Nbc Oklahoma Mortgage Rates, Fees & Info
OKC, OKLEI: 54930076IPVDX26EBK58
Tax ID: 73-0368682
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Nbc Oklahoma is a smaller mortgage company specializing in Home Purchase and Refi loans. Nbc Oklahoma has a high proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Breckenridge, Altus, Enid, and Pensacola among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Nbc Oklahoma has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
78Origination Dollar Volume (All Markets)
$28,100,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 49 | $15,805,000 | $322,551 | $0 | 0.00% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $3,985,000 | $3,985,000 | $0 | 0.00% |
| Altus, OK (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $2,045,000 | $227,222 | $0 | 0.00% |
| ENID, OK (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $1,195,000 | $1,195,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 78 | $28,100,000 | $360,256 | $0 | 0.00% |
For 2024, Nbc Oklahoma's most frequently originated type of loan was Conventional, with 78 originations.
Loan Reason
For 2024, Nbc Oklahoma's most frequently cited loan purpose was Home Purchase, with 35 originations. The 2nd most popular reason was Refi, with 33 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 78 | $28,100,000 | $360,256 | $0 | 0.00% |
For 2024, Nbc Oklahoma's most frequently cited loan duration was Other, with 78 originations.
Loan Sizing
2024 saw Nbc Oklahoma place emphasis on $200k-400k loans with 25 originations, totaling $6,685,000 in origination value.
Applicant Income
Nbc Oklahoma lent most frequently to those with incomes in the $250k+ range, with 8 originations. The second most popular income band? $100k-150k, with 7 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 78 | $28,100,000 | $360,256 | $0 | 0.00% |
Nbc Oklahoma lent most frequently to those with DTI ratios of Exempt%, with 78 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.53%
Nbc Oklahoma has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination98.72%
Nbc Oklahoma has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 78 | $28,100,000 | $360,256 |