Fremont Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Fremont averaged
6.56%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.65% and
one month ago for the week of 2024-11-07, the
average rate was 6.75%.
Fremont's average rate one year ago was 7.19%.
For refis of the same type during the week of 2024-12-12, the average rate
was 6.6%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Fremont 30 Year Fixed Rate | 2024-12-12 | 6.56% |
Fremont 30 Year Fixed Rate Refi | 2024-12-12 | 6.6% |
Fremont 15 Year Fixed Rate | 2024-12-12 | 5.74% |
Fremont 15 Year Fixed Rate Refi | 2024-12-12 | 5.94% |
Fremont 30 Year FHA | 2024-12-12 | 5.92% |
Fremont 30 Year FHA Refi | 2024-12-12 | 6.38% |
Fremont 30 Year USDA | 2024-12-12 | 6.3% |
Fremont 30 Year USDA Refi | 2024-12-12 | 6.4% |
Fremont 30 Year VA | 2024-12-12 | 5.98% |
Fremont 30 Year VA Refi | 2024-12-12 | 6.28% |
Fremont Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Fremont Average Closing Costs & Other Stats
Fremont, NE's 52 lenders originated 807
loans during 2023. The total origination value was $136,035,000, with an average loan value of
$168,569.
Fremont's average closing costs are $3,736.
The top Fremont lender as defined by loan originations is West Gate Bank, with
44 loans originated. Their average total fees are
$2,832, which is $610
lower than the next largest lender,
First National Bank of Omaha.
The lowest fee Fremont lenders (with over 10 loans originated) are
West Gate Bank ($2,832), Pinnacle Bank ($2,896), DHI MORTGAGE COMPANY, LTD. ($3,097), First National Bank of Omaha ($3,442) and U.S. Bank ($3,446).
The lowest rate Fremont lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.81%), First National Bank of Omaha (6.70%), QUICKEN LOANS, LLC (6.77%), Pinnacle Bank (6.87%) and Regent Financial Group, Inc. (6.88%).
Fremont, NE Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Pinnacle Bank | $26,470,000 | $18,600,000 | -29.7% | 13.7% |
First National Bank of Omaha | $20,645,000 | $13,100,000 | -36.5% | 9.6% |
West Gate Bank | $21,750,000 | $11,255,000 | -48.3% | 8.3% |
American National Bank | $1,085,000 | $10,825,000 | 897.7% | 8.0% |
QUICKEN LOANS, LLC | $9,385,000 | $6,945,000 | -26.0% | 5.1% |
Regent Financial Group, Inc. | $7,625,000 | $5,590,000 | -26.7% | 4.1% |
CASTLE & COOKE MORTGAGE, LLC | $4,360,000 | $4,020,000 | -7.8% | 3.0% |
CHARTER WEST BANK | $3,870,000 | $3,760,000 | -2.8% | 2.8% |
DHI MORTGAGE COMPANY, LTD. | $3,440,000 | n/a | 2.5% | |
U.S. Bank | $3,600,000 | $3,420,000 | -5.0% | 2.5% |
GUARANTEED RATE, INC. | $600,000 | $2,020,000 | 236.7% | 1.5% |
Mortgage Research Center, LLC | $2,315,000 | $1,830,000 | -21.0% | 1.3% |
Farm Credit Mid-America, ACA | $855,000 | $1,555,000 | 81.9% | 1.1% |
UNITED WHOLESALE MORTGAGE, LLC | $1,255,000 | $1,555,000 | 23.9% | 1.1% |
VERIDIAN CREDIT UNION | $1,605,000 | $1,475,000 | -8.1% | 1.1% |
Union Bank and Trust Company | $12,380,000 | $1,435,000 | -88.4% | 1.1% |
Wells Fargo Bank | $2,445,000 | $1,380,000 | -43.6% | 1.0% |
Plains Commerce Bank | $2,000,000 | $1,200,000 | -40.0% | 0.9% |
Cobalt Credit Union | $610,000 | $1,065,000 | 74.6% | 0.8% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $990,000 | $915,000 | -7.6% | 0.7% |
Gateway First Bank | $720,000 | $905,000 | 25.7% | 0.7% |
CMG MORTGAGE, INC. | $2,250,000 | $885,000 | -60.7% | 0.7% |
USAA Federal Savings Bank | $600,000 | $830,000 | 38.3% | 0.6% |
NEWREZ LLC | $1,040,000 | $805,000 | -22.6% | 0.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,570,000 | $790,000 | -49.7% | 0.6% |
Wahoo State Bank | $785,000 | n/a | 0.6% | |
Cornerstone Bank | $305,000 | $695,000 | 127.9% | 0.5% |
GUILD MORTGAGE COMPANY | $1,495,000 | $675,000 | -54.8% | 0.5% |
Prosperity Home Mortgage, LLC | $1,220,000 | $670,000 | -45.1% | 0.5% |
FOUR POINTS | $625,000 | n/a | 0.5% | |
NEW DAY FINANCIAL, LLC | $300,000 | $605,000 | 101.7% | 0.4% |
BROKER SOLUTIONS, INC. | $585,000 | n/a | 0.4% | |
NAVY FEDERAL CREDIT UNION | $410,000 | $555,000 | 35.4% | 0.4% |
Core Bank | $13,880,000 | $535,000 | -96.1% | 0.4% |
GERSHMAN INVESTMENT CORP. | $215,000 | $510,000 | 137.2% | 0.4% |
Arbor Bank | $490,000 | $495,000 | 1.0% | 0.4% |
MOVEMENT MORTGAGE, LLC | $205,000 | $490,000 | 139.0% | 0.4% |
Barrington Bank & Trust Company, N.A. | $340,000 | $485,000 | 42.6% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $735,000 | $455,000 | -38.1% | 0.3% |
BMO Harris Bank | $450,000 | n/a | 0.3% | |
MORIA DEVELOPMENT, INC. | $1,135,000 | $440,000 | -61.2% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $210,000 | $430,000 | 104.8% | 0.3% |
LIBERTY FIRST | $365,000 | $415,000 | 13.7% | 0.3% |
FirstBank of Nebraska | $115,000 | $410,000 | 256.5% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $55,000 | $410,000 | 645.5% | 0.3% |
CENTRIS FEDERAL CREDIT UNION | $1,325,000 | $405,000 | -69.4% | 0.3% |
PENNYMAC LOAN SERVICES, LLC | $1,050,000 | $395,000 | -62.4% | 0.3% |
First Interstate Bank | $115,000 | $390,000 | 239.1% | 0.3% |
Capitol Federal Savings Bank | $1,610,000 | $355,000 | -78.0% | 0.3% |
Farmers and Merchants Bank of Ashland | $345,000 | n/a | 0.3% | |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $215,000 | $345,000 | 60.5% | 0.3% |
Lincoln FSB of Nebraska | $415,000 | $340,000 | -18.1% | 0.2% |
LOANDEPOT.COM, LLC | $815,000 | $340,000 | -58.3% | 0.2% |
GREENSTATE CREDIT UNION | $305,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $470,000 | $290,000 | -38.3% | 0.2% |
Access Bank | $1,150,000 | $280,000 | -75.7% | 0.2% |
SUN WEST MORTGAGE COMPANY, INC. | $275,000 | n/a | 0.2% | |
HOMESIDE FINANCIAL, LLC | $270,000 | n/a | 0.2% | |
Carrington Mortgage Services, LLC | $155,000 | $245,000 | 58.1% | 0.2% |
BankFirst | $1,100,000 | $240,000 | -78.2% | 0.2% |
Citizens Bank | $835,000 | $210,000 | -74.9% | 0.2% |
Discover Bank | $150,000 | $205,000 | 36.7% | 0.2% |
DELMAR FINANCIAL COMPANY | $235,000 | $195,000 | -17.0% | 0.1% |
First State Bank Nebraska | $105,000 | $195,000 | 85.7% | 0.1% |
BAY EQUITY LLC | $185,000 | n/a | 0.1% | |
Midstates Bank | $185,000 | n/a | 0.1% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $175,000 | n/a | 0.1% | |
American Mortgage & Equity Consultants, Inc. | $165,000 | n/a | 0.1% | |
FLAT BRANCH MORTGAGE, INC. | $165,000 | n/a | 0.1% | |
Washington County Bank | $700,000 | $150,000 | -78.6% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $135,000 | n/a | 0.1% | |
Coastal Community Bank | $130,000 | n/a | 0.1% | |
AMERISAVE MORTGAGE CORPORATION | $2,020,000 | $125,000 | -93.8% | 0.1% |
Citadel Servicing Corporation | $115,000 | n/a | 0.1% | |
First Bank | $685,000 | $115,000 | -83.2% | 0.1% |
Foundation One Bank | $115,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $115,000 | n/a | 0.1% | |
CROSSCOUNTRY MORTGAGE, LLC | $105,000 | n/a | 0.1% | |
FIRST WESTROADS BANK, INC. | $105,000 | n/a | 0.1% | |
Bank of Bennington | $370,000 | $85,000 | -77.0% | 0.1% |
Figure Lending LLC | $85,000 | $80,000 | -5.9% | 0.1% |
First Bank & Trust | $75,000 | n/a | 0.1% | |
Northwest Bank | $295,000 | $75,000 | -74.6% | 0.1% |
The Central Trust Bank | $75,000 | n/a | 0.1% | |
Frontier Bank | $55,000 | n/a | 0.0% | |
Flagstar Bank, FSB | $925,000 | $35,000 | -96.2% | 0.0% |
Fremont's top lender by overall market share is Pinnacle Bank, with 13.7% market share. In second place, with 9.6%, is First National Bank of Omaha, having originated $13,100,000 in loans. In third place, with 8.3%, is West Gate Bank, having originated $11,255,000 in loans. In fourth place, with 8.0%, is American National Bank, having originated $10,825,000 in loans. In fifth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $6,945,000 in loans.
Fremont Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $180,325 (18.6%) | $234,075 (16.5%) | 0.00 | 50 |
2018-02-01 | $168,675 (8.0%) | $232,901 (7.2%) | 0.00 | 43 |
2018-03-01 | $178,500 (3.6%) | $243,945 (2.9%) | 0.00 | 40 |
2018-04-01 | $178,500 (10.4%) | $246,411 (3.5%) | 0.00 | 47 |
2018-05-01 | $226,288 (23.3%) | $265,834 (13.4%) | 0.00 | 52 |
2018-06-01 | $219,900 (26.6%) | $248,675 (9.5%) | 0.00 | 81 |
2018-07-01 | $206,905 (25.5%) | $249,993 (14.2%) | 0.00 | 98 |
2018-08-01 | $199,450 (7.9%) | $238,201 (2.4%) | 0.00 | 103 |
2018-09-01 | $199,450 (27.5%) | $240,851 (11.9%) | 0.00 | 104 |
2018-10-01 | $187,063 (22.1%) | $236,359 (11.5%) | 0.00 | 102 |
2018-11-01 | $177,250 (17.4%) | $227,731 (13.1%) | 0.00 | 105 |
2018-12-01 | $163,000 (-4.1%) | $205,339 (-6.3%) | 0.00 | 88 |
2019-01-01 | $164,725 (-8.7%) | $202,680 (-13.4%) | 0.00 | 80 |
2019-02-01 | $197,425 (17.0%) | $222,278 (-4.6%) | 0.00 | 65 |
2019-03-01 | $199,693 (11.9%) | $219,588 (-10.0%) | 0.00 | 64 |
2019-04-01 | $199,238 (11.6%) | $216,214 (-12.3%) | 0.00 | 65 |
2019-05-01 | $198,538 (-12.3%) | $219,662 (-17.4%) | 0.00 | 64 |
2019-06-01 | $214,375 (-2.5%) | $234,582 (-5.7%) | 0.00 | 63 |
2019-07-01 | $198,350 (-4.1%) | $222,946 (-10.8%) | 0.00 | 76 |
2019-08-01 | $190,455 (-4.5%) | $215,236 (-9.6%) | 0.00 | 87 |
2019-09-01 | $177,261 (-11.1%) | $201,863 (-16.2%) | 0.00 | 104 |
2019-10-01 | $169,916 (-9.2%) | $195,409 (-17.3%) | 0.00 | 112 |
2019-11-01 | $169,950 (-4.1%) | $199,439 (-12.4%) | 0.00 | 107 |
2019-12-01 | $162,381 (-0.4%) | $185,367 (-9.7%) | 0.00 | 96 |
2020-01-01 | $167,450 (1.7%) | $187,064 (-7.7%) | 0.00 | 93 |
2020-02-01 | $179,900 (-8.9%) | $187,979 (-15.4%) | 0.00 | 83 |
2020-03-01 | $189,900 (-4.9%) | $199,174 (-9.3%) | 0.00 | 82 |
2020-04-01 | $194,900 (-2.2%) | $223,106 (3.2%) | 0.00 | 81 |
2020-05-01 | $199,900 (0.7%) | $229,823 (4.6%) | 0.00 | 70 |
2020-06-01 | $199,900 (-6.8%) | $234,743 (0.1%) | 0.00 | 65 |
2020-07-01 | $201,925 (1.8%) | $238,668 (7.1%) | 0.00 | 61 |
2020-08-01 | $207,400 (8.9%) | $252,336 (17.2%) | 0.00 | 55 |
2020-09-01 | $194,175 (9.5%) | $270,759 (34.1%) | 0.00 | 60 |
2020-10-01 | $186,950 (10.0%) | $246,120 (26.0%) | 0.00 | 59 |
2020-11-01 | $183,175 (7.8%) | $227,744 (14.2%) | 0.00 | 53 |
2020-12-01 | $206,225 (27.0%) | $237,600 (28.2%) | 0.00 | 50 |
2021-01-01 | $252,450 (50.8%) | $271,087 (44.9%) | 0.00 | 41 |
2021-02-01 | $219,950 (22.3%) | $267,985 (42.6%) | 0.00 | 35 |
2021-03-01 | $252,463 (32.9%) | $281,902 (41.5%) | 0.00 | 39 |
2021-04-01 | $250,463 (28.5%) | $278,342 (24.8%) | 0.00 | 31 |
2021-05-01 | $235,610 (17.9%) | $276,382 (20.3%) | 0.00 | 43 |
2021-06-01 | $222,550 (11.3%) | $266,570 (13.6%) | 0.00 | 58 |
2021-07-01 | $237,500 (17.6%) | $297,123 (24.5%) | 0.00 | 48 |
2021-08-01 | $249,900 (20.5%) | $283,583 (12.4%) | 0.00 | 48 |
2021-09-01 | $250,500 (29.0%) | $269,137 (-0.6%) | 0.00 | 53 |
2021-10-01 | $249,500 (33.5%) | $257,864 (4.8%) | 0.00 | 55 |
2021-11-01 | $249,900 (36.4%) | $258,795 (13.6%) | 0.00 | 62 |
2021-12-01 | $234,000 (13.5%) | $241,843 (1.8%) | 0.00 | 51 |
2022-01-01 | $229,000 (-9.3%) | $235,901 (-13.0%) | 0.00 | 35 |
2022-02-01 | $229,000 (4.1%) | $224,493 (-16.2%) | 0.00 | 37 |
2022-03-01 | $235,750 (-6.6%) | $232,667 (-17.5%) | 0.00 | 38 |
2022-04-01 | $244,000 (-2.6%) | $260,342 (-6.5%) | 0.00 | 40 |
2022-05-01 | $245,500 (4.2%) | $278,655 (0.8%) | 0.00 | 54 |
2022-06-01 | $245,000 (10.1%) | $291,796 (9.5%) | 0.00 | 57 |
2022-07-01 | $245,000 (3.2%) | $301,446 (1.5%) | 0.00 | 70 |
2022-08-01 | $249,900 (0.0%) | $288,491 (1.7%) | 0.00 | 71 |
2022-09-01 | $249,450 (-0.4%) | $287,056 (6.7%) | 0.00 | 72 |
2022-10-01 | $249,900 (0.2%) | $293,013 (13.6%) | 0.00 | 80 |
2022-11-01 | $254,375 (1.8%) | $301,416 (16.5%) | 0.00 | 73 |
2022-12-01 | $254,500 (8.8%) | $310,186 (28.3%) | 0.00 | 68 |
2023-01-01 | $257,225 (12.3%) | $323,175 (37.0%) | 0.00 | 55 |
2023-02-01 | $264,475 (15.5%) | $329,367 (46.7%) | 0.00 | 47 |
2023-03-01 | $259,250 (10.0%) | $315,345 (35.5%) | 0.00 | 52 |
2023-04-01 | $285,000 (16.8%) | $317,313 (21.9%) | 0.00 | 54 |
2023-05-01 | $294,900 (20.1%) | $326,130 (17.0%) | 0.00 | 61 |
2023-06-01 | $293,675 (19.9%) | $329,601 (13.0%) | 0.00 | 70 |
2023-07-01 | $287,500 (17.4%) | $357,110 (18.5%) | 0.00 | 84 |
2023-08-01 | $286,425 (14.6%) | $335,254 (16.2%) | 0.00 | 84 |
2023-09-01 | $259,700 (4.1%) | $324,045 (12.9%) | 0.00 | 88 |
2023-10-01 | $268,425 (7.4%) | $330,991 (13.0%) | 0.00 | 97 |
2023-11-01 | $251,000 (-1.3%) | $316,901 (5.1%) | 0.00 | 108 |
2023-12-01 | $249,000 (-2.2%) | $310,343 (0.1%) | 0.00 | 100 |
2024-01-01 | $249,000 (-3.2%) | $307,808 (-4.8%) | 0.00 | 86 |
2024-02-01 | $255,750 (-3.3%) | $313,806 (-4.7%) | 0.00 | 80 |
2024-03-01 | $262,500 (1.3%) | $317,071 (0.6%) | 0.00 | 87 |
2024-04-01 | $261,825 (-8.1%) | $303,807 (-4.3%) | 0.00 | 86 |
2024-05-01 | $254,925 (-13.6%) | $301,427 (-7.6%) | 0.00 | 85 |
2024-06-01 | $250,000 (-14.9%) | $297,686 (-9.7%) | 0.00 | 91 |
2024-07-01 | $249,225 (-13.3%) | $285,597 (-20.0%) | 0.00 | 92 |
2024-08-01 | $245,450 (-14.3%) | $288,096 (-14.1%) | 0.00 | 95 |
2024-09-01 | $244,500 (-5.9%) | $301,166 (-7.1%) | 0.00 | 100 |
2024-10-01 | $241,500 (-10.0%) | $296,039 (-10.6%) | 0.00 | 105 |
2024-11-01 | $240,000 (-4.4%) | $287,880 (-9.2%) | 0.00 | 108 |
Fremont's median listing price comes in at 0% of the national average.
Fremont's average listing price for 2024-11-01 was $287,880, a difference of $-29,021 (-9.2%) versus the prior year and $-8,159 versus the prior month.
For the 2024-11-01 period, Fremont had 108 MLS listings, a difference of 3 listings (3%) versus the prior month and 0 listings (0%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,985 sqft |
2018-02-01 | 0 days | 1,890 sqft |
2018-03-01 | 0 days | 2,102 sqft |
2018-04-01 | 0 days | 2,054 sqft |
2018-05-01 | 0 days | 2,224 sqft |
2018-06-01 | 0 days | 2,104 sqft |
2018-07-01 | 0 days | 2,086 sqft |
2018-08-01 | 0 days | 2,045 sqft |
2018-09-01 | 0 days | 1,955 sqft |
2018-10-01 | 0 days | 1,973 sqft |
2018-11-01 | 0 days | 1,941 sqft |
2018-12-01 | 0 days | 1,853 sqft |
2019-01-01 | 0 days | 1,807 sqft |
2019-02-01 | 0 days | 1,881 sqft |
2019-03-01 | 0 days | 1,994 sqft |
2019-04-01 | 0 days | 2,120 sqft |
2019-05-01 | 0 days | 2,143 sqft |
2019-06-01 | 0 days | 2,212 sqft |
2019-07-01 | 0 days | 2,247 sqft |
2019-08-01 | 0 days | 2,130 sqft |
2019-09-01 | 0 days | 1,941 sqft |
2019-10-01 | 0 days | 1,837 sqft |
2019-11-01 | 0 days | 1,827 sqft |
2019-12-01 | 0 days | 1,724 sqft |
2020-01-01 | 0 days | 1,639 sqft |
2020-02-01 | 0 days | 1,628 sqft |
2020-03-01 | 0 days | 1,629 sqft |
2020-04-01 | 0 days | 1,689 sqft |
2020-05-01 | 0 days | 1,631 sqft |
2020-06-01 | 0 days | 1,672 sqft |
2020-07-01 | 0 days | 1,708 sqft |
2020-08-01 | 0 days | 1,710 sqft |
2020-09-01 | 0 days | 1,700 sqft |
2020-10-01 | 0 days | 1,660 sqft |
2020-11-01 | 0 days | 1,652 sqft |
2020-12-01 | 0 days | 1,692 sqft |
2021-01-01 | 0 days | 1,647 sqft |
2021-02-01 | 0 days | 1,631 sqft |
2021-03-01 | 0 days | 1,631 sqft |
2021-04-01 | 0 days | 1,622 sqft |
2021-05-01 | 0 days | 1,631 sqft |
2021-06-01 | 0 days | 1,631 sqft |
2021-07-01 | 0 days | 1,631 sqft |
2021-08-01 | 0 days | 1,611 sqft |
2021-09-01 | 0 days | 1,475 sqft |
2021-10-01 | 0 days | 1,470 sqft |
2021-11-01 | 0 days | 1,495 sqft |
2021-12-01 | 0 days | 1,470 sqft |
2022-01-01 | 0 days | 1,470 sqft |
2022-02-01 | 0 days | 1,470 sqft |
2022-03-01 | 0 days | 1,473 sqft |
2022-04-01 | 0 days | 1,477 sqft |
2022-05-01 | 0 days | 1,491 sqft |
2022-06-01 | 0 days | 1,596 sqft |
2022-07-01 | 0 days | 1,631 sqft |
2022-08-01 | 0 days | 1,546 sqft |
2022-09-01 | 0 days | 1,507 sqft |
2022-10-01 | 0 days | 1,617 sqft |
2022-11-01 | 0 days | 1,753 sqft |
2022-12-01 | 0 days | 1,864 sqft |
2023-01-01 | 0 days | 1,862 sqft |
2023-02-01 | 0 days | 1,624 sqft |
2023-03-01 | 0 days | 1,515 sqft |
2023-04-01 | 0 days | 1,498 sqft |
2023-05-01 | 0 days | 1,568 sqft |
2023-06-01 | 0 days | 1,620 sqft |
2023-07-01 | 0 days | 1,636 sqft |
2023-08-01 | 0 days | 1,644 sqft |
2023-09-01 | 0 days | 1,631 sqft |
2023-10-01 | 0 days | 1,644 sqft |
2023-11-01 | 0 days | 1,636 sqft |
2023-12-01 | 0 days | 1,646 sqft |
2024-01-01 | 0 days | 1,634 sqft |
2024-02-01 | 0 days | 1,632 sqft |
2024-03-01 | 0 days | 1,634 sqft |
2024-04-01 | 0 days | 1,636 sqft |
2024-05-01 | 0 days | 1,634 sqft |
2024-06-01 | 0 days | 1,631 sqft |
2024-07-01 | 0 days | 1,601 sqft |
2024-08-01 | 0 days | 1,631 sqft |
2024-09-01 | 0 days | 1,647 sqft |
2024-10-01 | 0 days | 1,673 sqft |
2024-11-01 | 0 days | 1,631 sqft |
Fremont's median square footage for active listings during the 2024-11-01 period was 1,631 sqft. One year prior, the average listing was 1,636 sqft.
Fremont, NE Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 469 | $99,315,000 | $211,759 |
Refi | 127 | $18,305,000 | $144,134 |
Home Improvement | 77 | $4,585,000 | $59,545 |
Cash Out Refi | 76 | $10,350,000 | $136,184 |
Other | 58 | $3,480,000 | $60,000 |
Fremont's most frequently cited loan purpose was Home Purchase, with 469 originations. The 2nd most popular reason was Refi, with 127 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 253 | $48,915,000 | $193,340 |
7-8% | 206 | $41,170,000 | $199,854 |
Over 8% | 87 | $8,115,000 | $93,276 |
5-6% | 77 | $15,845,000 | $205,779 |
<2.5% | 38 | $260,000 | $6,842 |
4-5% | 5 | $935,000 | $187,000 |
3-4% | 1 | $175,000 | $175,000 |
During 2023, Fremont's most frequently originated rate bucket was 6-7%, with 253 originations.
Loan Sizing (Fremont, NE MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 287 | $13,595,000 | $47,369 |
$100k-200k | 275 | $40,755,000 | $148,200 |
$200k-400k | 207 | $53,085,000 | $256,449 |
$400k-600k | 31 | $14,125,000 | $455,645 |
$600k-1000k | 6 | $4,010,000 | $668,333 |
$Over $1MM | 1 | $10,465,000 | $10,465,000 |
Fremont's loan sizing saw the bucket of loans from $100,000 or less with 287 originations, totaling $13,595,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 279 | $61,215,000 | $219,409 |
60-80% | 120 | $23,620,000 | $196,833 |
Under 20% | 113 | $3,295,000 | $29,159 |
20-40% | 87 | $17,815,000 | $204,770 |
40-60% | 56 | $8,420,000 | $150,357 |
Over 100% | 4 | $1,000,000 | $250,000 |
Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 279 originations, totaling $61,215,000 in origination value.