PALM BAY - MELBOURNE - TITUSVILLE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Palm Bay - Melbourne - Titusville averaged
6.54%
for the week of 2024-11-27, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2024-11-21) was
6.87% and
one month ago for the week of 2024-10-24, the
average rate was 6.37%.
Palm Bay - Melbourne - Titusville's average rate one year ago was 6.92%.
For refis of the same type during the week of 2024-11-27, the average rate
was 7.66%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-27 | 6.81% |
Palm Bay - Melbourne - Titusville 30 Year Fixed Rate | 2024-11-27 | 6.54% |
Palm Bay - Melbourne - Titusville 30 Year Fixed Rate Refi | 2024-11-27 | 7.66% |
Palm Bay - Melbourne - Titusville 15 Year Fixed Rate | 2024-11-27 | 5.9% |
Palm Bay - Melbourne - Titusville 15 Year Fixed Rate Refi | 2024-11-27 | 6% |
Palm Bay - Melbourne - Titusville 30 Year FHA | 2024-11-27 | -0.35% |
Palm Bay - Melbourne - Titusville 30 Year FHA Refi | 2024-11-27 | -0.2% |
Palm Bay - Melbourne - Titusville 30 Year USDA | 2024-11-27 | 0.2% |
Palm Bay - Melbourne - Titusville 30 Year USDA Refi | 2024-11-27 | 0.1% |
Palm Bay - Melbourne - Titusville 30 Year VA | 2024-11-27 | -0.28% |
Palm Bay - Melbourne - Titusville 30 Year VA Refi | 2024-11-27 | 0.2% |
PALM BAY - MELBOURNE - TITUSVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PALM BAY-MELBOURNE-TITUSVILLE, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PALM BAY - MELBOURNE - TITUSVILLE Average Closing Costs & Other Stats
PALM BAY-MELBOURNE-TITUSVILLE, FL's 386 lenders originated 16,650
loans during 2023. The total origination value was $4,626,870,000, with an average loan value of
$277,890.
PALM BAY - MELBOURNE - TITUSVILLE's average closing costs are $5,953.
The top PALM BAY - MELBOURNE - TITUSVILLE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
596 loans originated. Their average total fees are
$7,722, which is $125
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee PALM BAY - MELBOURNE - TITUSVILLE lenders (with over 10 loans originated) are
Discover Bank ($0), SPACE COAST Credit Union ($1,408), PULTE MORTGAGE LLC ($2,421), PREMIA MORTGAGE, LLC ($3,395) and DHI MORTGAGE COMPANY, LTD. ($3,415).
The lowest rate PALM BAY - MELBOURNE - TITUSVILLE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.46%), TrustCo Bank (5.64%), SPACE COAST Credit Union (5.80%), KBHS HOME LOANS, LLC (5.88%) and Morgan Stanley Private Bank (5.89%).
PALM BAY-MELBOURNE-TITUSVILLE, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $430,775,000 | $413,985,000 | -3.9% | 8.9% |
SPACE COAST Credit Union | $250,825,000 | $277,860,000 | 10.8% | 6.0% |
QUICKEN LOANS, LLC | $397,285,000 | $264,160,000 | -33.5% | 5.7% |
DHI MORTGAGE COMPANY, LTD. | $187,405,000 | $242,235,000 | 29.3% | 5.2% |
THE MORTGAGE FIRM, INC. | $260,000,000 | $165,840,000 | -36.2% | 3.6% |
CROSSCOUNTRY MORTGAGE, LLC | $141,825,000 | $143,150,000 | 0.9% | 3.1% |
DYBN FINANCIAL CORP. | $139,715,000 | $104,725,000 | -25.0% | 2.3% |
COMMUNITY CREDIT UNION OF FLORIDA | $126,560,000 | $93,475,000 | -26.1% | 2.0% |
Mortgage Research Center, LLC | $105,460,000 | $89,760,000 | -14.9% | 1.9% |
EAGLE HOME MORTGAGE, LLC | $41,425,000 | $82,815,000 | 99.9% | 1.8% |
U.S. Bank | $129,925,000 | $80,635,000 | -37.9% | 1.7% |
LOANDEPOT.COM, LLC | $164,820,000 | $79,980,000 | -51.5% | 1.7% |
NAVY FEDERAL CREDIT UNION | $97,745,000 | $79,600,000 | -18.6% | 1.7% |
TD Bank | $51,245,000 | $66,030,000 | 28.9% | 1.4% |
South State Bank | $76,475,000 | $63,690,000 | -16.7% | 1.4% |
Truist | $110,750,000 | $61,095,000 | -44.8% | 1.3% |
FBC MORTGAGE, LLC | $86,900,000 | $54,775,000 | -37.0% | 1.2% |
EMBRACE HOME LOANS, INC. | $72,415,000 | $53,415,000 | -26.2% | 1.2% |
Wells Fargo Bank | $90,345,000 | $51,065,000 | -43.5% | 1.1% |
Bank of America | $70,530,000 | $49,435,000 | -29.9% | 1.1% |
JPMorgan Chase Bank | $139,060,000 | $49,320,000 | -64.5% | 1.1% |
Regions Bank | $45,290,000 | $45,675,000 | 0.9% | 1.0% |
DIRECT MORTGAGE LOANS, LLC | $32,625,000 | $44,990,000 | 37.9% | 1.0% |
Synovus Bank | $5,545,000 | $43,090,000 | 677.1% | 0.9% |
NFM, INC. | $33,100,000 | $42,655,000 | 28.9% | 0.9% |
Plains Commerce Bank | $37,685,000 | $42,270,000 | 12.2% | 0.9% |
CARDINAL FINANCIAL | $30,655,000 | $41,150,000 | 34.2% | 0.9% |
FREEDOM MORTGAGE CORPORATION | $78,970,000 | $39,095,000 | -50.5% | 0.8% |
MOVEMENT MORTGAGE, LLC | $40,255,000 | $36,845,000 | -8.5% | 0.8% |
LAUNCH FEDERAL CREDIT UNION | $34,100,000 | $34,020,000 | -0.2% | 0.7% |
M&T Realty Capital Corporation | $32,825,000 | n/a | 0.7% | |
PNC Bank | $64,480,000 | $31,595,000 | -51.0% | 0.7% |
Flagstar Bank, FSB | $65,180,000 | $30,980,000 | -52.5% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $80,440,000 | $30,580,000 | -62.0% | 0.7% |
USAA Federal Savings Bank | $28,900,000 | $28,430,000 | -1.6% | 0.6% |
Valley National Bank | $51,655,000 | $28,230,000 | -45.3% | 0.6% |
TrustCo Bank | $14,875,000 | $25,000,000 | 68.1% | 0.5% |
NEWREZ LLC | $24,735,000 | $24,205,000 | -2.1% | 0.5% |
LENDINGHOME FUNDING CORPORATION | $18,585,000 | $22,720,000 | 22.2% | 0.5% |
EVERETT FINANCIAL, INC. | $27,205,000 | $22,600,000 | -16.9% | 0.5% |
GUARANTEED RATE, INC. | $41,435,000 | $20,495,000 | -50.5% | 0.4% |
Arbor Realty Trust, Inc. | $1,305,000 | $20,420,000 | 1,464.8% | 0.4% |
PULTE MORTGAGE LLC | $20,330,000 | n/a | 0.4% | |
KBHS HOME LOANS, LLC | $9,135,000 | $18,915,000 | 107.1% | 0.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $28,735,000 | $17,530,000 | -39.0% | 0.4% |
Paramount Residential Mortgage Group, Inc. | $15,790,000 | $16,825,000 | 6.6% | 0.4% |
CMG MORTGAGE, INC. | $11,270,000 | $16,630,000 | 47.6% | 0.4% |
Citizens Bank | $26,035,000 | $16,620,000 | -36.2% | 0.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $59,800,000 | $15,530,000 | -74.0% | 0.3% |
First Heritage Mortgage, LLC | $1,085,000 | $15,400,000 | 1,319.4% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $16,040,000 | $15,000,000 | -6.5% | 0.3% |
Seacoast National Bank | $25,500,000 | $14,950,000 | -41.4% | 0.3% |
T2 FINANCIAL LLC | $1,970,000 | $14,850,000 | 653.8% | 0.3% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $9,165,000 | $14,810,000 | 61.6% | 0.3% |
Mr. Cooper ( Nationstar Mortgage ) | $67,770,000 | $14,705,000 | -78.3% | 0.3% |
RF Renovo Management Company, LLC | $14,185,000 | n/a | 0.3% | |
NORTHROP GRUMMAN Federal Credit Union | $4,720,000 | $13,960,000 | 195.8% | 0.3% |
BROKER SOLUTIONS, INC. | $20,295,000 | $13,440,000 | -33.8% | 0.3% |
Fifth Third Bank | $14,425,000 | $13,375,000 | -7.3% | 0.3% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $24,700,000 | $13,180,000 | -46.6% | 0.3% |
Bank of England | $14,175,000 | $12,540,000 | -11.5% | 0.3% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $29,165,000 | $12,420,000 | -57.4% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $12,330,000 | $12,330,000 | 0.0% | 0.3% |
Equity Prime Mortgage LLC | $19,325,000 | $12,160,000 | -37.1% | 0.3% |
LENDINGONE, LLC | $16,735,000 | $11,620,000 | -30.6% | 0.3% |
Waterstone Mortgage Corporation | $15,200,000 | $11,250,000 | -26.0% | 0.2% |
CALIBER HOME LOANS, INC. | $102,550,000 | $10,855,000 | -89.4% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $22,310,000 | $10,745,000 | -51.8% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $10,205,000 | n/a | 0.2% | |
FAIRWINDS CREDIT UNION | $4,120,000 | $10,125,000 | 145.8% | 0.2% |
MIDFLORIDA | $5,360,000 | $10,105,000 | 88.5% | 0.2% |
Ixonia Bank | $2,680,000 | $10,100,000 | 276.9% | 0.2% |
GSF Mortgage Corporation | $2,555,000 | $9,845,000 | 285.3% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $37,005,000 | $9,660,000 | -73.9% | 0.2% |
NBKC BANK | $3,470,000 | $9,600,000 | 176.7% | 0.2% |
LIMA ONE CAPITAL, LLC | $3,430,000 | $9,490,000 | 176.7% | 0.2% |
Morgan Stanley Private Bank | $12,320,000 | $9,455,000 | -23.3% | 0.2% |
PLAZA HOME MORTGAGE, INC. | $2,870,000 | $9,455,000 | 229.4% | 0.2% |
Third Federal Savings and Loan Association of Cleveland | $11,975,000 | $9,140,000 | -23.7% | 0.2% |
NEW DAY FINANCIAL, LLC | $22,060,000 | $8,655,000 | -60.8% | 0.2% |
SHELTER MORTGAGE COMPANY, L.L.C. | $36,635,000 | $8,520,000 | -76.7% | 0.2% |
Mortgage Lenders Investment Trading Corporation | $28,975,000 | $8,415,000 | -71.0% | 0.2% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $11,225,000 | $8,375,000 | -25.4% | 0.2% |
Discover Bank | $4,975,000 | $8,240,000 | 65.6% | 0.2% |
Merchants Bank of Indiana | $8,125,000 | n/a | 0.2% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,675,000 | $8,070,000 | 20.9% | 0.2% |
DEEPHAVEN MORTGAGE LLC | $5,785,000 | $7,875,000 | 36.1% | 0.2% |
Figure Lending LLC | $3,815,000 | $7,710,000 | 102.1% | 0.2% |
The Federal Savings Bank | $9,680,000 | $7,580,000 | -21.7% | 0.2% |
HOMEXPRESS MORTGAGE CORP. | $4,940,000 | $7,370,000 | 49.2% | 0.2% |
A&D Mortgage LLC | $3,860,000 | $7,325,000 | 89.8% | 0.2% |
BAYSHORE MORTGAGE FUNDING, LLC | $7,575,000 | $7,175,000 | -5.3% | 0.2% |
Prosperity Home Mortgage, LLC | $5,755,000 | $7,080,000 | 23.0% | 0.2% |
LOANPAL, LLC | $9,900,000 | $7,005,000 | -29.2% | 0.2% |
HOMESIDE FINANCIAL, LLC | $19,665,000 | $6,875,000 | -65.0% | 0.1% |
BAY EQUITY LLC | $9,110,000 | $6,735,000 | -26.1% | 0.1% |
ABSOLUTE HOME MORTGAGE CORPORATION | $9,745,000 | $6,640,000 | -31.9% | 0.1% |
Fieldpoint Private Bank & Trust | $6,505,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $3,030,000 | $6,460,000 | 113.2% | 0.1% |
INSPIRE HOME LOANS INC. | $2,985,000 | $6,415,000 | 114.9% | 0.1% |
COREVEST AMERICAN FINANCE LENDER LLC | $6,245,000 | $6,410,000 | 2.6% | 0.1% |
Carrington Mortgage Services, LLC | $15,020,000 | $6,170,000 | -58.9% | 0.1% |
Charles Schwab Bank, SSB | $3,620,000 | $6,065,000 | 67.5% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $3,280,000 | $6,035,000 | 84.0% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $5,715,000 | $5,935,000 | 3.8% | 0.1% |
OCMBC, INC. | $7,515,000 | $5,925,000 | -21.2% | 0.1% |
PREMIA MORTGAGE, LLC | $3,955,000 | $5,865,000 | 48.3% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $7,605,000 | $5,710,000 | -24.9% | 0.1% |
Commerce Home Mortgage, Inc. | $7,110,000 | $5,490,000 | -22.8% | 0.1% |
SWBC MORTGAGE CORPORATION | $5,170,000 | $5,375,000 | 4.0% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $395,000 | $5,290,000 | 1,239.2% | 0.1% |
AMWEST FUNDING CORP. | $3,950,000 | $5,285,000 | 33.8% | 0.1% |
MID AMERICA MORTGAGE, INC. | $890,000 | $5,230,000 | 487.6% | 0.1% |
TOWNE MORTGAGE COMPANY | $2,160,000 | $5,120,000 | 137.0% | 0.1% |
City National Bank of Florida | $8,540,000 | $5,105,000 | -40.2% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $21,715,000 | $5,095,000 | -76.5% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $615,000 | $5,080,000 | 726.0% | 0.1% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $11,600,000 | $5,065,000 | -56.3% | 0.1% |
FIRST CENTENNIAL MORTGAGE CORPORATION | $375,000 | $5,025,000 | 1,240.0% | 0.1% |
GUILD MORTGAGE COMPANY | $5,180,000 | $4,915,000 | -5.1% | 0.1% |
CBRE MULTIFAMILY CAPITAL, INC. | $6,805,000 | $4,895,000 | -28.1% | 0.1% |
NEXERA HOLDING LLC | $5,160,000 | $4,760,000 | -7.8% | 0.1% |
LENDSURE MORTGAGE CORP. | $2,430,000 | $4,750,000 | 95.5% | 0.1% |
GENEVA FINANCIAL, LLC | $2,610,000 | $4,745,000 | 81.8% | 0.1% |
NEW FED MORTGAGE, CORP. | $4,725,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $7,745,000 | $4,685,000 | -39.5% | 0.1% |
The Huntington National Bank | $3,890,000 | $4,640,000 | 19.3% | 0.1% |
Northwest Federal Credit Union | $8,190,000 | $4,455,000 | -45.6% | 0.1% |
WALKER & DUNLOP, LLC | $363,390,000 | $4,455,000 | -98.8% | 0.1% |
Citibank | $425,000 | $4,140,000 | 874.1% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $9,710,000 | $4,135,000 | -57.4% | 0.1% |
Hometown Equity Mortgage, LLC | $3,225,000 | $4,080,000 | 26.5% | 0.1% |
TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $1,660,000 | $3,950,000 | 138.0% | 0.1% |
Marine Bank & Trust Company | $10,300,000 | $3,925,000 | -61.9% | 0.1% |
MICHIGAN MUTUAL, INC. | $3,460,000 | $3,845,000 | 11.1% | 0.1% |
Ameris Bank | $50,400,000 | $3,805,000 | -92.5% | 0.1% |
Northpointe Bank | $4,770,000 | $3,765,000 | -21.1% | 0.1% |
Citadel Servicing Corporation | $7,465,000 | $3,720,000 | -50.2% | 0.1% |
FIRST MORTGAGE COMPANY, INC. | $4,580,000 | $3,650,000 | -20.3% | 0.1% |
BETTER MORTGAGE CORPORATION | $21,820,000 | $3,620,000 | -83.4% | 0.1% |
VYSTAR | $7,430,000 | $3,495,000 | -53.0% | 0.1% |
PHH Mortgage Corporation | $5,650,000 | $3,455,000 | -38.8% | 0.1% |
American Momentum Bank | $1,045,000 | $3,310,000 | 216.7% | 0.1% |
Logan Finance Corporation | $3,305,000 | n/a | 0.1% | |
ACADEMY MORTGAGE CORPORATION | $3,680,000 | $3,290,000 | -10.6% | 0.1% |
Goldman Sachs Bank USA | $3,265,000 | n/a | 0.1% | |
NP, Inc. | $1,390,000 | $3,245,000 | 133.5% | 0.1% |
TJC Mortgage, Inc. | $1,940,000 | $3,235,000 | 66.8% | 0.1% |
ITHINK FINANCIAL Credit Union | $2,800,000 | $3,225,000 | 15.2% | 0.1% |
TOTAL MORTGAGE SERVICES, LLC | $1,000,000 | $3,215,000 | 221.5% | 0.1% |
ZILLOW HOME LOANS, LLC | $4,015,000 | $3,200,000 | -20.3% | 0.1% |
Bell Bank | $2,505,000 | $3,175,000 | 26.7% | 0.1% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $3,815,000 | $3,160,000 | -17.2% | 0.1% |
Sierra Pacific Mortgage Company, Inc. | $6,135,000 | $3,150,000 | -48.7% | 0.1% |
NORTHPOINT MORTGAGE, INC. | $2,900,000 | $3,115,000 | 7.4% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,785,000 | $3,095,000 | 11.1% | 0.1% |
BMO Harris Bank | $1,395,000 | $2,965,000 | 112.5% | 0.1% |
United Community Bank | $15,950,000 | $2,945,000 | -81.5% | 0.1% |
LEADERONE FINANCIAL CORPORATION | $5,370,000 | $2,890,000 | -46.2% | 0.1% |
DRAPER AND KRAMER MORTGAGE CORP. | $1,790,000 | $2,860,000 | 59.8% | 0.1% |
SUCCESS MORTGAGE PARTNERS, INC. | $4,055,000 | $2,860,000 | -29.5% | 0.1% |
NexBank | $1,580,000 | $2,850,000 | 80.4% | 0.1% |
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $645,000 | $2,765,000 | 328.7% | 0.1% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $2,450,000 | $2,760,000 | 12.7% | 0.1% |
DHA FINANCIAL, LLC | $2,745,000 | n/a | 0.1% | |
SOUTHPOINT FINANCIAL SERVICES, INC. | $590,000 | $2,745,000 | 365.3% | 0.1% |
First Federal Bank | $1,850,000 | $2,680,000 | 44.9% | 0.1% |
Presidential Bank, FSB | $2,640,000 | n/a | 0.1% | |
Ally Bank | $9,995,000 | $2,630,000 | -73.7% | 0.1% |
Coastal Community Bank | $2,590,000 | n/a | 0.1% | |
AMERICAN FINANCIAL RESOURCES, INC. | $1,900,000 | $2,565,000 | 35.0% | 0.1% |
UNION HOME MORTGAGE CORP. | $17,925,000 | $2,550,000 | -85.8% | 0.1% |
EMM LOANS LLC | $6,875,000 | $2,480,000 | -63.9% | 0.1% |
BNC National Bank | $4,335,000 | $2,460,000 | -43.3% | 0.1% |
Gateway First Bank | $3,685,000 | $2,440,000 | -33.8% | 0.1% |
M&T Bank | $2,300,000 | $2,440,000 | 6.1% | 0.1% |
Loan Simple, Inc. | $1,140,000 | $2,420,000 | 112.3% | 0.1% |
VAN DYK MORTGAGE CORPORATION | $1,975,000 | $2,380,000 | 20.5% | 0.1% |
First Savings Bank | $1,530,000 | $2,355,000 | 53.9% | 0.1% |
DOMINION FINANCIAL SERVICES, LLC | $5,125,000 | $2,335,000 | -54.4% | 0.1% |
First Horizon Bank | $4,255,000 | $2,270,000 | -46.7% | 0.0% |
MORTGAGE EQUITY PARTNERS LLC | $5,415,000 | $2,265,000 | -58.2% | 0.0% |
UBS Bank USA | $4,420,000 | $2,265,000 | -48.8% | 0.0% |
GoPrime Mortgage, Inc. | $1,335,000 | $2,225,000 | 66.7% | 0.0% |
Nations Lending Corporation | $8,725,000 | $2,185,000 | -75.0% | 0.0% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,010,000 | $2,180,000 | 115.8% | 0.0% |
OPEN MORTGAGE, LLC | $2,880,000 | $2,165,000 | -24.8% | 0.0% |
Centennial Bank | $145,000 | $2,095,000 | 1,344.8% | 0.0% |