Dublin Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dublin averaged 6.08% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.28% and one month ago for the week of 2024-09-05, the average rate was 6.41%.

Dublin's average rate one year ago was 7.65%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Dublin 30 Year Fixed Rate 2024-10-10 6.08%
Dublin 30 Year Fixed Rate Refi 2024-10-10 6.22%
Dublin 15 Year Fixed Rate 2024-10-10 5.31%
Dublin 15 Year Fixed Rate Refi 2024-10-10 5.51%
Dublin 30 Year FHA 2024-10-10 6.11%
Dublin 30 Year FHA Refi 2024-10-10 5.9%
Dublin 30 Year USDA 2024-10-10 6.28%
Dublin 30 Year USDA Refi 2024-10-10 5.88%
Dublin 30 Year VA 2024-10-10 5.65%
Dublin 30 Year VA Refi 2024-10-10 5.85%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Dublin, GA.

Dublin Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Dublin, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 30 6.80% $7,362
Ameris Bank 15 6.58% $7,033
Colony Bank 4 6.56% $4,880
21ST MORTGAGE CORPORATION 3 8.30% $6,308
Flagstar Bank, FSB 3 6.72% $5,021
Mr. Cooper ( Nationstar Mortgage ) 3 6.99% $7,687
CRESCENT MORTGAGE COMPANY 3 7.63% $6,251
Regions Bank 2 6.75% $3,576
CAPITAL CONCEPTS, INC. 2 7.50% $7,803
ROBINS FINANCIAL 2 5.25% $2,797
First National Bank of Pennsylvania 2 5.94% $3,655
TOWNE MORTGAGE COMPANY 2 5.69% $11,706
Truist 2 6.24% $5,581
UNITED WHOLESALE MORTGAGE, LLC 2 6.25% $5,340
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.50% $7,460
Wells Fargo Bank 2 6.25% $7,919
ACADEMY MORTGAGE CORPORATION 2 7.31% $3,512
NAVY FEDERAL CREDIT UNION 2 7.00% $2,540
Northpointe Bank 2 7.75% $9,813
GARDNER FINANCIAL SERVICES, LTD. 2 6.94% $8,136
CROSSCOUNTRY MORTGAGE, LLC 2 6.73% $6,709
GUARANTY HOME MORTGAGE CORPORATION 2 6.31% $4,049
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.31% $8,462
MORTGAGE INVESTORS GROUP, INC. 1 7.00% $10,650
MOVEMENT MORTGAGE, LLC 1 7.56% $16,319
PENNYMAC LOAN SERVICES, LLC 1 6.50% $5,424
PENTAGON FEDERAL CREDIT UNION 1 6.88% $4,573
Pinnacle Bank 1 6.38% $3,437
PLAZA HOME MORTGAGE, INC. 1 6.75% $6,403
Prosperity Home Mortgage, LLC 1 6.63% $3,826
Renasant Bank 1 6.88% $4,347
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 6.63% $3,543
SOUTHPOINT FINANCIAL SERVICES, INC. 1 5.88% $5,257
THRIVE MORTGAGE, LLC 1 6.75% $12,859
University Bank 1 7.13% $5,101
WRIGHT-PATT CREDIT UNION, INC. 1 6.75% $3,682
AgFirst Farm Credit Bank 1 6.88% $4,725
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.00% $5,434
AmeriHome Mortgage Company, LLC 1 7.63% $5,214
AMERISAVE MORTGAGE CORPORATION 1 6.50% $7,446
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.25% $3,833
BANKSOUTH MORTGAGE COMPANY, LLC 1 5.99% $5,606
Blue Ridge Bank 1 6.13% $8,509
Capital City Home Loans, LLC 1 6.88% $3,502
CHARTWAY FEDERAL CREDIT UNION 1 5.75% $4,062
COUNTRYPLACE MORTGAGE, LTD. 1 7.30% $2,911
CREDIT UNION FINANCIAL SERVICES, LLC 1 5.50% $4,963
FIRST COLONY MORTGAGE CORPORATION 1 6.63% $4,607
FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $4,484
First Reliance Bank 1 6.00% $5,563
FREEDOM MORTGAGE CORPORATION 1 7.38% $9,143
GEORGIA UNITED 1 6.88% $3,731
GMFS LLC 1 3.13% $541
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $5,426
HOMESPIRE MORTGAGE CORPORATION 1 6.50% $4,139
JPMorgan Chase Bank 1 7.25% $5,023
LOANDEPOT.COM, LLC 1 6.63% $12,452
Magnolia Bank 1 8.50% $4,774

Dublin Average Closing Costs & Other Stats

Dublin, GA's 58 lenders originated 620 loans during 2023. The total origination value was $101,030,000, with an average loan value of $162,952.

Dublin's average closing costs are $5,231.

The top Dublin lender as defined by loan originations is QUICKEN LOANS, LLC, with 30 loans originated. Their average total fees are $7,362, which is $329 higher than the next largest lender, Ameris Bank.

The lowest fee Dublin lenders (with over 10 loans originated) are Ameris Bank ($7,033), QUICKEN LOANS, LLC ($7,362), .

The lowest rate Dublin lenders (with over 10 loans originated) are Ameris Bank (6.58%), QUICKEN LOANS, LLC (6.80%), .

Dublin, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
QUICKEN LOANS, LLC $17,510,000 $14,005,000 -20.0% 13.9%
Regions Bank $850,000 $7,745,000 811.2% 7.7%
Bank of Dudley $10,320,000 $6,765,000 -34.4% 6.7%
Ameris Bank $9,620,000 $5,825,000 -39.4% 5.8%
Mortgage Research Center, LLC $5,610,000 $3,985,000 -29.0% 3.9%
Morris Bank $8,455,000 $3,250,000 -61.6% 3.2%
21ST MORTGAGE CORPORATION $1,700,000 $2,920,000 71.8% 2.9%
Colony Bank $2,735,000 $2,330,000 -14.8% 2.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,425,000 $2,265,000 58.9% 2.2%
ROBINS FINANCIAL $3,120,000 $2,075,000 -33.5% 2.1%
UNITED WHOLESALE MORTGAGE, LLC $1,340,000 $2,065,000 54.1% 2.0%
CROSSCOUNTRY MORTGAGE, LLC $450,000 $2,005,000 345.6% 2.0%
PLANET HOME LENDING, LLC $290,000 $1,920,000 562.1% 1.9%
CRESCENT MORTGAGE COMPANY $3,850,000 $1,810,000 -53.0% 1.8%
The Federal Savings Bank $555,000 $1,795,000 223.4% 1.8%
Flagstar Bank, FSB $3,125,000 $1,570,000 -49.8% 1.6%
GEORGIA UNITED $1,075,000 $1,485,000 38.1% 1.5%
PENNYMAC LOAN SERVICES, LLC $1,325,000 $1,455,000 9.8% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,045,000 $1,415,000 35.4% 1.4%
NEWREZ LLC $845,000 $1,105,000 30.8% 1.1%
CARDINAL FINANCIAL $1,180,000 $1,040,000 -11.9% 1.0%
NAVY FEDERAL CREDIT UNION $2,250,000 $1,015,000 -54.9% 1.0%
TOWNE MORTGAGE COMPANY $975,000 n/a 1.0%
ACADEMY MORTGAGE CORPORATION $935,000 n/a 0.9%
BROKER SOLUTIONS, INC. $2,010,000 $875,000 -56.5% 0.9%
Northpointe Bank $845,000 n/a 0.8%
Renasant Bank $1,980,000 $845,000 -57.3% 0.8%
FREEDOM MORTGAGE CORPORATION $960,000 $765,000 -20.3% 0.8%
COUNTRYPLACE MORTGAGE, LTD. $755,000 n/a 0.7%
Mr. Cooper ( Nationstar Mortgage ) $2,635,000 $750,000 -71.5% 0.7%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $1,175,000 $745,000 -36.6% 0.7%
LOANDEPOT.COM, LLC $2,245,000 $730,000 -67.5% 0.7%
Platinum Home Mortgage Corporation $2,610,000 $670,000 -74.3% 0.7%
GUARANTEED RATE, INC. $380,000 $655,000 72.4% 0.6%
Prosperity Home Mortgage, LLC $570,000 $645,000 13.2% 0.6%
FIRST COMMUNITY MORTGAGE, INC. $640,000 n/a 0.6%
Wells Fargo Bank $3,575,000 $640,000 -82.1% 0.6%
Capital City Bank $3,225,000 $585,000 -81.9% 0.6%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $555,000 n/a 0.5%
JPMorgan Chase Bank $795,000 $550,000 -30.8% 0.5%
MORTGAGE INVESTORS GROUP, INC. $125,000 $550,000 340.0% 0.5%
BANKSOUTH MORTGAGE COMPANY, LLC $125,000 $540,000 332.0% 0.5%
THRIVE MORTGAGE, LLC $525,000 $510,000 -2.9% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,405,000 $505,000 -64.1% 0.5%
First National Bank of Pennsylvania $500,000 n/a 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $450,000 $470,000 4.4% 0.5%
SOUTHWEST STAGE FUNDING, LLC $225,000 $470,000 108.9% 0.5%
PENTAGON FEDERAL CREDIT UNION $445,000 n/a 0.4%
PLAZA HOME MORTGAGE, INC. $410,000 n/a 0.4%
HOMEOWNERS FINANCIAL GROUP USA, LLC $365,000 n/a 0.4%
USAA Federal Savings Bank $1,225,000 $355,000 -71.0% 0.4%
PREMIA MORTGAGE, LLC $345,000 n/a 0.3%
Alcova Mortgage LLC $340,000 n/a 0.3%
Blue Ridge Bank $335,000 n/a 0.3%
MOVEMENT MORTGAGE, LLC $380,000 $335,000 -11.8% 0.3%
University Bank $335,000 n/a 0.3%
FIRST COLONY MORTGAGE CORPORATION $325,000 n/a 0.3%
GARDNER FINANCIAL SERVICES, LTD. $320,000 n/a 0.3%
CAMPUS USA $205,000 $305,000 48.8% 0.3%
First Federal Bank $755,000 $305,000 -59.6% 0.3%
Truist $640,000 $295,000 -53.9% 0.3%
CHARTWAY FEDERAL CREDIT UNION $285,000 n/a 0.3%
ISERVE RESIDENTIAL LENDING, LLC $285,000 n/a 0.3%
Plains Commerce Bank $280,000 n/a 0.3%
SOUTHPOINT FINANCIAL SERVICES, INC. $665,000 $280,000 -57.9% 0.3%
HOMESTAR FINANCIAL CORPORATION $925,000 $275,000 -70.3% 0.3%
Mortgage Assurance Inc. $275,000 n/a 0.3%
UNION HOME MORTGAGE CORP. $145,000 $270,000 86.2% 0.3%
Oconee State Bank $265,000 n/a 0.3%
GMFS LLC $255,000 n/a 0.3%
CAPITAL CONCEPTS, INC. $250,000 n/a 0.2%
DEEPHAVEN MORTGAGE LLC $225,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $425,000 $225,000 -47.1% 0.2%
Carrington Mortgage Services, LLC $210,000 $210,000 0.0% 0.2%
TRIAD FINANCIAL SERVICES, INC. $210,000 n/a 0.2%
AMERICAN FEDERAL MORTGAGE CORPORATION $205,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $745,000 $205,000 -72.5% 0.2%
Barrington Bank & Trust Company, N.A. $320,000 $205,000 -35.9% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $2,205,000 $200,000 -90.9% 0.2%
OCMBC, INC. $255,000 $190,000 -25.5% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $520,000 $185,000 -64.4% 0.2%
NBKC BANK $185,000 n/a 0.2%
WRIGHT-PATT CREDIT UNION, INC. $175,000 n/a 0.2%
GUILD MORTGAGE COMPANY $410,000 $170,000 -58.5% 0.2%
CREDIT UNION FINANCIAL SERVICES, LLC $165,000 n/a 0.2%
Figure Lending LLC $155,000 n/a 0.2%
CIS Financial Services, Inc. $95,000 $140,000 47.4% 0.1%
FIRST CHOICE MORTGAGE, INC. $135,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $130,000 n/a 0.1%
AgFirst Farm Credit Bank $1,080,000 $125,000 -88.4% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $125,000 n/a 0.1%
First Savings Bank $210,000 $125,000 -40.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $655,000 $125,000 -80.9% 0.1%
HOMESPIRE MORTGAGE CORPORATION $125,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $145,000 $125,000 -13.8% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $915,000 $115,000 -87.4% 0.1%
NEW DAY FINANCIAL, LLC $760,000 $115,000 -84.9% 0.1%
Pinnacle Bank $115,000 n/a 0.1%
Citizens Bank $105,000 n/a 0.1%
First Reliance Bank $305,000 $105,000 -65.6% 0.1%
LIMA ONE CAPITAL, LLC $12,755,000 $105,000 -99.2% 0.1%
NFM, INC. $365,000 $105,000 -71.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $95,000 n/a 0.1%
Bank of England $95,000 n/a 0.1%
Capital City Home Loans, LLC $840,000 $95,000 -88.7% 0.1%
Discover Bank $175,000 $85,000 -51.4% 0.1%
PNC Bank $280,000 $85,000 -69.6% 0.1%
FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.1%
Magnolia Bank $65,000 n/a 0.1%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 n/a 0.0%
FIRST NATIONAL BANK OF COFFEE COUNTY $35,000 n/a 0.0%
Great Oaks Bank $15,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%
Glennville Bank $5,000 n/a 0.0%

Dublin's top lender by overall market share is QUICKEN LOANS, LLC, with 13.9% market share. In second place, with 7.7%, is Regions Bank, having originated $7,745,000 in loans. In third place, with 6.7%, is Bank of Dudley, having originated $6,765,000 in loans. In fourth place, with 5.8%, is Ameris Bank, having originated $5,825,000 in loans. In fifth place, with 3.9%, is Mortgage Research Center, LLC, having originated $3,985,000 in loans.


Dublin Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Dublin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $112,500 (5.2%) $146,517 (3.9%) 0.00 220
2018-02-01 $109,950 (0.0%) $145,721 (2.4%) 0.00 223
2018-03-01 $124,900 (13.6%) $151,875 (7.7%) 0.00 213
2018-04-01 $128,638 (24.4%) $150,182 (8.0%) 0.00 232
2018-05-01 $124,225 (15.6%) $147,809 (1.9%) 0.00 250
2018-06-01 $119,900 (11.6%) $144,547 (-3.7%) 0.00 245
2018-07-01 $125,000 (25.1%) $149,962 (-0.3%) 0.00 262
2018-08-01 $122,450 (23.7%) $151,809 (5.1%) 0.00 249
2018-09-01 $119,900 (20.5%) $151,928 (5.5%) 0.00 254
2018-10-01 $122,450 (6.9%) $151,699 (2.6%) 0.00 254
2018-11-01 $129,675 (13.0%) $152,834 (2.3%) 0.00 248
2018-12-01 $129,950 (18.2%) $153,720 (4.6%) 0.00 254
2019-01-01 $124,675 (10.8%) $144,744 (-1.2%) 0.00 242
2019-02-01 $124,900 (13.6%) $148,305 (1.8%) 0.00 252
2019-03-01 $127,043 (1.7%) $152,231 (0.2%) 0.00 241
2019-04-01 $129,900 (1.0%) $157,009 (4.6%) 0.00 229
2019-05-01 $129,050 (3.9%) $153,922 (4.1%) 0.00 224
2019-06-01 $129,900 (8.3%) $150,894 (4.4%) 0.00 229
2019-07-01 $127,400 (1.9%) $147,866 (-1.4%) 0.00 214
2019-08-01 $123,291 (0.7%) $146,916 (-3.2%) 0.00 214
2019-09-01 $118,627 (-1.1%) $146,193 (-3.8%) 0.00 223
2019-10-01 $115,000 (-6.1%) $145,710 (-4.0%) 0.00 226
2019-11-01 $110,000 (-15.2%) $143,860 (-5.9%) 0.00 202
2019-12-01 $110,000 (-15.4%) $147,068 (-4.3%) 0.00 194
2020-01-01 $113,075 (-9.3%) $148,565 (2.6%) 0.00 188
2020-02-01 $112,450 (-10.0%) $143,351 (-3.3%) 0.00 178
2020-03-01 $149,450 (17.6%) $178,880 (17.5%) 0.00 140
2020-04-01 $162,225 (24.9%) $187,984 (19.7%) 0.00 136
2020-05-01 $174,900 (35.5%) $193,325 (25.6%) 0.00 120
2020-06-01 $182,500 (40.5%) $201,908 (33.8%) 0.00 113
2020-07-01 $186,000 (46.0%) $202,664 (37.1%) 0.00 119
2020-08-01 $158,700 (28.7%) $179,427 (22.1%) 0.00 107
2020-09-01 $178,600 (50.6%) $198,697 (35.9%) 0.00 108
2020-10-01 $179,700 (56.3%) $205,928 (41.3%) 0.00 97
2020-11-01 $170,175 (54.7%) $199,662 (38.8%) 0.00 100
2020-12-01 $158,950 (44.5%) $188,911 (28.5%) 0.00 99
2021-01-01 $177,450 (56.9%) $195,007 (31.3%) 0.00 93
2021-02-01 $166,475 (48.0%) $189,428 (32.1%) 0.00 77
2021-03-01 $139,925 (-6.4%) $175,921 (-1.7%) 0.00 86
2021-04-01 $152,400 (-6.1%) $182,783 (-2.8%) 0.00 73
2021-05-01 $134,800 (-22.9%) $174,261 (-9.9%) 0.00 68
2021-06-01 $140,425 (-23.1%) $169,018 (-16.3%) 0.00 67
2021-07-01 $140,000 (-24.7%) $155,409 (-23.3%) 0.00 69
2021-08-01 $164,975 (4.0%) $176,781 (-1.5%) 0.00 63
2021-09-01 $161,450 (-9.6%) $199,317 (0.3%) 0.00 77
2021-10-01 $185,000 (3.0%) $210,390 (2.2%) 0.00 89
2021-11-01 $224,300 (31.8%) $232,573 (16.5%) 0.00 79
2021-12-01 $207,450 (30.5%) $216,241 (14.5%) 0.00 73
2022-01-01 $210,000 (18.3%) $211,982 (8.7%) 0.00 75
2022-02-01 $211,300 (26.9%) $226,233 (19.4%) 0.00 66
2022-03-01 $217,100 (55.2%) $232,145 (32.0%) 0.00 62
2022-04-01 $184,950 (21.4%) $215,321 (17.8%) 0.00 64
2022-05-01 $194,000 (43.9%) $217,534 (24.8%) 0.00 66
2022-06-01 $229,900 (63.7%) $253,193 (49.8%) 0.00 68
2022-07-01 $236,250 (68.8%) $260,155 (67.4%) 0.00 89
2022-08-01 $207,000 (25.5%) $269,078 (52.2%) 0.00 83
2022-09-01 $208,675 (29.3%) $271,332 (36.1%) 0.00 88
2022-10-01 $219,950 (18.9%) $271,682 (29.1%) 0.00 104
2022-11-01 $242,642 (8.2%) $271,196 (16.6%) 0.00 125
2022-12-01 $249,000 (20.0%) $274,103 (26.8%) 0.00 110
2023-01-01 $249,900 (19.0%) $289,051 (36.4%) 0.00 100
2023-02-01 $259,700 (22.9%) $288,328 (27.5%) 0.00 98
2023-03-01 $292,000 (34.5%) $301,119 (29.7%) 0.00 97
2023-04-01 $289,950 (56.8%) $315,767 (46.7%) 0.00 91
2023-05-01 $299,850 (54.6%) $315,309 (45.0%) 0.00 82
2023-06-01 $299,850 (30.4%) $321,166 (26.9%) 0.00 83
2023-07-01 $294,950 (24.9%) $325,630 (25.2%) 0.00 95
2023-08-01 $256,175 (23.8%) $326,780 (21.4%) 0.00 100
2023-09-01 $254,900 (22.2%) $317,895 (17.2%) 0.00 105
2023-10-01 $263,900 (20.0%) $329,137 (21.2%) 0.00 105
2023-11-01 $253,675 (4.6%) $308,579 (13.8%) 0.00 95
2023-12-01 $266,900 (7.2%) $319,741 (16.7%) 0.00 101
2024-01-01 $284,950 (14.0%) $333,474 (15.4%) 0.00 100
2024-02-01 $268,838 (3.5%) $287,526 (-0.3%) 0.00 109
2024-03-01 $279,000 (-4.5%) $287,438 (-4.5%) 0.00 112
2024-04-01 $282,425 (-2.6%) $282,107 (-10.7%) 0.00 116
2024-05-01 $282,500 (-5.8%) $286,704 (-9.1%) 0.00 117
2024-06-01 $274,250 (-8.5%) $284,735 (-11.3%) 0.00 105
2024-07-01 $268,450 (-9.0%) $287,795 (-11.6%) 0.00 113
2024-08-01 $239,900 (-6.4%) $274,324 (-16.1%) 0.00 106
2024-09-01 $239,450 (-6.1%) $271,302 (-14.7%) 0.00 119
Dublin's median listing price for 2024-09-01 was $239,450, a difference of $-15,450 (-6.1%) versus the prior year and $-450 versus the prior month.

Dublin's median listing price comes in at 0% of the national average.

Dublin's average listing price for 2024-09-01 was $271,302, a difference of $-46,593 (-14.7%) versus the prior year and $-3,022 versus the prior month.

For the 2024-09-01 period, Dublin had 119 MLS listings, a difference of 13 listings (12%) versus the prior month and 14 listings (13%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Dublin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,730 sqft
2018-02-01 0 days 1,762 sqft
2018-03-01 0 days 1,781 sqft
2018-04-01 0 days 1,695 sqft
2018-05-01 0 days 1,664 sqft
2018-06-01 0 days 1,685 sqft
2018-07-01 0 days 1,729 sqft
2018-08-01 0 days 1,735 sqft
2018-09-01 0 days 1,730 sqft
2018-10-01 0 days 1,750 sqft
2018-11-01 0 days 1,783 sqft
2018-12-01 0 days 1,806 sqft
2019-01-01 0 days 1,747 sqft
2019-02-01 0 days 1,729 sqft
2019-03-01 0 days 1,714 sqft
2019-04-01 0 days 1,711 sqft
2019-05-01 0 days 1,701 sqft
2019-06-01 0 days 1,708 sqft
2019-07-01 0 days 1,719 sqft
2019-08-01 0 days 1,754 sqft
2019-09-01 0 days 1,745 sqft
2019-10-01 0 days 1,707 sqft
2019-11-01 0 days 1,664 sqft
2019-12-01 0 days 1,658 sqft
2020-01-01 0 days 1,674 sqft
2020-02-01 0 days 1,692 sqft
2020-03-01 0 days 1,965 sqft
2020-04-01 0 days 2,008 sqft
2020-05-01 0 days 2,032 sqft
2020-06-01 0 days 2,111 sqft
2020-07-01 0 days 2,153 sqft
2020-08-01 0 days 1,874 sqft
2020-09-01 0 days 2,077 sqft
2020-10-01 0 days 2,155 sqft
2020-11-01 0 days 2,043 sqft
2020-12-01 0 days 2,014 sqft
2021-01-01 0 days 2,002 sqft
2021-02-01 0 days 1,774 sqft
2021-03-01 0 days 1,699 sqft
2021-04-01 0 days 1,732 sqft
2021-05-01 0 days 1,676 sqft
2021-06-01 0 days 1,704 sqft
2021-07-01 0 days 1,720 sqft
2021-08-01 0 days 1,714 sqft
2021-09-01 0 days 1,709 sqft
2021-10-01 0 days 1,733 sqft
2021-11-01 0 days 1,974 sqft
2021-12-01 0 days 1,817 sqft
2022-01-01 0 days 1,800 sqft
2022-02-01 0 days 1,827 sqft
2022-03-01 0 days 1,842 sqft
2022-04-01 0 days 1,762 sqft
2022-05-01 0 days 1,886 sqft
2022-06-01 0 days 1,944 sqft
2022-07-01 0 days 1,995 sqft
2022-08-01 0 days 1,954 sqft
2022-09-01 0 days 1,955 sqft
2022-10-01 0 days 1,942 sqft
2022-11-01 0 days 1,947 sqft
2022-12-01 0 days 1,944 sqft
2023-01-01 0 days 1,937 sqft
2023-02-01 0 days 1,895 sqft
2023-03-01 0 days 2,007 sqft
2023-04-01 0 days 1,999 sqft
2023-05-01 0 days 2,085 sqft
2023-06-01 0 days 2,096 sqft
2023-07-01 0 days 2,055 sqft
2023-08-01 0 days 1,894 sqft
2023-09-01 0 days 1,940 sqft
2023-10-01 0 days 2,045 sqft
2023-11-01 0 days 1,924 sqft
2023-12-01 0 days 1,933 sqft
2024-01-01 0 days 2,103 sqft
2024-02-01 0 days 2,015 sqft
2024-03-01 0 days 2,038 sqft
2024-04-01 0 days 2,032 sqft
2024-05-01 0 days 2,137 sqft
2024-06-01 0 days 2,136 sqft
2024-07-01 0 days 1,981 sqft
2024-08-01 0 days 1,864 sqft
2024-09-01 0 days 1,846 sqft
Dublin's median listing age (time on market) for 2024-09-01 was 0 days.

Dublin's median square footage for active listings during the 2024-09-01 period was 1,846 sqft. One year prior, the average listing was 1,940 sqft.

Dublin, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 380 $67,520,000 $177,684
Cash Out Refi 77 $13,025,000 $169,156
Refi 73 $15,135,000 $207,329
Other 51 $3,285,000 $64,412
Home Improvement 39 $2,065,000 $52,949

Dublin's most frequently cited loan purpose was Home Purchase, with 380 originations. The 2nd most popular reason was Cash Out Refi, with 77 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 174 $33,360,000 $191,724
7-8% 121 $21,375,000 $176,653
Over 8% 85 $9,225,000 $108,529
5-6% 82 $23,750,000 $289,634
4-5% 5 $1,235,000 $247,000
<2.5% 4 $60,000 $15,000
3-4% 1 $255,000 $255,000
2.5-3% 1 $15,000 $15,000

During 2023, Dublin's most frequently originated rate bucket was 6-7%, with 174 originations.

Loan Sizing (Dublin, GA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 231 $12,685,000 $54,913
$100k-200k 225 $32,895,000 $146,200
$200k-400k 145 $40,015,000 $275,966
$400k-600k 18 $8,300,000 $461,111
$Over $1MM 1 $7,135,000 $7,135,000

Dublin's loan sizing saw the bucket of loans from $100,000 or less with 231 originations, totaling $12,685,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 280 $57,630,000 $205,821
60-80% 80 $20,520,000 $256,500
20-40% 46 $2,740,000 $59,565
40-60% 36 $4,640,000 $128,889
Under 20% 36 $1,390,000 $38,611
Over 100% 18 $3,500,000 $194,444

Dublin's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 280 originations, totaling $57,630,000 in origination value.