Fifth Third Bank Mortgage Rates, Fees & Info

Cincinnati, OH

LEI: QFROUN1UWUYU0DVIWD51

Tax ID: 31-0676865

2.5 stars - Updated: 4/5/25 - out of 5 stars, based on 175 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Fifth Third Bank is a mid-sized bank specializing in Home Purchase loans. Fifth Third Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Cincinnati, Columbus, Cleveland, and Charleston among others. We have data for 425 markets. (Some data included below & more in-depth data is available with an active subscription.)

Fifth Third Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fifth Third Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 7.84% 4/5/25
30 Year Conventional Purchase 6.85% 4/5/25
30 Year Conventional Refi 7.34% 4/5/25
30 Year Cash-out Refi 7.20% 4/5/25
30 Year FHA Purchase 7.30% 4/5/25
30 Year FHA Refi 7.21% 4/5/25
30 Year VA Purchase 6.41% 4/5/25
30 Year VA Refi 6.41% 4/5/25
30 Year USDA Purchase 6.94% 4/5/25
15 Year Conventional Purchase 5.92% 4/5/25
15 Year Conventional Refi 7.34% 4/5/25
15 Year Cash-out Refi 7.34% 4/5/25
15 Year FHA Purchase 6.00% 4/5/25
15 Year FHA Refi 7.01% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Fifth Third Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Fifth Third Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

30,494

Origination Dollar Volume (All Markets)

$6,234,790,000
Show all (83) awards

Relative Rate

Fifth Third Bank's average 30 year fixed mortgage rate was 8.61%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 2.06%.

Relative Fees (Closing Costs)

Fifth Third Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $4,580.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3,149 $807,705,000 $256,496 $4,692 8.36%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3,514 $504,700,000 $143,625 $2,758 8.76%
COLUMBUS, OH (FHA|USDA|VA) 1,624 $337,910,000 $208,073 $4,177 8.35%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,744 $300,080,000 $172,064 $3,994 8.55%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 304 $228,620,000 $752,039 $6,253 6.81%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1,228 $218,820,000 $178,192 $3,341 8.42%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1,202 $211,620,000 $176,057 $2,969 8.54%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 886 $207,890,000 $234,639 $3,459 8.60%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 574 $183,610,000 $319,878 $5,103 8.59%
Outside of Metro Areas 1,074 $165,110,000 $153,734 $3,723 8.29%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,024 $154,400,000 $150,781 $2,440 8.88%
LOUISVILLE, KY (FHA|USDA|VA) 937 $146,455,000 $156,302 $3,326 8.77%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 291 $143,005,000 $491,426 $6,805 8.13%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 530 $137,460,000 $259,358 $4,423 8.72%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 464 $121,860,000 $262,629 $5,098 8.70%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 442 $119,370,000 $270,068 $4,354 8.49%
RALEIGH-CARY, NC (FHA|USDA|VA) 310 $115,130,000 $371,387 $4,114 7.98%
TOLEDO, OH (FHA|USDA|VA) 874 $100,270,000 $114,725 $3,025 8.68%
DAYTON-KETTERING, OH (FHA|USDA|VA) 948 $99,620,000 $105,084 $2,376 8.65%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 296 $80,470,000 $271,858 $5,898 8.43%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 351 $78,595,000 $223,917 $3,455 8.23%
AKRON, OH (FHA|USDA|VA) 459 $74,015,000 $161,253 $3,616 8.70%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 184 $73,040,000 $396,957 $6,531 8.33%
JACKSONVILLE, FL (FHA|USDA|VA) 203 $70,195,000 $345,788 $6,114 8.48%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 123 $62,305,000 $506,545 $5,300 7.39%
FORT WAYNE, IN (FHA|USDA|VA) 381 $61,505,000 $161,430 $2,849 8.40%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 267 $61,425,000 $230,056 $5,056 8.63%
Traverse City, MI (FHA|USDA|VA) 203 $46,945,000 $231,256 $3,717 8.13%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 365 $43,245,000 $118,479 $2,742 8.64%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 103 $39,025,000 $378,883 $4,090 7.55%
EVANSVILLE, IN-KY (FHA|USDA|VA) 316 $36,140,000 $114,367 $2,418 8.55%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 65 $34,265,000 $527,154 $6,539 7.08%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 190 $32,950,000 $173,421 $3,058 8.10%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 27 $30,285,000 $1,121,667 $10,342 6.32%
MUSKEGON, MI (FHA|USDA|VA) 249 $28,785,000 $115,602 $2,761 8.47%
KNOXVILLE, TN (FHA|USDA|VA) 85 $25,565,000 $300,765 $4,643 8.39%
NILES, MI (FHA|USDA|VA) 149 $24,715,000 $165,872 $4,049 8.27%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 115 $23,785,000 $206,826 $4,616 8.61%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 19 $23,165,000 $1,219,211 $8,353 6.55%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 29 $22,635,000 $780,517 $7,118 6.96%
CANTON-MASSILLON, OH (FHA|USDA|VA) 164 $22,290,000 $135,915 $3,674 8.70%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 32 $21,150,000 $660,938 $5,285 5.54%
TERRE HAUTE, IN (FHA|USDA|VA) 251 $19,565,000 $77,948 $1,828 9.15%
MONROE, MI (FHA|USDA|VA) 162 $18,940,000 $116,914 $2,029 8.81%
Holland, MI (FHA|USDA|VA) 128 $18,070,000 $141,172 $3,069 8.43%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 161 $17,085,000 $106,118 $2,822 9.05%
BATTLE CREEK, MI (FHA|USDA|VA) 113 $16,405,000 $145,177 $3,435 7.50%
PORT ST. LUCIE, FL (FHA|USDA|VA) 36 $16,260,000 $451,667 $5,607 8.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 119 $15,715,000 $132,059 $3,647 8.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 51 $15,315,000 $300,294 $6,350 8.30%
PUNTA GORDA, FL (FHA|USDA|VA) 54 $14,110,000 $261,296 $5,281 8.43%
ASHEVILLE, NC (FHA|USDA|VA) 46 $13,390,000 $291,087 $5,124 8.53%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 106 $13,390,000 $126,321 $3,026 8.69%
ANN ARBOR, MI (FHA|USDA|VA) 43 $13,255,000 $308,256 $4,224 8.36%
Findlay, OH (FHA|USDA|VA) 95 $12,315,000 $129,632 $3,134 8.86%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 18 $12,120,000 $673,333 $6,229 6.34%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 14 $11,460,000 $818,571 $8,011 6.13%
SPRINGFIELD, OH (FHA|USDA|VA) 93 $10,555,000 $113,495 $3,264 8.21%
Jasper, IN (FHA|USDA|VA) 68 $10,440,000 $153,529 $3,923 7.72%
BLOOMINGTON, IN (FHA|USDA|VA) 77 $10,135,000 $131,623 $3,324 8.21%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 54 $9,820,000 $181,852 $5,265 9.33%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6 $9,730,000 $1,621,667 $7,672 6.00%
WILMINGTON, NC (FHA|USDA|VA) 23 $9,565,000 $415,870 $4,925 6.81%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 29 $9,425,000 $325,000 $4,596 8.03%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 16 $9,100,000 $568,750 $5,467 5.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 68 $9,060,000 $133,235 $2,513 8.97%
COLUMBUS, IN (FHA|USDA|VA) 63 $8,755,000 $138,968 $2,418 8.68%
ST. LOUIS, MO-IL (FHA|USDA|VA) 26 $8,690,000 $334,231 $2,835 7.38%
SPARTANBURG, SC (FHA|USDA|VA) 20 $8,470,000 $423,500 $6,427 7.95%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $8,045,000 $259,516 $5,238 7.97%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 13 $8,025,000 $617,308 $3,621 5.59%
Tiffin, OH (FHA|USDA|VA) 73 $7,905,000 $108,288 $3,505 8.32%
Portsmouth, OH (FHA|USDA|VA) 78 $7,880,000 $101,026 $2,572 8.16%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 15 $7,765,000 $517,667 $3,960 5.77%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 10 $7,710,000 $771,000 $3,843 5.80%
Cadillac, MI (FHA|USDA|VA) 53 $7,515,000 $141,792 $4,559 7.58%
CHARLESTON, WV (FHA|USDA|VA) 50 $7,330,000 $146,600 $4,596 7.98%
FLINT, MI (FHA|USDA|VA) 77 $7,075,000 $91,883 $1,642 8.68%
Key West, FL (FHA|USDA|VA) 7 $7,025,000 $1,003,571 $7,371 6.34%
Chillicothe, OH (FHA|USDA|VA) 59 $6,945,000 $117,712 $2,832 8.31%
JACKSON, MI (FHA|USDA|VA) 61 $6,845,000 $112,213 $2,957 8.26%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $6,730,000 $1,682,500 $8,149 5.97%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $6,725,000 $448,333 $5,565 7.54%
Jackson, WY-ID (FHA|USDA|VA) 3 $6,665,000 $2,221,667 $10,172 6.50%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $6,650,000 $1,662,500 $16,021 6.59%
WINSTON-SALEM, NC (FHA|USDA|VA) 26 $6,340,000 $243,846 $3,006 8.19%
TALLAHASSEE, FL (FHA|USDA|VA) 11 $5,845,000 $531,364 $8,403 7.03%
Seneca, SC (FHA|USDA|VA) 10 $5,810,000 $581,000 $5,311 7.20%
Sandusky, OH (FHA|USDA|VA) 49 $5,675,000 $115,816 $3,178 8.43%
Wilmington, OH (FHA|USDA|VA) 51 $5,535,000 $108,529 $2,550 8.68%
Sidney, OH (FHA|USDA|VA) 47 $5,515,000 $117,340 $3,492 8.53%
Richmond-Berea, KY (FHA|USDA|VA) 41 $5,485,000 $133,780 $2,691 9.05%
COLUMBIA, SC (FHA|USDA|VA) 16 $5,420,000 $338,750 $4,199 7.61%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 20 $5,360,000 $268,000 $4,562 7.70%
Sturgis, MI (FHA|USDA|VA) 40 $5,350,000 $133,750 $3,031 8.63%
Angola, IN (FHA|USDA|VA) 27 $5,335,000 $197,593 $3,377 8.61%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 46 $5,210,000 $113,261 $3,076 7.59%
Brevard, NC (FHA|USDA|VA) 20 $5,050,000 $252,500 $4,417 8.84%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $5,015,000 $1,003,000 $7,840 5.82%
Washington Court House, OH (FHA|USDA|VA) 44 $4,980,000 $113,182 $3,581 8.31%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 11 $4,955,000 $450,455 $5,235 7.24%
PITTSBURGH, PA (FHA|USDA|VA) 14 $4,900,000 $350,000 $5,572 6.11%
OWENSBORO, KY (FHA|USDA|VA) 51 $4,895,000 $95,980 $3,142 9.11%
Decatur, IN (FHA|USDA|VA) 51 $4,755,000 $93,235 $2,549 8.80%
LIMA, OH (FHA|USDA|VA) 40 $4,710,000 $117,750 $3,415 8.15%
Frankfort, KY (FHA|USDA|VA) 37 $4,495,000 $121,486 $2,836 8.32%
GAINESVILLE, FL (FHA|USDA|VA) 9 $4,475,000 $497,222 $5,869 6.78%
SALINAS, CA (FHA|USDA|VA) 2 $4,470,000 $2,235,000 $7,338 5.38%
Cullowhee, NC (FHA|USDA|VA) 6 $4,290,000 $715,000 $7,375 7.11%
OCALA, FL (FHA|USDA|VA) 24 $4,130,000 $172,083 $4,306 8.66%
HUNTSVILLE, AL (FHA|USDA|VA) 8 $4,100,000 $512,500 $5,879 6.36%
GAINESVILLE, GA (FHA|USDA|VA) 8 $4,060,000 $507,500 $5,492 7.99%
Madisonville, KY (FHA|USDA|VA) 54 $4,000,000 $74,074 $3,963 9.71%
Fremont, OH (FHA|USDA|VA) 29 $3,945,000 $136,034 $3,832 8.43%
Whitewater, WI (FHA|USDA|VA) 9 $3,905,000 $433,889 $5,435 7.26%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $3,785,000 $757,000 $6,040 5.30%
Big Rapids, MI (FHA|USDA|VA) 30 $3,760,000 $125,333 $3,274 8.21%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $3,740,000 $935,000 $5,637 6.59%
Auburn, IN (FHA|USDA|VA) 28 $3,690,000 $131,786 $1,886 8.84%
CARBONDALE-MARION, IL (FHA|USDA|VA) 30 $3,660,000 $122,000 $2,726 8.94%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $3,615,000 $401,667 $7,248 7.09%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 34 $3,600,000 $105,882 $3,103 9.01%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 10 $3,500,000 $350,000 $2,542 6.72%
PANAMA CITY, FL (FHA|USDA|VA) 7 $3,475,000 $496,429 $6,666 6.48%
Greensburg, IN (FHA|USDA|VA) 44 $3,390,000 $77,045 $2,457 9.48%
Marion, OH (FHA|USDA|VA) 31 $3,345,000 $107,903 $2,195 8.52%
Wapakoneta, OH (FHA|USDA|VA) 30 $3,270,000 $109,000 $3,826 8.43%
Urbana, OH (FHA|USDA|VA) 28 $3,200,000 $114,286 $3,228 8.68%
FAYETTEVILLE, NC (FHA|USDA|VA) 12 $3,170,000 $264,167 $6,335 7.66%
Boone, NC (FHA|USDA|VA) 11 $3,105,000 $282,273 $3,719 8.24%
RICHMOND, VA (FHA|USDA|VA) 7 $3,095,000 $442,143 $7,601 6.64%
Warsaw, IN (FHA|USDA|VA) 20 $3,040,000 $152,000 $2,047 9.03%
Sevierville, TN (FHA|USDA|VA) 7 $3,015,000 $430,714 $7,494 8.33%
Bozeman, MT (FHA|USDA|VA) 2 $2,960,000 $1,480,000 $7,654 5.94%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $2,960,000 $493,333 $4,339 7.44%
Shelby, NC (FHA|USDA|VA) 29 $2,935,000 $101,207 $3,035 9.01%
Vincennes, IN (FHA|USDA|VA) 20 $2,910,000 $145,500 $2,249 8.25%
SAGINAW, MI (FHA|USDA|VA) 27 $2,855,000 $105,741 $2,699 9.23%
ROCKFORD, IL (FHA|USDA|VA) 30 $2,830,000 $94,333 $2,136 9.33%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 22 $2,820,000 $128,182 $4,245 8.68%
Adrian, MI (FHA|USDA|VA) 19 $2,775,000 $146,053 $3,691 8.93%
Heber, UT (FHA|USDA|VA) 2 $2,760,000 $1,380,000 $10,452 6.50%
KANKAKEE, IL (FHA|USDA|VA) 17 $2,735,000 $160,882 $3,188 7.70%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 11 $2,715,000 $246,818 $2,793 5.86%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $2,665,000 $533,000 $8,878 6.30%
Mount Vernon, OH (FHA|USDA|VA) 19 $2,655,000 $139,737 $5,533 8.68%
SAVANNAH, GA (FHA|USDA|VA) 13 $2,605,000 $200,385 $5,657 9.17%
Effingham, IL (FHA|USDA|VA) 21 $2,585,000 $123,095 $3,950 9.17%
Greenville, OH (FHA|USDA|VA) 29 $2,575,000 $88,793 $2,925 8.82%
Mount Pleasant, MI (FHA|USDA|VA) 16 $2,570,000 $160,625 $3,832 7.54%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $2,570,000 $642,500 $4,611 5.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $2,465,000 $2,465,000 $13,820 6.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 14 $2,460,000 $175,714 $4,509 8.58%
Ottawa, IL (FHA|USDA|VA) 15 $2,455,000 $163,667 $3,348 9.30%
KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $2,435,000 $487,000 $2,594 5.77%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 15 $2,425,000 $161,667 $2,905 7.69%
MIDLAND, MI (FHA|USDA|VA) 23 $2,405,000 $104,565 $1,292 8.87%
BAY CITY, MI (FHA|USDA|VA) 22 $2,370,000 $107,727 $2,389 9.05%
Bedford, IN (FHA|USDA|VA) 17 $2,335,000 $137,353 $5,090 8.72%
Connersville, IN (FHA|USDA|VA) 28 $2,280,000 $81,429 $2,198 8.62%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $2,090,000 $1,045,000 $2,279 4.44%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $2,045,000 $409,000 $4,459 4.77%
APPLETON, WI (FHA|USDA|VA) 3 $2,045,000 $681,667 $5,331 6.42%
Defiance, OH (FHA|USDA|VA) 27 $2,035,000 $75,370 $1,813 8.55%
Ludington, MI (FHA|USDA|VA) 18 $2,020,000 $112,222 $2,053 8.48%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $2,005,000 $668,333 $3,257 6.62%
Ashtabula, OH (FHA|USDA|VA) 9 $1,995,000 $221,667 $5,838 6.61%
Freeport, IL (FHA|USDA|VA) 19 $1,955,000 $102,895 $2,617 8.94%
Wooster, OH (FHA|USDA|VA) 14 $1,920,000 $137,143 $3,266 8.54%
Huntington, IN (FHA|USDA|VA) 20 $1,920,000 $96,000 $3,068 8.42%
Ardmore, OK (FHA|USDA|VA) 1 $1,915,000 $1,915,000 $10,954 4.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 13 $1,845,000 $141,923 $3,624 8.83%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $1,820,000 $910,000 $11,234 6.19%
Bellefontaine, OH (FHA|USDA|VA) 16 $1,800,000 $112,500 $3,191 8.41%
Kendallville, IN (FHA|USDA|VA) 14 $1,780,000 $127,143 $2,890 8.12%
KOKOMO, IN (FHA|USDA|VA) 18 $1,750,000 $97,222 $1,679 9.33%
Hillsdale, MI (FHA|USDA|VA) 18 $1,750,000 $97,222 $2,865 8.77%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $1,745,000 $1,745,000 $7,917 6.38%
Somerset, KY (FHA|USDA|VA) 9 $1,675,000 $186,111 $4,289 7.72%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $1,670,000 $835,000 $3,236 6.68%
Forest City, NC (FHA|USDA|VA) 16 $1,650,000 $103,125 $3,264 7.93%
Athens, OH (FHA|USDA|VA) 7 $1,645,000 $235,000 $4,952 7.43%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $1,630,000 $815,000 $3,678 4.75%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 6 $1,620,000 $270,000 $6,908 6.65%
Seymour, IN (FHA|USDA|VA) 6 $1,610,000 $268,333 $5,435 7.85%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $1,600,000 $800,000 $7,954 6.06%
THE VILLAGES, FL (FHA|USDA|VA) 8 $1,550,000 $193,750 $2,763 8.15%
Mount Vernon, IL (FHA|USDA|VA) 22 $1,550,000 $70,455 $3,205 9.29%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $1,525,000 $508,333 $3,499 5.83%
Norwalk, OH (FHA|USDA|VA) 14 $1,520,000 $108,571 $3,472 9.12%
GREEN BAY, WI (FHA|USDA|VA) 3 $1,505,000 $501,667 $6,655 6.83%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $1,460,000 $730,000 $5,291 6.19%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,440,000 $240,000 $5,156 9.67%
MUNCIE, IN (FHA|USDA|VA) 17 $1,435,000 $84,412 $1,193 8.47%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 5 $1,425,000 $285,000 $4,097 4.77%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,400,000 $350,000 $4,617 5.94%
MORGANTOWN, WV (FHA|USDA|VA) 3 $1,395,000 $465,000 $3,381 7.46%
Albemarle, NC (FHA|USDA|VA) 11 $1,385,000 $125,909 $1,875 8.85%
Bardstown, KY (FHA|USDA|VA) 6 $1,360,000 $226,667 $4,477 7.74%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $1,335,000 $267,000 $5,700 8.49%
Point Pleasant, WV-OH (FHA|USDA|VA) 9 $1,325,000 $147,222 $5,902 8.45%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $1,315,000 $438,333 $7,489 6.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $1,275,000 $255,000 $3,442 7.11%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $1,260,000 $630,000 $3,871 6.06%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $1,210,000 $605,000 $5,416 6.56%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $1,200,000 $600,000 $4,288 6.94%
Marion, IN (FHA|USDA|VA) 7 $1,175,000 $167,857 $2,160 8.21%
Crossville, TN (FHA|USDA|VA) 4 $1,140,000 $285,000 $7,467 6.79%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $1,130,000 $565,000 $8,885 6.13%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,661 7.70%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,371 6.85%
Coldwater, MI (FHA|USDA|VA) 9 $1,115,000 $123,889 $2,080 8.35%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $1,085,000 $361,667 $3,303 6.17%
Dixon, IL (FHA|USDA|VA) 11 $1,075,000 $97,727 $2,831 8.39%
North Vernon, IN (FHA|USDA|VA) 6 $1,060,000 $176,667 $3,613 8.75%
Dayton, TN (FHA|USDA|VA) 3 $1,045,000 $348,333 $6,700 8.02%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,715 6.58%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,276 7.42%
Zanesville, OH (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,197 6.95%
Maysville, KY (FHA|USDA|VA) 9 $1,015,000 $112,778 $3,891 8.08%
PEORIA, IL (FHA|USDA|VA) 7 $1,005,000 $143,571 $2,866 8.40%
Rochelle, IL (FHA|USDA|VA) 7 $975,000 $139,286 $3,594 7.42%
DOTHAN, AL (FHA|USDA|VA) 3 $955,000 $318,333 $3,589 7.08%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $950,000 $237,500 $5,006 6.66%
Breckenridge, CO (FHA|USDA|VA) 2 $950,000 $475,000 $4,187 6.88%
Mount Sterling, KY (FHA|USDA|VA) 5 $945,000 $189,000 $7,290 7.68%
PROVO-OREM, UT (FHA|USDA|VA) 1 $935,000 $935,000 $15,496 6.13%
Madison, IN (FHA|USDA|VA) 6 $910,000 $151,667 $1,650 8.06%
Georgetown, SC (FHA|USDA|VA) 1 $905,000 $905,000 $8,466 5.63%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $905,000 $181,000 $3,934 8.48%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 5 $905,000 $181,000 $5,329 5.90%
Edwards, CO (FHA|USDA|VA) 1 $905,000 $905,000 $3,647 6.25%
TULSA, OK (FHA|USDA|VA) 2 $890,000 $445,000 $7,995 5.75%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $890,000 $445,000 $6,798 6.81%
GREELEY, CO (FHA|USDA|VA) 2 $880,000 $440,000 $9,266 6.69%
Lewisburg, TN (FHA|USDA|VA) 13 $875,000 $67,308 $0 10.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $870,000 $435,000 $9,260 6.31%
FORT COLLINS, CO (FHA|USDA|VA) 2 $870,000 $435,000 $3,692 6.19%
Danville, KY (FHA|USDA|VA) 10 $870,000 $87,000 $0 10.35%
MANSFIELD, OH (FHA|USDA|VA) 7 $865,000 $123,571 $4,064 8.00%
ROME, GA (FHA|USDA|VA) 4 $860,000 $215,000 $4,529 6.46%
Alma, MI (FHA|USDA|VA) 10 $850,000 $85,000 $3,114 8.00%
Charleston-Mattoon, IL (FHA|USDA|VA) 4 $850,000 $212,500 $2,743 8.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $850,000 $425,000 $2,892 7.19%
Cookeville, TN (FHA|USDA|VA) 4 $830,000 $207,500 $4,881 7.80%
GOLDSBORO, NC (FHA|USDA|VA) 4 $820,000 $205,000 $5,319 7.23%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $815,000 $163,000 $2,184 8.00%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $810,000 $405,000 $0 3.25%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $800,000 $200,000 $3,333 5.22%
New Castle, IN (FHA|USDA|VA) 8 $800,000 $100,000 $671 9.51%
BURLINGTON, NC (FHA|USDA|VA) 4 $770,000 $192,500 $2,243 7.89%
Sterling, IL (FHA|USDA|VA) 10 $770,000 $77,000 $1,913 8.45%
DALTON, GA (FHA|USDA|VA) 2 $770,000 $385,000 $7,389 6.56%
Marion, NC (FHA|USDA|VA) 7 $765,000 $109,286 $3,464 9.93%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $760,000 $380,000 $9,599 6.56%
BOULDER, CO (FHA|USDA|VA) 2 $750,000 $375,000 $738 4.99%
Cornelia, GA (FHA|USDA|VA) 1 $745,000 $745,000 $5,477 6.88%
GREENVILLE, NC (FHA|USDA|VA) 3 $745,000 $248,333 $3,822 6.71%
London, KY (FHA|USDA|VA) 6 $740,000 $123,333 $4,014 8.21%
Clewiston, FL (FHA|USDA|VA) 3 $735,000 $245,000 $7,592 6.50%
Vidalia, GA (FHA|USDA|VA) 3 $735,000 $245,000 $2,048 7.45%
MADISON, WI (FHA|USDA|VA) 2 $720,000 $360,000 $10,368 7.19%
FLORENCE, SC (FHA|USDA|VA) 2 $710,000 $355,000 $6,303 6.81%
WHEELING, WV-OH (FHA|USDA|VA) 3 $705,000 $235,000 $5,082 8.58%
Bluffton, IN (FHA|USDA|VA) 7 $705,000 $100,714 $1,823 7.39%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $695,000 $231,667 $5,561 7.73%
DUBUQUE, IA (FHA|USDA|VA) 1 $685,000 $685,000 $2,690 6.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $670,000 $167,500 $838 6.84%
Calhoun, GA (FHA|USDA|VA) 3 $655,000 $218,333 $2,530 8.21%
Lawrenceburg, TN (FHA|USDA|VA) 2 $650,000 $325,000 $8,747 7.84%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $630,000 $157,500 $3,014 6.53%
Campbellsville, KY (FHA|USDA|VA) 1 $615,000 $615,000 $5,972 6.99%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $610,000 $305,000 $10,973 6.06%
SUMTER, SC (FHA|USDA|VA) 2 $610,000 $305,000 $3,432 6.31%
BECKLEY, WV (FHA|USDA|VA) 4 $610,000 $152,500 $5,768 9.30%
BRUNSWICK, GA (FHA|USDA|VA) 1 $605,000 $605,000 $5,419 5.75%
Jefferson, GA (FHA|USDA|VA) 4 $600,000 $150,000 $4,652 9.71%
ANCHORAGE, AK (FHA|USDA|VA) 2 $600,000 $300,000 $2,617 5.06%
Sanford, NC (FHA|USDA|VA) 2 $600,000 $300,000 $4,012 6.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $595,000 $595,000 $6,517 6.88%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $585,000 $195,000 $3,774 6.71%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $575,000 $191,667 $1,823 7.79%
Frankfort, IN (FHA|USDA|VA) 6 $570,000 $95,000 $574 8.78%
TOPEKA, KS (FHA|USDA|VA) 2 $570,000 $285,000 $2,593 6.75%
Iron Mountain, MI-WI (FHA|USDA|VA) 2 $560,000 $280,000 $3,707 7.00%
ROCHESTER, NY (FHA|USDA|VA) 3 $555,000 $185,000 $0 3.50%
Glenwood Springs, CO (FHA|USDA|VA) 1 $555,000 $555,000 $1,734 3.25%
Quincy, IL-MO (FHA|USDA|VA) 2 $540,000 $270,000 $3,401 7.31%
Glasgow, KY (FHA|USDA|VA) 2 $540,000 $270,000 $6,751 6.63%
Greeneville, TN (FHA|USDA|VA) 3 $515,000 $171,667 $4,552 8.11%
Richmond, IN (FHA|USDA|VA) 6 $510,000 $85,000 $3,049 8.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $510,000 $127,500 $4,044 5.40%
Van Wert, OH (FHA|USDA|VA) 4 $510,000 $127,500 $5,954 8.56%
Celina, OH (FHA|USDA|VA) 6 $510,000 $85,000 $1,988 8.12%
LYNCHBURG, VA (FHA|USDA|VA) 1 $505,000 $505,000 $13,998 7.00%
BELLINGHAM, WA (FHA|USDA|VA) 1 $505,000 $505,000 $4,638 6.13%
Morehead City, NC (FHA|USDA|VA) 2 $500,000 $250,000 $3,323 8.15%
North Wilkesboro, NC (FHA|USDA|VA) 1 $495,000 $495,000 $2,746 6.63%
Oxford, MS (FHA|USDA|VA) 2 $490,000 $245,000 $4,458 7.06%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $485,000 $485,000 $4,647 6.63%
Laurinburg, NC (FHA|USDA|VA) 1 $485,000 $485,000 $5,255 6.88%
CHEYENNE, WY (FHA|USDA|VA) 1 $475,000 $475,000 $4,519 6.88%
VALLEJO, CA (FHA|USDA|VA) 1 $465,000 $465,000 $0 8.50%
Greenwood, SC (FHA|USDA|VA) 2 $460,000 $230,000 $3,045 7.12%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $455,000 $455,000 $13,133 6.13%
JACKSON, TN (FHA|USDA|VA) 2 $450,000 $225,000 $4,292 7.65%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $445,000 $445,000 $3,669 6.38%
ALBANY, GA (FHA|USDA|VA) 1 $445,000 $445,000 $5,676 6.63%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $445,000 $445,000 $4,502 6.75%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $445,000 $445,000 $4,134 6.99%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $440,000 $220,000 $2,040 4.44%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $415,000 $415,000 $8,933 6.38%
Crescent City, CA (FHA|USDA|VA) 1 $405,000 $405,000 $9,220 5.99%
Kinston, NC (FHA|USDA|VA) 1 $405,000 $405,000 $7,141 7.25%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $405,000 $405,000 $7,409 6.50%
MODESTO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $3,764 4.99%
Kalispell, MT (FHA|USDA|VA) 1 $405,000 $405,000 $0 8.50%
Plymouth, IN (FHA|USDA|VA) 5 $395,000 $79,000 $0 10.22%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $375,000 $375,000 $11,831 6.25%
Somerset, PA (FHA|USDA|VA) 1 $365,000 $365,000 $4,763 7.13%
Wabash, IN (FHA|USDA|VA) 3 $365,000 $121,667 $1,313 7.04%
Washington, NC (FHA|USDA|VA) 3 $355,000 $118,333 $2,646 9.36%
AMES, IA (FHA|USDA|VA) 1 $345,000 $345,000 $1,247 7.13%
MONROE, LA (FHA|USDA|VA) 1 $345,000 $345,000 $4,816 6.63%
Marietta, OH (FHA|USDA|VA) 1 $345,000 $345,000 $5,182 6.50%
Henderson, NC (FHA|USDA|VA) 2 $340,000 $170,000 $5,688 6.31%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $325,000 $325,000 $5,335 7.38%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $325,000 $108,333 $4,116 7.79%
Lake City, FL (FHA|USDA|VA) 1 $325,000 $325,000 $4,458 7.25%
RACINE, WI (FHA|USDA|VA) 3 $315,000 $105,000 $2,301 7.38%
Jackson, OH (FHA|USDA|VA) 5 $315,000 $63,000 $3,644 7.45%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $315,000 $315,000 $6,431 7.99%
Paducah, KY-IL (FHA|USDA|VA) 2 $310,000 $155,000 $1,998 6.99%
Elkins, WV (FHA|USDA|VA) 1 $295,000 $295,000 $4,233 6.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $295,000 $295,000 $0 8.00%
DECATUR, IL (FHA|USDA|VA) 4 $290,000 $72,500 $2,795 6.50%
LONGVIEW, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,929 6.99%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.13%
Granbury, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,767 8.13%
LANCASTER, PA (FHA|USDA|VA) 1 $285,000 $285,000 $9,851 6.25%
McAlester, OK (FHA|USDA|VA) 2 $280,000 $140,000 $5,024 7.50%
McMinnville, TN (FHA|USDA|VA) 1 $275,000 $275,000 $9,148 7.25%
Coshocton, OH (FHA|USDA|VA) 2 $270,000 $135,000 $1,648 7.67%
MOBILE, AL (FHA|USDA|VA) 1 $265,000 $265,000 $3,849 6.99%
New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $260,000 $65,000 $2,579 10.12%
DULUTH, MN-WI (FHA|USDA|VA) 2 $260,000 $130,000 $1,789 5.06%
ABILENE, TX (FHA|USDA|VA) 2 $260,000 $130,000 $3,499 5.06%
Tahlequah, OK (FHA|USDA|VA) 1 $255,000 $255,000 $10,218 7.63%
STAUNTON, VA (FHA|USDA|VA) 1 $255,000 $255,000 $4,401 5.99%
NEW BERN, NC (FHA|USDA|VA) 1 $245,000 $245,000 $1,468 4.12%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $245,000 $245,000 $2,745 6.63%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.38%
LAS CRUCES, NM (FHA|USDA|VA) 2 $230,000 $115,000 $1,238 5.38%
Washington, IN (FHA|USDA|VA) 2 $230,000 $115,000 $2,730 8.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $225,000 $225,000 $7,153 6.75%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $225,000 $225,000 $11,264 6.25%
Statesboro, GA (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.05%
HINESVILLE, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,885 6.88%
Shelbyville, TN (FHA|USDA|VA) 3 $215,000 $71,667 $0 9.63%
Salem, OH (FHA|USDA|VA) 2 $210,000 $105,000 $0 10.50%
GETTYSBURG, PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.38%
SALEM, OR (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.25%
Ashland, OH (FHA|USDA|VA) 4 $200,000 $50,000 $2,176 9.72%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $195,000 $195,000 $3,563 6.13%
GLENS FALLS, NY (FHA|USDA|VA) 1 $195,000 $195,000 $6,922 6.99%
Houghton, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,065 6.75%
Mason City, IA (FHA|USDA|VA) 1 $185,000 $185,000 $4,805 6.38%
UTICA-ROME, NY (FHA|USDA|VA) 2 $180,000 $90,000 $2,623 5.63%
CLEVELAND, TN (FHA|USDA|VA) 2 $180,000 $90,000 $0 9.90%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $3,440 6.25%
Rolla, MO (FHA|USDA|VA) 1 $175,000 $175,000 $3,448 7.38%
BINGHAMTON, NY (FHA|USDA|VA) 2 $170,000 $85,000 $5,614 6.81%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $165,000 $165,000 $4,629 7.50%
Albertville, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,701 5.99%
Summerville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,983 6.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $165,000 $165,000 $4,727 7.99%
Americus, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,224 6.99%
New Castle, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,015 7.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $155,000 $155,000 $1,880 3.00%
Wilson, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,235 6.38%
Cedartown, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.65%
Pontiac, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,717 7.63%
Elizabeth City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 11.55%
Central City, KY (FHA|USDA|VA) 3 $155,000 $51,667 $5,533 10.33%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.80%
Crawfordsville, IN (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.62%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $145,000 $145,000 $3,968 6.63%
Palatka, FL (FHA|USDA|VA) 1 $145,000 $145,000 $4,581 6.50%
SYRACUSE, NY (FHA|USDA|VA) 1 $145,000 $145,000 $4,604 6.88%
MORRISTOWN, TN (FHA|USDA|VA) 2 $140,000 $70,000 $896 6.43%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $140,000 $70,000 $1,938 7.72%
Fort Polk South, LA (FHA|USDA|VA) 1 $135,000 $135,000 $3,367 6.38%
St. Marys, GA (FHA|USDA|VA) 2 $130,000 $65,000 $1,924 8.19%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $125,000 $125,000 $6,391 7.13%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $125,000 $125,000 $5,683 6.50%
DOVER, DE (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
Waycross, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.40%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,563 6.99%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,157 7.13%
Enterprise, AL (FHA|USDA|VA) 1 $115,000 $115,000 $3,331 6.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $115,000 $115,000 $3,128 6.99%
Alpena, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,809 6.50%
Centralia, IL (FHA|USDA|VA) 2 $110,000 $55,000 $2,856 6.93%
Peru, IN (FHA|USDA|VA) 2 $110,000 $55,000 $0 12.25%
Lewisburg, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.25%
Meadville, PA (FHA|USDA|VA) 1 $95,000 $95,000 $6,838 6.50%
Logansport, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 11.50%
Russellville, AR (FHA|USDA|VA) 1 $85,000 $85,000 $3,159 6.88%
Taylorville, IL (FHA|USDA|VA) 2 $80,000 $40,000 $0 9.37%
Owatonna, MN (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.38%
ROANOKE, VA (FHA|USDA|VA) 1 $75,000 $75,000 $2,820 6.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $75,000 $75,000 $1,998 5.63%
Mount Airy, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.49%
Athens, TN (FHA|USDA|VA) 2 $70,000 $35,000 $0 10.68%
Dyersburg, TN (FHA|USDA|VA) 1 $65,000 $65,000 $3,452 6.50%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $65,000 $65,000 $4,800 8.13%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $65,000 $65,000 $3,237 6.99%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.10%
ERIE, PA (FHA|USDA|VA) 1 $55,000 $55,000 $4,033 7.63%
Dublin, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.74%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 12.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $35,000 $35,000 $2,144 6.63%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.75%
Murray, KY (FHA|USDA|VA) 1 $15,000 $15,000 $0 15.00%
Gaffney, SC (FHA|USDA|VA) 1 $15,000 $15,000 $0 15.55%
Fifth Third Bank's top markets include Chicago, Cincinnati, Columbus, Cleveland, and Charleston among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 15,438 $1,747,550,000 $113,198 n/a 9.90%
    Conventional 13,781 $4,214,595,000 $305,827 $3,539 7.02%
    FHA 967 $191,515,000 $198,051 $7,011 6.47%
    VA 258 $72,160,000 $279,690 $4,789 6.22%
    USDA 50 $8,970,000 $179,400 $5,568 6.33%

    For 2024, Fifth Third Bank's most frequently originated type of loan was HELOC, with 15,438 originations. Their 2nd most popular type was Conventional, with 13,781 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,322 $3,606,270,000 $386,856 $5,203 6.62%
    Home Improvement 7,958 $736,460,000 $92,543 $45 9.83%
    Refi 6,111 $1,026,325,000 $167,947 $1,604 8.75%
    Other 5,639 $591,145,000 $104,832 $891 9.61%
    Cash Out Refi 1,464 $274,590,000 $187,561 $4,395 6.80%

    For 2024, Fifth Third Bank's most frequently cited loan purpose was Home Purchase, with 9,322 originations. The 2nd most popular reason was Home Improvement, with 7,958 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 26,602 $5,590,730,000 $210,162 $4,580 8.61%
    10 Year 1,143 $63,975,000 $55,971 $277 8.01%
    15 Year 1,020 $157,570,000 $154,480 $1,581 7.37%
    20 Year 955 $151,345,000 $158,476 $1,647 7.55%
    Other 387 $121,855,000 $314,871 $630 5.51%
    5 Year 252 $6,400,000 $25,397 $8 8.56%
    30+ year 133 $142,905,000 $1,074,474 $10,904 6.10%
    3 Year 2 $10,000 $5,000 $0 0.00%

    For 2024, Fifth Third Bank's most frequently cited loan duration was 30 Year, with 26,602 originations. The 2nd most popular length was 10 Year, with 1,143 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 6,675 $2,607,055,000 $390,570
    $<1k 5,729 $752,715,000 $131,387
    $2k-3k 1,250 $589,650,000 $471,720
    $3k-4k 474 $166,240,000 $350,717
    $5k+ 417 $228,105,000 $547,014
    $4k-5k 235 $94,215,000 $400,915

    Fifth Third Bank's average total fees were $4,580, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 6,675 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 16,508 $1,705,830,000 $103,334
    6-7% 8,102 $2,703,570,000 $333,692
    7-8% 3,766 $725,730,000 $192,706
    5-6% 1,645 $998,555,000 $607,024
    3-4% 110 $21,710,000 $197,364
    4-5% 59 $61,715,000 $1,046,017
    <2.5% 56 $2,960,000 $52,857
    2.5-3% 48 $13,020,000 $271,250

    During 2024, Fifth Third Bank's average interest rate for loans was 8.61%, while their most frequently originated rate bucket for loans was Over 8%, with 16,508 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 11,775 $610,225,000 $51,824 $942 9.77%
    $100k-200k 9,460 $1,235,700,000 $130,624 $3,267 8.24%
    $200k-400k 5,671 $1,554,015,000 $274,028 $4,686 7.31%
    $400k-600k 1,801 $868,395,000 $482,174 $5,736 6.97%
    $600k-1MM 1,095 $832,405,000 $760,187 $6,812 6.48%
    $1MM+ 692 $1,134,050,000 $1,638,801 $8,939 6.14%

    2024 saw Fifth Third Bank place emphasis on $100,000 or less loans with 11,775 originations, totaling $610,225,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 6,400 $684,050,000 $106,883 $2,924 8.66%
    $100k-150k 6,228 $1,030,750,000 $165,503 $3,712 8.65%
    $75k-100k 4,912 $648,440,000 $132,011 $3,229 8.72%
    $150k-250k 4,719 $1,181,715,000 $250,416 $4,196 8.32%
    $50k or less 4,131 $312,695,000 $75,695 $2,526 8.62%
    $250k+ 3,295 $2,159,035,000 $655,246 $6,583 7.43%

    Fifth Third Bank lent most frequently to those with incomes in the $50k-75k range, with 6,400 originations. The second most popular income band? $100k-150k, with 6,228 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 5,372 $1,110,520,000 $206,724 $3,540 8.27%
    30-36% 4,922 $1,032,220,000 $209,716 $3,717 8.33%
    50-60% 3,747 $467,735,000 $124,829 $2,647 9.25%
    <20% 1,966 $414,620,000 $210,895 $3,427 8.18%
    49% 1,562 $308,760,000 $197,670 $4,023 8.91%
    48% 1,139 $236,945,000 $208,029 $4,066 8.70%
    44% 1,138 $266,630,000 $234,297 $4,168 8.24%
    47% 1,085 $221,055,000 $203,737 $3,959 8.60%
    42% 1,021 $235,125,000 $230,289 $4,186 8.21%
    45% 994 $208,620,000 $209,879 $4,080 8.49%
    43% 989 $213,735,000 $216,112 $4,030 8.24%
    41% 983 $223,555,000 $227,421 $4,139 8.27%
    46% 979 $214,235,000 $218,830 $3,867 8.55%
    40% 970 $240,740,000 $248,186 $4,395 8.19%
    38% 926 $216,690,000 $234,006 $4,011 8.11%
    39% 920 $210,330,000 $228,620 $3,935 8.18%
    36% 887 $181,465,000 $204,583 $3,889 8.32%
    37% 863 $178,745,000 $207,121 $3,859 8.39%
    >60% 9 $2,915,000 $323,889 $10,221 6.64%

    Fifth Third Bank lent most frequently to those with DTI ratios of 20-30%, with 5,372 originations. The next most common DTI ratio? 30-36%, with 4,922 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 26,429 $5,068,585,000 $191,781 $3,613 8.54%
    Asian 954 $369,070,000 $386,866 $5,014 7.65%
    Not provided 757 $322,585,000 $426,136 $5,103 6.53%
    Black 1,864 $272,850,000 $146,379 $3,919 8.66%
    Asian Indian 153 $81,835,000 $534,869 $6,090 7.38%
    Not applicable 7 $46,055,000 $6,579,286 $0 6.64%
    American Indian 157 $26,395,000 $168,121 $3,783 8.54%
    Other Asian 47 $15,445,000 $328,617 $4,189 7.84%
    Filipino 30 $7,980,000 $266,000 $5,493 8.23%
    Korean 12 $6,030,000 $502,500 $7,629 7.44%
    Chinese 14 $5,550,000 $396,429 $6,910 7.68%
    Vietnamese 20 $5,170,000 $258,500 $4,428 7.59%
    Native Hawaiian or Islander 27 $4,675,000 $173,148 $4,827 9.53%
    Other Pacific Islander 21 $2,385,000 $113,571 $2,031 10.37%
    Japanese 2 $180,000 $90,000 $0 9.70%

    Approval Rates

    Total approvals of all applications
    76.14%

    Fifth Third Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    73.08%

    Fifth Third Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    129.0 2 $30,000 $15,000
    200.0 1 $15,000 $15,000
    246.0 1 $5,000 $5,000
    250.0 18 $180,000 $10,000
    30.0 57 $715,000 $12,544
    42.0 40 $280,000 $7,000
    46.75 1 $15,000 $15,000
    47.0 1 $5,000 $5,000
    52.0 1 $15,000 $15,000
    58.0 6 $40,000 $6,667
    62.0 1 $15,000 $15,000
    NA 30,365 $6,233,475,000 $205,285

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    30,494 $6,234,790,000 $204,460

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 8,787 $1,019,585,000 $116,033 $1,460 9.21%
    40-60% 3,473 $822,035,000 $236,693 $3,641 8.08%
    60-80% 4,351 $1,659,515,000 $381,410 $4,959 7.06%
    80-100% 5,766 $2,236,520,000 $387,881 $5,197 6.66%
    Over 100% 32 $8,970,000 $280,313 $9,591 6.33%
    Under 20% 8,074 $485,040,000 $60,074 $238 9.90%