Security National Bank Of Omaha Mortgage Rates, Fees & Info
Omaha, NELEI: 5493007RCYAICJL91Z44
Tax ID: 47-0485339
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Security National Bank Of Omaha is a smaller bank specializing in Home Purchase and Refi loans. Security National Bank Of Omaha has a high proportion of conventional loans. Their top markets by origination volume include: Omaha, Des Moines, Austin, Fremont, and Chicago among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Security National Bank Of Omaha has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
81Origination Dollar Volume (All Markets)
$51,165,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 68 | $35,520,000 | $522,353 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $11,390,000 | $5,695,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $1,525,000 | $508,333 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $0 | 0.00% |
| Fremont, NE (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| Hastings, NE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 81 | $51,165,000 | $631,667 | $0 | 0.00% |
For 2022, Security National Bank Of Omaha's most frequently originated type of loan was Conventional, with 81 originations.
Loan Reason
For 2022, Security National Bank Of Omaha's most frequently cited loan purpose was Home Purchase, with 38 originations. The 2nd most popular reason was Refi, with 30 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 81 | $51,165,000 | $631,667 | $0 | 0.00% |
For 2022, Security National Bank Of Omaha's most frequently cited loan duration was Other, with 81 originations.
Loan Sizing
2022 saw Security National Bank Of Omaha place emphasis on $100,000 or less loans with 37 originations, totaling $2,255,000 in origination value.
Applicant Income
Security National Bank Of Omaha lent most frequently to those with incomes in the $150k-250k range, with 11 originations. The second most popular income band? $250k+, with 11 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 81 | $51,165,000 | $631,667 | $0 | 0.00% |
Security National Bank Of Omaha lent most frequently to those with DTI ratios of Exempt%, with 81 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.68%
Security National Bank Of Omaha has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination38.27%
Security National Bank Of Omaha has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 81 | $51,165,000 | $631,667 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Security National Financial Corp | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 100.0% |