McPherson Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Mcpherson averaged 6.88% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.87% and one month ago for the week of 2024-11-07, the average rate was 6.97%.

    Mcpherson's average rate one year ago was 7.31%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Mcpherson 30 Year Fixed Rate 2024-12-12 6.88%
    Mcpherson 30 Year Fixed Rate Refi 2024-12-12 7%
    Mcpherson 15 Year Fixed Rate 2024-12-12 5.74%
    Mcpherson 15 Year Fixed Rate Refi 2024-12-12 5.84%
    Mcpherson 30 Year FHA 2024-12-12 6.48%
    Mcpherson 30 Year FHA Refi 2024-12-12 6.48%
    Mcpherson 30 Year USDA 2024-12-12 6.5%
    Mcpherson 30 Year USDA Refi 2024-12-12 6.4%
    Mcpherson 30 Year VA 2024-12-12 6.28%
    Mcpherson 30 Year VA Refi 2024-12-12 6.18%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within McPherson, KS.

    McPherson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the McPherson, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 32 6.75% $3,474
    Gateway First Bank 16 6.79% $4,043
    HEARTLAND CREDIT UNION 8 7.30% $3,023
    PRIMARY RESIDENTIAL MORTGAGE, INC. 6 7.04% $4,019
    QUICKEN LOANS, LLC 5 7.15% $5,260
    Fidelity Bank 2 6.94% $3,181
    PENNYMAC LOAN SERVICES, LLC 2 6.44% $7,753
    Intrust Bank 1 5.50% $2,888
    JPMorgan Chase Bank 1 6.49% $2,803
    MANN FINANCIAL INC. 1 7.50% $4,780
    MERITRUST Federal Credit Union 1 5.88% $12,625
    MID AMERICA MORTGAGE, INC. 1 6.88% $2,560
    Mortgage Investment Services Corporation 1 6.75% $2,553
    NBH Bank 1 5.99% $2,946
    OPEN MORTGAGE, LLC 1 6.88% $3,275
    PENTAGON FEDERAL CREDIT UNION 1 6.00% $3,655
    PLANET HOME LENDING, LLC 1 7.25% $2,793
    Sierra Pacific Mortgage Company, Inc. 1 7.00% $4,168
    Think Mutual Bank 1 5.75% $3,573
    THRIVE MORTGAGE, LLC 1 6.50% $7,853
    UNITED WHOLESALE MORTGAGE, LLC 1 7.00% $14,022
    USAA Federal Savings Bank 1 5.63% $16,829
    US MORTGAGE CORPORATION 1 7.88% $4,034
    Waterstone Mortgage Corporation 1 7.38% $8,779
    BROKER SOLUTIONS, INC. 1 7.63% $5,743
    Wichita Federal Credit Union 1 6.75% $5,451
    Community First National Bank 1 7.37% $3,332
    Community National Bank & Trust 1 9.00% $1,874
    Emprise Bank 1 6.25% $2,232
    First Federal Bank of Kansas City 1 7.13% $3,233
    GOLDEN PLAINS 1 6.63% $2,209
    Great Plains Federal Credit Un 1 6.15% $3,050

    McPherson Average Closing Costs & Other Stats

    McPherson, KS's 32 lenders originated 414 loans during 2023. The total origination value was $64,160,000, with an average loan value of $154,976.

    McPherson's average closing costs are $4,052.

    The top McPherson lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 32 loans originated. Their average total fees are $3,474, which is $570 lower than the next largest lender, Gateway First Bank.

    The lowest fee McPherson lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. ($3,474), Gateway First Bank ($4,043), .

    The lowest rate McPherson lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.75%), Gateway First Bank (6.79%), .

    McPherson, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    FLAT BRANCH MORTGAGE, INC. $11,740,000 $10,225,000 -12.9% 15.9%
    Gateway First Bank $8,050,000 $6,395,000 -20.6% 10.0%
    The Citizens State Bank $7,340,000 $2,950,000 -59.8% 4.6%
    HEARTLAND CREDIT UNION $1,455,000 $1,970,000 35.4% 3.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $3,450,000 $1,805,000 -47.7% 2.8%
    Mortgage Research Center, LLC $700,000 $1,460,000 108.6% 2.3%
    PENNYMAC LOAN SERVICES, LLC $625,000 $1,350,000 116.0% 2.1%
    QUICKEN LOANS, LLC $2,735,000 $1,345,000 -50.8% 2.1%
    Emprise Bank $1,975,000 $740,000 -62.5% 1.2%
    Fidelity Bank $45,000 $720,000 1,500.0% 1.1%
    PLANET HOME LENDING, LLC $245,000 $515,000 110.2% 0.8%
    Sierra Pacific Mortgage Company, Inc. $55,000 $495,000 800.0% 0.8%
    The Bennington State Bank $1,620,000 $465,000 -71.3% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $225,000 $415,000 84.4% 0.6%
    Intrust Bank $405,000 n/a 0.6%
    USAA Federal Savings Bank $65,000 $385,000 492.3% 0.6%
    Great Plains Federal Credit Un $370,000 n/a 0.6%
    First Federal Bank of Kansas City $365,000 n/a 0.6%
    Encompass Lending Group, LP $365,000 $355,000 -2.7% 0.6%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $135,000 $350,000 159.3% 0.5%
    BROKER SOLUTIONS, INC. $115,000 $325,000 182.6% 0.5%
    Armed Forces Bank $315,000 n/a 0.5%
    MERITRUST Federal Credit Union $435,000 $305,000 -29.9% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $270,000 $280,000 3.7% 0.4%
    OPEN MORTGAGE, LLC $145,000 $280,000 93.1% 0.4%
    Waterstone Mortgage Corporation $275,000 n/a 0.4%
    LOANDEPOT.COM, LLC $205,000 $270,000 31.7% 0.4%
    THRIVE MORTGAGE, LLC $265,000 n/a 0.4%
    Wichita Federal Credit Union $85,000 $265,000 211.8% 0.4%
    Carrington Mortgage Services, LLC $95,000 $225,000 136.8% 0.4%
    Mortgage Investment Services Corporation $440,000 $220,000 -50.0% 0.3%
    Think Mutual Bank $215,000 n/a 0.3%
    NBH Bank $150,000 $210,000 40.0% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $665,000 $205,000 -69.2% 0.3%
    PENTAGON FEDERAL CREDIT UNION $205,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $195,000 $200,000 2.6% 0.3%
    RCB Bank $200,000 n/a 0.3%
    Community First National Bank $185,000 n/a 0.3%
    Community National Bank & Trust $545,000 $175,000 -67.9% 0.3%
    NEWREZ LLC $115,000 $175,000 52.2% 0.3%
    US MORTGAGE CORPORATION $165,000 n/a 0.3%
    Figure Lending LLC $160,000 n/a 0.2%
    Central National Bank $95,000 $155,000 63.2% 0.2%
    Discover Bank $55,000 $140,000 154.5% 0.2%
    FREEDOM MORTGAGE CORPORATION $510,000 $135,000 -73.5% 0.2%
    MID AMERICA MORTGAGE, INC. $95,000 $135,000 42.1% 0.2%
    Bank of America $130,000 n/a 0.2%
    Equity Prime Mortgage LLC $125,000 n/a 0.2%
    Plains Commerce Bank $500,000 $125,000 -75.0% 0.2%
    TOP FLITE FINANCIAL, INC. $125,000 n/a 0.2%
    VALLEY STATE BANK $115,000 n/a 0.2%
    Coastal Community Bank $110,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $105,000 n/a 0.2%
    JPMorgan Chase Bank $115,000 $105,000 -8.7% 0.2%
    Sunflower Bank $665,000 $105,000 -84.2% 0.2%
    MANN FINANCIAL INC. $95,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $270,000 $95,000 -64.8% 0.1%
    ROYAL UNITED MORTGAGE LLC $95,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $85,000 n/a 0.1%
    QUANTUM CREDIT UNION $250,000 $75,000 -70.0% 0.1%
    United Bank & Trust $75,000 n/a 0.1%
    Commerce Bank $340,000 $70,000 -79.4% 0.1%
    NAVY FEDERAL CREDIT UNION $130,000 $55,000 -57.7% 0.1%
    GOLDEN PLAINS $235,000 $50,000 -78.7% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $45,000 n/a 0.1%
    U.S. Bank $345,000 $35,000 -89.9% 0.1%
    Envista Credit Union $15,000 $25,000 66.7% 0.0%
    Financial Funding Solutions, Inc. $25,000 n/a 0.0%

    McPherson's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 15.9% market share. In second place, with 10.0%, is Gateway First Bank, having originated $6,395,000 in loans. In third place, with 4.6%, is The Citizens State Bank, having originated $2,950,000 in loans. In fourth place, with 3.1%, is HEARTLAND CREDIT UNION, having originated $1,970,000 in loans. In fifth place, with 2.8%, is PRIMARY RESIDENTIAL MORTGAGE, INC., having originated $1,805,000 in loans.

    McPherson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - McPherson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $148,950 (-0.7%) $183,503 (6.0%) 0.00 127
    2018-02-01 $148,800 (-4.6%) $182,804 (1.9%) 0.00 135
    2018-03-01 $149,900 (-4.5%) $181,451 (3.7%) 0.00 139
    2018-04-01 $159,175 (-0.5%) $192,327 (9.2%) 0.00 134
    2018-05-01 $166,200 (2.8%) $194,421 (6.4%) 0.00 140
    2018-06-01 $159,900 (-4.5%) $194,724 (1.3%) 0.00 144
    2018-07-01 $164,875 (-1.3%) $194,171 (0.5%) 0.00 147
    2018-08-01 $161,100 (-2.3%) $191,207 (0.9%) 0.00 152
    2018-09-01 $159,900 (4.6%) $187,479 (2.3%) 0.00 159
    2018-10-01 $156,700 (2.6%) $183,892 (1.6%) 0.00 146
    2018-11-01 $157,800 (6.1%) $187,222 (2.3%) 0.00 143
    2018-12-01 $159,900 (12.3%) $192,702 (8.5%) 0.00 132
    2019-01-01 $159,900 (7.4%) $195,709 (6.7%) 0.00 135
    2019-02-01 $159,000 (6.9%) $199,316 (9.0%) 0.00 135
    2019-03-01 $158,529 (5.8%) $195,619 (7.8%) 0.00 131
    2019-04-01 $157,979 (-0.8%) $194,828 (1.3%) 0.00 122
    2019-05-01 $165,663 (-0.3%) $202,745 (4.3%) 0.00 131
    2019-06-01 $165,600 (3.6%) $192,222 (-1.3%) 0.00 134
    2019-07-01 $180,675 (9.6%) $200,590 (3.3%) 0.00 139
    2019-08-01 $182,595 (13.3%) $213,406 (11.6%) 0.00 128
    2019-09-01 $179,139 (12.0%) $212,261 (13.2%) 0.00 122
    2019-10-01 $176,834 (12.9%) $211,497 (15.0%) 0.00 116
    2019-11-01 $179,900 (14.0%) $214,850 (14.8%) 0.00 103
    2019-12-01 $173,650 (8.6%) $212,718 (10.4%) 0.00 106
    2020-01-01 $169,900 (6.3%) $199,465 (1.9%) 0.00 108
    2020-02-01 $177,450 (11.6%) $202,583 (1.6%) 0.00 100
    2020-03-01 $156,500 (-1.3%) $190,056 (-2.8%) 0.00 101
    2020-04-01 $159,900 (1.2%) $191,740 (-1.6%) 0.00 102
    2020-05-01 $164,900 (-0.5%) $200,412 (-1.2%) 0.00 103
    2020-06-01 $165,150 (-0.3%) $206,234 (7.3%) 0.00 93
    2020-07-01 $182,125 (0.8%) $214,534 (7.0%) 0.00 87
    2020-08-01 $176,000 (-3.6%) $211,351 (-1.0%) 0.00 80
    2020-09-01 $189,900 (6.0%) $221,465 (4.3%) 0.00 70
    2020-10-01 $187,450 (6.0%) $225,483 (6.6%) 0.00 65
    2020-11-01 $183,675 (2.1%) $222,671 (3.6%) 0.00 64
    2020-12-01 $194,500 (12.0%) $234,805 (10.4%) 0.00 58
    2021-01-01 $219,900 (29.4%) $249,753 (25.2%) 0.00 52
    2021-02-01 $206,925 (16.6%) $247,157 (22.0%) 0.00 46
    2021-03-01 $192,250 (22.8%) $228,243 (20.1%) 0.00 42
    2021-04-01 $213,950 (33.8%) $251,503 (31.2%) 0.00 32
    2021-05-01 $172,400 (4.6%) $223,475 (11.5%) 0.00 37
    2021-06-01 $173,675 (5.2%) $224,008 (8.6%) 0.00 39
    2021-07-01 $156,400 (-14.1%) $205,282 (-4.3%) 0.00 45
    2021-08-01 $151,950 (-13.7%) $176,127 (-16.7%) 0.00 42
    2021-09-01 $146,150 (-23.0%) $173,516 (-21.7%) 0.00 37
    2021-10-01 $142,000 (-24.3%) $185,489 (-17.7%) 0.00 38
    2021-11-01 $144,475 (-21.3%) $189,542 (-14.9%) 0.00 33
    2021-12-01 $147,450 (-24.2%) $190,084 (-19.1%) 0.00 29
    2022-01-01 $163,000 (-25.9%) $200,129 (-19.9%) 0.00 26
    2022-02-01 $201,950 (-2.4%) $217,874 (-11.9%) 0.00 26
    2022-03-01 $224,900 (17.0%) $225,617 (-1.2%) 0.00 25
    2022-04-01 $189,000 (-11.7%) $226,877 (-9.8%) 0.00 20
    2022-05-01 $230,475 (33.7%) $232,636 (4.1%) 0.00 28
    2022-06-01 $172,450 (-0.7%) $209,811 (-6.3%) 0.00 24
    2022-07-01 $209,900 (34.2%) $209,935 (2.3%) 0.00 30
    2022-08-01 $191,875 (26.3%) $216,588 (23.0%) 0.00 35
    2022-09-01 $195,000 (33.4%) $213,348 (23.0%) 0.00 41
    2022-10-01 $207,000 (45.8%) $240,884 (29.9%) 0.00 47
    2022-11-01 $200,350 (38.7%) $264,000 (39.3%) 0.00 45
    2022-12-01 $201,300 (36.5%) $272,078 (43.1%) 0.00 43
    2023-01-01 $199,950 (22.7%) $252,781 (26.3%) 0.00 38
    2023-02-01 $205,950 (2.0%) $248,239 (13.9%) 0.00 33
    2023-03-01 $202,225 (-10.1%) $235,767 (4.5%) 0.00 33
    2023-04-01 $201,300 (6.5%) $248,479 (9.5%) 0.00 33
    2023-05-01 $201,525 (-12.6%) $259,189 (11.4%) 0.00 38
    2023-06-01 $209,825 (21.7%) $242,141 (15.4%) 0.00 52
    2023-07-01 $199,900 (-4.8%) $234,623 (11.8%) 0.00 55
    2023-08-01 $225,025 (17.3%) $253,160 (16.9%) 0.00 52
    2023-09-01 $228,750 (17.3%) $261,311 (22.5%) 0.00 53
    2023-10-01 $225,000 (8.7%) $265,911 (10.4%) 0.00 51
    2023-11-01 $225,000 (12.3%) $267,172 (1.2%) 0.00 50
    2023-12-01 $219,950 (9.3%) $257,466 (-5.4%) 0.00 44
    2024-01-01 $239,725 (19.9%) $260,824 (3.2%) 0.00 46
    2024-02-01 $237,725 (15.4%) $254,751 (2.6%) 0.00 47
    2024-03-01 $248,450 (22.9%) $278,421 (18.1%) 0.00 47
    2024-04-01 $239,125 (18.8%) $262,029 (5.5%) 0.00 58
    2024-05-01 $239,600 (18.9%) $270,355 (4.3%) 0.00 67
    2024-06-01 $235,000 (12.0%) $268,620 (10.9%) 0.00 77
    2024-07-01 $229,225 (14.7%) $266,730 (13.7%) 0.00 78
    2024-08-01 $225,000 (0.0%) $276,544 (9.2%) 0.00 81
    2024-09-01 $251,175 (9.8%) $284,983 (9.1%) 0.00 85
    2024-10-01 $257,345 (14.4%) $273,927 (3.0%) 0.00 81
    2024-11-01 $259,790 (15.5%) $267,276 (0.0%) 0.00 79
    McPherson's median listing price for 2024-11-01 was $259,790, a difference of $34,790 (15.5%) versus the prior year and $2,445 versus the prior month.

    McPherson's median listing price comes in at 0% of the national average.

    McPherson's average listing price for 2024-11-01 was $267,276, a difference of $104 (0.0%) versus the prior year and $-6,651 versus the prior month.

    For the 2024-11-01 period, McPherson had 79 MLS listings, a difference of -2 listings (-2%) versus the prior month and 29 listings (58%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - McPherson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,898 sqft
    2018-02-01 0 days 1,957 sqft
    2018-03-01 0 days 1,975 sqft
    2018-04-01 0 days 2,031 sqft
    2018-05-01 0 days 2,064 sqft
    2018-06-01 0 days 2,034 sqft
    2018-07-01 0 days 2,057 sqft
    2018-08-01 0 days 2,024 sqft
    2018-09-01 0 days 2,070 sqft
    2018-10-01 0 days 2,030 sqft
    2018-11-01 0 days 2,077 sqft
    2018-12-01 0 days 2,116 sqft
    2019-01-01 0 days 2,204 sqft
    2019-02-01 0 days 2,034 sqft
    2019-03-01 0 days 1,971 sqft
    2019-04-01 0 days 1,947 sqft
    2019-05-01 0 days 1,954 sqft
    2019-06-01 0 days 1,890 sqft
    2019-07-01 0 days 1,931 sqft
    2019-08-01 0 days 1,963 sqft
    2019-09-01 0 days 1,987 sqft
    2019-10-01 0 days 2,002 sqft
    2019-11-01 0 days 2,235 sqft
    2019-12-01 0 days 2,176 sqft
    2020-01-01 0 days 2,022 sqft
    2020-02-01 0 days 2,142 sqft
    2020-03-01 0 days 2,077 sqft
    2020-04-01 0 days 2,048 sqft
    2020-05-01 0 days 1,953 sqft
    2020-06-01 0 days 2,009 sqft
    2020-07-01 0 days 2,174 sqft
    2020-08-01 0 days 2,132 sqft
    2020-09-01 0 days 2,221 sqft
    2020-10-01 0 days 2,250 sqft
    2020-11-01 0 days 2,164 sqft
    2020-12-01 0 days 2,293 sqft
    2021-01-01 0 days 2,392 sqft
    2021-02-01 0 days 2,349 sqft
    2021-03-01 0 days 2,217 sqft
    2021-04-01 0 days 2,429 sqft
    2021-05-01 0 days 1,984 sqft
    2021-06-01 0 days 1,935 sqft
    2021-07-01 0 days 1,800 sqft
    2021-08-01 0 days 1,656 sqft
    2021-09-01 0 days 1,578 sqft
    2021-10-01 0 days 1,774 sqft
    2021-11-01 0 days 1,756 sqft
    2021-12-01 0 days 1,635 sqft
    2022-01-01 0 days 1,520 sqft
    2022-02-01 0 days 1,520 sqft
    2022-03-01 0 days 1,587 sqft
    2022-04-01 0 days 2,092 sqft
    2022-05-01 0 days 2,258 sqft
    2022-06-01 0 days 1,958 sqft
    2022-07-01 0 days 2,180 sqft
    2022-08-01 0 days 2,198 sqft
    2022-09-01 0 days 2,094 sqft
    2022-10-01 0 days 2,191 sqft
    2022-11-01 0 days 2,147 sqft
    2022-12-01 0 days 2,004 sqft
    2023-01-01 0 days 2,018 sqft
    2023-02-01 0 days 1,899 sqft
    2023-03-01 0 days 1,670 sqft
    2023-04-01 0 days 1,656 sqft
    2023-05-01 0 days 1,652 sqft
    2023-06-01 0 days 1,774 sqft
    2023-07-01 0 days 1,883 sqft
    2023-08-01 0 days 1,979 sqft
    2023-09-01 0 days 2,232 sqft
    2023-10-01 0 days 2,103 sqft
    2023-11-01 0 days 1,837 sqft
    2023-12-01 0 days 1,674 sqft
    2024-01-01 0 days 1,809 sqft
    2024-02-01 0 days 1,793 sqft
    2024-03-01 0 days 1,926 sqft
    2024-04-01 0 days 1,890 sqft
    2024-05-01 0 days 1,922 sqft
    2024-06-01 0 days 1,936 sqft
    2024-07-01 0 days 1,965 sqft
    2024-08-01 0 days 1,861 sqft
    2024-09-01 0 days 1,915 sqft
    2024-10-01 0 days 1,891 sqft
    2024-11-01 0 days 1,812 sqft
    McPherson's median listing age (time on market) for 2024-11-01 was 0 days.

    McPherson's median square footage for active listings during the 2024-11-01 period was 1,812 sqft. One year prior, the average listing was 1,837 sqft.

    McPherson, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 250 $42,930,000 $171,720
    Refi 74 $15,370,000 $207,703
    Home Improvement 32 $1,660,000 $51,875
    Other 32 $1,430,000 $44,688
    Cash Out Refi 26 $2,770,000 $106,538

    Mcpherson's most frequently cited loan purpose was Home Purchase, with 250 originations. The 2nd most popular reason was Refi, with 74 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 150 $24,390,000 $162,600
    7-8% 107 $17,685,000 $165,280
    Over 8% 58 $6,850,000 $118,103
    5-6% 21 $3,055,000 $145,476
    2.5-3% 1 $15,000 $15,000
    4-5% 1 $65,000 $65,000

    During 2023, Mcpherson's most frequently originated rate bucket was 6-7%, with 150 originations.

    Loan Sizing (McPherson, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 167 $24,465,000 $146,497
    $100,000 or less 157 $8,675,000 $55,255
    $200k-400k 76 $19,740,000 $259,737
    $400k-600k 6 $2,810,000 $468,333
    $600k-1000k 4 $2,950,000 $737,500
    $Over $1MM 4 $5,520,000 $1,380,000

    McPherson's loan sizing saw the bucket of loans from $100k-200k with 167 originations, totaling $24,465,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 178 $32,420,000 $182,135
    60-80% 57 $9,965,000 $174,825
    20-40% 41 $3,495,000 $85,244
    40-60% 33 $4,105,000 $124,394
    Under 20% 24 $1,010,000 $42,083
    Over 100% 5 $1,065,000 $213,000

    McPherson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 178 originations, totaling $32,420,000 in origination value.