Stockman Bank Of Montana Mortgage Rates, Fees & Info

Miles City, MT

LEI: 549300FVJ3IB88LTR841

Tax ID: 81-0213402

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Stockman Bank Of Montana is a smaller bank specializing in Home Purchase loans. Stockman Bank Of Montana has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Billings, Bozeman, Great Falls, Missoula, and Helena among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Stockman Bank Of Montana has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stockman Bank Of Montana is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 12/3/24
    30 Year Conventional Purchase 6.63% 12/3/24
    30 Year Conventional Refi 6.74% 12/3/24
    30 Year Cash-out Refi 6.89% 12/3/24
    30 Year FHA Purchase 7.12% 12/3/24
    30 Year FHA Refi 7.43% 12/3/24
    30 Year VA Purchase 6.16% 12/3/24
    30 Year VA Refi 6.27% 12/3/24
    30 Year USDA Purchase 6.61% 12/3/24
    15 Year Conventional Purchase 6.30% 12/3/24
    15 Year Conventional Refi 6.31% 12/3/24
    15 Year Cash-out Refi 6.31% 12/3/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Stockman Bank Of Montana Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Stockman Bank Of Montana. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    3,034

    Origination Dollar Volume (All Markets)

    $619,660,000

    Employee count

    694 Show all (20) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BILLINGS, MT (FHA|USDA|VA) 864 $164,820,000 $190,764 $4,720 4.62%
    Bozeman, MT (FHA|USDA|VA) 519 $138,775,000 $267,389 $5,311 4.55%
    Outside of Metro Areas 733 $122,805,000 $167,538 $4,386 4.57%
    GREAT FALLS, MT (FHA|USDA|VA) 459 $89,195,000 $194,325 $4,972 4.23%
    MISSOULA, MT (FHA|USDA|VA) 225 $50,585,000 $224,822 $4,700 4.41%
    Helena, MT (FHA|USDA|VA) 175 $33,855,000 $193,457 $4,697 4.50%
    Kalispell, MT (FHA|USDA|VA) 24 $7,410,000 $308,750 $4,329 4.39%
    Minot, ND (FHA|USDA|VA) 4 $4,020,000 $1,005,000 $0 5.55%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $1,945,000 $1,945,000 $29,072 5.75%
    Dickinson, ND (FHA|USDA|VA) 7 $1,705,000 $243,571 $4,345 4.45%
    Butte-Silver Bow, MT (FHA|USDA|VA) 13 $1,645,000 $126,538 $4,381 4.57%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $1,105,000 $368,333 $0 5.47%
    Williston, ND (FHA|USDA|VA) 3 $775,000 $258,333 $4,221 4.83%
    Sheridan, WY (FHA|USDA|VA) 1 $595,000 $595,000 $8,525 6.25%
    FARGO, ND-MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,650 4.50%
    Spearfish, SD (FHA|USDA|VA) 1 $155,000 $155,000 $521 5.50%
    BISMARCK, ND (FHA|USDA|VA) 1 $105,000 $105,000 $3,477 4.63%
    Stockman Bank Of Montana's top markets include Billings, Bozeman, Great Falls, Missoula, and Helena among others.

    Their top states include:
  • Montana (FHA|USDA|VA)
  • North Dakota (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Wyoming (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Stockman Bank of Montana based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PARK SIDE FINANCIAL
    Similarity Rank: 35
    CLEARWATER Federal Credit Union
    Similarity Rank: 40
    Montana Federal Credit Union
    Similarity Rank: 72
    BILLINGS
    Similarity Rank: 84
    Flanagan State Bank
    Similarity Rank: 765
    CLEARPATH LENDING
    Similarity Rank: 1365
    PACIFIC RESIDENTIAL MORTGAGE, LLC
    Similarity Rank: 1456
    Stifel Bank and Trust
    Similarity Rank: 1915
    Stockman Bank of Montana
    Similarity Rank: 2652
    GoPrime Mortgage, Inc.
    Similarity Rank: 3454

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,949 $442,385,000 $226,981 $4,198 4.45%
    HELOC 514 $49,810,000 $96,907 n/a 5.74%
    FHA 263 $52,305,000 $198,878 $7,629 3.76%
    VA 246 $63,590,000 $258,496 $5,539 3.54%
    USDA 62 $11,570,000 $186,613 $5,864 3.57%

    For 2019, Stockman Bank Of Montana's most frequently originated type of loan was Conventional, with 1,949 originations. Their 2nd most popular type was HELOC, with 514 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,820 $421,590,000 $231,643 $5,149 4.23%
    Refi 449 $96,065,000 $213,953 $3,619 4.79%
    Cash Out Refi 335 $73,465,000 $219,299 $4,776 4.06%
    Other 260 $19,700,000 $75,769 $2,069 5.65%
    Home Improvement 170 $8,840,000 $52,000 $1,079 5.94%

    For 2019, Stockman Bank Of Montana's most frequently cited loan purpose was Home Purchase, with 1,820 originations. The 2nd most popular reason was Refi, with 449 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,880 $441,690,000 $234,941 $5,117 3.98%
    10 Year 491 $35,315,000 $71,925 $1,598 5.71%
    15 Year 267 $46,735,000 $175,037 $3,693 4.31%
    20 Year 161 $39,455,000 $245,062 $3,242 5.33%
    Other 109 $32,715,000 $300,138 $3,122 5.98%
    1 Year 96 $18,460,000 $192,292 $2,303 5.90%
    5 Year 23 $4,285,000 $186,304 $425 6.32%
    3 Year 6 $500,000 $83,333 $229 6.89%
    30+ year 1 $505,000 $505,000 $0 5.75%

    For 2019, Stockman Bank Of Montana's most frequently cited loan duration was 30 Year, with 1,880 originations. The 2nd most popular length was 10 Year, with 491 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 656 $140,220,000 $213,750
    $<1k 651 $136,165,000 $209,163
    $1k-2k 549 $82,875,000 $150,956
    $3k-4k 262 $79,520,000 $303,511
    $4k-5k 83 $31,465,000 $379,096
    $5k+ 75 $37,395,000 $498,600

    Stockman Bank Of Montana's average total fees were $5,117, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 656 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,310 $303,000,000 $231,298
    4-5% 801 $186,955,000 $233,402
    5-6% 624 $99,370,000 $159,247
    6-7% 225 $20,925,000 $93,000
    2.5-3% 29 $5,985,000 $206,379
    7-8% 20 $1,410,000 $70,500
    <2.5% 19 $1,865,000 $98,158
    Over 8% 6 $150,000 $25,000

    During 2019, Stockman Bank Of Montana's average interest rate for loans was 3.98%, while their most frequently originated rate bucket for loans was 3-4%, with 1,310 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,123 $306,235,000 $272,694 $5,651 4.11%
    $100k-200k 966 $147,710,000 $152,909 $4,199 4.35%
    $100,000 or less 731 $38,305,000 $52,401 $2,122 5.41%
    $400k-600k 177 $80,985,000 $457,542 $6,175 4.20%
    $600k-1MM 22 $15,360,000 $698,182 $7,782 4.91%
    $1MM+ 15 $31,065,000 $2,071,000 $17,540 5.21%

    2019 saw Stockman Bank Of Montana place emphasis on $200k-400k loans with 1,123 originations, totaling $306,235,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 722 $128,120,000 $177,452 $4,832 4.33%
    $100k-150k 557 $125,675,000 $225,628 $5,168 4.54%
    $75k-100k 554 $109,530,000 $197,708 $5,166 4.43%
    $50k or less 521 $67,605,000 $129,760 $4,018 4.31%
    $150k-250k 272 $66,980,000 $246,250 $4,923 4.73%
    $250k+ 165 $56,875,000 $344,697 $5,420 4.84%

    Stockman Bank Of Montana lent most frequently to those with incomes in the $50k-75k range, with 722 originations. The second most popular income band? $100k-150k, with 557 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 517 $100,145,000 $193,704 $4,503 4.53%
    30-36% 501 $96,015,000 $191,647 $4,507 4.42%
    <20% 248 $38,050,000 $153,427 $3,931 4.73%
    44% 137 $27,405,000 $200,036 $4,927 4.44%
    36% 130 $26,280,000 $202,154 $4,645 4.37%
    41% 121 $25,255,000 $208,719 $4,759 4.25%
    50-60% 116 $25,990,000 $224,052 $6,647 4.02%
    38% 116 $24,040,000 $207,241 $5,048 4.38%
    37% 108 $21,110,000 $195,463 $5,120 4.30%
    43% 106 $21,720,000 $204,906 $5,138 4.49%
    40% 99 $21,965,000 $221,869 $5,054 4.41%
    39% 92 $18,450,000 $200,543 $4,673 4.34%
    42% 91 $17,395,000 $191,154 $4,678 4.38%
    48% 87 $20,325,000 $233,621 $5,381 3.96%
    45% 84 $18,520,000 $220,476 $5,195 4.16%
    49% 81 $19,095,000 $235,741 $4,999 4.15%
    46% 71 $16,775,000 $236,268 $4,868 4.13%
    47% 51 $11,645,000 $228,333 $4,886 4.19%
    >60% 21 $5,295,000 $252,143 $1,918 5.71%

    Stockman Bank Of Montana lent most frequently to those with DTI ratios of 20-30%, with 517 originations. The next most common DTI ratio? 30-36%, with 501 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,788 $556,160,000 $199,484 $4,775 4.46%
    Not applicable 129 $39,625,000 $307,171 $2,556 5.83%
    Not provided 45 $11,015,000 $244,778 $5,721 4.00%
    American Indian 33 $4,995,000 $151,364 $4,026 4.35%
    Asian 21 $3,795,000 $180,714 $4,463 4.95%
    Black 16 $3,770,000 $235,625 $5,315 4.22%
    Other Asian 1 $225,000 $225,000 $9,226 3.38%
    Asian Indian 1 $75,000 $75,000 $2,408 6.75%

    Approval Rates

    Total approvals of all applications
    93.42%

    Stockman Bank Of Montana has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.75%

    Stockman Bank Of Montana has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,034 $619,660,000 $204,239

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 5 $4,745,000 $949,000
    Multifamily:Site-Built 38 $24,200,000 $636,842
    Single Family (1-4 Units):Manufactured 145 $19,045,000 $131,345
    Single Family (1-4 Units):Site-Built 2,846 $571,670,000 $200,868

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 314 $41,830,000 $133,217 $2,806 5.17%
    40-60% 324 $71,440,000 $220,494 $3,958 4.59%
    60-80% 841 $206,425,000 $245,452 $4,559 4.47%
    80-100% 1,098 $252,340,000 $229,818 $5,488 3.99%
    Over 100% 57 $19,565,000 $343,246 $8,508 3.65%
    Under 20% 399 $28,045,000 $70,288 $924 5.60%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Stockman Bank of Montana 100 East Wooden Shoe Lane Manhattan, MT 59741 Full Service B&M $17,954
    Stockman Bank of Montana 102 S Main Street Richey, MT 59259 Full Service B&M $17,400
    Stockman Bank of Montana 103 Central Avenue Stanford, MT 59479 Full Service B&M $60,768
    Stockman Bank of Montana 110 Southside Blvd Dillon, MT 59725 Full Service Retail $0
    Stockman Bank of Montana 117 Logan Terry, MT 59349 Full Service B&M $38,055
    Stockman Bank of Montana 120 South Wibaux Street Wibaux, MT 59353 Full Service B&M $27,691
    Stockman Bank of Montana 1243 Burlington Avenue Missoula, MT 59801 Full Service B&M $0
    Stockman Bank of Montana 125 West Main Cut Bank, MT 59427 Full Service B&M $54,628
    Stockman Bank of Montana 1403 Grand Ave Billings, MT 59102 Full Service B&M $42,023
    Stockman Bank of Montana 1433 North 19th Avenue Bozeman, MT 59718 Full Service B&M $121,927
    Stockman Bank of Montana 1450 Shiloh Road Billings, MT 59106 Full Service B&M $92,888
    Stockman Bank of Montana 1716 West Main Street Lewistown, MT 59457 Full Service B&M $74,025
    Stockman Bank of Montana 1815 S 19th Avenue Bozeman, MT 59718 Full Service B&M $121,835
    Stockman Bank of Montana 204 West Bell Street Glendive, MT 59330 Full Service B&M $141,545
    Stockman Bank of Montana 2425 10th Avenue South Great Falls, MT 59405 Full Service B&M $83,882
    Stockman Bank of Montana 2450 Main Street Worden, MT 59088 Full Service B&M $26,910
    Stockman Bank of Montana 25 5th Street North Great Falls, MT 59401 Full Service B&M $31,115
    Stockman Bank of Montana 2700 King Avenue West Billings, MT 59108 Full Service B&M $222,177
    Stockman Bank of Montana 2nd Avenue S.W. And 2nd Street S.W. Sidney, MT 59270 Limited, Drive-thru $0
    Stockman Bank of Montana 301 West Holy Street Sidney, MT 59270 Full Service B&M $335,413
    Stockman Bank of Montana 3094 N Sanders Street Helena, MT 59601 Full Service B&M $85,601
    Stockman Bank of Montana 321 W Broadway Street Missoula, MT 59802 Full Service B&M $146,248
    Stockman Bank of Montana 324 Third Avenue Havre, MT 59501 Full Service B&M $44,683
    Stockman Bank of Montana 402 North Broadway Billings, MT 59101 Full Service B&M $76,758
    Stockman Bank of Montana 405 West 1st Avenue Plentywood, MT 59254 Full Service B&M $44,327
    Stockman Bank of Montana 420 South Main Street Conrad, MT 59425 Full Service B&M $107,438
    Stockman Bank of Montana 5 West Lyndale Avenue Helena, MT 59601 Full Service B&M $0
    Stockman Bank of Montana 590 North Montana Dillon, MT 59725 Full Service B&M $88,939
    Stockman Bank of Montana 6050 Jack Rabbit Lane Belgrade, MT 59714 Full Service B&M $74,500
    Stockman Bank of Montana 700 Main Street Miles City, MT 59301 Full Service B&M $318,537
    Stockman Bank of Montana 702 South Main Conrad, MT 59425 Full Service B&M $0
    Stockman Bank of Montana 711 Third Street North West Great Falls, MT 59404 Full Service B&M $85,610
    Stockman Bank of Montana 719 Elliot Ave Hysham, MT 59038 Full Service B&M $17,520
    Stockman Bank of Montana 800 Main Street Billings, MT 59105 Full Service B&M $135,691
    Stockman Bank of Montana 800 South Haynes Avenue Miles City, MT 59301 Full Service B&M $0
    Stockman Bank of Montana 87 South 7th Street Miles City, MT 59301 Limited, Drive-thru $0
    Stockman Bank of Montana Main And Collin Street, P. O. Box 327 Geraldine, MT 59446 Full Service B&M $12,586

    For 2019, Stockman Bank Of Montana had 37 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $170,295
    Net interest income $136,295
    Total noninterest income $28,637
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $5,675
    Trading account gains and fees $0
    Additional Noninterest Income $22,962
    Pre-tax net operating income $73,438
    Securities gains (or losses, -) $193
    Income before extraordinary items $73,631
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $73,631
    Minority interest net income $0
    Net income $73,631
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $73,438

    Stockman Bank Of Montana's gross interest income from loans was $170,295,000.
    Stockman Bank Of Montana's net interest income from loans was $136,295,000.
    Stockman Bank Of Montana's fee based income from loans was $5,675,000.
    Stockman Bank Of Montana's net income from loans was $73,631,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $34,000
    Provision for credit losses $6,000
    Total noninterest expense $85,494
    Salaries and employee benefits $53,499
    Premises and equipment expense $11,239
    Additional noninterest expense $20,756
    Applicable income taxes $0
    Net charge-offs $524
    Cash dividends $35,250

    Stockman Bank Of Montana's interest expense for loans was $34,000,000.
    Stockman Bank Of Montana's payroll and benefits expense were $53,499,000.
    Stockman Bank Of Montana's property, plant and equipment expenses $11,239,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 0.0%
    Other individual loans 1.0%
    Auto loans 0.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,047,716
    Deposits held in domestic offices $3,047,716
    Deposits by Individuals, partnerships, and corporations $2,794,737
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $252,705
    Deposits by Commercial banks and other depository institutions in U.S. $274
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $210,065
    Demand deposits $210,065
    Nontransaction accounts $2,837,651
    Money market deposit accounts (MMDAs) $833,832
    Other savings deposits (excluding MMDAs) $1,371,005
    Total time deposits $632,815
    Total time and savings deposits $2,837,651
    Noninterest-bearing deposits $839,342
    Interest-bearing deposits $2,208,374
    Retail deposits $2,855,065
    IRAs and Keogh plan accounts $37,558
    Brokered deposits $51,221
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $3,986,026
    Cash & Balances due from depository institutions $256,741
    Interest-bearing balances $224,269
    Total securities $919,780
    Federal funds sold & reverse repurchase $621
    Net loans and leases $2,528,204
    Loan and leases loss allowance $55,473
    Trading account assets $0
    Bank premises and fixed assets $149,366
    Other real estate owned $1,038
    Goodwill and other intangibles $18,431
    All other assets $111,845

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $3,986,026
    Total Liabilities $3,573,263
    Total deposits $3,047,716
    Interest-bearing deposits $2,208,374
    Deposits held in domestic offices $3,047,716
    % insured (estimated) $77
    Federal funds purchased and repurchase agreements $130,502
    Trading liabilities $0
    Other borrowed funds $377,377
    Subordinated debt $0
    All other liabilities $17,668

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,528,204
    Loan and leases loss allowance $55,473
    Total loans and leases (domestic) $2,583,677
    All real estate loans $2,072,725
    Real estate loans in domestic offices $2,072,725
    Construction and development loans $335,181
    Residential 1-4 family construction $70,879
    Other construction, all land development and other land $264,302
    Loans secured by nonfarm nonresidential properties $848,923
    Nonfarm nonresidential secured by owner-occupied properties $316,966
    Commercial real estate & other non-farm, non-residential $531,957
    Multifamily residential real estate $111,188
    1-4 family residential loans $306,440
    Farmland loans $470,993
    Loans held in foreign offices $0
    Farm loans $321,237
    Commercial and industrial loans $143,599
    To non-U.S. addressees $0
    Loans to individuals $29,511
    Credit card loans $0
    Related Plans $3,607
    Consumer Auto Loans $8,566
    Other loans to individuals $17,338
    All other loans & leases $16,605
    Loans to foreign governments and official institutions $0
    Other loans $2,995
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $743
    Non 1-4 family restructured loans & leases $743
    Total loans and leases (foreign) $0

    Stockman Bank of Montana had $2,528,204,000 of loans outstanding in 2019. $2,072,725,000 of loans were in real estate loans. $335,181,000 of loans were in development loans. $111,188,000 of loans were in multifamily mortgage loans. $306,440,000 of loans were in 1-4 family mortgage loans. $321,237,000 of loans were in farm loans. $0 of loans were in credit card loans. $8,566,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,365 $282,474 $206,941
    Nonfarm, nonresidential loans - <$100k 367 $14,457 $39,392
    Nonfarm, nonresidential loans - $100-250k 458 $58,212 $127,100
    Nonfarm, nonresidential loans - $250k-1MM 540 $209,805 $388,528
    Commercial & Industrial, US addressed loans - <$1MM 1,721 $96,774 $56,231
    Commercial & Industrial, US addressed loans - <$100k 1,382 $32,846 $23,767
    Commercial & Industrial, US addressed loans - $100-250k 192 $19,610 $102,135
    Commercial & Industrial, US addressed loans - $250k-1MM 147 $44,318 $301,483
    Farmland loans - <$1MM 1,202 $167,044 $138,972
    Farmland loans - <$100k 344 $14,884 $43,267
    Farmland loans - $100-250k 508 $60,730 $119,547
    Farmland loans - $250k-1MM 350 $91,430 $261,229
    Agriculture operations loans - <$1MM 2,228 $129,078 $57,934
    Agriculture operations loans - <$100k 1,579 $39,782 $25,194
    Agriculture operations loans - $100-250k 379 $34,572 $91,219
    Agriculture operations loans - $250k-1MM 270 $54,724 $202,681