Fifth Third Bank Mortgage Rates, Fees & Info

Cincinnati, OH

LEI: QFROUN1UWUYU0DVIWD51

Tax ID: 31-0676865

5 stars - Updated: 3/4/24 - out of 5 stars, based on 225 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Fifth Third Bank is a large bank specializing in Refi and Home Purchase loans. Fifth Third Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Cincinnati, Columbus, Cleveland, and Grand Rapids among others. We have data for 427 markets. (Some data included below & more in-depth data is available with an active subscription.)

Fifth Third Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fifth Third Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.31% 3/4/24
30 Year Conventional Purchase 6.52% 3/4/24
30 Year Conventional Refi 6.48% 3/4/24
30 Year Cash-out Refi 6.73% 3/4/24
30 Year FHA Purchase 7.27% 3/4/24
30 Year FHA Refi 6.96% 3/4/24
30 Year VA Purchase 6.22% 3/4/24
30 Year VA Refi 6.11% 3/4/24
30 Year USDA Purchase 6.72% 3/4/24
15 Year Conventional Purchase 6.10% 3/4/24
15 Year Conventional Refi 5.48% 3/4/24
15 Year Cash-out Refi 5.48% 3/4/24
15 Year FHA Purchase 7.29% 3/4/24
15 Year FHA Refi 7.31% 3/4/24
15 Year VA Purchase 7.17% 3/4/24
15 Year VA Refi 6.31% 3/4/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Fifth Third Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Fifth Third Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

50,427

Origination Dollar Volume (All Markets)

$8,560,315,000
Show all (49) awards

Relative Rate

Fifth Third Bank's average 30 year fixed mortgage rate was 5.34%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.58%.

Relative Fees (Closing Costs)

Fifth Third Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $4,488.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4,648 $970,840,000 $208,873 $3,809 4.78%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 5,729 $770,335,000 $134,462 $2,267 4.78%
COLUMBUS, OH (FHA|USDA|VA) 2,715 $523,345,000 $192,761 $3,086 4.73%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2,995 $418,955,000 $139,885 $2,868 4.75%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2,324 $347,180,000 $149,389 $2,346 4.55%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2,062 $315,450,000 $152,983 $2,396 4.95%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2,156 $297,130,000 $137,815 $2,131 4.74%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,516 $291,030,000 $191,972 $3,216 4.87%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,070 $279,480,000 $261,196 $4,667 4.87%
Outside of Metro Areas 2,065 $247,775,000 $119,988 $2,619 4.76%
LOUISVILLE, KY (FHA|USDA|VA) 1,678 $245,530,000 $146,323 $2,255 4.71%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 928 $210,090,000 $226,390 $4,524 5.19%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1,694 $171,630,000 $101,316 $1,868 4.80%
TOLEDO, OH (FHA|USDA|VA) 1,489 $164,325,000 $110,359 $2,264 4.77%
RALEIGH-CARY, NC (FHA|USDA|VA) 317 $157,685,000 $497,429 $3,632 5.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 697 $156,405,000 $224,397 $4,637 5.23%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 339 $145,495,000 $429,189 $8,303 5.01%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 558 $142,480,000 $255,341 $4,649 5.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 520 $126,100,000 $242,500 $5,457 4.81%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 495 $122,435,000 $247,343 $5,871 5.09%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 644 $112,860,000 $175,248 $2,731 4.57%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 325 $107,515,000 $330,815 $5,963 4.77%
AKRON, OH (FHA|USDA|VA) 843 $100,885,000 $119,674 $2,142 4.80%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 19 $93,975,000 $4,946,053 $10,676 3.64%
EVANSVILLE, IN-KY (FHA|USDA|VA) 815 $89,885,000 $110,288 $1,925 4.66%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 758 $84,250,000 $111,148 $1,891 4.77%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 25 $70,335,000 $2,813,400 $9,265 3.89%
JACKSONVILLE, FL (FHA|USDA|VA) 305 $67,415,000 $221,033 $4,401 5.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 260 $62,950,000 $242,115 $6,692 5.23%
FORT WAYNE, IN (FHA|USDA|VA) 424 $60,550,000 $142,807 $2,403 5.21%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 396 $57,960,000 $146,364 $2,398 4.66%
Traverse City, MI (FHA|USDA|VA) 297 $55,195,000 $185,842 $3,020 4.75%
Holland, MI (FHA|USDA|VA) 297 $41,565,000 $139,949 $2,344 4.49%
MUSKEGON, MI (FHA|USDA|VA) 376 $40,770,000 $108,431 $2,306 4.58%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 112 $37,760,000 $337,143 $4,826 4.48%
NILES, MI (FHA|USDA|VA) 267 $33,685,000 $126,161 $2,794 4.61%
CANTON-MASSILLON, OH (FHA|USDA|VA) 272 $32,880,000 $120,882 $2,503 5.10%
MONROE, MI (FHA|USDA|VA) 288 $31,970,000 $111,007 $1,338 4.51%
KNOXVILLE, TN (FHA|USDA|VA) 133 $29,705,000 $223,346 $4,158 4.82%
TERRE HAUTE, IN (FHA|USDA|VA) 372 $29,230,000 $78,575 $1,696 5.12%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 243 $28,275,000 $116,358 $1,908 4.52%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 14 $27,800,000 $1,985,714 $8,316 3.29%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 35 $25,355,000 $724,429 $8,920 4.56%
Findlay, OH (FHA|USDA|VA) 223 $24,645,000 $110,516 $1,725 4.57%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 23 $23,405,000 $1,017,609 $12,293 3.98%
BATTLE CREEK, MI (FHA|USDA|VA) 175 $20,965,000 $119,800 $2,318 4.79%
ASHEVILLE, NC (FHA|USDA|VA) 62 $20,850,000 $336,290 $4,208 4.59%
BLOOMINGTON, IN (FHA|USDA|VA) 126 $19,830,000 $157,381 $2,857 4.84%
Jasper, IN (FHA|USDA|VA) 167 $19,265,000 $115,359 $2,188 4.59%
FLINT, MI (FHA|USDA|VA) 176 $18,790,000 $106,761 $2,367 4.69%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 189 $18,655,000 $98,704 $2,235 4.93%
Richmond-Berea, KY (FHA|USDA|VA) 168 $18,170,000 $108,155 $1,830 4.68%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 28 $17,770,000 $634,643 $11,430 4.62%
Portsmouth, OH (FHA|USDA|VA) 137 $16,495,000 $120,401 $3,224 5.24%
PUNTA GORDA, FL (FHA|USDA|VA) 92 $16,450,000 $178,804 $4,898 4.91%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 57 $15,675,000 $275,000 $4,689 5.33%
ANN ARBOR, MI (FHA|USDA|VA) 84 $15,480,000 $184,286 $2,590 4.58%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $15,460,000 $3,865,000 $4,177 4.90%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 96 $15,190,000 $158,229 $4,833 5.14%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 125 $14,835,000 $118,680 $2,692 5.30%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 43 $14,425,000 $335,465 $5,732 4.95%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 25 $14,085,000 $563,400 $4,747 3.57%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 30 $13,790,000 $459,667 $5,716 3.93%
Chillicothe, OH (FHA|USDA|VA) 118 $13,350,000 $113,136 $2,312 4.72%
Glenwood Springs, CO (FHA|USDA|VA) 2 $13,330,000 $6,665,000 $15,373 3.44%
COLUMBUS, IN (FHA|USDA|VA) 101 $12,855,000 $127,277 $2,210 4.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 42 $12,630,000 $300,714 $3,661 4.41%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 74 $12,530,000 $169,324 $2,775 4.88%
OWENSBORO, KY (FHA|USDA|VA) 133 $11,995,000 $90,188 $1,732 5.27%
LIMA, OH (FHA|USDA|VA) 137 $11,575,000 $84,489 $2,305 4.95%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 89 $11,355,000 $127,584 $2,666 5.45%
Wilmington, OH (FHA|USDA|VA) 94 $10,900,000 $115,957 $2,428 4.90%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 17 $10,415,000 $612,647 $10,575 3.98%
Cadillac, MI (FHA|USDA|VA) 94 $10,230,000 $108,830 $3,643 5.00%
JACKSON, MI (FHA|USDA|VA) 96 $10,200,000 $106,250 $1,918 4.83%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 76 $10,040,000 $132,105 $2,388 4.55%
SPRINGFIELD, OH (FHA|USDA|VA) 104 $9,910,000 $95,288 $2,706 5.67%
Sandusky, OH (FHA|USDA|VA) 87 $9,685,000 $111,322 $1,879 4.34%
Greensburg, IN (FHA|USDA|VA) 93 $9,065,000 $97,473 $1,946 4.71%
WILMINGTON, NC (FHA|USDA|VA) 22 $9,050,000 $411,364 $11,651 4.39%
CHARLESTON, WV (FHA|USDA|VA) 72 $9,000,000 $125,000 $2,227 4.51%
Big Rapids, MI (FHA|USDA|VA) 87 $8,745,000 $100,517 $2,037 4.52%
Frankfort, KY (FHA|USDA|VA) 65 $8,725,000 $134,231 $2,430 4.50%
Washington Court House, OH (FHA|USDA|VA) 89 $8,605,000 $96,685 $2,467 4.87%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 29 $8,505,000 $293,276 $4,885 4.39%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 10 $8,160,000 $816,000 $7,504 4.25%
SAGINAW, MI (FHA|USDA|VA) 61 $8,065,000 $132,213 $2,178 4.72%
Fremont, OH (FHA|USDA|VA) 80 $7,930,000 $99,125 $2,623 4.96%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 19 $7,665,000 $403,421 $6,145 4.75%
Madisonville, KY (FHA|USDA|VA) 90 $7,460,000 $82,889 $1,585 5.12%
Tiffin, OH (FHA|USDA|VA) 88 $7,440,000 $84,545 $2,315 4.93%
Sidney, OH (FHA|USDA|VA) 70 $7,360,000 $105,143 $1,763 4.31%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 15 $7,335,000 $489,000 $8,527 4.80%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 28 $7,120,000 $254,286 $5,410 3.80%
ROCKFORD, IL (FHA|USDA|VA) 72 $6,980,000 $96,944 $1,942 4.66%
Ludington, MI (FHA|USDA|VA) 60 $6,830,000 $113,833 $1,535 4.55%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5 $6,485,000 $1,297,000 $10,567 3.93%
COLUMBIA, SC (FHA|USDA|VA) 24 $6,320,000 $263,333 $4,000 4.56%
PITTSBURGH, PA (FHA|USDA|VA) 28 $6,310,000 $225,357 $5,581 4.04%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 18 $6,170,000 $342,778 $4,882 4.77%
Brevard, NC (FHA|USDA|VA) 50 $6,150,000 $123,000 $1,444 4.47%
Wapakoneta, OH (FHA|USDA|VA) 59 $6,005,000 $101,780 $2,388 4.83%
Decatur, IN (FHA|USDA|VA) 64 $5,990,000 $93,594 $2,113 4.79%
PORT ST. LUCIE, FL (FHA|USDA|VA) 28 $5,780,000 $206,429 $4,212 5.30%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $5,505,000 $5,505,000 $19,695 5.13%
Hillsdale, MI (FHA|USDA|VA) 53 $5,445,000 $102,736 $1,784 4.73%
Cullowhee, NC (FHA|USDA|VA) 9 $5,315,000 $590,556 $5,712 3.92%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 13 $5,255,000 $404,231 $5,288 4.75%
Sturgis, MI (FHA|USDA|VA) 54 $5,090,000 $94,259 $2,327 5.20%
Angola, IN (FHA|USDA|VA) 33 $5,055,000 $153,182 $3,107 5.41%
Shelby, NC (FHA|USDA|VA) 42 $4,930,000 $117,381 $2,173 5.10%
RICHMOND, VA (FHA|USDA|VA) 20 $4,900,000 $245,000 $4,468 3.82%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 31 $4,675,000 $150,806 $3,048 5.39%
Forest City, NC (FHA|USDA|VA) 30 $4,610,000 $153,667 $2,591 4.13%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $4,600,000 $766,667 $14,320 4.60%
WINSTON-SALEM, NC (FHA|USDA|VA) 23 $4,495,000 $195,435 $3,170 5.22%
Urbana, OH (FHA|USDA|VA) 43 $4,495,000 $104,535 $1,962 4.77%
SAVANNAH, GA (FHA|USDA|VA) 18 $4,410,000 $245,000 $6,001 4.90%
OCALA, FL (FHA|USDA|VA) 21 $4,395,000 $209,286 $4,857 4.32%
BAY CITY, MI (FHA|USDA|VA) 41 $4,385,000 $106,951 $2,229 5.03%
MIDLAND, MI (FHA|USDA|VA) 31 $4,235,000 $136,613 $2,384 4.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 20 $4,100,000 $205,000 $4,246 5.08%
Key West, FL (FHA|USDA|VA) 5 $4,055,000 $811,000 $9,183 3.72%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $4,045,000 $577,857 $6,618 4.02%
PEORIA, IL (FHA|USDA|VA) 13 $4,045,000 $311,154 $3,397 4.67%
Connersville, IN (FHA|USDA|VA) 58 $4,030,000 $69,483 $1,736 4.86%
Warsaw, IN (FHA|USDA|VA) 16 $4,010,000 $250,625 $4,785 5.36%
BEND, OR (FHA|USDA|VA) 2 $4,010,000 $2,005,000 $18,721 4.69%
Mount Vernon, IL (FHA|USDA|VA) 61 $3,965,000 $65,000 $1,269 4.69%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 7 $3,955,000 $565,000 $7,020 4.34%
Marion, NC (FHA|USDA|VA) 21 $3,925,000 $186,905 $1,738 4.54%
Auburn, IN (FHA|USDA|VA) 25 $3,925,000 $157,000 $2,620 5.67%
Kalispell, MT (FHA|USDA|VA) 1 $3,905,000 $3,905,000 $20,632 3.63%
KANSAS CITY, MO-KS (FHA|USDA|VA) 18 $3,880,000 $215,556 $3,054 4.19%
Greenville, OH (FHA|USDA|VA) 57 $3,825,000 $67,105 $1,854 5.20%
Effingham, IL (FHA|USDA|VA) 28 $3,780,000 $135,000 $2,124 4.28%
GAINESVILLE, FL (FHA|USDA|VA) 14 $3,760,000 $268,571 $4,411 4.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 19 $3,745,000 $197,105 $4,658 4.37%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 11 $3,725,000 $338,636 $4,882 4.65%
Danville, KY (FHA|USDA|VA) 24 $3,720,000 $155,000 $3,593 5.22%
Adrian, MI (FHA|USDA|VA) 20 $3,700,000 $185,000 $4,330 4.75%
Mount Vernon, OH (FHA|USDA|VA) 20 $3,650,000 $182,500 $2,771 4.79%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 18 $3,520,000 $195,556 $3,092 4.89%
Bozeman, MT (FHA|USDA|VA) 3 $3,455,000 $1,151,667 $7,501 3.96%
PANAMA CITY, FL (FHA|USDA|VA) 10 $3,310,000 $331,000 $8,400 5.40%
Marion, OH (FHA|USDA|VA) 36 $3,150,000 $87,500 $1,326 4.79%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $3,115,000 $445,000 $6,010 4.93%
Defiance, OH (FHA|USDA|VA) 33 $3,105,000 $94,091 $2,262 4.85%
BOWLING GREEN, KY (FHA|USDA|VA) 11 $3,045,000 $276,818 $5,099 4.88%
Bellefontaine, OH (FHA|USDA|VA) 34 $3,010,000 $88,529 $1,644 5.15%
Sevierville, TN (FHA|USDA|VA) 12 $2,980,000 $248,333 $4,677 4.87%
Bedford, IN (FHA|USDA|VA) 22 $2,850,000 $129,545 $3,842 4.98%
Seneca, SC (FHA|USDA|VA) 11 $2,845,000 $258,636 $4,577 4.44%
CARBONDALE-MARION, IL (FHA|USDA|VA) 32 $2,840,000 $88,750 $1,526 4.54%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $2,805,000 $2,805,000 $0 3.00%
SALT LAKE CITY, UT (FHA|USDA|VA) 8 $2,790,000 $348,750 $4,048 4.06%
Albemarle, NC (FHA|USDA|VA) 22 $2,790,000 $126,818 $3,334 5.73%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $2,765,000 $921,667 $5,587 4.88%
KANKAKEE, IL (FHA|USDA|VA) 15 $2,745,000 $183,000 $3,294 4.13%
Bardstown, KY (FHA|USDA|VA) 16 $2,670,000 $166,875 $2,951 4.54%
THE VILLAGES, FL (FHA|USDA|VA) 11 $2,655,000 $241,364 $5,038 4.93%
JOHNSON CITY, TN (FHA|USDA|VA) 7 $2,605,000 $372,143 $5,398 3.86%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 20 $2,600,000 $130,000 $2,925 4.74%
Whitewater, WI (FHA|USDA|VA) 7 $2,505,000 $357,857 $3,705 4.93%
MANSFIELD, OH (FHA|USDA|VA) 14 $2,500,000 $178,571 $2,925 5.10%
SPARTANBURG, SC (FHA|USDA|VA) 10 $2,460,000 $246,000 $4,209 5.36%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $2,450,000 $612,500 $4,752 4.59%
BOULDER, CO (FHA|USDA|VA) 4 $2,450,000 $612,500 $3,202 3.91%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 13 $2,415,000 $185,769 $4,916 3.45%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $2,410,000 $602,500 $9,478 4.59%
Ashland, OH (FHA|USDA|VA) 20 $2,360,000 $118,000 $2,440 4.69%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 27 $2,355,000 $87,222 $2,651 5.48%
GAINESVILLE, GA (FHA|USDA|VA) 9 $2,325,000 $258,333 $1,965 5.71%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $2,320,000 $193,333 $4,654 4.97%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 7 $2,305,000 $329,286 $4,384 4.37%
Freeport, IL (FHA|USDA|VA) 39 $2,295,000 $58,846 $1,370 5.06%
Norwalk, OH (FHA|USDA|VA) 19 $2,275,000 $119,737 $2,582 4.77%
BURLINGTON, NC (FHA|USDA|VA) 7 $2,235,000 $319,286 $3,438 3.78%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 6 $2,200,000 $366,667 $6,799 4.87%
Coldwater, MI (FHA|USDA|VA) 17 $2,175,000 $127,941 $3,220 4.08%
MORGANTOWN, WV (FHA|USDA|VA) 6 $2,090,000 $348,333 $4,382 3.90%
FAYETTEVILLE, NC (FHA|USDA|VA) 17 $2,035,000 $119,706 $2,301 5.02%
Wooster, OH (FHA|USDA|VA) 21 $1,975,000 $94,048 $2,976 5.40%
Ashtabula, OH (FHA|USDA|VA) 15 $1,845,000 $123,000 $3,540 4.42%
LYNCHBURG, VA (FHA|USDA|VA) 7 $1,815,000 $259,286 $3,966 4.23%
Jefferson, GA (FHA|USDA|VA) 6 $1,810,000 $301,667 $6,627 5.36%
Boone, NC (FHA|USDA|VA) 9 $1,795,000 $199,444 $3,215 4.77%
Heber, UT (FHA|USDA|VA) 2 $1,770,000 $885,000 $7,450 3.06%
New Castle, IN (FHA|USDA|VA) 16 $1,690,000 $105,625 $3,118 5.33%
Seymour, IN (FHA|USDA|VA) 14 $1,670,000 $119,286 $2,936 5.28%
NEW BERN, NC (FHA|USDA|VA) 4 $1,640,000 $410,000 $3,600 3.88%
GREEN BAY, WI (FHA|USDA|VA) 10 $1,620,000 $162,000 $3,179 3.79%
New Philadelphia-Dover, OH (FHA|USDA|VA) 12 $1,610,000 $134,167 $2,887 4.72%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,540,000 $385,000 $5,479 4.59%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,515,000 $505,000 $4,757 2.83%
Kendallville, IN (FHA|USDA|VA) 9 $1,465,000 $162,778 $2,086 4.61%
Murray, KY (FHA|USDA|VA) 5 $1,455,000 $291,000 $5,269 4.26%
Mount Pleasant, MI (FHA|USDA|VA) 11 $1,445,000 $131,364 $2,283 4.27%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,415,000 $471,667 $8,011 5.00%
Richmond, IN (FHA|USDA|VA) 12 $1,410,000 $117,500 $2,457 4.48%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $5,269 5.88%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $1,400,000 $350,000 $3,275 3.87%
Dixon, IL (FHA|USDA|VA) 14 $1,390,000 $99,286 $1,257 5.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,432 3.13%
Vincennes, IN (FHA|USDA|VA) 14 $1,350,000 $96,429 $1,566 5.19%
PROVO-OREM, UT (FHA|USDA|VA) 3 $1,345,000 $448,333 $4,852 3.75%
Huntington, IN (FHA|USDA|VA) 17 $1,345,000 $79,118 $2,356 5.14%
KOKOMO, IN (FHA|USDA|VA) 13 $1,335,000 $102,692 $2,621 5.98%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $1,330,000 $665,000 $10,215 2.94%
Rochelle, IL (FHA|USDA|VA) 11 $1,325,000 $120,455 $1,756 4.45%
Ottawa, IL (FHA|USDA|VA) 9 $1,295,000 $143,889 $3,087 4.27%
ROANOKE, VA (FHA|USDA|VA) 3 $1,285,000 $428,333 $4,614 3.75%
Breckenridge, CO (FHA|USDA|VA) 2 $1,230,000 $615,000 $6,275 3.44%
MADISON, WI (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,150 4.59%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 4 $1,160,000 $290,000 $3,672 3.78%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $4,381 3.83%
STOCKTON, CA (FHA|USDA|VA) 2 $1,150,000 $575,000 $8,348 2.63%
Paducah, KY-IL (FHA|USDA|VA) 9 $1,145,000 $127,222 $3,280 4.10%
Tullahoma-Manchester, TN (FHA|USDA|VA) 7 $1,115,000 $159,286 $3,258 5.26%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $1,090,000 $545,000 $8,507 4.69%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,061 3.40%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $1,065,000 $355,000 $3,679 4.54%
Durango, CO (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $7,461 3.25%
Zanesville, OH (FHA|USDA|VA) 8 $1,030,000 $128,750 $3,158 5.75%
ROCHESTER, NY (FHA|USDA|VA) 3 $1,025,000 $341,667 $11,905 6.00%
Jackson, OH (FHA|USDA|VA) 10 $1,010,000 $101,000 $2,355 4.39%
VALLEJO, CA (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $5,927 3.00%
Crossville, TN (FHA|USDA|VA) 6 $990,000 $165,000 $4,372 4.53%
Crawfordsville, IN (FHA|USDA|VA) 7 $985,000 $140,714 $2,713 5.48%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $985,000 $328,333 $3,354 3.75%
LANCASTER, PA (FHA|USDA|VA) 6 $980,000 $163,333 $5,380 4.02%
TULSA, OK (FHA|USDA|VA) 4 $980,000 $245,000 $5,232 4.81%
North Wilkesboro, NC (FHA|USDA|VA) 1 $965,000 $965,000 $10,125 2.50%
St. Marys, GA (FHA|USDA|VA) 4 $960,000 $240,000 $4,481 4.86%
Shelbyville, TN (FHA|USDA|VA) 5 $955,000 $191,000 $2,385 5.85%
GREENVILLE, NC (FHA|USDA|VA) 3 $945,000 $315,000 $4,951 4.42%
Alma, MI (FHA|USDA|VA) 8 $930,000 $116,250 $2,434 4.42%
Bucyrus-Galion, OH (FHA|USDA|VA) 8 $920,000 $115,000 $2,268 4.48%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $915,000 $305,000 $4,840 4.08%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $915,000 $183,000 $4,662 4.02%
Maysville, KY (FHA|USDA|VA) 7 $915,000 $130,714 $4,431 5.43%
Salem, OH (FHA|USDA|VA) 5 $915,000 $183,000 $25,181 5.75%
MUNCIE, IN (FHA|USDA|VA) 13 $895,000 $68,846 $1,534 5.48%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $885,000 $885,000 $7,259 3.25%
Madison, IN (FHA|USDA|VA) 5 $885,000 $177,000 $3,882 5.37%
McMinnville, TN (FHA|USDA|VA) 2 $880,000 $440,000 $19,579 4.59%
Marietta, OH (FHA|USDA|VA) 4 $880,000 $220,000 $3,362 5.15%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 5 $875,000 $175,000 $6,746 5.95%
CLEVELAND, TN (FHA|USDA|VA) 4 $870,000 $217,500 $3,795 5.17%
Sterling, IL (FHA|USDA|VA) 9 $865,000 $96,111 $1,662 4.59%
Toccoa, GA (FHA|USDA|VA) 3 $855,000 $285,000 $4,737 4.33%
Quincy, IL-MO (FHA|USDA|VA) 2 $850,000 $425,000 $5,632 4.00%
Bluffton, IN (FHA|USDA|VA) 6 $830,000 $138,333 $2,943 3.87%
BECKLEY, WV (FHA|USDA|VA) 4 $830,000 $207,500 $3,713 4.81%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $830,000 $207,500 $2,901 4.75%
London, KY (FHA|USDA|VA) 11 $815,000 $74,091 $2,561 5.21%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $795,000 $159,000 $3,996 3.90%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $795,000 $159,000 $3,847 4.32%
Wilson, NC (FHA|USDA|VA) 3 $785,000 $261,667 $4,903 6.37%
Celina, OH (FHA|USDA|VA) 8 $780,000 $97,500 $3,687 4.71%
VALDOSTA, GA (FHA|USDA|VA) 2 $780,000 $390,000 $4,820 4.87%
Alpena, MI (FHA|USDA|VA) 6 $760,000 $126,667 $2,693 4.72%
GADSDEN, AL (FHA|USDA|VA) 2 $750,000 $375,000 $4,668 4.81%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $750,000 $375,000 $4,515 4.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $740,000 $185,000 $3,672 4.88%
Athens, OH (FHA|USDA|VA) 6 $740,000 $123,333 $3,028 4.62%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $735,000 $245,000 $3,281 5.31%
Lewisburg, TN (FHA|USDA|VA) 4 $730,000 $182,500 $4,887 5.73%
Van Wert, OH (FHA|USDA|VA) 7 $725,000 $103,571 $1,702 4.65%
Lumberton, NC (FHA|USDA|VA) 2 $720,000 $360,000 $4,404 4.43%
Plymouth, IN (FHA|USDA|VA) 10 $710,000 $71,000 $1,119 6.05%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $705,000 $235,000 $4,454 3.08%
Palatka, FL (FHA|USDA|VA) 4 $700,000 $175,000 $2,857 4.04%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $695,000 $695,000 $6,834 4.13%
Mount Sterling, KY (FHA|USDA|VA) 5 $695,000 $139,000 $3,902 4.61%
TUCSON, AZ (FHA|USDA|VA) 1 $685,000 $685,000 $3,297 2.25%
Edwards, CO (FHA|USDA|VA) 2 $670,000 $335,000 $3,970 4.06%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $655,000 $655,000 $7,295 4.38%
Fairmont, WV (FHA|USDA|VA) 2 $650,000 $325,000 $3,707 4.69%
Ukiah, CA (FHA|USDA|VA) 1 $645,000 $645,000 $5,126 4.63%
BELLINGHAM, WA (FHA|USDA|VA) 1 $635,000 $635,000 $3,880 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 2 $630,000 $315,000 $6,352 3.69%
Logansport, IN (FHA|USDA|VA) 7 $615,000 $87,857 $1,329 6.56%
READING, PA (FHA|USDA|VA) 2 $610,000 $305,000 $5,812 2.38%
Point Pleasant, WV-OH (FHA|USDA|VA) 8 $610,000 $76,250 $3,016 5.53%
Morehead City, NC (FHA|USDA|VA) 1 $605,000 $605,000 $7,234 4.38%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $605,000 $201,667 $4,751 4.08%
Scottsburg, IN (FHA|USDA|VA) 6 $590,000 $98,333 $2,411 4.45%
GREELEY, CO (FHA|USDA|VA) 1 $575,000 $575,000 $2,452 5.13%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $570,000 $142,500 $4,454 4.77%
Marquette, MI (FHA|USDA|VA) 1 $565,000 $565,000 $3,793 3.88%
North Vernon, IN (FHA|USDA|VA) 5 $565,000 $113,000 $4,364 6.35%
Clarksburg, WV (FHA|USDA|VA) 2 $560,000 $280,000 $2,188 4.49%
Somerset, KY (FHA|USDA|VA) 5 $545,000 $109,000 $5,268 5.24%
Albertville, AL (FHA|USDA|VA) 1 $545,000 $545,000 $4,767 3.88%
BOISE CITY, ID (FHA|USDA|VA) 1 $545,000 $545,000 $6,129 6.63%
FLORENCE, SC (FHA|USDA|VA) 2 $540,000 $270,000 $3,628 3.93%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $530,000 $265,000 $5,592 4.88%
SUMTER, SC (FHA|USDA|VA) 3 $525,000 $175,000 $3,002 5.31%
IOWA CITY, IA (FHA|USDA|VA) 1 $515,000 $515,000 $7,991 3.49%
Charleston-Mattoon, IL (FHA|USDA|VA) 5 $515,000 $103,000 $3,134 5.11%
STAUNTON, VA (FHA|USDA|VA) 2 $480,000 $240,000 $2,978 3.38%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $455,000 $455,000 $3,669 3.38%
Marion, IN (FHA|USDA|VA) 3 $445,000 $148,333 $4,733 7.00%
WHEELING, WV-OH (FHA|USDA|VA) 4 $430,000 $107,500 $2,432 4.34%
Muskogee, OK (FHA|USDA|VA) 1 $425,000 $425,000 $4,346 5.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $420,000 $210,000 $1,615 3.94%
Calhoun, GA (FHA|USDA|VA) 2 $420,000 $210,000 $0 7.23%
Manitowoc, WI (FHA|USDA|VA) 2 $410,000 $205,000 $2,936 3.00%
Georgetown, SC (FHA|USDA|VA) 3 $395,000 $131,667 $6,537 5.11%
EL PASO, TX (FHA|USDA|VA) 1 $385,000 $385,000 $5,128 4.38%
Sanford, NC (FHA|USDA|VA) 2 $380,000 $190,000 $1,544 4.55%
Arcadia, FL (FHA|USDA|VA) 1 $375,000 $375,000 $5,730 5.38%
Cookeville, TN (FHA|USDA|VA) 3 $375,000 $125,000 $4,181 3.70%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $370,000 $185,000 $2,745 3.87%
BRUNSWICK, GA (FHA|USDA|VA) 2 $370,000 $185,000 $6,057 6.36%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $365,000 $121,667 $3,265 5.29%
DECATUR, IL (FHA|USDA|VA) 1 $365,000 $365,000 $3,651 5.38%
HINESVILLE, GA (FHA|USDA|VA) 2 $360,000 $180,000 $6,759 5.31%
LEBANON, PA (FHA|USDA|VA) 1 $355,000 $355,000 $9,587 3.49%
Washington, NC (FHA|USDA|VA) 2 $350,000 $175,000 $0 5.13%
Enterprise, AL (FHA|USDA|VA) 1 $345,000 $345,000 $3,636 6.63%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $345,000 $345,000 $5,858 5.13%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $345,000 $345,000 $4,408 5.00%
MOBILE, AL (FHA|USDA|VA) 2 $340,000 $170,000 $3,383 4.81%
Dublin, GA (FHA|USDA|VA) 1 $335,000 $335,000 $7,899 5.25%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $335,000 $111,667 $2,710 5.25%
ST. GEORGE, UT (FHA|USDA|VA) 2 $330,000 $165,000 $2,678 3.50%
PUEBLO, CO (FHA|USDA|VA) 2 $330,000 $165,000 $2,593 4.06%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $325,000 $325,000 $7,286 6.63%
Platteville, WI (FHA|USDA|VA) 1 $325,000 $325,000 $8,548 5.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $315,000 $315,000 $3,879 2.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,620 5.38%
ROME, GA (FHA|USDA|VA) 1 $305,000 $305,000 $7,100 3.63%
Central City, KY (FHA|USDA|VA) 6 $300,000 $50,000 $1,288 5.16%
Frankfort, IN (FHA|USDA|VA) 4 $300,000 $75,000 $5,108 7.75%
BANGOR, ME (FHA|USDA|VA) 1 $295,000 $295,000 $5,178 3.50%
Lawrenceburg, TN (FHA|USDA|VA) 2 $290,000 $145,000 $3,489 4.62%
Steamboat Springs, CO (FHA|USDA|VA) 1 $285,000 $285,000 $2,458 2.63%
Coshocton, OH (FHA|USDA|VA) 3 $285,000 $95,000 $3,340 4.88%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $285,000 $285,000 $3,488 4.00%
Lewisburg, PA (FHA|USDA|VA) 2 $270,000 $135,000 $3,623 3.19%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $265,000 $265,000 $2,520 4.75%
Newport, TN (FHA|USDA|VA) 1 $255,000 $255,000 $9,393 3.24%
MIDLAND, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,171 5.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $255,000 $255,000 $3,042 3.38%
Houghton, MI (FHA|USDA|VA) 2 $250,000 $125,000 $2,290 4.81%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,492 4.75%
Lincoln, IL (FHA|USDA|VA) 1 $245,000 $245,000 $2,708 4.88%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $245,000 $245,000 $2,518 4.99%
Washington, IN (FHA|USDA|VA) 2 $240,000 $120,000 $633 4.80%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $235,000 $235,000 $3,442 6.38%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,570 3.75%
Tifton, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,100 5.49%
HARRISONBURG, VA (FHA|USDA|VA) 1 $235,000 $235,000 $7,179 4.63%
Galesburg, IL (FHA|USDA|VA) 2 $230,000 $115,000 $2,696 4.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $225,000 $225,000 $3,057 3.13%
Kinston, NC (FHA|USDA|VA) 1 $225,000 $225,000 $8,480 3.50%
WACO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $7,951 5.49%
Sault Ste. Marie, MI (FHA|USDA|VA) 2 $220,000 $110,000 $3,042 6.00%
Pontiac, IL (FHA|USDA|VA) 2 $220,000 $110,000 $2,671 4.13%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $215,000 $215,000 $2,054 2.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,759 3.49%
LaGrange, GA-AL (FHA|USDA|VA) 1 $215,000 $215,000 $5,948 5.38%
MORRISTOWN, TN (FHA|USDA|VA) 2 $210,000 $105,000 $1,489 5.75%
FRESNO, CA (FHA|USDA|VA) 1 $205,000 $205,000 $1,850 5.38%
Greeneville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $6,247 6.00%
Marshalltown, IA (FHA|USDA|VA) 1 $205,000 $205,000 $4,341 2.88%
Lebanon, NH-VT (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.00%
Vernal, UT (FHA|USDA|VA) 1 $205,000 $205,000 $5,124 6.38%
Marinette, WI-MI (FHA|USDA|VA) 2 $200,000 $100,000 $3,032 5.06%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $200,000 $100,000 $3,670 5.31%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $195,000 $195,000 $3,638 2.99%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $195,000 $195,000 $7,978 4.00%
Centralia, IL (FHA|USDA|VA) 3 $195,000 $65,000 $1,564 3.39%
Big Stone Gap, VA (FHA|USDA|VA) 1 $185,000 $185,000 $3,379 6.88%
Oxford, MS (FHA|USDA|VA) 1 $175,000 $175,000 $5,286 5.63%
Parsons, KS (FHA|USDA|VA) 1 $175,000 $175,000 $2,500 4.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,311 2.88%
Fairfield, IA (FHA|USDA|VA) 1 $165,000 $165,000 $3,418 3.88%
Baraboo, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,215 3.49%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $155,000 $155,000 $4,338 3.63%
Union City, TN (FHA|USDA|VA) 1 $155,000 $155,000 $5,044 2.75%
Shawano, WI (FHA|USDA|VA) 1 $155,000 $155,000 $4,453 2.75%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,707 4.75%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $155,000 $155,000 $2,961 5.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,232 2.50%
Lake City, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.15%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $150,000 $75,000 $2,304 3.30%
DANVILLE, IL (FHA|USDA|VA) 2 $150,000 $75,000 $1,399 2.79%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $7,657 6.50%
Athens, TN (FHA|USDA|VA) 3 $145,000 $48,333 $2,842 7.66%
Warren, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,325 4.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $135,000 $135,000 $1,428 3.99%
Laurinburg, NC (FHA|USDA|VA) 1 $135,000 $135,000 $5,118 6.63%
BILLINGS, MT (FHA|USDA|VA) 1 $135,000 $135,000 $3,883 5.00%
Glasgow, KY (FHA|USDA|VA) 2 $130,000 $65,000 $0 4.77%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,237 2.88%
Brenham, TX (FHA|USDA|VA) 1 $125,000 $125,000 $7,275 3.88%
Sayre, PA (FHA|USDA|VA) 1 $125,000 $125,000 $4,340 4.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $125,000 $125,000 $4,417 2.50%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $125,000 $125,000 $4,190 6.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $125,000 $125,000 $6,300 3.50%
Peru, IN (FHA|USDA|VA) 3 $115,000 $38,333 $2,697 8.71%
Spirit Lake, IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,875 5.75%
Union, SC (FHA|USDA|VA) 1 $115,000 $115,000 $4,485 6.50%
Pottsville, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,549 4.75%
Dyersburg, TN (FHA|USDA|VA) 1 $105,000 $105,000 $2,612 2.63%
Cedartown, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.85%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $683 2.75%
Gaffney, SC (FHA|USDA|VA) 1 $105,000 $105,000 $5,512 3.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $95,000 $95,000 $5,095 4.13%
APPLETON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $4,674 3.38%
Americus, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,341 4.25%
ALTOONA, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,317 3.63%
Lock Haven, PA (FHA|USDA|VA) 1 $95,000 $95,000 $4,500 3.38%
Shawnee, OK (FHA|USDA|VA) 1 $85,000 $85,000 $5,205 5.49%
Lewistown, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,211 4.99%
JACKSON, TN (FHA|USDA|VA) 2 $80,000 $40,000 $754 6.52%
Campbellsville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.25%
Moultrie, GA (FHA|USDA|VA) 1 $75,000 $75,000 $874 5.34%
Summerville, GA (FHA|USDA|VA) 1 $75,000 $75,000 $949 2.59%
SYRACUSE, NY (FHA|USDA|VA) 1 $65,000 $65,000 $5,292 6.99%
Wabash, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.75%
Vidalia, GA (FHA|USDA|VA) 1 $45,000 $45,000 $4,571 4.13%
Taylorville, IL (FHA|USDA|VA) 1 $45,000 $45,000 $902 4.52%
Mount Airy, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.75%
Fifth Third Bank's top markets include Chicago, Cincinnati, Columbus, Cleveland, and Grand Rapids among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 26,354 $5,948,720,000 $225,724 $2,793 4.05%
    HELOC 22,617 $2,350,165,000 $103,911 n/a 5.67%
    FHA 1,076 $179,410,000 $166,738 $5,899 4.83%
    VA 302 $70,050,000 $231,954 $4,918 4.30%
    USDA 78 $11,970,000 $153,462 $4,594 4.73%

    For 2022, Fifth Third Bank's most frequently originated type of loan was Conventional, with 26,354 originations. Their 2nd most popular type was HELOC, with 22,617 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 18,894 $2,692,430,000 $142,502 $1,143 3.91%
    Home Purchase 10,050 $3,399,630,000 $338,272 $5,257 4.82%
    Home Improvement 9,533 $812,345,000 $85,214 $435 5.94%
    Other 8,984 $952,800,000 $106,055 $1,614 5.58%
    Cash Out Refi 2,966 $703,110,000 $237,057 $4,224 4.28%

    For 2022, Fifth Third Bank's most frequently cited loan purpose was Refi, with 18,894 originations. The 2nd most popular reason was Home Purchase, with 10,050 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 35,694 $5,965,800,000 $167,137 $4,488 5.34%
    15 Year 5,295 $794,615,000 $150,069 $1,635 3.44%
    20 Year 4,658 $731,180,000 $156,973 $1,078 3.52%
    10 Year 4,079 $364,485,000 $89,356 $836 3.22%
    30+ year 335 $320,935,000 $958,015 $12,667 4.08%
    Other 262 $238,750,000 $911,260 $2,061 4.81%
    5 Year 102 $129,740,000 $1,271,961 $4 6.91%
    3 Year 2 $14,810,000 $7,405,000 $0 6.98%

    For 2022, Fifth Third Bank's most frequently cited loan duration was 30 Year, with 35,694 originations. The 2nd most popular length was 15 Year, with 5,295 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 13,898 $1,771,150,000 $127,439
    $1k-2k 9,098 $2,437,680,000 $267,936
    $2k-3k 2,042 $641,510,000 $314,158
    $3k-4k 897 $268,635,000 $299,482
    $5k+ 841 $524,235,000 $623,347
    $4k-5k 500 $202,870,000 $405,740

    Fifth Third Bank's average total fees were $4,488, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 13,898 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 11,109 $2,492,655,000 $224,382
    4-5% 10,793 $1,915,725,000 $177,497
    5-6% 9,530 $1,410,580,000 $148,015
    2.5-3% 6,170 $1,167,560,000 $189,232
    6-7% 5,621 $743,845,000 $132,333
    7-8% 2,493 $197,585,000 $79,256
    <2.5% 2,458 $528,160,000 $214,874
    Over 8% 2,170 $103,390,000 $47,645

    During 2022, Fifth Third Bank's average interest rate for loans was 5.34%, while their most frequently originated rate bucket for loans was 3-4%, with 11,109 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 22,466 $1,242,860,000 $55,322 $1,342 5.25%
    $100k-200k 15,984 $2,192,870,000 $137,192 $2,347 4.46%
    $200k-400k 8,407 $2,253,335,000 $268,031 $3,870 4.48%
    $400k-600k 1,976 $943,350,000 $477,404 $5,546 4.48%
    $600k-1MM 1,090 $816,560,000 $749,138 $7,550 3.98%
    $1MM+ 504 $1,111,340,000 $2,205,040 $13,905 3.69%

    2022 saw Fifth Third Bank place emphasis on $100,000 or less loans with 22,466 originations, totaling $1,242,860,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 11,602 $1,270,410,000 $109,499 $2,425 4.86%
    $50k or less 10,110 $826,630,000 $81,764 $2,056 4.71%
    $100k-150k 9,320 $1,508,890,000 $161,898 $2,901 4.87%
    $75k-100k 8,354 $1,064,160,000 $127,383 $2,502 4.91%
    $150k-250k 5,920 $1,397,280,000 $236,027 $3,968 4.80%
    $250k+ 3,469 $1,882,435,000 $542,645 $7,202 4.45%

    Fifth Third Bank lent most frequently to those with incomes in the $50k-75k range, with 11,602 originations. The second most popular income band? $50k or less, with 10,110 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 10,847 $1,687,805,000 $155,601 $2,628 4.53%
    30-36% 8,489 $1,386,905,000 $163,377 $2,954 4.75%
    50-60% 5,893 $749,285,000 $127,148 $1,459 5.20%
    <20% 4,830 $820,530,000 $169,882 $2,365 4.11%
    49% 1,670 $255,500,000 $152,994 $2,875 5.47%
    44% 1,633 $317,865,000 $194,651 $4,057 5.05%
    42% 1,571 $304,145,000 $193,600 $3,773 4.97%
    40% 1,511 $279,215,000 $184,788 $3,659 4.88%
    39% 1,510 $284,440,000 $188,371 $3,511 4.86%
    38% 1,502 $271,160,000 $180,533 $3,621 4.91%
    37% 1,488 $277,110,000 $186,230 $3,397 4.83%
    36% 1,484 $264,170,000 $178,012 $3,345 4.77%
    43% 1,482 $255,870,000 $172,652 $3,646 4.93%
    41% 1,457 $277,175,000 $190,237 $3,671 4.95%
    48% 1,320 $203,280,000 $154,000 $3,006 5.24%
    45% 1,289 $224,485,000 $174,154 $3,213 5.03%
    47% 1,204 $188,460,000 $156,528 $3,269 5.17%
    46% 1,179 $172,265,000 $146,111 $2,755 5.05%
    >60% 18 $10,450,000 $580,556 $6,801 3.49%

    Fifth Third Bank lent most frequently to those with DTI ratios of 20-30%, with 10,847 originations. The next most common DTI ratio? 30-36%, with 8,489 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 44,633 $6,965,015,000 $156,051 $2,779 4.79%
    Asian 1,510 $478,360,000 $316,795 $4,880 4.54%
    Black 2,617 $377,445,000 $144,228 $3,138 5.06%
    Not applicable 20 $324,660,000 $16,233,000 $0 3.78%
    Not provided 913 $307,995,000 $337,344 $4,999 4.42%
    American Indian 321 $40,175,000 $125,156 $2,551 5.07%
    Asian Indian 150 $28,040,000 $186,933 $1,175 5.23%
    Other Asian 71 $11,975,000 $168,662 $1,057 4.77%
    Native Hawaiian or Islander 46 $6,690,000 $145,435 $2,395 4.83%
    Other Pacific Islander 54 $6,480,000 $120,000 $761 5.57%
    Vietnamese 27 $3,675,000 $136,111 $746 4.29%
    Filipino 32 $3,630,000 $113,438 $1,033 5.60%
    Chinese 12 $3,050,000 $254,167 $643 5.28%
    Korean 8 $1,290,000 $161,250 $808 5.01%
    Japanese 5 $915,000 $183,000 $733 4.27%
    5 $635,000 $127,000 $753 4.79%
    Guamanian 2 $180,000 $90,000 $897 5.05%
    Native Hawaiian 1 $105,000 $105,000 $0 6.00%

    Approval Rates

    Total approvals of all applications
    83.39%

    Fifth Third Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    77.86%

    Fifth Third Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    266.0 1 $5,000 $5,000
    30.0 49 $455,000 $9,286
    34.0 2 $10,000 $5,000
    42.0 2 $20,000 $10,000
    50.0 1 $5,000 $5,000
    58.0 3 $15,000 $5,000
    80.0 1 $5,000 $5,000
    NA 50,368 $8,559,800,000 $169,945

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    50,427 $8,560,315,000 $169,757

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 13,412 $1,536,770,000 $114,582 $1,260 4.82%
    40-60% 8,700 $1,629,220,000 $187,267 $1,929 4.01%
    60-80% 8,753 $2,403,165,000 $274,553 $3,655 4.23%
    80-100% 7,690 $2,325,760,000 $302,440 $4,670 4.72%
    Over 100% 35 $11,995,000 $342,714 $12,179 4.85%
    Under 20% 11,816 $649,290,000 $54,950 $666 5.82%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    FIFTH THIRD FINANCIAL CORPORATION Conventional home mortgage Closing on a mortgage 1 16.7%
    FIFTH THIRD FINANCIAL CORPORATION Conventional home mortgage Struggling to pay mortgage 1 16.7%
    FIFTH THIRD FINANCIAL CORPORATION Conventional home mortgage Trouble during payment process 3 50.0%
    FIFTH THIRD FINANCIAL CORPORATION FHA mortgage Incorrect information on your report 1 16.7%