Shawnee Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Shawnee averaged 7.06% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.84% and one month ago for the week of 2024-03-14, the average rate was 6.7%.

    Shawnee's average rate one year ago was 6.53%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Shawnee 30 Year Fixed Rate 2024-04-18 7.06%
    Shawnee 30 Year Fixed Rate Refi 2024-04-18 7%
    Shawnee 15 Year Fixed Rate 2024-04-18 6.59%
    Shawnee 15 Year Fixed Rate Refi 2024-04-18 6.79%
    Shawnee 30 Year FHA 2024-04-18 6.97%
    Shawnee 30 Year FHA Refi 2024-04-18 6.76%
    Shawnee 30 Year USDA 2024-04-18 6.96%
    Shawnee 30 Year USDA Refi 2024-04-18 6.76%
    Shawnee 30 Year VA 2024-04-18 7.08%
    Shawnee 30 Year VA Refi 2024-04-18 6.76%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Shawnee, OK.

    Shawnee Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Shawnee, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    First United Bank and Trust Company 74 7.07% $4,472
    Stride Bank 27 6.72% $6,207
    QUICKEN LOANS, LLC 19 6.91% $7,022
    Arvest Bank 19 6.69% $5,514
    BancFirst 17 6.82% $5,087
    First National Bank and Trust Company 10 6.49% $4,527
    Gateway First Bank 9 6.72% $5,351
    CORNERSTONE HOME LENDING, INC. 8 6.92% $6,525
    Tinker Federal Credit Union 8 6.81% $4,881
    Vision Bank 7 7.11% $3,463
    UNITED WHOLESALE MORTGAGE, LLC 6 6.96% $6,855
    ASSOCIATED MORTGAGE CORPORATION 6 6.46% $7,258
    COMMUNICATION 5 6.18% $3,366
    Wells Fargo Bank 5 6.95% $6,182
    MidFirst Bank 5 6.71% $3,408
    LOANDEPOT.COM, LLC 5 7.02% $5,727
    WEOKIE 3 7.17% $4,167
    BOKF 3 7.00% $5,278
    21ST MORTGAGE CORPORATION 3 8.84% $7,011
    MLD MORTGAGE INC. 2 6.81% $6,721
    Great Plains National Bank 2 8.25% $3,015
    Farm Credit Mid-America, ACA 2 7.13% $7,434
    BROKER SOLUTIONS, INC. 2 7.63% $9,774
    OKLAHOMA'S 2 7.00% $2,570
    AmeriHome Mortgage Company, LLC 2 6.81% $3,996
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.12% $5,510
    OPEN MORTGAGE, LLC 2 8.43% $5,063
    PENNYMAC LOAN SERVICES, LLC 2 5.94% $9,373
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.44% $6,196
    TRIAD FINANCIAL SERVICES, INC. 2 8.00% $8,253
    GUILD MORTGAGE COMPANY 1 8.00% $8,466
    INTERCAP LENDING INC. 1 6.75% $4,206
    INTERLINC MORTGAGE SERVICES, LLC 1 6.88% $17,089
    BM Real Estate Services, Inc. 1 8.38% $7,877
    BETTER MORTGAGE CORPORATION 1 5.75% $5,595
    Mortgage Investment Services Corporation 1 7.50% $6,067
    Mortgage Research Center, LLC 1 5.63% $4,291
    Mr. Cooper ( Nationstar Mortgage ) 1 7.50% $2,783
    NBKC BANK 1 6.63% $7,179
    NEWREZ LLC 1 7.50% $9,185
    NTFN, INC. 1 7.75% $5,415
    OCMBC, INC. 1 10.38% $17,626
    PENTAGON FEDERAL CREDIT UNION 1 5.88% $1,950
    PLAZA HOME MORTGAGE, INC. 1 6.75% $6,622
    Prosperity Bank 1 4.63% $6,739
    Armstrong Bank 1 6.63% $8,809
    ROYAL UNITED MORTGAGE LLC 1 7.88% $7,176
    Simmons Bank 1 8.63% $2,316
    SUN WEST MORTGAGE COMPANY, INC. 1 6.00% $14,643
    SWBC MORTGAGE CORPORATION 1 6.75% $13,071
    American Mortgage Bank, LLC 1 6.63% $6,132
    TTCU Federal Credit Union 1 6.25% $3,390
    Tulsa Federal Credit Union 1 6.75% $2,738
    Unify Home Lending Inc. 1 6.88% $8,357
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.63% $2,948
    USAA Federal Savings Bank 1 6.75% $3,708
    U.S. Bank 1 6.88% $4,101
    Amarillo National Bank 1 6.38% $4,260
    Waterstone Mortgage Corporation 1 6.88% $4,981
    Ally Bank 1 6.38% $3,463
    CMG MORTGAGE, INC. 1 7.25% $3,585
    Commerce Bank 1 5.75% $2,655
    CHURCHILL MORTGAGE CORPORATION 1 6.88% $5,471
    DEEPHAVEN MORTGAGE LLC 1 9.99% $5,090
    Discover Bank 1 6.99% $0
    EVERETT FINANCIAL, INC. 1 7.63% $4,928
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 8.50% $4,113
    First Liberty Bank 1 9.99% $5,090
    Century Mortgage Company DBA Century Lending Company 1 5.25% $2,723
    CARDINAL FINANCIAL 1 6.88% $6,859
    FLAT BRANCH MORTGAGE, INC. 1 7.63% $8,929
    F & M Bank 1 6.63% $6,528

    Shawnee Average Closing Costs & Other Stats

    Shawnee, OK's 72 lenders originated 1,266 loans during 2023. The total origination value was $222,110,000, with an average loan value of $175,442.

    Shawnee's average closing costs are $5,058.

    The top Shawnee lender as defined by loan originations is First United Bank and Trust Company, with 74 loans originated. Their average total fees are $4,472, which is $1,735 lower than the next largest lender, Stride Bank.

    The lowest fee Shawnee lenders (with over 10 loans originated) are First United Bank and Trust Company ($4,472), First National Bank and Trust Company ($4,527), BancFirst ($5,087), Arvest Bank ($5,514) and Stride Bank ($6,207).

    The lowest rate Shawnee lenders (with over 10 loans originated) are First National Bank and Trust Company (6.49%), Arvest Bank (6.69%), Stride Bank (6.72%), BancFirst (6.82%) and QUICKEN LOANS, LLC (6.91%).

    Shawnee, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    First United Bank and Trust Company $59,515,000 $42,675,000 -28.3% 19.2%
    BancFirst $22,510,000 $20,880,000 -7.2% 9.4%
    Stride Bank $7,905,000 $10,780,000 36.4% 4.9%
    Mortgage Research Center, LLC $9,165,000 $8,070,000 -11.9% 3.6%
    Arvest Bank $11,685,000 $7,890,000 -32.5% 3.6%
    QUICKEN LOANS, LLC $14,490,000 $7,240,000 -50.0% 3.3%
    Vision Bank $7,685,000 $6,810,000 -11.4% 3.1%
    First National Bank and Trust Company $5,660,000 n/a 2.5%
    UNITED WHOLESALE MORTGAGE, LLC $5,460,000 $5,020,000 -8.1% 2.3%
    Gateway First Bank $9,640,000 $4,880,000 -49.4% 2.2%
    CORNERSTONE HOME LENDING, INC. $5,950,000 $4,700,000 -21.0% 2.1%
    FINANCIAL CONCEPTS MORTGAGE, LLC $2,715,000 $4,420,000 62.8% 2.0%
    Tinker Federal Credit Union $4,460,000 $4,375,000 -1.9% 2.0%
    LENDINGONE, LLC $595,000 $4,260,000 616.0% 1.9%
    USAA Federal Savings Bank $1,115,000 $3,310,000 196.9% 1.5%
    The Citizens Bank of Edmond $290,000 $3,195,000 1,001.7% 1.4%
    21ST MORTGAGE CORPORATION $2,420,000 $2,915,000 20.5% 1.3%
    COMMUNICATION $1,260,000 $2,425,000 92.5% 1.1%
    ASSOCIATED MORTGAGE CORPORATION $1,535,000 $2,405,000 56.7% 1.1%
    Great Plains National Bank $1,890,000 $2,285,000 20.9% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $910,000 $2,150,000 136.3% 1.0%
    NAVY FEDERAL CREDIT UNION $2,950,000 $1,970,000 -33.2% 0.9%
    PENNYMAC LOAN SERVICES, LLC $2,115,000 $1,970,000 -6.9% 0.9%
    SOUTHWEST STAGE FUNDING, LLC $1,820,000 $1,710,000 -6.0% 0.8%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $2,265,000 $1,690,000 -25.4% 0.8%
    CrossFirst Bank $1,635,000 n/a 0.7%
    LOANDEPOT.COM, LLC $7,290,000 $1,610,000 -77.9% 0.7%
    Wells Fargo Bank $1,450,000 $1,485,000 2.4% 0.7%
    TRIAD FINANCIAL SERVICES, INC. $1,125,000 $1,425,000 26.7% 0.6%
    Regent Bank $50,000 $1,405,000 2,710.0% 0.6%
    NEWREZ LLC $1,280,000 n/a 0.6%
    Chickasaw Community Bank $3,235,000 $1,245,000 -61.5% 0.6%
    BOKF $1,240,000 $1,220,000 -1.6% 0.5%
    BROKER SOLUTIONS, INC. $2,345,000 $1,215,000 -48.2% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $615,000 $1,055,000 71.5% 0.5%
    MID AMERICA MORTGAGE, INC. $1,710,000 $1,040,000 -39.2% 0.5%
    PLAZA HOME MORTGAGE, INC. $485,000 $1,030,000 112.4% 0.5%
    SUN WEST MORTGAGE COMPANY, INC. $350,000 $990,000 182.9% 0.4%
    COUNTRYPLACE MORTGAGE, LTD. $645,000 $935,000 45.0% 0.4%
    MidFirst Bank $1,520,000 $930,000 -38.8% 0.4%
    SWBC MORTGAGE CORPORATION $990,000 $930,000 -6.1% 0.4%
    CARDINAL FINANCIAL $1,300,000 $920,000 -29.2% 0.4%
    Discover Bank $70,000 $915,000 1,207.1% 0.4%
    First Bethany Bank & Trust $910,000 n/a 0.4%
    SpiritBank $885,000 n/a 0.4%
    Barrington Bank & Trust Company, N.A. $280,000 $880,000 214.3% 0.4%
    FREEDOM MORTGAGE CORPORATION $1,180,000 $835,000 -29.2% 0.4%
    The Federal Savings Bank $450,000 $825,000 83.3% 0.4%
    NBKC BANK $615,000 $775,000 26.0% 0.3%
    F & M Bank $600,000 $755,000 25.8% 0.3%
    The Central Trust Bank $265,000 $725,000 173.6% 0.3%
    WEOKIE $515,000 $715,000 38.8% 0.3%
    NEW FED MORTGAGE, CORP. $680,000 n/a 0.3%
    First Liberty Bank $1,370,000 $670,000 -51.1% 0.3%
    GUILD MORTGAGE COMPANY $530,000 $665,000 25.5% 0.3%
    OKLAHOMA'S $640,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $1,375,000 $625,000 -54.5% 0.3%
    SeaTrust Mortgage Company $620,000 n/a 0.3%
    MLD MORTGAGE INC. $600,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $1,550,000 $595,000 -61.6% 0.3%
    NTFN, INC. $1,290,000 $595,000 -53.9% 0.3%
    Equity Prime Mortgage LLC $195,000 $575,000 194.9% 0.3%
    Armstrong Bank $770,000 $565,000 -26.6% 0.3%
    Flagstar Bank, FSB $1,210,000 $550,000 -54.5% 0.2%
    LENDINGHOME FUNDING CORPORATION $230,000 $545,000 137.0% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $450,000 $530,000 17.8% 0.2%
    Farm Credit Mid-America, ACA $520,000 n/a 0.2%
    Prosperity Bank $405,000 $505,000 24.7% 0.2%
    CMG MORTGAGE, INC. $185,000 $460,000 148.6% 0.2%
    Waterstone Mortgage Corporation $460,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $445,000 n/a 0.2%
    PNC Bank $435,000 n/a 0.2%
    VALOR BANK $545,000 $435,000 -20.2% 0.2%
    OCMBC, INC. $415,000 n/a 0.2%
    U.S. Bank $900,000 $395,000 -56.1% 0.2%
    NEW DAY FINANCIAL, LLC $1,450,000 $390,000 -73.1% 0.2%
    INTERLINC MORTGAGE SERVICES, LLC $385,000 n/a 0.2%
    INTERCAP LENDING INC. $365,000 n/a 0.2%
    UNITED BUILT HOMES, L.L.C. $365,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $135,000 $360,000 166.7% 0.2%
    Sooner State Bank $485,000 $350,000 -27.8% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $470,000 $330,000 -29.8% 0.1%
    Armed Forces Bank $325,000 n/a 0.1%
    MORTGAGEONE, INC. $325,000 n/a 0.1%
    Simmons Bank $305,000 $325,000 6.6% 0.1%
    Amarillo National Bank $315,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $590,000 $315,000 -46.6% 0.1%
    Mortgage Investment Services Corporation $225,000 $315,000 40.0% 0.1%
    BM Real Estate Services, Inc. $305,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $305,000 n/a 0.1%
    UMB Bank $285,000 n/a 0.1%
    Unify Home Lending Inc. $285,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $155,000 $280,000 80.6% 0.1%
    AMERICAN EXCHANGE BANK $275,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $265,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $325,000 $265,000 -18.5% 0.1%
    FLAT BRANCH MORTGAGE, INC. $310,000 $260,000 -16.1% 0.1%
    POLARIS HOME FUNDING CORP. $255,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $175,000 $250,000 42.9% 0.1%
    Plains Commerce Bank $335,000 $250,000 -25.4% 0.1%
    RESIDENTIAL BANCORP $245,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,100,000 $240,000 -78.2% 0.1%
    FIRST AMERICAN MORTGAGE, INC. $745,000 $235,000 -68.5% 0.1%
    FNB Community Bank $235,000 n/a 0.1%
    Century Mortgage Company DBA Century Lending Company $230,000 n/a 0.1%
    American Mortgage Bank, LLC $645,000 $225,000 -65.1% 0.1%
    Citibank $225,000 n/a 0.1%
    Commerce Bank $225,000 n/a 0.1%
    CSL Financial, LLC $230,000 $225,000 -2.2% 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $225,000 n/a 0.1%
    OPEN MORTGAGE, LLC $370,000 $220,000 -40.5% 0.1%
    BAY EQUITY LLC $75,000 $215,000 186.7% 0.1%
    GUARANTEED RATE, INC. $955,000 $215,000 -77.5% 0.1%
    Oklahoma Educators Credit Union $575,000 $215,000 -62.6% 0.1%
    VILLAGE CAPITAL MORTGAGE $185,000 $215,000 16.2% 0.1%
    CHURCHILL MORTGAGE CORPORATION $355,000 $205,000 -42.3% 0.1%
    First National Bank and Trust Company of Ardmore $375,000 $205,000 -45.3% 0.1%
    Figure Lending LLC $170,000 $195,000 14.7% 0.1%
    TTCU Federal Credit Union $195,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $185,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $420,000 $185,000 -56.0% 0.1%
    BMO Harris Bank $180,000 n/a 0.1%
    13946 $175,000 n/a 0.1%
    MANN FINANCIAL INC. $175,000 n/a 0.1%
    A&D Mortgage LLC $165,000 n/a 0.1%
    Ally Bank $115,000 $165,000 43.5% 0.1%
    ROYAL UNITED MORTGAGE LLC $390,000 $160,000 -59.0% 0.1%
    Bank of England $75,000 $155,000 106.7% 0.1%
    Tulsa Federal Credit Union $195,000 $155,000 -20.5% 0.1%
    AMWEST FUNDING CORP. $145,000 n/a 0.1%
    Legacy Bank $600,000 $145,000 -75.8% 0.1%
    SENTE MORTGAGE, INC. $400,000 $145,000 -63.8% 0.1%
    Bank of America $405,000 $140,000 -65.4% 0.1%
    EVERETT FINANCIAL, INC. $2,480,000 $135,000 -94.6% 0.1%
    NORTHROP GRUMMAN Federal Credit Union $135,000 n/a 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $130,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $125,000 n/a 0.1%
    United States Senate Federal Credit Union $125,000 n/a 0.1%
    S1L, Inc. $115,000 n/a 0.1%
    YNB $115,000 n/a 0.1%
    Coastal Community Bank $110,000 n/a 0.0%
    BLUE SKY BANK $95,000 n/a 0.0%
    Merchants Mortgage & Trust Corporation $95,000 n/a 0.0%
    First Savings Bank $155,000 $85,000 -45.2% 0.0%
    THE MORTGAGE LINK, INC. $85,000 n/a 0.0%
    United Community Bank $105,000 $85,000 -19.0% 0.0%
    FirstTrust Home Loans, Inc. $75,000 n/a 0.0%
    OKLAHOMA CENTRAL Credit Union $75,000 n/a 0.0%
    First Security Bank & Trust Company $65,000 n/a 0.0%
    TRUE SKY $375,000 $65,000 -82.7% 0.0%
    ALLEGIANCE $285,000 $55,000 -80.7% 0.0%
    Citizens Bank $45,000 n/a 0.0%
    JPMorgan Chase Bank $1,380,000 $45,000 -96.7% 0.0%
    Carrington Mortgage Services, LLC $575,000 $35,000 -93.9% 0.0%
    Deere Employees Credit Union $25,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

    Shawnee's top lender by overall market share is First United Bank and Trust Company, with 19.2% market share. In second place, with 9.4%, is BancFirst, having originated $20,880,000 in loans. In third place, with 4.9%, is Stride Bank, having originated $10,780,000 in loans. In fourth place, with 3.6%, is Mortgage Research Center, LLC, having originated $8,070,000 in loans. In fifth place, with 3.6%, is Arvest Bank, having originated $7,890,000 in loans.

    Shawnee Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $144,225 (2.3%) $162,693 (-7.1%) 0.00 259
    2018-02-01 $147,450 (2.6%) $167,016 (-4.6%) 0.00 250
    2018-03-01 $155,500 (10.8%) $173,593 (-2.0%) 0.00 244
    2018-04-01 $156,200 (12.0%) $175,886 (5.7%) 0.00 263
    2018-05-01 $156,450 (15.7%) $177,449 (10.1%) 0.00 273
    2018-06-01 $155,000 (13.4%) $181,589 (11.2%) 0.00 280
    2018-07-01 $152,225 (9.0%) $178,544 (7.3%) 0.00 302
    2018-08-01 $139,900 (-3.5%) $170,766 (2.4%) 0.00 306
    2018-09-01 $149,700 (0.1%) $182,670 (8.8%) 0.00 295
    2018-10-01 $159,625 (6.7%) $183,319 (10.5%) 0.00 297
    2018-11-01 $151,100 (0.8%) $178,337 (7.6%) 0.00 283
    2018-12-01 $140,000 (-6.3%) $179,151 (8.6%) 0.00 286
    2019-01-01 $140,050 (-2.9%) $178,974 (10.0%) 0.00 265
    2019-02-01 $148,250 (0.5%) $186,696 (11.8%) 0.00 241
    2019-03-01 $149,429 (-3.9%) $188,262 (8.5%) 0.00 223
    2019-04-01 $150,000 (-4.0%) $189,716 (7.9%) 0.00 198
    2019-05-01 $167,050 (6.8%) $186,655 (5.2%) 0.00 185
    2019-06-01 $169,900 (9.6%) $190,335 (4.8%) 0.00 173
    2019-07-01 $170,425 (12.0%) $195,605 (9.6%) 0.00 185
    2019-08-01 $174,655 (24.8%) $204,499 (19.8%) 0.00 182
    2019-09-01 $174,961 (16.9%) $210,929 (15.5%) 0.00 172
    2019-10-01 $175,166 (9.7%) $216,570 (18.1%) 0.00 163
    2019-11-01 $179,500 (18.8%) $218,677 (22.6%) 0.00 174
    2019-12-01 $183,750 (31.3%) $213,600 (19.2%) 0.00 170
    2020-01-01 $178,950 (27.8%) $206,235 (15.2%) 0.00 165
    2020-02-01 $170,000 (14.7%) $200,647 (7.5%) 0.00 167
    2020-03-01 $180,000 (20.5%) $215,351 (14.4%) 0.00 166
    2020-04-01 $183,125 (22.1%) $211,606 (11.5%) 0.00 156
    2020-05-01 $182,450 (9.2%) $216,266 (15.9%) 0.00 132
    2020-06-01 $196,750 (15.8%) $232,544 (22.2%) 0.00 120
    2020-07-01 $201,975 (18.5%) $246,989 (26.3%) 0.00 127
    2020-08-01 $192,101 (10.0%) $221,933 (8.5%) 0.00 123
    2020-09-01 $190,179 (8.7%) $219,808 (4.2%) 0.00 112
    2020-10-01 $198,905 (13.6%) $242,881 (12.2%) 0.00 101
    2020-11-01 $199,203 (11.0%) $259,505 (18.7%) 0.00 97
    2020-12-01 $184,536 (0.4%) $251,723 (17.9%) 0.00 97
    2021-01-01 $207,553 (16.0%) $290,315 (40.8%) 0.00 73
    2021-02-01 $226,226 (33.1%) $309,575 (54.3%) 0.00 56
    2021-03-01 $208,684 (15.9%) $278,243 (29.2%) 0.00 71
    2021-04-01 $221,176 (20.8%) $276,965 (30.9%) 0.00 77
    2021-05-01 $222,213 (21.8%) $281,262 (30.1%) 0.00 81
    2021-06-01 $223,556 (13.6%) $287,013 (23.4%) 0.00 90
    2021-07-01 $214,525 (6.2%) $279,257 (13.1%) 0.00 110
    2021-08-01 $221,831 (15.5%) $274,649 (23.8%) 0.00 146
    2021-09-01 $230,101 (21.0%) $326,208 (48.4%) 0.00 128
    2021-10-01 $222,408 (11.8%) $348,030 (43.3%) 0.00 144
    2021-11-01 $223,230 (12.1%) $340,621 (31.3%) 0.00 151
    2021-12-01 $221,900 (20.3%) $306,588 (21.8%) 0.00 142
    2022-01-01 $215,200 (3.7%) $278,437 (-4.1%) 0.00 99
    2022-02-01 $191,925 (-15.2%) $271,450 (-12.3%) 0.00 84
    2022-03-01 $224,204 (7.4%) $280,677 (0.9%) 0.00 85
    2022-04-01 $252,301 (14.1%) $295,082 (6.5%) 0.00 94
    2022-05-01 $261,908 (17.9%) $286,050 (1.7%) 0.00 99
    2022-06-01 $249,354 (11.5%) $267,081 (-6.9%) 0.00 118
    2022-07-01 $218,490 (1.9%) $252,383 (-9.6%) 0.00 148
    2022-08-01 $214,945 (-3.1%) $266,060 (-3.1%) 0.00 149
    2022-09-01 $246,500 (7.1%) $287,057 (-12.0%) 0.00 149
    2022-10-01 $222,450 (0.0%) $276,283 (-20.6%) 0.00 156
    2022-11-01 $226,748 (1.6%) $260,145 (-23.6%) 0.00 175
    2022-12-01 $219,490 (-1.1%) $250,819 (-18.2%) 0.00 180
    2023-01-01 $229,975 (6.9%) $264,779 (-4.9%) 0.00 162
    2023-02-01 $250,506 (30.5%) $285,757 (5.3%) 0.00 141
    2023-03-01 $249,226 (11.2%) $287,256 (2.3%) 0.00 143
    2023-04-01 $247,600 (-1.9%) $294,153 (-0.3%) 0.00 142
    2023-05-01 $258,231 (-1.4%) $319,263 (11.6%) 0.00 141
    2023-06-01 $272,931 (9.5%) $345,882 (29.5%) 0.00 152
    2023-07-01 $250,000 (14.4%) $331,511 (31.4%) 0.00 166
    2023-08-01 $250,000 (16.3%) $325,128 (22.2%) 0.00 191
    2023-09-01 $250,000 (1.4%) $313,545 (9.2%) 0.00 202
    2023-10-01 $247,247 (11.2%) $306,493 (10.9%) 0.00 206
    2023-11-01 $241,109 (6.3%) $297,990 (14.6%) 0.00 228
    2023-12-01 $238,121 (8.5%) $285,968 (14.0%) 0.00 247
    2024-01-01 $234,025 (1.8%) $289,617 (9.4%) 0.00 236
    2024-02-01 $227,243 (-9.3%) $284,667 (-0.4%) 0.00 233
    2024-03-01 $229,900 (-7.8%) $296,669 (3.3%) 0.00 209
    Shawnee's median listing price for 2024-03-01 was $229,900, a difference of $-19,326 (-7.8%) versus the prior year and $2,657 versus the prior month.

    Shawnee's median listing price comes in at 0% of the national average.

    Shawnee's average listing price for 2024-03-01 was $296,669, a difference of $9,413 (3.3%) versus the prior year and $12,002 versus the prior month.

    For the 2024-03-01 period, Shawnee had 209 MLS listings, a difference of -24 listings (-10%) versus the prior month and 66 listings (46%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,705 sqft
    2018-02-01 0 days 1,700 sqft
    2018-03-01 0 days 1,726 sqft
    2018-04-01 0 days 1,760 sqft
    2018-05-01 0 days 1,743 sqft
    2018-06-01 0 days 1,731 sqft
    2018-07-01 0 days 1,701 sqft
    2018-08-01 0 days 1,698 sqft
    2018-09-01 0 days 1,735 sqft
    2018-10-01 0 days 1,731 sqft
    2018-11-01 0 days 1,722 sqft
    2018-12-01 0 days 1,714 sqft
    2019-01-01 0 days 1,702 sqft
    2019-02-01 0 days 1,724 sqft
    2019-03-01 0 days 1,723 sqft
    2019-04-01 0 days 1,717 sqft
    2019-05-01 0 days 1,719 sqft
    2019-06-01 0 days 1,734 sqft
    2019-07-01 0 days 1,745 sqft
    2019-08-01 0 days 1,773 sqft
    2019-09-01 0 days 1,832 sqft
    2019-10-01 0 days 1,879 sqft
    2019-11-01 0 days 1,926 sqft
    2019-12-01 0 days 1,944 sqft
    2020-01-01 0 days 1,938 sqft
    2020-02-01 0 days 1,898 sqft
    2020-03-01 0 days 1,865 sqft
    2020-04-01 0 days 1,865 sqft
    2020-05-01 0 days 1,826 sqft
    2020-06-01 0 days 1,877 sqft
    2020-07-01 0 days 1,867 sqft
    2020-08-01 0 days 1,848 sqft
    2020-09-01 0 days 1,857 sqft
    2020-10-01 0 days 1,851 sqft
    2020-11-01 0 days 1,903 sqft
    2020-12-01 0 days 1,877 sqft
    2021-01-01 0 days 2,035 sqft
    2021-02-01 0 days 1,963 sqft
    2021-03-01 0 days 1,803 sqft
    2021-04-01 0 days 1,759 sqft
    2021-05-01 0 days 1,647 sqft
    2021-06-01 0 days 1,663 sqft
    2021-07-01 0 days 1,735 sqft
    2021-08-01 0 days 1,725 sqft
    2021-09-01 0 days 1,699 sqft
    2021-10-01 0 days 1,713 sqft
    2021-11-01 0 days 1,700 sqft
    2021-12-01 0 days 1,757 sqft
    2022-01-01 0 days 1,691 sqft
    2022-02-01 0 days 1,620 sqft
    2022-03-01 0 days 1,686 sqft
    2022-04-01 0 days 1,680 sqft
    2022-05-01 0 days 1,815 sqft
    2022-06-01 0 days 1,701 sqft
    2022-07-01 0 days 1,650 sqft
    2022-08-01 0 days 1,672 sqft
    2022-09-01 0 days 1,737 sqft
    2022-10-01 0 days 1,642 sqft
    2022-11-01 0 days 1,671 sqft
    2022-12-01 0 days 1,636 sqft
    2023-01-01 0 days 1,703 sqft
    2023-02-01 0 days 1,744 sqft
    2023-03-01 0 days 1,764 sqft
    2023-04-01 0 days 1,829 sqft
    2023-05-01 0 days 1,854 sqft
    2023-06-01 0 days 1,811 sqft
    2023-07-01 0 days 1,844 sqft
    2023-08-01 0 days 1,776 sqft
    2023-09-01 0 days 1,802 sqft
    2023-10-01 0 days 1,800 sqft
    2023-11-01 0 days 1,774 sqft
    2023-12-01 0 days 1,696 sqft
    2024-01-01 0 days 1,674 sqft
    2024-02-01 0 days 1,733 sqft
    2024-03-01 0 days 1,763 sqft
    Shawnee's median listing age (time on market) for 2024-03-01 was 0 days.

    Shawnee's median square footage for active listings during the 2024-03-01 period was 1,763 sqft. One year prior, the average listing was 1,764 sqft.

    Shawnee, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 819 $168,285,000 $205,476
    Other 144 $10,660,000 $74,028
    Refi 113 $18,025,000 $159,513
    Home Improvement 105 $5,905,000 $56,238
    Cash Out Refi 85 $19,235,000 $226,294

    Shawnee's most frequently cited loan purpose was Home Purchase, with 819 originations. The 2nd most popular reason was Other, with 144 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 401 $82,225,000 $205,050
    Over 8% 351 $38,835,000 $110,641
    7-8% 340 $61,200,000 $180,000
    5-6% 115 $24,995,000 $217,348
    <2.5% 11 $95,000 $8,636
    4-5% 10 $3,370,000 $337,000
    2.5-3% 2 $280,000 $140,000
    3-4% 1 $155,000 $155,000

    During 2023, Shawnee's most frequently originated rate bucket was 6-7%, with 401 originations.

    Loan Sizing (Shawnee, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 443 $64,495,000 $145,587
    $100,000 or less 419 $23,245,000 $55,477
    $200k-400k 349 $94,755,000 $271,504
    $400k-600k 40 $18,970,000 $474,250
    $600k-1000k 8 $5,360,000 $670,000
    $Over $1MM 7 $15,285,000 $2,183,571

    Shawnee's loan sizing saw the bucket of loans from $100k-200k with 443 originations, totaling $64,495,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 569 $120,755,000 $212,223
    60-80% 244 $46,220,000 $189,426
    Under 20% 135 $6,035,000 $44,704
    20-40% 130 $9,220,000 $70,923
    40-60% 113 $16,925,000 $149,779
    Over 100% 32 $11,350,000 $354,688

    Shawnee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 569 originations, totaling $120,755,000 in origination value.