Williston Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Williston averaged
6.43%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.15% and
one month ago for the week of 2023-04-20, the
average rate was 6.15%.
Williston's average rate one year ago was 4.91%.
For refis of the same type during the week of 2023-05-25, the average rate
was 7.07%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
Williston 30 Year Fixed Rate | 2023-05-25 | 6.43% |
Williston 30 Year Fixed Rate Refi | 2023-05-25 | 7.07% |
Williston 15 Year Fixed Rate | 2023-05-25 | 5.77% |
Williston 15 Year Fixed Rate Refi | 2023-05-25 | 5.87% |
Williston 30 Year FHA | 2023-05-25 | 6.16% |
Williston 30 Year FHA Refi | 2023-05-25 | 6.71% |
Williston 30 Year USDA | 2023-05-25 | 6.53% |
Williston 30 Year USDA Refi | 2023-05-25 | 6.63% |
Williston 30 Year VA | 2023-05-25 | 6.31% |
Williston 30 Year VA Refi | 2023-05-25 | 6.21% |
Williston Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Williston, ND market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Williston Average Closing Costs & Other Stats
Williston, ND's 49 lenders originated 713
loans during 2022. The total origination value was $198,925,000, with an average loan value of
$278,997.
Williston's average closing costs are $6,052.
The top Williston lender as defined by loan originations is Gate City Bank, with
56 loans originated. Their average total fees are
$6,133, which is $1,808
higher than the next largest lender,
U.S. Bank.
The lowest fee Williston lenders (with over 10 loans originated) are
First International Bank & Trust ($2,829), U.S. Bank ($4,325), Unify Home Lending Inc. ($4,392), HOME POINT FINANCIAL CORPORATION ($4,795) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,320).
The lowest rate Williston lenders (with over 10 loans originated) are
Gate City Bank (4.19%), U.S. Bank (4.83%), HOME POINT FINANCIAL CORPORATION (4.83%), WESTERN COOPERATIVE CREDIT UNION (5.02%) and AMCAP MORTGAGE, LTD. (5.16%).
Williston, ND Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Gate City Bank | $41,050,000 | $27,660,000 | -32.6% | 13.9% |
U.S. Bank | $18,650,000 | $20,705,000 | 11.0% | 10.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $20,570,000 | $17,255,000 | -16.1% | 8.7% |
First International Bank & Trust | $20,415,000 | $14,110,000 | -30.9% | 7.1% |
AMCAP MORTGAGE, LTD. | $9,940,000 | $10,015,000 | 0.8% | 5.0% |
WESTERN COOPERATIVE CREDIT UNION | $9,570,000 | $9,640,000 | 0.7% | 4.8% |
Unify Home Lending Inc. | $16,970,000 | $8,025,000 | -52.7% | 4.0% |
LOANDEPOT.COM, LLC | $14,765,000 | $7,815,000 | -47.1% | 3.9% |
Associated Bank | $7,805,000 | n/a | 3.9% | |
QUICKEN LOANS, LLC | $26,755,000 | $7,300,000 | -72.7% | 3.7% |
GUARANTEED RATE, INC. | $15,685,000 | $7,170,000 | -54.3% | 3.6% |
Dacotah Bank | $1,550,000 | $6,485,000 | 318.4% | 3.3% |
Mortgage Research Center, LLC | $6,795,000 | $4,955,000 | -27.1% | 2.5% |
UNITED WHOLESALE MORTGAGE, LLC | $3,015,000 | $3,035,000 | 0.7% | 1.5% |
HOME POINT FINANCIAL CORPORATION | $9,705,000 | $2,940,000 | -69.7% | 1.5% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $8,480,000 | $2,690,000 | -68.3% | 1.4% |
Mr. Cooper ( Nationstar Mortgage ) | $795,000 | $2,680,000 | 237.1% | 1.3% |
Wells Fargo Bank | $2,185,000 | $2,440,000 | 11.7% | 1.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,790,000 | $2,140,000 | -43.5% | 1.1% |
FREEDOM MORTGAGE CORPORATION | $9,820,000 | $1,870,000 | -81.0% | 0.9% |
Cornerstone Bank | $55,000 | $1,515,000 | 2,654.5% | 0.8% |
Hometown Lenders, Inc. | $1,380,000 | n/a | 0.7% | |
PENNYMAC LOAN SERVICES, LLC | $3,060,000 | $1,345,000 | -56.0% | 0.7% |
USAA Federal Savings Bank | $1,060,000 | $1,235,000 | 16.5% | 0.6% |
BANKWEST, INC. | $1,970,000 | $1,115,000 | -43.4% | 0.6% |
American Bank Center | $420,000 | $1,100,000 | 161.9% | 0.6% |
TOWN AND COUNTRY Credit Union | $1,060,000 | $1,090,000 | 2.8% | 0.5% |
Flagstar Bank, FSB | $1,415,000 | $1,065,000 | -24.7% | 0.5% |
GUILD MORTGAGE COMPANY | $7,330,000 | $1,020,000 | -86.1% | 0.5% |
CALIBER HOME LOANS, INC. | $3,700,000 | $935,000 | -74.7% | 0.5% |
BROKER SOLUTIONS, INC. | $900,000 | $875,000 | -2.8% | 0.4% |
Plains Commerce Bank | $485,000 | $870,000 | 79.4% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $3,945,000 | $860,000 | -78.2% | 0.4% |
AMERICAN FINANCING CORPORATION | $1,095,000 | $735,000 | -32.9% | 0.4% |
JPMorgan Chase Bank | $1,005,000 | $705,000 | -29.9% | 0.4% |
IncredibleBank | $655,000 | n/a | 0.3% | |
ZILLOW HOME LOANS, LLC | $395,000 | $650,000 | 64.6% | 0.3% |
NAVY FEDERAL CREDIT UNION | $2,080,000 | $605,000 | -70.9% | 0.3% |
The Federal Savings Bank | $710,000 | $600,000 | -15.5% | 0.3% |
Armed Forces Bank | $555,000 | n/a | 0.3% | |
American Mortgage & Equity Consultants, Inc. | $185,000 | $455,000 | 145.9% | 0.2% |
Royal Credit Union | $455,000 | n/a | 0.2% | |
First Interstate Bank | $450,000 | n/a | 0.2% | |
NEWREZ LLC | $2,900,000 | $440,000 | -84.8% | 0.2% |
Unison Bank | $125,000 | $435,000 | 248.0% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $1,845,000 | $430,000 | -76.7% | 0.2% |
Amerifirst Financial, Inc. | $425,000 | n/a | 0.2% | |
Barrington Bank & Trust Company, N.A. | $320,000 | $410,000 | 28.1% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $400,000 | $410,000 | 2.5% | 0.2% |
Colonial Savings, F.A. | $405,000 | n/a | 0.2% | |
CROSSCOUNTRY MORTGAGE, LLC | $405,000 | n/a | 0.2% | |
RBC Bank, (Georgia) | $395,000 | n/a | 0.2% | |
MID AMERICA MORTGAGE, INC. | $660,000 | $385,000 | -41.7% | 0.2% |
HOMESTAR FINANCIAL CORPORATION | $265,000 | $355,000 | 34.0% | 0.2% |
The Huntington National Bank | $205,000 | $345,000 | 68.3% | 0.2% |
Kirkwood Bank & Trust Co. | $855,000 | $340,000 | -60.2% | 0.2% |
Willamette Valley Bank | $790,000 | $325,000 | -58.9% | 0.2% |
CAPITAL CREDIT UNION | $255,000 | $315,000 | 23.5% | 0.2% |
Ally Bank | $345,000 | $305,000 | -11.6% | 0.2% |
BOKF | $305,000 | n/a | 0.2% | |
Bank of England | $4,480,000 | $285,000 | -93.6% | 0.1% |
Northpointe Bank | $285,000 | n/a | 0.1% | |
Gateway First Bank | $385,000 | $275,000 | -28.6% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,165,000 | $275,000 | -91.3% | 0.1% |
21ST MORTGAGE CORPORATION | $35,000 | $270,000 | 671.4% | 0.1% |
Lend Smart Mortgage, LLC | $265,000 | n/a | 0.1% | |
NATIONS RELIABLE LENDING, LLC | $265,000 | n/a | 0.1% | |
Stockman Bank of Montana | $255,000 | $265,000 | 3.9% | 0.1% |
Commerce Home Mortgage, Inc. | $245,000 | n/a | 0.1% | |
The Central Trust Bank | $245,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $235,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $235,000 | n/a | 0.1% | |
AFFINITY PLUS | $215,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $215,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $985,000 | $195,000 | -80.2% | 0.1% |
American National Bank of Minnesota | $165,000 | n/a | 0.1% | |
First Savings Bank | $770,000 | $165,000 | -78.6% | 0.1% |
THRIVENT Federal Credit Union | $160,000 | n/a | 0.1% | |
MANN FINANCIAL INC. | $255,000 | $155,000 | -39.2% | 0.1% |
BMO Harris Bank | $145,000 | n/a | 0.1% | |
GUARANTEED RATE AFFINITY, LLC | $145,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $125,000 | n/a | 0.1% | |
Western State Bank | $125,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $165,000 | $115,000 | -30.3% | 0.1% |
Deerwood Bank | $115,000 | n/a | 0.1% | |
Figure Lending LLC | $105,000 | n/a | 0.1% | |
AMERICAN ADVISORS GROUP | $65,000 | n/a | 0.0% | |
Centier Bank | $55,000 | n/a | 0.0% | |
Discover Bank | $125,000 | $55,000 | -56.0% | 0.0% |
STAR USA FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% |
Williston's top lender by overall market share is Gate City Bank, with 13.9% market share. In second place, with 10.4%, is U.S. Bank, having originated $20,705,000 in loans. In third place, with 8.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $17,255,000 in loans. In fourth place, with 7.1%, is First International Bank & Trust, having originated $14,110,000 in loans. In fifth place, with 5.0%, is AMCAP MORTGAGE, LTD., having originated $10,015,000 in loans.
Williston Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Williston (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $234,500 (-3.1%) | $261,852 (-1.9%) | 0.00 | 171 |
2018-02-01 | $229,675 (-4.6%) | $258,040 (-1.8%) | 0.00 | 178 |
2018-03-01 | $229,900 (-6.9%) | $259,740 (-2.8%) | 0.00 | 185 |
2018-04-01 | $238,000 (-8.3%) | $267,166 (-4.2%) | 0.00 | 192 |
2018-05-01 | $250,000 (0.0%) | $290,368 (7.5%) | 0.00 | 202 |
2018-06-01 | $257,000 (4.1%) | $294,954 (10.6%) | 0.00 | 188 |
2018-07-01 | $256,950 (4.5%) | $285,713 (-1.3%) | 0.00 | 189 |
2018-08-01 | $259,975 (3.8%) | $297,400 (0.8%) | 0.00 | 196 |
2018-09-01 | $259,950 (4.0%) | $294,428 (2.9%) | 0.00 | 204 |
2018-10-01 | $247,450 (7.1%) | $293,917 (8.3%) | 0.00 | 192 |
2018-11-01 | $249,925 (9.5%) | $300,911 (12.7%) | 0.00 | 178 |
2018-12-01 | $239,900 (6.6%) | $302,358 (11.3%) | 0.00 | 158 |
2019-01-01 | $242,475 (3.4%) | $323,069 (23.4%) | 0.00 | 133 |
2019-02-01 | $239,900 (4.5%) | $307,926 (19.3%) | 0.00 | 119 |
2019-03-01 | $245,000 (6.6%) | $316,140 (21.7%) | 0.00 | 115 |
2019-04-01 | $266,950 (12.2%) | $311,860 (16.7%) | 0.00 | 124 |
2019-05-01 | $279,450 (11.8%) | $300,216 (3.4%) | 0.00 | 130 |
2019-06-01 | $300,000 (16.7%) | $331,505 (12.4%) | 0.00 | 161 |
2019-07-01 | $299,450 (16.5%) | $334,588 (17.1%) | 0.00 | 154 |
2019-08-01 | $299,900 (15.4%) | $337,806 (13.6%) | 0.00 | 165 |
2019-09-01 | $284,950 (9.6%) | $325,802 (10.7%) | 0.00 | 147 |
2019-10-01 | $294,450 (19.0%) | $323,589 (10.1%) | 0.00 | 164 |
2019-11-01 | $292,500 (17.0%) | $322,336 (7.1%) | 0.00 | 172 |
2019-12-01 | $300,000 (25.1%) | $325,555 (7.7%) | 0.00 | 165 |
2020-01-01 | $297,425 (22.7%) | $320,172 (-0.9%) | 0.00 | 135 |
2020-02-01 | $292,450 (21.9%) | $325,187 (5.6%) | 0.00 | 126 |
2020-03-01 | $304,825 (24.4%) | $336,370 (6.4%) | 0.00 | 133 |
2020-04-01 | $298,950 (12.0%) | $330,959 (6.1%) | 0.00 | 142 |
2020-05-01 | $292,900 (4.8%) | $327,323 (9.0%) | 0.00 | 155 |
2020-06-01 | $275,000 (-8.3%) | $302,517 (-8.7%) | 0.00 | 143 |
2020-07-01 | $275,000 (-8.2%) | $303,277 (-9.4%) | 0.00 | 146 |
2020-08-01 | $274,950 (-8.3%) | $300,373 (-11.1%) | 0.00 | 171 |
2020-09-01 | $289,500 (1.6%) | $297,724 (-8.6%) | 0.00 | 182 |
2020-10-01 | $292,900 (-0.5%) | $298,502 (-7.8%) | 0.00 | 200 |
2020-11-01 | $279,975 (-4.3%) | $305,533 (-5.2%) | 0.00 | 212 |
2020-12-01 | $281,225 (-6.3%) | $312,534 (-4.0%) | 0.00 | 211 |
2021-01-01 | $289,000 (-2.8%) | $318,611 (-0.5%) | 0.00 | 202 |
2021-02-01 | $296,975 (1.6%) | $326,215 (0.3%) | 0.00 | 181 |
2021-03-01 | $299,000 (-1.9%) | $327,156 (-2.7%) | 0.00 | 176 |
2021-04-01 | $299,450 (0.2%) | $330,487 (-0.1%) | 0.00 | 177 |
2021-05-01 | $307,450 (5.0%) | $331,269 (1.2%) | 0.00 | 170 |
2021-06-01 | $321,500 (16.9%) | $336,589 (11.3%) | 0.00 | 167 |
2021-07-01 | $322,450 (17.3%) | $335,036 (10.5%) | 0.00 | 187 |
2021-08-01 | $294,450 (7.1%) | $320,147 (6.6%) | 0.00 | 201 |
2021-09-01 | $283,650 (-2.0%) | $319,806 (7.4%) | 0.00 | 190 |
2021-10-01 | $289,900 (-1.0%) | $322,625 (8.1%) | 0.00 | 185 |
2021-11-01 | $287,450 (2.7%) | $323,426 (5.9%) | 0.00 | 176 |
2021-12-01 | $271,250 (-3.6%) | $318,384 (1.9%) | 0.00 | 162 |
2022-01-01 | $297,500 (2.9%) | $320,967 (0.7%) | 0.00 | 130 |
2022-02-01 | $280,000 (-5.7%) | $317,622 (-2.6%) | 0.00 | 121 |
2022-03-01 | $352,450 (17.9%) | $338,990 (3.6%) | 0.00 | 93 |
2022-04-01 | $379,900 (26.9%) | $354,371 (7.2%) | 0.00 | 100 |
2022-05-01 | $377,450 (22.8%) | $366,338 (10.6%) | 0.00 | 99 |
2022-06-01 | $359,375 (11.8%) | $364,040 (8.2%) | 0.00 | 105 |
2022-07-01 | $375,000 (16.3%) | $361,876 (8.0%) | 0.00 | 128 |
2022-08-01 | $347,850 (18.1%) | $349,436 (9.2%) | 0.00 | 118 |
2022-09-01 | $357,450 (26.0%) | $372,981 (16.6%) | 0.00 | 119 |
2022-10-01 | $330,000 (13.8%) | $383,425 (18.9%) | 0.00 | 131 |
2022-11-01 | $359,900 (25.2%) | $401,121 (24.0%) | 0.00 | 128 |
2022-12-01 | $354,500 (30.7%) | $405,862 (27.5%) | 0.00 | 125 |
2023-01-01 | $381,175 (28.1%) | $423,973 (32.1%) | 0.00 | 123 |
2023-02-01 | $366,100 (30.8%) | $421,709 (32.8%) | 0.00 | 102 |
2023-03-01 | $379,950 (7.8%) | $434,748 (28.3%) | 0.00 | 88 |
2023-04-01 | $377,000 (-0.8%) | $391,776 (10.6%) | 0.00 | 70 |
Williston's median listing price comes in at 0% of the national average.
Williston's average listing price for 2023-04-01 was $391,776, a difference of $37,405 (10.6%) versus the prior year and $-42,972 versus the prior month.
For the 2023-04-01 period, Williston had 70 MLS listings, a difference of -18 listings (-20%) versus the prior month and -30 listings (-30%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Williston (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,004 sqft |
2018-02-01 | 0 days | 1,886 sqft |
2018-03-01 | 0 days | 1,819 sqft |
2018-04-01 | 0 days | 1,901 sqft |
2018-05-01 | 0 days | 2,000 sqft |
2018-06-01 | 0 days | 1,978 sqft |
2018-07-01 | 0 days | 1,931 sqft |
2018-08-01 | 0 days | 1,994 sqft |
2018-09-01 | 0 days | 1,989 sqft |
2018-10-01 | 0 days | 1,900 sqft |
2018-11-01 | 0 days | 1,921 sqft |
2018-12-01 | 0 days | 1,920 sqft |
2019-01-01 | 0 days | 1,956 sqft |
2019-02-01 | 0 days | 1,952 sqft |
2019-03-01 | 0 days | 1,983 sqft |
2019-04-01 | 0 days | 1,899 sqft |
2019-05-01 | 0 days | 1,882 sqft |
2019-06-01 | 0 days | 2,040 sqft |
2019-07-01 | 0 days | 2,091 sqft |
2019-08-01 | 0 days | 2,112 sqft |
2019-09-01 | 0 days | 2,160 sqft |
2019-10-01 | 0 days | 2,158 sqft |
2019-11-01 | 0 days | 2,130 sqft |
2019-12-01 | 0 days | 2,106 sqft |
2020-01-01 | 0 days | 2,079 sqft |
2020-02-01 | 0 days | 2,013 sqft |
2020-03-01 | 0 days | 2,025 sqft |
2020-04-01 | 0 days | 2,083 sqft |
2020-05-01 | 0 days | 2,084 sqft |
2020-06-01 | 0 days | 2,056 sqft |
2020-07-01 | 0 days | 2,046 sqft |
2020-08-01 | 0 days | 2,072 sqft |
2020-09-01 | 0 days | 2,030 sqft |
2020-10-01 | 0 days | 2,150 sqft |
2020-11-01 | 0 days | 2,030 sqft |
2020-12-01 | 0 days | 2,083 sqft |
2021-01-01 | 0 days | 2,128 sqft |
2021-02-01 | 0 days | 2,202 sqft |
2021-03-01 | 0 days | 2,184 sqft |
2021-04-01 | 0 days | 2,243 sqft |
2021-05-01 | 0 days | 2,280 sqft |
2021-06-01 | 0 days | 2,272 sqft |
2021-07-01 | 0 days | 2,244 sqft |
2021-08-01 | 0 days | 2,097 sqft |
2021-09-01 | 0 days | 2,099 sqft |
2021-10-01 | 0 days | 2,156 sqft |
2021-11-01 | 0 days | 2,196 sqft |
2021-12-01 | 0 days | 2,150 sqft |
2022-01-01 | 0 days | 2,174 sqft |
2022-02-01 | 0 days | 2,189 sqft |
2022-03-01 | 0 days | 1,895 sqft |
2022-04-01 | 0 days | 1,820 sqft |
2022-05-01 | 0 days | 1,805 sqft |
2022-06-01 | 0 days | 1,897 sqft |
2022-07-01 | 0 days | 1,832 sqft |
2022-08-01 | 0 days | 1,821 sqft |
2022-09-01 | 0 days | 1,823 sqft |
2022-10-01 | 0 days | 1,890 sqft |
2022-11-01 | 0 days | 1,906 sqft |
2022-12-01 | 0 days | 1,847 sqft |
2023-01-01 | 0 days | 1,821 sqft |
2023-02-01 | 0 days | 1,741 sqft |
2023-03-01 | 0 days | 1,785 sqft |
2023-04-01 | 0 days | 1,756 sqft |
Williston's median square footage for active listings during the 2023-04-01 period was 1,756 sqft. One year prior, the average listing was 1,820 sqft.
Williston, ND Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 507 | $153,745,000 | $303,245 |
Refi | 78 | $26,380,000 | $338,205 |
Cash Out Refi | 60 | $13,840,000 | $230,667 |
Home Improvement | 47 | $3,135,000 | $66,702 |
Other | 21 | $1,825,000 | $86,905 |
Williston's most frequently cited loan purpose was Home Purchase, with 507 originations. The 2nd most popular reason was Refi, with 78 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 187 | $57,075,000 | $305,214 |
4-5% | 172 | $44,910,000 | $261,105 |
3-4% | 167 | $51,965,000 | $311,168 |
6-7% | 87 | $22,935,000 | $263,621 |
2.5-3% | 37 | $10,185,000 | $275,270 |
7-8% | 34 | $7,020,000 | $206,471 |
<2.5% | 14 | $3,250,000 | $232,143 |
Over 8% | 11 | $645,000 | $58,636 |
During 2022, Williston's most frequently originated rate bucket was 5-6%, with 187 originations.
Loan Sizing (Williston, ND MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 394 | $114,200,000 | $289,848 |
$100k-200k | 149 | $22,225,000 | $149,161 |
$100,000 or less | 82 | $4,620,000 | $56,341 |
$400k-600k | 74 | $34,460,000 | $465,676 |
$600k-1000k | 9 | $6,695,000 | $743,889 |
$Over $1MM | 5 | $16,725,000 | $3,345,000 |
Williston's loan sizing saw the bucket of loans from $200k-400k with 394 originations, totaling $114,200,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 443 | $135,265,000 | $305,339 |
60-80% | 125 | $40,065,000 | $320,520 |
Under 20% | 47 | $2,355,000 | $50,106 |
20-40% | 38 | $4,030,000 | $106,053 |
40-60% | 38 | $10,760,000 | $283,158 |
Over 100% | 12 | $3,640,000 | $303,333 |
Williston's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 443 originations, totaling $135,265,000 in origination value.