PALM BAY - MELBOURNE - TITUSVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Palm Bay - Melbourne - Titusville averaged 6.54% for the week of 2024-11-27, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2024-11-21) was 6.87% and one month ago for the week of 2024-10-24, the average rate was 6.37%.

Palm Bay - Melbourne - Titusville's average rate one year ago was 6.92%.

For refis of the same type during the week of 2024-11-27, the average rate was 7.66%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-27 6.81%
Palm Bay - Melbourne - Titusville 30 Year Fixed Rate 2024-11-27 6.54%
Palm Bay - Melbourne - Titusville 30 Year Fixed Rate Refi 2024-11-27 7.66%
Palm Bay - Melbourne - Titusville 15 Year Fixed Rate 2024-11-27 5.9%
Palm Bay - Melbourne - Titusville 15 Year Fixed Rate Refi 2024-11-27 6%
Palm Bay - Melbourne - Titusville 30 Year FHA 2024-11-27 -0.35%
Palm Bay - Melbourne - Titusville 30 Year FHA Refi 2024-11-27 -0.2%
Palm Bay - Melbourne - Titusville 30 Year USDA 2024-11-27 0.2%
Palm Bay - Melbourne - Titusville 30 Year USDA Refi 2024-11-27 0.1%
Palm Bay - Melbourne - Titusville 30 Year VA 2024-11-27 -0.28%
Palm Bay - Melbourne - Titusville 30 Year VA Refi 2024-11-27 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PALM BAY-MELBOURNE-TITUSVILLE, FL.

PALM BAY - MELBOURNE - TITUSVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PALM BAY-MELBOURNE-TITUSVILLE, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 596 6.79% $7,722
QUICKEN LOANS, LLC 505 6.71% $7,847
DHI MORTGAGE COMPANY, LTD. 376 5.46% $3,415
THE MORTGAGE FIRM, INC. 359 6.92% $6,551
SPACE COAST Credit Union 332 5.80% $1,408
CROSSCOUNTRY MORTGAGE, LLC 209 6.82% $6,963
DYBN FINANCIAL CORP. 187 6.73% $7,748
EAGLE HOME MORTGAGE, LLC 157 5.92% $5,431
U.S. Bank 136 6.56% $6,972
LOANDEPOT.COM, LLC 110 6.79% $6,881
JPMorgan Chase Bank 109 6.39% $5,782
Wells Fargo Bank 101 6.26% $5,837
DIRECT MORTGAGE LOANS, LLC 88 6.80% $8,972
EMBRACE HOME LOANS, INC. 87 6.52% $8,574
COMMUNITY CREDIT UNION OF FLORIDA 79 6.80% $4,660
NAVY FEDERAL CREDIT UNION 68 6.31% $6,550
Truist 66 6.52% $6,102
Regions Bank 65 6.56% $6,705
NFM, INC. 64 6.59% $7,843
MOVEMENT MORTGAGE, LLC 55 6.90% $9,240
FBC MORTGAGE, LLC 55 6.60% $7,379
Plains Commerce Bank 50 6.91% $8,790
Flagstar Bank, FSB 50 7.21% $7,628
CARDINAL FINANCIAL 48 6.88% $8,843
Bank of America 48 6.43% $6,281
TrustCo Bank 47 5.64% $6,348
NEWREZ LLC 46 7.07% $7,480
TD Bank 42 6.67% $3,549
KBHS HOME LOANS, LLC 39 5.88% $10,818
PULTE MORTGAGE LLC 37 6.66% $2,421
South State Bank 36 6.73% $7,652
T2 FINANCIAL LLC 35 7.31% $7,882
EVERETT FINANCIAL, INC. 32 7.25% $9,780
PRIMELENDING, A PLAINSCAPITAL COMPANY 32 6.93% $6,713
PENNYMAC LOAN SERVICES, LLC 30 6.80% $8,475
CMG MORTGAGE, INC. 28 7.01% $7,086
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 28 6.89% $6,242
LAUNCH FEDERAL CREDIT UNION 27 6.46% $4,463
GUARANTEED RATE, INC. 26 6.72% $7,531
PNC Bank 26 6.70% $4,806
FREEDOM MORTGAGE CORPORATION 23 6.80% $9,447
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 23 6.98% $10,079
First Heritage Mortgage, LLC 22 6.45% $11,294
PROVIDENT FUNDING ASSOCIATES, L.P. 22 6.32% $5,924
GSF Mortgage Corporation 22 6.87% $9,410
Waterstone Mortgage Corporation 21 7.00% $8,233
PRIMARY RESIDENTIAL MORTGAGE, INC. 21 7.12% $11,813
Valley National Bank 21 6.57% $5,680
Paramount Residential Mortgage Group, Inc. 21 7.02% $10,087
Ixonia Bank 20 6.92% $8,964
Mr. Cooper ( Nationstar Mortgage ) 20 6.70% $10,105
USAA Federal Savings Bank 19 6.61% $6,424
BAYSHORE MORTGAGE FUNDING, LLC 18 6.79% $7,290
AMERICAN FINANCIAL NETWORK, INC. 18 6.82% $7,330
BROKER SOLUTIONS, INC. 18 7.03% $7,094
CALIBER HOME LOANS, INC. 18 6.41% $6,555
GUARANTEED RATE AFFINITY, LLC 18 6.81% $6,681
City National Bank of Florida 17 6.47% $4,866
Citizens Bank 17 6.74% $8,884
Fifth Third Bank 17 6.64% $6,173
ARK-LA-TEX FINANCIAL SERVICES, LLC. 15 6.70% $9,565
Bank of England 14 6.84% $10,102
PENTAGON FEDERAL CREDIT UNION 14 5.96% $5,497
FAIRWINDS CREDIT UNION 14 6.39% $6,587
Seacoast National Bank 13 6.60% $9,271
MUTUAL OF OMAHA MORTGAGE, INC. 13 6.71% $7,737
Morgan Stanley Private Bank 13 5.89% $5,592
AMERISAVE MORTGAGE CORPORATION 13 6.39% $12,088
Discover Bank 12 6.74% $0
SHELTER MORTGAGE COMPANY, L.L.C. 12 6.87% $7,522
ABSOLUTE HOME MORTGAGE CORPORATION 12 7.17% $5,683
PREMIA MORTGAGE, LLC 12 6.46% $3,395
HOMEBRIDGE FINANCIAL SERVICES, INC. 12 6.74% $10,227
BAY EQUITY LLC 12 6.30% $7,691
GENEVA FINANCIAL, LLC 10 6.78% $9,331
Prosperity Home Mortgage, LLC 10 6.45% $8,578
FIRST MORTGAGE COMPANY, INC. 10 7.06% $8,221
BETTER MORTGAGE CORPORATION 9 5.82% $4,879
A&D Mortgage LLC 9 8.33% $12,734
OCMBC, INC. 9 8.62% $13,913
NORTHPOINT MORTGAGE, INC. 9 6.89% $5,646
HOMESIDE FINANCIAL, LLC 9 6.57% $9,061
INSPIRE HOME LOANS INC. 9 6.78% $4,886
Mortgage Research Center, LLC 9 6.60% $6,479
Third Federal Savings and Loan Association of Cleveland 9 6.32% $1,549
Sierra Pacific Mortgage Company, Inc. 8 6.80% $8,183
LENDSURE MORTGAGE CORP. 8 7.88% $12,307
PLAZA HOME MORTGAGE, INC. 8 7.11% $6,582
Mortgage Lenders Investment Trading Corporation 8 6.69% $7,836
MORTGAGE EQUITY PARTNERS LLC 8 5.19% $6,045
Ally Bank 8 6.13% $7,827
GUILD MORTGAGE COMPANY 8 6.97% $5,187
MICHIGAN MUTUAL, INC. 8 6.84% $7,485
The Huntington National Bank 8 6.66% $6,996
NBKC BANK 8 6.56% $5,399
FIRST CENTENNIAL MORTGAGE CORPORATION 7 6.64% $4,130
ROYAL UNITED MORTGAGE LLC 7 6.64% $7,833
UNION HOME MORTGAGE CORP. 7 7.21% $10,104
AMERICAN PACIFIC MORTGAGE CORPORATION 7 6.52% $7,856
Ameris Bank 7 6.68% $7,160
Charles Schwab Bank, SSB 7 5.92% $6,500
ANGEL OAK MORTGAGE SOLUTIONS LLC 7 7.95% $14,993
ZILLOW HOME LOANS, LLC 6 7.48% $6,606
Northpointe Bank 6 6.75% $11,670
SWBC MORTGAGE CORPORATION 6 4.94% $4,280
Citibank 6 5.50% $7,399
HOMEXPRESS MORTGAGE CORP. 6 8.94% $22,065
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 6 7.17% $9,635
CHURCHILL MORTGAGE CORPORATION 6 7.33% $6,232
Barrington Bank & Trust Company, N.A. 6 7.02% $5,474
ITHINK FINANCIAL Credit Union 6 7.17% $14,972
TOTAL MORTGAGE SERVICES, LLC 6 6.71% $9,042
EMM LOANS LLC 6 6.89% $7,645
DHA FINANCIAL, LLC 5 7.28% $6,846
NEW FED MORTGAGE, CORP. 5 6.75% $9,724
Stifel Bank and Trust 5 6.15% $2,942
RADIUS FINANCIAL GROUP INC. 5 6.88% $8,053
NexBank 5 7.50% $13,931
NP, Inc. 5 8.00% $9,932
VANDERBILT MORTGAGE AND FINANCE, INC. 5 6.15% $7,625
NEXERA HOLDING LLC 5 8.98% $25,489
SUCCESS MORTGAGE PARTNERS, INC. 5 6.47% $7,769
LEADERONE FINANCIAL CORPORATION 5 6.75% $4,909
BAY CAPITAL MORTGAGE CORPORATION 5 6.73% $8,824
Suncoast Credit Union 5 5.15% $4,559
Bell Bank 5 6.80% $8,190
DRAPER AND KRAMER MORTGAGE CORP. 5 6.80% $6,316
ACADEMY MORTGAGE CORPORATION 5 6.90% $6,548
FLAT BRANCH MORTGAGE, INC. 5 6.47% $7,574
DEEPHAVEN MORTGAGE LLC 5 9.12% $15,860
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 5 7.00% $8,839
LOANPAL, LLC 4 6.59% $3,889
First Horizon Bank 4 5.94% $7,400
MIDFLORIDA 4 6.03% $4,785
RUOFF MORTGAGE COMPANY, INC. 4 5.75% $7,524
Atlantic Coast Mortgage, LLC 4 6.62% $7,510
HOMEOWNERS FINANCIAL GROUP USA, LLC 4 6.97% $7,436
Northwest Federal Credit Union 4 6.72% $6,213
AMERICAN HERITAGE LENDING, INC. 4 8.81% $31,686
GoPrime Mortgage, Inc. 3 6.70% $8,754
First Federal Bank 3 6.58% $7,812
Synovus Bank 3 5.79% $7,324
RBC Bank, (Georgia) 3 5.63% $2,556
FIRST COMMUNITY MORTGAGE, INC. 3 7.50% $4,992
American Mortgage & Equity Consultants, Inc. 3 6.87% $5,902
The Loan Store, Inc. 3 7.38% $3,802
1ST FINANCIAL, INC. 3 7.79% $11,859
Presidential Bank, FSB 3 7.00% $12,194
UBS Bank USA 3 5.96% $6,823
PHH Mortgage Corporation 3 6.92% $7,674
BMO Harris Bank 3 5.75% $7,757
Equity Prime Mortgage LLC 3 6.88% $9,714
OPEN MORTGAGE, LLC 3 6.66% $5,844
OAKTREE FUNDING CORP. 3 9.58% $12,990
VYSTAR 3 7.13% $4,222
Goldman Sachs Bank USA 3 5.82% $7,009
SOUTHPOINT FINANCIAL SERVICES, INC. 3 6.92% $6,348
North American Savings Bank, F.S.B. 3 7.58% $7,123
Century Mortgage Company DBA Century Lending Company 3 7.21% $9,662
AMERICAN FINANCING CORPORATION 3 6.54% $8,670
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 7.42% $9,658
NATIONWIDE MORTGAGE BANKERS, INC. 3 7.33% $13,500
ARC HOME LLC 3 8.33% $14,740
NASA Federal Credit Union 3 6.29% $11,029
JMAC LENDING, INC. 3 7.29% $11,618
Commerce Home Mortgage, Inc. 3 8.21% $9,134
DIGITAL Federal Credit Union 3 6.33% $4,126
KeyBank 3 6.50% $12,826
Armed Forces Bank 3 6.88% $5,223
Arvest Bank 3 6.79% $4,493
LAKEVIEW LOAN SERVICING, LLC 3 6.25% $9,445
AMERICAN FEDERAL MORTGAGE CORPORATION 3 6.75% $5,275
SIRVA MORTGAGE, INC. 3 6.17% $1,968
LAKE MICHIGAN CREDIT UNION 2 6.75% $5,256
FIRST EQUITY MORTGAGE BANKERS, INC. 2 6.81% $12,104
Loan Simple, Inc. 2 8.19% $5,462
Alcova Mortgage LLC 2 7.19% $8,634
SUMMIT FUNDING, INC. 2 7.12% $11,104
BNC National Bank 2 6.38% $5,459
Union Savings Bank 2 6.81% $7,074
MEGASTAR FINANCIAL CORP. 2 7.13% $4,186
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 2 7.44% $10,949
PLANET HOME LENDING, LLC 2 6.00% $8,313
HOMESTEAD FUNDING CORP. 2 6.63% $6,844
Citadel Servicing Corporation 2 8.94% $11,144
Farmers Bank & Trust 2 6.56% $3,828
First United Bank and Trust Company 2 6.81% $8,233
Princeton Mortgage Corporation 2 6.69% $5,094
ACOPIA, LLC 2 6.81% $5,497
Associated Credit Union 2 5.00% $5,660
NATIONS RELIABLE LENDING, LLC 2 7.50% $12,947
Nations Lending Corporation 2 8.13% $4,779
TOWNE MORTGAGE COMPANY 2 6.19% $9,169
The Central Trust Bank 2 8.00% $5,366
CLIFFCO, INC. 2 7.06% $9,927
M&T Bank 2 6.13% $6,783
CORNING 2 6.19% $4,085
Metro City Bank 2 7.38% $7,267
RELIANCE FIRST CAPITAL, LLC 2 7.63% $9,768
Axos Bank 2 6.06% $4,108
Merchants Bank 2 5.51% $5,399
Baxter Credit Union 2 6.19% $5,760
TJC Mortgage, Inc. 2 6.88% $16,065
NORWICH COMMERCIAL GROUP, INC. 2 7.31% $5,937
WATSON MORTGAGE CORP. 2 6.63% $6,224
SUN WEST MORTGAGE COMPANY, INC. 2 7.24% $5,565
Genesee Regional Bank 2 6.69% $8,522
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 7.44% $14,714
Wilmington Savings Fund Society, FSB 2 6.25% $12,031
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 6.56% $6,026
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 6.50% $15,452
Wyndham Capital Mortgage, Inc. 2 5.99% $3,047
CANOPY MORTGAGE, LLC 2 6.50% $7,556
ALAMEDA MORTGAGE CORPORATION 2 6.50% $7,960
LADERA LENDING, INC. 2 7.06% $11,546
NMSI, INC. 2 7.00% $7,511
NJ LENDERS CORP. 2 6.19% $3,627
GTE Federal Credit Union 2 6.19% $4,430
VAN DYK MORTGAGE CORPORATION 2 7.38% $10,139
DAS Acquisition Company, LLC 2 7.38% $4,264
Old National Bank 2 5.94% $8,303
TEXANS 1 7.38% $11,238
1ST ADVANTAGE FEDERAL CREDIT UNION 1 6.25% $115,143
1ST SIGNATURE LENDING, LLC 1 6.50% $5,224
21ST MORTGAGE CORPORATION 1 7.50% $6,420
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 1 5.50% $4,041
Acre Mortgage and Financial Inc 1 6.88% $8,728
ADDITION FINANCIAL 1 6.25% $4,017
Advance Financial Group, LLC 1 6.63% $9,656
Advisors Mortgage Group, L.L.C. 1 5.99% $6,127
AgFirst Farm Credit Bank 1 6.63% $10,107
ALLIANT CREDIT UNION 1 6.13% $6,544
AMCAP MORTGAGE, LTD. 1 7.63% $7,459
AMERICAN FINANCIAL RESOURCES, INC. 1 4.75% $14,776
AMERICAN INTERNET MORTGAGE, INC. 1 6.50% $4,504
American Momentum Bank 1 6.75% $9,286
AmeriHome Mortgage Company, LLC 1 6.38% $4,430
ANGEL OAK HOME LOANS LLC 1 9.00% $8,940
ASSEMBLIES OF GOD Credit Union 1 5.13% $3,398
Associated Bank 1 5.25% $7,627
ATLANTA POSTAL 1 7.25% $5,867
Auto Club Trust, FSB 1 6.63% $4,201
BancorpSouth 1 6.25% $3,557
Bangor Savings Bank 1 8.00% $2,315
Bank First, N.A. 1 6.25% $2,631
Bank-Fund Staff Federal Credit Union 1 5.63% $4,635
Bank of Tennessee 1 7.98% $7,194
BANKSOUTH MORTGAGE COMPANY, LLC 1 6.50% $8,660
BECKAM FUNDING CORP. 1 6.63% $8,220
Beeline Loans, Inc. 1 5.99% $5,062
Bethpage Federal Credit Union 1 5.88% $4,843
CALCON MUTUAL MORTGAGE LLC 1 7.25% $7,517
CAPITAL CENTER, L.L.C. 1 6.50% $0
CapStar Bank 1 6.50% $4,400
Centennial Bank 1 7.38% $7,578
Centier Bank 1 5.13% $5,559
Chemung Canal Trust Company 1 6.38% $5,522
CIBM Bank 1 6.63% $6,556
CITIZENS EQUITY FIRST 1 5.88% $6,986
City National Bank 1 5.20% $6,009
COMMUNITYAMERICA 1 5.63% $8,652
COMMUNITY FIRST CREDIT UNION OF FLO 1 7.05% $2,577
Community First National Bank 1 6.25% $2,601
CONTOUR MORTGAGE CORPORATION 1 7.88% $14,567
Cornerstone First Mortgage, Inc 1 9.00% $7,057
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.25% $3,758
Deere Employees Credit Union 1 5.75% $2,880
DELMAR FINANCIAL COMPANY 1 6.63% $5,021
DFCU FINANCIAL 1 7.13% $6,545
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 7.75% $8,763
DIRECT LENDERS, LLC 1 6.50% $3,772
DUPACO COMMUNITY 1 6.75% $4,409
East Coast Capital Corp. 1 7.00% $12,418
ENDEAVOR CAPITAL, LLC. 1 6.63% $8,378
ENVOY MORTGAGE, LTD 1 6.50% $7,526
EQUITY RESOURCES, INC. 1 6.63% $3,003
FINANCIAL RESOURCES FEDERAL CREDIT UNION 1 5.63% $4,123
First Bank 1 6.49% $15,158
First Federal Savings and Loan Association of Lakewood 1 6.35% $3,521
First Financial Bank 1 5.63% $5,775
FIRST HOME MORTGAGE CORPORATION 1 5.49% $15,877
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.13% $3,166
First National Bank of America 1 10.75% $9,444
First National Bank of Omaha 1 7.38% $6,334
First National Bank of Pennsylvania 1 7.63% $5,524
First Republic Bank 1 4.40% $3,500
First Savings Bank 1 6.75% $5,537
FLORIDA 1 6.13% $4,439
Florida Capital Bank 1 7.13% $9,681
FUNDLOANS CAPITAL 1 8.25% $12,493
GARDNER FINANCIAL SERVICES, LTD. 1 6.50% $6,269
Gateway First Bank 1 7.13% $8,838
GENERAL ELECTRIC CREDIT UNION 1 6.38% $4,294
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 1 4.88% $6,528
GREAT LAKES 1 6.63% $5,510
Great Plains National Bank 1 5.88% $9,259
Great Southern Bank 1 6.38% $9,748
GREENSTATE CREDIT UNION 1 6.50% $4,001
GUARANTY HOME MORTGAGE CORPORATION 1 7.13% $15,084
GUIDANCE RESIDENTIAL, LLC 1 7.50% $4,073
HARBORONE MORTGAGE, LLC 1 6.50% $5,917
Heritage Bank 1 5.75% $6,827
HighTechLending Inc 1 6.88% $4,002
HomePromise Corporation 1 7.50% $7,736
Hometown Equity Mortgage, LLC 1 9.75% $12,959
Independent Bank 1 6.75% $4,412
INSIGHT 1 6.63% $6,886
INTELLILOAN, INC. 1 6.99% $7,638
INTERCOASTAL MORTGAGE COMPANY 1 7.13% $7,375
INTERNATIONAL CITY MORTGAGE, INC. 1 5.88% $10,955
JAX 1 8.13% $3,096
JET HOMELOANS, LLC 1 6.00% $6,650
JMJ FINANCIAL GROUP 1 7.50% $6,177
Keystone Funding, Inc. 1 6.63% $3,598
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 1 7.88% $4,988
KINECTA 1 6.50% $3,301
Kwik Mortgage Corporation 1 7.00% $8,820
LAND HOME FINANCIAL SERVICES, INC. 1 6.25% $18,048
Leader Bank 1 6.00% $5,850
LEGEND LENDING CORPORATION 1 7.75% $11,213
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.63% $5,808
Lincoln FSB of Nebraska 1 6.50% $5,188
LOANLEADERS OF AMERICA, INC. 1 5.88% $11,005
LRS FINANCIAL NETWORK, INC. 1 6.99% $5,712
Meridian Bank Corporation 1 6.00% $7,662
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 8.00% $9,625
MID AMERICA MORTGAGE, INC. 1 8.99% $20,539
MID-ISLAND MORTGAGE CORP. 1 6.62% $6,218
Midwest Mortgage Associates Corporation 1 6.88% $10,423
Mortgage America, Inc. 1 7.13% $10,328
MORTGAGE INVESTORS GROUP, INC. 1 6.50% $4,964
MY MORTGAGE, INC. 1 6.63% $7,441
National Bank of Commerce 1 5.99% $10,320
NATIONWIDE EQUITIES CORPORATION 1 7.50% $8,704
Navigant Credit Union 1 6.88% $2,937
Neighborhood Loans, Inc. 1 7.25% $11,539
NETWORK CAPITAL FUNDING CORPORATION 1 6.75% $6,487
Network Funding, L.P. 1 5.99% $4,845
NEW WAVE LENDING GROUP INC 1 5.63% $7,573
Nicolet National Bank 1 6.50% $4,332
Notre Dame Federal Credit Union Corporation 1 7.00% $7,709
NuVision Federal Credit Union 1 6.63% $3,999
OceanFirst Bank 1 5.99% $4,213
ORLANDO CREDIT UNION 1 6.25% $2,409
PANORAMA MORTGAGE GROUP, LLC 1 7.00% $4,317
Paramount Bank 1 6.38% $3,964
PARTNERS 1 6.88% $4,551
POINT Mortgage 1 6.88% $8,119
Popular Bank 1 6.13% $37,193
POWER FINANCIAL 1 5.50% $8,231
PREFERRED LENDING SERVICES, LLC 1 6.13% $3,713
PROPER RATE, LLC 1 6.35% $2,845
Quontic Bank 1 8.50% $13,636
QUORUM FEDERAL CREDIT UNION 1 7.25% $6,745
Raymond James Bank 1 6.38% $4,495
RESIDENTIAL HOME MORTGAGE CORPORATION 1 6.00% $4,262
SECURITYNATIONAL MORTGAGE COMPANY 1 6.62% $6,748
Semper Home Loans, Inc. 1 5.38% $2,805
Servion, Inc. 1 6.50% $3,308
SFMC, LP 1 7.25% $13,982
SOUTHERN TRUST MORTGAGE, LLC 1 8.38% $9,688
SOUTH FLORIDA EDUCATIONAL 1 6.88% $5,248
STAR ONE CREDIT UNION 1 5.88% $5,017
TEACHERS 1 6.75% $4,786
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 7.63% $3,532
The Camden National Bank 1 7.13% $4,229
THRIVE MORTGAGE, LLC 1 6.50% $4,354
TOWER 1 6.13% $4,666
Town Square Mortgage & Investments, Inc. 1 7.63% $7,258
Toyota Financial Savings Bank 1 6.38% $10,012
TROPICAL FINANCIAL CREDIT UNION 1 6.13% $5,783
Trustmark National Bank 1 6.25% $5,089
UIF CORPORATION 1 6.99% $7,899
United Community Bank 1 6.00% $4,495
United Fidelity Funding Corp. 1 7.62% $20,232
United Nations Federal Credit Union 1 7.13% $4,221
US MORTGAGE CORPORATION 1 6.49% $12,330
U S WIDE FINANCIAL LLC 1 6.25% $4,259
Vellum Mortgage, Inc. 1 5.88% $8,226
Victorian Finance, LLC 1 6.49% $13,104
V.I.P. MORTGAGE, INC. 1 7.63% $8,133
Warsaw Federal Savings and Loan Association 1 6.50% $8,989
Webster Bank 1 6.13% $4,305
WILLIAM RAVEIS MORTGAGE, LLC 1 6.13% $3,996
WINGS FINANCIAL 1 5.25% $4,177
Wolfe Financial, Inc 1 6.75% $11,998

PALM BAY - MELBOURNE - TITUSVILLE Average Closing Costs & Other Stats

PALM BAY-MELBOURNE-TITUSVILLE, FL's 386 lenders originated 16,650 loans during 2023. The total origination value was $4,626,870,000, with an average loan value of $277,890.

PALM BAY - MELBOURNE - TITUSVILLE's average closing costs are $5,953.

The top PALM BAY - MELBOURNE - TITUSVILLE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 596 loans originated. Their average total fees are $7,722, which is $125 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee PALM BAY - MELBOURNE - TITUSVILLE lenders (with over 10 loans originated) are Discover Bank ($0), SPACE COAST Credit Union ($1,408), PULTE MORTGAGE LLC ($2,421), PREMIA MORTGAGE, LLC ($3,395) and DHI MORTGAGE COMPANY, LTD. ($3,415).

The lowest rate PALM BAY - MELBOURNE - TITUSVILLE lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.46%), TrustCo Bank (5.64%), SPACE COAST Credit Union (5.80%), KBHS HOME LOANS, LLC (5.88%) and Morgan Stanley Private Bank (5.89%).

PALM BAY-MELBOURNE-TITUSVILLE, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $430,775,000 $413,985,000 -3.9% 8.9%
SPACE COAST Credit Union $250,825,000 $277,860,000 10.8% 6.0%
QUICKEN LOANS, LLC $397,285,000 $264,160,000 -33.5% 5.7%
DHI MORTGAGE COMPANY, LTD. $187,405,000 $242,235,000 29.3% 5.2%
THE MORTGAGE FIRM, INC. $260,000,000 $165,840,000 -36.2% 3.6%
CROSSCOUNTRY MORTGAGE, LLC $141,825,000 $143,150,000 0.9% 3.1%
DYBN FINANCIAL CORP. $139,715,000 $104,725,000 -25.0% 2.3%
COMMUNITY CREDIT UNION OF FLORIDA $126,560,000 $93,475,000 -26.1% 2.0%
Mortgage Research Center, LLC $105,460,000 $89,760,000 -14.9% 1.9%
EAGLE HOME MORTGAGE, LLC $41,425,000 $82,815,000 99.9% 1.8%
U.S. Bank $129,925,000 $80,635,000 -37.9% 1.7%
LOANDEPOT.COM, LLC $164,820,000 $79,980,000 -51.5% 1.7%
NAVY FEDERAL CREDIT UNION $97,745,000 $79,600,000 -18.6% 1.7%
TD Bank $51,245,000 $66,030,000 28.9% 1.4%
South State Bank $76,475,000 $63,690,000 -16.7% 1.4%
Truist $110,750,000 $61,095,000 -44.8% 1.3%
FBC MORTGAGE, LLC $86,900,000 $54,775,000 -37.0% 1.2%
EMBRACE HOME LOANS, INC. $72,415,000 $53,415,000 -26.2% 1.2%
Wells Fargo Bank $90,345,000 $51,065,000 -43.5% 1.1%
Bank of America $70,530,000 $49,435,000 -29.9% 1.1%
JPMorgan Chase Bank $139,060,000 $49,320,000 -64.5% 1.1%
Regions Bank $45,290,000 $45,675,000 0.9% 1.0%
DIRECT MORTGAGE LOANS, LLC $32,625,000 $44,990,000 37.9% 1.0%
Synovus Bank $5,545,000 $43,090,000 677.1% 0.9%
NFM, INC. $33,100,000 $42,655,000 28.9% 0.9%
Plains Commerce Bank $37,685,000 $42,270,000 12.2% 0.9%
CARDINAL FINANCIAL $30,655,000 $41,150,000 34.2% 0.9%
FREEDOM MORTGAGE CORPORATION $78,970,000 $39,095,000 -50.5% 0.8%
MOVEMENT MORTGAGE, LLC $40,255,000 $36,845,000 -8.5% 0.8%
LAUNCH FEDERAL CREDIT UNION $34,100,000 $34,020,000 -0.2% 0.7%
M&T Realty Capital Corporation $32,825,000 n/a 0.7%
PNC Bank $64,480,000 $31,595,000 -51.0% 0.7%
Flagstar Bank, FSB $65,180,000 $30,980,000 -52.5% 0.7%
PENNYMAC LOAN SERVICES, LLC $80,440,000 $30,580,000 -62.0% 0.7%
USAA Federal Savings Bank $28,900,000 $28,430,000 -1.6% 0.6%
Valley National Bank $51,655,000 $28,230,000 -45.3% 0.6%
TrustCo Bank $14,875,000 $25,000,000 68.1% 0.5%
NEWREZ LLC $24,735,000 $24,205,000 -2.1% 0.5%
LENDINGHOME FUNDING CORPORATION $18,585,000 $22,720,000 22.2% 0.5%
EVERETT FINANCIAL, INC. $27,205,000 $22,600,000 -16.9% 0.5%
GUARANTEED RATE, INC. $41,435,000 $20,495,000 -50.5% 0.4%
Arbor Realty Trust, Inc. $1,305,000 $20,420,000 1,464.8% 0.4%
PULTE MORTGAGE LLC $20,330,000 n/a 0.4%
KBHS HOME LOANS, LLC $9,135,000 $18,915,000 107.1% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $28,735,000 $17,530,000 -39.0% 0.4%
Paramount Residential Mortgage Group, Inc. $15,790,000 $16,825,000 6.6% 0.4%
CMG MORTGAGE, INC. $11,270,000 $16,630,000 47.6% 0.4%
Citizens Bank $26,035,000 $16,620,000 -36.2% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $59,800,000 $15,530,000 -74.0% 0.3%
First Heritage Mortgage, LLC $1,085,000 $15,400,000 1,319.4% 0.3%
PENTAGON FEDERAL CREDIT UNION $16,040,000 $15,000,000 -6.5% 0.3%
Seacoast National Bank $25,500,000 $14,950,000 -41.4% 0.3%
T2 FINANCIAL LLC $1,970,000 $14,850,000 653.8% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $9,165,000 $14,810,000 61.6% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $67,770,000 $14,705,000 -78.3% 0.3%
RF Renovo Management Company, LLC $14,185,000 n/a 0.3%
NORTHROP GRUMMAN Federal Credit Union $4,720,000 $13,960,000 195.8% 0.3%
BROKER SOLUTIONS, INC. $20,295,000 $13,440,000 -33.8% 0.3%
Fifth Third Bank $14,425,000 $13,375,000 -7.3% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $24,700,000 $13,180,000 -46.6% 0.3%
Bank of England $14,175,000 $12,540,000 -11.5% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $29,165,000 $12,420,000 -57.4% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $12,330,000 $12,330,000 0.0% 0.3%
Equity Prime Mortgage LLC $19,325,000 $12,160,000 -37.1% 0.3%
LENDINGONE, LLC $16,735,000 $11,620,000 -30.6% 0.3%
Waterstone Mortgage Corporation $15,200,000 $11,250,000 -26.0% 0.2%
CALIBER HOME LOANS, INC. $102,550,000 $10,855,000 -89.4% 0.2%
GUARANTEED RATE AFFINITY, LLC $22,310,000 $10,745,000 -51.8% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $10,205,000 n/a 0.2%
FAIRWINDS CREDIT UNION $4,120,000 $10,125,000 145.8% 0.2%
MIDFLORIDA $5,360,000 $10,105,000 88.5% 0.2%
Ixonia Bank $2,680,000 $10,100,000 276.9% 0.2%
GSF Mortgage Corporation $2,555,000 $9,845,000 285.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $37,005,000 $9,660,000 -73.9% 0.2%
NBKC BANK $3,470,000 $9,600,000 176.7% 0.2%
LIMA ONE CAPITAL, LLC $3,430,000 $9,490,000 176.7% 0.2%
Morgan Stanley Private Bank $12,320,000 $9,455,000 -23.3% 0.2%
PLAZA HOME MORTGAGE, INC. $2,870,000 $9,455,000 229.4% 0.2%
Third Federal Savings and Loan Association of Cleveland $11,975,000 $9,140,000 -23.7% 0.2%
NEW DAY FINANCIAL, LLC $22,060,000 $8,655,000 -60.8% 0.2%
SHELTER MORTGAGE COMPANY, L.L.C. $36,635,000 $8,520,000 -76.7% 0.2%
Mortgage Lenders Investment Trading Corporation $28,975,000 $8,415,000 -71.0% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $11,225,000 $8,375,000 -25.4% 0.2%
Discover Bank $4,975,000 $8,240,000 65.6% 0.2%
Merchants Bank of Indiana $8,125,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $6,675,000 $8,070,000 20.9% 0.2%
DEEPHAVEN MORTGAGE LLC $5,785,000 $7,875,000 36.1% 0.2%
Figure Lending LLC $3,815,000 $7,710,000 102.1% 0.2%
The Federal Savings Bank $9,680,000 $7,580,000 -21.7% 0.2%
HOMEXPRESS MORTGAGE CORP. $4,940,000 $7,370,000 49.2% 0.2%
A&D Mortgage LLC $3,860,000 $7,325,000 89.8% 0.2%
BAYSHORE MORTGAGE FUNDING, LLC $7,575,000 $7,175,000 -5.3% 0.2%
Prosperity Home Mortgage, LLC $5,755,000 $7,080,000 23.0% 0.2%
LOANPAL, LLC $9,900,000 $7,005,000 -29.2% 0.2%
HOMESIDE FINANCIAL, LLC $19,665,000 $6,875,000 -65.0% 0.1%
BAY EQUITY LLC $9,110,000 $6,735,000 -26.1% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $9,745,000 $6,640,000 -31.9% 0.1%
Fieldpoint Private Bank & Trust $6,505,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $3,030,000 $6,460,000 113.2% 0.1%
INSPIRE HOME LOANS INC. $2,985,000 $6,415,000 114.9% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $6,245,000 $6,410,000 2.6% 0.1%
Carrington Mortgage Services, LLC $15,020,000 $6,170,000 -58.9% 0.1%
Charles Schwab Bank, SSB $3,620,000 $6,065,000 67.5% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,280,000 $6,035,000 84.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $5,715,000 $5,935,000 3.8% 0.1%
OCMBC, INC. $7,515,000 $5,925,000 -21.2% 0.1%
PREMIA MORTGAGE, LLC $3,955,000 $5,865,000 48.3% 0.1%
VILLAGE CAPITAL MORTGAGE $7,605,000 $5,710,000 -24.9% 0.1%
Commerce Home Mortgage, Inc. $7,110,000 $5,490,000 -22.8% 0.1%
SWBC MORTGAGE CORPORATION $5,170,000 $5,375,000 4.0% 0.1%
AMERICAN HERITAGE LENDING, INC. $395,000 $5,290,000 1,239.2% 0.1%
AMWEST FUNDING CORP. $3,950,000 $5,285,000 33.8% 0.1%
MID AMERICA MORTGAGE, INC. $890,000 $5,230,000 487.6% 0.1%
TOWNE MORTGAGE COMPANY $2,160,000 $5,120,000 137.0% 0.1%
City National Bank of Florida $8,540,000 $5,105,000 -40.2% 0.1%
LAKEVIEW LOAN SERVICING, LLC $21,715,000 $5,095,000 -76.5% 0.1%
Century Mortgage Company DBA Century Lending Company $615,000 $5,080,000 726.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $11,600,000 $5,065,000 -56.3% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $375,000 $5,025,000 1,240.0% 0.1%
GUILD MORTGAGE COMPANY $5,180,000 $4,915,000 -5.1% 0.1%
CBRE MULTIFAMILY CAPITAL, INC. $6,805,000 $4,895,000 -28.1% 0.1%
NEXERA HOLDING LLC $5,160,000 $4,760,000 -7.8% 0.1%
LENDSURE MORTGAGE CORP. $2,430,000 $4,750,000 95.5% 0.1%
GENEVA FINANCIAL, LLC $2,610,000 $4,745,000 81.8% 0.1%
NEW FED MORTGAGE, CORP. $4,725,000 n/a 0.1%
PLANET HOME LENDING, LLC $7,745,000 $4,685,000 -39.5% 0.1%
The Huntington National Bank $3,890,000 $4,640,000 19.3% 0.1%
Northwest Federal Credit Union $8,190,000 $4,455,000 -45.6% 0.1%
WALKER & DUNLOP, LLC $363,390,000 $4,455,000 -98.8% 0.1%
Citibank $425,000 $4,140,000 874.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $9,710,000 $4,135,000 -57.4% 0.1%
Hometown Equity Mortgage, LLC $3,225,000 $4,080,000 26.5% 0.1%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $1,660,000 $3,950,000 138.0% 0.1%
Marine Bank & Trust Company $10,300,000 $3,925,000 -61.9% 0.1%
MICHIGAN MUTUAL, INC. $3,460,000 $3,845,000 11.1% 0.1%
Ameris Bank $50,400,000 $3,805,000 -92.5% 0.1%
Northpointe Bank $4,770,000 $3,765,000 -21.1% 0.1%
Citadel Servicing Corporation $7,465,000 $3,720,000 -50.2% 0.1%
FIRST MORTGAGE COMPANY, INC. $4,580,000 $3,650,000 -20.3% 0.1%
BETTER MORTGAGE CORPORATION $21,820,000 $3,620,000 -83.4% 0.1%
VYSTAR $7,430,000 $3,495,000 -53.0% 0.1%
PHH Mortgage Corporation $5,650,000 $3,455,000 -38.8% 0.1%
American Momentum Bank $1,045,000 $3,310,000 216.7% 0.1%
Logan Finance Corporation $3,305,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $3,680,000 $3,290,000 -10.6% 0.1%
Goldman Sachs Bank USA $3,265,000 n/a 0.1%
NP, Inc. $1,390,000 $3,245,000 133.5% 0.1%
TJC Mortgage, Inc. $1,940,000 $3,235,000 66.8% 0.1%
ITHINK FINANCIAL Credit Union $2,800,000 $3,225,000 15.2% 0.1%
TOTAL MORTGAGE SERVICES, LLC $1,000,000 $3,215,000 221.5% 0.1%
ZILLOW HOME LOANS, LLC $4,015,000 $3,200,000 -20.3% 0.1%
Bell Bank $2,505,000 $3,175,000 26.7% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,815,000 $3,160,000 -17.2% 0.1%
Sierra Pacific Mortgage Company, Inc. $6,135,000 $3,150,000 -48.7% 0.1%
NORTHPOINT MORTGAGE, INC. $2,900,000 $3,115,000 7.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,785,000 $3,095,000 11.1% 0.1%
BMO Harris Bank $1,395,000 $2,965,000 112.5% 0.1%
United Community Bank $15,950,000 $2,945,000 -81.5% 0.1%
LEADERONE FINANCIAL CORPORATION $5,370,000 $2,890,000 -46.2% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $1,790,000 $2,860,000 59.8% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $4,055,000 $2,860,000 -29.5% 0.1%
NexBank $1,580,000 $2,850,000 80.4% 0.1%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $645,000 $2,765,000 328.7% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,450,000 $2,760,000 12.7% 0.1%
DHA FINANCIAL, LLC $2,745,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $590,000 $2,745,000 365.3% 0.1%
First Federal Bank $1,850,000 $2,680,000 44.9% 0.1%
Presidential Bank, FSB $2,640,000 n/a 0.1%
Ally Bank $9,995,000 $2,630,000 -73.7% 0.1%
Coastal Community Bank $2,590,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,900,000 $2,565,000 35.0% 0.1%
UNION HOME MORTGAGE CORP. $17,925,000 $2,550,000 -85.8% 0.1%
EMM LOANS LLC $6,875,000 $2,480,000 -63.9% 0.1%
BNC National Bank $4,335,000 $2,460,000 -43.3% 0.1%
Gateway First Bank $3,685,000 $2,440,000 -33.8% 0.1%
M&T Bank $2,300,000 $2,440,000 6.1% 0.1%
Loan Simple, Inc. $1,140,000 $2,420,000 112.3% 0.1%
VAN DYK MORTGAGE CORPORATION $1,975,000 $2,380,000 20.5% 0.1%
First Savings Bank $1,530,000 $2,355,000 53.9% 0.1%
DOMINION FINANCIAL SERVICES, LLC $5,125,000 $2,335,000 -54.4% 0.1%
First Horizon Bank $4,255,000 $2,270,000 -46.7% 0.0%
MORTGAGE EQUITY PARTNERS LLC $5,415,000 $2,265,000 -58.2% 0.0%
UBS Bank USA $4,420,000 $2,265,000 -48.8% 0.0%
GoPrime Mortgage, Inc. $1,335,000 $2,225,000 66.7% 0.0%
Nations Lending Corporation $8,725,000 $2,185,000 -75.0% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,010,000 $2,180,000 115.8% 0.0%
OPEN MORTGAGE, LLC $2,880,000 $2,165,000 -24.8% 0.0%
Centennial Bank $145,000 $2,095,000 1,344.8% 0.0%