Fifth Third Bank Mortgage Rates, Fees & Info

Cincinnati, OH

LEI: QFROUN1UWUYU0DVIWD51

Tax ID: 31-0676865

3.5 stars - Updated: 11/17/24 - out of 5 stars, based on 167 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Fifth Third Bank is a mid-sized bank specializing in Home Purchase loans. Fifth Third Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Cincinnati, Columbus, Cleveland, and Grand Rapids among others. We have data for 387 markets. (Some data included below & more in-depth data is available with an active subscription.)

Fifth Third Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fifth Third Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.31% 11/17/24
30 Year Conventional Purchase 6.52% 11/17/24
30 Year Conventional Refi 6.48% 11/17/24
30 Year Cash-out Refi 6.73% 11/17/24
30 Year FHA Purchase 7.27% 11/17/24
30 Year FHA Refi 6.96% 11/17/24
30 Year VA Purchase 6.22% 11/17/24
30 Year VA Refi 6.11% 11/17/24
30 Year USDA Purchase 6.72% 11/17/24
15 Year Conventional Purchase 6.10% 11/17/24
15 Year Conventional Refi 5.48% 11/17/24
15 Year Cash-out Refi 5.48% 11/17/24
15 Year FHA Purchase 7.29% 11/17/24
15 Year FHA Refi 7.31% 11/17/24
15 Year VA Purchase 7.17% 11/17/24
15 Year VA Refi 6.31% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Fifth Third Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Fifth Third Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

28,050

Origination Dollar Volume (All Markets)

$4,908,760,000
Show all (76) awards

Relative Rate

Fifth Third Bank's average 30 year fixed mortgage rate was 8.44%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 1.96%.

Relative Fees (Closing Costs)

Fifth Third Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $4,664.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,611 $534,605,000 $204,751 $4,991 8.38%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3,265 $430,745,000 $131,928 $3,037 8.56%
COLUMBUS, OH (FHA|USDA|VA) 1,467 $275,905,000 $188,074 $4,675 8.17%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,632 $235,570,000 $144,344 $4,175 8.35%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1,204 $201,900,000 $167,691 $3,703 8.13%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1,174 $180,470,000 $153,722 $3,550 8.44%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 882 $174,700,000 $198,073 $4,175 8.47%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 600 $168,920,000 $281,533 $6,484 8.25%
Outside of Metro Areas 1,108 $152,430,000 $137,572 $3,720 8.30%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 984 $130,940,000 $133,069 $3,279 8.67%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 580 $123,910,000 $213,638 $5,552 8.55%
LOUISVILLE, KY (FHA|USDA|VA) 930 $121,000,000 $130,108 $3,323 8.66%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 180 $120,570,000 $669,833 $6,375 6.77%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 288 $104,440,000 $362,639 $8,166 8.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 436 $100,550,000 $230,619 $5,207 8.77%
TOLEDO, OH (FHA|USDA|VA) 776 $96,250,000 $124,034 $3,456 8.55%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 428 $88,880,000 $207,664 $5,012 8.81%
DAYTON-KETTERING, OH (FHA|USDA|VA) 806 $86,540,000 $107,370 $2,844 8.46%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 169 $71,775,000 $424,704 $9,129 8.21%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 294 $71,360,000 $242,721 $6,584 8.23%
AKRON, OH (FHA|USDA|VA) 442 $67,600,000 $152,941 $3,921 8.37%
RALEIGH-CARY, NC (FHA|USDA|VA) 225 $59,695,000 $265,311 $4,567 8.35%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 270 $53,810,000 $199,296 $5,086 8.57%
FORT WAYNE, IN (FHA|USDA|VA) 317 $53,595,000 $169,069 $3,253 8.26%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 263 $46,215,000 $175,722 $3,609 8.35%
JACKSONVILLE, FL (FHA|USDA|VA) 180 $45,460,000 $252,556 $5,816 8.27%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 347 $38,475,000 $110,879 $3,002 8.37%
EVANSVILLE, IN-KY (FHA|USDA|VA) 348 $36,700,000 $105,460 $2,582 8.71%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 72 $33,800,000 $469,444 $4,707 8.27%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 200 $31,020,000 $155,100 $3,642 7.96%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 132 $28,910,000 $219,015 $6,406 8.38%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 15 $27,855,000 $1,857,000 $10,705 6.58%
MUSKEGON, MI (FHA|USDA|VA) 242 $26,790,000 $110,702 $2,814 8.36%
BOULDER, CO (FHA|USDA|VA) 1 $26,015,000 $26,015,000 $0 7.06%
Traverse City, MI (FHA|USDA|VA) 135 $24,885,000 $184,333 $3,267 8.08%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 21 $23,375,000 $1,113,095 $9,869 6.81%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 72 $22,630,000 $314,306 $4,881 7.65%
Holland, MI (FHA|USDA|VA) 130 $20,160,000 $155,077 $3,403 8.28%
KNOXVILLE, TN (FHA|USDA|VA) 67 $19,545,000 $291,716 $7,828 8.02%
CANTON-MASSILLON, OH (FHA|USDA|VA) 144 $17,740,000 $123,194 $3,764 8.62%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 9 $17,495,000 $1,943,889 $7,016 6.89%
MONROE, MI (FHA|USDA|VA) 156 $17,350,000 $111,218 $2,860 8.46%
NILES, MI (FHA|USDA|VA) 144 $16,790,000 $116,597 $3,656 8.04%
TERRE HAUTE, IN (FHA|USDA|VA) 202 $16,470,000 $81,535 $2,573 8.55%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 141 $16,225,000 $115,071 $3,450 8.79%
Portsmouth, OH (FHA|USDA|VA) 129 $15,005,000 $116,318 $3,651 7.68%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 124 $14,880,000 $120,000 $3,362 8.60%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 111 $13,765,000 $124,009 $2,903 8.59%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 37 $13,375,000 $361,486 $7,124 8.03%
Jasper, IN (FHA|USDA|VA) 84 $13,080,000 $155,714 $3,924 7.82%
BATTLE CREEK, MI (FHA|USDA|VA) 88 $12,530,000 $142,386 $3,507 7.19%
ASHEVILLE, NC (FHA|USDA|VA) 37 $11,505,000 $310,946 $4,493 8.24%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 29 $10,585,000 $365,000 $6,162 7.28%
PUNTA GORDA, FL (FHA|USDA|VA) 56 $10,040,000 $179,286 $4,614 8.31%
Findlay, OH (FHA|USDA|VA) 99 $9,925,000 $100,253 $2,788 8.78%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 18 $9,720,000 $540,000 $7,266 6.98%
COLUMBUS, IN (FHA|USDA|VA) 68 $9,270,000 $136,324 $3,629 8.42%
Chillicothe, OH (FHA|USDA|VA) 73 $9,155,000 $125,411 $3,365 7.95%
ANN ARBOR, MI (FHA|USDA|VA) 36 $9,100,000 $252,778 $4,441 8.19%
FLINT, MI (FHA|USDA|VA) 97 $8,965,000 $92,423 $3,017 8.29%
BLOOMINGTON, IN (FHA|USDA|VA) 69 $8,555,000 $123,986 $4,015 8.39%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 43 $8,075,000 $187,791 $4,813 8.27%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 15 $7,545,000 $503,000 $7,565 6.73%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 65 $7,205,000 $110,846 $2,753 9.02%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 51 $6,675,000 $130,882 $3,464 9.53%
Sandusky, OH (FHA|USDA|VA) 49 $6,515,000 $132,959 $3,128 8.16%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 14 $6,440,000 $460,000 $7,135 6.86%
SPRINGFIELD, OH (FHA|USDA|VA) 69 $6,425,000 $93,116 $3,504 8.49%
Washington Court House, OH (FHA|USDA|VA) 54 $6,260,000 $115,926 $3,554 7.84%
Wilmington, OH (FHA|USDA|VA) 56 $6,240,000 $111,429 $3,024 8.60%
CHARLESTON, WV (FHA|USDA|VA) 40 $6,070,000 $151,750 $3,585 8.51%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 12 $6,000,000 $500,000 $8,890 6.34%
Cadillac, MI (FHA|USDA|VA) 46 $5,760,000 $125,217 $4,268 7.55%
PANAMA CITY, FL (FHA|USDA|VA) 11 $5,745,000 $522,273 $8,933 6.50%
ROCKFORD, IL (FHA|USDA|VA) 47 $5,505,000 $117,128 $3,542 8.88%
Tiffin, OH (FHA|USDA|VA) 58 $5,370,000 $92,586 $3,072 8.91%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9 $5,335,000 $592,778 $5,467 6.44%
ST. LOUIS, MO-IL (FHA|USDA|VA) 20 $5,270,000 $263,500 $4,062 7.20%
LIMA, OH (FHA|USDA|VA) 49 $5,145,000 $105,000 $3,500 8.15%
PORT ST. LUCIE, FL (FHA|USDA|VA) 29 $5,125,000 $176,724 $5,268 8.66%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 41 $5,025,000 $122,561 $2,975 9.18%
Cullowhee, NC (FHA|USDA|VA) 7 $4,815,000 $687,857 $6,493 7.21%
Frankfort, KY (FHA|USDA|VA) 29 $4,755,000 $163,966 $4,297 7.85%
Sturgis, MI (FHA|USDA|VA) 36 $4,730,000 $131,389 $3,728 7.87%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 9 $4,575,000 $508,333 $6,744 7.03%
JACKSON, MI (FHA|USDA|VA) 52 $4,330,000 $83,269 $2,731 8.94%
GAINESVILLE, GA (FHA|USDA|VA) 11 $4,315,000 $392,273 $7,797 7.60%
OWENSBORO, KY (FHA|USDA|VA) 55 $4,275,000 $77,727 $2,748 8.75%
Key West, FL (FHA|USDA|VA) 4 $4,170,000 $1,042,500 $13,153 6.35%
Madisonville, KY (FHA|USDA|VA) 40 $4,140,000 $103,500 $4,687 8.85%
TALLAHASSEE, FL (FHA|USDA|VA) 12 $4,030,000 $335,833 $7,614 7.22%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 15 $4,025,000 $268,333 $4,772 8.52%
Brevard, NC (FHA|USDA|VA) 24 $3,980,000 $165,833 $4,037 8.24%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 12 $3,950,000 $329,167 $9,116 6.97%
SAGINAW, MI (FHA|USDA|VA) 33 $3,915,000 $118,636 $2,896 8.12%
WILMINGTON, NC (FHA|USDA|VA) 14 $3,850,000 $275,000 $4,258 8.26%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $3,815,000 $346,818 $5,364 6.61%
Greensburg, IN (FHA|USDA|VA) 39 $3,685,000 $94,487 $2,316 8.98%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 12 $3,630,000 $302,500 $6,520 6.38%
GAINESVILLE, FL (FHA|USDA|VA) 10 $3,630,000 $363,000 $5,121 6.79%
Wooster, OH (FHA|USDA|VA) 20 $3,610,000 $180,500 $5,088 7.77%
PITTSBURGH, PA (FHA|USDA|VA) 13 $3,605,000 $277,308 $6,141 6.89%
Warsaw, IN (FHA|USDA|VA) 20 $3,590,000 $179,500 $3,317 9.04%
Sidney, OH (FHA|USDA|VA) 40 $3,510,000 $87,750 $2,534 8.85%
Big Rapids, MI (FHA|USDA|VA) 32 $3,480,000 $108,750 $2,905 7.77%
Kendallville, IN (FHA|USDA|VA) 21 $3,465,000 $165,000 $3,121 7.87%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $3,400,000 $425,000 $8,144 6.77%
Shelby, NC (FHA|USDA|VA) 23 $3,305,000 $143,696 $4,515 7.98%
Angola, IN (FHA|USDA|VA) 21 $3,255,000 $155,000 $2,713 8.40%
Fremont, OH (FHA|USDA|VA) 40 $3,220,000 $80,500 $2,588 8.60%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $3,195,000 $355,000 $8,504 6.42%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 34 $3,140,000 $92,353 $2,627 8.44%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $3,120,000 $780,000 $11,013 7.34%
Marion, OH (FHA|USDA|VA) 24 $3,100,000 $129,167 $2,847 8.08%
COLUMBIA, SC (FHA|USDA|VA) 13 $3,015,000 $231,923 $4,875 7.48%
KANSAS CITY, MO-KS (FHA|USDA|VA) 9 $2,945,000 $327,222 $8,568 6.75%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $2,940,000 $735,000 $12,833 6.00%
Richmond-Berea, KY (FHA|USDA|VA) 30 $2,880,000 $96,000 $4,020 8.86%
Bellefontaine, OH (FHA|USDA|VA) 17 $2,875,000 $169,118 $2,742 7.74%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 6 $2,870,000 $478,333 $7,879 6.98%
OCALA, FL (FHA|USDA|VA) 19 $2,815,000 $148,158 $4,552 7.65%
Sevierville, TN (FHA|USDA|VA) 6 $2,740,000 $456,667 $13,112 7.53%
FORT COLLINS, CO (FHA|USDA|VA) 1 $2,725,000 $2,725,000 $13,304 6.13%
Auburn, IN (FHA|USDA|VA) 16 $2,690,000 $168,125 $3,308 7.23%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $2,610,000 $217,500 $5,336 8.13%
PEORIA, IL (FHA|USDA|VA) 10 $2,600,000 $260,000 $3,040 7.46%
Decatur, IN (FHA|USDA|VA) 28 $2,560,000 $91,429 $2,710 8.19%
Bedford, IN (FHA|USDA|VA) 18 $2,550,000 $141,667 $5,023 7.80%
CARBONDALE-MARION, IL (FHA|USDA|VA) 24 $2,490,000 $103,750 $1,553 8.77%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $2,440,000 $610,000 $8,297 7.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 13 $2,365,000 $181,923 $3,981 8.50%
Hillsdale, MI (FHA|USDA|VA) 26 $2,310,000 $88,846 $2,958 8.33%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 13 $2,265,000 $174,231 $6,563 8.78%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $2,240,000 $1,120,000 $4,289 6.62%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $2,240,000 $373,333 $4,530 6.98%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 9 $2,215,000 $246,111 $3,882 7.49%
Urbana, OH (FHA|USDA|VA) 25 $2,195,000 $87,800 $1,794 8.86%
SPARTANBURG, SC (FHA|USDA|VA) 14 $2,110,000 $150,714 $3,988 9.08%
Connersville, IN (FHA|USDA|VA) 19 $2,085,000 $109,737 $3,230 8.02%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $2,075,000 $296,429 $5,281 6.43%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $2,010,000 $502,500 $9,668 5.90%
Lebanon, NH-VT (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $6,418 5.50%
Heber, UT (FHA|USDA|VA) 2 $1,960,000 $980,000 $6,983 6.19%
BOWLING GREEN, KY (FHA|USDA|VA) 9 $1,955,000 $217,222 $6,480 7.79%
Forest City, NC (FHA|USDA|VA) 11 $1,955,000 $177,727 $3,459 9.04%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 7 $1,945,000 $277,857 $5,234 7.70%
Wapakoneta, OH (FHA|USDA|VA) 18 $1,940,000 $107,778 $2,849 7.87%
Greenville, OH (FHA|USDA|VA) 22 $1,850,000 $84,091 $2,904 9.37%
MIDLAND, MI (FHA|USDA|VA) 23 $1,845,000 $80,217 $1,938 8.73%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 18 $1,840,000 $102,222 $4,732 8.39%
Huntington, IN (FHA|USDA|VA) 12 $1,840,000 $153,333 $3,135 8.35%
Danville, KY (FHA|USDA|VA) 9 $1,835,000 $203,889 $3,561 8.58%
SAVANNAH, GA (FHA|USDA|VA) 10 $1,810,000 $181,000 $4,944 8.64%
Ashtabula, OH (FHA|USDA|VA) 15 $1,795,000 $119,667 $4,546 9.05%
Ludington, MI (FHA|USDA|VA) 16 $1,750,000 $109,375 $1,901 8.30%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 7 $1,685,000 $240,714 $6,050 6.91%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,615,000 $538,333 $8,793 6.50%
Adrian, MI (FHA|USDA|VA) 10 $1,590,000 $159,000 $2,822 8.19%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $1,575,000 $315,000 $4,731 7.10%
FAYETTEVILLE, NC (FHA|USDA|VA) 13 $1,555,000 $119,615 $3,183 8.64%
Mount Pleasant, MI (FHA|USDA|VA) 11 $1,555,000 $141,364 $2,925 7.87%
SALT LAKE CITY, UT (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,678 6.80%
Mount Vernon, OH (FHA|USDA|VA) 12 $1,470,000 $122,500 $3,096 8.82%
MANSFIELD, OH (FHA|USDA|VA) 12 $1,460,000 $121,667 $2,658 8.27%
KANKAKEE, IL (FHA|USDA|VA) 12 $1,450,000 $120,833 $4,302 9.13%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,435,000 $287,000 $5,054 6.82%
North Wilkesboro, NC (FHA|USDA|VA) 3 $1,425,000 $475,000 $3,571 6.21%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,420,000 $355,000 $5,177 6.65%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $1,420,000 $355,000 $7,139 6.34%
Bluffton, IN (FHA|USDA|VA) 13 $1,395,000 $107,308 $1,903 8.82%
Ashland, OH (FHA|USDA|VA) 12 $1,390,000 $115,833 $2,706 8.07%
Boone, NC (FHA|USDA|VA) 3 $1,385,000 $461,667 $7,076 7.41%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 13 $1,315,000 $101,154 $2,333 8.24%
Whitewater, WI (FHA|USDA|VA) 2 $1,310,000 $655,000 $2,911 6.06%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $1,295,000 $431,667 $5,877 6.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $1,295,000 $431,667 $14,239 6.96%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $1,290,000 $322,500 $6,002 6.19%
THE VILLAGES, FL (FHA|USDA|VA) 8 $1,290,000 $161,250 $3,469 7.98%
Somerset, KY (FHA|USDA|VA) 5 $1,285,000 $257,000 $5,154 7.90%
Defiance, OH (FHA|USDA|VA) 13 $1,255,000 $96,538 $2,888 9.16%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 5 $1,245,000 $249,000 $8,397 6.97%
BAY CITY, MI (FHA|USDA|VA) 13 $1,205,000 $92,692 $2,780 8.18%
MUNCIE, IN (FHA|USDA|VA) 14 $1,200,000 $85,714 $2,049 9.07%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $1,200,000 $600,000 $15,427 8.19%
Jefferson, GA (FHA|USDA|VA) 6 $1,180,000 $196,667 $6,315 8.69%
Albemarle, NC (FHA|USDA|VA) 7 $1,175,000 $167,857 $6,490 8.96%
Effingham, IL (FHA|USDA|VA) 15 $1,175,000 $78,333 $3,211 8.57%
Charleston-Mattoon, IL (FHA|USDA|VA) 5 $1,175,000 $235,000 $6,384 8.45%
Norwalk, OH (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,215 8.85%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $1,105,000 $368,333 $4,195 6.62%
Lewisburg, TN (FHA|USDA|VA) 8 $1,070,000 $133,750 $6,328 8.56%
Glasgow, KY (FHA|USDA|VA) 3 $1,035,000 $345,000 $4,989 7.29%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,559 8.46%
BURLINGTON, NC (FHA|USDA|VA) 6 $1,010,000 $168,333 $8,006 9.54%
RICHMOND, VA (FHA|USDA|VA) 2 $1,010,000 $505,000 $10,888 5.56%
Marion, NC (FHA|USDA|VA) 6 $1,010,000 $168,333 $19,176 8.14%
GOLDSBORO, NC (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,255 6.40%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $1,005,000 $335,000 $6,084 7.08%
Vincennes, IN (FHA|USDA|VA) 12 $1,000,000 $83,333 $3,864 8.14%
JACKSON, MS (FHA|USDA|VA) 2 $980,000 $490,000 $4,996 7.94%
Van Wert, OH (FHA|USDA|VA) 8 $980,000 $122,500 $3,277 7.29%
GREEN BAY, WI (FHA|USDA|VA) 3 $975,000 $325,000 $3,052 7.08%
New Castle, IN (FHA|USDA|VA) 11 $955,000 $86,818 $3,875 8.10%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 3 $935,000 $311,667 $6,148 7.13%
Coldwater, MI (FHA|USDA|VA) 10 $930,000 $93,000 $1,798 8.51%
Alma, MI (FHA|USDA|VA) 8 $920,000 $115,000 $3,327 7.39%
New Philadelphia-Dover, OH (FHA|USDA|VA) 6 $900,000 $150,000 $5,043 8.35%
ROCHESTER, NY (FHA|USDA|VA) 5 $895,000 $179,000 $5,003 6.62%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $885,000 $885,000 $16,314 7.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $880,000 $440,000 $3,020 7.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $880,000 $220,000 $2,468 8.26%
NEW BERN, NC (FHA|USDA|VA) 5 $855,000 $171,000 $4,050 9.15%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $855,000 $855,000 $4,165 5.50%
JACKSON, TN (FHA|USDA|VA) 4 $840,000 $210,000 $5,322 7.62%
TUCSON, AZ (FHA|USDA|VA) 3 $835,000 $278,333 $4,983 6.75%
Richmond, IN (FHA|USDA|VA) 8 $830,000 $103,750 $3,234 7.09%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $830,000 $415,000 $7,720 7.00%
Zanesville, OH (FHA|USDA|VA) 9 $825,000 $91,667 $4,120 9.07%
St. Marys, GA (FHA|USDA|VA) 4 $820,000 $205,000 $3,861 9.22%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $820,000 $410,000 $6,525 7.19%
Mount Vernon, IL (FHA|USDA|VA) 15 $815,000 $54,333 $903 9.60%
Cambridge, OH (FHA|USDA|VA) 3 $805,000 $268,333 $4,925 6.71%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $800,000 $400,000 $5,955 6.81%
Athens, OH (FHA|USDA|VA) 3 $785,000 $261,667 $9,359 8.33%
ROANOKE, VA (FHA|USDA|VA) 2 $770,000 $385,000 $3,476 5.93%
BEND, OR (FHA|USDA|VA) 1 $765,000 $765,000 $5,222 5.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $760,000 $190,000 $9,068 8.86%
Arcadia, FL (FHA|USDA|VA) 4 $740,000 $185,000 $9,030 7.07%
Bardstown, KY (FHA|USDA|VA) 6 $740,000 $123,333 $2,999 9.52%
Crossville, TN (FHA|USDA|VA) 5 $735,000 $147,000 $4,744 7.97%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $715,000 $143,000 $5,291 9.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $715,000 $238,333 $2,760 6.25%
Hudson, NY (FHA|USDA|VA) 2 $700,000 $350,000 $10,044 6.43%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $700,000 $350,000 $7,254 6.31%
KOKOMO, IN (FHA|USDA|VA) 10 $680,000 $68,000 $2,361 9.56%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $680,000 $340,000 $7,314 6.44%
London, KY (FHA|USDA|VA) 5 $675,000 $135,000 $3,246 7.56%
Celina, OH (FHA|USDA|VA) 5 $675,000 $135,000 $3,822 8.90%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $670,000 $335,000 $9,727 6.18%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $655,000 $655,000 $8,165 6.75%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $655,000 $655,000 $7,756 6.99%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $645,000 $645,000 $6,750 5.13%
Dixon, IL (FHA|USDA|VA) 7 $635,000 $90,714 $3,185 7.52%
GREENVILLE, NC (FHA|USDA|VA) 3 $625,000 $208,333 $6,045 7.42%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $605,000 $605,000 $3,198 7.50%
ALBANY, GA (FHA|USDA|VA) 2 $600,000 $300,000 $5,620 8.86%
Freeport, IL (FHA|USDA|VA) 10 $600,000 $60,000 $4,220 9.39%
Frankfort, IN (FHA|USDA|VA) 6 $590,000 $98,333 $3,072 8.24%
Ottawa, IL (FHA|USDA|VA) 4 $560,000 $140,000 $4,081 7.63%
Seneca, SC (FHA|USDA|VA) 2 $560,000 $280,000 $4,151 7.59%
EL PASO, TX (FHA|USDA|VA) 3 $555,000 $185,000 $4,808 7.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $550,000 $275,000 $9,180 6.38%
Marion, IN (FHA|USDA|VA) 5 $525,000 $105,000 $3,344 8.20%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $525,000 $175,000 $3,392 7.25%
Alpena, MI (FHA|USDA|VA) 3 $515,000 $171,667 $4,053 6.96%
Cookeville, TN (FHA|USDA|VA) 3 $505,000 $168,333 $2,497 10.20%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $505,000 $505,000 $8,031 5.88%
Ruidoso, NM (FHA|USDA|VA) 1 $505,000 $505,000 $0 8.00%
Gaffney, SC (FHA|USDA|VA) 5 $495,000 $99,000 $3,157 8.22%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $480,000 $240,000 $2,784 6.43%
RACINE, WI (FHA|USDA|VA) 2 $480,000 $240,000 $3,658 7.25%
APPLETON, WI (FHA|USDA|VA) 2 $470,000 $235,000 $3,217 6.38%
JONESBORO, AR (FHA|USDA|VA) 2 $470,000 $235,000 $3,685 5.94%
Rochelle, IL (FHA|USDA|VA) 5 $465,000 $93,000 $3,631 7.95%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $465,000 $465,000 $4,379 6.00%
Torrington, CT (FHA|USDA|VA) 2 $460,000 $230,000 $5,617 6.06%
SUMTER, SC (FHA|USDA|VA) 2 $460,000 $230,000 $4,995 6.50%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $455,000 $151,667 $4,728 7.08%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $430,000 $215,000 $3,787 7.45%
Sterling, IL (FHA|USDA|VA) 5 $425,000 $85,000 $3,549 7.07%
Washington, NC (FHA|USDA|VA) 1 $415,000 $415,000 $5,102 6.13%
CLEVELAND, TN (FHA|USDA|VA) 2 $410,000 $205,000 $3,844 6.69%
Madison, IN (FHA|USDA|VA) 5 $395,000 $79,000 $1,451 9.20%
MOBILE, AL (FHA|USDA|VA) 1 $375,000 $375,000 $9,142 6.00%
Mount Airy, NC (FHA|USDA|VA) 3 $375,000 $125,000 $3,340 9.00%
Paducah, KY-IL (FHA|USDA|VA) 2 $370,000 $185,000 $6,063 6.88%
Okeechobee, FL (FHA|USDA|VA) 1 $365,000 $365,000 $10,740 6.13%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $355,000 $118,333 $4,591 5.71%
Murray, KY (FHA|USDA|VA) 3 $345,000 $115,000 $3,164 7.79%
DOTHAN, AL (FHA|USDA|VA) 2 $340,000 $170,000 $3,565 7.00%
Mount Sterling, KY (FHA|USDA|VA) 4 $340,000 $85,000 $2,207 9.22%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $340,000 $170,000 $8,547 6.81%
Seymour, IN (FHA|USDA|VA) 6 $340,000 $56,667 $0 10.12%
ROME, GA (FHA|USDA|VA) 2 $320,000 $160,000 $3,748 7.70%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $315,000 $315,000 $4,969 7.13%
Washington, IN (FHA|USDA|VA) 3 $315,000 $105,000 $2,249 9.05%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $305,000 $101,667 $6,611 9.11%
Crawfordsville, IN (FHA|USDA|VA) 2 $300,000 $150,000 $4,151 6.88%
Maysville, KY (FHA|USDA|VA) 3 $295,000 $98,333 $4,065 9.79%
LANCASTER, PA (FHA|USDA|VA) 1 $295,000 $295,000 $7,849 6.49%
Centralia, IL (FHA|USDA|VA) 5 $295,000 $59,000 $3,706 7.98%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $295,000 $295,000 $5,104 6.99%
Palatka, FL (FHA|USDA|VA) 3 $295,000 $98,333 $5,146 8.13%
Baraboo, WI (FHA|USDA|VA) 1 $295,000 $295,000 $4,689 7.50%
LINCOLN, NE (FHA|USDA|VA) 1 $295,000 $295,000 $1,970 5.99%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $295,000 $295,000 $6,839 6.25%
BRUNSWICK, GA (FHA|USDA|VA) 2 $290,000 $145,000 $3,914 7.99%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $290,000 $145,000 $2,814 8.61%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $285,000 $285,000 $9,701 6.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $10,402 7.63%
Shelbyville, TN (FHA|USDA|VA) 4 $270,000 $67,500 $0 10.05%
Lawrenceburg, TN (FHA|USDA|VA) 1 $265,000 $265,000 $7,232 6.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $265,000 $265,000 $9,777 5.75%
Wabash, IN (FHA|USDA|VA) 2 $260,000 $130,000 $4,639 10.00%
MORRISTOWN, TN (FHA|USDA|VA) 2 $260,000 $130,000 $0 10.05%
Bainbridge, GA (FHA|USDA|VA) 1 $255,000 $255,000 $6,646 6.38%
LOGAN, UT-ID (FHA|USDA|VA) 1 $245,000 $245,000 $2,277 3.13%
Douglas, GA (FHA|USDA|VA) 1 $245,000 $245,000 $4,549 6.88%
Oneonta, NY (FHA|USDA|VA) 1 $245,000 $245,000 $9,769 6.13%
Scottsburg, IN (FHA|USDA|VA) 3 $245,000 $81,667 $0 9.82%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $235,000 $235,000 $3,087 7.25%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $235,000 $235,000 $4,155 6.13%
BECKLEY, WV (FHA|USDA|VA) 3 $225,000 $75,000 $3,984 7.79%
Milledgeville, GA (FHA|USDA|VA) 2 $220,000 $110,000 $6,385 6.56%
Emporia, KS (FHA|USDA|VA) 1 $215,000 $215,000 $3,849 7.25%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $215,000 $215,000 $3,849 5.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $215,000 $215,000 $4,623 7.00%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,251 8.63%
Roseburg, OR (FHA|USDA|VA) 1 $215,000 $215,000 $7,341 7.50%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $210,000 $105,000 $0 10.10%
Plymouth, IN (FHA|USDA|VA) 2 $210,000 $105,000 $2,600 8.38%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $205,000 $205,000 $5,731 6.63%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,361 7.25%
LAWRENCE, KS (FHA|USDA|VA) 1 $205,000 $205,000 $6,574 5.50%
Calhoun, GA (FHA|USDA|VA) 2 $200,000 $100,000 $0 9.60%
Galesburg, IL (FHA|USDA|VA) 1 $195,000 $195,000 $3,253 6.63%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $185,000 $185,000 $7,074 7.50%
Marquette, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,276 5.50%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $175,000 $175,000 $4,656 6.88%
Rockingham, NC (FHA|USDA|VA) 3 $165,000 $55,000 $4,920 6.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $165,000 $165,000 $1,583 6.25%
DALTON, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,817 6.99%
WACO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $1,202 5.88%
ALTOONA, PA (FHA|USDA|VA) 1 $155,000 $155,000 $6,263 6.63%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $145,000 $145,000 $5,767 7.13%
GLENS FALLS, NY (FHA|USDA|VA) 1 $145,000 $145,000 $6,193 5.63%
Greenwood, SC (FHA|USDA|VA) 2 $140,000 $70,000 $0 9.93%
DuBois, PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,047 7.25%
Toccoa, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,715 6.63%
Central City, KY (FHA|USDA|VA) 2 $130,000 $65,000 $3,140 9.69%
Russellville, AR (FHA|USDA|VA) 1 $125,000 $125,000 $2,472 5.88%
SYRACUSE, NY (FHA|USDA|VA) 1 $125,000 $125,000 $5,078 7.63%
ERIE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $4,445 6.49%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $125,000 $125,000 $4,652 7.00%
Georgetown, SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.27%
Elizabeth City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $6,901 6.75%
RENO, NV (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.50%
Pittsburg, KS (FHA|USDA|VA) 1 $115,000 $115,000 $4,717 5.88%
Lock Haven, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,511 7.13%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,343 7.63%
BINGHAMTON, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,334 6.13%
Logansport, IN (FHA|USDA|VA) 2 $110,000 $55,000 $0 13.25%
GADSDEN, AL (FHA|USDA|VA) 2 $110,000 $55,000 $4,517 7.38%
MORGANTOWN, WV (FHA|USDA|VA) 2 $110,000 $55,000 $0 10.50%
Americus, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,401 6.38%
Cordele, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.60%
Morehead City, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.75%
VALDOSTA, GA (FHA|USDA|VA) 1 $105,000 $105,000 $6,039 5.88%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $105,000 $105,000 $5,720 6.75%
WHEELING, WV-OH (FHA|USDA|VA) 2 $100,000 $50,000 $5,251 9.06%
Jackson, OH (FHA|USDA|VA) 2 $100,000 $50,000 $1,044 8.90%
Middlesborough, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,888 6.13%
READING, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,141 7.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $85,000 $85,000 $2,749 7.25%
Greeneville, TN (FHA|USDA|VA) 2 $80,000 $40,000 $0 9.17%
DULUTH, MN-WI (FHA|USDA|VA) 1 $75,000 $75,000 $3,940 7.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $75,000 $75,000 $5,398 7.50%
Parsons, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,915 6.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.10%
MONTGOMERY, AL (FHA|USDA|VA) 1 $75,000 $75,000 $3,157 6.99%
Brenham, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,730 6.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $65,000 $65,000 $3,478 8.63%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $65,000 $65,000 $2,711 7.50%
Bluefield, WV-VA (FHA|USDA|VA) 1 $65,000 $65,000 $4,302 6.38%
Fitzgerald, GA (FHA|USDA|VA) 2 $60,000 $30,000 $3,782 9.17%
Meridian, MS (FHA|USDA|VA) 1 $55,000 $55,000 $5,102 6.00%
Coshocton, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.50%
Sanford, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.50%
HINESVILLE, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.85%
Escanaba, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.25%
Waycross, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.85%
North Vernon, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.75%
Clewiston, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 12.65%
Jacksonville, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.75%
Vidalia, GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 13.85%
Fifth Third Bank's top markets include Chicago, Cincinnati, Columbus, Cleveland, and Grand Rapids among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 15,630 $1,709,440,000 $109,369 n/a 9.45%
    Conventional 11,052 $2,932,300,000 $265,318 $3,908 7.07%
    FHA 1,082 $202,390,000 $187,052 $5,984 6.51%
    VA 225 $54,675,000 $243,000 $5,143 6.42%
    USDA 61 $9,955,000 $163,197 $5,429 6.27%

    For 2023, Fifth Third Bank's most frequently originated type of loan was HELOC, with 15,630 originations. Their 2nd most popular type was Conventional, with 11,052 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,146 $2,673,050,000 $328,143 $5,244 6.62%
    Home Improvement 7,536 $680,840,000 $90,345 $184 9.63%
    Other 5,819 $604,955,000 $103,962 $1,047 9.43%
    Refi 5,094 $684,200,000 $134,315 $1,675 8.53%
    Cash Out Refi 1,455 $265,715,000 $182,622 $4,522 6.77%

    For 2023, Fifth Third Bank's most frequently cited loan purpose was Home Purchase, with 8,146 originations. The 2nd most popular reason was Home Improvement, with 7,536 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 25,145 $4,272,485,000 $169,914 $4,664 8.44%
    10 Year 838 $40,520,000 $48,353 $492 8.39%
    20 Year 832 $140,360,000 $168,702 $2,227 7.52%
    15 Year 705 $116,515,000 $165,270 $1,900 7.69%
    30+ year 228 $231,470,000 $1,015,219 $10,919 6.55%
    Other 165 $82,155,000 $497,909 $1,124 6.95%
    5 Year 135 $24,695,000 $182,926 $12 9.26%
    1 Year 1 $555,000 $555,000 $0 7.75%
    3 Year 1 $5,000 $5,000 $0 0.00%

    For 2023, Fifth Third Bank's most frequently cited loan duration was 30 Year, with 25,145 originations. The 2nd most popular length was 10 Year, with 838 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 5,938 $1,622,970,000 $273,319
    $<1k 3,175 $307,035,000 $96,704
    $2k-3k 1,259 $470,945,000 $374,063
    $5k+ 557 $309,365,000 $555,413
    $3k-4k 550 $189,740,000 $344,982
    $4k-5k 277 $100,425,000 $362,545

    Fifth Third Bank's average total fees were $4,664, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,938 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 13,904 $1,251,170,000 $89,986
    7-8% 6,109 $1,246,445,000 $204,034
    6-7% 5,717 $1,520,465,000 $265,955
    5-6% 2,040 $765,120,000 $375,059
    4-5% 97 $100,165,000 $1,032,629
    3-4% 47 $21,785,000 $463,511
    <2.5% 42 $750,000 $17,857
    2.5-3% 6 $2,000,000 $333,333

    During 2023, Fifth Third Bank's average interest rate for loans was 8.44%, while their most frequently originated rate bucket for loans was Over 8%, with 13,904 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 11,858 $614,220,000 $51,798 $1,477 9.57%
    $100k-200k 8,846 $1,163,200,000 $131,494 $3,762 7.86%
    $200k-400k 4,978 $1,352,710,000 $271,738 $5,067 7.25%
    $400k-600k 1,323 $631,955,000 $477,668 $6,464 6.99%
    $600k-1MM 686 $513,100,000 $747,959 $7,776 6.40%
    $1MM+ 359 $633,575,000 $1,764,833 $11,199 6.17%

    2023 saw Fifth Third Bank place emphasis on $100,000 or less loans with 11,858 originations, totaling $614,220,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 6,115 $640,725,000 $104,779 $3,333 8.48%
    $100k-150k 5,687 $883,945,000 $155,433 $4,106 8.55%
    $75k-100k 4,702 $596,280,000 $126,814 $3,707 8.57%
    $50k or less 4,485 $358,185,000 $79,863 $2,857 8.40%
    $150k-250k 3,950 $890,480,000 $225,438 $5,090 8.29%
    $250k+ 2,345 $1,300,935,000 $554,770 $7,497 7.44%

    Fifth Third Bank lent most frequently to those with incomes in the $50k-75k range, with 6,115 originations. The second most popular income band? $100k-150k, with 5,687 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,923 $814,025,000 $165,351 $3,903 8.13%
    30-36% 4,463 $785,375,000 $175,975 $4,101 8.23%
    50-60% 3,819 $502,085,000 $131,470 $2,990 8.91%
    <20% 1,823 $343,545,000 $188,450 $3,865 7.96%
    49% 1,237 $198,625,000 $160,570 $4,220 9.07%
    44% 1,059 $223,345,000 $210,902 $4,999 8.32%
    48% 1,054 $157,390,000 $149,326 $3,881 8.92%
    43% 967 $185,535,000 $191,867 $4,594 8.18%
    42% 942 $181,380,000 $192,548 $4,362 8.16%
    47% 924 $139,970,000 $151,483 $3,764 8.73%
    40% 922 $180,970,000 $196,280 $4,494 8.13%
    38% 858 $178,000,000 $207,459 $4,360 8.26%
    39% 851 $169,095,000 $198,702 $4,583 8.15%
    46% 848 $138,770,000 $163,644 $4,221 8.58%
    41% 847 $166,055,000 $196,051 $4,312 8.18%
    36% 843 $162,035,000 $192,212 $4,407 8.20%
    45% 832 $142,470,000 $171,238 $4,167 8.40%
    37% 814 $147,350,000 $181,020 $4,253 8.15%
    >60% 9 $2,815,000 $312,778 $6,977 6.90%

    Fifth Third Bank lent most frequently to those with DTI ratios of 20-30%, with 4,923 originations. The next most common DTI ratio? 30-36%, with 4,463 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 24,313 $3,982,945,000 $163,820 $3,924 8.43%
    Asian 808 $245,760,000 $304,158 $5,616 7.62%
    Not provided 673 $242,365,000 $360,126 $5,591 6.55%
    Black 1,757 $240,225,000 $136,725 $4,280 8.62%
    Not applicable 11 $89,355,000 $8,123,182 $0 7.47%
    Asian Indian 137 $53,485,000 $390,401 $6,504 7.39%
    American Indian 160 $20,990,000 $131,188 $3,931 8.97%
    Other Asian 62 $12,770,000 $205,968 $4,304 8.40%
    Filipino 25 $4,015,000 $160,600 $3,505 8.56%
    Korean 16 $3,720,000 $232,500 $4,246 7.78%
    Vietnamese 15 $3,585,000 $239,000 $5,393 7.88%
    Native Hawaiian or Islander 24 $3,000,000 $125,000 $2,916 9.34%
    Other Pacific Islander 35 $2,985,000 $85,286 $727 9.21%
    Chinese 9 $2,255,000 $250,556 $5,797 7.59%
    Samoan 1 $825,000 $825,000 $3,667 6.75%
    Japanese 3 $295,000 $98,333 $0 8.58%
    Native Hawaiian 1 $185,000 $185,000 $0 9.89%

    Approval Rates

    Total approvals of all applications
    78.30%

    Fifth Third Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    73.58%

    Fifth Third Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 12 $90,000 $7,500
    30.0 58 $630,000 $10,862
    316.0 4 $30,000 $7,500
    42.0 2 $10,000 $5,000
    52.5 1 $15,000 $15,000
    86.0 1 $15,000 $15,000
    NA 27,972 $4,907,970,000 $175,460

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    28,050 $4,908,760,000 $175,000

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 8,035 $949,935,000 $118,225 $2,028 8.88%
    40-60% 3,176 $670,320,000 $211,058 $3,853 7.77%
    60-80% 3,758 $1,196,420,000 $318,366 $5,198 7.07%
    80-100% 5,192 $1,628,640,000 $313,683 $5,207 6.71%
    Over 100% 38 $11,900,000 $313,158 $9,844 6.65%
    Under 20% 7,849 $451,405,000 $57,511 $359 9.85%