The First National Bank Of Granbury Mortgage Rates, Fees & Info
Granbury, TXLEI: 5493007XRAHUC7QUVO11
Tax ID: 75-0298448
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The First National Bank Of Granbury is a smaller bank specializing in Home Purchase loans. The First National Bank Of Granbury has a high proportion of conventional loans. Their top markets by origination volume include: Granbury, Dallas, Stephenville, Sherman, and Midland among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)The First National Bank Of Granbury has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
284Origination Dollar Volume (All Markets)
$70,230,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Granbury, TX (FHA|USDA|VA) | 152 | $32,850,000 | $216,118 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 90 | $24,390,000 | $271,000 | $0 | 0.00% |
| Stephenville, TX (FHA|USDA|VA) | 15 | $3,915,000 | $261,000 | $0 | 0.00% |
| Outside of Metro Areas | 15 | $3,665,000 | $244,333 | $0 | 0.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $1,675,000 | $1,675,000 | $0 | 0.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 284 | $70,230,000 | $247,289 | $0 | 0.00% |
For 2022, The First National Bank Of Granbury's most frequently originated type of loan was Conventional, with 284 originations.
Loan Reason
For 2022, The First National Bank Of Granbury's most frequently cited loan purpose was Home Purchase, with 178 originations. The 2nd most popular reason was Refi, with 45 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 284 | $70,230,000 | $247,289 | $0 | 0.00% |
For 2022, The First National Bank Of Granbury's most frequently cited loan duration was Other, with 284 originations.
Loan Sizing
2022 saw The First National Bank Of Granbury place emphasis on $200k-400k loans with 96 originations, totaling $27,030,000 in origination value.
Applicant Income
The First National Bank Of Granbury lent most frequently to those with incomes in the $150k-250k range, with 48 originations. The second most popular income band? $100k-150k, with 46 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 284 | $70,230,000 | $247,289 | $0 | 0.00% |
The First National Bank Of Granbury lent most frequently to those with DTI ratios of Exempt%, with 284 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.48%
The First National Bank Of Granbury has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination90.85%
The First National Bank Of Granbury has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 284 | $70,230,000 | $247,289 |