Sunbury Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sunbury averaged 7.4% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

    The average rate for the prior week (2023-11-16) was 7.35% and one month ago for the week of 2023-10-19, the average rate was 7.44%.

    Sunbury's average rate one year ago was 6.32%.

    For refis of the same type during the week of 2023-11-22, the average rate was 6.32%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-22 7.29%
    Sunbury 30 Year Fixed Rate 2023-11-22 7.4%
    Sunbury 30 Year Fixed Rate Refi 2023-11-22 6.32%
    Sunbury 15 Year Fixed Rate 2023-11-22 6.77%
    Sunbury 15 Year Fixed Rate Refi 2023-11-22 6.77%
    Sunbury 30 Year FHA 2023-11-22 -0.34%
    Sunbury 30 Year FHA Refi 2023-11-22 -0.2%
    Sunbury 30 Year USDA 2023-11-22 0.1%
    Sunbury 30 Year USDA Refi 2023-11-22 0.2%
    Sunbury 30 Year VA 2023-11-22 -0.1%
    Sunbury 30 Year VA Refi 2023-11-22 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sunbury, PA.

    Sunbury Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sunbury, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 40 5.33% $5,564
    Fulton Bank 34 5.45% $4,582
    First Columbia Bank & Trust Co. 27 4.49% $3,813
    FIRST HERITAGE FINANCIAL, LLC 21 5.35% $4,398
    M&T Bank 19 5.14% $4,336
    PRIMELENDING, A PLAINSCAPITAL COMPANY 16 5.36% $4,417
    PENNSYLVANIA STATE EMPLOYEES Credit Union 13 4.73% $4,003
    Mortgage America, Inc. 13 5.12% $4,069
    SERVICE 1ST 13 4.56% $3,287
    First National Bank of Pennsylvania 11 4.68% $3,928
    Citizens Bank 11 5.20% $4,658
    Truist 10 4.43% $4,287
    First Commonwealth Bank 6 4.85% $3,960
    CHERRY CREEK MORTGAGE, LLC 5 6.10% $637
    Wells Fargo Bank 5 5.00% $4,981
    CROSSCOUNTRY MORTGAGE, LLC 4 5.86% $4,602
    PNC Bank 4 4.78% $5,030
    Citizens & Northern Bank 4 5.03% $3,884
    LOANDEPOT.COM, LLC 4 5.41% $4,834
    The Muncy Bank and Trust Company 4 4.31% $1,644
    UNITED WHOLESALE MORTGAGE, LLC 4 5.00% $8,541
    PENNYMAC LOAN SERVICES, LLC 3 4.96% $5,285
    Northwest Bank 3 5.13% $4,166
    NAVY FEDERAL CREDIT UNION 3 6.33% $3,604
    MUTUAL OF OMAHA MORTGAGE, INC. 3 6.58% $6,026
    Sierra Pacific Mortgage Company, Inc. 3 5.25% $7,054
    Univest Bank and Trust Co. 3 5.04% $6,303
    Jersey Shore State Bank 3 5.71% $4,578
    Mortgage Research Center, LLC 2 4.88% $4,571
    CHURCHILL MORTGAGE CORPORATION 2 5.43% $4,285
    Carrington Mortgage Services, LLC 2 4.88% $8,136
    AMERISAVE MORTGAGE CORPORATION 2 5.31% $6,161
    FREEDOM MORTGAGE CORPORATION 2 5.13% $6,547
    BETTER MORTGAGE CORPORATION 2 4.19% $6,259
    Wilmington Savings Fund Society, FSB 2 5.13% $5,564
    ALLIED MORTGAGE GROUP, INC. 2 4.88% $5,560
    LAKEVIEW LOAN SERVICING, LLC 2 4.75% $4,965
    BROKER SOLUTIONS, INC. 2 5.81% $8,191
    MCLEAN MORTGAGE CORPORATION 2 6.44% $4,963
    GUARANTEED RATE, INC. 2 3.94% $7,446
    MidAtlantic Farm Credit, ACA 2 4.91% $7,299
    MORTGAGE SOLUTIONS OF COLORADO, LLC 2 4.88% $5,920
    Bank of America 2 4.06% $9,592
    ZILLOW HOME LOANS, LLC 1 4.75% $4,177
    Ally Bank 1 6.00% $3,505
    AMERICAN INTERNET MORTGAGE, INC. 1 4.75% $6,209
    Bank of England 1 5.63% $5,534
    BAYSHORE MORTGAGE FUNDING, LLC 1 6.13% $4,803
    Citibank 1 3.38% $3,410
    CMG MORTGAGE, INC. 1 3.50% $5,106
    EMBRACE HOME LOANS, INC. 1 5.38% $6,993
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.49% $5,313
    Flagstar Bank, FSB 1 4.38% $5,172
    GUARANTY HOME MORTGAGE CORPORATION 1 5.38% $5,530
    HOME POINT FINANCIAL CORPORATION 1 6.50% $3,742
    HOMESTEAD FUNDING CORP. 1 6.13% $3,877
    Hometown Equity Mortgage, LLC 1 7.75% $17,375
    HORIZON Federal Credit Union 1 4.23% $3,351
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.75% $3,528
    JPMorgan Chase Bank 1 6.38% $2,793
    MEMBERS 1ST FEDERAL CREDIT UNION 1 4.63% $4,193
    MID-ISLAND MORTGAGE CORP. 1 3.38% $4,165
    Mid Penn Bank 1 5.50% $6,585
    Morgan Stanley Private Bank 1 6.05% $3,660
    MOVEMENT MORTGAGE, LLC 1 3.75% $5,732
    NBKC BANK 1 4.88% $2,265
    NEWREZ LLC 1 4.25% $7,884
    Northpointe Bank 1 4.25% $5,053
    PHH Mortgage Corporation 1 5.88% $5,240
    Plains Commerce Bank 1 5.75% $6,208
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.88% $3,261
    ROYAL UNITED MORTGAGE LLC 1 4.25% $8,757
    Santander Bank, N.A. 1 3.13% $3,206
    Servion, Inc. 1 6.50% $4,084
    The Central Trust Bank 1 4.87% $4,671
    The Ephrata National Bank 1 3.74% $5,398
    UNITED MORTGAGE CORP 1 6.25% $4,084
    Waterstone Mortgage Corporation 1 5.38% $5,775
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 1 7.13% $1,819

    Sunbury Average Closing Costs & Other Stats

    Sunbury, PA's 79 lenders originated 1,561 loans during 2022. The total origination value was $190,925,000, with an average loan value of $122,309.

    Sunbury's average closing costs are $4,981.

    The top Sunbury lender as defined by loan originations is QUICKEN LOANS, LLC, with 40 loans originated. Their average total fees are $5,564, which is $982 higher than the next largest lender, Fulton Bank.

    The lowest fee Sunbury lenders (with over 10 loans originated) are SERVICE 1ST ($3,287), First Columbia Bank & Trust Co. ($3,813), First National Bank of Pennsylvania ($3,928), PENNSYLVANIA STATE EMPLOYEES Credit Union ($4,003) and Mortgage America, Inc. ($4,069).

    The lowest rate Sunbury lenders (with over 10 loans originated) are Truist (4.43%), First Columbia Bank & Trust Co. (4.49%), SERVICE 1ST (4.56%), First National Bank of Pennsylvania (4.68%) and PENNSYLVANIA STATE EMPLOYEES Credit Union (4.73%).

    Sunbury, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    QUICKEN LOANS, LLC $44,705,000 $18,150,000 -59.4% 9.5%
    Susquehanna Community Bank $11,555,000 $13,285,000 15.0% 7.0%
    Fulton Bank $9,795,000 $12,815,000 30.8% 6.7%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $7,400,000 $9,905,000 33.9% 5.2%
    M&T Bank $7,935,000 $9,360,000 18.0% 4.9%
    Jersey Shore State Bank $7,125,000 $9,100,000 27.7% 4.8%
    First Columbia Bank & Trust Co. $10,420,000 $8,665,000 -16.8% 4.5%
    First National Bank of Pennsylvania $7,690,000 $6,590,000 -14.3% 3.5%
    SERVICE 1ST $5,510,000 $6,335,000 15.0% 3.3%
    Truist $5,055,000 $4,905,000 -3.0% 2.6%
    FIRST HERITAGE FINANCIAL, LLC $3,680,000 $4,725,000 28.4% 2.5%
    Mortgage Research Center, LLC $5,520,000 $4,685,000 -15.1% 2.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $5,345,000 $4,495,000 -15.9% 2.4%
    First Commonwealth Bank $4,125,000 $4,075,000 -1.2% 2.1%
    ALLIED MORTGAGE GROUP, INC. $5,270,000 $3,845,000 -27.0% 2.0%
    Mifflinburg Bank and Trust Company $4,390,000 $3,775,000 -14.0% 2.0%
    Citizens Bank $4,215,000 $2,980,000 -29.3% 1.6%
    The Gratz Bank $6,640,000 $2,605,000 -60.8% 1.4%
    Mortgage America, Inc. $5,080,000 $2,600,000 -48.8% 1.4%
    UNITED WHOLESALE MORTGAGE, LLC $3,740,000 $2,340,000 -37.4% 1.2%
    Mid Penn Bank $1,250,000 $2,105,000 68.4% 1.1%
    LOANDEPOT.COM, LLC $2,650,000 $2,095,000 -20.9% 1.1%
    Wells Fargo Bank $7,130,000 $1,830,000 -74.3% 1.0%
    NAVY FEDERAL CREDIT UNION $1,055,000 $1,620,000 53.6% 0.8%
    The Muncy Bank and Trust Company $5,070,000 $1,510,000 -70.2% 0.8%
    PENNYMAC LOAN SERVICES, LLC $3,510,000 $1,470,000 -58.1% 0.8%
    Waterstone Mortgage Corporation $1,405,000 n/a 0.7%
    CHERRY CREEK MORTGAGE, LLC $185,000 $1,320,000 613.5% 0.7%
    FREEDOM MORTGAGE CORPORATION $5,955,000 $1,300,000 -78.2% 0.7%
    Univest Bank and Trust Co. $305,000 $1,190,000 290.2% 0.6%
    PNC Bank $1,115,000 $1,175,000 5.4% 0.6%
    AMERISAVE MORTGAGE CORPORATION $2,815,000 $1,155,000 -59.0% 0.6%
    NEW DAY FINANCIAL, LLC $1,585,000 $1,155,000 -27.1% 0.6%
    BROKER SOLUTIONS, INC. $1,295,000 $1,040,000 -19.7% 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $570,000 $990,000 73.7% 0.5%
    Bank of England $135,000 $985,000 629.6% 0.5%
    Citizens & Northern Bank $790,000 $970,000 22.8% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $275,000 $960,000 249.1% 0.5%
    The Ephrata National Bank $1,415,000 $900,000 -36.4% 0.5%
    USAA Federal Savings Bank $575,000 $900,000 56.5% 0.5%
    GUARANTEED RATE, INC. $330,000 $865,000 162.1% 0.5%
    CALIBER HOME LOANS, INC. $2,285,000 $860,000 -62.4% 0.5%
    UNION HOME MORTGAGE CORP. $860,000 n/a 0.5%
    Northwest Bank $930,000 $765,000 -17.7% 0.4%
    NEWREZ LLC $2,210,000 $760,000 -65.6% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $560,000 $755,000 34.8% 0.4%
    CHURCHILL MORTGAGE CORPORATION $260,000 $710,000 173.1% 0.4%
    HERSHEY $240,000 $705,000 193.8% 0.4%
    HOME POINT FINANCIAL CORPORATION $845,000 $700,000 -17.2% 0.4%
    Bank of America $540,000 $680,000 25.9% 0.4%
    First Keystone Community Bank $1,460,000 $650,000 -55.5% 0.3%
    Carrington Mortgage Services, LLC $1,065,000 $635,000 -40.4% 0.3%
    MidAtlantic Farm Credit, ACA $590,000 n/a 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $185,000 $585,000 216.2% 0.3%
    1ST SIGNATURE LENDING, LLC $535,000 n/a 0.3%
    Wilmington Savings Fund Society, FSB $530,000 n/a 0.3%
    EMBRACE HOME LOANS, INC. $900,000 $525,000 -41.7% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $1,215,000 $505,000 -58.4% 0.3%
    Sierra Pacific Mortgage Company, Inc. $280,000 $505,000 80.4% 0.3%
    JPMorgan Chase Bank $985,000 $480,000 -51.3% 0.3%
    MEMBERS 1ST FEDERAL CREDIT UNION $1,170,000 $480,000 -59.0% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,990,000 $475,000 -76.1% 0.2%
    The Central Trust Bank $475,000 n/a 0.2%
    Northpointe Bank $220,000 $460,000 109.1% 0.2%
    MCLEAN MORTGAGE CORPORATION $95,000 $450,000 373.7% 0.2%
    ROYAL UNITED MORTGAGE LLC $885,000 $445,000 -49.7% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $420,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $95,000 $415,000 336.8% 0.2%
    BETTER MORTGAGE CORPORATION $1,325,000 $410,000 -69.1% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $3,000,000 $395,000 -86.8% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $520,000 $380,000 -26.9% 0.2%
    Woodlands Bank $815,000 $380,000 -53.4% 0.2%
    GSF Mortgage Corporation $375,000 n/a 0.2%
    Wyndham Capital Mortgage, Inc. $355,000 n/a 0.2%
    Hometown Equity Mortgage, LLC $335,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $165,000 $320,000 93.9% 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $440,000 $315,000 -28.4% 0.2%
    HORIZON Federal Credit Union $515,000 $310,000 -39.8% 0.2%
    Barrington Bank & Trust Company, N.A. $1,015,000 $305,000 -70.0% 0.2%
    BELCO COMMUNITY CREDIT UNION $255,000 $280,000 9.8% 0.1%
    FIRST ALLIANCE HOME MORTGAGE, LLC $255,000 n/a 0.1%
    First Savings Bank $255,000 n/a 0.1%
    HOWARD HANNA FINANCIAL SERVICES, INC. $250,000 n/a 0.1%
    Commerce Home Mortgage, Inc. $245,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $120,000 $235,000 95.8% 0.1%
    Morgan Stanley Private Bank $215,000 n/a 0.1%
    Pennian Bank $215,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $55,000 $210,000 281.8% 0.1%
    TD Bank $255,000 $205,000 -19.6% 0.1%
    T2 FINANCIAL LLC $305,000 $200,000 -34.4% 0.1%
    U.S. Bank $1,400,000 $195,000 -86.1% 0.1%
    MOVEMENT MORTGAGE, LLC $775,000 $185,000 -76.1% 0.1%
    PREMIER MORTGAGE RESOURCES, L.L.C. $185,000 n/a 0.1%
    Lakeview Community Capital, LLC $175,000 n/a 0.1%
    Texana Bank $175,000 n/a 0.1%
    Austin Capital Bank SSB $165,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $165,000 n/a 0.1%
    Servion, Inc. $165,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $135,000 $165,000 22.2% 0.1%
    The ONE $155,000 n/a 0.1%
    Secured Investment Corp. $150,000 n/a 0.1%
    Ally Bank $365,000 $145,000 -60.3% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 n/a 0.1%
    MEMBER FIRST MORTGAGE, LLC $145,000 n/a 0.1%
    Mid-Continent Funding, Inc. $145,000 n/a 0.1%
    MID-ISLAND MORTGAGE CORP. $145,000 n/a 0.1%
    BMO Harris Bank $135,000 n/a 0.1%
    Flagstar Bank, FSB $880,000 $135,000 -84.7% 0.1%
    MILEND, INC. $135,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $135,000 n/a 0.1%
    Citibank $130,000 n/a 0.1%
    GUARANTY HOME MORTGAGE CORPORATION $125,000 n/a 0.1%
    Orrstown Bank $55,000 $125,000 127.3% 0.1%
    PHILADELPHIA $115,000 n/a 0.1%
    Plains Commerce Bank $115,000 n/a 0.1%
    POLICE & FIRE $25,000 $115,000 360.0% 0.1%
    Discover Bank $180,000 $110,000 -38.9% 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $105,000 n/a 0.1%
    CMG MORTGAGE, INC. $105,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.1%
    CORNING $95,000 n/a 0.0%
    HOMESIDE FINANCIAL, LLC $285,000 $95,000 -66.7% 0.0%
    OPEN MORTGAGE, LLC $95,000 n/a 0.0%
    Santander Bank, N.A. $95,000 n/a 0.0%
    AMERICHOICE $85,000 n/a 0.0%
    CIVIC FINANCIAL SERVICES, LLC $85,000 n/a 0.0%
    NFM, INC. $85,000 n/a 0.0%
    NUMARK CREDIT UNION $85,000 n/a 0.0%
    AMERICAN INTERNET MORTGAGE, INC. $75,000 n/a 0.0%
    NBKC BANK $95,000 $75,000 -21.1% 0.0%
    PHH Mortgage Corporation $75,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $110,000 $75,000 -31.8% 0.0%
    Homesale Mortgage, LLC $415,000 $70,000 -83.1% 0.0%
    PALCO FEDERAL CREDIT UNION $245,000 $70,000 -71.4% 0.0%
    Centier Bank $65,000 n/a 0.0%
    UNITED MORTGAGE CORP. $295,000 $65,000 -78.0% 0.0%
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $55,000 n/a 0.0%
    HOMESTAR FINANCIAL CORPORATION $55,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $145,000 $55,000 -62.1% 0.0%
    HOMESTEAD FUNDING CORP. $45,000 n/a 0.0%
    SPRING EQ, LLC $300,000 $45,000 -85.0% 0.0%
    The Huntington National Bank $1,500,000 $45,000 -97.0% 0.0%

    Sunbury's top lender by overall market share is QUICKEN LOANS, LLC, with 9.5% market share. In second place, with 7.0%, is Susquehanna Community Bank, having originated $13,285,000 in loans. In third place, with 6.7%, is Fulton Bank, having originated $12,815,000 in loans. In fourth place, with 5.2%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $9,905,000 in loans. In fifth place, with 4.9%, is M&T Bank, having originated $9,360,000 in loans.

    Sunbury Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Sunbury (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $98,950 (22.1%) $123,788 (6.1%) 0.00 319
    2018-02-01 $98,975 (16.5%) $124,793 (5.9%) 0.00 294
    2018-03-01 $99,900 (11.5%) $130,504 (5.0%) 0.00 296
    2018-04-01 $99,950 (1.5%) $136,196 (1.0%) 0.00 309
    2018-05-01 $101,400 (2.0%) $136,819 (2.5%) 0.00 295
    2018-06-01 $98,900 (-0.1%) $134,963 (3.5%) 0.00 295
    2018-07-01 $99,300 (10.5%) $132,907 (8.2%) 0.00 313
    2018-08-01 $98,225 (9.3%) $130,150 (4.0%) 0.00 313
    2018-09-01 $99,900 (11.1%) $134,708 (10.2%) 0.00 299
    2018-10-01 $106,000 (17.9%) $132,997 (6.8%) 0.00 300
    2018-11-01 $111,500 (15.0%) $138,444 (11.9%) 0.00 301
    2018-12-01 $109,900 (11.1%) $138,822 (12.2%) 0.00 289
    2019-01-01 $113,250 (14.5%) $137,553 (11.1%) 0.00 271
    2019-02-01 $112,200 (13.4%) $138,422 (10.9%) 0.00 276
    2019-03-01 $115,100 (15.2%) $139,712 (7.1%) 0.00 272
    2019-04-01 $107,450 (7.5%) $139,416 (2.4%) 0.00 263
    2019-05-01 $109,725 (8.2%) $142,803 (4.4%) 0.00 265
    2019-06-01 $110,000 (11.2%) $145,317 (7.7%) 0.00 277
    2019-07-01 $111,950 (12.7%) $141,668 (6.6%) 0.00 288
    2019-08-01 $104,818 (6.7%) $136,111 (4.6%) 0.00 283
    2019-09-01 $99,295 (-0.6%) $133,299 (-1.1%) 0.00 270
    2019-10-01 $92,288 (-12.9%) $131,423 (-1.2%) 0.00 261
    2019-11-01 $85,750 (-23.1%) $128,955 (-6.9%) 0.00 263
    2019-12-01 $82,850 (-24.6%) $127,133 (-8.4%) 0.00 253
    2020-01-01 $85,000 (-25.0%) $128,845 (-6.3%) 0.00 233
    2020-02-01 $75,000 (-33.2%) $126,413 (-8.7%) 0.00 219
    2020-03-01 $75,000 (-34.8%) $134,104 (-4.0%) 0.00 224
    2020-04-01 $88,000 (-18.1%) $141,600 (1.6%) 0.00 211
    2020-05-01 $97,500 (-11.1%) $147,208 (3.1%) 0.00 202
    2020-06-01 $96,575 (-12.2%) $159,800 (10.0%) 0.00 176
    2020-07-01 $119,900 (7.1%) $162,106 (14.4%) 0.00 177
    2020-08-01 $115,900 (10.6%) $155,727 (14.4%) 0.00 169
    2020-09-01 $99,450 (0.2%) $148,113 (11.1%) 0.00 147
    2020-10-01 $94,900 (2.8%) $141,861 (7.9%) 0.00 127
    2020-11-01 $96,500 (12.5%) $138,940 (7.7%) 0.00 124
    2020-12-01 $99,266 (19.8%) $133,448 (5.0%) 0.00 108
    2021-01-01 $96,500 (13.5%) $138,549 (7.5%) 0.00 97
    2021-02-01 $83,700 (11.6%) $134,113 (6.1%) 0.00 86
    2021-03-01 $93,900 (25.2%) $152,928 (14.0%) 0.00 86
    2021-04-01 $115,150 (30.9%) $167,169 (18.1%) 0.00 82
    2021-05-01 $96,900 (-0.6%) $168,271 (14.3%) 0.00 83
    2021-06-01 $81,200 (-15.9%) $146,107 (-8.6%) 0.00 96
    2021-07-01 $87,450 (-27.1%) $150,349 (-7.3%) 0.00 120
    2021-08-01 $79,900 (-31.1%) $129,629 (-16.8%) 0.00 121
    2021-09-01 $87,475 (-12.0%) $143,967 (-2.8%) 0.00 117
    2021-10-01 $94,950 (0.1%) $155,767 (9.8%) 0.00 116
    2021-11-01 $85,750 (-11.1%) $141,577 (1.9%) 0.00 122
    2021-12-01 $85,000 (-14.4%) $147,281 (10.4%) 0.00 112
    2022-01-01 $84,900 (-12.0%) $139,849 (0.9%) 0.00 98
    2022-02-01 $74,450 (-11.1%) $131,133 (-2.2%) 0.00 76
    2022-03-01 $82,825 (-11.8%) $165,280 (8.1%) 0.00 70
    2022-04-01 $80,000 (-30.5%) $176,609 (5.7%) 0.00 78
    2022-05-01 $84,950 (-12.3%) $167,171 (-0.7%) 0.00 99
    2022-06-01 $108,035 (33.1%) $185,579 (27.0%) 0.00 123
    2022-07-01 $109,950 (25.7%) $180,430 (20.0%) 0.00 130
    2022-08-01 $109,000 (36.4%) $175,596 (35.5%) 0.00 141
    2022-09-01 $107,475 (22.9%) $167,326 (16.2%) 0.00 154
    2022-10-01 $102,443 (7.9%) $158,100 (1.5%) 0.00 157
    2022-11-01 $99,225 (15.7%) $148,648 (5.0%) 0.00 165
    2022-12-01 $97,000 (14.1%) $148,891 (1.1%) 0.00 159
    2023-01-01 $122,400 (44.2%) $149,633 (7.0%) 0.00 154
    2023-02-01 $99,500 (33.7%) $142,781 (8.9%) 0.00 128
    2023-03-01 $108,750 (31.3%) $146,668 (-11.3%) 0.00 108
    2023-04-01 $118,000 (47.5%) $163,488 (-7.4%) 0.00 111
    2023-05-01 $133,450 (57.1%) $186,243 (11.4%) 0.00 108
    2023-06-01 $137,475 (27.3%) $192,506 (3.7%) 0.00 123
    2023-07-01 $125,000 (13.7%) $194,026 (7.5%) 0.00 122
    2023-08-01 $105,700 (-3.0%) $191,067 (8.8%) 0.00 126
    2023-09-01 $139,900 (30.2%) $183,186 (9.5%) 0.00 134
    2023-10-01 $137,000 (33.7%) $179,999 (13.9%) 0.00 129
    Sunbury's median listing price for 2023-10-01 was $137,000, a difference of $34,557 (33.7%) versus the prior year and $-2,900 versus the prior month.

    Sunbury's median listing price comes in at 0% of the national average.

    Sunbury's average listing price for 2023-10-01 was $179,999, a difference of $21,899 (13.9%) versus the prior year and $-3,187 versus the prior month.

    For the 2023-10-01 period, Sunbury had 129 MLS listings, a difference of -5 listings (-4%) versus the prior month and -28 listings (-18%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Sunbury (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,440 sqft
    2018-02-01 0 days 1,456 sqft
    2018-03-01 0 days 1,478 sqft
    2018-04-01 0 days 1,495 sqft
    2018-05-01 0 days 1,535 sqft
    2018-06-01 0 days 1,556 sqft
    2018-07-01 0 days 1,536 sqft
    2018-08-01 0 days 1,536 sqft
    2018-09-01 0 days 1,512 sqft
    2018-10-01 0 days 1,518 sqft
    2018-11-01 0 days 1,558 sqft
    2018-12-01 0 days 1,582 sqft
    2019-01-01 0 days 1,583 sqft
    2019-02-01 0 days 1,552 sqft
    2019-03-01 0 days 1,570 sqft
    2019-04-01 0 days 1,590 sqft
    2019-05-01 0 days 1,633 sqft
    2019-06-01 0 days 1,626 sqft
    2019-07-01 0 days 1,630 sqft
    2019-08-01 0 days 1,598 sqft
    2019-09-01 0 days 1,581 sqft
    2019-10-01 0 days 1,565 sqft
    2019-11-01 0 days 1,560 sqft
    2019-12-01 0 days 1,536 sqft
    2020-01-01 0 days 1,548 sqft
    2020-02-01 0 days 1,478 sqft
    2020-03-01 0 days 1,560 sqft
    2020-04-01 0 days 1,578 sqft
    2020-05-01 0 days 1,624 sqft
    2020-06-01 0 days 1,660 sqft
    2020-07-01 0 days 1,718 sqft
    2020-08-01 0 days 1,652 sqft
    2020-09-01 0 days 1,624 sqft
    2020-10-01 0 days 1,572 sqft
    2020-11-01 0 days 1,557 sqft
    2020-12-01 0 days 1,526 sqft
    2021-01-01 0 days 1,572 sqft
    2021-02-01 0 days 1,577 sqft
    2021-03-01 0 days 1,525 sqft
    2021-04-01 0 days 1,540 sqft
    2021-05-01 0 days 1,376 sqft
    2021-06-01 0 days 1,374 sqft
    2021-07-01 0 days 1,408 sqft
    2021-08-01 0 days 1,359 sqft
    2021-09-01 0 days 1,404 sqft
    2021-10-01 0 days 1,496 sqft
    2021-11-01 0 days 1,458 sqft
    2021-12-01 0 days 1,410 sqft
    2022-01-01 0 days 1,398 sqft
    2022-02-01 0 days 1,346 sqft
    2022-03-01 0 days 1,479 sqft
    2022-04-01 0 days 1,470 sqft
    2022-05-01 0 days 1,406 sqft
    2022-06-01 0 days 1,593 sqft
    2022-07-01 0 days 1,612 sqft
    2022-08-01 0 days 1,546 sqft
    2022-09-01 0 days 1,532 sqft
    2022-10-01 0 days 1,516 sqft
    2022-11-01 0 days 1,514 sqft
    2022-12-01 0 days 1,562 sqft
    2023-01-01 0 days 1,563 sqft
    2023-02-01 0 days 1,470 sqft
    2023-03-01 0 days 1,422 sqft
    2023-04-01 0 days 1,428 sqft
    2023-05-01 0 days 1,574 sqft
    2023-06-01 0 days 1,632 sqft
    2023-07-01 0 days 1,520 sqft
    2023-08-01 0 days 1,548 sqft
    2023-09-01 0 days 1,590 sqft
    2023-10-01 0 days 1,560 sqft
    Sunbury's median listing age (time on market) for 2023-10-01 was 0 days.

    Sunbury's median square footage for active listings during the 2023-10-01 period was 1,560 sqft. One year prior, the average listing was 1,516 sqft.

    Sunbury, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 715 $105,065,000 $146,944
    Refi 318 $36,300,000 $114,151
    Home Improvement 207 $11,545,000 $55,773
    Cash Out Refi 204 $30,530,000 $149,657
    Other 117 $7,485,000 $63,974

    Sunbury's most frequently cited loan purpose was Home Purchase, with 715 originations. The 2nd most popular reason was Refi, with 318 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 333 $39,115,000 $117,462
    4-5% 313 $40,155,000 $128,291
    5-6% 292 $41,010,000 $140,445
    6-7% 161 $19,795,000 $122,950
    <2.5% 126 $10,480,000 $83,175
    2.5-3% 91 $14,285,000 $156,978
    7-8% 41 $3,975,000 $96,951
    Over 8% 26 $1,640,000 $63,077

    During 2022, Sunbury's most frequently originated rate bucket was 3-4%, with 333 originations.

    Loan Sizing (Sunbury, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 746 $39,920,000 $53,512
    $100k-200k 546 $77,140,000 $141,282
    $200k-400k 246 $62,320,000 $253,333
    $400k-600k 19 $8,745,000 $460,263
    $600k-1000k 4 $2,800,000 $700,000

    Sunbury's loan sizing saw the bucket of loans from $100,000 or less with 746 originations, totaling $39,920,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 574 $89,990,000 $156,777
    60-80% 312 $42,650,000 $136,699
    20-40% 178 $13,150,000 $73,876
    Under 20% 153 $4,555,000 $29,771
    40-60% 150 $17,050,000 $113,667
    Over 100% 13 $2,595,000 $199,615

    Sunbury's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 574 originations, totaling $89,990,000 in origination value.