Texana Bank Mortgage Rates, Fees & Info
Linden, TXLEI: 549300RM1IZYGQDSNL85
Tax ID: 75-0269610
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Texana Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Texana Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Louisville, Phoenix, Cleveland, and Las Vegas among others. We have data for 232 markets. (Some data included below & more in-depth data is available with an active subscription.)Texana Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Texana Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.19% | 4/5/25 |
| 30 Year Conventional Refi | 7.02% | 4/5/25 |
| 30 Year Cash-out Refi | 7.40% | 4/5/25 |
| 30 Year FHA Purchase | 7.44% | 4/5/25 |
| 30 Year FHA Refi | 6.69% | 4/5/25 |
| 30 Year VA Purchase | 6.69% | 4/5/25 |
| 30 Year VA Refi | 6.20% | 4/5/25 |
| 30 Year USDA Purchase | 6.87% | 4/5/25 |
| 15 Year Conventional Purchase | 5.92% | 4/5/25 |
| 15 Year Conventional Refi | 6.00% | 4/5/25 |
| 15 Year Cash-out Refi | 6.00% | 4/5/25 |
| 15 Year FHA Refi | 6.00% | 4/5/25 |
| 15 Year VA Refi | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Texana Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Texana Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
812Origination Dollar Volume (All Markets)
$249,330,000Awards
Texana Bank - 2024
Texana Bank is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Texana Bank's average 30 year fixed mortgage rate was
6.52%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.03%.
Relative Fees (Closing Costs)
Texana Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,022.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 44 | $15,510,000 | $352,500 | $8,390 | 6.32% |
| Outside of Metro Areas | 39 | $10,485,000 | $268,846 | $12,217 | 7.10% |
| LOUISVILLE, KY (FHA|USDA|VA) | 37 | $9,895,000 | $267,432 | $6,915 | 6.54% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 15 | $7,195,000 | $479,667 | $17,611 | 6.37% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 28 | $6,680,000 | $238,571 | $6,210 | 6.89% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 17 | $5,785,000 | $340,294 | $16,209 | 6.21% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 10 | $5,570,000 | $557,000 | $21,099 | 6.29% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 13 | $5,465,000 | $420,385 | $8,927 | 6.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 20 | $5,440,000 | $272,000 | $10,277 | 6.68% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 19 | $5,385,000 | $283,421 | $10,025 | 6.37% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 17 | $5,225,000 | $307,353 | $12,919 | 6.41% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 9 | $4,515,000 | $501,667 | $18,544 | 6.58% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 11 | $4,165,000 | $378,636 | $10,047 | 6.66% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 10 | $4,140,000 | $414,000 | $22,922 | 6.40% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 8 | $3,690,000 | $461,250 | $16,770 | 6.44% |
| COLUMBUS, OH (FHA|USDA|VA) | 12 | $3,550,000 | $295,833 | $12,411 | 6.59% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $3,540,000 | $295,000 | $11,207 | 6.59% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 12 | $3,490,000 | $290,833 | $11,946 | 6.20% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $3,300,000 | $330,000 | $16,157 | 6.94% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 13 | $3,235,000 | $248,846 | $9,470 | 6.56% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $3,010,000 | $501,667 | $7,586 | 7.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 19 | $3,005,000 | $158,158 | $5,998 | 8.23% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $2,955,000 | $328,333 | $7,475 | 6.78% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $2,695,000 | $539,000 | $19,267 | 5.98% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 8 | $2,630,000 | $328,750 | $16,215 | 6.06% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $11,216 | 6.59% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $2,375,000 | $339,286 | $14,328 | 6.41% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $13,445 | 6.48% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $8,650 | 5.92% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,870,000 | $467,500 | $2,495 | 6.81% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $15,038 | 6.95% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $7,555 | 6.90% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $11,567 | 6.15% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $9,987 | 6.53% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $8,288 | 6.60% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $3,961 | 6.90% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $10,696 | 6.90% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $15,657 | 5.88% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $16,852 | 6.05% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $8,145 | 6.13% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $16,604 | 5.97% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $8,225 | 6.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $9,824 | 6.91% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $6,462 | 6.61% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $14,245 | 6.41% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $23,267 | 5.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $21,093 | 5.63% |
| Sandusky, OH (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $9,509 | 7.03% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $11,263 | 5.88% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $14,864 | 6.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $7,967 | 6.06% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $7,241 | 6.73% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $9,663 | 6.59% |
| LONGVIEW, TX (FHA|USDA|VA) | 9 | $1,095,000 | $121,667 | $5,227 | 8.47% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $9,864 | 7.62% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $8,093 | 5.84% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $8,394 | 6.17% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,061 | 7.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $10,863 | 6.92% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $7,077 | 6.47% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $6,215 | 6.97% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $10,290 | 6.38% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $13,599 | 6.17% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $12,877 | 6.04% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,686 | 6.97% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,443 | 6.54% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $9,540 | 6.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $27,583 | 7.63% |
| TULSA, OK (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $13,478 | 6.91% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $7,749 | 6.71% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,446 | 6.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,796 | 6.33% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,308 | 6.25% |
| JONESBORO, AR (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $0 | 8.10% |
| DOVER, DE (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $23,850 | 6.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,106 | 6.08% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,805 | 6.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,166 | 6.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $12,186 | 6.56% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,264 | 6.17% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $16,720 | 6.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $12,387 | 6.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,986 | 6.63% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,331 | 5.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,119 | 6.31% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $12,629 | 6.50% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,392 | 6.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $12,554 | 6.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $11,855 | 7.13% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $11,261 | 7.04% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $42,474 | 5.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $10,320 | 6.04% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $2,788 | 6.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $13,505 | 7.25% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $15,654 | 5.63% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,773 | 6.94% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,376 | 7.17% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,020 | 6.50% |
| West Plains, MO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,744 | 7.63% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $1,422 | 6.75% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $25,903 | 6.75% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $18,600 | 6.31% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $18,894 | 5.63% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $12,610 | 7.31% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $19,859 | 6.63% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,806 | 7.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $33,447 | 6.00% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $11,686 | 7.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $35,008 | 5.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,878 | 6.81% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,556 | 7.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,659 | 7.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $22,893 | 5.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,039 | 5.81% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,030 | 5.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,678 | 7.38% |
| Outside of Metro Areas | 1 | $445,000 | $445,000 | $21,245 | 5.25% |
| MADERA, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $25,741 | 5.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,171 | 6.94% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $20,995 | 6.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $29,611 | 5.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $25,372 | 5.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $19,023 | 7.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,792 | 6.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,322 | 6.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,953 | 7.25% |
| FLINT, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,029 | 7.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,198 | 6.25% |
| RACINE, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,433 | 6.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,466 | 7.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,697 | 5.75% |
| Wilson, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $13,310 | 6.75% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $26,450 | 5.99% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,420 | 6.00% |
| REDDING, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,713 | 5.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $14,051 | 7.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $14,243 | 6.44% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $19,887 | 5.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,486 | 7.38% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $29,661 | 5.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $18,524 | 6.38% |
| SALEM, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 8.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $26,040 | 6.25% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,827 | 7.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $785 | 7.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,241 | 6.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $28,599 | 5.75% |
| Roswell, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,352 | 6.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $18,973 | 6.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,642 | 6.63% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $18,976 | 5.88% |
| BEND, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $17,111 | 6.00% |
| Mason City, IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,781 | 6.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,997 | 6.50% |
| Burley, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,272 | 5.38% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,283 | 6.25% |
| Athens, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,091 | 6.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,277 | 5.88% |
| Hilo, HI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,327 | 5.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,804 | 6.38% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,028 | 7.50% |
| Crossville, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,364 | 7.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,994 | 6.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $18,150 | 5.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,387 | 6.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,581 | 5.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $675 | 6.75% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,124 | 7.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,989 | 5.88% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,535 | 7.13% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,630 | 7.38% |
| CASPER, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $20,449 | 6.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $22,764 | 7.25% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $21,674 | 6.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,557 | 6.19% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,479 | 6.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,702 | 6.50% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,926 | 6.25% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,826 | 7.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,764 | 7.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $18,802 | 6.13% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,488 | 5.75% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,019 | 6.00% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,141 | 6.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,327 | 6.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $16,142 | 6.25% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,304 | 6.49% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,041 | 6.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,323 | 7.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,879 | 5.88% |
| Minot, ND (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,197 | 6.49% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,165 | 6.63% |
| MONROE, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,076 | 6.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,273 | 6.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,401 | 6.63% |
| Madison, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,255 | 6.63% |
| Marshall, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $740 | 6.13% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,956 | 6.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $843 | 6.13% |
| Danville, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,175 | 6.63% |
| Duncan, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,528 | 7.38% |
| Urbana, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,701 | 6.75% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,222 | 7.88% |
| Somerset, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,789 | 5.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,879 | 6.13% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,521 | 6.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,634 | 6.13% |
| Salina, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,632 | 5.99% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,070 | 7.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,934 | 6.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,438 | 5.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,321 | 7.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,184 | 5.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,528 | 6.88% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,840 | 5.63% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,558 | 6.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,460 | 6.25% |
| Marquette, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,126 | 6.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,434 | 6.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,826 | 6.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,534 | 6.50% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,377 | 6.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,168 | 6.63% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,990 | 7.00% |
| Fremont, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,137 | 7.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,586 | 7.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,118 | 8.25% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,691 | 6.88% |
| Cullman, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,094 | 7.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,849 | 7.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,962 | 7.50% |
| AKRON, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,001 | 6.63% |
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Product Mix
For 2024, Texana Bank's most frequently originated type of loan was Conventional, with 318 originations. Their 2nd most popular type was VA, with 285 originations.
Loan Reason
For 2024, Texana Bank's most frequently cited loan purpose was Home Purchase, with 382 originations. The 2nd most popular reason was Cash Out Refi, with 272 originations.
Loan Duration/Length
For 2024, Texana Bank's most frequently cited loan duration was 30 Year, with 749 originations. The 2nd most popular length was 5 Year, with 35 originations.
Origination Fees/Closing Costs
Texana Bank's average total fees were $11,022, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 358 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 382 | $115,560,000 | $302,513 |
| 5-6% | 205 | $69,025,000 | $336,707 |
| 7-8% | 182 | $57,430,000 | $315,549 |
| Over 8% | 38 | $5,860,000 | $154,211 |
| 4-5% | 5 | $1,455,000 | $291,000 |
During 2024, Texana Bank's average interest rate for loans was 6.52%, while their most frequently originated rate bucket for loans was 6-7%, with 382 originations.
Loan Sizing
2024 saw Texana Bank place emphasis on $200k-400k loans with 474 originations, totaling $135,540,000 in origination value.
Applicant Income
Texana Bank lent most frequently to those with incomes in the $50k-75k range, with 181 originations. The second most popular income band? $100k-150k, with 176 originations.
Applicant Debt to Income Ratio
Texana Bank lent most frequently to those with DTI ratios of 50-60%, with 132 originations. The next most common DTI ratio? 20-30%, with 89 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.77%
Texana Bank has an average approval rate.
Pick Rate
Approvals leading to origination-51.48%
Texana Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 812 | $249,330,000 | $307,057 |