Shawnee Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Shawnee averaged
7.63%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.49% and
one month ago for the week of 2026-10-01, the
average rate was 7.43%.
Shawnee's average rate one year ago was 6.52%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Shawnee 30 Year Fixed Rate | 2026-11-05 | 7.63% |
| Shawnee 30 Year Fixed Rate Refi | 2026-11-05 | 7.08% |
| Shawnee 15 Year Fixed Rate | 2026-11-05 | 6.67% |
| Shawnee 15 Year Fixed Rate Refi | 2026-11-05 | 6.77% |
| Shawnee 30 Year FHA | 2026-11-05 | 6.98% |
| Shawnee 30 Year FHA Refi | 2026-11-05 | 6.73% |
| Shawnee 30 Year USDA | 2026-11-05 | 7.2% |
| Shawnee 30 Year USDA Refi | 2026-11-05 | 7% |
| Shawnee 30 Year VA | 2026-11-05 | 6.79% |
| Shawnee 30 Year VA Refi | 2026-11-05 | 6.76% |
Shawnee Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Shawnee, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Shawnee Average Closing Costs & Other Stats
Shawnee, OK's 75 lenders originated 1,543
loans during 2025. The total origination value was $309,935,000, with an average loan value of
$200,865.
Shawnee's average closing costs are $5,442.
The top Shawnee lender as defined by loan originations is First United Bank and Trust Company, with
68 loans originated. Their average total fees are
$4,542, which is $1,621
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Shawnee lenders (with over 10 loans originated) are
BancFirst ($3,991), Stride Bank ($4,391), First United Bank and Trust Company ($4,542), Arvest Bank ($5,057) and First National Bank and Trust Company ($5,395).
The lowest rate Shawnee lenders (with over 10 loans originated) are
Arvest Bank (6.51%), BancFirst (6.65%), QUICKEN LOANS, LLC (6.72%), First National Bank and Trust Company (6.74%) and First United Bank and Trust Company (6.90%).
Shawnee, OK Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| First United Bank and Trust Company | $45,655,000 | $61,585,000 | 34.9% | 19.9% |
| BancFirst | $23,915,000 | $27,895,000 | 16.6% | 9.0% |
| QUICKEN LOANS, LLC | $10,060,000 | $17,295,000 | 71.9% | 5.6% |
| Arvest Bank | $9,625,000 | $12,760,000 | 32.6% | 4.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $9,040,000 | $10,505,000 | 16.2% | 3.4% |
| Stride Bank | $9,095,000 | $9,785,000 | 7.6% | 3.2% |
| Mortgage Research Center, LLC | $13,490,000 | $9,725,000 | -27.9% | 3.1% |
| EAGLE HOME MORTGAGE, LLC | $9,415,000 | n/a | 3.0% | |
| Gateway First Bank | $3,765,000 | $8,075,000 | 114.5% | 2.6% |
| First National Bank and Trust Company | $6,205,000 | $6,920,000 | 11.5% | 2.2% |
| Vision Bank | $5,240,000 | $5,615,000 | 7.2% | 1.8% |
| Great Plains National Bank | $2,915,000 | $4,385,000 | 50.4% | 1.4% |
| Sooner State Bank | $335,000 | $4,115,000 | 1,128.4% | 1.3% |
| MLD MORTGAGE INC. | $1,790,000 | $4,060,000 | 126.8% | 1.3% |
| Tinker Federal Credit Union | $4,845,000 | $3,915,000 | -19.2% | 1.3% |
| 21ST MORTGAGE CORPORATION | $4,225,000 | $3,510,000 | -16.9% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $1,630,000 | $3,480,000 | 113.5% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $4,360,000 | $3,395,000 | -22.1% | 1.1% |
| FINANCIAL CONCEPTS MORTGAGE, LLC | $3,370,000 | n/a | 1.1% | |
| NEWREZ LLC | $1,345,000 | $3,135,000 | 133.1% | 1.0% |
| BOKF | $2,175,000 | $2,690,000 | 23.7% | 0.9% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,195,000 | $2,635,000 | 20.0% | 0.9% |
| USAA Federal Savings Bank | $715,000 | $2,505,000 | 250.3% | 0.8% |
| SOUTHWEST FUNDING, LP | $1,530,000 | $2,100,000 | 37.3% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $5,500,000 | $2,090,000 | -62.0% | 0.7% |
| SOUTHWEST STAGE FUNDING, LLC | $2,010,000 | $1,945,000 | -3.2% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $380,000 | $1,865,000 | 390.8% | 0.6% |
| TRIAD FINANCIAL SERVICES, INC. | $1,755,000 | $1,840,000 | 4.8% | 0.6% |
| ASSOCIATED MORTGAGE CORPORATION | $2,000,000 | $1,750,000 | -12.5% | 0.6% |
| V.I.P. MORTGAGE, INC. | $765,000 | $1,750,000 | 128.8% | 0.6% |
| BETTER MORTGAGE CORPORATION | $1,720,000 | n/a | 0.6% | |
| Southern Bank | $1,685,000 | n/a | 0.5% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,790,000 | $1,565,000 | -12.6% | 0.5% |
| NEW FED MORTGAGE, CORP. | $1,900,000 | $1,540,000 | -18.9% | 0.5% |
| PLAZA HOME MORTGAGE, INC. | $1,530,000 | n/a | 0.5% | |
| BROKER SOLUTIONS, INC. | $1,555,000 | $1,390,000 | -10.6% | 0.4% |
| LOANDEPOT.COM, LLC | $1,150,000 | $1,340,000 | 16.5% | 0.4% |
| EVERETT FINANCIAL, INC. | $240,000 | $1,325,000 | 452.1% | 0.4% |
| NEW DAY FINANCIAL, LLC | $885,000 | $1,295,000 | 46.3% | 0.4% |
| Carrington Mortgage Services, LLC | $550,000 | $1,240,000 | 125.5% | 0.4% |
| The Central Trust Bank | $1,375,000 | $1,240,000 | -9.8% | 0.4% |
| GENEVA FINANCIAL, LLC | $675,000 | $1,205,000 | 78.5% | 0.4% |
| The Citizens Bank of Edmond | $1,175,000 | n/a | 0.4% | |
| ENVOY MORTGAGE, LTD | $245,000 | $1,085,000 | 342.9% | 0.4% |
| PLANET HOME LENDING, LLC | $1,055,000 | n/a | 0.3% | |
| AMERISAVE MORTGAGE CORPORATION | $355,000 | $1,040,000 | 193.0% | 0.3% |
| GUILD MORTGAGE COMPANY | $665,000 | $1,035,000 | 55.6% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $1,400,000 | $1,020,000 | -27.1% | 0.3% |
| SWBC MORTGAGE CORPORATION | $900,000 | $1,005,000 | 11.7% | 0.3% |
| AmeriHome Mortgage Company, LLC | $725,000 | $990,000 | 36.6% | 0.3% |
| COMMUNICATION | $995,000 | $965,000 | -3.0% | 0.3% |
| Farm Credit Mid-America, ACA | $45,000 | $920,000 | 1,944.4% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $915,000 | n/a | 0.3% | |
| First Western Trust Bank | $900,000 | n/a | 0.3% | |
| Ixonia Bank | $900,000 | n/a | 0.3% | |
| MidFirst Bank | $655,000 | $875,000 | 33.6% | 0.3% |
| CANOPY MORTGAGE, LLC | $475,000 | $860,000 | 81.1% | 0.3% |
| Equity Prime Mortgage LLC | $830,000 | $830,000 | 0.0% | 0.3% |
| First Liberty Bank | $830,000 | n/a | 0.3% | |
| JPMorgan Chase Bank | $645,000 | $790,000 | 22.5% | 0.3% |
| DOMINION FINANCIAL SERVICES, LLC | $240,000 | $750,000 | 212.5% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $695,000 | $735,000 | 5.8% | 0.2% |
| BLUE SKY BANK | $690,000 | n/a | 0.2% | |
| FIRST COLONY MORTGAGE CORPORATION | $690,000 | n/a | 0.2% | |
| CMG MORTGAGE, INC. | $285,000 | $680,000 | 138.6% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $760,000 | $650,000 | -14.5% | 0.2% |
| FLAT BRANCH MORTGAGE, INC. | $900,000 | $635,000 | -29.4% | 0.2% |
| WEOKIE | $560,000 | $630,000 | 12.5% | 0.2% |
| Goldwater Bank, N.A. | $375,000 | $615,000 | 64.0% | 0.2% |
| Cornerstone First Mortgage, Inc | $610,000 | n/a | 0.2% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $340,000 | $600,000 | 76.5% | 0.2% |
| OCMBC, INC. | $600,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $505,000 | $590,000 | 16.8% | 0.2% |
| FirstTrust Home Loans, Inc. | $580,000 | n/a | 0.2% | |
| TOWNE MORTGAGE COMPANY | $145,000 | $565,000 | 289.7% | 0.2% |
| First Security Bank & Trust Company | $220,000 | $555,000 | 152.3% | 0.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $550,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $460,000 | $530,000 | 15.2% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $145,000 | $525,000 | 262.1% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $190,000 | $495,000 | 160.5% | 0.2% |
| RAIN CITY CAPITAL, LLC | $490,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $305,000 | $485,000 | 59.0% | 0.2% |
| Waterstone Mortgage Corporation | $470,000 | n/a | 0.2% | |
| Mr. Cooper ( Nationstar Mortgage ) | $1,435,000 | $460,000 | -67.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $840,000 | $455,000 | -45.8% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $425,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $380,000 | $425,000 | 11.8% | 0.1% |
| Bank 7 | $435,000 | $405,000 | -6.9% | 0.1% |
| FBC MORTGAGE, LLC | $400,000 | n/a | 0.1% | |
| LENDINGONE, LLC | $390,000 | n/a | 0.1% | |
| First International Bank & Trust | $375,000 | n/a | 0.1% | |
| F & M Bank | $1,095,000 | $375,000 | -65.8% | 0.1% |
| LOANPAL, LLC | $370,000 | n/a | 0.1% | |
| First Community Bank | $355,000 | n/a | 0.1% | |
| ENDEAVOR CAPITAL, LLC. | $350,000 | n/a | 0.1% | |
| U.S. Bank | $145,000 | $350,000 | 141.4% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $345,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $345,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $340,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $1,300,000 | $340,000 | -73.8% | 0.1% |
| VALOR BANK | $220,000 | $340,000 | 54.5% | 0.1% |
| PREMIA MORTGAGE, LLC | $335,000 | n/a | 0.1% | |
| Prosperity Bank | $325,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $325,000 | n/a | 0.1% | |
| Chickasaw Community Bank | $310,000 | $310,000 | 0.0% | 0.1% |
| OKLAHOMA'S | $255,000 | $300,000 | 17.6% | 0.1% |
| American Mortgage Bank, LLC | $1,410,000 | $295,000 | -79.1% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $145,000 | $295,000 | 103.4% | 0.1% |
| CARDINAL FINANCIAL | $810,000 | $295,000 | -63.6% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $435,000 | $290,000 | -33.3% | 0.1% |
| American Bank of Oklahoma | $285,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $275,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $275,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $245,000 | $270,000 | 10.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $375,000 | $265,000 | -29.3% | 0.1% |
| ALLEGIANCE | $75,000 | $260,000 | 246.7% | 0.1% |
| Citizens Bank | $255,000 | n/a | 0.1% | |
| PNC Bank | $45,000 | $245,000 | 444.4% | 0.1% |
| BMO Harris Bank | $105,000 | $235,000 | 123.8% | 0.1% |
| M&T Bank | $145,000 | $235,000 | 62.1% | 0.1% |
| Armstrong Bank | $230,000 | n/a | 0.1% | |
| ARKANSAS Federal Credit Union | $225,000 | n/a | 0.1% | |
| Assurance Financial Group, L.L.C. | $225,000 | n/a | 0.1% | |
| NexBank | $225,000 | n/a | 0.1% | |
| Credence Funding Corporation | $235,000 | $215,000 | -8.5% | 0.1% |
| CWM PARTNERS, L.P. | $215,000 | n/a | 0.1% | |
| Figure Lending LLC | $390,000 | $215,000 | -44.9% | 0.1% |
| Wells Fargo Bank | $275,000 | $210,000 | -23.6% | 0.1% |
| INTERNATIONAL CITY MORTGAGE, INC. | $205,000 | n/a | 0.1% | |
| GARDNER FINANCIAL SERVICES, LTD. | $650,000 | $200,000 | -69.2% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $195,000 | n/a | 0.1% | |
| VAL-CHRIS INVESTMENTS, INC. | $195,000 | n/a | 0.1% | |
| SeaTrust Mortgage Company | $235,000 | $175,000 | -25.5% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,620,000 | $175,000 | -89.2% | 0.1% |
| Coastal Community Bank | $230,000 | $160,000 | -30.4% | 0.1% |
| CONSTRUCTIVE LOANS, LLC | $130,000 | $160,000 | 23.1% | 0.1% |
| Discover Bank | $115,000 | $155,000 | 34.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $530,000 | $155,000 | -70.8% | 0.1% |
| SPRING EQ, LLC | $150,000 | n/a | 0.0% | |
| Firstar Bank | $135,000 | n/a | 0.0% | |
| First Bank & Trust Co. | $440,000 | $125,000 | -71.6% | 0.0% |
| Municipal Employees Credit Union of Oklahoma City | $125,000 | n/a | 0.0% | |
| CSL Financial, LLC | $260,000 | $105,000 | -59.6% | 0.0% |
| First Oklahoma Bank | $105,000 | n/a | 0.0% | |
| The First National Bank and Trust Company of Okmulgee | $105,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $115,000 | $105,000 | -8.7% | 0.0% |
| Triad Bank | $105,000 | n/a | 0.0% | |
| Mortgage Investment Services Corporation | $215,000 | $95,000 | -55.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $85,000 | n/a | 0.0% | |
| TRUE SKY | $105,000 | $65,000 | -38.1% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $75,000 | $65,000 | -13.3% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $2,555,000 | $55,000 | -97.8% | 0.0% |
| Oklahoma Educators Credit Union | $25,000 | $55,000 | 120.0% | 0.0% |
Shawnee's top lender by overall market share is First United Bank and Trust Company, with 19.9% market share. In second place, with 9.0%, is BancFirst, having originated $27,895,000 in loans. In third place, with 5.6%, is QUICKEN LOANS, LLC, having originated $17,295,000 in loans. In fourth place, with 4.1%, is Arvest Bank, having originated $12,760,000 in loans. In fifth place, with 3.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $10,505,000 in loans.
Shawnee Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $144,225 (2.3%) | $162,693 (-7.1%) | 0.00 | 259 |
| 2018-02-01 | $147,450 (2.6%) | $167,016 (-4.6%) | 0.00 | 250 |
| 2018-03-01 | $155,500 (10.2%) | $173,593 (-1.9%) | 0.00 | 244 |
| 2018-04-01 | $156,200 (12.0%) | $175,886 (5.7%) | 0.00 | 263 |
| 2018-05-01 | $156,450 (15.3%) | $177,449 (10.2%) | 0.00 | 273 |
| 2018-06-01 | $155,000 (13.1%) | $181,589 (11.2%) | 0.00 | 280 |
| 2018-07-01 | $152,225 (9.0%) | $178,544 (7.3%) | 0.00 | 302 |
| 2018-08-01 | $139,900 (-3.5%) | $170,766 (2.4%) | 0.00 | 306 |
| 2018-09-01 | $149,900 (0.3%) | $183,060 (9.1%) | 0.00 | 294 |
| 2018-10-01 | $159,750 (6.7%) | $183,710 (10.8%) | 0.00 | 296 |
| 2018-11-01 | $152,238 (1.5%) | $178,757 (7.9%) | 0.00 | 282 |
| 2018-12-01 | $140,000 (-6.3%) | $179,592 (8.8%) | 0.00 | 285 |
| 2019-01-01 | $140,300 (-2.7%) | $179,448 (10.3%) | 0.00 | 264 |
| 2019-02-01 | $149,900 (1.7%) | $187,632 (12.3%) | 0.00 | 241 |
| 2019-03-01 | $149,943 (-3.6%) | $189,270 (9.0%) | 0.00 | 222 |
| 2019-04-01 | $150,000 (-4.0%) | $190,571 (8.4%) | 0.00 | 197 |
| 2019-05-01 | $167,050 (6.8%) | $186,214 (4.9%) | 0.00 | 183 |
| 2019-06-01 | $169,900 (9.6%) | $190,523 (4.9%) | 0.00 | 173 |
| 2019-07-01 | $170,425 (12.0%) | $195,792 (9.7%) | 0.00 | 185 |
| 2019-08-01 | $174,655 (24.8%) | $204,632 (19.8%) | 0.00 | 182 |
| 2019-09-01 | $174,961 (16.7%) | $210,988 (15.3%) | 0.00 | 172 |
| 2019-10-01 | $175,166 (9.7%) | $216,570 (17.9%) | 0.00 | 163 |
| 2019-11-01 | $179,500 (17.9%) | $218,677 (22.3%) | 0.00 | 174 |
| 2019-12-01 | $183,750 (31.3%) | $213,600 (18.9%) | 0.00 | 170 |
| 2020-01-01 | $178,950 (27.6%) | $206,235 (14.9%) | 0.00 | 165 |
| 2020-02-01 | $170,000 (13.4%) | $200,647 (6.9%) | 0.00 | 167 |
| 2020-03-01 | $180,000 (20.1%) | $215,351 (13.8%) | 0.00 | 166 |
| 2020-04-01 | $183,125 (22.1%) | $211,606 (11.0%) | 0.00 | 156 |
| 2020-05-01 | $182,450 (9.2%) | $216,266 (16.1%) | 0.00 | 132 |
| 2020-06-01 | $196,750 (15.8%) | $232,544 (22.1%) | 0.00 | 120 |
| 2020-07-01 | $201,975 (18.5%) | $246,989 (26.2%) | 0.00 | 127 |
| 2020-08-01 | $192,101 (10.0%) | $221,933 (8.5%) | 0.00 | 123 |
| 2020-09-01 | $190,179 (8.7%) | $219,808 (4.2%) | 0.00 | 112 |
| 2020-10-01 | $198,905 (13.6%) | $242,881 (12.2%) | 0.00 | 101 |
| 2020-11-01 | $199,203 (11.0%) | $259,505 (18.7%) | 0.00 | 97 |
| 2020-12-01 | $184,536 (0.4%) | $251,723 (17.9%) | 0.00 | 97 |
| 2021-01-01 | $207,553 (16.0%) | $290,315 (40.8%) | 0.00 | 73 |
| 2021-02-01 | $226,226 (33.1%) | $309,575 (54.3%) | 0.00 | 56 |
| 2021-03-01 | $208,684 (15.9%) | $278,243 (29.2%) | 0.00 | 71 |
| 2021-04-01 | $221,176 (20.8%) | $276,965 (30.9%) | 0.00 | 77 |
| 2021-05-01 | $222,213 (21.8%) | $281,262 (30.1%) | 0.00 | 81 |
| 2021-06-01 | $223,556 (13.6%) | $287,013 (23.4%) | 0.00 | 90 |
| 2021-07-01 | $214,525 (6.2%) | $279,257 (13.1%) | 0.00 | 110 |
| 2021-08-01 | $221,831 (15.5%) | $274,649 (23.8%) | 0.00 | 146 |
| 2021-09-01 | $230,101 (21.0%) | $326,208 (48.4%) | 0.00 | 128 |
| 2021-10-01 | $222,408 (11.8%) | $348,030 (43.3%) | 0.00 | 144 |
| 2021-11-01 | $223,230 (12.1%) | $340,621 (31.3%) | 0.00 | 151 |
| 2021-12-01 | $221,425 (20.0%) | $306,588 (21.8%) | 0.00 | 142 |
| 2022-01-01 | $215,200 (3.7%) | $278,437 (-4.1%) | 0.00 | 99 |
| 2022-02-01 | $191,925 (-15.2%) | $271,450 (-12.3%) | 0.00 | 84 |
| 2022-03-01 | $224,204 (7.4%) | $280,677 (0.9%) | 0.00 | 85 |
| 2022-04-01 | $252,301 (14.1%) | $295,082 (6.5%) | 0.00 | 94 |
| 2022-05-01 | $261,908 (17.9%) | $286,050 (1.7%) | 0.00 | 99 |
| 2022-06-01 | $249,061 (11.4%) | $265,876 (-7.4%) | 0.00 | 117 |
| 2022-07-01 | $218,490 (1.9%) | $252,383 (-9.6%) | 0.00 | 148 |
| 2022-08-01 | $214,945 (-3.1%) | $266,060 (-3.1%) | 0.00 | 149 |
| 2022-09-01 | $246,500 (7.1%) | $286,682 (-12.1%) | 0.00 | 149 |
| 2022-10-01 | $219,900 (-1.1%) | $275,492 (-20.8%) | 0.00 | 156 |
| 2022-11-01 | $226,748 (1.6%) | $260,145 (-23.6%) | 0.00 | 175 |
| 2022-12-01 | $219,490 (-0.9%) | $250,819 (-18.2%) | 0.00 | 180 |
| 2023-01-01 | $229,975 (6.9%) | $264,779 (-4.9%) | 0.00 | 162 |
| 2023-02-01 | $250,506 (30.5%) | $285,757 (5.3%) | 0.00 | 141 |
| 2023-03-01 | $249,151 (11.1%) | $283,612 (1.1%) | 0.00 | 142 |
| 2023-04-01 | $247,600 (-1.9%) | $292,754 (-0.8%) | 0.00 | 142 |
| 2023-05-01 | $258,125 (-1.4%) | $317,647 (11.1%) | 0.00 | 141 |
| 2023-06-01 | $272,200 (9.3%) | $344,569 (29.6%) | 0.00 | 151 |
| 2023-07-01 | $250,000 (14.4%) | $331,511 (31.4%) | 0.00 | 166 |
| 2023-08-01 | $250,000 (16.3%) | $325,128 (22.2%) | 0.00 | 191 |
| 2023-09-01 | $250,000 (1.4%) | $313,545 (9.4%) | 0.00 | 201 |
| 2023-10-01 | $246,988 (12.3%) | $306,527 (11.3%) | 0.00 | 205 |
| 2023-11-01 | $240,832 (6.2%) | $298,203 (14.6%) | 0.00 | 227 |
| 2023-12-01 | $235,950 (7.5%) | $286,122 (14.1%) | 0.00 | 246 |
| 2024-01-01 | $232,950 (1.3%) | $288,899 (9.1%) | 0.00 | 235 |
| 2024-02-01 | $226,991 (-9.4%) | $283,693 (-0.7%) | 0.00 | 232 |
| 2024-03-01 | $229,900 (-7.7%) | $296,362 (4.5%) | 0.00 | 207 |
| 2024-04-01 | $242,300 (-2.1%) | $309,490 (5.7%) | 0.00 | 210 |
| 2024-05-01 | $245,975 (-4.7%) | $314,363 (-1.0%) | 0.00 | 210 |
| 2024-06-01 | $245,684 (-9.7%) | $304,293 (-11.7%) | 0.00 | 218 |
| 2024-07-01 | $240,950 (-3.6%) | $304,310 (-8.2%) | 0.00 | 241 |
| 2024-08-01 | $234,950 (-6.0%) | $295,616 (-9.1%) | 0.00 | 291 |
| 2024-09-01 | $239,875 (-4.1%) | $301,622 (-3.8%) | 0.00 | 297 |
| 2024-10-01 | $244,450 (-1.0%) | $295,191 (-3.7%) | 0.00 | 283 |
| 2024-11-01 | $239,000 (-0.8%) | $293,125 (-1.7%) | 0.00 | 304 |
| 2024-12-01 | $235,875 (0.0%) | $291,111 (1.7%) | 0.00 | 284 |
| 2025-01-01 | $237,500 (2.0%) | $287,503 (-0.5%) | 0.00 | 292 |
| 2025-02-01 | $246,475 (8.6%) | $289,944 (2.2%) | 0.00 | 280 |
| 2025-03-01 | $259,450 (12.9%) | $297,950 (0.5%) | 0.00 | 250 |
| 2025-04-01 | $253,250 (4.5%) | $298,271 (-3.6%) | 0.00 | 250 |
| 2025-05-01 | $259,900 (5.7%) | $298,619 (-5.0%) | 0.00 | 273 |
| 2025-06-01 | $274,950 (11.9%) | $313,242 (2.9%) | 0.00 | 284 |
| 2025-07-01 | $277,075 (15.0%) | $313,968 (3.2%) | 0.00 | 295 |
| 2025-08-01 | $270,000 (14.9%) | $315,829 (6.8%) | 0.00 | 286 |
| 2025-09-01 | $265,000 (10.5%) | $313,620 (4.0%) | 0.00 | 297 |
| 2025-10-01 | $270,500 (10.7%) | $316,518 (7.2%) | 0.00 | 310 |
| 2025-11-01 | $265,000 (10.9%) | $320,145 (9.2%) | 0.00 | 327 |
| 2025-12-01 | $246,400 (4.5%) | $319,809 (9.9%) | 0.00 | 328 |
| 2026-01-01 | $249,000 (4.8%) | $328,636 (14.3%) | 0.00 | 314 |
| 2026-02-01 | $249,950 (1.4%) | $351,728 (21.3%) | 0.00 | 304 |
| 2026-03-01 | $249,990 (-3.7%) | $356,202 (19.6%) | 0.00 | 287 |
| 2026-04-01 | $249,675 (-1.4%) | $352,862 (18.3%) | 0.00 | 290 |
| 2026-05-01 | $250,000 (-3.8%) | $359,444 (20.4%) | 0.00 | 285 |
| 2026-06-01 | $252,150 (-8.3%) | $366,182 (16.9%) | 0.00 | 287 |
| 2026-07-01 | $240,500 (-13.2%) | $334,548 (6.6%) | 0.00 | 299 |
| 2026-08-01 | $240,000 (-11.1%) | $334,270 (5.8%) | 0.00 | 317 |
| 2026-09-01 | $245,750 (-7.3%) | $337,500 (7.6%) | 0.00 | 314 |
| 2026-10-01 | $245,000 (-9.4%) | $329,283 (4.0%) | 0.00 | 322 |
Shawnee's median listing price comes in at 0% of the national average.
Shawnee's average listing price for 2026-10-01 was $329,283, a difference of $12,765 (4.0%) versus the prior year and $-8,217 versus the prior month.
For the 2026-10-01 period, Shawnee had 322 MLS listings, a difference of 8 listings (3%) versus the prior month and 12 listings (4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Shawnee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,705 sqft |
| 2018-02-01 | 0 days | 1,700 sqft |
| 2018-03-01 | 0 days | 1,726 sqft |
| 2018-04-01 | 0 days | 1,760 sqft |
| 2018-05-01 | 0 days | 1,743 sqft |
| 2018-06-01 | 0 days | 1,731 sqft |
| 2018-07-01 | 0 days | 1,701 sqft |
| 2018-08-01 | 0 days | 1,698 sqft |
| 2018-09-01 | 0 days | 1,736 sqft |
| 2018-10-01 | 0 days | 1,735 sqft |
| 2018-11-01 | 0 days | 1,724 sqft |
| 2018-12-01 | 0 days | 1,716 sqft |
| 2019-01-01 | 0 days | 1,706 sqft |
| 2019-02-01 | 0 days | 1,728 sqft |
| 2019-03-01 | 0 days | 1,730 sqft |
| 2019-04-01 | 0 days | 1,726 sqft |
| 2019-05-01 | 0 days | 1,735 sqft |
| 2019-06-01 | 0 days | 1,745 sqft |
| 2019-07-01 | 0 days | 1,747 sqft |
| 2019-08-01 | 0 days | 1,780 sqft |
| 2019-09-01 | 0 days | 1,835 sqft |
| 2019-10-01 | 0 days | 1,879 sqft |
| 2019-11-01 | 0 days | 1,926 sqft |
| 2019-12-01 | 0 days | 1,944 sqft |
| 2020-01-01 | 0 days | 1,938 sqft |
| 2020-02-01 | 0 days | 1,898 sqft |
| 2020-03-01 | 0 days | 1,865 sqft |
| 2020-04-01 | 0 days | 1,865 sqft |
| 2020-05-01 | 0 days | 1,826 sqft |
| 2020-06-01 | 0 days | 1,877 sqft |
| 2020-07-01 | 0 days | 1,867 sqft |
| 2020-08-01 | 0 days | 1,848 sqft |
| 2020-09-01 | 0 days | 1,857 sqft |
| 2020-10-01 | 0 days | 1,851 sqft |
| 2020-11-01 | 0 days | 1,903 sqft |
| 2020-12-01 | 0 days | 1,877 sqft |
| 2021-01-01 | 0 days | 2,035 sqft |
| 2021-02-01 | 0 days | 1,963 sqft |
| 2021-03-01 | 0 days | 1,803 sqft |
| 2021-04-01 | 0 days | 1,759 sqft |
| 2021-05-01 | 0 days | 1,647 sqft |
| 2021-06-01 | 0 days | 1,663 sqft |
| 2021-07-01 | 0 days | 1,735 sqft |
| 2021-08-01 | 0 days | 1,725 sqft |
| 2021-09-01 | 0 days | 1,699 sqft |
| 2021-10-01 | 0 days | 1,713 sqft |
| 2021-11-01 | 0 days | 1,700 sqft |
| 2021-12-01 | 0 days | 1,757 sqft |
| 2022-01-01 | 0 days | 1,691 sqft |
| 2022-02-01 | 0 days | 1,620 sqft |
| 2022-03-01 | 0 days | 1,686 sqft |
| 2022-04-01 | 0 days | 1,680 sqft |
| 2022-05-01 | 0 days | 1,815 sqft |
| 2022-06-01 | 0 days | 1,697 sqft |
| 2022-07-01 | 0 days | 1,642 sqft |
| 2022-08-01 | 0 days | 1,672 sqft |
| 2022-09-01 | 0 days | 1,737 sqft |
| 2022-10-01 | 0 days | 1,631 sqft |
| 2022-11-01 | 0 days | 1,671 sqft |
| 2022-12-01 | 0 days | 1,636 sqft |
| 2023-01-01 | 0 days | 1,703 sqft |
| 2023-02-01 | 0 days | 1,744 sqft |
| 2023-03-01 | 0 days | 1,764 sqft |
| 2023-04-01 | 0 days | 1,829 sqft |
| 2023-05-01 | 0 days | 1,852 sqft |
| 2023-06-01 | 0 days | 1,800 sqft |
| 2023-07-01 | 0 days | 1,844 sqft |
| 2023-08-01 | 0 days | 1,776 sqft |
| 2023-09-01 | 0 days | 1,802 sqft |
| 2023-10-01 | 0 days | 1,800 sqft |
| 2023-11-01 | 0 days | 1,774 sqft |
| 2023-12-01 | 0 days | 1,680 sqft |
| 2024-01-01 | 0 days | 1,667 sqft |
| 2024-02-01 | 0 days | 1,726 sqft |
| 2024-03-01 | 0 days | 1,762 sqft |
| 2024-04-01 | 0 days | 1,777 sqft |
| 2024-05-01 | 0 days | 1,780 sqft |
| 2024-06-01 | 0 days | 1,747 sqft |
| 2024-07-01 | 0 days | 1,748 sqft |
| 2024-08-01 | 0 days | 1,706 sqft |
| 2024-09-01 | 0 days | 1,735 sqft |
| 2024-10-01 | 0 days | 1,724 sqft |
| 2024-11-01 | 0 days | 1,704 sqft |
| 2024-12-01 | 0 days | 1,703 sqft |
| 2025-01-01 | 0 days | 1,749 sqft |
| 2025-02-01 | 0 days | 1,767 sqft |
| 2025-03-01 | 0 days | 1,778 sqft |
| 2025-04-01 | 0 days | 1,782 sqft |
| 2025-05-01 | 0 days | 1,786 sqft |
| 2025-06-01 | 0 days | 1,840 sqft |
| 2025-07-01 | 0 days | 1,807 sqft |
| 2025-08-01 | 0 days | 1,786 sqft |
| 2025-09-01 | 0 days | 1,773 sqft |
| 2025-10-01 | 0 days | 1,768 sqft |
| 2025-11-01 | 0 days | 1,766 sqft |
| 2025-12-01 | 0 days | 1,745 sqft |
| 2026-01-01 | 0 days | 1,747 sqft |
| 2026-02-01 | 0 days | 1,764 sqft |
| 2026-03-01 | 0 days | 1,800 sqft |
| 2026-04-01 | 0 days | 1,800 sqft |
| 2026-05-01 | 0 days | 1,774 sqft |
| 2026-06-01 | 0 days | 1,754 sqft |
| 2026-07-01 | 0 days | 1,697 sqft |
| 2026-08-01 | 0 days | 1,726 sqft |
| 2026-09-01 | 0 days | 1,709 sqft |
| 2026-10-01 | 0 days | 1,707 sqft |
Shawnee's median square footage for active listings during the 2026-10-01 period was 1,707 sqft. One year prior, the average listing was 1,768 sqft.
Shawnee, OK Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 921 | $211,695,000 | $229,853 |
| Refi | 236 | $55,630,000 | $235,720 |
| Cash Out Refi | 151 | $25,435,000 | $168,444 |
| Other | 128 | $10,160,000 | $79,375 |
| Home Improvement | 107 | $7,015,000 | $65,561 |
Shawnee's most frequently cited loan purpose was Home Purchase, with 921 originations. The 2nd most popular reason was Refi, with 236 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 594 | $140,110,000 | $235,875 |
| 7-8% | 376 | $75,200,000 | $200,000 |
| 5-6% | 254 | $57,510,000 | $226,417 |
| Over 8% | 244 | $23,140,000 | $94,836 |
| 4-5% | 15 | $3,255,000 | $217,000 |
| <2.5% | 14 | $630,000 | $45,000 |
| 3-4% | 1 | $105,000 | $105,000 |
| 2.5-3% | 1 | $255,000 | $255,000 |
During 2025, Shawnee's most frequently originated rate bucket was 6-7%, with 594 originations.
Loan Sizing (Shawnee, OK MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 533 | $142,975,000 | $268,246 |
| $100k-200k | 512 | $74,550,000 | $145,605 |
| $100,000 or less | 408 | $23,720,000 | $58,137 |
| $400k-600k | 61 | $28,305,000 | $464,016 |
| $600k-1000k | 19 | $12,555,000 | $660,789 |
| $Over $1MM | 10 | $27,830,000 | $2,783,000 |
Shawnee's loan sizing saw the bucket of loans from $200k-400k with 533 originations, totaling $142,975,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 709 | $165,385,000 | $233,265 |
| 60-80% | 280 | $65,330,000 | $233,321 |
| Under 20% | 144 | $7,160,000 | $49,722 |
| 40-60% | 143 | $30,495,000 | $213,252 |
| 20-40% | 141 | $12,155,000 | $86,206 |
| Over 100% | 45 | $11,325,000 | $251,667 |
Shawnee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 709 originations, totaling $165,385,000 in origination value.