Nbc Oklahoma Mortgage Rates, Fees & Info
OKC, OKLEI: 54930076IPVDX26EBK58
Tax ID: 73-0368682
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Nbc Oklahoma is a smaller mortgage company specializing in Home Purchase and Refi loans. Nbc Oklahoma has a high proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Ada, Dallas, Altus, and Enid among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)Nbc Oklahoma has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
79Origination Dollar Volume (All Markets)
$22,065,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 51 | $16,115,000 | $315,980 | $0 | 0.00% |
| Outside of Metro Areas | 8 | $1,740,000 | $217,500 | $0 | 0.00% |
| Ada, OK (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $1,345,000 | $1,345,000 | $0 | 0.00% |
| Altus, OK (FHA|USDA|VA) | 11 | $845,000 | $76,818 | $0 | 0.00% |
| ENID, OK (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $0 | 0.00% |
| Woodward, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 79 | $22,065,000 | $279,304 | $0 | 0.00% |
For 2023, Nbc Oklahoma's most frequently originated type of loan was Conventional, with 79 originations.
Loan Reason
For 2023, Nbc Oklahoma's most frequently cited loan purpose was Home Purchase, with 41 originations. The 2nd most popular reason was Refi, with 28 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 79 | $22,065,000 | $279,304 | $0 | 0.00% |
For 2023, Nbc Oklahoma's most frequently cited loan duration was Other, with 79 originations.
Loan Sizing
2023 saw Nbc Oklahoma place emphasis on $100,000 or less loans with 27 originations, totaling $1,515,000 in origination value.
Applicant Income
Nbc Oklahoma lent most frequently to those with incomes in the $250k+ range, with 16 originations. The second most popular income band? $100k-150k, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 79 | $22,065,000 | $279,304 | $0 | 0.00% |
Nbc Oklahoma lent most frequently to those with DTI ratios of Exempt%, with 79 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.38%
Nbc Oklahoma has an average approval rate.
Pick Rate
Approvals leading to origination93.67%
Nbc Oklahoma has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 79 | $22,065,000 | $279,304 |