Fremont Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fremont averaged 7.16% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.94% and one month ago for the week of 2024-03-14, the average rate was 6.7%.

    Fremont's average rate one year ago was 6.43%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.2%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Fremont 30 Year Fixed Rate 2024-04-18 7.16%
    Fremont 30 Year Fixed Rate Refi 2024-04-18 7.2%
    Fremont 15 Year Fixed Rate 2024-04-18 6.39%
    Fremont 15 Year Fixed Rate Refi 2024-04-18 6.49%
    Fremont 30 Year FHA 2024-04-18 6.8%
    Fremont 30 Year FHA Refi 2024-04-18 6.76%
    Fremont 30 Year USDA 2024-04-18 7.06%
    Fremont 30 Year USDA Refi 2024-04-18 7.06%
    Fremont 30 Year VA 2024-04-18 6.96%
    Fremont 30 Year VA Refi 2024-04-18 6.76%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fremont, NE.

    Fremont Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    West Gate Bank 44 6.95% $2,832
    First National Bank of Omaha 36 6.70% $3,442
    Pinnacle Bank 16 6.87% $2,896
    QUICKEN LOANS, LLC 13 6.77% $6,035
    Regent Financial Group, Inc. 13 6.88% $4,137
    U.S. Bank 11 6.90% $3,446
    DHI MORTGAGE COMPANY, LTD. 11 5.81% $3,097
    CHARTER WEST BANK 8 6.98% $3,312
    CASTLE & COOKE MORTGAGE, LLC 6 7.06% $5,847
    VERIDIAN CREDIT UNION 5 6.33% $1,830
    GUARANTEED RATE, INC. 4 6.58% $3,452
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.67% $3,423
    Cobalt Credit Union 3 5.38% $2,543
    Farm Credit Mid-America, ACA 3 7.21% $7,858
    UNITED WHOLESALE MORTGAGE, LLC 3 7.18% $5,467
    Wells Fargo Bank 3 6.54% $7,038
    Plains Commerce Bank 2 7.50% $8,116
    Gateway First Bank 2 7.13% $5,167
    HOMESIDE FINANCIAL, LLC 2 6.81% $4,364
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.75% $4,640
    MORIA DEVELOPMENT, INC. 2 7.00% $4,904
    Mr. Cooper ( Nationstar Mortgage ) 2 7.06% $7,751
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.12% $5,801
    USAA Federal Savings Bank 2 6.50% $4,851
    NAVY FEDERAL CREDIT UNION 2 7.31% $1,597
    NEWREZ LLC 2 6.81% $7,201
    PENTAGON FEDERAL CREDIT UNION 2 6.50% $2,252
    BMO Harris Bank 2 7.19% $3,472
    LIBERTY FIRST 1 6.13% $3,775
    Access Bank 1 5.75% $2,254
    Prosperity Home Mortgage, LLC 1 6.00% $2,160
    Arbor Bank 1 7.13% $3,114
    AMERISAVE MORTGAGE CORPORATION 1 7.50% $6,766
    The Central Trust Bank 1 6.63% $2,956
    Union Bank and Trust Company 1 6.88% $3,973
    American Mortgage & Equity Consultants, Inc. 1 7.63% $6,858
    CENTRIS FEDERAL CREDIT UNION 1 5.90% $2,282
    CHURCHILL MORTGAGE CORPORATION 1 5.99% $5,507
    Citadel Servicing Corporation 1 9.88% $5,928
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.88% $2,754
    CMG MORTGAGE, INC. 1 6.50% $6,678
    Core Bank 1 7.75% $4,628
    DELMAR FINANCIAL COMPANY 1 7.00% $4,022
    Capitol Federal Savings Bank 1 5.25% $6,127
    Discover Bank 1 6.99% $0
    American National Bank 1 7.63% $3,752
    First Bank & Trust 1 5.75% $2,792
    First Interstate Bank 1 7.50% $3,631
    BROKER SOLUTIONS, INC. 1 7.99% $13,064
    FOUR POINTS 1 5.50% $2,642
    GERSHMAN INVESTMENT CORP. 1 7.63% $5,369
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.25% $5,469

    Fremont Average Closing Costs & Other Stats

    Fremont, NE's 52 lenders originated 807 loans during 2023. The total origination value was $136,035,000, with an average loan value of $168,569.

    Fremont's average closing costs are $3,736.

    The top Fremont lender as defined by loan originations is West Gate Bank, with 44 loans originated. Their average total fees are $2,832, which is $610 lower than the next largest lender, First National Bank of Omaha.

    The lowest fee Fremont lenders (with over 10 loans originated) are West Gate Bank ($2,832), Pinnacle Bank ($2,896), DHI MORTGAGE COMPANY, LTD. ($3,097), First National Bank of Omaha ($3,442) and U.S. Bank ($3,446).

    The lowest rate Fremont lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.81%), First National Bank of Omaha (6.70%), QUICKEN LOANS, LLC (6.77%), Pinnacle Bank (6.87%) and Regent Financial Group, Inc. (6.88%).

    Fremont, NE Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Pinnacle Bank $26,470,000 $18,600,000 -29.7% 13.7%
    First National Bank of Omaha $20,645,000 $13,100,000 -36.5% 9.6%
    West Gate Bank $21,750,000 $11,255,000 -48.3% 8.3%
    American National Bank $1,085,000 $10,825,000 897.7% 8.0%
    QUICKEN LOANS, LLC $9,385,000 $6,945,000 -26.0% 5.1%
    Regent Financial Group, Inc. $7,625,000 $5,590,000 -26.7% 4.1%
    CASTLE & COOKE MORTGAGE, LLC $4,360,000 $4,020,000 -7.8% 3.0%
    CHARTER WEST BANK $3,870,000 $3,760,000 -2.8% 2.8%
    DHI MORTGAGE COMPANY, LTD. $3,440,000 n/a 2.5%
    U.S. Bank $3,600,000 $3,420,000 -5.0% 2.5%
    GUARANTEED RATE, INC. $600,000 $2,020,000 236.7% 1.5%
    Mortgage Research Center, LLC $2,315,000 $1,830,000 -21.0% 1.3%
    Farm Credit Mid-America, ACA $855,000 $1,555,000 81.9% 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,255,000 $1,555,000 23.9% 1.1%
    VERIDIAN CREDIT UNION $1,605,000 $1,475,000 -8.1% 1.1%
    Union Bank and Trust Company $12,380,000 $1,435,000 -88.4% 1.1%
    Wells Fargo Bank $2,445,000 $1,380,000 -43.6% 1.0%
    Plains Commerce Bank $2,000,000 $1,200,000 -40.0% 0.9%
    Cobalt Credit Union $610,000 $1,065,000 74.6% 0.8%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $990,000 $915,000 -7.6% 0.7%
    Gateway First Bank $720,000 $905,000 25.7% 0.7%
    CMG MORTGAGE, INC. $2,250,000 $885,000 -60.7% 0.7%
    USAA Federal Savings Bank $600,000 $830,000 38.3% 0.6%
    NEWREZ LLC $1,040,000 $805,000 -22.6% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,570,000 $790,000 -49.7% 0.6%
    Wahoo State Bank $785,000 n/a 0.6%
    Cornerstone Bank $305,000 $695,000 127.9% 0.5%
    GUILD MORTGAGE COMPANY $1,495,000 $675,000 -54.8% 0.5%
    Prosperity Home Mortgage, LLC $1,220,000 $670,000 -45.1% 0.5%
    FOUR POINTS $625,000 n/a 0.5%
    NEW DAY FINANCIAL, LLC $300,000 $605,000 101.7% 0.4%
    BROKER SOLUTIONS, INC. $585,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $410,000 $555,000 35.4% 0.4%
    Core Bank $13,880,000 $535,000 -96.1% 0.4%
    GERSHMAN INVESTMENT CORP. $215,000 $510,000 137.2% 0.4%
    Arbor Bank $490,000 $495,000 1.0% 0.4%
    MOVEMENT MORTGAGE, LLC $205,000 $490,000 139.0% 0.4%
    Barrington Bank & Trust Company, N.A. $340,000 $485,000 42.6% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $735,000 $455,000 -38.1% 0.3%
    BMO Harris Bank $450,000 n/a 0.3%
    MORIA DEVELOPMENT, INC. $1,135,000 $440,000 -61.2% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $210,000 $430,000 104.8% 0.3%
    LIBERTY FIRST $365,000 $415,000 13.7% 0.3%
    FirstBank of Nebraska $115,000 $410,000 256.5% 0.3%
    PENTAGON FEDERAL CREDIT UNION $55,000 $410,000 645.5% 0.3%
    CENTRIS FEDERAL CREDIT UNION $1,325,000 $405,000 -69.4% 0.3%
    PENNYMAC LOAN SERVICES, LLC $1,050,000 $395,000 -62.4% 0.3%
    First Interstate Bank $115,000 $390,000 239.1% 0.3%
    Capitol Federal Savings Bank $1,610,000 $355,000 -78.0% 0.3%
    Farmers and Merchants Bank of Ashland $345,000 n/a 0.3%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $215,000 $345,000 60.5% 0.3%
    Lincoln FSB of Nebraska $415,000 $340,000 -18.1% 0.2%
    LOANDEPOT.COM, LLC $815,000 $340,000 -58.3% 0.2%
    GREENSTATE CREDIT UNION $305,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $470,000 $290,000 -38.3% 0.2%
    Access Bank $1,150,000 $280,000 -75.7% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $275,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $270,000 n/a 0.2%
    Carrington Mortgage Services, LLC $155,000 $245,000 58.1% 0.2%
    BankFirst $1,100,000 $240,000 -78.2% 0.2%
    Citizens Bank $835,000 $210,000 -74.9% 0.2%
    Discover Bank $150,000 $205,000 36.7% 0.2%
    DELMAR FINANCIAL COMPANY $235,000 $195,000 -17.0% 0.1%
    First State Bank Nebraska $105,000 $195,000 85.7% 0.1%
    BAY EQUITY LLC $185,000 n/a 0.1%
    Midstates Bank $185,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $175,000 n/a 0.1%
    American Mortgage & Equity Consultants, Inc. $165,000 n/a 0.1%
    FLAT BRANCH MORTGAGE, INC. $165,000 n/a 0.1%
    Washington County Bank $700,000 $150,000 -78.6% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $135,000 n/a 0.1%
    Coastal Community Bank $130,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $2,020,000 $125,000 -93.8% 0.1%
    Citadel Servicing Corporation $115,000 n/a 0.1%
    First Bank $685,000 $115,000 -83.2% 0.1%
    Foundation One Bank $115,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $105,000 n/a 0.1%
    FIRST WESTROADS BANK, INC. $105,000 n/a 0.1%
    Bank of Bennington $370,000 $85,000 -77.0% 0.1%
    Figure Lending LLC $85,000 $80,000 -5.9% 0.1%
    First Bank & Trust $75,000 n/a 0.1%
    Northwest Bank $295,000 $75,000 -74.6% 0.1%
    The Central Trust Bank $75,000 n/a 0.1%
    Frontier Bank $55,000 n/a 0.0%
    Flagstar Bank, FSB $925,000 $35,000 -96.2% 0.0%

    Fremont's top lender by overall market share is Pinnacle Bank, with 13.7% market share. In second place, with 9.6%, is First National Bank of Omaha, having originated $13,100,000 in loans. In third place, with 8.3%, is West Gate Bank, having originated $11,255,000 in loans. In fourth place, with 8.0%, is American National Bank, having originated $10,825,000 in loans. In fifth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $6,945,000 in loans.

    Fremont Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $180,325 (18.6%) $234,075 (16.5%) 0.00 50
    2018-02-01 $168,675 (8.0%) $232,901 (7.2%) 0.00 43
    2018-03-01 $178,500 (3.6%) $243,945 (2.9%) 0.00 40
    2018-04-01 $178,500 (10.4%) $246,411 (3.5%) 0.00 47
    2018-05-01 $226,288 (23.3%) $265,834 (13.4%) 0.00 52
    2018-06-01 $219,900 (26.6%) $248,675 (9.5%) 0.00 81
    2018-07-01 $206,905 (25.5%) $249,993 (14.2%) 0.00 98
    2018-08-01 $199,450 (7.9%) $238,201 (2.4%) 0.00 103
    2018-09-01 $199,450 (27.5%) $240,851 (11.9%) 0.00 104
    2018-10-01 $187,063 (22.1%) $236,359 (11.5%) 0.00 102
    2018-11-01 $177,250 (17.4%) $227,731 (13.1%) 0.00 105
    2018-12-01 $163,000 (-4.1%) $205,339 (-6.3%) 0.00 88
    2019-01-01 $164,725 (-8.7%) $202,680 (-13.4%) 0.00 80
    2019-02-01 $197,425 (17.0%) $222,278 (-4.6%) 0.00 65
    2019-03-01 $199,693 (11.9%) $219,588 (-10.0%) 0.00 64
    2019-04-01 $199,238 (11.6%) $216,214 (-12.3%) 0.00 65
    2019-05-01 $198,538 (-12.3%) $219,662 (-17.4%) 0.00 64
    2019-06-01 $214,375 (-2.5%) $234,582 (-5.7%) 0.00 63
    2019-07-01 $198,350 (-4.1%) $222,946 (-10.8%) 0.00 76
    2019-08-01 $190,455 (-4.5%) $215,236 (-9.6%) 0.00 87
    2019-09-01 $177,261 (-11.1%) $201,863 (-16.2%) 0.00 104
    2019-10-01 $169,916 (-9.2%) $195,409 (-17.3%) 0.00 112
    2019-11-01 $169,950 (-4.1%) $199,439 (-12.4%) 0.00 107
    2019-12-01 $162,381 (-0.4%) $185,367 (-9.7%) 0.00 96
    2020-01-01 $167,450 (1.7%) $187,064 (-7.7%) 0.00 93
    2020-02-01 $179,900 (-8.9%) $187,979 (-15.4%) 0.00 83
    2020-03-01 $189,900 (-4.9%) $199,174 (-9.3%) 0.00 82
    2020-04-01 $194,900 (-2.2%) $223,106 (3.2%) 0.00 81
    2020-05-01 $199,900 (0.7%) $229,823 (4.6%) 0.00 70
    2020-06-01 $199,900 (-6.8%) $234,743 (0.1%) 0.00 65
    2020-07-01 $201,925 (1.8%) $238,668 (7.1%) 0.00 61
    2020-08-01 $207,400 (8.9%) $252,336 (17.2%) 0.00 55
    2020-09-01 $194,175 (9.5%) $270,759 (34.1%) 0.00 60
    2020-10-01 $186,950 (10.0%) $246,120 (26.0%) 0.00 59
    2020-11-01 $183,175 (7.8%) $227,744 (14.2%) 0.00 53
    2020-12-01 $206,225 (27.0%) $237,600 (28.2%) 0.00 50
    2021-01-01 $252,450 (50.8%) $271,087 (44.9%) 0.00 41
    2021-02-01 $219,950 (22.3%) $267,985 (42.6%) 0.00 35
    2021-03-01 $252,463 (32.9%) $281,902 (41.5%) 0.00 39
    2021-04-01 $250,463 (28.5%) $278,342 (24.8%) 0.00 31
    2021-05-01 $235,610 (17.9%) $276,382 (20.3%) 0.00 43
    2021-06-01 $222,550 (11.3%) $266,570 (13.6%) 0.00 58
    2021-07-01 $237,500 (17.6%) $297,123 (24.5%) 0.00 48
    2021-08-01 $249,900 (20.5%) $283,583 (12.4%) 0.00 48
    2021-09-01 $250,500 (29.0%) $269,137 (-0.6%) 0.00 53
    2021-10-01 $249,500 (33.5%) $257,864 (4.8%) 0.00 55
    2021-11-01 $249,900 (36.4%) $258,795 (13.6%) 0.00 62
    2021-12-01 $234,000 (13.5%) $241,843 (1.8%) 0.00 51
    2022-01-01 $229,000 (-9.3%) $235,901 (-13.0%) 0.00 35
    2022-02-01 $229,000 (4.1%) $224,493 (-16.2%) 0.00 37
    2022-03-01 $235,750 (-6.6%) $232,667 (-17.5%) 0.00 38
    2022-04-01 $244,000 (-2.6%) $260,342 (-6.5%) 0.00 40
    2022-05-01 $245,500 (4.2%) $278,655 (0.8%) 0.00 54
    2022-06-01 $245,000 (10.1%) $291,796 (9.5%) 0.00 57
    2022-07-01 $245,000 (3.2%) $301,446 (1.5%) 0.00 70
    2022-08-01 $249,900 (0.0%) $288,491 (1.7%) 0.00 71
    2022-09-01 $249,450 (-0.4%) $287,056 (6.7%) 0.00 72
    2022-10-01 $249,900 (0.2%) $293,013 (13.6%) 0.00 80
    2022-11-01 $254,375 (1.8%) $301,416 (16.5%) 0.00 73
    2022-12-01 $254,500 (8.8%) $310,186 (28.3%) 0.00 68
    2023-01-01 $257,225 (12.3%) $323,175 (37.0%) 0.00 55
    2023-02-01 $264,475 (15.5%) $329,367 (46.7%) 0.00 47
    2023-03-01 $259,250 (10.0%) $315,345 (35.5%) 0.00 52
    2023-04-01 $285,000 (16.8%) $317,313 (21.9%) 0.00 54
    2023-05-01 $294,900 (20.1%) $326,130 (17.0%) 0.00 61
    2023-06-01 $293,675 (19.9%) $329,601 (13.0%) 0.00 70
    2023-07-01 $287,500 (17.4%) $357,110 (18.5%) 0.00 84
    2023-08-01 $286,425 (14.6%) $335,254 (16.2%) 0.00 84
    2023-09-01 $259,700 (4.1%) $324,045 (12.9%) 0.00 88
    2023-10-01 $268,425 (7.4%) $330,991 (13.0%) 0.00 97
    2023-11-01 $251,000 (-1.3%) $316,901 (5.1%) 0.00 108
    2023-12-01 $249,000 (-2.2%) $310,343 (0.1%) 0.00 100
    2024-01-01 $249,000 (-3.2%) $307,808 (-4.8%) 0.00 86
    2024-02-01 $255,750 (-3.3%) $313,806 (-4.7%) 0.00 80
    2024-03-01 $262,500 (1.3%) $317,071 (0.6%) 0.00 87
    Fremont's median listing price for 2024-03-01 was $262,500, a difference of $3,250 (1.3%) versus the prior year and $6,750 versus the prior month.

    Fremont's median listing price comes in at 0% of the national average.

    Fremont's average listing price for 2024-03-01 was $317,071, a difference of $1,726 (0.6%) versus the prior year and $3,265 versus the prior month.

    For the 2024-03-01 period, Fremont had 87 MLS listings, a difference of 7 listings (9%) versus the prior month and 35 listings (67%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,985 sqft
    2018-02-01 0 days 1,890 sqft
    2018-03-01 0 days 2,102 sqft
    2018-04-01 0 days 2,054 sqft
    2018-05-01 0 days 2,224 sqft
    2018-06-01 0 days 2,104 sqft
    2018-07-01 0 days 2,086 sqft
    2018-08-01 0 days 2,045 sqft
    2018-09-01 0 days 1,955 sqft
    2018-10-01 0 days 1,973 sqft
    2018-11-01 0 days 1,941 sqft
    2018-12-01 0 days 1,853 sqft
    2019-01-01 0 days 1,807 sqft
    2019-02-01 0 days 1,881 sqft
    2019-03-01 0 days 1,994 sqft
    2019-04-01 0 days 2,120 sqft
    2019-05-01 0 days 2,143 sqft
    2019-06-01 0 days 2,212 sqft
    2019-07-01 0 days 2,247 sqft
    2019-08-01 0 days 2,130 sqft
    2019-09-01 0 days 1,941 sqft
    2019-10-01 0 days 1,837 sqft
    2019-11-01 0 days 1,827 sqft
    2019-12-01 0 days 1,724 sqft
    2020-01-01 0 days 1,639 sqft
    2020-02-01 0 days 1,628 sqft
    2020-03-01 0 days 1,629 sqft
    2020-04-01 0 days 1,689 sqft
    2020-05-01 0 days 1,631 sqft
    2020-06-01 0 days 1,672 sqft
    2020-07-01 0 days 1,708 sqft
    2020-08-01 0 days 1,710 sqft
    2020-09-01 0 days 1,700 sqft
    2020-10-01 0 days 1,660 sqft
    2020-11-01 0 days 1,652 sqft
    2020-12-01 0 days 1,692 sqft
    2021-01-01 0 days 1,647 sqft
    2021-02-01 0 days 1,631 sqft
    2021-03-01 0 days 1,631 sqft
    2021-04-01 0 days 1,622 sqft
    2021-05-01 0 days 1,631 sqft
    2021-06-01 0 days 1,631 sqft
    2021-07-01 0 days 1,631 sqft
    2021-08-01 0 days 1,611 sqft
    2021-09-01 0 days 1,475 sqft
    2021-10-01 0 days 1,470 sqft
    2021-11-01 0 days 1,495 sqft
    2021-12-01 0 days 1,470 sqft
    2022-01-01 0 days 1,470 sqft
    2022-02-01 0 days 1,470 sqft
    2022-03-01 0 days 1,473 sqft
    2022-04-01 0 days 1,477 sqft
    2022-05-01 0 days 1,491 sqft
    2022-06-01 0 days 1,596 sqft
    2022-07-01 0 days 1,631 sqft
    2022-08-01 0 days 1,546 sqft
    2022-09-01 0 days 1,507 sqft
    2022-10-01 0 days 1,617 sqft
    2022-11-01 0 days 1,753 sqft
    2022-12-01 0 days 1,864 sqft
    2023-01-01 0 days 1,862 sqft
    2023-02-01 0 days 1,624 sqft
    2023-03-01 0 days 1,515 sqft
    2023-04-01 0 days 1,498 sqft
    2023-05-01 0 days 1,568 sqft
    2023-06-01 0 days 1,620 sqft
    2023-07-01 0 days 1,636 sqft
    2023-08-01 0 days 1,644 sqft
    2023-09-01 0 days 1,631 sqft
    2023-10-01 0 days 1,644 sqft
    2023-11-01 0 days 1,636 sqft
    2023-12-01 0 days 1,646 sqft
    2024-01-01 0 days 1,634 sqft
    2024-02-01 0 days 1,632 sqft
    2024-03-01 0 days 1,634 sqft
    Fremont's median listing age (time on market) for 2024-03-01 was 0 days.

    Fremont's median square footage for active listings during the 2024-03-01 period was 1,634 sqft. One year prior, the average listing was 1,515 sqft.

    Fremont, NE Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 469 $99,315,000 $211,759
    Refi 127 $18,305,000 $144,134
    Home Improvement 77 $4,585,000 $59,545
    Cash Out Refi 76 $10,350,000 $136,184
    Other 58 $3,480,000 $60,000

    Fremont's most frequently cited loan purpose was Home Purchase, with 469 originations. The 2nd most popular reason was Refi, with 127 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 253 $48,915,000 $193,340
    7-8% 206 $41,170,000 $199,854
    Over 8% 87 $8,115,000 $93,276
    5-6% 77 $15,845,000 $205,779
    <2.5% 38 $260,000 $6,842
    4-5% 5 $935,000 $187,000
    3-4% 1 $175,000 $175,000

    During 2023, Fremont's most frequently originated rate bucket was 6-7%, with 253 originations.

    Loan Sizing (Fremont, NE MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 287 $13,595,000 $47,369
    $100k-200k 275 $40,755,000 $148,200
    $200k-400k 207 $53,085,000 $256,449
    $400k-600k 31 $14,125,000 $455,645
    $600k-1000k 6 $4,010,000 $668,333
    $Over $1MM 1 $10,465,000 $10,465,000

    Fremont's loan sizing saw the bucket of loans from $100,000 or less with 287 originations, totaling $13,595,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 279 $61,215,000 $219,409
    60-80% 120 $23,620,000 $196,833
    Under 20% 113 $3,295,000 $29,159
    20-40% 87 $17,815,000 $204,770
    40-60% 56 $8,420,000 $150,357
    Over 100% 4 $1,000,000 $250,000

    Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 279 originations, totaling $61,215,000 in origination value.