McPherson Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mcpherson averaged 6.96% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.87% and one month ago for the week of 2024-10-10, the average rate was 6.3%.

Mcpherson's average rate one year ago was 7.38%.

For refis of the same type during the week of 2024-11-14, the average rate was 6.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Mcpherson 30 Year Fixed Rate 2024-11-14 6.96%
Mcpherson 30 Year Fixed Rate Refi 2024-11-14 6.98%
Mcpherson 15 Year Fixed Rate 2024-11-14 6.09%
Mcpherson 15 Year Fixed Rate Refi 2024-11-14 6.59%
Mcpherson 30 Year FHA 2024-11-14 0%
Mcpherson 30 Year FHA Refi 2024-11-14 0.2%
Mcpherson 30 Year USDA 2024-11-14 -0.1%
Mcpherson 30 Year USDA Refi 2024-11-14 0.1%
Mcpherson 30 Year VA 2024-11-14 -0.1%
Mcpherson 30 Year VA Refi 2024-11-14 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within McPherson, KS.

McPherson Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the McPherson, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 32 6.75% $3,474
Gateway First Bank 16 6.79% $4,043
HEARTLAND CREDIT UNION 8 7.30% $3,023
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 7.04% $4,019
QUICKEN LOANS, LLC 5 7.15% $5,260
Fidelity Bank 2 6.94% $3,181
PENNYMAC LOAN SERVICES, LLC 2 6.44% $7,753
Intrust Bank 1 5.50% $2,888
JPMorgan Chase Bank 1 6.49% $2,803
MANN FINANCIAL INC. 1 7.50% $4,780
MERITRUST Federal Credit Union 1 5.88% $12,625
MID AMERICA MORTGAGE, INC. 1 6.88% $2,560
Mortgage Investment Services Corporation 1 6.75% $2,553
NBH Bank 1 5.99% $2,946
OPEN MORTGAGE, LLC 1 6.88% $3,275
PENTAGON FEDERAL CREDIT UNION 1 6.00% $3,655
PLANET HOME LENDING, LLC 1 7.25% $2,793
Sierra Pacific Mortgage Company, Inc. 1 7.00% $4,168
Think Mutual Bank 1 5.75% $3,573
THRIVE MORTGAGE, LLC 1 6.50% $7,853
UNITED WHOLESALE MORTGAGE, LLC 1 7.00% $14,022
USAA Federal Savings Bank 1 5.63% $16,829
US MORTGAGE CORPORATION 1 7.88% $4,034
Waterstone Mortgage Corporation 1 7.38% $8,779
BROKER SOLUTIONS, INC. 1 7.63% $5,743
Wichita Federal Credit Union 1 6.75% $5,451
Community First National Bank 1 7.37% $3,332
Community National Bank & Trust 1 9.00% $1,874
Emprise Bank 1 6.25% $2,232
First Federal Bank of Kansas City 1 7.13% $3,233
GOLDEN PLAINS 1 6.63% $2,209
Great Plains Federal Credit Un 1 6.15% $3,050

McPherson Average Closing Costs & Other Stats

McPherson, KS's 32 lenders originated 414 loans during 2023. The total origination value was $64,160,000, with an average loan value of $154,976.

McPherson's average closing costs are $4,052.

The top McPherson lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 32 loans originated. Their average total fees are $3,474, which is $570 lower than the next largest lender, Gateway First Bank.

The lowest fee McPherson lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. ($3,474), Gateway First Bank ($4,043), .

The lowest rate McPherson lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.75%), Gateway First Bank (6.79%), .

McPherson, KS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FLAT BRANCH MORTGAGE, INC. $11,740,000 $10,225,000 -12.9% 15.9%
Gateway First Bank $8,050,000 $6,395,000 -20.6% 10.0%
The Citizens State Bank $7,340,000 $2,950,000 -59.8% 4.6%
HEARTLAND CREDIT UNION $1,455,000 $1,970,000 35.4% 3.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,450,000 $1,805,000 -47.7% 2.8%
Mortgage Research Center, LLC $700,000 $1,460,000 108.6% 2.3%
PENNYMAC LOAN SERVICES, LLC $625,000 $1,350,000 116.0% 2.1%
QUICKEN LOANS, LLC $2,735,000 $1,345,000 -50.8% 2.1%
Emprise Bank $1,975,000 $740,000 -62.5% 1.2%
Fidelity Bank $45,000 $720,000 1,500.0% 1.1%
PLANET HOME LENDING, LLC $245,000 $515,000 110.2% 0.8%
Sierra Pacific Mortgage Company, Inc. $55,000 $495,000 800.0% 0.8%
The Bennington State Bank $1,620,000 $465,000 -71.3% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $225,000 $415,000 84.4% 0.6%
Intrust Bank $405,000 n/a 0.6%
USAA Federal Savings Bank $65,000 $385,000 492.3% 0.6%
Great Plains Federal Credit Un $370,000 n/a 0.6%
First Federal Bank of Kansas City $365,000 n/a 0.6%
Encompass Lending Group, LP $365,000 $355,000 -2.7% 0.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $135,000 $350,000 159.3% 0.5%
BROKER SOLUTIONS, INC. $115,000 $325,000 182.6% 0.5%
Armed Forces Bank $315,000 n/a 0.5%
MERITRUST Federal Credit Union $435,000 $305,000 -29.9% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $270,000 $280,000 3.7% 0.4%
OPEN MORTGAGE, LLC $145,000 $280,000 93.1% 0.4%
Waterstone Mortgage Corporation $275,000 n/a 0.4%
LOANDEPOT.COM, LLC $205,000 $270,000 31.7% 0.4%
THRIVE MORTGAGE, LLC $265,000 n/a 0.4%
Wichita Federal Credit Union $85,000 $265,000 211.8% 0.4%
Carrington Mortgage Services, LLC $95,000 $225,000 136.8% 0.4%
Mortgage Investment Services Corporation $440,000 $220,000 -50.0% 0.3%
Think Mutual Bank $215,000 n/a 0.3%
NBH Bank $150,000 $210,000 40.0% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $665,000 $205,000 -69.2% 0.3%
PENTAGON FEDERAL CREDIT UNION $205,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $195,000 $200,000 2.6% 0.3%
RCB Bank $200,000 n/a 0.3%
Community First National Bank $185,000 n/a 0.3%
Community National Bank & Trust $545,000 $175,000 -67.9% 0.3%
NEWREZ LLC $115,000 $175,000 52.2% 0.3%
US MORTGAGE CORPORATION $165,000 n/a 0.3%
Figure Lending LLC $160,000 n/a 0.2%
Central National Bank $95,000 $155,000 63.2% 0.2%
Discover Bank $55,000 $140,000 154.5% 0.2%
FREEDOM MORTGAGE CORPORATION $510,000 $135,000 -73.5% 0.2%
MID AMERICA MORTGAGE, INC. $95,000 $135,000 42.1% 0.2%
Bank of America $130,000 n/a 0.2%
Equity Prime Mortgage LLC $125,000 n/a 0.2%
Plains Commerce Bank $500,000 $125,000 -75.0% 0.2%
TOP FLITE FINANCIAL, INC. $125,000 n/a 0.2%
VALLEY STATE BANK $115,000 n/a 0.2%
Coastal Community Bank $110,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $105,000 n/a 0.2%
JPMorgan Chase Bank $115,000 $105,000 -8.7% 0.2%
Sunflower Bank $665,000 $105,000 -84.2% 0.2%
MANN FINANCIAL INC. $95,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $270,000 $95,000 -64.8% 0.1%
ROYAL UNITED MORTGAGE LLC $95,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $85,000 n/a 0.1%
QUANTUM CREDIT UNION $250,000 $75,000 -70.0% 0.1%
United Bank & Trust $75,000 n/a 0.1%
Commerce Bank $340,000 $70,000 -79.4% 0.1%
NAVY FEDERAL CREDIT UNION $130,000 $55,000 -57.7% 0.1%
GOLDEN PLAINS $235,000 $50,000 -78.7% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $45,000 n/a 0.1%
U.S. Bank $345,000 $35,000 -89.9% 0.1%
Envista Credit Union $15,000 $25,000 66.7% 0.0%
Financial Funding Solutions, Inc. $25,000 n/a 0.0%

McPherson's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 15.9% market share. In second place, with 10.0%, is Gateway First Bank, having originated $6,395,000 in loans. In third place, with 4.6%, is The Citizens State Bank, having originated $2,950,000 in loans. In fourth place, with 3.1%, is HEARTLAND CREDIT UNION, having originated $1,970,000 in loans. In fifth place, with 2.8%, is PRIMARY RESIDENTIAL MORTGAGE, INC., having originated $1,805,000 in loans.


McPherson Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - McPherson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $148,950 (-0.7%) $183,503 (6.0%) 0.00 127
2018-02-01 $148,800 (-4.6%) $182,804 (1.9%) 0.00 135
2018-03-01 $149,900 (-4.5%) $181,451 (3.7%) 0.00 139
2018-04-01 $159,175 (-0.5%) $192,327 (9.2%) 0.00 134
2018-05-01 $166,200 (2.8%) $194,421 (6.4%) 0.00 140
2018-06-01 $159,900 (-4.5%) $194,724 (1.3%) 0.00 144
2018-07-01 $164,875 (-1.3%) $194,171 (0.5%) 0.00 147
2018-08-01 $161,100 (-2.3%) $191,207 (0.9%) 0.00 152
2018-09-01 $159,900 (4.6%) $187,479 (2.3%) 0.00 159
2018-10-01 $156,700 (2.6%) $183,892 (1.6%) 0.00 146
2018-11-01 $157,800 (6.1%) $187,222 (2.3%) 0.00 143
2018-12-01 $159,900 (12.3%) $192,702 (8.5%) 0.00 132
2019-01-01 $159,900 (7.4%) $195,709 (6.7%) 0.00 135
2019-02-01 $159,000 (6.9%) $199,316 (9.0%) 0.00 135
2019-03-01 $158,529 (5.8%) $195,619 (7.8%) 0.00 131
2019-04-01 $157,979 (-0.8%) $194,828 (1.3%) 0.00 122
2019-05-01 $165,663 (-0.3%) $202,745 (4.3%) 0.00 131
2019-06-01 $165,600 (3.6%) $192,222 (-1.3%) 0.00 134
2019-07-01 $180,675 (9.6%) $200,590 (3.3%) 0.00 139
2019-08-01 $182,595 (13.3%) $213,406 (11.6%) 0.00 128
2019-09-01 $179,139 (12.0%) $212,261 (13.2%) 0.00 122
2019-10-01 $176,834 (12.9%) $211,497 (15.0%) 0.00 116
2019-11-01 $179,900 (14.0%) $214,850 (14.8%) 0.00 103
2019-12-01 $173,650 (8.6%) $212,718 (10.4%) 0.00 106
2020-01-01 $169,900 (6.3%) $199,465 (1.9%) 0.00 108
2020-02-01 $177,450 (11.6%) $202,583 (1.6%) 0.00 100
2020-03-01 $156,500 (-1.3%) $190,056 (-2.8%) 0.00 101
2020-04-01 $159,900 (1.2%) $191,740 (-1.6%) 0.00 102
2020-05-01 $164,900 (-0.5%) $200,412 (-1.2%) 0.00 103
2020-06-01 $165,150 (-0.3%) $206,234 (7.3%) 0.00 93
2020-07-01 $182,125 (0.8%) $214,534 (7.0%) 0.00 87
2020-08-01 $176,000 (-3.6%) $211,351 (-1.0%) 0.00 80
2020-09-01 $189,900 (6.0%) $221,465 (4.3%) 0.00 70
2020-10-01 $187,450 (6.0%) $225,483 (6.6%) 0.00 65
2020-11-01 $183,675 (2.1%) $222,671 (3.6%) 0.00 64
2020-12-01 $194,500 (12.0%) $234,805 (10.4%) 0.00 58
2021-01-01 $219,900 (29.4%) $249,753 (25.2%) 0.00 52
2021-02-01 $206,925 (16.6%) $247,157 (22.0%) 0.00 46
2021-03-01 $192,250 (22.8%) $228,243 (20.1%) 0.00 42
2021-04-01 $213,950 (33.8%) $251,503 (31.2%) 0.00 32
2021-05-01 $172,400 (4.6%) $223,475 (11.5%) 0.00 37
2021-06-01 $173,675 (5.2%) $224,008 (8.6%) 0.00 39
2021-07-01 $156,400 (-14.1%) $205,282 (-4.3%) 0.00 45
2021-08-01 $151,950 (-13.7%) $176,127 (-16.7%) 0.00 42
2021-09-01 $146,150 (-23.0%) $173,516 (-21.7%) 0.00 37
2021-10-01 $142,000 (-24.3%) $185,489 (-17.7%) 0.00 38
2021-11-01 $144,475 (-21.3%) $189,542 (-14.9%) 0.00 33
2021-12-01 $147,450 (-24.2%) $190,084 (-19.1%) 0.00 29
2022-01-01 $163,000 (-25.9%) $200,129 (-19.9%) 0.00 26
2022-02-01 $201,950 (-2.4%) $217,874 (-11.9%) 0.00 26
2022-03-01 $224,900 (17.0%) $225,617 (-1.2%) 0.00 25
2022-04-01 $189,000 (-11.7%) $226,877 (-9.8%) 0.00 20
2022-05-01 $230,475 (33.7%) $232,636 (4.1%) 0.00 28
2022-06-01 $172,450 (-0.7%) $209,811 (-6.3%) 0.00 24
2022-07-01 $209,900 (34.2%) $209,935 (2.3%) 0.00 30
2022-08-01 $191,875 (26.3%) $216,588 (23.0%) 0.00 35
2022-09-01 $195,000 (33.4%) $213,348 (23.0%) 0.00 41
2022-10-01 $207,000 (45.8%) $240,884 (29.9%) 0.00 47
2022-11-01 $200,350 (38.7%) $264,000 (39.3%) 0.00 45
2022-12-01 $201,300 (36.5%) $272,078 (43.1%) 0.00 43
2023-01-01 $199,950 (22.7%) $252,781 (26.3%) 0.00 38
2023-02-01 $205,950 (2.0%) $248,239 (13.9%) 0.00 33
2023-03-01 $202,225 (-10.1%) $235,767 (4.5%) 0.00 33
2023-04-01 $201,300 (6.5%) $248,479 (9.5%) 0.00 33
2023-05-01 $201,525 (-12.6%) $259,189 (11.4%) 0.00 38
2023-06-01 $209,825 (21.7%) $242,141 (15.4%) 0.00 52
2023-07-01 $199,900 (-4.8%) $234,623 (11.8%) 0.00 55
2023-08-01 $225,025 (17.3%) $253,160 (16.9%) 0.00 52
2023-09-01 $228,750 (17.3%) $261,311 (22.5%) 0.00 53
2023-10-01 $225,000 (8.7%) $265,911 (10.4%) 0.00 51
2023-11-01 $225,000 (12.3%) $267,172 (1.2%) 0.00 50
2023-12-01 $219,950 (9.3%) $257,466 (-5.4%) 0.00 44
2024-01-01 $239,725 (19.9%) $260,824 (3.2%) 0.00 46
2024-02-01 $237,725 (15.4%) $254,751 (2.6%) 0.00 47
2024-03-01 $248,450 (22.9%) $278,421 (18.1%) 0.00 47
2024-04-01 $239,125 (18.8%) $262,029 (5.5%) 0.00 58
2024-05-01 $239,600 (18.9%) $270,355 (4.3%) 0.00 67
2024-06-01 $235,000 (12.0%) $268,620 (10.9%) 0.00 77
2024-07-01 $229,225 (14.7%) $266,730 (13.7%) 0.00 78
2024-08-01 $225,000 (0.0%) $276,544 (9.2%) 0.00 81
2024-09-01 $251,175 (9.8%) $284,983 (9.1%) 0.00 85
2024-10-01 $257,345 (14.4%) $273,927 (3.0%) 0.00 81
McPherson's median listing price for 2024-10-01 was $257,345, a difference of $32,345 (14.4%) versus the prior year and $6,170 versus the prior month.

McPherson's median listing price comes in at 0% of the national average.

McPherson's average listing price for 2024-10-01 was $273,927, a difference of $8,016 (3.0%) versus the prior year and $-11,056 versus the prior month.

For the 2024-10-01 period, McPherson had 81 MLS listings, a difference of -4 listings (-5%) versus the prior month and 30 listings (59%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - McPherson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,898 sqft
2018-02-01 0 days 1,957 sqft
2018-03-01 0 days 1,975 sqft
2018-04-01 0 days 2,031 sqft
2018-05-01 0 days 2,064 sqft
2018-06-01 0 days 2,034 sqft
2018-07-01 0 days 2,057 sqft
2018-08-01 0 days 2,024 sqft
2018-09-01 0 days 2,070 sqft
2018-10-01 0 days 2,030 sqft
2018-11-01 0 days 2,077 sqft
2018-12-01 0 days 2,116 sqft
2019-01-01 0 days 2,204 sqft
2019-02-01 0 days 2,034 sqft
2019-03-01 0 days 1,971 sqft
2019-04-01 0 days 1,947 sqft
2019-05-01 0 days 1,954 sqft
2019-06-01 0 days 1,890 sqft
2019-07-01 0 days 1,931 sqft
2019-08-01 0 days 1,963 sqft
2019-09-01 0 days 1,987 sqft
2019-10-01 0 days 2,002 sqft
2019-11-01 0 days 2,235 sqft
2019-12-01 0 days 2,176 sqft
2020-01-01 0 days 2,022 sqft
2020-02-01 0 days 2,142 sqft
2020-03-01 0 days 2,077 sqft
2020-04-01 0 days 2,048 sqft
2020-05-01 0 days 1,953 sqft
2020-06-01 0 days 2,009 sqft
2020-07-01 0 days 2,174 sqft
2020-08-01 0 days 2,132 sqft
2020-09-01 0 days 2,221 sqft
2020-10-01 0 days 2,250 sqft
2020-11-01 0 days 2,164 sqft
2020-12-01 0 days 2,293 sqft
2021-01-01 0 days 2,392 sqft
2021-02-01 0 days 2,349 sqft
2021-03-01 0 days 2,217 sqft
2021-04-01 0 days 2,429 sqft
2021-05-01 0 days 1,984 sqft
2021-06-01 0 days 1,935 sqft
2021-07-01 0 days 1,800 sqft
2021-08-01 0 days 1,656 sqft
2021-09-01 0 days 1,578 sqft
2021-10-01 0 days 1,774 sqft
2021-11-01 0 days 1,756 sqft
2021-12-01 0 days 1,635 sqft
2022-01-01 0 days 1,520 sqft
2022-02-01 0 days 1,520 sqft
2022-03-01 0 days 1,587 sqft
2022-04-01 0 days 2,092 sqft
2022-05-01 0 days 2,258 sqft
2022-06-01 0 days 1,958 sqft
2022-07-01 0 days 2,180 sqft
2022-08-01 0 days 2,198 sqft
2022-09-01 0 days 2,094 sqft
2022-10-01 0 days 2,191 sqft
2022-11-01 0 days 2,147 sqft
2022-12-01 0 days 2,004 sqft
2023-01-01 0 days 2,018 sqft
2023-02-01 0 days 1,899 sqft
2023-03-01 0 days 1,670 sqft
2023-04-01 0 days 1,656 sqft
2023-05-01 0 days 1,652 sqft
2023-06-01 0 days 1,774 sqft
2023-07-01 0 days 1,883 sqft
2023-08-01 0 days 1,979 sqft
2023-09-01 0 days 2,232 sqft
2023-10-01 0 days 2,103 sqft
2023-11-01 0 days 1,837 sqft
2023-12-01 0 days 1,674 sqft
2024-01-01 0 days 1,809 sqft
2024-02-01 0 days 1,793 sqft
2024-03-01 0 days 1,926 sqft
2024-04-01 0 days 1,890 sqft
2024-05-01 0 days 1,922 sqft
2024-06-01 0 days 1,936 sqft
2024-07-01 0 days 1,965 sqft
2024-08-01 0 days 1,861 sqft
2024-09-01 0 days 1,915 sqft
2024-10-01 0 days 1,891 sqft
McPherson's median listing age (time on market) for 2024-10-01 was 0 days.

McPherson's median square footage for active listings during the 2024-10-01 period was 1,891 sqft. One year prior, the average listing was 2,103 sqft.

McPherson, KS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 250 $42,930,000 $171,720
Refi 74 $15,370,000 $207,703
Home Improvement 32 $1,660,000 $51,875
Other 32 $1,430,000 $44,688
Cash Out Refi 26 $2,770,000 $106,538

Mcpherson's most frequently cited loan purpose was Home Purchase, with 250 originations. The 2nd most popular reason was Refi, with 74 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 150 $24,390,000 $162,600
7-8% 107 $17,685,000 $165,280
Over 8% 58 $6,850,000 $118,103
5-6% 21 $3,055,000 $145,476
2.5-3% 1 $15,000 $15,000
4-5% 1 $65,000 $65,000

During 2023, Mcpherson's most frequently originated rate bucket was 6-7%, with 150 originations.

Loan Sizing (McPherson, KS MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 167 $24,465,000 $146,497
$100,000 or less 157 $8,675,000 $55,255
$200k-400k 76 $19,740,000 $259,737
$400k-600k 6 $2,810,000 $468,333
$600k-1000k 4 $2,950,000 $737,500
$Over $1MM 4 $5,520,000 $1,380,000

McPherson's loan sizing saw the bucket of loans from $100k-200k with 167 originations, totaling $24,465,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 178 $32,420,000 $182,135
60-80% 57 $9,965,000 $174,825
20-40% 41 $3,495,000 $85,244
40-60% 33 $4,105,000 $124,394
Under 20% 24 $1,010,000 $42,083
Over 100% 5 $1,065,000 $213,000

McPherson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 178 originations, totaling $32,420,000 in origination value.