Dublin Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Dublin averaged 6.88% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

    The average rate for the prior week (2023-11-16) was 7.13% and one month ago for the week of 2023-10-19, the average rate was 7.52%.

    Dublin's average rate one year ago was 6.5%.

    For refis of the same type during the week of 2023-11-22, the average rate was 7.79%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-22 7.29%
    Dublin 30 Year Fixed Rate 2023-11-22 6.88%
    Dublin 30 Year Fixed Rate Refi 2023-11-22 7.79%
    Dublin 15 Year Fixed Rate 2023-11-22 6.77%
    Dublin 15 Year Fixed Rate Refi 2023-11-22 7.27%
    Dublin 30 Year FHA 2023-11-22 -0.19%
    Dublin 30 Year FHA Refi 2023-11-22 -0.2%
    Dublin 30 Year USDA 2023-11-22 0%
    Dublin 30 Year USDA Refi 2023-11-22 -0.1%
    Dublin 30 Year VA 2023-11-22 0.2%
    Dublin 30 Year VA Refi 2023-11-22 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Dublin, GA.

    Dublin Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Dublin, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 40 4.87% $6,455
    Ameris Bank 24 4.68% $5,340
    South State Bank 19 4.47% $5,241
    Wells Fargo Bank 10 4.95% $4,323
    ROBINS FINANCIAL 9 4.65% $2,826
    CRESCENT MORTGAGE COMPANY 8 4.16% $6,423
    GUARANTY HOME MORTGAGE CORPORATION 8 6.30% $4,948
    Flagstar Bank, FSB 7 5.57% $3,251
    Mr. Cooper ( Nationstar Mortgage ) 6 4.85% $8,457
    BROKER SOLUTIONS, INC. 6 4.97% $5,111
    UNITED WHOLESALE MORTGAGE, LLC 4 5.78% $4,698
    LOANDEPOT.COM, LLC 4 4.90% $4,436
    Renasant Bank 4 4.34% $6,659
    ServisFirst Bank 3 4.83% $3,855
    JPMorgan Chase Bank 3 3.50% $3,320
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 5.54% $4,808
    Capital City Home Loans, LLC 3 4.88% $6,516
    Mortgage Research Center, LLC 3 5.00% $4,117
    Truist 3 5.19% $4,835
    First Reliance Bank 3 3.75% $3,860
    NAVY FEDERAL CREDIT UNION 3 6.71% $4,525
    AgFirst Farm Credit Bank 3 4.04% $10,902
    Regions Bank 2 4.81% $5,144
    Third Federal Savings and Loan Association of Cleveland 2 4.04% $295
    Colony Bank 2 6.13% $4,481
    SOUTHPOINT FINANCIAL SERVICES, INC. 2 4.75% $7,161
    FREEDOM MORTGAGE CORPORATION 2 5.94% $3,884
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 4.19% $8,156
    CALIBER HOME LOANS, INC. 2 5.35% $3,521
    NEWREZ LLC 1 5.88% $4,562
    ON Q FINANCIAL, INC. 1 6.88% $4,500
    Paramount Residential Mortgage Group, Inc. 1 5.63% $3,843
    PENNYMAC LOAN SERVICES, LLC 1 5.75% $3,504
    PHH Mortgage Corporation 1 5.63% $4,921
    Platinum Home Mortgage Corporation 1 7.25% $10,599
    Prosperity Home Mortgage, LLC 1 5.50% $3,949
    Queensborough National Bank & Trust Company 1 7.63% $2,474
    RUOFF MORTGAGE COMPANY, INC. 1 6.63% $4,395
    SIRVA MORTGAGE, INC. 1 6.25% $0
    STOCKTON MORTGAGE CORPORATION 1 5.63% $7,492
    Synovus Bank 1 7.00% $6,171
    THE MORTGAGE FIRM, INC. 1 5.13% $4,461
    USAA Federal Savings Bank 1 6.75% $3,770
    ACOPIA, LLC 1 5.88% $4,612
    ZILLOW HOME LOANS, LLC 1 6.25% $4,678
    AMERICAN FINANCING CORPORATION 1 4.99% $11,205
    AmeriHome Mortgage Company, LLC 1 5.63% $4,155
    AMERISAVE MORTGAGE CORPORATION 1 3.13% $11,390
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.75% $5,973
    Bank of America 1 5.13% $3,798
    CANOPY MORTGAGE, LLC 1 7.63% $6,917
    CARDINAL FINANCIAL 1 4.75% $2,865
    CERTAINTY HOME LOANS, LLC 1 4.88% $5,154
    CHAMPIONS MORTGAGE LLC 1 5.63% $4,921
    CHURCHILL MORTGAGE CORPORATION 1 5.63% $3,691
    Discover Bank 1 9.99% $0
    EVERETT FINANCIAL, INC. 1 3.25% $2,316
    FAIRWINDS CREDIT UNION 1 3.88% $3,887
    FINANCE OF AMERICA MORTGAGE LLC 1 5.75% $4,463
    FirstBank 1 5.50% $5,447
    First Federal Bank 1 3.75% $4,620
    First Savings Bank 1 4.50% $5,093
    GENEVA FINANCIAL, LLC 1 5.25% $2,041
    GEORGIA UNITED 1 3.25% $2,673
    GUILD MORTGAGE COMPANY 1 6.38% $8,644
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.75% $3,571
    HOME POINT FINANCIAL CORPORATION 1 3.63% $11,098
    LAKEVIEW LOAN SERVICING, LLC 1 3.38% $2,133
    LEADERONE FINANCIAL CORPORATION 1 5.63% $5,109
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 3.15% $4,464
    MOVEMENT MORTGAGE, LLC 1 4.50% $6,141
    M&T Bank 1 5.75% $6,775
    NASA Federal Credit Union 1 6.75% $4,317

    Dublin Average Closing Costs & Other Stats

    Dublin, GA's 73 lenders originated 897 loans during 2022. The total origination value was $159,485,000, with an average loan value of $177,798.

    Dublin's average closing costs are $4,948.

    The top Dublin lender as defined by loan originations is QUICKEN LOANS, LLC, with 40 loans originated. Their average total fees are $6,455, which is $1,116 higher than the next largest lender, Ameris Bank.

    The lowest fee Dublin lenders (with over 10 loans originated) are Wells Fargo Bank ($4,323), South State Bank ($5,241), Ameris Bank ($5,340), QUICKEN LOANS, LLC ($6,455) and .

    The lowest rate Dublin lenders (with over 10 loans originated) are South State Bank (4.47%), Ameris Bank (4.68%), QUICKEN LOANS, LLC (4.87%), Wells Fargo Bank (4.95%) and .

    Dublin, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    QUICKEN LOANS, LLC $22,890,000 $17,510,000 -23.5% 11.0%
    LIMA ONE CAPITAL, LLC $12,755,000 n/a 8.0%
    Bank of Dudley $7,750,000 $10,320,000 33.2% 6.5%
    Ameris Bank $8,120,000 $9,620,000 18.5% 6.0%
    Morris Bank $7,625,000 $8,455,000 10.9% 5.3%
    South State Bank $11,860,000 $7,165,000 -39.6% 4.5%
    Mortgage Research Center, LLC $4,595,000 $5,610,000 22.1% 3.5%
    CRESCENT MORTGAGE COMPANY $12,290,000 $3,850,000 -68.7% 2.4%
    Wells Fargo Bank $11,695,000 $3,575,000 -69.4% 2.2%
    Capital City Bank $2,030,000 $3,225,000 58.9% 2.0%
    Flagstar Bank, FSB $135,000 $3,125,000 2,214.8% 2.0%
    ROBINS FINANCIAL $5,750,000 $3,120,000 -45.7% 2.0%
    Colony Bank $3,265,000 $2,735,000 -16.2% 1.7%
    Mr. Cooper ( Nationstar Mortgage ) $2,675,000 $2,635,000 -1.5% 1.7%
    Platinum Home Mortgage Corporation $5,630,000 $2,610,000 -53.6% 1.6%
    NAVY FEDERAL CREDIT UNION $755,000 $2,250,000 198.0% 1.4%
    LOANDEPOT.COM, LLC $2,435,000 $2,245,000 -7.8% 1.4%
    GUARANTY HOME MORTGAGE CORPORATION $2,625,000 $2,205,000 -16.0% 1.4%
    BROKER SOLUTIONS, INC. $940,000 $2,010,000 113.8% 1.3%
    Renasant Bank $12,950,000 $1,980,000 -84.7% 1.2%
    21ST MORTGAGE CORPORATION $2,880,000 $1,700,000 -41.0% 1.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,060,000 $1,425,000 34.4% 0.9%
    AMERISAVE MORTGAGE CORPORATION $740,000 $1,405,000 89.9% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $1,245,000 $1,340,000 7.6% 0.8%
    PENNYMAC LOAN SERVICES, LLC $2,870,000 $1,325,000 -53.8% 0.8%
    USAA Federal Savings Bank $535,000 $1,225,000 129.0% 0.8%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $695,000 $1,180,000 69.8% 0.7%
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $1,155,000 $1,175,000 1.7% 0.7%
    LAKEVIEW LOAN SERVICING, LLC $1,195,000 $1,085,000 -9.2% 0.7%
    AgFirst Farm Credit Bank $1,055,000 $1,080,000 2.4% 0.7%
    GEORGIA UNITED $2,245,000 $1,075,000 -52.1% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $720,000 $1,045,000 45.1% 0.7%
    ServisFirst Bank $965,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $3,710,000 $960,000 -74.1% 0.6%
    SUMMIT FUNDING, INC. $955,000 n/a 0.6%
    HOMESTAR FINANCIAL CORPORATION $1,830,000 $925,000 -49.5% 0.6%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $390,000 $915,000 134.6% 0.6%
    Regions Bank $370,000 $850,000 129.7% 0.5%
    NEWREZ LLC $1,090,000 $845,000 -22.5% 0.5%
    Capital City Home Loans, LLC $2,375,000 $840,000 -64.6% 0.5%
    JPMorgan Chase Bank $390,000 $795,000 103.8% 0.5%
    Third Federal Savings and Loan Association of Cleveland $165,000 $790,000 378.8% 0.5%
    NEW DAY FINANCIAL, LLC $895,000 $760,000 -15.1% 0.5%
    First Federal Bank $640,000 $755,000 18.0% 0.5%
    AmeriHome Mortgage Company, LLC $510,000 $745,000 46.1% 0.5%
    SOUTHPOINT FINANCIAL SERVICES, INC. $3,105,000 $665,000 -78.6% 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,155,000 $655,000 -43.3% 0.4%
    Truist $35,000 $640,000 1,728.6% 0.4%
    Prosperity Home Mortgage, LLC $570,000 n/a 0.4%
    Bank of America $500,000 $555,000 11.0% 0.3%
    The Federal Savings Bank $705,000 $555,000 -21.3% 0.3%
    Synovus Bank $285,000 $540,000 89.5% 0.3%
    THRIVE MORTGAGE, LLC $525,000 n/a 0.3%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,940,000 $520,000 -73.2% 0.3%
    HOME POINT FINANCIAL CORPORATION $990,000 $515,000 -48.0% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $475,000 n/a 0.3%
    CALIBER HOME LOANS, INC. $910,000 $475,000 -47.8% 0.3%
    Magnolia State Bank $470,000 $465,000 -1.1% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $840,000 $450,000 -46.4% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $535,000 $450,000 -15.9% 0.3%
    Exchange Bank $1,100,000 $440,000 -60.0% 0.3%
    THE MORTGAGE FIRM, INC. $275,000 $430,000 56.4% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $140,000 $425,000 203.6% 0.3%
    AMERICAN FINANCING CORPORATION $45,000 $420,000 833.3% 0.3%
    GUILD MORTGAGE COMPANY $730,000 $410,000 -43.8% 0.3%
    MID AMERICA MORTGAGE, INC. $535,000 $410,000 -23.4% 0.3%
    GUARANTEED RATE, INC. $285,000 $380,000 33.3% 0.2%
    MOVEMENT MORTGAGE, LLC $215,000 $380,000 76.7% 0.2%
    NFM, INC. $365,000 n/a 0.2%
    ON Q FINANCIAL, INC. $355,000 n/a 0.2%
    GENEVA FINANCIAL, LLC $155,000 $350,000 125.8% 0.2%
    STOCKTON MORTGAGE CORPORATION $205,000 $350,000 70.7% 0.2%
    RADIUS FINANCIAL GROUP INC. $345,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $345,000 n/a 0.2%
    Fifth Third Bank $105,000 $335,000 219.0% 0.2%
    Barrington Bank & Trust Company, N.A. $380,000 $320,000 -15.8% 0.2%
    Nations Lending Corporation $300,000 $320,000 6.7% 0.2%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $315,000 n/a 0.2%
    SIRVA MORTGAGE, INC. $175,000 $315,000 80.0% 0.2%
    First Reliance Bank $530,000 $305,000 -42.5% 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $290,000 n/a 0.2%
    M&T Bank $290,000 n/a 0.2%
    PLANET HOME LENDING, LLC $65,000 $290,000 346.2% 0.2%
    GTE Federal Credit Union $285,000 n/a 0.2%
    PNC Bank $280,000 n/a 0.2%
    LEADERONE FINANCIAL CORPORATION $275,000 n/a 0.2%
    CHAMPIONS MORTGAGE LLC $265,000 n/a 0.2%
    Mortgage Network, Inc. $265,000 n/a 0.2%
    MORTGAGEONE, INC. $265,000 n/a 0.2%
    PHH Mortgage Corporation $265,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $215,000 $255,000 18.6% 0.2%
    MILEND, INC. $215,000 $255,000 18.6% 0.2%
    OCMBC, INC. $255,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $1,050,000 $250,000 -76.2% 0.2%
    CANOPY MORTGAGE, LLC $245,000 n/a 0.2%
    CMG MORTGAGE, INC. $230,000 $235,000 2.2% 0.1%
    FirstBank $75,000 $235,000 213.3% 0.1%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $225,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $135,000 $225,000 66.7% 0.1%
    Carrington Mortgage Services, LLC $1,225,000 $210,000 -82.9% 0.1%
    First Savings Bank $210,000 n/a 0.1%
    BOKF $205,000 n/a 0.1%
    CAMPUS USA $205,000 n/a 0.1%
    CERTAINTY HOME LOANS, LLC $185,000 $205,000 10.8% 0.1%
    Equity Prime Mortgage LLC $195,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $195,000 n/a 0.1%
    FAIRWINDS CREDIT UNION $185,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $185,000 n/a 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $175,000 n/a 0.1%
    Discover Bank $95,000 $175,000 84.2% 0.1%
    NASA Federal Credit Union $175,000 n/a 0.1%
    Arvest Bank $165,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $165,000 n/a 0.1%
    ASSEMBLIES OF GOD Credit Union $155,000 n/a 0.1%
    NATIONS DIRECT MORTGAGE, LLC $155,000 n/a 0.1%
    Servion, Inc. $155,000 n/a 0.1%
    United Bank $95,000 $155,000 63.2% 0.1%
    South Georgia Bank $150,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $125,000 $145,000 16.0% 0.1%
    UNION HOME MORTGAGE CORP. $145,000 n/a 0.1%
    ACOPIA, LLC $125,000 n/a 0.1%
    BANKSOUTH MORTGAGE COMPANY, LLC $235,000 $125,000 -46.8% 0.1%
    MORTGAGE INVESTORS GROUP, INC. $750,000 $125,000 -83.3% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $125,000 n/a 0.1%
    CSL Financial, LLC $105,000 n/a 0.1%
    Lakeview Community Capital, LLC $165,000 $105,000 -36.4% 0.1%
    OPEN MORTGAGE, LLC $105,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $265,000 $105,000 -60.4% 0.1%
    CIS Financial Services, Inc. $95,000 n/a 0.1%
    PLANTERS FIRST BANK $85,000 n/a 0.1%
    SPRING EQ, LLC $85,000 n/a 0.1%
    Associated Credit Union $165,000 $75,000 -54.5% 0.0%
    CHURCHILL MORTGAGE CORPORATION $590,000 $65,000 -89.0% 0.0%
    Farmers & Merchants Bank $65,000 n/a 0.0%
    MidFirst Bank $65,000 n/a 0.0%
    Queensborough National Bank & Trust Company $35,000 $55,000 57.1% 0.0%

    Dublin's top lender by overall market share is QUICKEN LOANS, LLC, with 11.0% market share. In second place, with 8.0%, is LIMA ONE CAPITAL, LLC, having originated $12,755,000 in loans. In third place, with 6.5%, is Bank of Dudley, having originated $10,320,000 in loans. In fourth place, with 6.0%, is Ameris Bank, having originated $9,620,000 in loans. In fifth place, with 5.3%, is Morris Bank, having originated $8,455,000 in loans.

    Dublin Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Dublin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $113,250 (5.9%) $147,581 (4.6%) 0.00 220
    2018-02-01 $109,950 (0.0%) $146,478 (2.9%) 0.00 225
    2018-03-01 $124,900 (13.6%) $152,917 (8.4%) 0.00 213
    2018-04-01 $128,638 (24.4%) $150,917 (8.5%) 0.00 232
    2018-05-01 $123,450 (14.9%) $148,455 (2.3%) 0.00 250
    2018-06-01 $119,900 (11.6%) $145,059 (-3.3%) 0.00 246
    2018-07-01 $125,000 (25.1%) $150,507 (0.1%) 0.00 264
    2018-08-01 $122,450 (23.8%) $152,362 (5.6%) 0.00 251
    2018-09-01 $119,900 (20.5%) $152,478 (5.3%) 0.00 256
    2018-10-01 $122,425 (6.9%) $151,812 (2.1%) 0.00 255
    2018-11-01 $129,675 (12.0%) $152,893 (1.7%) 0.00 249
    2018-12-01 $129,900 (18.1%) $153,378 (3.6%) 0.00 255
    2019-01-01 $124,200 (9.7%) $144,415 (-2.2%) 0.00 243
    2019-02-01 $124,900 (13.6%) $148,305 (1.3%) 0.00 252
    2019-03-01 $127,921 (2.4%) $152,378 (-0.4%) 0.00 242
    2019-04-01 $130,421 (1.4%) $157,354 (4.3%) 0.00 230
    2019-05-01 $130,550 (5.8%) $154,287 (3.9%) 0.00 225
    2019-06-01 $131,950 (10.1%) $151,201 (4.2%) 0.00 230
    2019-07-01 $128,400 (2.7%) $148,211 (-1.5%) 0.00 215
    2019-08-01 $124,309 (1.5%) $146,920 (-3.6%) 0.00 216
    2019-09-01 $119,073 (-0.7%) $145,676 (-4.5%) 0.00 224
    2019-10-01 $115,000 (-6.1%) $144,846 (-4.6%) 0.00 228
    2019-11-01 $110,000 (-15.2%) $142,845 (-6.6%) 0.00 204
    2019-12-01 $110,000 (-15.3%) $145,938 (-4.9%) 0.00 196
    2020-01-01 $111,250 (-10.4%) $147,437 (2.1%) 0.00 190
    2020-02-01 $110,000 (-11.9%) $142,185 (-4.1%) 0.00 180
    2020-03-01 $149,075 (16.5%) $177,806 (16.7%) 0.00 141
    2020-04-01 $161,225 (23.6%) $186,823 (18.7%) 0.00 137
    2020-05-01 $174,900 (34.0%) $192,079 (24.5%) 0.00 121
    2020-06-01 $181,250 (37.4%) $200,356 (32.5%) 0.00 114
    2020-07-01 $183,750 (43.1%) $201,163 (35.7%) 0.00 120
    2020-08-01 $157,850 (27.0%) $178,048 (21.2%) 0.00 107
    2020-09-01 $178,600 (50.0%) $198,697 (36.4%) 0.00 108
    2020-10-01 $179,700 (56.3%) $205,928 (42.2%) 0.00 97
    2020-11-01 $170,175 (54.7%) $199,662 (39.8%) 0.00 100
    2020-12-01 $158,950 (44.5%) $188,911 (29.5%) 0.00 99
    2021-01-01 $177,450 (59.5%) $195,007 (32.3%) 0.00 93
    2021-02-01 $166,475 (51.3%) $189,428 (33.2%) 0.00 77
    2021-03-01 $139,825 (-6.2%) $175,078 (-1.5%) 0.00 87
    2021-04-01 $154,900 (-3.9%) $183,751 (-1.6%) 0.00 73
    2021-05-01 $134,800 (-22.9%) $176,668 (-8.0%) 0.00 68
    2021-06-01 $140,425 (-22.5%) $169,018 (-15.6%) 0.00 67
    2021-07-01 $140,000 (-23.8%) $155,409 (-22.7%) 0.00 69
    2021-08-01 $164,350 (4.1%) $175,964 (-1.2%) 0.00 64
    2021-09-01 $161,450 (-9.6%) $199,317 (0.3%) 0.00 77
    2021-10-01 $185,000 (3.0%) $210,390 (2.2%) 0.00 89
    2021-11-01 $224,300 (31.8%) $232,573 (16.5%) 0.00 79
    2021-12-01 $207,450 (30.5%) $216,241 (14.5%) 0.00 73
    2022-01-01 $210,000 (18.3%) $211,982 (8.7%) 0.00 75
    2022-02-01 $211,300 (26.9%) $226,233 (19.4%) 0.00 66
    2022-03-01 $217,100 (55.3%) $232,145 (32.6%) 0.00 62
    2022-04-01 $184,950 (19.4%) $215,321 (17.2%) 0.00 64
    2022-05-01 $194,000 (43.9%) $217,534 (23.1%) 0.00 66
    2022-06-01 $229,900 (63.7%) $253,193 (49.8%) 0.00 68
    2022-07-01 $236,250 (68.8%) $260,155 (67.4%) 0.00 89
    2022-08-01 $207,000 (26.0%) $269,078 (52.9%) 0.00 83
    2022-09-01 $208,675 (29.3%) $271,332 (36.1%) 0.00 88
    2022-10-01 $219,950 (18.9%) $271,682 (29.1%) 0.00 104
    2022-11-01 $242,642 (8.2%) $271,196 (16.6%) 0.00 125
    2022-12-01 $249,000 (20.0%) $274,103 (26.8%) 0.00 110
    2023-01-01 $249,900 (19.0%) $289,051 (36.4%) 0.00 100
    2023-02-01 $259,700 (22.9%) $288,328 (27.5%) 0.00 98
    2023-03-01 $292,000 (34.5%) $301,119 (29.7%) 0.00 97
    2023-04-01 $289,950 (56.8%) $310,721 (44.3%) 0.00 91
    2023-05-01 $299,850 (54.6%) $315,309 (45.0%) 0.00 82
    2023-06-01 $299,850 (30.4%) $321,166 (26.9%) 0.00 83
    2023-07-01 $294,950 (24.9%) $325,630 (25.2%) 0.00 95
    2023-08-01 $256,175 (23.8%) $326,780 (21.4%) 0.00 100
    2023-09-01 $254,900 (22.2%) $317,895 (17.2%) 0.00 105
    2023-10-01 $263,900 (20.0%) $329,137 (21.2%) 0.00 105
    Dublin's median listing price for 2023-10-01 was $263,900, a difference of $43,950 (20.0%) versus the prior year and $9,000 versus the prior month.

    Dublin's median listing price comes in at 0% of the national average.

    Dublin's average listing price for 2023-10-01 was $329,137, a difference of $57,455 (21.2%) versus the prior year and $11,242 versus the prior month.

    For the 2023-10-01 period, Dublin had 105 MLS listings, a difference of 0 listings (0%) versus the prior month and 1 listings (1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Dublin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,739 sqft
    2018-02-01 0 days 1,756 sqft
    2018-03-01 0 days 1,781 sqft
    2018-04-01 0 days 1,699 sqft
    2018-05-01 0 days 1,673 sqft
    2018-06-01 0 days 1,685 sqft
    2018-07-01 0 days 1,724 sqft
    2018-08-01 0 days 1,735 sqft
    2018-09-01 0 days 1,730 sqft
    2018-10-01 0 days 1,749 sqft
    2018-11-01 0 days 1,780 sqft
    2018-12-01 0 days 1,793 sqft
    2019-01-01 0 days 1,745 sqft
    2019-02-01 0 days 1,729 sqft
    2019-03-01 0 days 1,713 sqft
    2019-04-01 0 days 1,710 sqft
    2019-05-01 0 days 1,703 sqft
    2019-06-01 0 days 1,710 sqft
    2019-07-01 0 days 1,730 sqft
    2019-08-01 0 days 1,749 sqft
    2019-09-01 0 days 1,726 sqft
    2019-10-01 0 days 1,686 sqft
    2019-11-01 0 days 1,664 sqft
    2019-12-01 0 days 1,640 sqft
    2020-01-01 0 days 1,645 sqft
    2020-02-01 0 days 1,674 sqft
    2020-03-01 0 days 1,964 sqft
    2020-04-01 0 days 2,003 sqft
    2020-05-01 0 days 2,029 sqft
    2020-06-01 0 days 2,096 sqft
    2020-07-01 0 days 2,153 sqft
    2020-08-01 0 days 1,874 sqft
    2020-09-01 0 days 2,077 sqft
    2020-10-01 0 days 2,155 sqft
    2020-11-01 0 days 2,043 sqft
    2020-12-01 0 days 2,014 sqft
    2021-01-01 0 days 2,002 sqft
    2021-02-01 0 days 1,774 sqft
    2021-03-01 0 days 1,704 sqft
    2021-04-01 0 days 1,734 sqft
    2021-05-01 0 days 1,692 sqft
    2021-06-01 0 days 1,701 sqft
    2021-07-01 0 days 1,694 sqft
    2021-08-01 0 days 1,708 sqft
    2021-09-01 0 days 1,685 sqft
    2021-10-01 0 days 1,733 sqft
    2021-11-01 0 days 1,974 sqft
    2021-12-01 0 days 1,817 sqft
    2022-01-01 0 days 1,800 sqft
    2022-02-01 0 days 1,827 sqft
    2022-03-01 0 days 1,842 sqft
    2022-04-01 0 days 1,751 sqft
    2022-05-01 0 days 1,843 sqft
    2022-06-01 0 days 1,944 sqft
    2022-07-01 0 days 1,995 sqft
    2022-08-01 0 days 1,954 sqft
    2022-09-01 0 days 1,953 sqft
    2022-10-01 0 days 1,942 sqft
    2022-11-01 0 days 1,947 sqft
    2022-12-01 0 days 1,944 sqft
    2023-01-01 0 days 1,937 sqft
    2023-02-01 0 days 1,895 sqft
    2023-03-01 0 days 2,007 sqft
    2023-04-01 0 days 1,999 sqft
    2023-05-01 0 days 2,085 sqft
    2023-06-01 0 days 2,096 sqft
    2023-07-01 0 days 2,055 sqft
    2023-08-01 0 days 1,894 sqft
    2023-09-01 0 days 1,940 sqft
    2023-10-01 0 days 2,054 sqft
    Dublin's median listing age (time on market) for 2023-10-01 was 0 days.

    Dublin's median square footage for active listings during the 2023-10-01 period was 2,054 sqft. One year prior, the average listing was 1,942 sqft.

    Dublin, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 494 $91,680,000 $185,587
    Refi 164 $31,660,000 $193,049
    Cash Out Refi 154 $30,100,000 $195,455
    Other 49 $4,495,000 $91,735
    Home Improvement 35 $1,515,000 $43,286
    NA 1 $35,000 $35,000

    Dublin's most frequently cited loan purpose was Home Purchase, with 494 originations. The 2nd most popular reason was Refi, with 164 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 186 $38,650,000 $207,796
    4-5% 163 $31,265,000 $191,810
    3-4% 158 $28,500,000 $180,380
    6-7% 93 $21,715,000 $233,495
    2.5-3% 57 $8,885,000 $155,877
    7-8% 32 $4,660,000 $145,625
    Over 8% 20 $2,870,000 $143,500
    <2.5% 14 $2,960,000 $211,429

    During 2022, Dublin's most frequently originated rate bucket was 5-6%, with 186 originations.

    Loan Sizing (Dublin, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 336 $49,710,000 $147,946
    $100,000 or less 271 $16,075,000 $59,317
    $200k-400k 258 $69,340,000 $268,760
    $400k-600k 17 $7,755,000 $456,176
    $600k-1000k 8 $5,410,000 $676,250
    $Over $1MM 7 $11,195,000 $1,599,286

    Dublin's loan sizing saw the bucket of loans from $100k-200k with 336 originations, totaling $49,710,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 396 $80,120,000 $202,323
    60-80% 179 $32,365,000 $180,810
    40-60% 66 $8,450,000 $128,030
    20-40% 33 $2,605,000 $78,939
    Under 20% 27 $955,000 $35,370
    Over 100% 17 $14,525,000 $854,412

    Dublin's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 396 originations, totaling $80,120,000 in origination value.