Dublin Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Dublin averaged 6.74% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.95% and one month ago for the week of 2024-10-10, the average rate was 6.48%.

    Dublin's average rate one year ago was 7.26%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Dublin 30 Year Fixed Rate 2024-11-14 6.74%
    Dublin 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Dublin 15 Year Fixed Rate 2024-11-14 5.99%
    Dublin 15 Year Fixed Rate Refi 2024-11-14 6.19%
    Dublin 30 Year FHA 2024-11-14 0.01%
    Dublin 30 Year FHA Refi 2024-11-14 0.1%
    Dublin 30 Year USDA 2024-11-14 0.1%
    Dublin 30 Year USDA Refi 2024-11-14 0.2%
    Dublin 30 Year VA 2024-11-14 -0.2%
    Dublin 30 Year VA Refi 2024-11-14 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Dublin, GA.

    Dublin Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Dublin, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 30 6.80% $7,362
    Ameris Bank 15 6.58% $7,033
    Colony Bank 4 6.56% $4,880
    21ST MORTGAGE CORPORATION 3 8.30% $6,308
    Flagstar Bank, FSB 3 6.72% $5,021
    Mr. Cooper ( Nationstar Mortgage ) 3 6.99% $7,687
    CRESCENT MORTGAGE COMPANY 3 7.63% $6,251
    Regions Bank 2 6.75% $3,576
    CAPITAL CONCEPTS, INC. 2 7.50% $7,803
    ROBINS FINANCIAL 2 5.25% $2,797
    First National Bank of Pennsylvania 2 5.94% $3,655
    TOWNE MORTGAGE COMPANY 2 5.69% $11,706
    Truist 2 6.24% $5,581
    UNITED WHOLESALE MORTGAGE, LLC 2 6.25% $5,340
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.50% $7,460
    Wells Fargo Bank 2 6.25% $7,919
    ACADEMY MORTGAGE CORPORATION 2 7.31% $3,512
    NAVY FEDERAL CREDIT UNION 2 7.00% $2,540
    Northpointe Bank 2 7.75% $9,813
    GARDNER FINANCIAL SERVICES, LTD. 2 6.94% $8,136
    CROSSCOUNTRY MORTGAGE, LLC 2 6.73% $6,709
    GUARANTY HOME MORTGAGE CORPORATION 2 6.31% $4,049
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.31% $8,462
    MORTGAGE INVESTORS GROUP, INC. 1 7.00% $10,650
    MOVEMENT MORTGAGE, LLC 1 7.56% $16,319
    PENNYMAC LOAN SERVICES, LLC 1 6.50% $5,424
    PENTAGON FEDERAL CREDIT UNION 1 6.88% $4,573
    Pinnacle Bank 1 6.38% $3,437
    PLAZA HOME MORTGAGE, INC. 1 6.75% $6,403
    Prosperity Home Mortgage, LLC 1 6.63% $3,826
    Renasant Bank 1 6.88% $4,347
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 6.63% $3,543
    SOUTHPOINT FINANCIAL SERVICES, INC. 1 5.88% $5,257
    THRIVE MORTGAGE, LLC 1 6.75% $12,859
    University Bank 1 7.13% $5,101
    WRIGHT-PATT CREDIT UNION, INC. 1 6.75% $3,682
    AgFirst Farm Credit Bank 1 6.88% $4,725
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.00% $5,434
    AmeriHome Mortgage Company, LLC 1 7.63% $5,214
    AMERISAVE MORTGAGE CORPORATION 1 6.50% $7,446
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.25% $3,833
    BANKSOUTH MORTGAGE COMPANY, LLC 1 5.99% $5,606
    Blue Ridge Bank 1 6.13% $8,509
    Capital City Home Loans, LLC 1 6.88% $3,502
    CHARTWAY FEDERAL CREDIT UNION 1 5.75% $4,062
    COUNTRYPLACE MORTGAGE, LTD. 1 7.30% $2,911
    CREDIT UNION FINANCIAL SERVICES, LLC 1 5.50% $4,963
    FIRST COLONY MORTGAGE CORPORATION 1 6.63% $4,607
    FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $4,484
    First Reliance Bank 1 6.00% $5,563
    FREEDOM MORTGAGE CORPORATION 1 7.38% $9,143
    GEORGIA UNITED 1 6.88% $3,731
    GMFS LLC 1 3.13% $541
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $5,426
    HOMESPIRE MORTGAGE CORPORATION 1 6.50% $4,139
    JPMorgan Chase Bank 1 7.25% $5,023
    LOANDEPOT.COM, LLC 1 6.63% $12,452
    Magnolia Bank 1 8.50% $4,774

    Dublin Average Closing Costs & Other Stats

    Dublin, GA's 58 lenders originated 620 loans during 2023. The total origination value was $101,030,000, with an average loan value of $162,952.

    Dublin's average closing costs are $5,231.

    The top Dublin lender as defined by loan originations is QUICKEN LOANS, LLC, with 30 loans originated. Their average total fees are $7,362, which is $329 higher than the next largest lender, Ameris Bank.

    The lowest fee Dublin lenders (with over 10 loans originated) are Ameris Bank ($7,033), QUICKEN LOANS, LLC ($7,362), .

    The lowest rate Dublin lenders (with over 10 loans originated) are Ameris Bank (6.58%), QUICKEN LOANS, LLC (6.80%), .

    Dublin, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    QUICKEN LOANS, LLC $17,510,000 $14,005,000 -20.0% 13.9%
    Regions Bank $850,000 $7,745,000 811.2% 7.7%
    Bank of Dudley $10,320,000 $6,765,000 -34.4% 6.7%
    Ameris Bank $9,620,000 $5,825,000 -39.4% 5.8%
    Mortgage Research Center, LLC $5,610,000 $3,985,000 -29.0% 3.9%
    Morris Bank $8,455,000 $3,250,000 -61.6% 3.2%
    21ST MORTGAGE CORPORATION $1,700,000 $2,920,000 71.8% 2.9%
    Colony Bank $2,735,000 $2,330,000 -14.8% 2.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,425,000 $2,265,000 58.9% 2.2%
    ROBINS FINANCIAL $3,120,000 $2,075,000 -33.5% 2.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,340,000 $2,065,000 54.1% 2.0%
    CROSSCOUNTRY MORTGAGE, LLC $450,000 $2,005,000 345.6% 2.0%
    PLANET HOME LENDING, LLC $290,000 $1,920,000 562.1% 1.9%
    CRESCENT MORTGAGE COMPANY $3,850,000 $1,810,000 -53.0% 1.8%
    The Federal Savings Bank $555,000 $1,795,000 223.4% 1.8%
    Flagstar Bank, FSB $3,125,000 $1,570,000 -49.8% 1.6%
    GEORGIA UNITED $1,075,000 $1,485,000 38.1% 1.5%
    PENNYMAC LOAN SERVICES, LLC $1,325,000 $1,455,000 9.8% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,045,000 $1,415,000 35.4% 1.4%
    NEWREZ LLC $845,000 $1,105,000 30.8% 1.1%
    CARDINAL FINANCIAL $1,180,000 $1,040,000 -11.9% 1.0%
    NAVY FEDERAL CREDIT UNION $2,250,000 $1,015,000 -54.9% 1.0%
    TOWNE MORTGAGE COMPANY $975,000 n/a 1.0%
    ACADEMY MORTGAGE CORPORATION $935,000 n/a 0.9%
    BROKER SOLUTIONS, INC. $2,010,000 $875,000 -56.5% 0.9%
    Northpointe Bank $845,000 n/a 0.8%
    Renasant Bank $1,980,000 $845,000 -57.3% 0.8%
    FREEDOM MORTGAGE CORPORATION $960,000 $765,000 -20.3% 0.8%
    COUNTRYPLACE MORTGAGE, LTD. $755,000 n/a 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $2,635,000 $750,000 -71.5% 0.7%
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $1,175,000 $745,000 -36.6% 0.7%
    LOANDEPOT.COM, LLC $2,245,000 $730,000 -67.5% 0.7%
    Platinum Home Mortgage Corporation $2,610,000 $670,000 -74.3% 0.7%
    GUARANTEED RATE, INC. $380,000 $655,000 72.4% 0.6%
    Prosperity Home Mortgage, LLC $570,000 $645,000 13.2% 0.6%
    FIRST COMMUNITY MORTGAGE, INC. $640,000 n/a 0.6%
    Wells Fargo Bank $3,575,000 $640,000 -82.1% 0.6%
    Capital City Bank $3,225,000 $585,000 -81.9% 0.6%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $555,000 n/a 0.5%
    JPMorgan Chase Bank $795,000 $550,000 -30.8% 0.5%
    MORTGAGE INVESTORS GROUP, INC. $125,000 $550,000 340.0% 0.5%
    BANKSOUTH MORTGAGE COMPANY, LLC $125,000 $540,000 332.0% 0.5%
    THRIVE MORTGAGE, LLC $525,000 $510,000 -2.9% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,405,000 $505,000 -64.1% 0.5%
    First National Bank of Pennsylvania $500,000 n/a 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $450,000 $470,000 4.4% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $225,000 $470,000 108.9% 0.5%
    PENTAGON FEDERAL CREDIT UNION $445,000 n/a 0.4%
    PLAZA HOME MORTGAGE, INC. $410,000 n/a 0.4%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $365,000 n/a 0.4%
    USAA Federal Savings Bank $1,225,000 $355,000 -71.0% 0.4%
    PREMIA MORTGAGE, LLC $345,000 n/a 0.3%
    Alcova Mortgage LLC $340,000 n/a 0.3%
    Blue Ridge Bank $335,000 n/a 0.3%
    MOVEMENT MORTGAGE, LLC $380,000 $335,000 -11.8% 0.3%
    University Bank $335,000 n/a 0.3%
    FIRST COLONY MORTGAGE CORPORATION $325,000 n/a 0.3%
    GARDNER FINANCIAL SERVICES, LTD. $320,000 n/a 0.3%
    CAMPUS USA $205,000 $305,000 48.8% 0.3%
    First Federal Bank $755,000 $305,000 -59.6% 0.3%
    Truist $640,000 $295,000 -53.9% 0.3%
    CHARTWAY FEDERAL CREDIT UNION $285,000 n/a 0.3%
    ISERVE RESIDENTIAL LENDING, LLC $285,000 n/a 0.3%
    Plains Commerce Bank $280,000 n/a 0.3%
    SOUTHPOINT FINANCIAL SERVICES, INC. $665,000 $280,000 -57.9% 0.3%
    HOMESTAR FINANCIAL CORPORATION $925,000 $275,000 -70.3% 0.3%
    Mortgage Assurance Inc. $275,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $145,000 $270,000 86.2% 0.3%
    Oconee State Bank $265,000 n/a 0.3%
    GMFS LLC $255,000 n/a 0.3%
    CAPITAL CONCEPTS, INC. $250,000 n/a 0.2%
    DEEPHAVEN MORTGAGE LLC $225,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $425,000 $225,000 -47.1% 0.2%
    Carrington Mortgage Services, LLC $210,000 $210,000 0.0% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $210,000 n/a 0.2%
    AMERICAN FEDERAL MORTGAGE CORPORATION $205,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $745,000 $205,000 -72.5% 0.2%
    Barrington Bank & Trust Company, N.A. $320,000 $205,000 -35.9% 0.2%
    GUARANTY HOME MORTGAGE CORPORATION $2,205,000 $200,000 -90.9% 0.2%
    OCMBC, INC. $255,000 $190,000 -25.5% 0.2%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $520,000 $185,000 -64.4% 0.2%
    NBKC BANK $185,000 n/a 0.2%
    WRIGHT-PATT CREDIT UNION, INC. $175,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $410,000 $170,000 -58.5% 0.2%
    CREDIT UNION FINANCIAL SERVICES, LLC $165,000 n/a 0.2%
    Figure Lending LLC $155,000 n/a 0.2%
    CIS Financial Services, Inc. $95,000 $140,000 47.4% 0.1%
    FIRST CHOICE MORTGAGE, INC. $135,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $130,000 n/a 0.1%
    AgFirst Farm Credit Bank $1,080,000 $125,000 -88.4% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $125,000 n/a 0.1%
    First Savings Bank $210,000 $125,000 -40.5% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $655,000 $125,000 -80.9% 0.1%
    HOMESPIRE MORTGAGE CORPORATION $125,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $145,000 $125,000 -13.8% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $915,000 $115,000 -87.4% 0.1%
    NEW DAY FINANCIAL, LLC $760,000 $115,000 -84.9% 0.1%
    Pinnacle Bank $115,000 n/a 0.1%
    Citizens Bank $105,000 n/a 0.1%
    First Reliance Bank $305,000 $105,000 -65.6% 0.1%
    LIMA ONE CAPITAL, LLC $12,755,000 $105,000 -99.2% 0.1%
    NFM, INC. $365,000 $105,000 -71.2% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $95,000 n/a 0.1%
    Bank of England $95,000 n/a 0.1%
    Capital City Home Loans, LLC $840,000 $95,000 -88.7% 0.1%
    Discover Bank $175,000 $85,000 -51.4% 0.1%
    PNC Bank $280,000 $85,000 -69.6% 0.1%
    FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.1%
    Magnolia Bank $65,000 n/a 0.1%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 n/a 0.0%
    FIRST NATIONAL BANK OF COFFEE COUNTY $35,000 n/a 0.0%
    Great Oaks Bank $15,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%
    Glennville Bank $5,000 n/a 0.0%

    Dublin's top lender by overall market share is QUICKEN LOANS, LLC, with 13.9% market share. In second place, with 7.7%, is Regions Bank, having originated $7,745,000 in loans. In third place, with 6.7%, is Bank of Dudley, having originated $6,765,000 in loans. In fourth place, with 5.8%, is Ameris Bank, having originated $5,825,000 in loans. In fifth place, with 3.9%, is Mortgage Research Center, LLC, having originated $3,985,000 in loans.

    Dublin Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Dublin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $112,500 (5.2%) $146,517 (3.9%) 0.00 220
    2018-02-01 $109,950 (0.0%) $145,721 (2.4%) 0.00 223
    2018-03-01 $124,900 (13.6%) $151,875 (7.7%) 0.00 213
    2018-04-01 $128,638 (24.4%) $150,182 (8.0%) 0.00 232
    2018-05-01 $124,225 (15.6%) $147,809 (1.9%) 0.00 250
    2018-06-01 $119,900 (11.6%) $144,547 (-3.7%) 0.00 245
    2018-07-01 $125,000 (25.1%) $149,962 (-0.3%) 0.00 262
    2018-08-01 $122,450 (23.7%) $151,809 (5.1%) 0.00 249
    2018-09-01 $119,900 (20.5%) $151,928 (5.5%) 0.00 254
    2018-10-01 $122,450 (6.9%) $151,699 (2.6%) 0.00 254
    2018-11-01 $129,675 (13.0%) $152,834 (2.3%) 0.00 248
    2018-12-01 $129,950 (18.2%) $153,720 (4.6%) 0.00 254
    2019-01-01 $124,675 (10.8%) $144,744 (-1.2%) 0.00 242
    2019-02-01 $124,900 (13.6%) $148,305 (1.8%) 0.00 252
    2019-03-01 $127,043 (1.7%) $152,231 (0.2%) 0.00 241
    2019-04-01 $129,900 (1.0%) $157,009 (4.6%) 0.00 229
    2019-05-01 $129,050 (3.9%) $153,922 (4.1%) 0.00 224
    2019-06-01 $129,900 (8.3%) $150,894 (4.4%) 0.00 229
    2019-07-01 $127,400 (1.9%) $147,866 (-1.4%) 0.00 214
    2019-08-01 $123,291 (0.7%) $146,916 (-3.2%) 0.00 214
    2019-09-01 $118,627 (-1.1%) $146,193 (-3.8%) 0.00 223
    2019-10-01 $115,000 (-6.1%) $145,710 (-4.0%) 0.00 226
    2019-11-01 $110,000 (-15.2%) $143,860 (-5.9%) 0.00 202
    2019-12-01 $110,000 (-15.4%) $147,068 (-4.3%) 0.00 194
    2020-01-01 $113,075 (-9.3%) $148,565 (2.6%) 0.00 188
    2020-02-01 $112,450 (-10.0%) $143,351 (-3.3%) 0.00 178
    2020-03-01 $149,450 (17.6%) $178,880 (17.5%) 0.00 140
    2020-04-01 $162,225 (24.9%) $187,984 (19.7%) 0.00 136
    2020-05-01 $174,900 (35.5%) $193,325 (25.6%) 0.00 120
    2020-06-01 $182,500 (40.5%) $201,908 (33.8%) 0.00 113
    2020-07-01 $186,000 (46.0%) $202,664 (37.1%) 0.00 119
    2020-08-01 $158,700 (28.7%) $179,427 (22.1%) 0.00 107
    2020-09-01 $178,600 (50.6%) $198,697 (35.9%) 0.00 108
    2020-10-01 $179,700 (56.3%) $205,928 (41.3%) 0.00 97
    2020-11-01 $170,175 (54.7%) $199,662 (38.8%) 0.00 100
    2020-12-01 $158,950 (44.5%) $188,911 (28.5%) 0.00 99
    2021-01-01 $177,450 (56.9%) $195,007 (31.3%) 0.00 93
    2021-02-01 $166,475 (48.0%) $189,428 (32.1%) 0.00 77
    2021-03-01 $139,925 (-6.4%) $175,921 (-1.7%) 0.00 86
    2021-04-01 $152,400 (-6.1%) $182,783 (-2.8%) 0.00 73
    2021-05-01 $134,800 (-22.9%) $174,261 (-9.9%) 0.00 68
    2021-06-01 $140,425 (-23.1%) $169,018 (-16.3%) 0.00 67
    2021-07-01 $140,000 (-24.7%) $155,409 (-23.3%) 0.00 69
    2021-08-01 $164,975 (4.0%) $176,781 (-1.5%) 0.00 63
    2021-09-01 $161,450 (-9.6%) $199,317 (0.3%) 0.00 77
    2021-10-01 $185,000 (3.0%) $210,390 (2.2%) 0.00 89
    2021-11-01 $224,300 (31.8%) $232,573 (16.5%) 0.00 79
    2021-12-01 $207,450 (30.5%) $216,241 (14.5%) 0.00 73
    2022-01-01 $210,000 (18.3%) $211,982 (8.7%) 0.00 75
    2022-02-01 $211,300 (26.9%) $226,233 (19.4%) 0.00 66
    2022-03-01 $217,100 (55.2%) $232,145 (32.0%) 0.00 62
    2022-04-01 $184,950 (21.4%) $215,321 (17.8%) 0.00 64
    2022-05-01 $194,000 (43.9%) $217,534 (24.8%) 0.00 66
    2022-06-01 $229,900 (63.7%) $253,193 (49.8%) 0.00 68
    2022-07-01 $236,250 (68.8%) $260,155 (67.4%) 0.00 89
    2022-08-01 $207,000 (25.5%) $269,078 (52.2%) 0.00 83
    2022-09-01 $208,675 (29.3%) $271,332 (36.1%) 0.00 88
    2022-10-01 $219,950 (18.9%) $271,682 (29.1%) 0.00 104
    2022-11-01 $242,642 (8.2%) $271,196 (16.6%) 0.00 125
    2022-12-01 $249,000 (20.0%) $274,103 (26.8%) 0.00 110
    2023-01-01 $249,900 (19.0%) $289,051 (36.4%) 0.00 100
    2023-02-01 $259,700 (22.9%) $288,328 (27.5%) 0.00 98
    2023-03-01 $292,000 (34.5%) $301,119 (29.7%) 0.00 97
    2023-04-01 $289,950 (56.8%) $315,767 (46.7%) 0.00 91
    2023-05-01 $299,850 (54.6%) $315,309 (45.0%) 0.00 82
    2023-06-01 $299,850 (30.4%) $321,166 (26.9%) 0.00 83
    2023-07-01 $294,950 (24.9%) $325,630 (25.2%) 0.00 95
    2023-08-01 $256,175 (23.8%) $326,780 (21.4%) 0.00 100
    2023-09-01 $254,900 (22.2%) $317,895 (17.2%) 0.00 105
    2023-10-01 $263,900 (20.0%) $329,137 (21.2%) 0.00 105
    2023-11-01 $253,675 (4.6%) $308,579 (13.8%) 0.00 95
    2023-12-01 $266,900 (7.2%) $319,741 (16.7%) 0.00 101
    2024-01-01 $284,950 (14.0%) $333,474 (15.4%) 0.00 100
    2024-02-01 $268,838 (3.5%) $287,526 (-0.3%) 0.00 109
    2024-03-01 $279,000 (-4.5%) $287,438 (-4.5%) 0.00 112
    2024-04-01 $282,425 (-2.6%) $282,107 (-10.7%) 0.00 116
    2024-05-01 $282,500 (-5.8%) $286,704 (-9.1%) 0.00 117
    2024-06-01 $274,250 (-8.5%) $284,735 (-11.3%) 0.00 105
    2024-07-01 $268,450 (-9.0%) $287,795 (-11.6%) 0.00 113
    2024-08-01 $239,900 (-6.4%) $274,324 (-16.1%) 0.00 106
    2024-09-01 $239,450 (-6.1%) $271,302 (-14.7%) 0.00 119
    2024-10-01 $243,813 (-7.6%) $280,440 (-14.8%) 0.00 113
    Dublin's median listing price for 2024-10-01 was $243,813, a difference of $-20,087 (-7.6%) versus the prior year and $4,363 versus the prior month.

    Dublin's median listing price comes in at 0% of the national average.

    Dublin's average listing price for 2024-10-01 was $280,440, a difference of $-48,697 (-14.8%) versus the prior year and $9,138 versus the prior month.

    For the 2024-10-01 period, Dublin had 113 MLS listings, a difference of -6 listings (-5%) versus the prior month and 8 listings (8%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Dublin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,730 sqft
    2018-02-01 0 days 1,762 sqft
    2018-03-01 0 days 1,781 sqft
    2018-04-01 0 days 1,695 sqft
    2018-05-01 0 days 1,664 sqft
    2018-06-01 0 days 1,685 sqft
    2018-07-01 0 days 1,729 sqft
    2018-08-01 0 days 1,735 sqft
    2018-09-01 0 days 1,730 sqft
    2018-10-01 0 days 1,750 sqft
    2018-11-01 0 days 1,783 sqft
    2018-12-01 0 days 1,806 sqft
    2019-01-01 0 days 1,747 sqft
    2019-02-01 0 days 1,729 sqft
    2019-03-01 0 days 1,714 sqft
    2019-04-01 0 days 1,711 sqft
    2019-05-01 0 days 1,701 sqft
    2019-06-01 0 days 1,708 sqft
    2019-07-01 0 days 1,719 sqft
    2019-08-01 0 days 1,754 sqft
    2019-09-01 0 days 1,745 sqft
    2019-10-01 0 days 1,707 sqft
    2019-11-01 0 days 1,664 sqft
    2019-12-01 0 days 1,658 sqft
    2020-01-01 0 days 1,674 sqft
    2020-02-01 0 days 1,692 sqft
    2020-03-01 0 days 1,965 sqft
    2020-04-01 0 days 2,008 sqft
    2020-05-01 0 days 2,032 sqft
    2020-06-01 0 days 2,111 sqft
    2020-07-01 0 days 2,153 sqft
    2020-08-01 0 days 1,874 sqft
    2020-09-01 0 days 2,077 sqft
    2020-10-01 0 days 2,155 sqft
    2020-11-01 0 days 2,043 sqft
    2020-12-01 0 days 2,014 sqft
    2021-01-01 0 days 2,002 sqft
    2021-02-01 0 days 1,774 sqft
    2021-03-01 0 days 1,699 sqft
    2021-04-01 0 days 1,732 sqft
    2021-05-01 0 days 1,676 sqft
    2021-06-01 0 days 1,704 sqft
    2021-07-01 0 days 1,720 sqft
    2021-08-01 0 days 1,714 sqft
    2021-09-01 0 days 1,709 sqft
    2021-10-01 0 days 1,733 sqft
    2021-11-01 0 days 1,974 sqft
    2021-12-01 0 days 1,817 sqft
    2022-01-01 0 days 1,800 sqft
    2022-02-01 0 days 1,827 sqft
    2022-03-01 0 days 1,842 sqft
    2022-04-01 0 days 1,762 sqft
    2022-05-01 0 days 1,886 sqft
    2022-06-01 0 days 1,944 sqft
    2022-07-01 0 days 1,995 sqft
    2022-08-01 0 days 1,954 sqft
    2022-09-01 0 days 1,955 sqft
    2022-10-01 0 days 1,942 sqft
    2022-11-01 0 days 1,947 sqft
    2022-12-01 0 days 1,944 sqft
    2023-01-01 0 days 1,937 sqft
    2023-02-01 0 days 1,895 sqft
    2023-03-01 0 days 2,007 sqft
    2023-04-01 0 days 1,999 sqft
    2023-05-01 0 days 2,085 sqft
    2023-06-01 0 days 2,096 sqft
    2023-07-01 0 days 2,055 sqft
    2023-08-01 0 days 1,894 sqft
    2023-09-01 0 days 1,940 sqft
    2023-10-01 0 days 2,045 sqft
    2023-11-01 0 days 1,924 sqft
    2023-12-01 0 days 1,933 sqft
    2024-01-01 0 days 2,103 sqft
    2024-02-01 0 days 2,015 sqft
    2024-03-01 0 days 2,038 sqft
    2024-04-01 0 days 2,032 sqft
    2024-05-01 0 days 2,137 sqft
    2024-06-01 0 days 2,136 sqft
    2024-07-01 0 days 1,981 sqft
    2024-08-01 0 days 1,864 sqft
    2024-09-01 0 days 1,846 sqft
    2024-10-01 0 days 1,885 sqft
    Dublin's median listing age (time on market) for 2024-10-01 was 0 days.

    Dublin's median square footage for active listings during the 2024-10-01 period was 1,885 sqft. One year prior, the average listing was 2,045 sqft.

    Dublin, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 380 $67,520,000 $177,684
    Cash Out Refi 77 $13,025,000 $169,156
    Refi 73 $15,135,000 $207,329
    Other 51 $3,285,000 $64,412
    Home Improvement 39 $2,065,000 $52,949

    Dublin's most frequently cited loan purpose was Home Purchase, with 380 originations. The 2nd most popular reason was Cash Out Refi, with 77 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 174 $33,360,000 $191,724
    7-8% 121 $21,375,000 $176,653
    Over 8% 85 $9,225,000 $108,529
    5-6% 82 $23,750,000 $289,634
    4-5% 5 $1,235,000 $247,000
    <2.5% 4 $60,000 $15,000
    3-4% 1 $255,000 $255,000
    2.5-3% 1 $15,000 $15,000

    During 2023, Dublin's most frequently originated rate bucket was 6-7%, with 174 originations.

    Loan Sizing (Dublin, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 231 $12,685,000 $54,913
    $100k-200k 225 $32,895,000 $146,200
    $200k-400k 145 $40,015,000 $275,966
    $400k-600k 18 $8,300,000 $461,111
    $Over $1MM 1 $7,135,000 $7,135,000

    Dublin's loan sizing saw the bucket of loans from $100,000 or less with 231 originations, totaling $12,685,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 280 $57,630,000 $205,821
    60-80% 80 $20,520,000 $256,500
    20-40% 46 $2,740,000 $59,565
    40-60% 36 $4,640,000 $128,889
    Under 20% 36 $1,390,000 $38,611
    Over 100% 18 $3,500,000 $194,444

    Dublin's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 280 originations, totaling $57,630,000 in origination value.