COLUMBUS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Columbus averaged 7.09% for the week of 2024-07-03, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-27) was 7% and one month ago for the week of 2024-05-30, the average rate was 7.37%.

Columbus's average rate one year ago was 6.85%.

For refis of the same type during the week of 2024-07-03, the average rate was 8.43%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-03 6.95%
Columbus 30 Year Fixed Rate 2024-07-03 7.09%
Columbus 30 Year Fixed Rate Refi 2024-07-03 8.43%
Columbus 15 Year Fixed Rate 2024-07-03 6.05%
Columbus 15 Year Fixed Rate Refi 2024-07-03 6.75%
Columbus 30 Year FHA 2024-07-03 6.56%
Columbus 30 Year FHA Refi 2024-07-03 6.82%
Columbus 30 Year USDA 2024-07-03 6.94%
Columbus 30 Year USDA Refi 2024-07-03 6.74%
Columbus 30 Year VA 2024-07-03 6.44%
Columbus 30 Year VA Refi 2024-07-03 6.38%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COLUMBUS, GA-AL.

COLUMBUS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the COLUMBUS, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Synovus Bank 129 6.64% $5,926
QUICKEN LOANS, LLC 101 6.95% $5,842
CMG MORTGAGE, INC. 42 6.62% $6,518
Northpointe Bank 42 6.78% $5,319
CROSSCOUNTRY MORTGAGE, LLC 41 6.89% $6,319
CANOPY MORTGAGE, LLC 40 6.90% $7,377
UNITED WHOLESALE MORTGAGE, LLC 37 6.75% $6,186
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 31 7.24% $6,866
ARK-LA-TEX FINANCIAL SERVICES, LLC. 30 6.84% $6,738
HOMESTAR FINANCIAL CORPORATION 29 6.45% $4,487
VANDERBILT MORTGAGE AND FINANCE, INC. 29 6.79% $5,820
BROKER SOLUTIONS, INC. 24 6.89% $6,396
Renasant Bank 22 6.98% $5,857
Wells Fargo Bank 20 6.41% $3,090
ENVOY MORTGAGE, LTD 14 6.62% $6,800
KINETIC FEDERAL CREDIT UNION 13 6.34% $3,612
RUOFF MORTGAGE COMPANY, INC. 13 6.82% $3,717
NAVY FEDERAL CREDIT UNION 13 7.10% $3,931
GUARANTEED RATE, INC. 12 6.60% $6,016
MOVEMENT MORTGAGE, LLC 12 6.98% $6,280
Mr. Cooper ( Nationstar Mortgage ) 11 6.94% $7,499
Regions Bank 10 6.79% $4,269
GUILD MORTGAGE COMPANY 9 6.87% $6,663
JPMorgan Chase Bank 9 7.11% $5,676
Stifel Bank and Trust 9 6.35% $4,216
Truist 8 6.60% $6,002
PENNYMAC LOAN SERVICES, LLC 7 6.57% $5,602
LOANDEPOT.COM, LLC 6 6.45% $6,688
U.S. Bank 6 6.90% $5,348
ZILLOW HOME LOANS, LLC 6 6.96% $5,977
INTERLINC MORTGAGE SERVICES, LLC 6 6.37% $3,988
USAA Federal Savings Bank 6 6.44% $4,054
AMERISAVE MORTGAGE CORPORATION 6 6.88% $7,852
EVERETT FINANCIAL, INC. 5 7.47% $8,810
MUTUAL OF OMAHA MORTGAGE, INC. 5 7.27% $5,086
OPEN MORTGAGE, LLC 4 6.44% $4,847
Morgan Stanley Private Bank 4 6.16% $3,279
Flagstar Bank, FSB 4 7.08% $4,624
Ameris Bank 4 7.00% $4,388
Trustmark National Bank 3 6.54% $5,810
MORTGAGE INVESTORS GROUP, INC. 3 4.54% $6,543
DELTA COMMUNITY CREDIT UNION 3 6.67% $3,285
ROYAL UNITED MORTGAGE LLC 3 7.13% $3,595
Five Star Credit Union 3 6.85% $4,210
PENTAGON FEDERAL CREDIT UNION 3 6.46% $5,848
NEWREZ LLC 3 6.50% $5,694
PREMIA MORTGAGE, LLC 3 6.54% $0
Bank of America 3 5.79% $942
South State Bank 3 7.04% $3,517
Mortgage Research Center, LLC 3 6.25% $5,920
ACADEMY MORTGAGE CORPORATION 2 6.81% $8,608
Capital City Home Loans, LLC 2 6.56% $5,678
NBKC BANK 2 6.43% $2,742
EVANSVILLE TEACHERS 2 6.69% $3,845
MILEND, INC. 2 7.25% $4,861
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 6.75% $7,283
AMERICAN FINANCIAL NETWORK, INC. 2 7.63% $6,356
Magnolia Bank 2 6.50% $15,025
Colony Bank 2 6.88% $4,254
RELIANCE FIRST CAPITAL, LLC 2 9.13% $6,962
Prosperity Home Mortgage, LLC 2 8.31% $8,070
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.56% $5,623
River Bank & Trust 2 7.51% $2,877
PNC Bank 2 7.00% $4,596
LAKEVIEW LOAN SERVICING, LLC 2 6.81% $5,713
CARDINAL FINANCIAL 2 6.50% $6,552
Plains Commerce Bank 2 6.56% $5,996
First Federal Bank 2 7.06% $4,328
FirstBank 2 7.06% $4,003
BETTER MORTGAGE CORPORATION 2 6.25% $3,726
GUARANTEED RATE AFFINITY, LLC 2 6.96% $5,000
THE EQUITABLE MORTGAGE CORPORATION 1 7.50% $4,784
ALLIANT CREDIT UNION 1 7.00% $6,717
Ally Bank 1 5.88% $2,710
AMERICAN FINANCING CORPORATION 1 7.63% $7,401
American Mortgage & Equity Consultants, Inc. 1 7.25% $7,717
AmeriHome Mortgage Company, LLC 1 5.99% $5,314
ANGEL OAK HOME LOANS LLC 1 10.50% $8,991
Associated Credit Union 1 6.00% $3,297
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.88% $5,995
Aurora Financial, LLC 1 7.49% $2,549
BANKSOUTH MORTGAGE COMPANY, LLC 1 6.63% $3,725
BAY EQUITY LLC 1 6.75% $4,120
BAYSHORE MORTGAGE FUNDING, LLC 1 7.25% $7,943
BMO Harris Bank 1 6.00% $4,327
BOKF 1 6.88% $7,710
CERTAINTY HOME LOANS, LLC 1 5.38% $18,805
CHERRY CREEK MORTGAGE, LLC 1 6.88% $614
Citadel Servicing Corporation 1 9.63% $6,313
Citibank 1 6.13% $6,539
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 5.88% $3,395
COMPASS MORTGAGE, INC. 1 7.63% $6,730
CONTOUR MORTGAGE CORPORATION 1 7.50% $7,415
CPM Federal Credit Union 1 6.39% $4,307
DAS Acquisition Company, LLC 1 7.25% $4,525
DEEPHAVEN MORTGAGE LLC 1 8.13% $11,805
DIGITAL Federal Credit Union 1 6.25% $3,696
Discover Bank 1 7.99% $0
EMM LOANS LLC 1 6.25% $21,591
Evolve Bank & Trust 1 6.75% $4,620
Fidelity Bank 1 6.88% $4,556
Financial Federal Bank 1 7.00% $3,755
First Federal Bank, A FSB 1 6.00% $6,366
First National Bank of America 1 11.00% $11,441
First National Bank of Pennsylvania 1 6.38% $4,227
FREEDOM MORTGAGE CORPORATION 1 7.00% $5,149
Gateway First Bank 1 6.38% $4,832
GEORGIA UNITED 1 5.88% $4,243
GREENSTATE CREDIT UNION 1 7.99% $4,659
HOMESIDE FINANCIAL, LLC 1 6.63% $6,235
Ixonia Bank 1 6.99% $9,809
Keystone Funding, Inc. 1 6.63% $10,934
Lakeview Community Capital, LLC 1 6.99% $8,987
LIBERTY HOME MORTGAGE CORPORATION 1 6.88% $12,034
Meridian Bank Corporation 1 7.38% $3,789
Metro City Bank 1 7.25% $6,179
MK LENDING CORP. 1 8.75% $7,486
MORTGAGE ACCESS CORP. 1 6.38% $4,795
Mortgage Assurance Inc. 1 7.63% $7,291
Neighborhood Loans, Inc. 1 7.63% $8,098
NEW WAVE LENDING GROUP INC 1 7.88% $11,970
NexBank 1 5.75% $5,000
NFM, INC. 1 7.63% $3,153
NP, Inc. 1 10.75% $14,049
PHH Mortgage Corporation 1 7.49% $2,753
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.88% $5,128
Sandy Spring Bank 1 6.49% $4,236
ServisFirst Bank 1 7.00% $2,417
Shore United Bank 1 6.50% $3,780
Southwest Georgia Farm Credit, ACA 1 7.95% $7,196
STAR ONE CREDIT UNION 1 6.00% $4,147
SUCCESS MORTGAGE PARTNERS, INC. 1 6.25% $5,419
21ST MORTGAGE CORPORATION 1 7.50% $7,289
The Federal Savings Bank 1 7.50% $24,861
The Loan Store, Inc. 1 6.50% $18,566
TJC Mortgage, Inc. 1 6.50% $6,975
Towne Bank 1 6.88% $6,506
TOWNE MORTGAGE COMPANY 1 6.88% $4,113
UBS Bank USA 1 7.13% $3,926
UNION HOME MORTGAGE CORP. 1 7.25% $7,408
United Community Bank 1 7.38% $4,171
University Bank 1 6.99% $4,775

COLUMBUS Average Closing Costs & Other Stats

COLUMBUS, GA-AL's 142 lenders originated 4,745 loans during 2023. The total origination value was $997,075,000, with an average loan value of $210,132.

COLUMBUS's average closing costs are $5,505.

The top COLUMBUS lender as defined by loan originations is Synovus Bank, with 129 loans originated. Their average total fees are $5,926, which is $84 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee COLUMBUS lenders (with over 10 loans originated) are Wells Fargo Bank ($3,090), KINETIC FEDERAL CREDIT UNION ($3,612), RUOFF MORTGAGE COMPANY, INC. ($3,717), NAVY FEDERAL CREDIT UNION ($3,931) and Regions Bank ($4,269).

The lowest rate COLUMBUS lenders (with over 10 loans originated) are KINETIC FEDERAL CREDIT UNION (6.34%), Wells Fargo Bank (6.41%), HOMESTAR FINANCIAL CORPORATION (6.45%), GUARANTEED RATE, INC. (6.60%) and CMG MORTGAGE, INC. (6.62%).

COLUMBUS, GA-AL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Synovus Bank $113,645,000 $84,620,000 -25.5% 8.5%
Mortgage Research Center, LLC $90,665,000 $64,220,000 -29.2% 6.4%
QUICKEN LOANS, LLC $85,260,000 $48,830,000 -42.7% 4.9%
UNITED WHOLESALE MORTGAGE, LLC $52,560,000 $47,230,000 -10.1% 4.7%
CMG MORTGAGE, INC. $32,675,000 $45,835,000 40.3% 4.6%
CANOPY MORTGAGE, LLC $35,015,000 n/a 3.5%
CROSSCOUNTRY MORTGAGE, LLC $23,150,000 $30,295,000 30.9% 3.0%
Northpointe Bank $18,950,000 $29,620,000 56.3% 3.0%
NAVY FEDERAL CREDIT UNION $31,685,000 $28,935,000 -8.7% 2.9%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $45,265,000 $27,185,000 -39.9% 2.7%
HOMESTAR FINANCIAL CORPORATION $67,190,000 $26,095,000 -61.2% 2.6%
BROKER SOLUTIONS, INC. $40,120,000 $23,315,000 -41.9% 2.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $28,245,000 $21,660,000 -23.3% 2.2%
MOVEMENT MORTGAGE, LLC $13,900,000 $21,475,000 54.5% 2.2%
GUARANTEED RATE, INC. $4,300,000 $19,505,000 353.6% 2.0%
PENNYMAC LOAN SERVICES, LLC $20,950,000 $15,290,000 -27.0% 1.5%
Renasant Bank $18,245,000 $14,340,000 -21.4% 1.4%
Southern States Bank $12,220,000 $14,315,000 17.1% 1.4%
GUILD MORTGAGE COMPANY $18,790,000 $14,070,000 -25.1% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $10,055,000 $13,310,000 32.4% 1.3%
ENVOY MORTGAGE, LTD $39,010,000 $12,905,000 -66.9% 1.3%
FREEDOM MORTGAGE CORPORATION $27,565,000 $12,365,000 -55.1% 1.2%
Truist $16,195,000 $12,310,000 -24.0% 1.2%
Merchants Bank of Indiana $11,445,000 n/a 1.1%
USAA Federal Savings Bank $19,705,000 $10,765,000 -45.4% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $13,910,000 $10,160,000 -27.0% 1.0%
First Peoples Bank $9,495,000 n/a 1.0%
AuburnBank $6,135,000 $8,910,000 45.2% 0.9%
GREYSTONE SERVICING COMPANY LLC $45,065,000 $8,865,000 -80.3% 0.9%
RUOFF MORTGAGE COMPANY, INC. $8,825,000 $8,040,000 -8.9% 0.8%
LOANDEPOT.COM, LLC $38,810,000 $7,260,000 -81.3% 0.7%
NEW DAY FINANCIAL, LLC $11,215,000 $6,755,000 -39.8% 0.7%
EVERETT FINANCIAL, INC. $11,065,000 $6,720,000 -39.3% 0.7%
Wells Fargo Bank $45,085,000 $6,500,000 -85.6% 0.7%
LIMA ONE CAPITAL, LLC $6,025,000 $6,440,000 6.9% 0.6%
Stifel Bank and Trust $11,080,000 $6,300,000 -43.1% 0.6%
KINETIC FEDERAL CREDIT UNION $9,790,000 $6,140,000 -37.3% 0.6%
The Peoples Bank of Georgia $4,755,000 $5,945,000 25.0% 0.6%
Colony Bank $10,320,000 $5,810,000 -43.7% 0.6%
The Federal Savings Bank $5,875,000 $5,435,000 -7.5% 0.5%
Regions Bank $7,210,000 $5,140,000 -28.7% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,825,000 $5,085,000 -25.5% 0.5%
NEWREZ LLC $6,895,000 $4,235,000 -38.6% 0.4%
AMERISAVE MORTGAGE CORPORATION $8,645,000 $4,205,000 -51.4% 0.4%
Phenix-Girard Bank $2,310,000 $4,085,000 76.8% 0.4%
21ST MORTGAGE CORPORATION $2,330,000 $3,985,000 71.0% 0.4%
Plains Commerce Bank $3,875,000 $3,940,000 1.7% 0.4%
Carrington Mortgage Services, LLC $6,340,000 $3,935,000 -37.9% 0.4%
INTERLINC MORTGAGE SERVICES, LLC $23,810,000 $3,605,000 -84.9% 0.4%
LENDINGHOME FUNDING CORPORATION $1,845,000 $3,430,000 85.9% 0.3%
Ameris Bank $5,690,000 $3,420,000 -39.9% 0.3%
Armed Forces Bank $485,000 $3,410,000 603.1% 0.3%
Flagstar Bank, FSB $5,315,000 $3,200,000 -39.8% 0.3%
PENTAGON FEDERAL CREDIT UNION $8,705,000 $3,200,000 -63.2% 0.3%
CARDINAL FINANCIAL $4,555,000 $2,995,000 -34.2% 0.3%
OPEN MORTGAGE, LLC $2,620,000 $2,835,000 8.2% 0.3%
Trustmark National Bank $6,250,000 $2,770,000 -55.7% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $7,350,000 $2,765,000 -62.4% 0.3%
Bank of America $6,690,000 $2,620,000 -60.8% 0.3%
VILLAGE CAPITAL MORTGAGE $3,540,000 $2,595,000 -26.7% 0.3%
JPMorgan Chase Bank $6,330,000 $2,555,000 -59.6% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $2,465,000 n/a 0.2%
CERTAINTY HOME LOANS, LLC $23,735,000 $2,450,000 -89.7% 0.2%
MILEND, INC. $1,285,000 $2,430,000 89.1% 0.2%
U.S. Bank $3,055,000 $2,335,000 -23.6% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $4,140,000 $2,295,000 -44.6% 0.2%
DOMINION FINANCIAL SERVICES, LLC $930,000 $2,250,000 141.9% 0.2%
WALKER & DUNLOP, LLC $34,385,000 $2,075,000 -94.0% 0.2%
Arbor Realty Trust, Inc. $1,675,000 $2,005,000 19.7% 0.2%
PNC Bank $3,295,000 $2,005,000 -39.2% 0.2%
OCMBC, INC. $1,965,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $1,660,000 $1,740,000 4.8% 0.2%
Barrington Bank & Trust Company, N.A. $1,625,000 $1,685,000 3.7% 0.2%
STOCKTON MORTGAGE CORPORATION $1,150,000 $1,650,000 43.5% 0.2%
ROYAL UNITED MORTGAGE LLC $1,025,000 $1,600,000 56.1% 0.2%
ZILLOW HOME LOANS, LLC $1,225,000 $1,480,000 20.8% 0.1%
Cornerstone First Mortgage, Inc $1,415,000 n/a 0.1%
MORTGAGE INVESTORS GROUP, INC. $1,500,000 $1,395,000 -7.0% 0.1%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $1,215,000 $1,395,000 14.8% 0.1%
Magnolia Bank $1,540,000 $1,385,000 -10.1% 0.1%
South State Bank $3,690,000 $1,385,000 -62.5% 0.1%
Citizens Bank $240,000 $1,370,000 470.8% 0.1%
Equity Prime Mortgage LLC $340,000 $1,355,000 298.5% 0.1%
Prosperity Home Mortgage, LLC $1,995,000 $1,345,000 -32.6% 0.1%
First Federal Bank $1,625,000 $1,305,000 -19.7% 0.1%
ACADEMY MORTGAGE CORPORATION $310,000 $1,300,000 319.4% 0.1%
AgFirst Farm Credit Bank $2,155,000 $1,285,000 -40.4% 0.1%
Hometown Equity Mortgage, LLC $785,000 $1,260,000 60.5% 0.1%
TJC Mortgage, Inc. $1,140,000 $1,155,000 1.3% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $765,000 $1,130,000 47.7% 0.1%
HOMEXPRESS MORTGAGE CORP. $1,125,000 n/a 0.1%
PREMIA MORTGAGE, LLC $650,000 $1,125,000 73.1% 0.1%
CALCON MUTUAL MORTGAGE LLC $440,000 $1,120,000 154.5% 0.1%
EMM LOANS LLC $485,000 $1,095,000 125.8% 0.1%
Morgan Stanley Private Bank $1,035,000 $1,060,000 2.4% 0.1%
Discover Bank $1,325,000 $1,045,000 -21.1% 0.1%
EVANSVILLE TEACHERS $695,000 $1,045,000 50.4% 0.1%
Figure Lending LLC $1,020,000 $1,025,000 0.5% 0.1%
NBKC BANK $490,000 $1,000,000 104.1% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $955,000 n/a 0.1%
ALLIANT CREDIT UNION $920,000 n/a 0.1%
Lakeview Community Capital, LLC $1,030,000 $915,000 -11.2% 0.1%
BETTER MORTGAGE CORPORATION $3,620,000 $895,000 -75.3% 0.1%
UNION HOME MORTGAGE CORP. $235,000 $880,000 274.5% 0.1%
PLAZA HOME MORTGAGE, INC. $870,000 n/a 0.1%
Citibank $240,000 $865,000 260.4% 0.1%
LOANPAL, LLC $1,950,000 $865,000 -55.6% 0.1%
River Bank & Trust $900,000 $845,000 -6.1% 0.1%
American Mortgage & Equity Consultants, Inc. $315,000 $815,000 158.7% 0.1%
CLEARPATH LENDING $3,360,000 $795,000 -76.3% 0.1%
GUARANTEED RATE AFFINITY, LLC $2,235,000 $795,000 -64.4% 0.1%
Franklin Loan Corporation $780,000 n/a 0.1%
DELTA COMMUNITY CREDIT UNION $230,000 $770,000 234.8% 0.1%
Talbot State Bank $770,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,745,000 $755,000 -56.7% 0.1%
GEORGIA UNITED $155,000 $715,000 361.3% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $705,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $1,330,000 $690,000 -48.1% 0.1%
The Loan Store, Inc. $685,000 n/a 0.1%
PLANET HOME LENDING, LLC $660,000 $655,000 -0.8% 0.1%
NFM, INC. $250,000 $650,000 160.0% 0.1%
THRIVE MORTGAGE, LLC $990,000 $650,000 -34.3% 0.1%
ATLANTA POSTAL $1,060,000 $645,000 -39.2% 0.1%
TOWNE MORTGAGE COMPANY $395,000 $645,000 63.3% 0.1%
Five Star Credit Union $615,000 $640,000 4.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,110,000 $635,000 -84.5% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $635,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $185,000 $625,000 237.8% 0.1%
Mid-Continent Funding, Inc. $2,520,000 $625,000 -75.2% 0.1%
CONTOUR MORTGAGE CORPORATION $700,000 $610,000 -12.9% 0.1%
ACOPIA, LLC $865,000 $605,000 -30.1% 0.1%
First-Citizens Bank & Trust Company $830,000 $605,000 -27.1% 0.1%
HomePromise Corporation $600,000 n/a 0.1%
Neighborhood Loans, Inc. $475,000 $595,000 25.3% 0.1%
United Community Bank $1,315,000 $590,000 -55.1% 0.1%
Ixonia Bank $580,000 n/a 0.1%
PHH Mortgage Corporation $865,000 $580,000 -32.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $800,000 $570,000 -28.8% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $505,000 $570,000 12.9% 0.1%
AUGUSTA MORTGAGE CO. $565,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,845,000 $555,000 -69.9% 0.1%
SouthPoint Bank $525,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $245,000 $500,000 104.1% 0.1%
BOKF $500,000 n/a 0.1%
BMO Harris Bank $255,000 $495,000 94.1% 0.0%
SOUTHWEST STAGE FUNDING, LLC $220,000 $485,000 120.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,315,000 $475,000 -63.9% 0.0%
HOMESIDE FINANCIAL, LLC $805,000 $470,000 -41.6% 0.0%
SUMMIT FUNDING, INC. $370,000 $470,000 27.0% 0.0%
A&D Mortgage LLC $210,000 $460,000 119.0% 0.0%
LAKEVIEW LOAN SERVICING, LLC $6,630,000 $455,000 -93.1% 0.0%
The Central Trust Bank $475,000 $455,000 -4.2% 0.0%
United Bank $320,000 $455,000 42.2% 0.0%
University Bank $455,000 n/a 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $205,000 $445,000 117.1% 0.0%
SPRING EQ, LLC $1,050,000 $435,000 -58.6% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $215,000 $430,000 100.0% 0.0%
Bank of England $425,000 $430,000 1.2% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $95,000 $430,000 352.6% 0.0%
DIGITAL Federal Credit Union $115,000 $430,000 273.9% 0.0%
AMWEST FUNDING CORP. $300,000 $425,000 41.7% 0.0%
Aurora Financial, LLC $425,000 n/a 0.0%
FBC MORTGAGE, LLC $425,000 n/a 0.0%
Southwest Georgia Farm Credit, ACA $415,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $410,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $410,000 n/a 0.0%
GREENSTATE CREDIT UNION $405,000 n/a 0.0%
NP, Inc. $405,000 n/a 0.0%
Presidential Bank, FSB $380,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $2,025,000 $375,000 -81.5% 0.0%
Peoples Bank $365,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $190,000 $355,000 86.8% 0.0%
AMERICAN HERITAGE LENDING, INC. $115,000 $350,000 204.3% 0.0%
Capital City Home Loans, LLC $2,410,000 $350,000 -85.5% 0.0%
RESIDENTIAL BANCORP $410,000 $350,000 -14.6% 0.0%
STATE EMPLOYEES' $540,000 $350,000 -35.2% 0.0%
Ally Bank $1,385,000 $345,000 -75.1% 0.0%
MID AMERICA MORTGAGE, INC. $535,000 $345,000 -35.5% 0.0%
NEW WAVE LENDING GROUP INC $345,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $345,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $1,390,000 $340,000 -75.5% 0.0%
MORTGAGE ACCESS CORP. $995,000 $335,000 -66.3% 0.0%
PeoplesSouth Bank $2,055,000 $335,000 -83.7% 0.0%
Fidelity Bank $325,000 n/a 0.0%
NBH Bank $345,000 $325,000 -5.8% 0.0%
Financial Federal Bank $315,000 n/a 0.0%
FirstBank $8,280,000 $315,000 -96.2% 0.0%
First National Bank of Pennsylvania $315,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,885,000 $310,000 -83.6% 0.0%
Pinnacle Bank $310,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $205,000 $310,000 51.2% 0.0%
Fifth Third Bank $325,000 $305,000 -6.2% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $305,000 n/a 0.0%
UBS Bank USA $305,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $825,000 $290,000 -64.8% 0.0%
First Federal Bank, A FSB $285,000 n/a 0.0%
Keystone Funding, Inc. $285,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $615,000 $275,000 -55.3% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $275,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $135,000 $275,000 103.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $320,000 $275,000 -14.1% 0.0%
Century Mortgage Company DBA Century Lending Company $935,000 $265,000 -71.7% 0.0%
Metro City Bank $4,680,000 $265,000 -94.3% 0.0%
GUARANTY MORTGAGE SERVICES, L.L.C. $715,000 $255,000 -64.3% 0.0%
Shamrock Home Loans, Inc. $255,000 n/a 0.0%
Signature Federal Credit Union $255,000 n/a 0.0%
Towne Bank $225,000 $255,000 13.3% 0.0%
FIRST MORTGAGE COMPANY, INC. $250,000 n/a 0.0%
Troy Bank and Trust Company $7,355,000 $250,000 -96.6% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $265,000 $245,000 -7.5% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,590,000 $245,000 -84.6% 0.0%
SWBC MORTGAGE CORPORATION $245,000 n/a 0.0%
Evolve Bank & Trust $235,000 n/a 0.0%
First National Bank of America $305,000 $235,000 -23.0% 0.0%
First National Bank Texas $235,000 n/a 0.0%
Princeton Mortgage Corporation $235,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $225,000 n/a 0.0%
GMFS LLC $735,000 $225,000 -69.4% 0.0%
NexBank $75,000 $225,000 200.0% 0.0%
Associated Credit Union $55,000 $220,000 300.0% 0.0%
Bethpage Federal Credit Union $215,000 n/a 0.0%
GEORGIA'S OWN $540,000 $215,000 -60.2% 0.0%
Sandy Spring Bank $215,000 n/a 0.0%
Bank of the Pacific $205,000 n/a 0.0%
BNC National Bank $735,000 $205,000 -72.1% 0.0%
BAY-VALLEY MORTGAGE GROUP $195,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $525,000 $195,000 -62.9% 0.0%
ServisFirst Bank $24,870,000 $195,000 -99.2% 0.0%
Valley National Bank $225,000 $195,000 -13.3% 0.0%
VAN DYK MORTGAGE CORPORATION $905,000 $195,000 -78.5% 0.0%
MORTGAGEONE, INC. $185,000 n/a 0.0%
LENDINGONE, LLC $95,000 $180,000 89.5% 0.0%
COMPASS MORTGAGE, INC. $175,000 n/a 0.0%
CityWorth Mortgage LLC $165,000 n/a 0.0%
BancorpSouth $505,000 $160,000 -68.3% 0.0%
Citadel Servicing Corporation $540,000 $145,000 -73.1% 0.0%
Gateway First Bank $320,000 $145,000 -54.7% 0.0%
Georgia Community Bank $65,000 $145,000 123.1% 0.0%
ITHINK FINANCIAL Credit Union $140,000 n/a 0.0%
BAY EQUITY LLC $710,000 $135,000 -81.0% 0.0%
CPM Federal Credit Union $135,000 n/a 0.0%
Home Bank SB $135,000 n/a 0.0%
MidFirst Bank $130,000 n/a 0.0%
CIS Financial Services, Inc. $125,000 n/a 0.0%
Commerce Home Mortgage, Inc. $125,000 n/a 0.0%
JMAC LENDING, INC. $125,000 n/a 0.0%
MidSouth Bank $120,000 n/a 0.0%
Alcova Mortgage LLC $65,000 $115,000 76.9% 0.0%
Shore United Bank $115,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $105,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $105,000 n/a 0.0%
First Option Mortgage, LLC $1,470,000 $105,000 -92.9% 0.0%
First South Farm Credit, ACA $105,000 n/a 0.0%
GENEVA FINANCIAL, LLC $940,000 $105,000 -88.8% 0.0%
MK LENDING CORP. $105,000 n/a 0.0%
Nations Lending Corporation $1,700,000 $105,000 -93.8% 0.0%
NEXERA HOLDING LLC $215,000 $105,000 -51.2% 0.0%
ROBINS FINANCIAL $50,000 $105,000 110.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $125,000 $100,000 -20.0% 0.0%
Mortgage Assurance Inc. $95,000 n/a 0.0%
THE EQUITABLE MORTGAGE CORPORATION $95,000 n/a 0.0%
IAA Credit Union $205,000 $85,000 -58.5% 0.0%
USAlliance Federal Credit Union $85,000 n/a 0.0%
Waterstone Mortgage Corporation $85,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $1,095,000 $75,000 -93.2% 0.0%
Connexus Credit Union $75,000 n/a 0.0%
SmartBank $65,000 n/a 0.0%
STAR ONE CREDIT UNION $65,000 n/a 0.0%
DAS Acquisition Company, LLC $1,010,000 $55,000 -94.6% 0.0%
Meridian Bank Corporation $55,000 n/a 0.0%
Service Federal Credit Union $65,000 $55,000 -15.4% 0.0%
ALL IN $695,000 $45,000 -93.5% 0.0%
POWERCO $45,000 n/a 0.0%
AFFINITY $35,000 n/a 0.0%
Bank of Dawson $35,000 n/a 0.0%
Bank OZK $150,000 $25,000 -83.3% 0.0%
Coastal Community Bank $15,000 n/a 0.0%

COLUMBUS's top lender by overall market share is Synovus Bank, with 8.5% market share. In second place, with 6.4%, is Mortgage Research Center, LLC, having originated $64,220,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $48,830,000 in loans. In fourth place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $47,230,000 in loans. In fifth place, with 4.6%, is CMG MORTGAGE, INC., having originated $45,835,000 in loans.


COLUMBUS Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,225 (11.6%) $205,780 (13.0%) 0.59 1,478
2018-02-01 $158,495 (9.3%) $204,565 (11.1%) 0.58 1,481
2018-03-01 $159,250 (6.2%) $206,963 (10.9%) 0.56 1,487
2018-04-01 $162,585 (6.3%) $211,482 (12.1%) 0.55 1,513
2018-05-01 $164,225 (6.0%) $212,220 (10.8%) 0.55 1,532
2018-06-01 $159,900 (3.2%) $204,301 (5.5%) 0.53 1,553
2018-07-01 $158,945 (2.6%) $205,062 (4.5%) 0.53 1,557
2018-08-01 $157,225 (1.4%) $200,659 (1.8%) 0.53 1,568
2018-09-01 $160,000 (3.2%) $205,276 (1.8%) 0.54 1,538
2018-10-01 $159,950 (3.7%) $206,844 (3.4%) 0.54 1,534
2018-11-01 $159,900 (2.2%) $208,576 (4.0%) 0.54 1,536
2018-12-01 $159,995 (2.6%) $210,743 (4.1%) 0.55 1,540
2019-01-01 $160,000 (0.5%) $212,901 (3.5%) 0.55 1,442
2019-02-01 $164,950 (4.1%) $213,298 (4.3%) 0.56 1,431
2019-03-01 $164,957 (3.6%) $219,349 (6.0%) 0.54 1,331
2019-04-01 $164,900 (1.4%) $223,452 (5.7%) 0.52 1,263
2019-05-01 $164,615 (0.2%) $227,625 (7.3%) 0.51 1,226
2019-06-01 $165,000 (3.2%) $228,352 (11.8%) 0.52 1,206
2019-07-01 $168,308 (5.9%) $232,645 (13.5%) 0.53 1,116
2019-08-01 $177,045 (12.6%) $237,647 (18.4%) 0.56 1,088
2019-09-01 $180,114 (12.6%) $241,092 (17.5%) 0.58 1,079
2019-10-01 $186,250 (16.4%) $245,991 (18.9%) 0.60 1,074
2019-11-01 $189,950 (18.8%) $247,681 (18.8%) 0.62 1,048
2019-12-01 $186,875 (16.8%) $247,465 (17.4%) 0.62 1,016
2020-01-01 $183,900 (14.9%) $246,573 (15.8%) 0.61 965
2020-02-01 $189,800 (15.1%) $252,106 (18.2%) 0.62 918
2020-03-01 $181,968 (10.3%) $246,877 (12.6%) 0.57 871
2020-04-01 $179,200 (8.7%) $243,952 (9.2%) 0.56 867
2020-05-01 $179,900 (9.3%) $249,099 (9.4%) 0.55 764
2020-06-01 $199,900 (21.2%) $262,240 (14.8%) 0.59 685
2020-07-01 $199,700 (18.7%) $261,736 (12.5%) 0.58 618
2020-08-01 $199,900 (12.9%) $268,837 (13.1%) 0.57 562
2020-09-01 $192,450 (6.9%) $288,874 (19.8%) 0.55 483
2020-10-01 $195,079 (4.7%) $288,351 (17.2%) 0.56 502
2020-11-01 $194,290 (2.3%) $275,809 (11.4%) 0.57 521
2020-12-01 $179,950 (-3.7%) $272,599 (10.2%) 0.54 509
2021-01-01 $194,700 (5.9%) $280,207 (13.6%) 0.58 455
2021-02-01 $188,650 (-0.6%) $272,451 (8.1%) 0.55 429
2021-03-01 $186,850 (2.7%) $273,487 (10.8%) 0.53 386
2021-04-01 $190,000 (6.0%) $286,966 (17.6%) 0.51 364
2021-05-01 $189,300 (5.2%) $275,482 (10.6%) 0.50 365
2021-06-01 $182,500 (-8.7%) $271,206 (3.4%) 0.48 391
2021-07-01 $184,950 (-7.4%) $281,266 (7.5%) 0.49 481
2021-08-01 $188,575 (-5.7%) $279,112 (3.8%) 0.50 495
2021-09-01 $189,900 (-1.3%) $292,273 (1.2%) 0.51 521
2021-10-01 $189,900 (-2.7%) $284,066 (-1.5%) 0.51 521
2021-11-01 $186,850 (-3.8%) $286,837 (4.0%) 0.50 536
2021-12-01 $189,450 (5.3%) $296,387 (8.7%) 0.51 436
2022-01-01 $187,900 (-3.5%) $318,215 (13.6%) 0.51 356
2022-02-01 $183,875 (-2.5%) $316,683 (16.2%) 0.48 328
2022-03-01 $185,250 (-0.9%) $308,961 (13.0%) 0.46 331
2022-04-01 $174,950 (-7.9%) $276,442 (-3.7%) 0.42 356
2022-05-01 $200,475 (5.9%) $280,466 (1.8%) 0.46 411
2022-06-01 $227,950 (24.9%) $299,125 (10.3%) 0.51 464
2022-07-01 $235,000 (27.1%) $299,869 (6.6%) 0.53 537
2022-08-01 $219,900 (16.6%) $336,168 (20.4%) 0.51 545
2022-09-01 $220,875 (16.3%) $335,429 (14.8%) 0.52 550
2022-10-01 $229,900 (21.1%) $300,166 (5.7%) 0.54 598
2022-11-01 $229,950 (23.1%) $293,559 (2.3%) 0.55 585
2022-12-01 $225,000 (18.8%) $293,745 (-0.9%) 0.56 529
2023-01-01 $230,000 (22.4%) $348,152 (9.4%) 0.57 436
2023-02-01 $213,750 (16.3%) $341,581 (7.9%) 0.52 419
2023-03-01 $224,925 (21.4%) $354,932 (14.9%) 0.53 401
2023-04-01 $246,000 (40.6%) $379,317 (37.2%) 0.57 395
2023-05-01 $275,250 (37.3%) $382,414 (36.4%) 0.62 410
2023-06-01 $270,138 (18.5%) $386,157 (29.1%) 0.61 415
2023-07-01 $270,500 (15.1%) $376,858 (25.7%) 0.61 422
2023-08-01 $276,450 (25.7%) $374,029 (11.3%) 0.63 446
2023-09-01 $269,900 (22.2%) $349,622 (4.2%) 0.63 536
2023-10-01 $267,125 (16.2%) $343,694 (14.5%) 0.63 569
2023-11-01 $259,950 (13.1%) $316,404 (7.8%) 0.62 601
2023-12-01 $254,900 (13.3%) $320,067 (9.0%) 0.62 591
2024-01-01 $242,475 (5.4%) $322,761 (-7.3%) 0.59 542
2024-02-01 $242,094 (13.3%) $330,011 (-3.4%) 0.58 533
2024-03-01 $245,000 (8.9%) $340,746 (-4.0%) 0.58 518
2024-04-01 $247,200 (0.5%) $343,793 (-9.4%) 0.58 508
2024-05-01 $257,500 (-6.5%) $335,211 (-12.3%) 0.58 543
2024-06-01 $267,494 (-1.0%) $343,157 (-11.1%) 0.60 571
COLUMBUS's median listing price for 2024-06-01 was $267,494, a difference of $-2,644 (-1.0%) versus the prior year and $9,994 versus the prior month.

COLUMBUS's median listing price comes in at 60% of the national average.

COLUMBUS's average listing price for 2024-06-01 was $343,157, a difference of $-43,000 (-11.1%) versus the prior year and $7,946 versus the prior month.

For the 2024-06-01 period, COLUMBUS had 571 MLS listings, a difference of 28 listings (5%) versus the prior month and 156 listings (38%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 91 days 1,923 sqft
2018-02-01 87 days 1,932 sqft
2018-03-01 74 days 1,929 sqft
2018-04-01 74 days 1,928 sqft
2018-05-01 72 days 1,970 sqft
2018-06-01 68 days 1,936 sqft
2018-07-01 73 days 1,915 sqft
2018-08-01 80 days 1,923 sqft
2018-09-01 84 days 1,941 sqft
2018-10-01 85 days 1,956 sqft
2018-11-01 91 days 1,948 sqft
2018-12-01 96 days 1,937 sqft
2019-01-01 101 days 1,927 sqft
2019-02-01 97 days 1,942 sqft
2019-03-01 91 days 1,953 sqft
2019-04-01 80 days 1,954 sqft
2019-05-01 73 days 1,942 sqft
2019-06-01 68 days 2,000 sqft
2019-07-01 66 days 2,011 sqft
2019-08-01 68 days 2,030 sqft
2019-09-01 71 days 2,058 sqft
2019-10-01 70 days 2,101 sqft
2019-11-01 67 days 2,150 sqft
2019-12-01 74 days 2,114 sqft
2020-01-01 82 days 2,100 sqft
2020-02-01 80 days 2,109 sqft
2020-03-01 71 days 2,062 sqft
2020-04-01 67 days 2,012 sqft
2020-05-01 68 days 2,049 sqft
2020-06-01 58 days 2,145 sqft
2020-07-01 50 days 2,109 sqft
2020-08-01 44 days 2,044 sqft
2020-09-01 45 days 2,010 sqft
2020-10-01 39 days 2,007 sqft
2020-11-01 42 days 1,965 sqft
2020-12-01 46 days 1,932 sqft
2021-01-01 54 days 1,988 sqft
2021-02-01 33 days 1,899 sqft
2021-03-01 32 days 1,883 sqft
2021-04-01 32 days 1,864 sqft
2021-05-01 19 days 1,802 sqft
2021-06-01 22 days 1,789 sqft
2021-07-01 26 days 1,789 sqft
2021-08-01 37 days 1,818 sqft
2021-09-01 37 days 1,784 sqft
2021-10-01 38 days 1,792 sqft
2021-11-01 42 days 1,830 sqft
2021-12-01 55 days 1,884 sqft
2022-01-01 57 days 1,848 sqft
2022-02-01 31 days 1,795 sqft
2022-03-01 25 days 1,721 sqft
2022-04-01 23 days 1,702 sqft
2022-05-01 22 days 1,812 sqft
2022-06-01 26 days 1,887 sqft
2022-07-01 30 days 1,936 sqft
2022-08-01 37 days 1,866 sqft
2022-09-01 44 days 1,876 sqft
2022-10-01 41 days 1,955 sqft
2022-11-01 50 days 1,969 sqft
2022-12-01 64 days 1,931 sqft
2023-01-01 64 days 1,942 sqft
2023-02-01 38 days 1,865 sqft
2023-03-01 40 days 1,891 sqft
2023-04-01 36 days 2,020 sqft
2023-05-01 36 days 2,091 sqft
2023-06-01 40 days 2,046 sqft
2023-07-01 42 days 2,054 sqft
2023-08-01 35 days 2,101 sqft
2023-09-01 37 days 2,030 sqft
2023-10-01 39 days 1,982 sqft
2023-11-01 44 days 2,030 sqft
2023-12-01 53 days 1,968 sqft
2024-01-01 60 days 1,877 sqft
2024-02-01 48 days 1,853 sqft
2024-03-01 45 days 1,891 sqft
2024-04-01 43 days 1,867 sqft
2024-05-01 39 days 1,847 sqft
2024-06-01 43 days 1,935 sqft
COLUMBUS's median listing age (time on market) for 2024-06-01 was 43 days. This is 9% longer than the same period one year ago.

COLUMBUS's median square footage for active listings during the 2024-06-01 period was 1,935 sqft. One year prior, the average listing was 2,046 sqft.

COLUMBUS, GA-AL Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
31058 Columbus, GA-AL HUD Metro FMR Area $620 $670 $770 $1,040 $1,310
31801 Columbus, GA-AL HUD Metro FMR Area $680 $740 $850 $1,140 $1,450
31803 Columbus, GA-AL HUD Metro FMR Area $620 $670 $770 $1,040 $1,310
31804 Columbus, GA-AL HUD Metro FMR Area $970 $1,050 $1,210 $1,630 $2,060
31805 Columbus, GA-AL HUD Metro FMR Area $610 $660 $770 $1,030 $1,280
31807 Columbus, GA-AL HUD Metro FMR Area $1,060 $1,140 $1,320 $1,770 $2,240
31808 Columbus, GA-AL HUD Metro FMR Area $1,010 $1,090 $1,260 $1,700 $2,150
31811 Columbus, GA-AL HUD Metro FMR Area $910 $980 $1,130 $1,530 $1,920
31820 Columbus, GA-AL HUD Metro FMR Area $1,130 $1,220 $1,410 $1,900 $2,400
31822 Columbus, GA-AL HUD Metro FMR Area $720 $770 $910 $1,220 $1,490
31823 Columbus, GA-AL HUD Metro FMR Area $840 $910 $1,050 $1,420 $1,770
31824 Columbus, GA-AL HUD Metro FMR Area $620 $670 $770 $1,040 $1,310
31826 Columbus, GA-AL HUD Metro FMR Area $710 $770 $880 $1,180 $1,510
31829 Columbus, GA-AL HUD Metro FMR Area $980 $1,060 $1,220 $1,640 $2,070
31830 Columbus, GA-AL HUD Metro FMR Area $800 $800 $1,060 $1,370 $1,460
31831 Columbus, GA-AL HUD Metro FMR Area $700 $760 $870 $1,150 $1,480
31833 Columbus, GA-AL HUD Metro FMR Area $630 $680 $790 $1,070 $1,350
31901 Columbus, GA-AL HUD Metro FMR Area $620 $670 $770 $1,040 $1,310
31902 Columbus, GA-AL HUD Metro FMR Area $770 $830 $960 $1,300 $1,640
31903 Columbus, GA-AL HUD Metro FMR Area $620 $670 $770 $1,040 $1,310
31904 Columbus, GA-AL HUD Metro FMR Area $790 $850 $980 $1,320 $1,670
31905 Columbus, GA-AL HUD Metro FMR Area $1,140 $1,230 $1,420 $1,920 $2,420
31906 Columbus, GA-AL HUD Metro FMR Area $640 $690 $800 $1,080 $1,360
31907 Columbus, GA-AL HUD Metro FMR Area $830 $890 $1,030 $1,390 $1,750
31908 Columbus, GA-AL HUD Metro FMR Area $770 $830 $960 $1,300 $1,640
31909 Columbus, GA-AL HUD Metro FMR Area $1,000 $1,070 $1,240 $1,670 $2,110
31914 Columbus, GA-AL HUD Metro FMR Area $770 $830 $960 $1,300 $1,640
31917 Columbus, GA-AL HUD Metro FMR Area $770 $830 $960 $1,300 $1,640
31995 Columbus, GA-AL HUD Metro FMR Area $1,020 $1,100 $1,270 $1,710 $2,160
31998 Columbus, GA-AL HUD Metro FMR Area $770 $830 $960 $1,300 $1,640
31999 Columbus, GA-AL HUD Metro FMR Area $770 $830 $960 $1,300 $1,640
36027 Columbus, GA-AL HUD Metro FMR Area $590 $660 $770 $1,030 $1,280
36053 Columbus, GA-AL HUD Metro FMR Area $700 $750 $870 $1,170 $1,480
36804 Columbus, GA-AL HUD Metro FMR Area $680 $730 $930 $1,240 $1,310
36856 Columbus, GA-AL HUD Metro FMR Area $1,140 $1,230 $1,420 $1,920 $2,420
36858 Columbus, GA-AL HUD Metro FMR Area $670 $720 $850 $1,140 $1,390
36859 Columbus, GA-AL HUD Metro FMR Area $1,100 $1,180 $1,370 $1,850 $2,330
36860 Columbus, GA-AL HUD Metro FMR Area $620 $670 $770 $1,040 $1,310
36867 Columbus, GA-AL HUD Metro FMR Area $710 $770 $900 $1,220 $1,490
36868 Columbus, GA-AL HUD Metro FMR Area $700 $750 $870 $1,170 $1,480
36869 Columbus, GA-AL HUD Metro FMR Area $700 $750 $870 $1,170 $1,480
36870 Columbus, GA-AL HUD Metro FMR Area $710 $770 $970 $1,290 $1,400
36871 Columbus, GA-AL HUD Metro FMR Area $650 $690 $830 $1,120 $1,320
36874 Columbus, GA-AL HUD Metro FMR Area $930 $1,000 $1,280 $1,710 $1,810
36875 Columbus, GA-AL HUD Metro FMR Area $720 $780 $900 $1,210 $1,530
36877 Columbus, GA-AL HUD Metro FMR Area $730 $790 $1,010 $1,350 $1,420

2022 Average & Median Rent Data Statistics
COLUMBUS, GA-AL average 1BR rent: $848, median: $785
COLUMBUS, GA-AL average 2BR rent: $993, median: $960
COLUMBUS, GA-AL average 3BR rent: $1,336, median: $1,295

COLUMBUS, GA-AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,130 $744,400,000 $237,827
Cash Out Refi 668 $127,090,000 $190,254
Refi 383 $73,575,000 $192,102
Other 300 $31,590,000 $105,300
Home Improvement 264 $20,420,000 $77,348

Columbus's most frequently cited loan purpose was Home Purchase, with 3,130 originations. The 2nd most popular reason was Cash Out Refi, with 668 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,785 $416,545,000 $233,359
7-8% 1,060 $207,890,000 $196,123
Over 8% 818 $102,040,000 $124,743
5-6% 780 $202,920,000 $260,154
4-5% 51 $12,995,000 $254,804
<2.5% 50 $1,700,000 $34,000
3-4% 20 $2,830,000 $141,500
2.5-3% 3 $765,000 $255,000

During 2023, Columbus's most frequently originated rate bucket was 6-7%, with 1,785 originations.

Loan Sizing (COLUMBUS, GA-AL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,786 $497,620,000 $278,623
$100k-200k 1,538 $225,890,000 $146,873
$100,000 or less 1,086 $62,710,000 $57,744
$400k-600k 268 $123,640,000 $461,343
$600k-1000k 46 $31,910,000 $693,696
$Over $1MM 21 $55,305,000 $2,633,571

COLUMBUS's loan sizing saw the bucket of loans from $200k-400k with 1,786 originations, totaling $497,620,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,379 $581,465,000 $244,416
60-80% 839 $177,875,000 $212,008
Under 20% 382 $18,020,000 $47,173
Over 100% 349 $98,995,000 $283,653
20-40% 315 $29,345,000 $93,159
40-60% 277 $44,385,000 $160,235

COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,379 originations, totaling $581,465,000 in origination value.