Altus Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Altus averaged 6.62% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.64% and one month ago for the week of 2025-03-06, the average rate was 6.83%.

    Altus's average rate one year ago was 6.92%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.92%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Altus 30 Year Fixed Rate 2025-04-10 6.62%
    Altus 30 Year Fixed Rate Refi 2025-04-10 6.92%
    Altus 15 Year Fixed Rate 2025-04-10 5.72%
    Altus 15 Year Fixed Rate Refi 2025-04-10 6.22%
    Altus 30 Year FHA 2025-04-10 6.53%
    Altus 30 Year FHA Refi 2025-04-10 6.23%
    Altus 30 Year USDA 2025-04-10 6.25%
    Altus 30 Year USDA Refi 2025-04-10 6.45%
    Altus 30 Year VA 2025-04-10 6.59%
    Altus 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Altus, OK.

    Altus Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Altus, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    INTERLINC MORTGAGE SERVICES, LLC 10 7.30% $6,569
    QUICKEN LOANS, LLC 10 7.07% $5,188
    RED RIVER FEDERAL CREDIT UNION 6 7.27% $4,103
    Gateway First Bank 2 6.63% $3,934
    NAVY FEDERAL CREDIT UNION 2 5.56% $2,892
    GUARANTEED RATE, INC. 2 7.03% $5,683
    USAA Federal Savings Bank 2 7.31% $3,817
    MID AMERICA MORTGAGE, INC. 1 7.63% $11,838
    Arvest Bank 1 5.75% $5,232
    Mortgage Research Center, LLC 1 6.75% $9,309
    NEWREZ LLC 1 6.63% $3,591
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $5,177
    Sunflower Bank 1 8.13% $4,597
    Tinker Federal Credit Union 1 6.50% $4,643
    UNION SQUARE 1 6.63% $3,773
    MidFirst Bank 1 6.00% $3,335
    BOKF 1 6.88% $3,775
    BROKER SOLUTIONS, INC. 1 6.50% $5,029
    Carrington Mortgage Services, LLC 1 6.88% $5,415
    First United Bank and Trust Company 1 6.88% $3,867
    F & M Bank 1 7.13% $3,332
    InterBank 1 8.75% $4,351

    Altus Average Closing Costs & Other Stats

    Altus, OK's 22 lenders originated 386 loans during 2024. The total origination value was $76,480,000, with an average loan value of $198,135.

    Altus's average closing costs are $5,209.

    The top Altus lender as defined by loan originations is INTERLINC MORTGAGE SERVICES, LLC, with 10 loans originated. Their average total fees are $6,569, which is $1,381 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Altus lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($5,188), INTERLINC MORTGAGE SERVICES, LLC ($6,569), .

    The lowest rate Altus lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (7.07%), INTERLINC MORTGAGE SERVICES, LLC (7.30%), .

    Altus, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    INTERLINC MORTGAGE SERVICES, LLC $7,295,000 $7,785,000 6.7% 10.2%
    Mortgage Research Center, LLC $7,855,000 $7,095,000 -9.7% 9.3%
    QUICKEN LOANS, LLC $4,885,000 $4,685,000 -4.1% 6.1%
    MID AMERICA MORTGAGE, INC. $6,105,000 $4,260,000 -30.2% 5.6%
    NAVY FEDERAL CREDIT UNION $2,880,000 $3,485,000 21.0% 4.6%
    UNITED WHOLESALE MORTGAGE, LLC $675,000 $3,440,000 409.6% 4.5%
    USAA Federal Savings Bank $2,735,000 $3,425,000 25.2% 4.5%
    RED RIVER FEDERAL CREDIT UNION $2,725,000 $3,205,000 17.6% 4.2%
    Herring Bank $200,000 $2,405,000 1,102.5% 3.1%
    PENNYMAC LOAN SERVICES, LLC $1,520,000 $2,315,000 52.3% 3.0%
    NBC Oklahoma $845,000 $2,220,000 162.7% 2.9%
    FREEDOM MORTGAGE CORPORATION $715,000 $2,195,000 207.0% 2.9%
    Paramount Residential Mortgage Group, Inc. $1,335,000 $1,915,000 43.4% 2.5%
    NBKC BANK $825,000 $1,605,000 94.5% 2.1%
    GUARANTEED RATE, INC. $1,580,000 n/a 2.1%
    Atlantic Coast Mortgage, LLC $2,785,000 $1,040,000 -62.7% 1.4%
    InterBank $85,000 $910,000 970.6% 1.2%
    MidFirst Bank $1,475,000 $905,000 -38.6% 1.2%
    VILLAGE CAPITAL MORTGAGE $790,000 n/a 1.0%
    NEWREZ LLC $540,000 $745,000 38.0% 1.0%
    Armed Forces Bank $1,610,000 $700,000 -56.5% 0.9%
    CORNERSTONE HOME LENDING, INC. $630,000 n/a 0.8%
    NATIONS DIRECT MORTGAGE, LLC $625,000 n/a 0.8%
    Carrington Mortgage Services, LLC $85,000 $615,000 623.5% 0.8%
    CMG MORTGAGE, INC. $265,000 $610,000 130.2% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $800,000 $605,000 -24.4% 0.8%
    OKLAHOMA'S $195,000 $580,000 197.4% 0.8%
    Stockmans Bank $570,000 n/a 0.7%
    Equity Prime Mortgage LLC $1,070,000 $565,000 -47.2% 0.7%
    F & M Bank $650,000 $545,000 -16.2% 0.7%
    First United Bank and Trust Company $970,000 $535,000 -44.8% 0.7%
    LAKEVIEW LOAN SERVICING, LLC $520,000 n/a 0.7%
    BOKF $495,000 n/a 0.6%
    BROKER SOLUTIONS, INC. $105,000 $475,000 352.4% 0.6%
    First National Bank and Trust Company $85,000 $445,000 423.5% 0.6%
    BancFirst $1,390,000 $440,000 -68.3% 0.6%
    PENTAGON FEDERAL CREDIT UNION $875,000 $440,000 -49.7% 0.6%
    The Federal Savings Bank $440,000 $410,000 -6.8% 0.5%
    SUN WEST MORTGAGE COMPANY, INC. $885,000 $405,000 -54.2% 0.5%
    AMERISAVE MORTGAGE CORPORATION $375,000 n/a 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $400,000 $355,000 -11.3% 0.5%
    Arvest Bank $140,000 $345,000 146.4% 0.5%
    Alliance Credit Union $335,000 n/a 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $315,000 n/a 0.4%
    American Mortgage Bank, LLC $245,000 $305,000 24.5% 0.4%
    UNION SQUARE $175,000 $295,000 68.6% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $290,000 n/a 0.4%
    MOVEMENT MORTGAGE, LLC $265,000 n/a 0.3%
    BETTER MORTGAGE CORPORATION $365,000 $255,000 -30.1% 0.3%
    COMMUNICATION $145,000 $255,000 75.9% 0.3%
    Century Mortgage Company DBA Century Lending Company $245,000 n/a 0.3%
    Great Plains National Bank $640,000 $245,000 -61.7% 0.3%
    Network Funding, L.P. $235,000 n/a 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $215,000 n/a 0.3%
    Gateway First Bank $645,000 $210,000 -67.4% 0.3%
    OCEANSIDE MORTGAGE COMPANY $205,000 n/a 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $215,000 $195,000 -9.3% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $85,000 $195,000 129.4% 0.3%
    Figure Lending LLC $15,000 $175,000 1,066.7% 0.2%
    FLAT BRANCH MORTGAGE, INC. $175,000 n/a 0.2%
    MORTGAGEONE, INC. $165,000 n/a 0.2%
    THE MORTGAGE LINK, INC. $165,000 n/a 0.2%
    MLD MORTGAGE INC. $295,000 $155,000 -47.5% 0.2%
    TOTAL MORTGAGE SERVICES, LLC $155,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $155,000 n/a 0.2%
    Wells Fargo Bank $245,000 $155,000 -36.7% 0.2%
    NEW DAY FINANCIAL, LLC $400,000 $150,000 -62.5% 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $145,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $145,000 n/a 0.2%
    USAlliance Federal Credit Union $135,000 n/a 0.2%
    OPEN MORTGAGE, LLC $125,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $105,000 $105,000 0.0% 0.1%
    Tinker Federal Credit Union $35,000 $100,000 185.7% 0.1%
    U.S. Bank $45,000 $85,000 88.9% 0.1%
    Stifel Bank and Trust $205,000 $75,000 -63.4% 0.1%
    Sunflower Bank $75,000 n/a 0.1%
    Pinnacle Bank $65,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $55,000 n/a 0.1%
    Coastal Community Bank $25,000 $45,000 80.0% 0.1%
    Discover Bank $35,000 n/a 0.0%

    Altus's top lender by overall market share is INTERLINC MORTGAGE SERVICES, LLC, with 10.2% market share. In second place, with 9.3%, is Mortgage Research Center, LLC, having originated $7,095,000 in loans. In third place, with 6.1%, is QUICKEN LOANS, LLC, having originated $4,685,000 in loans. In fourth place, with 5.6%, is MID AMERICA MORTGAGE, INC., having originated $4,260,000 in loans. In fifth place, with 4.6%, is NAVY FEDERAL CREDIT UNION, having originated $3,485,000 in loans.

    Altus Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Altus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $120,000 (-10.9%) $129,086 (-11.3%) 0.00 141
    2018-02-01 $128,000 (-5.2%) $132,090 (-8.3%) 0.00 141
    2018-03-01 $132,500 (-5.0%) $135,664 (-6.1%) 0.00 143
    2018-04-01 $141,375 (1.0%) $141,690 (-1.0%) 0.00 168
    2018-05-01 $145,875 (6.3%) $143,454 (0.4%) 0.00 190
    2018-06-01 $139,950 (-1.8%) $141,600 (-1.9%) 0.00 199
    2018-07-01 $139,675 (-2.0%) $140,440 (-1.8%) 0.00 208
    2018-08-01 $141,200 (0.0%) $141,792 (-0.8%) 0.00 217
    2018-09-01 $145,500 (7.8%) $145,763 (5.1%) 0.00 207
    2018-10-01 $148,300 (9.9%) $152,288 (10.6%) 0.00 209
    2018-11-01 $145,500 (17.6%) $149,755 (13.5%) 0.00 204
    2018-12-01 $142,000 (15.9%) $146,279 (13.2%) 0.00 203
    2019-01-01 $139,625 (16.4%) $145,219 (12.5%) 0.00 185
    2019-02-01 $137,675 (7.6%) $144,090 (9.1%) 0.00 176
    2019-03-01 $136,714 (3.2%) $145,193 (7.0%) 0.00 166
    2019-04-01 $135,000 (-4.5%) $145,340 (2.6%) 0.00 151
    2019-05-01 $130,950 (-10.2%) $147,671 (2.9%) 0.00 157
    2019-06-01 $137,900 (-1.5%) $151,684 (7.1%) 0.00 147
    2019-07-01 $137,350 (-1.7%) $153,908 (9.6%) 0.00 128
    2019-08-01 $135,817 (-3.8%) $150,895 (6.4%) 0.00 127
    2019-09-01 $132,542 (-8.9%) $145,865 (0.1%) 0.00 132
    2019-10-01 $129,993 (-12.3%) $141,708 (-7.0%) 0.00 134
    2019-11-01 $124,900 (-14.2%) $137,841 (-8.0%) 0.00 119
    2019-12-01 $124,250 (-12.5%) $138,787 (-5.1%) 0.00 117
    2020-01-01 $113,500 (-18.7%) $135,723 (-6.5%) 0.00 115
    2020-02-01 $99,000 (-28.1%) $126,674 (-12.1%) 0.00 107
    2020-03-01 $118,225 (-13.5%) $138,711 (-4.5%) 0.00 101
    2020-04-01 $127,725 (-5.4%) $140,690 (-3.2%) 0.00 98
    2020-05-01 $134,900 (3.0%) $148,664 (0.7%) 0.00 91
    2020-06-01 $125,500 (-9.0%) $141,696 (-6.6%) 0.00 77
    2020-07-01 $127,250 (-7.4%) $143,333 (-6.9%) 0.00 67
    2020-08-01 $144,500 (6.4%) $153,329 (1.6%) 0.00 61
    2020-09-01 $144,850 (9.3%) $151,924 (4.2%) 0.00 65
    2020-10-01 $149,000 (14.6%) $148,203 (4.6%) 0.00 62
    2020-11-01 $118,750 (-4.9%) $139,641 (1.3%) 0.00 54
    2020-12-01 $129,625 (4.3%) $148,288 (6.9%) 0.00 49
    2021-01-01 $125,000 (10.1%) $146,417 (7.9%) 0.00 38
    2021-02-01 $99,750 (0.8%) $131,907 (4.1%) 0.00 43
    2021-03-01 $121,125 (2.5%) $162,585 (17.2%) 0.00 36
    2021-04-01 $119,950 (-6.1%) $165,249 (17.5%) 0.00 30
    2021-05-01 $137,900 (2.2%) $200,344 (34.8%) 0.00 32
    2021-06-01 $166,850 (33.0%) $174,453 (23.1%) 0.00 30
    2021-07-01 $139,500 (9.6%) $157,690 (10.0%) 0.00 25
    2021-08-01 $159,000 (10.0%) $173,696 (13.3%) 0.00 32
    2021-09-01 $148,000 (2.2%) $164,857 (8.5%) 0.00 32
    2021-10-01 $139,900 (-6.1%) $163,477 (10.3%) 0.00 39
    2021-11-01 $175,200 (47.5%) $172,563 (23.6%) 0.00 41
    2021-12-01 $180,975 (39.6%) $173,304 (16.9%) 0.00 36
    2022-01-01 $135,000 (8.0%) $161,226 (10.1%) 0.00 30
    2022-02-01 $144,500 (44.9%) $163,890 (24.3%) 0.00 26
    2022-03-01 $146,250 (20.7%) $162,059 (-0.3%) 0.00 21
    2022-04-01 $166,000 (38.4%) $182,761 (10.6%) 0.00 20
    2022-05-01 $160,000 (16.0%) $169,153 (-15.6%) 0.00 27
    2022-06-01 $163,125 (-2.2%) $171,125 (-1.9%) 0.00 38
    2022-07-01 $155,000 (11.1%) $174,579 (10.7%) 0.00 42
    2022-08-01 $164,950 (3.7%) $175,426 (1.0%) 0.00 42
    2022-09-01 $173,756 (17.4%) $184,392 (11.9%) 0.00 38
    2022-10-01 $177,000 (26.5%) $181,705 (11.2%) 0.00 44
    2022-11-01 $179,000 (2.2%) $182,891 (6.0%) 0.00 44
    2022-12-01 $162,000 (-10.5%) $181,385 (4.7%) 0.00 45
    2023-01-01 $149,500 (10.7%) $171,759 (6.5%) 0.00 45
    2023-02-01 $117,500 (-18.7%) $177,307 (8.2%) 0.00 48
    2023-03-01 $156,125 (6.8%) $191,608 (18.2%) 0.00 51
    2023-04-01 $175,000 (5.4%) $211,349 (15.6%) 0.00 59
    2023-05-01 $206,175 (28.9%) $220,867 (30.6%) 0.00 52
    2023-06-01 $213,225 (30.7%) $227,709 (33.1%) 0.00 67
    2023-07-01 $205,000 (32.3%) $229,706 (31.6%) 0.00 62
    2023-08-01 $172,500 (4.6%) $224,719 (28.1%) 0.00 65
    2023-09-01 $160,000 (-7.9%) $224,584 (21.8%) 0.00 68
    2023-10-01 $167,200 (-5.5%) $228,249 (25.6%) 0.00 65
    2023-11-01 $178,725 (-0.2%) $233,521 (27.7%) 0.00 64
    2023-12-01 $199,000 (22.8%) $248,823 (37.2%) 0.00 60
    2024-01-01 $210,000 (40.5%) $260,057 (51.4%) 0.00 58
    2024-02-01 $204,700 (74.2%) $254,848 (43.7%) 0.00 58
    2024-03-01 $205,000 (31.3%) $249,132 (30.0%) 0.00 58
    2024-04-01 $242,000 (38.3%) $256,685 (21.5%) 0.00 60
    2024-05-01 $259,500 (25.9%) $271,006 (22.7%) 0.00 76
    2024-06-01 $250,000 (17.3%) $258,486 (13.5%) 0.00 77
    2024-07-01 $228,700 (11.6%) $243,275 (5.9%) 0.00 86
    2024-08-01 $221,500 (28.4%) $247,010 (9.9%) 0.00 84
    2024-09-01 $221,125 (38.2%) $251,479 (12.0%) 0.00 92
    2024-10-01 $219,800 (31.5%) $239,779 (5.1%) 0.00 97
    2024-11-01 $222,500 (24.5%) $236,954 (1.5%) 0.00 101
    2024-12-01 $204,550 (2.8%) $233,170 (-6.3%) 0.00 97
    2025-01-01 $204,300 (-2.7%) $230,553 (-11.4%) 0.00 88
    2025-02-01 $193,875 (-5.3%) $226,325 (-11.2%) 0.00 98
    2025-03-01 $192,500 (-6.1%) $219,966 (-11.7%) 0.00 105
    Altus's median listing price for 2025-03-01 was $192,500, a difference of $-12,500 (-6.1%) versus the prior year and $-1,375 versus the prior month.

    Altus's median listing price comes in at 0% of the national average.

    Altus's average listing price for 2025-03-01 was $219,966, a difference of $-29,166 (-11.7%) versus the prior year and $-6,359 versus the prior month.

    For the 2025-03-01 period, Altus had 105 MLS listings, a difference of 7 listings (7%) versus the prior month and 47 listings (81%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Altus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,616 sqft
    2018-02-01 0 days 1,666 sqft
    2018-03-01 0 days 1,676 sqft
    2018-04-01 0 days 1,748 sqft
    2018-05-01 0 days 1,775 sqft
    2018-06-01 0 days 1,764 sqft
    2018-07-01 0 days 1,750 sqft
    2018-08-01 0 days 1,748 sqft
    2018-09-01 0 days 1,797 sqft
    2018-10-01 0 days 1,804 sqft
    2018-11-01 0 days 1,796 sqft
    2018-12-01 0 days 1,748 sqft
    2019-01-01 0 days 1,752 sqft
    2019-02-01 0 days 1,738 sqft
    2019-03-01 0 days 1,731 sqft
    2019-04-01 0 days 1,714 sqft
    2019-05-01 0 days 1,685 sqft
    2019-06-01 0 days 1,750 sqft
    2019-07-01 0 days 1,809 sqft
    2019-08-01 0 days 1,780 sqft
    2019-09-01 0 days 1,746 sqft
    2019-10-01 0 days 1,699 sqft
    2019-11-01 0 days 1,650 sqft
    2019-12-01 0 days 1,651 sqft
    2020-01-01 0 days 1,645 sqft
    2020-02-01 0 days 1,551 sqft
    2020-03-01 0 days 1,672 sqft
    2020-04-01 0 days 1,689 sqft
    2020-05-01 0 days 1,800 sqft
    2020-06-01 0 days 1,703 sqft
    2020-07-01 0 days 1,667 sqft
    2020-08-01 0 days 1,845 sqft
    2020-09-01 0 days 1,811 sqft
    2020-10-01 0 days 1,821 sqft
    2020-11-01 0 days 1,756 sqft
    2020-12-01 0 days 1,800 sqft
    2021-01-01 0 days 1,803 sqft
    2021-02-01 0 days 1,685 sqft
    2021-03-01 0 days 1,814 sqft
    2021-04-01 0 days 1,808 sqft
    2021-05-01 0 days 1,815 sqft
    2021-06-01 0 days 1,787 sqft
    2021-07-01 0 days 1,803 sqft
    2021-08-01 0 days 1,955 sqft
    2021-09-01 0 days 1,858 sqft
    2021-10-01 0 days 1,780 sqft
    2021-11-01 0 days 1,836 sqft
    2021-12-01 0 days 1,837 sqft
    2022-01-01 0 days 1,696 sqft
    2022-02-01 0 days 1,725 sqft
    2022-03-01 0 days 1,572 sqft
    2022-04-01 0 days 1,638 sqft
    2022-05-01 0 days 1,707 sqft
    2022-06-01 0 days 1,699 sqft
    2022-07-01 0 days 1,694 sqft
    2022-08-01 0 days 1,704 sqft
    2022-09-01 0 days 1,826 sqft
    2022-10-01 0 days 1,858 sqft
    2022-11-01 0 days 1,822 sqft
    2022-12-01 0 days 1,871 sqft
    2023-01-01 0 days 1,720 sqft
    2023-02-01 0 days 1,759 sqft
    2023-03-01 0 days 1,839 sqft
    2023-04-01 0 days 1,833 sqft
    2023-05-01 0 days 1,985 sqft
    2023-06-01 0 days 1,956 sqft
    2023-07-01 0 days 1,813 sqft
    2023-08-01 0 days 1,704 sqft
    2023-09-01 0 days 1,700 sqft
    2023-10-01 0 days 1,703 sqft
    2023-11-01 0 days 1,670 sqft
    2023-12-01 0 days 1,746 sqft
    2024-01-01 0 days 1,797 sqft
    2024-02-01 0 days 1,831 sqft
    2024-03-01 0 days 1,833 sqft
    2024-04-01 0 days 1,887 sqft
    2024-05-01 0 days 1,957 sqft
    2024-06-01 0 days 1,909 sqft
    2024-07-01 0 days 1,886 sqft
    2024-08-01 0 days 1,811 sqft
    2024-09-01 0 days 1,958 sqft
    2024-10-01 0 days 1,881 sqft
    2024-11-01 0 days 1,814 sqft
    2024-12-01 0 days 1,778 sqft
    2025-01-01 0 days 1,852 sqft
    2025-02-01 0 days 1,790 sqft
    2025-03-01 0 days 1,788 sqft
    Altus's median listing age (time on market) for 2025-03-01 was 0 days.

    Altus's median square footage for active listings during the 2025-03-01 period was 1,788 sqft. One year prior, the average listing was 1,833 sqft.

    Altus, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 252 $55,910,000 $221,865
    Refi 57 $10,425,000 $182,895
    Cash Out Refi 47 $7,935,000 $168,830
    Other 18 $1,070,000 $59,444
    Home Improvement 12 $1,140,000 $95,000

    Altus's most frequently cited loan purpose was Home Purchase, with 252 originations. The 2nd most popular reason was Refi, with 57 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 152 $34,270,000 $225,461
    7-8% 81 $14,155,000 $174,753
    5-6% 57 $13,565,000 $237,982
    Over 8% 47 $3,855,000 $82,021
    <2.5% 7 $705,000 $100,714
    4-5% 6 $1,770,000 $295,000
    3-4% 2 $280,000 $140,000
    2.5-3% 2 $500,000 $250,000

    During 2024, Altus's most frequently originated rate bucket was 6-7%, with 152 originations.

    Loan Sizing (Altus, OK MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 143 $39,655,000 $277,308
    $100k-200k 127 $18,815,000 $148,150
    $100,000 or less 98 $5,810,000 $59,286
    $400k-600k 14 $6,620,000 $472,857
    $600k-1000k 2 $1,250,000 $625,000
    $Over $1MM 2 $4,330,000 $2,165,000

    Altus's loan sizing saw the bucket of loans from $200k-400k with 143 originations, totaling $39,655,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 198 $44,350,000 $223,990
    60-80% 56 $8,960,000 $160,000
    Over 100% 26 $8,090,000 $311,154
    40-60% 24 $2,640,000 $110,000
    20-40% 20 $1,630,000 $81,500
    Under 20% 16 $600,000 $37,500

    Altus's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 198 originations, totaling $44,350,000 in origination value.