The Bennington State Bank Mortgage Rates, Fees & Info
Salina, KSLEI: 549300G5DUB6RE1MCL12
Tax ID: 48-0137740
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Bennington State Bank is a smaller bank specializing in Home Purchase and Home Improvement loans. The Bennington State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Salina, Wichita, Manhattan, Denver, and Kansas City among others. We have data for 18 markets. (Some data included below & more in-depth data is available with an active subscription.)The Bennington State Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
237Origination Dollar Volume (All Markets)
$55,315,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Salina, KS (FHA|USDA|VA) | 95 | $30,445,000 | $320,474 | $0 | 0.00% |
| Outside of Metro Areas | 71 | $8,345,000 | $117,535 | $0 | 0.00% |
| WICHITA, KS (FHA|USDA|VA) | 30 | $6,320,000 | $210,667 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 17 | $3,485,000 | $205,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $2,650,000 | $1,325,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $0 | 0.00% |
| McPherson, KS (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Hays, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 237 | $55,315,000 | $233,397 | $0 | 0.00% |
For 2023, The Bennington State Bank's most frequently originated type of loan was Conventional, with 237 originations.
Loan Reason
For 2023, The Bennington State Bank's most frequently cited loan purpose was Home Purchase, with 147 originations. The 2nd most popular reason was Refi, with 41 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 237 | $55,315,000 | $233,397 | $0 | 0.00% |
For 2023, The Bennington State Bank's most frequently cited loan duration was Other, with 237 originations.
Loan Sizing
2023 saw The Bennington State Bank place emphasis on $100,000 or less loans with 119 originations, totaling $5,995,000 in origination value.
Applicant Income
The Bennington State Bank lent most frequently to those with incomes in the $50k-75k range, with 45 originations. The second most popular income band? $100k-150k, with 36 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 237 | $55,315,000 | $233,397 | $0 | 0.00% |
The Bennington State Bank lent most frequently to those with DTI ratios of Exempt%, with 237 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.89%
The Bennington State Bank has an average approval rate.
Pick Rate
Approvals leading to origination78.06%
The Bennington State Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 237 | $55,315,000 | $233,397 |