Fremont Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Fremont averaged 7.11% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 7.15% and one month ago for the week of 2024-05-09, the average rate was 6.85%.

Fremont's average rate one year ago was 6.57%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.45%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Fremont 30 Year Fixed Rate 2024-06-13 7.11%
Fremont 30 Year Fixed Rate Refi 2024-06-13 7.45%
Fremont 15 Year Fixed Rate 2024-06-13 6.37%
Fremont 15 Year Fixed Rate Refi 2024-06-13 6.77%
Fremont 30 Year FHA 2024-06-13 6.45%
Fremont 30 Year FHA Refi 2024-06-13 6.81%
Fremont 30 Year USDA 2024-06-13 6.51%
Fremont 30 Year USDA Refi 2024-06-13 6.51%
Fremont 30 Year VA 2024-06-13 6.42%
Fremont 30 Year VA Refi 2024-06-13 6.62%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fremont, NE.

Fremont Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
West Gate Bank 44 6.95% $2,832
First National Bank of Omaha 36 6.70% $3,442
Pinnacle Bank 16 6.87% $2,896
QUICKEN LOANS, LLC 13 6.77% $6,035
Regent Financial Group, Inc. 13 6.88% $4,137
U.S. Bank 11 6.90% $3,446
DHI MORTGAGE COMPANY, LTD. 11 5.81% $3,097
CHARTER WEST BANK 8 6.98% $3,312
CASTLE & COOKE MORTGAGE, LLC 6 7.06% $5,847
VERIDIAN CREDIT UNION 5 6.33% $1,830
GUARANTEED RATE, INC. 4 6.58% $3,452
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.67% $3,423
Cobalt Credit Union 3 5.38% $2,543
Farm Credit Mid-America, ACA 3 7.21% $7,858
UNITED WHOLESALE MORTGAGE, LLC 3 7.18% $5,467
Wells Fargo Bank 3 6.54% $7,038
Plains Commerce Bank 2 7.50% $8,116
Gateway First Bank 2 7.13% $5,167
HOMESIDE FINANCIAL, LLC 2 6.81% $4,364
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.75% $4,640
MORIA DEVELOPMENT, INC. 2 7.00% $4,904
Mr. Cooper ( Nationstar Mortgage ) 2 7.06% $7,751
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.12% $5,801
USAA Federal Savings Bank 2 6.50% $4,851
NAVY FEDERAL CREDIT UNION 2 7.31% $1,597
NEWREZ LLC 2 6.81% $7,201
PENTAGON FEDERAL CREDIT UNION 2 6.50% $2,252
BMO Harris Bank 2 7.19% $3,472
LIBERTY FIRST 1 6.13% $3,775
Access Bank 1 5.75% $2,254
Prosperity Home Mortgage, LLC 1 6.00% $2,160
Arbor Bank 1 7.13% $3,114
AMERISAVE MORTGAGE CORPORATION 1 7.50% $6,766
The Central Trust Bank 1 6.63% $2,956
Union Bank and Trust Company 1 6.88% $3,973
American Mortgage & Equity Consultants, Inc. 1 7.63% $6,858
CENTRIS FEDERAL CREDIT UNION 1 5.90% $2,282
CHURCHILL MORTGAGE CORPORATION 1 5.99% $5,507
Citadel Servicing Corporation 1 9.88% $5,928
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.88% $2,754
CMG MORTGAGE, INC. 1 6.50% $6,678
Core Bank 1 7.75% $4,628
DELMAR FINANCIAL COMPANY 1 7.00% $4,022
Capitol Federal Savings Bank 1 5.25% $6,127
Discover Bank 1 6.99% $0
American National Bank 1 7.63% $3,752
First Bank & Trust 1 5.75% $2,792
First Interstate Bank 1 7.50% $3,631
BROKER SOLUTIONS, INC. 1 7.99% $13,064
FOUR POINTS 1 5.50% $2,642
GERSHMAN INVESTMENT CORP. 1 7.63% $5,369
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.25% $5,469

Fremont Average Closing Costs & Other Stats

Fremont, NE's 52 lenders originated 807 loans during 2023. The total origination value was $136,035,000, with an average loan value of $168,569.

Fremont's average closing costs are $3,736.

The top Fremont lender as defined by loan originations is West Gate Bank, with 44 loans originated. Their average total fees are $2,832, which is $610 lower than the next largest lender, First National Bank of Omaha.

The lowest fee Fremont lenders (with over 10 loans originated) are West Gate Bank ($2,832), Pinnacle Bank ($2,896), DHI MORTGAGE COMPANY, LTD. ($3,097), First National Bank of Omaha ($3,442) and U.S. Bank ($3,446).

The lowest rate Fremont lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.81%), First National Bank of Omaha (6.70%), QUICKEN LOANS, LLC (6.77%), Pinnacle Bank (6.87%) and Regent Financial Group, Inc. (6.88%).

Fremont, NE Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Pinnacle Bank $26,470,000 $18,600,000 -29.7% 13.7%
First National Bank of Omaha $20,645,000 $13,100,000 -36.5% 9.6%
West Gate Bank $21,750,000 $11,255,000 -48.3% 8.3%
American National Bank $1,085,000 $10,825,000 897.7% 8.0%
QUICKEN LOANS, LLC $9,385,000 $6,945,000 -26.0% 5.1%
Regent Financial Group, Inc. $7,625,000 $5,590,000 -26.7% 4.1%
CASTLE & COOKE MORTGAGE, LLC $4,360,000 $4,020,000 -7.8% 3.0%
CHARTER WEST BANK $3,870,000 $3,760,000 -2.8% 2.8%
DHI MORTGAGE COMPANY, LTD. $3,440,000 n/a 2.5%
U.S. Bank $3,600,000 $3,420,000 -5.0% 2.5%
GUARANTEED RATE, INC. $600,000 $2,020,000 236.7% 1.5%
Mortgage Research Center, LLC $2,315,000 $1,830,000 -21.0% 1.3%
Farm Credit Mid-America, ACA $855,000 $1,555,000 81.9% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $1,255,000 $1,555,000 23.9% 1.1%
VERIDIAN CREDIT UNION $1,605,000 $1,475,000 -8.1% 1.1%
Union Bank and Trust Company $12,380,000 $1,435,000 -88.4% 1.1%
Wells Fargo Bank $2,445,000 $1,380,000 -43.6% 1.0%
Plains Commerce Bank $2,000,000 $1,200,000 -40.0% 0.9%
Cobalt Credit Union $610,000 $1,065,000 74.6% 0.8%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $990,000 $915,000 -7.6% 0.7%
Gateway First Bank $720,000 $905,000 25.7% 0.7%
CMG MORTGAGE, INC. $2,250,000 $885,000 -60.7% 0.7%
USAA Federal Savings Bank $600,000 $830,000 38.3% 0.6%
NEWREZ LLC $1,040,000 $805,000 -22.6% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,570,000 $790,000 -49.7% 0.6%
Wahoo State Bank $785,000 n/a 0.6%
Cornerstone Bank $305,000 $695,000 127.9% 0.5%
GUILD MORTGAGE COMPANY $1,495,000 $675,000 -54.8% 0.5%
Prosperity Home Mortgage, LLC $1,220,000 $670,000 -45.1% 0.5%
FOUR POINTS $625,000 n/a 0.5%
NEW DAY FINANCIAL, LLC $300,000 $605,000 101.7% 0.4%
BROKER SOLUTIONS, INC. $585,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $410,000 $555,000 35.4% 0.4%
Core Bank $13,880,000 $535,000 -96.1% 0.4%
GERSHMAN INVESTMENT CORP. $215,000 $510,000 137.2% 0.4%
Arbor Bank $490,000 $495,000 1.0% 0.4%
MOVEMENT MORTGAGE, LLC $205,000 $490,000 139.0% 0.4%
Barrington Bank & Trust Company, N.A. $340,000 $485,000 42.6% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $735,000 $455,000 -38.1% 0.3%
BMO Harris Bank $450,000 n/a 0.3%
MORIA DEVELOPMENT, INC. $1,135,000 $440,000 -61.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $210,000 $430,000 104.8% 0.3%
LIBERTY FIRST $365,000 $415,000 13.7% 0.3%
FirstBank of Nebraska $115,000 $410,000 256.5% 0.3%
PENTAGON FEDERAL CREDIT UNION $55,000 $410,000 645.5% 0.3%
CENTRIS FEDERAL CREDIT UNION $1,325,000 $405,000 -69.4% 0.3%
PENNYMAC LOAN SERVICES, LLC $1,050,000 $395,000 -62.4% 0.3%
First Interstate Bank $115,000 $390,000 239.1% 0.3%
Capitol Federal Savings Bank $1,610,000 $355,000 -78.0% 0.3%
Farmers and Merchants Bank of Ashland $345,000 n/a 0.3%
HOMEOWNERS FINANCIAL GROUP USA, LLC $215,000 $345,000 60.5% 0.3%
Lincoln FSB of Nebraska $415,000 $340,000 -18.1% 0.2%
LOANDEPOT.COM, LLC $815,000 $340,000 -58.3% 0.2%
GREENSTATE CREDIT UNION $305,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $470,000 $290,000 -38.3% 0.2%
Access Bank $1,150,000 $280,000 -75.7% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $275,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $270,000 n/a 0.2%
Carrington Mortgage Services, LLC $155,000 $245,000 58.1% 0.2%
BankFirst $1,100,000 $240,000 -78.2% 0.2%
Citizens Bank $835,000 $210,000 -74.9% 0.2%
Discover Bank $150,000 $205,000 36.7% 0.2%
DELMAR FINANCIAL COMPANY $235,000 $195,000 -17.0% 0.1%
First State Bank Nebraska $105,000 $195,000 85.7% 0.1%
BAY EQUITY LLC $185,000 n/a 0.1%
Midstates Bank $185,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $175,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $165,000 n/a 0.1%
FLAT BRANCH MORTGAGE, INC. $165,000 n/a 0.1%
Washington County Bank $700,000 $150,000 -78.6% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $135,000 n/a 0.1%
Coastal Community Bank $130,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $2,020,000 $125,000 -93.8% 0.1%
Citadel Servicing Corporation $115,000 n/a 0.1%
First Bank $685,000 $115,000 -83.2% 0.1%
Foundation One Bank $115,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $105,000 n/a 0.1%
FIRST WESTROADS BANK, INC. $105,000 n/a 0.1%
Bank of Bennington $370,000 $85,000 -77.0% 0.1%
Figure Lending LLC $85,000 $80,000 -5.9% 0.1%
First Bank & Trust $75,000 n/a 0.1%
Northwest Bank $295,000 $75,000 -74.6% 0.1%
The Central Trust Bank $75,000 n/a 0.1%
Frontier Bank $55,000 n/a 0.0%
Flagstar Bank, FSB $925,000 $35,000 -96.2% 0.0%

Fremont's top lender by overall market share is Pinnacle Bank, with 13.7% market share. In second place, with 9.6%, is First National Bank of Omaha, having originated $13,100,000 in loans. In third place, with 8.3%, is West Gate Bank, having originated $11,255,000 in loans. In fourth place, with 8.0%, is American National Bank, having originated $10,825,000 in loans. In fifth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $6,945,000 in loans.


Fremont Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $180,325 (18.6%) $234,075 (16.5%) 0.00 50
2018-02-01 $168,675 (8.0%) $232,901 (7.2%) 0.00 43
2018-03-01 $178,500 (3.6%) $243,945 (2.9%) 0.00 40
2018-04-01 $178,500 (10.4%) $246,411 (3.5%) 0.00 47
2018-05-01 $226,288 (23.3%) $265,834 (13.4%) 0.00 52
2018-06-01 $219,900 (26.6%) $248,675 (9.5%) 0.00 81
2018-07-01 $206,905 (25.5%) $249,993 (14.2%) 0.00 98
2018-08-01 $199,450 (7.9%) $238,201 (2.4%) 0.00 103
2018-09-01 $199,450 (27.5%) $240,851 (11.9%) 0.00 104
2018-10-01 $187,063 (22.1%) $236,359 (11.5%) 0.00 102
2018-11-01 $177,250 (17.4%) $227,731 (13.1%) 0.00 105
2018-12-01 $163,000 (-4.1%) $205,339 (-6.3%) 0.00 88
2019-01-01 $164,725 (-8.7%) $202,680 (-13.4%) 0.00 80
2019-02-01 $197,425 (17.0%) $222,278 (-4.6%) 0.00 65
2019-03-01 $199,693 (11.9%) $219,588 (-10.0%) 0.00 64
2019-04-01 $199,238 (11.6%) $216,214 (-12.3%) 0.00 65
2019-05-01 $198,538 (-12.3%) $219,662 (-17.4%) 0.00 64
2019-06-01 $214,375 (-2.5%) $234,582 (-5.7%) 0.00 63
2019-07-01 $198,350 (-4.1%) $222,946 (-10.8%) 0.00 76
2019-08-01 $190,455 (-4.5%) $215,236 (-9.6%) 0.00 87
2019-09-01 $177,261 (-11.1%) $201,863 (-16.2%) 0.00 104
2019-10-01 $169,916 (-9.2%) $195,409 (-17.3%) 0.00 112
2019-11-01 $169,950 (-4.1%) $199,439 (-12.4%) 0.00 107
2019-12-01 $162,381 (-0.4%) $185,367 (-9.7%) 0.00 96
2020-01-01 $167,450 (1.7%) $187,064 (-7.7%) 0.00 93
2020-02-01 $179,900 (-8.9%) $187,979 (-15.4%) 0.00 83
2020-03-01 $189,900 (-4.9%) $199,174 (-9.3%) 0.00 82
2020-04-01 $194,900 (-2.2%) $223,106 (3.2%) 0.00 81
2020-05-01 $199,900 (0.7%) $229,823 (4.6%) 0.00 70
2020-06-01 $199,900 (-6.8%) $234,743 (0.1%) 0.00 65
2020-07-01 $201,925 (1.8%) $238,668 (7.1%) 0.00 61
2020-08-01 $207,400 (8.9%) $252,336 (17.2%) 0.00 55
2020-09-01 $194,175 (9.5%) $270,759 (34.1%) 0.00 60
2020-10-01 $186,950 (10.0%) $246,120 (26.0%) 0.00 59
2020-11-01 $183,175 (7.8%) $227,744 (14.2%) 0.00 53
2020-12-01 $206,225 (27.0%) $237,600 (28.2%) 0.00 50
2021-01-01 $252,450 (50.8%) $271,087 (44.9%) 0.00 41
2021-02-01 $219,950 (22.3%) $267,985 (42.6%) 0.00 35
2021-03-01 $252,463 (32.9%) $281,902 (41.5%) 0.00 39
2021-04-01 $250,463 (28.5%) $278,342 (24.8%) 0.00 31
2021-05-01 $235,610 (17.9%) $276,382 (20.3%) 0.00 43
2021-06-01 $222,550 (11.3%) $266,570 (13.6%) 0.00 58
2021-07-01 $237,500 (17.6%) $297,123 (24.5%) 0.00 48
2021-08-01 $249,900 (20.5%) $283,583 (12.4%) 0.00 48
2021-09-01 $250,500 (29.0%) $269,137 (-0.6%) 0.00 53
2021-10-01 $249,500 (33.5%) $257,864 (4.8%) 0.00 55
2021-11-01 $249,900 (36.4%) $258,795 (13.6%) 0.00 62
2021-12-01 $234,000 (13.5%) $241,843 (1.8%) 0.00 51
2022-01-01 $229,000 (-9.3%) $235,901 (-13.0%) 0.00 35
2022-02-01 $229,000 (4.1%) $224,493 (-16.2%) 0.00 37
2022-03-01 $235,750 (-6.6%) $232,667 (-17.5%) 0.00 38
2022-04-01 $244,000 (-2.6%) $260,342 (-6.5%) 0.00 40
2022-05-01 $245,500 (4.2%) $278,655 (0.8%) 0.00 54
2022-06-01 $245,000 (10.1%) $291,796 (9.5%) 0.00 57
2022-07-01 $245,000 (3.2%) $301,446 (1.5%) 0.00 70
2022-08-01 $249,900 (0.0%) $288,491 (1.7%) 0.00 71
2022-09-01 $249,450 (-0.4%) $287,056 (6.7%) 0.00 72
2022-10-01 $249,900 (0.2%) $293,013 (13.6%) 0.00 80
2022-11-01 $254,375 (1.8%) $301,416 (16.5%) 0.00 73
2022-12-01 $254,500 (8.8%) $310,186 (28.3%) 0.00 68
2023-01-01 $257,225 (12.3%) $323,175 (37.0%) 0.00 55
2023-02-01 $264,475 (15.5%) $329,367 (46.7%) 0.00 47
2023-03-01 $259,250 (10.0%) $315,345 (35.5%) 0.00 52
2023-04-01 $285,000 (16.8%) $317,313 (21.9%) 0.00 54
2023-05-01 $294,900 (20.1%) $326,130 (17.0%) 0.00 61
2023-06-01 $293,675 (19.9%) $329,601 (13.0%) 0.00 70
2023-07-01 $287,500 (17.4%) $357,110 (18.5%) 0.00 84
2023-08-01 $286,425 (14.6%) $335,254 (16.2%) 0.00 84
2023-09-01 $259,700 (4.1%) $324,045 (12.9%) 0.00 88
2023-10-01 $268,425 (7.4%) $330,991 (13.0%) 0.00 97
2023-11-01 $251,000 (-1.3%) $316,901 (5.1%) 0.00 108
2023-12-01 $249,000 (-2.2%) $310,343 (0.1%) 0.00 100
2024-01-01 $249,000 (-3.2%) $307,808 (-4.8%) 0.00 86
2024-02-01 $255,750 (-3.3%) $313,806 (-4.7%) 0.00 80
2024-03-01 $262,500 (1.3%) $317,071 (0.6%) 0.00 87
2024-04-01 $261,825 (-8.1%) $303,807 (-4.3%) 0.00 86
2024-05-01 $254,925 (-13.6%) $301,427 (-7.6%) 0.00 85
Fremont's median listing price for 2024-05-01 was $254,925, a difference of $-39,975 (-13.6%) versus the prior year and $-6,900 versus the prior month.

Fremont's median listing price comes in at 0% of the national average.

Fremont's average listing price for 2024-05-01 was $301,427, a difference of $-24,703 (-7.6%) versus the prior year and $-2,380 versus the prior month.

For the 2024-05-01 period, Fremont had 85 MLS listings, a difference of -1 listings (-1%) versus the prior month and 24 listings (39%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,985 sqft
2018-02-01 0 days 1,890 sqft
2018-03-01 0 days 2,102 sqft
2018-04-01 0 days 2,054 sqft
2018-05-01 0 days 2,224 sqft
2018-06-01 0 days 2,104 sqft
2018-07-01 0 days 2,086 sqft
2018-08-01 0 days 2,045 sqft
2018-09-01 0 days 1,955 sqft
2018-10-01 0 days 1,973 sqft
2018-11-01 0 days 1,941 sqft
2018-12-01 0 days 1,853 sqft
2019-01-01 0 days 1,807 sqft
2019-02-01 0 days 1,881 sqft
2019-03-01 0 days 1,994 sqft
2019-04-01 0 days 2,120 sqft
2019-05-01 0 days 2,143 sqft
2019-06-01 0 days 2,212 sqft
2019-07-01 0 days 2,247 sqft
2019-08-01 0 days 2,130 sqft
2019-09-01 0 days 1,941 sqft
2019-10-01 0 days 1,837 sqft
2019-11-01 0 days 1,827 sqft
2019-12-01 0 days 1,724 sqft
2020-01-01 0 days 1,639 sqft
2020-02-01 0 days 1,628 sqft
2020-03-01 0 days 1,629 sqft
2020-04-01 0 days 1,689 sqft
2020-05-01 0 days 1,631 sqft
2020-06-01 0 days 1,672 sqft
2020-07-01 0 days 1,708 sqft
2020-08-01 0 days 1,710 sqft
2020-09-01 0 days 1,700 sqft
2020-10-01 0 days 1,660 sqft
2020-11-01 0 days 1,652 sqft
2020-12-01 0 days 1,692 sqft
2021-01-01 0 days 1,647 sqft
2021-02-01 0 days 1,631 sqft
2021-03-01 0 days 1,631 sqft
2021-04-01 0 days 1,622 sqft
2021-05-01 0 days 1,631 sqft
2021-06-01 0 days 1,631 sqft
2021-07-01 0 days 1,631 sqft
2021-08-01 0 days 1,611 sqft
2021-09-01 0 days 1,475 sqft
2021-10-01 0 days 1,470 sqft
2021-11-01 0 days 1,495 sqft
2021-12-01 0 days 1,470 sqft
2022-01-01 0 days 1,470 sqft
2022-02-01 0 days 1,470 sqft
2022-03-01 0 days 1,473 sqft
2022-04-01 0 days 1,477 sqft
2022-05-01 0 days 1,491 sqft
2022-06-01 0 days 1,596 sqft
2022-07-01 0 days 1,631 sqft
2022-08-01 0 days 1,546 sqft
2022-09-01 0 days 1,507 sqft
2022-10-01 0 days 1,617 sqft
2022-11-01 0 days 1,753 sqft
2022-12-01 0 days 1,864 sqft
2023-01-01 0 days 1,862 sqft
2023-02-01 0 days 1,624 sqft
2023-03-01 0 days 1,515 sqft
2023-04-01 0 days 1,498 sqft
2023-05-01 0 days 1,568 sqft
2023-06-01 0 days 1,620 sqft
2023-07-01 0 days 1,636 sqft
2023-08-01 0 days 1,644 sqft
2023-09-01 0 days 1,631 sqft
2023-10-01 0 days 1,644 sqft
2023-11-01 0 days 1,636 sqft
2023-12-01 0 days 1,646 sqft
2024-01-01 0 days 1,634 sqft
2024-02-01 0 days 1,632 sqft
2024-03-01 0 days 1,634 sqft
2024-04-01 0 days 1,636 sqft
2024-05-01 0 days 1,634 sqft
Fremont's median listing age (time on market) for 2024-05-01 was 0 days.

Fremont's median square footage for active listings during the 2024-05-01 period was 1,634 sqft. One year prior, the average listing was 1,568 sqft.

Fremont, NE Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 469 $99,315,000 $211,759
Refi 127 $18,305,000 $144,134
Home Improvement 77 $4,585,000 $59,545
Cash Out Refi 76 $10,350,000 $136,184
Other 58 $3,480,000 $60,000

Fremont's most frequently cited loan purpose was Home Purchase, with 469 originations. The 2nd most popular reason was Refi, with 127 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 253 $48,915,000 $193,340
7-8% 206 $41,170,000 $199,854
Over 8% 87 $8,115,000 $93,276
5-6% 77 $15,845,000 $205,779
<2.5% 38 $260,000 $6,842
4-5% 5 $935,000 $187,000
3-4% 1 $175,000 $175,000

During 2023, Fremont's most frequently originated rate bucket was 6-7%, with 253 originations.

Loan Sizing (Fremont, NE MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 287 $13,595,000 $47,369
$100k-200k 275 $40,755,000 $148,200
$200k-400k 207 $53,085,000 $256,449
$400k-600k 31 $14,125,000 $455,645
$600k-1000k 6 $4,010,000 $668,333
$Over $1MM 1 $10,465,000 $10,465,000

Fremont's loan sizing saw the bucket of loans from $100,000 or less with 287 originations, totaling $13,595,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 279 $61,215,000 $219,409
60-80% 120 $23,620,000 $196,833
Under 20% 113 $3,295,000 $29,159
20-40% 87 $17,815,000 $204,770
40-60% 56 $8,420,000 $150,357
Over 100% 4 $1,000,000 $250,000

Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 279 originations, totaling $61,215,000 in origination value.