Shawnee Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Shawnee averaged
6.84%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
7.05% and
one month ago for the week of 2024-10-10, the
average rate was 6.38%.
Shawnee's average rate one year ago was 7.56%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.88%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Shawnee 30 Year Fixed Rate | 2024-11-14 | 6.84% |
| Shawnee 30 Year Fixed Rate Refi | 2024-11-14 | 6.88% |
| Shawnee 15 Year Fixed Rate | 2024-11-14 | 5.79% |
| Shawnee 15 Year Fixed Rate Refi | 2024-11-14 | 5.89% |
| Shawnee 30 Year FHA | 2024-11-14 | 0.11% |
| Shawnee 30 Year FHA Refi | 2024-11-14 | 0.1% |
| Shawnee 30 Year USDA | 2024-11-14 | 0% |
| Shawnee 30 Year USDA Refi | 2024-11-14 | -0.1% |
| Shawnee 30 Year VA | 2024-11-14 | 0.02% |
| Shawnee 30 Year VA Refi | 2024-11-14 | -0.1% |
Shawnee Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Shawnee, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Shawnee Average Closing Costs & Other Stats
Shawnee, OK's 72 lenders originated 1,266
loans during 2023. The total origination value was $222,110,000, with an average loan value of
$175,442.
Shawnee's average closing costs are $5,058.
The top Shawnee lender as defined by loan originations is First United Bank and Trust Company, with
74 loans originated. Their average total fees are
$4,472, which is $1,735
lower than the next largest lender,
Stride Bank.
The lowest fee Shawnee lenders (with over 10 loans originated) are
First United Bank and Trust Company ($4,472), First National Bank and Trust Company ($4,527), BancFirst ($5,087), Arvest Bank ($5,514) and Stride Bank ($6,207).
The lowest rate Shawnee lenders (with over 10 loans originated) are
First National Bank and Trust Company (6.49%), Arvest Bank (6.69%), Stride Bank (6.72%), BancFirst (6.82%) and QUICKEN LOANS, LLC (6.91%).
Shawnee, OK Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| First United Bank and Trust Company | $59,515,000 | $42,675,000 | -28.3% | 19.2% |
| BancFirst | $22,510,000 | $20,880,000 | -7.2% | 9.4% |
| Stride Bank | $7,905,000 | $10,780,000 | 36.4% | 4.9% |
| Mortgage Research Center, LLC | $9,165,000 | $8,070,000 | -11.9% | 3.6% |
| Arvest Bank | $11,685,000 | $7,890,000 | -32.5% | 3.6% |
| QUICKEN LOANS, LLC | $14,490,000 | $7,240,000 | -50.0% | 3.3% |
| Vision Bank | $7,685,000 | $6,810,000 | -11.4% | 3.1% |
| First National Bank and Trust Company | $5,660,000 | n/a | 2.5% | |
| UNITED WHOLESALE MORTGAGE, LLC | $5,460,000 | $5,020,000 | -8.1% | 2.3% |
| Gateway First Bank | $9,640,000 | $4,880,000 | -49.4% | 2.2% |
| CORNERSTONE HOME LENDING, INC. | $5,950,000 | $4,700,000 | -21.0% | 2.1% |
| FINANCIAL CONCEPTS MORTGAGE, LLC | $2,715,000 | $4,420,000 | 62.8% | 2.0% |
| Tinker Federal Credit Union | $4,460,000 | $4,375,000 | -1.9% | 2.0% |
| LENDINGONE, LLC | $595,000 | $4,260,000 | 616.0% | 1.9% |
| USAA Federal Savings Bank | $1,115,000 | $3,310,000 | 196.9% | 1.5% |
| The Citizens Bank of Edmond | $290,000 | $3,195,000 | 1,001.7% | 1.4% |
| 21ST MORTGAGE CORPORATION | $2,420,000 | $2,915,000 | 20.5% | 1.3% |
| COMMUNICATION | $1,260,000 | $2,425,000 | 92.5% | 1.1% |
| ASSOCIATED MORTGAGE CORPORATION | $1,535,000 | $2,405,000 | 56.7% | 1.1% |
| Great Plains National Bank | $1,890,000 | $2,285,000 | 20.9% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $910,000 | $2,150,000 | 136.3% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $2,950,000 | $1,970,000 | -33.2% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $2,115,000 | $1,970,000 | -6.9% | 0.9% |
| SOUTHWEST STAGE FUNDING, LLC | $1,820,000 | $1,710,000 | -6.0% | 0.8% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,265,000 | $1,690,000 | -25.4% | 0.8% |
| CrossFirst Bank | $1,635,000 | n/a | 0.7% | |
| LOANDEPOT.COM, LLC | $7,290,000 | $1,610,000 | -77.9% | 0.7% |
| Wells Fargo Bank | $1,450,000 | $1,485,000 | 2.4% | 0.7% |
| TRIAD FINANCIAL SERVICES, INC. | $1,125,000 | $1,425,000 | 26.7% | 0.6% |
| Regent Bank | $50,000 | $1,405,000 | 2,710.0% | 0.6% |
| NEWREZ LLC | $1,280,000 | n/a | 0.6% | |
| Chickasaw Community Bank | $3,235,000 | $1,245,000 | -61.5% | 0.6% |
| BOKF | $1,240,000 | $1,220,000 | -1.6% | 0.5% |
| BROKER SOLUTIONS, INC. | $2,345,000 | $1,215,000 | -48.2% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $615,000 | $1,055,000 | 71.5% | 0.5% |
| MID AMERICA MORTGAGE, INC. | $1,710,000 | $1,040,000 | -39.2% | 0.5% |
| PLAZA HOME MORTGAGE, INC. | $485,000 | $1,030,000 | 112.4% | 0.5% |
| SUN WEST MORTGAGE COMPANY, INC. | $350,000 | $990,000 | 182.9% | 0.4% |
| COUNTRYPLACE MORTGAGE, LTD. | $645,000 | $935,000 | 45.0% | 0.4% |
| MidFirst Bank | $1,520,000 | $930,000 | -38.8% | 0.4% |
| SWBC MORTGAGE CORPORATION | $990,000 | $930,000 | -6.1% | 0.4% |
| CARDINAL FINANCIAL | $1,300,000 | $920,000 | -29.2% | 0.4% |
| Discover Bank | $70,000 | $915,000 | 1,207.1% | 0.4% |
| First Bethany Bank & Trust | $910,000 | n/a | 0.4% | |
| SpiritBank | $885,000 | n/a | 0.4% | |
| Barrington Bank & Trust Company, N.A. | $280,000 | $880,000 | 214.3% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $1,180,000 | $835,000 | -29.2% | 0.4% |
| The Federal Savings Bank | $450,000 | $825,000 | 83.3% | 0.4% |
| NBKC BANK | $615,000 | $775,000 | 26.0% | 0.3% |
| F & M Bank | $600,000 | $755,000 | 25.8% | 0.3% |
| The Central Trust Bank | $265,000 | $725,000 | 173.6% | 0.3% |
| WEOKIE | $515,000 | $715,000 | 38.8% | 0.3% |
| NEW FED MORTGAGE, CORP. | $680,000 | n/a | 0.3% | |
| First Liberty Bank | $1,370,000 | $670,000 | -51.1% | 0.3% |
| GUILD MORTGAGE COMPANY | $530,000 | $665,000 | 25.5% | 0.3% |
| OKLAHOMA'S | $640,000 | n/a | 0.3% | |
| UNION HOME MORTGAGE CORP. | $1,375,000 | $625,000 | -54.5% | 0.3% |
| SeaTrust Mortgage Company | $620,000 | n/a | 0.3% | |
| MLD MORTGAGE INC. | $600,000 | n/a | 0.3% | |
| CROSSCOUNTRY MORTGAGE, LLC | $1,550,000 | $595,000 | -61.6% | 0.3% |
| NTFN, INC. | $1,290,000 | $595,000 | -53.9% | 0.3% |
| Equity Prime Mortgage LLC | $195,000 | $575,000 | 194.9% | 0.3% |
| Armstrong Bank | $770,000 | $565,000 | -26.6% | 0.3% |
| Flagstar Bank, FSB | $1,210,000 | $550,000 | -54.5% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $230,000 | $545,000 | 137.0% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $450,000 | $530,000 | 17.8% | 0.2% |
| Farm Credit Mid-America, ACA | $520,000 | n/a | 0.2% | |
| Prosperity Bank | $405,000 | $505,000 | 24.7% | 0.2% |
| CMG MORTGAGE, INC. | $185,000 | $460,000 | 148.6% | 0.2% |
| Waterstone Mortgage Corporation | $460,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $445,000 | n/a | 0.2% | |
| PNC Bank | $435,000 | n/a | 0.2% | |
| VALOR BANK | $545,000 | $435,000 | -20.2% | 0.2% |
| OCMBC, INC. | $415,000 | n/a | 0.2% | |
| U.S. Bank | $900,000 | $395,000 | -56.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,450,000 | $390,000 | -73.1% | 0.2% |
| INTERLINC MORTGAGE SERVICES, LLC | $385,000 | n/a | 0.2% | |
| INTERCAP LENDING INC. | $365,000 | n/a | 0.2% | |
| UNITED BUILT HOMES, L.L.C. | $365,000 | n/a | 0.2% | |
| AmeriHome Mortgage Company, LLC | $135,000 | $360,000 | 166.7% | 0.2% |
| Sooner State Bank | $485,000 | $350,000 | -27.8% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $470,000 | $330,000 | -29.8% | 0.1% |
| Armed Forces Bank | $325,000 | n/a | 0.1% | |
| MORTGAGEONE, INC. | $325,000 | n/a | 0.1% | |
| Simmons Bank | $305,000 | $325,000 | 6.6% | 0.1% |
| Amarillo National Bank | $315,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $590,000 | $315,000 | -46.6% | 0.1% |
| Mortgage Investment Services Corporation | $225,000 | $315,000 | 40.0% | 0.1% |
| BM Real Estate Services, Inc. | $305,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $305,000 | n/a | 0.1% | |
| UMB Bank | $285,000 | n/a | 0.1% | |
| Unify Home Lending Inc. | $285,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $155,000 | $280,000 | 80.6% | 0.1% |
| AMERICAN EXCHANGE BANK | $275,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $265,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $325,000 | $265,000 | -18.5% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $310,000 | $260,000 | -16.1% | 0.1% |
| POLARIS HOME FUNDING CORP. | $255,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $175,000 | $250,000 | 42.9% | 0.1% |
| Plains Commerce Bank | $335,000 | $250,000 | -25.4% | 0.1% |
| RESIDENTIAL BANCORP | $245,000 | n/a | 0.1% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,100,000 | $240,000 | -78.2% | 0.1% |
| FIRST AMERICAN MORTGAGE, INC. | $745,000 | $235,000 | -68.5% | 0.1% |
| FNB Community Bank | $235,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $230,000 | n/a | 0.1% | |
| American Mortgage Bank, LLC | $645,000 | $225,000 | -65.1% | 0.1% |
| Citibank | $225,000 | n/a | 0.1% | |
| Commerce Bank | $225,000 | n/a | 0.1% | |
| CSL Financial, LLC | $230,000 | $225,000 | -2.2% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $225,000 | n/a | 0.1% | |
| OPEN MORTGAGE, LLC | $370,000 | $220,000 | -40.5% | 0.1% |
| BAY EQUITY LLC | $75,000 | $215,000 | 186.7% | 0.1% |
| GUARANTEED RATE, INC. | $955,000 | $215,000 | -77.5% | 0.1% |
| Oklahoma Educators Credit Union | $575,000 | $215,000 | -62.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $185,000 | $215,000 | 16.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $355,000 | $205,000 | -42.3% | 0.1% |
| First National Bank and Trust Company of Ardmore | $375,000 | $205,000 | -45.3% | 0.1% |
| Figure Lending LLC | $170,000 | $195,000 | 14.7% | 0.1% |
| TTCU Federal Credit Union | $195,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $185,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $420,000 | $185,000 | -56.0% | 0.1% |
| BMO Harris Bank | $180,000 | n/a | 0.1% | |
| 13946 | $175,000 | n/a | 0.1% | |
| MANN FINANCIAL INC. | $175,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $165,000 | n/a | 0.1% | |
| Ally Bank | $115,000 | $165,000 | 43.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $390,000 | $160,000 | -59.0% | 0.1% |
| Bank of England | $75,000 | $155,000 | 106.7% | 0.1% |
| Tulsa Federal Credit Union | $195,000 | $155,000 | -20.5% | 0.1% |
| AMWEST FUNDING CORP. | $145,000 | n/a | 0.1% | |
| Legacy Bank | $600,000 | $145,000 | -75.8% | 0.1% |
| SENTE MORTGAGE, INC. | $400,000 | $145,000 | -63.8% | 0.1% |
| Bank of America | $405,000 | $140,000 | -65.4% | 0.1% |
| EVERETT FINANCIAL, INC. | $2,480,000 | $135,000 | -94.6% | 0.1% |
| NORTHROP GRUMMAN Federal Credit Union | $135,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $130,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $125,000 | n/a | 0.1% | |
| United States Senate Federal Credit Union | $125,000 | n/a | 0.1% | |
| S1L, Inc. | $115,000 | n/a | 0.1% | |
| YNB | $115,000 | n/a | 0.1% | |
| Coastal Community Bank | $110,000 | n/a | 0.0% | |
| BLUE SKY BANK | $95,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $95,000 | n/a | 0.0% | |
| First Savings Bank | $155,000 | $85,000 | -45.2% | 0.0% |
| THE MORTGAGE LINK, INC. | $85,000 | n/a | 0.0% | |
| United Community Bank | $105,000 | $85,000 | -19.0% | 0.0% |
| FirstTrust Home Loans, Inc. | $75,000 | n/a | 0.0% | |
| OKLAHOMA CENTRAL Credit Union | $75,000 | n/a | 0.0% | |
| First Security Bank & Trust Company | $65,000 | n/a | 0.0% | |
| TRUE SKY | $375,000 | $65,000 | -82.7% | 0.0% |
| ALLEGIANCE | $285,000 | $55,000 | -80.7% | 0.0% |
| Citizens Bank | $45,000 | n/a | 0.0% | |
| JPMorgan Chase Bank | $1,380,000 | $45,000 | -96.7% | 0.0% |
| Carrington Mortgage Services, LLC | $575,000 | $35,000 | -93.9% | 0.0% |
| Deere Employees Credit Union | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
Shawnee's top lender by overall market share is First United Bank and Trust Company, with 19.2% market share. In second place, with 9.4%, is BancFirst, having originated $20,880,000 in loans. In third place, with 4.9%, is Stride Bank, having originated $10,780,000 in loans. In fourth place, with 3.6%, is Mortgage Research Center, LLC, having originated $8,070,000 in loans. In fifth place, with 3.6%, is Arvest Bank, having originated $7,890,000 in loans.
Shawnee Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $144,225 (2.3%) | $162,693 (-7.1%) | 0.00 | 259 |
| 2018-02-01 | $147,450 (2.6%) | $167,016 (-4.6%) | 0.00 | 250 |
| 2018-03-01 | $155,500 (10.8%) | $173,593 (-2.0%) | 0.00 | 244 |
| 2018-04-01 | $156,200 (12.0%) | $175,886 (5.7%) | 0.00 | 263 |
| 2018-05-01 | $156,450 (15.7%) | $177,449 (10.1%) | 0.00 | 273 |
| 2018-06-01 | $155,000 (13.4%) | $181,589 (11.2%) | 0.00 | 280 |
| 2018-07-01 | $152,225 (9.0%) | $178,544 (7.3%) | 0.00 | 302 |
| 2018-08-01 | $139,900 (-3.5%) | $170,766 (2.4%) | 0.00 | 306 |
| 2018-09-01 | $149,700 (0.1%) | $182,670 (8.8%) | 0.00 | 295 |
| 2018-10-01 | $159,625 (6.7%) | $183,319 (10.5%) | 0.00 | 297 |
| 2018-11-01 | $151,100 (0.8%) | $178,337 (7.6%) | 0.00 | 283 |
| 2018-12-01 | $140,000 (-6.3%) | $179,151 (8.6%) | 0.00 | 286 |
| 2019-01-01 | $140,050 (-2.9%) | $178,974 (10.0%) | 0.00 | 265 |
| 2019-02-01 | $148,250 (0.5%) | $186,696 (11.8%) | 0.00 | 241 |
| 2019-03-01 | $149,429 (-3.9%) | $188,262 (8.5%) | 0.00 | 223 |
| 2019-04-01 | $150,000 (-4.0%) | $189,716 (7.9%) | 0.00 | 198 |
| 2019-05-01 | $167,050 (6.8%) | $186,655 (5.2%) | 0.00 | 185 |
| 2019-06-01 | $169,900 (9.6%) | $190,335 (4.8%) | 0.00 | 173 |
| 2019-07-01 | $170,425 (12.0%) | $195,605 (9.6%) | 0.00 | 185 |
| 2019-08-01 | $174,655 (24.8%) | $204,499 (19.8%) | 0.00 | 182 |
| 2019-09-01 | $174,961 (16.9%) | $210,929 (15.5%) | 0.00 | 172 |
| 2019-10-01 | $175,166 (9.7%) | $216,570 (18.1%) | 0.00 | 163 |
| 2019-11-01 | $179,500 (18.8%) | $218,677 (22.6%) | 0.00 | 174 |
| 2019-12-01 | $183,750 (31.3%) | $213,600 (19.2%) | 0.00 | 170 |
| 2020-01-01 | $178,950 (27.8%) | $206,235 (15.2%) | 0.00 | 165 |
| 2020-02-01 | $170,000 (14.7%) | $200,647 (7.5%) | 0.00 | 167 |
| 2020-03-01 | $180,000 (20.5%) | $215,351 (14.4%) | 0.00 | 166 |
| 2020-04-01 | $183,125 (22.1%) | $211,606 (11.5%) | 0.00 | 156 |
| 2020-05-01 | $182,450 (9.2%) | $216,266 (15.9%) | 0.00 | 132 |
| 2020-06-01 | $196,750 (15.8%) | $232,544 (22.2%) | 0.00 | 120 |
| 2020-07-01 | $201,975 (18.5%) | $246,989 (26.3%) | 0.00 | 127 |
| 2020-08-01 | $192,101 (10.0%) | $221,933 (8.5%) | 0.00 | 123 |
| 2020-09-01 | $190,179 (8.7%) | $219,808 (4.2%) | 0.00 | 112 |
| 2020-10-01 | $198,905 (13.6%) | $242,881 (12.2%) | 0.00 | 101 |
| 2020-11-01 | $199,203 (11.0%) | $259,505 (18.7%) | 0.00 | 97 |
| 2020-12-01 | $184,536 (0.4%) | $251,723 (17.9%) | 0.00 | 97 |
| 2021-01-01 | $207,553 (16.0%) | $290,315 (40.8%) | 0.00 | 73 |
| 2021-02-01 | $226,226 (33.1%) | $309,575 (54.3%) | 0.00 | 56 |
| 2021-03-01 | $208,684 (15.9%) | $278,243 (29.2%) | 0.00 | 71 |
| 2021-04-01 | $221,176 (20.8%) | $276,965 (30.9%) | 0.00 | 77 |
| 2021-05-01 | $222,213 (21.8%) | $281,262 (30.1%) | 0.00 | 81 |
| 2021-06-01 | $223,556 (13.6%) | $287,013 (23.4%) | 0.00 | 90 |
| 2021-07-01 | $214,525 (6.2%) | $279,257 (13.1%) | 0.00 | 110 |
| 2021-08-01 | $221,831 (15.5%) | $274,649 (23.8%) | 0.00 | 146 |
| 2021-09-01 | $230,101 (21.0%) | $326,208 (48.4%) | 0.00 | 128 |
| 2021-10-01 | $222,408 (11.8%) | $348,030 (43.3%) | 0.00 | 144 |
| 2021-11-01 | $223,230 (12.1%) | $340,621 (31.3%) | 0.00 | 151 |
| 2021-12-01 | $221,900 (20.3%) | $306,588 (21.8%) | 0.00 | 142 |
| 2022-01-01 | $215,200 (3.7%) | $278,437 (-4.1%) | 0.00 | 99 |
| 2022-02-01 | $191,925 (-15.2%) | $271,450 (-12.3%) | 0.00 | 84 |
| 2022-03-01 | $224,204 (7.4%) | $280,677 (0.9%) | 0.00 | 85 |
| 2022-04-01 | $252,301 (14.1%) | $295,082 (6.5%) | 0.00 | 94 |
| 2022-05-01 | $261,908 (17.9%) | $286,050 (1.7%) | 0.00 | 99 |
| 2022-06-01 | $249,354 (11.5%) | $267,081 (-6.9%) | 0.00 | 118 |
| 2022-07-01 | $218,490 (1.9%) | $252,383 (-9.6%) | 0.00 | 148 |
| 2022-08-01 | $214,945 (-3.1%) | $266,060 (-3.1%) | 0.00 | 149 |
| 2022-09-01 | $246,500 (7.1%) | $287,057 (-12.0%) | 0.00 | 149 |
| 2022-10-01 | $222,450 (0.0%) | $276,283 (-20.6%) | 0.00 | 156 |
| 2022-11-01 | $226,748 (1.6%) | $260,145 (-23.6%) | 0.00 | 175 |
| 2022-12-01 | $219,490 (-1.1%) | $250,819 (-18.2%) | 0.00 | 180 |
| 2023-01-01 | $229,975 (6.9%) | $264,779 (-4.9%) | 0.00 | 162 |
| 2023-02-01 | $250,506 (30.5%) | $285,757 (5.3%) | 0.00 | 141 |
| 2023-03-01 | $249,226 (11.2%) | $287,256 (2.3%) | 0.00 | 143 |
| 2023-04-01 | $247,600 (-1.9%) | $294,153 (-0.3%) | 0.00 | 142 |
| 2023-05-01 | $258,231 (-1.4%) | $319,263 (11.6%) | 0.00 | 141 |
| 2023-06-01 | $272,931 (9.5%) | $345,882 (29.5%) | 0.00 | 152 |
| 2023-07-01 | $250,000 (14.4%) | $331,511 (31.4%) | 0.00 | 166 |
| 2023-08-01 | $250,000 (16.3%) | $325,128 (22.2%) | 0.00 | 191 |
| 2023-09-01 | $250,000 (1.4%) | $313,545 (9.2%) | 0.00 | 202 |
| 2023-10-01 | $247,247 (11.2%) | $306,493 (10.9%) | 0.00 | 206 |
| 2023-11-01 | $241,109 (6.3%) | $297,990 (14.6%) | 0.00 | 228 |
| 2023-12-01 | $238,121 (8.5%) | $285,968 (14.0%) | 0.00 | 247 |
| 2024-01-01 | $234,025 (1.8%) | $289,617 (9.4%) | 0.00 | 236 |
| 2024-02-01 | $227,243 (-9.3%) | $284,667 (-0.4%) | 0.00 | 233 |
| 2024-03-01 | $229,900 (-7.8%) | $296,669 (3.3%) | 0.00 | 209 |
| 2024-04-01 | $242,450 (-2.1%) | $309,797 (5.3%) | 0.00 | 211 |
| 2024-05-01 | $246,975 (-4.4%) | $314,172 (-1.6%) | 0.00 | 209 |
| 2024-06-01 | $240,000 (-12.1%) | $303,871 (-12.2%) | 0.00 | 218 |
| 2024-07-01 | $241,175 (-3.5%) | $304,586 (-8.1%) | 0.00 | 241 |
| 2024-08-01 | $234,950 (-6.0%) | $295,616 (-9.1%) | 0.00 | 291 |
| 2024-09-01 | $241,250 (-3.5%) | $300,200 (-4.3%) | 0.00 | 297 |
| 2024-10-01 | $237,532 (-3.9%) | $290,579 (-5.2%) | 0.00 | 289 |
Shawnee's median listing price comes in at 0% of the national average.
Shawnee's average listing price for 2024-10-01 was $290,579, a difference of $-15,914 (-5.2%) versus the prior year and $-9,621 versus the prior month.
For the 2024-10-01 period, Shawnee had 289 MLS listings, a difference of -8 listings (-3%) versus the prior month and 83 listings (40%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,705 sqft |
| 2018-02-01 | 0 days | 1,700 sqft |
| 2018-03-01 | 0 days | 1,726 sqft |
| 2018-04-01 | 0 days | 1,760 sqft |
| 2018-05-01 | 0 days | 1,743 sqft |
| 2018-06-01 | 0 days | 1,731 sqft |
| 2018-07-01 | 0 days | 1,701 sqft |
| 2018-08-01 | 0 days | 1,698 sqft |
| 2018-09-01 | 0 days | 1,735 sqft |
| 2018-10-01 | 0 days | 1,731 sqft |
| 2018-11-01 | 0 days | 1,722 sqft |
| 2018-12-01 | 0 days | 1,714 sqft |
| 2019-01-01 | 0 days | 1,702 sqft |
| 2019-02-01 | 0 days | 1,724 sqft |
| 2019-03-01 | 0 days | 1,723 sqft |
| 2019-04-01 | 0 days | 1,717 sqft |
| 2019-05-01 | 0 days | 1,719 sqft |
| 2019-06-01 | 0 days | 1,734 sqft |
| 2019-07-01 | 0 days | 1,745 sqft |
| 2019-08-01 | 0 days | 1,773 sqft |
| 2019-09-01 | 0 days | 1,832 sqft |
| 2019-10-01 | 0 days | 1,879 sqft |
| 2019-11-01 | 0 days | 1,926 sqft |
| 2019-12-01 | 0 days | 1,944 sqft |
| 2020-01-01 | 0 days | 1,938 sqft |
| 2020-02-01 | 0 days | 1,898 sqft |
| 2020-03-01 | 0 days | 1,865 sqft |
| 2020-04-01 | 0 days | 1,865 sqft |
| 2020-05-01 | 0 days | 1,826 sqft |
| 2020-06-01 | 0 days | 1,877 sqft |
| 2020-07-01 | 0 days | 1,867 sqft |
| 2020-08-01 | 0 days | 1,848 sqft |
| 2020-09-01 | 0 days | 1,857 sqft |
| 2020-10-01 | 0 days | 1,851 sqft |
| 2020-11-01 | 0 days | 1,903 sqft |
| 2020-12-01 | 0 days | 1,877 sqft |
| 2021-01-01 | 0 days | 2,035 sqft |
| 2021-02-01 | 0 days | 1,963 sqft |
| 2021-03-01 | 0 days | 1,803 sqft |
| 2021-04-01 | 0 days | 1,759 sqft |
| 2021-05-01 | 0 days | 1,647 sqft |
| 2021-06-01 | 0 days | 1,663 sqft |
| 2021-07-01 | 0 days | 1,735 sqft |
| 2021-08-01 | 0 days | 1,725 sqft |
| 2021-09-01 | 0 days | 1,699 sqft |
| 2021-10-01 | 0 days | 1,713 sqft |
| 2021-11-01 | 0 days | 1,700 sqft |
| 2021-12-01 | 0 days | 1,757 sqft |
| 2022-01-01 | 0 days | 1,691 sqft |
| 2022-02-01 | 0 days | 1,620 sqft |
| 2022-03-01 | 0 days | 1,686 sqft |
| 2022-04-01 | 0 days | 1,680 sqft |
| 2022-05-01 | 0 days | 1,815 sqft |
| 2022-06-01 | 0 days | 1,701 sqft |
| 2022-07-01 | 0 days | 1,650 sqft |
| 2022-08-01 | 0 days | 1,672 sqft |
| 2022-09-01 | 0 days | 1,737 sqft |
| 2022-10-01 | 0 days | 1,642 sqft |
| 2022-11-01 | 0 days | 1,671 sqft |
| 2022-12-01 | 0 days | 1,636 sqft |
| 2023-01-01 | 0 days | 1,703 sqft |
| 2023-02-01 | 0 days | 1,744 sqft |
| 2023-03-01 | 0 days | 1,764 sqft |
| 2023-04-01 | 0 days | 1,829 sqft |
| 2023-05-01 | 0 days | 1,854 sqft |
| 2023-06-01 | 0 days | 1,811 sqft |
| 2023-07-01 | 0 days | 1,844 sqft |
| 2023-08-01 | 0 days | 1,776 sqft |
| 2023-09-01 | 0 days | 1,802 sqft |
| 2023-10-01 | 0 days | 1,800 sqft |
| 2023-11-01 | 0 days | 1,774 sqft |
| 2023-12-01 | 0 days | 1,696 sqft |
| 2024-01-01 | 0 days | 1,674 sqft |
| 2024-02-01 | 0 days | 1,733 sqft |
| 2024-03-01 | 0 days | 1,763 sqft |
| 2024-04-01 | 0 days | 1,777 sqft |
| 2024-05-01 | 0 days | 1,782 sqft |
| 2024-06-01 | 0 days | 1,747 sqft |
| 2024-07-01 | 0 days | 1,749 sqft |
| 2024-08-01 | 0 days | 1,706 sqft |
| 2024-09-01 | 0 days | 1,742 sqft |
| 2024-10-01 | 0 days | 1,704 sqft |
Shawnee's median square footage for active listings during the 2024-10-01 period was 1,704 sqft. One year prior, the average listing was 1,800 sqft.
Shawnee, OK Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 819 | $168,285,000 | $205,476 |
| Other | 144 | $10,660,000 | $74,028 |
| Refi | 113 | $18,025,000 | $159,513 |
| Home Improvement | 105 | $5,905,000 | $56,238 |
| Cash Out Refi | 85 | $19,235,000 | $226,294 |
Shawnee's most frequently cited loan purpose was Home Purchase, with 819 originations. The 2nd most popular reason was Other, with 144 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 401 | $82,225,000 | $205,050 |
| Over 8% | 351 | $38,835,000 | $110,641 |
| 7-8% | 340 | $61,200,000 | $180,000 |
| 5-6% | 115 | $24,995,000 | $217,348 |
| <2.5% | 11 | $95,000 | $8,636 |
| 4-5% | 10 | $3,370,000 | $337,000 |
| 2.5-3% | 2 | $280,000 | $140,000 |
| 3-4% | 1 | $155,000 | $155,000 |
During 2023, Shawnee's most frequently originated rate bucket was 6-7%, with 401 originations.
Loan Sizing (Shawnee, OK MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 443 | $64,495,000 | $145,587 |
| $100,000 or less | 419 | $23,245,000 | $55,477 |
| $200k-400k | 349 | $94,755,000 | $271,504 |
| $400k-600k | 40 | $18,970,000 | $474,250 |
| $600k-1000k | 8 | $5,360,000 | $670,000 |
| $Over $1MM | 7 | $15,285,000 | $2,183,571 |
Shawnee's loan sizing saw the bucket of loans from $100k-200k with 443 originations, totaling $64,495,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 569 | $120,755,000 | $212,223 |
| 60-80% | 244 | $46,220,000 | $189,426 |
| Under 20% | 135 | $6,035,000 | $44,704 |
| 20-40% | 130 | $9,220,000 | $70,923 |
| 40-60% | 113 | $16,925,000 | $149,779 |
| Over 100% | 32 | $11,350,000 | $354,688 |
Shawnee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 569 originations, totaling $120,755,000 in origination value.