Garden City Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Garden City averaged
6.65%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.44% and
one month ago for the week of 2024-11-07, the
average rate was 6.84%.
Garden City's average rate one year ago was 6.98%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.2%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Garden City 30 Year Fixed Rate | 2024-12-12 | 6.65% |
Garden City 30 Year Fixed Rate Refi | 2024-12-12 | 7.2% |
Garden City 15 Year Fixed Rate | 2024-12-12 | 5.94% |
Garden City 15 Year Fixed Rate Refi | 2024-12-12 | 5.94% |
Garden City 30 Year FHA | 2024-12-12 | 6.48% |
Garden City 30 Year FHA Refi | 2024-12-12 | 6.28% |
Garden City 30 Year USDA | 2024-12-12 | 6.2% |
Garden City 30 Year USDA Refi | 2024-12-12 | 6.1% |
Garden City 30 Year VA | 2024-12-12 | 6.08% |
Garden City 30 Year VA Refi | 2024-12-12 | 6.28% |
Garden City Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Garden City, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Garden City Average Closing Costs & Other Stats
Garden City, KS's 27 lenders originated 331
loans during 2023. The total origination value was $53,335,000, with an average loan value of
$161,133.
Garden City's average closing costs are $3,651.
The top Garden City lender as defined by loan originations is GOLDEN PLAINS, with
46 loans originated. Their average total fees are
$1,577, which is $373
lower than the next largest lender,
Landmark National Bank.
The lowest fee Garden City lenders (with over 10 loans originated) are
GOLDEN PLAINS ($1,577), Landmark National Bank ($1,950), QUICKEN LOANS, LLC ($5,472), .
The lowest rate Garden City lenders (with over 10 loans originated) are
GOLDEN PLAINS (6.40%), Landmark National Bank (6.68%), QUICKEN LOANS, LLC (7.02%), .
Garden City, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
GOLDEN PLAINS | $19,775,000 | $15,195,000 | -23.2% | 28.5% |
QUICKEN LOANS, LLC | $8,205,000 | $6,115,000 | -25.5% | 11.5% |
Landmark National Bank | $4,870,000 | $4,920,000 | 1.0% | 9.2% |
JPMorgan Chase Bank | $560,000 | $3,825,000 | 583.0% | 7.2% |
GUARANTEED RATE, INC. | $8,745,000 | $3,560,000 | -59.3% | 6.7% |
Mortgage Research Center, LLC | $1,065,000 | $2,425,000 | 127.7% | 4.5% |
UMB Bank | $1,370,000 | n/a | 2.6% | |
Commerce Bank | $1,575,000 | $1,225,000 | -22.2% | 2.3% |
NBKC BANK | $755,000 | n/a | 1.4% | |
AMERISAVE MORTGAGE CORPORATION | $280,000 | $670,000 | 139.3% | 1.3% |
UNION HOME MORTGAGE CORP. | $2,080,000 | $570,000 | -72.6% | 1.1% |
FREEDOM MORTGAGE CORPORATION | $610,000 | $560,000 | -8.2% | 1.0% |
Equity Bank | $1,150,000 | $540,000 | -53.0% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $820,000 | $525,000 | -36.0% | 1.0% |
Wells Fargo Bank | $3,545,000 | $510,000 | -85.6% | 1.0% |
Deere Employees Credit Union | $110,000 | $460,000 | 318.2% | 0.9% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $185,000 | $450,000 | 143.2% | 0.8% |
USAA Federal Savings Bank | $1,055,000 | $450,000 | -57.3% | 0.8% |
Arvest Bank | $225,000 | $440,000 | 95.6% | 0.8% |
Sunflower Bank | $415,000 | n/a | 0.8% | |
PENNYMAC LOAN SERVICES, LLC | $350,000 | $410,000 | 17.1% | 0.8% |
FLAT BRANCH MORTGAGE, INC. | $370,000 | n/a | 0.7% | |
Paramount Residential Mortgage Group, Inc. | $365,000 | n/a | 0.7% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $335,000 | n/a | 0.6% | |
Discover Bank | $120,000 | $320,000 | 166.7% | 0.6% |
M&T Bank | $320,000 | n/a | 0.6% | |
MID AMERICA MORTGAGE, INC. | $235,000 | $285,000 | 21.3% | 0.5% |
UNITED WHOLESALE MORTGAGE, LLC | $285,000 | n/a | 0.5% | |
Union Bank and Trust Company | $270,000 | n/a | 0.5% | |
NAVY FEDERAL CREDIT UNION | $305,000 | $265,000 | -13.1% | 0.5% |
AMERICAN FINANCIAL NETWORK, INC. | $255,000 | n/a | 0.5% | |
Members Mortgage Services, L.L.C. | $245,000 | n/a | 0.5% | |
Farm Credit Mid-America, ACA | $225,000 | n/a | 0.4% | |
NEWREZ LLC | $410,000 | $225,000 | -45.1% | 0.4% |
NEW DAY FINANCIAL, LLC | $220,000 | n/a | 0.4% | |
The Federal Savings Bank | $215,000 | n/a | 0.4% | |
LOANPAL, LLC | $195,000 | n/a | 0.4% | |
GREAT RIVER FEDERAL CREDIT UNION | $195,000 | $175,000 | -10.3% | 0.3% |
BROKER SOLUTIONS, INC. | $525,000 | $155,000 | -70.5% | 0.3% |
TJC Mortgage, Inc. | $155,000 | n/a | 0.3% | |
Central National Bank | $145,000 | n/a | 0.3% | |
PNC Bank | $420,000 | $140,000 | -66.7% | 0.3% |
CHURCHILL MORTGAGE CORPORATION | $135,000 | n/a | 0.3% | |
21ST MORTGAGE CORPORATION | $680,000 | $125,000 | -81.6% | 0.2% |
LONGBRIDGE FINANCIAL, LLC | $125,000 | n/a | 0.2% | |
T2 FINANCIAL LLC | $115,000 | n/a | 0.2% | |
BMO Harris Bank | $115,000 | $110,000 | -4.3% | 0.2% |
FINANCE OF AMERICA REVERSE LLC | $85,000 | n/a | 0.2% | |
ROYAL UNITED MORTGAGE LLC | $75,000 | n/a | 0.1% | |
Bank of America | $105,000 | $60,000 | -42.9% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $55,000 | n/a | 0.1% | |
RCB Bank | $45,000 | n/a | 0.1% | |
Figure Lending LLC | $175,000 | $25,000 | -85.7% | 0.0% |
Great Plains Federal Credit Un | $25,000 | n/a | 0.0% |
Garden City's top lender by overall market share is GOLDEN PLAINS, with 28.5% market share. In second place, with 11.5%, is QUICKEN LOANS, LLC, having originated $6,115,000 in loans. In third place, with 9.2%, is Landmark National Bank, having originated $4,920,000 in loans. In fourth place, with 7.2%, is JPMorgan Chase Bank, having originated $3,825,000 in loans. In fifth place, with 6.7%, is GUARANTEED RATE, INC., having originated $3,560,000 in loans.
Garden City Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Garden City (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $209,250 (-2.0%) | $240,152 (2.0%) | 0.00 | 76 |
2018-02-01 | $213,375 (-0.5%) | $248,772 (1.3%) | 0.00 | 73 |
2018-03-01 | $215,000 (-3.1%) | $253,522 (1.3%) | 0.00 | 70 |
2018-04-01 | $211,725 (-1.5%) | $248,634 (-0.9%) | 0.00 | 69 |
2018-05-01 | $214,000 (-1.7%) | $250,368 (-4.6%) | 0.00 | 75 |
2018-06-01 | $215,000 (-1.7%) | $246,513 (-5.5%) | 0.00 | 78 |
2018-07-01 | $218,450 (-0.7%) | $255,416 (-5.5%) | 0.00 | 79 |
2018-08-01 | $218,475 (-4.8%) | $253,337 (-4.3%) | 0.00 | 69 |
2018-09-01 | $219,450 (-2.5%) | $263,349 (3.0%) | 0.00 | 65 |
2018-10-01 | $219,950 (0.4%) | $257,532 (2.0%) | 0.00 | 75 |
2018-11-01 | $229,800 (6.3%) | $265,960 (6.4%) | 0.00 | 72 |
2018-12-01 | $229,500 (5.5%) | $253,656 (1.4%) | 0.00 | 75 |
2019-01-01 | $194,125 (-7.2%) | $236,984 (-1.3%) | 0.00 | 77 |
2019-02-01 | $213,100 (-0.1%) | $244,479 (-1.7%) | 0.00 | 71 |
2019-03-01 | $219,679 (2.2%) | $250,984 (-1.0%) | 0.00 | 68 |
2019-04-01 | $213,125 (0.7%) | $240,682 (-3.2%) | 0.00 | 71 |
2019-05-01 | $201,000 (-6.1%) | $225,602 (-9.9%) | 0.00 | 91 |
2019-06-01 | $192,250 (-10.6%) | $233,828 (-5.2%) | 0.00 | 86 |
2019-07-01 | $209,125 (-4.3%) | $268,149 (5.0%) | 0.00 | 93 |
2019-08-01 | $220,155 (0.8%) | $269,180 (6.3%) | 0.00 | 93 |
2019-09-01 | $236,886 (8.0%) | $269,813 (2.5%) | 0.00 | 98 |
2019-10-01 | $248,041 (12.8%) | $270,235 (4.9%) | 0.00 | 100 |
2019-11-01 | $242,500 (5.5%) | $250,818 (-5.7%) | 0.00 | 96 |
2019-12-01 | $234,925 (2.4%) | $241,352 (-4.9%) | 0.00 | 89 |
2020-01-01 | $232,475 (19.8%) | $239,329 (1.0%) | 0.00 | 84 |
2020-02-01 | $209,000 (-1.9%) | $233,394 (-4.5%) | 0.00 | 67 |
2020-03-01 | $212,950 (-3.1%) | $232,302 (-7.4%) | 0.00 | 70 |
2020-04-01 | $196,075 (-8.0%) | $227,224 (-5.6%) | 0.00 | 74 |
2020-05-01 | $218,000 (8.5%) | $240,513 (6.6%) | 0.00 | 69 |
2020-06-01 | $225,500 (17.3%) | $249,719 (6.8%) | 0.00 | 58 |
2020-07-01 | $238,225 (13.9%) | $248,994 (-7.1%) | 0.00 | 47 |
2020-08-01 | $247,450 (12.4%) | $267,679 (-0.6%) | 0.00 | 39 |
2020-09-01 | $232,250 (-2.0%) | $251,934 (-6.6%) | 0.00 | 41 |
2020-10-01 | $239,900 (-3.3%) | $259,793 (-3.9%) | 0.00 | 39 |
2020-11-01 | $242,000 (-0.2%) | $273,019 (8.9%) | 0.00 | 45 |
2020-12-01 | $218,675 (-6.9%) | $245,740 (1.8%) | 0.00 | 52 |
2021-01-01 | $224,700 (-3.3%) | $255,166 (6.6%) | 0.00 | 47 |
2021-02-01 | $240,425 (15.0%) | $262,541 (12.5%) | 0.00 | 46 |
2021-03-01 | $244,450 (14.8%) | $267,029 (15.0%) | 0.00 | 35 |
2021-04-01 | $235,950 (20.3%) | $267,664 (17.8%) | 0.00 | 26 |
2021-05-01 | $245,000 (12.4%) | $263,663 (9.6%) | 0.00 | 24 |
2021-06-01 | $244,000 (8.2%) | $246,596 (-1.3%) | 0.00 | 19 |
2021-07-01 | $258,900 (8.7%) | $277,664 (11.5%) | 0.00 | 30 |
2021-08-01 | $223,725 (-9.6%) | $272,135 (1.7%) | 0.00 | 34 |
2021-09-01 | $222,500 (-4.2%) | $280,726 (11.4%) | 0.00 | 31 |
2021-10-01 | $220,000 (-8.3%) | $274,161 (5.5%) | 0.00 | 29 |
2021-11-01 | $219,750 (-9.2%) | $277,199 (1.5%) | 0.00 | 30 |
2021-12-01 | $216,475 (-1.0%) | $272,234 (10.8%) | 0.00 | 26 |
2022-01-01 | $185,000 (-17.7%) | $261,230 (2.4%) | 0.00 | 29 |
2022-02-01 | $247,250 (2.8%) | $274,507 (4.6%) | 0.00 | 30 |
2022-03-01 | $251,225 (2.8%) | $276,924 (3.7%) | 0.00 | 28 |
2022-04-01 | $263,000 (11.5%) | $278,247 (4.0%) | 0.00 | 29 |
2022-05-01 | $258,975 (5.7%) | $296,361 (12.4%) | 0.00 | 33 |
2022-06-01 | $282,000 (15.6%) | $309,275 (25.4%) | 0.00 | 45 |
2022-07-01 | $304,288 (17.5%) | $358,159 (29.0%) | 0.00 | 45 |
2022-08-01 | $319,594 (42.9%) | $356,187 (30.9%) | 0.00 | 51 |
2022-09-01 | $329,900 (48.3%) | $353,009 (25.8%) | 0.00 | 50 |
2022-10-01 | $297,450 (35.2%) | $325,312 (18.7%) | 0.00 | 55 |
2022-11-01 | $294,100 (33.8%) | $305,671 (10.3%) | 0.00 | 52 |
2022-12-01 | $269,900 (24.7%) | $284,727 (4.6%) | 0.00 | 46 |
2023-01-01 | $268,000 (44.9%) | $276,599 (5.9%) | 0.00 | 45 |
2023-02-01 | $266,000 (7.6%) | $272,014 (-0.9%) | 0.00 | 51 |
2023-03-01 | $269,000 (7.1%) | $278,060 (0.4%) | 0.00 | 55 |
2023-04-01 | $256,150 (-2.6%) | $274,506 (-1.3%) | 0.00 | 59 |
2023-05-01 | $259,575 (0.2%) | $278,469 (-6.0%) | 0.00 | 64 |
2023-06-01 | $255,250 (-9.5%) | $273,307 (-11.6%) | 0.00 | 76 |
2023-07-01 | $259,000 (-14.9%) | $270,176 (-24.6%) | 0.00 | 67 |
2023-08-01 | $262,500 (-17.9%) | $272,126 (-23.6%) | 0.00 | 70 |
2023-09-01 | $280,000 (-15.1%) | $279,868 (-20.7%) | 0.00 | 69 |
2023-10-01 | $280,000 (-5.9%) | $281,467 (-13.5%) | 0.00 | 81 |
2023-11-01 | $279,925 (-4.8%) | $280,217 (-8.3%) | 0.00 | 89 |
2023-12-01 | $279,900 (3.7%) | $278,474 (-2.2%) | 0.00 | 89 |
2024-01-01 | $283,675 (5.9%) | $279,606 (1.1%) | 0.00 | 91 |
2024-02-01 | $274,475 (3.2%) | $276,431 (1.6%) | 0.00 | 86 |
2024-03-01 | $279,900 (4.1%) | $282,479 (1.6%) | 0.00 | 87 |
2024-04-01 | $285,000 (11.3%) | $286,159 (4.2%) | 0.00 | 96 |
2024-05-01 | $285,000 (9.8%) | $301,165 (8.2%) | 0.00 | 98 |
2024-06-01 | $285,000 (11.7%) | $301,939 (10.5%) | 0.00 | 119 |
2024-07-01 | $278,750 (7.6%) | $294,204 (8.9%) | 0.00 | 113 |
2024-08-01 | $280,000 (6.7%) | $298,670 (9.8%) | 0.00 | 114 |
2024-09-01 | $289,200 (3.3%) | $296,892 (6.1%) | 0.00 | 109 |
2024-10-01 | $288,625 (3.1%) | $303,451 (7.8%) | 0.00 | 103 |
2024-11-01 | $289,950 (3.6%) | $310,975 (11.0%) | 0.00 | 107 |
Garden City's median listing price comes in at 0% of the national average.
Garden City's average listing price for 2024-11-01 was $310,975, a difference of $30,758 (11.0%) versus the prior year and $7,524 versus the prior month.
For the 2024-11-01 period, Garden City had 107 MLS listings, a difference of 4 listings (4%) versus the prior month and 18 listings (20%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Garden City (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,463 sqft |
2018-02-01 | 0 days | 1,418 sqft |
2018-03-01 | 0 days | 1,430 sqft |
2018-04-01 | 0 days | 1,415 sqft |
2018-05-01 | 0 days | 1,437 sqft |
2018-06-01 | 0 days | 1,466 sqft |
2018-07-01 | 0 days | 1,510 sqft |
2018-08-01 | 0 days | 1,505 sqft |
2018-09-01 | 0 days | 1,524 sqft |
2018-10-01 | 0 days | 1,535 sqft |
2018-11-01 | 0 days | 1,621 sqft |
2018-12-01 | 0 days | 1,664 sqft |
2019-01-01 | 0 days | 1,422 sqft |
2019-02-01 | 0 days | 1,433 sqft |
2019-03-01 | 0 days | 1,541 sqft |
2019-04-01 | 0 days | 1,530 sqft |
2019-05-01 | 0 days | 1,368 sqft |
2019-06-01 | 0 days | 1,423 sqft |
2019-07-01 | 0 days | 1,500 sqft |
2019-08-01 | 0 days | 1,482 sqft |
2019-09-01 | 0 days | 1,428 sqft |
2019-10-01 | 0 days | 1,392 sqft |
2019-11-01 | 0 days | 1,425 sqft |
2019-12-01 | 0 days | 1,388 sqft |
2020-01-01 | 0 days | 1,381 sqft |
2020-02-01 | 0 days | 1,393 sqft |
2020-03-01 | 0 days | 1,379 sqft |
2020-04-01 | 0 days | 1,361 sqft |
2020-05-01 | 0 days | 1,383 sqft |
2020-06-01 | 0 days | 1,407 sqft |
2020-07-01 | 0 days | 1,462 sqft |
2020-08-01 | 0 days | 1,586 sqft |
2020-09-01 | 0 days | 1,519 sqft |
2020-10-01 | 0 days | 1,454 sqft |
2020-11-01 | 0 days | 1,489 sqft |
2020-12-01 | 0 days | 1,356 sqft |
2021-01-01 | 0 days | 1,353 sqft |
2021-02-01 | 0 days | 1,428 sqft |
2021-03-01 | 0 days | 1,474 sqft |
2021-04-01 | 0 days | 1,476 sqft |
2021-05-01 | 0 days | 1,384 sqft |
2021-06-01 | 0 days | 1,346 sqft |
2021-07-01 | 0 days | 1,353 sqft |
2021-08-01 | 0 days | 1,326 sqft |
2021-09-01 | 0 days | 1,349 sqft |
2021-10-01 | 0 days | 1,426 sqft |
2021-11-01 | 0 days | 1,360 sqft |
2021-12-01 | 0 days | 1,349 sqft |
2022-01-01 | 0 days | 1,318 sqft |
2022-02-01 | 0 days | 1,484 sqft |
2022-03-01 | 0 days | 1,389 sqft |
2022-04-01 | 0 days | 1,388 sqft |
2022-05-01 | 0 days | 1,349 sqft |
2022-06-01 | 0 days | 1,385 sqft |
2022-07-01 | 0 days | 1,386 sqft |
2022-08-01 | 0 days | 1,520 sqft |
2022-09-01 | 0 days | 1,511 sqft |
2022-10-01 | 0 days | 1,488 sqft |
2022-11-01 | 0 days | 1,411 sqft |
2022-12-01 | 0 days | 1,368 sqft |
2023-01-01 | 0 days | 1,375 sqft |
2023-02-01 | 0 days | 1,352 sqft |
2023-03-01 | 0 days | 1,367 sqft |
2023-04-01 | 0 days | 1,376 sqft |
2023-05-01 | 0 days | 1,409 sqft |
2023-06-01 | 0 days | 1,310 sqft |
2023-07-01 | 0 days | 1,375 sqft |
2023-08-01 | 0 days | 1,348 sqft |
2023-09-01 | 0 days | 1,348 sqft |
2023-10-01 | 0 days | 1,307 sqft |
2023-11-01 | 0 days | 1,342 sqft |
2023-12-01 | 0 days | 1,342 sqft |
2024-01-01 | 0 days | 1,346 sqft |
2024-02-01 | 0 days | 1,350 sqft |
2024-03-01 | 0 days | 1,332 sqft |
2024-04-01 | 0 days | 1,352 sqft |
2024-05-01 | 0 days | 1,394 sqft |
2024-06-01 | 0 days | 1,380 sqft |
2024-07-01 | 0 days | 1,377 sqft |
2024-08-01 | 0 days | 1,332 sqft |
2024-09-01 | 0 days | 1,346 sqft |
2024-10-01 | 0 days | 1,344 sqft |
2024-11-01 | 0 days | 1,338 sqft |
Garden City's median square footage for active listings during the 2024-11-01 period was 1,338 sqft. One year prior, the average listing was 1,342 sqft.
Garden City, KS Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 194 | $41,080,000 | $211,753 |
Other | 56 | $2,890,000 | $51,607 |
Cash Out Refi | 42 | $6,160,000 | $146,667 |
Home Improvement | 23 | $1,285,000 | $55,870 |
Refi | 16 | $1,920,000 | $120,000 |
Garden City's most frequently cited loan purpose was Home Purchase, with 194 originations. The 2nd most popular reason was Other, with 56 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 130 | $24,100,000 | $185,385 |
7-8% | 104 | $13,260,000 | $127,500 |
5-6% | 47 | $12,375,000 | $263,298 |
Over 8% | 39 | $2,285,000 | $58,590 |
<2.5% | 4 | $80,000 | $20,000 |
4-5% | 4 | $910,000 | $227,500 |
2.5-3% | 3 | $325,000 | $108,333 |
During 2023, Garden City's most frequently originated rate bucket was 6-7%, with 130 originations.
Loan Sizing (Garden City, KS MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 120 | $5,690,000 | $47,417 |
$100k-200k | 104 | $15,930,000 | $153,173 |
$200k-400k | 101 | $26,245,000 | $259,851 |
$400k-600k | 5 | $2,105,000 | $421,000 |
$Over $1MM | 1 | $3,365,000 | $3,365,000 |
Garden City's loan sizing saw the bucket of loans from $100,000 or less with 120 originations, totaling $5,690,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 145 | $32,205,000 | $222,103 |
Under 20% | 52 | $1,560,000 | $30,000 |
60-80% | 51 | $11,385,000 | $223,235 |
20-40% | 44 | $2,700,000 | $61,364 |
40-60% | 32 | $4,310,000 | $134,688 |
Over 100% | 5 | $1,105,000 | $221,000 |
Garden City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 145 originations, totaling $32,205,000 in origination value.