Lock Haven Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lock Haven averaged 6.95% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.93% and one month ago for the week of 2024-03-14, the average rate was 6.59%.

    Lock Haven's average rate one year ago was 6.32%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Lock Haven 30 Year Fixed Rate 2024-04-18 6.95%
    Lock Haven 30 Year Fixed Rate Refi 2024-04-18 7.5%
    Lock Haven 15 Year Fixed Rate 2024-04-18 6.19%
    Lock Haven 15 Year Fixed Rate Refi 2024-04-18 6.89%
    Lock Haven 30 Year FHA 2024-04-18 7.06%
    Lock Haven 30 Year FHA Refi 2024-04-18 6.86%
    Lock Haven 30 Year USDA 2024-04-18 7.06%
    Lock Haven 30 Year USDA Refi 2024-04-18 6.76%
    Lock Haven 30 Year VA 2024-04-18 6.76%
    Lock Haven 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lock Haven, PA.

    Lock Haven Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lock Haven, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 12 7.36% $5,373
    The Muncy Bank and Trust Company 10 7.54% $2,336
    PRIMELENDING, A PLAINSCAPITAL COMPANY 10 6.82% $5,463
    PENNSYLVANIA STATE EMPLOYEES Credit Union 9 6.00% $2,845
    Century Mortgage Company DBA Century Lending Company 6 6.50% $4,393
    UNITED WHOLESALE MORTGAGE, LLC 6 6.61% $5,760
    Jersey Shore State Bank 6 6.35% $5,137
    First Columbia Bank & Trust Co. 5 7.70% $3,167
    HORIZON Federal Credit Union 5 7.08% $4,375
    GUILD MORTGAGE COMPANY 4 6.84% $6,328
    Flagstar Bank, FSB 3 7.50% $4,333
    NEWREZ LLC 3 6.67% $3,731
    Northwest Bank 3 6.54% $2,820
    Citizens Bank 3 7.17% $7,088
    The Huntington National Bank 2 5.86% $5,281
    ROYAL UNITED MORTGAGE LLC 2 7.25% $7,911
    Citizens & Northern Bank 2 6.75% $3,323
    Blue Ridge Bank 2 6.94% $4,768
    JPMorgan Chase Bank 2 8.06% $4,739
    The Ephrata National Bank 1 8.25% $4,079
    UNION HOME MORTGAGE CORP. 1 7.50% $8,509
    Univest Bank and Trust Co. 1 6.88% $6,306
    USAA Federal Savings Bank 1 7.25% $4,816
    U.S. Bank 1 6.88% $7,657
    ACADEMY MORTGAGE CORPORATION 1 6.88% $7,022
    ZILLOW HOME LOANS, LLC 1 5.88% $5,672
    ALLIED MORTGAGE GROUP, INC. 1 6.49% $8,767
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.99% $5,406
    ARC HOME LLC 1 7.99% $3,979
    Barrington Bank & Trust Company, N.A. 1 7.13% $4,015
    CNB Bank 1 6.63% $3,413
    CORNING 1 6.25% $5,029
    Discover Bank 1 6.74% $0
    EMM LOANS LLC 1 8.13% $6,128
    First Citizens Community Bank 1 7.75% $3,376
    Gateway First Bank 1 6.25% $0
    LOANDEPOT.COM, LLC 1 6.99% $22,704
    MICHIGAN MUTUAL, INC. 1 6.38% $8,600
    MidAtlantic Farm Credit, ACA 1 7.04% $3,669
    Mid Penn Bank 1 5.99% $7,354
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $8,673
    NBKC BANK 1 7.63% $6,559
    PENNYMAC LOAN SERVICES, LLC 1 7.63% $3,996
    RELIANCE FIRST CAPITAL, LLC 1 6.99% $6,706

    Lock Haven Average Closing Costs & Other Stats

    Lock Haven, PA's 44 lenders originated 751 loans during 2023. The total origination value was $93,215,000, with an average loan value of $124,121.

    Lock Haven's average closing costs are $5,151.

    The top Lock Haven lender as defined by loan originations is QUICKEN LOANS, LLC, with 12 loans originated. Their average total fees are $5,373, which is $3,037 higher than the next largest lender, The Muncy Bank and Trust Company.

    The lowest fee Lock Haven lenders (with over 10 loans originated) are The Muncy Bank and Trust Company ($2,336), QUICKEN LOANS, LLC ($5,373), PRIMELENDING, A PLAINSCAPITAL COMPANY ($5,463), .

    The lowest rate Lock Haven lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY (6.82%), QUICKEN LOANS, LLC (7.36%), The Muncy Bank and Trust Company (7.54%), .

    Lock Haven, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Jersey Shore State Bank $28,735,000 $19,935,000 -30.6% 21.4%
    The Muncy Bank and Trust Company $19,390,000 $8,640,000 -55.4% 9.3%
    Century Mortgage Company DBA Century Lending Company $7,730,000 $6,095,000 -21.2% 6.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $4,640,000 $5,110,000 10.1% 5.5%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $5,030,000 $4,890,000 -2.8% 5.2%
    QUICKEN LOANS, LLC $5,275,000 $3,585,000 -32.0% 3.8%
    Northwest Bank $3,935,000 $2,760,000 -29.9% 3.0%
    MidAtlantic Farm Credit, ACA $1,145,000 $2,500,000 118.3% 2.7%
    HORIZON Federal Credit Union $4,360,000 $2,295,000 -47.4% 2.5%
    Woodlands Bank $4,465,000 $2,220,000 -50.3% 2.4%
    Mortgage Research Center, LLC $3,745,000 $2,200,000 -41.3% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $655,000 $2,185,000 233.6% 2.3%
    First Commonwealth Bank $7,140,000 $2,170,000 -69.6% 2.3%
    First Columbia Bank & Trust Co. $345,000 $1,760,000 410.1% 1.9%
    First National Bank of Pennsylvania $7,360,000 $1,665,000 -77.4% 1.8%
    GUILD MORTGAGE COMPANY $865,000 $1,465,000 69.4% 1.6%
    NEWREZ LLC $770,000 $1,280,000 66.2% 1.4%
    M&T Bank $1,860,000 $1,155,000 -37.9% 1.2%
    Citizens Bank $1,425,000 $965,000 -32.3% 1.0%
    First Citizens Community Bank $250,000 $965,000 286.0% 1.0%
    Mifflinburg Bank and Trust Company $815,000 $840,000 3.1% 0.9%
    LOANDEPOT.COM, LLC $1,000,000 $755,000 -24.5% 0.8%
    NBKC BANK $305,000 $715,000 134.4% 0.8%
    JPMorgan Chase Bank $705,000 n/a 0.8%
    Flagstar Bank, FSB $390,000 $635,000 62.8% 0.7%
    Mid Penn Bank $290,000 $620,000 113.8% 0.7%
    PENNYMAC LOAN SERVICES, LLC $115,000 $570,000 395.7% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $665,000 $560,000 -15.8% 0.6%
    ALLIED MORTGAGE GROUP, INC. $430,000 $540,000 25.6% 0.6%
    CORNING $530,000 n/a 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $965,000 $515,000 -46.6% 0.6%
    USAA Federal Savings Bank $515,000 $500,000 -2.9% 0.5%
    Keystone Funding, Inc. $485,000 n/a 0.5%
    Carrington Mortgage Services, LLC $625,000 $475,000 -24.0% 0.5%
    EMM LOANS LLC $450,000 n/a 0.5%
    Prosperity Home Mortgage, LLC $335,000 $450,000 34.3% 0.5%
    Blue Ridge Bank $575,000 $425,000 -26.1% 0.5%
    Plains Commerce Bank $410,000 n/a 0.4%
    Titan FCU $405,000 n/a 0.4%
    U.S. Bank $685,000 $405,000 -40.9% 0.4%
    AMERICAN HERITAGE LENDING, INC. $395,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $1,665,000 $390,000 -76.6% 0.4%
    The Juniata Valley Bank $385,000 n/a 0.4%
    ACADEMY MORTGAGE CORPORATION $375,000 n/a 0.4%
    The Huntington National Bank $265,000 $360,000 35.8% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $260,000 $340,000 30.8% 0.4%
    MYCUMORTGAGE, LLC $600,000 $300,000 -50.0% 0.3%
    ROYAL UNITED MORTGAGE LLC $345,000 $295,000 -14.5% 0.3%
    Gateway First Bank $265,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $265,000 n/a 0.3%
    ZILLOW HOME LOANS, LLC $145,000 $245,000 69.0% 0.3%
    Wells Fargo Bank $915,000 $230,000 -74.9% 0.2%
    NATIONS DIRECT MORTGAGE, LLC $220,000 n/a 0.2%
    EVERENCE FEDERAL CREDIT UNION $210,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $205,000 n/a 0.2%
    Citizens & Northern Bank $245,000 $205,000 -16.3% 0.2%
    MICHIGAN MUTUAL, INC. $145,000 $205,000 41.4% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $195,000 n/a 0.2%
    Susquehanna Community Bank $185,000 $195,000 5.4% 0.2%
    NFM, INC. $180,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $295,000 $175,000 -40.7% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $205,000 $175,000 -14.6% 0.2%
    The Ephrata National Bank $435,000 $165,000 -62.1% 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $155,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $460,000 $155,000 -66.3% 0.2%
    JLB CORPORATION $155,000 n/a 0.2%
    Univest Bank and Trust Co. $155,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $145,000 n/a 0.2%
    Kish Bank $1,515,000 $135,000 -91.1% 0.1%
    RELIANCE FIRST CAPITAL, LLC $135,000 $135,000 0.0% 0.1%
    SERVICE 1ST $125,000 n/a 0.1%
    Fifth Third Bank $95,000 $115,000 21.1% 0.1%
    The Bank of Landisburg $115,000 n/a 0.1%
    UTILITIES EMPLOYEES CREDIT UNION $155,000 $110,000 -29.0% 0.1%
    CNB Bank $215,000 $105,000 -51.2% 0.1%
    Equity Prime Mortgage LLC $490,000 $105,000 -78.6% 0.1%
    NAVY FEDERAL CREDIT UNION $785,000 $105,000 -86.6% 0.1%
    Discover Bank $55,000 $85,000 54.5% 0.1%
    Truist $635,000 $85,000 -86.6% 0.1%
    ARC HOME LLC $65,000 n/a 0.1%
    Bank of America $65,000 n/a 0.1%
    Fulton Bank $55,000 n/a 0.1%
    Members Choice Financial Credit Union $55,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $45,000 n/a 0.0%
    PALCO FEDERAL CREDIT UNION $45,000 n/a 0.0%
    APCI Federal Credit Union $175,000 $35,000 -80.0% 0.0%
    Figure Lending LLC $35,000 n/a 0.0%
    Coastal Community Bank $25,000 n/a 0.0%

    Lock Haven's top lender by overall market share is Jersey Shore State Bank, with 21.4% market share. In second place, with 9.3%, is The Muncy Bank and Trust Company, having originated $8,640,000 in loans. In third place, with 6.5%, is Century Mortgage Company DBA Century Lending Company, having originated $6,095,000 in loans. In fourth place, with 5.5%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $5,110,000 in loans. In fifth place, with 5.2%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $4,890,000 in loans.

    Lock Haven Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Lock Haven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $153,600 (7.0%) $183,052 (9.5%) 0.00 120
    2018-02-01 $151,050 (0.9%) $179,403 (-9.5%) 0.00 120
    2018-03-01 $152,200 (7.8%) $182,771 (-0.9%) 0.00 115
    2018-04-01 $153,000 (1.4%) $186,627 (-0.8%) 0.00 120
    2018-05-01 $152,000 (-0.3%) $187,046 (-2.7%) 0.00 128
    2018-06-01 $139,900 (-14.9%) $182,821 (-10.7%) 0.00 138
    2018-07-01 $149,600 (-7.9%) $186,681 (-9.4%) 0.00 138
    2018-08-01 $146,375 (-2.4%) $182,989 (-8.1%) 0.00 139
    2018-09-01 $140,000 (-6.6%) $175,847 (-3.7%) 0.00 141
    2018-10-01 $139,700 (-12.0%) $177,556 (-6.8%) 0.00 149
    2018-11-01 $139,600 (-6.9%) $175,490 (-7.3%) 0.00 156
    2018-12-01 $134,900 (-10.0%) $166,477 (-8.0%) 0.00 147
    2019-01-01 $133,200 (-13.3%) $174,248 (-4.8%) 0.00 131
    2019-02-01 $139,700 (-7.5%) $180,613 (0.7%) 0.00 122
    2019-03-01 $136,686 (-10.2%) $181,008 (-1.0%) 0.00 112
    2019-04-01 $134,186 (-12.3%) $175,993 (-5.7%) 0.00 111
    2019-05-01 $138,800 (-8.7%) $181,545 (-2.9%) 0.00 122
    2019-06-01 $145,900 (4.3%) $198,086 (8.4%) 0.00 122
    2019-07-01 $142,400 (-4.8%) $195,180 (4.6%) 0.00 130
    2019-08-01 $140,364 (-4.1%) $191,034 (4.4%) 0.00 142
    2019-09-01 $142,409 (1.7%) $187,029 (6.4%) 0.00 142
    2019-10-01 $144,250 (3.3%) $185,966 (4.7%) 0.00 141
    2019-11-01 $139,900 (0.2%) $187,726 (7.0%) 0.00 133
    2019-12-01 $139,900 (3.7%) $181,327 (8.9%) 0.00 120
    2020-01-01 $137,000 (2.9%) $178,028 (2.2%) 0.00 114
    2020-02-01 $125,000 (-10.5%) $170,630 (-5.5%) 0.00 110
    2020-03-01 $129,900 (-5.0%) $167,401 (-7.5%) 0.00 104
    2020-04-01 $129,914 (-3.2%) $166,490 (-5.4%) 0.00 101
    2020-05-01 $130,000 (-6.3%) $170,627 (-6.0%) 0.00 98
    2020-06-01 $141,403 (-3.1%) $189,084 (-4.5%) 0.00 100
    2020-07-01 $139,900 (-1.8%) $185,513 (-5.0%) 0.00 102
    2020-08-01 $149,000 (6.2%) $188,611 (-1.3%) 0.00 97
    2020-09-01 $128,972 (-9.4%) $170,740 (-8.7%) 0.00 90
    2020-10-01 $125,000 (-13.3%) $164,741 (-11.4%) 0.00 88
    2020-11-01 $139,900 (0.0%) $176,047 (-6.2%) 0.00 91
    2020-12-01 $144,900 (3.6%) $177,373 (-2.2%) 0.00 81
    2021-01-01 $139,200 (1.6%) $190,172 (6.8%) 0.00 60
    2021-02-01 $147,400 (17.9%) $203,643 (19.4%) 0.00 56
    2021-03-01 $148,650 (14.4%) $195,282 (16.7%) 0.00 52
    2021-04-01 $162,450 (25.0%) $202,265 (21.5%) 0.00 45
    2021-05-01 $199,950 (53.8%) $225,188 (32.0%) 0.00 38
    2021-06-01 $206,950 (46.4%) $229,689 (21.5%) 0.00 50
    2021-07-01 $189,000 (35.1%) $226,024 (21.8%) 0.00 53
    2021-08-01 $174,900 (17.4%) $228,364 (21.1%) 0.00 61
    2021-09-01 $165,975 (28.7%) $230,228 (34.8%) 0.00 61
    2021-10-01 $179,900 (43.9%) $239,014 (45.1%) 0.00 64
    2021-11-01 $160,875 (15.0%) $216,099 (22.8%) 0.00 63
    2021-12-01 $152,450 (5.2%) $208,626 (17.6%) 0.00 56
    2022-01-01 $149,900 (7.7%) $204,646 (7.6%) 0.00 49
    2022-02-01 $146,300 (-0.8%) $204,377 (0.4%) 0.00 48
    2022-03-01 $169,900 (14.3%) $231,483 (18.5%) 0.00 44
    2022-04-01 $175,000 (7.7%) $223,044 (10.3%) 0.00 41
    2022-05-01 $196,500 (-1.7%) $242,829 (7.8%) 0.00 49
    2022-06-01 $184,925 (-10.6%) $248,436 (8.2%) 0.00 47
    2022-07-01 $189,950 (0.5%) $264,463 (17.0%) 0.00 57
    2022-08-01 $191,575 (9.5%) $259,482 (13.6%) 0.00 63
    2022-09-01 $183,100 (10.3%) $249,963 (8.6%) 0.00 65
    2022-10-01 $204,250 (13.5%) $254,318 (6.4%) 0.00 52
    2022-11-01 $200,250 (24.5%) $259,373 (20.0%) 0.00 56
    2022-12-01 $195,500 (28.2%) $257,905 (23.6%) 0.00 48
    2023-01-01 $172,450 (15.0%) $251,001 (22.7%) 0.00 38
    2023-02-01 $172,250 (17.7%) $246,032 (20.4%) 0.00 40
    2023-03-01 $197,900 (16.5%) $260,681 (12.6%) 0.00 36
    2023-04-01 $205,200 (17.3%) $251,647 (12.8%) 0.00 43
    2023-05-01 $199,675 (1.6%) $224,384 (-7.6%) 0.00 43
    2023-06-01 $199,925 (8.1%) $218,305 (-12.1%) 0.00 46
    2023-07-01 $199,900 (5.2%) $232,938 (-11.9%) 0.00 47
    2023-08-01 $236,150 (23.3%) $273,116 (5.3%) 0.00 49
    2023-09-01 $238,600 (30.3%) $299,861 (20.0%) 0.00 56
    2023-10-01 $239,700 (17.4%) $303,449 (19.3%) 0.00 56
    2023-11-01 $219,900 (9.8%) $274,686 (5.9%) 0.00 61
    2023-12-01 $199,000 (1.8%) $252,783 (-2.0%) 0.00 58
    2024-01-01 $193,425 (12.2%) $245,972 (-2.0%) 0.00 54
    2024-02-01 $207,400 (20.4%) $272,239 (10.7%) 0.00 49
    2024-03-01 $190,000 (-4.0%) $255,818 (-1.9%) 0.00 54
    Lock Haven's median listing price for 2024-03-01 was $190,000, a difference of $-7,900 (-4.0%) versus the prior year and $-17,400 versus the prior month.

    Lock Haven's median listing price comes in at 0% of the national average.

    Lock Haven's average listing price for 2024-03-01 was $255,818, a difference of $-4,863 (-1.9%) versus the prior year and $-16,421 versus the prior month.

    For the 2024-03-01 period, Lock Haven had 54 MLS listings, a difference of 5 listings (10%) versus the prior month and 18 listings (50%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Lock Haven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,920 sqft
    2018-02-01 0 days 1,798 sqft
    2018-03-01 0 days 1,596 sqft
    2018-04-01 0 days 1,678 sqft
    2018-05-01 0 days 1,761 sqft
    2018-06-01 0 days 1,768 sqft
    2018-07-01 0 days 1,756 sqft
    2018-08-01 0 days 1,803 sqft
    2018-09-01 0 days 1,758 sqft
    2018-10-01 0 days 1,780 sqft
    2018-11-01 0 days 1,796 sqft
    2018-12-01 0 days 1,761 sqft
    2019-01-01 0 days 1,758 sqft
    2019-02-01 0 days 1,760 sqft
    2019-03-01 0 days 1,743 sqft
    2019-04-01 0 days 1,725 sqft
    2019-05-01 0 days 1,754 sqft
    2019-06-01 0 days 1,800 sqft
    2019-07-01 0 days 1,716 sqft
    2019-08-01 0 days 1,679 sqft
    2019-09-01 0 days 1,651 sqft
    2019-10-01 0 days 1,646 sqft
    2019-11-01 0 days 1,640 sqft
    2019-12-01 0 days 1,639 sqft
    2020-01-01 0 days 1,635 sqft
    2020-02-01 0 days 1,606 sqft
    2020-03-01 0 days 1,634 sqft
    2020-04-01 0 days 1,666 sqft
    2020-05-01 0 days 1,658 sqft
    2020-06-01 0 days 1,660 sqft
    2020-07-01 0 days 1,701 sqft
    2020-08-01 0 days 1,723 sqft
    2020-09-01 0 days 1,640 sqft
    2020-10-01 0 days 1,646 sqft
    2020-11-01 0 days 1,696 sqft
    2020-12-01 0 days 1,815 sqft
    2021-01-01 0 days 1,780 sqft
    2021-02-01 0 days 1,805 sqft
    2021-03-01 0 days 1,789 sqft
    2021-04-01 0 days 1,807 sqft
    2021-05-01 0 days 1,800 sqft
    2021-06-01 0 days 1,870 sqft
    2021-07-01 0 days 1,750 sqft
    2021-08-01 0 days 1,809 sqft
    2021-09-01 0 days 1,803 sqft
    2021-10-01 0 days 1,862 sqft
    2021-11-01 0 days 1,764 sqft
    2021-12-01 0 days 1,776 sqft
    2022-01-01 0 days 1,660 sqft
    2022-02-01 0 days 1,652 sqft
    2022-03-01 0 days 1,759 sqft
    2022-04-01 0 days 1,644 sqft
    2022-05-01 0 days 1,742 sqft
    2022-06-01 0 days 1,751 sqft
    2022-07-01 0 days 1,840 sqft
    2022-08-01 0 days 1,758 sqft
    2022-09-01 0 days 1,734 sqft
    2022-10-01 0 days 1,729 sqft
    2022-11-01 0 days 1,722 sqft
    2022-12-01 0 days 1,781 sqft
    2023-01-01 0 days 1,667 sqft
    2023-02-01 0 days 1,716 sqft
    2023-03-01 0 days 1,728 sqft
    2023-04-01 0 days 1,763 sqft
    2023-05-01 0 days 1,692 sqft
    2023-06-01 0 days 1,746 sqft
    2023-07-01 0 days 1,729 sqft
    2023-08-01 0 days 1,756 sqft
    2023-09-01 0 days 1,755 sqft
    2023-10-01 0 days 1,887 sqft
    2023-11-01 0 days 1,773 sqft
    2023-12-01 0 days 1,731 sqft
    2024-01-01 0 days 1,692 sqft
    2024-02-01 0 days 1,692 sqft
    2024-03-01 0 days 1,680 sqft
    Lock Haven's median listing age (time on market) for 2024-03-01 was 0 days.

    Lock Haven's median square footage for active listings during the 2024-03-01 period was 1,680 sqft. One year prior, the average listing was 1,728 sqft.

    Lock Haven, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 345 $62,075,000 $179,928
    Refi 136 $12,120,000 $89,118
    Home Improvement 125 $6,845,000 $54,760
    Other 95 $5,485,000 $57,737
    Cash Out Refi 50 $6,690,000 $133,800

    Lock Haven's most frequently cited loan purpose was Home Purchase, with 345 originations. The 2nd most popular reason was Refi, with 136 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 294 $39,690,000 $135,000
    7-8% 144 $23,790,000 $165,208
    5-6% 124 $14,750,000 $118,952
    Over 8% 85 $6,725,000 $79,118
    4-5% 49 $3,255,000 $66,429
    <2.5% 20 $330,000 $16,500
    3-4% 10 $690,000 $69,000
    2.5-3% 2 $140,000 $70,000

    During 2023, Lock Haven's most frequently originated rate bucket was 6-7%, with 294 originations.

    Loan Sizing (Lock Haven, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 385 $18,455,000 $47,935
    $100k-200k 231 $33,665,000 $145,736
    $200k-400k 116 $30,580,000 $263,621
    $400k-600k 15 $6,905,000 $460,333
    $600k-1000k 3 $2,285,000 $761,667
    $Over $1MM 1 $1,325,000 $1,325,000

    Lock Haven's loan sizing saw the bucket of loans from $100,000 or less with 385 originations, totaling $18,455,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 220 $43,600,000 $198,182
    Under 20% 171 $4,905,000 $28,684
    60-80% 126 $19,760,000 $156,825
    20-40% 118 $8,900,000 $75,424
    40-60% 84 $10,360,000 $123,333
    Over 100% 8 $1,780,000 $222,500

    Lock Haven's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 220 originations, totaling $43,600,000 in origination value.