Fremont Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fremont averaged 6.7% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.13% and one month ago for the week of 2023-02-09, the average rate was 6.32%.

    Fremont's average rate one year ago was 3.83%.

    For refis of the same type during the week of 2023-03-16, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Fremont 30 Year Fixed Rate 2023-03-16 6.7%
    Fremont 30 Year Fixed Rate Refi 2023-03-16 7.28%
    Fremont 15 Year Fixed Rate 2023-03-16 6.38%
    Fremont 15 Year Fixed Rate Refi 2023-03-16 6.04%
    Fremont 30 Year FHA 2023-03-16 6.37%
    Fremont 30 Year FHA Refi 2023-03-16 6.28%
    Fremont 30 Year USDA 2023-03-16 5.94%
    Fremont 30 Year VA 2023-03-16 6.22%
    Fremont 30 Year VA Refi 2023-03-16 6.18%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fremont, NE.

    Fremont Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    West Gate Bank 85 4.94% $2,747
    First National Bank of Omaha 50 4.99% $3,570
    QUICKEN LOANS, LLC 24 5.33% $6,145
    Pinnacle Bank 23 4.79% $2,439
    Regent Financial Group, Inc. 18 5.28% $4,135
    CASTLE & COOKE MORTGAGE, LLC 11 5.44% $4,949
    U.S. Bank 9 5.40% $2,458
    CHARTER WEST BANK 8 5.41% $2,782
    Wells Fargo Bank 7 4.68% $3,727
    VERIDIAN CREDIT UNION 6 4.15% $1,922
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 4.90% $5,083
    CENTRIS FEDERAL CREDIT UNION 5 4.14% $2,349
    Plains Commerce Bank 5 4.52% $2,821
    Prosperity Home Mortgage, LLC 5 5.30% $2,892
    AMERISAVE MORTGAGE CORPORATION 4 4.90% $8,278
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 5.28% $3,645
    GUILD MORTGAGE COMPANY 4 4.41% $4,427
    UNITED WHOLESALE MORTGAGE, LLC 4 4.84% $3,511
    Lincoln FSB of Nebraska 3 4.58% $2,125
    LOANDEPOT.COM, LLC 3 5.38% $3,408
    MORIA DEVELOPMENT, INC. 3 4.83% $3,433
    Union Bank and Trust Company 3 4.50% $2,400
    GUARANTEED RATE, INC. 3 4.62% $3,887
    Access Bank 3 5.08% $3,744
    American National Bank 3 5.54% $4,782
    Mr. Cooper ( Nationstar Mortgage ) 2 5.31% $6,178
    Flagstar Bank, FSB 2 5.50% $2,495
    FREEDOM MORTGAGE CORPORATION 2 5.38% $5,072
    Gateway First Bank 2 4.94% $1,312
    LIBERTY FIRST 2 6.24% $2,386
    CALIBER HOME LOANS, INC. 2 5.00% $3,075
    LAKEVIEW LOAN SERVICING, LLC 2 6.31% $8,330
    HOME POINT FINANCIAL CORPORATION 2 4.06% $2,310
    Arbor Bank 2 4.81% $2,447
    Farm Credit Mid-America, ACA 2 5.10% $8,458
    Equitable Bank 2 4.60% $1,865
    Capitol Federal Savings Bank 2 3.19% $4,459
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.13% $4,617
    Bank of America 1 4.63% $2,560
    Bank of England 1 3.63% $5,479
    Bank of the West 1 4.88% $2,953
    CENTENNIAL LENDING, LLC 1 5.50% $4,279
    CHURCHILL MORTGAGE CORPORATION 1 4.88% $2,475
    Citibank 1 5.38% $5,342
    Cobalt Credit Union 1 3.50% $2,621
    Core Bank 1 5.62% $2,364
    Dundee Bank 1 6.63% $3,031
    EVERETT FINANCIAL, INC. 1 6.13% $2,525
    First Nebraska Bank 1 4.13% $1,946
    Five Points Bank 1 6.63% $1,580
    IOWA BANKERS MORTGAGE CORPORATION 1 6.50% $1,727
    JPMorgan Chase Bank 1 4.38% $245
    METRO CU 1 5.25% $2,263
    Midwest Heritage Bank FSB 1 4.25% $2,247
    Mortgage Research Center, LLC 1 5.88% $1,949
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.62% $6,549
    NAVY FEDERAL CREDIT UNION 1 6.13% $8,238
    Northwest Bank 1 3.38% $2,091
    OCEANSIDE MORTGAGE COMPANY 1 3.25% $2,041
    RBC Bank, (Georgia) 1 5.75% $1,764
    The Federal Savings Bank 1 5.88% $6,297
    Watermark Capital, Inc. 1 5.38% $3,145
    ZILLOW HOME LOANS, LLC 1 6.00% $3,493

    Fremont Average Closing Costs & Other Stats

    Fremont, NE's 63 lenders originated 921 loans during 2022. The total origination value was $184,845,000, with an average loan value of $200,700.

    Fremont's average closing costs are $3,536.

    The top Fremont lender as defined by loan originations is West Gate Bank, with 85 loans originated. Their average total fees are $2,747, which is $823 lower than the next largest lender, First National Bank of Omaha.

    The lowest fee Fremont lenders (with over 10 loans originated) are Pinnacle Bank ($2,439), West Gate Bank ($2,747), First National Bank of Omaha ($3,570), Regent Financial Group, Inc. ($4,135) and CASTLE & COOKE MORTGAGE, LLC ($4,949).

    The lowest rate Fremont lenders (with over 10 loans originated) are Pinnacle Bank (4.79%), West Gate Bank (4.94%), First National Bank of Omaha (4.99%), Regent Financial Group, Inc. (5.28%) and QUICKEN LOANS, LLC (5.33%).

    Fremont, NE Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Pinnacle Bank $27,995,000 $26,470,000 -5.4% 14.3%
    West Gate Bank $35,565,000 $21,750,000 -38.8% 11.8%
    First National Bank of Omaha $35,960,000 $20,645,000 -42.6% 11.2%
    Core Bank $1,360,000 $13,880,000 920.6% 7.5%
    Union Bank and Trust Company $2,055,000 $12,380,000 502.4% 6.7%
    QUICKEN LOANS, LLC $17,230,000 $9,385,000 -45.5% 5.1%
    Regent Financial Group, Inc. $6,225,000 $7,625,000 22.5% 4.1%
    CASTLE & COOKE MORTGAGE, LLC $10,600,000 $4,360,000 -58.9% 2.4%
    First State Bank $105,000 $3,905,000 3,619.0% 2.1%
    CHARTER WEST BANK $4,305,000 $3,870,000 -10.1% 2.1%
    U.S. Bank $6,105,000 $3,600,000 -41.0% 1.9%
    Wells Fargo Bank $4,420,000 $2,445,000 -44.7% 1.3%
    Mortgage Research Center, LLC $2,940,000 $2,315,000 -21.3% 1.3%
    CMG MORTGAGE, INC. $1,255,000 $2,250,000 79.3% 1.2%
    Great Southern Bank $2,115,000 n/a 1.1%
    AMERISAVE MORTGAGE CORPORATION $630,000 $2,020,000 220.6% 1.1%
    Plains Commerce Bank $4,695,000 $2,000,000 -57.4% 1.1%
    Capitol Federal Savings Bank $625,000 $1,610,000 157.6% 0.9%
    VERIDIAN CREDIT UNION $1,845,000 $1,605,000 -13.0% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $955,000 $1,570,000 64.4% 0.8%
    GUILD MORTGAGE COMPANY $2,860,000 $1,495,000 -47.7% 0.8%
    CENTRIS FEDERAL CREDIT UNION $580,000 $1,325,000 128.4% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,540,000 $1,255,000 -18.5% 0.7%
    Prosperity Home Mortgage, LLC $950,000 $1,220,000 28.4% 0.7%
    Access Bank $2,355,000 $1,150,000 -51.2% 0.6%
    MORIA DEVELOPMENT, INC. $855,000 $1,135,000 32.7% 0.6%
    BankFirst $1,100,000 n/a 0.6%
    American National Bank $960,000 $1,085,000 13.0% 0.6%
    PENNYMAC LOAN SERVICES, LLC $2,610,000 $1,050,000 -59.8% 0.6%
    NEWREZ LLC $985,000 $1,040,000 5.6% 0.6%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,920,000 $990,000 -48.4% 0.5%
    Flagstar Bank, FSB $125,000 $925,000 640.0% 0.5%
    Security National Bank of Omaha $905,000 n/a 0.5%
    Independent Bank $895,000 n/a 0.5%
    CALIBER HOME LOANS, INC. $355,000 $885,000 149.3% 0.5%
    Farm Credit Mid-America, ACA $1,345,000 $855,000 -36.4% 0.5%
    FREEDOM MORTGAGE CORPORATION $3,205,000 $850,000 -73.5% 0.5%
    Citizens Bank $1,355,000 $835,000 -38.4% 0.5%
    LOANDEPOT.COM, LLC $1,790,000 $815,000 -54.5% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,220,000 $735,000 -39.8% 0.4%
    Gateway First Bank $2,230,000 $720,000 -67.7% 0.4%
    Bank of the West $1,700,000 $710,000 -58.2% 0.4%
    Washington County Bank $175,000 $700,000 300.0% 0.4%
    HOME POINT FINANCIAL CORPORATION $1,445,000 $695,000 -51.9% 0.4%
    First Bank $805,000 $685,000 -14.9% 0.4%
    Dundee Bank $795,000 $655,000 -17.6% 0.4%
    Equitable Bank $1,080,000 $630,000 -41.7% 0.3%
    Cobalt Credit Union $660,000 $610,000 -7.6% 0.3%
    GUARANTEED RATE, INC. $600,000 n/a 0.3%
    USAA Federal Savings Bank $440,000 $600,000 36.4% 0.3%
    Five Points Bank $355,000 $580,000 63.4% 0.3%
    Deere Employees Credit Union $235,000 $555,000 136.2% 0.3%
    Arbor Bank $135,000 $490,000 263.0% 0.3%
    CHURCHILL MORTGAGE CORPORATION $545,000 $470,000 -13.8% 0.3%
    Lincoln FSB of Nebraska $465,000 $415,000 -10.8% 0.2%
    NAVY FEDERAL CREDIT UNION $670,000 $410,000 -38.8% 0.2%
    Bank of Bennington $280,000 $370,000 32.1% 0.2%
    LIBERTY FIRST $365,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $875,000 $360,000 -58.9% 0.2%
    Barrington Bank & Trust Company, N.A. $155,000 $340,000 119.4% 0.2%
    Cornerstone Bank $305,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $625,000 $300,000 -52.0% 0.2%
    Northwest Bank $175,000 $295,000 68.6% 0.2%
    IOWA BANKERS MORTGAGE CORPORATION $275,000 n/a 0.1%
    Members Mortgage Services, L.L.C. $245,000 n/a 0.1%
    Citibank $215,000 $235,000 9.3% 0.1%
    DELMAR FINANCIAL COMPANY $235,000 n/a 0.1%
    First Home Bank $215,000 n/a 0.1%
    GERSHMAN INVESTMENT CORP. $940,000 $215,000 -77.1% 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $215,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $215,000 n/a 0.1%
    Exchange Bank $210,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,115,000 $210,000 -81.2% 0.1%
    THRIVENT Federal Credit Union $225,000 $210,000 -6.7% 0.1%
    AMERICAN FINANCING CORPORATION $385,000 $205,000 -46.8% 0.1%
    CENTENNIAL LENDING, LLC $205,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $455,000 $205,000 -54.9% 0.1%
    METRO CU $445,000 $195,000 -56.2% 0.1%
    Bank of America $315,000 $190,000 -39.7% 0.1%
    M&T Bank $185,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $185,000 n/a 0.1%
    Watermark Capital, Inc. $185,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $830,000 $175,000 -78.9% 0.1%
    Midwest Heritage Bank FSB $175,000 $175,000 0.0% 0.1%
    Central National Bank $615,000 $165,000 -73.2% 0.1%
    NBH Bank $165,000 n/a 0.1%
    The Federal Savings Bank $620,000 $160,000 -74.2% 0.1%
    Carrington Mortgage Services, LLC $155,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $135,000 $155,000 14.8% 0.1%
    First Nebraska Bank $1,280,000 $155,000 -87.9% 0.1%
    Discover Bank $45,000 $150,000 233.3% 0.1%
    Bank of England $145,000 n/a 0.1%
    RBC Bank, (Georgia) $145,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $145,000 n/a 0.1%
    FirstBank of Nebraska $115,000 $115,000 0.0% 0.1%
    First Interstate Bank $115,000 n/a 0.1%
    First State Bank Nebraska $205,000 $105,000 -48.8% 0.1%
    GEORGIA'S OWN $105,000 n/a 0.1%
    Figure Lending LLC $85,000 n/a 0.0%
    JPMorgan Chase Bank $355,000 $55,000 -84.5% 0.0%
    PENTAGON FEDERAL CREDIT UNION $210,000 $55,000 -73.8% 0.0%
    SPRING EQ, LLC $45,000 $55,000 22.2% 0.0%
    KELLOGG MIDWEST FEDERAL CREDIT UNION $225,000 $25,000 -88.9% 0.0%

    Fremont's top lender by overall market share is Pinnacle Bank, with 14.3% market share. In second place, with 11.8%, is West Gate Bank, having originated $21,750,000 in loans. In third place, with 11.2%, is First National Bank of Omaha, having originated $20,645,000 in loans. In fourth place, with 7.5%, is Core Bank, having originated $13,880,000 in loans. In fifth place, with 6.7%, is Union Bank and Trust Company, having originated $12,380,000 in loans.

    Fremont Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $185,475 (22.6%) $237,428 (19.4%) 0.00 51
    2018-02-01 $170,550 (11.1%) $236,514 (9.0%) 0.00 44
    2018-03-01 $181,500 (6.8%) $247,691 (4.4%) 0.00 41
    2018-04-01 $180,125 (11.4%) $250,095 (5.0%) 0.00 47
    2018-05-01 $225,956 (23.1%) $263,643 (11.7%) 0.00 51
    2018-06-01 $220,000 (26.7%) $253,955 (11.9%) 0.00 83
    2018-07-01 $208,946 (26.7%) $251,530 (14.9%) 0.00 99
    2018-08-01 $199,675 (8.0%) $239,773 (3.1%) 0.00 104
    2018-09-01 $199,450 (27.5%) $239,806 (11.5%) 0.00 104
    2018-10-01 $187,063 (22.1%) $235,313 (11.0%) 0.00 102
    2018-11-01 $176,500 (16.9%) $225,841 (12.1%) 0.00 105
    2018-12-01 $161,500 (-4.9%) $201,716 (-7.9%) 0.00 87
    2019-01-01 $161,575 (-12.9%) $198,838 (-16.3%) 0.00 79
    2019-02-01 $192,475 (12.9%) $217,869 (-7.9%) 0.00 64
    2019-03-01 $199,664 (10.0%) $216,629 (-12.5%) 0.00 64
    2019-04-01 $199,125 (10.6%) $214,663 (-14.2%) 0.00 65
    2019-05-01 $195,000 (-13.7%) $217,826 (-17.4%) 0.00 63
    2019-06-01 $209,375 (-4.8%) $231,136 (-9.0%) 0.00 62
    2019-07-01 $198,350 (-5.1%) $222,946 (-11.4%) 0.00 76
    2019-08-01 $190,455 (-4.6%) $215,236 (-10.2%) 0.00 87
    2019-09-01 $177,261 (-11.1%) $201,863 (-15.8%) 0.00 104
    2019-10-01 $169,916 (-9.2%) $195,409 (-17.0%) 0.00 112
    2019-11-01 $169,950 (-3.7%) $199,439 (-11.7%) 0.00 107
    2019-12-01 $162,381 (0.6%) $185,367 (-8.1%) 0.00 96
    2020-01-01 $167,450 (3.6%) $187,064 (-5.9%) 0.00 93
    2020-02-01 $179,900 (-6.5%) $187,979 (-13.7%) 0.00 83
    2020-03-01 $189,900 (-4.9%) $199,174 (-8.1%) 0.00 82
    2020-04-01 $194,900 (-2.1%) $223,106 (3.9%) 0.00 81
    2020-05-01 $199,900 (2.5%) $227,112 (4.3%) 0.00 69
    2020-06-01 $198,650 (-5.1%) $232,272 (0.5%) 0.00 64
    2020-07-01 $199,900 (0.8%) $236,552 (6.1%) 0.00 60
    2020-08-01 $204,900 (7.6%) $250,356 (16.3%) 0.00 54
    2020-09-01 $194,175 (9.5%) $270,759 (34.1%) 0.00 60
    2020-10-01 $186,950 (10.0%) $244,191 (25.0%) 0.00 59
    2020-11-01 $183,175 (7.8%) $227,744 (14.2%) 0.00 53
    2020-12-01 $206,225 (27.0%) $237,600 (28.2%) 0.00 50
    2021-01-01 $252,450 (50.8%) $271,087 (44.9%) 0.00 41
    2021-02-01 $219,950 (22.3%) $267,985 (42.6%) 0.00 35
    2021-03-01 $252,463 (32.9%) $281,902 (41.5%) 0.00 39
    2021-04-01 $250,463 (28.5%) $278,342 (24.8%) 0.00 31
    2021-05-01 $235,610 (17.9%) $276,382 (21.7%) 0.00 43
    2021-06-01 $222,550 (12.0%) $266,570 (14.8%) 0.00 58
    2021-07-01 $237,500 (18.8%) $297,123 (25.6%) 0.00 48
    2021-08-01 $249,900 (22.0%) $283,583 (13.3%) 0.00 48
    2021-09-01 $251,500 (29.5%) $271,453 (0.3%) 0.00 52
    2021-10-01 $249,700 (33.6%) $257,864 (5.6%) 0.00 54
    2021-11-01 $249,900 (36.4%) $258,795 (13.6%) 0.00 62
    2021-12-01 $234,000 (13.5%) $241,843 (1.8%) 0.00 51
    2022-01-01 $229,000 (-9.3%) $235,901 (-13.0%) 0.00 35
    2022-02-01 $229,000 (4.1%) $224,493 (-16.2%) 0.00 37
    2022-03-01 $235,750 (-6.6%) $232,667 (-17.5%) 0.00 38
    2022-04-01 $244,000 (-2.6%) $260,342 (-6.5%) 0.00 40
    2022-05-01 $245,500 (4.2%) $278,655 (0.8%) 0.00 53
    2022-06-01 $244,500 (9.9%) $293,075 (9.9%) 0.00 57
    2022-07-01 $245,000 (3.2%) $293,554 (-1.2%) 0.00 69
    2022-08-01 $249,900 (0.0%) $288,491 (1.7%) 0.00 71
    2022-09-01 $249,450 (-0.8%) $287,056 (5.8%) 0.00 72
    2022-10-01 $249,900 (0.1%) $293,013 (13.6%) 0.00 80
    2022-11-01 $254,375 (1.8%) $301,416 (16.5%) 0.00 73
    2022-12-01 $254,500 (8.8%) $310,186 (28.3%) 0.00 68
    2023-01-01 $257,225 (12.3%) $323,175 (37.0%) 0.00 55
    2023-02-01 $264,475 (15.5%) $329,483 (46.8%) 0.00 47
    Fremont's median listing price for 2023-02-01 was $264,475, a difference of $35,475 (15.5%) versus the prior year and $7,250 versus the prior month.

    Fremont's median listing price comes in at 0% of the national average.

    Fremont's average listing price for 2023-02-01 was $329,483, a difference of $104,990 (46.8%) versus the prior year and $6,308 versus the prior month.

    For the 2023-02-01 period, Fremont had 47 MLS listings, a difference of -8 listings (-15%) versus the prior month and 10 listings (27%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,998 sqft
    2018-02-01 0 days 1,927 sqft
    2018-03-01 0 days 2,130 sqft
    2018-04-01 0 days 2,152 sqft
    2018-05-01 0 days 2,245 sqft
    2018-06-01 0 days 2,110 sqft
    2018-07-01 0 days 2,098 sqft
    2018-08-01 0 days 2,050 sqft
    2018-09-01 0 days 1,955 sqft
    2018-10-01 0 days 1,973 sqft
    2018-11-01 0 days 1,932 sqft
    2018-12-01 0 days 1,839 sqft
    2019-01-01 0 days 1,790 sqft
    2019-02-01 0 days 1,870 sqft
    2019-03-01 0 days 1,979 sqft
    2019-04-01 0 days 2,120 sqft
    2019-05-01 0 days 2,161 sqft
    2019-06-01 0 days 2,225 sqft
    2019-07-01 0 days 2,247 sqft
    2019-08-01 0 days 2,130 sqft
    2019-09-01 0 days 1,941 sqft
    2019-10-01 0 days 1,837 sqft
    2019-11-01 0 days 1,827 sqft
    2019-12-01 0 days 1,724 sqft
    2020-01-01 0 days 1,639 sqft
    2020-02-01 0 days 1,628 sqft
    2020-03-01 0 days 1,629 sqft
    2020-04-01 0 days 1,689 sqft
    2020-05-01 0 days 1,631 sqft
    2020-06-01 0 days 1,679 sqft
    2020-07-01 0 days 1,709 sqft
    2020-08-01 0 days 1,730 sqft
    2020-09-01 0 days 1,700 sqft
    2020-10-01 0 days 1,660 sqft
    2020-11-01 0 days 1,652 sqft
    2020-12-01 0 days 1,692 sqft
    2021-01-01 0 days 1,647 sqft
    2021-02-01 0 days 1,631 sqft
    2021-03-01 0 days 1,631 sqft
    2021-04-01 0 days 1,622 sqft
    2021-05-01 0 days 1,631 sqft
    2021-06-01 0 days 1,631 sqft
    2021-07-01 0 days 1,631 sqft
    2021-08-01 0 days 1,611 sqft
    2021-09-01 0 days 1,479 sqft
    2021-10-01 0 days 1,470 sqft
    2021-11-01 0 days 1,495 sqft
    2021-12-01 0 days 1,470 sqft
    2022-01-01 0 days 1,470 sqft
    2022-02-01 0 days 1,470 sqft
    2022-03-01 0 days 1,473 sqft
    2022-04-01 0 days 1,477 sqft
    2022-05-01 0 days 1,490 sqft
    2022-06-01 0 days 1,594 sqft
    2022-07-01 0 days 1,631 sqft
    2022-08-01 0 days 1,546 sqft
    2022-09-01 0 days 1,507 sqft
    2022-10-01 0 days 1,617 sqft
    2022-11-01 0 days 1,753 sqft
    2022-12-01 0 days 1,871 sqft
    2023-01-01 0 days 1,862 sqft
    2023-02-01 0 days 1,628 sqft
    Fremont's median listing age (time on market) for 2023-02-01 was 0 days.

    Fremont's median square footage for active listings during the 2023-02-01 period was 1,628 sqft. One year prior, the average listing was 1,470 sqft.

    Fremont, NE Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 509 $127,865,000 $251,208
    Refi 143 $26,455,000 $185,000
    Cash Out Refi 140 $22,710,000 $162,214
    Home Improvement 68 $4,250,000 $62,500
    Other 61 $3,565,000 $58,443

    Fremont's most frequently cited loan purpose was Home Purchase, with 509 originations. The 2nd most popular reason was Refi, with 143 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 239 $41,405,000 $173,243
    4-5% 223 $56,125,000 $251,682
    3-4% 205 $50,535,000 $246,512
    6-7% 127 $19,335,000 $152,244
    2.5-3% 38 $8,400,000 $221,053
    <2.5% 37 $1,465,000 $39,595
    7-8% 34 $3,390,000 $99,706
    Over 8% 7 $895,000 $127,857

    During 2022, Fremont's most frequently originated rate bucket was 5-6%, with 239 originations.

    Loan Sizing (Fremont, NE MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 393 $58,395,000 $148,588
    $100,000 or less 270 $14,570,000 $53,963
    $200k-400k 212 $55,160,000 $260,189
    $400k-600k 23 $11,095,000 $482,391
    $600k-1000k 14 $10,040,000 $717,143
    $Over $1MM 9 $35,585,000 $3,953,889

    Fremont's loan sizing saw the bucket of loans from $100k-200k with 393 originations, totaling $58,395,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 335 $71,485,000 $213,388
    60-80% 246 $68,100,000 $276,829
    Under 20% 120 $4,270,000 $35,583
    40-60% 111 $16,995,000 $153,108
    20-40% 85 $18,895,000 $222,294
    Over 100% 4 $1,200,000 $300,000

    Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 335 originations, totaling $71,485,000 in origination value.