Sulphur Springs Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Sulphur Springs averaged
6.85%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.35% and
one month ago for the week of 2024-09-05, the
average rate was 6.88%.
Sulphur Springs's average rate one year ago was 7.92%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.72%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Sulphur Springs 30 Year Fixed Rate | 2024-10-10 | 6.85% |
Sulphur Springs 30 Year Fixed Rate Refi | 2024-10-10 | 6.72% |
Sulphur Springs 15 Year Fixed Rate | 2024-10-10 | 5.51% |
Sulphur Springs 15 Year Fixed Rate Refi | 2024-10-10 | 6.01% |
Sulphur Springs 30 Year FHA | 2024-10-10 | 6% |
Sulphur Springs 30 Year FHA Refi | 2024-10-10 | 5.9% |
Sulphur Springs 30 Year USDA | 2024-10-10 | 6.28% |
Sulphur Springs 30 Year USDA Refi | 2024-10-10 | 6.18% |
Sulphur Springs 30 Year VA | 2024-10-10 | 5.65% |
Sulphur Springs 30 Year VA Refi | 2024-10-10 | 5.85% |
Sulphur Springs Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sulphur Springs, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Sulphur Springs Average Closing Costs & Other Stats
Sulphur Springs, TX's 53 lenders originated 545
loans during 2023. The total origination value was $134,675,000, with an average loan value of
$247,110.
Sulphur Springs's average closing costs are $5,679.
The top Sulphur Springs lender as defined by loan originations is The City National Bank of Sulphur Springs, with
59 loans originated. Their average total fees are
$3,140, which is $4,398
lower than the next largest lender,
Nations Lending Corporation.
The lowest fee Sulphur Springs lenders (with over 10 loans originated) are
The City National Bank of Sulphur Springs ($3,140), QUICKEN LOANS, LLC ($7,076), Nations Lending Corporation ($7,538), .
The lowest rate Sulphur Springs lenders (with over 10 loans originated) are
Nations Lending Corporation (6.81%), QUICKEN LOANS, LLC (6.98%), The City National Bank of Sulphur Springs (7.51%), .
Sulphur Springs, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
The City National Bank of Sulphur Springs | $31,175,000 | $23,390,000 | -25.0% | 17.4% |
Alliance Bank | $16,445,000 | $10,615,000 | -35.5% | 7.9% |
Nations Lending Corporation | $8,045,000 | $8,855,000 | 10.1% | 6.6% |
Guaranty Bank & Trust, N.A. | $9,305,000 | $8,130,000 | -12.6% | 6.0% |
City Bank | $7,780,000 | n/a | 5.8% | |
QUICKEN LOANS, LLC | $6,150,000 | $5,455,000 | -11.3% | 4.1% |
UNITED WHOLESALE MORTGAGE, LLC | $1,710,000 | $3,450,000 | 101.8% | 2.6% |
First National Bank of East Texas | $2,265,000 | $3,410,000 | 50.6% | 2.5% |
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $3,275,000 | n/a | 2.4% | |
EVERETT FINANCIAL, INC. | $5,700,000 | $3,205,000 | -43.8% | 2.4% |
TRIAD FINANCIAL SERVICES, INC. | $3,310,000 | $2,275,000 | -31.3% | 1.7% |
GUILD MORTGAGE COMPANY | $1,720,000 | $2,175,000 | 26.5% | 1.6% |
USAA Federal Savings Bank | $580,000 | $1,975,000 | 240.5% | 1.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,725,000 | $1,875,000 | 8.7% | 1.4% |
Mortgage Research Center, LLC | $2,450,000 | $1,860,000 | -24.1% | 1.4% |
Farm Credit Mid-America, ACA | $870,000 | $1,780,000 | 104.6% | 1.3% |
21ST MORTGAGE CORPORATION | $3,355,000 | $1,625,000 | -51.6% | 1.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $255,000 | $1,515,000 | 494.1% | 1.1% |
The American National Bank of Texas | $720,000 | $1,505,000 | 109.0% | 1.1% |
CMG MORTGAGE, INC. | $1,260,000 | n/a | 0.9% | |
CARDINAL FINANCIAL | $1,870,000 | $1,245,000 | -33.4% | 0.9% |
INTEGRITY MORTGAGE CORPORATION OF TEXAS | $295,000 | $995,000 | 237.3% | 0.7% |
GUARANTEED RATE, INC. | $740,000 | $920,000 | 24.3% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $1,395,000 | $810,000 | -41.9% | 0.6% |
UNITED BUILT HOMES, L.L.C. | $790,000 | n/a | 0.6% | |
Commercial Bank of Texas | $115,000 | $770,000 | 569.6% | 0.6% |
SOUTHWEST STAGE FUNDING, LLC | $1,330,000 | $765,000 | -42.5% | 0.6% |
THRIVE MORTGAGE, LLC | $1,275,000 | $755,000 | -40.8% | 0.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,200,000 | $750,000 | -76.6% | 0.6% |
Texas Heritage National Bank | $730,000 | n/a | 0.5% | |
Bank of Colorado | $725,000 | n/a | 0.5% | |
PENTAGON FEDERAL CREDIT UNION | $265,000 | $715,000 | 169.8% | 0.5% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $225,000 | $710,000 | 215.6% | 0.5% |
BNY Mellon | $685,000 | n/a | 0.5% | |
Network Funding, L.P. | $345,000 | $680,000 | 97.1% | 0.5% |
Credit Union of Texas | $265,000 | $665,000 | 150.9% | 0.5% |
Discover Bank | $655,000 | n/a | 0.5% | |
Strong Home Mortgage, LLC | $205,000 | $655,000 | 219.5% | 0.5% |
T2 FINANCIAL LLC | $630,000 | n/a | 0.5% | |
NEWREZ LLC | $380,000 | $620,000 | 63.2% | 0.5% |
DRAPER AND KRAMER MORTGAGE CORP. | $455,000 | $605,000 | 33.0% | 0.4% |
LOANDEPOT.COM, LLC | $1,840,000 | $580,000 | -68.5% | 0.4% |
MOBILITY Credit Union | $535,000 | n/a | 0.4% | |
HALLMARK HOME MORTGAGE, LLC | $530,000 | n/a | 0.4% | |
U.S. Bank | $1,280,000 | $520,000 | -59.4% | 0.4% |
Austin Bank, Texas | $385,000 | $510,000 | 32.5% | 0.4% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $505,000 | n/a | 0.4% | |
CROSSCOUNTRY MORTGAGE, LLC | $565,000 | $500,000 | -11.5% | 0.4% |
LEADERONE FINANCIAL CORPORATION | $485,000 | n/a | 0.4% | |
SUCCESS MORTGAGE PARTNERS, INC. | $485,000 | n/a | 0.4% | |
OPEN MORTGAGE, LLC | $255,000 | $465,000 | 82.4% | 0.3% |
Origin Bank | $465,000 | n/a | 0.3% | |
Valliance Bank | $445,000 | n/a | 0.3% | |
Barrington Bank & Trust Company, N.A. | $440,000 | n/a | 0.3% | |
NAVY FEDERAL CREDIT UNION | $785,000 | $430,000 | -45.2% | 0.3% |
Pilgrim Bank | $710,000 | $430,000 | -39.4% | 0.3% |
PNC Bank | $430,000 | n/a | 0.3% | |
Gilmer National Bank Gilmer Texas | $425,000 | n/a | 0.3% | |
FREEDOM MORTGAGE CORPORATION | $385,000 | $415,000 | 7.8% | 0.3% |
Texas Regional Bank | $405,000 | n/a | 0.3% | |
Flagstar Bank, FSB | $505,000 | $400,000 | -20.8% | 0.3% |
PREMIA MORTGAGE, LLC | $395,000 | n/a | 0.3% | |
AMCAP MORTGAGE, LTD. | $1,055,000 | $385,000 | -63.5% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $385,000 | n/a | 0.3% | |
RED RIVER EMPLOYEES | $1,665,000 | $380,000 | -77.2% | 0.3% |
ATLANTA POSTAL | $365,000 | n/a | 0.3% | |
AMERITRUST MORTGAGE CORPORATION | $355,000 | n/a | 0.3% | |
MOUNTAIN WEST FINANCIAL, INC. | $355,000 | n/a | 0.3% | |
Wells Fargo Bank | $630,000 | $355,000 | -43.7% | 0.3% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $165,000 | $345,000 | 109.1% | 0.3% |
SECURITYNATIONAL MORTGAGE COMPANY | $175,000 | $330,000 | 88.6% | 0.2% |
Town Square Mortgage & Investments, Inc. | $920,000 | $325,000 | -64.7% | 0.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $165,000 | $315,000 | 90.9% | 0.2% |
Frost Bank | $340,000 | $315,000 | -7.4% | 0.2% |
Inwood National Bank | $115,000 | $315,000 | 173.9% | 0.2% |
Truist | $110,000 | $310,000 | 181.8% | 0.2% |
A&D Mortgage LLC | $305,000 | n/a | 0.2% | |
KELLY COMMUNITY FEDERAL CREDIT UNION | $305,000 | n/a | 0.2% | |
RF Renovo Management Company, LLC | $1,435,000 | $290,000 | -79.8% | 0.2% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $285,000 | n/a | 0.2% | |
Waterstone Mortgage Corporation | $275,000 | n/a | 0.2% | |
ROYAL UNITED MORTGAGE LLC | $490,000 | $260,000 | -46.9% | 0.2% |
NFM, INC. | $255,000 | n/a | 0.2% | |
First Bank | $770,000 | $245,000 | -68.2% | 0.2% |
First Financial Bank | $245,000 | n/a | 0.2% | |
WILLOW BEND MORTGAGE COMPANY, LLC | $245,000 | n/a | 0.2% | |
CALCON MUTUAL MORTGAGE LLC | $230,000 | n/a | 0.2% | |
Independent Bank | $225,000 | n/a | 0.2% | |
Bank of America | $210,000 | n/a | 0.2% | |
RED DIAMOND HOME LOANS, LLC | $225,000 | $205,000 | -8.9% | 0.2% |
Texas Mortgage Lending, LLC | $205,000 | n/a | 0.2% | |
LENDINGHOME FUNDING CORPORATION | $115,000 | $200,000 | 73.9% | 0.1% |
AMERISAVE MORTGAGE CORPORATION | $300,000 | $195,000 | -35.0% | 0.1% |
HomeBank Texas | $195,000 | n/a | 0.1% | |
COUNTRYPLACE MORTGAGE, LTD. | $190,000 | n/a | 0.1% | |
JPMorgan Chase Bank | $950,000 | $190,000 | -80.0% | 0.1% |
PENNYMAC LOAN SERVICES, LLC | $820,000 | $175,000 | -78.7% | 0.1% |
SFMC, LP | $1,635,000 | $175,000 | -89.3% | 0.1% |
BROKER SOLUTIONS, INC. | $855,000 | $155,000 | -81.9% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $595,000 | $155,000 | -73.9% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $155,000 | n/a | 0.1% | |
GREATER TEXAS FEDERAL CREDIT UNION | $145,000 | n/a | 0.1% | |
GUARANTY HOME MORTGAGE CORPORATION | $135,000 | n/a | 0.1% | |
MID AMERICA MORTGAGE, INC. | $1,290,000 | $135,000 | -89.5% | 0.1% |
PHH Mortgage Corporation | $225,000 | $105,000 | -53.3% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $95,000 | n/a | 0.1% | |
United Community Bank | $95,000 | n/a | 0.1% | |
Baxter Credit Union | $85,000 | n/a | 0.1% | |
Citizens State Bank | $85,000 | n/a | 0.1% | |
CommunityBank of Texas, N.A. | $75,000 | n/a | 0.1% | |
TEXAR | $75,000 | n/a | 0.1% | |
THE MORTGAGE LINK, INC. | $75,000 | n/a | 0.1% | |
Southside Bank | $55,000 | n/a | 0.0% | |
DELTA COMMUNITY CREDIT UNION | $45,000 | n/a | 0.0% | |
BARKSDALE | $35,000 | n/a | 0.0% | |
RANDOLPH-BROOKS | $1,275,000 | $35,000 | -97.3% | 0.0% |
Sulphur Springs's top lender by overall market share is The City National Bank of Sulphur Springs, with 17.4% market share. In second place, with 7.9%, is Alliance Bank, having originated $10,615,000 in loans. In third place, with 6.6%, is Nations Lending Corporation, having originated $8,855,000 in loans. In fourth place, with 6.0%, is Guaranty Bank & Trust, N.A., having originated $8,130,000 in loans. In fifth place, with 5.8%, is City Bank, having originated $7,780,000 in loans.
Sulphur Springs Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Sulphur Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $158,675 (-11.1%) | $241,601 (-7.5%) | 0.00 | 94 |
2018-02-01 | $161,950 (-10.0%) | $248,852 (-6.9%) | 0.00 | 84 |
2018-03-01 | $165,000 (-13.4%) | $251,683 (-2.4%) | 0.00 | 75 |
2018-04-01 | $162,125 (-15.8%) | $240,964 (-11.6%) | 0.00 | 77 |
2018-05-01 | $169,950 (-8.6%) | $254,278 (-7.6%) | 0.00 | 81 |
2018-06-01 | $175,000 (-10.1%) | $249,767 (-12.5%) | 0.00 | 98 |
2018-07-01 | $189,950 (-7.3%) | $266,735 (-13.7%) | 0.00 | 98 |
2018-08-01 | $172,475 (-5.2%) | $263,230 (-7.2%) | 0.00 | 89 |
2018-09-01 | $182,450 (5.8%) | $272,889 (1.5%) | 0.00 | 85 |
2018-10-01 | $179,900 (14.3%) | $269,102 (17.0%) | 0.00 | 93 |
2018-11-01 | $189,450 (26.4%) | $313,253 (36.4%) | 0.00 | 86 |
2018-12-01 | $179,900 (12.5%) | $300,817 (19.6%) | 0.00 | 91 |
2019-01-01 | $177,400 (11.8%) | $282,087 (16.8%) | 0.00 | 84 |
2019-02-01 | $194,225 (19.9%) | $298,635 (20.0%) | 0.00 | 65 |
2019-03-01 | $197,100 (19.5%) | $320,124 (27.2%) | 0.00 | 69 |
2019-04-01 | $209,450 (29.2%) | $344,145 (42.8%) | 0.00 | 73 |
2019-05-01 | $219,975 (29.4%) | $386,347 (51.9%) | 0.00 | 66 |
2019-06-01 | $219,000 (25.1%) | $326,305 (30.6%) | 0.00 | 72 |
2019-07-01 | $175,000 (-7.9%) | $270,261 (1.3%) | 0.00 | 71 |
2019-08-01 | $182,927 (6.1%) | $271,317 (3.1%) | 0.00 | 70 |
2019-09-01 | $182,968 (0.3%) | $271,519 (-0.5%) | 0.00 | 70 |
2019-10-01 | $186,250 (3.5%) | $274,119 (1.9%) | 0.00 | 68 |
2019-11-01 | $194,700 (2.8%) | $295,915 (-5.5%) | 0.00 | 69 |
2019-12-01 | $191,498 (6.5%) | $300,637 (-0.1%) | 0.00 | 66 |
2020-01-01 | $218,450 (23.1%) | $310,850 (10.2%) | 0.00 | 62 |
2020-02-01 | $176,450 (-9.2%) | $279,510 (-6.4%) | 0.00 | 59 |
2020-03-01 | $167,175 (-15.2%) | $278,391 (-13.0%) | 0.00 | 70 |
2020-04-01 | $192,425 (-8.1%) | $302,070 (-12.2%) | 0.00 | 65 |
2020-05-01 | $209,700 (-4.7%) | $300,403 (-22.3%) | 0.00 | 60 |
2020-06-01 | $188,250 (-14.0%) | $289,364 (-11.3%) | 0.00 | 61 |
2020-07-01 | $190,725 (9.0%) | $292,777 (8.3%) | 0.00 | 52 |
2020-08-01 | $229,000 (25.2%) | $315,474 (16.3%) | 0.00 | 47 |
2020-09-01 | $234,200 (28.0%) | $324,065 (19.4%) | 0.00 | 49 |
2020-10-01 | $256,950 (38.0%) | $353,558 (29.0%) | 0.00 | 53 |
2020-11-01 | $237,175 (21.8%) | $349,808 (18.2%) | 0.00 | 45 |
2020-12-01 | $204,956 (7.0%) | $356,022 (18.4%) | 0.00 | 42 |
2021-01-01 | $196,450 (-10.1%) | $355,654 (14.4%) | 0.00 | 40 |
2021-02-01 | $219,500 (24.4%) | $412,614 (47.6%) | 0.00 | 29 |
2021-03-01 | $219,000 (31.0%) | $383,968 (37.9%) | 0.00 | 30 |
2021-04-01 | $216,950 (12.8%) | $391,808 (29.7%) | 0.00 | 29 |
2021-05-01 | $255,000 (21.6%) | $494,191 (64.5%) | 0.00 | 23 |
2021-06-01 | $264,950 (40.7%) | $498,740 (72.4%) | 0.00 | 32 |
2021-07-01 | $254,500 (33.4%) | $440,527 (50.5%) | 0.00 | 39 |
2021-08-01 | $227,500 (-0.7%) | $382,614 (21.3%) | 0.00 | 45 |
2021-09-01 | $238,675 (1.9%) | $422,928 (30.5%) | 0.00 | 42 |
2021-10-01 | $219,000 (-14.8%) | $401,055 (13.4%) | 0.00 | 48 |
2021-11-01 | $261,850 (10.4%) | $398,097 (13.8%) | 0.00 | 43 |
2021-12-01 | $294,250 (43.6%) | $426,740 (19.9%) | 0.00 | 26 |
2022-01-01 | $247,445 (26.0%) | $433,068 (21.8%) | 0.00 | 24 |
2022-02-01 | $267,245 (21.8%) | $482,315 (16.9%) | 0.00 | 28 |
2022-03-01 | $274,750 (25.5%) | $440,410 (14.7%) | 0.00 | 30 |
2022-04-01 | $329,000 (51.7%) | $472,978 (20.7%) | 0.00 | 35 |
2022-05-01 | $358,725 (40.7%) | $477,035 (-3.5%) | 0.00 | 42 |
2022-06-01 | $318,725 (20.3%) | $476,817 (-4.4%) | 0.00 | 57 |
2022-07-01 | $336,250 (32.1%) | $479,984 (9.0%) | 0.00 | 73 |
2022-08-01 | $332,000 (45.9%) | $461,981 (20.7%) | 0.00 | 80 |
2022-09-01 | $327,000 (37.0%) | $445,214 (5.3%) | 0.00 | 80 |
2022-10-01 | $325,000 (48.4%) | $457,614 (14.1%) | 0.00 | 84 |
2022-11-01 | $299,000 (14.2%) | $436,047 (9.5%) | 0.00 | 100 |
2022-12-01 | $299,000 (1.6%) | $449,999 (5.5%) | 0.00 | 90 |
2023-01-01 | $309,749 (25.2%) | $464,639 (7.3%) | 0.00 | 88 |
2023-02-01 | $313,500 (17.3%) | $463,513 (-3.9%) | 0.00 | 83 |
2023-03-01 | $301,194 (9.6%) | $438,607 (-0.4%) | 0.00 | 88 |
2023-04-01 | $272,888 (-17.1%) | $384,113 (-18.8%) | 0.00 | 86 |
2023-05-01 | $279,725 (-22.0%) | $359,408 (-24.7%) | 0.00 | 85 |
2023-06-01 | $277,500 (-12.9%) | $391,373 (-17.9%) | 0.00 | 97 |
2023-07-01 | $287,000 (-14.7%) | $382,802 (-20.3%) | 0.00 | 107 |
2023-08-01 | $294,313 (-11.4%) | $398,354 (-13.8%) | 0.00 | 115 |
2023-09-01 | $325,000 (-0.6%) | $423,372 (-4.9%) | 0.00 | 108 |
2023-10-01 | $313,416 (-3.6%) | $413,890 (-9.6%) | 0.00 | 103 |
2023-11-01 | $300,944 (0.7%) | $403,602 (-7.4%) | 0.00 | 110 |
2023-12-01 | $330,000 (10.4%) | $419,865 (-6.7%) | 0.00 | 102 |
2024-01-01 | $349,000 (12.7%) | $415,062 (-10.7%) | 0.00 | 108 |
2024-02-01 | $358,725 (14.4%) | $431,633 (-6.9%) | 0.00 | 123 |
2024-03-01 | $365,000 (21.2%) | $437,386 (-0.3%) | 0.00 | 121 |
2024-04-01 | $365,000 (33.8%) | $429,950 (11.9%) | 0.00 | 120 |
2024-05-01 | $363,750 (30.0%) | $442,418 (23.1%) | 0.00 | 123 |
2024-06-01 | $320,000 (15.3%) | $430,717 (10.1%) | 0.00 | 126 |
2024-07-01 | $312,950 (9.0%) | $416,882 (8.9%) | 0.00 | 128 |
2024-08-01 | $315,000 (7.0%) | $407,030 (2.2%) | 0.00 | 142 |
2024-09-01 | $316,766 (-2.5%) | $404,755 (-4.4%) | 0.00 | 156 |
Sulphur Springs's median listing price comes in at 0% of the national average.
Sulphur Springs's average listing price for 2024-09-01 was $404,755, a difference of $-18,617 (-4.4%) versus the prior year and $-2,275 versus the prior month.
For the 2024-09-01 period, Sulphur Springs had 156 MLS listings, a difference of 14 listings (10%) versus the prior month and 48 listings (44%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Sulphur Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,947 sqft |
2018-02-01 | 0 days | 1,948 sqft |
2018-03-01 | 0 days | 1,952 sqft |
2018-04-01 | 0 days | 1,984 sqft |
2018-05-01 | 0 days | 1,974 sqft |
2018-06-01 | 0 days | 1,938 sqft |
2018-07-01 | 0 days | 1,927 sqft |
2018-08-01 | 0 days | 1,871 sqft |
2018-09-01 | 0 days | 1,880 sqft |
2018-10-01 | 0 days | 1,917 sqft |
2018-11-01 | 0 days | 1,967 sqft |
2018-12-01 | 0 days | 1,919 sqft |
2019-01-01 | 0 days | 1,923 sqft |
2019-02-01 | 0 days | 1,919 sqft |
2019-03-01 | 0 days | 1,906 sqft |
2019-04-01 | 0 days | 1,951 sqft |
2019-05-01 | 0 days | 1,925 sqft |
2019-06-01 | 0 days | 1,834 sqft |
2019-07-01 | 0 days | 1,783 sqft |
2019-08-01 | 0 days | 1,803 sqft |
2019-09-01 | 0 days | 1,823 sqft |
2019-10-01 | 0 days | 1,874 sqft |
2019-11-01 | 0 days | 1,933 sqft |
2019-12-01 | 0 days | 1,953 sqft |
2020-01-01 | 0 days | 1,955 sqft |
2020-02-01 | 0 days | 1,813 sqft |
2020-03-01 | 0 days | 1,799 sqft |
2020-04-01 | 0 days | 1,940 sqft |
2020-05-01 | 0 days | 2,012 sqft |
2020-06-01 | 0 days | 1,850 sqft |
2020-07-01 | 0 days | 1,936 sqft |
2020-08-01 | 0 days | 1,904 sqft |
2020-09-01 | 0 days | 1,943 sqft |
2020-10-01 | 0 days | 1,997 sqft |
2020-11-01 | 0 days | 1,959 sqft |
2020-12-01 | 0 days | 1,897 sqft |
2021-01-01 | 0 days | 1,799 sqft |
2021-02-01 | 0 days | 1,907 sqft |
2021-03-01 | 0 days | 1,875 sqft |
2021-04-01 | 0 days | 1,850 sqft |
2021-05-01 | 0 days | 1,960 sqft |
2021-06-01 | 0 days | 1,939 sqft |
2021-07-01 | 0 days | 1,947 sqft |
2021-08-01 | 0 days | 1,899 sqft |
2021-09-01 | 0 days | 1,913 sqft |
2021-10-01 | 0 days | 1,800 sqft |
2021-11-01 | 0 days | 1,803 sqft |
2021-12-01 | 0 days | 1,931 sqft |
2022-01-01 | 0 days | 1,690 sqft |
2022-02-01 | 0 days | 1,904 sqft |
2022-03-01 | 0 days | 1,780 sqft |
2022-04-01 | 0 days | 1,784 sqft |
2022-05-01 | 0 days | 1,975 sqft |
2022-06-01 | 0 days | 1,950 sqft |
2022-07-01 | 0 days | 1,947 sqft |
2022-08-01 | 0 days | 1,905 sqft |
2022-09-01 | 0 days | 1,871 sqft |
2022-10-01 | 0 days | 1,840 sqft |
2022-11-01 | 0 days | 1,748 sqft |
2022-12-01 | 0 days | 1,763 sqft |
2023-01-01 | 0 days | 1,890 sqft |
2023-02-01 | 0 days | 1,801 sqft |
2023-03-01 | 0 days | 1,815 sqft |
2023-04-01 | 0 days | 1,771 sqft |
2023-05-01 | 0 days | 1,714 sqft |
2023-06-01 | 0 days | 1,753 sqft |
2023-07-01 | 0 days | 1,754 sqft |
2023-08-01 | 0 days | 1,794 sqft |
2023-09-01 | 0 days | 1,894 sqft |
2023-10-01 | 0 days | 1,863 sqft |
2023-11-01 | 0 days | 1,850 sqft |
2023-12-01 | 0 days | 1,997 sqft |
2024-01-01 | 0 days | 2,037 sqft |
2024-02-01 | 0 days | 2,009 sqft |
2024-03-01 | 0 days | 1,986 sqft |
2024-04-01 | 0 days | 1,942 sqft |
2024-05-01 | 0 days | 1,941 sqft |
2024-06-01 | 0 days | 1,873 sqft |
2024-07-01 | 0 days | 1,877 sqft |
2024-08-01 | 0 days | 1,879 sqft |
2024-09-01 | 0 days | 1,865 sqft |
Sulphur Springs's median square footage for active listings during the 2024-09-01 period was 1,865 sqft. One year prior, the average listing was 1,894 sqft.
Sulphur Springs, TX Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 407 | $107,675,000 | $264,558 |
Cash Out Refi | 59 | $12,515,000 | $212,119 |
Home Improvement | 32 | $3,600,000 | $112,500 |
Other | 24 | $2,960,000 | $123,333 |
Refi | 22 | $4,650,000 | $211,364 |
NA | 1 | $3,275,000 | $3,275,000 |
Sulphur Springs's most frequently cited loan purpose was Home Purchase, with 407 originations. The 2nd most popular reason was Cash Out Refi, with 59 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
7-8% | 161 | $46,995,000 | $291,894 |
6-7% | 140 | $37,410,000 | $267,214 |
Over 8% | 123 | $20,095,000 | $163,374 |
5-6% | 36 | $9,230,000 | $256,389 |
<2.5% | 6 | $140,000 | $23,333 |
4-5% | 3 | $835,000 | $278,333 |
3-4% | 2 | $280,000 | $140,000 |
During 2023, Sulphur Springs's most frequently originated rate bucket was 7-8%, with 161 originations.
Loan Sizing (Sulphur Springs, TX MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 213 | $58,195,000 | $273,216 |
$100k-200k | 176 | $26,370,000 | $149,830 |
$100,000 or less | 99 | $6,335,000 | $63,990 |
$400k-600k | 38 | $18,130,000 | $477,105 |
$600k-1000k | 14 | $9,780,000 | $698,571 |
$Over $1MM | 5 | $15,865,000 | $3,173,000 |
Sulphur Springs's loan sizing saw the bucket of loans from $200k-400k with 213 originations, totaling $58,195,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 208 | $51,770,000 | $248,894 |
60-80% | 121 | $33,595,000 | $277,645 |
40-60% | 60 | $19,360,000 | $322,667 |
20-40% | 38 | $4,610,000 | $121,316 |
Under 20% | 27 | $1,465,000 | $54,259 |
Over 100% | 15 | $3,615,000 | $241,000 |
Sulphur Springs's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 208 originations, totaling $51,770,000 in origination value.