COLUMBUS Mortgage Rates
30 Year Fixed Rate mortgages in Columbus averaged
6.19%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.3% and
one month ago for the week of 2022-05-26, the
average rate was 5.59%.
Columbus's average rate one year ago was 3.38%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.7%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
Columbus 30 Year Fixed Rate | 2022-06-30 | 6.19% |
Columbus 30 Year Fixed Rate Refi | 2022-06-30 | 5.7% |
Columbus 15 Year Fixed Rate | 2022-06-30 | 5.22% |
Columbus 15 Year Fixed Rate Refi | 2022-06-30 | 4.99% |
Columbus 30 Year FHA | 2022-06-30 | 5.62% |
Columbus 30 Year FHA Refi | 2022-06-30 | 5.83% |
Columbus 30 Year USDA | 2022-06-30 | 5.83% |
Columbus 30 Year USDA Refi | 2022-06-30 | 5.67% |
Columbus 30 Year VA | 2022-06-30 | 5.47% |
Columbus 30 Year VA Refi | 2022-06-30 | 5.45% |
COLUMBUS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the COLUMBUS, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
COLUMBUS, GA-AL's 193 lenders originated 10,469
loans during 2021. The total origination value was $2,258,985,000, with an average loan value of
$215,778.
The top COLUMBUS lender as defined by loan originations is Synovus Bank, with
356 loans originated. Their average total fees are
$4,753, which is $117
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee COLUMBUS lenders (with over 10 loans originated) are
INTERLINC MORTGAGE SERVICES, LLC ($2,292), KINETIC FEDERAL CREDIT UNION ($2,354), KELLER MORTGAGE, LLC ($2,607), JPMorgan Chase Bank ($2,824) and RUOFF MORTGAGE COMPANY, INC. ($2,848).
The lowest rate COLUMBUS lenders (with over 10 loans originated) are
Stifel Bank and Trust (2.83%), Bank of America (2.84%), AMERISAVE MORTGAGE CORPORATION (2.94%), Mortgage Research Center, LLC (2.95%) and KINETIC FEDERAL CREDIT UNION (2.96%).
COLUMBUS, GA-AL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
Synovus Bank | $250,455,000 | $211,635,000 | -15.5% | 9.4% |
QUICKEN LOANS, LLC | $149,320,000 | $184,795,000 | 23.8% | 8.2% |
FREEDOM MORTGAGE CORPORATION | $150,675,000 | $123,575,000 | -18.0% | 5.5% |
Mortgage Research Center, LLC | $64,370,000 | $98,915,000 | 53.7% | 4.4% |
Wells Fargo Bank | $33,965,000 | $95,530,000 | 181.3% | 4.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $74,245,000 | $78,065,000 | 5.1% | 3.5% |
ENVOY MORTGAGE, LTD | $50,020,000 | $70,700,000 | 41.3% | 3.1% |
PENNYMAC LOAN SERVICES, LLC | $28,515,000 | $63,580,000 | 123.0% | 2.8% |
LOANDEPOT.COM, LLC | $40,600,000 | $57,170,000 | 40.8% | 2.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $49,650,000 | $55,830,000 | 12.4% | 2.5% |
BROKER SOLUTIONS, INC. | $40,470,000 | $48,685,000 | 20.3% | 2.2% |
CMG MORTGAGE, INC. | $47,790,000 | $47,535,000 | -0.5% | 2.1% |
HOMESTAR FINANCIAL CORPORATION | $27,410,000 | $44,480,000 | 62.3% | 2.0% |
NAVY FEDERAL CREDIT UNION | $33,095,000 | $39,960,000 | 20.7% | 1.8% |
UNITED WHOLESALE MORTGAGE, LLC | $21,460,000 | $35,125,000 | 63.7% | 1.6% |
INTERLINC MORTGAGE SERVICES, LLC | $31,715,000 | $33,450,000 | 5.5% | 1.5% |
MOVEMENT MORTGAGE, LLC | $2,080,000 | $33,010,000 | 1,487.0% | 1.5% |
Capital One | $2,505,000 | $32,370,000 | 1,192.2% | 1.4% |
Renasant Bank | $30,635,000 | $31,575,000 | 3.1% | 1.4% |
GUILD MORTGAGE COMPANY | $34,250,000 | $30,225,000 | -11.8% | 1.3% |
Stifel Bank and Trust | $27,105,000 | $27,330,000 | 0.8% | 1.2% |
Mr. Cooper ( Nationstar Mortgage ) | $29,845,000 | $26,020,000 | -12.8% | 1.2% |
CERTAINTY HOME LOANS, LLC | $15,545,000 | $25,825,000 | 66.1% | 1.1% |
NEWREZ LLC | $8,765,000 | $25,555,000 | 191.6% | 1.1% |
CROSSCOUNTRY MORTGAGE, LLC | $21,865,000 | $25,250,000 | 15.5% | 1.1% |
WALKER & DUNLOP, LLC | $11,375,000 | $22,910,000 | 101.4% | 1.0% |
USAA Federal Savings Bank | $39,630,000 | $21,885,000 | -44.8% | 1.0% |
Truist Bank | $22,475,000 | $21,120,000 | -6.0% | 0.9% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $16,140,000 | $19,115,000 | 18.4% | 0.8% |
VILLAGE CAPITAL & INVESTMENT LLC | $22,545,000 | $18,630,000 | -17.4% | 0.8% |
LAKEVIEW LOAN SERVICING, LLC | $10,915,000 | $18,025,000 | 65.1% | 0.8% |
FirstBank | $15,775,000 | $17,795,000 | 12.8% | 0.8% |
BETTER MORTGAGE CORPORATION | $6,215,000 | $17,245,000 | 177.5% | 0.8% |
AMERISAVE MORTGAGE CORPORATION | $14,040,000 | $17,230,000 | 22.7% | 0.8% |
NEW DAY FINANCIAL, LLC | $13,335,000 | $14,990,000 | 12.4% | 0.7% |
Grandbridge Real Estate Capital LLC | $21,305,000 | $13,795,000 | -35.2% | 0.6% |
Southern Bank | $13,270,000 | n/a | 0.6% | |
KINETIC FEDERAL CREDIT UNION | $17,570,000 | $12,955,000 | -26.3% | 0.6% |
Arbor Realty Trust, Inc. | $35,685,000 | $12,815,000 | -64.1% | 0.6% |
RUOFF MORTGAGE COMPANY, INC. | $9,120,000 | $12,410,000 | 36.1% | 0.5% |
Carrington Mortgage Services, LLC | $14,620,000 | $12,250,000 | -16.2% | 0.5% |
ServisFirst Bank | $4,270,000 | $11,945,000 | 179.7% | 0.5% |
HOME POINT FINANCIAL CORPORATION | $5,990,000 | $11,490,000 | 91.8% | 0.5% |
Colony Bank | $9,435,000 | $11,470,000 | 21.6% | 0.5% |
GUARANTY MORTGAGE SERVICES, L.L.C. | $15,120,000 | $10,545,000 | -30.3% | 0.5% |
PENTAGON FEDERAL CREDIT UNION | $4,550,000 | $10,325,000 | 126.9% | 0.5% |
CALIBER HOME LOANS, INC. | $6,695,000 | $10,230,000 | 52.8% | 0.5% |
GREYSTONE SERVICING COMPANY LLC | $9,895,000 | n/a | 0.4% | |
Bank of America | $7,935,000 | $9,830,000 | 23.9% | 0.4% |
First Federal Bank | $10,335,000 | $9,605,000 | -7.1% | 0.4% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,765,000 | $9,180,000 | 92.7% | 0.4% |
JPMorgan Chase Bank | $5,025,000 | $8,660,000 | 72.3% | 0.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,190,000 | $8,480,000 | 17.9% | 0.4% |
Southern States Bank | $9,360,000 | $8,320,000 | -11.1% | 0.4% |
Regions Bank | $8,505,000 | $8,285,000 | -2.6% | 0.4% |
Ameris Bank | $10,295,000 | $7,840,000 | -23.8% | 0.3% |
OPEN MORTGAGE, LLC | $4,220,000 | $6,685,000 | 58.4% | 0.3% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,495,000 | $6,450,000 | 17.4% | 0.3% |
AMERICAN FINANCIAL NETWORK, INC. | $5,480,000 | $6,380,000 | 16.4% | 0.3% |
PLANET HOME LENDING, LLC | $7,195,000 | $6,235,000 | -13.3% | 0.3% |
The Federal Savings Bank | $10,610,000 | $6,100,000 | -42.5% | 0.3% |
Lakeview Community Capital, LLC | $3,535,000 | $5,990,000 | 69.4% | 0.3% |
FIRST COMMUNITY MORTGAGE, INC. | $3,085,000 | $5,655,000 | 83.3% | 0.3% |
MORTGAGE INVESTORS GROUP, INC. | $4,060,000 | $5,625,000 | 38.5% | 0.2% |
KELLER MORTGAGE, LLC | $11,030,000 | $5,585,000 | -49.4% | 0.2% |
U.S. Bank | $5,385,000 | $5,285,000 | -1.9% | 0.2% |
CLEARPATH LENDING | $10,405,000 | $5,240,000 | -49.6% | 0.2% |
Flagstar Bank, FSB | $1,495,000 | $5,065,000 | 238.8% | 0.2% |
The Peoples Bank of Georgia | $2,765,000 | $4,960,000 | 79.4% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $9,040,000 | $4,835,000 | -46.5% | 0.2% |
Barrington Bank & Trust Company, N.A. | $3,730,000 | $4,650,000 | 24.7% | 0.2% |
AuburnBank | $17,165,000 | $3,955,000 | -77.0% | 0.2% |
NATIONS DIRECT MORTGAGE, LLC | $1,655,000 | $3,790,000 | 129.0% | 0.2% |
AMERICAN FINANCING CORPORATION | $2,295,000 | $3,755,000 | 63.6% | 0.2% |
21ST MORTGAGE CORPORATION | $3,120,000 | $3,570,000 | 14.4% | 0.2% |
Centennial Bank | $3,510,000 | n/a | 0.2% | |
AmeriHome Mortgage Company, LLC | $2,980,000 | $3,495,000 | 17.3% | 0.2% |
Bank of England | $1,695,000 | $3,430,000 | 102.4% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $2,235,000 | $3,415,000 | 52.8% | 0.2% |
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $3,325,000 | n/a | 0.1% | |
South State Bank | $2,985,000 | $2,995,000 | 0.3% | 0.1% |
Low VA Rates, LLC | $4,085,000 | $2,935,000 | -28.2% | 0.1% |
Cedar Rapids Bank and Trust Company | $2,885,000 | n/a | 0.1% | |
Mid-Continent Funding, Inc. | $1,230,000 | $2,855,000 | 132.1% | 0.1% |
InterContinental Capital Group, Inc | $3,715,000 | $2,850,000 | -23.3% | 0.1% |
Valley National Bank | $2,735,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,925,000 | $2,610,000 | -33.5% | 0.1% |
First Guaranty Mortgage Corporation | $6,845,000 | $2,470,000 | -63.9% | 0.1% |
UBS Bank USA | $2,425,000 | n/a | 0.1% | |
PNC Bank | $1,065,000 | $2,405,000 | 125.8% | 0.1% |
NBKC BANK | $420,000 | $2,230,000 | 431.0% | 0.1% |
United Community Bank | $910,000 | $2,230,000 | 145.1% | 0.1% |
HOMESIDE FINANCIAL, LLC | $1,285,000 | $2,175,000 | 69.3% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $1,425,000 | $2,050,000 | 43.9% | 0.1% |
SOVEREIGN LENDING GROUP INCORPORATED | $1,915,000 | $2,040,000 | 6.5% | 0.1% |
Ally Bank | $340,000 | $2,025,000 | 495.6% | 0.1% |
LIMA ONE CAPITAL, LLC | $95,000 | $2,025,000 | 2,031.6% | 0.1% |
CIVIC FINANCIAL SERVICES, LLC | $105,000 | $1,980,000 | 1,785.7% | 0.1% |
Northpointe Bank | $1,345,000 | $1,965,000 | 46.1% | 0.1% |
Wyndham Capital Mortgage, Inc. | $1,515,000 | $1,915,000 | 26.4% | 0.1% |
ATLANTA POSTAL | $2,455,000 | $1,875,000 | -23.6% | 0.1% |
CONTOUR MORTGAGE CORPORATION | $1,050,000 | $1,850,000 | 76.2% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $1,655,000 | $1,845,000 | 11.5% | 0.1% |
Nations Lending Corporation | $2,325,000 | $1,815,000 | -21.9% | 0.1% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,775,000 | n/a | 0.1% | |
AgFirst Farm Credit Bank | $3,610,000 | $1,755,000 | -51.4% | 0.1% |
SouthPoint Bank | $1,725,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $705,000 | $1,600,000 | 127.0% | 0.1% |
Magnolia Bank | $4,985,000 | $1,545,000 | -69.0% | 0.1% |
BANKSOUTH MORTGAGE COMPANY, LLC | $1,480,000 | $1,525,000 | 3.0% | 0.1% |
PeoplesSouth Bank | $300,000 | $1,505,000 | 401.7% | 0.1% |
SOUTHERN TRUST MORTGAGE, LLC | $11,395,000 | $1,465,000 | -87.1% | 0.1% |
MID AMERICA MORTGAGE, INC. | $1,235,000 | $1,425,000 | 15.4% | 0.1% |
Morgan Stanley Private Bank | $1,435,000 | $1,395,000 | -2.8% | 0.1% |
Troy Bank and Trust Company | $1,265,000 | $1,365,000 | 7.9% | 0.1% |
Austin Capital Bank SSB | $1,345,000 | n/a | 0.1% | |
Fifth Third Bank | $1,130,000 | $1,340,000 | 18.6% | 0.1% |
Hometown Equity Mortgage, LLC | $520,000 | $1,340,000 | 157.7% | 0.1% |
GUARANTEED RATE, INC. | $395,000 | $1,330,000 | 236.7% | 0.1% |
ZILLOW HOME LOANS, LLC | $915,000 | $1,330,000 | 45.4% | 0.1% |
MILEND, INC. | $1,060,000 | $1,320,000 | 24.5% | 0.1% |
LEADERONE FINANCIAL CORPORATION | $1,295,000 | n/a | 0.1% | |
Chicago Mortgage Solutions LLC | $1,285,000 | n/a | 0.1% | |
Commerce Home Mortgage, Inc. | $300,000 | $1,285,000 | 328.3% | 0.1% |
SECURITYNATIONAL MORTGAGE COMPANY | $345,000 | $1,265,000 | 266.7% | 0.1% |
GUARANTEED RATE AFFINITY, LLC | $1,465,000 | $1,230,000 | -16.0% | 0.1% |
EMBRACE HOME LOANS, INC. | $1,410,000 | $1,215,000 | -13.8% | 0.1% |
1ST SIGNATURE LENDING, LLC | $735,000 | $1,205,000 | 63.9% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $1,575,000 | $1,195,000 | -24.1% | 0.1% |
STEARNS LENDING, LLC | $1,360,000 | $1,195,000 | -12.1% | 0.1% |
First Federal Bank of Kansas City | $145,000 | $1,170,000 | 706.9% | 0.1% |
BancorpSouth Bank | $2,155,000 | $1,145,000 | -46.9% | 0.1% |
PHH Mortgage Corporation | $900,000 | $1,130,000 | 25.6% | 0.1% |
FINANCE OF AMERICA MORTGAGE LLC | $185,000 | $1,100,000 | 494.6% | 0.0% |
Manufacturers and Traders Trust Company | $400,000 | $1,100,000 | 175.0% | 0.0% |
EvaBank | $140,000 | $1,095,000 | 682.1% | 0.0% |
DIRECT LENDERS, LLC | $460,000 | $1,080,000 | 134.8% | 0.0% |
HOMESTEAD FUNDING CORP. | $1,030,000 | $1,080,000 | 4.9% | 0.0% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $450,000 | $1,070,000 | 137.8% | 0.0% |
LIBERTY HOME MORTGAGE CORPORATION | $1,340,000 | $1,065,000 | -20.5% | 0.0% |
ISERVE RESIDENTIAL LENDING, LLC | $1,430,000 | $1,035,000 | -27.6% | 0.0% |
LENDUS, LLC | $1,320,000 | $1,025,000 | -22.3% | 0.0% |
Presidential Bank, FSB | $225,000 | $1,010,000 | 348.9% | 0.0% |
AMWEST FUNDING CORP. | $420,000 | $990,000 | 135.7% | 0.0% |
DAS Acquisition Company, LLC | $220,000 | $980,000 | 345.5% | 0.0% |
Capital City Home Loans, LLC | $1,580,000 | $970,000 | -38.6% | 0.0% |
PLAZA HOME MORTGAGE, INC. | $620,000 | $965,000 | 55.6% | 0.0% |
ON Q FINANCIAL, INC. | $65,000 | $955,000 | 1,369.2% | 0.0% |
First Home Bank | $1,750,000 | $940,000 | -46.3% | 0.0% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $500,000 | $930,000 | 86.0% | 0.0% |
BBVA USA | $515,000 | $930,000 | 80.6% | 0.0% |
Paramount Bank | $1,570,000 | $920,000 | -41.4% | 0.0% |
BNC National Bank | $3,450,000 | $895,000 | -74.1% | 0.0% |
NP, Inc. | $1,205,000 | $895,000 | -25.7% | 0.0% |
Discover Bank | $675,000 | $890,000 | 31.9% | 0.0% |
Watermark Capital, Inc. | $890,000 | n/a | 0.0% | |
LENDSURE MORTGAGE CORP. | $885,000 | n/a | 0.0% | |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $275,000 | $860,000 | 212.7% | 0.0% |
North American Savings Bank, F.S.B. | $725,000 | $845,000 | 16.6% | 0.0% |
GENEVA FINANCIAL, LLC | $425,000 | $815,000 | 91.8% | 0.0% |
CELEBRITY HOME LOANS, LLC | $810,000 | n/a | 0.0% | |
EMM LOANS LLC | $245,000 | $810,000 | 230.6% | 0.0% |
EVERETT FINANCIAL, INC. | $665,000 | $810,000 | 21.8% | 0.0% |
ROYAL UNITED MORTGAGE LLC | $515,000 | $805,000 | 56.3% | 0.0% |
Arvest Bank | $505,000 | $800,000 | 58.4% | 0.0% |
DELTA COMMUNITY CREDIT UNION | $755,000 | $785,000 | 4.0% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $975,000 | $770,000 | -21.0% | 0.0% |
SOFI LENDING CORP. | $135,000 | $770,000 | 470.4% | 0.0% |
Citizens Bank | $500,000 | $765,000 | 53.0% | 0.0% |
First National Bank of Pennsylvania | $765,000 | n/a | 0.0% | |
First South Farm Credit, ACA | $745,000 | n/a | 0.0% | |
TJC Mortgage, Inc. | $1,855,000 | $740,000 | -60.1% | 0.0% |
First Savings Bank | $1,290,000 | $720,000 | -44.2% | 0.0% |
ALLIED MORTGAGE GROUP, INC. | $860,000 | $710,000 | -17.4% | 0.0% |
BAYSHORE MORTGAGE FUNDING, LLC | $165,000 | $710,000 | 330.3% | 0.0% |
Charles Schwab Bank, SSB | $670,000 | n/a | 0.0% | |
Third Federal Savings and Loan Association of Cleveland | $65,000 | $670,000 | 930.8% | 0.0% |
SWBC MORTGAGE CORPORATION | $325,000 | $665,000 | 104.6% | 0.0% |
LENDERFI, INC. | $790,000 | $660,000 | -16.5% | 0.0% |
STOCKTON MORTGAGE CORPORATION | $105,000 | $660,000 | 528.6% | 0.0% |
Southern First Bank | $650,000 | n/a | 0.0% | |
UNION HOME MORTGAGE CORP. | $145,000 | $645,000 | 344.8% | 0.0% |
AMERICAN ADVISORS GROUP | $360,000 | $640,000 | 77.8% | 0.0% |
LOANSNAP, INC. | $640,000 | n/a | 0.0% | |
Goldwater Bank, N.A. | $1,025,000 | $625,000 | -39.0% | 0.0% |
Prosperity Home Mortgage, LLC | $575,000 | $620,000 | 7.8% | 0.0% |
Axos Bank | $265,000 | $615,000 | 132.1% | 0.0% |
HomePromise Corporation | $265,000 | $590,000 | 122.6% | 0.0% |
LENDINGONE, LLC | $585,000 | n/a | 0.0% | |
The First, A National Banking Association | $505,000 | $585,000 | 15.8% | 0.0% |
RELIANCE FIRST CAPITAL, LLC | $790,000 | $580,000 | -26.6% | 0.0% |
CIT Bank | $575,000 | n/a | 0.0% | |
Raymond James Bank | $575,000 | n/a | 0.0% | |
Plains Commerce Bank | $175,000 | $570,000 | 225.7% | 0.0% |
UIF CORPORATION | $565,000 | n/a | 0.0% | |
CityWorth Mortgage LLC | $480,000 | $545,000 | 13.5% | 0.0% |
CALCON MUTUAL MORTGAGE LLC | $535,000 | n/a | 0.0% | |
GEORGIA'S OWN | $355,000 | $530,000 | 49.3% | 0.0% |
FINANCE OF AMERICA COMMERCIAL LLC | $55,000 | $520,000 | 845.5% | 0.0% |
DRAPER AND KRAMER MORTGAGE CORP. | $515,000 | n/a | 0.0% | |
DOMINION FINANCIAL SERVICES, LLC | $190,000 | $495,000 | 160.5% | 0.0% |
Bank OZK | $375,000 | $490,000 | 30.7% | 0.0% |
First Horizon Bank | $490,000 | n/a | 0.0% | |
Texana Bank | $520,000 | $490,000 | -5.8% | 0.0% |
THRIVE MORTGAGE, LLC | $490,000 | n/a | 0.0% | |
City Bank | $485,000 | n/a | 0.0% | |
First Mortgage Solutions, LLC | $485,000 | n/a | 0.0% | |
UNITED PREMIER FUNDING, LLC | $485,000 | n/a | 0.0% | |
Equity Prime Mortgage LLC | $1,100,000 | $470,000 | -57.3% | 0.0% |
Figure Lending LLC | $265,000 | $465,000 | 75.5% | 0.0% |
VAN DYK MORTGAGE CORPORATION | $1,020,000 | $465,000 | -54.4% | 0.0% |
NMSI, INC. | $460,000 | n/a | 0.0% | |
CRESCENT MORTGAGE COMPANY | $385,000 | $455,000 | 18.2% | 0.0% |
SILVER HILL FUNDING, LLC | $445,000 | n/a | 0.0% | |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $220,000 | $440,000 | 100.0% | 0.0% |
Meridian Bank Corporation | $975,000 | $440,000 | -54.9% | 0.0% |
TRIAD FINANCIAL SERVICES, INC. | $155,000 | $440,000 | 183.9% | 0.0% |
Armed Forces Bank | $1,300,000 | $435,000 | -66.5% | 0.0% |
Five Star Credit Union | $180,000 | $435,000 | 141.7% | 0.0% |
SUMMIT FUNDING, INC. | $435,000 | n/a | 0.0% | |
HOMESPIRE MORTGAGE CORPORATION | $125,000 | $430,000 | 244.0% | 0.0% |
Luxury Mortgage Corp. | $415,000 | n/a | 0.0% | |
PREMIA MORTGAGE, LLC | $325,000 | $405,000 | 24.6% | 0.0% |
The Union Bank Company | $295,000 | $405,000 | 37.3% | 0.0% |
POWERCO | $310,000 | $390,000 | 25.8% | 0.0% |
TOTAL MORTGAGE SERVICES, LLC | $385,000 | n/a | 0.0% | |
AMERICAN INTERNET MORTGAGE, INC. | $710,000 | $380,000 | -46.5% | 0.0% |
Sierra Pacific Mortgage Company, Inc. | $380,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $505,000 | $380,000 | -24.8% | 0.0% |
Assurance Financial Group, L.L.C. | $900,000 | $375,000 | -58.3% | 0.0% |
Christensen Financial, Inc. | $360,000 | n/a | 0.0% | |
THE MORTGAGE FIRM, INC. | $455,000 | $360,000 | -20.9% | 0.0% |
Capital City Bank | $1,430,000 | $355,000 | -75.2% | 0.0% |
Colten Mortgage, LLC | $145,000 | $355,000 | 144.8% | 0.0% |
KS StateBank | $600,000 | $355,000 | -40.8% | 0.0% |
SPRING EQ, LLC | $150,000 | $355,000 | 136.7% | 0.0% |
NexBank | $215,000 | $335,000 | 55.8% | 0.0% |
Prime Choice Funding Inc. | $930,000 | $335,000 | -64.0% | 0.0% |
ALLIANT CREDIT UNION | $325,000 | n/a | 0.0% | |
Ixonia Bank | $215,000 | $325,000 | 51.2% | 0.0% |
LOANPAL, LLC | $585,000 | $325,000 | -44.4% | 0.0% |
SIRVA MORTGAGE, INC. | $1,180,000 | $325,000 | -72.5% | 0.0% |
ACOPIA, LLC | $155,000 | $320,000 | 106.5% | 0.0% |
STATE EMPLOYEES' | $320,000 | n/a | 0.0% | |
GMFS LLC | $405,000 | $310,000 | -23.5% | 0.0% |
BankPlus | $305,000 | n/a | 0.0% | |
CONSUMERS COOPERATIVE CREDIT UNION | $305,000 | n/a | 0.0% | |
Service Federal Credit Union | $315,000 | $295,000 | -6.3% | 0.0% |
Strong Home Mortgage, LLC | $295,000 | n/a | 0.0% | |
Alcova Mortgage LLC | $85,000 | $290,000 | 241.2% | 0.0% |
Metro City Bank | $290,000 | n/a | 0.0% | |
Evolve Bank & Trust | $285,000 | n/a | 0.0% | |
LENDING 3, INC. | $255,000 | $285,000 | 11.8% | 0.0% |
Associated Credit Union | $115,000 | $280,000 | 143.5% | 0.0% |
LENOX FINANCIAL MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
SOUTHWEST STAGE FUNDING, LLC | $200,000 | $275,000 | 37.5% | 0.0% |
Mortgage Assurance Inc. | $270,000 | n/a | 0.0% | |
S1L, Inc. | $270,000 | n/a | 0.0% | |
ACCELERATE MORTGAGE, LLC | $390,000 | $265,000 | -32.1% | 0.0% |
KeyBank | $235,000 | $255,000 | 8.5% | 0.0% |
SUN WEST MORTGAGE COMPANY, INC. | $510,000 | $255,000 | -50.0% | 0.0% |
TOWNE MORTGAGE COMPANY | $255,000 | n/a | 0.0% | |
United Bank | $695,000 | $250,000 | -64.0% | 0.0% |
EVANSVILLE TEACHERS | $785,000 | $245,000 | -68.8% | 0.0% |
LOANLEADERS OF AMERICA, INC. | $305,000 | $245,000 | -19.7% | 0.0% |
Shinhan Bank America | $245,000 | n/a | 0.0% | |
BAY EQUITY LLC | $245,000 | $235,000 | -4.1% | 0.0% |
CREDIT HUMAN FEDERAL CREDIT UNION | $180,000 | $235,000 | 30.6% | 0.0% |
NATIONWIDE MORTGAGE BANKERS, INC. | $235,000 | n/a | 0.0% | |
Wolfe Financial, Inc | $235,000 | n/a | 0.0% | |
Community First National Bank | $225,000 | n/a | 0.0% | |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $225,000 | n/a | 0.0% | |
CANOPY MORTGAGE, LLC | $75,000 | $220,000 | 193.3% | 0.0% |
First National Bank of Griffin | $215,000 | n/a | 0.0% | |
F&M Bank | $215,000 | n/a | 0.0% | |
SIWELL, INC. | $145,000 | $215,000 | 48.3% | 0.0% |
Trustmark National Bank | $2,790,000 | $210,000 | -92.5% | 0.0% |
ANGEL OAK HOME LOANS LLC | $410,000 | $205,000 | -50.0% | 0.0% |
BELEM SERVICING LLC | $195,000 | $205,000 | 5.1% | 0.0% |
First Bank | $205,000 | n/a | 0.0% | |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $180,000 | $205,000 | 13.9% | 0.0% |
Independent Bank | $205,000 | n/a | 0.0% | |
NATIONS RELIABLE LENDING, LLC | $205,000 | n/a | 0.0% | |
Pinnacle Bank | $155,000 | $205,000 | 32.3% | 0.0% |
Platinum Home Mortgage Corporation | $135,000 | $205,000 | 51.9% | 0.0% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $875,000 | $205,000 | -76.6% | 0.0% |
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $305,000 | $195,000 | -36.1% | 0.0% |
Citibank | $4,115,000 | $195,000 | -95.3% | 0.0% |
INTERCAP LENDING INC. | $275,000 | $195,000 | -29.1% | 0.0% |
AFFINITY | $185,000 | n/a | 0.0% | |
COMMUNITY MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
DIGITAL Federal Credit Union | $300,000 | $185,000 | -38.3% | 0.0% |
First Internet Bank of Indiana | $185,000 | n/a | 0.0% | |
ALLEGACY FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
CREDIT UNION FINANCIAL SERVICES, LLC | $175,000 | n/a | 0.0% | |
GUIDANCE RESIDENTIAL, LLC | $135,000 | $175,000 | 29.6% | 0.0% |
Peoples Bank | $175,000 | n/a | 0.0% | |
Amerifirst Financial, Inc. | $155,000 | n/a | 0.0% | |
MORTGAGE ACCESS CORP. | $155,000 | n/a | 0.0% | |
OCEANSIDE MORTGAGE COMPANY | $260,000 | $155,000 | -40.4% | 0.0% |
THRIVENT Federal Credit Union | $155,000 | n/a | 0.0% | |
UNITED SECURITY FINANCIAL CORP | $105,000 | $155,000 | 47.6% | 0.0% |
VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $150,000 | n/a | 0.0% | |
ROBINS FINANCIAL | $525,000 | $150,000 | -71.4% | 0.0% |
AMERICAN HOME MORTGAGE, INC. | $670,000 | $145,000 | -78.4% | 0.0% |
First Option Mortgage, LLC | $410,000 | $145,000 | -64.6% | 0.0% |
GEORGIA UNITED | $105,000 | $145,000 | 38.1% | 0.0% |
MAX Credit Union | $45,000 | $145,000 | 222.2% | 0.0% |
MIDWEST LOAN SOLUTIONS, INC. | $145,000 | n/a | 0.0% | |
POLARIS HOME FUNDING CORP. | $145,000 | n/a | 0.0% | |
ASSEMBLIES OF GOD Credit Union | $135,000 | n/a | 0.0% | |
Blue Ridge Bank | $135,000 | n/a | 0.0% | |
MORIA DEVELOPMENT, INC. | $235,000 | $135,000 | -42.6% | 0.0% |
DELMAR FINANCIAL COMPANY | $130,000 | n/a | 0.0% | |
River Bank & Trust | $120,000 | $130,000 | 8.3% | 0.0% |
Secured Investment Corp. | $115,000 | $130,000 | 13.0% | 0.0% |
Advisors Mortgage Group, L.L.C. | $125,000 | n/a | 0.0% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $360,000 | $125,000 | -65.3% | 0.0% |
Flint Community Bank | $65,000 | $125,000 | 92.3% | 0.0% |
JET DIRECT FUNDING CORP | $125,000 | n/a | 0.0% | |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $120,000 | n/a | 0.0% | |
BMO Harris Bank | $115,000 | n/a | 0.0% | |
FBC MORTGAGE, LLC | $175,000 | $115,000 | -34.3% | 0.0% |
Bethpage Federal Credit Union | $105,000 | n/a | 0.0% | |
V.I.P. MORTGAGE, INC. | $105,000 | n/a | 0.0% | |
Georgia Community Bank | $105,000 | $100,000 | -4.8% | 0.0% |
ACADEMY MORTGAGE CORPORATION | $170,000 | $95,000 | -44.1% | 0.0% |
A&D Mortgage LLC | $95,000 | n/a | 0.0% | |
Credence Funding Corporation | $95,000 | n/a | 0.0% | |
FAY SERVICING, LLC | $95,000 | n/a | 0.0% | |
SUCCESS MORTGAGE PARTNERS, INC. | $830,000 | $95,000 | -88.6% | 0.0% |
Sunflower Bank | $85,000 | $95,000 | 11.8% | 0.0% |
Hometown Lenders, Inc. | $85,000 | $90,000 | 5.9% | 0.0% |
First Bank & Trust | $85,000 | n/a | 0.0% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $75,000 | n/a | 0.0% | |
Cornerstone First Mortgage, Inc | $75,000 | n/a | 0.0% | |
1st Franklin Financial Corporation | $165,000 | $65,000 | -60.6% | 0.0% |
AlaTrust Credit Union | $65,000 | n/a | 0.0% | |
WINGS FINANCIAL | $65,000 | n/a | 0.0% | |
Auto Club Trust, FSB | $55,000 | n/a | 0.0% | |
ALABAMA STATE EMPLOYEES CREDIT UNION | $35,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% | |
Georgia Banking Company | $5,000 | n/a | 0.0% |
COLUMBUS's top lender by overall market share is Synovus Bank, with 9.4% market share. In second place, with 8.2%, is QUICKEN LOANS, LLC, having originated $184,795,000 in loans. In third place, with 5.5%, is FREEDOM MORTGAGE CORPORATION, having originated $123,575,000 in loans. In third place, with 4.4%, is Mortgage Research Center, LLC, having originated $98,915,000 in loans. In third place, with 4.2%, is Wells Fargo Bank, having originated $95,530,000 in loans.
COLUMBUS, GA-AL Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 4,818 | $1,107,290,000 | $229,824 |
Refi | 3,834 | $824,070,000 | $214,937 |
Cash Out Refi | 1,439 | $288,575,000 | $200,539 |
Other | 220 | $24,870,000 | $113,045 |
Home Improvement | 158 | $14,180,000 | $89,747 |
Columbus's most frequently cited loan purpose was Home Purchase, with 4,818 originations. The 2nd most popular reason was Refi, with 3,834 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 3,877 | $878,975,000 | $226,715 |
3-4% | 3,222 | $646,750,000 | $200,729 |
<2.5% | 2,527 | $569,615,000 | $225,412 |
4-5% | 424 | $72,240,000 | $170,377 |
Over 8% | 127 | $10,005,000 | $78,780 |
5-6% | 68 | $14,710,000 | $216,324 |
6-7% | 36 | $4,150,000 | $115,278 |
7-8% | 35 | $3,405,000 | $97,286 |
During 2021, Columbus's most frequently originated rate bucket was 2.5-3%, with 3,877 originations.
Loan Sizing (COLUMBUS, GA-AL MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 4,413 | $661,145,000 | $149,818 |
$200k-400k | 3,924 | $1,055,300,000 | $268,935 |
$100,000 or less | 1,625 | $109,855,000 | $67,603 |
$400k-600k | 399 | $187,875,000 | $470,865 |
$600k-1000k | 69 | $50,025,000 | $725,000 |
$Over $1MM | 39 | $194,785,000 | $4,994,487 |
COLUMBUS's loan sizing saw the bucket of loans from $100k-200k with 4,413 originations, totaling $661,145,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 5,026 | $1,115,720,000 | $221,990 |
60-80% | 2,539 | $559,425,000 | $220,333 |
40-60% | 761 | $125,055,000 | $164,330 |
Over 100% | 543 | $149,885,000 | $276,031 |
20-40% | 271 | $28,535,000 | $105,295 |
Under 20% | 217 | $10,805,000 | $49,793 |
COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,026 originations, totaling $1,115,720,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $161,495 (8.9%) | $214,582 (12.5%) | 0.59 | 1,634 |
2018-02-01 | $162,450 (8.4%) | $213,398 (10.4%) | 0.59 | 1,635 |
2018-03-01 | $164,900 (7.2%) | $218,800 (12.1%) | 0.57 | 1,651 |
2018-04-01 | $167,990 (8.5%) | $225,259 (14.7%) | 0.56 | 1,684 |
2018-05-01 | $169,900 (6.3%) | $226,439 (13.1%) | 0.57 | 1,700 |
2018-06-01 | $166,990 (4.4%) | $221,857 (9.5%) | 0.56 | 1,734 |
2018-07-01 | $164,510 (2.9%) | $221,632 (8.2%) | 0.55 | 1,750 |
2018-08-01 | $165,945 (3.7%) | $219,407 (5.9%) | 0.55 | 1,742 |
2018-09-01 | $168,000 (5.0%) | $224,478 (5.7%) | 0.56 | 1,717 |
2018-10-01 | $169,450 (5.9%) | $226,131 (7.4%) | 0.57 | 1,714 |
2018-11-01 | $168,423 (3.6%) | $228,703 (7.6%) | 0.56 | 1,728 |
2018-12-01 | $167,715 (4.8%) | $230,351 (8.1%) | 0.57 | 1,734 |
2019-01-01 | $167,853 (3.9%) | $229,968 (7.2%) | 0.58 | 1,622 |
2019-02-01 | $169,900 (4.6%) | $230,419 (8.0%) | 0.57 | 1,602 |
2019-03-01 | $172,043 (4.3%) | $242,479 (10.8%) | 0.56 | 1,500 |
2019-04-01 | $174,543 (3.9%) | $252,159 (11.9%) | 0.55 | 1,417 |
2019-05-01 | $169,900 (0.0%) | $254,271 (12.3%) | 0.52 | 1,366 |
2019-06-01 | $179,900 (7.7%) | $256,058 (15.4%) | 0.55 | 1,343 |
2019-07-01 | $182,155 (10.7%) | $261,870 (18.2%) | 0.57 | 1,285 |
2019-08-01 | $186,471 (12.4%) | $262,059 (19.4%) | 0.59 | 1,230 |
2019-09-01 | $189,471 (12.8%) | $262,753 (17.1%) | 0.60 | 1,186 |
2019-10-01 | $197,900 (16.8%) | $263,682 (16.6%) | 0.63 | 1,199 |
2019-11-01 | $199,900 (18.7%) | $264,411 (15.6%) | 0.65 | 1,182 |
2019-12-01 | $197,390 (17.7%) | $262,788 (14.1%) | 0.66 | 1,132 |
2020-01-01 | $189,950 (13.2%) | $259,266 (12.7%) | 0.63 | 1,071 |
2020-02-01 | $197,000 (16.0%) | $264,648 (14.9%) | 0.64 | 1,012 |
2020-03-01 | $192,900 (12.1%) | $261,489 (7.8%) | 0.60 | 943 |
2020-04-01 | $189,950 (8.8%) | $254,431 (0.9%) | 0.59 | 942 |
2020-05-01 | $207,000 (21.8%) | $263,044 (3.5%) | 0.63 | 840 |
2020-06-01 | $225,000 (25.1%) | $274,767 (7.3%) | 0.66 | 767 |
2020-07-01 | $219,700 (20.6%) | $272,891 (4.2%) | 0.63 | 682 |
2020-08-01 | $219,900 (17.9%) | $276,609 (5.6%) | 0.63 | 622 |
2020-09-01 | $214,750 (13.3%) | $298,002 (13.4%) | 0.61 | 547 |
2020-10-01 | $210,800 (6.5%) | $298,088 (13.1%) | 0.60 | 568 |
2020-11-01 | $201,379 (0.7%) | $282,608 (6.9%) | 0.58 | 586 |
2020-12-01 | $192,400 (-2.5%) | $287,163 (9.3%) | 0.56 | 569 |
2021-01-01 | $198,900 (4.7%) | $293,194 (13.1%) | 0.59 | 523 |
2021-02-01 | $195,750 (-0.6%) | $283,774 (7.2%) | 0.56 | 482 |
2021-03-01 | $186,750 (-3.2%) | $283,072 (8.3%) | 0.52 | 443 |
2021-04-01 | $192,500 (1.3%) | $293,917 (15.5%) | 0.52 | 416 |
2021-05-01 | $189,999 (-8.2%) | $297,699 (13.2%) | 0.50 | 410 |
2021-06-01 | $185,000 (-17.8%) | $285,457 (3.9%) | 0.48 | 440 |
2021-07-01 | $187,450 (-14.7%) | $289,566 (6.1%) | 0.49 | 531 |
2021-08-01 | $191,500 (-12.9%) | $302,686 (9.4%) | 0.50 | 563 |
2021-09-01 | $195,000 (-9.2%) | $319,666 (7.3%) | 0.51 | 595 |
2021-10-01 | $189,900 (-9.9%) | $309,275 (3.8%) | 0.50 | 601 |
2021-11-01 | $188,900 (-6.2%) | $303,907 (7.5%) | 0.50 | 616 |
2021-12-01 | $189,950 (-1.3%) | $316,736 (10.3%) | 0.51 | 504 |
2022-01-01 | $194,999 (-2.0%) | $350,944 (19.7%) | 0.52 | 414 |
2022-02-01 | $199,900 (2.1%) | $338,260 (19.2%) | 0.51 | 389 |
2022-03-01 | $194,250 (4.0%) | $337,746 (19.3%) | 0.48 | 370 |
2022-04-01 | $186,000 (-3.4%) | $296,112 (0.8%) | 0.44 | 402 |
2022-05-01 | $207,450 (9.2%) | $303,263 (1.9%) | 0.46 | 468 |
2022-06-01 | $239,900 (29.7%) | $319,975 (12.1%) | 0.53 | 530 |
COLUMBUS's median listing price comes in at 53% of the national average.
COLUMBUS's average listing price for 2022-06-01 was $319,975, a difference of $34,518 (12.1%) versus the prior year and $16,712 versus the prior month.
For the 2022-06-01 period, COLUMBUS had 530 MLS listings, a difference of 62 listings (13%) versus the prior month and 90 listings (20%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 103 days | 1,957 sqft |
2018-02-01 | 95 days | 1,966 sqft |
2018-03-01 | 85 days | 1,974 sqft |
2018-04-01 | 82 days | 1,990 sqft |
2018-05-01 | 80 days | 2,007 sqft |
2018-06-01 | 78 days | 1,977 sqft |
2018-07-01 | 81 days | 1,946 sqft |
2018-08-01 | 86 days | 1,955 sqft |
2018-09-01 | 93 days | 1,973 sqft |
2018-10-01 | 94 days | 2,002 sqft |
2018-11-01 | 98 days | 2,007 sqft |
2018-12-01 | 109 days | 1,960 sqft |
2019-01-01 | 117 days | 1,950 sqft |
2019-02-01 | 115 days | 1,967 sqft |
2019-03-01 | 107 days | 2,013 sqft |
2019-04-01 | 91 days | 2,020 sqft |
2019-05-01 | 87 days | 2,017 sqft |
2019-06-01 | 79 days | 2,100 sqft |
2019-07-01 | 78 days | 2,118 sqft |
2019-08-01 | 75 days | 2,154 sqft |
2019-09-01 | 77 days | 2,181 sqft |
2019-10-01 | 78 days | 2,173 sqft |
2019-11-01 | 74 days | 2,203 sqft |
2019-12-01 | 80 days | 2,175 sqft |
2020-01-01 | 88 days | 2,130 sqft |
2020-02-01 | 86 days | 2,155 sqft |
2020-03-01 | 81 days | 2,112 sqft |
2020-04-01 | 75 days | 2,068 sqft |
2020-05-01 | 79 days | 2,144 sqft |
2020-06-01 | 67 days | 2,198 sqft |
2020-07-01 | 52 days | 2,153 sqft |
2020-08-01 | 51 days | 2,114 sqft |
2020-09-01 | 48 days | 2,120 sqft |
2020-10-01 | 46 days | 2,044 sqft |
2020-11-01 | 45 days | 1,967 sqft |
2020-12-01 | 50 days | 1,971 sqft |
2021-01-01 | 57 days | 2,002 sqft |
2021-02-01 | 40 days | 1,941 sqft |
2021-03-01 | 38 days | 1,909 sqft |
2021-04-01 | 36 days | 1,898 sqft |
2021-05-01 | 24 days | 1,872 sqft |
2021-06-01 | 26 days | 1,838 sqft |
2021-07-01 | 30 days | 1,827 sqft |
2021-08-01 | 39 days | 1,833 sqft |
2021-09-01 | 41 days | 1,824 sqft |
2021-10-01 | 42 days | 1,848 sqft |
2021-11-01 | 48 days | 1,851 sqft |
2021-12-01 | 56 days | 1,930 sqft |
2022-01-01 | 63 days | 1,934 sqft |
2022-02-01 | 43 days | 1,901 sqft |
2022-03-01 | 33 days | 1,853 sqft |
2022-04-01 | 28 days | 1,840 sqft |
2022-05-01 | 24 days | 1,868 sqft |
2022-06-01 | 29 days | 1,956 sqft |
COLUMBUS's median square footage for active listings during the 2022-06-01 period was 1,956 sqft. One year prior, the average listing was 1,838 sqft.