PALM BAY - MELBOURNE - TITUSVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Palm Bay - Melbourne - Titusville averaged 6.75% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.66% and one month ago for the week of 2025-02-27, the average rate was 6.67%.

Palm Bay - Melbourne - Titusville's average rate one year ago was 6.7%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.97%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Palm Bay - Melbourne - Titusville 30 Year Fixed Rate 2025-04-03 6.75%
Palm Bay - Melbourne - Titusville 30 Year Fixed Rate Refi 2025-04-03 6.97%
Palm Bay - Melbourne - Titusville 15 Year Fixed Rate 2025-04-03 6.38%
Palm Bay - Melbourne - Titusville 15 Year Fixed Rate Refi 2025-04-03 5.82%
Palm Bay - Melbourne - Titusville 30 Year FHA 2025-04-03 6.06%
Palm Bay - Melbourne - Titusville 30 Year FHA Refi 2025-04-03 5.77%
Palm Bay - Melbourne - Titusville 30 Year USDA 2025-04-03 6.12%
Palm Bay - Melbourne - Titusville 30 Year USDA Refi 2025-04-03 6.42%
Palm Bay - Melbourne - Titusville 30 Year VA 2025-04-03 6.11%
Palm Bay - Melbourne - Titusville 30 Year VA Refi 2025-04-03 5.48%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PALM BAY-MELBOURNE-TITUSVILLE, FL.

PALM BAY - MELBOURNE - TITUSVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PALM BAY-MELBOURNE-TITUSVILLE, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 614 6.82% $8,410
QUICKEN LOANS, LLC 425 6.68% $7,224
SPACE COAST Credit Union 381 5.91% $1,117
THE MORTGAGE FIRM, INC. 319 6.92% $6,931
CROSSCOUNTRY MORTGAGE, LLC 228 6.90% $7,250
DHI MORTGAGE COMPANY, LTD. 226 5.73% $3,236
DYBN FINANCIAL CORP. 142 6.66% $8,311
U.S. Bank 127 6.69% $5,996
EMBRACE HOME LOANS, INC. 92 6.73% $8,490
LOANDEPOT.COM, LLC 87 6.74% $7,664
JPMorgan Chase Bank 86 6.78% $5,207
EAGLE HOME MORTGAGE, LLC 84 5.26% $4,693
COMMUNITY CREDIT UNION OF FLORIDA 83 6.63% $5,112
KBHS HOME LOANS, LLC 74 6.48% $6,384
NAVY FEDERAL CREDIT UNION 74 6.46% $5,021
Flagstar Bank, FSB 72 6.85% $6,784
NEWREZ LLC 69 6.89% $8,879
Wells Fargo Bank 65 6.55% $6,209
Bank of America 62 6.38% $5,500
FBC MORTGAGE, LLC 61 6.57% $7,094
Truist 61 6.57% $5,802
NFM, INC. 57 6.46% $7,761
PULTE MORTGAGE LLC 55 6.09% $2,558
DIRECT MORTGAGE LOANS, LLC 50 6.83% $8,005
EVERETT FINANCIAL, INC. 48 7.12% $8,250
T2 FINANCIAL LLC 47 7.23% $8,004
Plains Commerce Bank 44 6.88% $9,755
ALKAN MORTGAGE CORPORATION 44 7.09% $9,515
The Loan Store, Inc. 43 6.81% $6,740
MOVEMENT MORTGAGE, LLC 38 6.93% $7,567
CMG MORTGAGE, INC. 37 6.87% $7,722
TD Bank 36 7.00% $4,507
ZILLOW HOME LOANS, LLC 36 6.89% $6,134
Regions Bank 36 6.69% $7,128
LAUNCH FEDERAL CREDIT UNION 32 6.63% $4,449
First Heritage Mortgage, LLC 31 6.35% $9,953
PENNYMAC LOAN SERVICES, LLC 30 6.68% $8,549
Mr. Cooper ( Nationstar Mortgage ) 28 6.84% $6,879
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 27 7.19% $10,109
PRIMARY RESIDENTIAL MORTGAGE, INC. 27 6.90% $9,609
FREEDOM MORTGAGE CORPORATION 27 6.96% $9,423
PRIMELENDING, A PLAINSCAPITAL COMPANY 24 7.14% $7,478
Paramount Residential Mortgage Group, Inc. 24 6.83% $10,756
BROKER SOLUTIONS, INC. 23 6.89% $9,936
GUARANTEED RATE, INC. 22 6.91% $6,950
NVR Mortgage Finance, Inc. 22 6.61% $5,809
PROVIDENT FUNDING ASSOCIATES, L.P. 22 6.47% $6,067
South State Bank 22 6.93% $7,154
UNION HOME MORTGAGE CORP. 21 6.96% $7,226
ABSOLUTE HOME MORTGAGE CORPORATION 21 6.96% $7,299
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 21 6.39% $6,917
GUILD MORTGAGE COMPANY 20 6.95% $7,809
USAA Federal Savings Bank 19 6.51% $8,168
MUTUAL OF OMAHA MORTGAGE, INC. 18 6.89% $7,757
FIRST COMMUNITY MORTGAGE, INC. 18 6.92% $6,118
Century Mortgage Company DBA Century Lending Company 17 6.89% $10,697
Ixonia Bank 17 6.98% $9,724
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 7.30% $6,157
BAY EQUITY LLC 16 6.65% $5,948
Mortgage Lenders Investment Trading Corporation 16 6.88% $6,379
AMERICAN PACIFIC MORTGAGE CORPORATION 16 7.34% $8,899
PLAZA HOME MORTGAGE, INC. 15 6.96% $9,488
AFFORDABLE MORTGAGE ADVISORS, LLC. 15 6.88% $7,075
HOMESIDE FINANCIAL, LLC 14 6.98% $9,123
City National Bank of Florida 14 6.70% $6,444
Fifth Third Bank 14 6.71% $7,446
AMERICAN FINANCIAL NETWORK, INC. 13 6.79% $9,677
SWBC MORTGAGE CORPORATION 13 4.23% $2,245
Morgan Stanley Private Bank 13 6.28% $4,418
Waterstone Mortgage Corporation 13 6.89% $8,655
INSPIRE HOME LOANS INC. 12 6.03% $5,614
Valley National Bank 12 6.64% $4,514
TrustCo Bank 12 6.38% $5,036
Citizens Bank 11 6.81% $8,825
NBKC BANK 11 6.57% $5,266
LEADERONE FINANCIAL CORPORATION 11 6.91% $5,475
NEXERA HOLDING LLC 11 7.43% $12,005
OCMBC, INC. 11 8.30% $16,563
GUARANTEED RATE AFFINITY, LLC 11 6.57% $5,954
ANGEL OAK MORTGAGE SOLUTIONS LLC 11 7.74% $22,525
Commerce Home Mortgage, Inc. 11 8.44% $16,232
AMERISAVE MORTGAGE CORPORATION 10 6.67% $12,261
A&D Mortgage LLC 10 7.53% $12,528
CARDINAL FINANCIAL 10 7.14% $10,230
NORTHROP GRUMMAN Federal Credit Union 9 6.47% $5,332
ITHINK FINANCIAL Credit Union 9 7.39% $12,226
PENTAGON FEDERAL CREDIT UNION 8 6.38% $10,502
BETTER MORTGAGE CORPORATION 8 6.38% $7,173
ARC HOME LLC 8 7.14% $11,064
BAYSHORE MORTGAGE FUNDING, LLC 8 6.78% $8,556
LENDSURE MORTGAGE CORP. 8 7.87% $12,977
HOMEXPRESS MORTGAGE CORP. 7 8.27% $13,322
Ally Bank 7 6.55% $6,776
ARK-LA-TEX FINANCIAL SERVICES, LLC. 7 6.48% $10,579
Discover Bank 7 6.96% $0
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 7 6.80% $6,791
NORTHPOINT MORTGAGE, INC. 7 6.87% $7,751
PHH Mortgage Corporation 7 6.57% $8,412
PNC Bank 7 6.36% $4,240
Seacoast National Bank 7 6.79% $8,326
TOWNE MORTGAGE COMPANY 7 6.55% $8,897
READY MORTGAGE LENDERS, LLC 6 7.14% $9,175
GENEVA FINANCIAL, LLC 6 6.67% $7,946
First National Bank of America 6 9.85% $10,788
First Federal Bank 6 6.44% $5,207
Mortgage Research Center, LLC 6 7.19% $7,681
FLAT BRANCH MORTGAGE, INC. 6 6.58% $6,587
MICHIGAN MUTUAL, INC. 6 7.10% $8,428
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 7.14% $9,248
DEEPHAVEN MORTGAGE LLC 6 8.83% $9,563
First Horizon Bank 6 6.60% $8,060
VYSTAR 5 6.85% $4,928
EMM LOANS LLC 5 6.87% $10,305
AMERICAN FINANCIAL RESOURCES, INC. 5 6.65% $6,961
Cornerstone First Mortgage, Inc 5 6.92% $8,151
Raymond James Bank 5 5.85% $6,248
The Central Trust Bank 5 6.50% $5,448
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 5 7.35% $8,941
Suncoast Credit Union 5 5.53% $5,053
MORTGAGE EQUITY PARTNERS LLC 5 7.05% $7,203
AMERICAN HERITAGE LENDING, INC. 5 8.38% $18,864
CHURCHILL MORTGAGE CORPORATION 5 6.95% $10,418
TOTAL MORTGAGE SERVICES, LLC 5 6.98% $6,678
RADIUS FINANCIAL GROUP INC. 4 7.12% $5,664
Carrington Mortgage Services, LLC 4 7.69% $9,721
Ameris Bank 4 7.50% $10,269
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 4 6.63% $7,068
ROYAL UNITED MORTGAGE LLC 4 6.91% $8,821
NETWORK CAPITAL FUNDING CORPORATION 4 6.66% $8,315
Sierra Pacific Mortgage Company, Inc. 4 7.25% $10,586
American Mortgage & Equity Consultants, Inc. 4 7.19% $9,175
JMAC LENDING, INC. 4 7.56% $5,145
FAIRWINDS CREDIT UNION 4 6.31% $5,724
DAS Acquisition Company, LLC 4 6.69% $10,899
MORTGAGE 1 INCORPORATED 4 6.65% $7,749
Leader Bank 4 6.78% $4,736
The Huntington National Bank 4 7.09% $6,454
Strong Home Mortgage, LLC 3 6.79% $5,306
Citibank 3 6.33% $6,385
LENOX FINANCIAL MORTGAGE CORPORATION 3 6.71% $4,176
M&T Bank 3 6.75% $6,344
21ST MORTGAGE CORPORATION 3 8.58% $6,078
GUIDANCE RESIDENTIAL, LLC 3 7.04% $5,490
Logan Finance Corporation 3 7.67% $9,985
NATIONWIDE MORTGAGE BANKERS, INC. 3 6.95% $13,072
Hometown Equity Mortgage, LLC 3 7.92% $18,777
Kwik Mortgage Corporation 3 6.71% $3,757
LADERA LENDING, INC. 3 7.04% $4,481
ADDITION FINANCIAL 3 6.67% $4,892
LAKE MICHIGAN CREDIT UNION 3 6.71% $5,717
Charles Schwab Bank, SSB 3 6.08% $6,648
Farmers Bank & Trust 3 7.08% $7,419
Baxter Credit Union 3 6.63% $5,070
ACOPIA, LLC 3 6.58% $7,273
Northwest Federal Credit Union 3 6.33% $8,130
GARDNER FINANCIAL SERVICES, LTD. 3 6.54% $5,720
NP, Inc. 3 7.67% $13,698
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 6.83% $6,004
PLANET HOME LENDING, LLC 3 6.96% $5,687
FIRST MORTGAGE COMPANY, INC. 3 6.29% $5,157
Bank of England 3 6.83% $7,335
North American Savings Bank, F.S.B. 2 8.44% $9,639
Keystone Funding, Inc. 2 6.75% $8,616
PARTNERS 2 6.50% $11,549
LAKEVIEW LOAN SERVICING, LLC 2 6.81% $5,923
Capital City Home Loans, LLC 2 7.06% $5,431
WINGS FINANCIAL 2 6.81% $6,140
Presidential Bank, FSB 2 6.94% $6,591
Arvest Bank 2 6.44% $6,140
Guardian Savings Bank, A Federal Savings Bank 2 6.44% $3,385
Luxury Mortgage Corp. 2 8.69% $22,442
Florida Capital Bank 2 7.49% $10,166
AmeriHome Mortgage Company, LLC 2 7.13% $6,068
MASON MCDUFFIE MORTGAGE CORPORATION 2 7.24% $3,849
RESIDENTIAL BANCORP 2 7.31% $8,486
Equity Prime Mortgage LLC 2 7.06% $10,614
MIDFLORIDA 2 6.44% $7,581
Home Mortgage Alliance Corp 2 8.81% $18,564
Stifel Bank and Trust 2 6.13% $3,731
MORIA DEVELOPMENT, INC. 2 7.00% $9,153
SUN WEST MORTGAGE COMPANY, INC. 2 6.88% $8,783
AMERICAN FINANCING CORPORATION 2 6.81% $8,104
Genesee Regional Bank 2 7.44% $8,073
The Federal Savings Bank 2 6.75% $6,217
AMERICAN FEDERAL MORTGAGE CORPORATION 2 6.50% $3,826
BOND STREET MORTGAGE, LLC 2 6.56% $9,040
BOKF 2 7.75% $6,170
Towne Bank 2 6.75% $5,236
BMO Harris Bank 2 6.50% $15,100
AMERICAN BANCSHARES MORTGAGE 2 7.00% $11,009
ALLIED MORTGAGE GROUP, INC. 2 6.81% $3,500
MY MORTGAGE, INC. 2 6.44% $6,032
GENISYS 2 6.75% $5,826
Nations Lending Corporation 2 7.06% $7,802
ALLIANT CREDIT UNION 2 6.81% $5,497
1ST FINANCIAL, INC. 2 7.24% $11,610
Advisors Mortgage Group, L.L.C. 2 6.88% $2,150
GERSHMAN INVESTMENT CORP. 2 7.31% $5,194
VAN DYK MORTGAGE CORPORATION 2 6.63% $10,454
NexBank 2 7.06% $7,986
FIRST EQUITY MORTGAGE BANKERS, INC. 2 7.81% $12,610
NMSI, INC. 2 7.44% $9,156
WATSON MORTGAGE CORP. 2 7.00% $7,416
SUCCESS MORTGAGE PARTNERS, INC. 1 7.13% $9,740
Sunflower Bank 1 7.49% $3,527
American Mortgage Bank, LLC 1 7.00% $5,562
Synovus Bank 1 6.63% $5,562
Texana Bank 1 7.50% $5,962
The First National Bank of Ottawa 1 6.50% $2,857
THE MORTGAGE LINK, INC. 1 7.50% $42,898
The Northern Trust Company 1 6.50% $3,333
Third Federal Savings and Loan Association of Cleveland 1 6.69% $0
TOP FLITE FINANCIAL, INC. 1 5.50% $15,399
Tradition Mortgage, LLC 1 6.99% $4,866
Tyndall Federal Credit Union 1 6.38% $8,526
UBS Bank USA 1 6.13% $4,230
UIF CORPORATION 1 8.13% $6,465
Union Savings Bank 1 7.50% $4,360
United Community Bank 1 7.00% $5,566
United Nations Federal Credit Union 1 6.63% $4,793
Alcova Mortgage LLC 1 7.25% $13,316
AHL FUNDING 1 7.49% $1,392
USF Federal Credit Union 1 6.13% $6,201
US MORTGAGE CORPORATION 1 8.13% $9,363
VERITAS FUNDING, LLC 1 6.49% $14,839
V.I.P. MORTGAGE, INC. 1 7.63% $8,970
Dollar Bank, Federal Savings Bank 1 6.38% $17,089
DG PINNACLE FUNDING LLC 1 6.49% $9,560
East Coast Capital Corp. 1 8.50% $16,126
DEVELOPER'S MORTGAGE COMPANY 1 10.00% $12,647
ENDEAVOR CAPITAL, LLC. 1 5.63% $2,225
Encompass Lending Group, LP 1 7.38% $5,391
EQUITY RESOURCES, INC. 1 6.88% $4,639
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 7.62% $16,749
EVANSVILLE TEACHERS 1 6.00% $4,623
DELTA COMMUNITY CREDIT UNION 1 5.88% $5,638
Evolve Bank & Trust 1 6.88% $5,235
Deere Employees Credit Union 1 6.75% $4,601
First Bank 1 7.00% $6,453
First-Citizens Bank & Trust Company 1 6.10% $12,243
CPM Federal Credit Union 1 5.79% $15,725
First Financial Bank 1 7.63% $4,995
FIRST HOME MORTGAGE CORPORATION 1 6.88% $8,762
First Merchants Bank 1 6.00% $9,203
First National Bank of Pennsylvania 1 6.38% $5,346
First State Bank 1 7.00% $4,455
FIRST TECHNOLOGY 1 5.88% $13,550
First United Bank and Trust Company 1 6.63% $7,320
FIRST WORLD MORTGAGE CORPORATION 1 7.50% $5,286
CONTOUR MORTGAGE CORPORATION 1 6.88% $5,330
FOUNDATION MORTGAGE CORPORATION 1 7.63% $20,199
CITYWIDE HOME LOANS, LLC 1 7.88% $5,393
FUNDLOANS CAPITAL 1 6.99% $19,668
Gateway First Bank 1 7.50% $4,191
GENERAL ELECTRIC CREDIT UNION 1 5.75% $12,420
Acre Mortgage and Financial Inc 1 6.38% $9,874
GOOGAIN, INC. 1 8.63% $4,995
Granite Community Bank 1 6.63% $4,069
Grow Financial Federal Credit Union 1 6.75% $2,354
GSF Mortgage Corporation 1 6.99% $5,307
GTE Federal Credit Union 1 6.75% $3,251
Citizens & Northern Bank 1 7.50% $4,779
Citadel Servicing Corporation 1 8.13% $15,972
Gulf Coast Bank and Trust Company 1 8.13% $8,188
GVC MORTGAGE, INC. 1 6.58% $6,935
HARBORONE MORTGAGE, LLC 1 7.38% $10,308
HOME FINANCING CENTER, INC. 1 6.63% $6,575
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.75% $9,110
CIS Financial Services, Inc. 1 9.40% $2,317
HOMESPIRE MORTGAGE CORPORATION 1 7.13% $12,862
Home State Bank 1 6.88% $3,840
HOMESTEAD FUNDING CORP. 1 6.75% $315
Integrity Home Mortgage Corp 1 5.63% $5,559
INTERCAP LENDING INC. 1 6.38% $8,398
Centennial Bank 1 7.13% $6,418
JET HOMELOANS, LLC 1 7.13% $4,395
CASTLE & COOKE MORTGAGE, LLC 1 6.63% $11,556
Carrollton Bank 1 6.99% $4,416
KINECTA 1 7.00% $5,321
CAPITAL CENTER, L.L.C. 1 7.50% $0
CANOPY MORTGAGE, LLC 1 6.99% $8,272
LIBERTY HOME MORTGAGE CORPORATION 1 6.88% $5,029
CAMPUS USA 1 7.13% $10,726
Magnolia Bank 1 6.49% $4,724
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 6.38% $3,906
Cambria Financial Group, LLC 1 6.38% $5,308
METROPLEX MORTGAGE SERVICES, INC. 1 6.88% $6,501
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.13% $5,367
MILEND, INC. 1 7.99% $8,358
MMS MORTGAGE SERVICES, LTD. 1 7.63% $7,231
CALCON MUTUAL MORTGAGE LLC 1 7.38% $9,562
MORTGAGE INVESTORS GROUP, INC. 1 7.62% $4,732
Burke & Herbert Bank & Trust Company 1 6.38% $3,687
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.63% $9,803
NASA Federal Credit Union 1 6.13% $4,496
Navigant Credit Union 1 6.63% $4,626
Blue Ridge Bank 1 6.00% $9,479
BELEM SERVICING LLC 1 6.99% $12,724
Network Funding, L.P. 1 6.63% $4,039
BAY-VALLEY MORTGAGE GROUP 1 7.38% $6,879
NEW WAVE LENDING GROUP INC 1 7.50% $12,975
BAY CAPITAL MORTGAGE CORPORATION 1 6.50% $4,216
NJ LENDERS CORP. 1 7.50% $4,991
BANKSOUTH MORTGAGE COMPANY, LLC 1 7.63% $5,870
Northwest Bank 1 8.63% $1,745
OceanFirst Bank 1 6.88% $7,429
Bank-Fund Staff Federal Credit Union 1 5.75% $3,930
Old National Bank 1 5.88% $10,859
Bank First, N.A. 1 6.63% $5,131
Bangor Savings Bank 1 6.13% $3,317
BancorpSouth 1 6.50% $9,427
Performance Financial, Inc. 1 7.50% $9,605
PINNACLE MORTGAGE, INC. 1 6.88% $4,457
Atlantic Coast Mortgage, LLC 1 6.99% $4,417
PLUS RELOCATION MORTGAGE, LLC 1 6.99% $4,240
POINT Mortgage 1 7.50% $8,305
POLICE & FIRE 1 5.88% $4,031
PREMIA MORTGAGE, LLC 1 6.98% $39
Armed Forces Bank 1 6.13% $12,300
Princeton Mortgage Corporation 1 7.50% $13,091
ANDREWS FEDERAL CREDIT UNION 1 5.88% $5,890
AMERITRUST MORTGAGE CORPORATION 1 8.13% $12,414
RBC Bank, (Georgia) 1 5.88% $1,619
RELIANCE FIRST CAPITAL, LLC 1 6.50% $6,186
RUOFF MORTGAGE COMPANY, INC. 1 5.88% $4,502
Sandy Spring Bank 1 7.49% $5,844
Wolfe Financial, Inc 1 6.00% $9,776
SECURITYNATIONAL MORTGAGE COMPANY 1 7.50% $4,795
Service Federal Credit Union 1 6.38% $4,708
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 7.63% $7,141
SOUTHERN TRUST MORTGAGE, LLC 1 6.63% $5,265
SOUTHPOINT FINANCIAL SERVICES, INC. 1 7.25% $3,790
STOCKTON MORTGAGE CORPORATION 1 7.13% $5,263

PALM BAY - MELBOURNE - TITUSVILLE Average Closing Costs & Other Stats

PALM BAY-MELBOURNE-TITUSVILLE, FL's 333 lenders originated 16,818 loans during 2024. The total origination value was $4,759,610,000, with an average loan value of $283,007.

PALM BAY - MELBOURNE - TITUSVILLE's average closing costs are $6,223.

The top PALM BAY - MELBOURNE - TITUSVILLE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 614 loans originated. Their average total fees are $8,410, which is $1,187 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee PALM BAY - MELBOURNE - TITUSVILLE lenders (with over 10 loans originated) are SPACE COAST Credit Union ($1,117), SWBC MORTGAGE CORPORATION ($2,245), PULTE MORTGAGE LLC ($2,558), DHI MORTGAGE COMPANY, LTD. ($3,236) and Morgan Stanley Private Bank ($4,418).

The lowest rate PALM BAY - MELBOURNE - TITUSVILLE lenders (with over 10 loans originated) are SWBC MORTGAGE CORPORATION (4.23%), EAGLE HOME MORTGAGE, LLC (5.26%), DHI MORTGAGE COMPANY, LTD. (5.73%), SPACE COAST Credit Union (5.91%) and INSPIRE HOME LOANS INC. (6.03%).

PALM BAY-MELBOURNE-TITUSVILLE, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $413,985,000 $517,840,000 25.1% 10.9%
SPACE COAST Credit Union $277,860,000 $307,465,000 10.7% 6.5%
QUICKEN LOANS, LLC $264,160,000 $257,735,000 -2.4% 5.4%
DHI MORTGAGE COMPANY, LTD. $242,235,000 $207,500,000 -14.3% 4.4%
THE MORTGAGE FIRM, INC. $165,840,000 $180,775,000 9.0% 3.8%
CROSSCOUNTRY MORTGAGE, LLC $143,150,000 $162,710,000 13.7% 3.4%
COMMUNITY CREDIT UNION OF FLORIDA $93,475,000 $108,555,000 16.1% 2.3%
Mortgage Research Center, LLC $89,760,000 $103,770,000 15.6% 2.2%
FREEDOM MORTGAGE CORPORATION $39,095,000 $99,005,000 153.2% 2.1%
DYBN FINANCIAL CORP. $104,725,000 $89,080,000 -14.9% 1.9%
NAVY FEDERAL CREDIT UNION $79,600,000 $88,430,000 11.1% 1.9%
U.S. Bank $80,635,000 $78,530,000 -2.6% 1.6%
NEWREZ LLC $24,205,000 $62,810,000 159.5% 1.3%
Merchants Capital Corp. $60,735,000 n/a 1.3%
LOANDEPOT.COM, LLC $79,980,000 $60,235,000 -24.7% 1.3%
FBC MORTGAGE, LLC $54,775,000 $56,560,000 3.3% 1.2%
PENNYMAC LOAN SERVICES, LLC $30,580,000 $55,710,000 82.2% 1.2%
KBHS HOME LOANS, LLC $18,915,000 $55,125,000 191.4% 1.2%
EMBRACE HOME LOANS, INC. $53,415,000 $52,450,000 -1.8% 1.1%
EAGLE HOME MORTGAGE, LLC $82,815,000 $50,645,000 -38.8% 1.1%
Truist $61,095,000 $47,190,000 -22.8% 1.0%
Bank of America $49,435,000 $44,555,000 -9.9% 0.9%
NFM, INC. $42,655,000 $42,425,000 -0.5% 0.9%
Flagstar Bank, FSB $30,980,000 $41,370,000 33.5% 0.9%
JPMorgan Chase Bank $49,320,000 $37,555,000 -23.9% 0.8%
Regions Bank $45,675,000 $35,050,000 -23.3% 0.7%
Plains Commerce Bank $42,270,000 $33,400,000 -21.0% 0.7%
EVERETT FINANCIAL, INC. $22,600,000 $32,480,000 43.7% 0.7%
DIRECT MORTGAGE LOANS, LLC $44,990,000 $32,195,000 -28.4% 0.7%
LAUNCH FEDERAL CREDIT UNION $34,020,000 $30,580,000 -10.1% 0.6%
MOVEMENT MORTGAGE, LLC $36,845,000 $29,545,000 -19.8% 0.6%
First Heritage Mortgage, LLC $15,400,000 $29,455,000 91.3% 0.6%
PULTE MORTGAGE LLC $20,330,000 $29,345,000 44.3% 0.6%
TD Bank $66,030,000 $28,640,000 -56.6% 0.6%
Wells Fargo Bank $51,065,000 $27,930,000 -45.3% 0.6%
CMG MORTGAGE, INC. $16,630,000 $25,555,000 53.7% 0.5%
T2 FINANCIAL LLC $14,850,000 $25,525,000 71.9% 0.5%
ALKAN MORTGAGE CORPORATION $25,245,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $14,705,000 $24,540,000 66.9% 0.5%
LENDINGHOME FUNDING CORPORATION $22,720,000 $23,460,000 3.3% 0.5%
The Loan Store, Inc. $1,310,000 $22,535,000 1,620.2% 0.5%
Arbor Realty Trust, Inc. $20,420,000 $21,845,000 7.0% 0.5%
VILLAGE CAPITAL MORTGAGE $5,710,000 $21,430,000 275.3% 0.5%
USAA Federal Savings Bank $28,430,000 $21,175,000 -25.5% 0.4%
GUARANTEED RATE, INC. $20,495,000 $21,035,000 2.6% 0.4%
RF Renovo Management Company, LLC $14,185,000 $20,735,000 46.2% 0.4%
PNC Bank $31,595,000 $18,780,000 -40.6% 0.4%
Paramount Residential Mortgage Group, Inc. $16,825,000 $18,285,000 8.7% 0.4%
WALKER & DUNLOP, LLC $4,455,000 $17,730,000 298.0% 0.4%
BROKER SOLUTIONS, INC. $13,440,000 $17,370,000 29.2% 0.4%
Equity Prime Mortgage LLC $12,160,000 $16,955,000 39.4% 0.4%
ZILLOW HOME LOANS, LLC $3,200,000 $16,380,000 411.9% 0.3%
UNION HOME MORTGAGE CORP. $2,550,000 $16,110,000 531.8% 0.3%
GREYSTONE SERVICING COMPANY LLC $16,105,000 n/a 0.3%
LAKEVIEW LOAN SERVICING, LLC $5,095,000 $15,970,000 213.4% 0.3%
PLAZA HOME MORTGAGE, INC. $9,455,000 $15,905,000 68.2% 0.3%
NVR Mortgage Finance, Inc. $15,760,000 n/a 0.3%
GUILD MORTGAGE COMPANY $4,915,000 $15,355,000 212.4% 0.3%
Century Mortgage Company DBA Century Lending Company $5,080,000 $14,555,000 186.5% 0.3%
OCMBC, INC. $5,925,000 $14,080,000 137.6% 0.3%
South State Bank $63,690,000 $13,970,000 -78.1% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $12,420,000 $13,020,000 4.8% 0.3%
PLANET HOME LENDING, LLC $4,685,000 $12,460,000 166.0% 0.3%
INSPIRE HOME LOANS INC. $6,415,000 $12,445,000 94.0% 0.3%
NBKC BANK $9,600,000 $12,320,000 28.3% 0.3%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $2,765,000 $12,185,000 340.7% 0.3%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $75,000 $12,120,000 16,060.0% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $10,205,000 $11,740,000 15.0% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $12,330,000 $11,710,000 -5.0% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $15,530,000 $11,650,000 -25.0% 0.2%
Seacoast National Bank $14,950,000 $11,370,000 -23.9% 0.2%
BMO Harris Bank $2,965,000 $10,855,000 266.1% 0.2%
NEW DAY FINANCIAL, LLC $8,655,000 $10,855,000 25.4% 0.2%
ABSOLUTE HOME MORTGAGE CORPORATION $6,640,000 $10,830,000 63.1% 0.2%
Citizens Bank $16,620,000 $10,700,000 -35.6% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $5,065,000 $10,365,000 104.6% 0.2%
LIMA ONE CAPITAL, LLC $9,490,000 $10,025,000 5.6% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $17,530,000 $9,810,000 -44.0% 0.2%
GUARANTEED RATE AFFINITY, LLC $10,745,000 $9,705,000 -9.7% 0.2%
PENTAGON FEDERAL CREDIT UNION $15,000,000 $9,145,000 -39.0% 0.2%
A&D Mortgage LLC $7,325,000 $9,025,000 23.2% 0.2%
BAY EQUITY LLC $6,735,000 $8,985,000 33.4% 0.2%
Discover Bank $8,240,000 $8,845,000 7.3% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $6,035,000 $8,820,000 46.1% 0.2%
First Federal Bank $2,680,000 $8,585,000 220.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $9,660,000 $8,500,000 -12.0% 0.2%
Waterstone Mortgage Corporation $11,250,000 $8,240,000 -26.8% 0.2%
Figure Lending LLC $7,710,000 $8,205,000 6.4% 0.2%
Third Federal Savings and Loan Association of Cleveland $9,140,000 $8,190,000 -10.4% 0.2%
Carrington Mortgage Services, LLC $6,170,000 $8,105,000 31.4% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,095,000 $8,080,000 161.1% 0.2%
Fifth Third Bank $13,375,000 $8,045,000 -39.9% 0.2%
Morgan Stanley Private Bank $9,455,000 $8,035,000 -15.0% 0.2%
DEEPHAVEN MORTGAGE LLC $7,875,000 $7,910,000 0.4% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $8,375,000 $7,885,000 -5.9% 0.2%
TrustCo Bank $25,000,000 $7,885,000 -68.5% 0.2%
FAIRWINDS CREDIT UNION $10,125,000 $7,820,000 -22.8% 0.2%
AFFORDABLE MORTGAGE ADVISORS, LLC. $215,000 $7,810,000 3,532.6% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $1,070,000 $7,795,000 628.5% 0.2%
HOMESIDE FINANCIAL, LLC $6,875,000 $7,725,000 12.4% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $2,565,000 $7,670,000 199.0% 0.2%
Mortgage Lenders Investment Trading Corporation $8,415,000 $7,670,000 -8.9% 0.2%
HOMEXPRESS MORTGAGE CORP. $7,370,000 $7,460,000 1.2% 0.2%
Ixonia Bank $10,100,000 $7,370,000 -27.0% 0.2%
CARDINAL FINANCIAL $41,150,000 $7,035,000 -82.9% 0.1%
ITHINK FINANCIAL Credit Union $3,225,000 $6,955,000 115.7% 0.1%
FINANCE OF AMERICA REVERSE LLC $5,935,000 $6,760,000 13.9% 0.1%
First Horizon Bank $2,270,000 $6,670,000 193.8% 0.1%
City National Bank of Florida $5,105,000 $6,470,000 26.7% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $13,180,000 $6,360,000 -51.7% 0.1%
SWBC MORTGAGE CORPORATION $5,375,000 $6,290,000 17.0% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $625,000 $6,120,000 879.2% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,160,000 $6,105,000 93.2% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,755,000 $5,885,000 235.3% 0.1%
EMM LOANS LLC $2,480,000 $5,660,000 128.2% 0.1%
DOMINION FINANCIAL SERVICES, LLC $2,335,000 $5,180,000 121.8% 0.1%
JMAC LENDING, INC. $1,715,000 $5,170,000 201.5% 0.1%
Commerce Home Mortgage, Inc. $5,490,000 $5,120,000 -6.7% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $7,175,000 $5,050,000 -29.6% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $8,070,000 $5,025,000 -37.7% 0.1%
PHH Mortgage Corporation $3,455,000 $5,010,000 45.0% 0.1%
NEXERA HOLDING LLC $4,760,000 $5,005,000 5.1% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $14,810,000 $4,955,000 -66.5% 0.1%
MID AMERICA MORTGAGE, INC. $5,230,000 $4,935,000 -5.6% 0.1%
NORTHROP GRUMMAN Federal Credit Union $13,960,000 $4,935,000 -64.6% 0.1%
Hometown Equity Mortgage, LLC $4,080,000 $4,715,000 15.6% 0.1%
AMERICAN HERITAGE LENDING, INC. $5,290,000 $4,620,000 -12.7% 0.1%
Prosperity Home Mortgage, LLC $7,080,000 $4,590,000 -35.2% 0.1%
TOWNE MORTGAGE COMPANY $5,120,000 $4,565,000 -10.8% 0.1%
BETTER MORTGAGE CORPORATION $3,620,000 $4,355,000 20.3% 0.1%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $3,950,000 $4,345,000 10.0% 0.1%
The Federal Savings Bank $7,580,000 $4,280,000 -43.5% 0.1%
LOANPAL, LLC $7,005,000 $4,270,000 -39.0% 0.1%
Lakeview Community Capital, LLC $420,000 $4,245,000 910.7% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $4,135,000 n/a 0.1%
Valley National Bank $28,230,000 $4,110,000 -85.4% 0.1%
Barrington Bank & Trust Company, N.A. $6,460,000 $4,045,000 -37.4% 0.1%
NORTHPOINT MORTGAGE, INC. $3,115,000 $3,830,000 23.0% 0.1%
AMWEST FUNDING CORP. $5,285,000 $3,775,000 -28.6% 0.1%
FLAT BRANCH MORTGAGE, INC. $1,955,000 $3,725,000 90.5% 0.1%
ARC HOME LLC $1,505,000 $3,700,000 145.8% 0.1%
Marine Bank & Trust Company $3,925,000 $3,690,000 -6.0% 0.1%
LEADERONE FINANCIAL CORPORATION $2,890,000 $3,655,000 26.5% 0.1%
Raymond James Bank $315,000 $3,615,000 1,047.6% 0.1%
Sierra Pacific Mortgage Company, Inc. $3,150,000 $3,615,000 14.8% 0.1%
21ST MORTGAGE CORPORATION $1,960,000 $3,555,000 81.4% 0.1%
AmeriHome Mortgage Company, LLC $565,000 $3,530,000 524.8% 0.1%
LENDSURE MORTGAGE CORP. $4,750,000 $3,315,000 -30.2% 0.1%
Farmers Bank & Trust $450,000 $3,310,000 635.6% 0.1%
VYSTAR $3,495,000 $3,310,000 -5.3% 0.1%
Ameris Bank $3,805,000 $3,270,000 -14.1% 0.1%
Strong Home Mortgage, LLC $2,080,000 $3,170,000 52.4% 0.1%
Magnolia Bank $325,000 $3,105,000 855.4% 0.1%
M&T Bank $2,440,000 $3,080,000 26.2% 0.1%
American Mortgage & Equity Consultants, Inc. $1,495,000 $3,005,000 101.0% 0.1%
Home Mortgage Alliance Corp $3,005,000 n/a 0.1%
Suncoast Credit Union $1,800,000 $2,910,000 61.7% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $165,000 $2,715,000 1,545.5% 0.1%
TOTAL MORTGAGE SERVICES, LLC $3,215,000 $2,650,000 -17.6% 0.1%
The Central Trust Bank $1,455,000 $2,610,000 79.4% 0.1%
SPRING EQ, LLC $1,880,000 $2,600,000 38.3% 0.1%
Coastal Community Bank $2,590,000 $2,590,000 0.0% 0.1%
Logan Finance Corporation $3,305,000 $2,575,000 -22.1% 0.1%
NORWICH COMMERCIAL GROUP, INC. $1,250,000 $2,575,000 106.0% 0.1%
First-Citizens Bank & Trust Company $255,000 $2,470,000 868.6% 0.1%
Ally Bank $2,630,000 $2,405,000 -8.6% 0.1%
Charles Schwab Bank, SSB $6,065,000 $2,335,000 -61.5% 0.0%
Citadel Servicing Corporation $3,720,000 $2,330,000 -37.4% 0.0%
GENEVA FINANCIAL, LLC $4,745,000 $2,285,000 -51.8% 0.0%
Citibank $4,140,000 $2,260,000 -45.4% 0.0%
ALLIED MORTGAGE GROUP, INC. $775,000 $2,205,000 184.5% 0.0%
First Savings Bank $2,355,000 $2,195,000 -6.8% 0.0%
Armed Forces Bank $1,665,000 $2,125,000 27.6% 0.0%
FIRST COLONY MORTGAGE CORPORATION $2,125,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $4,135,000 $2,005,000 -51.5% 0.0%
MICHIGAN MUTUAL, INC. $3,845,000 $1,995,000 -48.1% 0.0%
MIDFLORIDA $10,105,000 $1,955,000 -80.7% 0.0%
The Huntington National Bank $4,640,000 $1,920,000 -58.6% 0.0%
Mid-Continent Funding, Inc. $830,000 $1,895,000 128.3% 0.0%
Atlantic Coast Mortgage, LLC $1,140,000 $1,885,000 65.4% 0.0%
Florida Capital Bank $600,000 $1,885,000 214.2% 0.0%
HOMESPIRE MORTGAGE CORPORATION $510,000 $1,880,000 268.6% 0.0%
LENDINGONE, LLC $11,620,000 $1,880,000 -83.8% 0.0%
ALLIANT CREDIT UNION $1,470,000 $1,815,000 23.5% 0.0%
MORTGAGE EQUITY PARTNERS LLC $2,265,000 $1,755,000 -22.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,990,000 $1,740,000 -12.6% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $2,745,000 $1,740,000 -36.6% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,760,000 $1,725,000 -37.5% 0.0%
WINGS FINANCIAL $750,000 $1,720,000 129.3% 0.0%
DAS Acquisition Company, LLC $480,000 $1,710,000 256.3% 0.0%
CONSTRUCTIVE LOANS, LLC $535,000 $1,695,000 216.8% 0.0%
First National Bank of America $340,000 $1,690,000 397.1% 0.0%
Nations Lending Corporation $2,185,000 $1,690,000 -22.7% 0.0%
RADIUS FINANCIAL GROUP INC. $1,580,000 $1,655,000 4.7% 0.0%
ADDITION FINANCIAL $325,000 $1,645,000 406.2% 0.0%
GENERAL ELECTRIC CREDIT UNION $345,000 $1,645,000 376.8% 0.0%
American Momentum Bank $3,310,000 $1,635,000 -50.6% 0.0%
Cornerstone First Mortgage, Inc $560,000 $1,635,000 192.0% 0.0%
LONGBRIDGE FINANCIAL, LLC $1,415,000 $1,605,000 13.4% 0.0%
BRIGHTSTAR $1,590,000 n/a 0.0%
LADERA LENDING, INC. $560,000 $1,590,000 183.9% 0.0%
Northwest Federal Credit Union $4,455,000 $1,540,000 -65.4% 0.0%
FIRST MORTGAGE COMPANY, INC. $3,650,000 $1,515,000 -58.5% 0.0%
Performance Financial, Inc. $1,515,000 n/a 0.0%
Baxter Credit Union $985,000 $1,490,000 51.3% 0.0%
CANOPY MORTGAGE, LLC $990,000 $1,490,000 50.5% 0.0%
TOP FLITE FINANCIAL, INC. $1,150,000 $1,485,000 29.1% 0.0%
LAKE MICHIGAN CREDIT UNION $1,560,000 $1,460,000 -6.4% 0.0%
Leader Bank $630,000 $1,440,000 128.6% 0.0%
AMERITRUST MORTGAGE CORPORATION $1,425,000 n/a 0.0%
MORTGAGEONE, INC. $1,415,000 n/a 0.0%
NP, Inc. $3,245,000 $1,385,000 -57.3% 0.0%
DELMAR FINANCIAL COMPANY $385,000 $1,370,000 255.8% 0.0%
National Bank of Commerce $505,000 $1,355,000 168.3% 0.0%
CLEARPATH LENDING $400,000 $1,350,000 237.5% 0.0%
POINT Mortgage $205,000 $1,350,000 558.5% 0.0%
STOCKTON MORTGAGE CORPORATION $325,000 $1,330,000 309.2% 0.0%
BAY CAPITAL MORTGAGE CORPORATION $1,085,000 $1,270,000 17.1% 0.0%
TJC Mortgage, Inc. $3,235,000 $1,245,000 -61.5% 0.0%
DELTA COMMUNITY CREDIT UNION $1,240,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $2,380,000 $1,240,000 -47.9% 0.0%
DHA FINANCIAL, LLC $2,745,000 $1,235,000 -55.0% 0.0%
READY MORTGAGE LENDERS, LLC $1,220,000 n/a 0.0%
CAMPUS USA $400,000 $1,215,000 203.8% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $830,000 $1,210,000 45.8% 0.0%
CONTOUR MORTGAGE CORPORATION $1,405,000 $1,205,000 -14.2% 0.0%
ROYAL UNITED MORTGAGE LLC $1,575,000 $1,200,000 -23.8% 0.0%
Kwik Mortgage Corporation $440,000 $1,195,000 171.6% 0.0%
Bank of England $12,540,000 $1,190,000 -90.5% 0.0%
Luxury Mortgage Corp. $1,180,000 n/a 0.0%
GENISYS $1,155,000 n/a 0.0%
Bell Bank $3,175,000 $1,125,000 -64.6% 0.0%
Peoples Bank $1,125,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $600,000 $1,120,000 86.7% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $1,090,000 $1,070,000 -1.8% 0.0%
VERITAS FUNDING, LLC $665,000 $1,070,000 60.9% 0.0%
MORTGAGE 1 INCORPORATED $1,060,000 n/a 0.0%
PARTNERS $1,030,000 $1,055,000 2.4% 0.0%
INTELLILOAN, INC. $780,000 $1,045,000 34.0% 0.0%
Stifel Bank and Trust $1,460,000 $1,030,000 -29.5% 0.0%
Brighton Bank $690,000 $995,000 44.2% 0.0%
QUORUM FEDERAL CREDIT UNION $580,000 $980,000 69.0% 0.0%
Alcova Mortgage LLC $1,095,000 $960,000 -12.3% 0.0%
CALCON MUTUAL MORTGAGE LLC $665,000 $955,000 43.6% 0.0%
Synovus Bank $43,090,000 $955,000 -97.8% 0.0%
FIRST EQUITY MORTGAGE BANKERS, INC. $570,000 $920,000 61.4% 0.0%
NMSI, INC. $580,000 $920,000 58.6% 0.0%
Deere Employees Credit Union $350,000 $910,000 160.0% 0.0%
1ST FINANCIAL, INC. $915,000 $895,000 -2.2% 0.0%
BancorpSouth $570,000 $890,000 56.1% 0.0%
AMERICAN BANCSHARES MORTGAGE $1,060,000 $875,000 -17.5% 0.0%
RESIDENTIAL BANCORP $1,165,000 $850,000 -27.0% 0.0%
NBH Bank $845,000 n/a 0.0%
United Community Bank $2,945,000 $845,000 -71.3% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,180,000 $835,000 -61.7% 0.0%
MY MORTGAGE, INC. $1,460,000 $825,000 -43.5% 0.0%
SOUTH CENTRAL BANK, INC. $820,000 n/a 0.0%
GEORGIA'S OWN $270,000 $805,000 198.1% 0.0%
KINECTA $510,000 $800,000 56.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $225,000 $795,000 253.3% 0.0%
CLIFFCO, INC. $460,000 $790,000 71.7% 0.0%
Evolve Bank & Trust $785,000 n/a 0.0%
UNITED $785,000 n/a 0.0%
University Bank $785,000 n/a 0.0%
AHL FUNDING $285,000 $780,000 173.7% 0.0%
SIRVA MORTGAGE, INC. $1,215,000 $780,000 -35.8% 0.0%
AMERICAN FINANCING CORPORATION $2,005,000 $775,000 -61.3% 0.0%
BM Real Estate Services, Inc. $770,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $765,000 n/a 0.0%
GTE Federal Credit Union $785,000 $760,000 -3.2% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,335,000 $760,000 -43.1% 0.0%
Central Bank $405,000 $755,000 86.4% 0.0%
First Bank $625,000 $755,000 20.8% 0.0%
NEW WAVE LENDING GROUP INC $245,000 $750,000 206.1% 0.0%
Towne Bank $1,390,000 $745,000 -46.4% 0.0%
GUIDANCE RESIDENTIAL, LLC $590,000 $740,000 25.4% 0.0%
Natbank $740,000 n/a 0.0%
MILEND, INC. $1,720,000 $730,000 -57.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,655,000 $725,000 -56.2% 0.0%
Advisors Mortgage Group, L.L.C. $435,000 $720,000 65.5% 0.0%
OceanFirst Bank $265,000 $720,000 171.7% 0.0%
KeyBank $1,880,000 $715,000 -62.0% 0.0%
Loan Simple, Inc. $2,420,000 $715,000 -70.5% 0.0%
FOUNDATION MORTGAGE CORPORATION $710,000 n/a 0.0%
Gulf Coast Bank and Trust Company $115,000 $710,000 517.4% 0.0%
MORTGAGE INVESTORS GROUP, INC. $375,000 $705,000 88.0% 0.0%
North American Savings Bank, F.S.B. $1,300,000 $700,000 -46.2% 0.0%
American Airlines Federal Credit Union $1,085,000 $690,000 -36.4% 0.0%
Centennial Bank $2,095,000 $690,000 -67.1% 0.0%
Gateway First Bank $2,440,000 $690,000 -71.7% 0.0%
GSF Mortgage Corporation $9,845,000 $690,000 -93.0% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $2,860,000 $690,000 -75.9% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $740,000 $680,000 -8.1% 0.0%
Genesee Regional Bank $800,000 $680,000 -15.0% 0.0%
GVC MORTGAGE, INC. $675,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $460,000 $670,000 45.7% 0.0%
Northpointe Bank $3,765,000 $670,000 -82.2% 0.0%
Acre Mortgage and Financial Inc $725,000 $665,000 -8.3% 0.0%
Blue Ridge Bank $665,000 n/a 0.0%
GARDNER FINANCIAL SERVICES, LTD. $580,000 $665,000 14.7% 0.0%
HomePromise Corporation $470,000 $660,000 40.4% 0.0%
MORIA DEVELOPMENT, INC. $650,000 n/a 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $650,000 n/a 0.0%
THE MORTGAGE LINK, INC. $645,000 n/a 0.0%
Credence Funding Corporation $640,000 n/a 0.0%
ACOPIA, LLC $1,110,000 $635,000 -42.8% 0.0%
Bethpage Federal Credit Union $1,775,000 $635,000 -64.2% 0.0%
RESOURCE FINANCIAL SERVICES, INC. $635,000 n/a 0.0%
Wolfe Financial, Inc $405,000 $630,000 55.6% 0.0%
NASA Federal Credit Union $1,125,000 $625,000 -44.4% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $610,000 $620,000 1.6% 0.0%
Grinnell State Bank $615,000 n/a 0.0%
NATIONWIDE EQUITIES CORPORATION $550,000 $615,000 11.8% 0.0%
Capital City Home Loans, LLC $465,000 $610,000 31.2% 0.0%
RELIANCE FIRST CAPITAL, LLC $2,010,000 $610,000 -69.7% 0.0%
Desjardins Bank $265,000 $605,000 128.3% 0.0%
POLICE & FIRE $290,000 $605,000 108.6% 0.0%
First United Bank and Trust Company $650,000 $595,000 -8.5% 0.0%
INTERCOASTAL MORTGAGE COMPANY $650,000 $595,000 -8.5% 0.0%
PREMIA MORTGAGE, LLC $5,865,000 $595,000 -89.9% 0.0%
ENDEAVOR CAPITAL, LLC. $215,000 $580,000 169.8% 0.0%
Grow Financial Federal Credit Union $575,000 n/a 0.0%
Schaumburg Bank & Trust $575,000 n/a 0.0%
BankPlus $555,000 n/a 0.0%
GreenStone Farm Credit Services, FLCA $555,000 n/a 0.0%
USF Federal Credit Union $55,000 $550,000 900.0% 0.0%
BOND STREET MORTGAGE, LLC $530,000 n/a 0.0%
FIRST BANCORP $525,000 n/a 0.0%
Burke & Herbert Bank & Trust Company $515,000 n/a 0.0%
Presidential Bank, FSB $2,640,000 $510,000 -80.7% 0.0%
Citizens & Northern Bank $505,000 n/a 0.0%
Keystone Funding, Inc. $580,000 $500,000 -13.8% 0.0%
Tyndall Federal Credit Union $540,000 $500,000 -7.4% 0.0%
Vista Bank $495,000 n/a 0.0%
CHARTER WEST BANK $485,000 n/a 0.0%
Navigant Credit Union $135,000 $485,000 259.3% 0.0%
Service Federal Credit Union $660,000 $480,000 -27.3% 0.0%
Bank First, N.A. $445,000 $475,000 6.7% 0.0%
GOOGAIN, INC. $475,000 n/a 0.0%
Home State Bank $475,000 n/a 0.0%
Arvest Bank $1,020,000 $470,000 -53.9% 0.0%
Union Savings Bank $1,805,000 $470,000 -74.0% 0.0%
United Nations Federal Credit Union $345,000 $465,000 34.8% 0.0%
Network Funding, L.P. $285,000 $455,000 59.6% 0.0%
SOUTHWEST STAGE FUNDING, LLC $345,000 $450,000 30.4% 0.0%
SUMMIT FUNDING, INC. $670,000 $450,000 -32.8% 0.0%
WATSON MORTGAGE CORP. $1,285,000 $450,000 -65.0% 0.0%
CPM Federal Credit Union $435,000 n/a 0.0%
First National Bank of Pennsylvania $235,000 $425,000 80.9% 0.0%
J. VIRGIL, INC. $425,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $765,000 $425,000 -44.4% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $85,000 $420,000 394.1% 0.0%
Granite Community Bank $420,000 n/a 0.0%
Guardian Savings Bank, A Federal Savings Bank $420,000 n/a 0.0%
The Old Fort Banking Company $415,000 n/a 0.0%
NexBank $2,850,000 $410,000 -85.6% 0.0%
OCEANSIDE MORTGAGE COMPANY $285,000 $395,000 38.6% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $415,000 $390,000 -6.0% 0.0%
East Coast Capital Corp. $575,000 $385,000 -33.0% 0.0%
First Merchants Bank $385,000 n/a 0.0%
NATION ONE MORTGAGE CORPORATION $385,000 n/a 0.0%
Old National Bank $2,090,000 $375,000 -82.1% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $560,000 $375,000 -33.0% 0.0%
The Canandaigua National Bank and Trust Company $375,000 n/a 0.0%
212 LOANS, LLC. $365,000 n/a 0.0%
Tradition Mortgage, LLC $365,000 n/a 0.0%
Trustmark National Bank $335,000 $365,000 9.0% 0.0%
BOKF $360,000 n/a 0.0%
LEGEND LENDING CORPORATION $540,000 $360,000 -33.3% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $360,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $165,000 $355,000 115.2% 0.0%
CITYWIDE HOME LOANS, LLC $355,000 n/a 0.0%
FUNDLOANS CAPITAL $610,000 $355,000 -41.8% 0.0%
ANDREWS FEDERAL CREDIT UNION $345,000 n/a 0.0%
BELEM SERVICING LLC $345,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $345,000 n/a 0.0%
Fidelity Bank $295,000 $345,000 16.9% 0.0%
Northwest Bank $345,000 n/a 0.0%
METROPLEX MORTGAGE SERVICES, INC. $215,000 $340,000 58.1% 0.0%
American Mortgage Bank, LLC $335,000 n/a 0.0%
EQUITY RESOURCES, INC. $325,000 $335,000 3.1% 0.0%
GEO-CORP, INC. $335,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $335,000 n/a 0.0%
Patriot Bank $335,000 n/a 0.0%
The Dart Bank $335,000 n/a 0.0%
TRISTAR FINANCE, INC. $335,000 n/a 0.0%
Helm Bank USA $330,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,685,000 $330,000 -80.4% 0.0%
Cambria Financial Group, LLC $325,000 n/a 0.0%
Comerica Bank $325,000 n/a 0.0%
MAYO EMPLOYEES FEDERAL CREDIT UNION $325,000 n/a 0.0%
Residential Acceptance Corporation $325,000 n/a 0.0%
TROPICAL FINANCIAL CREDIT UNION $380,000 $325,000 -14.5% 0.0%
BECKAM FUNDING CORP. $1,365,000 $315,000 -76.9% 0.0%
ENVOY MORTGAGE, LTD $530,000 $315,000 -40.6% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $1,025,000 $315,000 -69.3% 0.0%
AXIA FINANCIAL, LLC $275,000 $305,000 10.9% 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $325,000 $305,000 -6.2% 0.0%
FIRST HOME MORTGAGE CORPORATION $710,000 $305,000 -57.0% 0.0%
First International Bank & Trust $305,000 n/a 0.0%
FIRST TECHNOLOGY $1,875,000 $305,000 -83.7% 0.0%
GoPrime Mortgage, Inc. $2,225,000 $305,000 -86.3% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,575,000 $305,000 -80.6% 0.0%
Pacific Lending LLC $305,000 n/a 0.0%
PINNACLE MORTGAGE, INC. $305,000 n/a 0.0%
Ponce Bank $305,000 n/a 0.0%
Princeton Mortgage Corporation $515,000 $305,000 -40.8% 0.0%
Southern Bancorp Bank $305,000 n/a 0.0%
EVANSVILLE TEACHERS $445,000 $300,000 -32.6% 0.0%
HighTechLending Inc $380,000 $300,000 -21.1% 0.0%
First Financial Bank $445,000 $295,000 -33.7% 0.0%
FIRST WORLD MORTGAGE CORPORATION $295,000 n/a 0.0%
JET HOMELOANS, LLC $405,000 $295,000 -27.2% 0.0%
GERSHMAN INVESTMENT CORP. $290,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $335,000 $285,000 -14.9% 0.0%
First State Bank $285,000 n/a 0.0%
HARBORONE MORTGAGE, LLC $725,000 $275,000 -62.1% 0.0%
Sandy Spring Bank $275,000 n/a 0.0%
UBS Bank USA $2,265,000 $275,000 -87.9% 0.0%
DEVELOPER'S MORTGAGE COMPANY $265,000 n/a 0.0%
THE EQUITABLE MORTGAGE CORPORATION $265,000 n/a 0.0%
Carrollton Bank $255,000 n/a 0.0%
First American Bank $75,000 $255,000 240.0% 0.0%
Gulf Winds Credit Union $255,000 n/a 0.0%
Merchants Bank of Indiana $8,125,000 $255,000 -96.9% 0.0%
MORTGAGE FINANCIAL GROUP, INC. $255,000 n/a 0.0%
SHARONVIEW FEDERAL CREDIT UNION $255,000 n/a 0.0%
SILVER HILL FUNDING, LLC $855,000 $255,000 -70.2% 0.0%
Sun East Federal Credit Union $255,000 n/a 0.0%
Berkshire Bank $245,000 n/a 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $245,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $195,000 $245,000 25.6% 0.0%
Bank-Fund Staff Federal Credit Union $325,000 $235,000 -27.7% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $355,000 $235,000 -33.8% 0.0%
Encompass Lending Group, LP $225,000 n/a 0.0%
INTERCAP LENDING INC. $225,000 n/a 0.0%
NJ LENDERS CORP. $360,000 $225,000 -37.5% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $225,000 n/a 0.0%
US MORTGAGE CORPORATION $975,000 $225,000 -76.9% 0.0%
Uwharrie Bank $225,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $600,000 $225,000 -62.5% 0.0%
ALLEGACY FEDERAL CREDIT UNION $490,000 $220,000 -55.1% 0.0%
Integrity Home Mortgage Corp $215,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $215,000 n/a 0.0%
ACHIEVA CREDIT UNION $205,000 n/a 0.0%
CITIZENS EQUITY FIRST $790,000 $205,000 -74.1% 0.0%
DG PINNACLE FUNDING LLC $205,000 n/a 0.0%
HANSCOM $450,000 $205,000 -54.4% 0.0%
NBC Oklahoma $205,000 n/a 0.0%
Signature Federal Credit Union $205,000 n/a 0.0%
Sunflower Bank $205,000 n/a 0.0%
RBC Bank, (Georgia) $1,285,000 $200,000 -84.4% 0.0%
CAPITAL CENTER, L.L.C. $335,000 $195,000 -41.8% 0.0%
HomeTrust Bank $560,000 $195,000 -65.2% 0.0%
The First National Bank of Ottawa $195,000 n/a 0.0%
MERCK EMPLOYEES FEDERAL CREDIT UNION $185,000 n/a 0.0%
United Community Bank $2,945,000 $185,000 -93.7% 0.0%
INSIGHT $310,000 $175,000 -43.5% 0.0%
MLD MORTGAGE INC. $175,000 n/a 0.0%
FLORIDA $425,000 $170,000 -60.0% 0.0%
Bangor Savings Bank $295,000 $165,000 -44.1% 0.0%
MMS MORTGAGE SERVICES, LTD. $165,000 n/a 0.0%
Metro City Bank $1,005,000 $155,000 -84.6% 0.0%
Webster Bank $535,000 $155,000 -71.0% 0.0%
First Western Federal Savings Bank $135,000 n/a 0.0%
APCI Federal Credit Union $125,000 n/a 0.0%
HOME FINANCING CENTER, INC. $125,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $505,000 $125,000 -75.2% 0.0%
UIF CORPORATION $355,000 $125,000 -64.8% 0.0%
GMFS LLC $115,000 n/a 0.0%
Texana Bank $115,000 n/a 0.0%
AFFINITY $95,000 $105,000 10.5% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $665,000 $105,000 -84.2% 0.0%
City National Bank $495,000 $105,000 -78.8% 0.0%
Meridian Bank Corporation $565,000 $105,000 -81.4% 0.0%
SOUTH CAROLINA FEDERAL CREDIT UNION $105,000 n/a 0.0%
Southwest Airlines Federal Credit Union $310,000 $105,000 -66.1% 0.0%
The Northern Trust Company $105,000 n/a 0.0%
TOWER $650,000 $105,000 -83.8% 0.0%
AMERANT BANK, NATIONAL ASSOCIATION $95,000 n/a 0.0%
State Department Federal Credit Union $245,000 $95,000 -61.2% 0.0%
AMERICAN HERITAGE FCU $65,000 $85,000 30.8% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $85,000 n/a 0.0%
NORTH COUNTRY $85,000 n/a 0.0%
Brannen Bank $75,000 n/a 0.0%
ALL IN $55,000 $65,000 18.2% 0.0%
CIS Financial Services, Inc. $65,000 n/a 0.0%
SUFFOLK $65,000 n/a 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO $270,000 $55,000 -79.6% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $55,000 n/a 0.0%
FIRST FLORIDA Credit Union $45,000 n/a 0.0%
Park Lane Finance Solutions, LLC $35,000 n/a 0.0%
SOUTH FLORIDA EDUCATIONAL $295,000 $25,000 -91.5% 0.0%
TOGETHER CREDIT UNION $25,000 n/a 0.0%

PALM BAY - MELBOURNE - TITUSVILLE's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.9% market share. In second place, with 6.5%, is SPACE COAST Credit Union, having originated $307,465,000 in loans. In third place, with 5.4%, is QUICKEN LOANS, LLC, having originated $257,735,000 in loans. In fourth place, with 4.4%, is DHI MORTGAGE COMPANY, LTD., having originated $207,500,000 in loans. In fifth place, with 3.8%, is THE MORTGAGE FIRM, INC., having originated $180,775,000 in loans.


PALM BAY - MELBOURNE - TITUSVILLE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - PALM BAY - MELBOURNE - TITUSVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $279,450 (7.5%) $365,951 (1.9%) 1.04 2,906
2018-02-01 $279,950 (4.9%) $369,003 (1.0%) 1.02 2,960
2018-03-01 $286,333 (4.1%) $373,740 (-0.5%) 1.00 2,974
2018-04-01 $294,975 (5.4%) $381,906 (0.7%) 1.00 2,995
2018-05-01 $293,076 (4.7%) $382,452 (0.3%) 0.98 3,099
2018-06-01 $290,000 (0.4%) $381,884 (-1.3%) 0.97 3,187
2018-07-01 $291,654 (4.2%) $383,541 (0.5%) 0.97 3,217
2018-08-01 $289,450 (2.5%) $381,761 (0.1%) 0.97 3,275
2018-09-01 $280,458 (0.2%) $376,802 (0.0%) 0.94 3,379
2018-10-01 $280,128 (0.1%) $375,245 (1.2%) 0.95 3,444
2018-11-01 $279,850 (0.0%) $373,829 (1.0%) 0.95 3,618
2018-12-01 $275,000 (-1.4%) $372,331 (1.5%) 0.95 3,709
2019-01-01 $279,450 (0.0%) $371,159 (1.4%) 0.97 3,749
2019-02-01 $280,715 (0.3%) $374,352 (1.5%) 0.95 3,822
2019-03-01 $287,043 (0.3%) $379,852 (1.6%) 0.94 3,662
2019-04-01 $289,093 (-2.0%) $383,363 (0.4%) 0.92 3,436
2019-05-01 $289,150 (-1.3%) $386,537 (1.1%) 0.90 3,249
2019-06-01 $294,950 (1.7%) $389,831 (2.1%) 0.92 3,156
2019-07-01 $295,000 (1.2%) $389,082 (1.4%) 0.92 3,100
2019-08-01 $293,671 (1.5%) $392,285 (2.8%) 0.93 3,010
2019-09-01 $297,175 (6.0%) $396,229 (5.2%) 0.95 2,972
2019-10-01 $299,900 (7.1%) $398,858 (6.3%) 0.97 2,929
2019-11-01 $299,900 (7.2%) $393,470 (5.3%) 0.98 2,903
2019-12-01 $295,395 (7.4%) $393,488 (5.7%) 0.99 2,875
2020-01-01 $297,056 (6.3%) $404,977 (9.1%) 0.99 2,836
2020-02-01 $294,371 (4.9%) $402,409 (7.5%) 0.96 2,800
2020-03-01 $299,100 (4.2%) $406,709 (7.1%) 0.94 2,837
2020-04-01 $294,907 (2.0%) $397,396 (3.7%) 0.92 3,013
2020-05-01 $296,511 (2.6%) $398,457 (3.1%) 0.90 2,844
2020-06-01 $298,926 (1.4%) $405,791 (4.1%) 0.88 2,394
2020-07-01 $302,500 (2.5%) $412,085 (5.9%) 0.88 2,125
2020-08-01 $310,000 (5.6%) $417,803 (6.5%) 0.89 2,004
2020-09-01 $315,943 (6.3%) $421,636 (6.4%) 0.91 1,775
2020-10-01 $315,612 (5.2%) $422,563 (5.9%) 0.90 1,734
2020-11-01 $307,070 (2.4%) $416,452 (5.8%) 0.90 1,756
2020-12-01 $299,950 (1.5%) $409,597 (4.1%) 0.89 1,677
2021-01-01 $299,900 (1.0%) $416,782 (2.9%) 0.90 1,468
2021-02-01 $299,950 (1.9%) $424,264 (5.4%) 0.87 1,235
2021-03-01 $311,996 (4.3%) $443,071 (8.9%) 0.89 969
2021-04-01 $326,950 (10.9%) $455,747 (14.7%) 0.89 874
2021-05-01 $339,917 (14.6%) $473,249 (18.8%) 0.90 861
2021-06-01 $349,900 (17.1%) $498,739 (22.9%) 0.92 946
2021-07-01 $350,000 (15.7%) $499,714 (21.3%) 0.92 1,150
2021-08-01 $357,175 (15.2%) $490,485 (17.4%) 0.95 1,255
2021-09-01 $359,350 (13.7%) $493,697 (17.1%) 0.96 1,293
2021-10-01 $369,500 (17.1%) $510,270 (20.8%) 0.99 1,191
2021-11-01 $369,900 (20.5%) $521,744 (25.3%) 0.99 1,179
2021-12-01 $365,250 (21.8%) $509,257 (24.3%) 0.99 1,089
2022-01-01 $369,250 (23.1%) $534,763 (28.3%) 1.00 904
2022-02-01 $373,361 (24.5%) $554,890 (30.8%) 0.97 802
2022-03-01 $373,126 (19.6%) $562,191 (26.9%) 0.93 765
2022-04-01 $390,000 (19.3%) $567,574 (24.5%) 0.93 799
2022-05-01 $402,470 (18.4%) $574,065 (21.3%) 0.92 1,064
2022-06-01 $417,000 (19.2%) $569,554 (14.2%) 0.93 1,285
2022-07-01 $399,900 (14.3%) $538,750 (7.8%) 0.90 1,759
2022-08-01 $390,000 (9.2%) $524,538 (6.9%) 0.90 2,027
2022-09-01 $380,000 (5.8%) $516,482 (4.6%) 0.89 2,042
2022-10-01 $379,900 (2.8%) $513,196 (0.6%) 0.89 2,234
2022-11-01 $376,400 (1.8%) $504,857 (-3.2%) 0.90 2,380
2022-12-01 $375,000 (2.7%) $500,953 (-1.6%) 0.93 2,370
2023-01-01 $375,000 (1.6%) $501,696 (-6.2%) 0.93 2,364
2023-02-01 $374,950 (0.4%) $509,149 (-8.2%) 0.90 2,217
2023-03-01 $376,500 (0.9%) $506,208 (-10.0%) 0.89 2,146
2023-04-01 $376,000 (-3.6%) $513,479 (-9.5%) 0.87 2,041
2023-05-01 $382,815 (-4.9%) $519,302 (-9.5%) 0.87 2,050
2023-06-01 $385,950 (-7.5%) $521,684 (-8.4%) 0.87 2,101
2023-07-01 $389,000 (-2.7%) $517,903 (-3.9%) 0.88 2,138
2023-08-01 $395,000 (1.3%) $523,931 (-0.1%) 0.91 2,280
2023-09-01 $390,000 (2.6%) $520,219 (0.7%) 0.91 2,516
2023-10-01 $389,900 (2.6%) $522,630 (1.8%) 0.92 2,834
2023-11-01 $386,250 (2.6%) $516,599 (2.3%) 0.92 3,066
2023-12-01 $380,000 (1.3%) $510,454 (1.9%) 0.93 3,073
2024-01-01 $387,950 (3.5%) $515,361 (2.7%) 0.95 3,195
2024-02-01 $389,950 (4.0%) $525,634 (3.2%) 0.94 3,252
2024-03-01 $388,283 (3.1%) $514,169 (1.6%) 0.91 3,409
2024-04-01 $395,000 (5.1%) $518,994 (1.1%) 0.92 3,568
2024-05-01 $397,000 (3.7%) $519,395 (0.0%) 0.90 3,647
2024-06-01 $394,900 (2.3%) $517,032 (-0.9%) 0.90 3,773
2024-07-01 $396,510 (1.9%) $520,771 (0.6%) 0.91 3,809
2024-08-01 $390,000 (-1.3%) $515,105 (-1.7%) 0.91 3,869
2024-09-01 $390,000 (0.0%) $517,868 (-0.5%) 0.92 3,930
2024-10-01 $390,480 (0.2%) $513,326 (-1.8%) 0.92 3,934
2024-11-01 $389,000 (0.7%) $510,135 (-1.3%) 0.93 4,063
2024-12-01 $385,000 (1.3%) $508,004 (-0.5%) 0.96 3,992
2025-01-01 $385,000 (-0.8%) $504,922 (-2.0%) 0.96 4,057
2025-02-01 $381,475 (-2.2%) $499,049 (-5.1%) 0.93 4,256
2025-03-01 $385,000 (-0.9%) $504,612 (-1.9%) 0.00 4,431
PALM BAY - MELBOURNE - TITUSVILLE's median listing price for 2025-03-01 was $385,000, a difference of $-3,283 (-0.9%) versus the prior year and $3,525 versus the prior month.

PALM BAY - MELBOURNE - TITUSVILLE's median listing price comes in at 0% of the national average.

PALM BAY - MELBOURNE - TITUSVILLE's average listing price for 2025-03-01 was $504,612, a difference of $-9,557 (-1.9%) versus the prior year and $5,563 versus the prior month.

For the 2025-03-01 period, PALM BAY - MELBOURNE - TITUSVILLE had 4,431 MLS listings, a difference of 175 listings (4%) versus the prior month and 1,022 listings (30%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - PALM BAY - MELBOURNE - TITUSVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 63 days 1,875 sqft
2018-02-01 52 days 1,870 sqft
2018-03-01 50 days 1,876 sqft
2018-04-01 51 days 1,903 sqft
2018-05-01 50 days 1,893 sqft
2018-06-01 51 days 1,898 sqft
2018-07-01 56 days 1,908 sqft
2018-08-01 57 days 1,877 sqft
2018-09-01 57 days 1,854 sqft
2018-10-01 58 days 1,850 sqft
2018-11-01 59 days 1,834 sqft
2018-12-01 63 days 1,824 sqft
2019-01-01 68 days 1,823 sqft
2019-02-01 62 days 1,828 sqft
2019-03-01 59 days 1,840 sqft
2019-04-01 60 days 1,854 sqft
2019-05-01 61 days 1,868 sqft
2019-06-01 63 days 1,885 sqft
2019-07-01 59 days 1,872 sqft
2019-08-01 60 days 1,868 sqft
2019-09-01 63 days 1,874 sqft
2019-10-01 64 days 1,877 sqft
2019-11-01 61 days 1,850 sqft
2019-12-01 67 days 1,850 sqft
2020-01-01 67 days 1,855 sqft
2020-02-01 60 days 1,841 sqft
2020-03-01 54 days 1,858 sqft
2020-04-01 58 days 1,847 sqft
2020-05-01 71 days 1,852 sqft
2020-06-01 75 days 1,841 sqft
2020-07-01 64 days 1,845 sqft
2020-08-01 61 days 1,841 sqft
2020-09-01 61 days 1,844 sqft
2020-10-01 64 days 1,847 sqft
2020-11-01 54 days 1,816 sqft
2020-12-01 54 days 1,776 sqft
2021-01-01 58 days 1,777 sqft
2021-02-01 47 days 1,799 sqft
2021-03-01 55 days 1,808 sqft
2021-04-01 53 days 1,815 sqft
2021-05-01 47 days 1,796 sqft
2021-06-01 41 days 1,775 sqft
2021-07-01 34 days 1,764 sqft
2021-08-01 35 days 1,770 sqft
2021-09-01 40 days 1,784 sqft
2021-10-01 51 days 1,806 sqft
2021-11-01 52 days 1,789 sqft
2021-12-01 59 days 1,785 sqft
2022-01-01 66 days 1,775 sqft
2022-02-01 47 days 1,796 sqft
2022-03-01 33 days 1,752 sqft
2022-04-01 30 days 1,750 sqft
2022-05-01 29 days 1,781 sqft
2022-06-01 30 days 1,795 sqft
2022-07-01 32 days 1,800 sqft
2022-08-01 38 days 1,772 sqft
2022-09-01 45 days 1,754 sqft
2022-10-01 50 days 1,764 sqft
2022-11-01 53 days 1,755 sqft
2022-12-01 59 days 1,756 sqft
2023-01-01 60 days 1,754 sqft
2023-02-01 57 days 1,750 sqft
2023-03-01 52 days 1,754 sqft
2023-04-01 50 days 1,755 sqft
2023-05-01 47 days 1,768 sqft
2023-06-01 47 days 1,767 sqft
2023-07-01 52 days 1,757 sqft
2023-08-01 48 days 1,742 sqft
2023-09-01 47 days 1,736 sqft
2023-10-01 50 days 1,755 sqft
2023-11-01 53 days 1,745 sqft
2023-12-01 60 days 1,732 sqft
2024-01-01 66 days 1,751 sqft
2024-02-01 60 days 1,777 sqft
2024-03-01 54 days 1,772 sqft
2024-04-01 52 days 1,780 sqft
2024-05-01 52 days 1,762 sqft
2024-06-01 57 days 1,762 sqft
2024-07-01 61 days 1,764 sqft
2024-08-01 65 days 1,753 sqft
2024-09-01 65 days 1,751 sqft
2024-10-01 69 days 1,743 sqft
2024-11-01 71 days 1,740 sqft
2024-12-01 75 days 1,721 sqft
2025-01-01 73 days 1,714 sqft
2025-02-01 67 days 1,700 sqft
2025-03-01 0 days 1,706 sqft
PALM BAY - MELBOURNE - TITUSVILLE's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

PALM BAY - MELBOURNE - TITUSVILLE's median square footage for active listings during the 2025-03-01 period was 1,706 sqft. One year prior, the average listing was 1,772 sqft.

PALM BAY-MELBOURNE-TITUSVILLE, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 10,015 $3,499,235,000 $349,399
Cash Out Refi 2,442 $506,700,000 $207,494
Home Improvement 1,514 $146,070,000 $96,480
Other 1,433 $138,515,000 $96,661
Refi 1,411 $468,225,000 $331,839
NA 3 $865,000 $288,333

Palm Bay - Melbourne - Titusville's most frequently cited loan purpose was Home Purchase, with 10,015 originations. The 2nd most popular reason was Cash Out Refi, with 2,442 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 6,274 $2,029,840,000 $323,532
7-8% 3,049 $808,735,000 $265,246
5-6% 2,932 $1,071,340,000 $365,396
Over 8% 2,819 $393,225,000 $139,491
4-5% 1,437 $346,325,000 $241,006
<2.5% 169 $6,445,000 $38,136
3-4% 71 $22,535,000 $317,394
2.5-3% 18 $5,730,000 $318,333

During 2024, Palm Bay - Melbourne - Titusville's most frequently originated rate bucket was 6-7%, with 6,274 originations.

Loan Sizing (PALM BAY-MELBOURNE-TITUSVILLE, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 7,724 $2,280,620,000 $295,264
$100k-200k 3,054 $444,460,000 $145,534
$100,000 or less 3,017 $163,605,000 $54,228
$400k-600k 2,138 $1,014,690,000 $474,598
$600k-1000k 748 $540,400,000 $722,460
$Over $1MM 137 $315,835,000 $2,305,365

PALM BAY - MELBOURNE - TITUSVILLE's loan sizing saw the bucket of loans from $200k-400k with 7,724 originations, totaling $2,280,620,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 6,668 $2,437,760,000 $365,591
60-80% 3,280 $1,133,030,000 $345,436
Under 20% 2,576 $155,220,000 $60,256
20-40% 1,980 $270,920,000 $136,828
40-60% 1,489 $385,055,000 $258,600
Over 100% 413 $175,285,000 $424,419

PALM BAY - MELBOURNE - TITUSVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,668 originations, totaling $2,437,760,000 in origination value.