Sunbury Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Sunbury averaged
7.4%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.35% and
one month ago for the week of 2023-10-19, the
average rate was 7.44%.
Sunbury's average rate one year ago was 6.32%.
For refis of the same type during the week of 2023-11-22, the average rate
was 6.32%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Sunbury 30 Year Fixed Rate | 2023-11-22 | 7.4% |
Sunbury 30 Year Fixed Rate Refi | 2023-11-22 | 6.32% |
Sunbury 15 Year Fixed Rate | 2023-11-22 | 6.77% |
Sunbury 15 Year Fixed Rate Refi | 2023-11-22 | 6.77% |
Sunbury 30 Year FHA | 2023-11-22 | -0.34% |
Sunbury 30 Year FHA Refi | 2023-11-22 | -0.2% |
Sunbury 30 Year USDA | 2023-11-22 | 0.1% |
Sunbury 30 Year USDA Refi | 2023-11-22 | 0.2% |
Sunbury 30 Year VA | 2023-11-22 | -0.1% |
Sunbury 30 Year VA Refi | 2023-11-22 | 0.1% |
Sunbury Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sunbury, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Sunbury Average Closing Costs & Other Stats
Sunbury, PA's 79 lenders originated 1,561
loans during 2022. The total origination value was $190,925,000, with an average loan value of
$122,309.
Sunbury's average closing costs are $4,981.
The top Sunbury lender as defined by loan originations is QUICKEN LOANS, LLC, with
40 loans originated. Their average total fees are
$5,564, which is $982
higher than the next largest lender,
Fulton Bank.
The lowest fee Sunbury lenders (with over 10 loans originated) are
SERVICE 1ST ($3,287), First Columbia Bank & Trust Co. ($3,813), First National Bank of Pennsylvania ($3,928), PENNSYLVANIA STATE EMPLOYEES Credit Union ($4,003) and Mortgage America, Inc. ($4,069).
The lowest rate Sunbury lenders (with over 10 loans originated) are
Truist (4.43%), First Columbia Bank & Trust Co. (4.49%), SERVICE 1ST (4.56%), First National Bank of Pennsylvania (4.68%) and PENNSYLVANIA STATE EMPLOYEES Credit Union (4.73%).
Sunbury, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $44,705,000 | $18,150,000 | -59.4% | 9.5% |
Susquehanna Community Bank | $11,555,000 | $13,285,000 | 15.0% | 7.0% |
Fulton Bank | $9,795,000 | $12,815,000 | 30.8% | 6.7% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $7,400,000 | $9,905,000 | 33.9% | 5.2% |
M&T Bank | $7,935,000 | $9,360,000 | 18.0% | 4.9% |
Jersey Shore State Bank | $7,125,000 | $9,100,000 | 27.7% | 4.8% |
First Columbia Bank & Trust Co. | $10,420,000 | $8,665,000 | -16.8% | 4.5% |
First National Bank of Pennsylvania | $7,690,000 | $6,590,000 | -14.3% | 3.5% |
SERVICE 1ST | $5,510,000 | $6,335,000 | 15.0% | 3.3% |
Truist | $5,055,000 | $4,905,000 | -3.0% | 2.6% |
FIRST HERITAGE FINANCIAL, LLC | $3,680,000 | $4,725,000 | 28.4% | 2.5% |
Mortgage Research Center, LLC | $5,520,000 | $4,685,000 | -15.1% | 2.5% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,345,000 | $4,495,000 | -15.9% | 2.4% |
First Commonwealth Bank | $4,125,000 | $4,075,000 | -1.2% | 2.1% |
ALLIED MORTGAGE GROUP, INC. | $5,270,000 | $3,845,000 | -27.0% | 2.0% |
Mifflinburg Bank and Trust Company | $4,390,000 | $3,775,000 | -14.0% | 2.0% |
Citizens Bank | $4,215,000 | $2,980,000 | -29.3% | 1.6% |
The Gratz Bank | $6,640,000 | $2,605,000 | -60.8% | 1.4% |
Mortgage America, Inc. | $5,080,000 | $2,600,000 | -48.8% | 1.4% |
UNITED WHOLESALE MORTGAGE, LLC | $3,740,000 | $2,340,000 | -37.4% | 1.2% |
Mid Penn Bank | $1,250,000 | $2,105,000 | 68.4% | 1.1% |
LOANDEPOT.COM, LLC | $2,650,000 | $2,095,000 | -20.9% | 1.1% |
Wells Fargo Bank | $7,130,000 | $1,830,000 | -74.3% | 1.0% |
NAVY FEDERAL CREDIT UNION | $1,055,000 | $1,620,000 | 53.6% | 0.8% |
The Muncy Bank and Trust Company | $5,070,000 | $1,510,000 | -70.2% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $3,510,000 | $1,470,000 | -58.1% | 0.8% |
Waterstone Mortgage Corporation | $1,405,000 | n/a | 0.7% | |
CHERRY CREEK MORTGAGE, LLC | $185,000 | $1,320,000 | 613.5% | 0.7% |
FREEDOM MORTGAGE CORPORATION | $5,955,000 | $1,300,000 | -78.2% | 0.7% |
Univest Bank and Trust Co. | $305,000 | $1,190,000 | 290.2% | 0.6% |
PNC Bank | $1,115,000 | $1,175,000 | 5.4% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $2,815,000 | $1,155,000 | -59.0% | 0.6% |
NEW DAY FINANCIAL, LLC | $1,585,000 | $1,155,000 | -27.1% | 0.6% |
BROKER SOLUTIONS, INC. | $1,295,000 | $1,040,000 | -19.7% | 0.5% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $570,000 | $990,000 | 73.7% | 0.5% |
Bank of England | $135,000 | $985,000 | 629.6% | 0.5% |
Citizens & Northern Bank | $790,000 | $970,000 | 22.8% | 0.5% |
LAKEVIEW LOAN SERVICING, LLC | $275,000 | $960,000 | 249.1% | 0.5% |
The Ephrata National Bank | $1,415,000 | $900,000 | -36.4% | 0.5% |
USAA Federal Savings Bank | $575,000 | $900,000 | 56.5% | 0.5% |
GUARANTEED RATE, INC. | $330,000 | $865,000 | 162.1% | 0.5% |
CALIBER HOME LOANS, INC. | $2,285,000 | $860,000 | -62.4% | 0.5% |
UNION HOME MORTGAGE CORP. | $860,000 | n/a | 0.5% | |
Northwest Bank | $930,000 | $765,000 | -17.7% | 0.4% |
NEWREZ LLC | $2,210,000 | $760,000 | -65.6% | 0.4% |
MUTUAL OF OMAHA MORTGAGE, INC. | $560,000 | $755,000 | 34.8% | 0.4% |
CHURCHILL MORTGAGE CORPORATION | $260,000 | $710,000 | 173.1% | 0.4% |
HERSHEY | $240,000 | $705,000 | 193.8% | 0.4% |
HOME POINT FINANCIAL CORPORATION | $845,000 | $700,000 | -17.2% | 0.4% |
Bank of America | $540,000 | $680,000 | 25.9% | 0.4% |
First Keystone Community Bank | $1,460,000 | $650,000 | -55.5% | 0.3% |
Carrington Mortgage Services, LLC | $1,065,000 | $635,000 | -40.4% | 0.3% |
MidAtlantic Farm Credit, ACA | $590,000 | n/a | 0.3% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $185,000 | $585,000 | 216.2% | 0.3% |
1ST SIGNATURE LENDING, LLC | $535,000 | n/a | 0.3% | |
Wilmington Savings Fund Society, FSB | $530,000 | n/a | 0.3% | |
EMBRACE HOME LOANS, INC. | $900,000 | $525,000 | -41.7% | 0.3% |
CROSSCOUNTRY MORTGAGE, LLC | $1,215,000 | $505,000 | -58.4% | 0.3% |
Sierra Pacific Mortgage Company, Inc. | $280,000 | $505,000 | 80.4% | 0.3% |
JPMorgan Chase Bank | $985,000 | $480,000 | -51.3% | 0.3% |
MEMBERS 1ST FEDERAL CREDIT UNION | $1,170,000 | $480,000 | -59.0% | 0.3% |
Mr. Cooper ( Nationstar Mortgage ) | $1,990,000 | $475,000 | -76.1% | 0.2% |
The Central Trust Bank | $475,000 | n/a | 0.2% | |
Northpointe Bank | $220,000 | $460,000 | 109.1% | 0.2% |
MCLEAN MORTGAGE CORPORATION | $95,000 | $450,000 | 373.7% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $885,000 | $445,000 | -49.7% | 0.2% |
AMERICAN FINANCIAL RESOURCES, INC. | $420,000 | n/a | 0.2% | |
Century Mortgage Company DBA Century Lending Company | $95,000 | $415,000 | 336.8% | 0.2% |
BETTER MORTGAGE CORPORATION | $1,325,000 | $410,000 | -69.1% | 0.2% |
SUN WEST MORTGAGE COMPANY, INC. | $3,000,000 | $395,000 | -86.8% | 0.2% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $520,000 | $380,000 | -26.9% | 0.2% |
Woodlands Bank | $815,000 | $380,000 | -53.4% | 0.2% |
GSF Mortgage Corporation | $375,000 | n/a | 0.2% | |
Wyndham Capital Mortgage, Inc. | $355,000 | n/a | 0.2% | |
Hometown Equity Mortgage, LLC | $335,000 | n/a | 0.2% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $165,000 | $320,000 | 93.9% | 0.2% |
FINANCE OF AMERICA MORTGAGE LLC | $440,000 | $315,000 | -28.4% | 0.2% |
HORIZON Federal Credit Union | $515,000 | $310,000 | -39.8% | 0.2% |
Barrington Bank & Trust Company, N.A. | $1,015,000 | $305,000 | -70.0% | 0.2% |
BELCO COMMUNITY CREDIT UNION | $255,000 | $280,000 | 9.8% | 0.1% |
FIRST ALLIANCE HOME MORTGAGE, LLC | $255,000 | n/a | 0.1% | |
First Savings Bank | $255,000 | n/a | 0.1% | |
HOWARD HANNA FINANCIAL SERVICES, INC. | $250,000 | n/a | 0.1% | |
Commerce Home Mortgage, Inc. | $245,000 | n/a | 0.1% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $120,000 | $235,000 | 95.8% | 0.1% |
Morgan Stanley Private Bank | $215,000 | n/a | 0.1% | |
Pennian Bank | $215,000 | n/a | 0.1% | |
GUILD MORTGAGE COMPANY | $55,000 | $210,000 | 281.8% | 0.1% |
TD Bank | $255,000 | $205,000 | -19.6% | 0.1% |
T2 FINANCIAL LLC | $305,000 | $200,000 | -34.4% | 0.1% |
U.S. Bank | $1,400,000 | $195,000 | -86.1% | 0.1% |
MOVEMENT MORTGAGE, LLC | $775,000 | $185,000 | -76.1% | 0.1% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $185,000 | n/a | 0.1% | |
Lakeview Community Capital, LLC | $175,000 | n/a | 0.1% | |
Texana Bank | $175,000 | n/a | 0.1% | |
Austin Capital Bank SSB | $165,000 | n/a | 0.1% | |
OCEANSIDE MORTGAGE COMPANY | $165,000 | n/a | 0.1% | |
Servion, Inc. | $165,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $135,000 | $165,000 | 22.2% | 0.1% |
The ONE | $155,000 | n/a | 0.1% | |
Secured Investment Corp. | $150,000 | n/a | 0.1% | |
Ally Bank | $365,000 | $145,000 | -60.3% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $145,000 | n/a | 0.1% | |
MEMBER FIRST MORTGAGE, LLC | $145,000 | n/a | 0.1% | |
Mid-Continent Funding, Inc. | $145,000 | n/a | 0.1% | |
MID-ISLAND MORTGAGE CORP. | $145,000 | n/a | 0.1% | |
BMO Harris Bank | $135,000 | n/a | 0.1% | |
Flagstar Bank, FSB | $880,000 | $135,000 | -84.7% | 0.1% |
MILEND, INC. | $135,000 | n/a | 0.1% | |
RUOFF MORTGAGE COMPANY, INC. | $135,000 | n/a | 0.1% | |
Citibank | $130,000 | n/a | 0.1% | |
GUARANTY HOME MORTGAGE CORPORATION | $125,000 | n/a | 0.1% | |
Orrstown Bank | $55,000 | $125,000 | 127.3% | 0.1% |
PHILADELPHIA | $115,000 | n/a | 0.1% | |
Plains Commerce Bank | $115,000 | n/a | 0.1% | |
POLICE & FIRE | $25,000 | $115,000 | 360.0% | 0.1% |
Discover Bank | $180,000 | $110,000 | -38.9% | 0.1% |
BAYSHORE MORTGAGE FUNDING, LLC | $105,000 | n/a | 0.1% | |
CMG MORTGAGE, INC. | $105,000 | n/a | 0.1% | |
Third Federal Savings and Loan Association of Cleveland | $105,000 | n/a | 0.1% | |
CORNING | $95,000 | n/a | 0.0% | |
HOMESIDE FINANCIAL, LLC | $285,000 | $95,000 | -66.7% | 0.0% |
OPEN MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
Santander Bank, N.A. | $95,000 | n/a | 0.0% | |
AMERICHOICE | $85,000 | n/a | 0.0% | |
CIVIC FINANCIAL SERVICES, LLC | $85,000 | n/a | 0.0% | |
NFM, INC. | $85,000 | n/a | 0.0% | |
NUMARK CREDIT UNION | $85,000 | n/a | 0.0% | |
AMERICAN INTERNET MORTGAGE, INC. | $75,000 | n/a | 0.0% | |
NBKC BANK | $95,000 | $75,000 | -21.1% | 0.0% |
PHH Mortgage Corporation | $75,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $110,000 | $75,000 | -31.8% | 0.0% |
Homesale Mortgage, LLC | $415,000 | $70,000 | -83.1% | 0.0% |
PALCO FEDERAL CREDIT UNION | $245,000 | $70,000 | -71.4% | 0.0% |
Centier Bank | $65,000 | n/a | 0.0% | |
UNITED MORTGAGE CORP. | $295,000 | $65,000 | -78.0% | 0.0% |
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
HOMESTAR FINANCIAL CORPORATION | $55,000 | n/a | 0.0% | |
PENTAGON FEDERAL CREDIT UNION | $145,000 | $55,000 | -62.1% | 0.0% |
HOMESTEAD FUNDING CORP. | $45,000 | n/a | 0.0% | |
SPRING EQ, LLC | $300,000 | $45,000 | -85.0% | 0.0% |
The Huntington National Bank | $1,500,000 | $45,000 | -97.0% | 0.0% |
Sunbury's top lender by overall market share is QUICKEN LOANS, LLC, with 9.5% market share. In second place, with 7.0%, is Susquehanna Community Bank, having originated $13,285,000 in loans. In third place, with 6.7%, is Fulton Bank, having originated $12,815,000 in loans. In fourth place, with 5.2%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $9,905,000 in loans. In fifth place, with 4.9%, is M&T Bank, having originated $9,360,000 in loans.
Sunbury Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Sunbury (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $98,950 (22.1%) | $123,788 (6.1%) | 0.00 | 319 |
2018-02-01 | $98,975 (16.5%) | $124,793 (5.9%) | 0.00 | 294 |
2018-03-01 | $99,900 (11.5%) | $130,504 (5.0%) | 0.00 | 296 |
2018-04-01 | $99,950 (1.5%) | $136,196 (1.0%) | 0.00 | 309 |
2018-05-01 | $101,400 (2.0%) | $136,819 (2.5%) | 0.00 | 295 |
2018-06-01 | $98,900 (-0.1%) | $134,963 (3.5%) | 0.00 | 295 |
2018-07-01 | $99,300 (10.5%) | $132,907 (8.2%) | 0.00 | 313 |
2018-08-01 | $98,225 (9.3%) | $130,150 (4.0%) | 0.00 | 313 |
2018-09-01 | $99,900 (11.1%) | $134,708 (10.2%) | 0.00 | 299 |
2018-10-01 | $106,000 (17.9%) | $132,997 (6.8%) | 0.00 | 300 |
2018-11-01 | $111,500 (15.0%) | $138,444 (11.9%) | 0.00 | 301 |
2018-12-01 | $109,900 (11.1%) | $138,822 (12.2%) | 0.00 | 289 |
2019-01-01 | $113,250 (14.5%) | $137,553 (11.1%) | 0.00 | 271 |
2019-02-01 | $112,200 (13.4%) | $138,422 (10.9%) | 0.00 | 276 |
2019-03-01 | $115,100 (15.2%) | $139,712 (7.1%) | 0.00 | 272 |
2019-04-01 | $107,450 (7.5%) | $139,416 (2.4%) | 0.00 | 263 |
2019-05-01 | $109,725 (8.2%) | $142,803 (4.4%) | 0.00 | 265 |
2019-06-01 | $110,000 (11.2%) | $145,317 (7.7%) | 0.00 | 277 |
2019-07-01 | $111,950 (12.7%) | $141,668 (6.6%) | 0.00 | 288 |
2019-08-01 | $104,818 (6.7%) | $136,111 (4.6%) | 0.00 | 283 |
2019-09-01 | $99,295 (-0.6%) | $133,299 (-1.1%) | 0.00 | 270 |
2019-10-01 | $92,288 (-12.9%) | $131,423 (-1.2%) | 0.00 | 261 |
2019-11-01 | $85,750 (-23.1%) | $128,955 (-6.9%) | 0.00 | 263 |
2019-12-01 | $82,850 (-24.6%) | $127,133 (-8.4%) | 0.00 | 253 |
2020-01-01 | $85,000 (-25.0%) | $128,845 (-6.3%) | 0.00 | 233 |
2020-02-01 | $75,000 (-33.2%) | $126,413 (-8.7%) | 0.00 | 219 |
2020-03-01 | $75,000 (-34.8%) | $134,104 (-4.0%) | 0.00 | 224 |
2020-04-01 | $88,000 (-18.1%) | $141,600 (1.6%) | 0.00 | 211 |
2020-05-01 | $97,500 (-11.1%) | $147,208 (3.1%) | 0.00 | 202 |
2020-06-01 | $96,575 (-12.2%) | $159,800 (10.0%) | 0.00 | 176 |
2020-07-01 | $119,900 (7.1%) | $162,106 (14.4%) | 0.00 | 177 |
2020-08-01 | $115,900 (10.6%) | $155,727 (14.4%) | 0.00 | 169 |
2020-09-01 | $99,450 (0.2%) | $148,113 (11.1%) | 0.00 | 147 |
2020-10-01 | $94,900 (2.8%) | $141,861 (7.9%) | 0.00 | 127 |
2020-11-01 | $96,500 (12.5%) | $138,940 (7.7%) | 0.00 | 124 |
2020-12-01 | $99,266 (19.8%) | $133,448 (5.0%) | 0.00 | 108 |
2021-01-01 | $96,500 (13.5%) | $138,549 (7.5%) | 0.00 | 97 |
2021-02-01 | $83,700 (11.6%) | $134,113 (6.1%) | 0.00 | 86 |
2021-03-01 | $93,900 (25.2%) | $152,928 (14.0%) | 0.00 | 86 |
2021-04-01 | $115,150 (30.9%) | $167,169 (18.1%) | 0.00 | 82 |
2021-05-01 | $96,900 (-0.6%) | $168,271 (14.3%) | 0.00 | 83 |
2021-06-01 | $81,200 (-15.9%) | $146,107 (-8.6%) | 0.00 | 96 |
2021-07-01 | $87,450 (-27.1%) | $150,349 (-7.3%) | 0.00 | 120 |
2021-08-01 | $79,900 (-31.1%) | $129,629 (-16.8%) | 0.00 | 121 |
2021-09-01 | $87,475 (-12.0%) | $143,967 (-2.8%) | 0.00 | 117 |
2021-10-01 | $94,950 (0.1%) | $155,767 (9.8%) | 0.00 | 116 |
2021-11-01 | $85,750 (-11.1%) | $141,577 (1.9%) | 0.00 | 122 |
2021-12-01 | $85,000 (-14.4%) | $147,281 (10.4%) | 0.00 | 112 |
2022-01-01 | $84,900 (-12.0%) | $139,849 (0.9%) | 0.00 | 98 |
2022-02-01 | $74,450 (-11.1%) | $131,133 (-2.2%) | 0.00 | 76 |
2022-03-01 | $82,825 (-11.8%) | $165,280 (8.1%) | 0.00 | 70 |
2022-04-01 | $80,000 (-30.5%) | $176,609 (5.7%) | 0.00 | 78 |
2022-05-01 | $84,950 (-12.3%) | $167,171 (-0.7%) | 0.00 | 99 |
2022-06-01 | $108,035 (33.1%) | $185,579 (27.0%) | 0.00 | 123 |
2022-07-01 | $109,950 (25.7%) | $180,430 (20.0%) | 0.00 | 130 |
2022-08-01 | $109,000 (36.4%) | $175,596 (35.5%) | 0.00 | 141 |
2022-09-01 | $107,475 (22.9%) | $167,326 (16.2%) | 0.00 | 154 |
2022-10-01 | $102,443 (7.9%) | $158,100 (1.5%) | 0.00 | 157 |
2022-11-01 | $99,225 (15.7%) | $148,648 (5.0%) | 0.00 | 165 |
2022-12-01 | $97,000 (14.1%) | $148,891 (1.1%) | 0.00 | 159 |
2023-01-01 | $122,400 (44.2%) | $149,633 (7.0%) | 0.00 | 154 |
2023-02-01 | $99,500 (33.7%) | $142,781 (8.9%) | 0.00 | 128 |
2023-03-01 | $108,750 (31.3%) | $146,668 (-11.3%) | 0.00 | 108 |
2023-04-01 | $118,000 (47.5%) | $163,488 (-7.4%) | 0.00 | 111 |
2023-05-01 | $133,450 (57.1%) | $186,243 (11.4%) | 0.00 | 108 |
2023-06-01 | $137,475 (27.3%) | $192,506 (3.7%) | 0.00 | 123 |
2023-07-01 | $125,000 (13.7%) | $194,026 (7.5%) | 0.00 | 122 |
2023-08-01 | $105,700 (-3.0%) | $191,067 (8.8%) | 0.00 | 126 |
2023-09-01 | $139,900 (30.2%) | $183,186 (9.5%) | 0.00 | 134 |
2023-10-01 | $137,000 (33.7%) | $179,999 (13.9%) | 0.00 | 129 |
Sunbury's median listing price comes in at 0% of the national average.
Sunbury's average listing price for 2023-10-01 was $179,999, a difference of $21,899 (13.9%) versus the prior year and $-3,187 versus the prior month.
For the 2023-10-01 period, Sunbury had 129 MLS listings, a difference of -5 listings (-4%) versus the prior month and -28 listings (-18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Sunbury (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,440 sqft |
2018-02-01 | 0 days | 1,456 sqft |
2018-03-01 | 0 days | 1,478 sqft |
2018-04-01 | 0 days | 1,495 sqft |
2018-05-01 | 0 days | 1,535 sqft |
2018-06-01 | 0 days | 1,556 sqft |
2018-07-01 | 0 days | 1,536 sqft |
2018-08-01 | 0 days | 1,536 sqft |
2018-09-01 | 0 days | 1,512 sqft |
2018-10-01 | 0 days | 1,518 sqft |
2018-11-01 | 0 days | 1,558 sqft |
2018-12-01 | 0 days | 1,582 sqft |
2019-01-01 | 0 days | 1,583 sqft |
2019-02-01 | 0 days | 1,552 sqft |
2019-03-01 | 0 days | 1,570 sqft |
2019-04-01 | 0 days | 1,590 sqft |
2019-05-01 | 0 days | 1,633 sqft |
2019-06-01 | 0 days | 1,626 sqft |
2019-07-01 | 0 days | 1,630 sqft |
2019-08-01 | 0 days | 1,598 sqft |
2019-09-01 | 0 days | 1,581 sqft |
2019-10-01 | 0 days | 1,565 sqft |
2019-11-01 | 0 days | 1,560 sqft |
2019-12-01 | 0 days | 1,536 sqft |
2020-01-01 | 0 days | 1,548 sqft |
2020-02-01 | 0 days | 1,478 sqft |
2020-03-01 | 0 days | 1,560 sqft |
2020-04-01 | 0 days | 1,578 sqft |
2020-05-01 | 0 days | 1,624 sqft |
2020-06-01 | 0 days | 1,660 sqft |
2020-07-01 | 0 days | 1,718 sqft |
2020-08-01 | 0 days | 1,652 sqft |
2020-09-01 | 0 days | 1,624 sqft |
2020-10-01 | 0 days | 1,572 sqft |
2020-11-01 | 0 days | 1,557 sqft |
2020-12-01 | 0 days | 1,526 sqft |
2021-01-01 | 0 days | 1,572 sqft |
2021-02-01 | 0 days | 1,577 sqft |
2021-03-01 | 0 days | 1,525 sqft |
2021-04-01 | 0 days | 1,540 sqft |
2021-05-01 | 0 days | 1,376 sqft |
2021-06-01 | 0 days | 1,374 sqft |
2021-07-01 | 0 days | 1,408 sqft |
2021-08-01 | 0 days | 1,359 sqft |
2021-09-01 | 0 days | 1,404 sqft |
2021-10-01 | 0 days | 1,496 sqft |
2021-11-01 | 0 days | 1,458 sqft |
2021-12-01 | 0 days | 1,410 sqft |
2022-01-01 | 0 days | 1,398 sqft |
2022-02-01 | 0 days | 1,346 sqft |
2022-03-01 | 0 days | 1,479 sqft |
2022-04-01 | 0 days | 1,470 sqft |
2022-05-01 | 0 days | 1,406 sqft |
2022-06-01 | 0 days | 1,593 sqft |
2022-07-01 | 0 days | 1,612 sqft |
2022-08-01 | 0 days | 1,546 sqft |
2022-09-01 | 0 days | 1,532 sqft |
2022-10-01 | 0 days | 1,516 sqft |
2022-11-01 | 0 days | 1,514 sqft |
2022-12-01 | 0 days | 1,562 sqft |
2023-01-01 | 0 days | 1,563 sqft |
2023-02-01 | 0 days | 1,470 sqft |
2023-03-01 | 0 days | 1,422 sqft |
2023-04-01 | 0 days | 1,428 sqft |
2023-05-01 | 0 days | 1,574 sqft |
2023-06-01 | 0 days | 1,632 sqft |
2023-07-01 | 0 days | 1,520 sqft |
2023-08-01 | 0 days | 1,548 sqft |
2023-09-01 | 0 days | 1,590 sqft |
2023-10-01 | 0 days | 1,560 sqft |
Sunbury's median square footage for active listings during the 2023-10-01 period was 1,560 sqft. One year prior, the average listing was 1,516 sqft.
Sunbury, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 715 | $105,065,000 | $146,944 |
Refi | 318 | $36,300,000 | $114,151 |
Home Improvement | 207 | $11,545,000 | $55,773 |
Cash Out Refi | 204 | $30,530,000 | $149,657 |
Other | 117 | $7,485,000 | $63,974 |
Sunbury's most frequently cited loan purpose was Home Purchase, with 715 originations. The 2nd most popular reason was Refi, with 318 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 333 | $39,115,000 | $117,462 |
4-5% | 313 | $40,155,000 | $128,291 |
5-6% | 292 | $41,010,000 | $140,445 |
6-7% | 161 | $19,795,000 | $122,950 |
<2.5% | 126 | $10,480,000 | $83,175 |
2.5-3% | 91 | $14,285,000 | $156,978 |
7-8% | 41 | $3,975,000 | $96,951 |
Over 8% | 26 | $1,640,000 | $63,077 |
During 2022, Sunbury's most frequently originated rate bucket was 3-4%, with 333 originations.
Loan Sizing (Sunbury, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 746 | $39,920,000 | $53,512 |
$100k-200k | 546 | $77,140,000 | $141,282 |
$200k-400k | 246 | $62,320,000 | $253,333 |
$400k-600k | 19 | $8,745,000 | $460,263 |
$600k-1000k | 4 | $2,800,000 | $700,000 |
Sunbury's loan sizing saw the bucket of loans from $100,000 or less with 746 originations, totaling $39,920,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 574 | $89,990,000 | $156,777 |
60-80% | 312 | $42,650,000 | $136,699 |
20-40% | 178 | $13,150,000 | $73,876 |
Under 20% | 153 | $4,555,000 | $29,771 |
40-60% | 150 | $17,050,000 | $113,667 |
Over 100% | 13 | $2,595,000 | $199,615 |
Sunbury's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 574 originations, totaling $89,990,000 in origination value.