GREAT FALLS Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Great Falls averaged 6.48% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.68% and one month ago for the week of 2025-05-29, the average rate was 6.7%.

    Great Falls's average rate one year ago was 6.77%.

    For refis of the same type during the week of 2025-07-03, the average rate was 6.67%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Great Falls 30 Year Fixed Rate 2025-07-03 6.48%
    Great Falls 30 Year Fixed Rate Refi 2025-07-03 6.67%
    Great Falls 15 Year Fixed Rate 2025-07-03 6%
    Great Falls 15 Year Fixed Rate Refi 2025-07-03 6%
    Great Falls 30 Year FHA 2025-07-03 -0.72%
    Great Falls 30 Year FHA Refi 2025-07-03 -0.2%
    Great Falls 30 Year USDA 2025-07-03 0%
    Great Falls 30 Year USDA Refi 2025-07-03 0%
    Great Falls 30 Year VA 2025-07-03 0.02%
    Great Falls 30 Year VA Refi 2025-07-03 -0.63%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GREAT FALLS, MT.

    GREAT FALLS Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GREAT FALLS, MT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Stockman Bank of Montana 105 6.62% $6,863
    Opportunity Bank of Montana 50 6.33% $5,469
    QUICKEN LOANS, LLC 23 6.65% $8,175
    GUARANTEED RATE, INC. 22 6.68% $6,446
    UNITED WHOLESALE MORTGAGE, LLC 20 6.57% $5,671
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 20 6.68% $6,655
    S1L, Inc. 10 6.54% $5,295
    U.S. Bank 9 6.72% $4,276
    MORTGAGE 1 INCORPORATED 7 7.32% $4,958
    Wells Fargo Bank 6 6.63% $4,299
    The Huntington National Bank 5 6.82% $5,729
    LOANDEPOT.COM, LLC 4 6.90% $7,751
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 4 7.27% $6,519
    NAVY FEDERAL CREDIT UNION 4 5.88% $4,866
    CLEARWATER Federal Credit Union 4 6.28% $5,116
    ZILLOW HOME LOANS, LLC 3 6.75% $4,622
    Flagstar Bank, FSB 3 7.05% $10,346
    PENNYMAC LOAN SERVICES, LLC 3 6.67% $4,827
    HORIZON 3 7.25% $4,622
    CHURCHILL MORTGAGE CORPORATION 2 6.63% $8,473
    Stifel Bank and Trust 2 5.94% $2,571
    CORNERSTONE HOME LENDING, INC. 2 7.06% $7,305
    CROSSCOUNTRY MORTGAGE, LLC 2 7.04% $6,027
    NBKC BANK 2 6.75% $2,923
    USAA Federal Savings Bank 2 6.56% $9,324
    Mortgage Research Center, LLC 2 6.81% $3,496
    Mr. Cooper ( Nationstar Mortgage ) 2 7.13% $8,639
    BROKER SOLUTIONS, INC. 2 7.25% $5,637
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.31% $5,486
    LAKEVIEW LOAN SERVICING, LLC 2 6.63% $6,080
    PHH Mortgage Corporation 1 7.49% $4,645
    PNC Bank 1 6.88% $5,805
    POINT Mortgage 1 6.13% $8,001
    PREMIA MORTGAGE, LLC 1 6.63% $5,038
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.49% $2,753
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.25% $19,509
    SIRVA MORTGAGE, INC. 1 6.50% $2,471
    A&D Mortgage LLC 1 6.88% $11,161
    Umpqua Bank 1 6.88% $7,089
    VALLEY FINANCIAL CREDIT UNION 1 5.49% $7,298
    Willamette Valley Bank 1 7.00% $7,074
    TRIAD FINANCIAL SERVICES, INC. 1 8.80% $4,838
    Altana Federal Credit Union 1 6.38% $3,923
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.50% $3,061
    AMERICAN FINANCING CORPORATION 1 5.38% $6,047
    American Mortgage & Equity Consultants, Inc. 1 7.00% $8,721
    AMERISAVE MORTGAGE CORPORATION 1 6.63% $14,699
    Bank of America 1 5.13% $4,858
    Bell Bank 1 6.13% $2,900
    BETTER MORTGAGE CORPORATION 1 7.63% $1,799
    Citibank 1 6.50% $4,014
    Citizens Bank 1 6.38% $5,398
    CMG MORTGAGE, INC. 1 6.99% $4,708
    Discover Bank 1 7.54% $0
    First Interstate Bank 1 6.50% $4,867
    First Reliance Bank 1 6.38% $3,721
    FREEDOM MORTGAGE CORPORATION 1 7.38% $11,076
    Glacier Bank 1 7.13% $5,604
    GUILD MORTGAGE COMPANY 1 6.50% $5,651
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.50% $9,615
    HOMESIDE FINANCIAL, LLC 1 6.50% $10,184
    JPMorgan Chase Bank 1 6.88% $1,143
    LAND HOME FINANCIAL SERVICES, INC. 1 6.63% $9,594
    Morgan Stanley Private Bank 1 6.13% $3,826
    MOUNTAIN AMERICA 1 6.63% $6,191
    MOVEMENT MORTGAGE, LLC 1 6.50% $3,920
    Nations Lending Corporation 1 6.38% $11,176
    NEWREZ LLC 1 7.50% $6,051
    Northwest Farm Credit Services, FLCA 1 6.15% $3,683
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.99% $5,202
    Paramount Residential Mortgage Group, Inc. 1 5.99% $7,016

    GREAT FALLS Average Closing Costs & Other Stats

    GREAT FALLS, MT's 71 lenders originated 1,693 loans during 2024. The total origination value was $450,445,000, with an average loan value of $266,063.

    GREAT FALLS's average closing costs are $5,936.

    The top GREAT FALLS lender as defined by loan originations is Stockman Bank of Montana, with 105 loans originated. Their average total fees are $6,863, which is $1,395 higher than the next largest lender, Opportunity Bank of Montana.

    The lowest fee GREAT FALLS lenders (with over 10 loans originated) are S1L, Inc. ($5,295), Opportunity Bank of Montana ($5,469), UNITED WHOLESALE MORTGAGE, LLC ($5,671), GUARANTEED RATE, INC. ($6,446) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($6,655).

    The lowest rate GREAT FALLS lenders (with over 10 loans originated) are Opportunity Bank of Montana (6.33%), S1L, Inc. (6.54%), UNITED WHOLESALE MORTGAGE, LLC (6.57%), Stockman Bank of Montana (6.62%) and QUICKEN LOANS, LLC (6.65%).

    GREAT FALLS, MT Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Stockman Bank of Montana $83,585,000 $113,675,000 36.0% 25.2%
    Opportunity Bank of Montana $33,885,000 $51,180,000 51.0% 11.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $31,400,000 $27,625,000 -12.0% 6.1%
    UNITED WHOLESALE MORTGAGE, LLC $5,125,000 $20,755,000 305.0% 4.6%
    Mortgage Research Center, LLC $13,155,000 $19,925,000 51.5% 4.4%
    QUICKEN LOANS, LLC $10,505,000 $16,345,000 55.6% 3.6%
    GUARANTEED RATE, INC. $18,390,000 $16,205,000 -11.9% 3.6%
    Montana Federal Credit Union $10,255,000 $11,210,000 9.3% 2.5%
    Glacier Bank $23,275,000 $11,175,000 -52.0% 2.5%
    FREEDOM MORTGAGE CORPORATION $3,665,000 $10,350,000 182.4% 2.3%
    American Bank Center $10,370,000 $8,395,000 -19.0% 1.9%
    S1L, Inc. $6,495,000 n/a 1.4%
    U.S. Bank $7,100,000 $5,810,000 -18.2% 1.3%
    First Interstate Bank $4,185,000 $5,725,000 36.8% 1.3%
    PENNYMAC LOAN SERVICES, LLC $4,950,000 $5,500,000 11.1% 1.2%
    Citizens Alliance Bank $8,290,000 $5,415,000 -34.7% 1.2%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $5,370,000 n/a 1.2%
    NAVY FEDERAL CREDIT UNION $5,375,000 $5,295,000 -1.5% 1.2%
    Flagstar Bank, FSB $5,320,000 $4,905,000 -7.8% 1.1%
    USAA Federal Savings Bank $3,340,000 $4,700,000 40.7% 1.0%
    LAKEVIEW LOAN SERVICING, LLC $940,000 $4,115,000 337.8% 0.9%
    RUSSELL COUNTRY FCU $2,055,000 $3,820,000 85.9% 0.8%
    MORTGAGE 1 INCORPORATED $4,855,000 $3,625,000 -25.3% 0.8%
    The Huntington National Bank $545,000 $3,380,000 520.2% 0.8%
    Belt Valley Bank $5,725,000 $3,360,000 -41.3% 0.7%
    Century Mortgage Company DBA Century Lending Company $3,230,000 n/a 0.7%
    NEW DAY FINANCIAL, LLC $1,575,000 $2,430,000 54.3% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,055,000 $2,380,000 125.6% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $880,000 $2,240,000 154.5% 0.5%
    LOANDEPOT.COM, LLC $990,000 $2,200,000 122.2% 0.5%
    HORIZON $2,065,000 $1,870,000 -9.4% 0.4%
    Wells Fargo Bank $2,495,000 $1,780,000 -28.7% 0.4%
    The Federal Savings Bank $1,330,000 $1,775,000 33.5% 0.4%
    CLEARWATER Federal Credit Union $2,210,000 $1,575,000 -28.7% 0.3%
    PNC Bank $1,565,000 n/a 0.3%
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,565,000 n/a 0.3%
    Bank of America $640,000 $1,545,000 141.4% 0.3%
    First American Bank and Trust Company $1,505,000 n/a 0.3%
    First Federal Bank $1,435,000 n/a 0.3%
    MOUNTAIN AMERICA $1,425,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $2,265,000 $1,255,000 -44.6% 0.3%
    NEWREZ LLC $250,000 $1,230,000 392.0% 0.3%
    1ST LIBERTY FCU $1,155,000 n/a 0.3%
    CLEARPATH LENDING $1,140,000 n/a 0.3%
    GUILD MORTGAGE COMPANY $2,110,000 $1,135,000 -46.2% 0.3%
    CMG MORTGAGE, INC. $265,000 $1,085,000 309.4% 0.2%
    NBKC BANK $575,000 $1,050,000 82.6% 0.2%
    AMERISAVE MORTGAGE CORPORATION $645,000 $995,000 54.3% 0.2%
    FCB Banks $955,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $115,000 $915,000 695.7% 0.2%
    Morgan Stanley Private Bank $885,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $285,000 $865,000 203.5% 0.2%
    FINANCE OF AMERICA REVERSE LLC $125,000 $810,000 548.0% 0.2%
    ZILLOW HOME LOANS, LLC $855,000 $805,000 -5.8% 0.2%
    BROKER SOLUTIONS, INC. $2,065,000 $785,000 -62.0% 0.2%
    DOMINION FINANCIAL SERVICES, LLC $205,000 $755,000 268.3% 0.2%
    Figure Lending LLC $450,000 $745,000 65.6% 0.2%
    CORNERSTONE HOME LENDING, INC. $155,000 $685,000 341.9% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,430,000 $685,000 -52.1% 0.2%
    VILLAGE CAPITAL MORTGAGE $550,000 $650,000 18.2% 0.1%
    PLANET HOME LENDING, LLC $605,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $1,190,000 $570,000 -52.1% 0.1%
    Barrington Bank & Trust Company, N.A. $275,000 $550,000 100.0% 0.1%
    FIRST COLONY MORTGAGE CORPORATION $315,000 $505,000 60.3% 0.1%
    American Mortgage & Equity Consultants, Inc. $500,000 n/a 0.1%
    VERITAS FUNDING, LLC $480,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $1,305,000 $450,000 -65.5% 0.1%
    Stifel Bank and Trust $225,000 $450,000 100.0% 0.1%
    FIDELITY BANK $445,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $440,000 n/a 0.1%
    VALLEY FINANCIAL CREDIT UNION $425,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $1,280,000 $415,000 -67.6% 0.1%
    Bell Bank $405,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $55,000 $400,000 627.3% 0.1%
    NBH Bank $395,000 n/a 0.1%
    Willamette Valley Bank $205,000 $395,000 92.7% 0.1%
    PREMIA MORTGAGE, LLC $275,000 $385,000 40.0% 0.1%
    AmeriHome Mortgage Company, LLC $375,000 n/a 0.1%
    AUGUSTA FINANCIAL, INC. $365,000 n/a 0.1%
    Discover Bank $155,000 $365,000 135.5% 0.1%
    SIRVA MORTGAGE, INC. $365,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $355,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $1,525,000 $355,000 -76.7% 0.1%
    The Loan Store, Inc. $345,000 n/a 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $335,000 n/a 0.1%
    Magnolia Bank $335,000 n/a 0.1%
    MEGASTAR FINANCIAL CORP. $335,000 n/a 0.1%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $245,000 $335,000 36.7% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $325,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $325,000 n/a 0.1%
    POINT Mortgage $325,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $165,000 $315,000 90.9% 0.1%
    MOVEMENT MORTGAGE, LLC $1,280,000 $310,000 -75.8% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $305,000 n/a 0.1%
    Network Funding, L.P. $305,000 n/a 0.1%
    A&D Mortgage LLC $295,000 n/a 0.1%
    M&T Bank $615,000 $285,000 -53.7% 0.1%
    North American Savings Bank, F.S.B. $285,000 n/a 0.1%
    Umpqua Bank $285,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $275,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $405,000 $270,000 -33.3% 0.1%
    First Reliance Bank $265,000 n/a 0.1%
    Northwest Farm Credit Services, FLCA $520,000 $255,000 -51.0% 0.1%
    Carrington Mortgage Services, LLC $590,000 $240,000 -59.3% 0.1%
    Altana Federal Credit Union $235,000 n/a 0.1%
    JPMorgan Chase Bank $700,000 $235,000 -66.4% 0.1%
    SPRING EQ, LLC $45,000 $220,000 388.9% 0.0%
    Citibank $215,000 n/a 0.0%
    BETTER MORTGAGE CORPORATION $360,000 $195,000 -45.8% 0.0%
    RESIDENTIAL BANCORP $195,000 n/a 0.0%
    ENVOY MORTGAGE, LTD $185,000 n/a 0.0%
    DEEPHAVEN MORTGAGE LLC $175,000 n/a 0.0%
    Nations Lending Corporation $255,000 $175,000 -31.4% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $25,000 $160,000 540.0% 0.0%
    Citizens Bank $325,000 $155,000 -52.3% 0.0%
    PHH Mortgage Corporation $145,000 n/a 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $135,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $650,000 $105,000 -83.8% 0.0%
    HOMEXPRESS MORTGAGE CORP. $525,000 $105,000 -80.0% 0.0%

    GREAT FALLS's top lender by overall market share is Stockman Bank of Montana, with 25.2% market share. In second place, with 11.4%, is Opportunity Bank of Montana, having originated $51,180,000 in loans. In third place, with 6.1%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $27,625,000 in loans. In fourth place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $20,755,000 in loans. In fifth place, with 4.4%, is Mortgage Research Center, LLC, having originated $19,925,000 in loans.

    GREAT FALLS Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - GREAT FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $215,975 (11.8%) $287,671 (7.5%) 0.00 280
    2018-02-01 $211,225 (4.6%) $283,637 (3.4%) 0.00 281
    2018-03-01 $225,000 (7.2%) $294,670 (5.4%) 0.00 264
    2018-04-01 $212,500 (6.3%) $287,733 (2.8%) 0.00 275
    2018-05-01 $222,500 (9.5%) $298,678 (8.9%) 0.00 305
    2018-06-01 $232,200 (10.6%) $302,171 (8.9%) 0.00 327
    2018-07-01 $234,700 (11.8%) $296,383 (11.0%) 0.00 335
    2018-08-01 $229,900 (17.3%) $288,645 (12.6%) 0.00 354
    2018-09-01 $225,000 (12.6%) $287,677 (10.5%) 0.00 379
    2018-10-01 $224,600 (4.5%) $282,946 (2.9%) 0.00 370
    2018-11-01 $223,600 (6.5%) $280,812 (0.0%) 0.00 346
    2018-12-01 $219,900 (4.7%) $279,597 (-1.0%) 0.00 320
    2019-01-01 $217,450 (0.7%) $283,616 (-1.4%) 0.00 280
    2019-02-01 $219,900 (4.1%) $280,709 (-1.0%) 0.00 277
    2019-03-01 $237,043 (5.4%) $291,498 (-1.1%) 0.00 258
    2019-04-01 $254,593 (19.8%) $299,651 (4.1%) 0.00 254
    2019-05-01 $248,550 (11.7%) $304,453 (1.9%) 0.00 297
    2019-06-01 $239,900 (3.3%) $307,001 (1.6%) 0.00 301
    2019-07-01 $239,950 (2.2%) $308,302 (4.0%) 0.00 343
    2019-08-01 $237,068 (3.1%) $304,042 (5.3%) 0.00 335
    2019-09-01 $232,670 (3.4%) $295,696 (2.8%) 0.00 323
    2019-10-01 $229,739 (2.3%) $289,282 (2.2%) 0.00 312
    2019-11-01 $224,950 (0.6%) $280,083 (-0.3%) 0.00 285
    2019-12-01 $226,500 (3.0%) $284,554 (1.8%) 0.00 241
    2020-01-01 $242,000 (11.3%) $292,393 (3.1%) 0.00 207
    2020-02-01 $239,950 (9.1%) $292,445 (4.2%) 0.00 196
    2020-03-01 $233,675 (-1.4%) $291,260 (-0.1%) 0.00 196
    2020-04-01 $252,725 (-0.7%) $305,059 (1.8%) 0.00 199
    2020-05-01 $259,000 (4.2%) $321,142 (5.5%) 0.00 205
    2020-06-01 $256,875 (7.1%) $323,319 (5.3%) 0.00 204
    2020-07-01 $257,000 (7.1%) $337,940 (9.6%) 0.00 182
    2020-08-01 $254,500 (7.4%) $343,000 (12.8%) 0.00 172
    2020-09-01 $266,925 (14.7%) $367,101 (24.2%) 0.00 154
    2020-10-01 $249,900 (8.8%) $364,622 (26.0%) 0.00 115
    2020-11-01 $276,375 (22.9%) $401,563 (43.4%) 0.00 101
    2020-12-01 $290,250 (28.2%) $439,072 (54.3%) 0.00 74
    2021-01-01 $295,950 (22.3%) $467,598 (59.9%) 0.00 60
    2021-02-01 $302,425 (26.0%) $524,639 (79.4%) 0.00 48
    2021-03-01 $343,035 (46.8%) $581,229 (99.6%) 0.00 57
    2021-04-01 $307,700 (21.8%) $583,691 (91.3%) 0.00 50
    2021-05-01 $287,450 (11.0%) $516,094 (60.7%) 0.00 56
    2021-06-01 $277,875 (8.2%) $466,696 (44.4%) 0.00 86
    2021-07-01 $285,000 (10.9%) $449,739 (33.1%) 0.00 88
    2021-08-01 $287,500 (13.0%) $430,297 (25.5%) 0.00 110
    2021-09-01 $312,425 (17.1%) $490,171 (33.5%) 0.00 91
    2021-10-01 $299,450 (19.8%) $471,122 (29.2%) 0.00 74
    2021-11-01 $291,250 (5.4%) $494,065 (23.0%) 0.00 61
    2021-12-01 $329,450 (13.5%) $528,538 (20.4%) 0.00 51
    2022-01-01 $349,950 (18.3%) $574,520 (22.9%) 0.00 45
    2022-02-01 $396,000 (30.9%) $612,818 (16.8%) 0.00 39
    2022-03-01 $388,725 (13.3%) $542,718 (-6.6%) 0.00 40
    2022-04-01 $339,000 (10.2%) $526,995 (-9.7%) 0.00 50
    2022-05-01 $394,000 (37.1%) $539,408 (4.5%) 0.00 71
    2022-06-01 $380,000 (36.8%) $524,816 (12.5%) 0.00 105
    2022-07-01 $395,000 (38.6%) $533,150 (18.6%) 0.00 120
    2022-08-01 $412,500 (43.5%) $564,773 (31.3%) 0.00 128
    2022-09-01 $411,000 (31.6%) $536,326 (9.4%) 0.00 111
    2022-10-01 $439,000 (46.6%) $542,712 (15.2%) 0.00 108
    2022-11-01 $439,000 (50.7%) $577,989 (17.0%) 0.00 90
    2022-12-01 $405,000 (22.9%) $557,568 (5.5%) 0.00 87
    2023-01-01 $408,500 (16.7%) $572,680 (-0.3%) 0.00 80
    2023-02-01 $411,750 (4.0%) $606,095 (-1.1%) 0.00 68
    2023-03-01 $405,500 (4.3%) $634,005 (16.8%) 0.00 62
    2023-04-01 $449,950 (32.7%) $628,595 (19.3%) 0.00 71
    2023-05-01 $372,000 (-5.6%) $628,776 (16.6%) 0.00 74
    2023-06-01 $408,250 (7.4%) $695,472 (32.5%) 0.00 78
    2023-07-01 $385,000 (-2.5%) $628,632 (17.9%) 0.00 95
    2023-08-01 $410,459 (-0.5%) $590,716 (4.6%) 0.00 102
    2023-09-01 $454,500 (10.6%) $619,208 (15.5%) 0.00 106
    2023-10-01 $421,500 (-4.0%) $591,041 (8.9%) 0.00 126
    2023-11-01 $388,450 (-11.5%) $560,579 (-3.0%) 0.00 139
    2023-12-01 $394,900 (-2.5%) $553,634 (-0.7%) 0.00 136
    2024-01-01 $382,500 (-6.4%) $547,571 (-4.4%) 0.00 122
    2024-02-01 $399,000 (-3.1%) $543,829 (-10.3%) 0.00 102
    2024-03-01 $375,000 (-7.5%) $545,691 (-13.9%) 0.00 99
    2024-04-01 $386,175 (-14.2%) $577,303 (-8.2%) 0.00 112
    2024-05-01 $377,400 (1.5%) $575,740 (-8.4%) 0.00 140
    2024-06-01 $398,000 (-2.5%) $623,282 (-10.4%) 0.00 152
    2024-07-01 $402,700 (4.6%) $605,324 (-3.7%) 0.00 170
    2024-08-01 $424,500 (3.4%) $633,395 (7.2%) 0.00 176
    2024-09-01 $392,450 (-13.7%) $628,336 (1.5%) 0.00 187
    2024-10-01 $401,450 (-4.8%) $623,945 (5.6%) 0.00 197
    2024-11-01 $415,000 (6.8%) $634,918 (13.3%) 0.00 171
    2024-12-01 $409,950 (3.8%) $645,243 (16.6%) 0.00 164
    2025-01-01 $438,700 (14.7%) $652,571 (19.2%) 0.00 128
    2025-02-01 $447,250 (12.1%) $672,621 (23.7%) 0.00 111
    2025-03-01 $417,000 (11.2%) $662,190 (21.4%) 0.00 110
    2025-04-01 $413,725 (7.1%) $647,947 (12.2%) 0.00 131
    2025-05-01 $429,000 (13.7%) $614,782 (6.8%) 0.00 180
    GREAT FALLS's median listing price for 2025-05-01 was $429,000, a difference of $51,600 (13.7%) versus the prior year and $15,275 versus the prior month.

    GREAT FALLS's median listing price comes in at 0% of the national average.

    GREAT FALLS's average listing price for 2025-05-01 was $614,782, a difference of $39,042 (6.8%) versus the prior year and $-33,165 versus the prior month.

    For the 2025-05-01 period, GREAT FALLS had 180 MLS listings, a difference of 49 listings (37%) versus the prior month and 40 listings (29%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - GREAT FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,988 sqft
    2018-02-01 0 days 1,941 sqft
    2018-03-01 0 days 1,960 sqft
    2018-04-01 0 days 1,954 sqft
    2018-05-01 0 days 2,020 sqft
    2018-06-01 0 days 2,097 sqft
    2018-07-01 0 days 2,144 sqft
    2018-08-01 0 days 2,140 sqft
    2018-09-01 0 days 2,129 sqft
    2018-10-01 0 days 2,133 sqft
    2018-11-01 0 days 2,167 sqft
    2018-12-01 0 days 2,080 sqft
    2019-01-01 0 days 2,083 sqft
    2019-02-01 0 days 1,836 sqft
    2019-03-01 0 days 2,017 sqft
    2019-04-01 0 days 2,191 sqft
    2019-05-01 0 days 2,194 sqft
    2019-06-01 0 days 2,164 sqft
    2019-07-01 0 days 2,250 sqft
    2019-08-01 0 days 2,233 sqft
    2019-09-01 0 days 2,191 sqft
    2019-10-01 0 days 2,164 sqft
    2019-11-01 0 days 2,100 sqft
    2019-12-01 0 days 2,126 sqft
    2020-01-01 0 days 2,215 sqft
    2020-02-01 0 days 2,129 sqft
    2020-03-01 0 days 2,074 sqft
    2020-04-01 0 days 2,246 sqft
    2020-05-01 0 days 2,302 sqft
    2020-06-01 0 days 2,222 sqft
    2020-07-01 0 days 2,270 sqft
    2020-08-01 0 days 2,227 sqft
    2020-09-01 0 days 2,384 sqft
    2020-10-01 0 days 2,208 sqft
    2020-11-01 0 days 2,224 sqft
    2020-12-01 0 days 2,089 sqft
    2021-01-01 0 days 2,144 sqft
    2021-02-01 0 days 2,263 sqft
    2021-03-01 0 days 2,440 sqft
    2021-04-01 0 days 2,379 sqft
    2021-05-01 0 days 2,218 sqft
    2021-06-01 0 days 2,156 sqft
    2021-07-01 0 days 2,150 sqft
    2021-08-01 0 days 2,173 sqft
    2021-09-01 0 days 2,294 sqft
    2021-10-01 0 days 2,240 sqft
    2021-11-01 0 days 2,261 sqft
    2021-12-01 0 days 2,200 sqft
    2022-01-01 0 days 2,216 sqft
    2022-02-01 0 days 2,343 sqft
    2022-03-01 0 days 2,265 sqft
    2022-04-01 0 days 2,196 sqft
    2022-05-01 0 days 2,299 sqft
    2022-06-01 0 days 2,352 sqft
    2022-07-01 0 days 2,431 sqft
    2022-08-01 0 days 2,515 sqft
    2022-09-01 0 days 2,454 sqft
    2022-10-01 0 days 2,586 sqft
    2022-11-01 0 days 2,507 sqft
    2022-12-01 0 days 2,344 sqft
    2023-01-01 0 days 2,321 sqft
    2023-02-01 0 days 2,282 sqft
    2023-03-01 0 days 2,290 sqft
    2023-04-01 0 days 2,298 sqft
    2023-05-01 0 days 2,043 sqft
    2023-06-01 0 days 2,216 sqft
    2023-07-01 0 days 2,104 sqft
    2023-08-01 0 days 2,120 sqft
    2023-09-01 0 days 2,344 sqft
    2023-10-01 0 days 2,266 sqft
    2023-11-01 0 days 2,228 sqft
    2023-12-01 0 days 2,247 sqft
    2024-01-01 0 days 1,944 sqft
    2024-02-01 0 days 2,118 sqft
    2024-03-01 0 days 2,072 sqft
    2024-04-01 0 days 2,113 sqft
    2024-05-01 0 days 2,020 sqft
    2024-06-01 0 days 2,107 sqft
    2024-07-01 0 days 2,115 sqft
    2024-08-01 0 days 2,195 sqft
    2024-09-01 0 days 2,112 sqft
    2024-10-01 0 days 2,033 sqft
    2024-11-01 0 days 2,073 sqft
    2024-12-01 0 days 2,094 sqft
    2025-01-01 0 days 2,105 sqft
    2025-02-01 0 days 1,993 sqft
    2025-03-01 0 days 2,063 sqft
    2025-04-01 0 days 2,136 sqft
    2025-05-01 0 days 2,059 sqft
    GREAT FALLS's median listing age (time on market) for 2025-05-01 was 0 days.

    GREAT FALLS's median square footage for active listings during the 2025-05-01 period was 2,059 sqft. One year prior, the average listing was 2,020 sqft.

    GREAT FALLS, MT Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 958 $319,320,000 $333,319
    Cash Out Refi 230 $46,120,000 $200,522
    Refi 223 $60,755,000 $272,444
    Other 149 $14,345,000 $96,275
    Home Improvement 133 $9,905,000 $74,474

    Great Falls's most frequently cited loan purpose was Home Purchase, with 958 originations. The 2nd most popular reason was Cash Out Refi, with 230 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 631 $215,145,000 $340,959
    5-6% 410 $112,070,000 $273,341
    Over 8% 282 $27,110,000 $96,135
    7-8% 219 $59,125,000 $269,977
    4-5% 40 $9,420,000 $235,500
    <2.5% 8 $1,480,000 $185,000
    3-4% 3 $635,000 $211,667
    2.5-3% 1 $235,000 $235,000

    During 2024, Great Falls's most frequently originated rate bucket was 6-7%, with 631 originations.

    Loan Sizing (GREAT FALLS, MT MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 765 $221,895,000 $290,059
    $100,000 or less 412 $21,040,000 $51,068
    $100k-200k 292 $42,940,000 $147,055
    $400k-600k 168 $79,240,000 $471,667
    $600k-1000k 47 $33,505,000 $712,872
    $Over $1MM 9 $51,825,000 $5,758,333

    GREAT FALLS's loan sizing saw the bucket of loans from $200k-400k with 765 originations, totaling $221,895,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 575 $187,695,000 $326,426
    Under 20% 293 $14,885,000 $50,802
    60-80% 277 $92,865,000 $335,253
    20-40% 185 $21,565,000 $116,568
    40-60% 126 $60,690,000 $481,667
    Over 100% 96 $35,440,000 $369,167

    GREAT FALLS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 575 originations, totaling $187,695,000 in origination value.