Shawnee Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Shawnee averaged 6.65% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.17% and one month ago for the week of 2023-04-20, the average rate was 6.37%.

    Shawnee's average rate one year ago was 4.93%.

    For refis of the same type during the week of 2023-05-25, the average rate was 6.77%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Shawnee 30 Year Fixed Rate 2023-05-25 6.65%
    Shawnee 30 Year Fixed Rate Refi 2023-05-25 6.77%
    Shawnee 15 Year Fixed Rate 2023-05-25 6.8%
    Shawnee 15 Year Fixed Rate Refi 2023-05-25 6.47%
    Shawnee 30 Year FHA 2023-05-25 6.44%
    Shawnee 30 Year FHA Refi 2023-05-25 6.41%
    Shawnee 30 Year USDA 2023-05-25 6.83%
    Shawnee 30 Year USDA Refi 2023-05-25 6.63%
    Shawnee 30 Year VA 2023-05-25 5.87%
    Shawnee 30 Year VA Refi 2023-05-25 6.41%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Shawnee, OK.

    Shawnee Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Shawnee, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    First United Bank and Trust Company 120 5.20% $4,108
    BancFirst 33 5.13% $4,220
    Arvest Bank 31 4.79% $4,018
    LOANDEPOT.COM, LLC 24 4.64% $4,849
    QUICKEN LOANS, LLC 22 5.38% $7,452
    Stride Bank 20 5.18% $4,510
    Vision Bank 15 4.17% $3,453
    Gateway First Bank 10 5.06% $5,031
    UNITED WHOLESALE MORTGAGE, LLC 8 5.32% $6,842
    Hometown Lenders, Inc. 8 5.21% $5,171
    JPMorgan Chase Bank 7 4.87% $3,718
    ASSOCIATED MORTGAGE CORPORATION 6 6.35% $5,218
    CORNERSTONE HOME LENDING, INC. 6 5.35% $6,273
    Tinker Federal Credit Union 6 5.46% $5,730
    21ST MORTGAGE CORPORATION 5 7.24% $5,989
    AMERISAVE MORTGAGE CORPORATION 5 4.65% $8,381
    MidFirst Bank 4 4.82% $1,587
    EVERETT FINANCIAL, INC. 4 5.44% $2,927
    BOKF 4 5.06% $3,984
    Great Plains National Bank 4 6.13% $5,043
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 4.75% $4,344
    SWBC MORTGAGE CORPORATION 3 5.63% $6,418
    First Liberty Bank 3 4.71% $5,643
    Armstrong Bank 3 4.67% $4,855
    PENNYMAC LOAN SERVICES, LLC 3 6.04% $5,323
    Wells Fargo Bank 3 5.04% $6,270
    BROKER SOLUTIONS, INC. 3 6.08% $5,344
    UNION HOME MORTGAGE CORP. 3 4.71% $3,872
    NTFN, INC. 3 4.38% $4,227
    NAVY FEDERAL CREDIT UNION 3 5.83% $4,318
    COMMUNICATION 3 5.75% $2,247
    Mortgage Research Center, LLC 3 4.88% $3,195
    CROSSCOUNTRY MORTGAGE, LLC 3 4.46% $5,026
    PENTAGON FEDERAL CREDIT UNION 2 4.25% $3,368
    BETTER MORTGAGE CORPORATION 2 3.25% $3,721
    CALIBER HOME LOANS, INC. 2 5.81% $7,407
    CARDINAL FINANCIAL 2 4.06% $5,483
    Carrington Mortgage Services, LLC 2 3.25% $4,936
    CERTAINTY HOME LOANS, LLC 2 6.44% $6,380
    FIRST AMERICAN MORTGAGE, INC. 2 3.81% $2,028
    Flagstar Bank, FSB 2 6.13% $7,633
    F & M Bank 2 4.44% $3,518
    GUARANTEED RATE, INC. 2 4.31% $7,030
    HOME POINT FINANCIAL CORPORATION 2 4.94% $5,157
    LEADERONE FINANCIAL CORPORATION 2 5.81% $2,815
    Mr. Cooper ( Nationstar Mortgage ) 2 5.49% $8,720
    Nations Lending Corporation 2 3.75% $7,030
    Oklahoma Educators Credit Union 2 5.00% $5,521
    TRUE SKY 2 5.44% $2,739
    FBC MORTGAGE, LLC 1 5.75% $1,492
    KELLER MORTGAGE, LLC 1 6.50% $3,698
    LAKEVIEW LOAN SERVICING, LLC 1 3.99% $6,156
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.50% $6,769
    EMBRACE HOME LOANS, INC. 1 3.25% $6,748
    Mabrey Bank 1 4.16% $2,710
    CWM PARTNERS, L.P. 1 4.88% $3,771
    MORIA DEVELOPMENT, INC. 1 5.50% $6,075
    Mortgage Investment Services Corporation 1 5.75% $8,244
    CRESCENT MORTGAGE COMPANY 1 5.50% $4,184
    MOVEMENT MORTGAGE, LLC 1 6.50% $3,740
    Ally Bank 1 5.38% $3,121
    ALLEGIANCE 1 3.88% $4,320
    CHURCHILL MORTGAGE CORPORATION 1 4.25% $3,840
    NBKC BANK 1 2.99% $2,576
    Chickasaw Community Bank 1 6.38% $8,452
    WEOKIE 1 3.99% $4,165
    Beeline Loans, Inc. 1 6.50% $5,571
    Bank of America 1 4.75% $6,430
    PHH Mortgage Corporation 1 4.50% $10,301
    Plains Commerce Bank 1 6.63% $9,566
    PLAZA HOME MORTGAGE, INC. 1 4.50% $4,512
    PREMIA MORTGAGE, LLC 1 5.25% $5,294
    Prosperity Bank 1 5.50% $8,713
    Austin Capital Bank SSB 1 5.12% $6,260
    RCB Bank 1 3.88% $6,057
    Servion, Inc. 1 4.50% $3,850
    Simmons Bank 1 6.00% $4,373
    AmeriHome Mortgage Company, LLC 1 5.25% $5,539
    American State Bank 1 5.38% $3,528
    American Mortgage Bank, LLC 1 5.00% $4,516
    Wyndham Capital Mortgage, Inc. 1 3.50% $6,299
    Tulsa Federal Credit Union 1 4.50% $3,850
    AMERICAN INTERNET MORTGAGE, INC. 1 4.75% $3,593
    Goldwater Bank, N.A. 1 4.25% $5,341
    AMERICAN FINANCIAL RESOURCES, INC. 1 4.13% $4,548
    GUARANTY HOME MORTGAGE CORPORATION 1 3.88% $3,254
    GUILD MORTGAGE COMPANY 1 4.88% $21,310
    USAA Federal Savings Bank 1 6.38% $3,457
    First Horizon Bank 1 7.50% $2,939
    InterBank 1 3.63% $3,432

    Shawnee Average Closing Costs & Other Stats

    Shawnee, OK's 90 lenders originated 1,577 loans during 2022. The total origination value was $265,835,000, with an average loan value of $168,570.

    Shawnee's average closing costs are $4,827.

    The top Shawnee lender as defined by loan originations is First United Bank and Trust Company, with 120 loans originated. Their average total fees are $4,108, which is $112 lower than the next largest lender, BancFirst.

    The lowest fee Shawnee lenders (with over 10 loans originated) are Vision Bank ($3,453), Arvest Bank ($4,018), First United Bank and Trust Company ($4,108), BancFirst ($4,220) and Stride Bank ($4,510).

    The lowest rate Shawnee lenders (with over 10 loans originated) are Vision Bank (4.17%), LOANDEPOT.COM, LLC (4.64%), Arvest Bank (4.79%), Gateway First Bank (5.06%) and BancFirst (5.13%).

    Shawnee, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First United Bank and Trust Company $75,840,000 $59,515,000 -21.5% 22.4%
    BancFirst $26,855,000 $22,510,000 -16.2% 8.5%
    QUICKEN LOANS, LLC $16,750,000 $14,490,000 -13.5% 5.5%
    Arvest Bank $16,955,000 $11,685,000 -31.1% 4.4%
    Gateway First Bank $8,205,000 $9,640,000 17.5% 3.6%
    Mortgage Research Center, LLC $7,795,000 $9,165,000 17.6% 3.4%
    Stride Bank $3,090,000 $7,905,000 155.8% 3.0%
    Vision Bank $12,545,000 $7,685,000 -38.7% 2.9%
    LOANDEPOT.COM, LLC $10,165,000 $7,290,000 -28.3% 2.7%
    CORNERSTONE HOME LENDING, INC. $7,580,000 $5,950,000 -21.5% 2.2%
    UNITED WHOLESALE MORTGAGE, LLC $3,680,000 $5,460,000 48.4% 2.1%
    Tinker Federal Credit Union $3,950,000 $4,460,000 12.9% 1.7%
    Chickasaw Community Bank $3,380,000 $3,235,000 -4.3% 1.2%
    Hometown Lenders, Inc. $3,135,000 $3,225,000 2.9% 1.2%
    NAVY FEDERAL CREDIT UNION $1,860,000 $2,950,000 58.6% 1.1%
    FINANCIAL CONCEPTS MORTGAGE, LLC $2,715,000 n/a 1.0%
    EVERETT FINANCIAL, INC. $980,000 $2,480,000 153.1% 0.9%
    21ST MORTGAGE CORPORATION $2,050,000 $2,420,000 18.0% 0.9%
    BROKER SOLUTIONS, INC. $905,000 $2,345,000 159.1% 0.9%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $380,000 $2,265,000 496.1% 0.9%
    PENNYMAC LOAN SERVICES, LLC $2,175,000 $2,115,000 -2.8% 0.8%
    Great Plains National Bank $3,850,000 $1,890,000 -50.9% 0.7%
    SOUTHWEST STAGE FUNDING, LLC $1,300,000 $1,820,000 40.0% 0.7%
    AMERISAVE MORTGAGE CORPORATION $1,895,000 $1,745,000 -7.9% 0.7%
    MID AMERICA MORTGAGE, INC. $2,890,000 $1,710,000 -40.8% 0.6%
    CALIBER HOME LOANS, INC. $2,440,000 $1,600,000 -34.4% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $1,525,000 $1,550,000 1.6% 0.6%
    ASSOCIATED MORTGAGE CORPORATION $1,415,000 $1,535,000 8.5% 0.6%
    MidFirst Bank $1,430,000 $1,520,000 6.3% 0.6%
    NEW DAY FINANCIAL, LLC $1,290,000 $1,450,000 12.4% 0.5%
    Wells Fargo Bank $2,055,000 $1,450,000 -29.4% 0.5%
    JPMorgan Chase Bank $675,000 $1,380,000 104.4% 0.5%
    UNION HOME MORTGAGE CORP. $1,615,000 $1,375,000 -14.9% 0.5%
    First Liberty Bank $1,330,000 $1,370,000 3.0% 0.5%
    HOME POINT FINANCIAL CORPORATION $1,515,000 $1,360,000 -10.2% 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $460,000 $1,300,000 182.6% 0.5%
    NTFN, INC. $1,295,000 $1,290,000 -0.4% 0.5%
    COMMUNICATION $1,310,000 $1,260,000 -3.8% 0.5%
    BOKF $2,980,000 $1,240,000 -58.4% 0.5%
    CERTAINTY HOME LOANS, LLC $750,000 $1,215,000 62.0% 0.5%
    Flagstar Bank, FSB $105,000 $1,210,000 1,052.4% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $1,640,000 $1,200,000 -26.8% 0.5%
    FREEDOM MORTGAGE CORPORATION $6,075,000 $1,180,000 -80.6% 0.4%
    TRIAD FINANCIAL SERVICES, INC. $705,000 $1,125,000 59.6% 0.4%
    USAA Federal Savings Bank $1,435,000 $1,115,000 -22.3% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $975,000 $1,100,000 12.8% 0.4%
    SWBC MORTGAGE CORPORATION $975,000 $990,000 1.5% 0.4%
    RCB Bank $130,000 $970,000 646.2% 0.4%
    GUARANTEED RATE, INC. $650,000 $955,000 46.9% 0.4%
    Wyndham Capital Mortgage, Inc. $930,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $3,405,000 $910,000 -73.3% 0.3%
    U.S. Bank $690,000 $900,000 30.4% 0.3%
    Armstrong Bank $510,000 $770,000 51.0% 0.3%
    All America Bank $740,000 $760,000 2.7% 0.3%
    FIRST AMERICAN MORTGAGE, INC. $945,000 $745,000 -21.2% 0.3%
    LEADERONE FINANCIAL CORPORATION $1,180,000 $725,000 -38.6% 0.3%
    The Focus Federal Credit Union $340,000 $715,000 110.3% 0.3%
    American Mortgage Bank, LLC $205,000 $645,000 214.6% 0.2%
    COUNTRYPLACE MORTGAGE, LTD. $1,525,000 $645,000 -57.7% 0.2%
    Goldwater Bank, N.A. $135,000 $640,000 374.1% 0.2%
    NBKC BANK $690,000 $615,000 -10.9% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,080,000 $615,000 -43.1% 0.2%
    F & M Bank $505,000 $600,000 18.8% 0.2%
    Legacy Bank $275,000 $600,000 118.2% 0.2%
    LENDINGONE, LLC $595,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $1,880,000 $590,000 -68.6% 0.2%
    Carrington Mortgage Services, LLC $885,000 $575,000 -35.0% 0.2%
    Nations Lending Corporation $505,000 $575,000 13.9% 0.2%
    Oklahoma Educators Credit Union $405,000 $575,000 42.0% 0.2%
    MOVEMENT MORTGAGE, LLC $565,000 n/a 0.2%
    VALOR BANK $260,000 $545,000 109.6% 0.2%
    Fidelity Bank $540,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $1,590,000 $530,000 -66.7% 0.2%
    WEOKIE $260,000 $515,000 98.1% 0.2%
    PLAZA HOME MORTGAGE, INC. $480,000 $485,000 1.0% 0.2%
    Sooner State Bank $925,000 $485,000 -47.6% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $155,000 $470,000 203.2% 0.2%
    First Fidelity Bank $470,000 n/a 0.2%
    InterBank $460,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $870,000 $450,000 -48.3% 0.2%
    The Federal Savings Bank $825,000 $450,000 -45.5% 0.2%
    First Bank & Trust Co. $445,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $165,000 $420,000 154.5% 0.2%
    The First National Bank of Fort Smith $415,000 n/a 0.2%
    Bank of America $285,000 $405,000 42.1% 0.2%
    Prosperity Bank $565,000 $405,000 -28.3% 0.2%
    SENTE MORTGAGE, INC. $400,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $460,000 $390,000 -15.2% 0.1%
    Renasant Bank $335,000 $385,000 14.9% 0.1%
    First National Bank and Trust Company of Ardmore $375,000 n/a 0.1%
    TRUE SKY $470,000 $375,000 -20.2% 0.1%
    OPEN MORTGAGE, LLC $370,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $510,000 $355,000 -30.4% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $165,000 $350,000 112.1% 0.1%
    FBC MORTGAGE, LLC $755,000 $345,000 -54.3% 0.1%
    Plains Commerce Bank $335,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $295,000 $325,000 10.2% 0.1%
    UNITED MORTGAGE CORP. $325,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $300,000 $310,000 3.3% 0.1%
    FLAT BRANCH MORTGAGE, INC. $425,000 $310,000 -27.1% 0.1%
    Simmons Bank $305,000 n/a 0.1%
    The Citizens Bank of Edmond $290,000 n/a 0.1%
    ALLEGIANCE $285,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $1,050,000 $280,000 -73.3% 0.1%
    First Guaranty Mortgage Corporation $1,875,000 $280,000 -85.1% 0.1%
    Mabrey Bank $265,000 n/a 0.1%
    The Central Trust Bank $155,000 $265,000 71.0% 0.1%
    NATIONS DIRECT MORTGAGE, LLC $260,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $125,000 $235,000 88.0% 0.1%
    CWM PARTNERS, L.P. $495,000 $235,000 -52.5% 0.1%
    HOMESIDE FINANCIAL, LLC $300,000 $235,000 -21.7% 0.1%
    SOFI LENDING CORP. $235,000 n/a 0.1%
    CSL Financial, LLC $455,000 $230,000 -49.5% 0.1%
    LENDINGHOME FUNDING CORPORATION $230,000 n/a 0.1%
    Mortgage Investment Services Corporation $145,000 $225,000 55.2% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $225,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $215,000 n/a 0.1%
    Bank 7 $195,000 n/a 0.1%
    Equity Prime Mortgage LLC $195,000 n/a 0.1%
    Servion, Inc. $490,000 $195,000 -60.2% 0.1%
    Texana Bank $195,000 n/a 0.1%
    Tulsa Federal Credit Union $195,000 n/a 0.1%
    American State Bank $185,000 n/a 0.1%
    CMG MORTGAGE, INC. $1,590,000 $185,000 -88.4% 0.1%
    GUARANTEED RATE AFFINITY, LLC $185,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $450,000 $185,000 -58.9% 0.1%
    EMBRACE HOME LOANS, INC. $175,000 n/a 0.1%
    GUARANTY HOME MORTGAGE CORPORATION $240,000 $175,000 -27.1% 0.1%
    LIMA ONE CAPITAL, LLC $175,000 n/a 0.1%
    Regions Bank $155,000 $175,000 12.9% 0.1%
    Figure Lending LLC $170,000 n/a 0.1%
    Beeline Loans, Inc. $165,000 n/a 0.1%
    PHH Mortgage Corporation $295,000 $165,000 -44.1% 0.1%
    US MORTGAGE CORPORATION $165,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $55,000 $155,000 181.8% 0.1%
    CRESCENT MORTGAGE COMPANY $125,000 $155,000 24.0% 0.1%
    First Savings Bank $270,000 $155,000 -42.6% 0.1%
    MORIA DEVELOPMENT, INC. $225,000 $155,000 -31.1% 0.1%
    MORTGAGE CLEARING CORPORATION $1,170,000 $155,000 -86.8% 0.1%
    FIRST STATE MORTGAGE SERVICES, LLC $145,000 n/a 0.1%
    KELLER MORTGAGE, LLC $145,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $145,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $710,000 $135,000 -81.0% 0.1%
    Pinnacle Bank $135,000 n/a 0.1%
    REVERSE MORTGAGE FUNDING LLC $135,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $615,000 $135,000 -78.0% 0.1%
    Austin Capital Bank SSB $125,000 n/a 0.0%
    Valliance Bank $45,000 $125,000 177.8% 0.0%
    Ally Bank $115,000 n/a 0.0%
    FINANCE OF AMERICA MORTGAGE LLC $105,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.0%
    United Community Bank $105,000 n/a 0.0%
    Firstar Bank $95,000 n/a 0.0%
    Fifth Third Bank $85,000 n/a 0.0%
    LEGEND LENDING CORPORATION $85,000 n/a 0.0%
    Municipal Employees Credit Union of Oklahoma City $510,000 $85,000 -83.3% 0.0%
    Oakstar Bank $85,000 n/a 0.0%
    Bank of England $790,000 $75,000 -90.5% 0.0%
    BAY EQUITY LLC $175,000 $75,000 -57.1% 0.0%
    LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.0%
    Discover Bank $195,000 $70,000 -64.1% 0.0%
    First Horizon Bank $55,000 n/a 0.0%
    Regent Bank $50,000 n/a 0.0%
    Colonial Savings, F.A. $45,000 n/a 0.0%
    TEXOMA COMMUNITY CREDIT UNION $25,000 n/a 0.0%
    First National Bank Of Oklahoma $15,000 $15,000 0.0% 0.0%

    Shawnee's top lender by overall market share is First United Bank and Trust Company, with 22.4% market share. In second place, with 8.5%, is BancFirst, having originated $22,510,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $14,490,000 in loans. In fourth place, with 4.4%, is Arvest Bank, having originated $11,685,000 in loans. In fifth place, with 3.6%, is Gateway First Bank, having originated $9,640,000 in loans.

    Shawnee Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $144,225 (2.3%) $162,693 (-7.1%) 0.00 259
    2018-02-01 $147,450 (2.6%) $167,016 (-4.6%) 0.00 250
    2018-03-01 $155,500 (10.2%) $173,593 (-1.9%) 0.00 244
    2018-04-01 $156,200 (11.8%) $175,820 (5.6%) 0.00 263
    2018-05-01 $155,875 (14.5%) $176,654 (9.6%) 0.00 272
    2018-06-01 $155,000 (12.6%) $181,120 (10.8%) 0.00 279
    2018-07-01 $152,000 (8.7%) $178,086 (6.9%) 0.00 301
    2018-08-01 $139,900 (-3.5%) $170,296 (2.0%) 0.00 305
    2018-09-01 $149,500 (-0.1%) $182,219 (8.5%) 0.00 294
    2018-10-01 $159,563 (6.6%) $183,096 (10.4%) 0.00 297
    2018-11-01 $151,100 (0.8%) $178,337 (7.6%) 0.00 283
    2018-12-01 $139,950 (-6.4%) $179,151 (8.6%) 0.00 286
    2019-01-01 $140,200 (-2.8%) $179,007 (10.0%) 0.00 265
    2019-02-01 $149,075 (1.1%) $187,122 (12.0%) 0.00 242
    2019-03-01 $144,200 (-7.3%) $188,760 (8.7%) 0.00 210
    2019-04-01 $152,250 (-2.5%) $191,842 (9.1%) 0.00 198
    2019-05-01 $165,350 (6.1%) $185,571 (5.1%) 0.00 184
    2019-06-01 $169,900 (9.6%) $189,841 (4.8%) 0.00 174
    2019-07-01 $169,900 (11.8%) $195,088 (9.6%) 0.00 186
    2019-08-01 $169,900 (21.4%) $203,531 (19.5%) 0.00 189
    2019-09-01 $176,300 (17.9%) $210,684 (15.6%) 0.00 153
    2019-10-01 $175,100 (9.7%) $216,570 (18.3%) 0.00 163
    2019-11-01 $179,500 (18.8%) $218,677 (22.6%) 0.00 174
    2019-12-01 $183,750 (31.3%) $213,600 (19.2%) 0.00 170
    2020-01-01 $178,950 (27.6%) $206,235 (15.2%) 0.00 165
    2020-02-01 $170,000 (14.0%) $200,647 (7.2%) 0.00 167
    2020-03-01 $180,000 (24.8%) $215,351 (14.1%) 0.00 166
    2020-04-01 $183,125 (20.3%) $211,606 (10.3%) 0.00 156
    2020-05-01 $182,450 (10.3%) $216,266 (16.5%) 0.00 132
    2020-06-01 $196,750 (15.8%) $232,544 (22.5%) 0.00 120
    2020-07-01 $201,975 (18.9%) $246,989 (26.6%) 0.00 127
    2020-08-01 $192,101 (13.1%) $221,933 (9.0%) 0.00 123
    2020-09-01 $190,179 (7.9%) $219,808 (4.3%) 0.00 112
    2020-10-01 $198,905 (13.6%) $242,881 (12.2%) 0.00 101
    2020-11-01 $199,203 (11.0%) $259,505 (18.7%) 0.00 97
    2020-12-01 $184,536 (0.4%) $251,723 (17.9%) 0.00 97
    2021-01-01 $207,553 (16.0%) $290,315 (40.8%) 0.00 73
    2021-02-01 $226,226 (33.1%) $309,575 (54.3%) 0.00 56
    2021-03-01 $208,684 (15.9%) $278,243 (29.2%) 0.00 71
    2021-04-01 $221,176 (20.8%) $276,965 (30.9%) 0.00 77
    2021-05-01 $222,213 (21.8%) $281,262 (30.1%) 0.00 81
    2021-06-01 $223,556 (13.6%) $287,013 (23.4%) 0.00 90
    2021-07-01 $217,025 (7.5%) $279,257 (13.1%) 0.00 111
    2021-08-01 $222,225 (15.7%) $275,674 (24.2%) 0.00 147
    2021-09-01 $231,061 (21.5%) $326,993 (48.8%) 0.00 129
    2021-10-01 $224,170 (12.7%) $348,638 (43.5%) 0.00 145
    2021-11-01 $225,030 (13.0%) $342,577 (32.0%) 0.00 152
    2021-12-01 $221,954 (20.3%) $307,461 (22.1%) 0.00 143
    2022-01-01 $219,000 (5.5%) $279,987 (-3.6%) 0.00 100
    2022-02-01 $195,975 (-13.4%) $273,271 (-11.7%) 0.00 85
    2022-03-01 $227,274 (8.9%) $282,383 (1.5%) 0.00 86
    2022-04-01 $253,111 (14.4%) $295,082 (6.5%) 0.00 95
    2022-05-01 $264,158 (18.9%) $288,326 (2.5%) 0.00 100
    2022-06-01 $249,354 (11.5%) $268,100 (-6.6%) 0.00 118
    2022-07-01 $218,745 (0.8%) $254,154 (-9.0%) 0.00 148
    2022-08-01 $214,945 (-3.3%) $266,060 (-3.5%) 0.00 149
    2022-09-01 $246,500 (6.7%) $286,682 (-12.3%) 0.00 149
    2022-10-01 $219,900 (-1.9%) $275,492 (-21.0%) 0.00 156
    2022-11-01 $226,748 (0.8%) $260,145 (-24.1%) 0.00 175
    2022-12-01 $219,490 (-1.1%) $250,819 (-18.4%) 0.00 180
    2023-01-01 $229,975 (5.0%) $264,779 (-5.4%) 0.00 162
    2023-02-01 $250,506 (27.8%) $285,757 (4.6%) 0.00 141
    2023-03-01 $249,226 (9.7%) $287,256 (1.7%) 0.00 143
    2023-04-01 $244,542 (-3.4%) $298,229 (1.1%) 0.00 145
    Shawnee's median listing price for 2023-04-01 was $244,542, a difference of $-8,569 (-3.4%) versus the prior year and $-4,684 versus the prior month.

    Shawnee's median listing price comes in at 0% of the national average.

    Shawnee's average listing price for 2023-04-01 was $298,229, a difference of $3,147 (1.1%) versus the prior year and $10,973 versus the prior month.

    For the 2023-04-01 period, Shawnee had 145 MLS listings, a difference of 2 listings (1%) versus the prior month and 50 listings (53%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,705 sqft
    2018-02-01 0 days 1,700 sqft
    2018-03-01 0 days 1,726 sqft
    2018-04-01 0 days 1,753 sqft
    2018-05-01 0 days 1,738 sqft
    2018-06-01 0 days 1,728 sqft
    2018-07-01 0 days 1,698 sqft
    2018-08-01 0 days 1,690 sqft
    2018-09-01 0 days 1,734 sqft
    2018-10-01 0 days 1,728 sqft
    2018-11-01 0 days 1,722 sqft
    2018-12-01 0 days 1,714 sqft
    2019-01-01 0 days 1,702 sqft
    2019-02-01 0 days 1,724 sqft
    2019-03-01 0 days 1,647 sqft
    2019-04-01 0 days 1,720 sqft
    2019-05-01 0 days 1,719 sqft
    2019-06-01 0 days 1,726 sqft
    2019-07-01 0 days 1,745 sqft
    2019-08-01 0 days 1,809 sqft
    2019-09-01 0 days 1,908 sqft
    2019-10-01 0 days 1,879 sqft
    2019-11-01 0 days 1,926 sqft
    2019-12-01 0 days 1,944 sqft
    2020-01-01 0 days 1,938 sqft
    2020-02-01 0 days 1,898 sqft
    2020-03-01 0 days 1,865 sqft
    2020-04-01 0 days 1,865 sqft
    2020-05-01 0 days 1,826 sqft
    2020-06-01 0 days 1,877 sqft
    2020-07-01 0 days 1,867 sqft
    2020-08-01 0 days 1,848 sqft
    2020-09-01 0 days 1,857 sqft
    2020-10-01 0 days 1,851 sqft
    2020-11-01 0 days 1,903 sqft
    2020-12-01 0 days 1,877 sqft
    2021-01-01 0 days 2,035 sqft
    2021-02-01 0 days 1,963 sqft
    2021-03-01 0 days 1,803 sqft
    2021-04-01 0 days 1,759 sqft
    2021-05-01 0 days 1,647 sqft
    2021-06-01 0 days 1,663 sqft
    2021-07-01 0 days 1,735 sqft
    2021-08-01 0 days 1,725 sqft
    2021-09-01 0 days 1,699 sqft
    2021-10-01 0 days 1,713 sqft
    2021-11-01 0 days 1,700 sqft
    2021-12-01 0 days 1,752 sqft
    2022-01-01 0 days 1,675 sqft
    2022-02-01 0 days 1,612 sqft
    2022-03-01 0 days 1,680 sqft
    2022-04-01 0 days 1,680 sqft
    2022-05-01 0 days 1,809 sqft
    2022-06-01 0 days 1,691 sqft
    2022-07-01 0 days 1,633 sqft
    2022-08-01 0 days 1,672 sqft
    2022-09-01 0 days 1,737 sqft
    2022-10-01 0 days 1,631 sqft
    2022-11-01 0 days 1,671 sqft
    2022-12-01 0 days 1,636 sqft
    2023-01-01 0 days 1,703 sqft
    2023-02-01 0 days 1,744 sqft
    2023-03-01 0 days 1,764 sqft
    2023-04-01 0 days 1,829 sqft
    Shawnee's median listing age (time on market) for 2023-04-01 was 0 days.

    Shawnee's median square footage for active listings during the 2023-04-01 period was 1,829 sqft. One year prior, the average listing was 1,680 sqft.

    Shawnee, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 984 $190,090,000 $193,181
    Cash Out Refi 187 $32,245,000 $172,433
    Refi 176 $26,620,000 $151,250
    Home Improvement 129 $8,805,000 $68,256
    Other 101 $8,075,000 $79,950

    Shawnee's most frequently cited loan purpose was Home Purchase, with 984 originations. The 2nd most popular reason was Cash Out Refi, with 187 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 404 $70,620,000 $174,802
    4-5% 365 $63,365,000 $173,603
    3-4% 269 $51,215,000 $190,390
    6-7% 254 $42,960,000 $169,134
    7-8% 94 $10,600,000 $112,766
    Over 8% 67 $4,655,000 $69,478
    2.5-3% 65 $14,235,000 $219,000
    <2.5% 19 $2,475,000 $130,263

    During 2022, Shawnee's most frequently originated rate bucket was 5-6%, with 404 originations.

    Loan Sizing (Shawnee, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 592 $87,580,000 $147,939
    $100,000 or less 489 $28,815,000 $58,926
    $200k-400k 437 $115,595,000 $264,519
    $400k-600k 49 $22,735,000 $463,980
    $600k-1000k 7 $4,655,000 $665,000
    $Over $1MM 3 $6,455,000 $2,151,667

    Shawnee's loan sizing saw the bucket of loans from $100k-200k with 592 originations, totaling $87,580,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 698 $138,730,000 $198,754
    60-80% 400 $74,140,000 $185,350
    40-60% 159 $21,955,000 $138,082
    20-40% 127 $10,195,000 $80,276
    Under 20% 106 $4,110,000 $38,774
    Over 100% 40 $10,680,000 $267,000

    Shawnee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 698 originations, totaling $138,730,000 in origination value.