4,591 | 3.09% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $7,664 | 2.78% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $6,230 | 2.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 8 | $2,270,000 | $283,750 | $6,429 | 2.87% |
| Minot, ND (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $6,103 | 2.60% |
| FLINT, MI (FHA|USDA|VA) | 14 | $2,250,000 | $160,714 | $4,264 | 2.82% |
| BISMARCK, ND (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $4,258 | 2.83% |
| SUMTER, SC (FHA|USDA|VA) | 13 | $2,235,000 | $171,923 | $4,201 | 2.84% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $3,692 | 2.93% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $2,215,000 | $443,000 | $8,748 | 2.73% |
| PEORIA, IL (FHA|USDA|VA) | 15 | $2,205,000 | $147,000 | $3,123 | 3.02% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 13 | $2,195,000 | $168,846 | $4,886 | 2.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 13 | $2,185,000 | $168,077 | $3,584 | 2.92% |
| WACO, TX (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $4,776 | 2.64% |
| CLEVELAND, TN (FHA|USDA|VA) | 11 | $2,155,000 | $195,909 | $5,208 | 2.88% |
| LAWTON, OK (FHA|USDA|VA) | 13 | $2,155,000 | $165,769 | $4,295 | 2.77% |
| Ottawa, IL (FHA|USDA|VA) | 13 | $2,085,000 | $160,385 | $4,009 | 3.30% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,075,000 | $691,667 | $6,553 | 3.00% |
| Menomonie, WI (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $4,848 | 2.78% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 13 | $2,035,000 | $156,538 | $3,269 | 2.76% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $3,758 | 3.05% |
| CHARLESTON, WV (FHA|USDA|VA) | 12 | $2,030,000 | $169,167 | $6,297 | 3.07% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 12 | $2,030,000 | $169,167 | $4,347 | 3.01% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $3,892 | 2.81% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $6,967 | 2.51% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 15 | $2,005,000 | $133,667 | $4,435 | 3.13% |
| HINESVILLE, GA (FHA|USDA|VA) | 13 | $1,965,000 | $151,154 | $4,439 | 2.76% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $1,965,000 | $178,636 | $4,283 | 3.02% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $6,724 | 2.96% |
| YUMA, AZ (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $3,093 | 2.81% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $6,854 | 2.91% |
| Traverse City, MI (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $4,065 | 3.16% |
| FORT WAYNE, IN (FHA|USDA|VA) | 12 | $1,900,000 | $158,333 | $4,253 | 2.75% |
| Hailey, ID (FHA|USDA|VA) | 3 | $1,895,000 | $631,667 | $5,514 | 2.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $3,832 | 3.10% |
| Granbury, TX (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $3,689 | 3.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 14 | $1,880,000 | $134,286 | $4,700 | 2.84% |
| Pella, IA (FHA|USDA|VA) | 10 | $1,870,000 | $187,000 | $3,033 | 2.84% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 13 | $1,855,000 | $142,692 | $6,048 | 2.98% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $3,232 | 2.54% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 13 | $1,845,000 | $141,923 | $4,670 | 2.93% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $4,865 | 2.83% |
| Manitowoc, WI (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $2,526 | 3.01% |
| CHICO, CA (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $7,487 | 2.79% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $8,208 | 3.00% |
| FAIRBANKS, AK (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $7,094 | 2.82% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $4,158 | 2.95% |
| Rochelle, IL (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $4,084 | 2.97% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 12 | $1,770,000 | $147,500 | $4,880 | 2.97% |
| JOPLIN, MO (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $5,042 | 3.08% |
| AMARILLO, TX (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $3,104 | 2.77% |
| Olean, NY (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $3,049 | 3.10% |
| Sanford, NC (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $4,576 | 2.67% |
| Fernley, NV (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $4,725 | 3.02% |
| Mason City, IA (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $3,648 | 3.08% |
| St. Marys, GA (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $6,329 | 2.87% |
| Aberdeen, WA (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $7,373 | 2.81% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $5,970 | 2.83% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $7,383 | 2.42% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $9,834 | 2.84% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $4,736 | 2.81% |
| Enterprise, AL (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $4,865 | 2.59% |
| BINGHAMTON, NY (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $5,689 | 3.56% |
| CARSON CITY, NV (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $7,130 | 2.79% |
| Outside of Metro Areas | 7 | $1,635,000 | $233,571 | $5,055 | 2.70% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $5,206 | 2.97% |
| ERIE, PA (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $6,020 | 2.92% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 10 | $1,610,000 | $161,000 | $4,284 | 2.91% |
| BANGOR, ME (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $3,851 | 2.94% |
| Alamogordo, NM (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $5,534 | 2.97% |
| Bluefield, WV-VA (FHA|USDA|VA) | 13 | $1,555,000 | $119,615 | $4,171 | 2.81% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 11 | $1,555,000 | $141,364 | $4,616 | 2.63% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,550,000 | $775,000 | $6,004 | 2.75% |
| Picayune, MS (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $4,683 | 2.94% |
| GREAT FALLS, MT (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $7,327 | 2.69% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $7,409 | 3.13% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $6,612 | 3.89% |
| Concord, NH (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $4,362 | 2.47% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $5,291 | 2.75% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $1,490,000 | $745,000 | $5,498 | 3.50% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $5,162 | 2.68% |
| LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $4,399 | 3.11% |
| RAPID CITY, SD (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $7,907 | 2.94% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $6,600 | 3.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $2,736 | 3.11% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $6,990 | 2.64% |
| Newport, OR (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $5,559 | 2.92% |
| Plattsburgh, NY (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $5,781 | 2.81% |
| BURLINGTON, NC (FHA|USDA|VA) | 10 | $1,370,000 | $137,000 | $4,174 | 2.67% |
| MORGANTOWN, WV (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $3,836 | 2.69% |
| Meridian, MS (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $6,829 | 3.11% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,487 | 2.80% |
| HATTIESBURG, MS (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $4,063 | 3.16% |
| Austin, MN (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $5,305 | 3.07% |
| JACKSON, MI (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $4,061 | 3.07% |
| Palatka, FL (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $2,167 | 3.00% |
| ROANOKE, VA (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $4,437 | 3.15% |
| Elko, NV (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $2,567 | 2.65% |
| ALBANY, GA (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $2,676 | 2.69% |
| Tupelo, MS (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $4,757 | 2.60% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $6,510 | 2.71% |
| Centralia, WA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,116 | 3.15% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $7,134 | 3.21% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $3,831 | 2.85% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $3,295 | 3.02% |
| Opelousas, LA (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $7,078 | 2.60% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $3,160 | 2.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $7,850 | 3.23% |
| STAUNTON, VA (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $3,459 | 2.80% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $21,804 | 3.08% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $3,115 | 2.83% |
| Adrian, MI (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $5,054 | 3.06% |
| MONROE, LA (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $4,459 | 2.77% |
| Marinette, WI-MI (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $3,737 | 2.88% |
| Winona, MN (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $2,988 | 3.41% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $3,517 | 2.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $3,423 | 2.79% |
| Wilson, NC (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,193 | 2.65% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $5,693 | 2.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $4,562 | 3.06% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $5,980 | 2.67% |
| MERCED, CA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $3,408 | 2.91% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $7,508 | 2.83% |
| Stevens Point, WI (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $2,286 | 2.54% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $6,399 | 3.03% |
| Warsaw, IN (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,048 | 2.95% |
| Cullman, AL (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,358 | 3.03% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $4,007 | 2.74% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $6,612 | 2.82% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $3,267 | 2.52% |
| TOPEKA, KS (FHA|USDA|VA) | 8 | $1,090,000 | $136,250 | $4,240 | 2.80% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $10,693 | 2.63% |
| Ruidoso, NM (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $4,673 | 2.95% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $10,718 | 2.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $4,441 | 2.88% |
| Rock Springs, WY (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,605 | 2.77% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,096 | 2.71% |
| Shawnee, OK (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $5,098 | 2.70% |
| POCATELLO, ID (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $5,335 | 2.71% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,112 | 2.94% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $4,106 | 2.92% |
| Sunbury, PA (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $5,466 | 2.77% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $2,351 | 2.91% |
| Coffeyville, KS (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $2,704 | 3.02% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,225 | 2.88% |
| Bartlesville, OK (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $6,596 | 2.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $7,424 | 2.81% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $3,800 | 2.91% |
| Silver City, NM (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $5,077 | 2.68% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $8,752 | 2.83% |
| Glasgow, KY (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $3,312 | 2.81% |
| Scottsbluff, NE (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $4,831 | 3.30% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $4,874 | 2.71% |
| Richmond-Berea, KY (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $4,696 | 3.12% |
| Rolla, MO (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $6,159 | 3.13% |
| OWENSBORO, KY (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $4,052 | 2.73% |
| GLENS FALLS, NY (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,566 | 3.10% |
| DECATUR, AL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $4,286 | 3.44% |
| Mountain Home, ID (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,523 | 2.66% |
| Keene, NH (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $8,562 | 3.03% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,676 | 2.88% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,720 | 2.68% |
| Fergus Falls, MN (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,098 | 2.75% |
| FLORENCE, SC (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $2,660 | 2.43% |
| ELMIRA, NY (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $4,325 | 3.09% |
| Thomasville, GA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,218 | 2.99% |
| ALTOONA, PA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $4,048 | 3.01% |
| Mount Pleasant, MI (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $6,405 | 2.91% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,731 | 2.90% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,028 | 2.70% |
| LAWRENCE, KS (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $8,039 | 3.13% |
| Key West, FL (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $11,806 | 2.74% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,343 | 2.83% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,259 | 3.17% |
| Paris, TN (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,013 | 3.30% |
| LaGrange, GA-AL (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $5,868 | 2.91% |
| Holland, MI (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,523 | 2.65% |
| Greeneville, TN (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $4,138 | 2.81% |
| Clarksburg, WV (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $3,726 | 2.66% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $9,242 | 3.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $5,332 | 2.71% |
| SAGINAW, MI (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $4,719 | 3.21% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $4,434 | 3.20% |
| Payson, AZ (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,863 | 2.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,712 | 2.58% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,213 | 3.01% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $4,037 | 2.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,806 | 2.93% |
| Laconia, NH (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,409 | 3.13% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,916 | 2.88% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $21,212 | 2.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $3,724 | 2.97% |
| FARMINGTON, NM (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $5,141 | 2.94% |
| PINE BLUFF, AR (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $4,053 | 3.13% |
| Batavia, NY (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,964 | 2.91% |
| Albert Lea, MN (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,570 | 3.03% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,753 | 2.48% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $2,724 | 2.95% |
| ENID, OK (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,197 | 2.50% |
| REDDING, CA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,323 | 2.87% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,580 | 3.04% |
| MANHATTAN, KS (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,537 | 2.87% |
| Jesup, GA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $6,502 | 3.25% |
| Clovis, NM (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,508 | 2.91% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,132 | 2.94% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,900 | 2.56% |
| Alexander City, AL (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $3,470 | 2.96% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,094 | 3.00% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,895 | 2.90% |
| Marion, OH (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,961 | 2.68% |
| Freeport, IL (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $3,943 | 3.37% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,424 | 2.71% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,881 | 2.96% |
| Danville, VA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $6,034 | 2.95% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $11,064 | 3.28% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,157 | 3.50% |
| ITHACA, NY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,991 | 3.03% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $8,503 | 2.96% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $6,608 | 2.57% |
| Natchitoches, LA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,763 | 3.22% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,051 | 3.08% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,800 | 3.46% |
| Murray, KY (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,612 | 3.10% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,764 | 2.62% |
| Branson, MO (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,412 | 2.69% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $5,409 | 2.82% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $4,813 | 2.75% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,340 | 2.84% |
| DUBUQUE, IA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,231 | 2.56% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,957 | 3.11% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,882 | 2.68% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $4,428 | 2.60% |
| Crossville, TN (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,311 | 2.38% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,944 | 2.81% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,156 | 2.46% |
| Athens, TN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,138 | 3.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,918 | 2.69% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,069 | 2.92% |
| London, KY (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $3,483 | 3.12% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $5,517 | 3.11% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $8,946 | 2.73% |
| Somerset, KY (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,301 | 2.58% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,799 | 2.94% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,599 | 3.00% |
| Ottumwa, IA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $1,658 | 2.65% |
| ROME, GA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,631 | 2.58% |
| Eufaula, AL-GA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $3,792 | 2.90% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,425 | 3.18% |
| Paris, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,054 | 2.68% |
| Camden, AR (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,904 | 2.75% |
| CASPER, WY (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,040 | 2.39% |
| MANKATO, MN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,816 | 2.95% |
| Angola, IN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,136 | 2.79% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,780 | 2.54% |
| Platteville, WI (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,277 | 2.93% |
| Richmond, IN (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,368 | 2.98% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,953 | 3.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,588 | 2.67% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $32,142 | 3.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $2,037 | 3.04% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,610 | 2.83% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,596 | 2.69% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,753 | 3.04% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,106 | 3.13% |
| Astoria, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,105 | 2.44% |
| Russellville, AR (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,542 | 2.83% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,049 | 2.88% |
| Corning, NY (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $4,118 | 2.98% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $2,093 | 3.32% |
| Columbus, MS (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,956 | 3.04% |
| Roswell, NM (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $5,250 | 2.55% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,913 | 2.58% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $1,600 | 2.96% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,880 | 2.91% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,934 | 2.77% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,680 | 2.68% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,104 | 2.44% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,167 | 2.94% |
| Paragould, AR (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,160 | 2.58% |
| New Castle, IN (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $3,548 | 2.56% |
| LIMA, OH (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,422 | 2.66% |
| Shelby, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,283 | 3.07% |
| Columbus, NE (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,088 | 2.61% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,391 | 2.49% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,317 | 3.13% |
| Auburn, NY (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,500 | 2.69% |
| Salem, OH (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $2,923 | 2.85% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,262 | 2.63% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,586 | 3.00% |
| Cortland, NY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,213 | 3.08% |
| Gloversville, NY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,258 | 2.96% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,527 | 2.71% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,689 | 2.96% |
| Marion, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,955 | 2.79% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,639 | 2.63% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,720 | 3.33% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,058 | 2.75% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,357 | 4.00% |
| Ozark, AL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,028 | 2.52% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,064 | 2.87% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,326 | 3.13% |
| Las Vegas, NM (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,905 | 2.53% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,280 | 2.63% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,853 | 2.72% |
| Fallon, NV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,710 | 3.05% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,048 | 3.56% |
| Meadville, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,887 | 3.27% |
| Riverton, WY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,380 | 2.63% |
| Barre, VT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,592 | 3.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,598 | 3.00% |
| MONROE, MI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,658 | 2.71% |
| Gillette, WY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,770 | 3.69% |
| Vincennes, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,482 | 2.46% |
| Bedford, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,394 | 2.99% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,881 | 2.79% |
| Prineville, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,709 | 2.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,321 | 3.26% |
| Alpena, MI (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,955 | 2.59% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $21,906 | 2.50% |
| Poplar Bluff, MO (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,452 | 3.04% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,556 | 2.92% |
| Centralia, IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,001 | 3.13% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,840 | 3.00% |
| Bogalusa, LA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,399 | 3.28% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,721 | 3.42% |
| Newport, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $15,711 | 2.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,884 | 2.30% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,886 | 3.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,252 | 2.94% |
| Waycross, GA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,781 | 2.92% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,218 | 3.25% |
| Boone, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,844 | 2.81% |
| Miami, OK (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,154 | 3.21% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,762 | 2.60% |
| Fairmont, WV (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,945 | 3.25% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,023 | 2.81% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,257 | 2.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,163 | 2.86% |
| Mount Airy, NC (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $4,585 | 2.64% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,549 | 3.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $3,600 | 3.00% |
| Sayre, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,526 | 2.74% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,910 | 3.13% |
| Effingham, IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,551 | 3.19% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,478 | 2.50% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,976 | 2.38% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,566 | 2.67% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,313 | 3.13% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,467 | 2.63% |
| MUNCIE, IN (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $4,092 | 2.64% |
| Safford, AZ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,270 | 2.63% |
| Watertown, SD (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,414 | 3.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,789 | 3.03% |
| Harrison, AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,199 | 2.81% |
| Dublin, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,014 | 3.06% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,622 | 2.50% |
| Searcy, AR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,845 | 2.92% |
| Ruston, LA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,396 | 2.97% |
| Sterling, IL (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $2,761 | 2.74% |
| Portales, NM (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,587 | 3.38% |
| La Grande, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,783 | 2.75% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,566 | 2.81% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,008 | 3.00% |
| Wooster, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,062 | 3.13% |
| Newberry, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,410 | 2.81% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,944 | 3.56% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,205 | 3.13% |
| Vicksburg, MS (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,329 | 3.09% |
| Brevard, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,997 | 3.25% |
| McComb, MS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,477 | 2.94% |
| Decatur, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,667 | 3.00% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,071 | 2.88% |
| Peru, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,760 | 2.94% |
| Danville, KY (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,201 | 2.79% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,816 | 2.90% |
| Fremont, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,306 | 3.08% |
| McAlester, OK (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,069 | 3.08% |
| Snyder, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,531 | 2.39% |
| Madison, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,258 | 2.69% |
| Amsterdam, NY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,444 | 3.38% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,717 | 2.38% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,733 | 2.83% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,569 | 3.81% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,394 | 2.78% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,965 | 3.25% |
| Oskaloosa, IA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,373 | 2.54% |
| Moscow, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,114 | 4.88% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,840 | 3.25% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,599 | 3.63% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,969 | 2.92% |
| Española, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,629 | 3.13% |
| Williston, ND (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,546 | 2.56% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,557 | 2.69% |
| Henderson, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,215 | 3.19% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,185 | 2.60% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,703 | 2.69% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,259 | 3.50% |
| Forest City, NC (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,580 | 2.83% |
| Pecos, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,311 | 2.70% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,672 | 2.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,153 | 2.75% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $2,685 | 2.88% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,039 | 2.52% |
| Gallup, NM (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,358 | 2.63% |
| Dodge City, KS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,256 | 2.19% |
| Brenham, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,406 | 2.75% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,161 | 4.25% |
| Kinston, NC (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,759 | 3.53% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,357 | 3.00% |
| Lake City, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,669 | 3.00% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,021 | 3.00% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,920 | 3.06% |
| Willmar, MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,193 | 3.00% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,937 | 2.72% |
| Wabash, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,340 | 2.88% |
| Dayton, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,382 | 3.25% |
| Marion, IN (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,620 | 3.58% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,123 | 2.88% |
| Batesville, AR (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,072 | 2.86% |
| Galesburg, IL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,606 | 3.04% |
| Durango, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,565 | 2.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,915 | 2.91% |
| Sterling, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,471 | 3.13% |
| New Castle, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,248 | 2.88% |
| Laurel, MS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,622 | 3.69% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,022 | 3.13% |
| Defiance, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,853 | 3.18% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,200 | 3.50% |
| Hastings, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,243 | 2.46% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,555 | 3.45% |
| Troy, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,089 | 3.50% |
| Shawano, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,411 | 3.06% |
| Indianola, MS (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,413 | 2.61% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,020 | 2.81% |
| Elk City, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,682 | 3.12% |
| Montrose, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,686 | 3.25% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,205 | 2.75% |
| Oxford, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,108 | 2.75% |
| Marquette, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,052 | 3.12% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,532 | 2.77% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,128 | 3.00% |
| Liberal, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,155 | 2.44% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,022 | 2.72% |
| Bennington, VT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,666 | 2.81% |
| North Platte, NE (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,525 | 2.69% |
| Alice, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,019 | 2.80% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,488 | 2.63% |
| Othello, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,865 | 2.38% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,484 | 2.40% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,905 | 2.50% |
| Laramie, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,661 | 2.33% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,905 | 3.25% |
| Craig, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,755 | 2.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,752 | 3.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,732 | 2.50% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,242 | 2.81% |
| Malone, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,542 | 3.00% |
| Ludington, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,536 | 3.25% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,636 | 4.06% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $3,262 | 3.00% |
| Garden City, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,459 | 2.50% |
| West Plains, MO (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $2,285 | 2.89% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,469 | 2.50% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,140 | 2.88% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,028 | 3.56% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,016 | 2.78% |
| Mitchell, SD (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,700 | 2.69% |
| Findlay, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,816 | 2.50% |
| Burley, ID (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,571 | 2.44% |
| Somerset, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,254 | 4.08% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,873 | 3.75% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,519 | 2.88% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,082 | 2.75% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,590 | 3.25% |
| Bradford, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,400 | 3.44% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,401 | 2.69% |
| Selma, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,761 | 3.00% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,257 | 2.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,191 | 3.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,393 | 3.13% |
| Albertville, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,315 | 3.00% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,960 | 3.14% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,504 | 2.81% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,504 | 2.50% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,398 | 3.19% |
| Emporia, KS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,876 | 2.76% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,998 | 3.75% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,305 | 2.49% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,221 | 2.50% |
| Yankton, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,619 | 3.00% |
| Carroll, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,147 | 3.13% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,719 | 2.56% |
| Oil City, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,186 | 4.33% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,692 | 3.63% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,217 | 2.88% |
| Jennings, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,856 | 2.88% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,501 | 2.71% |
| DuBois, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,556 | 3.25% |
| Washington, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,825 | 3.25% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,894 | 3.88% |
| Bonham, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,099 | 2.45% |
| Atmore, AL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,780 | 2.81% |
| Logansport, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,113 | 2.69% |
| Ashland, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,577 | 3.00% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,435 | 2.88% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,165 | 3.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,648 | 2.66% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,590 | 2.50% |
| Evanston, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,618 | 3.19% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,366 | 2.63% |
| Woodward, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,109 | 2.60% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,409 | 2.50% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,353 | 4.00% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,828 | 2.63% |
| Parsons, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,076 | 2.88% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,463 | 2.44% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,116 | 2.67% |
| Taos, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,952 | 2.75% |
| Tifton, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,186 | 2.43% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,684 | 2.25% |
| Dixon, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,602 | 2.99% |
| Sidney, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,663 | 2.25% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,725 | 3.00% |
| Fremont, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,341 | 3.25% |
| Duncan, OK (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,860 | 2.75% |
| Berlin, NH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,264 | 2.94% |
| Lexington, NE (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,078 | 3.19% |
| Borger, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,177 | 3.13% |
| Starkville, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,192 | 3.38% |
| Kennett, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,243 | 2.38% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,011 | 2.75% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,609 | 2.53% |
| Urbana, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,998 | 3.13% |
| Altus, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,325 | 2.25% |
| Durant, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,885 | 3.25% |
| Marietta, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,962 | 3.13% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,371 | 2.38% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,509 | 3.56% |
| DALTON, GA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,842 | 2.06% |
| Guymon, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,278 | 3.25% |
| Pierre, SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,688 | 2.50% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,601 | 3.13% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,382 | 2.69% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,390 | 2.38% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,884 | 2.25% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,535 | 3.25% |
| Marshall, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,400 | 2.47% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,508 | 2.63% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,729 | 3.19% |
| Rutland, VT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,367 | 4.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,153 | 2.50% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,440 | 2.38% |
| Indiana, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,344 | 2.88% |
| Kearney, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,035 | 2.50% |
| Atchison, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,740 | 3.13% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,707 | 2.25% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,549 | 2.75% |
| Warren, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,063 | 2.75% |
| Macomb, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,050 | 3.25% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,059 | 3.75% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,431 | 3.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,327 | 2.51% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,523 | 2.88% |
| Auburn, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,571 | 3.25% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,314 | 2.75% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,763 | 3.00% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,736 | 3.38% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,195 | 2.70% |
| Hope, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,910 | 2.45% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,956 | 1.88% |
| Greenville, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,002 | 3.13% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,082 | 2.13% |
| Athens, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,268 | 2.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,527 | 3.65% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $916 | 2.49% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,089 | 3.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,392 | 2.88% |
| Celina, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,469 | 2.38% |
| Grenada, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,480 | 3.25% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,015 | 3.50% |
| Hudson, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,534 | 2.75% |
| Winfield, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,109 | 2.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,346 | 2.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,176 | 2.25% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,999 | 2.75% |
| Summerville, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,090 | 2.88% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,351 | 3.25% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,414 | 3.59% |
| Malvern, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,011 | 2.68% |
| West Point, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,673 | 4.50% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,904 | 2.59% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,888 | 3.20% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,780 | 2.88% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,290 | 3.13% |
| Farmington, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,482 | 3.25% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,365 | 3.13% |
| Price, UT (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,272 | 2.25% |
| Plainview, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $945 | 2.63% |
Barrington Bank & Trust Company N.a.'s top markets include Chicago, Los Angeles, Madison, Minneapolis, and Milwaukee among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 15,305 | $4,885,605,000 | $319,216 | $3,855 | 3.02% |
| VA | 7,167 | $1,752,825,000 | $244,569 | $5,375 | 2.74% |
| FHA | 1,934 | $386,740,000 | $199,969 | $8,213 | 3.21% |
| USDA | 124 | $23,490,000 | $189,435 | $5,588 | 2.95% |
For the 2021 period, Barrington Bank & Trust Company N.a.'s most frequently originated loan type of loans were Conventional, with 15,305 originations. Their 2nd most popular type is VA, with 7,167 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 10,184 | $3,114,610,000 | $305,834 | $6,061 | 3.10% |
| Refi | 9,979 | $2,796,635,000 | $280,252 | $2,999 | 2.77% |
| Cash Out Refi | 4,051 | $1,054,175,000 | $260,226 | $5,274 | 3.00% |
| Other | 272 | $73,140,000 | $268,897 | $3,533 | 3.22% |
| Home Improvement | 44 | $10,100,000 | $229,545 | $3,797 | 3.18% |
For the 2021, Barrington Bank & Trust Company N.a.'s most frequently cited loan purpose of loans were Home Purchase, with 10,184 originations. The 2nd most popular reason of loans were Refi, with 9,979 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 19,679 | $5,964,395,000 | $303,084 | $4,984 | 3.03% |
| 15 Year | 2,926 | $639,930,000 | $218,705 | $3,350 | 2.51% |
| 20 Year | 1,021 | $246,145,000 | $241,082 | $3,173 | 2.92% |
| Other | 541 | $118,295,000 | $218,660 | $3,654 | 2.89% |
| 10 Year | 332 | $60,300,000 | $181,627 | $2,455 | 2.43% |
| 5 Year | 24 | $14,220,000 | $592,500 | $0 | 3.84% |
| 30+ year | 6 | $4,870,000 | $811,667 | $16,792 | 3.25% |
| 1 Year | 1 | $505,000 | $505,000 | $0 | 4.00% |
For the 2021, Barrington Bank & Trust Company N.a.'s most frequently cited loan length of loans were 30 Year, with 19,679 originations. The 2nd most popular length of loans were 15 Year, with 2,926 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 15,789 | $4,580,065,000 | $290,079 |
| $<1k | 3,361 | $799,005,000 | $237,728 |
| $2k-3k | 2,511 | $620,825,000 | $247,242 |
| $3k-4k | 1,846 | $552,150,000 | $299,106 |
| $5k+ | 993 | $479,425,000 | $482,805 |
$4,984 of loans were Barrington Bank & Trust Company N.a.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 15,789 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 11,000 | $3,474,080,000 | $315,825 |
| 3-4% | 8,112 | $2,260,940,000 | $278,715 |
| <2.5% | 4,965 | $1,213,785,000 | $244,468 |
| 4-5% | 417 | $94,715,000 | $227,134 |
| 5-6% | 36 | $5,140,000 | $142,778 |
During 2021, Barrington Bank & Trust Company N.a.'s average interest rate of loans were 3.03%, while their most frequently originated rate bucket of loans were 2.5-3%, with 11,000 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 10,479 | $2,953,885,000 | $281,886 | $4,785 | 2.97% |
| $100k-200k | 7,639 | $1,160,375,000 | $151,901 | $3,961 | 2.93% |
| $400k-600k | 3,021 | $1,456,045,000 | $481,975 | $5,482 | 2.96% |
| $100,000 or less | 1,877 | $146,445,000 | $78,021 | $3,245 | 2.92% |
| $600k-1MM | 1,183 | $880,355,000 | $744,172 | $6,818 | 2.97% |
| $1MM+ | 331 | $451,555,000 | $1,364,215 | $9,233 | 2.86% |
2021 saw Barrington Bank & Trust Company N.a. place emphasis on $200k-400k loans with 10,479 originations, totaling $2,953,885,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 4,747 | $991,235,000 | $208,813 | $5,085 | 3.06% |
| $100k-150k | 4,219 | $1,323,565,000 | $313,715 | $4,787 | 3.01% |
| $75k-100k | 3,605 | $919,765,000 | $255,136 | $5,034 | 3.03% |
| $150k-250k | 3,301 | $1,345,165,000 | $407,502 | $4,509 | 2.98% |
| $50k or less | 2,974 | $439,000,000 | $147,613 | $5,115 | 3.05% |
| $250k+ | 1,870 | $1,163,710,000 | $622,305 | $5,213 | 2.93% |
Barrington Bank & Trust Company N.a. lent most frequently to those with incomes in the $50k-75k range, with 4,747 originations. The second most popular income band? $100k-150k, with 4,219 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 4,629 | $1,407,945,000 | $304,157 | $4,206 | 2.95% |
| 30-36% | 3,751 | $1,145,045,000 | $305,264 | $4,663 | 3.01% |
| <20% | 1,904 | $617,570,000 | $324,354 | $3,752 | 2.88% |
| 50-60% | 1,291 | $345,155,000 | $267,355 | $7,862 | 3.01% |
| 42% | 789 | $239,935,000 | $304,100 | $5,255 | 3.11% |
| 39% | 761 | $229,555,000 | $301,649 | $5,051 | 3.08% |
| 43% | 755 | $196,695,000 | $260,523 | $4,917 | 3.09% |
| 44% | 746 | $208,830,000 | $279,933 | $5,351 | 3.08% |
| 41% | 742 | $224,290,000 | $302,278 | $4,989 | 3.09% |
| 40% | 732 | $210,780,000 | $287,951 | $4,707 | 3.10% |
| 37% | 692 | $208,130,000 | $300,766 | $4,789 | 3.06% |
| 38% | 680 | $204,540,000 | $300,794 | $4,848 | 3.06% |
| 36% | 654 | $204,210,000 | $312,248 | $5,047 | 3.03% |
| 49% | 609 | $175,745,000 | $288,580 | $5,488 | 3.09% |
| 45% | 588 | $164,460,000 | $279,694 | $5,304 | 3.07% |
| 48% | 541 | $149,805,000 | $276,904 | $5,453 | 3.05% |
| 46% | 519 | $144,125,000 | $277,697 | $5,522 | 3.07% |
| 47% | 499 | $137,595,000 | $275,741 | $4,997 | 3.11% |
| >60% | 190 | $64,950,000 | $341,842 | $9,110 | 2.91% |
Barrington Bank & Trust Company N.a. lent most frequently to those with DTI ratios of 20-30%, with 4,629 originations. The next most common DTI ratio? 30-36%, with 3,751 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 18,124 | $5,218,570,000 | $287,937 | $4,417 | 2.94% |
| Not provided | 3,368 | $963,550,000 | $286,090 | $5,372 | 2.96% |
| Black | 1,897 | $468,705,000 | $247,077 | $5,553 | 3.01% |
| Asian | 765 | $270,635,000 | $353,771 | $4,632 | 2.93% |
| Asian Indian | 84 | $32,270,000 | $384,167 | $4,177 | 2.92% |
| American Indian | 125 | $30,875,000 | $247,000 | $5,557 | 3.07% |
| Not applicable | 28 | $16,480,000 | $588,571 | $0 | 3.84% |
| Filipino | 38 | $13,610,000 | $358,158 | $5,304 | 2.79% |
| Native Hawaiian | 33 | $8,755,000 | $265,303 | $6,831 | 3.03% |
| Chinese | 15 | $7,405,000 | $493,667 | $4,236 | 2.77% |
| Other Asian | 21 | $6,755,000 | $321,667 | $3,723 | 2.84% |
| Japanese | 9 | $3,115,000 | $346,111 | $4,170 | 2.74% |
| Korean | 6 | $2,920,000 | $486,667 | $4,779 | 2.77% |
| Vietnamese | 7 | $2,335,000 | $333,571 | $5,050 | 2.62% |
| Other Pacific Islander | 5 | $1,325,000 | $265,000 | $6,040 | 2.89% |
| Native Hawiian | 4 | $1,210,000 | $302,500 | $6,751 | 3.06% |
| Samoan | 1 | $145,000 | $145,000 | $2,405 | 2.88% |
Approval Rates
Total approvals of all applications93.60%
Barrington Bank & Trust Company N.a. has an average approval rate.
Pick Rate
Approvals leading to origination59.07%
Barrington Bank & Trust Company N.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 24,530 | $7,048,660,000 | $287,349 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 24,530 | $7,048,660,000 | $287,349 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,001 | $236,405,000 | $236,169 | $3,548 | 2.76% |
| 40-60% | 3,215 | $922,935,000 | $287,072 | $3,486 | 2.84% |
| 60-80% | 7,302 | $2,398,750,000 | $328,506 | $4,060 | 3.03% |
| 80-100% | 8,876 | $2,515,260,000 | $283,378 | $5,745 | 3.10% |
| Over 100% | 613 | $206,275,000 | $336,501 | $13,009 | 3.02% |
| Under 20% | 115 | $21,355,000 | $185,696 | $3,765 | 2.90% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Barrington Bank & Trust Company, National Association | 110 W Palatine Rd Palatine, IL 60067 | Full Service B&M | $177,417 |
| Barrington Bank & Trust Company, National Association | 6800 Barrington Road Hanover Park, IL 60133 | Full Service B&M | $85,469 |
| Barrington Bank & Trust Company, National Association | 988 E Dundee Rd Palatine, IL 60074 | Full Service B&M | $14,319 |
| Barrington Bank & Trust Company, National Association | 1375 Palatine Road Hoffman Estates, IL 60192 | Full Service B&M | $103,011 |
| Barrington Bank & Trust Company, National Association | 201 South Hough Street Barrington, IL 60010 | Full Service B&M | $2,085,180 |
| Barrington Bank & Trust Company, National Association | 2200 West Higgins Road Hoffman Estates, IL 60169 | Full Service B&M | $90,501 |
| Barrington Bank & Trust Company, National Association | 233 W. Northwest Highway Barrington, IL 60010 | Full Service Retail | $99,080 |
| Barrington Bank & Trust Company, National Association | 2497 West Golf Road Hoffman Estates, IL 60169 | Full Service B&M | $55,263 |
For 2021, Barrington Bank & Trust Company N.a. had 8 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $93,122 |
| Net interest income | $86,144 |
| Total noninterest income | $291,095 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $2,804 |
| Trading account gains and fees | $-26,825 |
| Additional Noninterest Income | $315,116 |
| Pre-tax net operating income | $120,565 |
| Securities gains (or losses, -) | $-399 |
| Income before extraordinary items | $87,970 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $87,970 |
| Minority interest net income | $0 |
| Net income | $87,970 |
| Sale, conversion, retirement of capital stock, net | $520 |
| Net operating income | $88,285 |
Barrington Bank & Trust Company N.a.'s gross interest income from loans was $93,122,000.
Barrington Bank & Trust Company N.a.'s net interest income from loans was $86,144,000.
Barrington Bank & Trust Company N.a.'s fee based income from loans was $2,804,000.
Barrington Bank & Trust Company N.a.'s net income from loans was $87,970,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $6,978 |
| Provision for credit losses | $-3,654 |
| Total noninterest expense | $260,328 |
| Salaries and employee benefits | $194,691 |
| Premises and equipment expense | $10,167 |
| Additional noninterest expense | $55,470 |
| Applicable income taxes | $32,196 |
| Net charge-offs | $-685 |
| Cash dividends | $80,000 |
Barrington Bank & Trust Company N.a.'s interest expense for loans was $6,978,000.
Barrington Bank & Trust Company N.a.'s payroll and benefits expense were $194,691,000.
Barrington Bank & Trust Company N.a.'s property, plant and equipment expenses $10,167,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 5.0% |
| Real Estate loans | 10.0% |
| Construction & Land Development loans | 3.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 12.0% |
| HELOC loans | 1.0% |
| All other family | 12.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $2,606,256 |
| Deposits held in domestic offices | $2,606,256 |
| Deposits by Individuals, partnerships, and corporations | $2,442,809 |
| Deposits by U.S. Government | $1 |
| Deposits by States and political subdivisions in the U.S. | $160,235 |
| Deposits by Commercial banks and other depository institutions in U.S. | $3,211 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $999,660 |
| Demand deposits | $991,497 |
| Nontransaction accounts | $1,606,596 |
| Money market deposit accounts (MMDAs) | $1,216,551 |
| Other savings deposits (excluding MMDAs) | $176,558 |
| Total time deposits | $213,487 |
| Total time and savings deposits | $1,614,759 |
| Noninterest-bearing deposits | $956,458 |
| Interest-bearing deposits | $1,649,798 |
| Retail deposits | $2,337,097 |
| IRAs and Keogh plan accounts | $58,884 |
| Brokered deposits | $205,132 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $3,348,940 |
| Cash & Balances due from depository institutions | $62,012 |
| Interest-bearing balances | $48,744 |
| Total securities | $159,721 |
| Federal funds sold & reverse repurchase | $3 |
| Net loans and leases | $2,806,311 |
| Loan and leases loss allowance | $9,086 |
| Trading account assets | $13,639 |
| Bank premises and fixed assets | $41,802 |
| Other real estate owned | $522 |
| Goodwill and other intangibles | $190,248 |
| All other assets | $74,682 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $3,348,940 |
| Total Liabilities | $2,947,167 |
| Total deposits | $2,606,256 |
| Interest-bearing deposits | $1,649,798 |
| Deposits held in domestic offices | $2,606,256 |
| % insured (estimated) | $63 |
| Federal funds purchased and repurchase agreements | $175,000 |
| Trading liabilities | $4,217 |
| Other borrowed funds | $96,213 |
| Subordinated debt | $0 |
| All other liabilities | $65,481 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $2,806,311 |
| Loan and leases loss allowance | $9,086 |
| Total loans and leases (domestic) | $2,815,397 |
| All real estate loans | $1,481,612 |
| Real estate loans in domestic offices | $1,481,612 |
| Construction and development loans | $30,904 |
| Residential 1-4 family construction | $2,554 |
| Other construction, all land development and other land | $28,350 |
| Loans secured by nonfarm nonresidential properties | $188,399 |
| Nonfarm nonresidential secured by owner-occupied properties | $72,873 |
| Commercial real estate & other non-farm, non-residential | $115,526 |
| Multifamily residential real estate | $33,304 |
| 1-4 family residential loans | $1,229,005 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $736,460 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $581,791 |
| Credit card loans | $0 |
| Related Plans | $64 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $581,727 |
| All other loans & leases | $15,534 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $379 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $314,597 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $1,388 |
| Non 1-4 family restructured loans & leases | $5 |
| Total loans and leases (foreign) | $0 |
Barrington Bank & Trust Company N.A. had $2,806,311,000 of loans outstanding in 2021. $1,481,612,000 of loans were in real estate loans. $30,904,000 of loans were in development loans. $33,304,000 of loans were in multifamily mortgage loans. $1,229,005,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 126 | $42,780 | $339,524 |
| Nonfarm, nonresidential loans - <$100k | 7 | $488 | $69,714 |
| Nonfarm, nonresidential loans - $100-250k | 44 | $6,477 | $147,205 |
| Nonfarm, nonresidential loans - $250k-1MM | 75 | $35,815 | $477,533 |
| Commercial & Industrial, US addressed loans - <$1MM | 7,373 | $257,345 | $34,904 |
| Commercial & Industrial, US addressed loans - <$100k | 6,317 | $55,386 | $8,768 |
| Commercial & Industrial, US addressed loans - $100-250k | 536 | $49,063 | $91,535 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 520 | $152,896 | $294,031 |
