Fremont Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Fremont averaged
6.96%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
7% and
one month ago for the week of 2023-08-10, the
average rate was 6.64%.
Fremont's average rate one year ago was 5.87%.
For refis of the same type during the week of 2023-09-14, the average rate
was 7.08%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
Fremont 30 Year Fixed Rate | 2023-09-14 | 6.96% |
Fremont 30 Year Fixed Rate Refi | 2023-09-14 | 7.08% |
Fremont 15 Year Fixed Rate | 2023-09-14 | 6.51% |
Fremont 15 Year Fixed Rate Refi | 2023-09-14 | 7.11% |
Fremont 30 Year FHA | 2023-09-14 | 6.67% |
Fremont 30 Year FHA Refi | 2023-09-14 | 6.89% |
Fremont 30 Year USDA | 2023-09-14 | 7.08% |
Fremont 30 Year USDA Refi | 2023-09-14 | 6.78% |
Fremont 30 Year VA | 2023-09-14 | 6.61% |
Fremont 30 Year VA Refi | 2023-09-14 | 7.01% |
Fremont Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Fremont Average Closing Costs & Other Stats
Fremont, NE's 63 lenders originated 921
loans during 2022. The total origination value was $184,845,000, with an average loan value of
$200,700.
Fremont's average closing costs are $3,536.
The top Fremont lender as defined by loan originations is West Gate Bank, with
85 loans originated. Their average total fees are
$2,747, which is $823
lower than the next largest lender,
First National Bank of Omaha.
The lowest fee Fremont lenders (with over 10 loans originated) are
Pinnacle Bank ($2,439), West Gate Bank ($2,747), First National Bank of Omaha ($3,570), Regent Financial Group, Inc. ($4,135) and CASTLE & COOKE MORTGAGE, LLC ($4,949).
The lowest rate Fremont lenders (with over 10 loans originated) are
Pinnacle Bank (4.79%), West Gate Bank (4.94%), First National Bank of Omaha (4.99%), Regent Financial Group, Inc. (5.28%) and QUICKEN LOANS, LLC (5.33%).
Fremont, NE Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Pinnacle Bank | $27,995,000 | $26,470,000 | -5.4% | 14.3% |
West Gate Bank | $35,565,000 | $21,750,000 | -38.8% | 11.8% |
First National Bank of Omaha | $35,960,000 | $20,645,000 | -42.6% | 11.2% |
Core Bank | $1,360,000 | $13,880,000 | 920.6% | 7.5% |
Union Bank and Trust Company | $2,055,000 | $12,380,000 | 502.4% | 6.7% |
QUICKEN LOANS, LLC | $17,230,000 | $9,385,000 | -45.5% | 5.1% |
Regent Financial Group, Inc. | $6,225,000 | $7,625,000 | 22.5% | 4.1% |
CASTLE & COOKE MORTGAGE, LLC | $10,600,000 | $4,360,000 | -58.9% | 2.4% |
First State Bank | $105,000 | $3,905,000 | 3,619.0% | 2.1% |
CHARTER WEST BANK | $4,305,000 | $3,870,000 | -10.1% | 2.1% |
U.S. Bank | $6,105,000 | $3,600,000 | -41.0% | 1.9% |
Wells Fargo Bank | $4,420,000 | $2,445,000 | -44.7% | 1.3% |
Mortgage Research Center, LLC | $2,940,000 | $2,315,000 | -21.3% | 1.3% |
CMG MORTGAGE, INC. | $1,255,000 | $2,250,000 | 79.3% | 1.2% |
Great Southern Bank | $2,115,000 | n/a | 1.1% | |
AMERISAVE MORTGAGE CORPORATION | $630,000 | $2,020,000 | 220.6% | 1.1% |
Plains Commerce Bank | $4,695,000 | $2,000,000 | -57.4% | 1.1% |
Capitol Federal Savings Bank | $625,000 | $1,610,000 | 157.6% | 0.9% |
VERIDIAN CREDIT UNION | $1,845,000 | $1,605,000 | -13.0% | 0.9% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $955,000 | $1,570,000 | 64.4% | 0.8% |
GUILD MORTGAGE COMPANY | $2,860,000 | $1,495,000 | -47.7% | 0.8% |
CENTRIS FEDERAL CREDIT UNION | $580,000 | $1,325,000 | 128.4% | 0.7% |
UNITED WHOLESALE MORTGAGE, LLC | $1,540,000 | $1,255,000 | -18.5% | 0.7% |
Prosperity Home Mortgage, LLC | $950,000 | $1,220,000 | 28.4% | 0.7% |
Access Bank | $2,355,000 | $1,150,000 | -51.2% | 0.6% |
MORIA DEVELOPMENT, INC. | $855,000 | $1,135,000 | 32.7% | 0.6% |
BankFirst | $1,100,000 | n/a | 0.6% | |
American National Bank | $960,000 | $1,085,000 | 13.0% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $2,610,000 | $1,050,000 | -59.8% | 0.6% |
NEWREZ LLC | $985,000 | $1,040,000 | 5.6% | 0.6% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,920,000 | $990,000 | -48.4% | 0.5% |
Flagstar Bank, FSB | $125,000 | $925,000 | 640.0% | 0.5% |
Security National Bank of Omaha | $905,000 | n/a | 0.5% | |
Independent Bank | $895,000 | n/a | 0.5% | |
CALIBER HOME LOANS, INC. | $355,000 | $885,000 | 149.3% | 0.5% |
Farm Credit Mid-America, ACA | $1,345,000 | $855,000 | -36.4% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $3,205,000 | $850,000 | -73.5% | 0.5% |
Citizens Bank | $1,355,000 | $835,000 | -38.4% | 0.5% |
LOANDEPOT.COM, LLC | $1,790,000 | $815,000 | -54.5% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $1,220,000 | $735,000 | -39.8% | 0.4% |
Gateway First Bank | $2,230,000 | $720,000 | -67.7% | 0.4% |
Bank of the West | $1,700,000 | $710,000 | -58.2% | 0.4% |
Washington County Bank | $175,000 | $700,000 | 300.0% | 0.4% |
HOME POINT FINANCIAL CORPORATION | $1,445,000 | $695,000 | -51.9% | 0.4% |
First Bank | $805,000 | $685,000 | -14.9% | 0.4% |
Dundee Bank | $795,000 | $655,000 | -17.6% | 0.4% |
Equitable Bank | $1,080,000 | $630,000 | -41.7% | 0.3% |
Cobalt Credit Union | $660,000 | $610,000 | -7.6% | 0.3% |
GUARANTEED RATE, INC. | $600,000 | n/a | 0.3% | |
USAA Federal Savings Bank | $440,000 | $600,000 | 36.4% | 0.3% |
Five Points Bank | $355,000 | $580,000 | 63.4% | 0.3% |
Deere Employees Credit Union | $235,000 | $555,000 | 136.2% | 0.3% |
Arbor Bank | $135,000 | $490,000 | 263.0% | 0.3% |
CHURCHILL MORTGAGE CORPORATION | $545,000 | $470,000 | -13.8% | 0.3% |
Lincoln FSB of Nebraska | $465,000 | $415,000 | -10.8% | 0.2% |
NAVY FEDERAL CREDIT UNION | $670,000 | $410,000 | -38.8% | 0.2% |
Bank of Bennington | $280,000 | $370,000 | 32.1% | 0.2% |
LIBERTY FIRST | $365,000 | n/a | 0.2% | |
LAKEVIEW LOAN SERVICING, LLC | $875,000 | $360,000 | -58.9% | 0.2% |
Barrington Bank & Trust Company, N.A. | $155,000 | $340,000 | 119.4% | 0.2% |
Cornerstone Bank | $305,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $625,000 | $300,000 | -52.0% | 0.2% |
Northwest Bank | $175,000 | $295,000 | 68.6% | 0.2% |
IOWA BANKERS MORTGAGE CORPORATION | $275,000 | n/a | 0.1% | |
Members Mortgage Services, L.L.C. | $245,000 | n/a | 0.1% | |
Citibank | $215,000 | $235,000 | 9.3% | 0.1% |
DELMAR FINANCIAL COMPANY | $235,000 | n/a | 0.1% | |
First Home Bank | $215,000 | n/a | 0.1% | |
GERSHMAN INVESTMENT CORP. | $940,000 | $215,000 | -77.1% | 0.1% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $215,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $215,000 | n/a | 0.1% | |
Exchange Bank | $210,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,115,000 | $210,000 | -81.2% | 0.1% |
THRIVENT Federal Credit Union | $225,000 | $210,000 | -6.7% | 0.1% |
AMERICAN FINANCING CORPORATION | $385,000 | $205,000 | -46.8% | 0.1% |
CENTENNIAL LENDING, LLC | $205,000 | n/a | 0.1% | |
MOVEMENT MORTGAGE, LLC | $455,000 | $205,000 | -54.9% | 0.1% |
METRO CU | $445,000 | $195,000 | -56.2% | 0.1% |
Bank of America | $315,000 | $190,000 | -39.7% | 0.1% |
M&T Bank | $185,000 | n/a | 0.1% | |
OCEANSIDE MORTGAGE COMPANY | $185,000 | n/a | 0.1% | |
Watermark Capital, Inc. | $185,000 | n/a | 0.1% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $830,000 | $175,000 | -78.9% | 0.1% |
Midwest Heritage Bank FSB | $175,000 | $175,000 | 0.0% | 0.1% |
Central National Bank | $615,000 | $165,000 | -73.2% | 0.1% |
NBH Bank | $165,000 | n/a | 0.1% | |
The Federal Savings Bank | $620,000 | $160,000 | -74.2% | 0.1% |
Carrington Mortgage Services, LLC | $155,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $135,000 | $155,000 | 14.8% | 0.1% |
First Nebraska Bank | $1,280,000 | $155,000 | -87.9% | 0.1% |
Discover Bank | $45,000 | $150,000 | 233.3% | 0.1% |
Bank of England | $145,000 | n/a | 0.1% | |
RBC Bank, (Georgia) | $145,000 | n/a | 0.1% | |
Wyndham Capital Mortgage, Inc. | $145,000 | n/a | 0.1% | |
FirstBank of Nebraska | $115,000 | $115,000 | 0.0% | 0.1% |
First Interstate Bank | $115,000 | n/a | 0.1% | |
First State Bank Nebraska | $205,000 | $105,000 | -48.8% | 0.1% |
GEORGIA'S OWN | $105,000 | n/a | 0.1% | |
Figure Lending LLC | $85,000 | n/a | 0.0% | |
JPMorgan Chase Bank | $355,000 | $55,000 | -84.5% | 0.0% |
PENTAGON FEDERAL CREDIT UNION | $210,000 | $55,000 | -73.8% | 0.0% |
SPRING EQ, LLC | $45,000 | $55,000 | 22.2% | 0.0% |
KELLOGG MIDWEST FEDERAL CREDIT UNION | $225,000 | $25,000 | -88.9% | 0.0% |
Fremont's top lender by overall market share is Pinnacle Bank, with 14.3% market share. In second place, with 11.8%, is West Gate Bank, having originated $21,750,000 in loans. In third place, with 11.2%, is First National Bank of Omaha, having originated $20,645,000 in loans. In fourth place, with 7.5%, is Core Bank, having originated $13,880,000 in loans. In fifth place, with 6.7%, is Union Bank and Trust Company, having originated $12,380,000 in loans.
Fremont Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $185,475 (22.6%) | $237,428 (19.4%) | 0.00 | 51 |
2018-02-01 | $170,550 (11.1%) | $236,514 (9.0%) | 0.00 | 44 |
2018-03-01 | $181,500 (6.8%) | $247,691 (4.4%) | 0.00 | 41 |
2018-04-01 | $180,125 (11.4%) | $250,095 (5.0%) | 0.00 | 47 |
2018-05-01 | $225,956 (23.1%) | $263,643 (11.7%) | 0.00 | 51 |
2018-06-01 | $220,000 (26.7%) | $253,955 (11.9%) | 0.00 | 83 |
2018-07-01 | $208,946 (26.7%) | $251,530 (14.9%) | 0.00 | 99 |
2018-08-01 | $199,675 (8.0%) | $239,773 (3.1%) | 0.00 | 104 |
2018-09-01 | $199,450 (27.5%) | $239,806 (11.5%) | 0.00 | 104 |
2018-10-01 | $187,063 (22.1%) | $235,313 (11.0%) | 0.00 | 102 |
2018-11-01 | $176,500 (16.9%) | $225,841 (12.1%) | 0.00 | 105 |
2018-12-01 | $161,500 (-4.9%) | $201,716 (-7.9%) | 0.00 | 87 |
2019-01-01 | $161,575 (-12.9%) | $198,838 (-16.3%) | 0.00 | 79 |
2019-02-01 | $192,475 (12.9%) | $217,869 (-7.9%) | 0.00 | 64 |
2019-03-01 | $199,664 (10.0%) | $216,629 (-12.5%) | 0.00 | 64 |
2019-04-01 | $199,125 (10.6%) | $214,685 (-14.2%) | 0.00 | 65 |
2019-05-01 | $195,000 (-13.7%) | $217,826 (-17.4%) | 0.00 | 63 |
2019-06-01 | $209,375 (-4.8%) | $231,136 (-9.0%) | 0.00 | 62 |
2019-07-01 | $198,350 (-5.1%) | $222,946 (-11.4%) | 0.00 | 76 |
2019-08-01 | $190,455 (-4.6%) | $215,236 (-10.2%) | 0.00 | 87 |
2019-09-01 | $177,261 (-11.1%) | $201,863 (-15.8%) | 0.00 | 104 |
2019-10-01 | $169,916 (-9.2%) | $195,409 (-17.0%) | 0.00 | 112 |
2019-11-01 | $169,950 (-3.7%) | $199,439 (-11.7%) | 0.00 | 107 |
2019-12-01 | $162,381 (0.6%) | $185,367 (-8.1%) | 0.00 | 96 |
2020-01-01 | $167,450 (3.6%) | $187,064 (-5.9%) | 0.00 | 93 |
2020-02-01 | $179,900 (-6.5%) | $187,979 (-13.7%) | 0.00 | 83 |
2020-03-01 | $189,900 (-4.9%) | $199,174 (-8.1%) | 0.00 | 82 |
2020-04-01 | $194,900 (-2.1%) | $223,106 (3.9%) | 0.00 | 81 |
2020-05-01 | $199,900 (2.5%) | $227,112 (4.3%) | 0.00 | 69 |
2020-06-01 | $198,650 (-5.1%) | $232,272 (0.5%) | 0.00 | 64 |
2020-07-01 | $199,900 (0.8%) | $236,552 (6.1%) | 0.00 | 60 |
2020-08-01 | $204,900 (7.6%) | $250,356 (16.3%) | 0.00 | 54 |
2020-09-01 | $194,175 (9.5%) | $270,759 (34.1%) | 0.00 | 60 |
2020-10-01 | $186,950 (10.0%) | $244,191 (25.0%) | 0.00 | 59 |
2020-11-01 | $183,175 (7.8%) | $227,744 (14.2%) | 0.00 | 53 |
2020-12-01 | $206,225 (27.0%) | $237,600 (28.2%) | 0.00 | 50 |
2021-01-01 | $252,450 (50.8%) | $271,087 (44.9%) | 0.00 | 41 |
2021-02-01 | $219,950 (22.3%) | $267,985 (42.6%) | 0.00 | 35 |
2021-03-01 | $252,463 (32.9%) | $281,902 (41.5%) | 0.00 | 39 |
2021-04-01 | $250,463 (28.5%) | $278,342 (24.8%) | 0.00 | 31 |
2021-05-01 | $235,610 (17.9%) | $276,382 (21.7%) | 0.00 | 43 |
2021-06-01 | $222,550 (12.0%) | $266,570 (14.8%) | 0.00 | 58 |
2021-07-01 | $237,500 (18.8%) | $297,123 (25.6%) | 0.00 | 48 |
2021-08-01 | $249,900 (22.0%) | $283,583 (13.3%) | 0.00 | 48 |
2021-09-01 | $251,500 (29.5%) | $271,453 (0.3%) | 0.00 | 52 |
2021-10-01 | $249,700 (33.6%) | $257,864 (5.6%) | 0.00 | 54 |
2021-11-01 | $249,900 (36.4%) | $258,795 (13.6%) | 0.00 | 62 |
2021-12-01 | $234,000 (13.5%) | $241,843 (1.8%) | 0.00 | 51 |
2022-01-01 | $229,000 (-9.3%) | $235,901 (-13.0%) | 0.00 | 35 |
2022-02-01 | $229,000 (4.1%) | $224,493 (-16.2%) | 0.00 | 37 |
2022-03-01 | $235,750 (-6.6%) | $232,667 (-17.5%) | 0.00 | 38 |
2022-04-01 | $244,000 (-2.6%) | $260,342 (-6.5%) | 0.00 | 40 |
2022-05-01 | $245,500 (4.2%) | $278,655 (0.8%) | 0.00 | 53 |
2022-06-01 | $244,500 (9.9%) | $293,075 (9.9%) | 0.00 | 57 |
2022-07-01 | $245,000 (3.2%) | $293,554 (-1.2%) | 0.00 | 69 |
2022-08-01 | $249,900 (0.0%) | $288,491 (1.7%) | 0.00 | 71 |
2022-09-01 | $249,450 (-0.8%) | $287,056 (5.8%) | 0.00 | 72 |
2022-10-01 | $249,900 (0.1%) | $293,013 (13.6%) | 0.00 | 80 |
2022-11-01 | $254,375 (1.8%) | $301,416 (16.5%) | 0.00 | 73 |
2022-12-01 | $254,500 (8.8%) | $310,186 (28.3%) | 0.00 | 68 |
2023-01-01 | $257,225 (12.3%) | $323,175 (37.0%) | 0.00 | 55 |
2023-02-01 | $264,475 (15.5%) | $329,367 (46.7%) | 0.00 | 47 |
2023-03-01 | $259,250 (10.0%) | $315,345 (35.5%) | 0.00 | 52 |
2023-04-01 | $285,000 (16.8%) | $317,313 (21.9%) | 0.00 | 54 |
2023-05-01 | $294,900 (20.1%) | $326,130 (17.0%) | 0.00 | 61 |
2023-06-01 | $293,675 (20.1%) | $329,601 (12.5%) | 0.00 | 70 |
2023-07-01 | $287,500 (17.4%) | $357,110 (21.7%) | 0.00 | 84 |
2023-08-01 | $286,425 (14.6%) | $335,254 (16.2%) | 0.00 | 84 |
Fremont's median listing price comes in at 0% of the national average.
Fremont's average listing price for 2023-08-01 was $335,254, a difference of $46,763 (16.2%) versus the prior year and $-21,856 versus the prior month.
For the 2023-08-01 period, Fremont had 84 MLS listings, a difference of 0 listings (0%) versus the prior month and 13 listings (18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,998 sqft |
2018-02-01 | 0 days | 1,927 sqft |
2018-03-01 | 0 days | 2,130 sqft |
2018-04-01 | 0 days | 2,152 sqft |
2018-05-01 | 0 days | 2,245 sqft |
2018-06-01 | 0 days | 2,110 sqft |
2018-07-01 | 0 days | 2,098 sqft |
2018-08-01 | 0 days | 2,050 sqft |
2018-09-01 | 0 days | 1,955 sqft |
2018-10-01 | 0 days | 1,973 sqft |
2018-11-01 | 0 days | 1,932 sqft |
2018-12-01 | 0 days | 1,839 sqft |
2019-01-01 | 0 days | 1,790 sqft |
2019-02-01 | 0 days | 1,870 sqft |
2019-03-01 | 0 days | 1,979 sqft |
2019-04-01 | 0 days | 2,120 sqft |
2019-05-01 | 0 days | 2,161 sqft |
2019-06-01 | 0 days | 2,225 sqft |
2019-07-01 | 0 days | 2,247 sqft |
2019-08-01 | 0 days | 2,130 sqft |
2019-09-01 | 0 days | 1,941 sqft |
2019-10-01 | 0 days | 1,837 sqft |
2019-11-01 | 0 days | 1,827 sqft |
2019-12-01 | 0 days | 1,724 sqft |
2020-01-01 | 0 days | 1,639 sqft |
2020-02-01 | 0 days | 1,628 sqft |
2020-03-01 | 0 days | 1,629 sqft |
2020-04-01 | 0 days | 1,689 sqft |
2020-05-01 | 0 days | 1,631 sqft |
2020-06-01 | 0 days | 1,679 sqft |
2020-07-01 | 0 days | 1,709 sqft |
2020-08-01 | 0 days | 1,730 sqft |
2020-09-01 | 0 days | 1,700 sqft |
2020-10-01 | 0 days | 1,660 sqft |
2020-11-01 | 0 days | 1,652 sqft |
2020-12-01 | 0 days | 1,692 sqft |
2021-01-01 | 0 days | 1,647 sqft |
2021-02-01 | 0 days | 1,631 sqft |
2021-03-01 | 0 days | 1,631 sqft |
2021-04-01 | 0 days | 1,622 sqft |
2021-05-01 | 0 days | 1,631 sqft |
2021-06-01 | 0 days | 1,631 sqft |
2021-07-01 | 0 days | 1,631 sqft |
2021-08-01 | 0 days | 1,611 sqft |
2021-09-01 | 0 days | 1,479 sqft |
2021-10-01 | 0 days | 1,470 sqft |
2021-11-01 | 0 days | 1,495 sqft |
2021-12-01 | 0 days | 1,470 sqft |
2022-01-01 | 0 days | 1,470 sqft |
2022-02-01 | 0 days | 1,470 sqft |
2022-03-01 | 0 days | 1,473 sqft |
2022-04-01 | 0 days | 1,477 sqft |
2022-05-01 | 0 days | 1,491 sqft |
2022-06-01 | 0 days | 1,594 sqft |
2022-07-01 | 0 days | 1,631 sqft |
2022-08-01 | 0 days | 1,546 sqft |
2022-09-01 | 0 days | 1,507 sqft |
2022-10-01 | 0 days | 1,617 sqft |
2022-11-01 | 0 days | 1,753 sqft |
2022-12-01 | 0 days | 1,864 sqft |
2023-01-01 | 0 days | 1,862 sqft |
2023-02-01 | 0 days | 1,624 sqft |
2023-03-01 | 0 days | 1,515 sqft |
2023-04-01 | 0 days | 1,498 sqft |
2023-05-01 | 0 days | 1,568 sqft |
2023-06-01 | 0 days | 1,620 sqft |
2023-07-01 | 0 days | 1,636 sqft |
2023-08-01 | 0 days | 1,644 sqft |
Fremont's median square footage for active listings during the 2023-08-01 period was 1,644 sqft. One year prior, the average listing was 1,546 sqft.
Fremont, NE Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 509 | $127,865,000 | $251,208 |
Refi | 143 | $26,455,000 | $185,000 |
Cash Out Refi | 140 | $22,710,000 | $162,214 |
Home Improvement | 68 | $4,250,000 | $62,500 |
Other | 61 | $3,565,000 | $58,443 |
Fremont's most frequently cited loan purpose was Home Purchase, with 509 originations. The 2nd most popular reason was Refi, with 143 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 239 | $41,405,000 | $173,243 |
4-5% | 223 | $56,125,000 | $251,682 |
3-4% | 205 | $50,535,000 | $246,512 |
6-7% | 127 | $19,335,000 | $152,244 |
2.5-3% | 38 | $8,400,000 | $221,053 |
<2.5% | 37 | $1,465,000 | $39,595 |
7-8% | 34 | $3,390,000 | $99,706 |
Over 8% | 7 | $895,000 | $127,857 |
During 2022, Fremont's most frequently originated rate bucket was 5-6%, with 239 originations.
Loan Sizing (Fremont, NE MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 393 | $58,395,000 | $148,588 |
$100,000 or less | 270 | $14,570,000 | $53,963 |
$200k-400k | 212 | $55,160,000 | $260,189 |
$400k-600k | 23 | $11,095,000 | $482,391 |
$600k-1000k | 14 | $10,040,000 | $717,143 |
$Over $1MM | 9 | $35,585,000 | $3,953,889 |
Fremont's loan sizing saw the bucket of loans from $100k-200k with 393 originations, totaling $58,395,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 335 | $71,485,000 | $213,388 |
60-80% | 246 | $68,100,000 | $276,829 |
Under 20% | 120 | $4,270,000 | $35,583 |
40-60% | 111 | $16,995,000 | $153,108 |
20-40% | 85 | $18,895,000 | $222,294 |
Over 100% | 4 | $1,200,000 | $300,000 |
Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 335 originations, totaling $71,485,000 in origination value.