Bogalusa Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bogalusa averaged 6.67% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.87% and one month ago for the week of 2025-05-29, the average rate was 7.09%.

    Bogalusa's average rate one year ago was 6.86%.

    For refis of the same type during the week of 2025-07-03, the average rate was 7.17%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Bogalusa 30 Year Fixed Rate 2025-07-03 6.67%
    Bogalusa 30 Year Fixed Rate Refi 2025-07-03 7.17%
    Bogalusa 15 Year Fixed Rate 2025-07-03 5.7%
    Bogalusa 15 Year Fixed Rate Refi 2025-07-03 6.3%
    Bogalusa 30 Year FHA 2025-07-03 0.1%
    Bogalusa 30 Year FHA Refi 2025-07-03 0%
    Bogalusa 30 Year USDA 2025-07-03 -0.2%
    Bogalusa 30 Year USDA Refi 2025-07-03 0.2%
    Bogalusa 30 Year VA 2025-07-03 0.1%
    Bogalusa 30 Year VA Refi 2025-07-03 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bogalusa, LA.

    Bogalusa Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bogalusa, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    GMFS LLC 15 6.76% $4,036
    QUICKEN LOANS, LLC 6 6.71% $5,652
    EUSTIS AND AMERICAN MORTGAGE COMPANY 4 6.84% $5,771
    Gulf Coast Bank and Trust Company 3 6.67% $4,480
    MOVEMENT MORTGAGE, LLC 3 7.10% $4,088
    Mr. Cooper ( Nationstar Mortgage ) 3 7.37% $8,023
    UNITED WHOLESALE MORTGAGE, LLC 3 6.95% $10,384
    CROSSCOUNTRY MORTGAGE, LLC 2 7.18% $3,955
    JPMorgan Chase Bank 2 6.75% $5,281
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.75% $4,736
    Hancock Whitney Bank 2 6.00% $3,657
    21ST MORTGAGE CORPORATION 1 11.58% $6,229
    Merchants Bank of Indiana 1 7.50% $2,990
    NAVY FEDERAL CREDIT UNION 1 7.38% $2,287
    PHH Mortgage Corporation 1 6.88% $5,592
    Plains Commerce Bank 1 6.50% $7,475
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $7,236
    SIRVA MORTGAGE, INC. 1 7.00% $0
    Goldwater Bank, N.A. 1 7.50% $5,816
    Ally Bank 1 6.63% $4,782
    AMERICAN FINANCING CORPORATION 1 7.50% $6,589
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $10,449
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.99% $4,504
    CHEVRON 1 7.50% $3,544
    City Bank 1 7.63% $5,154
    Cornerstone First Mortgage, Inc 1 7.63% $6,429
    Discover Bank 1 7.31% $0
    FIDELITY BANK 1 6.50% $4,021
    FREEDOM MORTGAGE CORPORATION 1 6.88% $4,581

    Bogalusa Average Closing Costs & Other Stats

    Bogalusa, LA's 29 lenders originated 510 loans during 2024. The total origination value was $76,940,000, with an average loan value of $150,863.

    Bogalusa's average closing costs are $5,400.

    The top Bogalusa lender as defined by loan originations is GMFS LLC, with 15 loans originated. Their average total fees are $4,036, which is $1,616 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Bogalusa lenders (with over 10 loans originated) are GMFS LLC ($4,036), .

    The lowest rate Bogalusa lenders (with over 10 loans originated) are GMFS LLC (6.76%), .

    Bogalusa, LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Citizens Savings Bank $20,570,000 $15,990,000 -22.3% 20.8%
    GMFS LLC $6,105,000 $6,275,000 2.8% 8.2%
    NEWREZ LLC $3,495,000 $3,775,000 8.0% 4.9%
    QUICKEN LOANS, LLC $3,605,000 $3,645,000 1.1% 4.7%
    UNITED WHOLESALE MORTGAGE, LLC $2,815,000 $3,130,000 11.2% 4.1%
    FREEDOM MORTGAGE CORPORATION $485,000 $2,960,000 510.3% 3.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,575,000 $2,430,000 -5.6% 3.2%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $590,000 $1,930,000 227.1% 2.5%
    Mortgage Research Center, LLC $1,325,000 $1,690,000 27.5% 2.2%
    Equity Prime Mortgage LLC $165,000 $1,575,000 854.5% 2.0%
    CROSSCOUNTRY MORTGAGE, LLC $405,000 $1,490,000 267.9% 1.9%
    TRIAD FINANCIAL SERVICES, INC. $970,000 $1,445,000 49.0% 1.9%
    MOVEMENT MORTGAGE, LLC $925,000 $1,390,000 50.3% 1.8%
    Cornerstone First Mortgage, Inc $115,000 $1,260,000 995.7% 1.6%
    Hancock Whitney Bank $2,130,000 $1,255,000 -41.1% 1.6%
    Gulf Coast Bank and Trust Company $755,000 $1,115,000 47.7% 1.4%
    21ST MORTGAGE CORPORATION $1,440,000 $1,040,000 -27.8% 1.4%
    Heritage Bank of St Tammany $630,000 $1,005,000 59.5% 1.3%
    Mr. Cooper ( Nationstar Mortgage ) $160,000 $900,000 462.5% 1.2%
    The First, A National Banking Association $855,000 n/a 1.1%
    NAVY FEDERAL CREDIT UNION $85,000 $825,000 870.6% 1.1%
    PENNYMAC LOAN SERVICES, LLC $525,000 $750,000 42.9% 1.0%
    Home Bank $190,000 $740,000 289.5% 1.0%
    FIDELITY BANK $1,755,000 $650,000 -63.0% 0.8%
    City Bank $645,000 n/a 0.8%
    Citizens Bank & Trust Co $80,000 $635,000 693.8% 0.8%
    BankPlus $480,000 $620,000 29.2% 0.8%
    Resource Bank $1,095,000 $600,000 -45.2% 0.8%
    LOANDEPOT.COM, LLC $650,000 $550,000 -15.4% 0.7%
    SOUTHWEST STAGE FUNDING, LLC $190,000 $540,000 184.2% 0.7%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $525,000 n/a 0.7%
    KEESLER $500,000 n/a 0.6%
    JPMorgan Chase Bank $3,120,000 $450,000 -85.6% 0.6%
    LAKEVIEW LOAN SERVICING, LLC $445,000 n/a 0.6%
    BROKER SOLUTIONS, INC. $720,000 $430,000 -40.3% 0.6%
    NBKC BANK $405,000 n/a 0.5%
    NEW DAY FINANCIAL, LLC $85,000 $385,000 352.9% 0.5%
    First Guaranty Bank $55,000 $375,000 581.8% 0.5%
    Plains Commerce Bank $375,000 n/a 0.5%
    Century Mortgage Company DBA Century Lending Company $360,000 n/a 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $165,000 $360,000 118.2% 0.5%
    b1BANK $355,000 n/a 0.5%
    CSL Financial, LLC $345,000 n/a 0.4%
    SIRVA MORTGAGE, INC. $335,000 n/a 0.4%
    VILLAGE CAPITAL MORTGAGE $330,000 n/a 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $55,000 $315,000 472.7% 0.4%
    USAA Federal Savings Bank $315,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $805,000 $310,000 -61.5% 0.4%
    US MORTGAGE CORPORATION $310,000 n/a 0.4%
    AMERICAN FINANCIAL NETWORK, INC. $105,000 $305,000 190.5% 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $85,000 $295,000 247.1% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $350,000 $265,000 -24.3% 0.3%
    First American Bank and Trust $255,000 n/a 0.3%
    SUMMIT FUNDING, INC. $220,000 n/a 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $195,000 n/a 0.3%
    Trustmark National Bank $165,000 $195,000 18.2% 0.3%
    MEMBER FIRST MORTGAGE, LLC $245,000 $185,000 -24.5% 0.2%
    CHEVRON $175,000 n/a 0.2%
    Elements Financial Federal Credit Union $175,000 n/a 0.2%
    Citizens Bank $205,000 $170,000 -17.1% 0.2%
    AMERICAN FINANCING CORPORATION $165,000 n/a 0.2%
    CARDINAL FINANCIAL $175,000 $165,000 -5.7% 0.2%
    Nations Lending Corporation $445,000 $165,000 -62.9% 0.2%
    PHH Mortgage Corporation $220,000 $165,000 -25.0% 0.2%
    Wells Fargo Bank $300,000 $165,000 -45.0% 0.2%
    CORNERSTONE HOME LENDING, INC. $155,000 n/a 0.2%
    The Loan Store, Inc. $155,000 n/a 0.2%
    TOWNE MORTGAGE COMPANY $155,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $150,000 n/a 0.2%
    AmRes Corporation $155,000 $135,000 -12.9% 0.2%
    Fifth District Savings Bank $135,000 n/a 0.2%
    First Horizon Bank $145,000 $125,000 -13.8% 0.2%
    Red River Bank $125,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $125,000 $120,000 -4.0% 0.2%
    Discover Bank $55,000 $120,000 118.2% 0.2%
    Merchants Bank of Indiana $155,000 $115,000 -25.8% 0.1%
    Ally Bank $105,000 n/a 0.1%
    Goldwater Bank, N.A. $135,000 $105,000 -22.2% 0.1%
    OCEANSIDE MORTGAGE COMPANY $105,000 n/a 0.1%
    Regions Bank $120,000 $105,000 -12.5% 0.1%
    CMG MORTGAGE, INC. $100,000 n/a 0.1%
    Onpath Federal Credit Union $35,000 $100,000 185.7% 0.1%
    AMERITRUST MORTGAGE CORPORATION $95,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $95,000 n/a 0.1%
    Assurance Financial Group, L.L.C. $355,000 $95,000 -73.2% 0.1%
    FINANCE OF AMERICA REVERSE LLC $95,000 $95,000 0.0% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $95,000 n/a 0.1%
    Liberty Bank and Trust Company $185,000 $95,000 -48.6% 0.1%
    Bank of Louisiana $140,000 $85,000 -39.3% 0.1%
    First South Farm Credit, ACA $85,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $450,000 $65,000 -85.6% 0.1%
    Coastal Community Bank $45,000 n/a 0.1%
    The Cottonport Bank $45,000 n/a 0.1%
    PLANET HOME LENDING, LLC $35,000 n/a 0.0%

    Bogalusa's top lender by overall market share is Citizens Savings Bank, with 20.8% market share. In second place, with 8.2%, is GMFS LLC, having originated $6,275,000 in loans. In third place, with 4.9%, is NEWREZ LLC, having originated $3,775,000 in loans. In fourth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $3,645,000 in loans. In fifth place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $3,130,000 in loans.

    Bogalusa Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bogalusa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $150,860 (-0.3%) $246,818 (5.2%) 0.00 121
    2018-02-01 $148,856 (4.5%) $252,089 (11.5%) 0.00 112
    2018-03-01 $149,811 (7.1%) $250,589 (10.6%) 0.00 118
    2018-04-01 $149,925 (15.3%) $249,559 (8.7%) 0.00 122
    2018-05-01 $152,283 (8.8%) $248,959 (2.0%) 0.00 127
    2018-06-01 $160,000 (6.7%) $250,284 (-2.2%) 0.00 122
    2018-07-01 $162,500 (9.1%) $252,208 (4.7%) 0.00 124
    2018-08-01 $169,900 (17.3%) $254,821 (8.7%) 0.00 117
    2018-09-01 $165,000 (11.9%) $228,626 (-4.3%) 0.00 121
    2018-10-01 $159,783 (8.8%) $319,427 (35.2%) 0.00 119
    2018-11-01 $161,590 (9.2%) $333,329 (37.0%) 0.00 117
    2018-12-01 $149,950 (-1.4%) $345,331 (40.5%) 0.00 119
    2019-01-01 $149,900 (-0.6%) $325,019 (31.7%) 0.00 127
    2019-02-01 $149,900 (0.7%) $328,474 (30.3%) 0.00 127
    2019-03-01 $158,471 (5.8%) $330,272 (31.8%) 0.00 121
    2019-04-01 $166,021 (10.7%) $323,000 (29.4%) 0.00 120
    2019-05-01 $159,225 (4.6%) $302,529 (21.5%) 0.00 124
    2019-06-01 $162,500 (1.6%) $311,362 (24.4%) 0.00 123
    2019-07-01 $168,150 (3.5%) $322,426 (27.8%) 0.00 116
    2019-08-01 $168,277 (-1.0%) $319,152 (25.3%) 0.00 119
    2019-09-01 $168,467 (2.1%) $317,731 (39.0%) 0.00 124
    2019-10-01 $164,286 (2.8%) $292,712 (-8.4%) 0.00 128
    2019-11-01 $164,300 (1.7%) $228,747 (-31.4%) 0.00 116
    2019-12-01 $160,000 (6.7%) $233,126 (-32.5%) 0.00 107
    2020-01-01 $158,750 (5.9%) $241,398 (-25.7%) 0.00 93
    2020-02-01 $160,000 (6.7%) $243,824 (-25.8%) 0.00 95
    2020-03-01 $172,697 (9.0%) $237,894 (-28.0%) 0.00 111
    2020-04-01 $167,798 (1.1%) $235,228 (-27.2%) 0.00 111
    2020-05-01 $162,076 (1.8%) $228,166 (-24.6%) 0.00 104
    2020-06-01 $165,000 (1.5%) $235,780 (-24.3%) 0.00 94
    2020-07-01 $175,825 (4.6%) $245,850 (-23.8%) 0.00 84
    2020-08-01 $176,453 (4.9%) $241,656 (-24.3%) 0.00 83
    2020-09-01 $175,000 (3.9%) $244,145 (-23.2%) 0.00 73
    2020-10-01 $174,000 (5.9%) $252,434 (-13.8%) 0.00 65
    2020-11-01 $193,500 (17.8%) $262,888 (14.9%) 0.00 56
    2020-12-01 $171,500 (7.2%) $232,239 (-0.4%) 0.00 63
    2021-01-01 $155,000 (-2.4%) $211,613 (-12.3%) 0.00 57
    2021-02-01 $147,000 (-8.1%) $203,027 (-16.7%) 0.00 53
    2021-03-01 $165,875 (-4.0%) $250,347 (5.2%) 0.00 42
    2021-04-01 $161,700 (-3.6%) $233,092 (-0.9%) 0.00 37
    2021-05-01 $180,000 (11.1%) $242,624 (6.3%) 0.00 42
    2021-06-01 $180,000 (9.1%) $222,129 (-5.8%) 0.00 53
    2021-07-01 $198,000 (12.6%) $326,270 (32.7%) 0.00 57
    2021-08-01 $199,500 (13.1%) $344,461 (42.5%) 0.00 53
    2021-09-01 $200,500 (14.6%) $352,244 (44.3%) 0.00 53
    2021-10-01 $208,800 (20.0%) $357,500 (41.6%) 0.00 51
    2021-11-01 $236,250 (22.1%) $271,681 (3.3%) 0.00 46
    2021-12-01 $209,500 (22.2%) $235,422 (1.4%) 0.00 46
    2022-01-01 $180,000 (16.1%) $228,714 (8.1%) 0.00 39
    2022-02-01 $172,500 (17.4%) $223,511 (10.1%) 0.00 35
    2022-03-01 $137,500 (-17.1%) $208,321 (-16.8%) 0.00 41
    2022-04-01 $170,000 (5.1%) $211,114 (-9.4%) 0.00 42
    2022-05-01 $215,000 (19.4%) $266,366 (9.8%) 0.00 46
    2022-06-01 $193,000 (7.2%) $244,787 (10.2%) 0.00 56
    2022-07-01 $197,500 (-0.3%) $252,717 (-22.5%) 0.00 58
    2022-08-01 $172,500 (-13.5%) $229,367 (-33.4%) 0.00 64
    2022-09-01 $177,125 (-11.7%) $242,729 (-31.1%) 0.00 62
    2022-10-01 $189,000 (-9.5%) $246,654 (-31.0%) 0.00 71
    2022-11-01 $189,500 (-19.8%) $239,801 (-11.7%) 0.00 77
    2022-12-01 $174,726 (-16.6%) $241,413 (2.5%) 0.00 73
    2023-01-01 $199,875 (11.0%) $255,251 (11.6%) 0.00 64
    2023-02-01 $216,876 (25.7%) $257,851 (15.4%) 0.00 61
    2023-03-01 $222,500 (61.8%) $269,061 (29.2%) 0.00 62
    2023-04-01 $207,450 (22.0%) $263,845 (25.0%) 0.00 61
    2023-05-01 $199,900 (-7.0%) $258,553 (-2.9%) 0.00 61
    2023-06-01 $235,000 (21.8%) $278,017 (13.6%) 0.00 65
    2023-07-01 $211,000 (6.8%) $262,519 (3.9%) 0.00 81
    2023-08-01 $208,000 (20.6%) $271,763 (18.5%) 0.00 86
    2023-09-01 $230,000 (29.9%) $277,134 (14.2%) 0.00 84
    2023-10-01 $227,250 (20.2%) $269,949 (9.4%) 0.00 86
    2023-11-01 $200,500 (5.8%) $258,175 (7.7%) 0.00 88
    2023-12-01 $199,000 (13.9%) $267,133 (10.7%) 0.00 89
    2024-01-01 $203,850 (2.0%) $258,600 (1.3%) 0.00 85
    2024-02-01 $199,975 (-7.8%) $253,550 (-1.7%) 0.00 80
    2024-03-01 $232,500 (4.5%) $277,166 (3.0%) 0.00 77
    2024-04-01 $239,840 (15.6%) $302,577 (14.7%) 0.00 79
    2024-05-01 $235,000 (17.6%) $285,451 (10.4%) 0.00 102
    2024-06-01 $222,750 (-5.2%) $275,030 (-1.1%) 0.00 111
    2024-07-01 $208,250 (-1.3%) $258,781 (-1.4%) 0.00 122
    2024-08-01 $199,995 (-3.9%) $255,750 (-5.9%) 0.00 120
    2024-09-01 $200,000 (-13.0%) $253,225 (-8.6%) 0.00 117
    2024-10-01 $203,750 (-10.3%) $250,210 (-7.3%) 0.00 126
    2024-11-01 $193,000 (-3.7%) $239,213 (-7.3%) 0.00 119
    2024-12-01 $196,625 (-1.2%) $241,044 (-9.8%) 0.00 117
    2025-01-01 $210,000 (3.0%) $240,848 (-6.9%) 0.00 119
    2025-02-01 $209,750 (4.9%) $240,116 (-5.3%) 0.00 116
    2025-03-01 $198,000 (-14.8%) $233,418 (-15.8%) 0.00 116
    2025-04-01 $200,375 (-16.5%) $236,632 (-21.8%) 0.00 105
    2025-05-01 $193,750 (-17.6%) $244,463 (-14.4%) 0.00 113
    Bogalusa's median listing price for 2025-05-01 was $193,750, a difference of $-41,250 (-17.6%) versus the prior year and $-6,625 versus the prior month.

    Bogalusa's median listing price comes in at 0% of the national average.

    Bogalusa's average listing price for 2025-05-01 was $244,463, a difference of $-40,988 (-14.4%) versus the prior year and $7,831 versus the prior month.

    For the 2025-05-01 period, Bogalusa had 113 MLS listings, a difference of 8 listings (8%) versus the prior month and 11 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bogalusa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,799 sqft
    2018-02-01 0 days 1,796 sqft
    2018-03-01 0 days 1,846 sqft
    2018-04-01 0 days 1,857 sqft
    2018-05-01 0 days 1,877 sqft
    2018-06-01 0 days 1,968 sqft
    2018-07-01 0 days 2,000 sqft
    2018-08-01 0 days 1,927 sqft
    2018-09-01 0 days 1,944 sqft
    2018-10-01 0 days 1,991 sqft
    2018-11-01 0 days 2,005 sqft
    2018-12-01 0 days 1,860 sqft
    2019-01-01 0 days 1,926 sqft
    2019-02-01 0 days 1,983 sqft
    2019-03-01 0 days 2,000 sqft
    2019-04-01 0 days 2,000 sqft
    2019-05-01 0 days 1,885 sqft
    2019-06-01 0 days 1,944 sqft
    2019-07-01 0 days 1,973 sqft
    2019-08-01 0 days 1,931 sqft
    2019-09-01 0 days 1,929 sqft
    2019-10-01 0 days 1,927 sqft
    2019-11-01 0 days 1,927 sqft
    2019-12-01 0 days 1,923 sqft
    2020-01-01 0 days 1,923 sqft
    2020-02-01 0 days 1,929 sqft
    2020-03-01 0 days 1,835 sqft
    2020-04-01 0 days 1,826 sqft
    2020-05-01 0 days 1,836 sqft
    2020-06-01 0 days 1,851 sqft
    2020-07-01 0 days 1,915 sqft
    2020-08-01 0 days 1,915 sqft
    2020-09-01 0 days 1,955 sqft
    2020-10-01 0 days 2,009 sqft
    2020-11-01 0 days 2,082 sqft
    2020-12-01 0 days 1,968 sqft
    2021-01-01 0 days 1,909 sqft
    2021-02-01 0 days 1,890 sqft
    2021-03-01 0 days 1,986 sqft
    2021-04-01 0 days 1,717 sqft
    2021-05-01 0 days 1,675 sqft
    2021-06-01 0 days 1,615 sqft
    2021-07-01 0 days 1,717 sqft
    2021-08-01 0 days 1,836 sqft
    2021-09-01 0 days 1,961 sqft
    2021-10-01 0 days 1,847 sqft
    2021-11-01 0 days 1,889 sqft
    2021-12-01 0 days 1,674 sqft
    2022-01-01 0 days 1,620 sqft
    2022-02-01 0 days 1,597 sqft
    2022-03-01 0 days 1,561 sqft
    2022-04-01 0 days 1,785 sqft
    2022-05-01 0 days 2,000 sqft
    2022-06-01 0 days 1,894 sqft
    2022-07-01 0 days 1,885 sqft
    2022-08-01 0 days 1,786 sqft
    2022-09-01 0 days 1,800 sqft
    2022-10-01 0 days 1,800 sqft
    2022-11-01 0 days 1,763 sqft
    2022-12-01 0 days 1,646 sqft
    2023-01-01 0 days 1,682 sqft
    2023-02-01 0 days 1,773 sqft
    2023-03-01 0 days 1,812 sqft
    2023-04-01 0 days 1,834 sqft
    2023-05-01 0 days 1,871 sqft
    2023-06-01 0 days 1,931 sqft
    2023-07-01 0 days 1,884 sqft
    2023-08-01 0 days 1,880 sqft
    2023-09-01 0 days 1,876 sqft
    2023-10-01 0 days 1,933 sqft
    2023-11-01 0 days 1,881 sqft
    2023-12-01 0 days 1,850 sqft
    2024-01-01 0 days 1,838 sqft
    2024-02-01 0 days 1,755 sqft
    2024-03-01 0 days 1,752 sqft
    2024-04-01 0 days 1,871 sqft
    2024-05-01 0 days 1,777 sqft
    2024-06-01 0 days 1,732 sqft
    2024-07-01 0 days 1,784 sqft
    2024-08-01 0 days 1,708 sqft
    2024-09-01 0 days 1,696 sqft
    2024-10-01 0 days 1,710 sqft
    2024-11-01 0 days 1,670 sqft
    2024-12-01 0 days 1,765 sqft
    2025-01-01 0 days 1,791 sqft
    2025-02-01 0 days 1,799 sqft
    2025-03-01 0 days 1,830 sqft
    2025-04-01 0 days 1,828 sqft
    2025-05-01 0 days 1,815 sqft
    Bogalusa's median listing age (time on market) for 2025-05-01 was 0 days.

    Bogalusa's median square footage for active listings during the 2025-05-01 period was 1,815 sqft. One year prior, the average listing was 1,777 sqft.

    Bogalusa, LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 298 $49,670,000 $166,678
    Refi 87 $13,635,000 $156,724
    Cash Out Refi 59 $9,285,000 $157,373
    Home Improvement 42 $2,910,000 $69,286
    Other 24 $1,440,000 $60,000

    Bogalusa's most frequently cited loan purpose was Home Purchase, with 298 originations. The 2nd most popular reason was Refi, with 87 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 134 $24,750,000 $184,701
    Over 8% 76 $7,940,000 $104,474
    7-8% 69 $13,465,000 $195,145
    5-6% 52 $10,240,000 $196,923
    4-5% 4 $950,000 $237,500
    <2.5% 1 $5,000 $5,000
    2.5-3% 1 $265,000 $265,000

    During 2024, Bogalusa's most frequently originated rate bucket was 6-7%, with 134 originations.

    Loan Sizing (Bogalusa, LA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 205 $29,895,000 $145,829
    $100,000 or less 186 $10,570,000 $56,828
    $200k-400k 104 $29,280,000 $281,538
    $400k-600k 13 $5,925,000 $455,769
    $600k-1000k 2 $1,270,000 $635,000

    Bogalusa's loan sizing saw the bucket of loans from $100k-200k with 205 originations, totaling $29,895,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 201 $38,705,000 $192,562
    60-80% 42 $6,440,000 $153,333
    40-60% 26 $4,450,000 $171,154
    20-40% 22 $1,950,000 $88,636
    Over 100% 18 $3,710,000 $206,111
    Under 20% 15 $615,000 $41,000

    Bogalusa's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 201 originations, totaling $38,705,000 in origination value.