Fremont Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fremont averaged 6.49% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.4% and one month ago for the week of 2025-02-27, the average rate was 6.71%.

    Fremont's average rate one year ago was 6.84%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.14%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Fremont 30 Year Fixed Rate 2025-04-03 6.49%
    Fremont 30 Year Fixed Rate Refi 2025-04-03 7.14%
    Fremont 15 Year Fixed Rate 2025-04-03 5.92%
    Fremont 15 Year Fixed Rate Refi 2025-04-03 5.82%
    Fremont 30 Year FHA 2025-04-03 5.93%
    Fremont 30 Year FHA Refi 2025-04-03 6.36%
    Fremont 30 Year USDA 2025-04-03 6.32%
    Fremont 30 Year USDA Refi 2025-04-03 6.32%
    Fremont 30 Year VA 2025-04-03 6.06%
    Fremont 30 Year VA Refi 2025-04-03 6.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fremont, NE.

    Fremont Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    West Gate Bank 61 6.59% $2,745
    First National Bank of Omaha 31 6.67% $3,396
    Pinnacle Bank 26 6.45% $3,100
    Regent Financial Group, Inc. 13 6.69% $3,559
    UNITED WHOLESALE MORTGAGE, LLC 8 6.68% $3,564
    CASTLE & COOKE MORTGAGE, LLC 7 6.94% $4,781
    CHARTER WEST BANK 7 6.86% $3,379
    QUICKEN LOANS, LLC 6 7.19% $6,386
    DHI MORTGAGE COMPANY, LTD. 4 5.75% $4,657
    U.S. Bank 4 6.44% $2,772
    GUARANTEED RATE, INC. 4 6.96% $3,412
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 6.94% $3,902
    CORNHUSKER BANK 3 7.04% $2,316
    Lincoln FSB of Nebraska 3 6.29% $2,901
    CROSSCOUNTRY MORTGAGE, LLC 2 6.75% $3,570
    Access Bank 2 6.81% $3,103
    BMO Harris Bank 2 7.06% $2,933
    Northwest Bank 2 6.31% $2,958
    VERIDIAN CREDIT UNION 2 6.94% $1,936
    American Mortgage & Equity Consultants, Inc. 2 6.56% $3,482
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.31% $4,681
    PNC Bank 1 6.25% $3,398
    Prosperity Home Mortgage, LLC 1 7.13% $3,529
    The Federal Savings Bank 1 7.00% $9,817
    TOWNE MORTGAGE COMPANY 1 6.13% $3,599
    Wells Fargo Bank 1 6.75% $2,592
    Union Bank and Trust Company 1 6.75% $3,119
    Ally Bank 1 6.50% $2,541
    Arbor Bank 1 6.00% $3,103
    Baxter Credit Union 1 6.38% $4,250
    CHURCHILL MORTGAGE CORPORATION 1 5.75% $4,265
    Citizens Bank 1 7.00% $3,953
    CMG MORTGAGE, INC. 1 6.99% $3,523
    Core Bank 1 10.63% $6,215
    Deere Employees Credit Union 1 5.74% $3,038
    DELMAR FINANCIAL COMPANY 1 6.13% $3,171
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $4,004
    Farm Credit Mid-America, ACA 1 6.50% $5,053
    First Interstate Bank 1 6.75% $3,126
    Gateway First Bank 1 7.25% $4,297
    GUILD MORTGAGE COMPANY 1 7.49% $2,957
    IOWA BANKERS MORTGAGE CORPORATION 1 7.00% $1,697
    METRO CU 1 6.88% $2,767
    MORIA DEVELOPMENT, INC. 1 6.63% $2,994
    NBKC BANK 1 7.13% $2,524
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $2,025
    Plains Commerce Bank 1 6.88% $3,810

    Fremont Average Closing Costs & Other Stats

    Fremont, NE's 47 lenders originated 816 loans during 2024. The total origination value was $133,880,000, with an average loan value of $164,069.

    Fremont's average closing costs are $3,862.

    The top Fremont lender as defined by loan originations is West Gate Bank, with 61 loans originated. Their average total fees are $2,745, which is $651 lower than the next largest lender, First National Bank of Omaha.

    The lowest fee Fremont lenders (with over 10 loans originated) are West Gate Bank ($2,745), Pinnacle Bank ($3,100), First National Bank of Omaha ($3,396), Regent Financial Group, Inc. ($3,559) and .

    The lowest rate Fremont lenders (with over 10 loans originated) are Pinnacle Bank (6.45%), West Gate Bank (6.59%), First National Bank of Omaha (6.67%), Regent Financial Group, Inc. (6.69%) and .

    Fremont, NE Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Pinnacle Bank $18,600,000 $17,680,000 -4.9% 13.2%
    West Gate Bank $11,255,000 $15,700,000 39.5% 11.7%
    First National Bank of Omaha $13,100,000 $12,025,000 -8.2% 9.0%
    Regent Financial Group, Inc. $5,590,000 $5,130,000 -8.2% 3.8%
    CHARTER WEST BANK $3,760,000 $4,910,000 30.6% 3.7%
    QUICKEN LOANS, LLC $6,945,000 $4,585,000 -34.0% 3.4%
    DHI MORTGAGE COMPANY, LTD. $3,440,000 $3,620,000 5.2% 2.7%
    CASTLE & COOKE MORTGAGE, LLC $4,020,000 $3,510,000 -12.7% 2.6%
    GUARANTEED RATE, INC. $2,020,000 $2,685,000 32.9% 2.0%
    GREYSTONE SERVICING COMPANY LLC $2,325,000 n/a 1.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,555,000 $2,310,000 48.6% 1.7%
    VERIDIAN CREDIT UNION $1,475,000 $1,845,000 25.1% 1.4%
    FREEDOM MORTGAGE CORPORATION $1,795,000 n/a 1.3%
    U.S. Bank $3,420,000 $1,785,000 -47.8% 1.3%
    Access Bank $280,000 $1,490,000 432.1% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $790,000 $1,400,000 77.2% 1.0%
    PENNYMAC LOAN SERVICES, LLC $395,000 $1,265,000 220.3% 0.9%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $915,000 $1,165,000 27.3% 0.9%
    CORNHUSKER BANK $1,075,000 n/a 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $105,000 $1,035,000 885.7% 0.8%
    Core Bank $535,000 $1,010,000 88.8% 0.8%
    Mortgage Research Center, LLC $1,830,000 $1,005,000 -45.1% 0.8%
    Union Bank and Trust Company $1,435,000 $1,000,000 -30.3% 0.7%
    Gateway First Bank $905,000 $990,000 9.4% 0.7%
    GUILD MORTGAGE COMPANY $675,000 $975,000 44.4% 0.7%
    Northwest Bank $75,000 $920,000 1,126.7% 0.7%
    Prosperity Home Mortgage, LLC $670,000 $845,000 26.1% 0.6%
    Farm Credit Mid-America, ACA $1,555,000 $830,000 -46.6% 0.6%
    BMO Harris Bank $450,000 $770,000 71.1% 0.6%
    Plains Commerce Bank $1,200,000 $750,000 -37.5% 0.6%
    Foundation One Bank $115,000 $725,000 530.4% 0.5%
    Lincoln FSB of Nebraska $340,000 $720,000 111.8% 0.5%
    CMG MORTGAGE, INC. $885,000 $665,000 -24.9% 0.5%
    LOANDEPOT.COM, LLC $340,000 $665,000 95.6% 0.5%
    Cornerstone Bank $695,000 $620,000 -10.8% 0.5%
    American Mortgage & Equity Consultants, Inc. $165,000 $580,000 251.5% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $580,000 n/a 0.4%
    American National Bank $10,825,000 $575,000 -94.7% 0.4%
    CENTRIS FEDERAL CREDIT UNION $405,000 $575,000 42.0% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $430,000 $515,000 19.8% 0.4%
    Cobalt Credit Union $1,065,000 $505,000 -52.6% 0.4%
    CARDINAL FINANCIAL $475,000 n/a 0.4%
    Baxter Credit Union $465,000 n/a 0.3%
    Wells Fargo Bank $1,380,000 $430,000 -68.8% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $455,000 $425,000 -6.6% 0.3%
    METRO CU $420,000 n/a 0.3%
    NBKC BANK $415,000 n/a 0.3%
    The Federal Savings Bank $395,000 n/a 0.3%
    Midwest Heritage Bank FSB $385,000 n/a 0.3%
    MORIA DEVELOPMENT, INC. $440,000 $370,000 -15.9% 0.3%
    Citizens Bank & Trust Co. $365,000 n/a 0.3%
    DELMAR FINANCIAL COMPANY $195,000 $360,000 84.6% 0.3%
    First Interstate Bank $390,000 $335,000 -14.1% 0.3%
    NAVY FEDERAL CREDIT UNION $555,000 $325,000 -41.4% 0.2%
    Discover Bank $205,000 $295,000 43.9% 0.2%
    IOWA BANKERS MORTGAGE CORPORATION $265,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $605,000 $255,000 -57.9% 0.2%
    ZILLOW HOME LOANS, LLC $235,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $485,000 $205,000 -57.7% 0.2%
    PNC Bank $205,000 n/a 0.2%
    Carrington Mortgage Services, LLC $245,000 $185,000 -24.5% 0.1%
    CHURCHILL MORTGAGE CORPORATION $290,000 $185,000 -36.2% 0.1%
    Deere Employees Credit Union $175,000 n/a 0.1%
    GERSHMAN INVESTMENT CORP. $510,000 $175,000 -65.7% 0.1%
    PENTAGON FEDERAL CREDIT UNION $410,000 $170,000 -58.5% 0.1%
    TEMPLE VIEW CAPITAL FUNDING, LP $155,000 n/a 0.1%
    United States Senate Federal Credit Union $155,000 n/a 0.1%
    Washington County Bank $150,000 $150,000 0.0% 0.1%
    Ally Bank $145,000 n/a 0.1%
    First Bank $115,000 $145,000 26.1% 0.1%
    Arbor Bank $495,000 $125,000 -74.7% 0.1%
    Five Points Bank $125,000 n/a 0.1%
    TOWNE MORTGAGE COMPANY $125,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $585,000 $110,000 -81.2% 0.1%
    Citizens Bank $210,000 $105,000 -50.0% 0.1%
    CONSTRUCTIVE LOANS, LLC $85,000 n/a 0.1%
    First-Citizens Bank & Trust Company $75,000 n/a 0.1%
    Bank of America $55,000 n/a 0.0%
    KELLOGG MIDWEST FEDERAL CREDIT UNION $55,000 n/a 0.0%
    THRIVENT Federal Credit Union $45,000 n/a 0.0%
    OMAHA FEDERAL CREDIT UNION $35,000 n/a 0.0%
    Coastal Community Bank $130,000 $25,000 -80.8% 0.0%
    Figure Lending LLC $80,000 $25,000 -68.8% 0.0%

    Fremont's top lender by overall market share is Pinnacle Bank, with 13.2% market share. In second place, with 11.7%, is West Gate Bank, having originated $15,700,000 in loans. In third place, with 9.0%, is First National Bank of Omaha, having originated $12,025,000 in loans. In fourth place, with 3.8%, is Regent Financial Group, Inc., having originated $5,130,000 in loans. In fifth place, with 3.7%, is CHARTER WEST BANK, having originated $4,910,000 in loans.

    Fremont Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $180,325 (18.8%) $234,075 (16.6%) 0.00 50
    2018-02-01 $168,675 (9.8%) $232,901 (7.3%) 0.00 43
    2018-03-01 $178,500 (5.0%) $243,945 (2.9%) 0.00 40
    2018-04-01 $178,500 (10.4%) $247,042 (3.7%) 0.00 46
    2018-05-01 $225,956 (23.1%) $263,575 (11.6%) 0.00 51
    2018-06-01 $219,950 (26.7%) $252,199 (11.1%) 0.00 82
    2018-07-01 $206,905 (25.5%) $249,993 (14.2%) 0.00 98
    2018-08-01 $199,450 (9.0%) $238,201 (3.8%) 0.00 103
    2018-09-01 $199,000 (30.1%) $238,177 (12.2%) 0.00 103
    2018-10-01 $185,500 (21.7%) $233,642 (11.6%) 0.00 101
    2018-11-01 $175,750 (17.8%) $224,929 (13.1%) 0.00 104
    2018-12-01 $161,500 (-4.7%) $201,716 (-6.6%) 0.00 87
    2019-01-01 $161,575 (-10.4%) $198,838 (-15.1%) 0.00 79
    2019-02-01 $192,475 (14.1%) $217,869 (-6.5%) 0.00 64
    2019-03-01 $199,589 (11.8%) $215,590 (-11.6%) 0.00 63
    2019-04-01 $199,038 (11.5%) $212,309 (-14.1%) 0.00 64
    2019-05-01 $195,000 (-13.7%) $217,826 (-17.4%) 0.00 63
    2019-06-01 $209,375 (-4.8%) $231,136 (-8.4%) 0.00 62
    2019-07-01 $198,350 (-4.1%) $222,946 (-10.8%) 0.00 76
    2019-08-01 $190,455 (-4.5%) $215,236 (-9.6%) 0.00 87
    2019-09-01 $177,261 (-10.9%) $201,863 (-15.3%) 0.00 104
    2019-10-01 $169,916 (-8.4%) $195,409 (-16.4%) 0.00 112
    2019-11-01 $169,950 (-3.3%) $199,439 (-11.3%) 0.00 107
    2019-12-01 $162,381 (0.6%) $185,367 (-8.1%) 0.00 96
    2020-01-01 $167,450 (3.6%) $187,064 (-5.9%) 0.00 93
    2020-02-01 $179,900 (-6.5%) $187,979 (-13.7%) 0.00 83
    2020-03-01 $189,900 (-4.9%) $199,174 (-7.6%) 0.00 82
    2020-04-01 $194,900 (-2.1%) $223,106 (5.1%) 0.00 81
    2020-05-01 $199,900 (2.5%) $227,112 (4.3%) 0.00 69
    2020-06-01 $198,650 (-5.1%) $232,272 (0.5%) 0.00 64
    2020-07-01 $199,900 (0.8%) $236,552 (6.1%) 0.00 60
    2020-08-01 $204,900 (7.6%) $250,356 (16.3%) 0.00 54
    2020-09-01 $194,175 (9.5%) $270,759 (34.1%) 0.00 60
    2020-10-01 $186,950 (10.0%) $244,191 (25.0%) 0.00 59
    2020-11-01 $183,175 (7.8%) $227,744 (14.2%) 0.00 53
    2020-12-01 $206,225 (27.0%) $237,600 (28.2%) 0.00 50
    2021-01-01 $252,450 (50.8%) $271,087 (44.9%) 0.00 41
    2021-02-01 $219,950 (22.3%) $267,985 (42.6%) 0.00 35
    2021-03-01 $252,463 (32.9%) $281,902 (41.5%) 0.00 39
    2021-04-01 $250,463 (28.5%) $278,342 (24.8%) 0.00 31
    2021-05-01 $235,610 (17.9%) $276,382 (21.7%) 0.00 43
    2021-06-01 $222,550 (12.0%) $266,570 (14.8%) 0.00 58
    2021-07-01 $237,500 (18.8%) $297,123 (25.6%) 0.00 48
    2021-08-01 $249,900 (22.0%) $283,583 (13.3%) 0.00 48
    2021-09-01 $251,500 (29.5%) $271,453 (0.3%) 0.00 52
    2021-10-01 $249,700 (33.6%) $257,864 (5.6%) 0.00 54
    2021-11-01 $249,900 (36.4%) $258,795 (13.6%) 0.00 62
    2021-12-01 $234,000 (13.5%) $241,843 (1.8%) 0.00 51
    2022-01-01 $229,000 (-9.3%) $235,901 (-13.0%) 0.00 35
    2022-02-01 $229,000 (4.1%) $224,493 (-16.2%) 0.00 37
    2022-03-01 $235,750 (-6.6%) $232,667 (-17.5%) 0.00 38
    2022-04-01 $244,000 (-2.6%) $260,342 (-6.5%) 0.00 40
    2022-05-01 $245,500 (4.2%) $278,655 (0.8%) 0.00 53
    2022-06-01 $244,500 (9.9%) $293,075 (9.9%) 0.00 57
    2022-07-01 $245,000 (3.2%) $293,554 (-1.2%) 0.00 69
    2022-08-01 $249,925 (0.0%) $289,021 (1.9%) 0.00 71
    2022-09-01 $249,974 (-0.6%) $288,075 (6.1%) 0.00 72
    2022-10-01 $249,900 (0.1%) $293,013 (13.6%) 0.00 80
    2022-11-01 $254,375 (1.8%) $301,416 (16.5%) 0.00 73
    2022-12-01 $254,500 (8.8%) $310,186 (28.3%) 0.00 68
    2023-01-01 $257,225 (12.3%) $323,175 (37.0%) 0.00 55
    2023-02-01 $264,475 (15.5%) $329,367 (46.7%) 0.00 47
    2023-03-01 $259,250 (10.0%) $315,345 (35.5%) 0.00 52
    2023-04-01 $285,000 (16.8%) $317,313 (21.9%) 0.00 53
    2023-05-01 $294,900 (20.1%) $321,650 (15.4%) 0.00 60
    2023-06-01 $292,450 (19.6%) $324,074 (10.6%) 0.00 69
    2023-07-01 $286,900 (17.1%) $323,542 (10.2%) 0.00 83
    2023-08-01 $284,225 (13.7%) $321,132 (11.1%) 0.00 83
    2023-09-01 $259,400 (3.8%) $314,256 (9.1%) 0.00 87
    2023-10-01 $267,200 (6.9%) $321,854 (9.8%) 0.00 96
    2023-11-01 $251,000 (-1.3%) $316,901 (5.1%) 0.00 108
    2023-12-01 $249,000 (-2.2%) $310,343 (0.1%) 0.00 100
    2024-01-01 $249,000 (-3.2%) $307,808 (-4.8%) 0.00 86
    2024-02-01 $255,750 (-3.3%) $313,806 (-4.7%) 0.00 80
    2024-03-01 $262,500 (1.3%) $317,071 (0.6%) 0.00 87
    2024-04-01 $261,825 (-8.1%) $303,807 (-4.3%) 0.00 86
    2024-05-01 $254,900 (-13.6%) $300,135 (-6.7%) 0.00 85
    2024-06-01 $250,000 (-14.5%) $297,686 (-8.1%) 0.00 91
    2024-07-01 $249,225 (-13.1%) $285,597 (-11.7%) 0.00 92
    2024-08-01 $245,450 (-13.6%) $288,096 (-10.3%) 0.00 95
    2024-09-01 $244,500 (-5.7%) $301,166 (-4.2%) 0.00 100
    2024-10-01 $241,500 (-9.6%) $296,039 (-8.0%) 0.00 105
    2024-11-01 $240,000 (-4.4%) $287,880 (-9.2%) 0.00 108
    2024-12-01 $240,000 (-3.6%) $285,533 (-8.0%) 0.00 96
    2025-01-01 $232,450 (-6.7%) $282,240 (-8.3%) 0.00 92
    2025-02-01 $230,000 (-10.1%) $276,039 (-12.0%) 0.00 84
    2025-03-01 $234,900 (-10.5%) $280,165 (-11.6%) 0.00 84
    Fremont's median listing price for 2025-03-01 was $234,900, a difference of $-27,600 (-10.5%) versus the prior year and $4,900 versus the prior month.

    Fremont's median listing price comes in at 0% of the national average.

    Fremont's average listing price for 2025-03-01 was $280,165, a difference of $-36,906 (-11.6%) versus the prior year and $4,126 versus the prior month.

    For the 2025-03-01 period, Fremont had 84 MLS listings, a difference of 0 listings (0%) versus the prior month and -3 listings (-3%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,985 sqft
    2018-02-01 0 days 1,890 sqft
    2018-03-01 0 days 2,102 sqft
    2018-04-01 0 days 2,129 sqft
    2018-05-01 0 days 2,257 sqft
    2018-06-01 0 days 2,107 sqft
    2018-07-01 0 days 2,086 sqft
    2018-08-01 0 days 2,045 sqft
    2018-09-01 0 days 1,948 sqft
    2018-10-01 0 days 1,961 sqft
    2018-11-01 0 days 1,930 sqft
    2018-12-01 0 days 1,839 sqft
    2019-01-01 0 days 1,790 sqft
    2019-02-01 0 days 1,870 sqft
    2019-03-01 0 days 1,976 sqft
    2019-04-01 0 days 2,105 sqft
    2019-05-01 0 days 2,161 sqft
    2019-06-01 0 days 2,225 sqft
    2019-07-01 0 days 2,247 sqft
    2019-08-01 0 days 2,130 sqft
    2019-09-01 0 days 1,941 sqft
    2019-10-01 0 days 1,837 sqft
    2019-11-01 0 days 1,827 sqft
    2019-12-01 0 days 1,724 sqft
    2020-01-01 0 days 1,639 sqft
    2020-02-01 0 days 1,628 sqft
    2020-03-01 0 days 1,629 sqft
    2020-04-01 0 days 1,689 sqft
    2020-05-01 0 days 1,631 sqft
    2020-06-01 0 days 1,679 sqft
    2020-07-01 0 days 1,709 sqft
    2020-08-01 0 days 1,730 sqft
    2020-09-01 0 days 1,700 sqft
    2020-10-01 0 days 1,660 sqft
    2020-11-01 0 days 1,652 sqft
    2020-12-01 0 days 1,692 sqft
    2021-01-01 0 days 1,647 sqft
    2021-02-01 0 days 1,631 sqft
    2021-03-01 0 days 1,631 sqft
    2021-04-01 0 days 1,622 sqft
    2021-05-01 0 days 1,631 sqft
    2021-06-01 0 days 1,631 sqft
    2021-07-01 0 days 1,631 sqft
    2021-08-01 0 days 1,611 sqft
    2021-09-01 0 days 1,479 sqft
    2021-10-01 0 days 1,470 sqft
    2021-11-01 0 days 1,495 sqft
    2021-12-01 0 days 1,470 sqft
    2022-01-01 0 days 1,470 sqft
    2022-02-01 0 days 1,470 sqft
    2022-03-01 0 days 1,473 sqft
    2022-04-01 0 days 1,477 sqft
    2022-05-01 0 days 1,495 sqft
    2022-06-01 0 days 1,594 sqft
    2022-07-01 0 days 1,631 sqft
    2022-08-01 0 days 1,556 sqft
    2022-09-01 0 days 1,523 sqft
    2022-10-01 0 days 1,617 sqft
    2022-11-01 0 days 1,753 sqft
    2022-12-01 0 days 1,864 sqft
    2023-01-01 0 days 1,862 sqft
    2023-02-01 0 days 1,624 sqft
    2023-03-01 0 days 1,515 sqft
    2023-04-01 0 days 1,498 sqft
    2023-05-01 0 days 1,577 sqft
    2023-06-01 0 days 1,621 sqft
    2023-07-01 0 days 1,636 sqft
    2023-08-01 0 days 1,641 sqft
    2023-09-01 0 days 1,631 sqft
    2023-10-01 0 days 1,641 sqft
    2023-11-01 0 days 1,636 sqft
    2023-12-01 0 days 1,646 sqft
    2024-01-01 0 days 1,634 sqft
    2024-02-01 0 days 1,632 sqft
    2024-03-01 0 days 1,634 sqft
    2024-04-01 0 days 1,636 sqft
    2024-05-01 0 days 1,631 sqft
    2024-06-01 0 days 1,636 sqft
    2024-07-01 0 days 1,601 sqft
    2024-08-01 0 days 1,631 sqft
    2024-09-01 0 days 1,647 sqft
    2024-10-01 0 days 1,673 sqft
    2024-11-01 0 days 1,631 sqft
    2024-12-01 0 days 1,630 sqft
    2025-01-01 0 days 1,530 sqft
    2025-02-01 0 days 1,512 sqft
    2025-03-01 0 days 1,520 sqft
    Fremont's median listing age (time on market) for 2025-03-01 was 0 days.

    Fremont's median square footage for active listings during the 2025-03-01 period was 1,520 sqft. One year prior, the average listing was 1,634 sqft.

    Fremont, NE Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 488 $91,640,000 $187,787
    Refi 102 $21,590,000 $211,667
    Home Improvement 89 $6,085,000 $68,371
    Other 73 $4,575,000 $62,671
    Cash Out Refi 64 $9,990,000 $156,094

    Fremont's most frequently cited loan purpose was Home Purchase, with 488 originations. The 2nd most popular reason was Refi, with 102 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 268 $57,740,000 $215,448
    7-8% 138 $25,000,000 $181,159
    Over 8% 124 $8,520,000 $68,710
    5-6% 84 $15,980,000 $190,238
    <2.5% 67 $925,000 $13,806
    4-5% 9 $2,325,000 $258,333
    3-4% 1 $75,000 $75,000

    During 2024, Fremont's most frequently originated rate bucket was 6-7%, with 268 originations.

    Loan Sizing (Fremont, NE MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 301 $12,595,000 $41,844
    $100k-200k 255 $38,965,000 $152,804
    $200k-400k 224 $58,720,000 $262,143
    $400k-600k 22 $10,580,000 $480,909
    $600k-1000k 10 $6,930,000 $693,000
    $Over $1MM 4 $6,090,000 $1,522,500

    Fremont's loan sizing saw the bucket of loans from $100,000 or less with 301 originations, totaling $12,595,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 266 $58,130,000 $218,534
    Under 20% 150 $4,330,000 $28,867
    60-80% 120 $29,050,000 $242,083
    20-40% 73 $6,885,000 $94,315
    40-60% 61 $10,025,000 $164,344
    Over 100% 4 $1,020,000 $255,000

    Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 266 originations, totaling $58,130,000 in origination value.