Hays Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hays averaged
6.46%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.78% and
one month ago for the week of 2025-03-06, the
average rate was 6.37%.
Hays's average rate one year ago was 6.66%.
For refis of the same type during the week of 2025-04-10, the average rate
was 6.92%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-10 | 6.62% |
Hays 30 Year Fixed Rate | 2025-04-10 | 6.46% |
Hays 30 Year Fixed Rate Refi | 2025-04-10 | 6.92% |
Hays 15 Year Fixed Rate | 2025-04-10 | 5.82% |
Hays 15 Year Fixed Rate Refi | 2025-04-10 | 6.32% |
Hays 30 Year FHA | 2025-04-10 | 6.63% |
Hays 30 Year FHA Refi | 2025-04-10 | 6.23% |
Hays 30 Year USDA | 2025-04-10 | 6.65% |
Hays 30 Year USDA Refi | 2025-04-10 | 6.45% |
Hays 30 Year VA | 2025-04-10 | 6.49% |
Hays 30 Year VA Refi | 2025-04-10 | 6.39% |
Hays Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hays, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Hays Average Closing Costs & Other Stats
Hays, KS's 33 lenders originated 270
loans during 2024. The total origination value was $388,180,000, with an average loan value of
$1,437,704.
Hays's average closing costs are $3,776.
The top Hays lender as defined by loan originations is GOLDEN PLAINS, with
41 loans originated. Their average total fees are
$2,322, which is $1,428
lower than the next largest lender,
Sunflower Bank.
The lowest fee Hays lenders (with over 10 loans originated) are
GOLDEN PLAINS ($2,322), Sunflower Bank ($3,749), .
The lowest rate Hays lenders (with over 10 loans originated) are
Sunflower Bank (6.18%), GOLDEN PLAINS (6.47%), .
Hays, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
JONES LANG LASALLE MULTIFAMILY, LLC | $179,545,000 | $344,225,000 | 91.7% | 88.7% |
GOLDEN PLAINS | $7,875,000 | $9,540,000 | 21.1% | 2.5% |
Sunflower Bank | $6,255,000 | $4,760,000 | -23.9% | 1.2% |
QUICKEN LOANS, LLC | $2,645,000 | $2,330,000 | -11.9% | 0.6% |
Emprise Bank | $4,165,000 | $2,255,000 | -45.9% | 0.6% |
Flagstar Bank, FSB | $1,310,000 | $1,595,000 | 21.8% | 0.4% |
Mortgage Research Center, LLC | $1,155,000 | $1,465,000 | 26.8% | 0.4% |
Bank of the Flint Hills | $605,000 | $1,455,000 | 140.5% | 0.4% |
Mortgage Investment Services Corporation | $560,000 | $1,435,000 | 156.3% | 0.4% |
USAA Federal Savings Bank | $530,000 | $1,190,000 | 124.5% | 0.3% |
Commerce Bank | $2,005,000 | $1,135,000 | -43.4% | 0.3% |
NAVY FEDERAL CREDIT UNION | $1,120,000 | n/a | 0.3% | |
Equity Bank | $4,200,000 | $1,040,000 | -75.2% | 0.3% |
FLAT BRANCH MORTGAGE, INC. | $835,000 | $950,000 | 13.8% | 0.2% |
HEARTLAND CREDIT UNION | $360,000 | $915,000 | 154.2% | 0.2% |
PENNYMAC LOAN SERVICES, LLC | $820,000 | n/a | 0.2% | |
Central National Bank | $885,000 | $650,000 | -26.6% | 0.2% |
UNITED WHOLESALE MORTGAGE, LLC | $215,000 | $630,000 | 193.0% | 0.2% |
JPMorgan Chase Bank | $155,000 | $590,000 | 280.6% | 0.2% |
Farm Credit Mid-America, ACA | $545,000 | n/a | 0.1% | |
NEWREZ LLC | $450,000 | $475,000 | 5.6% | 0.1% |
U.S. Bank | $195,000 | $450,000 | 130.8% | 0.1% |
ZILLOW HOME LOANS, LLC | $435,000 | n/a | 0.1% | |
Farmers Bank & Trust | $75,000 | $420,000 | 460.0% | 0.1% |
PREMIA MORTGAGE, LLC | $415,000 | n/a | 0.1% | |
Truist | $410,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $380,000 | n/a | 0.1% | |
Members Mortgage Services, L.L.C. | $370,000 | n/a | 0.1% | |
NBKC BANK | $355,000 | n/a | 0.1% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $165,000 | $345,000 | 109.1% | 0.1% |
Mid-America Bank | $320,000 | n/a | 0.1% | |
FREEDOM MORTGAGE CORPORATION | $290,000 | n/a | 0.1% | |
The Bennington State Bank | $135,000 | $285,000 | 111.1% | 0.1% |
UNION HOME MORTGAGE CORP. | $275,000 | n/a | 0.1% | |
Capitol Federal Savings Bank | $265,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $235,000 | n/a | 0.1% | |
CHARTER WEST BANK | $215,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $205,000 | n/a | 0.1% | |
M&T Bank | $115,000 | $205,000 | 78.3% | 0.1% |
The Huntington National Bank | $205,000 | n/a | 0.1% | |
CMG MORTGAGE, INC. | $195,000 | n/a | 0.1% | |
Bank of America | $185,000 | n/a | 0.0% | |
Carrington Mortgage Services, LLC | $185,000 | n/a | 0.0% | |
COMMUNITYAMERICA | $195,000 | $185,000 | -5.1% | 0.0% |
MERITRUST Federal Credit Union | $185,000 | n/a | 0.0% | |
North American Savings Bank, F.S.B. | $185,000 | n/a | 0.0% | |
Discover Bank | $180,000 | n/a | 0.0% | |
GUILD MORTGAGE COMPANY | $175,000 | n/a | 0.0% | |
Mr. Cooper ( Nationstar Mortgage ) | $165,000 | n/a | 0.0% | |
SKYWARD | $165,000 | n/a | 0.0% | |
Envista Credit Union | $145,000 | n/a | 0.0% | |
Charles Schwab Bank, SSB | $125,000 | n/a | 0.0% | |
First National Bank of America | $115,000 | n/a | 0.0% | |
Figure Lending LLC | $95,000 | n/a | 0.0% | |
BROKER SOLUTIONS, INC. | $115,000 | $65,000 | -43.5% | 0.0% |
Landmark National Bank | $425,000 | $65,000 | -84.7% | 0.0% |
CREDIT UNION OF AMERICA | $25,000 | $35,000 | 40.0% | 0.0% |
LAKEVIEW LOAN SERVICING, LLC | $35,000 | n/a | 0.0% | |
PEOPLES STATE BANK | $35,000 | n/a | 0.0% | |
Wells Fargo Bank | $35,000 | n/a | 0.0% |
Hays's top lender by overall market share is JONES LANG LASALLE MULTIFAMILY, LLC, with 88.7% market share. In second place, with 2.5%, is GOLDEN PLAINS, having originated $9,540,000 in loans. In third place, with 1.2%, is Sunflower Bank, having originated $4,760,000 in loans. In fourth place, with 0.6%, is QUICKEN LOANS, LLC, having originated $2,330,000 in loans. In fifth place, with 0.6%, is Emprise Bank, having originated $2,255,000 in loans.
Hays Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Hays (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $165,000 (-2.5%) | $200,311 (-3.0%) | 0.00 | 176 |
2018-02-01 | $165,725 (-5.0%) | $201,840 (-3.7%) | 0.00 | 172 |
2018-03-01 | $168,900 (-3.1%) | $202,229 (-3.4%) | 0.00 | 162 |
2018-04-01 | $181,999 (4.6%) | $207,875 (-1.6%) | 0.00 | 169 |
2018-05-01 | $165,000 (-2.0%) | $205,254 (-1.2%) | 0.00 | 172 |
2018-06-01 | $169,900 (0.2%) | $200,679 (-3.6%) | 0.00 | 179 |
2018-07-01 | $164,850 (1.1%) | $198,210 (-3.0%) | 0.00 | 185 |
2018-08-01 | $149,900 (-11.0%) | $192,852 (-5.9%) | 0.00 | 192 |
2018-09-01 | $145,000 (-15.7%) | $182,753 (-12.3%) | 0.00 | 193 |
2018-10-01 | $138,950 (-15.8%) | $173,047 (-15.6%) | 0.00 | 185 |
2018-11-01 | $138,900 (-15.3%) | $167,675 (-16.0%) | 0.00 | 178 |
2018-12-01 | $138,900 (-15.8%) | $160,939 (-19.4%) | 0.00 | 177 |
2019-01-01 | $146,225 (-11.4%) | $166,683 (-16.8%) | 0.00 | 162 |
2019-02-01 | $139,975 (-15.5%) | $164,320 (-18.6%) | 0.00 | 164 |
2019-03-01 | $147,514 (-12.7%) | $174,817 (-13.6%) | 0.00 | 156 |
2019-04-01 | $152,789 (-16.1%) | $185,911 (-10.6%) | 0.00 | 148 |
2019-05-01 | $147,450 (-10.6%) | $182,997 (-10.8%) | 0.00 | 164 |
2019-06-01 | $149,000 (-12.3%) | $179,358 (-10.6%) | 0.00 | 170 |
2019-07-01 | $145,000 (-12.0%) | $181,442 (-8.5%) | 0.00 | 168 |
2019-08-01 | $147,750 (-1.4%) | $179,140 (-7.1%) | 0.00 | 163 |
2019-09-01 | $145,500 (0.3%) | $176,106 (-3.6%) | 0.00 | 158 |
2019-10-01 | $144,375 (3.9%) | $174,309 (0.7%) | 0.00 | 152 |
2019-11-01 | $144,700 (4.2%) | $173,624 (3.6%) | 0.00 | 140 |
2019-12-01 | $141,575 (1.9%) | $177,982 (10.6%) | 0.00 | 127 |
2020-01-01 | $139,975 (-4.3%) | $178,885 (7.3%) | 0.00 | 118 |
2020-02-01 | $140,000 (0.0%) | $196,457 (19.6%) | 0.00 | 117 |
2020-03-01 | $145,875 (-1.1%) | $207,813 (18.9%) | 0.00 | 113 |
2020-04-01 | $148,000 (-3.1%) | $211,198 (13.6%) | 0.00 | 101 |
2020-05-01 | $150,000 (1.7%) | $214,209 (17.1%) | 0.00 | 93 |
2020-06-01 | $158,850 (6.6%) | $228,090 (27.2%) | 0.00 | 87 |
2020-07-01 | $170,400 (17.5%) | $235,138 (29.6%) | 0.00 | 90 |
2020-08-01 | $179,948 (21.8%) | $244,776 (36.6%) | 0.00 | 88 |
2020-09-01 | $168,675 (15.9%) | $235,804 (33.9%) | 0.00 | 85 |
2020-10-01 | $169,950 (17.7%) | $249,473 (43.1%) | 0.00 | 82 |
2020-11-01 | $167,175 (15.5%) | $257,145 (48.1%) | 0.00 | 61 |
2020-12-01 | $155,500 (9.8%) | $252,778 (42.0%) | 0.00 | 58 |
2021-01-01 | $157,000 (12.2%) | $269,098 (50.4%) | 0.00 | 50 |
2021-02-01 | $165,000 (17.9%) | $272,976 (39.0%) | 0.00 | 42 |
2021-03-01 | $212,225 (45.5%) | $325,988 (56.9%) | 0.00 | 39 |
2021-04-01 | $183,750 (24.2%) | $279,603 (32.4%) | 0.00 | 43 |
2021-05-01 | $182,500 (21.7%) | $292,139 (36.4%) | 0.00 | 49 |
2021-06-01 | $187,500 (18.0%) | $273,289 (19.8%) | 0.00 | 52 |
2021-07-01 | $179,000 (5.1%) | $257,798 (9.6%) | 0.00 | 46 |
2021-08-01 | $182,500 (1.4%) | $256,083 (4.6%) | 0.00 | 40 |
2021-09-01 | $183,750 (8.9%) | $261,002 (10.7%) | 0.00 | 45 |
2021-10-01 | $170,000 (0.0%) | $264,580 (6.1%) | 0.00 | 45 |
2021-11-01 | $165,475 (-1.0%) | $260,341 (1.2%) | 0.00 | 52 |
2021-12-01 | $162,475 (4.5%) | $256,499 (1.5%) | 0.00 | 43 |
2022-01-01 | $162,450 (3.5%) | $265,088 (-1.5%) | 0.00 | 28 |
2022-02-01 | $168,750 (2.3%) | $328,035 (20.2%) | 0.00 | 16 |
2022-03-01 | $195,450 (-7.9%) | $287,506 (-11.8%) | 0.00 | 24 |
2022-04-01 | $202,500 (10.2%) | $287,930 (3.0%) | 0.00 | 24 |
2022-05-01 | $212,500 (16.4%) | $253,785 (-13.1%) | 0.00 | 34 |
2022-06-01 | $178,250 (-4.9%) | $240,606 (-12.0%) | 0.00 | 42 |
2022-07-01 | $175,000 (-2.2%) | $221,837 (-14.0%) | 0.00 | 53 |
2022-08-01 | $165,000 (-9.6%) | $256,853 (0.3%) | 0.00 | 59 |
2022-09-01 | $166,750 (-9.3%) | $258,103 (-1.1%) | 0.00 | 55 |
2022-10-01 | $176,750 (4.0%) | $274,872 (3.9%) | 0.00 | 60 |
2022-11-01 | $180,750 (9.2%) | $282,330 (8.5%) | 0.00 | 50 |
2022-12-01 | $179,000 (10.2%) | $287,828 (12.2%) | 0.00 | 53 |
2023-01-01 | $179,975 (10.8%) | $313,277 (18.2%) | 0.00 | 50 |
2023-02-01 | $224,950 (33.3%) | $344,033 (4.9%) | 0.00 | 47 |
2023-03-01 | $229,950 (17.7%) | $348,252 (21.1%) | 0.00 | 47 |
2023-04-01 | $239,000 (18.0%) | $359,898 (25.0%) | 0.00 | 46 |
2023-05-01 | $239,500 (12.7%) | $366,166 (44.3%) | 0.00 | 51 |
2023-06-01 | $232,225 (30.3%) | $355,086 (47.6%) | 0.00 | 54 |
2023-07-01 | $257,450 (47.1%) | $362,740 (63.5%) | 0.00 | 53 |
2023-08-01 | $252,500 (53.0%) | $349,337 (36.0%) | 0.00 | 59 |
2023-09-01 | $241,500 (44.8%) | $343,889 (33.2%) | 0.00 | 62 |
2023-10-01 | $249,500 (41.2%) | $341,472 (24.2%) | 0.00 | 63 |
2023-11-01 | $233,700 (29.3%) | $336,687 (19.3%) | 0.00 | 60 |
2023-12-01 | $234,900 (31.2%) | $339,829 (18.1%) | 0.00 | 55 |
2024-01-01 | $232,125 (29.0%) | $331,815 (5.9%) | 0.00 | 54 |
2024-02-01 | $242,500 (7.8%) | $352,110 (2.4%) | 0.00 | 47 |
2024-03-01 | $236,000 (2.6%) | $334,427 (-4.0%) | 0.00 | 52 |
2024-04-01 | $237,375 (-0.7%) | $342,404 (-4.9%) | 0.00 | 60 |
2024-05-01 | $277,500 (15.9%) | $355,243 (-3.0%) | 0.00 | 63 |
2024-06-01 | $289,500 (24.7%) | $354,277 (-0.2%) | 0.00 | 68 |
2024-07-01 | $251,250 (-2.4%) | $358,147 (-1.3%) | 0.00 | 75 |
2024-08-01 | $250,000 (-1.0%) | $353,239 (1.1%) | 0.00 | 77 |
2024-09-01 | $254,000 (5.2%) | $350,092 (1.8%) | 0.00 | 80 |
2024-10-01 | $244,500 (-2.0%) | $346,992 (1.6%) | 0.00 | 77 |
2024-11-01 | $240,000 (2.7%) | $348,016 (3.4%) | 0.00 | 74 |
2024-12-01 | $228,750 (-2.6%) | $335,828 (-1.2%) | 0.00 | 75 |
2025-01-01 | $229,000 (-1.4%) | $337,591 (1.7%) | 0.00 | 74 |
2025-02-01 | $229,750 (-5.3%) | $369,777 (5.0%) | 0.00 | 63 |
2025-03-01 | $255,000 (8.1%) | $414,483 (23.9%) | 0.00 | 59 |
Hays's median listing price comes in at 0% of the national average.
Hays's average listing price for 2025-03-01 was $414,483, a difference of $80,056 (23.9%) versus the prior year and $44,706 versus the prior month.
For the 2025-03-01 period, Hays had 59 MLS listings, a difference of -4 listings (-6%) versus the prior month and 7 listings (13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Hays (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,116 sqft |
2018-02-01 | 0 days | 2,136 sqft |
2018-03-01 | 0 days | 2,165 sqft |
2018-04-01 | 0 days | 2,225 sqft |
2018-05-01 | 0 days | 2,165 sqft |
2018-06-01 | 0 days | 2,106 sqft |
2018-07-01 | 0 days | 2,104 sqft |
2018-08-01 | 0 days | 2,084 sqft |
2018-09-01 | 0 days | 2,076 sqft |
2018-10-01 | 0 days | 2,006 sqft |
2018-11-01 | 0 days | 1,908 sqft |
2018-12-01 | 0 days | 1,924 sqft |
2019-01-01 | 0 days | 2,004 sqft |
2019-02-01 | 0 days | 1,902 sqft |
2019-03-01 | 0 days | 1,944 sqft |
2019-04-01 | 0 days | 2,011 sqft |
2019-05-01 | 0 days | 2,021 sqft |
2019-06-01 | 0 days | 1,976 sqft |
2019-07-01 | 0 days | 1,936 sqft |
2019-08-01 | 0 days | 1,861 sqft |
2019-09-01 | 0 days | 1,843 sqft |
2019-10-01 | 0 days | 1,832 sqft |
2019-11-01 | 0 days | 1,878 sqft |
2019-12-01 | 0 days | 1,832 sqft |
2020-01-01 | 0 days | 1,789 sqft |
2020-02-01 | 0 days | 1,898 sqft |
2020-03-01 | 0 days | 1,906 sqft |
2020-04-01 | 0 days | 1,916 sqft |
2020-05-01 | 0 days | 1,900 sqft |
2020-06-01 | 0 days | 1,825 sqft |
2020-07-01 | 0 days | 1,742 sqft |
2020-08-01 | 0 days | 2,197 sqft |
2020-09-01 | 0 days | 1,964 sqft |
2020-10-01 | 0 days | 1,959 sqft |
2020-11-01 | 0 days | 1,946 sqft |
2020-12-01 | 0 days | 1,915 sqft |
2021-01-01 | 0 days | 1,911 sqft |
2021-02-01 | 0 days | 1,838 sqft |
2021-03-01 | 0 days | 1,927 sqft |
2021-04-01 | 0 days | 1,824 sqft |
2021-05-01 | 0 days | 1,808 sqft |
2021-06-01 | 0 days | 1,931 sqft |
2021-07-01 | 0 days | 1,824 sqft |
2021-08-01 | 0 days | 1,844 sqft |
2021-09-01 | 0 days | 1,846 sqft |
2021-10-01 | 0 days | 1,808 sqft |
2021-11-01 | 0 days | 1,803 sqft |
2021-12-01 | 0 days | 1,828 sqft |
2022-01-01 | 0 days | 1,821 sqft |
2022-02-01 | 0 days | 1,892 sqft |
2022-03-01 | 0 days | 1,967 sqft |
2022-04-01 | 0 days | 2,158 sqft |
2022-05-01 | 0 days | 2,076 sqft |
2022-06-01 | 0 days | 2,075 sqft |
2022-07-01 | 0 days | 1,920 sqft |
2022-08-01 | 0 days | 1,811 sqft |
2022-09-01 | 0 days | 1,775 sqft |
2022-10-01 | 0 days | 1,849 sqft |
2022-11-01 | 0 days | 1,849 sqft |
2022-12-01 | 0 days | 1,848 sqft |
2023-01-01 | 0 days | 1,858 sqft |
2023-02-01 | 0 days | 1,947 sqft |
2023-03-01 | 0 days | 1,895 sqft |
2023-04-01 | 0 days | 2,136 sqft |
2023-05-01 | 0 days | 2,307 sqft |
2023-06-01 | 0 days | 2,385 sqft |
2023-07-01 | 0 days | 2,399 sqft |
2023-08-01 | 0 days | 2,393 sqft |
2023-09-01 | 0 days | 2,280 sqft |
2023-10-01 | 0 days | 2,322 sqft |
2023-11-01 | 0 days | 2,306 sqft |
2023-12-01 | 0 days | 2,192 sqft |
2024-01-01 | 0 days | 2,188 sqft |
2024-02-01 | 0 days | 2,360 sqft |
2024-03-01 | 0 days | 2,198 sqft |
2024-04-01 | 0 days | 2,248 sqft |
2024-05-01 | 0 days | 2,389 sqft |
2024-06-01 | 0 days | 2,280 sqft |
2024-07-01 | 0 days | 2,281 sqft |
2024-08-01 | 0 days | 2,324 sqft |
2024-09-01 | 0 days | 2,164 sqft |
2024-10-01 | 0 days | 2,147 sqft |
2024-11-01 | 0 days | 2,085 sqft |
2024-12-01 | 0 days | 2,007 sqft |
2025-01-01 | 0 days | 2,052 sqft |
2025-02-01 | 0 days | 2,180 sqft |
2025-03-01 | 0 days | 2,224 sqft |
Hays's median square footage for active listings during the 2025-03-01 period was 2,224 sqft. One year prior, the average listing was 2,198 sqft.
Hays, KS Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 177 | $32,205,000 | $181,949 |
Refi | 33 | $5,485,000 | $166,212 |
Cash Out Refi | 27 | $348,565,000 | $12,909,815 |
Home Improvement | 21 | $1,015,000 | $48,333 |
Other | 12 | $910,000 | $75,833 |
Hays's most frequently cited loan purpose was Home Purchase, with 177 originations. The 2nd most popular reason was Refi, with 33 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 120 | $366,460,000 | $3,053,833 |
7-8% | 65 | $10,995,000 | $169,154 |
5-6% | 41 | $7,665,000 | $186,951 |
Over 8% | 24 | $1,760,000 | $73,333 |
<2.5% | 6 | $210,000 | $35,000 |
4-5% | 6 | $420,000 | $70,000 |
2.5-3% | 6 | $350,000 | $58,333 |
During 2024, Hays's most frequently originated rate bucket was 6-7%, with 120 originations.
Loan Sizing (Hays, KS MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 107 | $16,325,000 | $152,570 |
$100,000 or less | 85 | $4,595,000 | $54,059 |
$200k-400k | 66 | $16,940,000 | $256,667 |
$400k-600k | 9 | $4,095,000 | $455,000 |
$Over $1MM | 2 | $345,530,000 | $172,765,000 |
$600k-1000k | 1 | $695,000 | $695,000 |
Hays's loan sizing saw the bucket of loans from $100k-200k with 107 originations, totaling $16,325,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 113 | $22,625,000 | $200,221 |
60-80% | 55 | $11,495,000 | $209,000 |
Under 20% | 39 | $1,335,000 | $34,231 |
20-40% | 32 | $2,970,000 | $92,813 |
40-60% | 14 | $1,880,000 | $134,286 |
Over 100% | 11 | $347,005,000 | $31,545,909 |
Hays's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 113 originations, totaling $22,625,000 in origination value.