Shawnee Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Shawnee averaged 7.08% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.89% and one month ago for the week of 2025-02-27, the average rate was 7.1%.

Shawnee's average rate one year ago was 6.83%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.74%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Shawnee 30 Year Fixed Rate 2025-04-03 7.08%
Shawnee 30 Year Fixed Rate Refi 2025-04-03 6.74%
Shawnee 15 Year Fixed Rate 2025-04-03 6.02%
Shawnee 15 Year Fixed Rate Refi 2025-04-03 6.42%
Shawnee 30 Year FHA 2025-04-03 6.16%
Shawnee 30 Year FHA Refi 2025-04-03 6.46%
Shawnee 30 Year USDA 2025-04-03 6.22%
Shawnee 30 Year USDA Refi 2025-04-03 6.32%
Shawnee 30 Year VA 2025-04-03 6.54%
Shawnee 30 Year VA Refi 2025-04-03 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Shawnee, OK.

Shawnee Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Shawnee, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
First United Bank and Trust Company 78 7.17% $4,505
Stride Bank 25 6.89% $4,410
QUICKEN LOANS, LLC 21 6.94% $6,596
BancFirst 20 6.86% $4,479
Arvest Bank 20 6.83% $4,202
First National Bank and Trust Company 10 6.80% $4,540
Tinker Federal Credit Union 10 7.03% $4,304
Gateway First Bank 9 6.97% $6,558
CORNERSTONE HOME LENDING, INC. 8 6.79% $7,688
UNITED WHOLESALE MORTGAGE, LLC 5 6.62% $8,124
NEW FED MORTGAGE, CORP. 5 7.15% $5,888
Vision Bank 5 6.74% $2,967
Mr. Cooper ( Nationstar Mortgage ) 4 6.90% $10,127
MLD MORTGAGE INC. 4 6.56% $4,817
ZILLOW HOME LOANS, LLC 3 6.88% $5,020
NEWREZ LLC 3 7.88% $4,399
FLAT BRANCH MORTGAGE, INC. 3 6.74% $4,655
F & M Bank 3 7.00% $3,812
ASSOCIATED MORTGAGE CORPORATION 3 6.17% $3,952
ROYAL UNITED MORTGAGE LLC 3 7.17% $5,729
Great Plains National Bank 3 6.71% $5,308
21ST MORTGAGE CORPORATION 3 8.24% $6,703
VANDERBILT MORTGAGE AND FINANCE, INC. 3 7.83% $5,529
Truity Federal Credit Union 2 6.44% $2,638
JPMorgan Chase Bank 2 7.18% $2,993
American Mortgage & Equity Consultants, Inc. 2 7.00% $6,010
PENNYMAC LOAN SERVICES, LLC 2 7.44% $5,311
V.I.P. MORTGAGE, INC. 2 7.18% $7,920
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.25% $7,114
Wells Fargo Bank 2 7.13% $5,316
BOKF 2 6.63% $4,067
GARDNER FINANCIAL SERVICES, LTD. 2 6.88% $5,843
Southside Bank 1 6.63% $6,584
SOUTHWEST FUNDING, LP 1 6.99% $4,981
SWBC MORTGAGE CORPORATION 1 7.00% $12,615
The Central Trust Bank 1 6.88% $3,930
The First National Bank of Fort Smith 1 7.25% $4,458
The Loan Store, Inc. 1 5.63% $8,959
TIB The Independent Bankersbank 1 6.88% $35,083
TRIAD FINANCIAL SERVICES, INC. 1 8.75% $12,016
USAA Federal Savings Bank 1 5.63% $3,126
WEOKIE 1 7.88% $3,420
TRUE SKY 1 6.25% $3,008
AMERISAVE MORTGAGE CORPORATION 1 7.50% $6,941
Bank of America 1 7.25% $5,336
Barrington Bank & Trust Company, N.A. 1 6.49% $3,782
BAY EQUITY LLC 1 6.99% $3,642
BMO Harris Bank 1 6.88% $3,695
BROKER SOLUTIONS, INC. 1 6.63% $7,447
Century Mortgage Company DBA Century Lending Company 1 6.99% $2,754
CMG MORTGAGE, INC. 1 6.63% $4,547
Commerce Bank 1 5.88% $14,501
COMMUNICATION 1 7.00% $3,577
COUNTRYPLACE MORTGAGE, LTD. 1 7.50% $4,705
CROSSCOUNTRY MORTGAGE, LLC 1 6.99% $6,966
Equity Prime Mortgage LLC 1 7.25% $9,032
EVERETT FINANCIAL, INC. 1 6.75% $4,858
Farm Credit Mid-America, ACA 1 7.38% $3,923
FIRST AMERICAN MORTGAGE, INC. 1 6.63% $3,215
First Bank & Trust 1 6.38% $5,895
First National Bank of Omaha 1 7.00% $4,314
FREEDOM MORTGAGE CORPORATION 1 8.50% $5,046
GENEVA FINANCIAL, LLC 1 5.88% $11,685
GUARANTEED RATE, INC. 1 6.30% $4,296
MASON MCDUFFIE MORTGAGE CORPORATION 1 7.38% $6,174
MidFirst Bank 1 7.25% $3,740
MORIA DEVELOPMENT, INC. 1 7.13% $4,807
MORTGAGE SOLUTIONS LLC 1 6.13% $3,686
MOVEMENT MORTGAGE, LLC 1 7.63% $6,306
NAVY FEDERAL CREDIT UNION 1 5.13% $2,757
PHH Mortgage Corporation 1 8.13% $4,375
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.50% $4,278
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.25% $4,741
RCB Bank 1 6.25% $3,809

Shawnee Average Closing Costs & Other Stats

Shawnee, OK's 74 lenders originated 1,451 loans during 2024. The total origination value was $253,205,000, with an average loan value of $174,504.

Shawnee's average closing costs are $5,284.

The top Shawnee lender as defined by loan originations is First United Bank and Trust Company, with 78 loans originated. Their average total fees are $4,505, which is $94 higher than the next largest lender, Stride Bank.

The lowest fee Shawnee lenders (with over 10 loans originated) are Arvest Bank ($4,202), Tinker Federal Credit Union ($4,304), Stride Bank ($4,410), BancFirst ($4,479) and First United Bank and Trust Company ($4,505).

The lowest rate Shawnee lenders (with over 10 loans originated) are First National Bank and Trust Company (6.80%), Arvest Bank (6.83%), BancFirst (6.86%), Stride Bank (6.89%) and QUICKEN LOANS, LLC (6.94%).

Shawnee, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
First United Bank and Trust Company $42,675,000 $45,655,000 7.0% 18.0%
BancFirst $20,880,000 $23,915,000 14.5% 9.4%
Mortgage Research Center, LLC $8,070,000 $13,490,000 67.2% 5.3%
QUICKEN LOANS, LLC $7,240,000 $10,060,000 39.0% 4.0%
Arvest Bank $7,890,000 $9,625,000 22.0% 3.8%
Stride Bank $10,780,000 $9,095,000 -15.6% 3.6%
UNITED WHOLESALE MORTGAGE, LLC $5,020,000 $9,040,000 80.1% 3.6%
First National Bank and Trust Company $5,660,000 $6,205,000 9.6% 2.5%
PENNYMAC LOAN SERVICES, LLC $1,970,000 $5,500,000 179.2% 2.2%
Vision Bank $6,810,000 $5,240,000 -23.1% 2.1%
Tinker Federal Credit Union $4,375,000 $4,845,000 10.7% 1.9%
FREEDOM MORTGAGE CORPORATION $835,000 $4,360,000 422.2% 1.7%
21ST MORTGAGE CORPORATION $2,915,000 $4,225,000 44.9% 1.7%
Gateway First Bank $4,880,000 $3,765,000 -22.8% 1.5%
Great Plains National Bank $2,285,000 $2,915,000 27.6% 1.2%
CORNERSTONE HOME LENDING, INC. $4,700,000 $2,555,000 -45.6% 1.0%
First National Bank Of Oklahoma $2,200,000 n/a 0.9%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,690,000 $2,195,000 29.9% 0.9%
BOKF $1,220,000 $2,175,000 78.3% 0.9%
TIB The Independent Bankersbank $2,065,000 n/a 0.8%
SOUTHWEST STAGE FUNDING, LLC $1,710,000 $2,010,000 17.5% 0.8%
ASSOCIATED MORTGAGE CORPORATION $2,405,000 $2,000,000 -16.8% 0.8%
NEW FED MORTGAGE, CORP. $680,000 $1,900,000 179.4% 0.8%
American Mortgage & Equity Consultants, Inc. $1,800,000 n/a 0.7%
MLD MORTGAGE INC. $600,000 $1,790,000 198.3% 0.7%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,055,000 $1,790,000 69.7% 0.7%
TRIAD FINANCIAL SERVICES, INC. $1,425,000 $1,755,000 23.2% 0.7%
NAVY FEDERAL CREDIT UNION $1,970,000 $1,630,000 -17.3% 0.6%
UNION HOME MORTGAGE CORP. $625,000 $1,620,000 159.2% 0.6%
BROKER SOLUTIONS, INC. $1,215,000 $1,555,000 28.0% 0.6%
SOUTHWEST FUNDING, LP $1,530,000 n/a 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,150,000 $1,435,000 -33.3% 0.6%
American Mortgage Bank, LLC $225,000 $1,410,000 526.7% 0.6%
VILLAGE CAPITAL MORTGAGE $215,000 $1,400,000 551.2% 0.6%
The Central Trust Bank $725,000 $1,375,000 89.7% 0.5%
NEWREZ LLC $1,280,000 $1,345,000 5.1% 0.5%
MOVEMENT MORTGAGE, LLC $1,300,000 n/a 0.5%
LOANDEPOT.COM, LLC $1,610,000 $1,150,000 -28.6% 0.5%
F & M Bank $755,000 $1,095,000 45.0% 0.4%
GUARANTEED RATE, INC. $215,000 $1,025,000 376.7% 0.4%
FIRST AMERICAN MORTGAGE, INC. $235,000 $1,010,000 329.8% 0.4%
COMMUNICATION $2,425,000 $995,000 -59.0% 0.4%
Flagstar Bank, FSB $550,000 $990,000 80.0% 0.4%
FLAT BRANCH MORTGAGE, INC. $260,000 $900,000 246.2% 0.4%
SWBC MORTGAGE CORPORATION $930,000 $900,000 -3.2% 0.4%
NEW DAY FINANCIAL, LLC $390,000 $885,000 126.9% 0.3%
MID AMERICA MORTGAGE, INC. $1,040,000 $840,000 -19.2% 0.3%
Equity Prime Mortgage LLC $575,000 $830,000 44.3% 0.3%
CARDINAL FINANCIAL $920,000 $810,000 -12.0% 0.3%
V.I.P. MORTGAGE, INC. $765,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $595,000 $760,000 27.7% 0.3%
AmeriHome Mortgage Company, LLC $360,000 $725,000 101.4% 0.3%
First National Bank of Omaha $715,000 n/a 0.3%
USAA Federal Savings Bank $3,310,000 $715,000 -78.4% 0.3%
Paramount Residential Mortgage Group, Inc. $695,000 n/a 0.3%
GENEVA FINANCIAL, LLC $675,000 n/a 0.3%
GUILD MORTGAGE COMPANY $665,000 $665,000 0.0% 0.3%
The Federal Savings Bank $825,000 $665,000 -19.4% 0.3%
MidFirst Bank $930,000 $655,000 -29.6% 0.3%
GARDNER FINANCIAL SERVICES, LTD. $650,000 n/a 0.3%
Bank of America $140,000 $645,000 360.7% 0.3%
JPMorgan Chase Bank $45,000 $645,000 1,333.3% 0.3%
Midwest Mortgage Associates Corporation $585,000 n/a 0.2%
COUNTRYPLACE MORTGAGE, LTD. $935,000 $560,000 -40.1% 0.2%
WEOKIE $715,000 $560,000 -21.7% 0.2%
Commerce Bank $225,000 $555,000 146.7% 0.2%
Carrington Mortgage Services, LLC $35,000 $550,000 1,471.4% 0.2%
INTERLINC MORTGAGE SERVICES, LLC $385,000 $535,000 39.0% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $990,000 $530,000 -46.5% 0.2%
LAKEVIEW LOAN SERVICING, LLC $505,000 n/a 0.2%
CANOPY MORTGAGE, LLC $475,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $280,000 $460,000 64.3% 0.2%
First Bank & Trust Co. $440,000 n/a 0.2%
Bank 7 $435,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $160,000 $435,000 171.9% 0.2%
LIMA ONE CAPITAL, LLC $250,000 $405,000 62.0% 0.2%
Figure Lending LLC $195,000 $390,000 100.0% 0.2%
Century Mortgage Company DBA Century Lending Company $230,000 $380,000 65.2% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $380,000 n/a 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $305,000 $380,000 24.6% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $375,000 n/a 0.1%
Goldwater Bank, N.A. $375,000 n/a 0.1%
AMWEST FUNDING CORP. $145,000 $360,000 148.3% 0.1%
FNB Community Bank $235,000 $360,000 53.2% 0.1%
AMERISAVE MORTGAGE CORPORATION $355,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $240,000 $340,000 41.7% 0.1%
Sooner State Bank $350,000 $335,000 -4.3% 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $315,000 n/a 0.1%
Chickasaw Community Bank $1,245,000 $310,000 -75.1% 0.1%
ZILLOW HOME LOANS, LLC $305,000 n/a 0.1%
Frontier State Bank $300,000 n/a 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $300,000 n/a 0.1%
CMG MORTGAGE, INC. $460,000 $285,000 -38.0% 0.1%
HOMEXPRESS MORTGAGE CORP. $280,000 n/a 0.1%
PHH Mortgage Corporation $280,000 n/a 0.1%
Plains Commerce Bank $250,000 $275,000 10.0% 0.1%
Wells Fargo Bank $1,485,000 $275,000 -81.5% 0.1%
CSL Financial, LLC $225,000 $260,000 15.6% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $260,000 n/a 0.1%
OKLAHOMA'S $640,000 $255,000 -60.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $205,000 $245,000 19.5% 0.1%
ENVOY MORTGAGE, LTD $245,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $245,000 n/a 0.1%
DOMINION FINANCIAL SERVICES, LLC $240,000 n/a 0.1%
EVERETT FINANCIAL, INC. $135,000 $240,000 77.8% 0.1%
Credence Funding Corporation $235,000 n/a 0.1%
SeaTrust Mortgage Company $620,000 $235,000 -62.1% 0.1%
The First National Bank of Fort Smith $235,000 n/a 0.1%
Coastal Community Bank $110,000 $230,000 109.1% 0.1%
GoPrime Mortgage, Inc. $225,000 n/a 0.1%
Southside Bank $225,000 n/a 0.1%
First Security Bank & Trust Company $65,000 $220,000 238.5% 0.1%
Truity Federal Credit Union $220,000 n/a 0.1%
VALOR BANK $435,000 $220,000 -49.4% 0.1%
Mortgage Investment Services Corporation $315,000 $215,000 -31.7% 0.1%
Legacy Bank $145,000 $210,000 44.8% 0.1%
212 LOANS, LLC. $200,000 n/a 0.1%
First Bank & Trust $195,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $195,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $880,000 $190,000 -78.4% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $185,000 n/a 0.1%
Citibank $225,000 $185,000 -17.8% 0.1%
Texana Bank $185,000 n/a 0.1%
NBC Oklahoma $175,000 n/a 0.1%
OPEN MORTGAGE, LLC $220,000 $175,000 -20.5% 0.1%
MORTGAGE SOLUTIONS LLC $155,000 n/a 0.1%
Simmons Bank $325,000 $155,000 -52.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 n/a 0.1%
M&T Bank $145,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $445,000 $145,000 -67.4% 0.1%
TOWNE MORTGAGE COMPANY $145,000 n/a 0.1%
U.S. Bank $395,000 $145,000 -63.3% 0.1%
CONSTRUCTIVE LOANS, LLC $130,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $185,000 $125,000 -32.4% 0.0%
US MORTGAGE CORPORATION $125,000 n/a 0.0%
Discover Bank $915,000 $115,000 -87.4% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $115,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $115,000 n/a 0.0%
SUMMIT FUNDING, INC. $115,000 n/a 0.0%
The Loan Store, Inc. $115,000 n/a 0.0%
AMERICAN EXCHANGE BANK $275,000 $105,000 -61.8% 0.0%
BAY EQUITY LLC $215,000 $105,000 -51.2% 0.0%
BMO Harris Bank $180,000 $105,000 -41.7% 0.0%
Merchants Mortgage & Trust Corporation $95,000 $105,000 10.5% 0.0%
TRUE SKY $65,000 $105,000 61.5% 0.0%
US Employees O.C. Federal Credit Union $105,000 n/a 0.0%
The Focus Federal Credit Union $100,000 n/a 0.0%
RCB Bank $85,000 n/a 0.0%
UMB Bank $285,000 $85,000 -70.2% 0.0%
ALLEGIANCE $55,000 $75,000 36.4% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $75,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $75,000 n/a 0.0%
RF Renovo Management Company, LLC $65,000 n/a 0.0%
Farm Credit Mid-America, ACA $520,000 $45,000 -91.3% 0.0%
PENTAGON FEDERAL CREDIT UNION $185,000 $45,000 -75.7% 0.0%
PNC Bank $435,000 $45,000 -89.7% 0.0%
Oklahoma Educators Credit Union $215,000 $25,000 -88.4% 0.0%

Shawnee's top lender by overall market share is First United Bank and Trust Company, with 18.0% market share. In second place, with 9.4%, is BancFirst, having originated $23,915,000 in loans. In third place, with 5.3%, is Mortgage Research Center, LLC, having originated $13,490,000 in loans. In fourth place, with 4.0%, is QUICKEN LOANS, LLC, having originated $10,060,000 in loans. In fifth place, with 3.8%, is Arvest Bank, having originated $9,625,000 in loans.


Shawnee Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $144,225 (2.3%) $162,693 (-7.1%) 0.00 259
2018-02-01 $147,450 (2.6%) $167,016 (-4.6%) 0.00 250
2018-03-01 $155,500 (10.2%) $173,593 (-1.9%) 0.00 244
2018-04-01 $156,200 (12.0%) $175,886 (5.7%) 0.00 263
2018-05-01 $156,450 (15.3%) $177,449 (10.2%) 0.00 273
2018-06-01 $155,000 (13.1%) $181,589 (11.2%) 0.00 280
2018-07-01 $152,225 (9.0%) $178,544 (7.3%) 0.00 302
2018-08-01 $139,900 (-3.5%) $170,766 (2.4%) 0.00 306
2018-09-01 $149,700 (0.1%) $182,670 (8.8%) 0.00 295
2018-10-01 $159,625 (6.7%) $183,319 (10.5%) 0.00 297
2018-11-01 $151,100 (0.8%) $178,337 (7.6%) 0.00 283
2018-12-01 $139,950 (-6.4%) $179,151 (8.6%) 0.00 286
2019-01-01 $140,200 (-2.8%) $179,007 (10.0%) 0.00 265
2019-02-01 $149,075 (1.1%) $187,122 (12.0%) 0.00 242
2019-03-01 $149,686 (-3.7%) $188,714 (8.7%) 0.00 223
2019-04-01 $150,000 (-4.0%) $189,949 (8.0%) 0.00 198
2019-05-01 $165,350 (5.7%) $185,571 (4.6%) 0.00 184
2019-06-01 $169,900 (9.6%) $189,841 (4.5%) 0.00 174
2019-07-01 $169,900 (11.6%) $195,088 (9.3%) 0.00 186
2019-08-01 $174,618 (24.8%) $204,115 (19.5%) 0.00 183
2019-09-01 $174,945 (16.9%) $210,761 (15.4%) 0.00 172
2019-10-01 $175,164 (9.7%) $216,570 (18.1%) 0.00 163
2019-11-01 $179,500 (18.8%) $218,677 (22.6%) 0.00 174
2019-12-01 $183,750 (31.3%) $213,600 (19.2%) 0.00 170
2020-01-01 $178,950 (27.6%) $206,235 (15.2%) 0.00 165
2020-02-01 $170,000 (14.0%) $200,647 (7.2%) 0.00 167
2020-03-01 $180,000 (20.3%) $215,351 (14.1%) 0.00 166
2020-04-01 $183,125 (22.1%) $211,606 (11.4%) 0.00 156
2020-05-01 $182,450 (10.3%) $216,266 (16.5%) 0.00 132
2020-06-01 $196,750 (15.8%) $232,544 (22.5%) 0.00 120
2020-07-01 $201,975 (18.9%) $246,989 (26.6%) 0.00 127
2020-08-01 $192,101 (10.0%) $221,933 (8.7%) 0.00 123
2020-09-01 $190,179 (8.7%) $219,808 (4.3%) 0.00 112
2020-10-01 $198,905 (13.6%) $242,881 (12.2%) 0.00 101
2020-11-01 $199,203 (11.0%) $259,505 (18.7%) 0.00 97
2020-12-01 $184,536 (0.4%) $251,723 (17.9%) 0.00 97
2021-01-01 $207,553 (16.0%) $290,315 (40.8%) 0.00 73
2021-02-01 $226,226 (33.1%) $309,575 (54.3%) 0.00 56
2021-03-01 $208,684 (15.9%) $278,243 (29.2%) 0.00 71
2021-04-01 $221,176 (20.8%) $276,965 (30.9%) 0.00 77
2021-05-01 $222,213 (21.8%) $281,262 (30.1%) 0.00 81
2021-06-01 $223,556 (13.6%) $287,013 (23.4%) 0.00 90
2021-07-01 $214,525 (6.2%) $279,257 (13.1%) 0.00 110
2021-08-01 $221,831 (15.5%) $274,649 (23.8%) 0.00 146
2021-09-01 $230,101 (21.0%) $326,208 (48.4%) 0.00 128
2021-10-01 $222,408 (11.8%) $348,030 (43.3%) 0.00 144
2021-11-01 $223,230 (12.1%) $340,621 (31.3%) 0.00 151
2021-12-01 $221,425 (20.0%) $306,588 (21.8%) 0.00 142
2022-01-01 $215,200 (3.7%) $278,437 (-4.1%) 0.00 99
2022-02-01 $191,925 (-15.2%) $271,450 (-12.3%) 0.00 84
2022-03-01 $224,204 (7.4%) $280,677 (0.9%) 0.00 85
2022-04-01 $252,301 (14.1%) $295,082 (6.5%) 0.00 94
2022-05-01 $261,908 (17.9%) $286,050 (1.7%) 0.00 99
2022-06-01 $249,061 (11.4%) $265,876 (-7.4%) 0.00 117
2022-07-01 $218,490 (1.9%) $252,383 (-9.6%) 0.00 148
2022-08-01 $214,945 (-3.1%) $266,060 (-3.1%) 0.00 149
2022-09-01 $246,500 (7.1%) $286,682 (-12.1%) 0.00 149
2022-10-01 $219,900 (-1.1%) $275,492 (-20.8%) 0.00 156
2022-11-01 $226,748 (1.6%) $260,145 (-23.6%) 0.00 175
2022-12-01 $219,490 (-0.9%) $250,819 (-18.2%) 0.00 180
2023-01-01 $229,975 (6.9%) $264,779 (-4.9%) 0.00 162
2023-02-01 $250,506 (30.5%) $285,757 (5.3%) 0.00 141
2023-03-01 $249,151 (11.1%) $283,612 (1.1%) 0.00 142
2023-04-01 $247,600 (-1.9%) $292,754 (-0.8%) 0.00 142
2023-05-01 $258,125 (-1.4%) $317,595 (11.0%) 0.00 140
2023-06-01 $271,681 (9.1%) $344,598 (29.6%) 0.00 150
2023-07-01 $250,000 (14.4%) $331,511 (31.4%) 0.00 166
2023-08-01 $250,000 (16.3%) $325,128 (22.2%) 0.00 191
2023-09-01 $250,000 (1.4%) $313,545 (9.4%) 0.00 202
2023-10-01 $247,247 (12.4%) $306,493 (11.3%) 0.00 206
2023-11-01 $241,109 (6.3%) $297,990 (14.6%) 0.00 228
2023-12-01 $236,900 (7.9%) $285,968 (14.0%) 0.00 247
2024-01-01 $233,480 (1.5%) $288,818 (9.1%) 0.00 235
2024-02-01 $226,731 (-9.5%) $283,815 (-0.7%) 0.00 232
2024-03-01 $229,900 (-7.7%) $295,795 (4.3%) 0.00 208
2024-04-01 $242,425 (-2.1%) $309,409 (5.7%) 0.00 211
2024-05-01 $245,975 (-4.7%) $314,363 (-1.0%) 0.00 210
2024-06-01 $245,684 (-9.6%) $304,293 (-11.7%) 0.00 218
2024-07-01 $241,175 (-3.5%) $304,411 (-8.2%) 0.00 241
2024-08-01 $234,950 (-6.0%) $295,616 (-9.1%) 0.00 291
2024-09-01 $241,250 (-3.5%) $300,200 (-4.3%) 0.00 297
2024-10-01 $237,532 (-3.9%) $290,579 (-5.2%) 0.00 289
2024-11-01 $239,000 (-0.9%) $293,125 (-1.6%) 0.00 304
2024-12-01 $235,875 (-0.4%) $291,111 (1.8%) 0.00 284
2025-01-01 $237,500 (1.7%) $287,503 (-0.5%) 0.00 292
2025-02-01 $246,475 (8.7%) $289,727 (2.1%) 0.00 280
2025-03-01 $259,450 (12.9%) $297,950 (0.7%) 0.00 250
Shawnee's median listing price for 2025-03-01 was $259,450, a difference of $29,550 (12.9%) versus the prior year and $12,975 versus the prior month.

Shawnee's median listing price comes in at 0% of the national average.

Shawnee's average listing price for 2025-03-01 was $297,950, a difference of $2,155 (0.7%) versus the prior year and $8,223 versus the prior month.

For the 2025-03-01 period, Shawnee had 250 MLS listings, a difference of -30 listings (-11%) versus the prior month and 42 listings (20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,705 sqft
2018-02-01 0 days 1,700 sqft
2018-03-01 0 days 1,726 sqft
2018-04-01 0 days 1,760 sqft
2018-05-01 0 days 1,743 sqft
2018-06-01 0 days 1,731 sqft
2018-07-01 0 days 1,701 sqft
2018-08-01 0 days 1,698 sqft
2018-09-01 0 days 1,735 sqft
2018-10-01 0 days 1,731 sqft
2018-11-01 0 days 1,722 sqft
2018-12-01 0 days 1,714 sqft
2019-01-01 0 days 1,702 sqft
2019-02-01 0 days 1,726 sqft
2019-03-01 0 days 1,729 sqft
2019-04-01 0 days 1,725 sqft
2019-05-01 0 days 1,728 sqft
2019-06-01 0 days 1,745 sqft
2019-07-01 0 days 1,746 sqft
2019-08-01 0 days 1,780 sqft
2019-09-01 0 days 1,835 sqft
2019-10-01 0 days 1,879 sqft
2019-11-01 0 days 1,926 sqft
2019-12-01 0 days 1,944 sqft
2020-01-01 0 days 1,938 sqft
2020-02-01 0 days 1,898 sqft
2020-03-01 0 days 1,865 sqft
2020-04-01 0 days 1,865 sqft
2020-05-01 0 days 1,826 sqft
2020-06-01 0 days 1,877 sqft
2020-07-01 0 days 1,867 sqft
2020-08-01 0 days 1,848 sqft
2020-09-01 0 days 1,857 sqft
2020-10-01 0 days 1,851 sqft
2020-11-01 0 days 1,903 sqft
2020-12-01 0 days 1,877 sqft
2021-01-01 0 days 2,035 sqft
2021-02-01 0 days 1,963 sqft
2021-03-01 0 days 1,803 sqft
2021-04-01 0 days 1,759 sqft
2021-05-01 0 days 1,647 sqft
2021-06-01 0 days 1,663 sqft
2021-07-01 0 days 1,735 sqft
2021-08-01 0 days 1,725 sqft
2021-09-01 0 days 1,699 sqft
2021-10-01 0 days 1,713 sqft
2021-11-01 0 days 1,700 sqft
2021-12-01 0 days 1,757 sqft
2022-01-01 0 days 1,691 sqft
2022-02-01 0 days 1,620 sqft
2022-03-01 0 days 1,686 sqft
2022-04-01 0 days 1,680 sqft
2022-05-01 0 days 1,815 sqft
2022-06-01 0 days 1,697 sqft
2022-07-01 0 days 1,642 sqft
2022-08-01 0 days 1,672 sqft
2022-09-01 0 days 1,737 sqft
2022-10-01 0 days 1,631 sqft
2022-11-01 0 days 1,671 sqft
2022-12-01 0 days 1,636 sqft
2023-01-01 0 days 1,703 sqft
2023-02-01 0 days 1,744 sqft
2023-03-01 0 days 1,764 sqft
2023-04-01 0 days 1,829 sqft
2023-05-01 0 days 1,850 sqft
2023-06-01 0 days 1,795 sqft
2023-07-01 0 days 1,844 sqft
2023-08-01 0 days 1,776 sqft
2023-09-01 0 days 1,802 sqft
2023-10-01 0 days 1,800 sqft
2023-11-01 0 days 1,774 sqft
2023-12-01 0 days 1,688 sqft
2024-01-01 0 days 1,668 sqft
2024-02-01 0 days 1,731 sqft
2024-03-01 0 days 1,762 sqft
2024-04-01 0 days 1,775 sqft
2024-05-01 0 days 1,780 sqft
2024-06-01 0 days 1,747 sqft
2024-07-01 0 days 1,749 sqft
2024-08-01 0 days 1,706 sqft
2024-09-01 0 days 1,742 sqft
2024-10-01 0 days 1,704 sqft
2024-11-01 0 days 1,704 sqft
2024-12-01 0 days 1,703 sqft
2025-01-01 0 days 1,749 sqft
2025-02-01 0 days 1,767 sqft
2025-03-01 0 days 1,778 sqft
Shawnee's median listing age (time on market) for 2025-03-01 was 0 days.

Shawnee's median square footage for active listings during the 2025-03-01 period was 1,778 sqft. One year prior, the average listing was 1,762 sqft.

Shawnee, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 890 $182,720,000 $205,303
Refi 174 $28,550,000 $164,080
Other 138 $10,620,000 $76,957
Cash Out Refi 134 $23,190,000 $173,060
Home Improvement 115 $8,125,000 $70,652

Shawnee's most frequently cited loan purpose was Home Purchase, with 890 originations. The 2nd most popular reason was Refi, with 174 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 477 $102,735,000 $215,377
Over 8% 384 $38,450,000 $100,130
7-8% 382 $67,970,000 $177,932
5-6% 137 $33,795,000 $246,679
<2.5% 15 $625,000 $41,667
4-5% 14 $3,170,000 $226,429
3-4% 1 $205,000 $205,000
2.5-3% 1 $105,000 $105,000

During 2024, Shawnee's most frequently originated rate bucket was 6-7%, with 477 originations.

Loan Sizing (Shawnee, OK MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 526 $77,350,000 $147,053
$100,000 or less 439 $24,685,000 $56,230
$200k-400k 420 $113,040,000 $269,143
$400k-600k 49 $23,745,000 $484,592
$600k-1000k 14 $10,110,000 $722,143
$Over $1MM 3 $4,275,000 $1,425,000

Shawnee's loan sizing saw the bucket of loans from $100k-200k with 526 originations, totaling $77,350,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 647 $141,665,000 $218,957
60-80% 299 $55,965,000 $187,174
20-40% 148 $12,050,000 $81,419
Under 20% 140 $5,970,000 $42,643
40-60% 114 $15,940,000 $139,825
Over 100% 41 $9,865,000 $240,610

Shawnee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 647 originations, totaling $141,665,000 in origination value.