McPherson Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Mcpherson averaged 6.76% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.88% and one month ago for the week of 2025-03-06, the average rate was 6.77%.

    Mcpherson's average rate one year ago was 6.76%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.82%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within McPherson, KS.

    McPherson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the McPherson, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 35 6.73% $3,639
    Gateway First Bank 10 7.03% $3,067
    PRIMARY RESIDENTIAL MORTGAGE, INC. 8 6.75% $4,762
    HEARTLAND CREDIT UNION 7 6.61% $3,581
    QUICKEN LOANS, LLC 4 6.75% $5,199
    NBH Bank 3 6.54% $3,251
    Wells Fargo Bank 2 6.19% $4,831
    CHURCHILL MORTGAGE CORPORATION 2 6.75% $4,195
    Great Plains Federal Credit Un 2 6.71% $3,167
    LOANDEPOT.COM, LLC 2 6.49% $8,742
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 5.99% $5,418
    Community National Bank & Trust 1 6.50% $5,681
    CMG MORTGAGE, INC. 1 7.13% $3,285
    U.S. Bank 1 7.00% $1,981
    Central National Bank 1 6.75% $1,105
    Intrust Bank 1 7.13% $2,086
    ALLIANT CREDIT UNION 1 6.13% $2,713
    Mortgage Research Center, LLC 1 7.63% $6,385
    M&T Bank 1 6.13% $3,099
    Bank of America 1 6.75% $5,489
    Northpointe Bank 1 6.13% $8,502
    Oakstar Bank 1 6.50% $2,519
    PENTAGON FEDERAL CREDIT UNION 1 6.50% $3,985
    PLANET HOME LENDING, LLC 1 7.13% $9,872
    PLAZA HOME MORTGAGE, INC. 1 5.88% $7,443
    PREMIA MORTGAGE, LLC 1 6.55% $2,066
    Bankers' Bank 1 7.13% $4,008
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $3,038
    Arvest Bank 1 6.75% $4,169
    Sunflower Bank 1 6.88% $4,174
    CREDIT UNION OF AMERICA 1 5.38% $4,951
    ENDEAVOR CAPITAL, LLC. 1 7.38% $3,516

    McPherson Average Closing Costs & Other Stats

    McPherson, KS's 32 lenders originated 535 loans during 2024. The total origination value was $89,455,000, with an average loan value of $167,206.

    McPherson's average closing costs are $4,135.

    The top McPherson lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 35 loans originated. Their average total fees are $3,639, which is $573 higher than the next largest lender, Gateway First Bank.

    The lowest fee McPherson lenders (with over 10 loans originated) are Gateway First Bank ($3,067), FLAT BRANCH MORTGAGE, INC. ($3,639), .

    The lowest rate McPherson lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.73%), Gateway First Bank (7.03%), .

    McPherson, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FLAT BRANCH MORTGAGE, INC. $10,225,000 $12,595,000 23.2% 14.1%
    Gateway First Bank $6,395,000 $5,325,000 -16.7% 6.0%
    The Citizens State Bank $2,950,000 $3,560,000 20.7% 4.0%
    QUICKEN LOANS, LLC $1,345,000 $3,210,000 138.7% 3.6%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,805,000 $3,095,000 71.5% 3.5%
    The Bennington State Bank $465,000 $2,550,000 448.4% 2.9%
    Mortgage Research Center, LLC $1,460,000 $2,310,000 58.2% 2.6%
    PENNYMAC LOAN SERVICES, LLC $1,350,000 $1,440,000 6.7% 1.6%
    HEARTLAND CREDIT UNION $1,970,000 $1,320,000 -33.0% 1.5%
    Members Mortgage Services, L.L.C. $920,000 n/a 1.0%
    Great Plains Federal Credit Un $370,000 $915,000 147.3% 1.0%
    NBH Bank $210,000 $825,000 292.9% 0.9%
    Mortgage Investment Services Corporation $220,000 $775,000 252.3% 0.9%
    FREEDOM MORTGAGE CORPORATION $135,000 $685,000 407.4% 0.8%
    NAVY FEDERAL CREDIT UNION $55,000 $635,000 1,054.5% 0.7%
    Bank of America $130,000 $580,000 346.2% 0.6%
    PLANET HOME LENDING, LLC $515,000 $575,000 11.7% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $205,000 $550,000 168.3% 0.6%
    Wells Fargo Bank $550,000 n/a 0.6%
    LOANDEPOT.COM, LLC $270,000 $515,000 90.7% 0.6%
    MID AMERICA MORTGAGE, INC. $135,000 $500,000 270.4% 0.6%
    UNITED WHOLESALE MORTGAGE, LLC $415,000 $500,000 20.5% 0.6%
    UNION HOME MORTGAGE CORP. $450,000 n/a 0.5%
    Intrust Bank $405,000 $440,000 8.6% 0.5%
    Arvest Bank $425,000 n/a 0.5%
    PLAZA HOME MORTGAGE, INC. $375,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $280,000 $370,000 32.1% 0.4%
    Armed Forces Bank $315,000 $365,000 15.9% 0.4%
    CREDIT UNION OF AMERICA $340,000 n/a 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $325,000 n/a 0.4%
    M&T Bank $295,000 n/a 0.3%
    U.S. Bank $35,000 $295,000 742.9% 0.3%
    CHURCHILL MORTGAGE CORPORATION $285,000 n/a 0.3%
    Sierra Pacific Mortgage Company, Inc. $495,000 $285,000 -42.4% 0.3%
    Northpointe Bank $245,000 n/a 0.3%
    Emprise Bank $740,000 $230,000 -68.9% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $225,000 n/a 0.3%
    Bankers' Bank $215,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $210,000 n/a 0.2%
    ALLIANT CREDIT UNION $205,000 n/a 0.2%
    Sunflower Bank $105,000 $205,000 95.2% 0.2%
    MID AMERICAN $195,000 n/a 0.2%
    OPEN MORTGAGE, LLC $280,000 $195,000 -30.4% 0.2%
    PENTAGON FEDERAL CREDIT UNION $205,000 $195,000 -4.9% 0.2%
    Community National Bank & Trust $175,000 $185,000 5.7% 0.2%
    Discover Bank $140,000 $160,000 14.3% 0.2%
    CMG MORTGAGE, INC. $145,000 n/a 0.2%
    PREMIA MORTGAGE, LLC $145,000 n/a 0.2%
    Servion, Inc. $145,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $200,000 $115,000 -42.5% 0.1%
    Oakstar Bank $115,000 n/a 0.1%
    VALLEY STATE BANK $115,000 $115,000 0.0% 0.1%
    Fidelity Bank $720,000 $110,000 -84.7% 0.1%
    Central National Bank $155,000 $105,000 -32.3% 0.1%
    MERITRUST Federal Credit Union $305,000 $105,000 -65.6% 0.1%
    ENDEAVOR CAPITAL, LLC. $85,000 n/a 0.1%
    Figure Lending LLC $160,000 $80,000 -50.0% 0.1%
    GOLDEN PLAINS $50,000 $80,000 60.0% 0.1%
    LIMA ONE CAPITAL, LLC $75,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $95,000 $55,000 -42.1% 0.1%
    21ST MORTGAGE CORPORATION $45,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $325,000 $45,000 -86.2% 0.1%
    EVERENCE FEDERAL CREDIT UNION $35,000 n/a 0.0%
    ALL IN $25,000 n/a 0.0%
    Coastal Community Bank $110,000 $25,000 -77.3% 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $45,000 $25,000 -44.4% 0.0%

    McPherson's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 14.1% market share. In second place, with 6.0%, is Gateway First Bank, having originated $5,325,000 in loans. In third place, with 4.0%, is The Citizens State Bank, having originated $3,560,000 in loans. In fourth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $3,210,000 in loans. In fifth place, with 3.5%, is PRIMARY RESIDENTIAL MORTGAGE, INC., having originated $3,095,000 in loans.

    McPherson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - McPherson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $148,950 (-0.7%) $183,503 (6.0%) 0.00 127
    2018-02-01 $148,800 (-4.6%) $182,804 (1.9%) 0.00 135
    2018-03-01 $149,900 (-4.5%) $181,451 (3.7%) 0.00 139
    2018-04-01 $159,175 (-0.5%) $192,327 (9.2%) 0.00 134
    2018-05-01 $166,200 (2.8%) $194,421 (6.4%) 0.00 140
    2018-06-01 $159,900 (-4.5%) $194,724 (1.3%) 0.00 144
    2018-07-01 $164,875 (-1.3%) $194,171 (0.5%) 0.00 147
    2018-08-01 $161,100 (-2.3%) $191,207 (0.9%) 0.00 152
    2018-09-01 $159,900 (4.6%) $187,479 (2.3%) 0.00 159
    2018-10-01 $156,700 (2.6%) $183,892 (1.6%) 0.00 146
    2018-11-01 $157,800 (6.1%) $187,222 (2.3%) 0.00 143
    2018-12-01 $159,900 (12.3%) $192,702 (8.5%) 0.00 132
    2019-01-01 $159,900 (7.4%) $195,709 (6.7%) 0.00 135
    2019-02-01 $159,000 (6.9%) $199,316 (9.0%) 0.00 135
    2019-03-01 $158,529 (5.8%) $195,619 (7.8%) 0.00 131
    2019-04-01 $157,979 (-0.8%) $194,828 (1.3%) 0.00 122
    2019-05-01 $165,663 (-0.3%) $202,745 (4.3%) 0.00 131
    2019-06-01 $165,600 (3.6%) $192,222 (-1.3%) 0.00 134
    2019-07-01 $180,950 (9.8%) $200,882 (3.5%) 0.00 139
    2019-08-01 $182,995 (13.6%) $213,905 (11.9%) 0.00 128
    2019-09-01 $179,314 (12.1%) $212,479 (13.3%) 0.00 121
    2019-10-01 $176,859 (12.9%) $211,528 (15.0%) 0.00 116
    2019-11-01 $179,900 (14.0%) $214,850 (14.8%) 0.00 103
    2019-12-01 $173,650 (8.6%) $212,718 (10.4%) 0.00 106
    2020-01-01 $169,900 (6.3%) $199,465 (1.9%) 0.00 108
    2020-02-01 $177,450 (11.6%) $202,583 (1.6%) 0.00 100
    2020-03-01 $156,500 (-1.3%) $190,056 (-2.8%) 0.00 101
    2020-04-01 $159,900 (1.2%) $191,740 (-1.6%) 0.00 102
    2020-05-01 $164,900 (-0.5%) $200,412 (-1.2%) 0.00 103
    2020-06-01 $165,150 (-0.3%) $206,234 (7.3%) 0.00 93
    2020-07-01 $182,125 (0.7%) $214,534 (6.8%) 0.00 87
    2020-08-01 $176,000 (-3.8%) $211,351 (-1.2%) 0.00 80
    2020-09-01 $189,900 (5.9%) $221,465 (4.2%) 0.00 70
    2020-10-01 $187,450 (6.0%) $225,483 (6.6%) 0.00 65
    2020-11-01 $183,675 (2.1%) $222,671 (3.6%) 0.00 64
    2020-12-01 $194,500 (12.0%) $234,805 (10.4%) 0.00 58
    2021-01-01 $219,900 (29.4%) $249,753 (25.2%) 0.00 52
    2021-02-01 $206,925 (16.6%) $247,157 (22.0%) 0.00 46
    2021-03-01 $192,250 (22.8%) $228,243 (20.1%) 0.00 42
    2021-04-01 $213,950 (33.8%) $251,503 (31.2%) 0.00 32
    2021-05-01 $172,400 (4.6%) $223,475 (11.5%) 0.00 37
    2021-06-01 $173,675 (5.2%) $224,008 (8.6%) 0.00 39
    2021-07-01 $156,400 (-14.1%) $205,282 (-4.3%) 0.00 45
    2021-08-01 $151,950 (-13.7%) $176,127 (-16.7%) 0.00 42
    2021-09-01 $146,150 (-23.0%) $173,516 (-21.7%) 0.00 37
    2021-10-01 $142,000 (-24.3%) $185,489 (-17.7%) 0.00 38
    2021-11-01 $144,475 (-21.3%) $189,542 (-14.9%) 0.00 33
    2021-12-01 $147,450 (-24.2%) $190,084 (-19.1%) 0.00 29
    2022-01-01 $163,000 (-25.9%) $200,129 (-19.9%) 0.00 26
    2022-02-01 $201,950 (-2.4%) $217,874 (-11.9%) 0.00 26
    2022-03-01 $224,900 (17.0%) $225,617 (-1.2%) 0.00 25
    2022-04-01 $189,000 (-11.7%) $226,877 (-9.8%) 0.00 20
    2022-05-01 $230,475 (33.7%) $232,636 (4.1%) 0.00 28
    2022-06-01 $172,450 (-0.7%) $209,811 (-6.3%) 0.00 24
    2022-07-01 $209,900 (34.2%) $209,935 (2.3%) 0.00 30
    2022-08-01 $191,875 (26.3%) $216,588 (23.0%) 0.00 35
    2022-09-01 $195,000 (33.4%) $213,348 (23.0%) 0.00 41
    2022-10-01 $207,000 (45.8%) $240,884 (29.9%) 0.00 47
    2022-11-01 $200,350 (38.7%) $264,000 (39.3%) 0.00 45
    2022-12-01 $201,300 (36.5%) $272,078 (43.1%) 0.00 43
    2023-01-01 $199,950 (22.7%) $252,781 (26.3%) 0.00 38
    2023-02-01 $205,950 (2.0%) $248,239 (13.9%) 0.00 33
    2023-03-01 $202,225 (-10.1%) $235,767 (4.5%) 0.00 33
    2023-04-01 $201,300 (6.5%) $248,479 (9.5%) 0.00 33
    2023-05-01 $201,525 (-12.6%) $259,189 (11.4%) 0.00 38
    2023-06-01 $209,825 (21.7%) $242,141 (15.4%) 0.00 52
    2023-07-01 $199,900 (-4.8%) $234,623 (11.8%) 0.00 55
    2023-08-01 $225,025 (17.3%) $253,160 (16.9%) 0.00 52
    2023-09-01 $228,750 (17.3%) $261,311 (22.5%) 0.00 53
    2023-10-01 $225,000 (8.7%) $265,911 (10.4%) 0.00 51
    2023-11-01 $225,000 (12.3%) $267,172 (1.2%) 0.00 50
    2023-12-01 $219,950 (9.3%) $257,466 (-5.4%) 0.00 44
    2024-01-01 $239,725 (19.9%) $260,824 (3.2%) 0.00 46
    2024-02-01 $237,725 (15.4%) $254,751 (2.6%) 0.00 47
    2024-03-01 $248,450 (22.9%) $278,421 (18.1%) 0.00 47
    2024-04-01 $239,125 (18.8%) $262,029 (5.5%) 0.00 58
    2024-05-01 $236,125 (17.2%) $266,478 (2.8%) 0.00 67
    2024-06-01 $235,000 (12.0%) $268,620 (10.9%) 0.00 76
    2024-07-01 $229,225 (14.7%) $266,730 (13.7%) 0.00 78
    2024-08-01 $225,000 (0.0%) $276,544 (9.2%) 0.00 81
    2024-09-01 $251,175 (9.8%) $284,983 (9.1%) 0.00 85
    2024-10-01 $257,345 (14.4%) $273,927 (3.0%) 0.00 81
    2024-11-01 $259,790 (15.5%) $267,276 (0.0%) 0.00 79
    2024-12-01 $272,225 (23.8%) $275,748 (7.1%) 0.00 74
    2025-01-01 $280,368 (17.0%) $279,118 (7.0%) 0.00 63
    2025-02-01 $281,490 (18.4%) $293,283 (15.1%) 0.00 61
    2025-03-01 $280,490 (12.9%) $291,901 (4.8%) 0.00 58
    McPherson's median listing price for 2025-03-01 was $280,490, a difference of $32,040 (12.9%) versus the prior year and $-1,000 versus the prior month.

    McPherson's median listing price comes in at 0% of the national average.

    McPherson's average listing price for 2025-03-01 was $291,901, a difference of $13,480 (4.8%) versus the prior year and $-1,382 versus the prior month.

    For the 2025-03-01 period, McPherson had 58 MLS listings, a difference of -3 listings (-5%) versus the prior month and 11 listings (23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - McPherson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,898 sqft
    2018-02-01 0 days 1,957 sqft
    2018-03-01 0 days 1,975 sqft
    2018-04-01 0 days 2,031 sqft
    2018-05-01 0 days 2,064 sqft
    2018-06-01 0 days 2,034 sqft
    2018-07-01 0 days 2,057 sqft
    2018-08-01 0 days 2,024 sqft
    2018-09-01 0 days 2,070 sqft
    2018-10-01 0 days 2,030 sqft
    2018-11-01 0 days 2,077 sqft
    2018-12-01 0 days 2,116 sqft
    2019-01-01 0 days 2,204 sqft
    2019-02-01 0 days 2,034 sqft
    2019-03-01 0 days 1,971 sqft
    2019-04-01 0 days 1,947 sqft
    2019-05-01 0 days 1,954 sqft
    2019-06-01 0 days 1,890 sqft
    2019-07-01 0 days 1,932 sqft
    2019-08-01 0 days 1,964 sqft
    2019-09-01 0 days 1,987 sqft
    2019-10-01 0 days 2,002 sqft
    2019-11-01 0 days 2,235 sqft
    2019-12-01 0 days 2,176 sqft
    2020-01-01 0 days 2,022 sqft
    2020-02-01 0 days 2,142 sqft
    2020-03-01 0 days 2,077 sqft
    2020-04-01 0 days 2,048 sqft
    2020-05-01 0 days 1,953 sqft
    2020-06-01 0 days 2,009 sqft
    2020-07-01 0 days 2,174 sqft
    2020-08-01 0 days 2,132 sqft
    2020-09-01 0 days 2,221 sqft
    2020-10-01 0 days 2,250 sqft
    2020-11-01 0 days 2,164 sqft
    2020-12-01 0 days 2,293 sqft
    2021-01-01 0 days 2,392 sqft
    2021-02-01 0 days 2,349 sqft
    2021-03-01 0 days 2,217 sqft
    2021-04-01 0 days 2,429 sqft
    2021-05-01 0 days 1,984 sqft
    2021-06-01 0 days 1,935 sqft
    2021-07-01 0 days 1,800 sqft
    2021-08-01 0 days 1,656 sqft
    2021-09-01 0 days 1,578 sqft
    2021-10-01 0 days 1,774 sqft
    2021-11-01 0 days 1,756 sqft
    2021-12-01 0 days 1,635 sqft
    2022-01-01 0 days 1,520 sqft
    2022-02-01 0 days 1,520 sqft
    2022-03-01 0 days 1,587 sqft
    2022-04-01 0 days 2,092 sqft
    2022-05-01 0 days 2,258 sqft
    2022-06-01 0 days 1,958 sqft
    2022-07-01 0 days 2,180 sqft
    2022-08-01 0 days 2,198 sqft
    2022-09-01 0 days 2,094 sqft
    2022-10-01 0 days 2,191 sqft
    2022-11-01 0 days 2,147 sqft
    2022-12-01 0 days 2,004 sqft
    2023-01-01 0 days 2,018 sqft
    2023-02-01 0 days 1,899 sqft
    2023-03-01 0 days 1,670 sqft
    2023-04-01 0 days 1,656 sqft
    2023-05-01 0 days 1,652 sqft
    2023-06-01 0 days 1,774 sqft
    2023-07-01 0 days 1,883 sqft
    2023-08-01 0 days 1,979 sqft
    2023-09-01 0 days 2,232 sqft
    2023-10-01 0 days 2,077 sqft
    2023-11-01 0 days 1,807 sqft
    2023-12-01 0 days 1,674 sqft
    2024-01-01 0 days 1,809 sqft
    2024-02-01 0 days 1,793 sqft
    2024-03-01 0 days 1,926 sqft
    2024-04-01 0 days 1,890 sqft
    2024-05-01 0 days 1,907 sqft
    2024-06-01 0 days 1,930 sqft
    2024-07-01 0 days 1,965 sqft
    2024-08-01 0 days 1,861 sqft
    2024-09-01 0 days 1,915 sqft
    2024-10-01 0 days 1,891 sqft
    2024-11-01 0 days 1,812 sqft
    2024-12-01 0 days 1,908 sqft
    2025-01-01 0 days 1,894 sqft
    2025-02-01 0 days 1,963 sqft
    2025-03-01 0 days 1,944 sqft
    McPherson's median listing age (time on market) for 2025-03-01 was 0 days.

    McPherson's median square footage for active listings during the 2025-03-01 period was 1,944 sqft. One year prior, the average listing was 1,926 sqft.

    McPherson, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 338 $65,680,000 $194,320
    Refi 75 $15,185,000 $202,467
    Home Improvement 54 $2,550,000 $47,222
    Cash Out Refi 36 $4,680,000 $130,000
    Other 32 $1,360,000 $42,500

    Mcpherson's most frequently cited loan purpose was Home Purchase, with 338 originations. The 2nd most popular reason was Refi, with 75 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 233 $44,625,000 $191,524
    7-8% 84 $12,910,000 $153,690
    Over 8% 65 $6,565,000 $101,000
    5-6% 39 $7,365,000 $188,846

    During 2024, Mcpherson's most frequently originated rate bucket was 6-7%, with 233 originations.

    Loan Sizing (McPherson, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 205 $29,825,000 $145,488
    $100,000 or less 181 $9,195,000 $50,801
    $200k-400k 124 $33,280,000 $268,387
    $400k-600k 14 $6,730,000 $480,714
    $600k-1000k 7 $4,905,000 $700,714
    $Over $1MM 4 $5,520,000 $1,380,000

    McPherson's loan sizing saw the bucket of loans from $100k-200k with 205 originations, totaling $29,825,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 228 $45,460,000 $199,386
    60-80% 82 $14,550,000 $177,439
    Under 20% 39 $1,265,000 $32,436
    40-60% 37 $5,855,000 $158,243
    20-40% 28 $2,960,000 $105,714
    Over 100% 3 $705,000 $235,000

    McPherson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 228 originations, totaling $45,460,000 in origination value.