Amerisave Mortgage Corporation Rates, Fees & Info

ATLANTA, GA

LEI: 549300YIQ7S7Z8PIHE53

Tax ID: 26-0021318

2020 Data | 2019 Data | 2018 Data


Overview

Amerisave Mortgage Corporation is a large mortgage company specializing in Refi and Cash Out Refi loans. Amerisave Mortgage Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Washington, Los Angeles, Phoenix, Atlanta, and Seattle among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Amerisave Mortgage Corporation is typically an average fee lendor.


Originations

86,717

Origination Dollar Volume (All Markets)

$24,274,095,000

Awards

2020 AMERISAVE MORTGAGE CORPORATION Low Rate Award
Details

Relative Rate

Amerisave Mortgage Corporation's average 30 year fixed rate mortgage was 2.9%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.46%.

Relative Fees

Amerisave Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $4,705.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 77,801 $21,833,875,000 $280,637 $4,374 2.81%
VA 6,289 $1,785,605,000 $283,925 $4,679 2.75%
FHA 2,611 $651,565,000 $249,546 $8,345 2.94%
USDA 16 $3,050,000 $190,625 $6,286 2.98%

For the 2020 period, Amerisave Mortgage Corporation's most frequently originated loan type was Conventional, with 77,801 originations. Their 2nd most popular type is VA, with 6,289 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 53,420 $15,267,700,000 $285,805 $4,015 2.75%
Cash Out Refi 32,041 $8,634,675,000 $269,488 $5,332 2.90%
Home Purchase 1,256 $371,720,000 $295,955 $5,436 3.05%

For the 2020, Amerisave Mortgage Corporation's most frequently cited loan purpose was Refi, with 53,420 originations. The 2nd most popular reason was Cash Out Refi, with 32,041 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 57,677 $16,772,295,000 $290,797 $4,705 2.90%
15 Year 18,375 $4,651,005,000 $253,116 $4,123 2.57%
20 Year 6,185 $1,698,895,000 $274,680 $4,222 2.82%
Other 2,947 $826,235,000 $280,365 $4,515 2.85%
10 Year 1,533 $325,665,000 $212,436 $3,578 2.53%

For the 2020, Amerisave Mortgage Corporation's most frequently cited loan length was 30 Year, with 57,677 originations. The 2nd most popular length was 15 Year, with 18,375 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 26,761 $8,988,995,000 $335,899
$3k-4k 17,914 $4,087,740,000 $228,187
$1k-2k 13,782 $3,670,470,000 $266,323
$5k+ 13,740 $4,079,920,000 $296,937
$2k-3k 12,021 $2,844,385,000 $236,618

$4,705 was Amerisave Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 26,761 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 5,988 $1,332,890,000 $222,594 $4,740 2.85%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 3,476 $1,324,750,000 $381,113 $4,192 2.74%
LOS ANGELES-LONG BEACH-GLENDALE, CA 2,237 $876,805,000 $391,956 $5,139 2.79%
PHOENIX-MESA-CHANDLER, AZ 3,288 $841,390,000 $255,897 $4,178 2.89%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 3,078 $783,170,000 $254,441 $4,244 2.86%
SEATTLE-BELLEVUE-KENT, WA 1,417 $556,935,000 $393,038 $4,477 2.74%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1,763 $522,185,000 $296,191 $4,784 2.84%
OAKLAND-BERKELEY-LIVERMORE, CA 1,162 $509,550,000 $438,511 $5,105 2.74%
DENVER-AURORA-LAKEWOOD, CO 1,395 $451,695,000 $323,796 $4,200 2.84%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 1,141 $448,055,000 $392,686 $4,506 2.76%
ANAHEIM-SANTA ANA-IRVINE, CA 994 $418,550,000 $421,076 $4,448 2.79%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1,516 $407,150,000 $268,569 $3,720 2.78%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1,497 $390,875,000 $261,106 $4,262 2.81%
LAS VEGAS-HENDERSON-PARADISE, NV 1,428 $388,610,000 $272,136 $4,232 2.82%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 992 $363,010,000 $365,938 $4,368 2.72%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 1,115 $354,115,000 $317,592 $4,290 2.80%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1,122 $347,970,000 $310,134 $5,029 2.82%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 1,404 $338,300,000 $240,954 $5,035 2.86%
BALTIMORE-COLUMBIA-TOWSON, MD 1,069 $324,945,000 $303,971 $4,332 2.76%
DALLAS-PLANO-IRVING, TX 1,208 $318,460,000 $263,626 $5,098 2.89%
NEW BRUNSWICK-LAKEWOOD, NJ 932 $307,140,000 $329,549 $4,467 2.79%
CHICAGO-NAPERVILLE-EVANSTON, IL 1,157 $296,425,000 $256,201 $3,960 2.83%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 903 $274,045,000 $303,483 $5,403 2.72%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 744 $273,980,000 $368,253 $4,519 2.73%
BOSTON, MA 711 $261,075,000 $367,194 $4,679 2.79%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 552 $255,340,000 $462,572 $5,179 2.71%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1,030 $249,630,000 $242,359 $4,432 2.81%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 909 $241,075,000 $265,209 $3,921 2.85%
NEWARK, NJ-PA 684 $236,350,000 $345,541 $4,986 2.74%
ORLANDO-KISSIMMEE-SANFORD, FL 932 $233,830,000 $250,891 $4,497 2.80%
RALEIGH-CARY, NC 847 $229,355,000 $270,785 $3,918 2.80%
WARREN-TROY-FARMINGTON HILLS, MI 807 $188,615,000 $233,724 $3,855 2.87%
RICHMOND, VA 673 $180,405,000 $268,061 $3,923 2.79%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 481 $175,235,000 $364,314 $4,947 2.76%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 654 $170,610,000 $260,872 $4,140 2.75%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 610 $165,330,000 $271,033 $4,824 2.86%
OXNARD-THOUSAND OAKS-VENTURA, CA 382 $153,430,000 $401,649 $4,356 2.78%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 515 $148,755,000 $288,845 $4,582 2.80%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 305 $147,535,000 $483,721 $5,523 2.70%
PROVIDENCE-WARWICK, RI-MA 512 $140,950,000 $275,293 $4,513 2.81%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 643 $140,055,000 $217,815 $4,150 2.87%
JACKSONVILLE, FL 530 $134,840,000 $254,415 $4,421 2.80%
TACOMA-LAKEWOOD, WA 428 $134,200,000 $313,551 $5,282 2.81%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 568 $132,600,000 $233,451 $5,194 2.94%
SALT LAKE CITY, UT 423 $129,615,000 $306,418 $4,417 2.81%
MIAMI-MIAMI BEACH-KENDALL, FL 451 $129,525,000 $287,195 $5,136 2.79%
KANSAS CITY, MO-KS 557 $127,195,000 $228,357 $3,989 2.86%
INDIANAPOLIS-CARMEL-ANDERSON, IN 571 $121,355,000 $212,531 $4,106 2.86%
COLUMBUS, OH 520 $119,140,000 $229,115 $4,243 2.81%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 442 $117,100,000 $264,932 $4,231 2.84%
BRIDGEPORT-STAMFORD-NORWALK, CT 318 $116,570,000 $366,572 $4,631 2.73%
CINCINNATI, OH-KY-IN 509 $114,255,000 $224,470 $4,127 2.79%
SAN ANTONIO-NEW BRAUNFELS, TX 462 $113,680,000 $246,061 $4,978 2.86%
ST. LOUIS, MO-IL 492 $110,090,000 $223,760 $4,143 2.82%
WORCESTER, MA-CT 375 $103,565,000 $276,173 $4,863 2.79%
RENO, NV 354 $103,460,000 $292,260 $4,027 2.82%
COLORADO SPRINGS, CO 352 $99,550,000 $282,813 $4,135 2.83%
BOISE CITY, ID 362 $94,710,000 $261,630 $5,486 2.85%
CHARLESTON-NORTH CHARLESTON, SC 347 $93,195,000 $268,573 $4,290 2.81%
TUCSON, AZ 421 $92,065,000 $218,682 $4,321 2.81%
URBAN HONOLULU, HI 190 $90,910,000 $478,474 $5,995 2.73%
PHILADELPHIA, PA 344 $90,510,000 $263,110 $5,481 2.79%
STOCKTON, CA 302 $89,500,000 $296,358 $4,688 2.86%
PITTSBURGH, PA 371 $89,495,000 $241,226 $5,379 2.74%
WILMINGTON, DE-MD-NJ 354 $89,420,000 $252,599 $4,372 2.77%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 362 $89,400,000 $246,961 $4,678 2.74%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 286 $87,540,000 $306,084 $4,289 2.79%
FRESNO, CA 334 $86,790,000 $259,850 $4,880 2.83%
BIRMINGHAM-HOOVER, AL 364 $85,350,000 $234,478 $4,409 2.81%
CAMDEN, NJ 347 $84,685,000 $244,049 $4,522 2.77%
NORTH PORT-SARASOTA-BRADENTON, FL 310 $80,050,000 $258,226 $4,300 2.83%
CLEVELAND-ELYRIA, OH 349 $74,065,000 $212,221 $4,176 2.83%
MEMPHIS, TN-MS-AR 329 $73,955,000 $224,787 $4,062 2.89%
OGDEN-CLEARFIELD, UT 238 $69,760,000 $293,109 $4,681 2.85%
GREENVILLE-ANDERSON, SC 310 $69,430,000 $223,968 $4,241 2.87%
SALISBURY, MD-DE 256 $68,510,000 $267,617 $4,462 2.76%
PROVO-OREM, UT 223 $67,505,000 $302,713 $4,692 2.78%
VALLEJO, CA 198 $66,340,000 $335,051 $5,216 2.87%
BAKERSFIELD, CA 282 $65,920,000 $233,759 $4,568 2.85%
ALBUQUERQUE, NM 293 $65,495,000 $223,532 $5,135 2.88%
MILWAUKEE-WAUKESHA, WI 266 $64,970,000 $244,248 $4,143 2.78%
MANCHESTER-NASHUA, NH 229 $62,535,000 $273,079 $4,438 2.75%
DURHAM-CHAPEL HILL, NC 241 $62,135,000 $257,822 $4,213 2.77%
SANTA ROSA-PETALUMA, CA 168 $62,090,000 $369,583 $4,767 2.77%
OMAHA-COUNCIL BLUFFS, NE-IA 280 $59,570,000 $212,750 $4,362 2.77%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 253 $59,145,000 $233,775 $5,278 2.77%
DETROIT-DEARBORN-LIVONIA, MI 272 $57,830,000 $212,610 $4,065 2.89%
COEUR D'ALENE, ID 206 $56,330,000 $273,447 $5,629 2.87%
PALM BAY-MELBOURNE-TITUSVILLE, FL 242 $55,990,000 $231,364 $4,265 2.87%
CAPE CORAL-FORT MYERS, FL 240 $55,870,000 $232,792 $4,233 2.88%
NEW ORLEANS-METAIRIE, LA 234 $55,330,000 $236,453 $4,815 2.77%
MODESTO, CA 208 $54,240,000 $260,769 $4,534 2.85%
OKLAHOMA CITY, OK 232 $53,150,000 $229,095 $5,516 2.84%
FORT COLLINS, CO 175 $52,905,000 $302,314 $4,044 2.77%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 194 $50,570,000 $260,670 $3,906 2.72%
GREELEY, CO 173 $50,465,000 $291,705 $3,976 2.93%
BOULDER, CO 137 $50,365,000 $367,628 $3,458 2.78%
PORTLAND-SOUTH PORTLAND, ME 188 $49,060,000 $260,957 $4,608 2.71%
KNOXVILLE, TN 208 $47,060,000 $226,250 $4,212 2.85%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 219 $47,055,000 $214,863 $4,627 2.83%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 233 $46,355,000 $198,948 $4,705 2.87%
COLUMBIA, SC 211 $46,005,000 $218,033 $4,226 2.86%
GREENSBORO-HIGH POINT, NC 211 $45,475,000 $215,521 $4,311 2.81%
NEW HAVEN-MILFORD, CT 179 $45,405,000 $253,659 $4,945 2.73%
ANCHORAGE, AK 145 $45,405,000 $313,138 $4,293 2.86%
SALINAS, CA 122 $45,160,000 $370,164 $4,830 2.76%
SAN LUIS OBISPO-PASO ROBLES, CA 122 $44,950,000 $368,443 $4,014 2.77%
HUNTSVILLE, AL 184 $43,530,000 $236,576 $4,225 2.78%
SPOKANE-SPOKANE VALLEY, WA 187 $43,255,000 $231,310 $4,620 2.86%
CHATTANOOGA, TN-GA 182 $41,810,000 $229,725 $4,240 2.85%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 134 $41,680,000 $311,045 $4,949 2.80%
ASHEVILLE, NC 162 $40,960,000 $252,840 $4,427 2.84%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 170 $40,460,000 $238,000 $4,563 2.84%
PORT ST. LUCIE, FL 184 $40,220,000 $218,587 $4,548 2.87%
PRESCOTT VALLEY-PRESCOTT, AZ 154 $39,590,000 $257,078 $4,047 2.92%
GARY, IN 188 $38,990,000 $207,394 $4,351 2.81%
SALEM, OR 159 $38,925,000 $244,811 $5,203 2.90%
ELGIN, IL 163 $38,845,000 $238,313 $4,181 2.79%
SANTA MARIA-SANTA BARBARA, CA 107 $37,495,000 $350,421 $5,070 2.78%
BARNSTABLE TOWN, MA 121 $37,155,000 $307,066 $4,115 2.79%
WINSTON-SALEM, NC 171 $36,885,000 $215,702 $4,332 2.77%
LAKELAND-WINTER HAVEN, FL 183 $36,415,000 $198,989 $4,646 2.89%
OLYMPIA-LACEY-TUMWATER, WA 122 $36,190,000 $296,639 $4,633 2.72%
DES MOINES-WEST DES MOINES, IA 163 $36,135,000 $221,687 $3,810 2.80%
CHARLOTTESVILLE, VA 122 $35,220,000 $288,689 $3,800 2.73%
SANTA CRUZ-WATSONVILLE, CA 78 $34,190,000 $438,333 $5,416 2.67%
GRAND RAPIDS-KENTWOOD, MI 161 $33,985,000 $211,087 $3,812 2.83%
LEXINGTON-FAYETTE, KY 152 $33,970,000 $223,487 $4,821 2.84%
LAKE HAVASU CITY-KINGMAN, AZ 144 $33,320,000 $231,389 $5,058 2.89%
NAPLES-MARCO ISLAND, FL 118 $32,760,000 $277,627 $4,134 2.84%
BATON ROUGE, LA 146 $31,940,000 $218,767 $5,056 2.81%
TRENTON-PRINCETON, NJ 111 $31,745,000 $285,991 $4,600 2.80%
AKRON, OH 143 $31,595,000 $220,944 $3,909 2.79%
KAHULUI-WAILUKU-LAHAINA, HI 67 $30,785,000 $459,478 $4,400 2.80%
SAN RAFAEL, CA 62 $30,520,000 $492,258 $5,518 2.70%
HARRISBURG-CARLISLE, PA 139 $30,455,000 $219,101 $5,505 2.67%
ANN ARBOR, MI 118 $30,140,000 $255,424 $4,385 2.82%
AUGUSTA-RICHMOND COUNTY, GA-SC 136 $29,730,000 $218,603 $4,317 2.87%
SPRINGFIELD, MA 117 $29,405,000 $251,325 $4,819 2.79%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 144 $29,310,000 $203,542 $4,561 2.75%
PENSACOLA-FERRY PASS-BRENT, FL 131 $29,085,000 $222,023 $4,805 2.79%
TULSA, OK 136 $28,980,000 $213,088 $6,086 2.85%
KENNEWICK-RICHLAND, WA 110 $28,630,000 $260,273 $4,301 2.82%
WILMINGTON, NC 115 $28,065,000 $244,043 $4,466 2.84%
VISALIA, CA 128 $27,950,000 $218,359 $4,601 2.90%
GAINESVILLE, GA 112 $27,760,000 $247,857 $4,099 2.94%
EUGENE-SPRINGFIELD, OR 103 $27,695,000 $268,883 $4,929 2.81%
SAVANNAH, GA 123 $27,535,000 $223,862 $4,244 2.83%
HILTON HEAD ISLAND-BLUFFTON, SC 103 $27,055,000 $262,670 $4,554 2.82%
LANCASTER, PA 112 $26,900,000 $240,179 $5,392 2.78%
BEND, OR 88 $26,780,000 $304,318 $4,804 2.77%
YORK-HANOVER, PA 119 $26,105,000 $219,370 $5,226 2.76%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 97 $25,555,000 $263,454 $4,488 2.82%
ROANOKE, VA 111 $25,345,000 $228,333 $4,427 2.81%
DAYTON-KETTERING, OH 117 $24,905,000 $212,863 $4,344 2.79%
HAGERSTOWN-MARTINSBURG, MD-WV 121 $24,605,000 $203,347 $4,247 2.79%
JACKSON, MS 102 $23,240,000 $227,843 $4,574 2.81%
DAPHNE-FAIRHOPE-FOLEY, AL 96 $22,910,000 $238,646 $4,510 2.86%
BELLINGHAM, WA 74 $22,360,000 $302,162 $4,457 2.79%
WINCHESTER, VA-WV 89 $22,315,000 $250,730 $4,061 2.90%
THE VILLAGES, FL 91 $21,155,000 $232,473 $4,121 2.76%
MEDFORD, OR 73 $20,745,000 $284,178 $4,988 2.76%
MADISON, WI 83 $20,725,000 $249,699 $4,472 2.76%
SANTA FE, NM 68 $20,480,000 $301,176 $5,540 2.89%
SPARTANBURG, SC 95 $20,305,000 $213,737 $4,841 2.89%
OCALA, FL 105 $19,975,000 $190,238 $4,539 2.82%
CHICO, CA 68 $19,550,000 $287,500 $4,473 2.91%
HICKORY-LENOIR-MORGANTON, NC 98 $19,030,000 $194,184 $4,526 2.80%
SPRINGFIELD, MO 99 $18,835,000 $190,253 $3,911 2.81%
TALLAHASSEE, FL 76 $17,840,000 $234,737 $4,851 2.82%
MERCED, CA 76 $17,600,000 $231,579 $4,921 2.82%
ST. GEORGE, UT 65 $17,255,000 $265,462 $4,342 2.84%
REDDING, CA 68 $17,020,000 $250,294 $4,343 2.85%
MISSOULA, MT 64 $16,840,000 $263,125 $4,810 2.80%
LAFAYETTE, LA 81 $16,445,000 $203,025 $4,655 2.90%
LYNCHBURG, VA 71 $16,155,000 $227,535 $4,037 2.75%
MOUNT VERNON-ANACORTES, WA 52 $16,130,000 $310,192 $4,433 2.85%
FAYETTEVILLE, NC 76 $16,090,000 $211,711 $4,557 2.81%
FLAGSTAFF, AZ 58 $16,080,000 $277,241 $3,622 2.83%
CALIFORNIA-LEXINGTON PARK, MD 55 $16,065,000 $292,091 $4,080 2.76%
NAPA, CA 41 $15,985,000 $389,878 $4,710 2.79%
WICHITA, KS 84 $15,980,000 $190,238 $4,240 2.85%
GAINESVILLE, FL 75 $15,895,000 $211,933 $4,282 2.79%
PUNTA GORDA, FL 78 $15,780,000 $202,308 $4,622 2.83%
ATLANTIC CITY-HAMMONTON, NJ 69 $15,145,000 $219,493 $5,049 2.80%
YUBA CITY, CA 62 $14,940,000 $240,968 $4,790 2.91%
LANSING-EAST LANSING, MI 77 $14,625,000 $189,935 $4,119 2.88%
OCEAN CITY, NJ 49 $14,385,000 $293,571 $4,842 2.79%
TOLEDO, OH 69 $14,095,000 $204,275 $4,192 2.78%
COLUMBUS, GA-AL 64 $14,040,000 $219,375 $4,191 2.84%
READING, PA 66 $14,010,000 $212,273 $5,191 2.81%
ALBANY-LEBANON, OR 60 $13,870,000 $231,167 $5,989 2.88%
ATHENS-CLARKE COUNTY, GA 61 $13,765,000 $225,656 $3,999 2.86%
LINCOLN, NE 63 $13,725,000 $217,857 $4,379 2.85%
IDAHO FALLS, ID 53 $13,665,000 $257,830 $6,166 2.81%
EL PASO, TX 72 $13,380,000 $185,833 $4,684 2.88%
WENATCHEE, WA 50 $13,070,000 $261,400 $5,379 2.81%
MONTGOMERY, AL 65 $12,885,000 $198,231 $4,506 2.70%
BILLINGS, MT 55 $12,545,000 $228,091 $5,030 2.68%
CHEYENNE, WY 49 $12,525,000 $255,612 $4,484 2.82%
CANTON-MASSILLON, OH 64 $12,420,000 $194,063 $4,257 2.90%
LONGVIEW, WA 48 $12,190,000 $253,958 $4,159 2.92%
GULFPORT-BILOXI, MS 58 $11,840,000 $204,138 $5,101 2.82%
CLARKSVILLE, TN-KY 52 $11,740,000 $225,769 $4,844 2.82%
MOBILE, AL 68 $11,720,000 $172,353 $4,522 2.88%
DOVER, DE 56 $11,550,000 $206,250 $4,569 2.76%
KILLEEN-TEMPLE, TX 58 $11,410,000 $196,724 $4,433 2.97%
SHREVEPORT-BOSSIER CITY, LA 54 $11,360,000 $210,370 $4,918 2.77%
SCRANTON--WILKES-BARRE, PA 60 $11,250,000 $187,500 $5,440 2.80%
BURLINGTON, NC 57 $11,155,000 $195,702 $4,702 2.75%
LAS CRUCES, NM 51 $11,125,000 $218,137 $5,258 2.79%
MIDLAND, TX 42 $11,100,000 $264,286 $6,169 2.96%
MCALLEN-EDINBURG-MISSION, TX 54 $10,840,000 $200,741 $4,833 2.94%
GRAND JUNCTION, CO 48 $10,800,000 $225,000 $4,766 2.96%
MADERA, CA 43 $10,675,000 $248,256 $5,318 2.87%
PUEBLO, CO 54 $10,560,000 $195,556 $4,757 2.88%
NORWICH-NEW LONDON, CT 45 $10,545,000 $234,333 $4,631 2.75%
AUBURN-OPELIKA, AL 44 $10,110,000 $229,773 $4,135 2.70%
CORVALLIS, OR 35 $10,035,000 $286,714 $4,557 2.76%
SEBASTIAN-VERO BEACH, FL 45 $10,035,000 $223,000 $4,570 2.72%
ROCHESTER, MN 43 $9,985,000 $232,209 $4,065 2.73%
FLINT, MI 54 $9,800,000 $181,481 $3,920 2.90%
DULUTH, MN-WI 46 $9,690,000 $210,652 $3,953 2.73%
FARGO, ND-MN 39 $9,465,000 $242,692 $4,552 2.85%
CARSON CITY, NV 36 $9,440,000 $262,222 $4,316 2.90%
HOMOSASSA SPRINGS, FL 48 $9,340,000 $194,583 $4,474 2.84%
PANAMA CITY, FL 38 $9,300,000 $244,737 $5,378 2.88%
STATE COLLEGE, PA 33 $8,975,000 $271,970 $5,029 2.77%
CLEVELAND, TN 40 $8,930,000 $223,250 $4,440 2.94%
COLLEGE STATION-BRYAN, TX 34 $8,700,000 $255,882 $6,127 2.88%
LAFAYETTE-WEST LAFAYETTE, IN 43 $8,515,000 $198,023 $4,024 2.83%
CORPUS CHRISTI, TX 41 $8,345,000 $203,537 $5,138 3.00%
BURLINGTON-SOUTH BURLINGTON, VT 29 $8,275,000 $285,345 $4,265 2.72%
GREEN BAY, WI 39 $8,245,000 $211,410 $4,442 2.87%
WARNER ROBINS, GA 42 $8,120,000 $193,333 $4,154 2.76%
HANFORD-CORCORAN, CA 37 $8,115,000 $219,324 $5,573 2.83%
YUMA, AZ 39 $8,115,000 $208,077 $4,679 2.88%
TUSCALOOSA, AL 32 $8,070,000 $252,188 $4,774 2.80%
RACINE, WI 40 $8,070,000 $201,750 $4,437 2.87%
HUNTINGTON-ASHLAND, WV-KY-OH 39 $7,925,000 $203,205 $5,063 2.82%
MORGANTOWN, WV 30 $7,880,000 $262,667 $5,092 2.78%
HOUMA-THIBODAUX, LA 36 $7,760,000 $215,556 $4,547 2.98%
CHAMBERSBURG-WAYNESBORO, PA 33 $7,755,000 $235,000 $6,294 2.72%
BEAUMONT-PORT ARTHUR, TX 38 $7,650,000 $201,316 $5,342 2.99%
LUBBOCK, TX 36 $7,570,000 $210,278 $4,590 2.99%
FORT WAYNE, IN 46 $7,550,000 $164,130 $3,972 2.88%
JACKSONVILLE, NC 38 $7,550,000 $198,684 $3,770 2.75%
BRUNSWICK, GA 29 $7,525,000 $259,483 $3,931 2.74%
AMARILLO, TX 39 $7,515,000 $192,692 $5,117 2.72%
KALAMAZOO-PORTAGE, MI 35 $7,275,000 $207,857 $4,116 2.81%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 43 $7,255,000 $168,721 $3,899 2.80%
MONROE, MI 33 $7,105,000 $215,303 $4,303 2.82%
EAST STROUDSBURG, PA 37 $7,075,000 $191,216 $5,286 2.85%
LOGAN, UT-ID 27 $6,875,000 $254,630 $4,299 2.90%
GREENVILLE, NC 30 $6,690,000 $223,000 $5,573 2.72%
FLORENCE, SC 32 $6,680,000 $208,750 $4,503 2.96%
EL CENTRO, CA 32 $6,670,000 $208,438 $5,296 2.75%
MACON-BIBB COUNTY, GA 31 $6,665,000 $215,000 $4,897 2.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 32 $6,650,000 $207,813 $3,675 2.84%
CHARLESTON, WV 40 $6,640,000 $166,000 $5,144 2.72%
GRANTS PASS, OR 25 $6,605,000 $264,200 $4,877 2.89%
DOTHAN, AL 31 $6,605,000 $213,065 $4,027 2.82%
SIERRA VISTA-DOUGLAS, AZ 34 $6,480,000 $190,588 $4,382 2.73%
KINGSPORT-BRISTOL, TN-VA 33 $6,355,000 $192,576 $4,408 2.87%
ERIE, PA 33 $6,275,000 $190,152 $5,031 2.75%
BLACKSBURG-CHRISTIANSBURG, VA 28 $6,220,000 $222,143 $3,454 2.77%
LEBANON, PA 26 $6,100,000 $234,615 $5,871 2.79%
WACO, TX 28 $6,090,000 $217,500 $5,292 3.07%
TYLER, TX 28 $6,080,000 $217,143 $4,669 2.92%
SIOUX FALLS, SD 25 $5,955,000 $238,200 $4,757 2.96%
APPLETON, WI 29 $5,925,000 $204,310 $5,154 2.78%
JOHNSON CITY, TN 30 $5,920,000 $197,333 $4,113 2.91%
CASPER, WY 23 $5,865,000 $255,000 $4,392 2.83%
EVANSVILLE, IN-KY 32 $5,860,000 $183,125 $4,536 2.89%
YAKIMA, WA 28 $5,840,000 $208,571 $5,724 2.98%
MANHATTAN, KS 31 $5,825,000 $187,903 $3,396 2.68%
HARRISONBURG, VA 28 $5,810,000 $207,500 $4,029 2.83%
STAUNTON, VA 25 $5,785,000 $231,400 $4,476 2.89%
SOUTH BEND-MISHAWAKA, IN-MI 31 $5,645,000 $182,097 $4,693 2.81%
FLORENCE-MUSCLE SHOALS, AL 26 $5,600,000 $215,385 $4,184 2.62%
ELIZABETHTOWN-FORT KNOX, KY 29 $5,475,000 $188,793 $4,222 2.68%
LEWISTON-AUBURN, ME 29 $5,415,000 $186,724 $4,489 2.86%
RAPID CITY, SD 21 $5,395,000 $256,905 $4,716 2.80%
GREAT FALLS, MT 25 $5,315,000 $212,600 $3,937 2.86%
IOWA CITY, IA 19 $5,275,000 $277,632 $4,161 2.61%
JACKSON, MI 29 $5,155,000 $177,759 $3,981 2.90%
TOPEKA, KS 27 $5,065,000 $187,593 $4,578 2.76%
ST. CLOUD, MN 24 $4,990,000 $207,917 $3,745 2.85%
TWIN FALLS, ID 22 $4,950,000 $225,000 $6,249 2.71%
SHERMAN-DENISON, TX 23 $4,885,000 $212,391 $4,593 3.04%
EAU CLAIRE, WI 19 $4,865,000 $256,053 $3,651 2.90%
LAKE CHARLES, LA 23 $4,765,000 $207,174 $5,497 2.93%
FARMINGTON, NM 23 $4,715,000 $205,000 $5,218 3.13%
LAREDO, TX 26 $4,650,000 $178,846 $5,642 2.84%
GETTYSBURG, PA 20 $4,610,000 $230,500 $5,107 2.66%
COLUMBIA, MO 24 $4,580,000 $190,833 $4,857 2.70%
DECATUR, AL 25 $4,555,000 $182,200 $4,808 2.69%
ROCKFORD, IL 28 $4,470,000 $159,643 $4,313 2.91%
LAWRENCE, KS 21 $4,375,000 $208,333 $3,958 2.92%
BOWLING GREEN, KY 23 $4,355,000 $189,348 $5,703 2.76%
MONROE, LA 22 $4,170,000 $189,545 $3,887 2.97%
WALLA WALLA, WA 18 $4,150,000 $230,556 $4,709 2.74%
BLOOMINGTON, IN 21 $4,115,000 $195,952 $3,959 2.85%
HAMMOND, LA 17 $4,105,000 $241,471 $4,680 2.84%
VALDOSTA, GA 20 $4,070,000 $203,500 $3,878 2.75%
FORT SMITH, AR-OK 25 $4,065,000 $162,600 $3,391 3.02%
ODESSA, TX 20 $4,040,000 $202,000 $6,105 3.02%
MORRISTOWN, TN 18 $4,030,000 $223,889 $3,904 3.01%
BROWNSVILLE-HARLINGEN, TX 19 $3,995,000 $210,263 $4,368 3.07%
CEDAR RAPIDS, IA 20 $3,860,000 $193,000 $5,285 2.78%
AMES, IA 16 $3,830,000 $239,375 $5,070 2.59%
MUSKEGON, MI 20 $3,790,000 $189,500 $4,895 2.68%
SIOUX CITY, IA-NE-SD 21 $3,765,000 $179,286 $4,577 3.04%
LONGVIEW, TX 21 $3,735,000 $177,857 $5,257 2.90%
JONESBORO, AR 18 $3,670,000 $203,889 $5,770 2.69%
ST. JOSEPH, MO-KS 20 $3,550,000 $177,500 $4,899 2.83%
BANGOR, ME 17 $3,505,000 $206,176 $5,468 2.96%
OSHKOSH-NEENAH, WI 16 $3,470,000 $216,875 $4,695 2.66%
MIDLAND, MI 18 $3,450,000 $191,667 $3,638 2.65%
ROCKY MOUNT, NC 19 $3,445,000 $181,316 $5,295 2.64%
DALTON, GA 18 $3,390,000 $188,333 $5,193 2.78%
JOPLIN, MO 19 $3,295,000 $173,421 $4,275 3.00%
BISMARCK, ND 13 $3,285,000 $252,692 $4,252 2.86%
WAUSAU-WESTON, WI 16 $3,250,000 $203,125 $4,144 2.75%
NEW BERN, NC 15 $3,225,000 $215,000 $4,606 2.87%
ROME, GA 18 $3,220,000 $178,889 $5,244 2.70%
LAWTON, OK 16 $3,210,000 $200,625 $5,491 3.00%
PEORIA, IL 20 $3,060,000 $153,000 $4,125 2.82%
HINESVILLE, GA 17 $2,965,000 $174,412 $3,853 3.01%
ALTOONA, PA 16 $2,930,000 $183,125 $5,275 2.73%
ALEXANDRIA, LA 14 $2,850,000 $203,571 $4,377 2.80%
ALBANY, GA 14 $2,850,000 $203,571 $5,352 2.95%
PITTSFIELD, MA 11 $2,805,000 $255,000 $5,189 2.89%
COLUMBUS, IN 14 $2,800,000 $200,000 $3,872 2.79%
MICHIGAN CITY-LA PORTE, IN 16 $2,780,000 $173,750 $5,022 2.99%
HOT SPRINGS, AR 13 $2,725,000 $209,615 $4,349 2.81%
CHAMPAIGN-URBANA, IL 14 $2,690,000 $192,143 $4,162 3.02%
NILES, MI 13 $2,685,000 $206,538 $4,589 2.90%
SPRINGFIELD, IL 14 $2,670,000 $190,714 $4,590 3.13%
BLOOMINGTON, IL 15 $2,645,000 $176,333 $3,938 2.75%
OWENSBORO, KY 14 $2,640,000 $188,571 $5,641 2.83%
SHEBOYGAN, WI 14 $2,630,000 $187,857 $4,799 3.17%
HATTIESBURG, MS 13 $2,615,000 $201,154 $4,102 2.78%
SUMTER, SC 14 $2,610,000 $186,429 $3,852 2.93%
BECKLEY, WV 13 $2,585,000 $198,846 $4,165 2.96%
WILLIAMSPORT, PA 11 $2,535,000 $230,455 $4,124 3.00%
VICTORIA, TX 11 $2,505,000 $227,727 $4,863 2.81%
ANNISTON-OXFORD, AL 14 $2,470,000 $176,429 $4,729 2.89%
JACKSON, TN 15 $2,455,000 $163,667 $4,845 3.01%
MANKATO, MN 11 $2,455,000 $223,182 $4,017 2.76%
LEWISTON, ID-WA 11 $2,425,000 $220,455 $4,339 2.91%
SPRINGFIELD, OH 15 $2,305,000 $153,667 $4,389 2.97%
ELKHART-GOSHEN, IN 13 $2,245,000 $172,692 $3,957 2.89%
TEXARKANA, TX-AR 12 $2,220,000 $185,000 $5,981 3.23%
KANKAKEE, IL 12 $2,210,000 $184,167 $3,970 2.55%
CUMBERLAND, MD-WV 12 $2,210,000 $184,167 $4,052 2.72%
GRAND FORKS, ND-MN 12 $2,200,000 $183,333 $3,568 2.78%
PARKERSBURG-VIENNA, WV 12 $2,170,000 $180,833 $3,663 2.78%
GRAND ISLAND, NE 11 $2,135,000 $194,091 $4,379 2.86%
JANESVILLE-BELOIT, WI 12 $2,100,000 $175,000 $4,409 3.06%
BATTLE CREEK, MI 13 $2,035,000 $156,538 $3,520 2.71%
POCATELLO, ID 12 $2,020,000 $168,333 $6,069 2.95%
SAGINAW, MI 11 $1,985,000 $180,455 $4,818 2.76%
ABILENE, TX 12 $1,980,000 $165,000 $4,312 2.80%
BAY CITY, MI 12 $1,980,000 $165,000 $4,881 2.79%
WHEELING, WV-OH 11 $1,965,000 $178,636 $5,024 2.58%
GADSDEN, AL 11 $1,935,000 $175,909 $4,680 2.74%
VINELAND-BRIDGETON, NJ 11 $1,855,000 $168,636 $5,387 2.90%
FAIRBANKS, AK 8 $1,790,000 $223,750 $3,673 2.66%
CAPE GIRARDEAU, MO-IL 9 $1,685,000 $187,222 $4,629 2.75%
TERRE HAUTE, IN 10 $1,640,000 $164,000 $3,437 2.85%
WATERLOO-CEDAR FALLS, IA 9 $1,525,000 $169,444 $4,811 2.86%
LIMA, OH 7 $1,445,000 $206,429 $4,356 2.96%
SEBRING-AVON PARK, FL 10 $1,430,000 $143,000 $4,538 2.59%
JEFFERSON CITY, MO 8 $1,410,000 $176,250 $4,392 2.91%
MUNCIE, IN 9 $1,355,000 $150,556 $5,273 2.63%
LA CROSSE-ONALASKA, WI-MN 7 $1,315,000 $187,857 $4,442 2.57%
BLOOMSBURG-BERWICK, PA 6 $1,300,000 $216,667 $6,510 2.75%
SAN ANGELO, TX 9 $1,255,000 $139,444 $5,627 3.08%
WEIRTON-STEUBENVILLE, WV-OH 9 $1,245,000 $138,333 $4,370 2.72%
CARBONDALE-MARION, IL 7 $1,095,000 $156,429 $2,481 3.05%
GOLDSBORO, NC 6 $1,000,000 $166,667 $5,593 3.13%
FOND DU LAC, WI 6 $990,000 $165,000 $4,317 2.73%
MANSFIELD, OH 7 $975,000 $139,286 $3,593 2.82%
WICHITA FALLS, TX 6 $880,000 $146,667 $3,741 2.63%
JOHNSTOWN, PA 4 $860,000 $215,000 $4,455 2.81%
KOKOMO, IN 5 $755,000 $151,000 $4,134 2.93%
ENID, OK 3 $615,000 $205,000 $6,026 2.67%
DUBUQUE, IA 3 $515,000 $171,667 $3,285 3.00%
DANVILLE, IL 3 $455,000 $151,667 $3,215 2.71%
PINE BLUFF, AR 2 $350,000 $175,000 $5,093 2.69%
DECATUR, IL 2 $310,000 $155,000 $4,923 2.88%
Outside of Metro Areas 1 $185,000 $185,000 $7,794 2.25%

Amerisave Mortgage Corporation's top markets include Washington, Los Angeles, Phoenix, Atlanta, and Seattle among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 38,525 $11,101,565,000 $288,165
<2.5% 28,107 $7,980,545,000 $283,934
3-4% 19,314 $5,034,120,000 $260,646
4-5% 733 $149,295,000 $203,677
5-6% 38 $8,570,000 $225,526

During 2020, Amerisave Mortgage Corporation's average interest rate was 2.90%, while their most frequently originated rate bucket was 2.5-3%, with 38,525 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 45,769 $13,104,785,000 $286,324 $4,446 2.80%
$100k-200k 24,779 $3,838,055,000 $154,891 $4,507 2.84%
$400k-600k 13,120 $6,125,220,000 $466,861 $4,482 2.77%
$600k-1MM 1,584 $1,075,090,000 $678,718 $7,513 2.74%
$100,000 or less 1,458 $123,010,000 $84,369 $4,034 3.11%
$1MM+ 7 $7,935,000 $1,133,571 $19,693 2.79%

2020 saw Amerisave Mortgage Corporation place emphasis on $200k-400k loans with 45,769 originations, totaling $13,104,785,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 23,190 $6,863,760,000 $295,979 $4,412 2.80%
$150k-250k 16,925 $6,060,315,000 $358,069 $4,318 2.76%
$75k-100k 14,838 $3,704,380,000 $249,655 $4,697 2.84%
$50k-75k 14,407 $2,957,665,000 $205,294 $4,810 2.87%
$50k or less 6,830 $1,091,170,000 $159,761 $4,735 2.92%
$250k+ 4,874 $2,002,960,000 $410,948 $4,167 2.71%

Amerisave Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 23,190 originations. The second most popular income band? $150k-250k, with 16,925 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 23,948 $6,793,690,000 $283,685 $4,299 2.77%
<20% 16,147 $4,444,415,000 $275,247 $3,991 2.72%
30-36% 15,171 $4,259,295,000 $280,752 $4,546 2.83%
44% 2,721 $761,165,000 $279,737 $5,195 2.96%
36% 2,521 $707,105,000 $280,486 $4,809 2.85%
43% 2,513 $694,685,000 $276,437 $5,055 2.91%
42% 2,469 $687,605,000 $278,495 $4,840 2.91%
37% 2,406 $675,820,000 $280,889 $4,720 2.85%
38% 2,405 $670,975,000 $278,992 $4,809 2.87%
41% 2,382 $663,000,000 $278,338 $4,892 2.90%
40% 2,353 $647,255,000 $275,076 $4,770 2.90%
39% 2,348 $637,970,000 $271,708 $4,770 2.87%
45% 1,787 $500,385,000 $280,014 $4,770 2.85%
49% 1,672 $473,560,000 $283,230 $4,991 2.89%
46% 1,570 $449,350,000 $286,210 $4,727 2.85%
48% 1,523 $427,205,000 $280,502 $4,674 2.89%
47% 1,518 $428,700,000 $282,411 $4,715 2.87%
50-60% 1,099 $299,085,000 $272,143 $7,594 2.91%
>60% 164 $52,830,000 $322,134 $6,026 2.81%

Amerisave Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 23,948 originations. The next most common DTI ratio? <20%, with 16,147 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
Not provided 38,077 $11,099,655,000 $291,506 $4,381 2.78%
White 40,264 $10,652,420,000 $264,564 $4,625 2.84%
Asian 3,595 $1,203,585,000 $334,794 $4,257 2.74%
Black 3,079 $774,595,000 $251,574 $5,156 2.89%
Asian Indian 603 $218,205,000 $361,866 $3,634 2.71%
American Indian 434 $110,760,000 $255,207 $5,010 2.83%
Filipino 166 $56,300,000 $339,157 $5,312 2.75%
Native Hawaiian 134 $43,310,000 $323,209 $5,502 2.88%
Other Asian 136 $38,900,000 $286,029 $4,724 2.74%
Chinese 81 $28,005,000 $345,741 $3,933 2.63%
Korean 49 $17,405,000 $355,204 $4,071 2.74%
Vietnamese 33 $10,355,000 $313,788 $5,338 2.64%
Other Pacific Islander 33 $9,645,000 $292,273 $4,832 2.80%
Japanese 21 $7,345,000 $349,762 $5,689 2.54%
Samoan 7 $2,135,000 $305,000 $6,382 2.84%
Native Hawiian 3 $795,000 $265,000 $5,587 2.71%
Guamanian 2 $680,000 $340,000 $2,205 2.75%

Approval Rates

Total approvals of all applications
83.76%

Amerisave Mortgage Corporation has a below average approval rate.

Pick Rate

Approvals leading to origination
75.52%

Amerisave Mortgage Corporation has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
3304.13 1 $205,000 $205,000
NA 86,716 $24,273,890,000 $279,924

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 133 $25,145,000 $189,060
Single Family (1-4 Units):Site-Built 86,584 $24,248,950,000 $280,063

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 5,275 $1,239,485,000 $234,973 $3,895 2.70%
40-60% 21,716 $6,052,210,000 $278,698 $3,841 2.72%
60-80% 42,175 $12,105,135,000 $287,022 $4,738 2.85%
80-100% 16,342 $4,564,100,000 $279,287 $5,023 2.88%
Over 100% 828 $241,910,000 $292,162 $5,129 2.86%
Under 20% 381 $71,255,000 $187,021 $4,126 2.74%