Dublin Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Dublin averaged
6.08%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.28% and
one month ago for the week of 2024-09-05, the
average rate was 6.41%.
Dublin's average rate one year ago was 7.65%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.22%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Dublin 30 Year Fixed Rate | 2024-10-10 | 6.08% |
Dublin 30 Year Fixed Rate Refi | 2024-10-10 | 6.22% |
Dublin 15 Year Fixed Rate | 2024-10-10 | 5.31% |
Dublin 15 Year Fixed Rate Refi | 2024-10-10 | 5.51% |
Dublin 30 Year FHA | 2024-10-10 | 6.11% |
Dublin 30 Year FHA Refi | 2024-10-10 | 5.9% |
Dublin 30 Year USDA | 2024-10-10 | 6.28% |
Dublin 30 Year USDA Refi | 2024-10-10 | 5.88% |
Dublin 30 Year VA | 2024-10-10 | 5.65% |
Dublin 30 Year VA Refi | 2024-10-10 | 5.85% |
Dublin Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Dublin, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Dublin Average Closing Costs & Other Stats
Dublin, GA's 58 lenders originated 620
loans during 2023. The total origination value was $101,030,000, with an average loan value of
$162,952.
Dublin's average closing costs are $5,231.
The top Dublin lender as defined by loan originations is QUICKEN LOANS, LLC, with
30 loans originated. Their average total fees are
$7,362, which is $329
higher than the next largest lender,
Ameris Bank.
The lowest fee Dublin lenders (with over 10 loans originated) are
Ameris Bank ($7,033), QUICKEN LOANS, LLC ($7,362), .
The lowest rate Dublin lenders (with over 10 loans originated) are
Ameris Bank (6.58%), QUICKEN LOANS, LLC (6.80%), .
Dublin, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $17,510,000 | $14,005,000 | -20.0% | 13.9% |
Regions Bank | $850,000 | $7,745,000 | 811.2% | 7.7% |
Bank of Dudley | $10,320,000 | $6,765,000 | -34.4% | 6.7% |
Ameris Bank | $9,620,000 | $5,825,000 | -39.4% | 5.8% |
Mortgage Research Center, LLC | $5,610,000 | $3,985,000 | -29.0% | 3.9% |
Morris Bank | $8,455,000 | $3,250,000 | -61.6% | 3.2% |
21ST MORTGAGE CORPORATION | $1,700,000 | $2,920,000 | 71.8% | 2.9% |
Colony Bank | $2,735,000 | $2,330,000 | -14.8% | 2.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,425,000 | $2,265,000 | 58.9% | 2.2% |
ROBINS FINANCIAL | $3,120,000 | $2,075,000 | -33.5% | 2.1% |
UNITED WHOLESALE MORTGAGE, LLC | $1,340,000 | $2,065,000 | 54.1% | 2.0% |
CROSSCOUNTRY MORTGAGE, LLC | $450,000 | $2,005,000 | 345.6% | 2.0% |
PLANET HOME LENDING, LLC | $290,000 | $1,920,000 | 562.1% | 1.9% |
CRESCENT MORTGAGE COMPANY | $3,850,000 | $1,810,000 | -53.0% | 1.8% |
The Federal Savings Bank | $555,000 | $1,795,000 | 223.4% | 1.8% |
Flagstar Bank, FSB | $3,125,000 | $1,570,000 | -49.8% | 1.6% |
GEORGIA UNITED | $1,075,000 | $1,485,000 | 38.1% | 1.5% |
PENNYMAC LOAN SERVICES, LLC | $1,325,000 | $1,455,000 | 9.8% | 1.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,045,000 | $1,415,000 | 35.4% | 1.4% |
NEWREZ LLC | $845,000 | $1,105,000 | 30.8% | 1.1% |
CARDINAL FINANCIAL | $1,180,000 | $1,040,000 | -11.9% | 1.0% |
NAVY FEDERAL CREDIT UNION | $2,250,000 | $1,015,000 | -54.9% | 1.0% |
TOWNE MORTGAGE COMPANY | $975,000 | n/a | 1.0% | |
ACADEMY MORTGAGE CORPORATION | $935,000 | n/a | 0.9% | |
BROKER SOLUTIONS, INC. | $2,010,000 | $875,000 | -56.5% | 0.9% |
Northpointe Bank | $845,000 | n/a | 0.8% | |
Renasant Bank | $1,980,000 | $845,000 | -57.3% | 0.8% |
FREEDOM MORTGAGE CORPORATION | $960,000 | $765,000 | -20.3% | 0.8% |
COUNTRYPLACE MORTGAGE, LTD. | $755,000 | n/a | 0.7% | |
Mr. Cooper ( Nationstar Mortgage ) | $2,635,000 | $750,000 | -71.5% | 0.7% |
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $1,175,000 | $745,000 | -36.6% | 0.7% |
LOANDEPOT.COM, LLC | $2,245,000 | $730,000 | -67.5% | 0.7% |
Platinum Home Mortgage Corporation | $2,610,000 | $670,000 | -74.3% | 0.7% |
GUARANTEED RATE, INC. | $380,000 | $655,000 | 72.4% | 0.6% |
Prosperity Home Mortgage, LLC | $570,000 | $645,000 | 13.2% | 0.6% |
FIRST COMMUNITY MORTGAGE, INC. | $640,000 | n/a | 0.6% | |
Wells Fargo Bank | $3,575,000 | $640,000 | -82.1% | 0.6% |
Capital City Bank | $3,225,000 | $585,000 | -81.9% | 0.6% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $555,000 | n/a | 0.5% | |
JPMorgan Chase Bank | $795,000 | $550,000 | -30.8% | 0.5% |
MORTGAGE INVESTORS GROUP, INC. | $125,000 | $550,000 | 340.0% | 0.5% |
BANKSOUTH MORTGAGE COMPANY, LLC | $125,000 | $540,000 | 332.0% | 0.5% |
THRIVE MORTGAGE, LLC | $525,000 | $510,000 | -2.9% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $1,405,000 | $505,000 | -64.1% | 0.5% |
First National Bank of Pennsylvania | $500,000 | n/a | 0.5% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $450,000 | $470,000 | 4.4% | 0.5% |
SOUTHWEST STAGE FUNDING, LLC | $225,000 | $470,000 | 108.9% | 0.5% |
PENTAGON FEDERAL CREDIT UNION | $445,000 | n/a | 0.4% | |
PLAZA HOME MORTGAGE, INC. | $410,000 | n/a | 0.4% | |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $365,000 | n/a | 0.4% | |
USAA Federal Savings Bank | $1,225,000 | $355,000 | -71.0% | 0.4% |
PREMIA MORTGAGE, LLC | $345,000 | n/a | 0.3% | |
Alcova Mortgage LLC | $340,000 | n/a | 0.3% | |
Blue Ridge Bank | $335,000 | n/a | 0.3% | |
MOVEMENT MORTGAGE, LLC | $380,000 | $335,000 | -11.8% | 0.3% |
University Bank | $335,000 | n/a | 0.3% | |
FIRST COLONY MORTGAGE CORPORATION | $325,000 | n/a | 0.3% | |
GARDNER FINANCIAL SERVICES, LTD. | $320,000 | n/a | 0.3% | |
CAMPUS USA | $205,000 | $305,000 | 48.8% | 0.3% |
First Federal Bank | $755,000 | $305,000 | -59.6% | 0.3% |
Truist | $640,000 | $295,000 | -53.9% | 0.3% |
CHARTWAY FEDERAL CREDIT UNION | $285,000 | n/a | 0.3% | |
ISERVE RESIDENTIAL LENDING, LLC | $285,000 | n/a | 0.3% | |
Plains Commerce Bank | $280,000 | n/a | 0.3% | |
SOUTHPOINT FINANCIAL SERVICES, INC. | $665,000 | $280,000 | -57.9% | 0.3% |
HOMESTAR FINANCIAL CORPORATION | $925,000 | $275,000 | -70.3% | 0.3% |
Mortgage Assurance Inc. | $275,000 | n/a | 0.3% | |
UNION HOME MORTGAGE CORP. | $145,000 | $270,000 | 86.2% | 0.3% |
Oconee State Bank | $265,000 | n/a | 0.3% | |
GMFS LLC | $255,000 | n/a | 0.3% | |
CAPITAL CONCEPTS, INC. | $250,000 | n/a | 0.2% | |
DEEPHAVEN MORTGAGE LLC | $225,000 | n/a | 0.2% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $425,000 | $225,000 | -47.1% | 0.2% |
Carrington Mortgage Services, LLC | $210,000 | $210,000 | 0.0% | 0.2% |
TRIAD FINANCIAL SERVICES, INC. | $210,000 | n/a | 0.2% | |
AMERICAN FEDERAL MORTGAGE CORPORATION | $205,000 | n/a | 0.2% | |
AmeriHome Mortgage Company, LLC | $745,000 | $205,000 | -72.5% | 0.2% |
Barrington Bank & Trust Company, N.A. | $320,000 | $205,000 | -35.9% | 0.2% |
GUARANTY HOME MORTGAGE CORPORATION | $2,205,000 | $200,000 | -90.9% | 0.2% |
OCMBC, INC. | $255,000 | $190,000 | -25.5% | 0.2% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $520,000 | $185,000 | -64.4% | 0.2% |
NBKC BANK | $185,000 | n/a | 0.2% | |
WRIGHT-PATT CREDIT UNION, INC. | $175,000 | n/a | 0.2% | |
GUILD MORTGAGE COMPANY | $410,000 | $170,000 | -58.5% | 0.2% |
CREDIT UNION FINANCIAL SERVICES, LLC | $165,000 | n/a | 0.2% | |
Figure Lending LLC | $155,000 | n/a | 0.2% | |
CIS Financial Services, Inc. | $95,000 | $140,000 | 47.4% | 0.1% |
FIRST CHOICE MORTGAGE, INC. | $135,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $130,000 | n/a | 0.1% | |
AgFirst Farm Credit Bank | $1,080,000 | $125,000 | -88.4% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $125,000 | n/a | 0.1% | |
First Savings Bank | $210,000 | $125,000 | -40.5% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $655,000 | $125,000 | -80.9% | 0.1% |
HOMESPIRE MORTGAGE CORPORATION | $125,000 | n/a | 0.1% | |
Paramount Residential Mortgage Group, Inc. | $145,000 | $125,000 | -13.8% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $915,000 | $115,000 | -87.4% | 0.1% |
NEW DAY FINANCIAL, LLC | $760,000 | $115,000 | -84.9% | 0.1% |
Pinnacle Bank | $115,000 | n/a | 0.1% | |
Citizens Bank | $105,000 | n/a | 0.1% | |
First Reliance Bank | $305,000 | $105,000 | -65.6% | 0.1% |
LIMA ONE CAPITAL, LLC | $12,755,000 | $105,000 | -99.2% | 0.1% |
NFM, INC. | $365,000 | $105,000 | -71.2% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $95,000 | n/a | 0.1% | |
Bank of England | $95,000 | n/a | 0.1% | |
Capital City Home Loans, LLC | $840,000 | $95,000 | -88.7% | 0.1% |
Discover Bank | $175,000 | $85,000 | -51.4% | 0.1% |
PNC Bank | $280,000 | $85,000 | -69.6% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $65,000 | n/a | 0.1% | |
Magnolia Bank | $65,000 | n/a | 0.1% | |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
FIRST NATIONAL BANK OF COFFEE COUNTY | $35,000 | n/a | 0.0% | |
Great Oaks Bank | $15,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% | |
Glennville Bank | $5,000 | n/a | 0.0% |
Dublin's top lender by overall market share is QUICKEN LOANS, LLC, with 13.9% market share. In second place, with 7.7%, is Regions Bank, having originated $7,745,000 in loans. In third place, with 6.7%, is Bank of Dudley, having originated $6,765,000 in loans. In fourth place, with 5.8%, is Ameris Bank, having originated $5,825,000 in loans. In fifth place, with 3.9%, is Mortgage Research Center, LLC, having originated $3,985,000 in loans.
Dublin Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Dublin (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $112,500 (5.2%) | $146,517 (3.9%) | 0.00 | 220 |
2018-02-01 | $109,950 (0.0%) | $145,721 (2.4%) | 0.00 | 223 |
2018-03-01 | $124,900 (13.6%) | $151,875 (7.7%) | 0.00 | 213 |
2018-04-01 | $128,638 (24.4%) | $150,182 (8.0%) | 0.00 | 232 |
2018-05-01 | $124,225 (15.6%) | $147,809 (1.9%) | 0.00 | 250 |
2018-06-01 | $119,900 (11.6%) | $144,547 (-3.7%) | 0.00 | 245 |
2018-07-01 | $125,000 (25.1%) | $149,962 (-0.3%) | 0.00 | 262 |
2018-08-01 | $122,450 (23.7%) | $151,809 (5.1%) | 0.00 | 249 |
2018-09-01 | $119,900 (20.5%) | $151,928 (5.5%) | 0.00 | 254 |
2018-10-01 | $122,450 (6.9%) | $151,699 (2.6%) | 0.00 | 254 |
2018-11-01 | $129,675 (13.0%) | $152,834 (2.3%) | 0.00 | 248 |
2018-12-01 | $129,950 (18.2%) | $153,720 (4.6%) | 0.00 | 254 |
2019-01-01 | $124,675 (10.8%) | $144,744 (-1.2%) | 0.00 | 242 |
2019-02-01 | $124,900 (13.6%) | $148,305 (1.8%) | 0.00 | 252 |
2019-03-01 | $127,043 (1.7%) | $152,231 (0.2%) | 0.00 | 241 |
2019-04-01 | $129,900 (1.0%) | $157,009 (4.6%) | 0.00 | 229 |
2019-05-01 | $129,050 (3.9%) | $153,922 (4.1%) | 0.00 | 224 |
2019-06-01 | $129,900 (8.3%) | $150,894 (4.4%) | 0.00 | 229 |
2019-07-01 | $127,400 (1.9%) | $147,866 (-1.4%) | 0.00 | 214 |
2019-08-01 | $123,291 (0.7%) | $146,916 (-3.2%) | 0.00 | 214 |
2019-09-01 | $118,627 (-1.1%) | $146,193 (-3.8%) | 0.00 | 223 |
2019-10-01 | $115,000 (-6.1%) | $145,710 (-4.0%) | 0.00 | 226 |
2019-11-01 | $110,000 (-15.2%) | $143,860 (-5.9%) | 0.00 | 202 |
2019-12-01 | $110,000 (-15.4%) | $147,068 (-4.3%) | 0.00 | 194 |
2020-01-01 | $113,075 (-9.3%) | $148,565 (2.6%) | 0.00 | 188 |
2020-02-01 | $112,450 (-10.0%) | $143,351 (-3.3%) | 0.00 | 178 |
2020-03-01 | $149,450 (17.6%) | $178,880 (17.5%) | 0.00 | 140 |
2020-04-01 | $162,225 (24.9%) | $187,984 (19.7%) | 0.00 | 136 |
2020-05-01 | $174,900 (35.5%) | $193,325 (25.6%) | 0.00 | 120 |
2020-06-01 | $182,500 (40.5%) | $201,908 (33.8%) | 0.00 | 113 |
2020-07-01 | $186,000 (46.0%) | $202,664 (37.1%) | 0.00 | 119 |
2020-08-01 | $158,700 (28.7%) | $179,427 (22.1%) | 0.00 | 107 |
2020-09-01 | $178,600 (50.6%) | $198,697 (35.9%) | 0.00 | 108 |
2020-10-01 | $179,700 (56.3%) | $205,928 (41.3%) | 0.00 | 97 |
2020-11-01 | $170,175 (54.7%) | $199,662 (38.8%) | 0.00 | 100 |
2020-12-01 | $158,950 (44.5%) | $188,911 (28.5%) | 0.00 | 99 |
2021-01-01 | $177,450 (56.9%) | $195,007 (31.3%) | 0.00 | 93 |
2021-02-01 | $166,475 (48.0%) | $189,428 (32.1%) | 0.00 | 77 |
2021-03-01 | $139,925 (-6.4%) | $175,921 (-1.7%) | 0.00 | 86 |
2021-04-01 | $152,400 (-6.1%) | $182,783 (-2.8%) | 0.00 | 73 |
2021-05-01 | $134,800 (-22.9%) | $174,261 (-9.9%) | 0.00 | 68 |
2021-06-01 | $140,425 (-23.1%) | $169,018 (-16.3%) | 0.00 | 67 |
2021-07-01 | $140,000 (-24.7%) | $155,409 (-23.3%) | 0.00 | 69 |
2021-08-01 | $164,975 (4.0%) | $176,781 (-1.5%) | 0.00 | 63 |
2021-09-01 | $161,450 (-9.6%) | $199,317 (0.3%) | 0.00 | 77 |
2021-10-01 | $185,000 (3.0%) | $210,390 (2.2%) | 0.00 | 89 |
2021-11-01 | $224,300 (31.8%) | $232,573 (16.5%) | 0.00 | 79 |
2021-12-01 | $207,450 (30.5%) | $216,241 (14.5%) | 0.00 | 73 |
2022-01-01 | $210,000 (18.3%) | $211,982 (8.7%) | 0.00 | 75 |
2022-02-01 | $211,300 (26.9%) | $226,233 (19.4%) | 0.00 | 66 |
2022-03-01 | $217,100 (55.2%) | $232,145 (32.0%) | 0.00 | 62 |
2022-04-01 | $184,950 (21.4%) | $215,321 (17.8%) | 0.00 | 64 |
2022-05-01 | $194,000 (43.9%) | $217,534 (24.8%) | 0.00 | 66 |
2022-06-01 | $229,900 (63.7%) | $253,193 (49.8%) | 0.00 | 68 |
2022-07-01 | $236,250 (68.8%) | $260,155 (67.4%) | 0.00 | 89 |
2022-08-01 | $207,000 (25.5%) | $269,078 (52.2%) | 0.00 | 83 |
2022-09-01 | $208,675 (29.3%) | $271,332 (36.1%) | 0.00 | 88 |
2022-10-01 | $219,950 (18.9%) | $271,682 (29.1%) | 0.00 | 104 |
2022-11-01 | $242,642 (8.2%) | $271,196 (16.6%) | 0.00 | 125 |
2022-12-01 | $249,000 (20.0%) | $274,103 (26.8%) | 0.00 | 110 |
2023-01-01 | $249,900 (19.0%) | $289,051 (36.4%) | 0.00 | 100 |
2023-02-01 | $259,700 (22.9%) | $288,328 (27.5%) | 0.00 | 98 |
2023-03-01 | $292,000 (34.5%) | $301,119 (29.7%) | 0.00 | 97 |
2023-04-01 | $289,950 (56.8%) | $315,767 (46.7%) | 0.00 | 91 |
2023-05-01 | $299,850 (54.6%) | $315,309 (45.0%) | 0.00 | 82 |
2023-06-01 | $299,850 (30.4%) | $321,166 (26.9%) | 0.00 | 83 |
2023-07-01 | $294,950 (24.9%) | $325,630 (25.2%) | 0.00 | 95 |
2023-08-01 | $256,175 (23.8%) | $326,780 (21.4%) | 0.00 | 100 |
2023-09-01 | $254,900 (22.2%) | $317,895 (17.2%) | 0.00 | 105 |
2023-10-01 | $263,900 (20.0%) | $329,137 (21.2%) | 0.00 | 105 |
2023-11-01 | $253,675 (4.6%) | $308,579 (13.8%) | 0.00 | 95 |
2023-12-01 | $266,900 (7.2%) | $319,741 (16.7%) | 0.00 | 101 |
2024-01-01 | $284,950 (14.0%) | $333,474 (15.4%) | 0.00 | 100 |
2024-02-01 | $268,838 (3.5%) | $287,526 (-0.3%) | 0.00 | 109 |
2024-03-01 | $279,000 (-4.5%) | $287,438 (-4.5%) | 0.00 | 112 |
2024-04-01 | $282,425 (-2.6%) | $282,107 (-10.7%) | 0.00 | 116 |
2024-05-01 | $282,500 (-5.8%) | $286,704 (-9.1%) | 0.00 | 117 |
2024-06-01 | $274,250 (-8.5%) | $284,735 (-11.3%) | 0.00 | 105 |
2024-07-01 | $268,450 (-9.0%) | $287,795 (-11.6%) | 0.00 | 113 |
2024-08-01 | $239,900 (-6.4%) | $274,324 (-16.1%) | 0.00 | 106 |
2024-09-01 | $239,450 (-6.1%) | $271,302 (-14.7%) | 0.00 | 119 |
Dublin's median listing price comes in at 0% of the national average.
Dublin's average listing price for 2024-09-01 was $271,302, a difference of $-46,593 (-14.7%) versus the prior year and $-3,022 versus the prior month.
For the 2024-09-01 period, Dublin had 119 MLS listings, a difference of 13 listings (12%) versus the prior month and 14 listings (13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Dublin (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,730 sqft |
2018-02-01 | 0 days | 1,762 sqft |
2018-03-01 | 0 days | 1,781 sqft |
2018-04-01 | 0 days | 1,695 sqft |
2018-05-01 | 0 days | 1,664 sqft |
2018-06-01 | 0 days | 1,685 sqft |
2018-07-01 | 0 days | 1,729 sqft |
2018-08-01 | 0 days | 1,735 sqft |
2018-09-01 | 0 days | 1,730 sqft |
2018-10-01 | 0 days | 1,750 sqft |
2018-11-01 | 0 days | 1,783 sqft |
2018-12-01 | 0 days | 1,806 sqft |
2019-01-01 | 0 days | 1,747 sqft |
2019-02-01 | 0 days | 1,729 sqft |
2019-03-01 | 0 days | 1,714 sqft |
2019-04-01 | 0 days | 1,711 sqft |
2019-05-01 | 0 days | 1,701 sqft |
2019-06-01 | 0 days | 1,708 sqft |
2019-07-01 | 0 days | 1,719 sqft |
2019-08-01 | 0 days | 1,754 sqft |
2019-09-01 | 0 days | 1,745 sqft |
2019-10-01 | 0 days | 1,707 sqft |
2019-11-01 | 0 days | 1,664 sqft |
2019-12-01 | 0 days | 1,658 sqft |
2020-01-01 | 0 days | 1,674 sqft |
2020-02-01 | 0 days | 1,692 sqft |
2020-03-01 | 0 days | 1,965 sqft |
2020-04-01 | 0 days | 2,008 sqft |
2020-05-01 | 0 days | 2,032 sqft |
2020-06-01 | 0 days | 2,111 sqft |
2020-07-01 | 0 days | 2,153 sqft |
2020-08-01 | 0 days | 1,874 sqft |
2020-09-01 | 0 days | 2,077 sqft |
2020-10-01 | 0 days | 2,155 sqft |
2020-11-01 | 0 days | 2,043 sqft |
2020-12-01 | 0 days | 2,014 sqft |
2021-01-01 | 0 days | 2,002 sqft |
2021-02-01 | 0 days | 1,774 sqft |
2021-03-01 | 0 days | 1,699 sqft |
2021-04-01 | 0 days | 1,732 sqft |
2021-05-01 | 0 days | 1,676 sqft |
2021-06-01 | 0 days | 1,704 sqft |
2021-07-01 | 0 days | 1,720 sqft |
2021-08-01 | 0 days | 1,714 sqft |
2021-09-01 | 0 days | 1,709 sqft |
2021-10-01 | 0 days | 1,733 sqft |
2021-11-01 | 0 days | 1,974 sqft |
2021-12-01 | 0 days | 1,817 sqft |
2022-01-01 | 0 days | 1,800 sqft |
2022-02-01 | 0 days | 1,827 sqft |
2022-03-01 | 0 days | 1,842 sqft |
2022-04-01 | 0 days | 1,762 sqft |
2022-05-01 | 0 days | 1,886 sqft |
2022-06-01 | 0 days | 1,944 sqft |
2022-07-01 | 0 days | 1,995 sqft |
2022-08-01 | 0 days | 1,954 sqft |
2022-09-01 | 0 days | 1,955 sqft |
2022-10-01 | 0 days | 1,942 sqft |
2022-11-01 | 0 days | 1,947 sqft |
2022-12-01 | 0 days | 1,944 sqft |
2023-01-01 | 0 days | 1,937 sqft |
2023-02-01 | 0 days | 1,895 sqft |
2023-03-01 | 0 days | 2,007 sqft |
2023-04-01 | 0 days | 1,999 sqft |
2023-05-01 | 0 days | 2,085 sqft |
2023-06-01 | 0 days | 2,096 sqft |
2023-07-01 | 0 days | 2,055 sqft |
2023-08-01 | 0 days | 1,894 sqft |
2023-09-01 | 0 days | 1,940 sqft |
2023-10-01 | 0 days | 2,045 sqft |
2023-11-01 | 0 days | 1,924 sqft |
2023-12-01 | 0 days | 1,933 sqft |
2024-01-01 | 0 days | 2,103 sqft |
2024-02-01 | 0 days | 2,015 sqft |
2024-03-01 | 0 days | 2,038 sqft |
2024-04-01 | 0 days | 2,032 sqft |
2024-05-01 | 0 days | 2,137 sqft |
2024-06-01 | 0 days | 2,136 sqft |
2024-07-01 | 0 days | 1,981 sqft |
2024-08-01 | 0 days | 1,864 sqft |
2024-09-01 | 0 days | 1,846 sqft |
Dublin's median square footage for active listings during the 2024-09-01 period was 1,846 sqft. One year prior, the average listing was 1,940 sqft.
Dublin, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 380 | $67,520,000 | $177,684 |
Cash Out Refi | 77 | $13,025,000 | $169,156 |
Refi | 73 | $15,135,000 | $207,329 |
Other | 51 | $3,285,000 | $64,412 |
Home Improvement | 39 | $2,065,000 | $52,949 |
Dublin's most frequently cited loan purpose was Home Purchase, with 380 originations. The 2nd most popular reason was Cash Out Refi, with 77 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 174 | $33,360,000 | $191,724 |
7-8% | 121 | $21,375,000 | $176,653 |
Over 8% | 85 | $9,225,000 | $108,529 |
5-6% | 82 | $23,750,000 | $289,634 |
4-5% | 5 | $1,235,000 | $247,000 |
<2.5% | 4 | $60,000 | $15,000 |
3-4% | 1 | $255,000 | $255,000 |
2.5-3% | 1 | $15,000 | $15,000 |
During 2023, Dublin's most frequently originated rate bucket was 6-7%, with 174 originations.
Loan Sizing (Dublin, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 231 | $12,685,000 | $54,913 |
$100k-200k | 225 | $32,895,000 | $146,200 |
$200k-400k | 145 | $40,015,000 | $275,966 |
$400k-600k | 18 | $8,300,000 | $461,111 |
$Over $1MM | 1 | $7,135,000 | $7,135,000 |
Dublin's loan sizing saw the bucket of loans from $100,000 or less with 231 originations, totaling $12,685,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 280 | $57,630,000 | $205,821 |
60-80% | 80 | $20,520,000 | $256,500 |
20-40% | 46 | $2,740,000 | $59,565 |
40-60% | 36 | $4,640,000 | $128,889 |
Under 20% | 36 | $1,390,000 | $38,611 |
Over 100% | 18 | $3,500,000 | $194,444 |
Dublin's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 280 originations, totaling $57,630,000 in origination value.