Mifflinburg Bank And Trust Company Mortgage Rates, Fees & Info
Mifflinburg, PALEI: 5493008CMM76GR76GS36
Tax ID: 24-0661750
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Mortgage Data
Review & Overview
Mifflinburg Bank And Trust Company is a smaller bank specializing in Home Purchase and Refi loans. Mifflinburg Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Lewisburg, Selinsgrove, Sunbury, State College, and Williamsport among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Mifflinburg Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
226Origination Dollar Volume (All Markets)
$31,440,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Lewisburg, PA (FHA|USDA|VA) | 106 | $13,670,000 | $128,962 | $0 | 0.00% |
| Selinsgrove, PA (FHA|USDA|VA) | 34 | $5,680,000 | $167,059 | $0 | 0.00% |
| Sunbury, PA (FHA|USDA|VA) | 35 | $3,775,000 | $107,857 | $0 | 0.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 21 | $1,965,000 | $93,571 | $0 | 0.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 10 | $1,940,000 | $194,000 | $0 | 0.00% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $825,000 | $165,000 | $0 | 0.00% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $0 | 0.00% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 0.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 226 | $31,440,000 | $139,115 | $0 | 0.00% |
For 2022, Mifflinburg Bank And Trust Company's most frequently originated type of loan was Conventional, with 226 originations.
Loan Reason
For 2022, Mifflinburg Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 104 originations. The 2nd most popular reason was Refi, with 48 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 226 | $31,440,000 | $139,115 | $0 | 0.00% |
For 2022, Mifflinburg Bank And Trust Company's most frequently cited loan duration was Other, with 226 originations.
Loan Sizing
2022 saw Mifflinburg Bank And Trust Company place emphasis on $100,000 or less loans with 104 originations, totaling $5,010,000 in origination value.
Applicant Income
Mifflinburg Bank And Trust Company lent most frequently to those with incomes in the $50k-75k range, with 45 originations. The second most popular income band? $100k-150k, with 42 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 226 | $31,440,000 | $139,115 | $0 | 0.00% |
Mifflinburg Bank And Trust Company lent most frequently to those with DTI ratios of Exempt%, with 226 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.83%
Mifflinburg Bank And Trust Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.04%
Mifflinburg Bank And Trust Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 226 | $31,440,000 | $139,115 |