Altus Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Altus averaged 6.93% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 7.2% and one month ago for the week of 2023-10-26, the average rate was 7.6%.

    Altus's average rate one year ago was 6.69%.

    For refis of the same type during the week of 2023-11-30, the average rate was 7.32%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    Altus 30 Year Fixed Rate 2023-11-30 6.93%
    Altus 30 Year Fixed Rate Refi 2023-11-30 7.32%
    Altus 15 Year Fixed Rate 2023-11-30 6.76%
    Altus 15 Year Fixed Rate Refi 2023-11-30 7.06%
    Altus 30 Year FHA 2023-11-30 6.85%
    Altus 30 Year FHA Refi 2023-11-30 6.85%
    Altus 30 Year USDA 2023-11-30 7%
    Altus 30 Year USDA Refi 2023-11-30 7%
    Altus 30 Year VA 2023-11-30 6.6%
    Altus 30 Year VA Refi 2023-11-30 6.87%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Altus, OK.

    Altus Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Altus, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 15 4.86% $6,963
    INTERLINC MORTGAGE SERVICES, LLC 14 4.81% $4,046
    HOME POINT FINANCIAL CORPORATION 6 5.64% $4,799
    Wells Fargo Bank 4 5.25% $5,242
    BETTER MORTGAGE CORPORATION 4 4.84% $5,452
    PENNYMAC LOAN SERVICES, LLC 3 5.83% $5,314
    Mortgage Research Center, LLC 3 5.29% $5,885
    RED RIVER FEDERAL CREDIT UNION 3 4.38% $4,152
    GUILD MORTGAGE COMPANY 2 5.19% $3,602
    Gateway First Bank 2 3.63% $4,923
    ROYAL UNITED MORTGAGE LLC 2 7.06% $6,310
    HOMESIDE FINANCIAL, LLC 2 4.18% $8,466
    Eagle Bank and Trust Company 1 5.75% $2,994
    First United Bank and Trust Company 1 4.38% $3,206
    BAY EQUITY LLC 1 6.88% $6,795
    Hometown Lenders, Inc. 1 5.63% $4,639
    Arvest Bank 1 6.13% $6,016
    MID AMERICA MORTGAGE, INC. 1 3.75% $2,402
    MidFirst Bank 1 4.25% $3,484
    NAVY FEDERAL CREDIT UNION 1 6.00% $3,626
    NBKC BANK 1 6.63% $3,952
    Network Funding, L.P. 1 6.63% $7,406
    Paramount Residential Mortgage Group, Inc. 1 6.25% $5,944
    Armed Forces Bank 1 6.50% $5,863
    Quontic Bank 1 5.25% $9,861
    RESIDENTIAL BANCORP 1 5.75% $5,470
    Service Federal Credit Union 1 5.63% $2,209
    Stifel Bank and Trust 1 5.00% $3,035
    UNIVERSITY CREDIT UNION 1 3.63% $2,919
    U.S. Bank 1 3.99% $4,182
    BOKF 1 3.38% $4,611
    21ST MORTGAGE CORPORATION 1 7.50% $10,460
    Capital Bank 1 4.25% $2,854
    Chicago Mortgage Solutions LLC 1 4.47% $3,376
    Chickasaw Community Bank 1 4.63% $2,602
    Comerica Bank 1 5.50% $2,840
    CROSSCOUNTRY MORTGAGE, LLC 1 6.25% $4,409
    Discover Bank 1 4.49% $0

    Altus Average Closing Costs & Other Stats

    Altus, OK's 38 lenders originated 451 loans during 2022. The total origination value was $81,235,000, with an average loan value of $180,122.

    Altus's average closing costs are $4,818.

    The top Altus lender as defined by loan originations is QUICKEN LOANS, LLC, with 15 loans originated. Their average total fees are $6,963, which is $2,917 higher than the next largest lender, INTERLINC MORTGAGE SERVICES, LLC.

    The lowest fee Altus lenders (with over 10 loans originated) are INTERLINC MORTGAGE SERVICES, LLC ($4,046), QUICKEN LOANS, LLC ($6,963), .

    The lowest rate Altus lenders (with over 10 loans originated) are INTERLINC MORTGAGE SERVICES, LLC (4.81%), QUICKEN LOANS, LLC (4.86%), .

    Altus, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    INTERLINC MORTGAGE SERVICES, LLC $8,425,000 $8,665,000 2.8% 10.7%
    Mortgage Research Center, LLC $9,860,000 $6,995,000 -29.1% 8.6%
    QUICKEN LOANS, LLC $8,190,000 $6,800,000 -17.0% 8.4%
    RED RIVER FEDERAL CREDIT UNION $5,370,000 $5,295,000 -1.4% 6.5%
    USAA Federal Savings Bank $5,660,000 $5,295,000 -6.4% 6.5%
    Chickasaw Community Bank $11,820,000 $5,155,000 -56.4% 6.3%
    Solarity Credit Union $4,105,000 n/a 5.1%
    NBKC BANK $1,540,000 $2,745,000 78.2% 3.4%
    Atlantic Coast Mortgage, LLC $2,705,000 $2,425,000 -10.4% 3.0%
    HOME POINT FINANCIAL CORPORATION $990,000 $2,000,000 102.0% 2.5%
    NAVY FEDERAL CREDIT UNION $1,270,000 $1,435,000 13.0% 1.8%
    MidFirst Bank $565,000 $1,200,000 112.4% 1.5%
    Wells Fargo Bank $1,640,000 $1,155,000 -29.6% 1.4%
    AMERISAVE MORTGAGE CORPORATION $610,000 $1,150,000 88.5% 1.4%
    UNITED WHOLESALE MORTGAGE, LLC $330,000 $1,080,000 227.3% 1.3%
    Gateway First Bank $4,665,000 $1,060,000 -77.3% 1.3%
    Great Southern Bank $1,005,000 n/a 1.2%
    Armed Forces Bank $1,385,000 $990,000 -28.5% 1.2%
    BETTER MORTGAGE CORPORATION $540,000 $940,000 74.1% 1.2%
    PENNYMAC LOAN SERVICES, LLC $2,510,000 $935,000 -62.7% 1.2%
    CROSSCOUNTRY MORTGAGE, LLC $910,000 n/a 1.1%
    NEW DAY FINANCIAL, LLC $960,000 $900,000 -6.3% 1.1%
    MID AMERICA MORTGAGE, INC. $4,210,000 $880,000 -79.1% 1.1%
    FREEDOM MORTGAGE CORPORATION $5,595,000 $755,000 -86.5% 0.9%
    GUILD MORTGAGE COMPANY $715,000 n/a 0.9%
    OKLAHOMA'S $715,000 n/a 0.9%
    First United Bank and Trust Company $480,000 $685,000 42.7% 0.8%
    North American Savings Bank, F.S.B. $970,000 $540,000 -44.3% 0.7%
    Carrington Mortgage Services, LLC $75,000 $535,000 613.3% 0.7%
    21ST MORTGAGE CORPORATION $315,000 $520,000 65.1% 0.6%
    BOKF $780,000 $515,000 -34.0% 0.6%
    F & M Bank $1,470,000 $510,000 -65.3% 0.6%
    BancFirst $1,080,000 $495,000 -54.2% 0.6%
    HOMESIDE FINANCIAL, LLC $440,000 n/a 0.5%
    Great Plains National Bank $420,000 $410,000 -2.4% 0.5%
    Herring Bank $710,000 $410,000 -42.3% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $365,000 $400,000 9.6% 0.5%
    Armstrong Bank $380,000 n/a 0.5%
    LOANDEPOT.COM, LLC $320,000 $375,000 17.2% 0.5%
    Liberty National Bank $165,000 $365,000 121.2% 0.4%
    BROKER SOLUTIONS, INC. $115,000 $360,000 213.0% 0.4%
    First Guaranty Mortgage Corporation $205,000 $325,000 58.5% 0.4%
    ROYAL UNITED MORTGAGE LLC $325,000 n/a 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,235,000 $320,000 -74.1% 0.4%
    PREMIA MORTGAGE, LLC $305,000 n/a 0.4%
    CALIBER HOME LOANS, INC. $125,000 $295,000 136.0% 0.4%
    Arvest Bank $665,000 $285,000 -57.1% 0.4%
    FIDELITY BANK $285,000 n/a 0.4%
    EVERETT FINANCIAL, INC. $280,000 n/a 0.3%
    Sierra Pacific Mortgage Company, Inc. $270,000 n/a 0.3%
    ASSOCIATED MORTGAGE CORPORATION $400,000 $265,000 -33.8% 0.3%
    Capital Bank $265,000 n/a 0.3%
    PLANET HOME LENDING, LLC $255,000 $265,000 3.9% 0.3%
    SOUTHWEST STAGE FUNDING, LLC $310,000 $260,000 -16.1% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $565,000 $250,000 -55.8% 0.3%
    American Bank of Oklahoma $245,000 n/a 0.3%
    PENTAGON FEDERAL CREDIT UNION $200,000 $245,000 22.5% 0.3%
    Stifel Bank and Trust $245,000 n/a 0.3%
    U.S. Bank $235,000 $245,000 4.3% 0.3%
    Commerce Bank $235,000 n/a 0.3%
    US MORTGAGE CORPORATION $235,000 n/a 0.3%
    Network Funding, L.P. $225,000 n/a 0.3%
    Quontic Bank $215,000 n/a 0.3%
    RESIDENTIAL BANCORP. $205,000 n/a 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $370,000 $195,000 -47.3% 0.2%
    AMERICAN FINANCING CORPORATION $140,000 $185,000 32.1% 0.2%
    Chicago Mortgage Solutions LLC $165,000 n/a 0.2%
    GUARANTEED RATE, INC. $1,515,000 $165,000 -89.1% 0.2%
    Discover Bank $155,000 n/a 0.2%
    Plains Commerce Bank $265,000 $155,000 -41.5% 0.2%
    Ballston Spa National Bank $145,000 n/a 0.2%
    Citibank $145,000 n/a 0.2%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $145,000 n/a 0.2%
    Nations Lending Corporation $240,000 $145,000 -39.6% 0.2%
    BAY EQUITY LLC $135,000 n/a 0.2%
    Service Federal Credit Union $135,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $125,000 n/a 0.2%
    GSF Mortgage Corporation $190,000 $115,000 -39.5% 0.1%
    Eagle Bank and Trust Company $105,000 n/a 0.1%
    Comerica Bank $95,000 n/a 0.1%
    HEARTLAND CREDIT UNION $85,000 $95,000 11.8% 0.1%
    Hometown Lenders, Inc. $610,000 $95,000 -84.4% 0.1%
    All America Bank $55,000 $90,000 63.6% 0.1%
    Bank of England $85,000 n/a 0.1%
    UNIVERSITY CREDIT UNION $75,000 n/a 0.1%
    Community First National Bank $185,000 $55,000 -70.3% 0.1%
    Stride Bank $205,000 $45,000 -78.0% 0.1%
    Equity Bank $25,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $25,000 n/a 0.0%

    Altus's top lender by overall market share is INTERLINC MORTGAGE SERVICES, LLC, with 10.7% market share. In second place, with 8.6%, is Mortgage Research Center, LLC, having originated $6,995,000 in loans. In third place, with 8.4%, is QUICKEN LOANS, LLC, having originated $6,800,000 in loans. In fourth place, with 6.5%, is RED RIVER FEDERAL CREDIT UNION, having originated $5,295,000 in loans. In fifth place, with 6.5%, is USAA Federal Savings Bank, having originated $5,295,000 in loans.

    Altus Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Altus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $120,000 (-10.9%) $129,086 (-11.3%) 0.00 141
    2018-02-01 $128,000 (-5.2%) $132,090 (-8.3%) 0.00 141
    2018-03-01 $132,500 (-5.0%) $135,664 (-6.1%) 0.00 143
    2018-04-01 $141,375 (1.0%) $141,690 (-1.0%) 0.00 168
    2018-05-01 $145,875 (6.3%) $143,454 (0.4%) 0.00 190
    2018-06-01 $139,950 (-1.8%) $141,600 (-1.9%) 0.00 199
    2018-07-01 $139,675 (-2.0%) $140,440 (-1.8%) 0.00 208
    2018-08-01 $141,200 (0.0%) $141,792 (-0.8%) 0.00 217
    2018-09-01 $145,500 (7.8%) $145,763 (5.1%) 0.00 207
    2018-10-01 $148,300 (9.9%) $152,288 (10.6%) 0.00 209
    2018-11-01 $145,500 (17.6%) $149,755 (13.5%) 0.00 204
    2018-12-01 $142,000 (15.9%) $146,279 (13.2%) 0.00 203
    2019-01-01 $139,625 (16.4%) $145,219 (12.5%) 0.00 185
    2019-02-01 $137,675 (7.6%) $144,090 (9.1%) 0.00 176
    2019-03-01 $136,714 (3.2%) $145,193 (7.0%) 0.00 166
    2019-04-01 $135,000 (-4.5%) $145,340 (2.6%) 0.00 151
    2019-05-01 $130,950 (-10.2%) $147,671 (2.9%) 0.00 157
    2019-06-01 $137,900 (-1.5%) $151,684 (7.1%) 0.00 147
    2019-07-01 $137,350 (-1.7%) $153,908 (9.6%) 0.00 128
    2019-08-01 $135,817 (-3.8%) $150,895 (6.4%) 0.00 127
    2019-09-01 $132,542 (-8.9%) $145,865 (0.1%) 0.00 132
    2019-10-01 $129,993 (-12.3%) $141,708 (-7.0%) 0.00 134
    2019-11-01 $124,900 (-14.2%) $137,841 (-8.0%) 0.00 119
    2019-12-01 $124,250 (-12.5%) $138,787 (-5.1%) 0.00 117
    2020-01-01 $113,500 (-18.7%) $135,723 (-6.5%) 0.00 115
    2020-02-01 $99,000 (-28.1%) $126,674 (-12.1%) 0.00 107
    2020-03-01 $118,225 (-13.5%) $138,711 (-4.5%) 0.00 101
    2020-04-01 $127,725 (-5.4%) $140,690 (-3.2%) 0.00 98
    2020-05-01 $134,900 (3.0%) $148,664 (0.7%) 0.00 91
    2020-06-01 $125,500 (-9.0%) $141,696 (-6.6%) 0.00 77
    2020-07-01 $127,250 (-7.4%) $143,333 (-6.9%) 0.00 67
    2020-08-01 $144,500 (6.4%) $153,329 (1.6%) 0.00 61
    2020-09-01 $144,850 (9.3%) $151,924 (4.2%) 0.00 65
    2020-10-01 $149,000 (14.6%) $148,203 (4.6%) 0.00 62
    2020-11-01 $118,750 (-4.9%) $139,641 (1.3%) 0.00 54
    2020-12-01 $129,625 (4.3%) $148,288 (6.9%) 0.00 49
    2021-01-01 $125,000 (10.1%) $146,417 (7.9%) 0.00 38
    2021-02-01 $99,750 (0.8%) $131,907 (4.1%) 0.00 43
    2021-03-01 $121,125 (2.5%) $162,585 (17.2%) 0.00 36
    2021-04-01 $119,950 (-6.1%) $165,249 (17.5%) 0.00 30
    2021-05-01 $137,900 (2.2%) $200,344 (34.8%) 0.00 32
    2021-06-01 $166,850 (33.0%) $174,453 (23.1%) 0.00 30
    2021-07-01 $139,500 (9.6%) $157,690 (10.0%) 0.00 25
    2021-08-01 $159,000 (10.0%) $173,696 (13.3%) 0.00 32
    2021-09-01 $148,000 (2.2%) $164,857 (8.5%) 0.00 32
    2021-10-01 $139,900 (-6.1%) $163,477 (10.3%) 0.00 39
    2021-11-01 $175,200 (47.5%) $172,563 (23.6%) 0.00 41
    2021-12-01 $180,975 (39.6%) $173,304 (16.9%) 0.00 36
    2022-01-01 $135,000 (8.0%) $161,226 (10.1%) 0.00 30
    2022-02-01 $144,500 (44.9%) $163,890 (24.3%) 0.00 26
    2022-03-01 $146,250 (20.7%) $162,059 (-0.3%) 0.00 21
    2022-04-01 $166,000 (38.4%) $182,761 (10.6%) 0.00 20
    2022-05-01 $160,000 (16.0%) $169,153 (-15.6%) 0.00 27
    2022-06-01 $163,125 (-2.2%) $171,125 (-1.9%) 0.00 38
    2022-07-01 $155,000 (11.1%) $174,579 (10.7%) 0.00 42
    2022-08-01 $164,950 (3.7%) $175,426 (1.0%) 0.00 42
    2022-09-01 $173,756 (17.4%) $184,392 (11.9%) 0.00 38
    2022-10-01 $177,000 (26.5%) $181,705 (11.2%) 0.00 44
    2022-11-01 $179,000 (2.2%) $182,891 (6.0%) 0.00 44
    2022-12-01 $162,000 (-10.5%) $181,385 (4.7%) 0.00 45
    2023-01-01 $149,500 (10.7%) $171,759 (6.5%) 0.00 45
    2023-02-01 $117,500 (-18.7%) $177,307 (8.2%) 0.00 48
    2023-03-01 $156,125 (6.8%) $191,608 (18.2%) 0.00 51
    2023-04-01 $175,000 (5.4%) $211,349 (15.6%) 0.00 59
    2023-05-01 $206,175 (28.9%) $220,867 (30.6%) 0.00 52
    2023-06-01 $213,225 (30.7%) $227,709 (33.1%) 0.00 67
    2023-07-01 $205,000 (32.3%) $229,706 (31.6%) 0.00 62
    2023-08-01 $172,500 (4.6%) $224,719 (28.1%) 0.00 65
    2023-09-01 $160,000 (-7.9%) $224,584 (21.8%) 0.00 68
    2023-10-01 $167,200 (-5.5%) $228,249 (25.6%) 0.00 65
    2023-11-01 $178,725 (-0.2%) $233,521 (27.7%) 0.00 64
    Altus's median listing price for 2023-11-01 was $178,725, a difference of $-275 (-0.2%) versus the prior year and $11,525 versus the prior month.

    Altus's median listing price comes in at 0% of the national average.

    Altus's average listing price for 2023-11-01 was $233,521, a difference of $50,630 (27.7%) versus the prior year and $5,272 versus the prior month.

    For the 2023-11-01 period, Altus had 64 MLS listings, a difference of -1 listings (-2%) versus the prior month and 20 listings (45%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Altus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,616 sqft
    2018-02-01 0 days 1,666 sqft
    2018-03-01 0 days 1,676 sqft
    2018-04-01 0 days 1,748 sqft
    2018-05-01 0 days 1,775 sqft
    2018-06-01 0 days 1,764 sqft
    2018-07-01 0 days 1,750 sqft
    2018-08-01 0 days 1,748 sqft
    2018-09-01 0 days 1,797 sqft
    2018-10-01 0 days 1,804 sqft
    2018-11-01 0 days 1,796 sqft
    2018-12-01 0 days 1,748 sqft
    2019-01-01 0 days 1,752 sqft
    2019-02-01 0 days 1,738 sqft
    2019-03-01 0 days 1,731 sqft
    2019-04-01 0 days 1,714 sqft
    2019-05-01 0 days 1,685 sqft
    2019-06-01 0 days 1,750 sqft
    2019-07-01 0 days 1,809 sqft
    2019-08-01 0 days 1,780 sqft
    2019-09-01 0 days 1,746 sqft
    2019-10-01 0 days 1,699 sqft
    2019-11-01 0 days 1,650 sqft
    2019-12-01 0 days 1,651 sqft
    2020-01-01 0 days 1,645 sqft
    2020-02-01 0 days 1,551 sqft
    2020-03-01 0 days 1,672 sqft
    2020-04-01 0 days 1,689 sqft
    2020-05-01 0 days 1,800 sqft
    2020-06-01 0 days 1,703 sqft
    2020-07-01 0 days 1,667 sqft
    2020-08-01 0 days 1,845 sqft
    2020-09-01 0 days 1,811 sqft
    2020-10-01 0 days 1,821 sqft
    2020-11-01 0 days 1,756 sqft
    2020-12-01 0 days 1,800 sqft
    2021-01-01 0 days 1,803 sqft
    2021-02-01 0 days 1,685 sqft
    2021-03-01 0 days 1,814 sqft
    2021-04-01 0 days 1,808 sqft
    2021-05-01 0 days 1,815 sqft
    2021-06-01 0 days 1,787 sqft
    2021-07-01 0 days 1,803 sqft
    2021-08-01 0 days 1,955 sqft
    2021-09-01 0 days 1,858 sqft
    2021-10-01 0 days 1,780 sqft
    2021-11-01 0 days 1,836 sqft
    2021-12-01 0 days 1,837 sqft
    2022-01-01 0 days 1,696 sqft
    2022-02-01 0 days 1,725 sqft
    2022-03-01 0 days 1,572 sqft
    2022-04-01 0 days 1,638 sqft
    2022-05-01 0 days 1,707 sqft
    2022-06-01 0 days 1,699 sqft
    2022-07-01 0 days 1,694 sqft
    2022-08-01 0 days 1,704 sqft
    2022-09-01 0 days 1,826 sqft
    2022-10-01 0 days 1,858 sqft
    2022-11-01 0 days 1,822 sqft
    2022-12-01 0 days 1,871 sqft
    2023-01-01 0 days 1,720 sqft
    2023-02-01 0 days 1,759 sqft
    2023-03-01 0 days 1,839 sqft
    2023-04-01 0 days 1,833 sqft
    2023-05-01 0 days 1,985 sqft
    2023-06-01 0 days 1,956 sqft
    2023-07-01 0 days 1,813 sqft
    2023-08-01 0 days 1,704 sqft
    2023-09-01 0 days 1,700 sqft
    2023-10-01 0 days 1,703 sqft
    2023-11-01 0 days 1,670 sqft
    Altus's median listing age (time on market) for 2023-11-01 was 0 days.

    Altus's median square footage for active listings during the 2023-11-01 period was 1,670 sqft. One year prior, the average listing was 1,822 sqft.

    Altus, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 339 $65,165,000 $192,227
    Cash Out Refi 58 $9,020,000 $155,517
    Refi 44 $6,550,000 $148,864
    Home Improvement 7 $345,000 $49,286
    Other 3 $155,000 $51,667

    Altus's most frequently cited loan purpose was Home Purchase, with 339 originations. The 2nd most popular reason was Cash Out Refi, with 58 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 127 $27,045,000 $212,953
    5-6% 113 $19,225,000 $170,133
    3-4% 89 $15,895,000 $178,596
    6-7% 59 $9,695,000 $164,322
    <2.5% 21 $2,515,000 $119,762
    7-8% 16 $2,990,000 $186,875
    2.5-3% 14 $2,570,000 $183,571
    Over 8% 4 $290,000 $72,500

    During 2022, Altus's most frequently originated rate bucket was 4-5%, with 127 originations.

    Loan Sizing (Altus, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 172 $25,230,000 $146,686
    $200k-400k 158 $41,230,000 $260,949
    $100,000 or less 115 $7,615,000 $66,217
    $400k-600k 3 $1,335,000 $445,000
    $Over $1MM 2 $5,110,000 $2,555,000
    $600k-1000k 1 $715,000 $715,000

    Altus's loan sizing saw the bucket of loans from $100k-200k with 172 originations, totaling $25,230,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 261 $46,935,000 $179,828
    60-80% 95 $17,375,000 $182,895
    Over 100% 40 $10,140,000 $253,500
    40-60% 26 $3,530,000 $135,769
    20-40% 11 $595,000 $54,091
    Under 20% 3 $85,000 $28,333

    Altus's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 261 originations, totaling $46,935,000 in origination value.