Sunbury Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sunbury averaged 7.08% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.83% and one month ago for the week of 2025-04-17, the average rate was 6.75%.

    Sunbury's average rate one year ago was 6.94%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.46%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Sunbury 30 Year Fixed Rate 2025-05-22 7.08%
    Sunbury 30 Year Fixed Rate Refi 2025-05-22 7.46%
    Sunbury 15 Year Fixed Rate 2025-05-22 6.21%
    Sunbury 15 Year Fixed Rate Refi 2025-05-22 6.41%
    Sunbury 30 Year FHA 2025-05-22 6.65%
    Sunbury 30 Year FHA Refi 2025-05-22 6.41%
    Sunbury 30 Year USDA 2025-05-22 6.43%
    Sunbury 30 Year USDA Refi 2025-05-22 6.53%
    Sunbury 30 Year VA 2025-05-22 6.52%
    Sunbury 30 Year VA Refi 2025-05-22 6.62%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sunbury, PA.

    Sunbury Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sunbury, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 41 6.81% $6,012
    First Columbia Bank & Trust Co. 27 6.84% $3,669
    PENNSYLVANIA STATE EMPLOYEES Credit Union 21 6.76% $2,600
    Mortgage America, Inc. 20 6.33% $4,739
    Fulton Bank 13 6.69% $4,622
    UNITED WHOLESALE MORTGAGE, LLC 11 7.05% $7,609
    First National Bank of Pennsylvania 11 6.64% $3,913
    FIRST HERITAGE FINANCIAL, LLC 8 6.70% $5,189
    M&T Bank 7 6.71% $3,869
    Waterstone Mortgage Corporation 7 7.11% $7,395
    Truist 6 6.64% $3,519
    MidAtlantic Farm Credit, ACA 5 6.94% $5,182
    GUILD MORTGAGE COMPANY 5 6.40% $6,013
    Wells Fargo Bank 5 6.38% $5,020
    SERVICE 1ST 5 6.95% $4,427
    CROSSCOUNTRY MORTGAGE, LLC 4 7.08% $9,867
    Community Bank 4 7.66% $68
    NAVY FEDERAL CREDIT UNION 4 6.72% $3,249
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.56% $6,008
    MICHIGAN MUTUAL, INC. 4 6.97% $6,535
    Morgan Stanley Private Bank 3 6.38% $5,057
    Mr. Cooper ( Nationstar Mortgage ) 3 6.54% $5,930
    Prosperity Home Mortgage, LLC 3 7.38% $5,787
    ROYAL UNITED MORTGAGE LLC 3 6.79% $8,402
    PENNYMAC LOAN SERVICES, LLC 3 7.29% $10,097
    LOANDEPOT.COM, LLC 3 6.79% $6,416
    PNC Bank 2 7.13% $4,414
    BROKER SOLUTIONS, INC. 2 6.81% $7,910
    Citizens & Northern Bank 2 7.56% $6,570
    CMG MORTGAGE, INC. 2 7.13% $4,873
    FIRST COMMUNITY MORTGAGE, INC. 2 6.75% $3,815
    Jersey Shore State Bank 2 7.38% $4,610
    MEMBERS 1ST FEDERAL CREDIT UNION 2 6.13% $3,334
    NATIONS DIRECT MORTGAGE, LLC 2 6.44% $7,012
    NEWREZ LLC 2 6.56% $5,087
    UNION HOME MORTGAGE CORP. 2 7.31% $4,886
    USAA Federal Savings Bank 2 6.75% $5,355
    ZILLOW HOME LOANS, LLC 2 7.06% $5,367
    First Keystone Community Bank 1 7.00% $2,613
    Mortgage Research Center, LLC 1 7.13% $4,926
    MOVEMENT MORTGAGE, LLC 1 6.56% $4,588
    First Commonwealth Federal Credit Union 1 5.75% $3,131
    First Commonwealth Bank 1 6.50% $4,788
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $8,630
    Wilmington Savings Fund Society, FSB 1 6.38% $4,520
    First Citizens Community Bank 1 7.50% $5,070
    NBKC BANK 1 6.13% $8,157
    NBT Bank 1 6.25% $2,653
    Century Mortgage Company DBA Century Lending Company 1 6.99% $5,595
    NFM, INC. 1 7.38% $4,989
    North American Savings Bank, F.S.B. 1 6.50% $12,825
    Northpointe Bank 1 7.00% $4,638
    Farmers and Merchants Trust Company of Chambersburg 1 7.00% $5,634
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.00% $9,650
    PHILADELPHIA 1 7.63% $2,925
    PLAZA HOME MORTGAGE, INC. 1 7.63% $6,127
    AmeriHome Mortgage Company, LLC 1 6.88% $4,543
    EMM LOANS LLC 1 6.13% $5,971
    EMBRACE HOME LOANS, INC. 1 6.88% $4,845
    East Coast Capital Corp. 1 6.88% $5,844
    RADIUS FINANCIAL GROUP INC. 1 7.63% $5,664
    DEEPHAVEN MORTGAGE LLC 1 7.50% $6,377
    Community Bank 1 6.50% $16,387
    SWBC MORTGAGE CORPORATION 1 6.63% $5,871
    T2 FINANCIAL LLC 1 7.49% $7,525
    The Ephrata National Bank 1 8.88% $4,900
    TOWNE MORTGAGE COMPANY 1 6.00% $3,442
    Citizens Bank 1 6.13% $6,875
    Barrington Bank & Trust Company, N.A. 1 6.38% $4,390
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.12% $5,518
    HORIZON Federal Credit Union 1 7.64% $5,889
    Citibank 1 6.63% $4,009
    HOMESIDE FINANCIAL, LLC 1 6.63% $6,245
    Flagstar Bank, FSB 1 7.50% $5,785
    First National Bank of America 1 10.75% $8,554

    Sunbury Average Closing Costs & Other Stats

    Sunbury, PA's 75 lenders originated 1,403 loans during 2024. The total origination value was $186,075,000, with an average loan value of $132,627.

    Sunbury's average closing costs are $5,339.

    The top Sunbury lender as defined by loan originations is QUICKEN LOANS, LLC, with 41 loans originated. Their average total fees are $6,012, which is $2,343 higher than the next largest lender, First Columbia Bank & Trust Co..

    The lowest fee Sunbury lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,600), First Columbia Bank & Trust Co. ($3,669), First National Bank of Pennsylvania ($3,913), Fulton Bank ($4,622) and Mortgage America, Inc. ($4,739).

    The lowest rate Sunbury lenders (with over 10 loans originated) are Mortgage America, Inc. (6.33%), First National Bank of Pennsylvania (6.64%), Fulton Bank (6.69%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.76%) and QUICKEN LOANS, LLC (6.81%).

    Sunbury, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    SERVICE 1ST $3,745,000 $18,195,000 385.8% 9.8%
    QUICKEN LOANS, LLC $14,860,000 $13,355,000 -10.1% 7.2%
    First Columbia Bank & Trust Co. $9,340,000 $12,795,000 37.0% 6.9%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $6,900,000 $8,565,000 24.1% 4.6%
    Susquehanna Community Bank $8,790,000 $8,310,000 -5.5% 4.5%
    Mortgage Research Center, LLC $3,395,000 $7,140,000 110.3% 3.8%
    Mifflinburg Bank and Trust Company $4,620,000 $6,955,000 50.5% 3.7%
    Jersey Shore State Bank $5,370,000 $6,210,000 15.6% 3.3%
    Fulton Bank $5,875,000 $6,155,000 4.8% 3.3%
    M&T Bank $6,315,000 $6,110,000 -3.2% 3.3%
    Mortgage America, Inc. $2,575,000 $5,740,000 122.9% 3.1%
    First National Bank of Pennsylvania $3,685,000 $4,810,000 30.5% 2.6%
    UNB Bank $5,220,000 $4,790,000 -8.2% 2.6%
    Members Choice Financial Credit Union $6,845,000 $3,900,000 -43.0% 2.1%
    UNITED WHOLESALE MORTGAGE, LLC $2,820,000 $3,720,000 31.9% 2.0%
    Truist $2,930,000 $2,810,000 -4.1% 1.5%
    ALLIED MORTGAGE GROUP, INC. $3,295,000 $2,700,000 -18.1% 1.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $5,655,000 $2,375,000 -58.0% 1.3%
    PENNYMAC LOAN SERVICES, LLC $840,000 $2,275,000 170.8% 1.2%
    Citizens & Northern Bank $655,000 $2,185,000 233.6% 1.2%
    CROSSCOUNTRY MORTGAGE, LLC $770,000 $2,145,000 178.6% 1.2%
    MidAtlantic Farm Credit, ACA $985,000 $2,115,000 114.7% 1.1%
    FIRST HERITAGE FINANCIAL, LLC $1,130,000 $2,110,000 86.7% 1.1%
    USAA Federal Savings Bank $765,000 $2,100,000 174.5% 1.1%
    First Commonwealth Bank $2,450,000 $2,000,000 -18.4% 1.1%
    Waterstone Mortgage Corporation $1,625,000 $1,875,000 15.4% 1.0%
    NAVY FEDERAL CREDIT UNION $955,000 $1,760,000 84.3% 0.9%
    BROKER SOLUTIONS, INC. $755,000 $1,550,000 105.3% 0.8%
    NEW DAY FINANCIAL, LLC $430,000 $1,410,000 227.9% 0.8%
    The Gratz Bank $2,275,000 $1,360,000 -40.2% 0.7%
    MEMBERS 1ST FEDERAL CREDIT UNION $685,000 $1,255,000 83.2% 0.7%
    MICHIGAN MUTUAL, INC. $1,185,000 n/a 0.6%
    ZILLOW HOME LOANS, LLC $1,120,000 n/a 0.6%
    CMG MORTGAGE, INC. $670,000 $1,110,000 65.7% 0.6%
    Woodlands Bank $1,065,000 n/a 0.6%
    GUILD MORTGAGE COMPANY $1,065,000 $1,000,000 -6.1% 0.5%
    Morgan Stanley Private Bank $985,000 n/a 0.5%
    LOANDEPOT.COM, LLC $1,560,000 $885,000 -43.3% 0.5%
    PNC Bank $530,000 $850,000 60.4% 0.5%
    UNION HOME MORTGAGE CORP. $145,000 $810,000 458.6% 0.4%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $115,000 $805,000 600.0% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $310,000 $790,000 154.8% 0.4%
    AMERISAVE MORTGAGE CORPORATION $940,000 $755,000 -19.7% 0.4%
    Century Mortgage Company DBA Century Lending Company $715,000 $735,000 2.8% 0.4%
    Prosperity Home Mortgage, LLC $1,075,000 $715,000 -33.5% 0.4%
    VILLAGE CAPITAL MORTGAGE $560,000 $695,000 24.1% 0.4%
    NATIONS DIRECT MORTGAGE, LLC $530,000 $665,000 25.5% 0.4%
    FREEDOM MORTGAGE CORPORATION $435,000 $635,000 46.0% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $880,000 $625,000 -29.0% 0.3%
    Wells Fargo Bank $1,170,000 $625,000 -46.6% 0.3%
    Community Bank $85,000 $615,000 623.5% 0.3%
    NEWREZ LLC $260,000 $595,000 128.8% 0.3%
    DOMINION FINANCIAL SERVICES, LLC $575,000 n/a 0.3%
    Citizens Bank $3,025,000 $525,000 -82.6% 0.3%
    TOWNE MORTGAGE COMPANY $300,000 $525,000 75.0% 0.3%
    The Juniata Valley Bank $285,000 $505,000 77.2% 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $495,000 n/a 0.3%
    Flagstar Bank, FSB $495,000 n/a 0.3%
    HOMESIDE FINANCIAL, LLC $485,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $175,000 $480,000 174.3% 0.3%
    First Keystone Community Bank $795,000 $470,000 -40.9% 0.3%
    The Ephrata National Bank $780,000 $465,000 -40.4% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $355,000 $445,000 25.4% 0.2%
    MOVEMENT MORTGAGE, LLC $225,000 $430,000 91.1% 0.2%
    Carrington Mortgage Services, LLC $55,000 $425,000 672.7% 0.2%
    LENOX FINANCIAL MORTGAGE CORPORATION $415,000 n/a 0.2%
    Northpointe Bank $205,000 $415,000 102.4% 0.2%
    ROYAL UNITED MORTGAGE LLC $905,000 $385,000 -57.5% 0.2%
    NBKC BANK $365,000 n/a 0.2%
    SWBC MORTGAGE CORPORATION $360,000 n/a 0.2%
    Figure Lending LLC $215,000 $320,000 48.8% 0.2%
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $315,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $165,000 $305,000 84.8% 0.2%
    Bank of America $95,000 $295,000 210.5% 0.2%
    HORIZON Federal Credit Union $55,000 $290,000 427.3% 0.2%
    North American Savings Bank, F.S.B. $285,000 n/a 0.2%
    Community Bank $85,000 $275,000 223.5% 0.1%
    PHILADELPHIA $140,000 $275,000 96.4% 0.1%
    T2 FINANCIAL LLC $65,000 $275,000 323.1% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $265,000 n/a 0.1%
    MILEND, INC. $265,000 n/a 0.1%
    1ST SIGNATURE LENDING, LLC $255,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $145,000 $245,000 69.0% 0.1%
    Barrington Bank & Trust Company, N.A. $545,000 $245,000 -55.0% 0.1%
    East Coast Capital Corp. $245,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $230,000 n/a 0.1%
    Discover Bank $55,000 $230,000 318.2% 0.1%
    First Citizens Community Bank $55,000 $225,000 309.1% 0.1%
    AmeriHome Mortgage Company, LLC $215,000 n/a 0.1%
    First National Bank of America $215,000 n/a 0.1%
    TIDEWATER MORTGAGE SERVICES, INC. $295,000 $215,000 -27.1% 0.1%
    Equity Prime Mortgage LLC $65,000 $210,000 223.1% 0.1%
    ABSOLUTE HOME MORTGAGE CORPORATION $155,000 $205,000 32.3% 0.1%
    EMBRACE HOME LOANS, INC. $95,000 $205,000 115.8% 0.1%
    RADIUS FINANCIAL GROUP INC. $205,000 n/a 0.1%
    NFM, INC. $200,000 n/a 0.1%
    Farmers and Merchants Trust Company of Chambersburg $195,000 n/a 0.1%
    GSF Mortgage Corporation $195,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $195,000 n/a 0.1%
    Wilmington Savings Fund Society, FSB $195,000 n/a 0.1%
    NET $190,000 n/a 0.1%
    PLANET HOME LENDING, LLC $105,000 $190,000 81.0% 0.1%
    Diamond Credit Union $65,000 $185,000 184.6% 0.1%
    MYCUMORTGAGE, LLC $185,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $180,000 n/a 0.1%
    Mid Penn Bank $1,710,000 $170,000 -90.1% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $145,000 n/a 0.1%
    EMM LOANS LLC $230,000 $115,000 -50.0% 0.1%
    UNITED MORTGAGE CORP $115,000 n/a 0.1%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $105,000 n/a 0.1%
    BELCO COMMUNITY CREDIT UNION $5,000 $105,000 2,000.0% 0.1%
    DEEPHAVEN MORTGAGE LLC $105,000 n/a 0.1%
    PS Bank $105,000 n/a 0.1%
    Titan FCU $105,000 n/a 0.1%
    First Commonwealth Federal Credit Union $305,000 $100,000 -67.2% 0.1%
    TOP FLITE FINANCIAL, INC. $115,000 $95,000 -17.4% 0.1%
    FINANCE OF AMERICA REVERSE LLC $360,000 $85,000 -76.4% 0.0%
    LOANPAL, LLC $85,000 n/a 0.0%
    FIRST COLONY MORTGAGE CORPORATION $75,000 n/a 0.0%
    NBT Bank $75,000 n/a 0.0%
    PALCO FEDERAL CREDIT UNION $70,000 n/a 0.0%
    Citibank $65,000 n/a 0.0%
    HARBORONE MORTGAGE, LLC $65,000 n/a 0.0%
    Ballston Spa National Bank $55,000 n/a 0.0%
    TRUMARK FINANCIAL CREDIT UNION $55,000 n/a 0.0%
    Coastal Community Bank $135,000 $45,000 -66.7% 0.0%
    JUSTICE Federal Credit Union $25,000 $45,000 80.0% 0.0%
    Third Federal Savings and Loan Association of Cleveland $45,000 n/a 0.0%
    Univest Bank and Trust Co. $915,000 $45,000 -95.1% 0.0%
    VELOCITY COMMERCIAL CAPITAL, LLC $45,000 n/a 0.0%
    Fairway Consumer Discount Company $35,000 n/a 0.0%
    POLICE & FIRE $115,000 $35,000 -69.6% 0.0%
    U.S. Bank $55,000 $35,000 -36.4% 0.0%
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $35,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $270,000 $30,000 -88.9% 0.0%
    CITADEL FEDERAL CREDIT UNION $345,000 $25,000 -92.8% 0.0%
    GREENWOOD $25,000 n/a 0.0%
    AmeriServ Financial Bank $175,000 $15,000 -91.4% 0.0%
    New Cumberland Federal Credit Union $15,000 n/a 0.0%

    Sunbury's top lender by overall market share is SERVICE 1ST, with 9.8% market share. In second place, with 7.2%, is QUICKEN LOANS, LLC, having originated $13,355,000 in loans. In third place, with 6.9%, is First Columbia Bank & Trust Co., having originated $12,795,000 in loans. In fourth place, with 4.6%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $8,565,000 in loans. In fifth place, with 4.5%, is Susquehanna Community Bank, having originated $8,310,000 in loans.

    Sunbury Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Sunbury (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,225 (14.3%) $157,195 (7.7%) 0.00 392
    2018-02-01 $119,500 (9.7%) $161,355 (9.9%) 0.00 373
    2018-03-01 $127,400 (12.0%) $178,413 (14.6%) 0.00 381
    2018-04-01 $129,750 (0.6%) $179,909 (8.6%) 0.00 387
    2018-05-01 $136,225 (9.1%) $182,907 (12.1%) 0.00 370
    2018-06-01 $129,900 (6.9%) $177,279 (12.6%) 0.00 378
    2018-07-01 $125,900 (13.4%) $171,165 (16.6%) 0.00 391
    2018-08-01 $119,575 (6.3%) $165,077 (10.7%) 0.00 389
    2018-09-01 $125,900 (14.6%) $171,335 (19.3%) 0.00 378
    2018-10-01 $125,225 (9.9%) $171,340 (16.1%) 0.00 371
    2018-11-01 $129,675 (12.5%) $172,981 (11.6%) 0.00 369
    2018-12-01 $128,000 (7.6%) $170,837 (8.6%) 0.00 350
    2019-01-01 $129,950 (9.0%) $169,156 (7.6%) 0.00 336
    2019-02-01 $132,450 (10.8%) $168,529 (4.5%) 0.00 345
    2019-03-01 $129,829 (1.9%) $171,619 (-3.8%) 0.00 342
    2019-04-01 $125,604 (-3.2%) $174,983 (-2.7%) 0.00 335
    2019-05-01 $133,700 (-1.9%) $177,325 (-3.1%) 0.00 333
    2019-06-01 $133,750 (3.0%) $175,670 (-0.9%) 0.00 346
    2019-07-01 $132,400 (5.2%) $169,893 (-0.7%) 0.00 347
    2019-08-01 $122,245 (2.2%) $162,272 (-1.7%) 0.00 344
    2019-09-01 $118,114 (-6.2%) $161,180 (-5.9%) 0.00 331
    2019-10-01 $113,450 (-9.4%) $160,452 (-6.4%) 0.00 322
    2019-11-01 $107,500 (-17.1%) $160,771 (-7.1%) 0.00 316
    2019-12-01 $108,450 (-15.3%) $160,883 (-5.8%) 0.00 305
    2020-01-01 $108,725 (-16.3%) $164,971 (-2.5%) 0.00 284
    2020-02-01 $99,500 (-24.9%) $167,082 (-0.9%) 0.00 271
    2020-03-01 $102,975 (-20.7%) $175,952 (2.5%) 0.00 278
    2020-04-01 $119,389 (-5.0%) $177,544 (1.5%) 0.00 263
    2020-05-01 $134,900 (0.9%) $181,773 (2.5%) 0.00 250
    2020-06-01 $137,800 (3.0%) $188,931 (7.6%) 0.00 215
    2020-07-01 $149,900 (13.2%) $192,600 (13.4%) 0.00 215
    2020-08-01 $143,700 (17.6%) $183,413 (13.0%) 0.00 208
    2020-09-01 $137,050 (16.0%) $179,012 (11.1%) 0.00 185
    2020-10-01 $124,900 (10.1%) $173,830 (8.3%) 0.00 165
    2020-11-01 $119,450 (11.1%) $167,498 (4.2%) 0.00 154
    2020-12-01 $122,700 (13.1%) $159,447 (-0.9%) 0.00 136
    2021-01-01 $129,900 (19.5%) $167,742 (1.7%) 0.00 126
    2021-02-01 $135,475 (36.2%) $186,484 (11.6%) 0.00 116
    2021-03-01 $139,825 (35.8%) $192,886 (9.6%) 0.00 115
    2021-04-01 $149,225 (25.0%) $204,330 (15.1%) 0.00 106
    2021-05-01 $139,250 (3.2%) $200,744 (10.4%) 0.00 110
    2021-06-01 $122,100 (-11.4%) $180,257 (-4.6%) 0.00 123
    2021-07-01 $129,500 (-13.6%) $176,654 (-8.3%) 0.00 144
    2021-08-01 $94,225 (-34.4%) $162,253 (-11.5%) 0.00 139
    2021-09-01 $116,000 (-15.4%) $173,044 (-3.3%) 0.00 136
    2021-10-01 $125,000 (0.1%) $170,457 (-1.9%) 0.00 133
    2021-11-01 $102,400 (-14.3%) $158,080 (-5.6%) 0.00 137
    2021-12-01 $97,450 (-20.6%) $169,270 (6.2%) 0.00 128
    2022-01-01 $94,750 (-27.1%) $170,629 (1.7%) 0.00 111
    2022-02-01 $88,625 (-34.6%) $184,269 (-1.2%) 0.00 94
    2022-03-01 $154,900 (10.8%) $216,277 (12.1%) 0.00 91
    2022-04-01 $120,400 (-19.3%) $227,870 (11.5%) 0.00 97
    2022-05-01 $114,475 (-17.8%) $208,301 (3.8%) 0.00 121
    2022-06-01 $149,900 (22.8%) $219,370 (21.7%) 0.00 147
    2022-07-01 $139,900 (8.0%) $217,985 (23.4%) 0.00 160
    2022-08-01 $139,925 (48.5%) $208,963 (28.8%) 0.00 168
    2022-09-01 $135,925 (17.2%) $194,392 (12.3%) 0.00 173
    2022-10-01 $129,900 (3.9%) $182,128 (6.9%) 0.00 181
    2022-11-01 $122,500 (19.6%) $171,756 (8.7%) 0.00 185
    2022-12-01 $125,000 (28.3%) $172,182 (1.7%) 0.00 179
    2023-01-01 $134,075 (41.5%) $169,014 (-1.0%) 0.00 169
    2023-02-01 $124,900 (40.9%) $167,899 (-8.9%) 0.00 145
    2023-03-01 $143,325 (-7.5%) $195,046 (-9.8%) 0.00 131
    2023-04-01 $146,450 (21.6%) $207,205 (-9.1%) 0.00 131
    2023-05-01 $149,175 (30.3%) $220,491 (5.9%) 0.00 124
    2023-06-01 $153,725 (2.6%) $225,040 (2.6%) 0.00 143
    2023-07-01 $149,000 (6.5%) $224,615 (3.0%) 0.00 143
    2023-08-01 $147,450 (5.4%) $223,093 (6.8%) 0.00 149
    2023-09-01 $157,450 (15.8%) $210,639 (8.4%) 0.00 161
    2023-10-01 $153,475 (18.2%) $206,204 (13.2%) 0.00 155
    2023-11-01 $166,200 (35.7%) $218,907 (27.5%) 0.00 151
    2023-12-01 $160,000 (28.0%) $222,821 (29.4%) 0.00 143
    2024-01-01 $180,700 (34.8%) $228,679 (35.3%) 0.00 121
    2024-02-01 $191,950 (53.7%) $239,913 (42.9%) 0.00 128
    2024-03-01 $209,900 (46.5%) $243,236 (24.7%) 0.00 137
    2024-04-01 $221,950 (51.6%) $255,723 (23.4%) 0.00 145
    2024-05-01 $208,450 (39.7%) $266,883 (21.0%) 0.00 166
    2024-06-01 $210,950 (37.2%) $274,835 (22.1%) 0.00 160
    2024-07-01 $191,250 (28.4%) $255,988 (14.0%) 0.00 169
    2024-08-01 $197,500 (33.9%) $254,433 (14.1%) 0.00 171
    2024-09-01 $188,725 (19.9%) $261,234 (24.0%) 0.00 186
    2024-10-01 $199,913 (30.3%) $274,298 (33.0%) 0.00 193
    2024-11-01 $199,900 (20.3%) $278,235 (27.1%) 0.00 186
    2024-12-01 $172,225 (7.6%) $262,679 (17.9%) 0.00 167
    2025-01-01 $168,000 (-7.0%) $263,123 (15.1%) 0.00 142
    2025-02-01 $165,725 (-13.7%) $266,690 (11.2%) 0.00 133
    2025-03-01 $175,000 (-16.6%) $265,227 (9.0%) 0.00 136
    2025-04-01 $149,950 (-32.4%) $247,996 (-3.0%) 0.00 151
    Sunbury's median listing price for 2025-04-01 was $149,950, a difference of $-72,000 (-32.4%) versus the prior year and $-25,050 versus the prior month.

    Sunbury's median listing price comes in at 0% of the national average.

    Sunbury's average listing price for 2025-04-01 was $247,996, a difference of $-7,727 (-3.0%) versus the prior year and $-17,231 versus the prior month.

    For the 2025-04-01 period, Sunbury had 151 MLS listings, a difference of 15 listings (11%) versus the prior month and 6 listings (4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Sunbury (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,552 sqft
    2018-02-01 0 days 1,570 sqft
    2018-03-01 0 days 1,590 sqft
    2018-04-01 0 days 1,613 sqft
    2018-05-01 0 days 1,641 sqft
    2018-06-01 0 days 1,656 sqft
    2018-07-01 0 days 1,611 sqft
    2018-08-01 0 days 1,590 sqft
    2018-09-01 0 days 1,570 sqft
    2018-10-01 0 days 1,598 sqft
    2018-11-01 0 days 1,620 sqft
    2018-12-01 0 days 1,600 sqft
    2019-01-01 0 days 1,603 sqft
    2019-02-01 0 days 1,594 sqft
    2019-03-01 0 days 1,613 sqft
    2019-04-01 0 days 1,638 sqft
    2019-05-01 0 days 1,706 sqft
    2019-06-01 0 days 1,690 sqft
    2019-07-01 0 days 1,664 sqft
    2019-08-01 0 days 1,629 sqft
    2019-09-01 0 days 1,609 sqft
    2019-10-01 0 days 1,595 sqft
    2019-11-01 0 days 1,576 sqft
    2019-12-01 0 days 1,585 sqft
    2020-01-01 0 days 1,583 sqft
    2020-02-01 0 days 1,570 sqft
    2020-03-01 0 days 1,613 sqft
    2020-04-01 0 days 1,618 sqft
    2020-05-01 0 days 1,642 sqft
    2020-06-01 0 days 1,683 sqft
    2020-07-01 0 days 1,716 sqft
    2020-08-01 0 days 1,646 sqft
    2020-09-01 0 days 1,633 sqft
    2020-10-01 0 days 1,604 sqft
    2020-11-01 0 days 1,570 sqft
    2020-12-01 0 days 1,560 sqft
    2021-01-01 0 days 1,570 sqft
    2021-02-01 0 days 1,611 sqft
    2021-03-01 0 days 1,566 sqft
    2021-04-01 0 days 1,578 sqft
    2021-05-01 0 days 1,506 sqft
    2021-06-01 0 days 1,524 sqft
    2021-07-01 0 days 1,515 sqft
    2021-08-01 0 days 1,434 sqft
    2021-09-01 0 days 1,522 sqft
    2021-10-01 0 days 1,576 sqft
    2021-11-01 0 days 1,505 sqft
    2021-12-01 0 days 1,480 sqft
    2022-01-01 0 days 1,480 sqft
    2022-02-01 0 days 1,542 sqft
    2022-03-01 0 days 1,603 sqft
    2022-04-01 0 days 1,540 sqft
    2022-05-01 0 days 1,503 sqft
    2022-06-01 0 days 1,666 sqft
    2022-07-01 0 days 1,642 sqft
    2022-08-01 0 days 1,576 sqft
    2022-09-01 0 days 1,555 sqft
    2022-10-01 0 days 1,536 sqft
    2022-11-01 0 days 1,528 sqft
    2022-12-01 0 days 1,577 sqft
    2023-01-01 0 days 1,584 sqft
    2023-02-01 0 days 1,527 sqft
    2023-03-01 0 days 1,511 sqft
    2023-04-01 0 days 1,600 sqft
    2023-05-01 0 days 1,663 sqft
    2023-06-01 0 days 1,679 sqft
    2023-07-01 0 days 1,621 sqft
    2023-08-01 0 days 1,659 sqft
    2023-09-01 0 days 1,632 sqft
    2023-10-01 0 days 1,635 sqft
    2023-11-01 0 days 1,617 sqft
    2023-12-01 0 days 1,560 sqft
    2024-01-01 0 days 1,565 sqft
    2024-02-01 0 days 1,654 sqft
    2024-03-01 0 days 1,680 sqft
    2024-04-01 0 days 1,708 sqft
    2024-05-01 0 days 1,704 sqft
    2024-06-01 0 days 1,832 sqft
    2024-07-01 0 days 1,684 sqft
    2024-08-01 0 days 1,719 sqft
    2024-09-01 0 days 1,675 sqft
    2024-10-01 0 days 1,779 sqft
    2024-11-01 0 days 1,729 sqft
    2024-12-01 0 days 1,570 sqft
    2025-01-01 0 days 1,549 sqft
    2025-02-01 0 days 1,554 sqft
    2025-03-01 0 days 1,510 sqft
    2025-04-01 0 days 1,529 sqft
    Sunbury's median listing age (time on market) for 2025-04-01 was 0 days.

    Sunbury's median square footage for active listings during the 2025-04-01 period was 1,529 sqft. One year prior, the average listing was 1,708 sqft.

    Sunbury, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 648 $114,250,000 $176,312
    Other 269 $19,995,000 $74,331
    Home Improvement 204 $13,450,000 $65,931
    Refi 161 $22,535,000 $139,969
    Cash Out Refi 121 $15,845,000 $130,950

    Sunbury's most frequently cited loan purpose was Home Purchase, with 648 originations. The 2nd most popular reason was Other, with 269 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 512 $82,060,000 $160,273
    Over 8% 285 $23,165,000 $81,281
    7-8% 252 $32,270,000 $128,056
    5-6% 136 $20,030,000 $147,279
    <2.5% 15 $495,000 $33,000
    4-5% 10 $920,000 $92,000
    2.5-3% 1 $75,000 $75,000

    During 2024, Sunbury's most frequently originated rate bucket was 6-7%, with 512 originations.

    Loan Sizing (Sunbury, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 703 $36,155,000 $51,430
    $100k-200k 412 $59,400,000 $144,175
    $200k-400k 234 $61,140,000 $261,282
    $400k-600k 43 $20,085,000 $467,093
    $600k-1000k 9 $5,895,000 $655,000
    $Over $1MM 2 $3,400,000 $1,700,000

    Sunbury's loan sizing saw the bucket of loans from $100,000 or less with 703 originations, totaling $36,155,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 448 $84,700,000 $189,063
    60-80% 220 $35,310,000 $160,500
    20-40% 211 $14,135,000 $66,991
    Under 20% 194 $7,130,000 $36,753
    40-60% 120 $13,080,000 $109,000
    Over 100% 6 $2,310,000 $385,000

    Sunbury's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 448 originations, totaling $84,700,000 in origination value.