The First National Bank Of Granbury Mortgage Rates, Fees & InfoGranbury, TX
Tax ID: 75-0298448
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewThe First National Bank Of Granbury is a smaller bank specializing in Home Purchase loans. The First National Bank Of Granbury has a high proportion of conventional loans. Their top markets by origination volume include: Granbury, Dallas, Stephenville, Sherman, and Midland among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)
The First National Bank Of Granbury has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$70,230,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Granbury, TX (FHA|USDA|VA)||152||$32,850,000||$216,118||$0||0.00%|
|Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)||90||$24,390,000||$271,000||$0||0.00%|
|Stephenville, TX (FHA|USDA|VA)||15||$3,915,000||$261,000||$0||0.00%|
|Outside of Metro Areas||15||$3,665,000||$244,333||$0||0.00%|
|SHERMAN-DENISON, TX (FHA|USDA|VA)||1||$1,675,000||$1,675,000||$0||0.00%|
|MIDLAND, TX (FHA|USDA|VA)||1||$915,000||$915,000||$0||0.00%|
|DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA)||1||$645,000||$645,000||$0||0.00%|
|KILLEEN-TEMPLE, TX (FHA|USDA|VA)||2||$520,000||$260,000||$0||0.00%|
|SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA)||1||$505,000||$505,000||$0||0.00%|
|WICHITA FALLS, TX (FHA|USDA|VA)||1||$305,000||$305,000||$0||0.00%|
|Mineral Wells, TX (FHA|USDA|VA)||1||$295,000||$295,000||$0||0.00%|
|Brownwood, TX (FHA|USDA|VA)||1||$205,000||$205,000||$0||0.00%|
|Athens, TX (FHA|USDA|VA)||1||$145,000||$145,000||$0||0.00%|
|ODESSA, TX (FHA|USDA|VA)||1||$135,000||$135,000||$0||0.00%|
|MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA)||1||$65,000||$65,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, The First National Bank Of Granbury's most frequently originated type of loan was Conventional, with 284 originations.
For 2022, The First National Bank Of Granbury's most frequently cited loan purpose was Home Purchase, with 178 originations. The 2nd most popular reason was Refi, with 45 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, The First National Bank Of Granbury's most frequently cited loan duration was Other, with 284 originations.
2022 saw The First National Bank Of Granbury place emphasis on $200k-400k loans with 96 originations, totaling $27,030,000 in origination value.
The First National Bank Of Granbury lent most frequently to those with incomes in the $150k-250k range, with 48 originations. The second most popular income band? $100k-150k, with 46 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
The First National Bank Of Granbury lent most frequently to those with DTI ratios of Exempt%, with 284 originations.
Approval RatesTotal approvals of all applications
The First National Bank Of Granbury has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick RateApprovals leading to origination
The First National Bank Of Granbury has an average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|