Lewisburg Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lewisburg averaged 6.67% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.61% and one month ago for the week of 2024-03-07, the average rate was 6.87%.

Lewisburg's average rate one year ago was 6.07%.

For refis of the same type during the week of 2024-04-11, the average rate was 7.18%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Lewisburg 30 Year Fixed Rate 2024-04-11 6.67%
Lewisburg 30 Year Fixed Rate Refi 2024-04-11 7.18%
Lewisburg 15 Year Fixed Rate 2024-04-11 6.16%
Lewisburg 15 Year Fixed Rate Refi 2024-04-11 6.56%
Lewisburg 30 Year FHA 2024-04-11 6.84%
Lewisburg 30 Year FHA Refi 2024-04-11 6.74%
Lewisburg 30 Year USDA 2024-04-11 6.51%
Lewisburg 30 Year USDA Refi 2024-04-11 6.61%
Lewisburg 30 Year VA 2024-04-11 6.47%
Lewisburg 30 Year VA Refi 2024-04-11 6.37%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lewisburg, PA.

Lewisburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lewisburg, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 10 6.91% $8,529
Fulton Bank 6 6.67% $4,710
First National Bank of Pennsylvania 6 6.50% $4,357
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 7.05% $9,470
PENNSYLVANIA STATE EMPLOYEES Credit Union 5 5.95% $3,473
Citizens Bank 5 7.05% $10,578
First Columbia Bank & Trust Co. 4 6.99% $4,785
M&T Bank 4 6.47% $5,213
FIRST HERITAGE FINANCIAL, LLC 3 7.04% $7,355
Mortgage America, Inc. 3 6.63% $5,475
Univest Bank and Trust Co. 3 7.08% $7,281
ZILLOW HOME LOANS, LLC 3 6.83% $6,355
LOANDEPOT.COM, LLC 2 6.88% $9,560
MidAtlantic Farm Credit, ACA 2 7.29% $4,449
Waterstone Mortgage Corporation 2 6.88% $7,760
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.75% $4,543
The Muncy Bank and Trust Company 2 6.94% $3,685
Truist 2 6.68% $6,404
UNITED WHOLESALE MORTGAGE, LLC 2 6.37% $10,552
CMG MORTGAGE, INC. 2 6.50% $10,681
AMERICAN FINANCING CORPORATION 2 6.43% $6,597
Jersey Shore State Bank 2 6.81% $4,093
BROKER SOLUTIONS, INC. 2 7.19% $8,090
TD Bank 2 5.69% $2,011
U.S. Bank 1 5.50% $5,639
York Traditions Bank 1 8.00% $3,877
PNC Bank 1 7.50% $4,581
AMERISAVE MORTGAGE CORPORATION 1 6.50% $6,745
BETTER MORTGAGE CORPORATION 1 6.00% $6,155
CARDINAL FINANCIAL 1 6.13% $3,783
Citadel Servicing Corporation 1 10.38% $17,023
Community Bank 1 5.88% $5,555
EMBRACE HOME LOANS, INC. 1 6.88% $17,016
First Commonwealth Bank 1 6.63% $4,425
GUARANTEED RATE, INC. 1 6.13% $4,770
GUILD MORTGAGE COMPANY 1 6.99% $15,132
JPMorgan Chase Bank 1 7.13% $4,737
MOVEMENT MORTGAGE, LLC 1 7.44% $4,702
Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $14,539
NAVY FEDERAL CREDIT UNION 1 6.50% $2,676
NEWREZ LLC 1 7.88% $4,686
PENNYMAC LOAN SERVICES, LLC 1 6.50% $5,255
PENTAGON FEDERAL CREDIT UNION 1 6.75% $5,859
Ally Bank 1 6.75% $4,015
RBC Bank, (Georgia) 1 5.38% $3,826
SERVICE 1ST 1 5.75% $4,668
The Central Trust Bank 1 5.25% $4,301
The Ephrata National Bank 1 7.13% $6,000
The Federal Savings Bank 1 7.75% $11,913
The Loan Store, Inc. 1 5.75% $7,711

Lewisburg Average Closing Costs & Other Stats

Lewisburg, PA's 50 lenders originated 553 loans during 2023. The total origination value was $102,275,000, with an average loan value of $184,946.

Lewisburg's average closing costs are $5,680.

The top Lewisburg lender as defined by loan originations is QUICKEN LOANS, LLC, with 10 loans originated. Their average total fees are $8,529, which is $3,819 higher than the next largest lender, Fulton Bank.

The lowest fee Lewisburg lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($8,529), .

The lowest rate Lewisburg lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.91%), .

Lewisburg, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Susquehanna Community Bank $14,820,000 $15,345,000 3.5% 15.0%
Mifflinburg Bank and Trust Company $13,670,000 $13,205,000 -3.4% 12.9%
Jersey Shore State Bank $9,785,000 $6,345,000 -35.2% 6.2%
QUICKEN LOANS, LLC $10,230,000 $5,360,000 -47.6% 5.2%
First National Bank of Pennsylvania $6,315,000 $4,940,000 -21.8% 4.8%
PENNSYLVANIA STATE EMPLOYEES Credit Union $5,565,000 $4,040,000 -27.4% 4.0%
M&T Bank $4,085,000 $3,550,000 -13.1% 3.5%
Citizens Bank $2,965,000 $2,950,000 -0.5% 2.9%
MidAtlantic Farm Credit, ACA $1,415,000 $2,770,000 95.8% 2.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,045,000 $2,725,000 33.3% 2.7%
Fulton Bank $8,505,000 $2,675,000 -68.5% 2.6%
First Columbia Bank & Trust Co. $2,660,000 $2,230,000 -16.2% 2.2%
First Commonwealth Bank $3,790,000 $2,025,000 -46.6% 2.0%
NAVY FEDERAL CREDIT UNION $535,000 $1,760,000 229.0% 1.7%
BROKER SOLUTIONS, INC. $680,000 $1,755,000 158.1% 1.7%
SERVICE 1ST $2,615,000 $1,365,000 -47.8% 1.3%
Members Choice Financial Credit Union $1,255,000 n/a 1.2%
TD Bank $1,240,000 n/a 1.2%
UNB Bank $1,160,000 n/a 1.1%
The Ephrata National Bank $240,000 $940,000 291.7% 0.9%
Mortgage Research Center, LLC $1,440,000 $925,000 -35.8% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $1,620,000 $890,000 -45.1% 0.9%
The Muncy Bank and Trust Company $1,385,000 $885,000 -36.1% 0.9%
The Federal Savings Bank $235,000 $800,000 240.4% 0.8%
Truist $1,225,000 $785,000 -35.9% 0.8%
FIRST HERITAGE FINANCIAL, LLC $1,225,000 $760,000 -38.0% 0.7%
ZILLOW HOME LOANS, LLC $105,000 $755,000 619.0% 0.7%
Community Bank $675,000 n/a 0.7%
Mortgage America, Inc. $3,710,000 $585,000 -84.2% 0.6%
GUILD MORTGAGE COMPANY $570,000 n/a 0.6%
LOANDEPOT.COM, LLC $1,220,000 $555,000 -54.5% 0.5%
Waterstone Mortgage Corporation $510,000 $555,000 8.8% 0.5%
Mid Penn Bank $1,185,000 $550,000 -53.6% 0.5%
CNB Bank $495,000 n/a 0.5%
Univest Bank and Trust Co. $495,000 n/a 0.5%
PROVIDENT FUNDING ASSOCIATES, L.P. $480,000 n/a 0.5%
CMG MORTGAGE, INC. $450,000 n/a 0.4%
Mr. Cooper ( Nationstar Mortgage ) $405,000 $440,000 8.6% 0.4%
ALLIED MORTGAGE GROUP, INC. $530,000 $435,000 -17.9% 0.4%
PENTAGON FEDERAL CREDIT UNION $545,000 $415,000 -23.9% 0.4%
EMM LOANS LLC $410,000 n/a 0.4%
Flagstar Bank, FSB $205,000 $385,000 87.8% 0.4%
AMERISAVE MORTGAGE CORPORATION $510,000 $350,000 -31.4% 0.3%
EMBRACE HOME LOANS, INC. $335,000 n/a 0.3%
Citadel Servicing Corporation $325,000 n/a 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $320,000 n/a 0.3%
PENNYMAC LOAN SERVICES, LLC $1,140,000 $310,000 -72.8% 0.3%
Ally Bank $635,000 $305,000 -52.0% 0.3%
NEWREZ LLC $275,000 $305,000 10.9% 0.3%
RBC Bank, (Georgia) $305,000 n/a 0.3%
AMERICAN INTERNET MORTGAGE, INC. $295,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $135,000 $285,000 111.1% 0.3%
UNION HOME MORTGAGE CORP. $75,000 $285,000 280.0% 0.3%
Prosperity Home Mortgage, LLC $275,000 n/a 0.3%
GUARANTEED RATE, INC. $645,000 $265,000 -58.9% 0.3%
PNC Bank $1,075,000 $255,000 -76.3% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $570,000 $245,000 -57.0% 0.2%
JPMorgan Chase Bank $1,165,000 $235,000 -79.8% 0.2%
MEMBERS 1ST FEDERAL CREDIT UNION $305,000 $230,000 -24.6% 0.2%
Wells Fargo Bank $2,095,000 $225,000 -89.3% 0.2%
MOVEMENT MORTGAGE, LLC $205,000 n/a 0.2%
S&T Bank $205,000 n/a 0.2%
The Central Trust Bank $205,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $205,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $760,000 $195,000 -74.3% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $195,000 n/a 0.2%
USAA Federal Savings Bank $440,000 $195,000 -55.7% 0.2%
York Traditions Bank $195,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $190,000 n/a 0.2%
U.S. Bank $280,000 $185,000 -33.9% 0.2%
CARDINAL FINANCIAL $195,000 $175,000 -10.3% 0.2%
MYCUMORTGAGE, LLC $185,000 $175,000 -5.4% 0.2%
RUOFF MORTGAGE COMPANY, INC. $165,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $145,000 n/a 0.1%
The Loan Store, Inc. $135,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $115,000 n/a 0.1%
Discover Bank $195,000 $110,000 -43.6% 0.1%
CORNING $105,000 n/a 0.1%
FIRST HERITAGE FEDERAL CREDIT UNION $75,000 n/a 0.1%
CHARTWAY FEDERAL CREDIT UNION $65,000 n/a 0.1%
Citizens & Northern Bank $940,000 $55,000 -94.1% 0.1%

Lewisburg's top lender by overall market share is Susquehanna Community Bank, with 15.0% market share. In second place, with 12.9%, is Mifflinburg Bank and Trust Company, having originated $13,205,000 in loans. In third place, with 6.2%, is Jersey Shore State Bank, having originated $6,345,000 in loans. In fourth place, with 5.2%, is QUICKEN LOANS, LLC, having originated $5,360,000 in loans. In fifth place, with 4.8%, is First National Bank of Pennsylvania, having originated $4,940,000 in loans.


Lewisburg Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Lewisburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $218,675 (3.2%) $269,799 (-0.4%) 0.00 160
2018-02-01 $244,725 (10.0%) $279,444 (-0.3%) 0.00 146
2018-03-01 $249,900 (13.6%) $292,836 (5.0%) 0.00 150
2018-04-01 $254,675 (15.8%) $290,923 (6.0%) 0.00 158
2018-05-01 $249,900 (13.0%) $282,703 (0.0%) 0.00 151
2018-06-01 $261,900 (14.2%) $288,077 (0.3%) 0.00 142
2018-07-01 $254,175 (10.6%) $288,744 (3.5%) 0.00 142
2018-08-01 $249,750 (8.6%) $295,853 (9.6%) 0.00 154
2018-09-01 $244,000 (1.7%) $289,144 (5.7%) 0.00 169
2018-10-01 $249,900 (3.3%) $296,198 (7.8%) 0.00 166
2018-11-01 $241,225 (6.6%) $285,931 (6.2%) 0.00 150
2018-12-01 $248,950 (13.2%) $297,491 (9.9%) 0.00 130
2019-01-01 $249,900 (14.3%) $300,641 (11.4%) 0.00 129
2019-02-01 $249,900 (2.1%) $305,268 (9.2%) 0.00 128
2019-03-01 $247,071 (-1.1%) $302,991 (3.5%) 0.00 137
2019-04-01 $247,796 (-2.7%) $302,098 (3.8%) 0.00 155
2019-05-01 $253,950 (1.6%) $302,985 (7.2%) 0.00 168
2019-06-01 $263,900 (0.8%) $312,070 (8.3%) 0.00 160
2019-07-01 $258,675 (1.8%) $311,175 (7.8%) 0.00 162
2019-08-01 $255,418 (2.3%) $315,114 (6.5%) 0.00 158
2019-09-01 $252,370 (3.4%) $321,333 (11.1%) 0.00 154
2019-10-01 $250,339 (0.2%) $325,480 (9.9%) 0.00 149
2019-11-01 $249,000 (3.2%) $325,102 (13.7%) 0.00 134
2019-12-01 $249,925 (0.4%) $344,649 (15.9%) 0.00 113
2020-01-01 $264,975 (6.0%) $341,495 (13.6%) 0.00 102
2020-02-01 $300,000 (20.1%) $366,769 (20.2%) 0.00 97
2020-03-01 $288,625 (16.8%) $350,544 (15.7%) 0.00 102
2020-04-01 $279,900 (13.0%) $348,331 (15.3%) 0.00 103
2020-05-01 $293,250 (15.5%) $354,411 (17.0%) 0.00 104
2020-06-01 $294,450 (11.6%) $398,323 (27.6%) 0.00 98
2020-07-01 $299,225 (15.7%) $387,523 (24.5%) 0.00 101
2020-08-01 $289,700 (13.4%) $398,673 (26.5%) 0.00 99
2020-09-01 $287,925 (14.1%) $392,611 (22.2%) 0.00 93
2020-10-01 $265,700 (6.1%) $384,023 (18.0%) 0.00 77
2020-11-01 $258,025 (3.6%) $391,732 (20.5%) 0.00 65
2020-12-01 $261,400 (4.6%) $368,270 (6.9%) 0.00 52
2021-01-01 $290,950 (9.8%) $391,757 (14.7%) 0.00 46
2021-02-01 $296,975 (-1.0%) $402,375 (9.7%) 0.00 37
2021-03-01 $289,900 (0.4%) $416,300 (18.8%) 0.00 40
2021-04-01 $312,400 (11.6%) $426,302 (22.4%) 0.00 46
2021-05-01 $325,000 (10.8%) $439,845 (24.1%) 0.00 40
2021-06-01 $289,900 (-1.6%) $418,808 (5.1%) 0.00 41
2021-07-01 $289,900 (-3.1%) $400,740 (3.4%) 0.00 55
2021-08-01 $289,423 (-0.1%) $376,082 (-5.7%) 0.00 55
2021-09-01 $290,220 (0.8%) $392,709 (0.0%) 0.00 58
2021-10-01 $299,000 (12.5%) $387,240 (0.8%) 0.00 49
2021-11-01 $310,250 (20.2%) $393,745 (0.5%) 0.00 44
2021-12-01 $306,725 (17.3%) $434,931 (18.1%) 0.00 37
2022-01-01 $309,000 (6.2%) $436,879 (11.5%) 0.00 34
2022-02-01 $326,748 (10.0%) $444,715 (10.5%) 0.00 32
2022-03-01 $324,990 (12.1%) $453,473 (8.9%) 0.00 36
2022-04-01 $349,900 (12.0%) $503,994 (18.2%) 0.00 35
2022-05-01 $349,900 (7.7%) $808,397 (83.8%) 0.00 42
2022-06-01 $360,850 (24.5%) $780,232 (86.3%) 0.00 51
2022-07-01 $349,900 (20.7%) $789,995 (97.1%) 0.00 52
2022-08-01 $349,450 (20.7%) $675,628 (79.7%) 0.00 51
2022-09-01 $349,675 (20.5%) $606,994 (54.6%) 0.00 53
2022-10-01 $349,900 (17.0%) $515,939 (33.2%) 0.00 55
2022-11-01 $349,675 (12.7%) $503,282 (27.8%) 0.00 55
2022-12-01 $349,900 (14.1%) $543,467 (25.0%) 0.00 41
2023-01-01 $349,900 (13.2%) $539,745 (23.6%) 0.00 37
2023-02-01 $349,900 (7.1%) $542,327 (22.0%) 0.00 38
2023-03-01 $340,350 (4.7%) $503,193 (11.0%) 0.00 49
2023-04-01 $331,200 (-5.3%) $492,189 (-2.3%) 0.00 44
2023-05-01 $332,000 (-5.1%) $502,180 (-37.9%) 0.00 43
2023-06-01 $329,950 (-8.6%) $512,732 (-34.3%) 0.00 44
2023-07-01 $309,900 (-11.4%) $491,153 (-37.8%) 0.00 48
2023-08-01 $299,450 (-14.3%) $471,177 (-30.3%) 0.00 51
2023-09-01 $336,950 (-3.6%) $492,944 (-18.8%) 0.00 54
2023-10-01 $312,500 (-10.7%) $478,160 (-7.3%) 0.00 56
2023-11-01 $349,950 (0.1%) $568,095 (12.9%) 0.00 46
2023-12-01 $452,000 (29.2%) $638,741 (17.5%) 0.00 39
2024-01-01 $468,250 (33.8%) $650,717 (20.6%) 0.00 38
2024-02-01 $439,000 (25.5%) $578,413 (6.7%) 0.00 38
2024-03-01 $479,000 (40.7%) $636,719 (26.5%) 0.00 43
Lewisburg's median listing price for 2024-03-01 was $479,000, a difference of $138,650 (40.7%) versus the prior year and $40,000 versus the prior month.

Lewisburg's median listing price comes in at 0% of the national average.

Lewisburg's average listing price for 2024-03-01 was $636,719, a difference of $133,526 (26.5%) versus the prior year and $58,306 versus the prior month.

For the 2024-03-01 period, Lewisburg had 43 MLS listings, a difference of 5 listings (13%) versus the prior month and -6 listings (-12%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lewisburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,965 sqft
2018-02-01 0 days 2,011 sqft
2018-03-01 0 days 2,141 sqft
2018-04-01 0 days 2,172 sqft
2018-05-01 0 days 2,163 sqft
2018-06-01 0 days 2,142 sqft
2018-07-01 0 days 2,124 sqft
2018-08-01 0 days 2,091 sqft
2018-09-01 0 days 2,028 sqft
2018-10-01 0 days 2,031 sqft
2018-11-01 0 days 2,016 sqft
2018-12-01 0 days 2,048 sqft
2019-01-01 0 days 2,029 sqft
2019-02-01 0 days 2,065 sqft
2019-03-01 0 days 2,066 sqft
2019-04-01 0 days 2,067 sqft
2019-05-01 0 days 2,187 sqft
2019-06-01 0 days 2,236 sqft
2019-07-01 0 days 2,212 sqft
2019-08-01 0 days 2,134 sqft
2019-09-01 0 days 2,100 sqft
2019-10-01 0 days 2,077 sqft
2019-11-01 0 days 2,030 sqft
2019-12-01 0 days 2,084 sqft
2020-01-01 0 days 2,270 sqft
2020-02-01 0 days 2,369 sqft
2020-03-01 0 days 2,345 sqft
2020-04-01 0 days 2,337 sqft
2020-05-01 0 days 2,302 sqft
2020-06-01 0 days 2,145 sqft
2020-07-01 0 days 2,248 sqft
2020-08-01 0 days 2,054 sqft
2020-09-01 0 days 2,053 sqft
2020-10-01 0 days 2,014 sqft
2020-11-01 0 days 2,096 sqft
2020-12-01 0 days 2,120 sqft
2021-01-01 0 days 1,961 sqft
2021-02-01 0 days 1,934 sqft
2021-03-01 0 days 1,925 sqft
2021-04-01 0 days 1,970 sqft
2021-05-01 0 days 2,067 sqft
2021-06-01 0 days 1,803 sqft
2021-07-01 0 days 1,800 sqft
2021-08-01 0 days 1,789 sqft
2021-09-01 0 days 1,874 sqft
2021-10-01 0 days 1,900 sqft
2021-11-01 0 days 1,865 sqft
2021-12-01 0 days 1,873 sqft
2022-01-01 0 days 1,840 sqft
2022-02-01 0 days 1,873 sqft
2022-03-01 0 days 2,025 sqft
2022-04-01 0 days 1,984 sqft
2022-05-01 0 days 2,032 sqft
2022-06-01 0 days 2,108 sqft
2022-07-01 0 days 2,098 sqft
2022-08-01 0 days 1,979 sqft
2022-09-01 0 days 2,000 sqft
2022-10-01 0 days 2,072 sqft
2022-11-01 0 days 2,131 sqft
2022-12-01 0 days 2,133 sqft
2023-01-01 0 days 2,131 sqft
2023-02-01 0 days 2,213 sqft
2023-03-01 0 days 2,054 sqft
2023-04-01 0 days 2,201 sqft
2023-05-01 0 days 2,180 sqft
2023-06-01 0 days 2,150 sqft
2023-07-01 0 days 2,152 sqft
2023-08-01 0 days 2,141 sqft
2023-09-01 0 days 2,048 sqft
2023-10-01 0 days 2,112 sqft
2023-11-01 0 days 2,372 sqft
2023-12-01 0 days 2,544 sqft
2024-01-01 0 days 2,582 sqft
2024-02-01 0 days 2,582 sqft
2024-03-01 0 days 2,656 sqft
Lewisburg's median listing age (time on market) for 2024-03-01 was 0 days.

Lewisburg's median square footage for active listings during the 2024-03-01 period was 2,656 sqft. One year prior, the average listing was 2,054 sqft.

Lewisburg, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 268 $72,460,000 $270,373
Home Improvement 91 $6,575,000 $72,253
Other 75 $5,685,000 $75,800
Refi 65 $8,275,000 $127,308
Cash Out Refi 54 $9,280,000 $171,852

Lewisburg's most frequently cited loan purpose was Home Purchase, with 268 originations. The 2nd most popular reason was Home Improvement, with 91 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 128 $23,360,000 $182,500
5-6% 84 $17,360,000 $206,667
7-8% 79 $17,465,000 $221,076
Over 8% 56 $6,920,000 $123,571
4-5% 19 $3,085,000 $162,368
<2.5% 6 $320,000 $53,333
3-4% 4 $330,000 $82,500
2.5-3% 1 $15,000 $15,000

During 2023, Lewisburg's most frequently originated rate bucket was 6-7%, with 128 originations.

Loan Sizing (Lewisburg, PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 193 $9,395,000 $48,679
$100k-200k 165 $25,135,000 $152,333
$200k-400k 154 $42,200,000 $274,026
$400k-600k 32 $14,940,000 $466,875
$600k-1000k 5 $3,485,000 $697,000
$Over $1MM 4 $7,120,000 $1,780,000

Lewisburg's loan sizing saw the bucket of loans from $100,000 or less with 193 originations, totaling $9,395,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 129 $35,285,000 $273,527
Under 20% 80 $3,920,000 $49,000
60-80% 69 $14,785,000 $214,275
20-40% 64 $5,800,000 $90,625
40-60% 30 $7,350,000 $245,000
Over 100% 5 $1,715,000 $343,000

Lewisburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 129 originations, totaling $35,285,000 in origination value.