Hays Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hays averaged 6.5% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

    The average rate for the prior week (2025-05-01) was 6.5% and one month ago for the week of 2025-04-03, the average rate was 6.68%.

    Hays's average rate one year ago was 7.26%.

    For refis of the same type during the week of 2025-05-08, the average rate was 7.36%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-08 6.76%
    Hays 30 Year Fixed Rate 2025-05-08 6.5%
    Hays 30 Year Fixed Rate Refi 2025-05-08 7.36%
    Hays 15 Year Fixed Rate 2025-05-08 5.69%
    Hays 15 Year Fixed Rate Refi 2025-05-08 6.19%
    Hays 30 Year FHA 2025-05-08 6.68%
    Hays 30 Year FHA Refi 2025-05-08 6.48%
    Hays 30 Year USDA 2025-05-08 6.67%
    Hays 30 Year USDA Refi 2025-05-08 6.27%
    Hays 30 Year VA 2025-05-08 6.17%
    Hays 30 Year VA Refi 2025-05-08 6.17%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hays, KS.

    Hays Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hays, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    GOLDEN PLAINS 41 6.47% $2,322
    Sunflower Bank 21 6.18% $3,749
    QUICKEN LOANS, LLC 5 7.01% $5,211
    HEARTLAND CREDIT UNION 5 7.08% $2,771
    Equity Bank 4 7.16% $3,200
    Commerce Bank 4 7.53% $2,222
    FLAT BRANCH MORTGAGE, INC. 4 6.75% $3,436
    Mortgage Investment Services Corporation 3 6.92% $3,198
    Flagstar Bank, FSB 3 7.23% $3,679
    UNITED WHOLESALE MORTGAGE, LLC 2 7.06% $6,275
    U.S. Bank 2 6.63% $2,470
    MERITRUST Federal Credit Union 1 6.63% $2,917
    Mid-America Bank 1 6.38% $1,621
    NAVY FEDERAL CREDIT UNION 1 7.38% $4,485
    PENNYMAC LOAN SERVICES, LLC 1 6.12% $3,899
    PLANET HOME LENDING, LLC 1 7.63% $3,331
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $4,067
    SKYWARD 1 6.63% $2,923
    The Huntington National Bank 1 6.63% $3,883
    Truist 1 6.88% $2,243
    USAA Federal Savings Bank 1 6.00% $6,030
    BROKER SOLUTIONS, INC. 1 6.99% $5,241
    Wells Fargo Bank 1 6.25% $3,303
    Capitol Federal Savings Bank 1 7.00% $3,382
    Charles Schwab Bank, SSB 1 6.38% $2,877
    COMMUNITYAMERICA 1 6.13% $3,205
    Discover Bank 1 7.81% $0
    Emprise Bank 1 6.88% $2,118
    Farm Credit Mid-America, ACA 1 6.75% $11,153
    Farmers Bank & Trust 1 6.49% $2,745
    First National Bank of America 1 8.99% $5,202
    GUILD MORTGAGE COMPANY 1 5.88% $2,949
    Landmark National Bank 1 6.25% $1,949

    Hays Average Closing Costs & Other Stats

    Hays, KS's 33 lenders originated 270 loans during 2024. The total origination value was $388,180,000, with an average loan value of $1,437,704.

    Hays's average closing costs are $3,776.

    The top Hays lender as defined by loan originations is GOLDEN PLAINS, with 41 loans originated. Their average total fees are $2,322, which is $1,428 lower than the next largest lender, Sunflower Bank.

    The lowest fee Hays lenders (with over 10 loans originated) are GOLDEN PLAINS ($2,322), Sunflower Bank ($3,749), .

    The lowest rate Hays lenders (with over 10 loans originated) are Sunflower Bank (6.18%), GOLDEN PLAINS (6.47%), .

    Hays, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    JONES LANG LASALLE MULTIFAMILY, LLC $179,545,000 $344,225,000 91.7% 88.7%
    GOLDEN PLAINS $7,875,000 $9,540,000 21.1% 2.5%
    Sunflower Bank $6,255,000 $4,760,000 -23.9% 1.2%
    QUICKEN LOANS, LLC $2,645,000 $2,330,000 -11.9% 0.6%
    Emprise Bank $4,165,000 $2,255,000 -45.9% 0.6%
    Flagstar Bank, FSB $1,310,000 $1,595,000 21.8% 0.4%
    Mortgage Research Center, LLC $1,155,000 $1,465,000 26.8% 0.4%
    Bank of the Flint Hills $605,000 $1,455,000 140.5% 0.4%
    Mortgage Investment Services Corporation $560,000 $1,435,000 156.3% 0.4%
    USAA Federal Savings Bank $530,000 $1,190,000 124.5% 0.3%
    Commerce Bank $2,005,000 $1,135,000 -43.4% 0.3%
    NAVY FEDERAL CREDIT UNION $1,120,000 n/a 0.3%
    Equity Bank $4,200,000 $1,040,000 -75.2% 0.3%
    FLAT BRANCH MORTGAGE, INC. $835,000 $950,000 13.8% 0.2%
    HEARTLAND CREDIT UNION $360,000 $915,000 154.2% 0.2%
    PENNYMAC LOAN SERVICES, LLC $820,000 n/a 0.2%
    Central National Bank $885,000 $650,000 -26.6% 0.2%
    UNITED WHOLESALE MORTGAGE, LLC $215,000 $630,000 193.0% 0.2%
    JPMorgan Chase Bank $155,000 $590,000 280.6% 0.2%
    Farm Credit Mid-America, ACA $545,000 n/a 0.1%
    NEWREZ LLC $450,000 $475,000 5.6% 0.1%
    U.S. Bank $195,000 $450,000 130.8% 0.1%
    ZILLOW HOME LOANS, LLC $435,000 n/a 0.1%
    Farmers Bank & Trust $75,000 $420,000 460.0% 0.1%
    PREMIA MORTGAGE, LLC $415,000 n/a 0.1%
    Truist $410,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $380,000 n/a 0.1%
    Members Mortgage Services, L.L.C. $370,000 n/a 0.1%
    NBKC BANK $355,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $165,000 $345,000 109.1% 0.1%
    Mid-America Bank $320,000 n/a 0.1%
    FREEDOM MORTGAGE CORPORATION $290,000 n/a 0.1%
    The Bennington State Bank $135,000 $285,000 111.1% 0.1%
    UNION HOME MORTGAGE CORP. $275,000 n/a 0.1%
    Capitol Federal Savings Bank $265,000 n/a 0.1%
    PLANET HOME LENDING, LLC $235,000 n/a 0.1%
    CHARTER WEST BANK $215,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $205,000 n/a 0.1%
    M&T Bank $115,000 $205,000 78.3% 0.1%
    The Huntington National Bank $205,000 n/a 0.1%
    CMG MORTGAGE, INC. $195,000 n/a 0.1%
    Bank of America $185,000 n/a 0.0%
    Carrington Mortgage Services, LLC $185,000 n/a 0.0%
    COMMUNITYAMERICA $195,000 $185,000 -5.1% 0.0%
    MERITRUST Federal Credit Union $185,000 n/a 0.0%
    North American Savings Bank, F.S.B. $185,000 n/a 0.0%
    Discover Bank $180,000 n/a 0.0%
    GUILD MORTGAGE COMPANY $175,000 n/a 0.0%
    Mr. Cooper ( Nationstar Mortgage ) $165,000 n/a 0.0%
    SKYWARD $165,000 n/a 0.0%
    Envista Credit Union $145,000 n/a 0.0%
    Charles Schwab Bank, SSB $125,000 n/a 0.0%
    First National Bank of America $115,000 n/a 0.0%
    Figure Lending LLC $95,000 n/a 0.0%
    BROKER SOLUTIONS, INC. $115,000 $65,000 -43.5% 0.0%
    Landmark National Bank $425,000 $65,000 -84.7% 0.0%
    CREDIT UNION OF AMERICA $25,000 $35,000 40.0% 0.0%
    LAKEVIEW LOAN SERVICING, LLC $35,000 n/a 0.0%
    PEOPLES STATE BANK $35,000 n/a 0.0%
    Wells Fargo Bank $35,000 n/a 0.0%

    Hays's top lender by overall market share is JONES LANG LASALLE MULTIFAMILY, LLC, with 88.7% market share. In second place, with 2.5%, is GOLDEN PLAINS, having originated $9,540,000 in loans. In third place, with 1.2%, is Sunflower Bank, having originated $4,760,000 in loans. In fourth place, with 0.6%, is QUICKEN LOANS, LLC, having originated $2,330,000 in loans. In fifth place, with 0.6%, is Emprise Bank, having originated $2,255,000 in loans.

    Hays Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hays (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $165,000 (-2.5%) $200,311 (-3.0%) 0.00 176
    2018-02-01 $165,725 (-5.0%) $201,840 (-3.7%) 0.00 172
    2018-03-01 $168,900 (-3.1%) $202,229 (-3.4%) 0.00 162
    2018-04-01 $181,999 (4.6%) $207,875 (-1.6%) 0.00 169
    2018-05-01 $165,000 (-2.0%) $205,254 (-1.2%) 0.00 172
    2018-06-01 $169,900 (0.2%) $200,679 (-3.6%) 0.00 179
    2018-07-01 $164,850 (1.1%) $198,210 (-3.0%) 0.00 185
    2018-08-01 $149,900 (-11.0%) $192,852 (-5.9%) 0.00 192
    2018-09-01 $145,000 (-15.7%) $182,753 (-12.3%) 0.00 193
    2018-10-01 $138,950 (-15.8%) $173,047 (-15.6%) 0.00 185
    2018-11-01 $138,900 (-15.3%) $167,675 (-16.0%) 0.00 178
    2018-12-01 $138,900 (-15.8%) $160,939 (-19.4%) 0.00 177
    2019-01-01 $146,225 (-11.4%) $166,683 (-16.8%) 0.00 162
    2019-02-01 $139,975 (-15.5%) $164,320 (-18.6%) 0.00 164
    2019-03-01 $147,514 (-12.7%) $174,817 (-13.6%) 0.00 156
    2019-04-01 $152,789 (-16.1%) $185,911 (-10.6%) 0.00 148
    2019-05-01 $147,450 (-10.6%) $182,997 (-10.8%) 0.00 164
    2019-06-01 $149,000 (-12.3%) $179,358 (-10.6%) 0.00 170
    2019-07-01 $145,000 (-12.0%) $181,442 (-8.5%) 0.00 168
    2019-08-01 $147,750 (-1.4%) $179,140 (-7.1%) 0.00 163
    2019-09-01 $145,500 (0.3%) $176,106 (-3.6%) 0.00 158
    2019-10-01 $144,375 (3.9%) $174,309 (0.7%) 0.00 152
    2019-11-01 $144,700 (4.2%) $173,624 (3.6%) 0.00 140
    2019-12-01 $141,575 (1.9%) $177,982 (10.6%) 0.00 127
    2020-01-01 $139,975 (-4.3%) $178,885 (7.3%) 0.00 118
    2020-02-01 $140,000 (0.0%) $196,457 (19.6%) 0.00 117
    2020-03-01 $145,875 (-1.1%) $207,813 (18.9%) 0.00 113
    2020-04-01 $148,000 (-3.1%) $211,198 (13.6%) 0.00 101
    2020-05-01 $150,000 (1.7%) $214,209 (17.1%) 0.00 93
    2020-06-01 $158,850 (6.6%) $228,090 (27.2%) 0.00 87
    2020-07-01 $170,400 (17.5%) $235,138 (29.6%) 0.00 90
    2020-08-01 $179,948 (21.8%) $244,776 (36.6%) 0.00 88
    2020-09-01 $168,675 (15.9%) $235,804 (33.9%) 0.00 85
    2020-10-01 $169,950 (17.7%) $249,473 (43.1%) 0.00 82
    2020-11-01 $167,175 (15.5%) $257,145 (48.1%) 0.00 61
    2020-12-01 $155,500 (9.8%) $252,778 (42.0%) 0.00 58
    2021-01-01 $157,000 (12.2%) $269,098 (50.4%) 0.00 50
    2021-02-01 $165,000 (17.9%) $272,976 (39.0%) 0.00 42
    2021-03-01 $212,225 (45.5%) $325,988 (56.9%) 0.00 39
    2021-04-01 $183,750 (24.2%) $279,603 (32.4%) 0.00 43
    2021-05-01 $182,500 (21.7%) $292,139 (36.4%) 0.00 49
    2021-06-01 $187,500 (18.0%) $273,289 (19.8%) 0.00 52
    2021-07-01 $179,000 (5.1%) $257,798 (9.6%) 0.00 46
    2021-08-01 $182,500 (1.4%) $256,083 (4.6%) 0.00 40
    2021-09-01 $183,750 (8.9%) $261,002 (10.7%) 0.00 45
    2021-10-01 $170,000 (0.0%) $264,580 (6.1%) 0.00 45
    2021-11-01 $165,475 (-1.0%) $260,341 (1.2%) 0.00 52
    2021-12-01 $162,475 (4.5%) $256,499 (1.5%) 0.00 43
    2022-01-01 $162,450 (3.5%) $265,088 (-1.5%) 0.00 28
    2022-02-01 $168,750 (2.3%) $328,035 (20.2%) 0.00 16
    2022-03-01 $195,450 (-7.9%) $287,506 (-11.8%) 0.00 24
    2022-04-01 $202,500 (10.2%) $287,930 (3.0%) 0.00 24
    2022-05-01 $212,500 (16.4%) $253,785 (-13.1%) 0.00 34
    2022-06-01 $178,250 (-4.9%) $240,606 (-12.0%) 0.00 42
    2022-07-01 $175,000 (-2.2%) $221,837 (-14.0%) 0.00 53
    2022-08-01 $165,000 (-9.6%) $256,853 (0.3%) 0.00 59
    2022-09-01 $166,750 (-9.3%) $258,103 (-1.1%) 0.00 55
    2022-10-01 $176,750 (4.0%) $274,872 (3.9%) 0.00 60
    2022-11-01 $180,750 (9.2%) $282,330 (8.5%) 0.00 50
    2022-12-01 $179,000 (10.2%) $287,828 (12.2%) 0.00 53
    2023-01-01 $179,975 (10.8%) $313,277 (18.2%) 0.00 50
    2023-02-01 $224,950 (33.3%) $344,033 (4.9%) 0.00 47
    2023-03-01 $229,950 (17.7%) $348,252 (21.1%) 0.00 47
    2023-04-01 $239,000 (18.0%) $359,898 (25.0%) 0.00 46
    2023-05-01 $239,500 (12.7%) $366,166 (44.3%) 0.00 51
    2023-06-01 $232,225 (30.3%) $355,086 (47.6%) 0.00 54
    2023-07-01 $257,450 (47.1%) $362,740 (63.5%) 0.00 53
    2023-08-01 $252,500 (53.0%) $349,337 (36.0%) 0.00 59
    2023-09-01 $241,500 (44.8%) $343,889 (33.2%) 0.00 62
    2023-10-01 $249,500 (41.2%) $341,472 (24.2%) 0.00 63
    2023-11-01 $233,700 (29.3%) $336,687 (19.3%) 0.00 60
    2023-12-01 $234,900 (31.2%) $339,829 (18.1%) 0.00 55
    2024-01-01 $232,125 (29.0%) $331,815 (5.9%) 0.00 54
    2024-02-01 $242,500 (7.8%) $352,110 (2.4%) 0.00 47
    2024-03-01 $236,000 (2.6%) $334,427 (-4.0%) 0.00 52
    2024-04-01 $237,375 (-0.7%) $342,404 (-4.9%) 0.00 60
    2024-05-01 $277,500 (15.9%) $355,243 (-3.0%) 0.00 63
    2024-06-01 $289,500 (24.7%) $354,277 (-0.2%) 0.00 68
    2024-07-01 $251,250 (-2.4%) $358,147 (-1.3%) 0.00 75
    2024-08-01 $250,000 (-1.0%) $353,239 (1.1%) 0.00 77
    2024-09-01 $254,000 (5.2%) $350,092 (1.8%) 0.00 80
    2024-10-01 $244,500 (-2.0%) $346,992 (1.6%) 0.00 77
    2024-11-01 $240,000 (2.7%) $348,016 (3.4%) 0.00 74
    2024-12-01 $228,750 (-2.6%) $335,828 (-1.2%) 0.00 75
    2025-01-01 $229,000 (-1.4%) $337,591 (1.7%) 0.00 74
    2025-02-01 $229,750 (-5.3%) $369,777 (5.0%) 0.00 63
    2025-03-01 $255,000 (8.1%) $414,483 (23.9%) 0.00 59
    2025-04-01 $246,250 (3.7%) $385,981 (12.7%) 0.00 73
    Hays's median listing price for 2025-04-01 was $246,250, a difference of $8,875 (3.7%) versus the prior year and $-8,750 versus the prior month.

    Hays's median listing price comes in at 0% of the national average.

    Hays's average listing price for 2025-04-01 was $385,981, a difference of $43,577 (12.7%) versus the prior year and $-28,502 versus the prior month.

    For the 2025-04-01 period, Hays had 73 MLS listings, a difference of 14 listings (24%) versus the prior month and 13 listings (22%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hays (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,116 sqft
    2018-02-01 0 days 2,136 sqft
    2018-03-01 0 days 2,165 sqft
    2018-04-01 0 days 2,225 sqft
    2018-05-01 0 days 2,165 sqft
    2018-06-01 0 days 2,106 sqft
    2018-07-01 0 days 2,104 sqft
    2018-08-01 0 days 2,084 sqft
    2018-09-01 0 days 2,076 sqft
    2018-10-01 0 days 2,006 sqft
    2018-11-01 0 days 1,908 sqft
    2018-12-01 0 days 1,924 sqft
    2019-01-01 0 days 2,004 sqft
    2019-02-01 0 days 1,902 sqft
    2019-03-01 0 days 1,944 sqft
    2019-04-01 0 days 2,011 sqft
    2019-05-01 0 days 2,021 sqft
    2019-06-01 0 days 1,976 sqft
    2019-07-01 0 days 1,936 sqft
    2019-08-01 0 days 1,861 sqft
    2019-09-01 0 days 1,843 sqft
    2019-10-01 0 days 1,832 sqft
    2019-11-01 0 days 1,878 sqft
    2019-12-01 0 days 1,832 sqft
    2020-01-01 0 days 1,789 sqft
    2020-02-01 0 days 1,898 sqft
    2020-03-01 0 days 1,906 sqft
    2020-04-01 0 days 1,916 sqft
    2020-05-01 0 days 1,900 sqft
    2020-06-01 0 days 1,825 sqft
    2020-07-01 0 days 1,742 sqft
    2020-08-01 0 days 2,197 sqft
    2020-09-01 0 days 1,964 sqft
    2020-10-01 0 days 1,959 sqft
    2020-11-01 0 days 1,946 sqft
    2020-12-01 0 days 1,915 sqft
    2021-01-01 0 days 1,911 sqft
    2021-02-01 0 days 1,838 sqft
    2021-03-01 0 days 1,927 sqft
    2021-04-01 0 days 1,824 sqft
    2021-05-01 0 days 1,808 sqft
    2021-06-01 0 days 1,931 sqft
    2021-07-01 0 days 1,824 sqft
    2021-08-01 0 days 1,844 sqft
    2021-09-01 0 days 1,846 sqft
    2021-10-01 0 days 1,808 sqft
    2021-11-01 0 days 1,803 sqft
    2021-12-01 0 days 1,828 sqft
    2022-01-01 0 days 1,821 sqft
    2022-02-01 0 days 1,892 sqft
    2022-03-01 0 days 1,967 sqft
    2022-04-01 0 days 2,158 sqft
    2022-05-01 0 days 2,076 sqft
    2022-06-01 0 days 2,075 sqft
    2022-07-01 0 days 1,920 sqft
    2022-08-01 0 days 1,811 sqft
    2022-09-01 0 days 1,775 sqft
    2022-10-01 0 days 1,849 sqft
    2022-11-01 0 days 1,849 sqft
    2022-12-01 0 days 1,848 sqft
    2023-01-01 0 days 1,858 sqft
    2023-02-01 0 days 1,947 sqft
    2023-03-01 0 days 1,895 sqft
    2023-04-01 0 days 2,136 sqft
    2023-05-01 0 days 2,307 sqft
    2023-06-01 0 days 2,385 sqft
    2023-07-01 0 days 2,399 sqft
    2023-08-01 0 days 2,393 sqft
    2023-09-01 0 days 2,280 sqft
    2023-10-01 0 days 2,322 sqft
    2023-11-01 0 days 2,306 sqft
    2023-12-01 0 days 2,192 sqft
    2024-01-01 0 days 2,188 sqft
    2024-02-01 0 days 2,360 sqft
    2024-03-01 0 days 2,198 sqft
    2024-04-01 0 days 2,248 sqft
    2024-05-01 0 days 2,389 sqft
    2024-06-01 0 days 2,280 sqft
    2024-07-01 0 days 2,281 sqft
    2024-08-01 0 days 2,324 sqft
    2024-09-01 0 days 2,164 sqft
    2024-10-01 0 days 2,147 sqft
    2024-11-01 0 days 2,085 sqft
    2024-12-01 0 days 2,007 sqft
    2025-01-01 0 days 2,052 sqft
    2025-02-01 0 days 2,180 sqft
    2025-03-01 0 days 2,224 sqft
    2025-04-01 0 days 2,256 sqft
    Hays's median listing age (time on market) for 2025-04-01 was 0 days.

    Hays's median square footage for active listings during the 2025-04-01 period was 2,256 sqft. One year prior, the average listing was 2,248 sqft.

    Hays, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 177 $32,205,000 $181,949
    Refi 33 $5,485,000 $166,212
    Cash Out Refi 27 $348,565,000 $12,909,815
    Home Improvement 21 $1,015,000 $48,333
    Other 12 $910,000 $75,833

    Hays's most frequently cited loan purpose was Home Purchase, with 177 originations. The 2nd most popular reason was Refi, with 33 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 120 $366,460,000 $3,053,833
    7-8% 65 $10,995,000 $169,154
    5-6% 41 $7,665,000 $186,951
    Over 8% 24 $1,760,000 $73,333
    <2.5% 6 $210,000 $35,000
    4-5% 6 $420,000 $70,000
    2.5-3% 6 $350,000 $58,333

    During 2024, Hays's most frequently originated rate bucket was 6-7%, with 120 originations.

    Loan Sizing (Hays, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 107 $16,325,000 $152,570
    $100,000 or less 85 $4,595,000 $54,059
    $200k-400k 66 $16,940,000 $256,667
    $400k-600k 9 $4,095,000 $455,000
    $Over $1MM 2 $345,530,000 $172,765,000
    $600k-1000k 1 $695,000 $695,000

    Hays's loan sizing saw the bucket of loans from $100k-200k with 107 originations, totaling $16,325,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 113 $22,625,000 $200,221
    60-80% 55 $11,495,000 $209,000
    Under 20% 39 $1,335,000 $34,231
    20-40% 32 $2,970,000 $92,813
    40-60% 14 $1,880,000 $134,286
    Over 100% 11 $347,005,000 $31,545,909

    Hays's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 113 originations, totaling $22,625,000 in origination value.