Stockman Bank Of Montana Mortgage Rates, Fees & Info

Miles City, MT

LEI: 549300FVJ3IB88LTR841

Tax ID: 81-0213402

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Stockman Bank Of Montana is a smaller bank specializing in Home Purchase loans. Stockman Bank Of Montana has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Billings, Bozeman, Great Falls, Missoula, and Helena among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Stockman Bank Of Montana has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stockman Bank Of Montana is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/21/24
    30 Year Conventional Purchase 6.63% 4/21/24
    30 Year Conventional Refi 6.74% 4/21/24
    30 Year Cash-out Refi 6.89% 4/21/24
    30 Year FHA Purchase 7.12% 4/21/24
    30 Year FHA Refi 7.43% 4/21/24
    30 Year VA Purchase 6.16% 4/21/24
    30 Year VA Refi 6.27% 4/21/24
    30 Year USDA Purchase 6.61% 4/21/24
    15 Year Conventional Purchase 6.30% 4/21/24
    15 Year Conventional Refi 6.31% 4/21/24
    15 Year Cash-out Refi 6.31% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Stockman Bank Of Montana Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Stockman Bank Of Montana. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,902

    Origination Dollar Volume (All Markets)

    $596,090,000

    Employee count

    651 Show all (21) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BILLINGS, MT (FHA|USDA|VA) 835 $162,915,000 $195,108 $3,957 4.84%
    Bozeman, MT (FHA|USDA|VA) 522 $153,010,000 $293,123 $4,392 4.84%
    Outside of Metro Areas 705 $105,745,000 $149,993 $3,848 5.01%
    GREAT FALLS, MT (FHA|USDA|VA) 430 $80,050,000 $186,163 $3,977 4.58%
    MISSOULA, MT (FHA|USDA|VA) 207 $48,615,000 $234,855 $4,137 4.81%
    Helena, MT (FHA|USDA|VA) 153 $31,055,000 $202,974 $4,119 4.81%
    Kalispell, MT (FHA|USDA|VA) 15 $4,585,000 $305,667 $4,967 5.07%
    Minot, ND (FHA|USDA|VA) 5 $3,085,000 $617,000 $1,839 4.71%
    Williston, ND (FHA|USDA|VA) 8 $2,920,000 $365,000 $5,256 5.71%
    Butte-Silver Bow, MT (FHA|USDA|VA) 16 $1,930,000 $120,625 $2,849 5.06%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $1,375,000 $458,333 $0 5.17%
    BISMARCK, ND (FHA|USDA|VA) 1 $365,000 $365,000 $6,259 4.63%
    Spearfish, SD (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.25%
    Dickinson, ND (FHA|USDA|VA) 1 $195,000 $195,000 $1,521 4.88%
    Stockman Bank Of Montana's top markets include Billings, Bozeman, Great Falls, Missoula, and Helena among others.

    Their top states include:
  • Montana (FHA|USDA|VA)
  • North Dakota (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • South Dakota (FHA|USDA|VA)
  • Wyoming (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Stockman Bank of Montana based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    BILLINGS
    Similarity Rank: 48
    CLEARWATER Federal Credit Union
    Similarity Rank: 51
    Montana Federal Credit Union
    Similarity Rank: 85
    PARK SIDE FINANCIAL
    Similarity Rank: 228
    Stifel Bank and Trust
    Similarity Rank: 686
    Stockman Bank of Montana
    Similarity Rank: 1050
    Premier Home Mortgage Inc.
    Similarity Rank: 1664
    Opportunity Bank of Montana
    Similarity Rank: 3300
    CRESCENT MORTGAGE COMPANY
    Similarity Rank: 3640
    UNIVERSAL LENDING CORPORATION
    Similarity Rank: 4503

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,817 $422,125,000 $232,320 $3,397 4.89%
    HELOC 535 $54,115,000 $101,150 n/a 5.52%
    FHA 286 $57,090,000 $199,615 $6,039 4.10%
    VA 214 $53,790,000 $251,355 $5,717 4.01%
    USDA 50 $8,970,000 $179,400 $4,644 4.05%

    For 2018, Stockman Bank Of Montana's most frequently originated type of loan was Conventional, with 1,817 originations. Their 2nd most popular type was HELOC, with 535 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,769 $415,115,000 $234,661 $4,262 4.60%
    Other 484 $39,460,000 $81,529 $2,169 5.46%
    Refi 347 $82,395,000 $237,450 $2,664 5.22%
    Cash Out Refi 226 $50,820,000 $224,867 $4,591 4.56%
    Home Improvement 76 $8,300,000 $109,211 $1,873 5.63%

    For 2018, Stockman Bank Of Montana's most frequently cited loan purpose was Home Purchase, with 1,769 originations. The 2nd most popular reason was Other, with 484 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,664 $378,910,000 $227,710 $4,357 4.44%
    10 Year 455 $30,805,000 $67,703 $1,116 5.49%
    15 Year 221 $36,375,000 $164,593 $2,905 4.72%
    20 Year 189 $46,915,000 $248,228 $2,866 5.19%
    1 Year 175 $38,245,000 $218,543 $4,862 5.61%
    Other 162 $50,370,000 $310,926 $2,222 5.90%
    5 Year 28 $13,260,000 $473,571 $423 5.78%
    3 Year 8 $1,210,000 $151,250 $0 5.75%

    For 2018, Stockman Bank Of Montana's most frequently cited loan duration was 30 Year, with 1,664 originations. The 2nd most popular length was 10 Year, with 455 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 837 $173,665,000 $207,485
    $1k-2k 496 $80,580,000 $162,460
    $2k-3k 448 $98,440,000 $219,732
    $3k-4k 165 $51,175,000 $310,152
    $4k-5k 63 $24,155,000 $383,413
    $5k+ 29 $13,675,000 $471,552

    Stockman Bank Of Montana's average total fees were $4,357, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 837 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,480 $356,040,000 $240,568
    5-6% 781 $125,145,000 $160,237
    3-4% 423 $91,015,000 $215,165
    6-7% 169 $20,265,000 $119,911
    7-8% 13 $1,885,000 $145,000
    2.5-3% 7 $1,485,000 $212,143
    Over 8% 5 $135,000 $27,000

    During 2018, Stockman Bank Of Montana's average interest rate for loans was 4.44%, while their most frequently originated rate bucket for loans was 4-5%, with 1,480 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,010 $272,690,000 $269,990 $4,857 4.58%
    $100k-200k 945 $143,815,000 $152,185 $3,664 4.67%
    $100,000 or less 743 $38,455,000 $51,756 $1,692 5.44%
    $400k-600k 159 $72,325,000 $454,874 $4,834 4.81%
    $600k-1MM 29 $21,915,000 $755,690 $8,479 5.01%
    $1MM+ 16 $46,890,000 $2,930,625 $4,597 5.43%

    2018 saw Stockman Bank Of Montana place emphasis on $200k-400k loans with 1,010 originations, totaling $272,690,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 728 $125,830,000 $172,843 $4,162 4.66%
    $50k or less 523 $63,765,000 $121,922 $3,513 4.63%
    $100k-150k 479 $102,645,000 $214,290 $4,313 4.90%
    $75k-100k 462 $92,790,000 $200,844 $4,244 4.79%
    $150k-250k 299 $74,935,000 $250,619 $4,395 5.01%
    $250k+ 156 $45,200,000 $289,744 $3,911 5.01%

    Stockman Bank Of Montana lent most frequently to those with incomes in the $50k-75k range, with 728 originations. The second most popular income band? $50k or less, with 523 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 482 $82,980,000 $172,158 $3,566 4.83%
    30-36% 454 $87,640,000 $193,040 $3,889 4.74%
    <20% 238 $34,370,000 $144,412 $3,209 5.03%
    50-60% 126 $26,810,000 $212,778 $5,851 4.47%
    42% 120 $22,920,000 $191,000 $4,302 4.55%
    39% 112 $21,750,000 $194,196 $4,149 4.75%
    40% 105 $19,215,000 $183,000 $3,996 4.80%
    43% 97 $20,815,000 $214,588 $4,338 4.57%
    44% 96 $20,140,000 $209,792 $4,431 4.67%
    38% 94 $17,640,000 $187,660 $3,643 4.79%
    37% 92 $18,850,000 $204,891 $4,129 4.76%
    41% 91 $18,115,000 $199,066 $4,445 4.58%
    45% 85 $19,815,000 $233,118 $4,767 4.43%
    36% 82 $15,980,000 $194,878 $3,855 4.75%
    49% 78 $17,590,000 $225,513 $4,058 4.55%
    47% 67 $14,285,000 $213,209 $3,689 4.65%
    48% 63 $14,125,000 $224,206 $4,605 4.59%
    46% 60 $12,780,000 $213,000 $4,065 4.60%
    >60% 34 $7,990,000 $235,000 $2,659 5.26%

    Stockman Bank Of Montana lent most frequently to those with DTI ratios of 20-30%, with 482 originations. The next most common DTI ratio? 30-36%, with 454 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,595 $493,975,000 $190,356 $4,039 4.79%
    Not applicable 185 $78,545,000 $424,568 $0 5.69%
    Not provided 58 $12,020,000 $207,241 $4,324 4.61%
    Asian 26 $6,040,000 $232,308 $4,117 5.00%
    American Indian 24 $2,930,000 $122,083 $3,828 5.15%
    Black 9 $1,525,000 $169,444 $3,934 4.65%
    Native Hawaiian or Islander 3 $595,000 $198,333 $4,043 3.75%
    Asian Indian 1 $455,000 $455,000 $3,059 4.00%
    Other Asian 1 $5,000 $5,000 $207 6.50%

    Approval Rates

    Total approvals of all applications
    91.97%

    Stockman Bank Of Montana has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.05%

    Stockman Bank Of Montana has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,902 $596,090,000 $205,407

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 8 $7,820,000 $977,500
    Multifamily:Site-Built 61 $47,645,000 $781,066
    Single Family (1-4 Units):Manufactured 136 $16,930,000 $124,485
    Single Family (1-4 Units):Site-Built 2,697 $523,695,000 $194,177

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 309 $41,545,000 $134,450 $2,397 5.24%
    40-60% 328 $72,470,000 $220,945 $3,216 5.03%
    60-80% 761 $203,805,000 $267,812 $3,935 4.90%
    80-100% 1,046 $238,650,000 $228,155 $4,516 4.43%
    Over 100% 64 $16,040,000 $250,625 $8,419 4.04%
    Under 20% 394 $23,580,000 $59,848 $617 5.55%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Stockman Bank of Montana 100 East Wooden Shoe Lane Manhattan, MT 59741 Full Service B&M $16,945
    Stockman Bank of Montana 102 S Main Street Richey, MT 59259 Full Service B&M $18,503
    Stockman Bank of Montana 103 Central Avenue Stanford, MT 59479 Full Service B&M $60,747
    Stockman Bank of Montana 110 Southside Blvd Dillon, MT 59725 Full Service Retail $0
    Stockman Bank of Montana 117 Logan Terry, MT 59349 Full Service B&M $37,703
    Stockman Bank of Montana 120 South Wibaux Street Wibaux, MT 59353 Full Service B&M $25,794
    Stockman Bank of Montana 1243 Burlington Avenue Missoula, MT 59801 Full Service B&M $0
    Stockman Bank of Montana 125 West Main Cut Bank, MT 59427 Full Service B&M $58,024
    Stockman Bank of Montana 1403 Grand Ave Billings, MT 59102 Full Service B&M $41,567
    Stockman Bank of Montana 1433 North 19th Avenue Bozeman, MT 59718 Full Service B&M $90,915
    Stockman Bank of Montana 1450 Shiloh Road Billings, MT 59106 Full Service B&M $79,762
    Stockman Bank of Montana 1716 West Main Street Lewistown, MT 59457 Full Service B&M $72,351
    Stockman Bank of Montana 1815 S 19th Avenue Bozeman, MT 59718 Full Service B&M $127,220
    Stockman Bank of Montana 204 West Bell Street Glendive, MT 59330 Full Service B&M $141,463
    Stockman Bank of Montana 2425 10th Avenue South Great Falls, MT 59405 Full Service B&M $76,988
    Stockman Bank of Montana 2450 Main Street Worden, MT 59088 Full Service B&M $27,214
    Stockman Bank of Montana 25 5th Street North Great Falls, MT 59401 Full Service B&M $28,727
    Stockman Bank of Montana 2700 King Avenue West Billings, MT 59108 Full Service B&M $214,062
    Stockman Bank of Montana 2nd Avenue S.W. And 2nd Street S.W. Sidney, MT 59270 Limited, Drive-thru $0
    Stockman Bank of Montana 301 West Holy Street Sidney, MT 59270 Full Service B&M $326,753
    Stockman Bank of Montana 3094 N Sanders Street Helena, MT 59601 Full Service B&M $73,774
    Stockman Bank of Montana 321 W Broadway Street Missoula, MT 59802 Full Service B&M $80,421
    Stockman Bank of Montana 324 Third Avenue Havre, MT 59501 Full Service B&M $50,086
    Stockman Bank of Montana 402 North Broadway Billings, MT 59101 Full Service B&M $84,166
    Stockman Bank of Montana 405 West 1st Avenue Plentywood, MT 59254 Full Service B&M $42,033
    Stockman Bank of Montana 420 South Main Street Conrad, MT 59425 Full Service B&M $102,814
    Stockman Bank of Montana 5 West Lyndale Avenue Helena, MT 59601 Full Service B&M $0
    Stockman Bank of Montana 590 North Montana Dillon, MT 59725 Full Service B&M $88,886
    Stockman Bank of Montana 6050 Jack Rabbit Lane Belgrade, MT 59714 Full Service B&M $66,017
    Stockman Bank of Montana 700 Main Street Miles City, MT 59301 Full Service B&M $311,386
    Stockman Bank of Montana 702 South Main Conrad, MT 59425 Full Service B&M $0
    Stockman Bank of Montana 711 Third Street North West Great Falls, MT 59404 Full Service B&M $84,628
    Stockman Bank of Montana 719 Elliot Ave Hysham, MT 59038 Full Service B&M $17,809
    Stockman Bank of Montana 800 Main Street Billings, MT 59105 Full Service B&M $128,049
    Stockman Bank of Montana 800 South Haynes Avenue Miles City, MT 59301 Full Service B&M $0
    Stockman Bank of Montana 87 South 7th Street Miles City, MT 59301 Limited, Drive-thru $0
    Stockman Bank of Montana Main And Collin Street Geraldine, MT 59446 Full Service B&M $10,859

    For 2018, Stockman Bank Of Montana had 37 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $153,249
    Net interest income $129,524
    Total noninterest income $22,670
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $5,715
    Trading account gains and fees $0
    Additional Noninterest Income $16,955
    Pre-tax net operating income $68,589
    Securities gains (or losses, -) $25
    Income before extraordinary items $68,614
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $68,614
    Minority interest net income $0
    Net income $68,614
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $68,589

    Stockman Bank Of Montana's gross interest income from loans was $153,249,000.
    Stockman Bank Of Montana's net interest income from loans was $129,524,000.
    Stockman Bank Of Montana's fee based income from loans was $5,715,000.
    Stockman Bank Of Montana's net income from loans was $68,614,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $23,725
    Provision for credit losses $5,000
    Total noninterest expense $78,605
    Salaries and employee benefits $49,289
    Premises and equipment expense $11,562
    Additional noninterest expense $17,754
    Applicable income taxes $0
    Net charge-offs $-1,653
    Cash dividends $39,000

    Stockman Bank Of Montana's interest expense for loans was $23,725,000.
    Stockman Bank Of Montana's payroll and benefits expense were $49,289,000.
    Stockman Bank Of Montana's property, plant and equipment expenses $11,562,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,708,311
    Deposits held in domestic offices $2,708,311
    Deposits by Individuals, partnerships, and corporations $2,506,278
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $201,832
    Deposits by Commercial banks and other depository institutions in U.S. $201
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $153,888
    Demand deposits $153,888
    Nontransaction accounts $2,554,423
    Money market deposit accounts (MMDAs) $748,044
    Other savings deposits (excluding MMDAs) $1,226,153
    Total time deposits $580,227
    Total time and savings deposits $2,554,423
    Noninterest-bearing deposits $754,529
    Interest-bearing deposits $1,953,782
    Retail deposits $2,533,599
    IRAs and Keogh plan accounts $35,344
    Brokered deposits $65,546
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $3,648,810
    Cash & Balances due from depository institutions $67,030
    Interest-bearing balances $37,876
    Total securities $810,953
    Federal funds sold & reverse repurchase $860
    Net loans and leases $2,498,003
    Loan and leases loss allowance $49,997
    Trading account assets $0
    Bank premises and fixed assets $145,091
    Other real estate owned $443
    Goodwill and other intangibles $18,843
    All other assets $107,587

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $3,648,810
    Total Liabilities $3,280,379
    Total deposits $2,708,311
    Interest-bearing deposits $1,953,782
    Deposits held in domestic offices $2,708,311
    % insured (estimated) $79
    Federal funds purchased and repurchase agreements $164,861
    Trading liabilities $0
    Other borrowed funds $394,049
    Subordinated debt $0
    All other liabilities $13,158

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,498,003
    Loan and leases loss allowance $49,997
    Total loans and leases (domestic) $2,548,000
    All real estate loans $2,046,891
    Real estate loans in domestic offices $2,046,891
    Construction and development loans $295,781
    Residential 1-4 family construction $57,356
    Other construction, all land development and other land $238,425
    Loans secured by nonfarm nonresidential properties $887,544
    Nonfarm nonresidential secured by owner-occupied properties $311,311
    Commercial real estate & other non-farm, non-residential $576,233
    Multifamily residential real estate $90,681
    1-4 family residential loans $307,065
    Farmland loans $465,820
    Loans held in foreign offices $0
    Farm loans $312,965
    Commercial and industrial loans $148,286
    To non-U.S. addressees $0
    Loans to individuals $28,289
    Credit card loans $0
    Related Plans $3,017
    Consumer Auto Loans $8,173
    Other loans to individuals $17,099
    All other loans & leases $11,569
    Loans to foreign governments and official institutions $0
    Other loans $3,150
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $469
    Non 1-4 family restructured loans & leases $469
    Total loans and leases (foreign) $0

    Stockman Bank of Montana had $2,498,003,000 of loans outstanding in 2018. $2,046,891,000 of loans were in real estate loans. $295,781,000 of loans were in development loans. $90,681,000 of loans were in multifamily mortgage loans. $307,065,000 of loans were in 1-4 family mortgage loans. $312,965,000 of loans were in farm loans. $0 of loans were in credit card loans. $8,173,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,327 $276,151 $208,102
    Nonfarm, nonresidential loans - <$100k 347 $13,515 $38,948
    Nonfarm, nonresidential loans - $100-250k 465 $60,186 $129,432
    Nonfarm, nonresidential loans - $250k-1MM 515 $202,450 $393,107
    Commercial & Industrial, US addressed loans - <$1MM 1,709 $100,127 $58,588
    Commercial & Industrial, US addressed loans - <$100k 1,363 $32,437 $23,798
    Commercial & Industrial, US addressed loans - $100-250k 188 $18,443 $98,101
    Commercial & Industrial, US addressed loans - $250k-1MM 158 $49,247 $311,690
    Farmland loans - <$1MM 1,234 $169,492 $137,352
    Farmland loans - <$100k 353 $14,983 $42,445
    Farmland loans - $100-250k 524 $62,162 $118,630
    Farmland loans - $250k-1MM 357 $92,347 $258,675
    Agriculture operations loans - <$1MM 2,351 $138,985 $59,117
    Agriculture operations loans - <$100k 1,639 $40,760 $24,869
    Agriculture operations loans - $100-250k 432 $41,320 $95,648
    Agriculture operations loans - $250k-1MM 280 $56,905 $203,232