Planters First Bank Mortgage Rates, Fees & Info
Hawkinsville, GALEI: 254900GZAWIVGN884M22
Tax ID: 58-0206260
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Planters First Bank is a smaller bank specializing in Home Purchase and Refi loans. Planters First Bank has a high proportion of conventional loans. Their top markets by origination volume include: Macon, Cordele, Albany, Warner Robins, and Columbus among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Planters First Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
55Origination Dollar Volume (All Markets)
$11,755,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $4,345,000 | $620,714 | $0 | 0.00% |
| Cordele, GA (FHA|USDA|VA) | 13 | $1,885,000 | $145,000 | $0 | 0.00% |
| ALBANY, GA (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $0 | 0.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 12 | $1,310,000 | $109,167 | $0 | 0.00% |
| Outside of Metro Areas | 10 | $830,000 | $83,000 | $0 | 0.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 0.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Fitzgerald, GA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 0.00% |
| Dublin, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| Douglas, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against PLANTERS FIRST BANK based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 55 | $11,755,000 | $213,727 | $0 | 0.00% |
For 2022, Planters First Bank's most frequently originated type of loan was Conventional, with 55 originations.
Loan Reason
For 2022, Planters First Bank's most frequently cited loan purpose was Home Purchase, with 28 originations. The 2nd most popular reason was Refi, with 24 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 55 | $11,755,000 | $213,727 | $0 | 0.00% |
For 2022, Planters First Bank's most frequently cited loan duration was Other, with 55 originations.
Loan Sizing
2022 saw Planters First Bank place emphasis on $100,000 or less loans with 31 originations, totaling $1,925,000 in origination value.
Applicant Income
Planters First Bank lent most frequently to those with incomes in the $75k-100k range, with 8 originations. The second most popular income band? $100k-150k, with 7 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 55 | $11,755,000 | $213,727 | $0 | 0.00% |
Planters First Bank lent most frequently to those with DTI ratios of Exempt%, with 55 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.56%
Planters First Bank has a below average approval rate.
Pick Rate
Approvals leading to origination89.09%
Planters First Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 55 | $11,755,000 | $213,727 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PLANET HOME LENDING, LLC | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |
| PLANET HOME LENDING, LLC | FHA mortgage | Trouble during payment process | 1 | 50.0% |