Shawnee Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Shawnee averaged 7.63% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 7.49% and one month ago for the week of 2026-10-01, the average rate was 7.43%.

Shawnee's average rate one year ago was 6.52%.

For refis of the same type during the week of 2026-11-05, the average rate was 7.08%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Shawnee 30 Year Fixed Rate 2026-11-05 7.63%
Shawnee 30 Year Fixed Rate Refi 2026-11-05 7.08%
Shawnee 15 Year Fixed Rate 2026-11-05 6.67%
Shawnee 15 Year Fixed Rate Refi 2026-11-05 6.77%
Shawnee 30 Year FHA 2026-11-05 6.98%
Shawnee 30 Year FHA Refi 2026-11-05 6.73%
Shawnee 30 Year USDA 2026-11-05 7.2%
Shawnee 30 Year USDA Refi 2026-11-05 7%
Shawnee 30 Year VA 2026-11-05 6.79%
Shawnee 30 Year VA Refi 2026-11-05 6.76%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Shawnee, OK.

Shawnee Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Shawnee, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
First United Bank and Trust Company 68 6.90% $4,542
QUICKEN LOANS, LLC 32 6.72% $6,163
Stride Bank 22 6.99% $4,391
Arvest Bank 18 6.51% $5,057
First National Bank and Trust Company 13 6.74% $5,395
BancFirst 12 6.65% $3,991
EAGLE HOME MORTGAGE, LLC 8 5.81% $4,704
MLD MORTGAGE INC. 6 6.87% $4,667
Tinker Federal Credit Union 5 6.70% $4,415
Mortgage Research Center, LLC 4 6.56% $5,473
UNITED WHOLESALE MORTGAGE, LLC 4 6.81% $12,917
BOKF 4 6.59% $4,716
Great Plains National Bank 4 6.53% $6,044
21ST MORTGAGE CORPORATION 3 8.73% $6,839
AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.71% $4,011
ASSOCIATED MORTGAGE CORPORATION 3 6.62% $3,970
COMMUNICATION 3 6.63% $3,454
Gateway First Bank 3 6.71% $5,822
GENEVA FINANCIAL, LLC 3 6.83% $5,075
JPMorgan Chase Bank 3 6.79% $3,031
USAA Federal Savings Bank 3 6.46% $4,071
LOANDEPOT.COM, LLC 2 6.68% $7,419
SOUTHWEST FUNDING, LP 2 6.63% $6,420
ZILLOW HOME LOANS, LLC 2 7.00% $3,943
NEW FED MORTGAGE, CORP. 2 6.69% $5,207
NEWREZ LLC 2 6.88% $3,892
EVERETT FINANCIAL, INC. 2 7.62% $6,458
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 8.00% $5,525
TRIAD FINANCIAL SERVICES, INC. 2 9.08% $1,366
PLAZA HOME MORTGAGE, INC. 2 6.75% $10,517
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.88% $7,310
AMERISAVE MORTGAGE CORPORATION 2 6.62% $8,961
Carrington Mortgage Services, LLC 2 7.00% $7,038
Century Mortgage Company DBA Century Lending Company 2 6.88% $12,789
CHURCHILL MORTGAGE CORPORATION 2 6.43% $5,413
Vision Bank 2 8.05% $1,255
GUILD MORTGAGE COMPANY 1 6.50% $3,907
Ixonia Bank 1 7.00% $8,276
Waterstone Mortgage Corporation 1 7.50% $4,188
MID AMERICA MORTGAGE, INC. 1 7.63% $2,026
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.99% $4,874
ARKANSAS Federal Credit Union 1 6.75% $5,453
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.13% $4,211
Mr. Cooper ( Nationstar Mortgage ) 1 6.13% $4,051
M&T Bank 1 5.88% $6,875
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.75% $8,645
NexBank 1 7.50% $9,474
Paramount Residential Mortgage Group, Inc. 1 6.63% $4,256
PNC Bank 1 6.88% $1,901
ROYAL UNITED MORTGAGE LLC 1 5.88% $6,480
SeaTrust Mortgage Company 1 7.25% $5,065
AmeriHome Mortgage Company, LLC 1 6.38% $8,249
The Central Trust Bank 1 7.13% $2,848
The Loan Store, Inc. 1 6.75% $7,705
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.50% $5,347
TOWNE MORTGAGE COMPANY 1 6.88% $2,824
TRUE SKY 1 6.50% $3,298
American Mortgage Bank, LLC 1 7.25% $8,850
CARDINAL FINANCIAL 1 6.38% $7,311
Commerce Home Mortgage, Inc. 1 8.13% $5,578
Citizens Bank 1 5.88% $7,375
CWM PARTNERS, L.P. 1 6.49% $3,671
CANOPY MORTGAGE, LLC 1 7.63% $4,828
ENVOY MORTGAGE, LTD 1 6.88% $5,996
First Community Bank 1 6.38% $4,687
First International Bank & Trust 1 7.00% $4,559
BROKER SOLUTIONS, INC. 1 5.38% $12,566
FirstTrust Home Loans, Inc. 1 7.25% $4,044
BMO Harris Bank 1 7.00% $7,058
First Western Trust Bank 1 7.13% $5,960
FLAT BRANCH MORTGAGE, INC. 1 6.13% $5,228
F & M Bank 1 7.25% $4,206
GARDNER FINANCIAL SERVICES, LTD. 1 6.75% $4,451
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.99% $8,150
Assurance Financial Group, L.L.C. 1 6.38% $4,478

Shawnee Average Closing Costs & Other Stats

Shawnee, OK's 75 lenders originated 1,543 loans during 2025. The total origination value was $309,935,000, with an average loan value of $200,865.

Shawnee's average closing costs are $5,442.

The top Shawnee lender as defined by loan originations is First United Bank and Trust Company, with 68 loans originated. Their average total fees are $4,542, which is $1,621 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Shawnee lenders (with over 10 loans originated) are BancFirst ($3,991), Stride Bank ($4,391), First United Bank and Trust Company ($4,542), Arvest Bank ($5,057) and First National Bank and Trust Company ($5,395).

The lowest rate Shawnee lenders (with over 10 loans originated) are Arvest Bank (6.51%), BancFirst (6.65%), QUICKEN LOANS, LLC (6.72%), First National Bank and Trust Company (6.74%) and First United Bank and Trust Company (6.90%).

Shawnee, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
First United Bank and Trust Company $45,655,000 $61,585,000 34.9% 19.9%
BancFirst $23,915,000 $27,895,000 16.6% 9.0%
QUICKEN LOANS, LLC $10,060,000 $17,295,000 71.9% 5.6%
Arvest Bank $9,625,000 $12,760,000 32.6% 4.1%
UNITED WHOLESALE MORTGAGE, LLC $9,040,000 $10,505,000 16.2% 3.4%
Stride Bank $9,095,000 $9,785,000 7.6% 3.2%
Mortgage Research Center, LLC $13,490,000 $9,725,000 -27.9% 3.1%
EAGLE HOME MORTGAGE, LLC $9,415,000 n/a 3.0%
Gateway First Bank $3,765,000 $8,075,000 114.5% 2.6%
First National Bank and Trust Company $6,205,000 $6,920,000 11.5% 2.2%
Vision Bank $5,240,000 $5,615,000 7.2% 1.8%
Great Plains National Bank $2,915,000 $4,385,000 50.4% 1.4%
Sooner State Bank $335,000 $4,115,000 1,128.4% 1.3%
MLD MORTGAGE INC. $1,790,000 $4,060,000 126.8% 1.3%
Tinker Federal Credit Union $4,845,000 $3,915,000 -19.2% 1.3%
21ST MORTGAGE CORPORATION $4,225,000 $3,510,000 -16.9% 1.1%
NAVY FEDERAL CREDIT UNION $1,630,000 $3,480,000 113.5% 1.1%
FREEDOM MORTGAGE CORPORATION $4,360,000 $3,395,000 -22.1% 1.1%
FINANCIAL CONCEPTS MORTGAGE, LLC $3,370,000 n/a 1.1%
NEWREZ LLC $1,345,000 $3,135,000 133.1% 1.0%
BOKF $2,175,000 $2,690,000 23.7% 0.9%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,195,000 $2,635,000 20.0% 0.9%
USAA Federal Savings Bank $715,000 $2,505,000 250.3% 0.8%
SOUTHWEST FUNDING, LP $1,530,000 $2,100,000 37.3% 0.7%
PENNYMAC LOAN SERVICES, LLC $5,500,000 $2,090,000 -62.0% 0.7%
SOUTHWEST STAGE FUNDING, LLC $2,010,000 $1,945,000 -3.2% 0.6%
Century Mortgage Company DBA Century Lending Company $380,000 $1,865,000 390.8% 0.6%
TRIAD FINANCIAL SERVICES, INC. $1,755,000 $1,840,000 4.8% 0.6%
ASSOCIATED MORTGAGE CORPORATION $2,000,000 $1,750,000 -12.5% 0.6%
V.I.P. MORTGAGE, INC. $765,000 $1,750,000 128.8% 0.6%
BETTER MORTGAGE CORPORATION $1,720,000 n/a 0.6%
Southern Bank $1,685,000 n/a 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,790,000 $1,565,000 -12.6% 0.5%
NEW FED MORTGAGE, CORP. $1,900,000 $1,540,000 -18.9% 0.5%
PLAZA HOME MORTGAGE, INC. $1,530,000 n/a 0.5%
BROKER SOLUTIONS, INC. $1,555,000 $1,390,000 -10.6% 0.4%
LOANDEPOT.COM, LLC $1,150,000 $1,340,000 16.5% 0.4%
EVERETT FINANCIAL, INC. $240,000 $1,325,000 452.1% 0.4%
NEW DAY FINANCIAL, LLC $885,000 $1,295,000 46.3% 0.4%
Carrington Mortgage Services, LLC $550,000 $1,240,000 125.5% 0.4%
The Central Trust Bank $1,375,000 $1,240,000 -9.8% 0.4%
GENEVA FINANCIAL, LLC $675,000 $1,205,000 78.5% 0.4%
The Citizens Bank of Edmond $1,175,000 n/a 0.4%
ENVOY MORTGAGE, LTD $245,000 $1,085,000 342.9% 0.4%
PLANET HOME LENDING, LLC $1,055,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $355,000 $1,040,000 193.0% 0.3%
GUILD MORTGAGE COMPANY $665,000 $1,035,000 55.6% 0.3%
VILLAGE CAPITAL MORTGAGE $1,400,000 $1,020,000 -27.1% 0.3%
SWBC MORTGAGE CORPORATION $900,000 $1,005,000 11.7% 0.3%
AmeriHome Mortgage Company, LLC $725,000 $990,000 36.6% 0.3%
COMMUNICATION $995,000 $965,000 -3.0% 0.3%
Farm Credit Mid-America, ACA $45,000 $920,000 1,944.4% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $915,000 n/a 0.3%
First Western Trust Bank $900,000 n/a 0.3%
Ixonia Bank $900,000 n/a 0.3%
MidFirst Bank $655,000 $875,000 33.6% 0.3%
CANOPY MORTGAGE, LLC $475,000 $860,000 81.1% 0.3%
Equity Prime Mortgage LLC $830,000 $830,000 0.0% 0.3%
First Liberty Bank $830,000 n/a 0.3%
JPMorgan Chase Bank $645,000 $790,000 22.5% 0.3%
DOMINION FINANCIAL SERVICES, LLC $240,000 $750,000 212.5% 0.2%
Paramount Residential Mortgage Group, Inc. $695,000 $735,000 5.8% 0.2%
BLUE SKY BANK $690,000 n/a 0.2%
FIRST COLONY MORTGAGE CORPORATION $690,000 n/a 0.2%
CMG MORTGAGE, INC. $285,000 $680,000 138.6% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $760,000 $650,000 -14.5% 0.2%
FLAT BRANCH MORTGAGE, INC. $900,000 $635,000 -29.4% 0.2%
WEOKIE $560,000 $630,000 12.5% 0.2%
Goldwater Bank, N.A. $375,000 $615,000 64.0% 0.2%
Cornerstone First Mortgage, Inc $610,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $340,000 $600,000 76.5% 0.2%
OCMBC, INC. $600,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $505,000 $590,000 16.8% 0.2%
FirstTrust Home Loans, Inc. $580,000 n/a 0.2%
TOWNE MORTGAGE COMPANY $145,000 $565,000 289.7% 0.2%
First Security Bank & Trust Company $220,000 $555,000 152.3% 0.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $550,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $460,000 $530,000 15.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $145,000 $525,000 262.1% 0.2%
Barrington Bank & Trust Company, N.A. $190,000 $495,000 160.5% 0.2%
RAIN CITY CAPITAL, LLC $490,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $305,000 $485,000 59.0% 0.2%
Waterstone Mortgage Corporation $470,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $1,435,000 $460,000 -67.9% 0.1%
MID AMERICA MORTGAGE, INC. $840,000 $455,000 -45.8% 0.1%
LONGBRIDGE FINANCIAL, LLC $425,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $380,000 $425,000 11.8% 0.1%
Bank 7 $435,000 $405,000 -6.9% 0.1%
FBC MORTGAGE, LLC $400,000 n/a 0.1%
LENDINGONE, LLC $390,000 n/a 0.1%
First International Bank & Trust $375,000 n/a 0.1%
F & M Bank $1,095,000 $375,000 -65.8% 0.1%
LOANPAL, LLC $370,000 n/a 0.1%
First Community Bank $355,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $350,000 n/a 0.1%
U.S. Bank $145,000 $350,000 141.4% 0.1%
DEEPHAVEN MORTGAGE LLC $345,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $345,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $340,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $1,300,000 $340,000 -73.8% 0.1%
VALOR BANK $220,000 $340,000 54.5% 0.1%
PREMIA MORTGAGE, LLC $335,000 n/a 0.1%
Prosperity Bank $325,000 n/a 0.1%
T2 FINANCIAL LLC $325,000 n/a 0.1%
Chickasaw Community Bank $310,000 $310,000 0.0% 0.1%
OKLAHOMA'S $255,000 $300,000 17.6% 0.1%
American Mortgage Bank, LLC $1,410,000 $295,000 -79.1% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 $295,000 103.4% 0.1%
CARDINAL FINANCIAL $810,000 $295,000 -63.6% 0.1%
ROYAL UNITED MORTGAGE LLC $435,000 $290,000 -33.3% 0.1%
American Bank of Oklahoma $285,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $275,000 n/a 0.1%
Commerce Home Mortgage, Inc. $275,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $245,000 $270,000 10.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $375,000 $265,000 -29.3% 0.1%
ALLEGIANCE $75,000 $260,000 246.7% 0.1%
Citizens Bank $255,000 n/a 0.1%
PNC Bank $45,000 $245,000 444.4% 0.1%
BMO Harris Bank $105,000 $235,000 123.8% 0.1%
M&T Bank $145,000 $235,000 62.1% 0.1%
Armstrong Bank $230,000 n/a 0.1%
ARKANSAS Federal Credit Union $225,000 n/a 0.1%
Assurance Financial Group, L.L.C. $225,000 n/a 0.1%
NexBank $225,000 n/a 0.1%
Credence Funding Corporation $235,000 $215,000 -8.5% 0.1%
CWM PARTNERS, L.P. $215,000 n/a 0.1%
Figure Lending LLC $390,000 $215,000 -44.9% 0.1%
Wells Fargo Bank $275,000 $210,000 -23.6% 0.1%
INTERNATIONAL CITY MORTGAGE, INC. $205,000 n/a 0.1%
GARDNER FINANCIAL SERVICES, LTD. $650,000 $200,000 -69.2% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $195,000 n/a 0.1%
VAL-CHRIS INVESTMENTS, INC. $195,000 n/a 0.1%
SeaTrust Mortgage Company $235,000 $175,000 -25.5% 0.1%
UNION HOME MORTGAGE CORP. $1,620,000 $175,000 -89.2% 0.1%
Coastal Community Bank $230,000 $160,000 -30.4% 0.1%
CONSTRUCTIVE LOANS, LLC $130,000 $160,000 23.1% 0.1%
Discover Bank $115,000 $155,000 34.8% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $530,000 $155,000 -70.8% 0.1%
SPRING EQ, LLC $150,000 n/a 0.0%
Firstar Bank $135,000 n/a 0.0%
First Bank & Trust Co. $440,000 $125,000 -71.6% 0.0%
Municipal Employees Credit Union of Oklahoma City $125,000 n/a 0.0%
CSL Financial, LLC $260,000 $105,000 -59.6% 0.0%
First Oklahoma Bank $105,000 n/a 0.0%
The First National Bank and Trust Company of Okmulgee $105,000 n/a 0.0%
The Loan Store, Inc. $115,000 $105,000 -8.7% 0.0%
Triad Bank $105,000 n/a 0.0%
Mortgage Investment Services Corporation $215,000 $95,000 -55.8% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
TRUE SKY $105,000 $65,000 -38.1% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $75,000 $65,000 -13.3% 0.0%
CORNERSTONE HOME LENDING, INC. $2,555,000 $55,000 -97.8% 0.0%
Oklahoma Educators Credit Union $25,000 $55,000 120.0% 0.0%

Shawnee's top lender by overall market share is First United Bank and Trust Company, with 19.9% market share. In second place, with 9.0%, is BancFirst, having originated $27,895,000 in loans. In third place, with 5.6%, is QUICKEN LOANS, LLC, having originated $17,295,000 in loans. In fourth place, with 4.1%, is Arvest Bank, having originated $12,760,000 in loans. In fifth place, with 3.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $10,505,000 in loans.


Shawnee Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $144,225 (2.3%) $162,693 (-7.1%) 0.00 259
2018-02-01 $147,450 (2.6%) $167,016 (-4.6%) 0.00 250
2018-03-01 $155,500 (10.2%) $173,593 (-1.9%) 0.00 244
2018-04-01 $156,200 (12.0%) $175,886 (5.7%) 0.00 263
2018-05-01 $156,450 (15.3%) $177,449 (10.2%) 0.00 273
2018-06-01 $155,000 (13.1%) $181,589 (11.2%) 0.00 280
2018-07-01 $152,225 (9.0%) $178,544 (7.3%) 0.00 302
2018-08-01 $139,900 (-3.5%) $170,766 (2.4%) 0.00 306
2018-09-01 $149,900 (0.3%) $183,060 (9.1%) 0.00 294
2018-10-01 $159,750 (6.7%) $183,710 (10.8%) 0.00 296
2018-11-01 $152,238 (1.5%) $178,757 (7.9%) 0.00 282
2018-12-01 $140,000 (-6.3%) $179,592 (8.8%) 0.00 285
2019-01-01 $140,300 (-2.7%) $179,448 (10.3%) 0.00 264
2019-02-01 $149,900 (1.7%) $187,632 (12.3%) 0.00 241
2019-03-01 $149,943 (-3.6%) $189,270 (9.0%) 0.00 222
2019-04-01 $150,000 (-4.0%) $190,571 (8.4%) 0.00 197
2019-05-01 $167,050 (6.8%) $186,214 (4.9%) 0.00 183
2019-06-01 $169,900 (9.6%) $190,523 (4.9%) 0.00 173
2019-07-01 $170,425 (12.0%) $195,792 (9.7%) 0.00 185
2019-08-01 $174,655 (24.8%) $204,632 (19.8%) 0.00 182
2019-09-01 $174,961 (16.7%) $210,988 (15.3%) 0.00 172
2019-10-01 $175,166 (9.7%) $216,570 (17.9%) 0.00 163
2019-11-01 $179,500 (17.9%) $218,677 (22.3%) 0.00 174
2019-12-01 $183,750 (31.3%) $213,600 (18.9%) 0.00 170
2020-01-01 $178,950 (27.6%) $206,235 (14.9%) 0.00 165
2020-02-01 $170,000 (13.4%) $200,647 (6.9%) 0.00 167
2020-03-01 $180,000 (20.1%) $215,351 (13.8%) 0.00 166
2020-04-01 $183,125 (22.1%) $211,606 (11.0%) 0.00 156
2020-05-01 $182,450 (9.2%) $216,266 (16.1%) 0.00 132
2020-06-01 $196,750 (15.8%) $232,544 (22.1%) 0.00 120
2020-07-01 $201,975 (18.5%) $246,989 (26.2%) 0.00 127
2020-08-01 $192,101 (10.0%) $221,933 (8.5%) 0.00 123
2020-09-01 $190,179 (8.7%) $219,808 (4.2%) 0.00 112
2020-10-01 $198,905 (13.6%) $242,881 (12.2%) 0.00 101
2020-11-01 $199,203 (11.0%) $259,505 (18.7%) 0.00 97
2020-12-01 $184,536 (0.4%) $251,723 (17.9%) 0.00 97
2021-01-01 $207,553 (16.0%) $290,315 (40.8%) 0.00 73
2021-02-01 $226,226 (33.1%) $309,575 (54.3%) 0.00 56
2021-03-01 $208,684 (15.9%) $278,243 (29.2%) 0.00 71
2021-04-01 $221,176 (20.8%) $276,965 (30.9%) 0.00 77
2021-05-01 $222,213 (21.8%) $281,262 (30.1%) 0.00 81
2021-06-01 $223,556 (13.6%) $287,013 (23.4%) 0.00 90
2021-07-01 $214,525 (6.2%) $279,257 (13.1%) 0.00 110
2021-08-01 $221,831 (15.5%) $274,649 (23.8%) 0.00 146
2021-09-01 $230,101 (21.0%) $326,208 (48.4%) 0.00 128
2021-10-01 $222,408 (11.8%) $348,030 (43.3%) 0.00 144
2021-11-01 $223,230 (12.1%) $340,621 (31.3%) 0.00 151
2021-12-01 $221,425 (20.0%) $306,588 (21.8%) 0.00 142
2022-01-01 $215,200 (3.7%) $278,437 (-4.1%) 0.00 99
2022-02-01 $191,925 (-15.2%) $271,450 (-12.3%) 0.00 84
2022-03-01 $224,204 (7.4%) $280,677 (0.9%) 0.00 85
2022-04-01 $252,301 (14.1%) $295,082 (6.5%) 0.00 94
2022-05-01 $261,908 (17.9%) $286,050 (1.7%) 0.00 99
2022-06-01 $249,061 (11.4%) $265,876 (-7.4%) 0.00 117
2022-07-01 $218,490 (1.9%) $252,383 (-9.6%) 0.00 148
2022-08-01 $214,945 (-3.1%) $266,060 (-3.1%) 0.00 149
2022-09-01 $246,500 (7.1%) $286,682 (-12.1%) 0.00 149
2022-10-01 $219,900 (-1.1%) $275,492 (-20.8%) 0.00 156
2022-11-01 $226,748 (1.6%) $260,145 (-23.6%) 0.00 175
2022-12-01 $219,490 (-0.9%) $250,819 (-18.2%) 0.00 180
2023-01-01 $229,975 (6.9%) $264,779 (-4.9%) 0.00 162
2023-02-01 $250,506 (30.5%) $285,757 (5.3%) 0.00 141
2023-03-01 $249,151 (11.1%) $283,612 (1.1%) 0.00 142
2023-04-01 $247,600 (-1.9%) $292,754 (-0.8%) 0.00 142
2023-05-01 $258,125 (-1.4%) $317,647 (11.1%) 0.00 141
2023-06-01 $272,200 (9.3%) $344,569 (29.6%) 0.00 151
2023-07-01 $250,000 (14.4%) $331,511 (31.4%) 0.00 166
2023-08-01 $250,000 (16.3%) $325,128 (22.2%) 0.00 191
2023-09-01 $250,000 (1.4%) $313,545 (9.4%) 0.00 201
2023-10-01 $246,988 (12.3%) $306,527 (11.3%) 0.00 205
2023-11-01 $240,832 (6.2%) $298,203 (14.6%) 0.00 227
2023-12-01 $235,950 (7.5%) $286,122 (14.1%) 0.00 246
2024-01-01 $232,950 (1.3%) $288,899 (9.1%) 0.00 235
2024-02-01 $226,991 (-9.4%) $283,693 (-0.7%) 0.00 232
2024-03-01 $229,900 (-7.7%) $296,362 (4.5%) 0.00 207
2024-04-01 $242,300 (-2.1%) $309,490 (5.7%) 0.00 210
2024-05-01 $245,975 (-4.7%) $314,363 (-1.0%) 0.00 210
2024-06-01 $245,684 (-9.7%) $304,293 (-11.7%) 0.00 218
2024-07-01 $240,950 (-3.6%) $304,310 (-8.2%) 0.00 241
2024-08-01 $234,950 (-6.0%) $295,616 (-9.1%) 0.00 291
2024-09-01 $239,875 (-4.1%) $301,622 (-3.8%) 0.00 297
2024-10-01 $244,450 (-1.0%) $295,191 (-3.7%) 0.00 283
2024-11-01 $239,000 (-0.8%) $293,125 (-1.7%) 0.00 304
2024-12-01 $235,875 (0.0%) $291,111 (1.7%) 0.00 284
2025-01-01 $237,500 (2.0%) $287,503 (-0.5%) 0.00 292
2025-02-01 $246,475 (8.6%) $289,944 (2.2%) 0.00 280
2025-03-01 $259,450 (12.9%) $297,950 (0.5%) 0.00 250
2025-04-01 $253,250 (4.5%) $298,271 (-3.6%) 0.00 250
2025-05-01 $259,900 (5.7%) $298,619 (-5.0%) 0.00 273
2025-06-01 $274,950 (11.9%) $313,242 (2.9%) 0.00 284
2025-07-01 $277,075 (15.0%) $313,968 (3.2%) 0.00 295
2025-08-01 $270,000 (14.9%) $315,829 (6.8%) 0.00 286
2025-09-01 $265,000 (10.5%) $313,620 (4.0%) 0.00 297
2025-10-01 $270,500 (10.7%) $316,518 (7.2%) 0.00 310
2025-11-01 $265,000 (10.9%) $320,145 (9.2%) 0.00 327
2025-12-01 $246,400 (4.5%) $319,809 (9.9%) 0.00 328
2026-01-01 $249,000 (4.8%) $328,636 (14.3%) 0.00 314
2026-02-01 $249,950 (1.4%) $351,728 (21.3%) 0.00 304
2026-03-01 $249,990 (-3.7%) $356,202 (19.6%) 0.00 287
2026-04-01 $249,675 (-1.4%) $352,862 (18.3%) 0.00 290
2026-05-01 $250,000 (-3.8%) $359,444 (20.4%) 0.00 285
2026-06-01 $252,150 (-8.3%) $366,182 (16.9%) 0.00 287
2026-07-01 $240,500 (-13.2%) $334,548 (6.6%) 0.00 299
2026-08-01 $240,000 (-11.1%) $334,270 (5.8%) 0.00 317
2026-09-01 $245,750 (-7.3%) $337,500 (7.6%) 0.00 314
2026-10-01 $245,000 (-9.4%) $329,283 (4.0%) 0.00 322
Shawnee's median listing price for 2026-10-01 was $245,000, a difference of $-25,500 (-9.4%) versus the prior year and $-750 versus the prior month.

Shawnee's median listing price comes in at 0% of the national average.

Shawnee's average listing price for 2026-10-01 was $329,283, a difference of $12,765 (4.0%) versus the prior year and $-8,217 versus the prior month.

For the 2026-10-01 period, Shawnee had 322 MLS listings, a difference of 8 listings (3%) versus the prior month and 12 listings (4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,705 sqft
2018-02-01 0 days 1,700 sqft
2018-03-01 0 days 1,726 sqft
2018-04-01 0 days 1,760 sqft
2018-05-01 0 days 1,743 sqft
2018-06-01 0 days 1,731 sqft
2018-07-01 0 days 1,701 sqft
2018-08-01 0 days 1,698 sqft
2018-09-01 0 days 1,736 sqft
2018-10-01 0 days 1,735 sqft
2018-11-01 0 days 1,724 sqft
2018-12-01 0 days 1,716 sqft
2019-01-01 0 days 1,706 sqft
2019-02-01 0 days 1,728 sqft
2019-03-01 0 days 1,730 sqft
2019-04-01 0 days 1,726 sqft
2019-05-01 0 days 1,735 sqft
2019-06-01 0 days 1,745 sqft
2019-07-01 0 days 1,747 sqft
2019-08-01 0 days 1,780 sqft
2019-09-01 0 days 1,835 sqft
2019-10-01 0 days 1,879 sqft
2019-11-01 0 days 1,926 sqft
2019-12-01 0 days 1,944 sqft
2020-01-01 0 days 1,938 sqft
2020-02-01 0 days 1,898 sqft
2020-03-01 0 days 1,865 sqft
2020-04-01 0 days 1,865 sqft
2020-05-01 0 days 1,826 sqft
2020-06-01 0 days 1,877 sqft
2020-07-01 0 days 1,867 sqft
2020-08-01 0 days 1,848 sqft
2020-09-01 0 days 1,857 sqft
2020-10-01 0 days 1,851 sqft
2020-11-01 0 days 1,903 sqft
2020-12-01 0 days 1,877 sqft
2021-01-01 0 days 2,035 sqft
2021-02-01 0 days 1,963 sqft
2021-03-01 0 days 1,803 sqft
2021-04-01 0 days 1,759 sqft
2021-05-01 0 days 1,647 sqft
2021-06-01 0 days 1,663 sqft
2021-07-01 0 days 1,735 sqft
2021-08-01 0 days 1,725 sqft
2021-09-01 0 days 1,699 sqft
2021-10-01 0 days 1,713 sqft
2021-11-01 0 days 1,700 sqft
2021-12-01 0 days 1,757 sqft
2022-01-01 0 days 1,691 sqft
2022-02-01 0 days 1,620 sqft
2022-03-01 0 days 1,686 sqft
2022-04-01 0 days 1,680 sqft
2022-05-01 0 days 1,815 sqft
2022-06-01 0 days 1,697 sqft
2022-07-01 0 days 1,642 sqft
2022-08-01 0 days 1,672 sqft
2022-09-01 0 days 1,737 sqft
2022-10-01 0 days 1,631 sqft
2022-11-01 0 days 1,671 sqft
2022-12-01 0 days 1,636 sqft
2023-01-01 0 days 1,703 sqft
2023-02-01 0 days 1,744 sqft
2023-03-01 0 days 1,764 sqft
2023-04-01 0 days 1,829 sqft
2023-05-01 0 days 1,852 sqft
2023-06-01 0 days 1,800 sqft
2023-07-01 0 days 1,844 sqft
2023-08-01 0 days 1,776 sqft
2023-09-01 0 days 1,802 sqft
2023-10-01 0 days 1,800 sqft
2023-11-01 0 days 1,774 sqft
2023-12-01 0 days 1,680 sqft
2024-01-01 0 days 1,667 sqft
2024-02-01 0 days 1,726 sqft
2024-03-01 0 days 1,762 sqft
2024-04-01 0 days 1,777 sqft
2024-05-01 0 days 1,780 sqft
2024-06-01 0 days 1,747 sqft
2024-07-01 0 days 1,748 sqft
2024-08-01 0 days 1,706 sqft
2024-09-01 0 days 1,735 sqft
2024-10-01 0 days 1,724 sqft
2024-11-01 0 days 1,704 sqft
2024-12-01 0 days 1,703 sqft
2025-01-01 0 days 1,749 sqft
2025-02-01 0 days 1,767 sqft
2025-03-01 0 days 1,778 sqft
2025-04-01 0 days 1,782 sqft
2025-05-01 0 days 1,786 sqft
2025-06-01 0 days 1,840 sqft
2025-07-01 0 days 1,807 sqft
2025-08-01 0 days 1,786 sqft
2025-09-01 0 days 1,773 sqft
2025-10-01 0 days 1,768 sqft
2025-11-01 0 days 1,766 sqft
2025-12-01 0 days 1,745 sqft
2026-01-01 0 days 1,747 sqft
2026-02-01 0 days 1,764 sqft
2026-03-01 0 days 1,800 sqft
2026-04-01 0 days 1,800 sqft
2026-05-01 0 days 1,774 sqft
2026-06-01 0 days 1,754 sqft
2026-07-01 0 days 1,697 sqft
2026-08-01 0 days 1,726 sqft
2026-09-01 0 days 1,709 sqft
2026-10-01 0 days 1,707 sqft
Shawnee's median listing age (time on market) for 2026-10-01 was 0 days.

Shawnee's median square footage for active listings during the 2026-10-01 period was 1,707 sqft. One year prior, the average listing was 1,768 sqft.

Shawnee, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 921 $211,695,000 $229,853
Refi 236 $55,630,000 $235,720
Cash Out Refi 151 $25,435,000 $168,444
Other 128 $10,160,000 $79,375
Home Improvement 107 $7,015,000 $65,561

Shawnee's most frequently cited loan purpose was Home Purchase, with 921 originations. The 2nd most popular reason was Refi, with 236 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 594 $140,110,000 $235,875
7-8% 376 $75,200,000 $200,000
5-6% 254 $57,510,000 $226,417
Over 8% 244 $23,140,000 $94,836
4-5% 15 $3,255,000 $217,000
<2.5% 14 $630,000 $45,000
3-4% 1 $105,000 $105,000
2.5-3% 1 $255,000 $255,000

During 2025, Shawnee's most frequently originated rate bucket was 6-7%, with 594 originations.

Loan Sizing (Shawnee, OK MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 533 $142,975,000 $268,246
$100k-200k 512 $74,550,000 $145,605
$100,000 or less 408 $23,720,000 $58,137
$400k-600k 61 $28,305,000 $464,016
$600k-1000k 19 $12,555,000 $660,789
$Over $1MM 10 $27,830,000 $2,783,000

Shawnee's loan sizing saw the bucket of loans from $200k-400k with 533 originations, totaling $142,975,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 709 $165,385,000 $233,265
60-80% 280 $65,330,000 $233,321
Under 20% 144 $7,160,000 $49,722
40-60% 143 $30,495,000 $213,252
20-40% 141 $12,155,000 $86,206
Over 100% 45 $11,325,000 $251,667

Shawnee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 709 originations, totaling $165,385,000 in origination value.