COLUMBUS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Columbus averaged
6.56%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.08% and
one month ago for the week of 2023-04-20, the
average rate was 6.08%.
Columbus's average rate one year ago was 5.34%.
For refis of the same type during the week of 2023-05-25, the average rate
was 6.47%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Columbus 30 Year Fixed Rate | 2023-05-25 | 6.56% |
| Columbus 30 Year Fixed Rate Refi | 2023-05-25 | 6.47% |
| Columbus 15 Year Fixed Rate | 2023-05-25 | 5.53% |
| Columbus 15 Year Fixed Rate Refi | 2023-05-25 | 4.89% |
| Columbus 30 Year FHA | 2023-05-25 | 6.11% |
| Columbus 30 Year FHA Refi | 2023-05-25 | 6.51% |
| Columbus 30 Year USDA | 2023-05-25 | 6.43% |
| Columbus 30 Year USDA Refi | 2023-05-25 | 6.73% |
| Columbus 30 Year VA | 2023-05-25 | 6.15% |
| Columbus 30 Year VA Refi | 2023-05-25 | 4.11% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COLUMBUS, GA-AL.
COLUMBUS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the COLUMBUS, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
COLUMBUS Average Closing Costs & Other Stats
COLUMBUS, GA-AL's 175 lenders originated 6,375
loans during 2022. The total origination value was $1,521,055,000, with an average loan value of
$238,597.
COLUMBUS's average closing costs are $5,217.
The top COLUMBUS lender as defined by loan originations is Synovus Bank, with
179 loans originated. Their average total fees are
$5,098, which is $648
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee COLUMBUS lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,493), JPMorgan Chase Bank ($2,993), KINETIC FEDERAL CREDIT UNION ($3,328), RUOFF MORTGAGE COMPANY, INC. ($3,367) and INTERLINC MORTGAGE SERVICES, LLC ($3,410).
The lowest rate COLUMBUS lenders (with over 10 loans originated) are
Stifel Bank and Trust (3.77%), Bank of America (4.00%), BETTER MORTGAGE CORPORATION (4.14%), JPMorgan Chase Bank (4.34%) and Northpointe Bank (4.44%).
COLUMBUS, GA-AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Synovus Bank | $211,635,000 | $113,645,000 | -46.3% | 7.5% |
| Mortgage Research Center, LLC | $98,915,000 | $90,665,000 | -8.3% | 6.0% |
| QUICKEN LOANS, LLC | $184,795,000 | $85,260,000 | -53.9% | 5.6% |
| HOMESTAR FINANCIAL CORPORATION | $44,480,000 | $67,190,000 | 51.1% | 4.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $35,125,000 | $52,560,000 | 49.6% | 3.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $78,065,000 | $45,265,000 | -42.0% | 3.0% |
| Wells Fargo Bank | $95,530,000 | $45,085,000 | -52.8% | 3.0% |
| GREYSTONE SERVICING COMPANY LLC | $9,895,000 | $45,065,000 | 355.4% | 3.0% |
| BROKER SOLUTIONS, INC. | $48,685,000 | $40,120,000 | -17.6% | 2.6% |
| ENVOY MORTGAGE, LTD | $70,700,000 | $39,010,000 | -44.8% | 2.6% |
| LOANDEPOT.COM, LLC | $57,170,000 | $38,810,000 | -32.1% | 2.6% |
| WALKER & DUNLOP, LLC | $22,910,000 | $34,385,000 | 50.1% | 2.3% |
| CMG MORTGAGE, INC. | $47,535,000 | $32,675,000 | -31.3% | 2.1% |
| NAVY FEDERAL CREDIT UNION | $39,960,000 | $31,685,000 | -20.7% | 2.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $55,830,000 | $28,245,000 | -49.4% | 1.9% |
| FREEDOM MORTGAGE CORPORATION | $123,575,000 | $27,565,000 | -77.7% | 1.8% |
| ServisFirst Bank | $11,945,000 | $24,870,000 | 108.2% | 1.6% |
| INTERLINC MORTGAGE SERVICES, LLC | $33,450,000 | $23,810,000 | -28.8% | 1.6% |
| CERTAINTY HOME LOANS, LLC | $25,825,000 | $23,735,000 | -8.1% | 1.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $25,250,000 | $23,150,000 | -8.3% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $63,580,000 | $20,950,000 | -67.0% | 1.4% |
| Capital One | $32,370,000 | $20,445,000 | -36.8% | 1.3% |
| USAA Federal Savings Bank | $21,885,000 | $19,705,000 | -10.0% | 1.3% |
| Northpointe Bank | $1,965,000 | $18,950,000 | 864.4% | 1.2% |
| GUILD MORTGAGE COMPANY | $30,225,000 | $18,790,000 | -37.8% | 1.2% |
| Renasant Bank | $31,575,000 | $18,245,000 | -42.2% | 1.2% |
| Truist | $21,120,000 | $16,195,000 | -23.3% | 1.1% |
| First Carolina Bank | $14,255,000 | n/a | 0.9% | |
| Mr. Cooper ( Nationstar Mortgage ) | $26,020,000 | $13,910,000 | -46.5% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $33,010,000 | $13,900,000 | -57.9% | 0.9% |
| Southern States Bank | $8,320,000 | $12,220,000 | 46.9% | 0.8% |
| NEW DAY FINANCIAL, LLC | $14,990,000 | $11,215,000 | -25.2% | 0.7% |
| Stifel Bank and Trust | $27,330,000 | $11,080,000 | -59.5% | 0.7% |
| EVERETT FINANCIAL, INC. | $810,000 | $11,065,000 | 1,266.0% | 0.7% |
| Colony Bank | $11,470,000 | $10,320,000 | -10.0% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,450,000 | $10,055,000 | 55.9% | 0.7% |
| KINETIC FEDERAL CREDIT UNION | $12,955,000 | $9,790,000 | -24.4% | 0.6% |
| RUOFF MORTGAGE COMPANY, INC. | $12,410,000 | $8,825,000 | -28.9% | 0.6% |
| PENTAGON FEDERAL CREDIT UNION | $10,325,000 | $8,705,000 | -15.7% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $17,230,000 | $8,645,000 | -49.8% | 0.6% |
| FirstBank | $17,795,000 | $8,280,000 | -53.5% | 0.5% |
| READYCAP COMMERCIAL, LLC | $8,010,000 | n/a | 0.5% | |
| Troy Bank and Trust Company | $1,365,000 | $7,355,000 | 438.8% | 0.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,610,000 | $7,350,000 | 181.6% | 0.5% |
| Regions Bank | $8,285,000 | $7,210,000 | -13.0% | 0.5% |
| NEWREZ LLC | $25,555,000 | $6,895,000 | -73.0% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,480,000 | $6,825,000 | -19.5% | 0.4% |
| Bank of America | $9,830,000 | $6,690,000 | -31.9% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $18,025,000 | $6,630,000 | -63.2% | 0.4% |
| Carrington Mortgage Services, LLC | $12,250,000 | $6,340,000 | -48.2% | 0.4% |
| JPMorgan Chase Bank | $8,660,000 | $6,330,000 | -26.9% | 0.4% |
| Trustmark National Bank | $210,000 | $6,250,000 | 2,876.2% | 0.4% |
| AuburnBank | $3,955,000 | $6,135,000 | 55.1% | 0.4% |
| LIMA ONE CAPITAL, LLC | $2,025,000 | $6,025,000 | 197.5% | 0.4% |
| The Federal Savings Bank | $6,100,000 | $5,875,000 | -3.7% | 0.4% |
| Ameris Bank | $7,840,000 | $5,690,000 | -27.4% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $11,490,000 | $5,600,000 | -51.3% | 0.4% |
| Flagstar Bank, FSB | $5,065,000 | $5,315,000 | 4.9% | 0.3% |
| The Peoples Bank of Georgia | $4,960,000 | $4,755,000 | -4.1% | 0.3% |
| Metro City Bank | $290,000 | $4,680,000 | 1,513.8% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $9,180,000 | $4,555,000 | -50.4% | 0.3% |
| GUARANTEED RATE, INC. | $1,330,000 | $4,300,000 | 223.3% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,415,000 | $4,140,000 | 21.2% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,835,000 | $4,110,000 | -15.0% | 0.3% |
| Plains Commerce Bank | $570,000 | $3,875,000 | 579.8% | 0.3% |
| South State Bank | $2,995,000 | $3,690,000 | 23.2% | 0.2% |
| CALIBER HOME LOANS, INC. | $10,230,000 | $3,625,000 | -64.6% | 0.2% |
| BETTER MORTGAGE CORPORATION | $17,245,000 | $3,620,000 | -79.0% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $18,630,000 | $3,540,000 | -81.0% | 0.2% |
| CLEARPATH LENDING | $5,240,000 | $3,360,000 | -35.9% | 0.2% |
| PNC Bank | $2,405,000 | $3,295,000 | 37.0% | 0.2% |
| U.S. Bank | $5,285,000 | $3,055,000 | -42.2% | 0.2% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $3,325,000 | $2,705,000 | -18.6% | 0.2% |
| OPEN MORTGAGE, LLC | $6,685,000 | $2,620,000 | -60.8% | 0.2% |
| Mid-Continent Funding, Inc. | $2,855,000 | $2,520,000 | -11.7% | 0.2% |
| Capital City Home Loans, LLC | $970,000 | $2,410,000 | 148.5% | 0.2% |
| 21ST MORTGAGE CORPORATION | $3,570,000 | $2,330,000 | -34.7% | 0.2% |
| Phenix-Girard Bank | $2,310,000 | n/a | 0.2% | |
| GUARANTEED RATE AFFINITY, LLC | $1,230,000 | $2,235,000 | 81.7% | 0.1% |
| AgFirst Farm Credit Bank | $1,755,000 | $2,155,000 | 22.8% | 0.1% |
| North American Savings Bank, F.S.B. | $845,000 | $2,085,000 | 146.7% | 0.1% |
| PeoplesSouth Bank | $1,505,000 | $2,055,000 | 36.5% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $3,790,000 | $2,025,000 | -46.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $620,000 | $1,995,000 | 221.8% | 0.1% |
| LOANPAL, LLC | $325,000 | $1,950,000 | 500.0% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $5,655,000 | $1,885,000 | -66.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $3,755,000 | $1,845,000 | -50.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,600,000 | $1,845,000 | 15.3% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,050,000 | $1,745,000 | -14.9% | 0.1% |
| Nations Lending Corporation | $1,815,000 | $1,700,000 | -6.3% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,695,000 | n/a | 0.1% | |
| Arbor Realty Trust, Inc. | $12,815,000 | $1,675,000 | -86.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $580,000 | $1,660,000 | 186.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $4,650,000 | $1,625,000 | -65.1% | 0.1% |
| First Federal Bank | $9,605,000 | $1,625,000 | -83.1% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,040,000 | $1,590,000 | -22.1% | 0.1% |
| Magnolia Bank | $1,545,000 | $1,540,000 | -0.3% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $5,625,000 | $1,500,000 | -73.3% | 0.1% |
| M&T Bank | $1,100,000 | $1,475,000 | 34.1% | 0.1% |
| First Option Mortgage, LLC | $145,000 | $1,470,000 | 913.8% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $670,000 | $1,390,000 | 107.5% | 0.1% |
| Ally Bank | $2,025,000 | $1,385,000 | -31.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,195,000 | $1,330,000 | 11.3% | 0.1% |
| Discover Bank | $890,000 | $1,325,000 | 48.9% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $440,000 | $1,315,000 | 198.9% | 0.1% |
| United Community Bank | $2,230,000 | $1,315,000 | -41.0% | 0.1% |
| MILEND, INC. | $1,320,000 | $1,285,000 | -2.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,330,000 | $1,225,000 | -7.9% | 0.1% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $205,000 | $1,215,000 | 492.7% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $930,000 | $1,210,000 | 30.1% | 0.1% |
| Low VA Rates, LLC | $2,935,000 | $1,160,000 | -60.5% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $660,000 | $1,150,000 | 74.2% | 0.1% |
| TJC Mortgage, Inc. | $740,000 | $1,140,000 | 54.1% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $1,980,000 | $1,095,000 | -44.7% | 0.1% |
| ATLANTA POSTAL | $1,875,000 | $1,060,000 | -43.5% | 0.1% |
| SPRING EQ, LLC | $355,000 | $1,050,000 | 195.8% | 0.1% |
| Morgan Stanley Private Bank | $1,395,000 | $1,035,000 | -25.8% | 0.1% |
| Lakeview Community Capital, LLC | $5,990,000 | $1,030,000 | -82.8% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $805,000 | $1,025,000 | 27.3% | 0.1% |
| Figure Lending LLC | $465,000 | $1,020,000 | 119.4% | 0.1% |
| DAS Acquisition Company, LLC | $980,000 | $1,010,000 | 3.1% | 0.1% |
| Centennial Bank | $3,510,000 | $1,005,000 | -71.4% | 0.1% |
| MORTGAGE ACCESS CORP. | $155,000 | $995,000 | 541.9% | 0.1% |
| THRIVE MORTGAGE, LLC | $490,000 | $990,000 | 102.0% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $975,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $815,000 | $940,000 | 15.3% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $935,000 | n/a | 0.1% | |
| DOMINION FINANCIAL SERVICES, LLC | $495,000 | $930,000 | 87.9% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $465,000 | $905,000 | 94.6% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $175,000 | $900,000 | 414.3% | 0.1% |
| River Bank & Trust | $130,000 | $900,000 | 592.3% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $19,115,000 | $885,000 | -95.4% | 0.1% |
| ACOPIA, LLC | $320,000 | $865,000 | 170.3% | 0.1% |
| PHH Mortgage Corporation | $1,130,000 | $865,000 | -23.5% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $1,205,000 | $845,000 | -29.9% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,100,000 | $835,000 | -24.1% | 0.1% |
| First-Citizens Bank & Trust Company | $830,000 | n/a | 0.1% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,070,000 | $825,000 | -22.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,175,000 | $805,000 | -63.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,845,000 | $800,000 | -56.6% | 0.1% |
| Hometown Equity Mortgage, LLC | $1,340,000 | $785,000 | -41.4% | 0.1% |
| Assurance Financial Group, L.L.C. | $375,000 | $770,000 | 105.3% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $860,000 | $765,000 | -11.0% | 0.1% |
| PLANTERS FIRST BANK | $765,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $2,470,000 | $755,000 | -69.4% | 0.0% |
| Great Southern Bank | $755,000 | n/a | 0.0% | |
| BNC National Bank | $895,000 | $735,000 | -17.9% | 0.0% |
| GMFS LLC | $310,000 | $735,000 | 137.1% | 0.0% |
| SOFI LENDING CORP. | $770,000 | $730,000 | -5.2% | 0.0% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $10,545,000 | $715,000 | -93.2% | 0.0% |
| BAY EQUITY LLC | $235,000 | $710,000 | 202.1% | 0.0% |
| Capital City Bank | $355,000 | $710,000 | 100.0% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,850,000 | $700,000 | -62.2% | 0.0% |
| ALL IN | $695,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $515,000 | $695,000 | 35.0% | 0.0% |
| EVANSVILLE TEACHERS | $245,000 | $695,000 | 183.7% | 0.0% |
| DIRECT LENDERS, LLC | $1,080,000 | $685,000 | -36.6% | 0.0% |
| AMERICAN ADVISORS GROUP | $640,000 | $675,000 | 5.5% | 0.0% |
| PLANET HOME LENDING, LLC | $6,235,000 | $660,000 | -89.4% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $380,000 | $660,000 | 73.7% | 0.0% |
| PREMIA MORTGAGE, LLC | $405,000 | $650,000 | 60.5% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $205,000 | $615,000 | 200.0% | 0.0% |
| Five Star Credit Union | $435,000 | $615,000 | 41.4% | 0.0% |
| KELLER MORTGAGE, LLC | $5,585,000 | $615,000 | -89.0% | 0.0% |
| Baxter Credit Union | $560,000 | n/a | 0.0% | |
| AMERICAN HOME MORTGAGE, INC. | $145,000 | $555,000 | 282.8% | 0.0% |
| Citadel Servicing Corporation | $540,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $530,000 | $540,000 | 1.9% | 0.0% |
| STATE EMPLOYEES' | $320,000 | $540,000 | 68.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $1,425,000 | $535,000 | -62.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $525,000 | n/a | 0.0% | |
| Old National Bank | $525,000 | n/a | 0.0% | |
| Arvest Bank | $800,000 | $515,000 | -35.6% | 0.0% |
| First Mortgage Solutions, LLC | $485,000 | $515,000 | 6.2% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $1,915,000 | $510,000 | -73.4% | 0.0% |
| BancorpSouth Bank | $1,145,000 | $505,000 | -55.9% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $505,000 | n/a | 0.0% | |
| NBKC BANK | $2,230,000 | $490,000 | -78.0% | 0.0% |
| Armed Forces Bank | $435,000 | $485,000 | 11.5% | 0.0% |
| EMM LOANS LLC | $810,000 | $485,000 | -40.1% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $480,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $475,000 | n/a | 0.0% | |
| The Central Trust Bank | $475,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $955,000 | $470,000 | -50.8% | 0.0% |
| DATA MORTGAGE, INC. | $455,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $535,000 | $440,000 | -17.8% | 0.0% |
| First Savings Bank | $720,000 | $440,000 | -38.9% | 0.0% |
| Sullivan Bank | $440,000 | n/a | 0.0% | |
| S1L, Inc. | $270,000 | $435,000 | 61.1% | 0.0% |
| Bank of England | $3,430,000 | $425,000 | -87.6% | 0.0% |
| Credence Funding Corporation | $95,000 | $415,000 | 336.8% | 0.0% |
| Loan Simple, Inc. | $415,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $410,000 | n/a | 0.0% | |
| Southern Bank | $13,270,000 | $405,000 | -96.9% | 0.0% |
| TOWNE MORTGAGE COMPANY | $255,000 | $395,000 | 54.9% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $455,000 | $375,000 | -17.6% | 0.0% |
| SUMMIT FUNDING, INC. | $435,000 | $370,000 | -14.9% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $370,000 | n/a | 0.0% | |
| RADIUS FINANCIAL GROUP INC. | $355,000 | n/a | 0.0% | |
| UNIVERSITY LENDING GROUP, LLC | $355,000 | n/a | 0.0% | |
| Hometown Lenders, Inc. | $90,000 | $350,000 | 288.9% | 0.0% |
| NBH Bank | $345,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $470,000 | $340,000 | -27.7% | 0.0% |
| Austin Capital Bank SSB | $1,345,000 | $335,000 | -75.1% | 0.0% |
| Cf Bank | $335,000 | n/a | 0.0% | |
| First Horizon Bank | $490,000 | $335,000 | -31.6% | 0.0% |
| PUBLIX EMPLOYEES | $335,000 | n/a | 0.0% | |
| Fifth Third Bank | $1,340,000 | $325,000 | -75.7% | 0.0% |
| RESIDENTIAL HOME FUNDING CORP. | $325,000 | n/a | 0.0% | |
| The First, A National Banking Association | $585,000 | $325,000 | -44.4% | 0.0% |
| Gateway First Bank | $320,000 | n/a | 0.0% | |
| United Bank | $250,000 | $320,000 | 28.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | $320,000 | 106.5% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $315,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $95,000 | $310,000 | 226.3% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,775,000 | $310,000 | -82.5% | 0.0% |
| SIRVA MORTGAGE, INC. | $325,000 | $310,000 | -4.6% | 0.0% |
| Texana Bank | $490,000 | $310,000 | -36.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $380,000 | $305,000 | -19.7% | 0.0% |
| Equity Bank | $305,000 | n/a | 0.0% | |
| First National Bank of America | $305,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $990,000 | $300,000 | -69.7% | 0.0% |
| GoPrime Mortgage, Inc. | $295,000 | n/a | 0.0% | |
| UNITED PREMIER FUNDING, LLC | $485,000 | $280,000 | -42.3% | 0.0% |
| TEACHERS | $275,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $235,000 | $265,000 | 12.8% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $275,000 | $260,000 | -5.5% | 0.0% |
| BMO Harris Bank | $115,000 | $255,000 | 121.7% | 0.0% |
| NFM, INC. | $250,000 | n/a | 0.0% | |
| The Huntington National Bank | $250,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $3,495,000 | $245,000 | -93.0% | 0.0% |
| PREMIER LENDING, INC. | $245,000 | n/a | 0.0% | |
| Citibank | $195,000 | $240,000 | 23.1% | 0.0% |
| Citizens Bank | $765,000 | $240,000 | -68.6% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $205,000 | $235,000 | 14.6% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $235,000 | n/a | 0.0% | |
| Quontic Bank | $235,000 | n/a | 0.0% | |
| UIF CORPORATION | $565,000 | $235,000 | -58.4% | 0.0% |
| UNION HOME MORTGAGE CORP. | $645,000 | $235,000 | -63.6% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $785,000 | $230,000 | -70.7% | 0.0% |
| ONY GLO, INC. | $225,000 | n/a | 0.0% | |
| Towne Bank | $225,000 | n/a | 0.0% | |
| Valley National Bank | $2,735,000 | $225,000 | -91.8% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $275,000 | $220,000 | -20.0% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $125,000 | $215,000 | 72.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,215,000 | $215,000 | -82.3% | 0.0% |
| NEXERA HOLDING LLC | $215,000 | n/a | 0.0% | |
| Red River Bank | $215,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $360,000 | $215,000 | -40.3% | 0.0% |
| A&D Mortgage LLC | $95,000 | $210,000 | 121.1% | 0.0% |
| ALTURA | $210,000 | n/a | 0.0% | |
| CSL Financial, LLC | $210,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $1,525,000 | $205,000 | -86.6% | 0.0% |
| First Reliance Bank | $205,000 | n/a | 0.0% | |
| IAA Credit Union | $205,000 | n/a | 0.0% | |
| Simply Bank | $205,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $255,000 | $205,000 | -19.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $710,000 | $195,000 | -72.5% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,265,000 | $190,000 | -85.0% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $185,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $185,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $185,000 | n/a | 0.0% | |
| Network Funding, L.P. | $185,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $1,195,000 | $185,000 | -84.5% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,295,000 | $175,000 | -86.5% | 0.0% |
| BECKAM FUNDING CORP. | $165,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $185,000 | $165,000 | -10.8% | 0.0% |
| Kwik Mortgage Corporation | $165,000 | n/a | 0.0% | |
| LENDING 3, INC. | $285,000 | $165,000 | -42.1% | 0.0% |
| SHELTER HOME MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| GEORGIA UNITED | $145,000 | $155,000 | 6.9% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $430,000 | $155,000 | -64.0% | 0.0% |
| Progress Bank and Trust | $155,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $155,000 | n/a | 0.0% | |
| Bank OZK | $490,000 | $150,000 | -69.4% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $125,000 | $145,000 | 16.0% | 0.0% |
| Atlantic Coast Mortgage, LLC | $145,000 | n/a | 0.0% | |
| Auto Club Trust, FSB | $55,000 | $145,000 | 163.6% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $225,000 | $135,000 | -40.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $380,000 | $135,000 | -64.5% | 0.0% |
| MORIA DEVELOPMENT, INC. | $135,000 | $130,000 | -3.7% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $150,000 | $125,000 | -16.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $115,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $185,000 | $115,000 | -37.8% | 0.0% |
| DIRECT MORTGAGE, CORP. | $115,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $115,000 | n/a | 0.0% | |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $115,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $115,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $105,000 | n/a | 0.0% | |
| VICTORY MORTGAGE, L.L.C. | $105,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $440,000 | $95,000 | -78.4% | 0.0% |
| FIRST ATLANTIC FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $585,000 | $95,000 | -83.8% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| First Home Bank | $940,000 | $75,000 | -92.0% | 0.0% |
| GREAT LAKES | $75,000 | n/a | 0.0% | |
| NexBank | $335,000 | $75,000 | -77.6% | 0.0% |
| Alcova Mortgage LLC | $290,000 | $65,000 | -77.6% | 0.0% |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $195,000 | $65,000 | -66.7% | 0.0% |
| Georgia Community Bank | $100,000 | $65,000 | -35.0% | 0.0% |
| Secured Investment Corp. | $130,000 | $65,000 | -50.0% | 0.0% |
| Service Federal Credit Union | $295,000 | $65,000 | -78.0% | 0.0% |
| FEDCHOICE Federal Credit Union | $60,000 | n/a | 0.0% | |
| AMERIFIRST FINANCIAL CORPORATION | $55,000 | n/a | 0.0% | |
| Associated Credit Union | $280,000 | $55,000 | -80.4% | 0.0% |
| ROBINS FINANCIAL | $150,000 | $50,000 | -66.7% | 0.0% |
| FIRST TECHNOLOGY | $35,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $65,000 | $30,000 | -53.8% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $25,000 | n/a | 0.0% | |
| SHARONVIEW FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% |
COLUMBUS's top lender by overall market share is Synovus Bank, with 7.5% market share. In second place, with 6.0%, is Mortgage Research Center, LLC, having originated $90,665,000 in loans. In third place, with 5.6%, is QUICKEN LOANS, LLC, having originated $85,260,000 in loans. In fourth place, with 4.4%, is HOMESTAR FINANCIAL CORPORATION, having originated $67,190,000 in loans. In fifth place, with 3.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $52,560,000 in loans.
COLUMBUS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $159,220 (11.4%) | $205,702 (12.6%) | 0.59 | 1,474 |
| 2018-02-01 | $158,348 (8.5%) | $204,471 (10.7%) | 0.58 | 1,477 |
| 2018-03-01 | $159,500 (6.4%) | $206,866 (10.5%) | 0.56 | 1,484 |
| 2018-04-01 | $162,813 (6.1%) | $211,395 (11.7%) | 0.55 | 1,511 |
| 2018-05-01 | $164,000 (5.9%) | $212,148 (10.5%) | 0.55 | 1,528 |
| 2018-06-01 | $159,900 (3.2%) | $204,209 (5.2%) | 0.53 | 1,549 |
| 2018-07-01 | $158,945 (2.6%) | $204,826 (4.1%) | 0.53 | 1,556 |
| 2018-08-01 | $157,225 (1.4%) | $200,421 (1.4%) | 0.53 | 1,567 |
| 2018-09-01 | $160,000 (3.2%) | $204,892 (1.4%) | 0.54 | 1,536 |
| 2018-10-01 | $159,950 (3.6%) | $206,333 (2.9%) | 0.54 | 1,531 |
| 2018-11-01 | $159,000 (1.7%) | $207,918 (3.5%) | 0.54 | 1,532 |
| 2018-12-01 | $159,900 (2.9%) | $210,069 (3.7%) | 0.55 | 1,537 |
| 2019-01-01 | $159,995 (0.5%) | $212,219 (3.2%) | 0.55 | 1,438 |
| 2019-02-01 | $164,150 (3.7%) | $212,552 (4.0%) | 0.55 | 1,426 |
| 2019-03-01 | $164,900 (3.4%) | $215,391 (4.1%) | 0.55 | 1,332 |
| 2019-04-01 | $160,625 (-1.3%) | $222,414 (5.2%) | 0.51 | 1,259 |
| 2019-05-01 | $159,950 (-2.5%) | $226,651 (6.8%) | 0.50 | 1,222 |
| 2019-06-01 | $164,900 (3.1%) | $227,361 (11.3%) | 0.52 | 1,202 |
| 2019-07-01 | $166,611 (4.8%) | $231,974 (13.3%) | 0.52 | 1,113 |
| 2019-08-01 | $177,900 (13.2%) | $241,966 (20.7%) | 0.56 | 1,090 |
| 2019-09-01 | $182,438 (14.0%) | $251,590 (22.8%) | 0.58 | 995 |
| 2019-10-01 | $185,110 (15.7%) | $245,117 (18.8%) | 0.60 | 1,072 |
| 2019-11-01 | $189,900 (19.4%) | $246,864 (18.7%) | 0.62 | 1,047 |
| 2019-12-01 | $186,725 (16.8%) | $246,936 (17.6%) | 0.62 | 1,018 |
| 2020-01-01 | $183,700 (14.8%) | $246,034 (15.9%) | 0.61 | 967 |
| 2020-02-01 | $189,700 (15.6%) | $251,525 (18.3%) | 0.62 | 920 |
| 2020-03-01 | $181,588 (10.1%) | $246,354 (14.4%) | 0.57 | 872 |
| 2020-04-01 | $179,200 (11.6%) | $243,473 (9.5%) | 0.56 | 868 |
| 2020-05-01 | $179,900 (12.5%) | $248,829 (9.8%) | 0.55 | 766 |
| 2020-06-01 | $199,900 (21.2%) | $261,914 (15.2%) | 0.59 | 687 |
| 2020-07-01 | $199,675 (19.9%) | $261,383 (12.7%) | 0.58 | 619 |
| 2020-08-01 | $199,900 (12.4%) | $268,451 (11.0%) | 0.57 | 563 |
| 2020-09-01 | $193,450 (6.0%) | $288,444 (14.7%) | 0.55 | 484 |
| 2020-10-01 | $195,079 (5.4%) | $287,590 (17.3%) | 0.56 | 503 |
| 2020-11-01 | $193,700 (2.0%) | $275,369 (11.6%) | 0.57 | 522 |
| 2020-12-01 | $179,925 (-3.6%) | $272,152 (10.2%) | 0.54 | 511 |
| 2021-01-01 | $194,500 (5.9%) | $279,514 (13.6%) | 0.58 | 458 |
| 2021-02-01 | $188,650 (-0.6%) | $271,684 (8.0%) | 0.55 | 432 |
| 2021-03-01 | $186,850 (2.9%) | $272,904 (10.8%) | 0.53 | 389 |
| 2021-04-01 | $191,000 (6.6%) | $286,550 (17.7%) | 0.52 | 367 |
| 2021-05-01 | $189,600 (5.4%) | $275,727 (10.8%) | 0.50 | 369 |
| 2021-06-01 | $186,350 (-6.8%) | $271,458 (3.6%) | 0.49 | 396 |
| 2021-07-01 | $185,000 (-7.4%) | $281,500 (7.7%) | 0.49 | 483 |
| 2021-08-01 | $189,900 (-5.0%) | $279,302 (4.0%) | 0.51 | 497 |
| 2021-09-01 | $189,900 (-1.8%) | $292,290 (1.3%) | 0.51 | 523 |
| 2021-10-01 | $189,900 (-2.7%) | $283,921 (-1.3%) | 0.51 | 522 |
| 2021-11-01 | $186,350 (-3.8%) | $286,129 (3.9%) | 0.50 | 536 |
| 2021-12-01 | $189,450 (5.3%) | $296,387 (8.9%) | 0.51 | 436 |
| 2022-01-01 | $187,900 (-3.4%) | $318,215 (13.9%) | 0.51 | 356 |
| 2022-02-01 | $183,625 (-2.7%) | $316,498 (16.5%) | 0.48 | 328 |
| 2022-03-01 | $185,250 (-0.9%) | $308,961 (13.2%) | 0.46 | 331 |
| 2022-04-01 | $174,950 (-8.4%) | $275,772 (-3.8%) | 0.42 | 356 |
| 2022-05-01 | $200,475 (5.7%) | $280,407 (1.7%) | 0.46 | 411 |
| 2022-06-01 | $227,950 (22.3%) | $299,125 (10.2%) | 0.51 | 464 |
| 2022-07-01 | $235,000 (27.0%) | $299,869 (6.5%) | 0.53 | 537 |
| 2022-08-01 | $219,950 (15.8%) | $336,458 (20.5%) | 0.51 | 548 |
| 2022-09-01 | $221,950 (16.9%) | $336,060 (15.0%) | 0.52 | 554 |
| 2022-10-01 | $230,000 (21.1%) | $300,687 (5.9%) | 0.54 | 601 |
| 2022-11-01 | $232,400 (24.7%) | $293,898 (2.7%) | 0.56 | 587 |
| 2022-12-01 | $225,000 (18.8%) | $294,219 (-0.7%) | 0.56 | 531 |
| 2023-01-01 | $230,000 (22.4%) | $348,427 (9.5%) | 0.57 | 437 |
| 2023-02-01 | $213,750 (16.4%) | $341,581 (7.9%) | 0.52 | 420 |
| 2023-03-01 | $224,900 (21.4%) | $354,793 (14.8%) | 0.53 | 401 |
| 2023-04-01 | $246,000 (40.6%) | $378,778 (37.4%) | 0.57 | 395 |
COLUMBUS's median listing price for 2023-04-01 was $246,000, a difference of
$71,050
(40.6%) versus the prior year and
$21,100 versus the prior month.
COLUMBUS's median listing price comes in at 57% of the national average.
COLUMBUS's average listing price for 2023-04-01 was $378,778, a difference of $103,006 (37.4%) versus the prior year and $23,985 versus the prior month.
For the 2023-04-01 period, COLUMBUS had 395 MLS listings, a difference of -6 listings (-1%) versus the prior month and 39 listings (11%) versus the prior year.
COLUMBUS's median listing price comes in at 57% of the national average.
COLUMBUS's average listing price for 2023-04-01 was $378,778, a difference of $103,006 (37.4%) versus the prior year and $23,985 versus the prior month.
For the 2023-04-01 period, COLUMBUS had 395 MLS listings, a difference of -6 listings (-1%) versus the prior month and 39 listings (11%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 107 days | 1,924 sqft |
| 2018-02-01 | 99 days | 1,932 sqft |
| 2018-03-01 | 93 days | 1,929 sqft |
| 2018-04-01 | 84 days | 1,929 sqft |
| 2018-05-01 | 82 days | 1,970 sqft |
| 2018-06-01 | 81 days | 1,937 sqft |
| 2018-07-01 | 82 days | 1,916 sqft |
| 2018-08-01 | 87 days | 1,922 sqft |
| 2018-09-01 | 94 days | 1,934 sqft |
| 2018-10-01 | 95 days | 1,950 sqft |
| 2018-11-01 | 101 days | 1,938 sqft |
| 2018-12-01 | 114 days | 1,929 sqft |
| 2019-01-01 | 119 days | 1,925 sqft |
| 2019-02-01 | 115 days | 1,938 sqft |
| 2019-03-01 | 108 days | 1,960 sqft |
| 2019-04-01 | 94 days | 1,946 sqft |
| 2019-05-01 | 88 days | 1,940 sqft |
| 2019-06-01 | 82 days | 2,000 sqft |
| 2019-07-01 | 80 days | 2,014 sqft |
| 2019-08-01 | 85 days | 2,079 sqft |
| 2019-09-01 | 91 days | 2,155 sqft |
| 2019-10-01 | 79 days | 2,098 sqft |
| 2019-11-01 | 76 days | 2,134 sqft |
| 2019-12-01 | 83 days | 2,114 sqft |
| 2020-01-01 | 93 days | 2,099 sqft |
| 2020-02-01 | 95 days | 2,109 sqft |
| 2020-03-01 | 86 days | 2,061 sqft |
| 2020-04-01 | 78 days | 2,012 sqft |
| 2020-05-01 | 81 days | 2,047 sqft |
| 2020-06-01 | 71 days | 2,140 sqft |
| 2020-07-01 | 58 days | 2,104 sqft |
| 2020-08-01 | 53 days | 2,044 sqft |
| 2020-09-01 | 53 days | 2,011 sqft |
| 2020-10-01 | 46 days | 2,004 sqft |
| 2020-11-01 | 47 days | 1,961 sqft |
| 2020-12-01 | 52 days | 1,931 sqft |
| 2021-01-01 | 59 days | 1,988 sqft |
| 2021-02-01 | 38 days | 1,896 sqft |
| 2021-03-01 | 36 days | 1,881 sqft |
| 2021-04-01 | 36 days | 1,866 sqft |
| 2021-05-01 | 22 days | 1,819 sqft |
| 2021-06-01 | 23 days | 1,813 sqft |
| 2021-07-01 | 29 days | 1,790 sqft |
| 2021-08-01 | 38 days | 1,821 sqft |
| 2021-09-01 | 38 days | 1,785 sqft |
| 2021-10-01 | 41 days | 1,796 sqft |
| 2021-11-01 | 44 days | 1,830 sqft |
| 2021-12-01 | 56 days | 1,895 sqft |
| 2022-01-01 | 59 days | 1,849 sqft |
| 2022-02-01 | 35 days | 1,795 sqft |
| 2022-03-01 | 27 days | 1,734 sqft |
| 2022-04-01 | 24 days | 1,708 sqft |
| 2022-05-01 | 22 days | 1,816 sqft |
| 2022-06-01 | 28 days | 1,889 sqft |
| 2022-07-01 | 32 days | 1,936 sqft |
| 2022-08-01 | 38 days | 1,878 sqft |
| 2022-09-01 | 44 days | 1,883 sqft |
| 2022-10-01 | 44 days | 1,974 sqft |
| 2022-11-01 | 53 days | 1,978 sqft |
| 2022-12-01 | 65 days | 1,934 sqft |
| 2023-01-01 | 67 days | 1,953 sqft |
| 2023-02-01 | 39 days | 1,865 sqft |
| 2023-03-01 | 43 days | 1,891 sqft |
| 2023-04-01 | 37 days | 2,019 sqft |
COLUMBUS's median listing age (time on market) for 2023-04-01 was 37 days.
This
is 54%
longer
than the same period one year ago.
COLUMBUS's median square footage for active listings during the 2023-04-01 period was 2,019 sqft. One year prior, the average listing was 1,708 sqft.
COLUMBUS's median square footage for active listings during the 2023-04-01 period was 2,019 sqft. One year prior, the average listing was 1,708 sqft.
COLUMBUS, GA-AL Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 31058 | Columbus, GA-AL | $580 | $650 | $750 | $1,010 | $1,300 |
| 31801 | Columbus, GA-AL | $600 | $660 | $760 | $1,030 | $1,300 |
| 31803 | Columbus, GA-AL | $580 | $650 | $750 | $1,010 | $1,300 |
| 31804 | Columbus, GA-AL | $890 | $990 | $1,130 | $1,530 | $1,930 |
| 31805 | Columbus, GA-AL | $580 | $650 | $750 | $1,010 | $1,300 |
| 31807 | Columbus, GA-AL | $800 | $880 | $1,010 | $1,370 | $1,730 |
| 31808 | Columbus, GA-AL | $880 | $970 | $1,110 | $1,510 | $1,900 |
| 31811 | Columbus, GA-AL | $800 | $880 | $1,010 | $1,370 | $1,730 |
| 31820 | Columbus, GA-AL | $970 | $1,070 | $1,220 | $1,660 | $2,090 |
| 31822 | Columbus, GA-AL | $620 | $680 | $800 | $1,060 | $1,310 |
| 31823 | Columbus, GA-AL | $740 | $810 | $940 | $1,260 | $1,590 |
| 31824 | Columbus, GA-AL | $580 | $650 | $750 | $1,010 | $1,300 |
| 31826 | Columbus, GA-AL | $630 | $690 | $790 | $1,070 | $1,360 |
| 31829 | Columbus, GA-AL | $840 | $930 | $1,060 | $1,440 | $1,820 |
| 31830 | Columbus, GA-AL | $710 | $710 | $940 | $1,180 | $1,300 |
| 31831 | Columbus, GA-AL | $650 | $720 | $810 | $1,100 | $1,400 |
| 31833 | Columbus, GA-AL | $590 | $660 | $750 | $1,020 | $1,300 |
| 31901 | Columbus, GA-AL | $580 | $650 | $750 | $1,010 | $1,300 |
| 31902 | Columbus, GA-AL | $660 | $740 | $840 | $1,140 | $1,440 |
| 31903 | Columbus, GA-AL | $580 | $650 | $750 | $1,010 | $1,300 |
| 31904 | Columbus, GA-AL | $690 | $760 | $870 | $1,180 | $1,490 |
| 31905 | Columbus, GA-AL | $980 | $1,090 | $1,240 | $1,680 | $2,120 |
| 31906 | Columbus, GA-AL | $580 | $650 | $750 | $1,010 | $1,300 |
| 31907 | Columbus, GA-AL | $710 | $790 | $900 | $1,220 | $1,540 |
| 31908 | Columbus, GA-AL | $660 | $740 | $840 | $1,140 | $1,440 |
| 31909 | Columbus, GA-AL | $880 | $970 | $1,110 | $1,510 | $1,900 |
| 31914 | Columbus, GA-AL | $660 | $740 | $840 | $1,140 | $1,440 |
| 31917 | Columbus, GA-AL | $660 | $740 | $840 | $1,140 | $1,440 |
| 31995 | Columbus, GA-AL | $930 | $1,020 | $1,170 | $1,590 | $2,000 |
| 31998 | Columbus, GA-AL | $660 | $740 | $840 | $1,140 | $1,440 |
| 31999 | Columbus, GA-AL | $660 | $740 | $840 | $1,140 | $1,440 |
| 36027 | Columbus, GA-AL | $580 | $650 | $750 | $1,010 | $1,300 |
| 36053 | Columbus, GA-AL | $600 | $670 | $760 | $1,030 | $1,300 |
| 36804 | Columbus, GA-AL | $650 | $680 | $880 | $1,170 | $1,330 |
| 36856 | Columbus, GA-AL | $980 | $1,090 | $1,240 | $1,680 | $2,120 |
| 36858 | Columbus, GA-AL | $610 | $670 | $780 | $1,050 | $1,300 |
| 36859 | Columbus, GA-AL | $940 | $1,050 | $1,200 | $1,620 | $2,040 |
| 36860 | Columbus, GA-AL | $580 | $650 | $750 | $1,010 | $1,300 |
| 36867 | Columbus, GA-AL | $690 | $750 | $880 | $1,190 | $1,470 |
| 36868 | Columbus, GA-AL | $600 | $670 | $760 | $1,030 | $1,300 |
| 36869 | Columbus, GA-AL | $590 | $650 | $750 | $1,010 | $1,300 |
| 36870 | Columbus, GA-AL | $680 | $720 | $920 | $1,220 | $1,400 |
| 36871 | Columbus, GA-AL | $590 | $650 | $760 | $1,020 | $1,300 |
| 36874 | Columbus, GA-AL | $810 | $850 | $1,100 | $1,460 | $1,660 |
| 36875 | Columbus, GA-AL | $640 | $710 | $810 | $1,100 | $1,390 |
| 36877 | Columbus, GA-AL | $690 | $730 | $950 | $1,260 | $1,420 |
2022 Average & Median Rent Data Statistics
COLUMBUS, GA-AL average 1BR rent: $771, median: $725
COLUMBUS, GA-AL average 2BR rent: $896, median: $840
COLUMBUS, GA-AL average 3BR rent: $1,208, median: $1,140
COLUMBUS, GA-AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,973 | $1,041,095,000 | $262,043 |
| Cash Out Refi | 1,142 | $225,030,000 | $197,049 |
| Refi | 728 | $198,830,000 | $273,118 |
| Other | 297 | $34,375,000 | $115,741 |
| Home Improvement | 235 | $21,725,000 | $92,447 |
Columbus's most frequently cited loan purpose was Home Purchase, with 3,973 originations. The 2nd most popular reason was Cash Out Refi, with 1,142 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,631 | $350,085,000 | $214,644 |
| 4-5% | 1,486 | $416,360,000 | $280,188 |
| 3-4% | 1,293 | $320,925,000 | $248,202 |
| 6-7% | 848 | $170,500,000 | $201,061 |
| 2.5-3% | 371 | $113,155,000 | $305,000 |
| 7-8% | 265 | $41,345,000 | $156,019 |
| <2.5% | 178 | $29,920,000 | $168,090 |
| Over 8% | 167 | $15,035,000 | $90,030 |
During 2022, Columbus's most frequently originated rate bucket was 5-6%, with 1,631 originations.
Loan Sizing (COLUMBUS, GA-AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,460 | $676,090,000 | $274,833 |
| $100k-200k | 2,229 | $332,905,000 | $149,352 |
| $100,000 or less | 1,194 | $74,200,000 | $62,144 |
| $400k-600k | 373 | $172,185,000 | $461,622 |
| $600k-1000k | 88 | $62,440,000 | $709,545 |
| $Over $1MM | 31 | $203,235,000 | $6,555,968 |
COLUMBUS's loan sizing saw the bucket of loans from $200k-400k with 2,460 originations, totaling $676,090,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,354 | $823,000,000 | $245,379 |
| 60-80% | 1,373 | $385,665,000 | $280,892 |
| 40-60% | 419 | $76,745,000 | $183,162 |
| Over 100% | 415 | $121,885,000 | $293,699 |
| 20-40% | 298 | $41,750,000 | $140,101 |
| Under 20% | 279 | $12,295,000 | $44,068 |
COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,354 originations, totaling $823,000,000 in origination value.