Mifflinburg Bank And Trust Company Mortgage Rates, Fees & Info
Mifflinburg, PALEI: 5493008CMM76GR76GS36
Tax ID: 24-0661750
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Mortgage Data
Review & Overview
Mifflinburg Bank And Trust Company is a smaller bank specializing in Home Purchase loans. Mifflinburg Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Lewisburg, Selinsgrove, Sunbury, State College, and Williamsport among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Mifflinburg Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
180Origination Dollar Volume (All Markets)
$29,130,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Lewisburg, PA (FHA|USDA|VA) | 79 | $13,205,000 | $167,152 | $0 | 0.00% |
| Selinsgrove, PA (FHA|USDA|VA) | 44 | $6,120,000 | $139,091 | $0 | 0.00% |
| Sunbury, PA (FHA|USDA|VA) | 26 | $4,620,000 | $177,692 | $0 | 0.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 13 | $1,485,000 | $114,231 | $0 | 0.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $0 | 0.00% |
| Lock Haven, PA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $620,000 | $155,000 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 0.00% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 0.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 180 | $29,130,000 | $161,833 | $0 | 0.00% |
For 2023, Mifflinburg Bank And Trust Company's most frequently originated type of loan was Conventional, with 180 originations.
Loan Reason
For 2023, Mifflinburg Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 96 originations. The 2nd most popular reason was Other, with 33 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 180 | $29,130,000 | $161,833 | $0 | 0.00% |
For 2023, Mifflinburg Bank And Trust Company's most frequently cited loan duration was Other, with 180 originations.
Loan Sizing
2023 saw Mifflinburg Bank And Trust Company place emphasis on $100,000 or less loans with 80 originations, totaling $3,800,000 in origination value.
Applicant Income
Mifflinburg Bank And Trust Company lent most frequently to those with incomes in the $50k-75k range, with 38 originations. The second most popular income band? $100k-150k, with 36 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 180 | $29,130,000 | $161,833 | $0 | 0.00% |
Mifflinburg Bank And Trust Company lent most frequently to those with DTI ratios of Exempt%, with 180 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.55%
Mifflinburg Bank And Trust Company has an average approval rate.
Pick Rate
Approvals leading to origination93.89%
Mifflinburg Bank And Trust Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 180 | $29,130,000 | $161,833 |