Stockman Bank Of Montana Mortgage Rates, Fees & Info

Miles City, MT

LEI: 549300FVJ3IB88LTR841

Tax ID: 81-0213402

4 stars - out of 5 stars, based on 66 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Stockman Bank Of Montana is a small bank specializing in loans. Stockman Bank Of Montana has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Bozeman, Billings, Great Falls, Missoula, and Helena among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Stockman Bank Of Montana has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stockman Bank Of Montana is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 7.74% 11/26/22
    30 Year Conventional Purchase 6.95% 11/26/22
    30 Year Conventional Refi 6.98% 11/26/22
    30 Year Cash-out Refi 7.12% 11/26/22
    30 Year FHA Purchase 7.47% 11/26/22
    30 Year FHA Refi 7.57% 11/26/22
    30 Year VA Purchase 6.52% 11/26/22
    30 Year VA Refi 6.57% 11/26/22
    30 Year USDA Purchase 6.89% 11/26/22
    30 Year USDA Refi 7.03% 11/26/22
    15 Year Conventional Purchase 6.35% 11/26/22
    15 Year Conventional Refi 6.33% 11/26/22
    15 Year Cash-out Refi 6.33% 11/26/22
    15 Year FHA Refi 5.90% 11/26/22
    15 Year VA Purchase 6.27% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    4,294

    Origination Dollar Volume (All Markets)

    $1,058,790,000

    Employee count

    747 Show all (5) awards

    Relative Rate

    Stockman Bank Of Montana's average 30 year fixed mortgage rate was 3.08%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.07%.

    Relative Fees (Closing Costs)

    Stockman Bank Of Montana's average total fees/closing costs for a 30 year fixed rate mortgage were $5,983.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Bozeman, MT (FHA|USDA|VA) 685 $248,415,000 $362,650 $7,655 3.30%
    Outside of Metro Areas 1,193 $240,325,000 $201,446 $5,112 3.32%
    BILLINGS, MT (FHA|USDA|VA) 1,061 $233,005,000 $219,609 $4,906 3.36%
    GREAT FALLS, MT (FHA|USDA|VA) 680 $143,190,000 $210,574 $5,424 3.13%
    MISSOULA, MT (FHA|USDA|VA) 314 $93,100,000 $296,497 $5,310 3.31%
    Helena, MT (FHA|USDA|VA) 285 $73,525,000 $257,982 $5,641 3.16%
    Kalispell, MT (FHA|USDA|VA) 34 $11,870,000 $349,118 $6,333 3.54%
    Butte-Silver Bow, MT (FHA|USDA|VA) 30 $5,350,000 $178,333 $5,003 3.48%
    Minot, ND (FHA|USDA|VA) 2 $4,330,000 $2,165,000 $0 4.00%
    RAPID CITY, SD (FHA|USDA|VA) 3 $3,305,000 $1,101,667 $0 3.97%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $1,375,000 $1,375,000 $20,412 4.00%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $305,000 $305,000 $1,601 3.89%
    Williston, ND (FHA|USDA|VA) 1 $255,000 $255,000 $5,004 2.88%
    Sheridan, WY (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.95%
    BISMARCK, ND (FHA|USDA|VA) 1 $105,000 $105,000 $3,102 3.38%
    Dickinson, ND (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.95%
    TUCSON, AZ (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.50%
    Stockman Bank Of Montana's top markets include Bozeman, Billings, Great Falls, Missoula, and Helena among others.

    Their top states include:
  • Montana (FHA|USDA|VA)
  • North Dakota (FHA|USDA|VA)
  • South Dakota (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Wyoming (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Stockman Bank of Montana based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Montana Federal Credit Union
    Similarity Rank: 48
    The Yellowstone Bank
    Similarity Rank: 74
    CLEARWATER Federal Credit Union
    Similarity Rank: 90
    BILLINGS
    Similarity Rank: 198
    Altana Federal Credit Union
    Similarity Rank: 315
    PARK SIDE FINANCIAL
    Similarity Rank: 444
    American Bank Center
    Similarity Rank: 799
    VILLAGE CAPITAL MORTGAGE
    Similarity Rank: 2508
    HOMESTAR FINANCIAL CORPORATION
    Similarity Rank: 4914
    MOUNTAIN AMERICA
    Similarity Rank: 4944

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,139 $836,585,000 $266,513 $5,111 3.23%
    HELOC 647 $89,215,000 $137,890 n/a 4.04%
    VA 242 $75,200,000 $310,744 $8,565 2.72%
    FHA 191 $43,885,000 $229,764 $9,077 2.80%
    USDA 75 $13,905,000 $185,400 $6,147 2.65%

    For 2021, Stockman Bank Of Montana's most frequently originated type of loan was Conventional, with 3,139 originations. Their 2nd most popular type was HELOC, with 647 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,191 $615,285,000 $280,824 $6,051 3.18%
    Refi 885 $207,365,000 $234,311 $4,366 3.31%
    Cash Out Refi 700 $177,080,000 $252,971 $5,841 3.14%
    Other 313 $41,135,000 $131,422 $4,050 3.86%
    Home Improvement 205 $17,925,000 $87,439 $1,851 4.09%

    For 2021, Stockman Bank Of Montana's most frequently cited loan purpose was Home Purchase, with 2,191 originations. The 2nd most popular reason was Refi, with 885 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,739 $755,755,000 $275,924 $5,983 3.08%
    10 Year 580 $63,760,000 $109,931 $2,356 3.98%
    15 Year 500 $100,000,000 $200,000 $4,166 2.81%
    20 Year 217 $65,805,000 $303,249 $4,313 3.99%
    1 Year 120 $28,460,000 $237,167 $7,025 4.19%
    Other 109 $33,995,000 $311,881 $3,692 4.27%
    5 Year 18 $2,240,000 $124,444 $878 4.90%
    3 Year 11 $8,775,000 $797,727 $0 4.93%

    For 2021, Stockman Bank Of Montana's most frequently cited loan duration was 30 Year, with 2,739 originations. The 2nd most popular length was 10 Year, with 580 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 949 $207,845,000 $219,015
    $1k-2k 738 $116,640,000 $158,049
    $3k-4k 602 $181,870,000 $302,110
    $<1k 536 $123,570,000 $230,541
    $5k+ 349 $176,225,000 $504,943
    $4k-5k 228 $84,750,000 $371,711

    Stockman Bank Of Montana's average total fees were $5,983, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 949 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,934 $488,480,000 $252,575
    2.5-3% 1,445 $368,465,000 $254,993
    <2.5% 456 $109,090,000 $239,232
    4-5% 416 $89,550,000 $215,264
    5-6% 33 $2,875,000 $87,121
    7-8% 4 $110,000 $27,500
    Over 8% 4 $110,000 $27,500
    6-7% 2 $110,000 $55,000

    During 2021, Stockman Bank Of Montana's average interest rate for loans was 3.08%, while their most frequently originated rate bucket for loans was 3-4%, with 1,934 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,769 $498,945,000 $282,049 $5,990 3.13%
    $100k-200k 1,239 $184,865,000 $149,205 $4,119 3.22%
    $100,000 or less 716 $41,040,000 $57,318 $2,307 3.85%
    $400k-600k 466 $223,800,000 $480,258 $8,419 3.12%
    $600k-1MM 74 $54,760,000 $740,000 $12,817 3.55%
    $1MM+ 30 $55,380,000 $1,846,000 $19,688 3.95%

    2021 saw Stockman Bank Of Montana place emphasis on $200k-400k loans with 1,769 originations, totaling $498,945,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,017 $209,495,000 $205,993 $5,329 3.14%
    $100k-150k 873 $238,405,000 $273,087 $6,172 3.28%
    $75k-100k 755 $178,615,000 $236,576 $5,691 3.25%
    $50k or less 641 $93,635,000 $146,076 $4,394 3.13%
    $150k-250k 438 $131,370,000 $299,932 $6,856 3.42%
    $250k+ 273 $108,565,000 $397,674 $7,234 3.56%

    Stockman Bank Of Montana lent most frequently to those with incomes in the $50k-75k range, with 1,017 originations. The second most popular income band? $100k-150k, with 873 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 883 $200,355,000 $226,903 $5,215 3.24%
    30-36% 722 $168,770,000 $233,753 $5,336 3.20%
    <20% 399 $79,695,000 $199,737 $4,943 3.43%
    42% 185 $48,815,000 $263,865 $5,963 3.26%
    39% 177 $44,665,000 $252,345 $5,976 3.20%
    44% 176 $40,410,000 $229,602 $5,415 3.17%
    40% 170 $39,960,000 $235,059 $5,579 3.21%
    41% 157 $41,355,000 $263,408 $6,257 3.15%
    43% 154 $38,520,000 $250,130 $5,839 3.14%
    38% 149 $37,355,000 $250,705 $5,564 3.21%
    36% 134 $31,460,000 $234,776 $5,698 3.22%
    37% 126 $29,670,000 $235,476 $5,501 3.25%
    45% 115 $30,155,000 $262,217 $6,248 3.07%
    48% 91 $25,615,000 $281,484 $5,875 3.08%
    47% 87 $21,575,000 $247,989 $5,939 3.15%
    46% 85 $21,045,000 $247,588 $5,745 3.05%
    49% 85 $25,085,000 $295,118 $6,360 3.15%
    50-60% 85 $23,055,000 $271,235 $8,630 3.12%
    >60% 28 $8,570,000 $306,071 $6,182 3.93%

    Stockman Bank Of Montana lent most frequently to those with DTI ratios of 20-30%, with 883 originations. The next most common DTI ratio? 30-36%, with 722 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,862 $922,740,000 $238,928 $5,606 3.26%
    Not applicable 146 $66,200,000 $453,425 $0 4.32%
    Not provided 185 $48,565,000 $262,514 $5,534 3.18%
    American Indian 53 $10,345,000 $195,189 $5,802 3.13%
    Asian 35 $7,935,000 $226,714 $5,451 3.18%
    Black 9 $2,655,000 $295,000 $5,729 3.07%
    Native Hawaiian or Islander 3 $325,000 $108,333 $4,009 3.17%
    Other Pacific Islander 1 $25,000 $25,000 $0 4.00%

    Approval Rates

    Total approvals of all applications
    95.59%

    Stockman Bank Of Montana has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    78.30%

    Stockman Bank Of Montana has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,294 $1,058,790,000 $246,574

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,294 $1,058,790,000 $246,574

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 505 $82,635,000 $163,634 $4,013 3.52%
    40-60% 715 $185,885,000 $259,979 $4,884 3.21%
    60-80% 1,401 $407,225,000 $290,667 $5,621 3.34%
    80-100% 1,233 $333,535,000 $270,507 $6,175 3.00%
    Over 100% 53 $18,665,000 $352,170 $14,489 2.79%
    Under 20% 387 $30,845,000 $79,703 $1,401 3.94%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Stockman Bank of Montana 100 East Wooden Shoe Lane Manhattan, MT 59741 Full Service B&M $34,710
    Stockman Bank of Montana 301 West Holy Street Sidney, MT 59270 Full Service B&M $388,845
    Stockman Bank of Montana 3094 N Sanders Street Helena, MT 59601 Full Service B&M $126,611
    Stockman Bank of Montana 311 Main St Geraldine, MT 59446 Full Service B&M $14,804
    Stockman Bank of Montana 321 W Broadway Street Missoula, MT 59802 Full Service B&M $183,673
    Stockman Bank of Montana 324 Third Avenue Havre, MT 59501 Full Service B&M $59,712
    Stockman Bank of Montana 3301 Great Northern Ave Missoula, MT 59808 Full Service B&M $41,229
    Stockman Bank of Montana 3615 Brooks Street Missoula, MT 59801 Full Service B&M $69,504
    Stockman Bank of Montana 402 North Broadway Billings, MT 59101 Full Service B&M $131,068
    Stockman Bank of Montana 405 West 1st Avenue Plentywood, MT 59254 Full Service B&M $56,648
    Stockman Bank of Montana 420 South Main Street Conrad, MT 59425 Full Service B&M $154,838
    Stockman Bank of Montana 5 West Lyndale Avenue Helena, MT 59601 Full Service B&M $0
    Stockman Bank of Montana 590 North Montana Dillon, MT 59725 Full Service B&M $167,927
    Stockman Bank of Montana 6050 Jack Rabbit Lane Belgrade, MT 59714 Full Service B&M $120,578
    Stockman Bank of Montana 1243 Burlington Avenue Missoula, MT 59801 Full Service B&M $0
    Stockman Bank of Montana 125 West Main Cut Bank, MT 59427 Full Service B&M $104,445
    Stockman Bank of Montana 1403 Grand Ave Billings, MT 59102 Full Service B&M $69,565
    Stockman Bank of Montana 1433 North 19th Avenue Bozeman, MT 59718 Full Service B&M $188,654
    Stockman Bank of Montana 1450 Shiloh Road Billings, MT 59106 Full Service B&M $148,948
    Stockman Bank of Montana 1716 West Main Street Lewistown, MT 59457 Full Service B&M $97,448
    Stockman Bank of Montana 1815 S 19th Avenue Bozeman, MT 59718 Full Service B&M $191,023
    Stockman Bank of Montana 204 West Bell Street Glendive, MT 59330 Full Service B&M $190,244
    Stockman Bank of Montana 2425 10th Avenue South Great Falls, MT 59405 Full Service B&M $117,460
    Stockman Bank of Montana 2450 Main Street Worden, MT 59088 Full Service B&M $38,144
    Stockman Bank of Montana 25 5th Street North Great Falls, MT 59401 Full Service B&M $48,186
    Stockman Bank of Montana 2700 King Avenue West Billings, MT 59108 Full Service B&M $441,810
    Stockman Bank of Montana 2nd Avenue S.W. And 2nd Street S.W. Sidney, MT 59270 Limited, Drive-thru $0
    Stockman Bank of Montana 700 Main Street Miles City, MT 59301 Full Service B&M $512,227
    Stockman Bank of Montana 702 South Main Conrad, MT 59425 Full Service B&M $0
    Stockman Bank of Montana 711 Third Street North West Great Falls, MT 59404 Full Service B&M $223,258
    Stockman Bank of Montana 719 Elliot Ave Hysham, MT 59038 Full Service B&M $20,082
    Stockman Bank of Montana 800 Main Street Billings, MT 59105 Full Service B&M $207,266
    Stockman Bank of Montana 800 South Haynes Avenue Miles City, MT 59301 Full Service B&M $0
    Stockman Bank of Montana 87 South 7th Street Miles City, MT 59301 Limited, Drive-thru $0
    Stockman Bank of Montana 102 S Main Street Richey, MT 59259 Full Service B&M $20,456
    Stockman Bank of Montana 103 Central Avenue Stanford, MT 59479 Full Service B&M $73,951
    Stockman Bank of Montana 110 Southside Blvd Dillon, MT 59725 Full Service Retail $0
    Stockman Bank of Montana 117 Logan Terry, MT 59349 Full Service B&M $46,144
    Stockman Bank of Montana 120 South Wibaux Street Wibaux, MT 59353 Full Service B&M $32,249

    For 2021, Stockman Bank Of Montana had 39 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $159,804
    Net interest income $147,018
    Total noninterest income $50,145
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $5,289
    Trading account gains and fees $0
    Additional Noninterest Income $44,856
    Pre-tax net operating income $93,019
    Securities gains (or losses, -) $791
    Income before extraordinary items $93,810
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $93,810
    Minority interest net income $0
    Net income $93,810
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $93,019

    Stockman Bank Of Montana's gross interest income from loans was $159,804,000.
    Stockman Bank Of Montana's net interest income from loans was $147,018,000.
    Stockman Bank Of Montana's fee based income from loans was $5,289,000.
    Stockman Bank Of Montana's net income from loans was $93,810,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $12,786
    Provision for credit losses $-500
    Total noninterest expense $104,644
    Salaries and employee benefits $66,499
    Premises and equipment expense $12,865
    Additional noninterest expense $25,280
    Applicable income taxes $0
    Net charge-offs $-1,226
    Cash dividends $38,500

    Stockman Bank Of Montana's interest expense for loans was $12,786,000.
    Stockman Bank Of Montana's payroll and benefits expense were $66,499,000.
    Stockman Bank Of Montana's property, plant and equipment expenses $12,865,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,946,730
    Deposits held in domestic offices $4,946,730
    Deposits by Individuals, partnerships, and corporations $4,499,850
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $446,604
    Deposits by Commercial banks and other depository institutions in U.S. $276
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $579,075
    Demand deposits $579,075
    Nontransaction accounts $4,367,655
    Money market deposit accounts (MMDAs) $1,471,052
    Other savings deposits (excluding MMDAs) $2,425,604
    Total time deposits $471,000
    Total time and savings deposits $4,367,655
    Noninterest-bearing deposits $1,616,769
    Interest-bearing deposits $3,329,961
    Retail deposits $4,775,233
    IRAs and Keogh plan accounts $39,096
    Brokered deposits $61,500
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,816,358
    Cash & Balances due from depository institutions $279,694
    Interest-bearing balances $221,669
    Total securities $2,462,160
    Federal funds sold & reverse repurchase $518
    Net loans and leases $2,769,602
    Loan and leases loss allowance $62,872
    Trading account assets $0
    Bank premises and fixed assets $152,905
    Other real estate owned $0
    Goodwill and other intangibles $22,419
    All other assets $129,060

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,816,358
    Total Liabilities $5,311,878
    Total deposits $4,946,730
    Interest-bearing deposits $3,329,961
    Deposits held in domestic offices $4,946,730
    % insured (estimated) $69
    Federal funds purchased and repurchase agreements $140,457
    Trading liabilities $0
    Other borrowed funds $206,925
    Subordinated debt $0
    All other liabilities $17,766

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,769,602
    Loan and leases loss allowance $62,872
    Total loans and leases (domestic) $2,832,474
    All real estate loans $2,392,109
    Real estate loans in domestic offices $2,392,109
    Construction and development loans $346,510
    Residential 1-4 family construction $61,620
    Other construction, all land development and other land $284,890
    Loans secured by nonfarm nonresidential properties $985,736
    Nonfarm nonresidential secured by owner-occupied properties $314,022
    Commercial real estate & other non-farm, non-residential $671,714
    Multifamily residential real estate $135,390
    1-4 family residential loans $498,808
    Farmland loans $425,665
    Loans held in foreign offices $0
    Farm loans $219,790
    Commercial and industrial loans $161,264
    To non-U.S. addressees $0
    Loans to individuals $29,401
    Credit card loans $0
    Related Plans $4,327
    Consumer Auto Loans $8,541
    Other loans to individuals $16,533
    All other loans & leases $29,911
    Loans to foreign governments and official institutions $0
    Other loans $2,328
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Stockman Bank of Montana had $2,769,602,000 of loans outstanding in 2021. $2,392,109,000 of loans were in real estate loans. $346,510,000 of loans were in development loans. $135,390,000 of loans were in multifamily mortgage loans. $498,808,000 of loans were in 1-4 family mortgage loans. $219,790,000 of loans were in farm loans. $0 of loans were in credit card loans. $8,541,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,311 $287,358 $219,190
    Nonfarm, nonresidential loans - <$100k 291 $12,047 $41,399
    Nonfarm, nonresidential loans - $100-250k 434 $53,345 $122,915
    Nonfarm, nonresidential loans - $250k-1MM 586 $221,966 $378,782
    Commercial & Industrial, US addressed loans - <$1MM 1,736 $106,505 $61,351
    Commercial & Industrial, US addressed loans - <$100k 1,391 $34,864 $25,064
    Commercial & Industrial, US addressed loans - $100-250k 203 $24,985 $123,079
    Commercial & Industrial, US addressed loans - $250k-1MM 142 $46,656 $328,563
    Farmland loans - <$1MM 1,063 $142,554 $134,105
    Farmland loans - <$100k 296 $13,039 $44,051
    Farmland loans - $100-250k 449 $51,061 $113,722
    Farmland loans - $250k-1MM 318 $78,454 $246,711
    Agriculture operations loans - <$1MM 1,662 $84,198 $50,661
    Agriculture operations loans - <$100k 1,216 $29,926 $24,610
    Agriculture operations loans - $100-250k 254 $21,498 $84,638
    Agriculture operations loans - $250k-1MM 192 $32,774 $170,698