Stockman Bank Of Montana Mortgage Rates, Fees & Info

Miles City, MT

LEI: 549300FVJ3IB88LTR841

Tax ID: 81-0213402

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Stockman Bank Of Montana is a small bank specializing in Home Purchase and Refi loans. Stockman Bank Of Montana has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Billings, Bozeman, Missoula, Great Falls, and Helena among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Stockman Bank Of Montana has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stockman Bank Of Montana is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/21/24
    30 Year Conventional Purchase 6.63% 4/21/24
    30 Year Conventional Refi 6.74% 4/21/24
    30 Year Cash-out Refi 6.89% 4/21/24
    30 Year FHA Purchase 7.12% 4/21/24
    30 Year FHA Refi 7.43% 4/21/24
    30 Year VA Purchase 6.16% 4/21/24
    30 Year VA Refi 6.27% 4/21/24
    30 Year USDA Purchase 6.61% 4/21/24
    15 Year Conventional Purchase 6.30% 4/21/24
    15 Year Conventional Refi 6.31% 4/21/24
    15 Year Cash-out Refi 6.31% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Stockman Bank Of Montana Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Stockman Bank Of Montana. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    5,225

    Origination Dollar Volume (All Markets)

    $1,291,605,000

    Employee count

    767 Show all (7) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BILLINGS, MT (FHA|USDA|VA) 1,434 $318,690,000 $222,238 $4,749 3.39%
    Bozeman, MT (FHA|USDA|VA) 966 $292,870,000 $303,178 $5,888 3.30%
    Outside of Metro Areas 1,141 $222,845,000 $195,307 $4,607 3.37%
    MISSOULA, MT (FHA|USDA|VA) 439 $186,465,000 $424,749 $4,646 3.40%
    GREAT FALLS, MT (FHA|USDA|VA) 835 $165,165,000 $197,802 $4,580 3.17%
    Helena, MT (FHA|USDA|VA) 333 $79,685,000 $239,294 $5,550 3.21%
    Kalispell, MT (FHA|USDA|VA) 28 $8,410,000 $300,357 $5,788 3.22%
    Butte-Silver Bow, MT (FHA|USDA|VA) 26 $6,430,000 $247,308 $4,735 3.45%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $3,170,000 $1,585,000 $27,456 4.25%
    Outside of Metro Areas 3 $2,815,000 $938,333 $0 4.00%
    Williston, ND (FHA|USDA|VA) 7 $1,575,000 $225,000 $4,746 3.29%
    Minot, ND (FHA|USDA|VA) 3 $1,075,000 $358,333 $4,765 3.96%
    BISMARCK, ND (FHA|USDA|VA) 3 $885,000 $295,000 $5,933 3.40%
    FARGO, ND-MN (FHA|USDA|VA) 2 $480,000 $240,000 $4,568 3.13%
    Dickinson, ND (FHA|USDA|VA) 1 $395,000 $395,000 $0 5.53%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $325,000 $325,000 $0 3.95%
    RAPID CITY, SD (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.50%
    Stockman Bank Of Montana's top markets include Billings, Bozeman, Missoula, Great Falls, and Helena among others.

    Their top states include:
  • Montana (FHA|USDA|VA)
  • North Dakota (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • South Dakota (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Stockman Bank of Montana based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Montana Federal Credit Union
    Similarity Rank: 40
    CLEARWATER Federal Credit Union
    Similarity Rank: 99
    VALLEY FINANCIAL CREDIT UNION
    Similarity Rank: 144
    Altana Federal Credit Union
    Similarity Rank: 148
    PARK SIDE FINANCIAL
    Similarity Rank: 265
    BILLINGS
    Similarity Rank: 270
    HORIZON
    Similarity Rank: 1127
    Stifel Bank and Trust
    Similarity Rank: 4390
    MID AMERICA MORTGAGE, INC.
    Similarity Rank: 4672
    Stockman Bank of Montana
    Similarity Rank: 5304

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,018 $1,083,380,000 $269,632 $4,665 3.24%
    HELOC 629 $69,265,000 $110,119 n/a 4.21%
    VA 285 $77,895,000 $273,316 $6,002 2.81%
    FHA 215 $45,615,000 $212,163 $8,308 3.12%
    USDA 78 $15,450,000 $198,077 $6,430 2.83%

    For 2020, Stockman Bank Of Montana's most frequently originated type of loan was Conventional, with 4,018 originations. Their 2nd most popular type was HELOC, with 629 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,293 $580,375,000 $253,107 $5,463 3.23%
    Refi 1,626 $457,650,000 $281,458 $4,152 3.23%
    Cash Out Refi 805 $206,445,000 $256,453 $5,287 3.24%
    Other 301 $31,005,000 $103,007 $3,579 4.18%
    Home Improvement 200 $16,130,000 $80,650 $1,379 4.31%

    For 2020, Stockman Bank Of Montana's most frequently cited loan purpose was Home Purchase, with 2,293 originations. The 2nd most popular reason was Refi, with 1,626 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,412 $871,930,000 $255,548 $5,240 3.10%
    15 Year 657 $177,255,000 $269,795 $3,991 3.04%
    10 Year 564 $51,320,000 $90,993 $3,412 4.15%
    20 Year 306 $92,730,000 $303,039 $4,022 3.82%
    Other 135 $68,745,000 $509,222 $4,055 4.43%
    1 Year 130 $26,650,000 $205,000 $2,956 4.37%
    5 Year 12 $730,000 $60,833 $428 5.59%
    3 Year 9 $2,245,000 $249,444 $0 5.51%

    For 2020, Stockman Bank Of Montana's most frequently cited loan duration was 30 Year, with 3,412 originations. The 2nd most popular length was 15 Year, with 657 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 1,286 $285,260,000 $221,820
    $1k-2k 973 $155,365,000 $159,676
    $<1k 775 $180,035,000 $232,303
    $3k-4k 749 $222,745,000 $297,390
    $4k-5k 297 $110,135,000 $370,825
    $5k+ 258 $115,520,000 $447,752

    Stockman Bank Of Montana's average total fees were $5,240, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 1,286 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,230 $495,240,000 $222,081
    2.5-3% 1,841 $463,705,000 $251,877
    <2.5% 517 $128,355,000 $248,269
    4-5% 469 $182,605,000 $389,350
    5-6% 140 $19,440,000 $138,857
    6-7% 22 $2,090,000 $95,000
    7-8% 3 $125,000 $41,667
    Over 8% 3 $45,000 $15,000

    During 2020, Stockman Bank Of Montana's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 3-4%, with 2,230 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,374 $660,780,000 $278,340 $5,460 3.14%
    $100k-200k 1,564 $239,110,000 $152,884 $3,913 3.27%
    $100,000 or less 775 $44,335,000 $57,206 $2,428 4.06%
    $400k-600k 468 $217,470,000 $464,679 $7,170 3.15%
    $600k-1MM 27 $20,375,000 $754,630 $13,153 4.06%
    $1MM+ 17 $109,535,000 $6,443,235 $15,586 4.30%

    2020 saw Stockman Bank Of Montana place emphasis on $200k-400k loans with 2,374 originations, totaling $660,780,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,150 $286,220,000 $248,887 $5,232 3.28%
    $50k-75k 1,140 $224,910,000 $197,289 $4,841 3.20%
    $75k-100k 912 $211,040,000 $231,404 $5,196 3.26%
    $50k or less 715 $103,785,000 $145,154 $4,174 3.24%
    $150k-250k 573 $159,795,000 $278,874 $5,814 3.41%
    $250k+ 316 $108,030,000 $341,867 $5,937 3.53%

    Stockman Bank Of Montana lent most frequently to those with incomes in the $100k-150k range, with 1,150 originations. The second most popular income band? $50k-75k, with 1,140 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,218 $269,460,000 $221,232 $4,688 3.20%
    30-36% 938 $213,590,000 $227,708 $4,946 3.26%
    <20% 607 $125,455,000 $206,680 $4,487 3.34%
    42% 210 $50,830,000 $242,048 $5,167 3.20%
    44% 200 $47,560,000 $237,800 $5,444 3.34%
    40% 182 $41,940,000 $230,440 $4,930 3.30%
    36% 180 $43,520,000 $241,778 $5,472 3.24%
    43% 177 $44,095,000 $249,124 $5,327 3.22%
    41% 173 $40,995,000 $236,965 $4,933 3.27%
    38% 170 $40,260,000 $236,824 $5,118 3.18%
    37% 169 $38,445,000 $227,485 $5,102 3.24%
    39% 151 $33,695,000 $223,146 $5,246 3.33%
    45% 107 $25,715,000 $240,327 $5,357 3.23%
    48% 83 $18,525,000 $223,193 $5,255 3.12%
    49% 82 $22,450,000 $273,780 $5,509 3.08%
    47% 80 $18,710,000 $233,875 $5,327 3.13%
    46% 79 $19,995,000 $253,101 $5,184 3.23%
    50-60% 74 $16,580,000 $224,054 $6,861 3.54%
    >60% 18 $5,450,000 $302,778 $7,098 4.30%

    Stockman Bank Of Montana lent most frequently to those with DTI ratios of 20-30%, with 1,218 originations. The next most common DTI ratio? 30-36%, with 938 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,746 $1,070,210,000 $225,497 $4,942 3.29%
    Not applicable 168 $142,530,000 $848,393 $0 4.68%
    Not provided 192 $50,570,000 $263,385 $5,390 3.17%
    Asian 43 $11,545,000 $268,488 $5,417 3.12%
    American Indian 47 $10,005,000 $212,872 $5,485 3.03%
    Black 26 $6,140,000 $236,154 $4,085 3.31%
    Filipino 1 $335,000 $335,000 $2,058 2.50%
    Chinese 1 $195,000 $195,000 $4,803 2.38%
    Native Hawaiian or Islander 1 $75,000 $75,000 $2,123 2.75%

    Approval Rates

    Total approvals of all applications
    96.28%

    Stockman Bank Of Montana has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    77.57%

    Stockman Bank Of Montana has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,225 $1,291,605,000 $247,197

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 3 $1,835,000 $611,667
    Multifamily:Site-Built 48 $108,650,000 $2,263,542
    Single Family (1-4 Units):Manufactured 145 $22,725,000 $156,724
    Single Family (1-4 Units):Site-Built 5,029 $1,158,395,000 $230,343

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 466 $70,050,000 $150,322 $3,559 3.71%
    40-60% 800 $277,430,000 $346,788 $4,225 3.25%
    60-80% 1,836 $480,150,000 $261,520 $4,876 3.29%
    80-100% 1,680 $425,250,000 $253,125 $5,555 3.09%
    Over 100% 52 $15,260,000 $293,462 $10,207 2.82%
    Under 20% 391 $23,465,000 $60,013 $1,332 4.26%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Stockman Bank of Montana 100 East Wooden Shoe Lane Manhattan, MT 59741 Full Service B&M $23,934
    Stockman Bank of Montana 102 S Main Street Richey, MT 59259 Full Service B&M $18,484
    Stockman Bank of Montana 103 Central Avenue Stanford, MT 59479 Full Service B&M $63,761
    Stockman Bank of Montana 110 Southside Blvd Dillon, MT 59725 Full Service Retail $0
    Stockman Bank of Montana 117 Logan Terry, MT 59349 Full Service B&M $42,939
    Stockman Bank of Montana 120 South Wibaux Street Wibaux, MT 59353 Full Service B&M $27,175
    Stockman Bank of Montana 1243 Burlington Avenue Missoula, MT 59801 Full Service B&M $0
    Stockman Bank of Montana 125 West Main Cut Bank, MT 59427 Full Service B&M $92,747
    Stockman Bank of Montana 1403 Grand Ave Billings, MT 59102 Full Service B&M $55,973
    Stockman Bank of Montana 1433 North 19th Avenue Bozeman, MT 59718 Full Service B&M $151,069
    Stockman Bank of Montana 1450 Shiloh Road Billings, MT 59106 Full Service B&M $136,105
    Stockman Bank of Montana 1716 West Main Street Lewistown, MT 59457 Full Service B&M $77,336
    Stockman Bank of Montana 1815 S 19th Avenue Bozeman, MT 59718 Full Service B&M $152,866
    Stockman Bank of Montana 204 West Bell Street Glendive, MT 59330 Full Service B&M $162,003
    Stockman Bank of Montana 2425 10th Avenue South Great Falls, MT 59405 Full Service B&M $93,722
    Stockman Bank of Montana 2450 Main Street Worden, MT 59088 Full Service B&M $34,001
    Stockman Bank of Montana 25 5th Street North Great Falls, MT 59401 Full Service B&M $40,738
    Stockman Bank of Montana 2700 King Avenue West Billings, MT 59108 Full Service B&M $359,415
    Stockman Bank of Montana 2nd Avenue S.W. And 2nd Street S.W. Sidney, MT 59270 Limited, Drive-thru $0
    Stockman Bank of Montana 301 West Holy Street Sidney, MT 59270 Full Service B&M $377,132
    Stockman Bank of Montana 3094 N Sanders Street Helena, MT 59601 Full Service B&M $94,115
    Stockman Bank of Montana 321 W Broadway Street Missoula, MT 59802 Full Service B&M $161,862
    Stockman Bank of Montana 324 Third Avenue Havre, MT 59501 Full Service B&M $60,929
    Stockman Bank of Montana 3615 Brooks Street Missoula, MT 59801 Full Service B&M $64,088
    Stockman Bank of Montana 402 North Broadway Billings, MT 59101 Full Service B&M $116,567
    Stockman Bank of Montana 405 West 1st Avenue Plentywood, MT 59254 Full Service B&M $59,658
    Stockman Bank of Montana 420 South Main Street Conrad, MT 59425 Full Service B&M $131,480
    Stockman Bank of Montana 5 West Lyndale Avenue Helena, MT 59601 Full Service B&M $0
    Stockman Bank of Montana 590 North Montana Dillon, MT 59725 Full Service B&M $117,056
    Stockman Bank of Montana 6050 Jack Rabbit Lane Belgrade, MT 59714 Full Service B&M $95,657
    Stockman Bank of Montana 700 Main Street Miles City, MT 59301 Full Service B&M $382,177
    Stockman Bank of Montana 702 South Main Conrad, MT 59425 Full Service B&M $0
    Stockman Bank of Montana 711 Third Street North West Great Falls, MT 59404 Full Service B&M $189,265
    Stockman Bank of Montana 719 Elliot Ave Hysham, MT 59038 Full Service B&M $18,057
    Stockman Bank of Montana 800 Main Street Billings, MT 59105 Full Service B&M $189,916
    Stockman Bank of Montana 800 South Haynes Avenue Miles City, MT 59301 Full Service B&M $0
    Stockman Bank of Montana 87 South 7th Street Miles City, MT 59301 Limited, Drive-thru $0
    Stockman Bank of Montana Main And Collin Street, P. O. Box 327 Geraldine, MT 59446 Full Service B&M $13,340

    For 2020, Stockman Bank Of Montana had 38 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $164,634
    Net interest income $141,644
    Total noninterest income $56,336
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $3,679
    Trading account gains and fees $0
    Additional Noninterest Income $52,657
    Pre-tax net operating income $88,201
    Securities gains (or losses, -) $3,230
    Income before extraordinary items $91,431
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $91,431
    Minority interest net income $0
    Net income $91,431
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $88,201

    Stockman Bank Of Montana's gross interest income from loans was $164,634,000.
    Stockman Bank Of Montana's net interest income from loans was $141,644,000.
    Stockman Bank Of Montana's fee based income from loans was $3,679,000.
    Stockman Bank Of Montana's net income from loans was $91,431,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $22,990
    Provision for credit losses $9,000
    Total noninterest expense $100,779
    Salaries and employee benefits $63,084
    Premises and equipment expense $11,901
    Additional noninterest expense $25,794
    Applicable income taxes $0
    Net charge-offs $2,327
    Cash dividends $45,825

    Stockman Bank Of Montana's interest expense for loans was $22,990,000.
    Stockman Bank Of Montana's payroll and benefits expense were $63,084,000.
    Stockman Bank Of Montana's property, plant and equipment expenses $11,901,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,018,976
    Deposits held in domestic offices $4,018,976
    Deposits by Individuals, partnerships, and corporations $3,649,037
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $367,922
    Deposits by Commercial banks and other depository institutions in U.S. $2,017
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $367,612
    Demand deposits $367,612
    Nontransaction accounts $3,651,364
    Money market deposit accounts (MMDAs) $1,156,473
    Other savings deposits (excluding MMDAs) $1,987,328
    Total time deposits $507,563
    Total time and savings deposits $3,651,364
    Noninterest-bearing deposits $1,249,947
    Interest-bearing deposits $2,769,029
    Retail deposits $3,789,736
    IRAs and Keogh plan accounts $39,551
    Brokered deposits $111,511
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $4,846,220
    Cash & Balances due from depository institutions $185,534
    Interest-bearing balances $144,149
    Total securities $1,628,154
    Federal funds sold & reverse repurchase $790
    Net loans and leases $2,730,612
    Loan and leases loss allowance $62,146
    Trading account assets $0
    Bank premises and fixed assets $152,982
    Other real estate owned $33
    Goodwill and other intangibles $20,535
    All other assets $127,580

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $4,846,220
    Total Liabilities $4,379,699
    Total deposits $4,018,976
    Interest-bearing deposits $2,769,029
    Deposits held in domestic offices $4,018,976
    % insured (estimated) $72
    Federal funds purchased and repurchase agreements $132,017
    Trading liabilities $0
    Other borrowed funds $206,925
    Subordinated debt $0
    All other liabilities $21,781

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,730,612
    Loan and leases loss allowance $62,146
    Total loans and leases (domestic) $2,792,758
    All real estate loans $2,116,386
    Real estate loans in domestic offices $2,116,386
    Construction and development loans $305,271
    Residential 1-4 family construction $66,347
    Other construction, all land development and other land $238,924
    Loans secured by nonfarm nonresidential properties $891,065
    Nonfarm nonresidential secured by owner-occupied properties $299,809
    Commercial real estate & other non-farm, non-residential $591,256
    Multifamily residential real estate $131,138
    1-4 family residential loans $325,028
    Farmland loans $463,884
    Loans held in foreign offices $0
    Farm loans $289,764
    Commercial and industrial loans $320,627
    To non-U.S. addressees $0
    Loans to individuals $28,920
    Credit card loans $0
    Related Plans $3,489
    Consumer Auto Loans $8,377
    Other loans to individuals $17,054
    All other loans & leases $37,062
    Loans to foreign governments and official institutions $0
    Other loans $3,522
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $665
    Non 1-4 family restructured loans & leases $665
    Total loans and leases (foreign) $0

    Stockman Bank of Montana had $2,730,612,000 of loans outstanding in 2020. $2,116,386,000 of loans were in real estate loans. $305,271,000 of loans were in development loans. $131,138,000 of loans were in multifamily mortgage loans. $325,028,000 of loans were in 1-4 family mortgage loans. $289,764,000 of loans were in farm loans. $0 of loans were in credit card loans. $8,377,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,372 $293,450 $213,885
    Nonfarm, nonresidential loans - <$100k 314 $13,162 $41,917
    Nonfarm, nonresidential loans - $100-250k 464 $58,143 $125,308
    Nonfarm, nonresidential loans - $250k-1MM 594 $222,145 $373,981
    Commercial & Industrial, US addressed loans - <$1MM 3,632 $202,654 $55,797
    Commercial & Industrial, US addressed loans - <$100k 2,996 $72,927 $24,341
    Commercial & Industrial, US addressed loans - $100-250k 420 $52,443 $124,864
    Commercial & Industrial, US addressed loans - $250k-1MM 216 $77,284 $357,796
    Farmland loans - <$1MM 1,128 $155,674 $138,009
    Farmland loans - <$100k 313 $13,277 $42,419
    Farmland loans - $100-250k 483 $57,750 $119,565
    Farmland loans - $250k-1MM 332 $84,647 $254,961
    Agriculture operations loans - <$1MM 1,877 $101,705 $54,185
    Agriculture operations loans - <$100k 1,327 $32,764 $24,690
    Agriculture operations loans - $100-250k 315 $27,701 $87,940
    Agriculture operations loans - $250k-1MM 235 $41,240 $175,489