Somerset Trust Company Mortgage Rates, Fees & Info

SOMERSET, PA

LEI: 549300D1PL8LHKCBST97

Tax ID: 25-0807970

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Somerset Trust Company is a smaller mortgage company specializing in Home Purchase and Refi loans. Somerset Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Pittsburgh, Somerset, Johnstown, Naples, and Altoona among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Somerset Trust Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Somerset Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.85% 11/22/24
    30 Year Conventional Refi 6.82% 11/22/24
    30 Year Cash-out Refi 6.53% 11/22/24
    30 Year USDA Purchase 7.01% 11/22/24
    15 Year Conventional Purchase 6.15% 11/22/24
    15 Year Conventional Refi 5.52% 11/22/24
    15 Year Cash-out Refi 5.52% 11/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Somerset Trust Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Somerset Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    958

    Origination Dollar Volume (All Markets)

    $98,110,000

    Employee count

    380

    Awards

    SOMERSET TRUST COMPANY 30 Year Conventional Loans bronze SOMERSET TRUST COMPANY USDA Loans bronze
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    PITTSBURGH, PA (FHA|USDA|VA) 391 $42,365,000 $108,350 $1,902 5.11%
    Somerset, PA (FHA|USDA|VA) 368 $27,560,000 $74,891 $1,195 4.80%
    Outside of Metro Areas 98 $15,150,000 $154,592 $2,072 5.01%
    JOHNSTOWN, PA (FHA|USDA|VA) 71 $3,905,000 $55,000 $1,176 5.00%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $3,205,000 $3,205,000 $15,289 5.38%
    ALTOONA, PA (FHA|USDA|VA) 7 $1,735,000 $247,857 $3,496 5.62%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $0 5.57%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $985,000 $985,000 $0 6.54%
    Indiana, PA (FHA|USDA|VA) 8 $340,000 $42,500 $754 4.60%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $335,000 $335,000 $0 6.34%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 5 $285,000 $57,000 $1,666 5.65%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,650 4.50%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.50%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,109 4.38%
    LANCASTER, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,063 4.38%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,294 4.50%
    Oil City, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,005 4.50%
    Somerset Trust Company's top markets include Pittsburgh, Somerset, Johnstown, Naples, and Altoona among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against SOMERSET TRUST COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Westmoreland Federal Savings
    Similarity Rank: 12
    TRI BORO
    Similarity Rank: 25
    Commercial Bank and Trust of PA
    Similarity Rank: 69
    HANCOCK COUNTY SAVINGS BANK, FSB, INC.
    Similarity Rank: 88
    West View Savings Bank
    Similarity Rank: 102
    UNIFIRST MORTGAGE CORPORATION
    Similarity Rank: 135
    First Federal Savings and Loan Association of Greene Co
    Similarity Rank: 152
    M. S. Flynn, Inc.
    Similarity Rank: 204
    WELCOME HOME FINANCE, L.P.
    Similarity Rank: 348
    PENNSYLVANIA STATE EMPLOYEES Credit Union
    Similarity Rank: 570

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 906 $92,950,000 $102,594 $1,423 4.99%
    USDA 52 $5,160,000 $99,231 $4,021 4.72%

    For 2018, Somerset Trust Company's most frequently originated type of loan was Conventional, with 906 originations. Their 2nd most popular type was USDA, with 52 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 428 $59,090,000 $138,061 $3,299 5.14%
    Refi 258 $24,640,000 $95,504 $471 4.93%
    Other 132 $5,890,000 $44,621 $18 4.72%
    Home Improvement 113 $5,225,000 $46,239 $238 4.70%
    Cash Out Refi 27 $3,265,000 $120,926 $3,044 5.21%

    For 2018, Somerset Trust Company's most frequently cited loan purpose was Home Purchase, with 428 originations. The 2nd most popular reason was Refi, with 258 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    15 Year 328 $30,820,000 $93,963 $552 5.30%
    30 Year 277 $38,685,000 $139,657 $3,555 4.88%
    10 Year 146 $6,890,000 $47,192 $113 4.76%
    5 Year 77 $2,145,000 $27,857 $11 3.94%
    20 Year 67 $10,365,000 $154,701 $3,400 5.46%
    Other 58 $8,880,000 $153,103 $1,215 4.95%
    1 Year 3 $305,000 $101,667 $0 5.58%
    3 Year 2 $20,000 $10,000 $0 4.11%

    For 2018, Somerset Trust Company's most frequently cited loan duration was 15 Year, with 328 originations. The 2nd most popular length was 30 Year, with 277 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 744 $64,920,000 $87,258
    $1k-2k 39 $5,585,000 $143,205
    $2k-3k 17 $4,725,000 $277,941
    $3k-4k 2 $910,000 $455,000
    $4k-5k 1 $175,000 $175,000
    $5k+ 1 $215,000 $215,000

    Somerset Trust Company's average total fees were $3,555, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 744 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 483 $44,265,000 $91,646
    5-6% 250 $37,040,000 $148,160
    3-4% 108 $7,190,000 $66,574
    6-7% 101 $8,165,000 $80,842
    7-8% 13 $1,355,000 $104,231
    Over 8% 2 $90,000 $45,000
    <2.5% 1 $5,000 $5,000

    During 2018, Somerset Trust Company's average interest rate for loans was 4.88%, while their most frequently originated rate bucket for loans was 4-5%, with 483 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 650 $31,480,000 $48,431 $834 4.95%
    $100k-200k 209 $28,925,000 $138,397 $2,794 5.00%
    $200k-400k 85 $22,825,000 $268,529 $3,966 5.03%
    $400k-600k 8 $3,740,000 $467,500 $4,318 4.75%
    $1MM+ 3 $8,915,000 $2,971,667 $15,289 5.54%
    $600k-1MM 3 $2,225,000 $741,667 $0 6.40%

    2018 saw Somerset Trust Company place emphasis on $100,000 or less loans with 650 originations, totaling $31,480,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 263 $15,225,000 $57,890 $1,436 4.96%
    $50k-75k 237 $18,755,000 $79,135 $1,548 4.88%
    $100k-150k 144 $16,200,000 $112,500 $1,667 4.90%
    $75k-100k 137 $14,365,000 $104,854 $1,695 4.81%
    $150k-250k 54 $8,520,000 $157,778 $2,231 4.81%
    $250k+ 21 $7,285,000 $346,905 $1,810 4.61%

    Somerset Trust Company lent most frequently to those with incomes in the $50k or less range, with 263 originations. The second most popular income band? $50k-75k, with 237 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 269 $20,915,000 $77,751 $1,276 4.76%
    30-36% 177 $14,685,000 $82,966 $1,533 4.87%
    <20% 127 $7,755,000 $61,063 $828 4.59%
    39% 33 $3,935,000 $119,242 $2,404 4.91%
    37% 32 $3,750,000 $117,188 $2,192 4.68%
    41% 31 $3,165,000 $102,097 $1,627 4.89%
    36% 30 $2,470,000 $82,333 $1,338 4.85%
    42% 27 $3,825,000 $141,667 $1,835 5.14%
    40% 26 $2,460,000 $94,615 $1,836 5.00%
    38% 25 $3,215,000 $128,600 $2,510 4.58%
    >60% 20 $4,730,000 $236,500 $15,289 6.32%
    44% 17 $2,825,000 $166,176 $3,789 4.92%
    43% 12 $2,050,000 $170,833 $3,853 5.03%
    50-60% 12 $1,150,000 $95,833 $0 6.33%
    49% 7 $935,000 $133,571 $2,637 5.00%
    46% 7 $1,095,000 $156,429 $2,778 5.00%
    47% 6 $770,000 $128,333 $2,953 4.94%
    45% 6 $890,000 $148,333 $3,391 4.60%
    48% 3 $735,000 $245,000 $3,485 4.67%

    Somerset Trust Company lent most frequently to those with DTI ratios of 20-30%, with 269 originations. The next most common DTI ratio? 30-36%, with 177 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 863 $79,905,000 $92,590 $1,562 4.89%
    Not applicable 67 $13,985,000 $208,731 $0 6.08%
    Not provided 19 $3,345,000 $176,053 $2,223 4.91%
    Black 4 $460,000 $115,000 $3,336 4.97%
    Asian 2 $220,000 $110,000 $3,858 4.38%
    American Indian 2 $130,000 $65,000 $1,552 5.06%
    1 $65,000 $65,000 $2,539 4.75%

    Approval Rates

    Total approvals of all applications
    87.76%

    Somerset Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.92%

    Somerset Trust Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    2.5 7 $295,000 $42,143
    NA 951 $97,815,000 $102,855

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 23 $9,995,000 $434,565
    Single Family (1-4 Units):Manufactured 77 $4,225,000 $54,870
    Single Family (1-4 Units):Site-Built 858 $83,890,000 $97,774

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 151 $7,685,000 $50,894 $96 4.77%
    40-60% 127 $9,825,000 $77,362 $473 5.06%
    60-80% 261 $34,085,000 $130,594 $1,953 5.28%
    80-100% 309 $42,415,000 $137,265 $2,999 4.93%
    Over 100% 4 $1,480,000 $370,000 $0 6.59%
    Under 20% 105 $2,595,000 $24,714 $22 4.48%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    SYNERGY ONE LENDING, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    SYNERGY ONE LENDING, INC. Conventional home mortgage Closing on a mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Somerset Trust Company 116 Market Street Johnstown, PA 15901 Full Service B&M $49,021
    Somerset Trust Company 117 S. Walnut St. Ligonier, PA 15658 Full Service B&M $216
    Somerset Trust Company 1176 National Pike Hopwood, PA 15445 Full Service B&M $12,605
    Somerset Trust Company 12120 Us 30 Irwin, PA 15642 Full Service B&M $2,677
    Somerset Trust Company 12120 Us 30 North Huntingdon, PA 15642 Full Service B&M $0
    Somerset Trust Company 1416 Scalp Avenue Johnstown, PA 15904 Full Service B&M $62,383
    Somerset Trust Company 1446 County Line Rd Champion, PA 15622 Full Service B&M $22,401
    Somerset Trust Company 1450 Morrell Avenue Connellsville, PA 15425 Full Service Retail $10,065
    Somerset Trust Company 151 Center Street Meyersdale, PA 15552 Full Service B&M $32,065
    Somerset Trust Company 151 West Main Street Somerset, PA 15501 Full Service B&M $369,709
    Somerset Trust Company 1513 Scalp Avenue Johnstown, PA 15904 Full Service B&M $632
    Somerset Trust Company 161 12th Street New Florence, PA 15944 Full Service B&M $156
    Somerset Trust Company 1739 Lyter Drive Johnstown, PA 15905 Full Service B&M $13,650
    Somerset Trust Company 2028 North Center Ave Somerset, PA 15501 Full Service Retail $8,650
    Somerset Trust Company 2095 Quaker Valley Road Fishertown, PA 15539 Full Service Retail $16,688
    Somerset Trust Company 210 Ohio Street Boswell, PA 15531 Full Service Retail $9,979
    Somerset Trust Company 2100 Summit Ridge Plaza Mount Pleasant, PA 15666 Full Service Retail $5,411
    Somerset Trust Company 228 W. Main Street Ligonier, PA 15658 Full Service B&M $40,203
    Somerset Trust Company 250 South 3rd Street Youngwood, PA 15697 Full Service Retail $2,756
    Somerset Trust Company 2690 William Penn Ave Johnstown, PA 15909 Full Service B&M $17,806
    Somerset Trust Company 300 Laurel Drive Connellsville, PA 15425 Full Service Retail $10,198
    Somerset Trust Company 3245 Chestnut Ridge Road Grantsville, MD 21536 Full Service B&M $15,714
    Somerset Trust Company 344 Goucher Street Johnstown, PA 15905 Limited, Drive-thru $15,105
    Somerset Trust Company 3720 State Rt 711 Ligonier, PA 15658 Full Service B&M $3,894
    Somerset Trust Company 4185 Glades Pike Somerset, PA 15501 Full Service B&M $21,370
    Somerset Trust Company 420 Main Street Berlin, PA 15530 Full Service B&M $53,706
    Somerset Trust Company 450 Schoolhouse Road Johnstown, PA 15904 Full Service B&M $462
    Somerset Trust Company 4634 National Pike Markleysburg, PA 15459 Full Service B&M $11,763
    Somerset Trust Company 581 Pittsburgh Rd Uniontown, PA 15401 Full Service B&M $3,448
    Somerset Trust Company 612 Logan Place Confluence, PA 15424 Full Service B&M $40,759
    Somerset Trust Company 7109 Mason Dixon Highway Meyersdale, PA 15552 Full Service B&M $11,112
    Somerset Trust Company 803 Barn Street Hooversville, PA 15936 Full Service B&M $13,789
    Somerset Trust Company 8796 Lincoln Hwy Bedford, PA 15522 Full Service B&M $22,469
    Somerset Trust Company 904 W. Crawford Avenue Connellsville, PA 15425 Full Service B&M $39,293
    Somerset Trust Company R.D. 2, Route 601 Somerset, PA 15501 Full Service B&M $26,739

    For 2018, Somerset Trust Company had 35 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $55,431
    Net interest income $45,970
    Total noninterest income $12,721
    Gross Fiduciary activities income $3,151
    Service charges on deposit accounts $2,091
    Trading account gains and fees $0
    Additional Noninterest Income $7,479
    Pre-tax net operating income $11,008
    Securities gains (or losses, -) $131
    Income before extraordinary items $10,829
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $10,829
    Minority interest net income $0
    Net income $10,829
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $10,701

    Somerset Trust Company's gross interest income from loans was $55,431,000.
    Somerset Trust Company's net interest income from loans was $45,970,000.
    Somerset Trust Company's fee based income from loans was $2,091,000.
    Somerset Trust Company's net income from loans was $10,829,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $9,461
    Provision for credit losses $1,560
    Total noninterest expense $46,123
    Salaries and employee benefits $25,921
    Premises and equipment expense $5,436
    Additional noninterest expense $14,766
    Applicable income taxes $310
    Net charge-offs $1,378
    Cash dividends $3,381

    Somerset Trust Company's interest expense for loans was $9,461,000.
    Somerset Trust Company's payroll and benefits expense were $25,921,000.
    Somerset Trust Company's property, plant and equipment expenses $5,436,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 7.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 1.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.5%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,002,860
    Deposits held in domestic offices $1,002,860
    Deposits by Individuals, partnerships, and corporations $909,018
    Deposits by U.S. Government $451
    Deposits by States and political subdivisions in the U.S. $92,951
    Deposits by Commercial banks and other depository institutions in U.S. $439
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $93,865
    Demand deposits $58,261
    Nontransaction accounts $908,994
    Money market deposit accounts (MMDAs) $240,074
    Other savings deposits (excluding MMDAs) $352,805
    Total time deposits $316,114
    Total time and savings deposits $944,598
    Noninterest-bearing deposits $209,189
    Interest-bearing deposits $793,671
    Retail deposits $893,394
    IRAs and Keogh plan accounts $56,657
    Brokered deposits $76,428
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,230,098
    Cash & Balances due from depository institutions $52,392
    Interest-bearing balances $22,569
    Total securities $271,651
    Federal funds sold & reverse repurchase $0
    Net loans and leases $837,531
    Loan and leases loss allowance $10,975
    Trading account assets $0
    Bank premises and fixed assets $23,381
    Other real estate owned $1,456
    Goodwill and other intangibles $1,696
    All other assets $41,991

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,230,098
    Total Liabilities $1,136,902
    Total deposits $1,002,860
    Interest-bearing deposits $793,671
    Deposits held in domestic offices $1,002,860
    % insured (estimated) $94
    Federal funds purchased and repurchase agreements $15,600
    Trading liabilities $0
    Other borrowed funds $110,933
    Subordinated debt $0
    All other liabilities $7,509

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $837,531
    Loan and leases loss allowance $10,975
    Total loans and leases (domestic) $848,506
    All real estate loans $512,197
    Real estate loans in domestic offices $512,197
    Construction and development loans $37,374
    Residential 1-4 family construction $7,925
    Other construction, all land development and other land $29,449
    Loans secured by nonfarm nonresidential properties $233,177
    Nonfarm nonresidential secured by owner-occupied properties $112,669
    Commercial real estate & other non-farm, non-residential $120,508
    Multifamily residential real estate $15,400
    1-4 family residential loans $200,948
    Farmland loans $25,298
    Loans held in foreign offices $0
    Farm loans $4,587
    Commercial and industrial loans $221,587
    To non-U.S. addressees $0
    Loans to individuals $42,707
    Credit card loans $4,015
    Related Plans $8,922
    Consumer Auto Loans $13,324
    Other loans to individuals $16,446
    All other loans & leases $67,842
    Loans to foreign governments and official institutions $0
    Other loans $6,844
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $59
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $5,403
    Non 1-4 family restructured loans & leases $5,365
    Total loans and leases (foreign) $0

    SOMERSET TRUST COMPANY had $837,531,000 of loans outstanding in 2018. $512,197,000 of loans were in real estate loans. $37,374,000 of loans were in development loans. $15,400,000 of loans were in multifamily mortgage loans. $200,948,000 of loans were in 1-4 family mortgage loans. $4,587,000 of loans were in farm loans. $4,015,000 of loans were in credit card loans. $13,324,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 809 $90,956 $112,430
    Nonfarm, nonresidential loans - <$100k 456 $10,089 $22,125
    Nonfarm, nonresidential loans - $100-250k 214 $27,719 $129,528
    Nonfarm, nonresidential loans - $250k-1MM 139 $53,148 $382,360
    Commercial & Industrial, US addressed loans - <$1MM 1,733 $89,922 $51,888
    Commercial & Industrial, US addressed loans - <$100k 1,374 $27,351 $19,906
    Commercial & Industrial, US addressed loans - $100-250k 204 $19,664 $96,392
    Commercial & Industrial, US addressed loans - $250k-1MM 155 $42,907 $276,819
    Farmland loans - <$1MM 107 $12,822 $119,832
    Farmland loans - <$100k 51 $1,999 $39,196
    Farmland loans - $100-250k 38 $5,735 $150,921
    Farmland loans - $250k-1MM 18 $5,088 $282,667
    Agriculture operations loans - <$1MM 175 $4,587 $26,211
    Agriculture operations loans - <$100k 159 $2,613 $16,434
    Agriculture operations loans - $100-250k 14 $1,515 $108,214
    Agriculture operations loans - $250k-1MM 2 $459 $229,500