Fremont Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Fremont averaged 6.96% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2023-09-07) was 7% and one month ago for the week of 2023-08-10, the average rate was 6.64%.

Fremont's average rate one year ago was 5.87%.

For refis of the same type during the week of 2023-09-14, the average rate was 7.08%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-14 7.18%
Fremont 30 Year Fixed Rate 2023-09-14 6.96%
Fremont 30 Year Fixed Rate Refi 2023-09-14 7.08%
Fremont 15 Year Fixed Rate 2023-09-14 6.51%
Fremont 15 Year Fixed Rate Refi 2023-09-14 7.11%
Fremont 30 Year FHA 2023-09-14 6.67%
Fremont 30 Year FHA Refi 2023-09-14 6.89%
Fremont 30 Year USDA 2023-09-14 7.08%
Fremont 30 Year USDA Refi 2023-09-14 6.78%
Fremont 30 Year VA 2023-09-14 6.61%
Fremont 30 Year VA Refi 2023-09-14 7.01%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fremont, NE.

Fremont Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
West Gate Bank 85 4.94% $2,747
First National Bank of Omaha 50 4.99% $3,570
QUICKEN LOANS, LLC 24 5.33% $6,145
Pinnacle Bank 23 4.79% $2,439
Regent Financial Group, Inc. 18 5.28% $4,135
CASTLE & COOKE MORTGAGE, LLC 11 5.44% $4,949
U.S. Bank 9 5.40% $2,458
CHARTER WEST BANK 8 5.41% $2,782
Wells Fargo Bank 7 4.68% $3,727
VERIDIAN CREDIT UNION 6 4.15% $1,922
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 4.90% $5,083
CENTRIS FEDERAL CREDIT UNION 5 4.14% $2,349
Plains Commerce Bank 5 4.52% $2,821
Prosperity Home Mortgage, LLC 5 5.30% $2,892
AMERISAVE MORTGAGE CORPORATION 4 4.90% $8,278
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 5.28% $3,645
GUILD MORTGAGE COMPANY 4 4.41% $4,427
UNITED WHOLESALE MORTGAGE, LLC 4 4.84% $3,511
Lincoln FSB of Nebraska 3 4.58% $2,125
LOANDEPOT.COM, LLC 3 5.38% $3,408
MORIA DEVELOPMENT, INC. 3 4.83% $3,433
Union Bank and Trust Company 3 4.50% $2,400
GUARANTEED RATE, INC. 3 4.62% $3,887
Access Bank 3 5.08% $3,744
American National Bank 3 5.54% $4,782
Mr. Cooper ( Nationstar Mortgage ) 2 5.31% $6,178
Flagstar Bank, FSB 2 5.50% $2,495
FREEDOM MORTGAGE CORPORATION 2 5.38% $5,072
Gateway First Bank 2 4.94% $1,312
LIBERTY FIRST 2 6.24% $2,386
CALIBER HOME LOANS, INC. 2 5.00% $3,075
LAKEVIEW LOAN SERVICING, LLC 2 6.31% $8,330
HOME POINT FINANCIAL CORPORATION 2 4.06% $2,310
Arbor Bank 2 4.81% $2,447
Farm Credit Mid-America, ACA 2 5.10% $8,458
Equitable Bank 2 4.60% $1,865
Capitol Federal Savings Bank 2 3.19% $4,459
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.13% $4,617
Bank of America 1 4.63% $2,560
Bank of England 1 3.63% $5,479
Bank of the West 1 4.88% $2,953
CENTENNIAL LENDING, LLC 1 5.50% $4,279
CHURCHILL MORTGAGE CORPORATION 1 4.88% $2,475
Citibank 1 5.38% $5,342
Cobalt Credit Union 1 3.50% $2,621
Core Bank 1 5.62% $2,364
Dundee Bank 1 6.63% $3,031
EVERETT FINANCIAL, INC. 1 6.13% $2,525
First Nebraska Bank 1 4.13% $1,946
Five Points Bank 1 6.63% $1,580
IOWA BANKERS MORTGAGE CORPORATION 1 6.50% $1,727
JPMorgan Chase Bank 1 4.38% $245
METRO CU 1 5.25% $2,263
Midwest Heritage Bank FSB 1 4.25% $2,247
Mortgage Research Center, LLC 1 5.88% $1,949
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.62% $6,549
NAVY FEDERAL CREDIT UNION 1 6.13% $8,238
Northwest Bank 1 3.38% $2,091
OCEANSIDE MORTGAGE COMPANY 1 3.25% $2,041
RBC Bank, (Georgia) 1 5.75% $1,764
The Federal Savings Bank 1 5.88% $6,297
Watermark Capital, Inc. 1 5.38% $3,145
ZILLOW HOME LOANS, LLC 1 6.00% $3,493

Fremont Average Closing Costs & Other Stats

Fremont, NE's 63 lenders originated 921 loans during 2022. The total origination value was $184,845,000, with an average loan value of $200,700.

Fremont's average closing costs are $3,536.

The top Fremont lender as defined by loan originations is West Gate Bank, with 85 loans originated. Their average total fees are $2,747, which is $823 lower than the next largest lender, First National Bank of Omaha.

The lowest fee Fremont lenders (with over 10 loans originated) are Pinnacle Bank ($2,439), West Gate Bank ($2,747), First National Bank of Omaha ($3,570), Regent Financial Group, Inc. ($4,135) and CASTLE & COOKE MORTGAGE, LLC ($4,949).

The lowest rate Fremont lenders (with over 10 loans originated) are Pinnacle Bank (4.79%), West Gate Bank (4.94%), First National Bank of Omaha (4.99%), Regent Financial Group, Inc. (5.28%) and QUICKEN LOANS, LLC (5.33%).

Fremont, NE Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Pinnacle Bank $27,995,000 $26,470,000 -5.4% 14.3%
West Gate Bank $35,565,000 $21,750,000 -38.8% 11.8%
First National Bank of Omaha $35,960,000 $20,645,000 -42.6% 11.2%
Core Bank $1,360,000 $13,880,000 920.6% 7.5%
Union Bank and Trust Company $2,055,000 $12,380,000 502.4% 6.7%
QUICKEN LOANS, LLC $17,230,000 $9,385,000 -45.5% 5.1%
Regent Financial Group, Inc. $6,225,000 $7,625,000 22.5% 4.1%
CASTLE & COOKE MORTGAGE, LLC $10,600,000 $4,360,000 -58.9% 2.4%
First State Bank $105,000 $3,905,000 3,619.0% 2.1%
CHARTER WEST BANK $4,305,000 $3,870,000 -10.1% 2.1%
U.S. Bank $6,105,000 $3,600,000 -41.0% 1.9%
Wells Fargo Bank $4,420,000 $2,445,000 -44.7% 1.3%
Mortgage Research Center, LLC $2,940,000 $2,315,000 -21.3% 1.3%
CMG MORTGAGE, INC. $1,255,000 $2,250,000 79.3% 1.2%
Great Southern Bank $2,115,000 n/a 1.1%
AMERISAVE MORTGAGE CORPORATION $630,000 $2,020,000 220.6% 1.1%
Plains Commerce Bank $4,695,000 $2,000,000 -57.4% 1.1%
Capitol Federal Savings Bank $625,000 $1,610,000 157.6% 0.9%
VERIDIAN CREDIT UNION $1,845,000 $1,605,000 -13.0% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $955,000 $1,570,000 64.4% 0.8%
GUILD MORTGAGE COMPANY $2,860,000 $1,495,000 -47.7% 0.8%
CENTRIS FEDERAL CREDIT UNION $580,000 $1,325,000 128.4% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $1,540,000 $1,255,000 -18.5% 0.7%
Prosperity Home Mortgage, LLC $950,000 $1,220,000 28.4% 0.7%
Access Bank $2,355,000 $1,150,000 -51.2% 0.6%
MORIA DEVELOPMENT, INC. $855,000 $1,135,000 32.7% 0.6%
BankFirst $1,100,000 n/a 0.6%
American National Bank $960,000 $1,085,000 13.0% 0.6%
PENNYMAC LOAN SERVICES, LLC $2,610,000 $1,050,000 -59.8% 0.6%
NEWREZ LLC $985,000 $1,040,000 5.6% 0.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,920,000 $990,000 -48.4% 0.5%
Flagstar Bank, FSB $125,000 $925,000 640.0% 0.5%
Security National Bank of Omaha $905,000 n/a 0.5%
Independent Bank $895,000 n/a 0.5%
CALIBER HOME LOANS, INC. $355,000 $885,000 149.3% 0.5%
Farm Credit Mid-America, ACA $1,345,000 $855,000 -36.4% 0.5%
FREEDOM MORTGAGE CORPORATION $3,205,000 $850,000 -73.5% 0.5%
Citizens Bank $1,355,000 $835,000 -38.4% 0.5%
LOANDEPOT.COM, LLC $1,790,000 $815,000 -54.5% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,220,000 $735,000 -39.8% 0.4%
Gateway First Bank $2,230,000 $720,000 -67.7% 0.4%
Bank of the West $1,700,000 $710,000 -58.2% 0.4%
Washington County Bank $175,000 $700,000 300.0% 0.4%
HOME POINT FINANCIAL CORPORATION $1,445,000 $695,000 -51.9% 0.4%
First Bank $805,000 $685,000 -14.9% 0.4%
Dundee Bank $795,000 $655,000 -17.6% 0.4%
Equitable Bank $1,080,000 $630,000 -41.7% 0.3%
Cobalt Credit Union $660,000 $610,000 -7.6% 0.3%
GUARANTEED RATE, INC. $600,000 n/a 0.3%
USAA Federal Savings Bank $440,000 $600,000 36.4% 0.3%
Five Points Bank $355,000 $580,000 63.4% 0.3%
Deere Employees Credit Union $235,000 $555,000 136.2% 0.3%
Arbor Bank $135,000 $490,000 263.0% 0.3%
CHURCHILL MORTGAGE CORPORATION $545,000 $470,000 -13.8% 0.3%
Lincoln FSB of Nebraska $465,000 $415,000 -10.8% 0.2%
NAVY FEDERAL CREDIT UNION $670,000 $410,000 -38.8% 0.2%
Bank of Bennington $280,000 $370,000 32.1% 0.2%
LIBERTY FIRST $365,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $875,000 $360,000 -58.9% 0.2%
Barrington Bank & Trust Company, N.A. $155,000 $340,000 119.4% 0.2%
Cornerstone Bank $305,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $625,000 $300,000 -52.0% 0.2%
Northwest Bank $175,000 $295,000 68.6% 0.2%
IOWA BANKERS MORTGAGE CORPORATION $275,000 n/a 0.1%
Members Mortgage Services, L.L.C. $245,000 n/a 0.1%
Citibank $215,000 $235,000 9.3% 0.1%
DELMAR FINANCIAL COMPANY $235,000 n/a 0.1%
First Home Bank $215,000 n/a 0.1%
GERSHMAN INVESTMENT CORP. $940,000 $215,000 -77.1% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $215,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $215,000 n/a 0.1%
Exchange Bank $210,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,115,000 $210,000 -81.2% 0.1%
THRIVENT Federal Credit Union $225,000 $210,000 -6.7% 0.1%
AMERICAN FINANCING CORPORATION $385,000 $205,000 -46.8% 0.1%
CENTENNIAL LENDING, LLC $205,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $455,000 $205,000 -54.9% 0.1%
METRO CU $445,000 $195,000 -56.2% 0.1%
Bank of America $315,000 $190,000 -39.7% 0.1%
M&T Bank $185,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $185,000 n/a 0.1%
Watermark Capital, Inc. $185,000 n/a 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $830,000 $175,000 -78.9% 0.1%
Midwest Heritage Bank FSB $175,000 $175,000 0.0% 0.1%
Central National Bank $615,000 $165,000 -73.2% 0.1%
NBH Bank $165,000 n/a 0.1%
The Federal Savings Bank $620,000 $160,000 -74.2% 0.1%
Carrington Mortgage Services, LLC $155,000 n/a 0.1%
EVERETT FINANCIAL, INC. $135,000 $155,000 14.8% 0.1%
First Nebraska Bank $1,280,000 $155,000 -87.9% 0.1%
Discover Bank $45,000 $150,000 233.3% 0.1%
Bank of England $145,000 n/a 0.1%
RBC Bank, (Georgia) $145,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $145,000 n/a 0.1%
FirstBank of Nebraska $115,000 $115,000 0.0% 0.1%
First Interstate Bank $115,000 n/a 0.1%
First State Bank Nebraska $205,000 $105,000 -48.8% 0.1%
GEORGIA'S OWN $105,000 n/a 0.1%
Figure Lending LLC $85,000 n/a 0.0%
JPMorgan Chase Bank $355,000 $55,000 -84.5% 0.0%
PENTAGON FEDERAL CREDIT UNION $210,000 $55,000 -73.8% 0.0%
SPRING EQ, LLC $45,000 $55,000 22.2% 0.0%
KELLOGG MIDWEST FEDERAL CREDIT UNION $225,000 $25,000 -88.9% 0.0%

Fremont's top lender by overall market share is Pinnacle Bank, with 14.3% market share. In second place, with 11.8%, is West Gate Bank, having originated $21,750,000 in loans. In third place, with 11.2%, is First National Bank of Omaha, having originated $20,645,000 in loans. In fourth place, with 7.5%, is Core Bank, having originated $13,880,000 in loans. In fifth place, with 6.7%, is Union Bank and Trust Company, having originated $12,380,000 in loans.


Fremont Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $185,475 (22.6%) $237,428 (19.4%) 0.00 51
2018-02-01 $170,550 (11.1%) $236,514 (9.0%) 0.00 44
2018-03-01 $181,500 (6.8%) $247,691 (4.4%) 0.00 41
2018-04-01 $180,125 (11.4%) $250,095 (5.0%) 0.00 47
2018-05-01 $225,956 (23.1%) $263,643 (11.7%) 0.00 51
2018-06-01 $220,000 (26.7%) $253,955 (11.9%) 0.00 83
2018-07-01 $208,946 (26.7%) $251,530 (14.9%) 0.00 99
2018-08-01 $199,675 (8.0%) $239,773 (3.1%) 0.00 104
2018-09-01 $199,450 (27.5%) $239,806 (11.5%) 0.00 104
2018-10-01 $187,063 (22.1%) $235,313 (11.0%) 0.00 102
2018-11-01 $176,500 (16.9%) $225,841 (12.1%) 0.00 105
2018-12-01 $161,500 (-4.9%) $201,716 (-7.9%) 0.00 87
2019-01-01 $161,575 (-12.9%) $198,838 (-16.3%) 0.00 79
2019-02-01 $192,475 (12.9%) $217,869 (-7.9%) 0.00 64
2019-03-01 $199,664 (10.0%) $216,629 (-12.5%) 0.00 64
2019-04-01 $199,125 (10.6%) $214,685 (-14.2%) 0.00 65
2019-05-01 $195,000 (-13.7%) $217,826 (-17.4%) 0.00 63
2019-06-01 $209,375 (-4.8%) $231,136 (-9.0%) 0.00 62
2019-07-01 $198,350 (-5.1%) $222,946 (-11.4%) 0.00 76
2019-08-01 $190,455 (-4.6%) $215,236 (-10.2%) 0.00 87
2019-09-01 $177,261 (-11.1%) $201,863 (-15.8%) 0.00 104
2019-10-01 $169,916 (-9.2%) $195,409 (-17.0%) 0.00 112
2019-11-01 $169,950 (-3.7%) $199,439 (-11.7%) 0.00 107
2019-12-01 $162,381 (0.6%) $185,367 (-8.1%) 0.00 96
2020-01-01 $167,450 (3.6%) $187,064 (-5.9%) 0.00 93
2020-02-01 $179,900 (-6.5%) $187,979 (-13.7%) 0.00 83
2020-03-01 $189,900 (-4.9%) $199,174 (-8.1%) 0.00 82
2020-04-01 $194,900 (-2.1%) $223,106 (3.9%) 0.00 81
2020-05-01 $199,900 (2.5%) $227,112 (4.3%) 0.00 69
2020-06-01 $198,650 (-5.1%) $232,272 (0.5%) 0.00 64
2020-07-01 $199,900 (0.8%) $236,552 (6.1%) 0.00 60
2020-08-01 $204,900 (7.6%) $250,356 (16.3%) 0.00 54
2020-09-01 $194,175 (9.5%) $270,759 (34.1%) 0.00 60
2020-10-01 $186,950 (10.0%) $244,191 (25.0%) 0.00 59
2020-11-01 $183,175 (7.8%) $227,744 (14.2%) 0.00 53
2020-12-01 $206,225 (27.0%) $237,600 (28.2%) 0.00 50
2021-01-01 $252,450 (50.8%) $271,087 (44.9%) 0.00 41
2021-02-01 $219,950 (22.3%) $267,985 (42.6%) 0.00 35
2021-03-01 $252,463 (32.9%) $281,902 (41.5%) 0.00 39
2021-04-01 $250,463 (28.5%) $278,342 (24.8%) 0.00 31
2021-05-01 $235,610 (17.9%) $276,382 (21.7%) 0.00 43
2021-06-01 $222,550 (12.0%) $266,570 (14.8%) 0.00 58
2021-07-01 $237,500 (18.8%) $297,123 (25.6%) 0.00 48
2021-08-01 $249,900 (22.0%) $283,583 (13.3%) 0.00 48
2021-09-01 $251,500 (29.5%) $271,453 (0.3%) 0.00 52
2021-10-01 $249,700 (33.6%) $257,864 (5.6%) 0.00 54
2021-11-01 $249,900 (36.4%) $258,795 (13.6%) 0.00 62
2021-12-01 $234,000 (13.5%) $241,843 (1.8%) 0.00 51
2022-01-01 $229,000 (-9.3%) $235,901 (-13.0%) 0.00 35
2022-02-01 $229,000 (4.1%) $224,493 (-16.2%) 0.00 37
2022-03-01 $235,750 (-6.6%) $232,667 (-17.5%) 0.00 38
2022-04-01 $244,000 (-2.6%) $260,342 (-6.5%) 0.00 40
2022-05-01 $245,500 (4.2%) $278,655 (0.8%) 0.00 53
2022-06-01 $244,500 (9.9%) $293,075 (9.9%) 0.00 57
2022-07-01 $245,000 (3.2%) $293,554 (-1.2%) 0.00 69
2022-08-01 $249,900 (0.0%) $288,491 (1.7%) 0.00 71
2022-09-01 $249,450 (-0.8%) $287,056 (5.8%) 0.00 72
2022-10-01 $249,900 (0.1%) $293,013 (13.6%) 0.00 80
2022-11-01 $254,375 (1.8%) $301,416 (16.5%) 0.00 73
2022-12-01 $254,500 (8.8%) $310,186 (28.3%) 0.00 68
2023-01-01 $257,225 (12.3%) $323,175 (37.0%) 0.00 55
2023-02-01 $264,475 (15.5%) $329,367 (46.7%) 0.00 47
2023-03-01 $259,250 (10.0%) $315,345 (35.5%) 0.00 52
2023-04-01 $285,000 (16.8%) $317,313 (21.9%) 0.00 54
2023-05-01 $294,900 (20.1%) $326,130 (17.0%) 0.00 61
2023-06-01 $293,675 (20.1%) $329,601 (12.5%) 0.00 70
2023-07-01 $287,500 (17.4%) $357,110 (21.7%) 0.00 84
2023-08-01 $286,425 (14.6%) $335,254 (16.2%) 0.00 84
Fremont's median listing price for 2023-08-01 was $286,425, a difference of $36,525 (14.6%) versus the prior year and $-1,075 versus the prior month.

Fremont's median listing price comes in at 0% of the national average.

Fremont's average listing price for 2023-08-01 was $335,254, a difference of $46,763 (16.2%) versus the prior year and $-21,856 versus the prior month.

For the 2023-08-01 period, Fremont had 84 MLS listings, a difference of 0 listings (0%) versus the prior month and 13 listings (18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,998 sqft
2018-02-01 0 days 1,927 sqft
2018-03-01 0 days 2,130 sqft
2018-04-01 0 days 2,152 sqft
2018-05-01 0 days 2,245 sqft
2018-06-01 0 days 2,110 sqft
2018-07-01 0 days 2,098 sqft
2018-08-01 0 days 2,050 sqft
2018-09-01 0 days 1,955 sqft
2018-10-01 0 days 1,973 sqft
2018-11-01 0 days 1,932 sqft
2018-12-01 0 days 1,839 sqft
2019-01-01 0 days 1,790 sqft
2019-02-01 0 days 1,870 sqft
2019-03-01 0 days 1,979 sqft
2019-04-01 0 days 2,120 sqft
2019-05-01 0 days 2,161 sqft
2019-06-01 0 days 2,225 sqft
2019-07-01 0 days 2,247 sqft
2019-08-01 0 days 2,130 sqft
2019-09-01 0 days 1,941 sqft
2019-10-01 0 days 1,837 sqft
2019-11-01 0 days 1,827 sqft
2019-12-01 0 days 1,724 sqft
2020-01-01 0 days 1,639 sqft
2020-02-01 0 days 1,628 sqft
2020-03-01 0 days 1,629 sqft
2020-04-01 0 days 1,689 sqft
2020-05-01 0 days 1,631 sqft
2020-06-01 0 days 1,679 sqft
2020-07-01 0 days 1,709 sqft
2020-08-01 0 days 1,730 sqft
2020-09-01 0 days 1,700 sqft
2020-10-01 0 days 1,660 sqft
2020-11-01 0 days 1,652 sqft
2020-12-01 0 days 1,692 sqft
2021-01-01 0 days 1,647 sqft
2021-02-01 0 days 1,631 sqft
2021-03-01 0 days 1,631 sqft
2021-04-01 0 days 1,622 sqft
2021-05-01 0 days 1,631 sqft
2021-06-01 0 days 1,631 sqft
2021-07-01 0 days 1,631 sqft
2021-08-01 0 days 1,611 sqft
2021-09-01 0 days 1,479 sqft
2021-10-01 0 days 1,470 sqft
2021-11-01 0 days 1,495 sqft
2021-12-01 0 days 1,470 sqft
2022-01-01 0 days 1,470 sqft
2022-02-01 0 days 1,470 sqft
2022-03-01 0 days 1,473 sqft
2022-04-01 0 days 1,477 sqft
2022-05-01 0 days 1,491 sqft
2022-06-01 0 days 1,594 sqft
2022-07-01 0 days 1,631 sqft
2022-08-01 0 days 1,546 sqft
2022-09-01 0 days 1,507 sqft
2022-10-01 0 days 1,617 sqft
2022-11-01 0 days 1,753 sqft
2022-12-01 0 days 1,864 sqft
2023-01-01 0 days 1,862 sqft
2023-02-01 0 days 1,624 sqft
2023-03-01 0 days 1,515 sqft
2023-04-01 0 days 1,498 sqft
2023-05-01 0 days 1,568 sqft
2023-06-01 0 days 1,620 sqft
2023-07-01 0 days 1,636 sqft
2023-08-01 0 days 1,644 sqft
Fremont's median listing age (time on market) for 2023-08-01 was 0 days.

Fremont's median square footage for active listings during the 2023-08-01 period was 1,644 sqft. One year prior, the average listing was 1,546 sqft.

Fremont, NE Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 509 $127,865,000 $251,208
Refi 143 $26,455,000 $185,000
Cash Out Refi 140 $22,710,000 $162,214
Home Improvement 68 $4,250,000 $62,500
Other 61 $3,565,000 $58,443

Fremont's most frequently cited loan purpose was Home Purchase, with 509 originations. The 2nd most popular reason was Refi, with 143 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 239 $41,405,000 $173,243
4-5% 223 $56,125,000 $251,682
3-4% 205 $50,535,000 $246,512
6-7% 127 $19,335,000 $152,244
2.5-3% 38 $8,400,000 $221,053
<2.5% 37 $1,465,000 $39,595
7-8% 34 $3,390,000 $99,706
Over 8% 7 $895,000 $127,857

During 2022, Fremont's most frequently originated rate bucket was 5-6%, with 239 originations.

Loan Sizing (Fremont, NE MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 393 $58,395,000 $148,588
$100,000 or less 270 $14,570,000 $53,963
$200k-400k 212 $55,160,000 $260,189
$400k-600k 23 $11,095,000 $482,391
$600k-1000k 14 $10,040,000 $717,143
$Over $1MM 9 $35,585,000 $3,953,889

Fremont's loan sizing saw the bucket of loans from $100k-200k with 393 originations, totaling $58,395,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 335 $71,485,000 $213,388
60-80% 246 $68,100,000 $276,829
Under 20% 120 $4,270,000 $35,583
40-60% 111 $16,995,000 $153,108
20-40% 85 $18,895,000 $222,294
Over 100% 4 $1,200,000 $300,000

Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 335 originations, totaling $71,485,000 in origination value.